{"_generator": {"name": "Brandry.ai", "url": "https://brandry.ai", "generated_at": "2026-07-26T16:49:36Z"}, "generated_at": "2026-07-26T16:49:36Z", "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "slug": "castlehyundaidownersgrove", "domain_id": "89", "address": "1866 Ogden Avenue", "city": "Downers Grove", "state": "IL", "zip": "60515", "phone": "(630) 598-9960", "lat": 41.808326, "lon": -88.03278999999999, "website": "https://www.castlehyundaidownersgrove.com", "base": "https://ai.castlehyundaidownersgrove.com", "mcp_endpoint": "https://ai.castlehyundaidownersgrove.com/api/ucp/mcp", "disclosure": null, "pricing": null, "hours_detail": null}, "counts": {"total": 852, "new": 555, "used": 297, "certified": 0, "offers": 0}, "price_health": {"vehicles": 852, "flagged": 851, "by_issue": {"price_source_undated": 851, "doc_fee_policy_unknown": 851, "advertised_price_not_positive": 5}, "policy_unknown": 852, "price_includes_doc_fee": 0, "price_source_stale": 0, "price_source_stale_after_hours": 48, "price_source_oldest_hours": null, "price_source_median_hours": null, "price_source_undated": 851, "price_suppressed_stale": 851, "price_suppressed_pct": 99.9, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/5NMP3DG15TH129772.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG15TH129772.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg15th129772/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,430. This offer applies to Stock #HD260887, VIN 5NMP3DG15TH129772. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,025. Advertised price: $46,595. Savings: $3,430, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,025"}, {"label": "Advertised price", "value": "$46,595"}, {"label": "Savings", "value": "$3,430, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,430", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46595.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG15TH129772_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 825, "unit": "per_month", "display": "$825/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46595.0, "price_incl_doc": 46595.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 825.12, "amount_financed": 49507.19, "sales_tax": 2912.19, "total_of_payments": 49507.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260887, VIN 5NMP3DG15TH129772. $825 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,595, before any dealer documentation fee. Amount financed $49,507, including $2,912 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,507. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG15TH129772_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 735, "unit": "per_month", "display": "$735/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46595.0, "price_incl_doc": 46595.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 734.91, "amount_financed": 49507.19, "sales_tax": 2912.19, "total_of_payments": 61732.79, "finance_charge": 12225.6, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260887, VIN 5NMP3DG15TH129772. $735 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,595, before any dealer documentation fee. Amount financed $49,507, including $2,912 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,733. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 19, "elapsed_ms": 338}}, {"vin": "KMHLS4DG5TU173334", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 24019.0, "msrp": 27015.0, "sale_price": 24819.0, "currency": "USD", "mileage": 9, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28534", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/f4b0-110013116/KMHLS4DG5TU173334/33f97b0402ff66250956aa833b496184.jpg", "images": ["https://vehicle-images.carscommerce.inc/f4b0-110013116/KMHLS4DG5TU173334/33f97b0402ff66250956aa833b496184.jpg", "https://vehicle-images.carscommerce.inc/1864-110013116/KMHLS4DG5TU173334/d7789750f4d5f5343f0113a60ed2f465.jpg", "https://vehicle-images.carscommerce.inc/2466-110013116/KMHLS4DG5TU173334/8900cb2ceff9fa43d58bc2b0e47ab737.jpg", "https://vehicle-images.carscommerce.inc/c3c0-110013116/KMHLS4DG5TU173334/c119018b058e4fdd21e6987352960cc4.jpg", "https://vehicle-images.carscommerce.inc/1603-110013116/KMHLS4DG5TU173334/9cb7855aed8b43048ee7785ccee5b1d4.jpg", "https://vehicle-images.carscommerce.inc/91aa-110013116/KMHLS4DG5TU173334/f74407a232f425bc485227dca4c5c223.png", "https://vehicle-images.carscommerce.inc/3929-110013116/KMHLS4DG5TU173334/110a14cab2c160c9552768d536f441a6.jpg", "https://vehicle-images.carscommerce.inc/77ec-110013116/KMHLS4DG5TU173334/dd5e2a3b2e0e8a6ec5ff1f6740786256.jpg", "https://vehicle-images.carscommerce.inc/5646-110013116/KMHLS4DG5TU173334/ec928ab83b0c0e53745b2ab89745b948.png", "https://vehicle-images.carscommerce.inc/efbd-110013116/KMHLS4DG5TU173334/b99e729d4f13f9fd0405342ca0949a83.jpg", "https://vehicle-images.carscommerce.inc/d2bf-110013116/KMHLS4DG5TU173334/9bd4623e43a3a239256b3cd4d7f861fc.jpg", "https://vehicle-images.carscommerce.inc/d15c-110013116/KMHLS4DG5TU173334/51f83bf83d4d44cc92b3a2f3b6d4991f.png", "https://vehicle-images.carscommerce.inc/196b-110013116/KMHLS4DG5TU173334/1d034bb325be36911ac98c3ec212a090.jpg", "https://vehicle-images.carscommerce.inc/9e1e-110013116/KMHLS4DG5TU173334/98d1a05c9e1f4ab7f763248003aa1af6.jpg", "https://vehicle-images.carscommerce.inc/7b1e-110013116/KMHLS4DG5TU173334/afc229d0be118ddd7673f236a2f0bf87.png", "https://vehicle-images.carscommerce.inc/db65-110013116/KMHLS4DG5TU173334/a1b7c7c2c428652dcf8273f6ce624ab5.jpg", "https://vehicle-images.carscommerce.inc/ebe8-110013116/KMHLS4DG5TU173334/6968d3f6e3df50f96b613b05594c3295.jpg", "https://vehicle-images.carscommerce.inc/7c3f-110013116/KMHLS4DG5TU173334/2a5519c0dec53dedd4c4368168e19e5f.png", "https://vehicle-images.carscommerce.inc/d22a-110013116/KMHLS4DG5TU173334/89ea004212db45efe91519c938961d49.jpg", "https://vehicle-images.carscommerce.inc/d2fa-110013116/KMHLS4DG5TU173334/c41ef4af542c01ea826dc0f2efba028f.jpg", "https://vehicle-images.carscommerce.inc/2247-110013116/KMHLS4DG5TU173334/0680031a9f6a7eefb881d2c8ab26a2f6.jpg", "https://vehicle-images.carscommerce.inc/f6f2-110013116/KMHLS4DG5TU173334/03e116f45b71db368e6a6e6f0b09bb34.jpg", "https://vehicle-images.carscommerce.inc/6c60-110013116/KMHLS4DG5TU173334/1cee361a8a47e15e303eee675e4d0e6d.png", "https://vehicle-images.carscommerce.inc/2ecc-110013116/KMHLS4DG5TU173334/8b8413fc3cf166e95f02aae06a9bdd03.jpg", "https://vehicle-images.carscommerce.inc/9995-110013116/KMHLS4DG5TU173334/257dc2ca3b29f23506cfae246b033293.jpg", "https://vehicle-images.carscommerce.inc/2714-110013116/KMHLS4DG5TU173334/e9eba5307dc420f58b001cf67a56658b.jpg", "https://vehicle-images.carscommerce.inc/7fff-110013116/KMHLS4DG5TU173334/6252f84f5d1e54459ca239895079133b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27015.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG5TU173334.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg5tu173334/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg5tu173334/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG5TU173334.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG5TU173334.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG5TU173334.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg5tu173334/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,996. This offer applies to Stock #28534, VIN KMHLS4DG5TU173334. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $27,015. Advertised price: $24,019. Savings: $2,996, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$27,015"}, {"label": "Advertised price", "value": "$24,019"}, {"label": "Savings", "value": "$2,996, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,996", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24019.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG5TU173334_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 464, "unit": "per_month", "display": "$464/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24019.0, "price_incl_doc": 24019.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 464.14, "amount_financed": 25520.19, "sales_tax": 1501.19, "total_of_payments": 27848.55, "finance_charge": 2328.36, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28534, VIN KMHLS4DG5TU173334. $464 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $24,019, before any dealer documentation fee. Amount financed $25,520, including $1,501 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,849. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG5TU173334_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 379, "unit": "per_month", "display": "$379/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24019.0, "price_incl_doc": 24019.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 378.84, "amount_financed": 25520.19, "sales_tax": 1501.19, "total_of_payments": 31822.3, "finance_charge": 6302.11, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28534, VIN KMHLS4DG5TU173334. $379 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,019, before any dealer documentation fee. Amount financed $25,520, including $1,501 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,822. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 20, "elapsed_ms": 341}}, {"vin": "KMHRC8A3XTU452276", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 24931.0, "msrp": 25125.0, "sale_price": 24931.0, "currency": "USD", "mileage": 11, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "28538", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/d55f-110013116/KMHRC8A3XTU452276/38d242bd78415f3a83367882b5391ed7.jpg", "images": ["https://vehicle-images.carscommerce.inc/d55f-110013116/KMHRC8A3XTU452276/38d242bd78415f3a83367882b5391ed7.jpg", "https://vehicle-images.carscommerce.inc/aefa-110013116/KMHRC8A3XTU452276/05a746a0949f5e3afe5d7bdbb015aba8.jpg", "https://vehicle-images.carscommerce.inc/1726-110013116/KMHRC8A3XTU452276/cbd38282287ec363e9fabc2e0410e888.jpg", "https://vehicle-images.carscommerce.inc/1f89-110013116/KMHRC8A3XTU452276/51b207a772b02d362a57f521b5f21e0a.jpg", "https://vehicle-images.carscommerce.inc/ea2d-110013116/KMHRC8A3XTU452276/5281e68aeca3156aa557b2e1b57ba200.png", "https://vehicle-images.carscommerce.inc/db26-110013116/KMHRC8A3XTU452276/3801e2fae77a4d5615b55a5fc563d630.jpg", "https://vehicle-images.carscommerce.inc/bd67-110013116/KMHRC8A3XTU452276/2ab2721a247cb2b3db8813e23943c5ca.jpg", "https://vehicle-images.carscommerce.inc/f94d-110013116/KMHRC8A3XTU452276/c2e821e88a66a294b087898a050030e4.png", "https://vehicle-images.carscommerce.inc/7fc0-110013116/KMHRC8A3XTU452276/da3831c5e600791600c56f699220434c.jpg", "https://vehicle-images.carscommerce.inc/d2e7-110013116/KMHRC8A3XTU452276/7e78058808d11b1e96470e1e14ddcbdf.jpg", "https://vehicle-images.carscommerce.inc/30b5-110013116/KMHRC8A3XTU452276/bb10e3feb731680c2fa726094f1f5d8f.png", "https://vehicle-images.carscommerce.inc/9c09-110013116/KMHRC8A3XTU452276/e017ce973bcf748125030f78142554c4.jpg", "https://vehicle-images.carscommerce.inc/b435-110013116/KMHRC8A3XTU452276/7fb02fbb2679b2c5a1c31f2127953740.jpg", "https://vehicle-images.carscommerce.inc/7493-110013116/KMHRC8A3XTU452276/73e80ded0b2b6527bf859649277fdf8b.png", "https://vehicle-images.carscommerce.inc/5d78-110013116/KMHRC8A3XTU452276/82b6b2e007be6f82a7b8c64d6eabff9b.jpg", "https://vehicle-images.carscommerce.inc/6a0e-110013116/KMHRC8A3XTU452276/e4d6de2924a341d1224cde43f4ac6b74.jpg", "https://vehicle-images.carscommerce.inc/64e9-110013116/KMHRC8A3XTU452276/95667c58082b5d822ddb80b40f9b8976.png", "https://vehicle-images.carscommerce.inc/7f14-110013116/KMHRC8A3XTU452276/a7da98a801af1cf2aefa04ed5f41154e.jpg", "https://vehicle-images.carscommerce.inc/f773-110013116/KMHRC8A3XTU452276/8ba0cc2989dc0213684107b03aec6c4c.jpg", "https://vehicle-images.carscommerce.inc/363c-110013116/KMHRC8A3XTU452276/b4172d751c8f9770e53f67c85179dd77.jpg", "https://vehicle-images.carscommerce.inc/9a6a-110013116/KMHRC8A3XTU452276/a803f2afb9e62220f3c65b64504ed735.jpg", "https://vehicle-images.carscommerce.inc/b97d-110013116/KMHRC8A3XTU452276/445c6e3c46cdcfca6439341c56398fdc.png", "https://vehicle-images.carscommerce.inc/f3b4-110013116/KMHRC8A3XTU452276/6c25a56865aaec4334adf9afdf37afbc.jpg", "https://vehicle-images.carscommerce.inc/4656-110013116/KMHRC8A3XTU452276/50604b41a5078919dd6d2a624240f9c4.jpg", "https://vehicle-images.carscommerce.inc/9ede-110013116/KMHRC8A3XTU452276/970966096a7386bf3945b58f62929134.jpg", "https://vehicle-images.carscommerce.inc/6bdc-110013116/KMHRC8A3XTU452276/7f7b8901ea349c8492dccb39b1eef809.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25125.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A3XTU452276.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a3xtu452276/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a3xtu452276/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A3XTU452276.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A3XTU452276.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A3XTU452276.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a3xtu452276/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $194. This offer applies to Stock #28538, VIN KMHRC8A3XTU452276. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,125. Advertised price: $24,931. Savings: $194, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,125"}, {"label": "Advertised price", "value": "$24,931"}, {"label": "Savings", "value": "$194, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $194", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24931.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A3XTU452276_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 506, "unit": "per_month", "display": "$506/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24931.0, "price_incl_doc": 24931.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 505.85, "amount_financed": 26489.19, "sales_tax": 1558.19, "total_of_payments": 30351.12, "finance_charge": 3861.93, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28538, VIN KMHRC8A3XTU452276. $506 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,931, before any dealer documentation fee. Amount financed $26,489, including $1,558 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,351. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A3XTU452276_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24931.0, "price_incl_doc": 24931.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 393.22, "amount_financed": 26489.19, "sales_tax": 1558.19, "total_of_payments": 33030.59, "finance_charge": 6541.4, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28538, VIN KMHRC8A3XTU452276. $393 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,931, before any dealer documentation fee. Amount financed $26,489, including $1,558 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,031. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 18, "elapsed_ms": 334}}, {"vin": "KM8HFCABXVU518535", "title": "2027 Hyundai KONA Sport", "year": 2027, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 31653.0, "msrp": null, "sale_price": 31653.0, "currency": "USD", "mileage": null, "exterior_color": "Cyber Gray Metallic", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "KM8HFCABXVU518535", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/5ae3-110013116/KM8HFCABXVU518535/a5f64cfab5fc8fabe7ea6c7cc07e0d3f.jpg", "images": ["https://vehicle-images.carscommerce.inc/5ae3-110013116/KM8HFCABXVU518535/a5f64cfab5fc8fabe7ea6c7cc07e0d3f.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2027, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCABXVU518535.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-kona-sel-sport-awd-sport-utility-km8hfcabxvu518535/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-kona-sel-sport-awd-sport-utility-km8hfcabxvu518535/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCABXVU518535.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCABXVU518535.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCABXVU518535.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-kona-sel-sport-awd-sport-utility-km8hfcabxvu518535/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8HFCABXVU518535, VIN KM8HFCABXVU518535. Advertised price: $31,653. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,653"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31653.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCABXVU518535_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 612, "unit": "per_month", "display": "$612/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31653.0, "price_incl_doc": 31653.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 611.66, "amount_financed": 33631.31, "sales_tax": 1978.31, "total_of_payments": 36699.7, "finance_charge": 3068.39, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8HFCABXVU518535, VIN KM8HFCABXVU518535. $612 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $31,653, before any dealer documentation fee. Amount financed $33,631, including $1,978 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $36,700. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCABXVU518535_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31653.0, "price_incl_doc": 31653.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 499.24, "amount_financed": 33631.31, "sales_tax": 1978.31, "total_of_payments": 41936.43, "finance_charge": 8305.12, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8HFCABXVU518535, VIN KM8HFCABXVU518535. $499 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,653, before any dealer documentation fee. Amount financed $33,631, including $1,978 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,936. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 17, "elapsed_ms": 333}}, {"vin": "JTEBU5JR1G5330178", "title": "2016 Toyota 4Runner Limited", "year": 2016, "make": "Toyota", "model": "4Runner", "trim": "Limited", "decoded_trim": "Base Grade", "condition": "used", "price": 27402.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 88095, "exterior_color": null, "interior_color": null, "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "4.0L V6 SMPI DOHC", "engine_displacement_l": 4.0, "engine_cylinders": 6, "transmission": "5-Speed Automatic with Overdrive", "mpg_city": 17, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "HD260693AA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260693AA, VIN JTEBU5JR1G5330178. Advertised price: $27,402. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,402"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Seats", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27402.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JTEBU5JR1G5330178_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 684, "unit": "per_month", "display": "$684/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27402.0, "price_incl_doc": 27402.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 683.62, "amount_financed": 29114.63, "sales_tax": 1712.63, "total_of_payments": 32813.97, "finance_charge": 3699.34, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260693AA, VIN JTEBU5JR1G5330178. $684 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,402, before any dealer documentation fee. Amount financed $29,115, including $1,713 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,814. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTEBU5JR1G5330178_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 570, "unit": "per_month", "display": "$570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27402.0, "price_incl_doc": 27402.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 569.52, "amount_financed": 29114.63, "sales_tax": 1712.63, "total_of_payments": 34171.49, "finance_charge": 5056.86, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260693AA, VIN JTEBU5JR1G5330178. $570 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,402, before any dealer documentation fee. Amount financed $29,115, including $1,713 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,171. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTEBU5JR1G5330178_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 496, "unit": "per_month", "display": "$496/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27402.0, "price_incl_doc": 27402.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 496.24, "amount_financed": 29114.63, "sales_tax": 1712.63, "total_of_payments": 35728.97, "finance_charge": 6614.34, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260693AA, VIN JTEBU5JR1G5330178. $496 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,402, before any dealer documentation fee. Amount financed $29,115, including $1,713 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,729. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl6th216382/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL6TH216382.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL6TH216382.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL6TH216382.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl6th216382/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,134. This offer applies to Stock #NRHD260809, VIN 5NMP5DGL6TH216382. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,955. Advertised price: $46,821. Savings: $5,134, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,955"}, {"label": "Advertised price", "value": "$46,821"}, {"label": "Savings", "value": "$5,134, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,134", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46821.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL6TH216382_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46821.0, "price_incl_doc": 46821.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 829.12, "amount_financed": 49747.31, "sales_tax": 2926.31, "total_of_payments": 49747.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260809, VIN 5NMP5DGL6TH216382. $829 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,821, before any dealer documentation fee. Amount financed $49,747, including $2,926 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,747. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL6TH216382_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 738, "unit": "per_month", "display": "$738/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46821.0, "price_incl_doc": 46821.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 738.48, "amount_financed": 49747.31, "sales_tax": 2926.31, "total_of_payments": 62032.21, "finance_charge": 12284.9, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260809, VIN 5NMP5DGL6TH216382. $738 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,821, before any dealer documentation fee. Amount financed $49,747, including $2,926 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,032. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL6TH216382_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 577, "unit": "per_month", "display": "$577/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51955.0, "selling_price": 46821.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 577.34, "net_cap_cost": 47471.0, "residual_value": 32212.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 577.34, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 737.34}, "total_of_payments": 20772, "total_of_payments_unrounded": 20784.24}, "disclosure": "Estimated lease payment for stock #NRHD260809, VIN 5NMP5DGL6TH216382. $577 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $737, made up of $577 first payment, $60 title, $100 registration. MSRP $51,955. Lease selling price $46,821. Net capitalized cost $47,471. Residual value $32,212, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,772. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL6TH216382_lease", "type": "lease", "label": "Lease", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51955.0, "selling_price": 46821.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 484.05, "net_cap_cost": 44472.0, "residual_value": 32212.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 484.05, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3643.05}, "total_of_payments": 17424, "total_of_payments_unrounded": 17425.8}, "disclosure": "Estimated lease payment for stock #NRHD260809, VIN 5NMP5DGL6TH216382. $484 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,643, made up of $484 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,955. Lease selling price $46,821. Net capitalized cost $44,472. Residual value $32,212, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,424. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 437}}, {"vin": "WAUEFBF23PN008385", "title": "2023 Audi S6 Plus", "year": 2023, "make": "Audi", "model": "S6", "trim": "Plus", "decoded_trim": "quattro Premium Plus", "condition": "used", "price": 50412.0, "msrp": 0.0, "sale_price": 51708.0, "currency": "USD", "mileage": 40602, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "quattro", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline/Mild Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "2.9L V6 Turbocharged DOHC 24V LEV3-ULEV70 444hp", "engine_displacement_l": 2.9, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Tiptronic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PDV0762", "stock_status": "In Stock", "availability": "In Stock", 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[], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-audi-s6-2-9t-premium-plus-quattro-4d-sedan-wauefbf23pn008385/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-audi-s6-2-9t-premium-plus-quattro-4d-sedan-wauefbf23pn008385/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/WAUEFBF23PN008385.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/WAUEFBF23PN008385.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/WAUEFBF23PN008385.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-audi-s6-2-9t-premium-plus-quattro-4d-sedan-wauefbf23pn008385/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0762, VIN WAUEFBF23PN008385. Advertised price: $50,412. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,412"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Seats", "Premium Plus Package", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50412.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WAUEFBF23PN008385_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1258, "unit": "per_month", "display": "$1,258/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50412.0, "price_incl_doc": 50412.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1257.68, "amount_financed": 53562.75, "sales_tax": 3150.75, "total_of_payments": 60368.5, "finance_charge": 6805.75, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0762, VIN WAUEFBF23PN008385. $1,258 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $50,412, before any dealer documentation fee. Amount financed $53,563, including $3,151 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $60,368. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WAUEFBF23PN008385_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1048, "unit": "per_month", "display": "$1,048/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50412.0, "price_incl_doc": 50412.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1047.77, "amount_financed": 53562.75, "sales_tax": 3150.75, "total_of_payments": 62865.95, "finance_charge": 9303.2, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0762, VIN WAUEFBF23PN008385. $1,048 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $50,412, before any dealer documentation fee. Amount financed $53,563, including $3,151 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $62,866. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WAUEFBF23PN008385_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50412.0, "price_incl_doc": 50412.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.93, "amount_financed": 53562.75, "sales_tax": 3150.75, "total_of_payments": 65731.28, "finance_charge": 12168.53, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0762, VIN WAUEFBF23PN008385. $913 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $50,412, before any dealer documentation fee. Amount financed $53,563, including $3,151 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $65,731. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 347}}, {"vin": "KMHRC8A37TU484893", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 24550.0, "msrp": 24760.0, "sale_price": 25173.0, "currency": "USD", "mileage": null, "exterior_color": "Denim w/White Roof", "interior_color": "Denim", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "KMHRC8A37TU484893", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/9399-110013116/KMHRC8A37TU484893/e8b7dbd4f35503958cc9f487343fddb7.jpg", "images": ["https://vehicle-images.carscommerce.inc/9399-110013116/KMHRC8A37TU484893/e8b7dbd4f35503958cc9f487343fddb7.jpg", "https://vehicle-images.carscommerce.inc/1cc8-110013116/KMHRC8A37TU484893/16c56f522646e55152760edf1df10d11.jpg", "https://vehicle-images.carscommerce.inc/e418-110013116/KMHRC8A37TU484893/9e597de5e7e50472ce3b55d123bc7346.jpg", "https://vehicle-images.carscommerce.inc/7495-110013116/KMHRC8A37TU484893/71151ab1b66b9da60a587a52dbbeefdf.jpg", "https://vehicle-images.carscommerce.inc/e90c-110013116/KMHRC8A37TU484893/de58173cbc98351fe3db81be6add3c2e.jpg", "https://vehicle-images.carscommerce.inc/969b-110013116/KMHRC8A37TU484893/b69d52c16553d21dc961e00bef647b53.png", "https://vehicle-images.carscommerce.inc/9549-110013116/KMHRC8A37TU484893/d55f0f6ecad1f7011415833ef4fe8037.jpg", "https://vehicle-images.carscommerce.inc/9865-110013116/KMHRC8A37TU484893/dd7375a887ad3eb89cc82efcefbf6739.jpg", "https://vehicle-images.carscommerce.inc/b30c-110013116/KMHRC8A37TU484893/b42b44e262e3447412aabca60d1b2090.png", "https://vehicle-images.carscommerce.inc/55b8-110013116/KMHRC8A37TU484893/74b2bd651d750a7fabacfcdb39e13728.jpg", "https://vehicle-images.carscommerce.inc/fa07-110013116/KMHRC8A37TU484893/906ceae2792a308a87ec27da7851c416.jpg", "https://vehicle-images.carscommerce.inc/7741-110013116/KMHRC8A37TU484893/f3a619d904c4d4ccd85b4cbe6eb40f69.png", "https://vehicle-images.carscommerce.inc/9aa0-110013116/KMHRC8A37TU484893/e9c5872c374f82de92eae5d72a4c3d1a.jpg", "https://vehicle-images.carscommerce.inc/55e6-110013116/KMHRC8A37TU484893/09e13f35131686135d9851c12f592f1a.jpg", "https://vehicle-images.carscommerce.inc/c84c-110013116/KMHRC8A37TU484893/7a44a747ad6e02d3af5c18e1863be253.png", "https://vehicle-images.carscommerce.inc/485b-110013116/KMHRC8A37TU484893/7a9e315bd9e7478fe3ee5903425e53b9.jpg", "https://vehicle-images.carscommerce.inc/ca55-110013116/KMHRC8A37TU484893/d79df7e4f1d71eb3289cb0f001f2b537.jpg", "https://vehicle-images.carscommerce.inc/17d2-110013116/KMHRC8A37TU484893/6150ee54ba8b621d344357b201c6c7c3.png", "https://vehicle-images.carscommerce.inc/4b09-110013116/KMHRC8A37TU484893/ab6f52326a54f422e6d18ea2320e0ceb.jpg", "https://vehicle-images.carscommerce.inc/a0cb-110013116/KMHRC8A37TU484893/0f7cf7c07cdeffd0bdf3a6d602666018.jpg", "https://vehicle-images.carscommerce.inc/f623-110013116/KMHRC8A37TU484893/202757cadab4b7433dfce3d643cc6b8d.png", "https://vehicle-images.carscommerce.inc/e7ff-110013116/KMHRC8A37TU484893/24eb6010ca4b1f6e760af07a5bdb0e91.jpg", "https://vehicle-images.carscommerce.inc/3d05-110013116/KMHRC8A37TU484893/9ebbecb193b0a00661288580a0cf3344.jpg", "https://vehicle-images.carscommerce.inc/427f-110013116/KMHRC8A37TU484893/d4ad1ccd0dd33cab8ec524b157819da3.png", "https://vehicle-images.carscommerce.inc/9d45-110013116/KMHRC8A37TU484893/6eec7de63c3e8f245b4cec0336f81dac.jpg", "https://vehicle-images.carscommerce.inc/a15a-110013116/KMHRC8A37TU484893/e9397196ce33b1fac4e6974c8dbeb776.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 24760.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A37TU484893.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a37tu484893/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a37tu484893/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A37TU484893.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A37TU484893.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A37TU484893.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a37tu484893/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $210. This offer applies to Stock #KMHRC8A37TU484893, VIN KMHRC8A37TU484893. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $24,760. Advertised price: $24,550. Savings: $210, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$24,760"}, {"label": "Advertised price", "value": "$24,550"}, {"label": "Savings", "value": "$210, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $210", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Push Start", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24550.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A37TU484893_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24550.0, "price_incl_doc": 24550.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.12, "amount_financed": 26084.38, "sales_tax": 1534.38, "total_of_payments": 29887.3, "finance_charge": 3802.92, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHRC8A37TU484893, VIN KMHRC8A37TU484893. $498 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,550, before any dealer documentation fee. Amount financed $26,084, including $1,534 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $29,887. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A37TU484893_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 387, "unit": "per_month", "display": "$387/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24550.0, "price_incl_doc": 24550.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 387.21, "amount_financed": 26084.38, "sales_tax": 1534.38, "total_of_payments": 32525.81, "finance_charge": 6441.43, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHRC8A37TU484893, VIN KMHRC8A37TU484893. $387 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,550, before any dealer documentation fee. Amount financed $26,084, including $1,534 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,526. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 22, "elapsed_ms": 344}}, {"vin": "JM3KFBCM7S0753908", "title": "2025 Mazda CX-5 Package", "year": 2025, "make": "Mazda", "model": "CX-5", "trim": "Package", "decoded_trim": "Preferred", "condition": "used", "price": 30258.0, "msrp": 0.0, "sale_price": 30827.0, "currency": "USD", "mileage": 2, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 26, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MD252278", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-s-preferred-package-awd-4d-sport-utility-jm3kfbcm7s0753908/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-s-preferred-package-awd-4d-sport-utility-jm3kfbcm7s0753908/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KFBCM7S0753908.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBCM7S0753908.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBCM7S0753908.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-s-preferred-package-awd-4d-sport-utility-jm3kfbcm7s0753908/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD252278, VIN JM3KFBCM7S0753908. Advertised price: $30,258. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,258"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30258.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCM7S0753908_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 755, "unit": "per_month", "display": "$755/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30258.0, "price_incl_doc": 30258.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 754.88, "amount_financed": 32149.13, "sales_tax": 1891.13, "total_of_payments": 36234.04, "finance_charge": 4084.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD252278, VIN JM3KFBCM7S0753908. $755 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,258, before any dealer documentation fee. Amount financed $32,149, including $1,891 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,234. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM7S0753908_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 629, "unit": "per_month", "display": "$629/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30258.0, "price_incl_doc": 30258.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 628.88, "amount_financed": 32149.13, "sales_tax": 1891.13, "total_of_payments": 37733.04, "finance_charge": 5583.91, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD252278, VIN JM3KFBCM7S0753908. $629 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,258, before any dealer documentation fee. Amount financed $32,149, including $1,891 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,733. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM7S0753908_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 548, "unit": "per_month", "display": "$548/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30258.0, "price_incl_doc": 30258.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 547.96, "amount_financed": 32149.13, "sales_tax": 1891.13, "total_of_payments": 39452.86, "finance_charge": 7303.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD252278, VIN JM3KFBCM7S0753908. $548 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,258, before any dealer documentation fee. Amount financed $32,149, including $1,891 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,453. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 26, "elapsed_ms": 233}}, {"vin": "KM8HF3AB2TU422816", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 26349.0, "msrp": 29220.0, "sale_price": 28099.0, "currency": "USD", "mileage": 8, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 28, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "28451", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/3350-110013116/KM8HF3AB2TU422816/208bd44449ed9b627b3a984f99064836.jpg", "images": ["https://vehicle-images.carscommerce.inc/3350-110013116/KM8HF3AB2TU422816/208bd44449ed9b627b3a984f99064836.jpg", "https://vehicle-images.carscommerce.inc/b82f-110013116/KM8HF3AB2TU422816/9a5f4e168bfd0a2bc32ad86f76e80c0f.jpg", "https://vehicle-images.carscommerce.inc/d66a-110013116/KM8HF3AB2TU422816/47261022f8c1af138fd9ccaf3d967c96.jpg", "https://vehicle-images.carscommerce.inc/feb7-110013116/KM8HF3AB2TU422816/2524c39304ac0195941eca222514ee06.jpg", "https://vehicle-images.carscommerce.inc/f719-110013116/KM8HF3AB2TU422816/28f00b435493c8aea6a941cde5c3f757.jpg", "https://vehicle-images.carscommerce.inc/d66c-110013116/KM8HF3AB2TU422816/7dfea3643c209e22f5fdac8cc04cc775.png", "https://vehicle-images.carscommerce.inc/335c-110013116/KM8HF3AB2TU422816/d0e4c1fa6f1db024bd815232ab698548.jpg", "https://vehicle-images.carscommerce.inc/b0e5-110013116/KM8HF3AB2TU422816/b8a04653a67536608a6d5fd3c1e8ab0f.jpg", "https://vehicle-images.carscommerce.inc/73a6-110013116/KM8HF3AB2TU422816/d5776c7e8e3ab0ce0c14116331b3e80d.png", "https://vehicle-images.carscommerce.inc/117b-110013116/KM8HF3AB2TU422816/7af33e00955dea920eb87e2ce511d79a.jpg", "https://vehicle-images.carscommerce.inc/e810-110013116/KM8HF3AB2TU422816/25dadf23adbfb4e9460f1b572fc5d7c5.jpg", "https://vehicle-images.carscommerce.inc/1d01-110013116/KM8HF3AB2TU422816/206f5ee80e3f7ac4f97e707bbe89a328.png", "https://vehicle-images.carscommerce.inc/d87c-110013116/KM8HF3AB2TU422816/7a51d958f37efe1f94791d2465726169.jpg", "https://vehicle-images.carscommerce.inc/2e65-110013116/KM8HF3AB2TU422816/04ed3feadf6597e738363179beed5c62.jpg", "https://vehicle-images.carscommerce.inc/9cd5-110013116/KM8HF3AB2TU422816/a268fde86576a4db10c18457055887fa.png", "https://vehicle-images.carscommerce.inc/9f2b-110013116/KM8HF3AB2TU422816/0e95f1742546ae27bb747e37d7feb94c.jpg", "https://vehicle-images.carscommerce.inc/d561-110013116/KM8HF3AB2TU422816/15a7ff7f4ec6b58a918cde5a4055cb2e.jpg", "https://vehicle-images.carscommerce.inc/786f-110013116/KM8HF3AB2TU422816/3f6cfdb448ca9621c53dd51ba19da7d1.png", "https://vehicle-images.carscommerce.inc/57f0-110013116/KM8HF3AB2TU422816/6b1452d4a6238c9fd819e4829b6a9a90.jpg", "https://vehicle-images.carscommerce.inc/c55e-110013116/KM8HF3AB2TU422816/d11c20e3c81e5a8e88f5b83765ae0fb9.jpg", "https://vehicle-images.carscommerce.inc/6149-110013116/KM8HF3AB2TU422816/64d8639e2dd00adc707bcffa3bd91d68.jpg", "https://vehicle-images.carscommerce.inc/987d-110013116/KM8HF3AB2TU422816/ec7c30e90c667efa3db4c6f98e7e6c2d.jpg", "https://vehicle-images.carscommerce.inc/7237-110013116/KM8HF3AB2TU422816/3507e6f4b9ba04565c15ba9857776c21.png", "https://vehicle-images.carscommerce.inc/f3bb-110013116/KM8HF3AB2TU422816/27858287906536d7af0d270259ce42c1.jpg", "https://vehicle-images.carscommerce.inc/bf8e-110013116/KM8HF3AB2TU422816/49012eaa0622327358198080fe6df1d1.jpg", "https://vehicle-images.carscommerce.inc/7a96-110013116/KM8HF3AB2TU422816/a04ec640f8598428cf5e9e9e6fa04b3a.jpg", "https://vehicle-images.carscommerce.inc/af48-110013116/KM8HF3AB2TU422816/423c5b15afeee12c8e87aa99fa5972c9.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29220.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HF3AB2TU422816.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab2tu422816/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab2tu422816/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HF3AB2TU422816.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB2TU422816.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB2TU422816.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab2tu422816/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,871. This offer applies to Stock #28451, VIN KM8HF3AB2TU422816. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $29,220. Advertised price: $26,349. Savings: $2,871, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$29,220"}, {"label": "Advertised price", "value": "$26,349"}, {"label": "Savings", "value": "$2,871, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,871", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26349.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HF3AB2TU422816_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26349.0, "price_incl_doc": 26349.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 509.17, "amount_financed": 27995.81, "sales_tax": 1646.81, "total_of_payments": 30550.04, "finance_charge": 2554.23, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28451, VIN KM8HF3AB2TU422816. $509 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $26,349, before any dealer documentation fee. Amount financed $27,996, including $1,647 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $30,550. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HF3AB2TU422816_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 416, "unit": "per_month", "display": "$416/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26349.0, "price_incl_doc": 26349.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 415.59, "amount_financed": 27995.81, "sales_tax": 1646.81, "total_of_payments": 34909.26, "finance_charge": 6913.45, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28451, VIN KM8HF3AB2TU422816. $416 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $26,349, before any dealer documentation fee. Amount financed $27,996, including $1,647 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $34,909. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 204}}, {"vin": "JM3KFBBL9S0721535", "title": "2025 Mazda CX-5 Package", "year": 2025, "make": "Mazda", "model": "CX-5", "trim": "Package", "decoded_trim": "Select", "condition": "used", "price": 28927.0, "msrp": 0.0, "sale_price": 29231.0, "currency": "USD", "mileage": 5815, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 23, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0907", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-s-select-package-awd-4d-sport-utility-jm3kfbbl9s0721535/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KFBBL9S0721535.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBBL9S0721535.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBBL9S0721535.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-s-select-package-awd-4d-sport-utility-jm3kfbbl9s0721535/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0907, VIN JM3KFBBL9S0721535. Advertised price: $28,927. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,927"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28927.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBBL9S0721535_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 722, "unit": "per_month", "display": "$722/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28927.0, "price_incl_doc": 28927.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 721.67, "amount_financed": 30734.94, "sales_tax": 1807.94, "total_of_payments": 34640.16, "finance_charge": 3905.22, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0907, VIN JM3KFBBL9S0721535. $722 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,927, before any dealer documentation fee. Amount financed $30,735, including $1,808 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,640. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBBL9S0721535_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28927.0, "price_incl_doc": 28927.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.22, "amount_financed": 30734.94, "sales_tax": 1807.94, "total_of_payments": 36073.23, "finance_charge": 5338.29, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0907, VIN JM3KFBBL9S0721535. $601 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,927, before any dealer documentation fee. Amount financed $30,735, including $1,808 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,073. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBBL9S0721535_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 524, "unit": "per_month", "display": "$524/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28927.0, "price_incl_doc": 28927.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 523.85, "amount_financed": 30734.94, "sales_tax": 1807.94, "total_of_payments": 37717.39, "finance_charge": 6982.45, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0907, VIN JM3KFBBL9S0721535. $524 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,927, before any dealer documentation fee. Amount financed $30,735, including $1,808 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,717. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 210}}, {"vin": "JM3KFBBMXP0250754", "title": "2023 Mazda CX-5 Package", "year": 2023, "make": "Mazda", "model": "CX-5", "trim": "Package", "decoded_trim": "Select Package", "condition": "used", "price": 24129.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 58337, "exterior_color": "Gray", "interior_color": "Silk Beige", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae-G 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MD262838A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Mazda", "model": "CX-5", "year": 2023, "trim": "Select Package", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mazda-cx-5-2-5-s-select-package-awd-4d-sport-utility-jm3kfbbmxp0250754/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mazda-cx-5-2-5-s-select-package-awd-4d-sport-utility-jm3kfbbmxp0250754/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KFBBMXP0250754.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBBMXP0250754.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBBMXP0250754.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mazda-cx-5-2-5-s-select-package-awd-4d-sport-utility-jm3kfbbmxp0250754/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262838A, VIN JM3KFBBMXP0250754. Advertised price: $24,129. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,129"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24129.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBBMXP0250754_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 602, "unit": "per_month", "display": "$602/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24129.0, "price_incl_doc": 24129.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.97, "amount_financed": 25637.06, "sales_tax": 1508.06, "total_of_payments": 28894.54, "finance_charge": 3257.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262838A, VIN JM3KFBBMXP0250754. $602 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,129, before any dealer documentation fee. Amount financed $25,637, including $1,508 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,895. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBBMXP0250754_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 502, "unit": "per_month", "display": "$502/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24129.0, "price_incl_doc": 24129.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 501.5, "amount_financed": 25637.06, "sales_tax": 1508.06, "total_of_payments": 30089.91, "finance_charge": 4452.85, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262838A, VIN JM3KFBBMXP0250754. $502 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,129, before any dealer documentation fee. Amount financed $25,637, including $1,508 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,090. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBBMXP0250754_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 437, "unit": "per_month", "display": "$437/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24129.0, "price_incl_doc": 24129.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 436.96, "amount_financed": 25637.06, "sales_tax": 1508.06, "total_of_payments": 31461.36, "finance_charge": 5824.3, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262838A, VIN JM3KFBBMXP0250754. $437 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,129, before any dealer documentation fee. Amount financed $25,637, including $1,508 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,461. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 248}}, {"vin": "KM8HFCAB9TU420559", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 28267.0, "msrp": 31150.0, "sale_price": 30017.0, "currency": "USD", "mileage": 8, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28369", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/54b5-110013116/KM8HFCAB9TU420559/e8a006f4b7a63952b67b14808efb5cab.jpg", "images": ["https://vehicle-images.carscommerce.inc/54b5-110013116/KM8HFCAB9TU420559/e8a006f4b7a63952b67b14808efb5cab.jpg", "https://vehicle-images.carscommerce.inc/60cb-110013116/KM8HFCAB9TU420559/003bf72598a940f1ee391b620814aa06.jpg", "https://vehicle-images.carscommerce.inc/4920-110013116/KM8HFCAB9TU420559/8748bf24e6c2e7e5c6ec96cae8abcbb1.jpg", "https://vehicle-images.carscommerce.inc/7993-110013116/KM8HFCAB9TU420559/9992232e9f4ae71fc478c01da6fc5e32.jpg", "https://vehicle-images.carscommerce.inc/e2f2-110013116/KM8HFCAB9TU420559/306d9ba8a001aa2d8a56b5378b10df95.png", "https://vehicle-images.carscommerce.inc/d9e0-110013116/KM8HFCAB9TU420559/61ca4633a1ced0a6bf22bec670d78257.jpg", "https://vehicle-images.carscommerce.inc/1e0a-110013116/KM8HFCAB9TU420559/d7874bd8cc330f74baf2ade69a143aec.jpg", "https://vehicle-images.carscommerce.inc/9474-110013116/KM8HFCAB9TU420559/80062196107117b6f2647f0112035378.png", "https://vehicle-images.carscommerce.inc/f751-110013116/KM8HFCAB9TU420559/24f1c43e005bae31143d73e6d3fbddab.jpg", "https://vehicle-images.carscommerce.inc/21a5-110013116/KM8HFCAB9TU420559/a52dbee7faad09db4e08ea963d03f492.jpg", "https://vehicle-images.carscommerce.inc/616d-110013116/KM8HFCAB9TU420559/c8e4ba5dd66f365a4e3ebabf12202de2.png", "https://vehicle-images.carscommerce.inc/66cc-110013116/KM8HFCAB9TU420559/42da00eb3869138f18973b3b36c414a0.jpg", "https://vehicle-images.carscommerce.inc/fd4a-110013116/KM8HFCAB9TU420559/aa0ffd787fe051c14cbb07a9d99ff627.jpg", "https://vehicle-images.carscommerce.inc/7c04-110013116/KM8HFCAB9TU420559/24442d3a7cc5015e7a13d14c6c1c06c6.png", "https://vehicle-images.carscommerce.inc/121f-110013116/KM8HFCAB9TU420559/e61d374378c81e594e7d9b452a4f796c.jpg", "https://vehicle-images.carscommerce.inc/2c95-110013116/KM8HFCAB9TU420559/babbe38ef0b7b7698d98eccc5ba985f8.jpg", "https://vehicle-images.carscommerce.inc/6983-110013116/KM8HFCAB9TU420559/8ffd79c336fdc061a8fee43c61adfdfb.png", "https://vehicle-images.carscommerce.inc/29cc-110013116/KM8HFCAB9TU420559/6c977ee7956fd4b38ed01797f2bcdf77.jpg", "https://vehicle-images.carscommerce.inc/a44a-110013116/KM8HFCAB9TU420559/483913190e3f19287949aacfecb09e4b.jpg", "https://vehicle-images.carscommerce.inc/e89d-110013116/KM8HFCAB9TU420559/a28343d927f3c8854cc04c0f22fccc93.jpg", "https://vehicle-images.carscommerce.inc/3257-110013116/KM8HFCAB9TU420559/d04f1d7e3e218c3e19f57b4992420f8f.jpg", "https://vehicle-images.carscommerce.inc/e393-110013116/KM8HFCAB9TU420559/5d39d0b1ec1912e3d70d89c69385afb6.png", "https://vehicle-images.carscommerce.inc/468b-110013116/KM8HFCAB9TU420559/82fddbf5ab5f4230818cb6bac8c8cdd5.jpg", "https://vehicle-images.carscommerce.inc/c93a-110013116/KM8HFCAB9TU420559/a0bf307016053737cc72e77be4741dc7.jpg", "https://vehicle-images.carscommerce.inc/7f61-110013116/KM8HFCAB9TU420559/32aba715d9aa06c18073ae0317b3f8a7.jpg", "https://vehicle-images.carscommerce.inc/9956-110013116/KM8HFCAB9TU420559/15d3d2db828df9539cb620c81ed1b349.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31150.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB9TU420559.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab9tu420559/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab9tu420559/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB9TU420559.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB9TU420559.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB9TU420559.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab9tu420559/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,883. This offer applies to Stock #28369, VIN KM8HFCAB9TU420559. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,150. Advertised price: $28,267. Savings: $2,883, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,150"}, {"label": "Advertised price", "value": "$28,267"}, {"label": "Savings", "value": "$2,883, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,883", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28267.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB9TU420559_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 546, "unit": "per_month", "display": "$546/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28267.0, "price_incl_doc": 28267.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 546.23, "amount_financed": 30033.69, "sales_tax": 1766.69, "total_of_payments": 32773.84, "finance_charge": 2740.15, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28369, VIN KM8HFCAB9TU420559. $546 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,267, before any dealer documentation fee. Amount financed $30,034, including $1,767 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,774. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB9TU420559_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28267.0, "price_incl_doc": 28267.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 445.84, "amount_financed": 30033.69, "sales_tax": 1766.69, "total_of_payments": 37450.39, "finance_charge": 7416.7, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28369, VIN KM8HFCAB9TU420559. $446 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,267, before any dealer documentation fee. Amount financed $30,034, including $1,767 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,450. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 247}}, {"vin": "5NMJBCDE3TH732150", "title": "2026 Hyundai TUCSON Plus", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Plus", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 32214.0, "msrp": 35585.0, "sale_price": 32964.0, "currency": "USD", "mileage": 10, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260950", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/4746-110013116/5NMJBCDE3TH732150/823d3a14de806808d43d9105c3d496ad.jpg", "images": ["https://vehicle-images.carscommerce.inc/4746-110013116/5NMJBCDE3TH732150/823d3a14de806808d43d9105c3d496ad.jpg", "https://vehicle-images.carscommerce.inc/471b-110013116/5NMJBCDE3TH732150/8f9acb1bfcae3865670cdb6dffe9923f.jpg", "https://vehicle-images.carscommerce.inc/1fb5-110013116/5NMJBCDE3TH732150/db73e48771d3eaeea0dac85a4b2e39b5.jpg", "https://vehicle-images.carscommerce.inc/a218-110013116/5NMJBCDE3TH732150/21decde67ea57ef15b9716e8b3882663.jpg", "https://vehicle-images.carscommerce.inc/352b-110013116/5NMJBCDE3TH732150/093066b261b9c5d3808bd79bffb4c9fd.png", "https://vehicle-images.carscommerce.inc/803d-110013116/5NMJBCDE3TH732150/529d7012e53f2b963dceee1d21beafe8.jpg", "https://vehicle-images.carscommerce.inc/cebf-110013116/5NMJBCDE3TH732150/abcfc664db2549afdee330374c4d9f8d.jpg", "https://vehicle-images.carscommerce.inc/b5a4-110013116/5NMJBCDE3TH732150/6fc1a90ee71632dbb3da84a324fba409.png", "https://vehicle-images.carscommerce.inc/91e8-110013116/5NMJBCDE3TH732150/766034bb979b873c53c9ca2e8ff877af.jpg", "https://vehicle-images.carscommerce.inc/b672-110013116/5NMJBCDE3TH732150/605065443fd180b02cd0cb44580b425b.jpg", "https://vehicle-images.carscommerce.inc/2c0e-110013116/5NMJBCDE3TH732150/afd5516b3f2a5a356fe150657eed8882.png", "https://vehicle-images.carscommerce.inc/d96f-110013116/5NMJBCDE3TH732150/88dd8a7dc739697e1ab216d908309be3.jpg", "https://vehicle-images.carscommerce.inc/1efc-110013116/5NMJBCDE3TH732150/4a96ee24c897c78d22b3754d684715cb.jpg", "https://vehicle-images.carscommerce.inc/eb8d-110013116/5NMJBCDE3TH732150/67aecab7d1d4a74f8f04da73fcda7c90.png", "https://vehicle-images.carscommerce.inc/4fbf-110013116/5NMJBCDE3TH732150/f4f18e307d4ff167881e11a38bdc02c2.jpg", "https://vehicle-images.carscommerce.inc/ce91-110013116/5NMJBCDE3TH732150/0325e870c578c20476c1191054fc99e4.jpg", "https://vehicle-images.carscommerce.inc/75da-110013116/5NMJBCDE3TH732150/68e3828b2e495f056c897158c44ef41b.png", "https://vehicle-images.carscommerce.inc/bdff-110013116/5NMJBCDE3TH732150/b1c8b30f34ce6b425e85e7c6a4c79d67.jpg", "https://vehicle-images.carscommerce.inc/500b-110013116/5NMJBCDE3TH732150/8974c600101a1631b1fadff00fd20bd3.jpg", "https://vehicle-images.carscommerce.inc/8354-110013116/5NMJBCDE3TH732150/e884b97c1936633114a998c6ebb22fa1.png", "https://vehicle-images.carscommerce.inc/2781-110013116/5NMJBCDE3TH732150/a351899a580d9e51d0410429f92ed405.jpg", "https://vehicle-images.carscommerce.inc/b4fc-110013116/5NMJBCDE3TH732150/95368d2ee19092519ecbab04d12a0300.jpg", "https://vehicle-images.carscommerce.inc/d02e-110013116/5NMJBCDE3TH732150/d8997f290010bc66887fea1aa3292112.png", "https://vehicle-images.carscommerce.inc/346d-110013116/5NMJBCDE3TH732150/599b0498e643f8766962142892c9c371.jpg", "https://vehicle-images.carscommerce.inc/c11e-110013116/5NMJBCDE3TH732150/4a088cfecdb8e827cfd8dc11b24984f1.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35585.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE3TH732150.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-4d-sport-utility-5nmjbcde3th732150/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-4d-sport-utility-5nmjbcde3th732150/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE3TH732150.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE3TH732150.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE3TH732150.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-4d-sport-utility-5nmjbcde3th732150/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,371. This offer applies to Stock #HD260950, VIN 5NMJBCDE3TH732150. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,585. Advertised price: $32,214. Savings: $3,371, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,585"}, {"label": "Advertised price", "value": "$32,214"}, {"label": "Savings", "value": "$3,371, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,371", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32214.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE3TH732150_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 570, "unit": "per_month", "display": "$570/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32214.0, "price_incl_doc": 32214.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 570.46, "amount_financed": 34227.38, "sales_tax": 2013.38, "total_of_payments": 34227.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260950, VIN 5NMJBCDE3TH732150. $570 per month for 60 months at 0% APR, $0 cash down. Advertised price $32,214, before any dealer documentation fee. Amount financed $34,227, including $2,013 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $34,227. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH732150_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 508, "unit": "per_month", "display": "$508/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32214.0, "price_incl_doc": 32214.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.09, "amount_financed": 34227.38, "sales_tax": 2013.38, "total_of_payments": 42679.7, "finance_charge": 8452.32, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260950, VIN 5NMJBCDE3TH732150. $508 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,214, before any dealer documentation fee. Amount financed $34,227, including $2,013 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $42,680. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH732150_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 406, "unit": "per_month", "display": "$406/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35585.0, "selling_price": 32214.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 406.33, "net_cap_cost": 32864.0, "residual_value": 22062.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 406.33, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 566.33}, "total_of_payments": 14616, "total_of_payments_unrounded": 14627.88}, "disclosure": "Estimated lease payment for stock #HD260950, VIN 5NMJBCDE3TH732150. $406 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $566, made up of $406 first payment, $60 title, $100 registration. MSRP $35,585. Lease selling price $32,214. Net capitalized cost $32,864. Residual value $22,063, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,616. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH732150_lease", "type": "lease", "label": "Lease", "headline": {"value": 313, "unit": "per_month", "display": "$313/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35585.0, "selling_price": 32214.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 313.04, "net_cap_cost": 29865.0, "residual_value": 22062.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 313.04, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3472.04}, "total_of_payments": 11268, "total_of_payments_unrounded": 11269.44}, "disclosure": "Estimated lease payment for stock #HD260950, VIN 5NMJBCDE3TH732150. $313 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,472, made up of $313 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,585. Lease selling price $32,214. Net capitalized cost $29,865. Residual value $22,063, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $11,268. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 325}}, {"vin": "KM8RJES26TU068831", "title": "2026 Hyundai PALISADE Pro", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Pro", "decoded_trim": "XRT Pro", "condition": "new", "price": 46206.0, "msrp": 52515.0, "sale_price": 47706.0, "currency": "USD", "mileage": 10, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28774", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/9759-110013116/KM8RJES26TU068831/f2074b67640ba68f159dc496de3bffc2.jpg", "images": ["https://vehicle-images.carscommerce.inc/9759-110013116/KM8RJES26TU068831/f2074b67640ba68f159dc496de3bffc2.jpg", "https://vehicle-images.carscommerce.inc/8075-110013116/KM8RJES26TU068831/a1316929d5fd7e4fe4f8f82153913cbb.jpg", "https://vehicle-images.carscommerce.inc/2ec8-110013116/KM8RJES26TU068831/59de5660b1803055324400b734b9f602.jpg", "https://vehicle-images.carscommerce.inc/347d-110013116/KM8RJES26TU068831/fd697d14241698524b5ee038e9809498.jpg", "https://vehicle-images.carscommerce.inc/314e-110013116/KM8RJES26TU068831/5b2388bd470d76edc2778e100daec052.png", "https://vehicle-images.carscommerce.inc/9b29-110013116/KM8RJES26TU068831/ff56213e599f0aec5d3a9d414c320969.jpg", "https://vehicle-images.carscommerce.inc/424d-110013116/KM8RJES26TU068831/0810c671da67b95814f5d236fba1e383.jpg", "https://vehicle-images.carscommerce.inc/5162-110013116/KM8RJES26TU068831/92eefcd230642ba4338473d3e1be5420.png", "https://vehicle-images.carscommerce.inc/41e3-110013116/KM8RJES26TU068831/3f1bb127fe60537c886547d337f85771.jpg", "https://vehicle-images.carscommerce.inc/484f-110013116/KM8RJES26TU068831/0271d0156e7f747c319261b86b22181b.jpg", "https://vehicle-images.carscommerce.inc/a3d6-110013116/KM8RJES26TU068831/27c702d0a4543de0f842d5b4f2272748.png", "https://vehicle-images.carscommerce.inc/5e0a-110013116/KM8RJES26TU068831/d61b1240161f0561767067cccc9b49b9.jpg", "https://vehicle-images.carscommerce.inc/714b-110013116/KM8RJES26TU068831/fac47a200153e859b6280acab9285fe1.jpg", "https://vehicle-images.carscommerce.inc/f536-110013116/KM8RJES26TU068831/08eabde873a12d004ce003847ad36fb4.png", "https://vehicle-images.carscommerce.inc/2d6c-110013116/KM8RJES26TU068831/6f1332d97faa59093553b281f19eace4.jpg", "https://vehicle-images.carscommerce.inc/e5cc-110013116/KM8RJES26TU068831/8702c8ec3c5ccf0ec12b61ee500bc219.jpg", "https://vehicle-images.carscommerce.inc/3077-110013116/KM8RJES26TU068831/d2d6d299737603b9eea2d85da2ced382.png", "https://vehicle-images.carscommerce.inc/f8f4-110013116/KM8RJES26TU068831/9b2e6ade6787d4b24faf58ba753410d3.jpg", "https://vehicle-images.carscommerce.inc/679f-110013116/KM8RJES26TU068831/a4851367a18b2cf83e0a667f3ade2e67.jpg", "https://vehicle-images.carscommerce.inc/a02f-110013116/KM8RJES26TU068831/d3dff76d1b1d15b0448c2903bb296f37.jpg", "https://vehicle-images.carscommerce.inc/5782-110013116/KM8RJES26TU068831/cca45d3fd846f10600d88a232c9d397c.jpg", "https://vehicle-images.carscommerce.inc/bb79-110013116/KM8RJES26TU068831/c675de3860f4aa77d2441b55e8a39de8.png", "https://vehicle-images.carscommerce.inc/96b6-110013116/KM8RJES26TU068831/eb8411090c3899cedb79688960b75041.jpg", "https://vehicle-images.carscommerce.inc/5285-110013116/KM8RJES26TU068831/7de3495a7da924f6cd06923f862a2cf2.jpg", "https://vehicle-images.carscommerce.inc/15c3-110013116/KM8RJES26TU068831/51d93094cbab7d4c2dd4fd942c2384f0.jpg", "https://vehicle-images.carscommerce.inc/8e01-110013116/KM8RJES26TU068831/b8c813f485da9f1fbdcf24a1134d562c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52515.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RJES26TU068831.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes26tu068831/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes26tu068831/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES26TU068831.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES26TU068831.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES26TU068831.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes26tu068831/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,309. This offer applies to Stock #28774, VIN KM8RJES26TU068831. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,515. Advertised price: $46,206. Savings: $6,309, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,515"}, {"label": "Advertised price", "value": "$46,206"}, {"label": "Savings", "value": "$6,309, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,309", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46206.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES26TU068831_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 904, "unit": "per_month", "display": "$904/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46206.0, "price_incl_doc": 46206.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 903.92, "amount_financed": 49093.88, "sales_tax": 2887.88, "total_of_payments": 54235.02, "finance_charge": 5141.14, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28774, VIN KM8RJES26TU068831. $904 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $46,206, before any dealer documentation fee. Amount financed $49,094, including $2,888 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $54,235. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES26TU068831_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 682, "unit": "per_month", "display": "$682/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46206.0, "price_incl_doc": 46206.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 681.86, "amount_financed": 49093.88, "sales_tax": 2887.88, "total_of_payments": 49093.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28774, VIN KM8RJES26TU068831. $682 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,206, before any dealer documentation fee. Amount financed $49,094, including $2,888 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,094. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 249}}, {"vin": "WBX13EF06S5167858", "title": "2025 BMW X1 M35i", "year": 2025, "make": "BMW", "model": "X1", "trim": "M35i", "decoded_trim": "M35i", "condition": "used", "price": 44689.0, "msrp": 0.0, "sale_price": 45536.0, "currency": "USD", "mileage": 16975, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 16V TwinPower Turbo", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "7-Speed Automatic", "mpg_city": 23, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "VD262007A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Package", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44689.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WBX13EF06S5167858_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1115, "unit": "per_month", "display": "$1,115/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44689.0, "price_incl_doc": 44689.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1114.9, "amount_financed": 47482.06, "sales_tax": 2793.06, "total_of_payments": 53515.19, "finance_charge": 6033.13, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262007A, VIN WBX13EF06S5167858. $1,115 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $44,689, before any dealer documentation fee. Amount financed $47,482, including $2,793 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $53,515. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WBX13EF06S5167858_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 929, "unit": "per_month", "display": "$929/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44689.0, "price_incl_doc": 44689.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 928.82, "amount_financed": 47482.06, "sales_tax": 2793.06, "total_of_payments": 55729.12, "finance_charge": 8247.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262007A, VIN WBX13EF06S5167858. $929 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $44,689, before any dealer documentation fee. Amount financed $47,482, including $2,793 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $55,729. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WBX13EF06S5167858_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 809, "unit": "per_month", "display": "$809/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44689.0, "price_incl_doc": 44689.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 809.29, "amount_financed": 47482.06, "sales_tax": 2793.06, "total_of_payments": 58269.17, "finance_charge": 10787.11, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262007A, VIN WBX13EF06S5167858. $809 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $44,689, before any dealer documentation fee. Amount financed $47,482, including $2,793 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $58,269. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Cooled Seats", "Heated Seats", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Seats", "Premium Audio", "Rear A/C"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 78386.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7G2CEHED4RA048652_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1956, "unit": "per_month", "display": "$1,956/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78386.0, "price_incl_doc": 78386.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1955.57, "amount_financed": 83285.13, "sales_tax": 4899.13, "total_of_payments": 93867.45, "finance_charge": 10582.32, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0530, VIN 7G2CEHED4RA048652. $1,956 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $78,386, before any dealer documentation fee. Amount financed $83,285, including $4,899 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $93,867. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7G2CEHED4RA048652_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1629, "unit": "per_month", "display": "$1,629/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78386.0, "price_incl_doc": 78386.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1629.18, "amount_financed": 83285.13, "sales_tax": 4899.13, "total_of_payments": 97750.75, "finance_charge": 14465.62, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0530, VIN 7G2CEHED4RA048652. $1,629 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $78,386, before any dealer documentation fee. Amount financed $83,285, including $4,899 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $97,751. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7G2CEHED4RA048652_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1420, "unit": "per_month", "display": "$1,420/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 78386.0, "price_incl_doc": 78386.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1419.53, "amount_financed": 83285.13, "sales_tax": 4899.13, "total_of_payments": 102206.08, "finance_charge": 18920.95, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0530, VIN 7G2CEHED4RA048652. $1,420 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $78,386, before any dealer documentation fee. Amount financed $83,285, including $4,899 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $102,206. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 254}}, {"vin": "5XYK5CDF1RG153245", "title": "2024 Kia Sportage SX-Prestige", "year": 2024, "make": "Kia", "model": "Sportage", "trim": "SX-Prestige", "decoded_trim": "SX-PRESTIGE or SX-P", "condition": "used", "price": 30408.0, "msrp": 0.0, "sale_price": 30408.0, "currency": "USD", "mileage": 36164, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "HD260790A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260790A, VIN 5XYK5CDF1RG153245. Advertised price: $30,408. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,408"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30408.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK5CDF1RG153245_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 759, "unit": "per_month", "display": "$759/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30408.0, "price_incl_doc": 30408.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 758.62, "amount_financed": 32308.5, "sales_tax": 1900.5, "total_of_payments": 36413.66, "finance_charge": 4105.16, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260790A, VIN 5XYK5CDF1RG153245. $759 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,408, before any dealer documentation fee. Amount financed $32,308, including $1,900 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,414. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK5CDF1RG153245_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 632, "unit": "per_month", "display": "$632/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30408.0, "price_incl_doc": 30408.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 632.0, "amount_financed": 32308.5, "sales_tax": 1900.5, "total_of_payments": 37920.09, "finance_charge": 5611.59, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260790A, VIN 5XYK5CDF1RG153245. $632 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,408, before any dealer documentation fee. Amount financed $32,308, including $1,900 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,920. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK5CDF1RG153245_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 551, "unit": "per_month", "display": "$551/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30408.0, "price_incl_doc": 30408.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 550.67, "amount_financed": 32308.5, "sales_tax": 1900.5, "total_of_payments": 39648.43, "finance_charge": 7339.93, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260790A, VIN 5XYK5CDF1RG153245. $551 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,408, before any dealer documentation fee. Amount financed $32,308, including $1,900 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,648. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 249}}, {"vin": "3VW7X7BU9SM043123", "title": "2025 Volkswagen Jetta SE", "year": 2025, "make": "Volkswagen", "model": "Jetta", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 22298.0, "msrp": 0.0, "sale_price": 22410.0, "currency": "USD", "mileage": 40095, "exterior_color": "Silver", "interior_color": null, "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "1.5L I-4 DI DOHC Turbocharged", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Tiptronic", "mpg_city": 29, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "STK043123", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com/inventory/used-2025-volkswagen-jetta-1-5t-se-fwd-4d-sedan-3vw7x7bu9sm043123/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-volkswagen-jetta-1-5t-se-fwd-4d-sedan-3vw7x7bu9sm043123/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VW7X7BU9SM043123.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VW7X7BU9SM043123.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VW7X7BU9SM043123.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-volkswagen-jetta-1-5t-se-fwd-4d-sedan-3vw7x7bu9sm043123/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK043123, VIN 3VW7X7BU9SM043123. Advertised price: $22,298. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,298"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Blind Spot Monitor", "Heated Seats", "Keyless Entry", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22298.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VW7X7BU9SM043123_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 556, "unit": "per_month", "display": "$556/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22298.0, "price_incl_doc": 22298.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 556.29, "amount_financed": 23691.63, "sales_tax": 1393.63, "total_of_payments": 26701.92, "finance_charge": 3010.29, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK043123, VIN 3VW7X7BU9SM043123. $556 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,298, before any dealer documentation fee. Amount financed $23,692, including $1,394 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,702. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW7X7BU9SM043123_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 463, "unit": "per_month", "display": "$463/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22298.0, "price_incl_doc": 22298.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 463.44, "amount_financed": 23691.63, "sales_tax": 1393.63, "total_of_payments": 27806.58, "finance_charge": 4114.95, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK043123, VIN 3VW7X7BU9SM043123. $463 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,298, before any dealer documentation fee. Amount financed $23,692, including $1,394 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,807. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW7X7BU9SM043123_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 404, "unit": "per_month", "display": "$404/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22298.0, "price_incl_doc": 22298.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 403.8, "amount_financed": 23691.63, "sales_tax": 1393.63, "total_of_payments": 29073.96, "finance_charge": 5382.33, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK043123, VIN 3VW7X7BU9SM043123. $404 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,298, before any dealer documentation fee. Amount financed $23,692, including $1,394 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,074. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Keyless Entry", "Parking Sensors / Assist", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17623.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNARS8KZ256822_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 440, "unit": "per_month", "display": "$440/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17623.0, "price_incl_doc": 17623.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 439.66, "amount_financed": 18724.44, "sales_tax": 1101.44, "total_of_payments": 21103.59, "finance_charge": 2379.15, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261008AA, VIN 1GYKNARS8KZ256822. $440 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,623, before any dealer documentation fee. Amount financed $18,724, including $1,101 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $21,104. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNARS8KZ256822_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 366, "unit": "per_month", "display": "$366/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17623.0, "price_incl_doc": 17623.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 366.28, "amount_financed": 18724.44, "sales_tax": 1101.44, "total_of_payments": 21976.65, "finance_charge": 3252.21, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261008AA, VIN 1GYKNARS8KZ256822. $366 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,623, before any dealer documentation fee. Amount financed $18,724, including $1,101 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $21,977. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNARS8KZ256822_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 319, "unit": "per_month", "display": "$319/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17623.0, "price_incl_doc": 17623.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 319.14, "amount_financed": 18724.44, "sales_tax": 1101.44, "total_of_payments": 22978.31, "finance_charge": 4253.87, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261008AA, VIN 1GYKNARS8KZ256822. $319 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,623, before any dealer documentation fee. Amount financed $18,724, including $1,101 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $22,978. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RLES27VU144151, VIN KM8RLES27VU144151. Advertised price: $47,838. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$47,838"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47838.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLES27VU144151_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 936, "unit": "per_month", "display": "$936/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47838.0, "price_incl_doc": 47838.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 935.84, "amount_financed": 50827.88, "sales_tax": 2989.88, "total_of_payments": 56150.61, "finance_charge": 5322.73, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLES27VU144151, VIN KM8RLES27VU144151. $936 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $47,838, before any dealer documentation fee. Amount financed $50,828, including $2,990 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $56,151. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLES27VU144151_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 706, "unit": "per_month", "display": "$706/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47838.0, "price_incl_doc": 47838.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 705.94, "amount_financed": 50827.88, "sales_tax": 2989.88, "total_of_payments": 50827.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLES27VU144151, VIN KM8RLES27VU144151. $706 per month for 72 months at 0% APR, $0 cash down. Advertised price $47,838, before any dealer documentation fee. Amount financed $50,828, including $2,990 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $50,828. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 213}}, {"vin": "SCBGT3ZA1GC051022", "title": "2016 Bentley Continental GT V8", "year": 2016, "make": "Bentley", "model": "Continental GT", "trim": "V8", "decoded_trim": "GT", "condition": "used", "price": 87902.0, "msrp": 0.0, "sale_price": 89563.0, "currency": "USD", "mileage": 25567, "exterior_color": "Black", "interior_color": "Linen", "drivetrain": "AWD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 2, "seating_capacity": null, "engine": "4.0L V8 Twin Turbocharged", "engine_displacement_l": 4.0, "engine_cylinders": 8, "transmission": "Close Ratio ZF 8-Speed Automatic with Quickshift", "mpg_city": 14, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "STK051022", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"engine_displacement_l": 4.0, "cylinders": 8, "drive_type": null, "fuel_type": "Gasoline", "doors": 2}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2016-bentley-continental-gt-v8-awd-2d-convertible-scbgt3za1gc051022/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2016-bentley-continental-gt-v8-awd-2d-convertible-scbgt3za1gc051022/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/SCBGT3ZA1GC051022.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/SCBGT3ZA1GC051022.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/SCBGT3ZA1GC051022.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2016-bentley-continental-gt-v8-awd-2d-convertible-scbgt3za1gc051022/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK051022, VIN SCBGT3ZA1GC051022. Advertised price: $87,902. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$87,902"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Seats", "Rain Sensing Wipers", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 87902.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_SCBGT3ZA1GC051022_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 2193, "unit": "per_month", "display": "$2,193/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 87902.0, "price_incl_doc": 87902.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 2192.98, "amount_financed": 93395.88, "sales_tax": 5493.88, "total_of_payments": 105262.89, "finance_charge": 11867.01, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK051022, VIN SCBGT3ZA1GC051022. $2,193 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $87,902, before any dealer documentation fee. Amount financed $93,396, including $5,494 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $105,263. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SCBGT3ZA1GC051022_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1827, "unit": "per_month", "display": "$1,827/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 87902.0, "price_incl_doc": 87902.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1826.96, "amount_financed": 93395.88, "sales_tax": 5493.88, "total_of_payments": 109617.61, "finance_charge": 16221.73, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK051022, VIN SCBGT3ZA1GC051022. $1,827 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $87,902, before any dealer documentation fee. Amount financed $93,396, including $5,494 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $109,618. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SCBGT3ZA1GC051022_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1592, "unit": "per_month", "display": "$1,592/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 87902.0, "price_incl_doc": 87902.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1591.86, "amount_financed": 93395.88, "sales_tax": 5493.88, "total_of_payments": 114613.81, "finance_charge": 21217.93, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK051022, VIN SCBGT3ZA1GC051022. $1,592 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $87,902, before any dealer documentation fee. Amount financed $93,396, including $5,494 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $114,614. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 245}}, {"vin": "5NMP4DGL2TH179379", "title": "2026 Hyundai Santa Fe Limited", "year": 2026, "make": "Hyundai", "model": "Santa Fe", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 44293.0, "msrp": 0.0, "sale_price": 44834.0, "currency": "USD", "mileage": 15, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260359XXX", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP4DGL2TH179379.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl2th179379/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl2th179379/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL2TH179379.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL2TH179379.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL2TH179379.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl2th179379/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260359XXX, VIN 5NMP4DGL2TH179379. Advertised price: $44,293. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$44,293"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44293.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL2TH179379_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1105, "unit": "per_month", "display": "$1,105/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44293.0, "price_incl_doc": 44293.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1105.02, "amount_financed": 47061.31, "sales_tax": 2768.31, "total_of_payments": 53040.98, "finance_charge": 5979.67, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260359XXX, VIN 5NMP4DGL2TH179379. $1,105 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $44,293, before any dealer documentation fee. Amount financed $47,061, including $2,768 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $53,041. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL2TH179379_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 921, "unit": "per_month", "display": "$921/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44293.0, "price_incl_doc": 44293.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 920.59, "amount_financed": 47061.31, "sales_tax": 2768.31, "total_of_payments": 55235.29, "finance_charge": 8173.98, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260359XXX, VIN 5NMP4DGL2TH179379. $921 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $44,293, before any dealer documentation fee. Amount financed $47,061, including $2,768 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $55,235. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL2TH179379_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 802, "unit": "per_month", "display": "$802/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44293.0, "price_incl_doc": 44293.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 802.12, "amount_financed": 47061.31, "sales_tax": 2768.31, "total_of_payments": 57752.83, "finance_charge": 10691.52, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260359XXX, VIN 5NMP4DGL2TH179379. $802 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $44,293, before any dealer documentation fee. Amount financed $47,061, including $2,768 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $57,753. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 211}}, {"vin": "KM8RMES24TU080743", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 52908.0, "msrp": 59105.0, "sale_price": 54908.0, "currency": "USD", "mileage": 24, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28397", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/5bb1-110013116/KM8RMES24TU080743/3f3216e5bed0ba6b81124aeaf3ff6a86.jpg", "images": ["https://vehicle-images.carscommerce.inc/5bb1-110013116/KM8RMES24TU080743/3f3216e5bed0ba6b81124aeaf3ff6a86.jpg", "https://vehicle-images.carscommerce.inc/9a25-110013116/KM8RMES24TU080743/a8f9926b4b9ead95b84fac6fd1a24d65.jpg", "https://vehicle-images.carscommerce.inc/1eb1-110013116/KM8RMES24TU080743/165616468cf0e17b355271d98c16c9ec.jpg", "https://vehicle-images.carscommerce.inc/4246-110013116/KM8RMES24TU080743/779af144b11d1b952454e6cdc18d2829.jpg", "https://vehicle-images.carscommerce.inc/85e5-110013116/KM8RMES24TU080743/eca612966fbf8b6e685ee8f10f7195c7.png", "https://vehicle-images.carscommerce.inc/ccac-110013116/KM8RMES24TU080743/eaa67ec86e397ba458af76aefea6622d.jpg", "https://vehicle-images.carscommerce.inc/dc3b-110013116/KM8RMES24TU080743/d47437e5f4412209d9e0ca8efd55f1d3.jpg", "https://vehicle-images.carscommerce.inc/80f6-110013116/KM8RMES24TU080743/e690786e4ce3a88ad500b4d9dfe0945a.png", "https://vehicle-images.carscommerce.inc/8465-110013116/KM8RMES24TU080743/735d177a626a3734de2dc480007d8623.jpg", "https://vehicle-images.carscommerce.inc/9b18-110013116/KM8RMES24TU080743/c72f63d0e26fdb0ec11da113d1326c6e.jpg", "https://vehicle-images.carscommerce.inc/bbcb-110013116/KM8RMES24TU080743/f697cc6376b975ef0c3a0e29f514e561.png", "https://vehicle-images.carscommerce.inc/98e4-110013116/KM8RMES24TU080743/392365cb61fe2b5db0d680d37a3d1b67.jpg", "https://vehicle-images.carscommerce.inc/6d43-110013116/KM8RMES24TU080743/28f5a9693876d67414ce5dc08a961374.jpg", "https://vehicle-images.carscommerce.inc/19c1-110013116/KM8RMES24TU080743/efd8430c801c3e081f2a27cce92d8fa4.png", "https://vehicle-images.carscommerce.inc/25e1-110013116/KM8RMES24TU080743/cdc74d5d4bd96a60de76dac8d9fe76ba.jpg", "https://vehicle-images.carscommerce.inc/77e4-110013116/KM8RMES24TU080743/a59bc01ba3ed1f5b61ec682ce63a9196.jpg", "https://vehicle-images.carscommerce.inc/223b-110013116/KM8RMES24TU080743/bfb239c7549943742eb30a5b10409926.png", "https://vehicle-images.carscommerce.inc/da41-110013116/KM8RMES24TU080743/05dc744bde1467a66039a0768e001dc9.jpg", "https://vehicle-images.carscommerce.inc/cb2f-110013116/KM8RMES24TU080743/0292824cfefa2d61aef516cc1f4d1dac.jpg", "https://vehicle-images.carscommerce.inc/8c10-110013116/KM8RMES24TU080743/5a4bf32e779d9ac3ae9a242f27b50f48.jpg", "https://vehicle-images.carscommerce.inc/1c64-110013116/KM8RMES24TU080743/25ba78b31b9572c8556aa765e4b514b4.jpg", "https://vehicle-images.carscommerce.inc/a99e-110013116/KM8RMES24TU080743/de13107de129bba858a744cad120115f.png", "https://vehicle-images.carscommerce.inc/5ac4-110013116/KM8RMES24TU080743/d23559c3f9dc867aed0b9a1871a304a8.jpg", "https://vehicle-images.carscommerce.inc/5acf-110013116/KM8RMES24TU080743/89a972a81ecf485170ab16cd00dd36e4.jpg", "https://vehicle-images.carscommerce.inc/cc95-110013116/KM8RMES24TU080743/38cc4fc51c49fb08a71f35031ed5dd1b.jpg", "https://vehicle-images.carscommerce.inc/458f-110013116/KM8RMES24TU080743/d10fe1cd1332ac753055e940d914900e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59105.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES24TU080743.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes24tu080743/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes24tu080743/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES24TU080743.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES24TU080743.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES24TU080743.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes24tu080743/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,197. This offer applies to Stock #28397, VIN KM8RMES24TU080743. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,105. Advertised price: $52,908. Savings: $6,197, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,105"}, {"label": "Advertised price", "value": "$52,908"}, {"label": "Savings", "value": "$6,197, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,197", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:37Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52908.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES24TU080743_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1035, "unit": "per_month", "display": "$1,035/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52908.0, "price_incl_doc": 52908.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1035.03, "amount_financed": 56214.75, "sales_tax": 3306.75, "total_of_payments": 62101.59, "finance_charge": 5886.84, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28397, VIN KM8RMES24TU080743. $1,035 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $52,908, before any dealer documentation fee. Amount financed $56,215, including $3,307 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $62,102. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES24TU080743_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 781, "unit": "per_month", "display": "$781/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52908.0, "price_incl_doc": 52908.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 780.76, "amount_financed": 56214.75, "sales_tax": 3306.75, "total_of_payments": 56214.75, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28397, VIN KM8RMES24TU080743. $781 per month for 72 months at 0% APR, $0 cash down. Advertised price $52,908, before any dealer documentation fee. Amount financed $56,215, including $3,307 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $56,215. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 213}}, {"vin": "5NMJBCDE6TH620328", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31609.0, "msrp": 35205.0, "sale_price": 32359.0, "currency": "USD", "mileage": 16, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28219", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/6f11-110013116/5NMJBCDE6TH620328/8738b4d02913c7fae23667a30c0bcd54.jpg", "images": ["https://vehicle-images.carscommerce.inc/6f11-110013116/5NMJBCDE6TH620328/8738b4d02913c7fae23667a30c0bcd54.jpg", "https://vehicle-images.carscommerce.inc/3128-110013116/5NMJBCDE6TH620328/6dc75ef416af354236ab83b5ae743c64.jpg", "https://vehicle-images.carscommerce.inc/9085-110013116/5NMJBCDE6TH620328/280546588e32c0b956a38700287b0ca3.jpg", "https://vehicle-images.carscommerce.inc/9e3a-110013116/5NMJBCDE6TH620328/17b73e25e50c4b793eaf70a535ffeb4a.jpg", "https://vehicle-images.carscommerce.inc/6d80-110013116/5NMJBCDE6TH620328/8607fe00a8b190dabc871228c170b6a7.jpg", "https://vehicle-images.carscommerce.inc/b03b-110013116/5NMJBCDE6TH620328/1a0b6249d6760093702847c87d2374ff.png", 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"https://vehicle-images.carscommerce.inc/6076-110013116/5NMJBCDE6TH620328/32d8e4b2329f894299f4d0658575f244.png", "https://vehicle-images.carscommerce.inc/3220-110013116/5NMJBCDE6TH620328/c3619844fecb8c7918a11e6e7aa18ec3.jpg", "https://vehicle-images.carscommerce.inc/7ab7-110013116/5NMJBCDE6TH620328/59a5d2af8cc0e337eb907e3144cd22a9.jpg", "https://vehicle-images.carscommerce.inc/e730-110013116/5NMJBCDE6TH620328/9d6ffd099ae2843931e5637f2009b840.jpg", "https://vehicle-images.carscommerce.inc/76c3-110013116/5NMJBCDE6TH620328/ebd9564d50786a555ea8c8792512506c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35205.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE6TH620328.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde6th620328/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde6th620328/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE6TH620328.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE6TH620328.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE6TH620328.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde6th620328/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,596. This offer applies to Stock #28219, VIN 5NMJBCDE6TH620328. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,205. Advertised price: $31,609. Savings: $3,596, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,205"}, {"label": "Advertised price", "value": "$31,609"}, {"label": "Savings", "value": "$3,596, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,596", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31609.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE6TH620328_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 560, "unit": "per_month", "display": "$560/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31609.0, "price_incl_doc": 31609.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 559.74, "amount_financed": 33584.56, "sales_tax": 1975.56, "total_of_payments": 33584.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28219, VIN 5NMJBCDE6TH620328. $560 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,609, before any dealer documentation fee. Amount financed $33,585, including $1,976 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,585. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE6TH620328_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31609.0, "price_incl_doc": 31609.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.55, "amount_financed": 33584.56, "sales_tax": 1975.56, "total_of_payments": 41878.13, "finance_charge": 8293.57, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28219, VIN 5NMJBCDE6TH620328. $499 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,609, before any dealer documentation fee. Amount financed $33,585, including $1,976 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,878. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE6TH620328_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 394, "unit": "per_month", "display": "$394/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35205.0, "selling_price": 31609.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 394.09, "net_cap_cost": 32259.0, "residual_value": 21827.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 394.09, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 554.09}, "total_of_payments": 14184, "total_of_payments_unrounded": 14187.24}, "disclosure": "Estimated lease payment for stock #28219, VIN 5NMJBCDE6TH620328. $394 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $554, made up of $394 first payment, $60 title, $100 registration. MSRP $35,205. Lease selling price $31,609. Net capitalized cost $32,259. Residual value $21,827, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,184. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE6TH620328_lease", "type": "lease", "label": "Lease", "headline": {"value": 301, "unit": "per_month", "display": "$301/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35205.0, "selling_price": 31609.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 300.79, "net_cap_cost": 29260.0, "residual_value": 21827.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 300.79, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3459.79}, "total_of_payments": 10836, "total_of_payments_unrounded": 10828.44}, "disclosure": "Estimated lease payment for stock #28219, VIN 5NMJBCDE6TH620328. $301 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,460, made up of $301 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,205. Lease selling price $31,609. Net capitalized cost $29,260. Residual value $21,827, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,836. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 245}}, {"vin": "SADCT2FU2RA731891", "title": "2024 Jaguar F-PACE S", "year": 2024, "make": "Jaguar", "model": "F-PACE", "trim": "S", "decoded_trim": "P400 R-Dynamic S", "condition": "used", "price": 48404.0, "msrp": 0.0, "sale_price": 49184.0, "currency": "USD", "mileage": 11873, "exterior_color": null, "interior_color": "Ebony/Ebony/Ebony", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline/Mild Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "3.0L I6 Turbocharged", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "GD260428A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://www.castlehyundaidownersgrove.com/inventory/used-2024-jaguar-f-pace-p400-r-dynamic-s-awd-4d-sport-utility-sadct2fu2ra731891/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-jaguar-f-pace-p400-r-dynamic-s-awd-4d-sport-utility-sadct2fu2ra731891/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/SADCT2FU2RA731891.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/SADCT2FU2RA731891.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/SADCT2FU2RA731891.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-jaguar-f-pace-p400-r-dynamic-s-awd-4d-sport-utility-sadct2fu2ra731891/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260428A, VIN SADCT2FU2RA731891. Advertised price: $48,404. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$48,404"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48404.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_SADCT2FU2RA731891_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1208, "unit": "per_month", "display": "$1,208/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48404.0, "price_incl_doc": 48404.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1207.58, "amount_financed": 51429.25, "sales_tax": 3025.25, "total_of_payments": 57963.92, "finance_charge": 6534.67, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260428A, VIN SADCT2FU2RA731891. $1,208 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $48,404, before any dealer documentation fee. Amount financed $51,429, including $3,025 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $57,964. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SADCT2FU2RA731891_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1006, "unit": "per_month", "display": "$1,006/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48404.0, "price_incl_doc": 48404.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1006.03, "amount_financed": 51429.25, "sales_tax": 3025.25, "total_of_payments": 60361.89, "finance_charge": 8932.64, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260428A, VIN SADCT2FU2RA731891. $1,006 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $48,404, before any dealer documentation fee. Amount financed $51,429, including $3,025 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $60,362. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_SADCT2FU2RA731891_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 877, "unit": "per_month", "display": "$877/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48404.0, "price_incl_doc": 48404.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 876.57, "amount_financed": 51429.25, "sales_tax": 3025.25, "total_of_payments": 63113.09, "finance_charge": 11683.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260428A, VIN SADCT2FU2RA731891. $877 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $48,404, before any dealer documentation fee. Amount financed $51,429, including $3,025 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $63,113. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 228}}, {"vin": "KMHL54JJ4TA177416", "title": "2026 Hyundai SONATA HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 38796.0, "msrp": 40800.0, "sale_price": 38796.0, "currency": "USD", "mileage": 2, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "HD261066", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/a300-110013116/KMHL54JJ4TA177416/9512dd2d23c8f5d25bb805c5789890d2.jpg", "images": ["https://vehicle-images.carscommerce.inc/a300-110013116/KMHL54JJ4TA177416/9512dd2d23c8f5d25bb805c5789890d2.jpg", "https://vehicle-images.carscommerce.inc/a1aa-110013116/KMHL54JJ4TA177416/0a60a93758f0943e21e76d9a3264fb3c.jpg", "https://vehicle-images.carscommerce.inc/acf0-110013116/KMHL54JJ4TA177416/412c47173bdfd0afcfb92b819ac5edf8.jpg", "https://vehicle-images.carscommerce.inc/6712-110013116/KMHL54JJ4TA177416/832330b542f513b07bb6ab51230bcd7b.jpg", "https://vehicle-images.carscommerce.inc/b25e-110013116/KMHL54JJ4TA177416/4cbaae3be59761adae89b961604dc150.png", "https://vehicle-images.carscommerce.inc/518a-110013116/KMHL54JJ4TA177416/7d7e91162fe745775a4ebaafadc4dea8.jpg", "https://vehicle-images.carscommerce.inc/2f4f-110013116/KMHL54JJ4TA177416/0ae7167b9c6620faa745cc8fcaa7d996.jpg", "https://vehicle-images.carscommerce.inc/ab8e-110013116/KMHL54JJ4TA177416/da109c8047d0d090a784ab0023425c73.png", "https://vehicle-images.carscommerce.inc/7476-110013116/KMHL54JJ4TA177416/327e5da2ee1be1f151d48fc105a3f8c6.jpg", "https://vehicle-images.carscommerce.inc/b23e-110013116/KMHL54JJ4TA177416/f866e1d70441cb78d9a4490969404726.jpg", "https://vehicle-images.carscommerce.inc/6f39-110013116/KMHL54JJ4TA177416/bb25a01dfaa4b8d7134465f53d081f72.png", "https://vehicle-images.carscommerce.inc/31d6-110013116/KMHL54JJ4TA177416/ac6f1776e6c139054c00c34de5066520.jpg", "https://vehicle-images.carscommerce.inc/4004-110013116/KMHL54JJ4TA177416/eaee31efb375f081eec2392979787cad.jpg", "https://vehicle-images.carscommerce.inc/b34c-110013116/KMHL54JJ4TA177416/d26097ff8ceb7045489a25893d2d0ea4.png", "https://vehicle-images.carscommerce.inc/4fa5-110013116/KMHL54JJ4TA177416/85787ad511e98f6ef4ecc36db4f924d9.jpg", "https://vehicle-images.carscommerce.inc/7049-110013116/KMHL54JJ4TA177416/7e4b0bc81962644e4a99c1813c3d181f.jpg", "https://vehicle-images.carscommerce.inc/ca52-110013116/KMHL54JJ4TA177416/7efe037cfe9e268efec39bbb2a16d090.png", "https://vehicle-images.carscommerce.inc/1e95-110013116/KMHL54JJ4TA177416/cbe9c73672de52808f0f1898bf5d5c3b.jpg", "https://vehicle-images.carscommerce.inc/cb1f-110013116/KMHL54JJ4TA177416/be1fd65db91e55c7faee434c02039d26.jpg", "https://vehicle-images.carscommerce.inc/7487-110013116/KMHL54JJ4TA177416/381a58c3ccfe27f5d27442986a477afd.png", "https://vehicle-images.carscommerce.inc/ed3f-110013116/KMHL54JJ4TA177416/c39827b7c23d44be7c1cc8cb063ff8e0.jpg", "https://vehicle-images.carscommerce.inc/36d5-110013116/KMHL54JJ4TA177416/67a596038cee64c8afdc5bd78839c136.jpg", "https://vehicle-images.carscommerce.inc/a9ec-110013116/KMHL54JJ4TA177416/34454d66159e99730c06b04ae0405caa.png", "https://vehicle-images.carscommerce.inc/1dc1-110013116/KMHL54JJ4TA177416/e4ad5546b1447ed3ff931081ffc1da6d.jpg", "https://vehicle-images.carscommerce.inc/a050-110013116/KMHL54JJ4TA177416/bfee04dac672786567ff99448faac648.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "Limited", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 40800.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL54JJ4TA177416.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4d-sedan-kmhl54jj4ta177416/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4d-sedan-kmhl54jj4ta177416/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL54JJ4TA177416.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JJ4TA177416.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JJ4TA177416.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4d-sedan-kmhl54jj4ta177416/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,004. This offer applies to Stock #HD261066, VIN KMHL54JJ4TA177416. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,800. Advertised price: $38,796. Savings: $2,004, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,800"}, {"label": "Advertised price", "value": "$38,796"}, {"label": "Savings", "value": "$2,004, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,004", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38796.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL54JJ4TA177416_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 722, "unit": "per_month", "display": "$722/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38796.0, "price_incl_doc": 38796.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 722.33, "amount_financed": 41220.75, "sales_tax": 2424.75, "total_of_payments": 43339.63, "finance_charge": 2118.88, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261066, VIN KMHL54JJ4TA177416. $722 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $38,796, before any dealer documentation fee. Amount financed $41,221, including $2,425 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $43,340. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL54JJ4TA177416_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 612, "unit": "per_month", "display": "$612/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38796.0, "price_incl_doc": 38796.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 611.91, "amount_financed": 41220.75, "sales_tax": 2424.75, "total_of_payments": 51400.05, "finance_charge": 10179.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261066, VIN KMHL54JJ4TA177416. $612 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,796, before any dealer documentation fee. Amount financed $41,221, including $2,425 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $51,400. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 229}}, {"vin": "KM8HFCAB0TU360784", "title": "2026 Hyundai Kona Sport", "year": 2026, "make": "Hyundai", "model": "Kona", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "used", "price": 25993.0, "msrp": 0.0, "sale_price": 26411.0, "currency": "USD", "mileage": 6323, "exterior_color": "Orange", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "PHD0989", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu360784/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB0TU360784.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB0TU360784.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB0TU360784.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu360784/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0989, VIN KM8HFCAB0TU360784. Advertised price: $25,993. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,993"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25993.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB0TU360784_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 648, "unit": "per_month", "display": "$648/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25993.0, "price_incl_doc": 25993.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 648.47, "amount_financed": 27617.56, "sales_tax": 1624.56, "total_of_payments": 31126.68, "finance_charge": 3509.12, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0989, VIN KM8HFCAB0TU360784. $648 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,993, before any dealer documentation fee. Amount financed $27,618, including $1,625 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,127. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB0TU360784_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 540, "unit": "per_month", "display": "$540/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25993.0, "price_incl_doc": 25993.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 540.24, "amount_financed": 27617.56, "sales_tax": 1624.56, "total_of_payments": 32414.4, "finance_charge": 4796.84, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0989, VIN KM8HFCAB0TU360784. $540 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,993, before any dealer documentation fee. Amount financed $27,618, including $1,625 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,414. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB0TU360784_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 471, "unit": "per_month", "display": "$471/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25993.0, "price_incl_doc": 25993.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 470.72, "amount_financed": 27617.56, "sales_tax": 1624.56, "total_of_payments": 33891.79, "finance_charge": 6274.23, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0989, VIN KM8HFCAB0TU360784. $471 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,993, before any dealer documentation fee. Amount financed $27,618, including $1,625 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,892. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 226}}, {"vin": "KM8RMES29TU055210", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 53115.0, "msrp": 59290.0, "sale_price": 55115.0, "currency": "USD", "mileage": 11, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28080", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/8876-110013116/KM8RMES29TU055210/db3baf54aac2fcce4abfac02a8a574fa.jpg", "images": ["https://vehicle-images.carscommerce.inc/8876-110013116/KM8RMES29TU055210/db3baf54aac2fcce4abfac02a8a574fa.jpg", "https://vehicle-images.carscommerce.inc/8ac1-110013116/KM8RMES29TU055210/89561eef20809a12876c41214c552567.jpg", "https://vehicle-images.carscommerce.inc/ecab-110013116/KM8RMES29TU055210/02f257f140b8f91ac1e4a787d21c95e1.jpg", "https://vehicle-images.carscommerce.inc/afa2-110013116/KM8RMES29TU055210/99f83444299973d8c9d837b2cc636fbc.jpg", "https://vehicle-images.carscommerce.inc/b6d5-110013116/KM8RMES29TU055210/ed6e5096954e5918dc46b6a4e15cb914.png", "https://vehicle-images.carscommerce.inc/f9bd-110013116/KM8RMES29TU055210/6d6014998de9fccd5c4187095cdca8a9.jpg", "https://vehicle-images.carscommerce.inc/48e6-110013116/KM8RMES29TU055210/1d265629a15a780e1828b8c32559d9f8.jpg", "https://vehicle-images.carscommerce.inc/c059-110013116/KM8RMES29TU055210/987c8c7039b35b05cb21dc4d7a7d7166.png", "https://vehicle-images.carscommerce.inc/6be2-110013116/KM8RMES29TU055210/492d2dc688910302cef8b3e2a405c150.jpg", "https://vehicle-images.carscommerce.inc/3c12-110013116/KM8RMES29TU055210/714c320d34db06c77335455fdce31e8d.jpg", "https://vehicle-images.carscommerce.inc/e231-110013116/KM8RMES29TU055210/c4e93b7e2cea8e49cbee213ffe3af35b.png", "https://vehicle-images.carscommerce.inc/c9dd-110013116/KM8RMES29TU055210/0d9284ab9511221d2209c6452ef46a6b.jpg", "https://vehicle-images.carscommerce.inc/fe07-110013116/KM8RMES29TU055210/6e5d6d15539556b90c4ce04991340cbd.jpg", "https://vehicle-images.carscommerce.inc/a49f-110013116/KM8RMES29TU055210/881738636b309ebe5056921c0489bd44.png", "https://vehicle-images.carscommerce.inc/e737-110013116/KM8RMES29TU055210/57fea9e63cef121714faf940bf8e5b77.jpg", "https://vehicle-images.carscommerce.inc/b7e8-110013116/KM8RMES29TU055210/f40f349ce5d758235bc1728f50e8c52c.jpg", "https://vehicle-images.carscommerce.inc/8038-110013116/KM8RMES29TU055210/83470f299c79f6ddde468fd72228c3dd.png", "https://vehicle-images.carscommerce.inc/ee34-110013116/KM8RMES29TU055210/565146a2380e112b19d6951832c64832.jpg", "https://vehicle-images.carscommerce.inc/5763-110013116/KM8RMES29TU055210/0e5f3b0357d7fac397dfb9d8cb252b47.jpg", "https://vehicle-images.carscommerce.inc/6d0c-110013116/KM8RMES29TU055210/92f9974554f6d976a4b4e7ad3643c5ae.jpg", "https://vehicle-images.carscommerce.inc/5714-110013116/KM8RMES29TU055210/ff943a0b55357ccaebad982082acc1e2.jpg", "https://vehicle-images.carscommerce.inc/7e7e-110013116/KM8RMES29TU055210/e096720053170419607bf4c518d34c18.png", "https://vehicle-images.carscommerce.inc/ce1d-110013116/KM8RMES29TU055210/df095321da7701ec7bd6e6d1decd6755.jpg", "https://vehicle-images.carscommerce.inc/ddb7-110013116/KM8RMES29TU055210/873b9c8da2f5b4cee1bb3fb4f22e99a7.jpg", "https://vehicle-images.carscommerce.inc/2c79-110013116/KM8RMES29TU055210/5911aaa4f6905151aff73fa2ab48735e.jpg", "https://vehicle-images.carscommerce.inc/bd2f-110013116/KM8RMES29TU055210/38a5d2f1e07b3a8c3c241cfbaf99c5cb.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59290.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES29TU055210.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes29tu055210/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes29tu055210/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES29TU055210.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES29TU055210.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES29TU055210.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes29tu055210/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,175. This offer applies to Stock #28080, VIN KM8RMES29TU055210. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,290. Advertised price: $53,115. Savings: $6,175, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,290"}, {"label": "Advertised price", "value": "$53,115"}, {"label": "Savings", "value": "$6,175, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,175", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53115.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES29TU055210_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1039, "unit": "per_month", "display": "$1,039/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53115.0, "price_incl_doc": 53115.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1039.08, "amount_financed": 56434.69, "sales_tax": 3319.69, "total_of_payments": 62344.56, "finance_charge": 5909.87, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28080, VIN KM8RMES29TU055210. $1,039 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $53,115, before any dealer documentation fee. Amount financed $56,435, including $3,320 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $62,345. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES29TU055210_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 784, "unit": "per_month", "display": "$784/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53115.0, "price_incl_doc": 53115.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 783.82, "amount_financed": 56434.69, "sales_tax": 3319.69, "total_of_payments": 56434.69, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28080, VIN KM8RMES29TU055210. $784 per month for 72 months at 0% APR, $0 cash down. Advertised price $53,115, before any dealer documentation fee. Amount financed $56,435, including $3,320 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $56,435. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 230}}, {"vin": "5NMP3DG18TH101528", "title": "2026 Hyundai SANTA FE HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 46717.0, "msrp": 50145.0, "sale_price": 46217.0, "currency": "USD", "mileage": 36, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260328", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/c48d-110013116/5NMP3DG18TH101528/c1eb261556191db87de08ddea554a039.jpg", "images": ["https://vehicle-images.carscommerce.inc/c48d-110013116/5NMP3DG18TH101528/c1eb261556191db87de08ddea554a039.jpg", "https://vehicle-images.carscommerce.inc/c879-110013116/5NMP3DG18TH101528/87fa9f8c03e75893420994741d8b5eaf.jpg", "https://vehicle-images.carscommerce.inc/adce-110013116/5NMP3DG18TH101528/b75493092b78967289d10ab91dcae1d0.jpg", "https://vehicle-images.carscommerce.inc/9e57-110013116/5NMP3DG18TH101528/e959c9edec818e632bde775b99a692e7.jpg", "https://vehicle-images.carscommerce.inc/6b1c-110013116/5NMP3DG18TH101528/264e9ded12797f0caa6a0a1852e0ed88.jpg", "https://vehicle-images.carscommerce.inc/7813-110013116/5NMP3DG18TH101528/fd25b47f899c7afb3dd779db0b0e8115.png", "https://vehicle-images.carscommerce.inc/7d2a-110013116/5NMP3DG18TH101528/7222fc9f7e360f3776cd7cde6086181c.jpg", "https://vehicle-images.carscommerce.inc/9b18-110013116/5NMP3DG18TH101528/0c4bb03ff011863f7203e29d847d7ca4.jpg", "https://vehicle-images.carscommerce.inc/87de-110013116/5NMP3DG18TH101528/7ef56abff45fed06179df008f0e2a5f6.png", "https://vehicle-images.carscommerce.inc/3c3e-110013116/5NMP3DG18TH101528/65ee2e6c0e48bac20e5e813e5d211ceb.jpg", "https://vehicle-images.carscommerce.inc/5834-110013116/5NMP3DG18TH101528/1c0e641c210923afbfa6d4c02679ea06.jpg", "https://vehicle-images.carscommerce.inc/3341-110013116/5NMP3DG18TH101528/7c255ba3305d14a3fa05f507249badd1.png", "https://vehicle-images.carscommerce.inc/a5de-110013116/5NMP3DG18TH101528/a2b9dc1c57797e2043aaf79867955c1f.jpg", "https://vehicle-images.carscommerce.inc/2f4a-110013116/5NMP3DG18TH101528/6f2c3e9c06646d98fb7d1639f484e82f.jpg", "https://vehicle-images.carscommerce.inc/2af6-110013116/5NMP3DG18TH101528/48b6b82d1d32e6d18884e3ea1e874981.png", "https://vehicle-images.carscommerce.inc/2ecd-110013116/5NMP3DG18TH101528/d1c48ab20031c78aa1995e760d1a99d3.jpg", "https://vehicle-images.carscommerce.inc/237c-110013116/5NMP3DG18TH101528/f7399344ef3363f82336bd360cb810a7.jpg", "https://vehicle-images.carscommerce.inc/5e0f-110013116/5NMP3DG18TH101528/40aebfaf140e3f864fa254ceab821b80.png", "https://vehicle-images.carscommerce.inc/5198-110013116/5NMP3DG18TH101528/ef264fbfa9150e81798eab409d87f512.jpg", "https://vehicle-images.carscommerce.inc/e16b-110013116/5NMP3DG18TH101528/6c1f8c5874d2b31a917c9d819bf9edc2.jpg", "https://vehicle-images.carscommerce.inc/79c7-110013116/5NMP3DG18TH101528/d11baf926ad0500189337cafd09427e0.png", "https://vehicle-images.carscommerce.inc/ce53-110013116/5NMP3DG18TH101528/a7fdc8b73c8d670a76fe163bd6bd6d04.jpg", "https://vehicle-images.carscommerce.inc/b531-110013116/5NMP3DG18TH101528/16e75ff10c6a609154d4e5da55814589.jpg", "https://vehicle-images.carscommerce.inc/6009-110013116/5NMP3DG18TH101528/bc366cb33753f82d1bb284965571c392.png", "https://vehicle-images.carscommerce.inc/10fb-110013116/5NMP3DG18TH101528/0b81ee8732031f76071330412e73e909.jpg", "https://vehicle-images.carscommerce.inc/d703-110013116/5NMP3DG18TH101528/d9320b7ca16cf1ecb3cc3166dca586a1.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 50145.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DG18TH101528.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg18th101528/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg18th101528/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG18TH101528.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG18TH101528.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG18TH101528.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg18th101528/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,428. This offer applies to Stock #HD260328, VIN 5NMP3DG18TH101528. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,145. Advertised price: $46,717. Savings: $3,428, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,145"}, {"label": "Advertised price", "value": "$46,717"}, {"label": "Savings", "value": "$3,428, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,428", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46717.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG18TH101528_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 827, "unit": "per_month", "display": "$827/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46717.0, "price_incl_doc": 46717.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 827.28, "amount_financed": 49636.81, "sales_tax": 2919.81, "total_of_payments": 49636.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260328, VIN 5NMP3DG18TH101528. $827 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,717, before any dealer documentation fee. Amount financed $49,637, including $2,920 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,637. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG18TH101528_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 737, "unit": "per_month", "display": "$737/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46717.0, "price_incl_doc": 46717.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 736.84, "amount_financed": 49636.81, "sales_tax": 2919.81, "total_of_payments": 61894.42, "finance_charge": 12257.61, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260328, VIN 5NMP3DG18TH101528. $737 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,717, before any dealer documentation fee. Amount financed $49,637, including $2,920 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,894. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 217}}, {"vin": "7SAXCDE56RF445880", "title": "2024 Tesla Model X Base", "year": 2024, "make": "Tesla", "model": "Model X", "trim": "Base", "decoded_trim": null, "condition": "used", "price": 66203.0, "msrp": 0.0, "sale_price": 68402.0, "currency": "USD", "mileage": 22731, "exterior_color": null, "interior_color": null, "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": null, "engine": "Electric Motor", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "HD260822A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlehyundaidownersgrove.com/inventory/used-2024-tesla-model-x-base-awd-4d-sport-utility-7saxcde56rf445880/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7SAXCDE56RF445880.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7SAXCDE56RF445880.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7SAXCDE56RF445880.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-tesla-model-x-base-awd-4d-sport-utility-7saxcde56rf445880/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260822A, VIN 7SAXCDE56RF445880. Advertised price: $66,203. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$66,203"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66203.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7SAXCDE56RF445880_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1652, "unit": "per_month", "display": "$1,652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66203.0, "price_incl_doc": 66203.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1651.63, "amount_financed": 70340.69, "sales_tax": 4137.69, "total_of_payments": 79278.27, "finance_charge": 8937.58, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260822A, VIN 7SAXCDE56RF445880. $1,652 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $66,203, before any dealer documentation fee. Amount financed $70,341, including $4,138 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $79,278. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7SAXCDE56RF445880_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1376, "unit": "per_month", "display": "$1,376/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66203.0, "price_incl_doc": 66203.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1375.97, "amount_financed": 70340.69, "sales_tax": 4137.69, "total_of_payments": 82558.01, "finance_charge": 12217.32, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260822A, VIN 7SAXCDE56RF445880. $1,376 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $66,203, before any dealer documentation fee. Amount financed $70,341, including $4,138 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $82,558. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7SAXCDE56RF445880_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1199, "unit": "per_month", "display": "$1,199/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66203.0, "price_incl_doc": 66203.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1198.9, "amount_financed": 70340.69, "sales_tax": 4137.69, "total_of_payments": 86320.88, "finance_charge": 15980.19, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260822A, VIN 7SAXCDE56RF445880. $1,199 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $66,203, before any dealer documentation fee. Amount financed $70,341, including $4,138 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $86,321. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/5N1BT3ABXPC879898.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5N1BT3ABXPC879898.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-nissan-rogue-s-awd-4d-sport-utility-5n1bt3abxpc879898/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260290A, VIN 5N1BT3ABXPC879898. Advertised price: $21,294. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,294"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Blind Spot Monitor", "Keyless Entry", "Parking Sensors / Assist"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21294.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5N1BT3ABXPC879898_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 531, "unit": "per_month", "display": "$531/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21294.0, "price_incl_doc": 21294.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 531.24, "amount_financed": 22624.88, "sales_tax": 1330.88, "total_of_payments": 25499.63, "finance_charge": 2874.75, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260290A, VIN 5N1BT3ABXPC879898. $531 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,294, before any dealer documentation fee. Amount financed $22,625, including $1,331 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,500. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5N1BT3ABXPC879898_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 443, "unit": "per_month", "display": "$443/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21294.0, "price_incl_doc": 21294.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 442.58, "amount_financed": 22624.88, "sales_tax": 1330.88, "total_of_payments": 26554.55, "finance_charge": 3929.67, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260290A, VIN 5N1BT3ABXPC879898. $443 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,294, before any dealer documentation fee. Amount financed $22,625, including $1,331 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,555. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5N1BT3ABXPC879898_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 386, "unit": "per_month", "display": "$386/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21294.0, "price_incl_doc": 21294.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 385.62, "amount_financed": 22624.88, "sales_tax": 1330.88, "total_of_payments": 27764.86, "finance_charge": 5139.98, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260290A, VIN 5N1BT3ABXPC879898. $386 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,294, before any dealer documentation fee. Amount financed $22,625, including $1,331 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,765. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 233}}, {"vin": "5NMP2DG15TH144503", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 43963.0, "msrp": null, "sale_price": 43963.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP2DG15TH144503", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP2DG15TH144503/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg", "images": ["https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP2DG15TH144503/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG15TH144503.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg15th144503/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg15th144503/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG15TH144503.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG15TH144503.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG15TH144503.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg15th144503/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP2DG15TH144503, VIN 5NMP2DG15TH144503. Advertised price: $43,963. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,963"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43963.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG15TH144503_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 779, "unit": "per_month", "display": "$779/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43963.0, "price_incl_doc": 43963.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 778.51, "amount_financed": 46710.69, "sales_tax": 2747.69, "total_of_payments": 46710.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG15TH144503, VIN 5NMP2DG15TH144503. $779 per month for 60 months at 0% APR, $0 cash down. Advertised price $43,963, before any dealer documentation fee. Amount financed $46,711, including $2,748 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $46,711. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG15TH144503_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 693, "unit": "per_month", "display": "$693/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43963.0, "price_incl_doc": 43963.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 693.4, "amount_financed": 46710.69, "sales_tax": 2747.69, "total_of_payments": 58245.71, "finance_charge": 11535.02, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG15TH144503, VIN 5NMP2DG15TH144503. $693 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $43,963, before any dealer documentation fee. Amount financed $46,711, including $2,748 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $58,246. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 161}}, {"vin": "5NMJACDE9TH684589", "title": "2026 Hyundai TUCSON SE", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 30328.0, "msrp": 33655.0, "sale_price": 31078.0, "currency": "USD", "mileage": 16, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28455", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"https://vehicle-images.carscommerce.inc/15e0-110013116/5NMJACDE9TH684589/5d6d63cfd05bf1c1ece716a8dc9d5493.jpg", "https://vehicle-images.carscommerce.inc/8973-110013116/5NMJACDE9TH684589/1b1de7c26c2eae377c6e0f085ea95689.jpg", "https://vehicle-images.carscommerce.inc/6c17-110013116/5NMJACDE9TH684589/2a8ac55efb37b903b56d76fbdc1275d1.jpg", "https://vehicle-images.carscommerce.inc/6c0b-110013116/5NMJACDE9TH684589/bf4496a88b18069c2d0cbb473a10c9af.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33655.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJACDE9TH684589.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde9th684589/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde9th684589/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJACDE9TH684589.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE9TH684589.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE9TH684589.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde9th684589/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,327. This offer applies to Stock #28455, VIN 5NMJACDE9TH684589. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $33,655. Advertised price: $30,328. Savings: $3,327, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$33,655"}, {"label": "Advertised price", "value": "$30,328"}, {"label": "Savings", "value": "$3,327, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,327", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30328.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJACDE9TH684589_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 537, "unit": "per_month", "display": "$537/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30328.0, "price_incl_doc": 30328.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 537.06, "amount_financed": 32223.5, "sales_tax": 1895.5, "total_of_payments": 32223.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28455, VIN 5NMJACDE9TH684589. $537 per month for 60 months at 0% APR, $0 cash down. Advertised price $30,328, before any dealer documentation fee. Amount financed $32,224, including $1,896 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $32,224. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE9TH684589_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30328.0, "price_incl_doc": 30328.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 478.34, "amount_financed": 32223.5, "sales_tax": 1895.5, "total_of_payments": 40180.97, "finance_charge": 7957.47, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28455, VIN 5NMJACDE9TH684589. $478 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $30,328, before any dealer documentation fee. Amount financed $32,224, including $1,896 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $40,181. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE9TH684589_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 381, "unit": "per_month", "display": "$381/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33655.0, "selling_price": 30328.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 381.07, "net_cap_cost": 30978.0, "residual_value": 20866.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 381.07, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 541.07}, "total_of_payments": 13716, "total_of_payments_unrounded": 13718.52}, "disclosure": "Estimated lease payment for stock #28455, VIN 5NMJACDE9TH684589. $381 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $541, made up of $381 first payment, $60 title, $100 registration. MSRP $33,655. Lease selling price $30,328. Net capitalized cost $30,978. Residual value $20,866, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,716. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE9TH684589_lease", "type": "lease", "label": "Lease", "headline": {"value": 288, "unit": "per_month", "display": "$288/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33655.0, "selling_price": 30328.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 287.78, "net_cap_cost": 27979.0, "residual_value": 20866.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 287.78, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3446.78}, "total_of_payments": 10368, "total_of_payments_unrounded": 10360.08}, "disclosure": "Estimated lease payment for stock #28455, VIN 5NMJACDE9TH684589. $288 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,447, made up of $288 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $33,655. Lease selling price $30,328. Net capitalized cost $27,979. Residual value $20,866, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,368. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 206}}, {"vin": "KMHLS4DG7TU153487", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 24433.0, "msrp": 27430.0, "sale_price": 25233.0, "currency": "USD", "mileage": 3, "exterior_color": "Red", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28435", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/fc68-110013116/KMHLS4DG7TU153487/ae52ab57833ac342838e193e71ff3da3.jpg", "images": ["https://vehicle-images.carscommerce.inc/fc68-110013116/KMHLS4DG7TU153487/ae52ab57833ac342838e193e71ff3da3.jpg", "https://vehicle-images.carscommerce.inc/9b37-110013116/KMHLS4DG7TU153487/5a997aa8d9defc913598884715b7ac56.jpg", "https://vehicle-images.carscommerce.inc/1e97-110013116/KMHLS4DG7TU153487/39728e58b1ff46e293b604a38f29ee5e.jpg", "https://vehicle-images.carscommerce.inc/f019-110013116/KMHLS4DG7TU153487/3ce3df054bd945cbc52cabba8eb3b90f.jpg", "https://vehicle-images.carscommerce.inc/b5b9-110013116/KMHLS4DG7TU153487/e02f48fca6507717c3f0955f40ec234c.jpg", "https://vehicle-images.carscommerce.inc/6c29-110013116/KMHLS4DG7TU153487/615ea953f6f97a9d29e8f9c9aba34d2f.png", "https://vehicle-images.carscommerce.inc/a6b5-110013116/KMHLS4DG7TU153487/7da81b5dadd13f69a5ce03fe27e56beb.jpg", "https://vehicle-images.carscommerce.inc/ae86-110013116/KMHLS4DG7TU153487/d41993be488ad96c4bc3def18d441683.jpg", "https://vehicle-images.carscommerce.inc/73cf-110013116/KMHLS4DG7TU153487/17dd39be3c4af00aee971411d68865a1.png", "https://vehicle-images.carscommerce.inc/28a4-110013116/KMHLS4DG7TU153487/fce9f371346f14e574b29ec444f3ae35.jpg", "https://vehicle-images.carscommerce.inc/eb42-110013116/KMHLS4DG7TU153487/a25c81bad066919e4ef0b9a0f620423b.jpg", "https://vehicle-images.carscommerce.inc/c066-110013116/KMHLS4DG7TU153487/a6d974dafbd7a3ded345c13ea97b123e.png", "https://vehicle-images.carscommerce.inc/b5b9-110013116/KMHLS4DG7TU153487/6a81da64f10d22abfd4a3271eadc7234.jpg", "https://vehicle-images.carscommerce.inc/293d-110013116/KMHLS4DG7TU153487/e40d06656636168901e00167372066d1.jpg", "https://vehicle-images.carscommerce.inc/4d35-110013116/KMHLS4DG7TU153487/68b111e50b5b52caed1bf9b125653fcf.png", "https://vehicle-images.carscommerce.inc/7e95-110013116/KMHLS4DG7TU153487/0ab215c5e7c2c1a75dbe4005474cd195.jpg", "https://vehicle-images.carscommerce.inc/dfbc-110013116/KMHLS4DG7TU153487/22bd06845cc41c92cecf8ad956380b5e.jpg", "https://vehicle-images.carscommerce.inc/8db9-110013116/KMHLS4DG7TU153487/3a2b8d78029720ab3a66da13f7e6c95a.png", "https://vehicle-images.carscommerce.inc/9221-110013116/KMHLS4DG7TU153487/1b6f53a8eb5b266466f8ed43a2ecd25e.jpg", "https://vehicle-images.carscommerce.inc/c2e6-110013116/KMHLS4DG7TU153487/bfa639c5358ba7ff2d94759ba02509ed.jpg", "https://vehicle-images.carscommerce.inc/d065-110013116/KMHLS4DG7TU153487/c5da02c808006c724673183829c169a9.jpg", "https://vehicle-images.carscommerce.inc/9e80-110013116/KMHLS4DG7TU153487/b1fda682652c11138240af9562bf5ae7.jpg", "https://vehicle-images.carscommerce.inc/d5fc-110013116/KMHLS4DG7TU153487/c28ca84ccf6ce08a2dea852cdc39b0f7.png", "https://vehicle-images.carscommerce.inc/7a7b-110013116/KMHLS4DG7TU153487/34b90aea9e84dc958e5647f06733fe7c.jpg", "https://vehicle-images.carscommerce.inc/3c92-110013116/KMHLS4DG7TU153487/8573230e65dd7d23e6e4254b71327ef7.jpg", "https://vehicle-images.carscommerce.inc/a7b5-110013116/KMHLS4DG7TU153487/c73803ee80436102a6974c3a01a1b454.jpg", "https://vehicle-images.carscommerce.inc/4dc9-110013116/KMHLS4DG7TU153487/79e7ebe7b825a386c25167eaa826993e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27430.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG7TU153487.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg7tu153487/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg7tu153487/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG7TU153487.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG7TU153487.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG7TU153487.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg7tu153487/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,997. This offer applies to Stock #28435, VIN KMHLS4DG7TU153487. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $27,430. Advertised price: $24,433. Savings: $2,997, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$27,430"}, {"label": "Advertised price", "value": "$24,433"}, {"label": "Savings", "value": "$2,997, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,997", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24433.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG7TU153487_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 472, "unit": "per_month", "display": "$472/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24433.0, "price_incl_doc": 24433.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 472.14, "amount_financed": 25960.06, "sales_tax": 1527.06, "total_of_payments": 28328.55, "finance_charge": 2368.49, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28435, VIN KMHLS4DG7TU153487. $472 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $24,433, before any dealer documentation fee. Amount financed $25,960, including $1,527 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $28,329. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG7TU153487_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 385, "unit": "per_month", "display": "$385/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24433.0, "price_incl_doc": 24433.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 385.37, "amount_financed": 25960.06, "sales_tax": 1527.06, "total_of_payments": 32370.79, "finance_charge": 6410.73, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28435, VIN KMHLS4DG7TU153487. $385 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,433, before any dealer documentation fee. Amount financed $25,960, including $1,527 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,371. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 164}}, {"vin": "5NMP5DGL3TH202228", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 46732.0, "msrp": 51820.0, "sale_price": 47982.0, "currency": "USD", "mileage": 12, "exterior_color": "Gray", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260678", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/5085-110013116/5NMP5DGL3TH202228/f43b5acd891c62d3bb8abe1a1f7ac1e9.jpg", "images": ["https://vehicle-images.carscommerce.inc/5085-110013116/5NMP5DGL3TH202228/f43b5acd891c62d3bb8abe1a1f7ac1e9.jpg", "https://vehicle-images.carscommerce.inc/9e7e-110013116/5NMP5DGL3TH202228/24451f93376b685be8eb2903c5ba5385.jpg", "https://vehicle-images.carscommerce.inc/8c0f-110013116/5NMP5DGL3TH202228/715dfe467a178183acf8139d713a82ed.jpg", "https://vehicle-images.carscommerce.inc/a5a0-110013116/5NMP5DGL3TH202228/a94c68c35cbb41dbdd862e70da4887b0.jpg", "https://vehicle-images.carscommerce.inc/df40-110013116/5NMP5DGL3TH202228/bf978a9d84edec07467796d7a6830897.jpg", "https://vehicle-images.carscommerce.inc/b883-110013116/5NMP5DGL3TH202228/dc6a49d096566d5acdd4cd3720e4ac5f.png", "https://vehicle-images.carscommerce.inc/73b3-110013116/5NMP5DGL3TH202228/5167e3ebadf52c20b927bb5cdfa5e022.jpg", "https://vehicle-images.carscommerce.inc/6396-110013116/5NMP5DGL3TH202228/a98f857364a1b1e65b23369f2bfbf6d6.jpg", "https://vehicle-images.carscommerce.inc/d904-110013116/5NMP5DGL3TH202228/00438624d74f1be53ab561bd556f8b25.png", "https://vehicle-images.carscommerce.inc/a87f-110013116/5NMP5DGL3TH202228/49de4a8a5e57f07605b6c9919f4c05ed.jpg", "https://vehicle-images.carscommerce.inc/517c-110013116/5NMP5DGL3TH202228/b960aa7e2f5746e5a5c1d8d599cc594e.jpg", "https://vehicle-images.carscommerce.inc/33e6-110013116/5NMP5DGL3TH202228/e1f94a9c2210febe67f14a8ac17dead5.png", "https://vehicle-images.carscommerce.inc/bbba-110013116/5NMP5DGL3TH202228/643bdfe116cb01a744f9b09e34e54c77.jpg", "https://vehicle-images.carscommerce.inc/aa3c-110013116/5NMP5DGL3TH202228/a6d0dbe2837a19011c3900a8aa02cfcc.jpg", "https://vehicle-images.carscommerce.inc/a1c5-110013116/5NMP5DGL3TH202228/d1d611a45003d810d9dae619b47aeac3.png", "https://vehicle-images.carscommerce.inc/83be-110013116/5NMP5DGL3TH202228/2e52aeea4fc1b53a2196c0f2129b74a0.jpg", "https://vehicle-images.carscommerce.inc/5524-110013116/5NMP5DGL3TH202228/0cd36ffb231eaabf6745a9f0943024fe.jpg", "https://vehicle-images.carscommerce.inc/7d14-110013116/5NMP5DGL3TH202228/bb1d90cda36d6185c217a32154a7a5c5.png", "https://vehicle-images.carscommerce.inc/f017-110013116/5NMP5DGL3TH202228/c31497436c0021bd2f97ae46aadbed6e.jpg", "https://vehicle-images.carscommerce.inc/9cff-110013116/5NMP5DGL3TH202228/9a0cfe89f74c88b9e11d76d121c88c8c.jpg", "https://vehicle-images.carscommerce.inc/d388-110013116/5NMP5DGL3TH202228/2f183e6d2176daf073aa0828595b61cd.png", "https://vehicle-images.carscommerce.inc/f71a-110013116/5NMP5DGL3TH202228/91199c4cf2239ce9166ad4c522a588b2.jpg", "https://vehicle-images.carscommerce.inc/dcc4-110013116/5NMP5DGL3TH202228/348666dcd405d08c7179b504c2f6ccd8.jpg", "https://vehicle-images.carscommerce.inc/3037-110013116/5NMP5DGL3TH202228/ed1a72f377bc2f4cf90f53cfc40209e2.png", "https://vehicle-images.carscommerce.inc/b664-110013116/5NMP5DGL3TH202228/0ed1870222293cbc66a6a30784a07870.jpg", "https://vehicle-images.carscommerce.inc/f36c-110013116/5NMP5DGL3TH202228/75dc530b0b8f038906b36b339d983252.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51820.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL3TH202228.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl3th202228/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl3th202228/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL3TH202228.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL3TH202228.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL3TH202228.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl3th202228/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,088. This offer applies to Stock #HD260678, VIN 5NMP5DGL3TH202228. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,820. Advertised price: $46,732. Savings: $5,088, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,820"}, {"label": "Advertised price", "value": "$46,732"}, {"label": "Savings", "value": "$5,088, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,088", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46732.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL3TH202228_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 828, "unit": "per_month", "display": "$828/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46732.0, "price_incl_doc": 46732.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 827.55, "amount_financed": 49652.75, "sales_tax": 2920.75, "total_of_payments": 49652.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260678, VIN 5NMP5DGL3TH202228. $828 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,732, before any dealer documentation fee. Amount financed $49,653, including $2,921 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,653. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL3TH202228_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 737, "unit": "per_month", "display": "$737/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46732.0, "price_incl_doc": 46732.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 737.07, "amount_financed": 49652.75, "sales_tax": 2920.75, "total_of_payments": 61914.3, "finance_charge": 12261.55, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260678, VIN 5NMP5DGL3TH202228. $737 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,732, before any dealer documentation fee. Amount financed $49,653, including $2,921 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,914. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL3TH202228_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 577, "unit": "per_month", "display": "$577/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51820.0, "selling_price": 46732.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 576.91, "net_cap_cost": 47382.0, "residual_value": 32128.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 576.91, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 736.91}, "total_of_payments": 20772, "total_of_payments_unrounded": 20768.76}, "disclosure": "Estimated lease payment for stock #HD260678, VIN 5NMP5DGL3TH202228. $577 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $737, made up of $577 first payment, $60 title, $100 registration. MSRP $51,820. Lease selling price $46,732. Net capitalized cost $47,382. Residual value $32,128, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,772. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL3TH202228_lease", "type": "lease", "label": "Lease", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51820.0, "selling_price": 46732.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 483.62, "net_cap_cost": 44383.0, "residual_value": 32128.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 483.62, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3642.62}, "total_of_payments": 17424, "total_of_payments_unrounded": 17410.32}, "disclosure": "Estimated lease payment for stock #HD260678, VIN 5NMP5DGL3TH202228. $484 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,643, made up of $484 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,820. Lease selling price $46,732. Net capitalized cost $44,383. Residual value $32,128, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,424. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 218}}, {"vin": "KM8RLES2XTU079468", "title": "2026 Hyundai PALISADE SEL", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 42370.0, "msrp": 46195.0, "sale_price": 44370.0, "currency": "USD", "mileage": 11, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28328", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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"https://ai.castlehyundaidownersgrove.com/v/KM8RLES2XTU079468.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles2xtu079468/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,825. This offer applies to Stock #28328, VIN KM8RLES2XTU079468. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $46,195. Advertised price: $42,370. Savings: $3,825, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$46,195"}, {"label": "Advertised price", "value": "$42,370"}, {"label": "Savings", "value": "$3,825, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,825", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42370.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLES2XTU079468_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42370.0, "price_incl_doc": 42370.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.87, "amount_financed": 45018.13, "sales_tax": 2648.13, "total_of_payments": 49732.45, "finance_charge": 4714.32, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28328, VIN KM8RLES2XTU079468. $829 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $42,370, before any dealer documentation fee. Amount financed $45,018, including $2,648 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $49,732. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLES2XTU079468_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 625, "unit": "per_month", "display": "$625/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42370.0, "price_incl_doc": 42370.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 625.25, "amount_financed": 45018.13, "sales_tax": 2648.13, "total_of_payments": 45018.13, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28328, VIN KM8RLES2XTU079468. $625 per month for 72 months at 0% APR, $0 cash down. Advertised price $42,370, before any dealer documentation fee. Amount financed $45,018, including $2,648 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $45,018. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 26, "elapsed_ms": 178}}, {"vin": "JHLRE4H71BC006184", "title": "2011 Honda CR-V EX-L", "year": 2011, "make": "Honda", "model": "CR-V", "trim": "EX-L", "decoded_trim": "EX-L", "condition": "used", "price": 13296.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 86534, "exterior_color": "Silver", "interior_color": null, "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.4L I4 DOHC 16V i-VTEC", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "5-Speed Automatic", "mpg_city": 21, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "MD262961A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262961A, VIN JHLRE4H71BC006184. Advertised price: $13,296. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$13,296"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Heated Seats", "Keyless Entry", "Power Seats", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13296.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JHLRE4H71BC006184_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 332, "unit": "per_month", "display": "$332/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13296.0, "price_incl_doc": 13296.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 331.71, "amount_financed": 14127.0, "sales_tax": 831.0, "total_of_payments": 15922.0, "finance_charge": 1795.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262961A, VIN JHLRE4H71BC006184. $332 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $13,296, before any dealer documentation fee. Amount financed $14,127, including $831 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $15,922. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JHLRE4H71BC006184_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 276, "unit": "per_month", "display": "$276/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13296.0, "price_incl_doc": 13296.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 276.34, "amount_financed": 14127.0, "sales_tax": 831.0, "total_of_payments": 16580.69, "finance_charge": 2453.69, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262961A, VIN JHLRE4H71BC006184. $276 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $13,296, before any dealer documentation fee. Amount financed $14,127, including $831 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $16,581. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JHLRE4H71BC006184_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 241, "unit": "per_month", "display": "$241/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13296.0, "price_incl_doc": 13296.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 240.78, "amount_financed": 14127.0, "sales_tax": 831.0, "total_of_payments": 17336.41, "finance_charge": 3209.41, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262961A, VIN JHLRE4H71BC006184. $241 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $13,296, before any dealer documentation fee. Amount financed $14,127, including $831 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $17,336. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 154}}, {"vin": "5NMJBCDEXTH764318", "title": "2026 Hyundai TUCSON Plus", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Plus", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 35738.0, "msrp": null, "sale_price": 35738.0, "currency": "USD", "mileage": null, "exterior_color": "Atlantis Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "5NMJBCDEXTH764318", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDEXTH764318/2e3694fed4b73e36844fbf68b5fdc9fe.jpg", "images": ["https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDEXTH764318/2e3694fed4b73e36844fbf68b5fdc9fe.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDEXTH764318.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcdexth764318/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcdexth764318/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDEXTH764318.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDEXTH764318.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDEXTH764318.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcdexth764318/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMJBCDEXTH764318, VIN 5NMJBCDEXTH764318. Advertised price: $35,738. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,738"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35738.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDEXTH764318_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35738.0, "price_incl_doc": 35738.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 632.86, "amount_financed": 37971.63, "sales_tax": 2233.63, "total_of_payments": 37971.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDEXTH764318, VIN 5NMJBCDEXTH764318. $633 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,738, before any dealer documentation fee. Amount financed $37,972, including $2,234 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $37,972. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH764318_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 564, "unit": "per_month", "display": "$564/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35738.0, "price_incl_doc": 35738.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 563.67, "amount_financed": 37971.63, "sales_tax": 2233.63, "total_of_payments": 47348.57, "finance_charge": 9376.94, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDEXTH764318, VIN 5NMJBCDEXTH764318. $564 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,738, before any dealer documentation fee. Amount financed $37,972, including $2,234 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,349. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH764318_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 513, "unit": "per_month", "display": "$513/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35738.0, "selling_price": 35738.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 513.3, "net_cap_cost": 36388.0, "residual_value": 22157.56, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 513.3, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 673.3}, "total_of_payments": 18468, "total_of_payments_unrounded": 18478.8}, "disclosure": "Estimated lease payment for stock #5NMJBCDEXTH764318, VIN 5NMJBCDEXTH764318. $513 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $673, made up of $513 first payment, $60 title, $100 registration. MSRP $35,738. Lease selling price $35,738. Net capitalized cost $36,388. Residual value $22,158, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,468. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH764318_lease", "type": "lease", "label": "Lease", "headline": {"value": 420, "unit": "per_month", "display": "$420/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35738.0, "selling_price": 35738.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 420.01, "net_cap_cost": 33389.0, "residual_value": 22157.56, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 420.01, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3579.01}, "total_of_payments": 15120, "total_of_payments_unrounded": 15120.36}, "disclosure": "Estimated lease payment for stock #5NMJBCDEXTH764318, VIN 5NMJBCDEXTH764318. $420 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,579, made up of $420 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,738. Lease selling price $35,738. Net capitalized cost $33,389. Residual value $22,158, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,120. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 218}}, {"vin": "3VVNX7B22PM310460", "title": "2023 Volkswagen Taos SE", "year": 2023, "make": "Volkswagen", "model": "Taos", "trim": "SE", "decoded_trim": "4Motion SE w/ Sunroof Pkg.", "condition": "used", "price": 22575.0, "msrp": 0.0, "sale_price": 23390.0, "currency": "USD", "mileage": 25193, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": 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"short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-taos-1-5t-se-awd-4d-sport-utility-3vvnx7b22pm310460/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VVNX7B22PM310460.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VVNX7B22PM310460.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VVNX7B22PM310460.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-taos-1-5t-se-awd-4d-sport-utility-3vvnx7b22pm310460/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0985, VIN 3VVNX7B22PM310460. Advertised price: $22,575. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,575"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Panoramic Sunroof", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22575.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVNX7B22PM310460_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 563, "unit": "per_month", "display": "$563/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22575.0, "price_incl_doc": 22575.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 563.2, "amount_financed": 23985.94, "sales_tax": 1410.94, "total_of_payments": 27033.63, "finance_charge": 3047.69, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0985, VIN 3VVNX7B22PM310460. $563 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,575, before any dealer documentation fee. Amount financed $23,986, including $1,411 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,034. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVNX7B22PM310460_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 469, "unit": "per_month", "display": "$469/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22575.0, "price_incl_doc": 22575.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 469.2, "amount_financed": 23985.94, "sales_tax": 1410.94, "total_of_payments": 28152.01, "finance_charge": 4166.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0985, VIN 3VVNX7B22PM310460. $469 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,575, before any dealer documentation fee. Amount financed $23,986, including $1,411 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,152. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVNX7B22PM310460_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 409, "unit": "per_month", "display": "$409/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22575.0, "price_incl_doc": 22575.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 408.82, "amount_financed": 23985.94, "sales_tax": 1410.94, "total_of_payments": 29435.13, "finance_charge": 5449.19, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0985, VIN 3VVNX7B22PM310460. $409 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,575, before any dealer documentation fee. Amount financed $23,986, including $1,411 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,435. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0865A, VIN 5J6RM4H54FL018814. Advertised price: $18,541. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$18,541"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Power Seats", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18541.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5J6RM4H54FL018814_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 463, "unit": "per_month", "display": "$463/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18541.0, "price_incl_doc": 18541.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 462.56, "amount_financed": 19699.81, "sales_tax": 1158.81, "total_of_payments": 22202.89, "finance_charge": 2503.08, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0865A, VIN 5J6RM4H54FL018814. $463 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,541, before any dealer documentation fee. Amount financed $19,700, including $1,159 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,203. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J6RM4H54FL018814_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 385, "unit": "per_month", "display": "$385/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18541.0, "price_incl_doc": 18541.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 385.36, "amount_financed": 19699.81, "sales_tax": 1158.81, "total_of_payments": 23121.43, "finance_charge": 3421.62, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0865A, VIN 5J6RM4H54FL018814. $385 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,541, before any dealer documentation fee. Amount financed $19,700, including $1,159 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $23,121. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J6RM4H54FL018814_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 336, "unit": "per_month", "display": "$336/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18541.0, "price_incl_doc": 18541.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 335.77, "amount_financed": 19699.81, "sales_tax": 1158.81, "total_of_payments": 24175.27, "finance_charge": 4475.46, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0865A, VIN 5J6RM4H54FL018814. $336 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,541, before any dealer documentation fee. Amount financed $19,700, including $1,159 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $24,175. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 125}}, {"vin": "5NTJEDDF9TH176758", "title": "2026 Hyundai SANTA CRUZ Limited", "year": 2026, "make": "Hyundai", "model": "SANTA CRUZ", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 47053.0, "msrp": null, "sale_price": 47053.0, "currency": "USD", "mileage": null, "exterior_color": "Hampton Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Intercooled Turbo Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "5NTJEDDF9TH176758", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/9d31-110013116/5NTJEDDF9TH176758/0b935b835c7f91ce967b56c704b41020.jpg", "images": ["https://vehicle-images.carscommerce.inc/9d31-110013116/5NTJEDDF9TH176758/0b935b835c7f91ce967b56c704b41020.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Cruz", "year": 2026, "trim": "Limited", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NTJEDDF9TH176758.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-limited-awd-crew-cab-pickup-5ntjeddf9th176758/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-limited-awd-crew-cab-pickup-5ntjeddf9th176758/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NTJEDDF9TH176758.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJEDDF9TH176758.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJEDDF9TH176758.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-limited-awd-crew-cab-pickup-5ntjeddf9th176758/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NTJEDDF9TH176758, VIN 5NTJEDDF9TH176758. Advertised price: $47,053. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$47,053"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47053.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NTJEDDF9TH176758_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 943, "unit": "per_month", "display": "$943/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47053.0, "price_incl_doc": 47053.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Cruz \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 943.22, "amount_financed": 49993.81, "sales_tax": 2940.81, "total_of_payments": 56592.95, "finance_charge": 6599.14, "per_1000_financed": 18.87, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NTJEDDF9TH176758, VIN 5NTJEDDF9TH176758. $943 per month for 60 months at 4.99% APR, $0 cash down. Advertised price $47,053, before any dealer documentation fee. Amount financed $49,994, including $2,941 estimated sales tax at 6.25%. That is $18.87 per $1,000 financed. Total of payments $56,593. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJEDDF9TH176758_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 742, "unit": "per_month", "display": "$742/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47053.0, "price_incl_doc": 47053.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 742.14, "amount_financed": 49993.81, "sales_tax": 2940.81, "total_of_payments": 62339.58, "finance_charge": 12345.77, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NTJEDDF9TH176758, VIN 5NTJEDDF9TH176758. $742 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,053, before any dealer documentation fee. Amount financed $49,994, including $2,941 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,340. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg15th134991/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg15th134991/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG15TH134991.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG15TH134991.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG15TH134991.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg15th134991/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,047. This offer applies to Stock #28734, VIN 5NMP2DG15TH134991. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,645. Advertised price: $38,598. Savings: $5,047, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,645"}, {"label": "Advertised price", "value": "$38,598"}, {"label": "Savings", "value": "$5,047, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,047", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38598.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG15TH134991_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 684, "unit": "per_month", "display": "$684/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38598.0, "price_incl_doc": 38598.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 683.51, "amount_financed": 41010.38, "sales_tax": 2412.38, "total_of_payments": 41010.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28734, VIN 5NMP2DG15TH134991. $684 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,598, before any dealer documentation fee. Amount financed $41,010, including $2,412 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $41,010. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG15TH134991_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38598.0, "price_incl_doc": 38598.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.78, "amount_financed": 41010.38, "sales_tax": 2412.38, "total_of_payments": 51137.73, "finance_charge": 10127.35, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28734, VIN 5NMP2DG15TH134991. $609 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,598, before any dealer documentation fee. Amount financed $41,010, including $2,412 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $51,138. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 161}}, {"vin": "KM8JFDD25TU517373", "title": "2026 Hyundai TUCSON PLUG-IN HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "TUCSON PLUG-IN HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 51413.0, "msrp": null, "sale_price": 51413.0, "currency": "USD", "mileage": null, "exterior_color": "Shimmering Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 5, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "KM8JFDD25TU517373", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/75bd-110013116/KM8JFDD25TU517373/32a12426ff9d7dfbd71bc9d6b576ae24.jpg", "images": ["https://vehicle-images.carscommerce.inc/75bd-110013116/KM8JFDD25TU517373/32a12426ff9d7dfbd71bc9d6b576ae24.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Electric", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8JFDD25TU517373.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-plug-in-hybrid-limited-awd-sport-utility-km8jfdd25tu517373/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-plug-in-hybrid-limited-awd-sport-utility-km8jfdd25tu517373/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JFDD25TU517373.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JFDD25TU517373.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JFDD25TU517373.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-plug-in-hybrid-limited-awd-sport-utility-km8jfdd25tu517373/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8JFDD25TU517373, VIN KM8JFDD25TU517373. Advertised price: $51,413. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$51,413"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51413.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JFDD25TU517373_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 910, "unit": "per_month", "display": "$910/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51413.0, "price_incl_doc": 51413.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Plug-in Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 910.44, "amount_financed": 54626.31, "sales_tax": 3213.31, "total_of_payments": 54626.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8JFDD25TU517373, VIN KM8JFDD25TU517373. $910 per month for 60 months at 0% APR, $0 cash down. Advertised price $51,413, before any dealer documentation fee. Amount financed $54,626, including $3,213 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $54,626. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JFDD25TU517373_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 811, "unit": "per_month", "display": "$811/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51413.0, "price_incl_doc": 51413.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 810.91, "amount_financed": 54626.31, "sales_tax": 3213.31, "total_of_payments": 68116.06, "finance_charge": 13489.75, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8JFDD25TU517373, VIN KM8JFDD25TU517373. $811 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,413, before any dealer documentation fee. Amount financed $54,626, including $3,213 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,116. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde3th691736/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJECDE3TH691736.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJECDE3TH691736.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJECDE3TH691736.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde3th691736/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,974. This offer applies to Stock #HD260656, VIN 5NMJECDE3TH691736. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,780. Advertised price: $39,806. Savings: $3,974, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,780"}, {"label": "Advertised price", "value": "$39,806"}, {"label": "Savings", "value": "$3,974, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,974", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39806.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJECDE3TH691736_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 705, "unit": "per_month", "display": "$705/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39806.0, "price_incl_doc": 39806.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 704.9, "amount_financed": 42293.88, "sales_tax": 2487.88, "total_of_payments": 42293.88, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260656, VIN 5NMJECDE3TH691736. $705 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,806, before any dealer documentation fee. Amount financed $42,294, including $2,488 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,294. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE3TH691736_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 628, "unit": "per_month", "display": "$628/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39806.0, "price_incl_doc": 39806.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 627.84, "amount_financed": 42293.88, "sales_tax": 2487.88, "total_of_payments": 52738.19, "finance_charge": 10444.31, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260656, VIN 5NMJECDE3TH691736. $628 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,806, before any dealer documentation fee. Amount financed $42,294, including $2,488 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,738. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE3TH691736_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 501, "unit": "per_month", "display": "$501/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43780.0, "selling_price": 39806.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 500.64, "net_cap_cost": 40456.0, "residual_value": 27143.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 500.64, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 660.64}, "total_of_payments": 18036, "total_of_payments_unrounded": 18023.04}, "disclosure": "Estimated lease payment for stock #HD260656, VIN 5NMJECDE3TH691736. $501 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $661, made up of $501 first payment, $60 title, $100 registration. MSRP $43,780. Lease selling price $39,806. Net capitalized cost $40,456. Residual value $27,144, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,036. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE3TH691736_lease", "type": "lease", "label": "Lease", "headline": {"value": 407, "unit": "per_month", "display": "$407/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43780.0, "selling_price": 39806.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 407.35, "net_cap_cost": 37457.0, "residual_value": 27143.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 407.35, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3566.35}, "total_of_payments": 14652, "total_of_payments_unrounded": 14664.6}, "disclosure": "Estimated lease payment for stock #HD260656, VIN 5NMJECDE3TH691736. $407 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,566, made up of $407 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $43,780. Lease selling price $39,806. Net capitalized cost $37,457. Residual value $27,144, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,652. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 187}}, {"vin": "5NTJB4DE3TH175525", "title": "2026 Hyundai SANTA CRUZ SEL", "year": 2026, "make": "Hyundai", "model": "SANTA CRUZ", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 34523.0, "msrp": null, "sale_price": 34523.0, "currency": "USD", "mileage": null, "exterior_color": "Phantom Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 22, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "5NTJB4DE3TH175525", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/8171-110013116/5NTJB4DE3TH175525/eb821f0303b9bc6c2f1d9a71eae9afe5.jpg", "images": ["https://vehicle-images.carscommerce.inc/8171-110013116/5NTJB4DE3TH175525/eb821f0303b9bc6c2f1d9a71eae9afe5.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Cruz", "year": 2026, "trim": "SEL", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NTJB4DE3TH175525.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-sel-fwd-crew-cab-pickup-5ntjb4de3th175525/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-sel-fwd-crew-cab-pickup-5ntjb4de3th175525/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NTJB4DE3TH175525.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJB4DE3TH175525.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJB4DE3TH175525.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-sel-fwd-crew-cab-pickup-5ntjb4de3th175525/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NTJB4DE3TH175525, VIN 5NTJB4DE3TH175525. Advertised price: $34,523. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,523"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34523.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NTJB4DE3TH175525_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 692, "unit": "per_month", "display": "$692/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34523.0, "price_incl_doc": 34523.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Cruz \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 692.04, "amount_financed": 36680.69, "sales_tax": 2157.69, "total_of_payments": 41522.51, "finance_charge": 4841.82, "per_1000_financed": 18.87, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NTJB4DE3TH175525, VIN 5NTJB4DE3TH175525. $692 per month for 60 months at 4.99% APR, $0 cash down. Advertised price $34,523, before any dealer documentation fee. Amount financed $36,681, including $2,158 estimated sales tax at 6.25%. That is $18.87 per $1,000 financed. Total of payments $41,523. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJB4DE3TH175525_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 545, "unit": "per_month", "display": "$545/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34523.0, "price_incl_doc": 34523.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 544.51, "amount_financed": 36680.69, "sales_tax": 2157.69, "total_of_payments": 45738.84, "finance_charge": 9058.15, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NTJB4DE3TH175525, VIN 5NTJB4DE3TH175525. $545 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $34,523, before any dealer documentation fee. Amount financed $36,681, including $2,158 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $45,739. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 142}}, {"vin": "KMHRC8A37TU476986", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 24666.0, "msrp": 24890.0, "sale_price": 24666.0, "currency": "USD", "mileage": 13, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "HD261027", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/cd8e-110013116/KMHRC8A37TU476986/b48361a40d8778d2084c215c67698051.jpg", "images": ["https://vehicle-images.carscommerce.inc/cd8e-110013116/KMHRC8A37TU476986/b48361a40d8778d2084c215c67698051.jpg", "https://vehicle-images.carscommerce.inc/a6c0-110013116/KMHRC8A37TU476986/147ae1ba6d181342c182f647b7b804d5.jpg", "https://vehicle-images.carscommerce.inc/c5dc-110013116/KMHRC8A37TU476986/5352e09b3348597e7f1d3e7f3c0e4b6c.jpg", "https://vehicle-images.carscommerce.inc/e95c-110013116/KMHRC8A37TU476986/d9092c275a70d57198f797f09c8ad033.jpg", "https://vehicle-images.carscommerce.inc/8499-110013116/KMHRC8A37TU476986/fc91454cf283f69436ab412c0b1b2da2.png", "https://vehicle-images.carscommerce.inc/300d-110013116/KMHRC8A37TU476986/64d85574d9fd4a90f8556d6b7fd24425.jpg", "https://vehicle-images.carscommerce.inc/1eee-110013116/KMHRC8A37TU476986/b7bc9911df19be8129cadc9c916eccde.jpg", "https://vehicle-images.carscommerce.inc/dbf0-110013116/KMHRC8A37TU476986/3d6e6a90bc7b855a3ece773e551e9e38.png", "https://vehicle-images.carscommerce.inc/d2c5-110013116/KMHRC8A37TU476986/443f63aab503a25629be3ffca9534034.jpg", "https://vehicle-images.carscommerce.inc/440d-110013116/KMHRC8A37TU476986/c9cbece25cc9be6eb0eb3fccfc61e601.jpg", "https://vehicle-images.carscommerce.inc/ba01-110013116/KMHRC8A37TU476986/5dfbb32be5408effb4141b3ae6d7a28b.png", "https://vehicle-images.carscommerce.inc/d10b-110013116/KMHRC8A37TU476986/55697a62362e06cfcb8fe437d6a7dd3e.jpg", "https://vehicle-images.carscommerce.inc/4d51-110013116/KMHRC8A37TU476986/ee04a8078dfeabf8301a3392abd66295.jpg", "https://vehicle-images.carscommerce.inc/5551-110013116/KMHRC8A37TU476986/64d63abc7ab185fd43fb0def76aa7214.png", "https://vehicle-images.carscommerce.inc/b1bb-110013116/KMHRC8A37TU476986/26a2b05e0f2d6ef99c412b88b5eaa2cc.jpg", "https://vehicle-images.carscommerce.inc/4caf-110013116/KMHRC8A37TU476986/4c51acc684bd96eb5b5f453dbbe56540.jpg", "https://vehicle-images.carscommerce.inc/9801-110013116/KMHRC8A37TU476986/72a1d22388fe433c098ec80b1fb10388.png", "https://vehicle-images.carscommerce.inc/8243-110013116/KMHRC8A37TU476986/3b5b407f2bbc7fc7d0459df3459a9adb.jpg", "https://vehicle-images.carscommerce.inc/4316-110013116/KMHRC8A37TU476986/d03339b1baef93ceb9118f46d94b27e2.jpg", "https://vehicle-images.carscommerce.inc/59e1-110013116/KMHRC8A37TU476986/8753c6fa8a6c49e1b0caf42699f4faf4.png", "https://vehicle-images.carscommerce.inc/86c9-110013116/KMHRC8A37TU476986/a8303c7fbbb73f40f11b12ce169ab1e2.jpg", "https://vehicle-images.carscommerce.inc/2095-110013116/KMHRC8A37TU476986/da7557663b872dee2ccaaf0bbb1d3102.jpg", "https://vehicle-images.carscommerce.inc/da59-110013116/KMHRC8A37TU476986/66ba01aee543b59596e7b35cb08d9b55.png", "https://vehicle-images.carscommerce.inc/8d12-110013116/KMHRC8A37TU476986/f9042f1f01335fe5428e37af1b634af8.jpg", "https://vehicle-images.carscommerce.inc/c512-110013116/KMHRC8A37TU476986/696e23993d3c14c2694d1f1059f6d167.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 24890.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A37TU476986.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a37tu476986/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a37tu476986/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A37TU476986.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A37TU476986.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A37TU476986.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a37tu476986/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $224. This offer applies to Stock #HD261027, VIN KMHRC8A37TU476986. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $24,890. Advertised price: $24,666. Savings: $224, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$24,890"}, {"label": "Advertised price", "value": "$24,666"}, {"label": "Savings", "value": "$224, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $224", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24666.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A37TU476986_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 500, "unit": "per_month", "display": "$500/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24666.0, "price_incl_doc": 24666.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 500.48, "amount_financed": 26207.63, "sales_tax": 1541.63, "total_of_payments": 30028.51, "finance_charge": 3820.88, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261027, VIN KMHRC8A37TU476986. $500 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,666, before any dealer documentation fee. Amount financed $26,208, including $1,542 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,029. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A37TU476986_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 389, "unit": "per_month", "display": "$389/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24666.0, "price_incl_doc": 24666.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 389.04, "amount_financed": 26207.63, "sales_tax": 1541.63, "total_of_payments": 32679.5, "finance_charge": 6471.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261027, VIN KMHRC8A37TU476986. $389 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,666, before any dealer documentation fee. Amount financed $26,208, including $1,542 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,680. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 133}}, {"vin": "5NMP4DGL9TH221689", "title": "2026 Hyundai SANTA FE Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 44944.0, "msrp": 48960.0, "sale_price": 45194.0, "currency": "USD", "mileage": 20, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260960", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl9th221689/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl9th221689/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL9TH221689.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL9TH221689.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL9TH221689.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl9th221689/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,016. This offer applies to Stock #HD260960, VIN 5NMP4DGL9TH221689. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,960. Advertised price: $44,944. Savings: $4,016, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,960"}, {"label": "Advertised price", "value": "$44,944"}, {"label": "Savings", "value": "$4,016, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,016", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44944.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL9TH221689_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 796, "unit": "per_month", "display": "$796/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44944.0, "price_incl_doc": 44944.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 795.88, "amount_financed": 47753.0, "sales_tax": 2809.0, "total_of_payments": 47753.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260960, VIN 5NMP4DGL9TH221689. $796 per month for 60 months at 0% APR, $0 cash down. Advertised price $44,944, before any dealer documentation fee. Amount financed $47,753, including $2,809 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $47,753. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL9TH221689_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 709, "unit": "per_month", "display": "$709/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44944.0, "price_incl_doc": 44944.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.87, "amount_financed": 47753.0, "sales_tax": 2809.0, "total_of_payments": 59545.41, "finance_charge": 11792.41, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260960, VIN 5NMP4DGL9TH221689. $709 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $44,944, before any dealer documentation fee. Amount financed $47,753, including $2,809 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $59,545. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL9TH221689_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 571, "unit": "per_month", "display": "$571/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48960.0, "selling_price": 44944.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 570.8, "net_cap_cost": 45594.0, "residual_value": 30355.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 570.8, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 730.8}, "total_of_payments": 20556, "total_of_payments_unrounded": 20548.8}, "disclosure": "Estimated lease payment for stock #HD260960, VIN 5NMP4DGL9TH221689. $571 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $731, made up of $571 first payment, $60 title, $100 registration. MSRP $48,960. Lease selling price $44,944. Net capitalized cost $45,594. Residual value $30,355, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,556. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL9TH221689_lease", "type": "lease", "label": "Lease", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48960.0, "selling_price": 44944.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 477.51, "net_cap_cost": 42595.0, "residual_value": 30355.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 477.51, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3636.51}, "total_of_payments": 17208, "total_of_payments_unrounded": 17190.36}, "disclosure": "Estimated lease payment for stock #HD260960, VIN 5NMP4DGL9TH221689. $478 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,637, made up of $478 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $48,960. Lease selling price $44,944. Net capitalized cost $42,595. Residual value $30,355, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,208. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 163}}, {"vin": "5NMP5DG18TH096664", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 48122.0, "msrp": 52540.0, "sale_price": 48622.0, "currency": "USD", "mileage": 31, "exterior_color": "Gray", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260272", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG18TH096664.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG18TH096664.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG18TH096664.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg18th096664/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,418. This offer applies to Stock #HD260272, VIN 5NMP5DG18TH096664. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,540. Advertised price: $48,122. Savings: $4,418, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,540"}, {"label": "Advertised price", "value": "$48,122"}, {"label": "Savings", "value": "$4,418, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,418", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48122.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG18TH096664_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 852, "unit": "per_month", "display": "$852/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48122.0, "price_incl_doc": 48122.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 852.16, "amount_financed": 51129.63, "sales_tax": 3007.63, "total_of_payments": 51129.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260272, VIN 5NMP5DG18TH096664. $852 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,122, before any dealer documentation fee. Amount financed $51,130, including $3,008 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,130. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG18TH096664_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 759, "unit": "per_month", "display": "$759/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48122.0, "price_incl_doc": 48122.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 759.0, "amount_financed": 51129.63, "sales_tax": 3007.63, "total_of_payments": 63755.89, "finance_charge": 12626.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260272, VIN 5NMP5DG18TH096664. $759 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,122, before any dealer documentation fee. Amount financed $51,130, including $3,008 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $63,756. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 130}}, {"vin": "JM3KFBEM5S0747702", "title": "2025 Mazda CX-5 Package", "year": 2025, "make": "Mazda", "model": "CX-5", "trim": "Package", "decoded_trim": "Premium Plus", "condition": "used", "price": 34751.0, "msrp": 0.0, "sale_price": 34963.0, "currency": "USD", "mileage": 1698, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 26, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0902", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-s-premium-plus-package-awd-4d-sport-utility-jm3kfbem5s0747702/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KFBEM5S0747702.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBEM5S0747702.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBEM5S0747702.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-s-premium-plus-package-awd-4d-sport-utility-jm3kfbem5s0747702/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0902, VIN JM3KFBEM5S0747702. Advertised price: $34,751. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,751"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34751.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBEM5S0747702_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 867, "unit": "per_month", "display": "$867/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34751.0, "price_incl_doc": 34751.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 866.97, "amount_financed": 36922.94, "sales_tax": 2171.94, "total_of_payments": 41614.42, "finance_charge": 4691.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0902, VIN JM3KFBEM5S0747702. $867 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,751, before any dealer documentation fee. Amount financed $36,923, including $2,172 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,614. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBEM5S0747702_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 722, "unit": "per_month", "display": "$722/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34751.0, "price_incl_doc": 34751.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 722.27, "amount_financed": 36922.94, "sales_tax": 2171.94, "total_of_payments": 43336.01, "finance_charge": 6413.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0902, VIN JM3KFBEM5S0747702. $722 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,751, before any dealer documentation fee. Amount financed $36,923, including $2,172 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,336. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBEM5S0747702_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 629, "unit": "per_month", "display": "$629/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34751.0, "price_incl_doc": 34751.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 629.32, "amount_financed": 36922.94, "sales_tax": 2171.94, "total_of_payments": 45311.2, "finance_charge": 8388.26, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0902, VIN JM3KFBEM5S0747702. $629 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,751, before any dealer documentation fee. Amount financed $36,923, including $2,172 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $45,311. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 118}}, {"vin": "KM8RMES22TU061320", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 52666.0, "msrp": 59770.0, "sale_price": 54666.0, "currency": "USD", "mileage": 29, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28243", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/4e0a-110013116/KM8RMES22TU061320/f4076512923d2bcf7508288bb95b4966.jpg", "images": ["https://vehicle-images.carscommerce.inc/4e0a-110013116/KM8RMES22TU061320/f4076512923d2bcf7508288bb95b4966.jpg", "https://vehicle-images.carscommerce.inc/c429-110013116/KM8RMES22TU061320/2de0862f5b96b6b56b35627c017cd1a3.jpg", "https://vehicle-images.carscommerce.inc/1287-110013116/KM8RMES22TU061320/f191ed451394f7d91258e730ee78c11c.jpg", "https://vehicle-images.carscommerce.inc/a9c9-110013116/KM8RMES22TU061320/30336aafad96199b1873bf9e7a57184d.jpg", "https://vehicle-images.carscommerce.inc/a4da-110013116/KM8RMES22TU061320/a75e280b2225c21bdeca49e07852ca74.jpg", "https://vehicle-images.carscommerce.inc/bca9-110013116/KM8RMES22TU061320/e044c8721674404652385eb67af880e3.png", "https://vehicle-images.carscommerce.inc/a59d-110013116/KM8RMES22TU061320/076b52afaad0311f43c63ace75f519dc.jpg", 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"https://vehicle-images.carscommerce.inc/bb51-110013116/KM8RMES22TU061320/7dd15a9903ae0ba3dd41995ba54e40e1.jpg", "https://vehicle-images.carscommerce.inc/67dc-110013116/KM8RMES22TU061320/bf6391ad3a64260e9147b75d8e7f055f.jpg", "https://vehicle-images.carscommerce.inc/6a8d-110013116/KM8RMES22TU061320/642ed5dbc56902d0585f67ab8c373893.jpg", "https://vehicle-images.carscommerce.inc/50af-110013116/KM8RMES22TU061320/53773823da1f62e0d3ff931b2eeaf90c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59770.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES22TU061320.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes22tu061320/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes22tu061320/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES22TU061320.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES22TU061320.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES22TU061320.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes22tu061320/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,104. This offer applies to Stock #28243, VIN KM8RMES22TU061320. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,770. Advertised price: $52,666. Savings: $7,104, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,770"}, {"label": "Advertised price", "value": "$52,666"}, {"label": "Savings", "value": "$7,104, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,104", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52666.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES22TU061320_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1030, "unit": "per_month", "display": "$1,030/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52666.0, "price_incl_doc": 52666.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1030.29, "amount_financed": 55957.63, "sales_tax": 3291.63, "total_of_payments": 61817.55, "finance_charge": 5859.92, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28243, VIN KM8RMES22TU061320. $1,030 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $52,666, before any dealer documentation fee. Amount financed $55,958, including $3,292 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $61,818. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES22TU061320_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 777, "unit": "per_month", "display": "$777/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52666.0, "price_incl_doc": 52666.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 777.19, "amount_financed": 55957.63, "sales_tax": 3291.63, "total_of_payments": 55957.63, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28243, VIN KM8RMES22TU061320. $777 per month for 72 months at 0% APR, $0 cash down. Advertised price $52,666, before any dealer documentation fee. Amount financed $55,958, including $3,292 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $55,958. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 121}}, {"vin": "JM3KFBCLXR0523040", "title": "2024 Mazda CX-5 Edition", "year": 2024, "make": "Mazda", "model": "CX-5", "trim": "Edition", "decoded_trim": "Preferred Package", "condition": "used", "price": 26393.0, "msrp": 0.0, "sale_price": 27410.0, "currency": "USD", "mileage": 42124, "exterior_color": "Gray", "interior_color": null, "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae-G 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 23, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "STK523040", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://www.castlehyundaidownersgrove.com/inventory/used-2024-mazda-cx-5-2-5-s-carbon-edition-awd-4d-sport-utility-jm3kfbclxr0523040/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KFBCLXR0523040.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBCLXR0523040.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBCLXR0523040.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-mazda-cx-5-2-5-s-carbon-edition-awd-4d-sport-utility-jm3kfbclxr0523040/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK523040, VIN JM3KFBCLXR0523040. Advertised price: $26,393. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,393"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26393.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCLXR0523040_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 658, "unit": "per_month", "display": "$658/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26393.0, "price_incl_doc": 26393.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 658.45, "amount_financed": 28042.56, "sales_tax": 1649.56, "total_of_payments": 31605.69, "finance_charge": 3563.13, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK523040, VIN JM3KFBCLXR0523040. $658 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,393, before any dealer documentation fee. Amount financed $28,043, including $1,650 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,606. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCLXR0523040_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 549, "unit": "per_month", "display": "$549/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26393.0, "price_incl_doc": 26393.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.55, "amount_financed": 28042.56, "sales_tax": 1649.56, "total_of_payments": 32913.21, "finance_charge": 4870.65, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK523040, VIN JM3KFBCLXR0523040. $549 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,393, before any dealer documentation fee. Amount financed $28,043, including $1,650 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,913. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCLXR0523040_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26393.0, "price_incl_doc": 26393.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 477.96, "amount_financed": 28042.56, "sales_tax": 1649.56, "total_of_payments": 34413.35, "finance_charge": 6370.79, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK523040, VIN JM3KFBCLXR0523040. $478 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,393, before any dealer documentation fee. Amount financed $28,043, including $1,650 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,413. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 121}}, {"vin": "KMHL64JAXTA598537", "title": "2026 Hyundai SONATA Sport", "year": 2026, "make": "Hyundai", "model": "SONATA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 32113.0, "msrp": null, "sale_price": 32113.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White", "interior_color": "Black", "drivetrain": "FRONT WHEEL DRIVE", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 25, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL64JAXTA598537", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/5ff4-110013116/KMHL64JAXTA598537/28bf240f2012d3e7dff3f9b77247c191.jpg", "images": ["https://vehicle-images.carscommerce.inc/5ff4-110013116/KMHL64JAXTA598537/28bf240f2012d3e7dff3f9b77247c191.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL64JAXTA598537.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-front-wheel-drive-4dr-car-kmhl64jaxta598537/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-front-wheel-drive-4dr-car-kmhl64jaxta598537/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL64JAXTA598537.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JAXTA598537.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JAXTA598537.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-front-wheel-drive-4dr-car-kmhl64jaxta598537/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHL64JAXTA598537, VIN KMHL64JAXTA598537. Advertised price: $32,113. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,113"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32113.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL64JAXTA598537_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 583, "unit": "per_month", "display": "$583/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32113.0, "price_incl_doc": 32113.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 583.09, "amount_financed": 34120.06, "sales_tax": 2007.06, "total_of_payments": 34985.57, "finance_charge": 865.51, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL64JAXTA598537, VIN KMHL64JAXTA598537. $583 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $32,113, before any dealer documentation fee. Amount financed $34,120, including $2,007 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $34,986. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JAXTA598537_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 506, "unit": "per_month", "display": "$506/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32113.0, "price_incl_doc": 32113.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 506.5, "amount_financed": 34120.06, "sales_tax": 2007.06, "total_of_payments": 42545.87, "finance_charge": 8425.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL64JAXTA598537, VIN KMHL64JAXTA598537. $506 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,113, before any dealer documentation fee. Amount financed $34,120, including $2,007 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $42,546. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 123}}, {"vin": "1C4RJHBG5N8620395", "title": "2022 Jeep Grand Cherokee Limited", "year": 2022, "make": "Jeep", "model": "Grand Cherokee", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 24795.0, "msrp": 0.0, "sale_price": 26190.0, "currency": "USD", "mileage": 86899, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0511", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/1C4RJHBG5N8620395.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-jeep-grand-cherokee-limited-4wd-4d-sport-utility-1c4rjhbg5n8620395/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-jeep-grand-cherokee-limited-4wd-4d-sport-utility-1c4rjhbg5n8620395/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1C4RJHBG5N8620395.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1C4RJHBG5N8620395.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1C4RJHBG5N8620395.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-jeep-grand-cherokee-limited-4wd-4d-sport-utility-1c4rjhbg5n8620395/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0511, VIN 1C4RJHBG5N8620395. Advertised price: $24,795. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,795"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24795.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJHBG5N8620395_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 619, "unit": "per_month", "display": "$619/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24795.0, "price_incl_doc": 24795.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 618.59, "amount_financed": 26344.69, "sales_tax": 1549.69, "total_of_payments": 29692.08, "finance_charge": 3347.39, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0511, VIN 1C4RJHBG5N8620395. $619 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,795, before any dealer documentation fee. Amount financed $26,345, including $1,550 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,692. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBG5N8620395_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 515, "unit": "per_month", "display": "$515/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24795.0, "price_incl_doc": 24795.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 515.34, "amount_financed": 26344.69, "sales_tax": 1549.69, "total_of_payments": 30920.44, "finance_charge": 4575.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0511, VIN 1C4RJHBG5N8620395. $515 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,795, before any dealer documentation fee. Amount financed $26,345, including $1,550 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,920. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJHBG5N8620395_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 449, "unit": "per_month", "display": "$449/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24795.0, "price_incl_doc": 24795.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 449.02, "amount_financed": 26344.69, "sales_tax": 1549.69, "total_of_payments": 32329.75, "finance_charge": 5985.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0511, VIN 1C4RJHBG5N8620395. $449 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,795, before any dealer documentation fee. Amount financed $26,345, including $1,550 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,330. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 120}}, {"vin": "KM8RLESA5TU109533", "title": "2026 Hyundai PALISADE HYBRID 7P", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "Blue SEL FWD, SEL AWD", "condition": "new", "price": 49453.0, "msrp": null, "sale_price": 49453.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RLESA5TU109533", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/b5dc-110013116/KM8RLESA5TU109533/fd2d0ff2250e782498d5c9c609303f3f.jpg", "images": ["https://vehicle-images.carscommerce.inc/b5dc-110013116/KM8RLESA5TU109533/fd2d0ff2250e782498d5c9c609303f3f.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL FWD, SEL AWD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLESA5TU109533.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-hev-sel-7p-awd-sport-utility-km8rlesa5tu109533/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-hev-sel-7p-awd-sport-utility-km8rlesa5tu109533/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESA5TU109533.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA5TU109533.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA5TU109533.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-hev-sel-7p-awd-sport-utility-km8rlesa5tu109533/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RLESA5TU109533, VIN KM8RLESA5TU109533. Advertised price: $49,453. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$49,453"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49453.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESA5TU109533_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 979, "unit": "per_month", "display": "$979/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49453.0, "price_incl_doc": 49453.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 979.34, "amount_financed": 52543.81, "sales_tax": 3090.81, "total_of_payments": 58760.18, "finance_charge": 6216.37, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLESA5TU109533, VIN KM8RLESA5TU109533. $979 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $49,453, before any dealer documentation fee. Amount financed $52,544, including $3,091 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $58,760. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESA5TU109533_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 730, "unit": "per_month", "display": "$730/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49453.0, "price_incl_doc": 49453.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 729.78, "amount_financed": 52543.81, "sales_tax": 3090.81, "total_of_payments": 52543.81, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLESA5TU109533, VIN KM8RLESA5TU109533. $730 per month for 72 months at 0% APR, $0 cash down. Advertised price $49,453, before any dealer documentation fee. Amount financed $52,544, including $3,091 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $52,544. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 108}}, {"vin": "KMHRC8A36TU453196", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 25063.0, "msrp": 25300.0, "sale_price": 25063.0, "currency": "USD", "mileage": 3, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "28498", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/218d-110013116/KMHRC8A36TU453196/e1ad547db6daf66844ee73d5d626639a.jpg", "images": ["https://vehicle-images.carscommerce.inc/218d-110013116/KMHRC8A36TU453196/e1ad547db6daf66844ee73d5d626639a.jpg", "https://vehicle-images.carscommerce.inc/e60d-110013116/KMHRC8A36TU453196/5dc44963b1a92a9d705f682b9eff6d00.jpg", "https://vehicle-images.carscommerce.inc/b773-110013116/KMHRC8A36TU453196/291c9ae0de82bee989156bbb658549f6.jpg", "https://vehicle-images.carscommerce.inc/c582-110013116/KMHRC8A36TU453196/f7af2df582cff91063c8d135e891cb8e.jpg", "https://vehicle-images.carscommerce.inc/6707-110013116/KMHRC8A36TU453196/fc3a4517b94c9202d906914406b0e761.jpg", "https://vehicle-images.carscommerce.inc/ca60-110013116/KMHRC8A36TU453196/956a5e768f52a1abed268fd1ee121a67.png", "https://vehicle-images.carscommerce.inc/8b5d-110013116/KMHRC8A36TU453196/aff5e7590bb77e81d0e32938a63588af.jpg", "https://vehicle-images.carscommerce.inc/fa6b-110013116/KMHRC8A36TU453196/413ab9a4da0354b9084c856fee48d2ab.jpg", "https://vehicle-images.carscommerce.inc/90e2-110013116/KMHRC8A36TU453196/1e469e9d0f578e34f7adef6cec4d7b38.png", "https://vehicle-images.carscommerce.inc/dc93-110013116/KMHRC8A36TU453196/6b99c7f4fd5b0851cafedadee1b2ccaa.jpg", "https://vehicle-images.carscommerce.inc/41b3-110013116/KMHRC8A36TU453196/f2df6abe064bb2b7dd7891fde00c46a2.jpg", "https://vehicle-images.carscommerce.inc/ad39-110013116/KMHRC8A36TU453196/ccc6c605db13e6b0fd63c973013f9c17.png", "https://vehicle-images.carscommerce.inc/9884-110013116/KMHRC8A36TU453196/ec18c0b773803cff25f0f07c57a5d74a.jpg", "https://vehicle-images.carscommerce.inc/798a-110013116/KMHRC8A36TU453196/4cdd62e9fd60ad5ccda37c3fdc9421a1.jpg", "https://vehicle-images.carscommerce.inc/7d18-110013116/KMHRC8A36TU453196/208c2de5df15c82c709a3573660819aa.png", "https://vehicle-images.carscommerce.inc/a4a8-110013116/KMHRC8A36TU453196/858dd2a7e8bc575f11ad36c6f048d9fa.jpg", "https://vehicle-images.carscommerce.inc/1bcc-110013116/KMHRC8A36TU453196/dec6a1516fe7354645d24a453bbfac08.jpg", "https://vehicle-images.carscommerce.inc/9f59-110013116/KMHRC8A36TU453196/3d508035d1aafbc84d05e0423ed1d8bb.png", "https://vehicle-images.carscommerce.inc/3f16-110013116/KMHRC8A36TU453196/d729f9b55f55b0a03a61769832dc9169.jpg", "https://vehicle-images.carscommerce.inc/178f-110013116/KMHRC8A36TU453196/d1686284b9d756803a01005344f05952.jpg", "https://vehicle-images.carscommerce.inc/74bd-110013116/KMHRC8A36TU453196/90779a15fd1f63b96561e3d80821eb5a.jpg", "https://vehicle-images.carscommerce.inc/a455-110013116/KMHRC8A36TU453196/0caaee141fcd2a6e2f867eb267df2cf7.jpg", "https://vehicle-images.carscommerce.inc/c045-110013116/KMHRC8A36TU453196/08d551b459d0a69606e9d18e19d603cd.png", "https://vehicle-images.carscommerce.inc/1cfe-110013116/KMHRC8A36TU453196/a2c4d60daef1962f04afa0456c5f0efe.jpg", "https://vehicle-images.carscommerce.inc/4c90-110013116/KMHRC8A36TU453196/b0f4021064fe924eb60a88f976a84dcd.jpg", "https://vehicle-images.carscommerce.inc/29ce-110013116/KMHRC8A36TU453196/c3559473961eee0b758e9058301b136e.jpg", "https://vehicle-images.carscommerce.inc/11e6-110013116/KMHRC8A36TU453196/214a549244dc968f9dccccfc5a8d339c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25300.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A36TU453196.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a36tu453196/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a36tu453196/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A36TU453196.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A36TU453196.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A36TU453196.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a36tu453196/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $237. This offer applies to Stock #28498, VIN KMHRC8A36TU453196. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,300. Advertised price: $25,063. Savings: $237, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,300"}, {"label": "Advertised price", "value": "$25,063"}, {"label": "Savings", "value": "$237, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $237", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25063.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A36TU453196_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25063.0, "price_incl_doc": 25063.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.53, "amount_financed": 26629.44, "sales_tax": 1566.44, "total_of_payments": 30511.82, "finance_charge": 3882.38, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28498, VIN KMHRC8A36TU453196. $509 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $25,063, before any dealer documentation fee. Amount financed $26,629, including $1,566 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,512. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A36TU453196_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 395, "unit": "per_month", "display": "$395/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25063.0, "price_incl_doc": 25063.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 395.3, "amount_financed": 26629.44, "sales_tax": 1566.44, "total_of_payments": 33205.47, "finance_charge": 6576.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28498, VIN KMHRC8A36TU453196. $395 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $25,063, before any dealer documentation fee. Amount financed $26,629, including $1,566 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,205. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 100}}, {"vin": "KM8RJES27TU071320", "title": "2026 Hyundai PALISADE Pro", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Pro", "decoded_trim": "XRT Pro", "condition": "new", "price": 46160.0, "msrp": 52145.0, "sale_price": 48160.0, "currency": "USD", "mileage": 16, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260404", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/41f8-110013116/KM8RJES27TU071320/94e209656c8d4dec5a71654e50525a25.jpg", "images": ["https://vehicle-images.carscommerce.inc/41f8-110013116/KM8RJES27TU071320/94e209656c8d4dec5a71654e50525a25.jpg", "https://vehicle-images.carscommerce.inc/5355-110013116/KM8RJES27TU071320/eea977857bf938969bf72f083d2d347a.jpg", "https://vehicle-images.carscommerce.inc/d142-110013116/KM8RJES27TU071320/2c43df0f44a7391f12a01457f9dfe2f5.jpg", "https://vehicle-images.carscommerce.inc/59c9-110013116/KM8RJES27TU071320/fb0d192850290d1fe2486b2800c5032b.jpg", "https://vehicle-images.carscommerce.inc/1d96-110013116/KM8RJES27TU071320/4de331e5c673a1d7dbc116e2990201f8.jpg", "https://vehicle-images.carscommerce.inc/5d0e-110013116/KM8RJES27TU071320/b6f34501d59de96dbe130d8e4c01810f.png", "https://vehicle-images.carscommerce.inc/48da-110013116/KM8RJES27TU071320/129dd218d557e164460f8df8b6ff2a31.jpg", "https://vehicle-images.carscommerce.inc/c4e0-110013116/KM8RJES27TU071320/35213802c0e3241fa70adc814327aa63.jpg", "https://vehicle-images.carscommerce.inc/f81c-110013116/KM8RJES27TU071320/a19971ee5da559e09b6c106f869182d5.png", "https://vehicle-images.carscommerce.inc/9fb7-110013116/KM8RJES27TU071320/41aaffcae9795b079f9abd0fe44628b9.jpg", "https://vehicle-images.carscommerce.inc/ceba-110013116/KM8RJES27TU071320/ac9d309024c0204f66e1facaa92f8fe1.jpg", "https://vehicle-images.carscommerce.inc/3dc7-110013116/KM8RJES27TU071320/ca3e85e648f56fc2c7417f87515e6b99.png", "https://vehicle-images.carscommerce.inc/9ec3-110013116/KM8RJES27TU071320/da0aa7b2af5a1ea30ec82f205a7de0d3.jpg", "https://vehicle-images.carscommerce.inc/cbaf-110013116/KM8RJES27TU071320/7ba4a993ec093c8eb28f6a36bdca8fa0.jpg", "https://vehicle-images.carscommerce.inc/2862-110013116/KM8RJES27TU071320/f4c2ddfe264db5029a992732e38568d1.png", "https://vehicle-images.carscommerce.inc/7707-110013116/KM8RJES27TU071320/936fe1e66b9911f62e35b51f8d9c5d75.jpg", "https://vehicle-images.carscommerce.inc/87e4-110013116/KM8RJES27TU071320/36c0592eb25d9d0d1f13d2556d8db827.jpg", "https://vehicle-images.carscommerce.inc/e7d5-110013116/KM8RJES27TU071320/d39a06139bc18873cff9279fffde26a9.png", "https://vehicle-images.carscommerce.inc/328b-110013116/KM8RJES27TU071320/023c0ea3a171a6024d5451430e80c414.jpg", "https://vehicle-images.carscommerce.inc/e1e1-110013116/KM8RJES27TU071320/fd574816a7aeb5acf5e9ad23437aa744.jpg", "https://vehicle-images.carscommerce.inc/bd0c-110013116/KM8RJES27TU071320/bf89e23f1c5bb26cae4479e8f14fd40b.png", "https://vehicle-images.carscommerce.inc/cb44-110013116/KM8RJES27TU071320/e927b6adf21d44bdc626641e33c0fd9c.jpg", "https://vehicle-images.carscommerce.inc/2333-110013116/KM8RJES27TU071320/e3086294b1d9deb936a9f928f3622968.jpg", "https://vehicle-images.carscommerce.inc/dc01-110013116/KM8RJES27TU071320/3e212b0d0647ef746fadac350103ec69.png", "https://vehicle-images.carscommerce.inc/729f-110013116/KM8RJES27TU071320/1a1a8644274332757f178db40b6f6bef.jpg", "https://vehicle-images.carscommerce.inc/6d40-110013116/KM8RJES27TU071320/68f25ca126b5f1f486fd4c89070c91fe.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52145.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RJES27TU071320.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes27tu071320/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes27tu071320/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES27TU071320.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES27TU071320.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES27TU071320.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes27tu071320/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,985. This offer applies to Stock #HD260404, VIN KM8RJES27TU071320. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,145. Advertised price: $46,160. Savings: $5,985, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,145"}, {"label": "Advertised price", "value": "$46,160"}, {"label": "Savings", "value": "$5,985, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,985", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46160.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES27TU071320_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 903, "unit": "per_month", "display": "$903/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46160.0, "price_incl_doc": 46160.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 903.02, "amount_financed": 49045.0, "sales_tax": 2885.0, "total_of_payments": 54181.02, "finance_charge": 5136.02, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260404, VIN KM8RJES27TU071320. $903 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $46,160, before any dealer documentation fee. Amount financed $49,045, including $2,885 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $54,181. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES27TU071320_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 681, "unit": "per_month", "display": "$681/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46160.0, "price_incl_doc": 46160.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 681.18, "amount_financed": 49045.0, "sales_tax": 2885.0, "total_of_payments": 49045.0, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260404, VIN KM8RJES27TU071320. $681 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,160, before any dealer documentation fee. Amount financed $49,045, including $2,885 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,045. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 86}}, {"vin": "KM8RMESA9VU117585", "title": "2027 Hyundai PALISADE HYBRID Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 62188.0, "msrp": null, "sale_price": 62188.0, "currency": "USD", "mileage": null, "exterior_color": "Pacific Sapphire Pearl", "interior_color": "Gray/Navy", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA9VU117585", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA9VU117585/1631b4df2bda1836bc42f96c3b98b8ed.jpg", "images": ["https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA9VU117585/1631b4df2bda1836bc42f96c3b98b8ed.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA9VU117585.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa9vu117585/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa9vu117585/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA9VU117585.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA9VU117585.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA9VU117585.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa9vu117585/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA9VU117585, VIN KM8RMESA9VU117585. Advertised price: $62,188. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,188"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62188.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA9VU117585_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1232, "unit": "per_month", "display": "$1,232/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62188.0, "price_incl_doc": 62188.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1231.53, "amount_financed": 66074.75, "sales_tax": 3886.75, "total_of_payments": 73891.94, "finance_charge": 7817.19, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA9VU117585, VIN KM8RMESA9VU117585. $1,232 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,188, before any dealer documentation fee. Amount financed $66,075, including $3,887 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $73,892. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA9VU117585_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 918, "unit": "per_month", "display": "$918/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62188.0, "price_incl_doc": 62188.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 917.7, "amount_financed": 66074.75, "sales_tax": 3886.75, "total_of_payments": 66074.75, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA9VU117585, VIN KM8RMESA9VU117585. $918 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,188, before any dealer documentation fee. Amount financed $66,075, including $3,887 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,075. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-se-awd-4d-sport-utility-5nmp1dgl6th198767/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DGL6TH198767.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DGL6TH198767.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DGL6TH198767.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-se-awd-4d-sport-utility-5nmp1dgl6th198767/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260633, VIN 5NMP1DGL6TH198767. Advertised price: $34,398. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,398"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry", "Power Liftgate"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34398.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DGL6TH198767_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 858, "unit": "per_month", "display": "$858/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34398.0, "price_incl_doc": 34398.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 858.16, "amount_financed": 36547.88, "sales_tax": 2149.88, "total_of_payments": 41191.7, "finance_charge": 4643.82, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260633, VIN 5NMP1DGL6TH198767. $858 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,398, before any dealer documentation fee. Amount financed $36,548, including $2,150 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,192. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DGL6TH198767_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 715, "unit": "per_month", "display": "$715/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34398.0, "price_incl_doc": 34398.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 714.93, "amount_financed": 36547.88, "sales_tax": 2149.88, "total_of_payments": 42895.8, "finance_charge": 6347.92, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260633, VIN 5NMP1DGL6TH198767. $715 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,398, before any dealer documentation fee. Amount financed $36,548, including $2,150 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,896. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DGL6TH198767_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34398.0, "price_incl_doc": 34398.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 622.93, "amount_financed": 36547.88, "sales_tax": 2149.88, "total_of_payments": 44850.93, "finance_charge": 8303.05, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260633, VIN 5NMP1DGL6TH198767. $623 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,398, before any dealer documentation fee. Amount financed $36,548, including $2,150 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,851. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 69}}, {"vin": "7SAXCDE56PF381403", "title": "2023 Tesla Model X Range", "year": 2023, "make": "Tesla", "model": "Model X", "trim": "Range", "decoded_trim": null, "condition": "used", "price": 62737.0, "msrp": 0.0, "sale_price": 61861.0, "currency": "USD", "mileage": 24025, "exterior_color": null, "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": null, "engine": "Electric Motor", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0474", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-tesla-model-x-standard-range-awd-4d-sport-utility-7saxcde56pf381403/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-tesla-model-x-standard-range-awd-4d-sport-utility-7saxcde56pf381403/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7SAXCDE56PF381403.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7SAXCDE56PF381403.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7SAXCDE56PF381403.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-tesla-model-x-standard-range-awd-4d-sport-utility-7saxcde56pf381403/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0474, VIN 7SAXCDE56PF381403. Advertised price: $62,737. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,737"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62737.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7SAXCDE56PF381403_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1565, "unit": "per_month", "display": "$1,565/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62737.0, "price_incl_doc": 62737.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1565.16, "amount_financed": 66658.06, "sales_tax": 3921.06, "total_of_payments": 75127.72, "finance_charge": 8469.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0474, VIN 7SAXCDE56PF381403. $1,565 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $62,737, before any dealer documentation fee. Amount financed $66,658, including $3,921 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $75,128. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7SAXCDE56PF381403_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1304, "unit": "per_month", "display": "$1,304/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62737.0, "price_incl_doc": 62737.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1303.93, "amount_financed": 66658.06, "sales_tax": 3921.06, "total_of_payments": 78235.76, "finance_charge": 11577.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0474, VIN 7SAXCDE56PF381403. $1,304 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $62,737, before any dealer documentation fee. Amount financed $66,658, including $3,921 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $78,236. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7SAXCDE56PF381403_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1136, "unit": "per_month", "display": "$1,136/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62737.0, "price_incl_doc": 62737.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1136.13, "amount_financed": 66658.06, "sales_tax": 3921.06, "total_of_payments": 81801.62, "finance_charge": 15143.56, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0474, VIN 7SAXCDE56PF381403. $1,136 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $62,737, before any dealer documentation fee. Amount financed $66,658, including $3,921 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $81,802. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 80}}, {"vin": "1C4HJXEN1LW272507", "title": "2020 Jeep Wrangler Sahara", "year": 2020, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Unlimited Sahara", "condition": "used", "price": 23186.0, "msrp": 0.0, "sale_price": 23390.0, "currency": "USD", "mileage": 94304, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 21, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "MD252226A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD252226A, VIN 1C4HJXEN1LW272507. Advertised price: $23,186. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,186"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23186.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4HJXEN1LW272507_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 578, "unit": "per_month", "display": "$578/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23186.0, "price_incl_doc": 23186.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 578.44, "amount_financed": 24635.13, "sales_tax": 1449.13, "total_of_payments": 27765.3, "finance_charge": 3130.17, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD252226A, VIN 1C4HJXEN1LW272507. $578 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,186, before any dealer documentation fee. Amount financed $24,635, including $1,449 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,765. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXEN1LW272507_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 482, "unit": "per_month", "display": "$482/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23186.0, "price_incl_doc": 23186.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 481.9, "amount_financed": 24635.13, "sales_tax": 1449.13, "total_of_payments": 28913.95, "finance_charge": 4278.82, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD252226A, VIN 1C4HJXEN1LW272507. $482 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,186, before any dealer documentation fee. Amount financed $24,635, including $1,449 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,914. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXEN1LW272507_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 420, "unit": "per_month", "display": "$420/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23186.0, "price_incl_doc": 23186.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 419.89, "amount_financed": 24635.13, "sales_tax": 1449.13, "total_of_payments": 30231.81, "finance_charge": 5596.68, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD252226A, VIN 1C4HJXEN1LW272507. $420 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,186, before any dealer documentation fee. Amount financed $24,635, including $1,449 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,232. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlehyundaidownersgrove.com/inventory/used-2023-genesis-g90-3-5t-e-sc-awd-4d-sedan-kmtfc4sd5pu028423/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-genesis-g90-3-5t-e-sc-awd-4d-sedan-kmtfc4sd5pu028423/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMTFC4SD5PU028423.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMTFC4SD5PU028423.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMTFC4SD5PU028423.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-genesis-g90-3-5t-e-sc-awd-4d-sedan-kmtfc4sd5pu028423/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0504, VIN KMTFC4SD5PU028423. Advertised price: $56,412. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$56,412"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56412.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTFC4SD5PU028423_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1407, "unit": "per_month", "display": "$1,407/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56412.0, "price_incl_doc": 56412.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1407.37, "amount_financed": 59937.75, "sales_tax": 3525.75, "total_of_payments": 67553.52, "finance_charge": 7615.77, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0504, VIN KMTFC4SD5PU028423. $1,407 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $56,412, before any dealer documentation fee. Amount financed $59,938, including $3,526 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $67,554. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD5PU028423_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1172, "unit": "per_month", "display": "$1,172/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56412.0, "price_incl_doc": 56412.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1172.47, "amount_financed": 59937.75, "sales_tax": 3525.75, "total_of_payments": 70348.21, "finance_charge": 10410.46, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0504, VIN KMTFC4SD5PU028423. $1,172 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $56,412, before any dealer documentation fee. Amount financed $59,938, including $3,526 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $70,348. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTFC4SD5PU028423_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1022, "unit": "per_month", "display": "$1,022/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56412.0, "price_incl_doc": 56412.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1021.59, "amount_financed": 59937.75, "sales_tax": 3525.75, "total_of_payments": 73554.57, "finance_charge": 13616.82, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0504, VIN KMTFC4SD5PU028423. $1,022 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $56,412, before any dealer documentation fee. Amount financed $59,938, including $3,526 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $73,555. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 69}}, {"vin": "KMHLM4DGXTU264450", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport, SEL Sport Plus", "condition": "new", "price": 26448.0, "msrp": null, "sale_price": 26448.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 30, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "KMHLM4DGXTU264450", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/5e09-110013116/KMHLM4DGXTU264450/ae37d9c28ad5f4665875cead65d47899.jpg", "images": ["https://vehicle-images.carscommerce.inc/5e09-110013116/KMHLM4DGXTU264450/ae37d9c28ad5f4665875cead65d47899.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport, SEL Sport Plus", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DGXTU264450.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dgxtu264450/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dgxtu264450/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DGXTU264450.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DGXTU264450.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DGXTU264450.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dgxtu264450/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHLM4DGXTU264450, VIN KMHLM4DGXTU264450. Advertised price: $26,448. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,448"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Push Start", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26448.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DGXTU264450_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 511, "unit": "per_month", "display": "$511/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26448.0, "price_incl_doc": 26448.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 511.08, "amount_financed": 28101.0, "sales_tax": 1653.0, "total_of_payments": 30664.82, "finance_charge": 2563.82, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLM4DGXTU264450, VIN KMHLM4DGXTU264450. $511 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $26,448, before any dealer documentation fee. Amount financed $28,101, including $1,653 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $30,665. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DGXTU264450_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 417, "unit": "per_month", "display": "$417/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26448.0, "price_incl_doc": 26448.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 417.15, "amount_financed": 28101.0, "sales_tax": 1653.0, "total_of_payments": 35040.43, "finance_charge": 6939.43, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLM4DGXTU264450, VIN KMHLM4DGXTU264450. $417 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $26,448, before any dealer documentation fee. Amount financed $28,101, including $1,653 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $35,040. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 68}}, {"vin": "1FTEW1EPXLFB80895", "title": "2020 Ford F-150 XL", "year": 2020, "make": "Ford", "model": "F-150", "trim": "XL", "decoded_trim": null, "condition": "used", "price": 23405.0, "msrp": 0.0, "sale_price": 24408.0, "currency": "USD", "mileage": 91019, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "4WD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.7L V6 EcoBoost", "engine_displacement_l": 2.7, "engine_cylinders": 6, "transmission": "10-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "MD262633A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/1FTEW1EPXLFB80895.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-ford-f-150-xl-4wd-4d-supercrew-1ftew1epxlfb80895/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-ford-f-150-xl-4wd-4d-supercrew-1ftew1epxlfb80895/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1FTEW1EPXLFB80895.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1FTEW1EPXLFB80895.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1FTEW1EPXLFB80895.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-ford-f-150-xl-4wd-4d-supercrew-1ftew1epxlfb80895/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262633A, VIN 1FTEW1EPXLFB80895. Advertised price: $23,405. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,405"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23405.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FTEW1EPXLFB80895_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 584, "unit": "per_month", "display": "$584/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23405.0, "price_incl_doc": 23405.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 583.91, "amount_financed": 24867.81, "sales_tax": 1462.81, "total_of_payments": 28027.55, "finance_charge": 3159.74, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262633A, VIN 1FTEW1EPXLFB80895. $584 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,405, before any dealer documentation fee. Amount financed $24,868, including $1,463 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,028. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTEW1EPXLFB80895_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 486, "unit": "per_month", "display": "$486/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23405.0, "price_incl_doc": 23405.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 486.45, "amount_financed": 24867.81, "sales_tax": 1462.81, "total_of_payments": 29187.05, "finance_charge": 4319.24, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262633A, VIN 1FTEW1EPXLFB80895. $486 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,405, before any dealer documentation fee. Amount financed $24,868, including $1,463 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,187. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FTEW1EPXLFB80895_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 424, "unit": "per_month", "display": "$424/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23405.0, "price_incl_doc": 23405.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 423.85, "amount_financed": 24867.81, "sales_tax": 1462.81, "total_of_payments": 30517.35, "finance_charge": 5649.54, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262633A, VIN 1FTEW1EPXLFB80895. $424 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,405, before any dealer documentation fee. Amount financed $24,868, including $1,463 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,517. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 67}}, {"vin": "5XYP6DGC9RG412557", "title": "2024 Kia Telluride S", "year": 2024, "make": "Kia", "model": "Telluride", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 34225.0, "msrp": 0.0, "sale_price": 36403.0, "currency": "USD", "mileage": 21158, "exterior_color": "Green", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.8L V6 DOHC", "engine_displacement_l": 3.8, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "PDV0957", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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"https://ai.castlehyundaidownersgrove.com/sticker/5XYP6DGC9RG412557.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-kia-telluride-s-awd-4d-sport-utility-5xyp6dgc9rg412557/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-kia-telluride-s-awd-4d-sport-utility-5xyp6dgc9rg412557/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5XYP6DGC9RG412557.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5XYP6DGC9RG412557.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5XYP6DGC9RG412557.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-kia-telluride-s-awd-4d-sport-utility-5xyp6dgc9rg412557/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0957, VIN 5XYP6DGC9RG412557. Advertised price: $34,225. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,225"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Navigation System", "Power Seats", "Rear A/C", "Remote Start", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34225.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYP6DGC9RG412557_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 854, "unit": "per_month", "display": "$854/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34225.0, "price_incl_doc": 34225.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 853.84, "amount_financed": 36364.06, "sales_tax": 2139.06, "total_of_payments": 40984.53, "finance_charge": 4620.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0957, VIN 5XYP6DGC9RG412557. $854 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,225, before any dealer documentation fee. Amount financed $36,364, including $2,139 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,985. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYP6DGC9RG412557_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 711, "unit": "per_month", "display": "$711/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34225.0, "price_incl_doc": 34225.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 711.33, "amount_financed": 36364.06, "sales_tax": 2139.06, "total_of_payments": 42680.06, "finance_charge": 6316.0, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0957, VIN 5XYP6DGC9RG412557. $711 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,225, before any dealer documentation fee. Amount financed $36,364, including $2,139 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,680. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYP6DGC9RG412557_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 620, "unit": "per_month", "display": "$620/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34225.0, "price_incl_doc": 34225.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 619.8, "amount_financed": 36364.06, "sales_tax": 2139.06, "total_of_payments": 44625.35, "finance_charge": 8261.29, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0957, VIN 5XYP6DGC9RG412557. $620 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,225, before any dealer documentation fee. Amount financed $36,364, including $2,139 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,625. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 70}}, {"vin": "KM8HFCAB8TU421962", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 28247.0, "msrp": 30615.0, "sale_price": 28497.0, "currency": "USD", "mileage": 9, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28448", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/a706-110013116/KM8HFCAB8TU421962/9255d4621654504da59fda00decbe7ab.jpg", "images": ["https://vehicle-images.carscommerce.inc/a706-110013116/KM8HFCAB8TU421962/9255d4621654504da59fda00decbe7ab.jpg", "https://vehicle-images.carscommerce.inc/d055-110013116/KM8HFCAB8TU421962/f346baa00a1d0cffcfc1bdfb151ba8dd.jpg", "https://vehicle-images.carscommerce.inc/f52f-110013116/KM8HFCAB8TU421962/31a9a58453494e11b47c879c39feb075.jpg", "https://vehicle-images.carscommerce.inc/1d48-110013116/KM8HFCAB8TU421962/8be0155ee29e1149fec4368bb2b24492.jpg", "https://vehicle-images.carscommerce.inc/6378-110013116/KM8HFCAB8TU421962/6ef780d6c891c1143cc42e15c5af9df0.jpg", "https://vehicle-images.carscommerce.inc/189c-110013116/KM8HFCAB8TU421962/5c5f25092c56f06acce26895f4247bcb.png", "https://vehicle-images.carscommerce.inc/b9bc-110013116/KM8HFCAB8TU421962/d92e4f5f90456118ff2c64d271510eb7.jpg", "https://vehicle-images.carscommerce.inc/9e50-110013116/KM8HFCAB8TU421962/00db3ac01198451db4472cf75e79217e.jpg", "https://vehicle-images.carscommerce.inc/973e-110013116/KM8HFCAB8TU421962/354ee721df6309236b727c53a3ef7a28.png", "https://vehicle-images.carscommerce.inc/6544-110013116/KM8HFCAB8TU421962/6f37646790e621d7fb802bd163e833e2.jpg", "https://vehicle-images.carscommerce.inc/2b70-110013116/KM8HFCAB8TU421962/cb397b74797bb86afd30cadc31c6eca2.jpg", "https://vehicle-images.carscommerce.inc/fd8e-110013116/KM8HFCAB8TU421962/987fedafe4a44617263143e51d927203.png", "https://vehicle-images.carscommerce.inc/253b-110013116/KM8HFCAB8TU421962/a05fbf75d70df217e31f79b9ed6fad96.jpg", "https://vehicle-images.carscommerce.inc/4c21-110013116/KM8HFCAB8TU421962/930c267fd3ccb9dfc169410a31c9b950.jpg", "https://vehicle-images.carscommerce.inc/bd91-110013116/KM8HFCAB8TU421962/aa937e799145a63dd8d311ddf2c304d8.png", "https://vehicle-images.carscommerce.inc/81f7-110013116/KM8HFCAB8TU421962/98691db14a1e4dbf73c85dedf295407c.jpg", "https://vehicle-images.carscommerce.inc/2930-110013116/KM8HFCAB8TU421962/3f3c2f5ec80de538159d92589c6958cc.jpg", "https://vehicle-images.carscommerce.inc/a8f3-110013116/KM8HFCAB8TU421962/6da2c541dc0589b3b82928f6d63f5258.png", "https://vehicle-images.carscommerce.inc/1ff1-110013116/KM8HFCAB8TU421962/bb9502625e1ad5f1c792c4c42f9674d4.jpg", "https://vehicle-images.carscommerce.inc/2b6d-110013116/KM8HFCAB8TU421962/eef5f807a434bcd4182b49f012a1b41e.jpg", "https://vehicle-images.carscommerce.inc/f01c-110013116/KM8HFCAB8TU421962/4fb0fe6549525e4903bfae0b3ff4c53c.jpg", "https://vehicle-images.carscommerce.inc/69c1-110013116/KM8HFCAB8TU421962/7d5ad9276c92df82a685f411f8a1903a.jpg", "https://vehicle-images.carscommerce.inc/28a4-110013116/KM8HFCAB8TU421962/dd9f2b05ab074ecddc4c3768b46ac16e.png", "https://vehicle-images.carscommerce.inc/6d7d-110013116/KM8HFCAB8TU421962/166a0e5044bb2a30eea9aa0c4907bdab.jpg", "https://vehicle-images.carscommerce.inc/8a4f-110013116/KM8HFCAB8TU421962/21324434a10b95507158692b8524ca5d.jpg", "https://vehicle-images.carscommerce.inc/10db-110013116/KM8HFCAB8TU421962/e3e9603e684043f28890fbaac8d6051e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30615.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB8TU421962.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab8tu421962/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab8tu421962/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB8TU421962.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB8TU421962.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB8TU421962.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab8tu421962/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,368. This offer applies to Stock #28448, VIN KM8HFCAB8TU421962. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,615. Advertised price: $28,247. Savings: $2,368, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,615"}, {"label": "Advertised price", "value": "$28,247"}, {"label": "Savings", "value": "$2,368, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,368", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28247.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB8TU421962_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 546, "unit": "per_month", "display": "$546/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28247.0, "price_incl_doc": 28247.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 545.84, "amount_financed": 30012.44, "sales_tax": 1765.44, "total_of_payments": 32750.66, "finance_charge": 2738.22, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28448, VIN KM8HFCAB8TU421962. $546 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,247, before any dealer documentation fee. Amount financed $30,012, including $1,765 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,751. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB8TU421962_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28247.0, "price_incl_doc": 28247.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 445.52, "amount_financed": 30012.44, "sales_tax": 1765.44, "total_of_payments": 37423.89, "finance_charge": 7411.45, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28448, VIN KM8HFCAB8TU421962. $446 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,247, before any dealer documentation fee. Amount financed $30,012, including $1,765 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,424. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 68}}, {"vin": "KM8JADD19TU418058", "title": "2026 Hyundai TUCSON HYBRID SE", "year": 2026, "make": "Hyundai", "model": "TUCSON HYBRID", "trim": "SE", "decoded_trim": "Blue SE", "condition": "new", "price": 32889.0, "msrp": 35055.0, "sale_price": 32889.0, "currency": "USD", "mileage": 19, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "1.6L I4 DGI Hybrid Turbocharged DOHC 16V LEV3-SULEV30", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 38, "mpg_hwy": 38, "range_miles": null, "battery_kwh": null, "stock_number": "HD260318", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/af8f-110013116/KM8JADD19TU418058/8ac6f218009f6facd29ca3f31157186d.jpg", "images": ["https://vehicle-images.carscommerce.inc/af8f-110013116/KM8JADD19TU418058/8ac6f218009f6facd29ca3f31157186d.jpg", "https://vehicle-images.carscommerce.inc/bceb-110013116/KM8JADD19TU418058/ebfdc07e329baeaa3f2eb6593d02fe22.jpg", "https://vehicle-images.carscommerce.inc/157a-110013116/KM8JADD19TU418058/c8f422b56095c1f63240f1b54792c552.jpg", "https://vehicle-images.carscommerce.inc/d32f-110013116/KM8JADD19TU418058/9fb2540bc306fad3592773ac8626869c.jpg", "https://vehicle-images.carscommerce.inc/1491-110013116/KM8JADD19TU418058/0b9e6633765f379d7846da5586c01a25.jpg", "https://vehicle-images.carscommerce.inc/2bc2-110013116/KM8JADD19TU418058/34858651bdc5ff146c939eedf394d816.png", "https://vehicle-images.carscommerce.inc/6360-110013116/KM8JADD19TU418058/9093bc0e27975c4ffa000c7274d9ae9f.jpg", "https://vehicle-images.carscommerce.inc/5c1c-110013116/KM8JADD19TU418058/d0c445882074502538846c6417d7f445.jpg", "https://vehicle-images.carscommerce.inc/a74f-110013116/KM8JADD19TU418058/c52bd1408e9acdcb490fdf7126d14264.png", "https://vehicle-images.carscommerce.inc/1908-110013116/KM8JADD19TU418058/812d4f4d49f3631439bac698643f021d.jpg", "https://vehicle-images.carscommerce.inc/6472-110013116/KM8JADD19TU418058/101710d78c16ef416fdacda57894b0fd.jpg", "https://vehicle-images.carscommerce.inc/e930-110013116/KM8JADD19TU418058/a77e6cc02cc4840ab74c6e0ff0b8112c.png", "https://vehicle-images.carscommerce.inc/9400-110013116/KM8JADD19TU418058/cb3ff86aa31b38ae4abc43f6b394bdd6.jpg", "https://vehicle-images.carscommerce.inc/6e30-110013116/KM8JADD19TU418058/e878233c2263c068d5438845e50a39a3.jpg", "https://vehicle-images.carscommerce.inc/6b22-110013116/KM8JADD19TU418058/35a940755273591cbb8bf2bdf3531518.png", "https://vehicle-images.carscommerce.inc/c1a1-110013116/KM8JADD19TU418058/4871fea2dd73d3ef879d4a8023e18e28.jpg", "https://vehicle-images.carscommerce.inc/654a-110013116/KM8JADD19TU418058/5503b0e17f3ac765935bf2493537a979.jpg", "https://vehicle-images.carscommerce.inc/798e-110013116/KM8JADD19TU418058/5937b6b407e8d9f8a50e1fb2df2e8ee0.png", "https://vehicle-images.carscommerce.inc/7e2e-110013116/KM8JADD19TU418058/b797df58dd62b8422a9f017ce8f2343b.jpg", "https://vehicle-images.carscommerce.inc/8b8d-110013116/KM8JADD19TU418058/cf72f13345f9754d12a6c01c3ab34d6a.jpg", "https://vehicle-images.carscommerce.inc/3565-110013116/KM8JADD19TU418058/abe3b7debd3a18f288ae3dfe4d6432ac.png", "https://vehicle-images.carscommerce.inc/9d5c-110013116/KM8JADD19TU418058/9e6c659ea6283fd272e9a35ca384c12f.jpg", "https://vehicle-images.carscommerce.inc/54ee-110013116/KM8JADD19TU418058/9b71310991cb82758ab6cb5ec4f87390.jpg", "https://vehicle-images.carscommerce.inc/fd9f-110013116/KM8JADD19TU418058/27e6fbf6891cb13dadc294bc4f203df8.png", "https://vehicle-images.carscommerce.inc/2ea3-110013116/KM8JADD19TU418058/95a50b52669f5f9186a666ec2aa5d693.jpg", "https://vehicle-images.carscommerce.inc/bdcb-110013116/KM8JADD19TU418058/70bad77293c3f23f0c8b57577b91225d.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "Blue SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35055.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8JADD19TU418058.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-4d-sport-utility-km8jadd19tu418058/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-4d-sport-utility-km8jadd19tu418058/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JADD19TU418058.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JADD19TU418058.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JADD19TU418058.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-4d-sport-utility-km8jadd19tu418058/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,166. This offer applies to Stock #HD260318, VIN KM8JADD19TU418058. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,055. Advertised price: $32,889. Savings: $2,166, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,055"}, {"label": "Advertised price", "value": "$32,889"}, {"label": "Savings", "value": "$2,166, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,166", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32889.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JADD19TU418058_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 612, "unit": "per_month", "display": "$612/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32889.0, "price_incl_doc": 32889.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 612.35, "amount_financed": 34944.56, "sales_tax": 2055.56, "total_of_payments": 36740.82, "finance_charge": 1796.26, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260318, VIN KM8JADD19TU418058. $612 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $32,889, before any dealer documentation fee. Amount financed $34,945, including $2,056 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $36,741. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD19TU418058_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 519, "unit": "per_month", "display": "$519/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32889.0, "price_incl_doc": 32889.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 518.74, "amount_financed": 34944.56, "sales_tax": 2055.56, "total_of_payments": 43573.98, "finance_charge": 8629.42, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260318, VIN KM8JADD19TU418058. $519 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,889, before any dealer documentation fee. Amount financed $34,945, including $2,056 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $43,574. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 74}}, {"vin": "5NMP2DGL3TH218938", "title": "2026 Hyundai SANTA FE SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 38194.0, "msrp": 42045.0, "sale_price": 38444.0, "currency": "USD", "mileage": 19, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260897", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/ccc5-110013116/5NMP2DGL3TH218938/645ee94e872b272029f1a5387594dcee.jpg", "images": ["https://vehicle-images.carscommerce.inc/ccc5-110013116/5NMP2DGL3TH218938/645ee94e872b272029f1a5387594dcee.jpg", "https://vehicle-images.carscommerce.inc/191a-110013116/5NMP2DGL3TH218938/b1f9b45190a3c77d42b13a568cd34c63.jpg", "https://vehicle-images.carscommerce.inc/1d8a-110013116/5NMP2DGL3TH218938/1b0c2e3fed167ad53cf410646d2e55e0.jpg", "https://vehicle-images.carscommerce.inc/aaa8-110013116/5NMP2DGL3TH218938/205d7fda70b44f4b1c43bccdcb08974c.jpg", "https://vehicle-images.carscommerce.inc/2e5c-110013116/5NMP2DGL3TH218938/fccbd420881c38ba8a8a2d6e9f12d83b.jpg", "https://vehicle-images.carscommerce.inc/4bb6-110013116/5NMP2DGL3TH218938/7fac3ba0e16079ff1543dffe46a1fa23.png", "https://vehicle-images.carscommerce.inc/c682-110013116/5NMP2DGL3TH218938/298165817d3da274948e9ce64b49bd43.jpg", "https://vehicle-images.carscommerce.inc/8666-110013116/5NMP2DGL3TH218938/ed530f165995379d5fcc6b42df9b0902.jpg", "https://vehicle-images.carscommerce.inc/20af-110013116/5NMP2DGL3TH218938/394f75566f5cbe77f2a43ceb171f019a.png", "https://vehicle-images.carscommerce.inc/223f-110013116/5NMP2DGL3TH218938/49da6dca6dfce2cfb768f2edd09233ed.jpg", "https://vehicle-images.carscommerce.inc/3340-110013116/5NMP2DGL3TH218938/9bb43ecaae07ff0584b91dd48ebdf895.jpg", "https://vehicle-images.carscommerce.inc/150b-110013116/5NMP2DGL3TH218938/f9c1d328f41b78ee1c73fa5b1f9ef5ac.png", "https://vehicle-images.carscommerce.inc/e743-110013116/5NMP2DGL3TH218938/1a61d46697bce240d8ff856bd398013b.jpg", "https://vehicle-images.carscommerce.inc/922a-110013116/5NMP2DGL3TH218938/73434e6aab7d5c1085ecef77eba33a20.jpg", "https://vehicle-images.carscommerce.inc/8bf6-110013116/5NMP2DGL3TH218938/aaa91509b60e4ab1feb4ca7a3611c135.png", "https://vehicle-images.carscommerce.inc/aa58-110013116/5NMP2DGL3TH218938/4c80981eecfb25ba544b9d8160798867.jpg", "https://vehicle-images.carscommerce.inc/9846-110013116/5NMP2DGL3TH218938/f3212473effd72263c7e6bc22068480a.jpg", "https://vehicle-images.carscommerce.inc/cb75-110013116/5NMP2DGL3TH218938/daf48294be623b60b5b6b898c767f394.png", "https://vehicle-images.carscommerce.inc/9352-110013116/5NMP2DGL3TH218938/9c3bea55a8ab988115b342608b8352c7.jpg", "https://vehicle-images.carscommerce.inc/ec85-110013116/5NMP2DGL3TH218938/c31cbc0408b2fd17e1230f252e06df63.jpg", "https://vehicle-images.carscommerce.inc/bd3f-110013116/5NMP2DGL3TH218938/25deaffd98475cd3dc7f0864740be88d.png", "https://vehicle-images.carscommerce.inc/e2c4-110013116/5NMP2DGL3TH218938/fa94e5bdda58ded2ef7b9e6982a2c137.jpg", "https://vehicle-images.carscommerce.inc/ba41-110013116/5NMP2DGL3TH218938/c72ac46fc9b82c12444bd8adf2b74642.jpg", "https://vehicle-images.carscommerce.inc/524f-110013116/5NMP2DGL3TH218938/1759514bd03f5ada20dbb4a1d2ad9148.png", "https://vehicle-images.carscommerce.inc/62fd-110013116/5NMP2DGL3TH218938/bbf088494c3eec949a22fec74f358133.jpg", "https://vehicle-images.carscommerce.inc/c4c0-110013116/5NMP2DGL3TH218938/05c3dc56c6bfe83089592a7ee2727370.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 42045.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DGL3TH218938.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl3th218938/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl3th218938/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DGL3TH218938.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL3TH218938.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL3TH218938.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl3th218938/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,851. This offer applies to Stock #HD260897, VIN 5NMP2DGL3TH218938. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $42,045. Advertised price: $38,194. Savings: $3,851, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$42,045"}, {"label": "Advertised price", "value": "$38,194"}, {"label": "Savings", "value": "$3,851, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,851", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38194.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DGL3TH218938_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 676, "unit": "per_month", "display": "$676/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38194.0, "price_incl_doc": 38194.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 676.35, "amount_financed": 40581.13, "sales_tax": 2387.13, "total_of_payments": 40581.13, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260897, VIN 5NMP2DGL3TH218938. $676 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,194, before any dealer documentation fee. Amount financed $40,581, including $2,387 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $40,581. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL3TH218938_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 602, "unit": "per_month", "display": "$602/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38194.0, "price_incl_doc": 38194.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 602.41, "amount_financed": 40581.13, "sales_tax": 2387.13, "total_of_payments": 50602.48, "finance_charge": 10021.35, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260897, VIN 5NMP2DGL3TH218938. $602 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,194, before any dealer documentation fee. Amount financed $40,581, including $2,387 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,602. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL3TH218938_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 481, "unit": "per_month", "display": "$481/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 42045.0, "selling_price": 38194.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 480.53, "net_cap_cost": 38844.0, "residual_value": 26067.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 480.53, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 640.53}, "total_of_payments": 17316, "total_of_payments_unrounded": 17299.08}, "disclosure": "Estimated lease payment for stock #HD260897, VIN 5NMP2DGL3TH218938. $481 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $641, made up of $481 first payment, $60 title, $100 registration. MSRP $42,045. Lease selling price $38,194. Net capitalized cost $38,844. Residual value $26,068, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,316. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL3TH218938_lease", "type": "lease", "label": "Lease", "headline": {"value": 387, "unit": "per_month", "display": "$387/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 42045.0, "selling_price": 38194.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 387.23, "net_cap_cost": 35845.0, "residual_value": 26067.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 387.23, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3546.23}, "total_of_payments": 13932, "total_of_payments_unrounded": 13940.28}, "disclosure": "Estimated lease payment for stock #HD260897, VIN 5NMP2DGL3TH218938. $387 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,546, made up of $387 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $42,045. Lease selling price $38,194. Net capitalized cost $35,845. Residual value $26,068, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,932. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 99}}, {"vin": "KMHLS4DG1TU152724", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 23944.0, "msrp": 26930.0, "sale_price": 24744.0, "currency": "USD", "mileage": 11, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28395", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/7369-110013116/KMHLS4DG1TU152724/6c9692e85a37eb77bb747e143b94f4be.jpg", "images": ["https://vehicle-images.carscommerce.inc/7369-110013116/KMHLS4DG1TU152724/6c9692e85a37eb77bb747e143b94f4be.jpg", "https://vehicle-images.carscommerce.inc/bf4d-110013116/KMHLS4DG1TU152724/15d19cd6848c7289ac9833995834433a.jpg", "https://vehicle-images.carscommerce.inc/3a6d-110013116/KMHLS4DG1TU152724/4327f33061b0c336e961ea41df993247.jpg", "https://vehicle-images.carscommerce.inc/14df-110013116/KMHLS4DG1TU152724/85b3f14c4f88842a9e3212fd8324375f.jpg", "https://vehicle-images.carscommerce.inc/acfc-110013116/KMHLS4DG1TU152724/0f0c1160836b446022883631ff865d9c.png", "https://vehicle-images.carscommerce.inc/f120-110013116/KMHLS4DG1TU152724/781b73f6d3430b84258d9f41bca33bbe.jpg", "https://vehicle-images.carscommerce.inc/8739-110013116/KMHLS4DG1TU152724/03130447a70179149def6a988730e75d.jpg", "https://vehicle-images.carscommerce.inc/3d52-110013116/KMHLS4DG1TU152724/04c8d0562e75042a026fd87c8a1f9747.png", "https://vehicle-images.carscommerce.inc/5231-110013116/KMHLS4DG1TU152724/e5278a36313022469643ee54b46698ad.jpg", "https://vehicle-images.carscommerce.inc/740b-110013116/KMHLS4DG1TU152724/70e88af2dbc73e4ed5158210f9e0c321.jpg", "https://vehicle-images.carscommerce.inc/5120-110013116/KMHLS4DG1TU152724/8fe90bdb1ba740219a3dc5be2869585a.png", "https://vehicle-images.carscommerce.inc/92ce-110013116/KMHLS4DG1TU152724/33c62390e85f6666bec49738951e11b7.jpg", "https://vehicle-images.carscommerce.inc/68b1-110013116/KMHLS4DG1TU152724/03c5bd022c555feac5c5df67a0f28fef.jpg", "https://vehicle-images.carscommerce.inc/1197-110013116/KMHLS4DG1TU152724/5c8bbb0a64b7a3734373c069cf16406e.png", "https://vehicle-images.carscommerce.inc/f9a1-110013116/KMHLS4DG1TU152724/88bb2b0e0573e82b0ed334aad306ffe9.jpg", "https://vehicle-images.carscommerce.inc/73d1-110013116/KMHLS4DG1TU152724/ceba7398c6d69e352e73612ed8dd8665.jpg", "https://vehicle-images.carscommerce.inc/831f-110013116/KMHLS4DG1TU152724/42d2555dcddaa1f084f2647648a7dc8f.png", "https://vehicle-images.carscommerce.inc/891c-110013116/KMHLS4DG1TU152724/3f44132159b7cae3e1e80a9afff29e33.jpg", "https://vehicle-images.carscommerce.inc/bbc0-110013116/KMHLS4DG1TU152724/efcea9637fd3c825f7b61585b68680cb.jpg", "https://vehicle-images.carscommerce.inc/d9fe-110013116/KMHLS4DG1TU152724/70a7eff9360ea13d022d61661a93c3c8.jpg", "https://vehicle-images.carscommerce.inc/d468-110013116/KMHLS4DG1TU152724/8911a1be8b7ae18e11877d083cf1ea43.jpg", "https://vehicle-images.carscommerce.inc/9727-110013116/KMHLS4DG1TU152724/b08277866d63d09758d6f2e6c3b7e04f.png", "https://vehicle-images.carscommerce.inc/cc2b-110013116/KMHLS4DG1TU152724/96d2f2c082b4adb302f93123501e9557.jpg", "https://vehicle-images.carscommerce.inc/7a86-110013116/KMHLS4DG1TU152724/89577ac1f048fe6aa5ade797cd26df44.jpg", "https://vehicle-images.carscommerce.inc/2bf1-110013116/KMHLS4DG1TU152724/6d40ef57c671f14cb2a70a1ced5a90b8.jpg", "https://vehicle-images.carscommerce.inc/5659-110013116/KMHLS4DG1TU152724/47f7bcc65e13c918f6d8bd225df098fc.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26930.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG1TU152724.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg1tu152724/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg1tu152724/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG1TU152724.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG1TU152724.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG1TU152724.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg1tu152724/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,986. This offer applies to Stock #28395, VIN KMHLS4DG1TU152724. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,930. Advertised price: $23,944. Savings: $2,986, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,930"}, {"label": "Advertised price", "value": "$23,944"}, {"label": "Savings", "value": "$2,986, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,986", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23944.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG1TU152724_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 463, "unit": "per_month", "display": "$463/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23944.0, "price_incl_doc": 23944.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 462.69, "amount_financed": 25440.5, "sales_tax": 1496.5, "total_of_payments": 27761.59, "finance_charge": 2321.09, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28395, VIN KMHLS4DG1TU152724. $463 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,944, before any dealer documentation fee. Amount financed $25,440, including $1,496 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,762. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG1TU152724_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 378, "unit": "per_month", "display": "$378/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23944.0, "price_incl_doc": 23944.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 377.65, "amount_financed": 25440.5, "sales_tax": 1496.5, "total_of_payments": 31722.93, "finance_charge": 6282.43, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28395, VIN KMHLS4DG1TU152724. $378 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,944, before any dealer documentation fee. Amount financed $25,440, including $1,496 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,723. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 75}}, {"vin": "5NMP5DG12TH095980", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 48122.0, "msrp": 52540.0, "sale_price": 48622.0, "currency": "USD", "mileage": 20, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260251", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/67f8-110013116/5NMP5DG12TH095980/5110dc4fcc8d7a034bca5a3d725e61ec.jpg", "images": ["https://vehicle-images.carscommerce.inc/67f8-110013116/5NMP5DG12TH095980/5110dc4fcc8d7a034bca5a3d725e61ec.jpg", "https://vehicle-images.carscommerce.inc/2791-110013116/5NMP5DG12TH095980/82f2baa40b50ac800b0ead111e4c6206.jpg", "https://vehicle-images.carscommerce.inc/2a71-110013116/5NMP5DG12TH095980/d7cc48a4dc837986ddaeccc014c56a04.jpg", "https://vehicle-images.carscommerce.inc/1662-110013116/5NMP5DG12TH095980/4c756b62fa654b507e1e8cd2adee8095.jpg", "https://vehicle-images.carscommerce.inc/b6e8-110013116/5NMP5DG12TH095980/f7de515fd50cac9ae0816ab8466956bc.jpg", "https://vehicle-images.carscommerce.inc/d831-110013116/5NMP5DG12TH095980/ed69c87e08549c61f0f5a7f6884b0c97.png", "https://vehicle-images.carscommerce.inc/6694-110013116/5NMP5DG12TH095980/b69d9eec715417f71a098ff0315ec6c4.jpg", "https://vehicle-images.carscommerce.inc/c476-110013116/5NMP5DG12TH095980/c3b10ef14f5e9800089c33fe4cb56b93.jpg", "https://vehicle-images.carscommerce.inc/d4cd-110013116/5NMP5DG12TH095980/73fdc25389feec5da5cbfc7f5731f545.png", "https://vehicle-images.carscommerce.inc/2b1b-110013116/5NMP5DG12TH095980/1de0b9ea71256992784ae72e78d66551.jpg", "https://vehicle-images.carscommerce.inc/4f8a-110013116/5NMP5DG12TH095980/a39f762ddc7c5a3a5cafa4c310c9f143.jpg", "https://vehicle-images.carscommerce.inc/f28e-110013116/5NMP5DG12TH095980/2e35d58223e115b837aee9bd06580ac2.png", "https://vehicle-images.carscommerce.inc/989c-110013116/5NMP5DG12TH095980/aec3b5fbc9cc98bd637395c6aa0cb73f.jpg", "https://vehicle-images.carscommerce.inc/e110-110013116/5NMP5DG12TH095980/2e61aa192c52f3b681ab3ccc215e19fb.jpg", "https://vehicle-images.carscommerce.inc/41fa-110013116/5NMP5DG12TH095980/667fd6fefd28c5ae5d57ff3b9f812d86.png", "https://vehicle-images.carscommerce.inc/9c98-110013116/5NMP5DG12TH095980/0b5bf0cc424cfc0fcf2dfc3cbae5e2ac.jpg", "https://vehicle-images.carscommerce.inc/cc25-110013116/5NMP5DG12TH095980/e05ce7ce8219f83a753cb1fcded9f9fd.jpg", "https://vehicle-images.carscommerce.inc/6e5b-110013116/5NMP5DG12TH095980/64da69f856568f3ee4c0272ed775b6b8.png", "https://vehicle-images.carscommerce.inc/26fe-110013116/5NMP5DG12TH095980/6e4a909b03cf7ec5e98e9c8d66676afa.jpg", "https://vehicle-images.carscommerce.inc/82eb-110013116/5NMP5DG12TH095980/0b3d67be0eec9b0b85217d6433df57e6.jpg", "https://vehicle-images.carscommerce.inc/3211-110013116/5NMP5DG12TH095980/e85e9aec488c4f2177a9d54614d6f835.png", "https://vehicle-images.carscommerce.inc/ca7b-110013116/5NMP5DG12TH095980/9f198ce8bf681aaa5a1db60a60882618.jpg", "https://vehicle-images.carscommerce.inc/945f-110013116/5NMP5DG12TH095980/e60ef486c239d1c47895cf249e3bbf1b.jpg", "https://vehicle-images.carscommerce.inc/c627-110013116/5NMP5DG12TH095980/36cc599d821c008acb015cab63f216ef.png", "https://vehicle-images.carscommerce.inc/26ec-110013116/5NMP5DG12TH095980/17d9c501b4e60179a5f3d82497b5cd73.jpg", "https://vehicle-images.carscommerce.inc/8c06-110013116/5NMP5DG12TH095980/2601a5f425778da41c9955cc56a61cdd.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52540.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DG12TH095980.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg12th095980/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg12th095980/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG12TH095980.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG12TH095980.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG12TH095980.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg12th095980/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,418. This offer applies to Stock #HD260251, VIN 5NMP5DG12TH095980. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,540. Advertised price: $48,122. Savings: $4,418, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,540"}, {"label": "Advertised price", "value": "$48,122"}, {"label": "Savings", "value": "$4,418, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,418", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48122.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG12TH095980_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 852, "unit": "per_month", "display": "$852/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48122.0, "price_incl_doc": 48122.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 852.16, "amount_financed": 51129.63, "sales_tax": 3007.63, "total_of_payments": 51129.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260251, VIN 5NMP5DG12TH095980. $852 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,122, before any dealer documentation fee. Amount financed $51,130, including $3,008 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,130. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG12TH095980_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 759, "unit": "per_month", "display": "$759/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48122.0, "price_incl_doc": 48122.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 759.0, "amount_financed": 51129.63, "sales_tax": 3007.63, "total_of_payments": 63755.89, "finance_charge": 12626.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260251, VIN 5NMP5DG12TH095980. $759 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,122, before any dealer documentation fee. Amount financed $51,130, including $3,008 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $63,756. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 81}}, {"vin": "KM8RHESA6TU095546", "title": "2026 Hyundai PALISADE HYBRID Premium", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Premium", "decoded_trim": "Blue SEL Premium FWD, SEL Premium AWD", "condition": "new", "price": 50112.0, "msrp": 52050.0, "sale_price": 51112.0, "currency": "USD", "mileage": 17, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260934", "stock_status": "In Stock", "availability": "In 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"markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA6TU095546.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa6tu095546/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,938. This offer applies to Stock #HD260934, VIN KM8RHESA6TU095546. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,050. Advertised price: $50,112. Savings: $1,938, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,050"}, {"label": "Advertised price", "value": "$50,112"}, {"label": "Savings", "value": "$1,938, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,938", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50112.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA6TU095546_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 992, "unit": "per_month", "display": "$992/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50112.0, "price_incl_doc": 50112.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 992.39, "amount_financed": 53244.0, "sales_tax": 3132.0, "total_of_payments": 59543.21, "finance_charge": 6299.21, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260934, VIN KM8RHESA6TU095546. $992 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $50,112, before any dealer documentation fee. Amount financed $53,244, including $3,132 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $59,543. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA6TU095546_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 740, "unit": "per_month", "display": "$740/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50112.0, "price_incl_doc": 50112.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 739.5, "amount_financed": 53244.0, "sales_tax": 3132.0, "total_of_payments": 53244.0, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260934, VIN KM8RHESA6TU095546. $740 per month for 72 months at 0% APR, $0 cash down. Advertised price $50,112, before any dealer documentation fee. Amount financed $53,244, including $3,132 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $53,244. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 78}}, {"vin": "5NMP4DGL9TH214225", "title": "2026 Hyundai SANTA FE Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 44881.0, "msrp": 48925.0, "sale_price": 45131.0, "currency": "USD", "mileage": 2, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260786", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/f62c-110013116/5NMP4DGL9TH214225/4d052e3f9cc38df45e44d8a06d47d1d2.jpg", "images": ["https://vehicle-images.carscommerce.inc/f62c-110013116/5NMP4DGL9TH214225/4d052e3f9cc38df45e44d8a06d47d1d2.jpg", "https://vehicle-images.carscommerce.inc/bdef-110013116/5NMP4DGL9TH214225/63cf79a6edd5d219ad96e109463d44d9.jpg", "https://vehicle-images.carscommerce.inc/f635-110013116/5NMP4DGL9TH214225/068af511b058144593a6c1874f201540.jpg", "https://vehicle-images.carscommerce.inc/7f27-110013116/5NMP4DGL9TH214225/c32e5c28c925bcec0661053a1ee7515c.jpg", "https://vehicle-images.carscommerce.inc/66ed-110013116/5NMP4DGL9TH214225/637a93ecda12aea3cd6c9f99a1b0cbc9.png", "https://vehicle-images.carscommerce.inc/e93b-110013116/5NMP4DGL9TH214225/194a3773175f6f141f7365bd45af476a.jpg", "https://vehicle-images.carscommerce.inc/e49e-110013116/5NMP4DGL9TH214225/acd74213c3c5e0fe762de6e71366db96.jpg", "https://vehicle-images.carscommerce.inc/d2d8-110013116/5NMP4DGL9TH214225/a9916d628a3290eae6e87cb2d2ef9a32.png", "https://vehicle-images.carscommerce.inc/7b4c-110013116/5NMP4DGL9TH214225/5533cdd50ca7ea5372feeeaf06ff9ed5.jpg", "https://vehicle-images.carscommerce.inc/f124-110013116/5NMP4DGL9TH214225/e0047c220ba6c05291cf7ba807aa4c67.jpg", "https://vehicle-images.carscommerce.inc/3322-110013116/5NMP4DGL9TH214225/2cafa6ea6d0de7cb62e99277f2dbd84d.png", "https://vehicle-images.carscommerce.inc/fa97-110013116/5NMP4DGL9TH214225/6e85d2b637b674fd28979c64aa781b10.jpg", "https://vehicle-images.carscommerce.inc/b5bd-110013116/5NMP4DGL9TH214225/e6811a7ca6899b2c0a07ea9dc20c7480.jpg", "https://vehicle-images.carscommerce.inc/79d2-110013116/5NMP4DGL9TH214225/d74b70be9cabdf8aaa5ec15b3df3c0ca.png", "https://vehicle-images.carscommerce.inc/c0a4-110013116/5NMP4DGL9TH214225/533294b6f5a86f53c5d2f5268527ab53.jpg", "https://vehicle-images.carscommerce.inc/3db3-110013116/5NMP4DGL9TH214225/234d3a5939b0fe7f311e00174399e909.jpg", "https://vehicle-images.carscommerce.inc/a406-110013116/5NMP4DGL9TH214225/e1118cc7463c8432b94489bf0fa4c218.png", "https://vehicle-images.carscommerce.inc/a953-110013116/5NMP4DGL9TH214225/4cdd82c802037b8e7f59fb86dfd17578.jpg", "https://vehicle-images.carscommerce.inc/f8d6-110013116/5NMP4DGL9TH214225/3ab1f68a3997992de2f94ae43aad231b.jpg", "https://vehicle-images.carscommerce.inc/6f32-110013116/5NMP4DGL9TH214225/c7da38c3015c225431b6a89a560a9e7a.png", "https://vehicle-images.carscommerce.inc/3272-110013116/5NMP4DGL9TH214225/13ab56b8c164efbc793d126535bba83f.jpg", "https://vehicle-images.carscommerce.inc/2a54-110013116/5NMP4DGL9TH214225/02cfdb59bed2c182b44f2869f51b053f.jpg", "https://vehicle-images.carscommerce.inc/59c6-110013116/5NMP4DGL9TH214225/3c923127be3375a0be2d4a9031827512.png", "https://vehicle-images.carscommerce.inc/85ff-110013116/5NMP4DGL9TH214225/c0dd8ecfc4a49e502439a8c5de404eb2.jpg", "https://vehicle-images.carscommerce.inc/4dd9-110013116/5NMP4DGL9TH214225/c2d2ef6c1311b886b008361ecefc6750.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48925.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP4DGL9TH214225.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl9th214225/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl9th214225/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL9TH214225.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL9TH214225.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL9TH214225.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl9th214225/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,044. This offer applies to Stock #HD260786, VIN 5NMP4DGL9TH214225. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,925. Advertised price: $44,881. Savings: $4,044, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,925"}, {"label": "Advertised price", "value": "$44,881"}, {"label": "Savings", "value": "$4,044, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,044", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44881.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL9TH214225_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44881.0, "price_incl_doc": 44881.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 794.77, "amount_financed": 47686.06, "sales_tax": 2805.06, "total_of_payments": 47686.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260786, VIN 5NMP4DGL9TH214225. $795 per month for 60 months at 0% APR, $0 cash down. Advertised price $44,881, before any dealer documentation fee. Amount financed $47,686, including $2,805 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $47,686. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL9TH214225_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44881.0, "price_incl_doc": 44881.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 707.88, "amount_financed": 47686.06, "sales_tax": 2805.06, "total_of_payments": 59461.94, "finance_charge": 11775.88, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260786, VIN 5NMP4DGL9TH214225. $708 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $44,881, before any dealer documentation fee. Amount financed $47,686, including $2,805 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $59,462. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL9TH214225_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 569, "unit": "per_month", "display": "$569/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48925.0, "selling_price": 44881.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 569.45, "net_cap_cost": 45531.0, "residual_value": 30333.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 569.45, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 729.45}, "total_of_payments": 20484, "total_of_payments_unrounded": 20500.2}, "disclosure": "Estimated lease payment for stock #HD260786, VIN 5NMP4DGL9TH214225. $569 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $729, made up of $569 first payment, $60 title, $100 registration. MSRP $48,925. Lease selling price $44,881. Net capitalized cost $45,531. Residual value $30,334, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,484. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL9TH214225_lease", "type": "lease", "label": "Lease", "headline": {"value": 476, "unit": "per_month", "display": "$476/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48925.0, "selling_price": 44881.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 476.15, "net_cap_cost": 42532.0, "residual_value": 30333.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 476.15, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3635.15}, "total_of_payments": 17136, "total_of_payments_unrounded": 17141.4}, "disclosure": "Estimated lease payment for stock #HD260786, VIN 5NMP4DGL9TH214225. $476 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,635, made up of $476 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $48,925. Lease selling price $44,881. Net capitalized cost $42,532. Residual value $30,334, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,136. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 129}}, {"vin": "KM8RHESA8TU092373", "title": "2026 Hyundai PALISADE HYBRID Premium", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Premium", "decoded_trim": "Blue SEL Premium FWD, SEL Premium AWD", "condition": "new", "price": 49281.0, "msrp": 51120.0, "sale_price": 50281.0, "currency": "USD", "mileage": 22, "exterior_color": "Green", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 8, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260930", "stock_status": "In Stock", "availability": "In 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"https://vehicle-images.carscommerce.inc/edc0-110013116/KM8RHESA8TU092373/1e54d1857a11b7a0f0394a57cfc9e8e7.jpg", "https://vehicle-images.carscommerce.inc/361d-110013116/KM8RHESA8TU092373/6406ad8bd1cf5f7cca755a039f38b5e2.png", "https://vehicle-images.carscommerce.inc/2fd7-110013116/KM8RHESA8TU092373/e47fc339b0ab9bc49c60d9ede7770c6b.jpg", "https://vehicle-images.carscommerce.inc/f2e4-110013116/KM8RHESA8TU092373/7a805aa810ab364347a06a7198acf557.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL Premium FWD, SEL Premium AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51120.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RHESA8TU092373.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa8tu092373/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa8tu092373/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESA8TU092373.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA8TU092373.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA8TU092373.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa8tu092373/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,839. This offer applies to Stock #HD260930, VIN KM8RHESA8TU092373. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,120. Advertised price: $49,281. Savings: $1,839, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,120"}, {"label": "Advertised price", "value": "$49,281"}, {"label": "Savings", "value": "$1,839, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,839", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49281.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA8TU092373_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 976, "unit": "per_month", "display": "$976/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49281.0, "price_incl_doc": 49281.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 975.93, "amount_financed": 52361.06, "sales_tax": 3080.06, "total_of_payments": 58555.81, "finance_charge": 6194.75, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260930, VIN KM8RHESA8TU092373. $976 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $49,281, before any dealer documentation fee. Amount financed $52,361, including $3,080 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $58,556. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA8TU092373_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 727, "unit": "per_month", "display": "$727/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49281.0, "price_incl_doc": 49281.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 727.24, "amount_financed": 52361.06, "sales_tax": 3080.06, "total_of_payments": 52361.06, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260930, VIN KM8RHESA8TU092373. $727 per month for 72 months at 0% APR, $0 cash down. Advertised price $49,281, before any dealer documentation fee. Amount financed $52,361, including $3,080 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $52,361. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 26, "elapsed_ms": 112}}, {"vin": "KMHLS4DG9TU174325", "title": "2026 Hyundai Elantra Sport", "year": 2026, "make": "Hyundai", "model": "Elantra", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "used", "price": 24332.0, "msrp": 0.0, "sale_price": 25283.0, "currency": "USD", "mileage": 2, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "HD260756", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/bf3c-110013116/KMHLS4DG9TU174325/314322606cfea2a85a07f8ea1f29268a.jpg", "images": ["https://vehicle-images.carscommerce.inc/bf3c-110013116/KMHLS4DG9TU174325/314322606cfea2a85a07f8ea1f29268a.jpg", "https://vehicle-images.carscommerce.inc/569c-110013116/KMHLS4DG9TU174325/ee07b9492aa536dc2d96b354d769c8e6.jpg", "https://vehicle-images.carscommerce.inc/a4d0-110013116/KMHLS4DG9TU174325/0cb89393f6ca37c64c70506bc1117b27.jpg", "https://vehicle-images.carscommerce.inc/a1d4-110013116/KMHLS4DG9TU174325/a4d7cc29b1957c85491f90f3d8641583.jpg", "https://vehicle-images.carscommerce.inc/e43d-110013116/KMHLS4DG9TU174325/5baafc9d8e696b50d6c565f314f0bf65.jpg", "https://vehicle-images.carscommerce.inc/8542-110013116/KMHLS4DG9TU174325/cf4aecf63bf01d194911ec1c403f5f3e.jpg", "https://vehicle-images.carscommerce.inc/daef-110013116/KMHLS4DG9TU174325/9c12f7b5cc60a7e8bbc006a231d5e2a0.jpg", "https://vehicle-images.carscommerce.inc/2efa-110013116/KMHLS4DG9TU174325/029110f3c315a938bf67dae00bf2032b.jpg", "https://vehicle-images.carscommerce.inc/31f1-110013116/KMHLS4DG9TU174325/4043a73e758849ba2834ea1e0ed3819a.jpg", "https://vehicle-images.carscommerce.inc/d8aa-110013116/KMHLS4DG9TU174325/8f99b6c193ff8de19bd6f1f7382ffe95.jpg", "https://vehicle-images.carscommerce.inc/d85f-110013116/KMHLS4DG9TU174325/e923ac167b823c5e28ceba95a3290128.jpg", "https://vehicle-images.carscommerce.inc/fb70-110013116/KMHLS4DG9TU174325/11376eb6ef9e06e48182519748920d01.jpg", "https://vehicle-images.carscommerce.inc/75cd-110013116/KMHLS4DG9TU174325/4b07fb8cb70421d9adb5c672c539cb14.jpg", "https://vehicle-images.carscommerce.inc/40a2-110013116/KMHLS4DG9TU174325/257e01ed749c6f1c32a3081fe2865227.jpg", "https://vehicle-images.carscommerce.inc/244b-110013116/KMHLS4DG9TU174325/3e27b0a80c8bf6579e65247a30819f97.jpg", "https://vehicle-images.carscommerce.inc/8703-110013116/KMHLS4DG9TU174325/e206a9282b330c1ac7b1cc727c01e8ee.jpg", "https://vehicle-images.carscommerce.inc/4db8-110013116/KMHLS4DG9TU174325/535388623aff04f063d013fb9ef16f67.jpg", "https://vehicle-images.carscommerce.inc/a71d-110013116/KMHLS4DG9TU174325/6b8fd567137e69464a451c96b55492aa.jpg", "https://vehicle-images.carscommerce.inc/9ee1-110013116/KMHLS4DG9TU174325/3084fb8c3148aa9ae7fee43bed597b26.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG9TU174325.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg9tu174325/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg9tu174325/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG9TU174325.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG9TU174325.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG9TU174325.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg9tu174325/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260756, VIN KMHLS4DG9TU174325. Advertised price: $24,332. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,332"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24332.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG9TU174325_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 607, "unit": "per_month", "display": "$607/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24332.0, "price_incl_doc": 24332.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 607.03, "amount_financed": 25852.75, "sales_tax": 1520.75, "total_of_payments": 29137.64, "finance_charge": 3284.89, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260756, VIN KMHLS4DG9TU174325. $607 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,332, before any dealer documentation fee. Amount financed $25,853, including $1,521 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,138. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG9TU174325_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 506, "unit": "per_month", "display": "$506/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24332.0, "price_incl_doc": 24332.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 505.72, "amount_financed": 25852.75, "sales_tax": 1520.75, "total_of_payments": 30343.06, "finance_charge": 4490.31, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260756, VIN KMHLS4DG9TU174325. $506 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,332, before any dealer documentation fee. Amount financed $25,853, including $1,521 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,343. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG9TU174325_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 441, "unit": "per_month", "display": "$441/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24332.0, "price_incl_doc": 24332.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 440.64, "amount_financed": 25852.75, "sales_tax": 1520.75, "total_of_payments": 31726.05, "finance_charge": 5873.3, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260756, VIN KMHLS4DG9TU174325. $441 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,332, before any dealer documentation fee. Amount financed $25,853, including $1,521 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,726. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 109}}, {"vin": "5NMP5DGL5TH202215", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 46787.0, "msrp": 51885.0, "sale_price": 48037.0, "currency": "USD", "mileage": 8, "exterior_color": "Green", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260675", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/bd03-110013116/5NMP5DGL5TH202215/473863952b538edcdc07b53b3051c131.jpg", "images": ["https://vehicle-images.carscommerce.inc/bd03-110013116/5NMP5DGL5TH202215/473863952b538edcdc07b53b3051c131.jpg", "https://vehicle-images.carscommerce.inc/142c-110013116/5NMP5DGL5TH202215/63ee79b5ec856e86d0f39e1aabb43b38.jpg", "https://vehicle-images.carscommerce.inc/6a4c-110013116/5NMP5DGL5TH202215/3a833479bb381490ccb1f4858f172f24.jpg", "https://vehicle-images.carscommerce.inc/4ef5-110013116/5NMP5DGL5TH202215/12efb45d555d3ce7bb49101b6e448364.jpg", "https://vehicle-images.carscommerce.inc/facc-110013116/5NMP5DGL5TH202215/8cb3bb095045c7c5af7e379d46bc6bf6.png", "https://vehicle-images.carscommerce.inc/d12a-110013116/5NMP5DGL5TH202215/fc21221791ebfdee32b6d7a2dc6cffae.jpg", "https://vehicle-images.carscommerce.inc/3910-110013116/5NMP5DGL5TH202215/b77139324b3dabde0080b2e892586880.jpg", "https://vehicle-images.carscommerce.inc/f512-110013116/5NMP5DGL5TH202215/af9e3af49a936cf5da90bd07f4232b3b.png", "https://vehicle-images.carscommerce.inc/ab73-110013116/5NMP5DGL5TH202215/51fe044140980f027cef786d95308a31.jpg", "https://vehicle-images.carscommerce.inc/e929-110013116/5NMP5DGL5TH202215/eadc5be4491cd4b6a0775227a43d0513.jpg", "https://vehicle-images.carscommerce.inc/8dbf-110013116/5NMP5DGL5TH202215/4c59d51a521374d510aadedd6b39b142.png", "https://vehicle-images.carscommerce.inc/c068-110013116/5NMP5DGL5TH202215/e0e646e7b6b617f98979ade05b6f844b.jpg", "https://vehicle-images.carscommerce.inc/1b80-110013116/5NMP5DGL5TH202215/78dd43361eb4f4b980bb23afd07ae9ed.jpg", "https://vehicle-images.carscommerce.inc/de08-110013116/5NMP5DGL5TH202215/9d82e68d1539574fd67632819554137e.png", "https://vehicle-images.carscommerce.inc/4028-110013116/5NMP5DGL5TH202215/4d0ef43cada70c601eb5d8d2f7b4fc8c.jpg", "https://vehicle-images.carscommerce.inc/df64-110013116/5NMP5DGL5TH202215/6c8a419b2050f5bc333cb6836de6d83c.jpg", "https://vehicle-images.carscommerce.inc/f0b5-110013116/5NMP5DGL5TH202215/50a3db6c41a6db94c6c46a4b9031f0da.png", "https://vehicle-images.carscommerce.inc/2135-110013116/5NMP5DGL5TH202215/d9f4053446314365a5bc988004432d07.jpg", "https://vehicle-images.carscommerce.inc/528d-110013116/5NMP5DGL5TH202215/6bcc39ef8169058b033c433280152f10.jpg", "https://vehicle-images.carscommerce.inc/74d7-110013116/5NMP5DGL5TH202215/b863de66b83e424af6a251f96493f44f.png", "https://vehicle-images.carscommerce.inc/aae6-110013116/5NMP5DGL5TH202215/705f2d1a7a41591d33ea89c8e6b57198.jpg", "https://vehicle-images.carscommerce.inc/52c4-110013116/5NMP5DGL5TH202215/3b0a4f1e90be0f5424f00e921e23b6f4.jpg", "https://vehicle-images.carscommerce.inc/ddca-110013116/5NMP5DGL5TH202215/d8981c3aa0d133782f59b851e17c98e2.png", "https://vehicle-images.carscommerce.inc/eb94-110013116/5NMP5DGL5TH202215/edcaf1a9a97a198479295ff283741467.jpg", "https://vehicle-images.carscommerce.inc/d92b-110013116/5NMP5DGL5TH202215/da76f9609c32272e1f4393e8c7c9eede.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51885.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL5TH202215.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl5th202215/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl5th202215/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL5TH202215.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL5TH202215.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL5TH202215.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl5th202215/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,098. This offer applies to Stock #HD260675, VIN 5NMP5DGL5TH202215. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,885. Advertised price: $46,787. Savings: $5,098, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,885"}, {"label": "Advertised price", "value": "$46,787"}, {"label": "Savings", "value": "$5,098, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,098", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46787.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL5TH202215_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46787.0, "price_incl_doc": 46787.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.52, "amount_financed": 49711.19, "sales_tax": 2924.19, "total_of_payments": 49711.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260675, VIN 5NMP5DGL5TH202215. $829 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,787, before any dealer documentation fee. Amount financed $49,711, including $2,924 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,711. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL5TH202215_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 738, "unit": "per_month", "display": "$738/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46787.0, "price_incl_doc": 46787.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 737.94, "amount_financed": 49711.19, "sales_tax": 2924.19, "total_of_payments": 61987.17, "finance_charge": 12275.98, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260675, VIN 5NMP5DGL5TH202215. $738 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,787, before any dealer documentation fee. Amount financed $49,711, including $2,924 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,987. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL5TH202215_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 578, "unit": "per_month", "display": "$578/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51885.0, "selling_price": 46787.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 577.5, "net_cap_cost": 47437.0, "residual_value": 32168.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 577.5, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 737.5}, "total_of_payments": 20808, "total_of_payments_unrounded": 20790.0}, "disclosure": "Estimated lease payment for stock #HD260675, VIN 5NMP5DGL5TH202215. $578 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $738, made up of $578 first payment, $60 title, $100 registration. MSRP $51,885. Lease selling price $46,787. Net capitalized cost $47,437. Residual value $32,169, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,808. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL5TH202215_lease", "type": "lease", "label": "Lease", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51885.0, "selling_price": 46787.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 484.21, "net_cap_cost": 44438.0, "residual_value": 32168.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 484.21, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3643.21}, "total_of_payments": 17424, "total_of_payments_unrounded": 17431.56}, "disclosure": "Estimated lease payment for stock #HD260675, VIN 5NMP5DGL5TH202215. $484 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,643, made up of $484 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,885. Lease selling price $46,787. Net capitalized cost $44,438. Residual value $32,169, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,424. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 34, "elapsed_ms": 134}}, {"vin": "KMHLM4DG6TU200101", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 23137.0, "msrp": 26105.0, "sale_price": 23937.0, "currency": "USD", "mileage": 10, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28637", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/2fa2-110013116/KMHLM4DG6TU200101/e82c89668cd01fff710e8e7a4a5eda94.jpg", "images": ["https://vehicle-images.carscommerce.inc/2fa2-110013116/KMHLM4DG6TU200101/e82c89668cd01fff710e8e7a4a5eda94.jpg", "https://vehicle-images.carscommerce.inc/214d-110013116/KMHLM4DG6TU200101/0dd199edceeeb9569773ba4b0489c8ee.jpg", "https://vehicle-images.carscommerce.inc/8f5f-110013116/KMHLM4DG6TU200101/424674177788bdf291fbdd59802ea27d.jpg", "https://vehicle-images.carscommerce.inc/8472-110013116/KMHLM4DG6TU200101/26c3840b877ab5c52dccea0bec8b304a.jpg", "https://vehicle-images.carscommerce.inc/cedf-110013116/KMHLM4DG6TU200101/1781377556b3b61a4fb15ef134e8710c.jpg", "https://vehicle-images.carscommerce.inc/f1c5-110013116/KMHLM4DG6TU200101/61c65a2aaf9ef1bd9450487a8941bcf0.png", "https://vehicle-images.carscommerce.inc/4407-110013116/KMHLM4DG6TU200101/6aec3c69896a78843cc7ec7f3db4c426.jpg", "https://vehicle-images.carscommerce.inc/a791-110013116/KMHLM4DG6TU200101/98f534af4162ad69a3fd5211ec551955.jpg", "https://vehicle-images.carscommerce.inc/3685-110013116/KMHLM4DG6TU200101/f9d8f458379d0322cda1ecb4362d69ec.png", "https://vehicle-images.carscommerce.inc/c926-110013116/KMHLM4DG6TU200101/7a03a6827b5f5a153a8b2b8b56640d39.jpg", "https://vehicle-images.carscommerce.inc/15c0-110013116/KMHLM4DG6TU200101/0d047dffd2aed259a29c9052b684239a.jpg", "https://vehicle-images.carscommerce.inc/b3f0-110013116/KMHLM4DG6TU200101/93c102c3b1d9dc9174dc0fc17a96b3da.png", "https://vehicle-images.carscommerce.inc/420a-110013116/KMHLM4DG6TU200101/4bfa359f42fc895be7c651f206ef1a08.jpg", "https://vehicle-images.carscommerce.inc/bd59-110013116/KMHLM4DG6TU200101/9285d14da10498a6566cb16834805d3a.jpg", "https://vehicle-images.carscommerce.inc/bd88-110013116/KMHLM4DG6TU200101/47dc814b23473c589c4bad9b20e3329a.png", "https://vehicle-images.carscommerce.inc/48f9-110013116/KMHLM4DG6TU200101/b428ea64edb80da0ca927c5b183134f6.jpg", "https://vehicle-images.carscommerce.inc/3dce-110013116/KMHLM4DG6TU200101/9b62a23588629a43ba075d37b722060d.jpg", "https://vehicle-images.carscommerce.inc/3b2a-110013116/KMHLM4DG6TU200101/49a1ed5f6cc6e3ae92045a25b6275efe.png", "https://vehicle-images.carscommerce.inc/7355-110013116/KMHLM4DG6TU200101/56ed31dc71889ece29025909cd1f5e45.jpg", "https://vehicle-images.carscommerce.inc/80a8-110013116/KMHLM4DG6TU200101/feaf4a8b4bbaba403c8628d92e18d236.jpg", "https://vehicle-images.carscommerce.inc/55b1-110013116/KMHLM4DG6TU200101/a99e0963e835ec2baedb5ff84da0552c.jpg", "https://vehicle-images.carscommerce.inc/4a1a-110013116/KMHLM4DG6TU200101/f4bf586a490c1782ae1b02e3842b17cc.jpg", "https://vehicle-images.carscommerce.inc/a891-110013116/KMHLM4DG6TU200101/e0ff2ab628b5b9370cf292fc25efd087.png", "https://vehicle-images.carscommerce.inc/cac5-110013116/KMHLM4DG6TU200101/df4c9e3297329af683e29ca3f5fd73da.jpg", "https://vehicle-images.carscommerce.inc/df75-110013116/KMHLM4DG6TU200101/14f25b416cecd81e0929b26462740176.jpg", "https://vehicle-images.carscommerce.inc/5a2b-110013116/KMHLM4DG6TU200101/59918db9ba3d0721c3a425be38e1024d.jpg", "https://vehicle-images.carscommerce.inc/1b94-110013116/KMHLM4DG6TU200101/0cd0491dc23b16188da7f781daad42b2.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26105.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG6TU200101.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg6tu200101/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg6tu200101/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG6TU200101.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG6TU200101.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG6TU200101.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg6tu200101/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,968. This offer applies to Stock #28637, VIN KMHLM4DG6TU200101. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,105. Advertised price: $23,137. Savings: $2,968, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,105"}, {"label": "Advertised price", "value": "$23,137"}, {"label": "Savings", "value": "$2,968, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,968", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23137.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG6TU200101_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 447, "unit": "per_month", "display": "$447/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23137.0, "price_incl_doc": 23137.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 447.1, "amount_financed": 24583.06, "sales_tax": 1446.06, "total_of_payments": 26825.92, "finance_charge": 2242.86, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28637, VIN KMHLM4DG6TU200101. $447 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,137, before any dealer documentation fee. Amount financed $24,583, including $1,446 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,826. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG6TU200101_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 365, "unit": "per_month", "display": "$365/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23137.0, "price_incl_doc": 23137.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 364.93, "amount_financed": 24583.06, "sales_tax": 1446.06, "total_of_payments": 30653.75, "finance_charge": 6070.69, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28637, VIN KMHLM4DG6TU200101. $365 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,137, before any dealer documentation fee. Amount financed $24,583, including $1,446 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $30,654. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 103}}, {"vin": "KM8HF3AB6TU421426", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 26801.0, "msrp": 29680.0, "sale_price": 28551.0, "currency": "USD", "mileage": 5480, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 28, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "28367", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/1127-110013116/KM8HF3AB6TU421426/f301226981f317f3ea964c72079df965.jpg", "images": ["https://vehicle-images.carscommerce.inc/1127-110013116/KM8HF3AB6TU421426/f301226981f317f3ea964c72079df965.jpg", "https://vehicle-images.carscommerce.inc/9d0f-110013116/KM8HF3AB6TU421426/afa910106f791b9505f2269462bbabe9.jpg", "https://vehicle-images.carscommerce.inc/6793-110013116/KM8HF3AB6TU421426/f320f6c93c9c7c3e155240e5e5dedd3a.jpg", "https://vehicle-images.carscommerce.inc/a1e2-110013116/KM8HF3AB6TU421426/74adf554d3b50797fba2bdcfc79e0c8d.jpg", "https://vehicle-images.carscommerce.inc/b9fb-110013116/KM8HF3AB6TU421426/43e98fcbc5d36abc90c2ce148032e1e6.png", "https://vehicle-images.carscommerce.inc/aa09-110013116/KM8HF3AB6TU421426/d7d319a9862cf7f1c183094f5896bc00.jpg", "https://vehicle-images.carscommerce.inc/1eb5-110013116/KM8HF3AB6TU421426/846100e46ab05dc89134102d6658c6da.jpg", "https://vehicle-images.carscommerce.inc/e5c1-110013116/KM8HF3AB6TU421426/d782ad38722c5bd0c1513c4392afecea.png", "https://vehicle-images.carscommerce.inc/71d8-110013116/KM8HF3AB6TU421426/3632a3236aae266455866656f4cca3e1.jpg", "https://vehicle-images.carscommerce.inc/ffbc-110013116/KM8HF3AB6TU421426/aed15f5b9af92122b7c8ae2a395759b6.jpg", "https://vehicle-images.carscommerce.inc/c2b0-110013116/KM8HF3AB6TU421426/80ae12c3b8436caa45e01031a05880cf.png", "https://vehicle-images.carscommerce.inc/6c1c-110013116/KM8HF3AB6TU421426/ee5bc6d8e26882af194e9acc2c229530.jpg", "https://vehicle-images.carscommerce.inc/2406-110013116/KM8HF3AB6TU421426/df9f915ece3cebeec71e0beb6525827a.jpg", "https://vehicle-images.carscommerce.inc/3985-110013116/KM8HF3AB6TU421426/af21daeb77744839bd233ec351ffc4a2.png", "https://vehicle-images.carscommerce.inc/9431-110013116/KM8HF3AB6TU421426/8b723d3afc0f2d708ba222d9524b43c0.jpg", "https://vehicle-images.carscommerce.inc/b86c-110013116/KM8HF3AB6TU421426/80c57c7cdb2553724a1e56307bacd3d8.jpg", "https://vehicle-images.carscommerce.inc/d441-110013116/KM8HF3AB6TU421426/5c6f36ca19f1b007d6d867e7c854cfbc.png", "https://vehicle-images.carscommerce.inc/406b-110013116/KM8HF3AB6TU421426/02c4985d948a23ab7de85dd704d99e82.jpg", "https://vehicle-images.carscommerce.inc/d1fd-110013116/KM8HF3AB6TU421426/c7f318877fd5abc12bd8a3c3a15f4ed7.jpg", "https://vehicle-images.carscommerce.inc/38d2-110013116/KM8HF3AB6TU421426/aad5928f5ac4932f8d07d416895a12f7.jpg", "https://vehicle-images.carscommerce.inc/42e9-110013116/KM8HF3AB6TU421426/539842a9802fa395fb6807d1ae6bae2d.jpg", "https://vehicle-images.carscommerce.inc/cfb1-110013116/KM8HF3AB6TU421426/9fc8d9235a093036890222fce96e66a6.png", "https://vehicle-images.carscommerce.inc/83d3-110013116/KM8HF3AB6TU421426/fc3c17abdcb43ac177408056f7daccf9.jpg", "https://vehicle-images.carscommerce.inc/cff0-110013116/KM8HF3AB6TU421426/9dcf2a1c30657dafcc1c6884c0029ca5.jpg", "https://vehicle-images.carscommerce.inc/5cb1-110013116/KM8HF3AB6TU421426/8dd0d28f49e24b95ce6f7f1e44e70b37.jpg", "https://vehicle-images.carscommerce.inc/a633-110013116/KM8HF3AB6TU421426/9022ff4bc2d7502f54df99ebd6aef67e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29680.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HF3AB6TU421426.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab6tu421426/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab6tu421426/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HF3AB6TU421426.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB6TU421426.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB6TU421426.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab6tu421426/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,879. This offer applies to Stock #28367, VIN KM8HF3AB6TU421426. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $29,680. Advertised price: $26,801. Savings: $2,879, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$29,680"}, {"label": "Advertised price", "value": "$26,801"}, {"label": "Savings", "value": "$2,879, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,879", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26801.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HF3AB6TU421426_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 518, "unit": "per_month", "display": "$518/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26801.0, "price_incl_doc": 26801.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 517.9, "amount_financed": 28476.06, "sales_tax": 1675.06, "total_of_payments": 31074.1, "finance_charge": 2598.04, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28367, VIN KM8HF3AB6TU421426. $518 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $26,801, before any dealer documentation fee. Amount financed $28,476, including $1,675 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $31,074. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HF3AB6TU421426_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 423, "unit": "per_month", "display": "$423/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26801.0, "price_incl_doc": 26801.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 422.72, "amount_financed": 28476.06, "sales_tax": 1675.06, "total_of_payments": 35508.11, "finance_charge": 7032.05, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28367, VIN KM8HF3AB6TU421426. $423 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $26,801, before any dealer documentation fee. Amount financed $28,476, including $1,675 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $35,508. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 96}}, {"vin": "KMHLM4DG6TU214080", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 23452.0, "msrp": 25610.0, "sale_price": 23452.0, "currency": "USD", "mileage": 15, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "NRHD260911", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/948b-110013116/KMHLM4DG6TU214080/ac448f14d8d9645b498cc7c54968feab.jpg", "images": ["https://vehicle-images.carscommerce.inc/948b-110013116/KMHLM4DG6TU214080/ac448f14d8d9645b498cc7c54968feab.jpg", "https://vehicle-images.carscommerce.inc/bd2d-110013116/KMHLM4DG6TU214080/815c53166e6171a929409519d87383b8.jpg", "https://vehicle-images.carscommerce.inc/f098-110013116/KMHLM4DG6TU214080/770007128ca8af8422f705c449fce475.jpg", "https://vehicle-images.carscommerce.inc/b18c-110013116/KMHLM4DG6TU214080/6d016722a8c343de8f514ca15de1bb7a.jpg", "https://vehicle-images.carscommerce.inc/d014-110013116/KMHLM4DG6TU214080/f8b20af62a76d0fb48d483bb8d1db8bd.jpg", "https://vehicle-images.carscommerce.inc/88fe-110013116/KMHLM4DG6TU214080/33d7e9d832c0cc8897586f658c5744e9.png", "https://vehicle-images.carscommerce.inc/b7d8-110013116/KMHLM4DG6TU214080/836e495f62eaa08e3da60ad31ce55850.jpg", "https://vehicle-images.carscommerce.inc/e4a7-110013116/KMHLM4DG6TU214080/daffba34b12f1c3b29a025b1ea7f76f1.jpg", "https://vehicle-images.carscommerce.inc/c171-110013116/KMHLM4DG6TU214080/80443ebea7beba740378336c17cd6669.png", "https://vehicle-images.carscommerce.inc/ed9f-110013116/KMHLM4DG6TU214080/5c0b6a44908a3711df39aadb66ea40da.jpg", "https://vehicle-images.carscommerce.inc/38e9-110013116/KMHLM4DG6TU214080/89041e66a4bc04a3b6121573d79ae351.jpg", "https://vehicle-images.carscommerce.inc/6743-110013116/KMHLM4DG6TU214080/25f7ebd5ab826a1b7b182903fd9e3d26.png", "https://vehicle-images.carscommerce.inc/73f3-110013116/KMHLM4DG6TU214080/fc9f47e6b0d382cd84621ebe7e87b9e6.jpg", "https://vehicle-images.carscommerce.inc/ddc1-110013116/KMHLM4DG6TU214080/eef713b6d14ffcf33d62b4e9a455a2b0.jpg", "https://vehicle-images.carscommerce.inc/b4c4-110013116/KMHLM4DG6TU214080/6cc8d4ebfd44df686007eb40d4cc29e2.png", "https://vehicle-images.carscommerce.inc/57a7-110013116/KMHLM4DG6TU214080/ff44c7587857dc370c985f07fb515cdb.jpg", "https://vehicle-images.carscommerce.inc/5a69-110013116/KMHLM4DG6TU214080/65723cc9fa3b2081a777739b02e528f0.jpg", "https://vehicle-images.carscommerce.inc/c873-110013116/KMHLM4DG6TU214080/aa1fff691daa5d25d802527b7765e203.png", "https://vehicle-images.carscommerce.inc/d882-110013116/KMHLM4DG6TU214080/2b5695cc00ced6fbdc3685b4436773ef.jpg", "https://vehicle-images.carscommerce.inc/bcd3-110013116/KMHLM4DG6TU214080/bd51c5ebb7d5af93323ef8946341df7a.jpg", "https://vehicle-images.carscommerce.inc/5af0-110013116/KMHLM4DG6TU214080/d59eef6f61d6ad55dd950b64099aac45.png", "https://vehicle-images.carscommerce.inc/e202-110013116/KMHLM4DG6TU214080/7bee332628f84defb298a9c4576169a8.jpg", "https://vehicle-images.carscommerce.inc/6436-110013116/KMHLM4DG6TU214080/1ce72578cf64fcdb4ea5ef107f5b286c.jpg", "https://vehicle-images.carscommerce.inc/8c9c-110013116/KMHLM4DG6TU214080/ac5a28cd88c7110d7885dd051124f299.png", "https://vehicle-images.carscommerce.inc/b167-110013116/KMHLM4DG6TU214080/556250f700e4e387cda9167eb97b92b9.jpg", "https://vehicle-images.carscommerce.inc/e093-110013116/KMHLM4DG6TU214080/d5710afd926b3cdba025af2bf753257c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25610.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG6TU214080.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg6tu214080/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg6tu214080/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG6TU214080.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG6TU214080.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG6TU214080.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg6tu214080/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,158. This offer applies to Stock #NRHD260911, VIN KMHLM4DG6TU214080. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,610. Advertised price: $23,452. Savings: $2,158, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,610"}, {"label": "Advertised price", "value": "$23,452"}, {"label": "Savings", "value": "$2,158, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,158", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23452.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG6TU214080_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 453, "unit": "per_month", "display": "$453/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23452.0, "price_incl_doc": 23452.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 453.19, "amount_financed": 24917.75, "sales_tax": 1465.75, "total_of_payments": 27191.15, "finance_charge": 2273.4, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260911, VIN KMHLM4DG6TU214080. $453 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,452, before any dealer documentation fee. Amount financed $24,918, including $1,466 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,191. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG6TU214080_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 370, "unit": "per_month", "display": "$370/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23452.0, "price_incl_doc": 23452.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 369.89, "amount_financed": 24917.75, "sales_tax": 1465.75, "total_of_payments": 31071.09, "finance_charge": 6153.34, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260911, VIN KMHLM4DG6TU214080. $370 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,452, before any dealer documentation fee. Amount financed $24,918, including $1,466 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,071. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab5tu420428/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB5TU420428.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB5TU420428.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB5TU420428.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab5tu420428/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN KM8HFCAB5TU420428. Advertised price: $27,126. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,126"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27126.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB5TU420428_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 677, "unit": "per_month", "display": "$677/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27126.0, "price_incl_doc": 27126.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 676.74, "amount_financed": 28821.38, "sales_tax": 1695.38, "total_of_payments": 32483.46, "finance_charge": 3662.08, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KM8HFCAB5TU420428. $677 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,126, before any dealer documentation fee. Amount financed $28,821, including $1,695 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,483. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB5TU420428_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 564, "unit": "per_month", "display": "$564/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27126.0, "price_incl_doc": 27126.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 563.79, "amount_financed": 28821.38, "sales_tax": 1695.38, "total_of_payments": 33827.3, "finance_charge": 5005.92, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KM8HFCAB5TU420428. $564 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,126, before any dealer documentation fee. Amount financed $28,821, including $1,695 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,827. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB5TU420428_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 491, "unit": "per_month", "display": "$491/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27126.0, "price_incl_doc": 27126.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 491.24, "amount_financed": 28821.38, "sales_tax": 1695.38, "total_of_payments": 35369.1, "finance_charge": 6547.72, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KM8HFCAB5TU420428. $491 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,126, before any dealer documentation fee. Amount financed $28,821, including $1,695 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,369. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA7TU092364.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa7tu092364/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,839. This offer applies to Stock #HD260885, VIN KM8RHESA7TU092364. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,120. Advertised price: $49,281. Savings: $1,839, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,120"}, {"label": "Advertised price", "value": "$49,281"}, {"label": "Savings", "value": "$1,839, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,839", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49281.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA7TU092364_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 976, "unit": "per_month", "display": "$976/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49281.0, "price_incl_doc": 49281.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 975.93, "amount_financed": 52361.06, "sales_tax": 3080.06, "total_of_payments": 58555.81, "finance_charge": 6194.75, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260885, VIN KM8RHESA7TU092364. $976 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $49,281, before any dealer documentation fee. Amount financed $52,361, including $3,080 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $58,556. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA7TU092364_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 727, "unit": "per_month", "display": "$727/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49281.0, "price_incl_doc": 49281.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 727.24, "amount_financed": 52361.06, "sales_tax": 3080.06, "total_of_payments": 52361.06, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260885, VIN KM8RHESA7TU092364. $727 per month for 72 months at 0% APR, $0 cash down. Advertised price $49,281, before any dealer documentation fee. Amount financed $52,361, including $3,080 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $52,361. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 69}}, {"vin": "KM8RKES2XTU080297", "title": "2026 Hyundai PALISADE Limited", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 49359.0, "msrp": 54435.0, "sale_price": 51359.0, "currency": "USD", "mileage": 18, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28386", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/87b8-110013116/KM8RKES2XTU080297/232d5cf6fe62413ae4e840008127d2fa.jpg", "images": ["https://vehicle-images.carscommerce.inc/87b8-110013116/KM8RKES2XTU080297/232d5cf6fe62413ae4e840008127d2fa.jpg", "https://vehicle-images.carscommerce.inc/df0e-110013116/KM8RKES2XTU080297/e0bb2e72c78c6c30cdf17612fb8a7ecf.jpg", "https://vehicle-images.carscommerce.inc/fdd8-110013116/KM8RKES2XTU080297/7a76b579ca0cb48c4e67a5582bfa19e3.jpg", "https://vehicle-images.carscommerce.inc/1796-110013116/KM8RKES2XTU080297/e1756543fd8148b22d0738c918565477.jpg", "https://vehicle-images.carscommerce.inc/a486-110013116/KM8RKES2XTU080297/a39580049c0cf1c26bd5af30f3d3ff5f.png", "https://vehicle-images.carscommerce.inc/c0f7-110013116/KM8RKES2XTU080297/43e9ede070fb77990268858b5d9e6ae3.jpg", "https://vehicle-images.carscommerce.inc/14eb-110013116/KM8RKES2XTU080297/787d689a996cea72c3c0657bb38dc928.jpg", "https://vehicle-images.carscommerce.inc/e34b-110013116/KM8RKES2XTU080297/810995207693689ffd73e89ab1310fed.png", "https://vehicle-images.carscommerce.inc/4d22-110013116/KM8RKES2XTU080297/e36f0d3b5b9b860f55cd23799c5fe6d7.jpg", "https://vehicle-images.carscommerce.inc/ed49-110013116/KM8RKES2XTU080297/bef11ddd8ddc01cf7c4ffee1cdbfe0a4.jpg", "https://vehicle-images.carscommerce.inc/cfec-110013116/KM8RKES2XTU080297/871da881d40116b1a466fe92df8b63c8.png", "https://vehicle-images.carscommerce.inc/eecd-110013116/KM8RKES2XTU080297/92606a18deb1846c2b238d11d3d48bfb.jpg", "https://vehicle-images.carscommerce.inc/a8e0-110013116/KM8RKES2XTU080297/62ababf3426fc11aca2160954d0b9db0.jpg", "https://vehicle-images.carscommerce.inc/9096-110013116/KM8RKES2XTU080297/e15d35f4624e39d479cf6c6c1f168646.png", "https://vehicle-images.carscommerce.inc/a9a9-110013116/KM8RKES2XTU080297/e104c0bf8aa48c486b1cfd7283084629.jpg", "https://vehicle-images.carscommerce.inc/e9eb-110013116/KM8RKES2XTU080297/d8a75838d800303405e83af27efd0648.jpg", "https://vehicle-images.carscommerce.inc/2923-110013116/KM8RKES2XTU080297/7124ce46a329dbc4dde745b617bcdcd6.png", "https://vehicle-images.carscommerce.inc/3b77-110013116/KM8RKES2XTU080297/52dbd18c6e1c2a94209f56a4a810117d.jpg", "https://vehicle-images.carscommerce.inc/981e-110013116/KM8RKES2XTU080297/6a3f3603185931a2b692c9cad14d3e48.jpg", "https://vehicle-images.carscommerce.inc/2076-110013116/KM8RKES2XTU080297/4dfc7bb2b1fffbb696bbe768d380875b.jpg", "https://vehicle-images.carscommerce.inc/699d-110013116/KM8RKES2XTU080297/e94f3154dfbdd71d67becedb0625bcb9.jpg", "https://vehicle-images.carscommerce.inc/2dd4-110013116/KM8RKES2XTU080297/562025df12caf65b4912cc0dff91a3ac.png", "https://vehicle-images.carscommerce.inc/15f6-110013116/KM8RKES2XTU080297/c0c41fe9fdf18b7a82364c8dbac004a3.jpg", "https://vehicle-images.carscommerce.inc/1390-110013116/KM8RKES2XTU080297/d6ef01e9ff89bdea8e90154a4c69fa20.jpg", "https://vehicle-images.carscommerce.inc/27f5-110013116/KM8RKES2XTU080297/f7f614539e93a480092d9b2895b903ff.jpg", "https://vehicle-images.carscommerce.inc/cc12-110013116/KM8RKES2XTU080297/fdbd9ea0edb9a1e451041cc7f9ee9a0b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54435.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RKES2XTU080297.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes2xtu080297/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes2xtu080297/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RKES2XTU080297.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES2XTU080297.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES2XTU080297.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes2xtu080297/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,076. This offer applies to Stock #28386, VIN KM8RKES2XTU080297. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,435. Advertised price: $49,359. Savings: $5,076, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,435"}, {"label": "Advertised price", "value": "$49,359"}, {"label": "Savings", "value": "$5,076, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,076", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49359.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RKES2XTU080297_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 966, "unit": "per_month", "display": "$966/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49359.0, "price_incl_doc": 49359.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 965.6, "amount_financed": 52443.94, "sales_tax": 3084.94, "total_of_payments": 57935.9, "finance_charge": 5491.96, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28386, VIN KM8RKES2XTU080297. $966 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $49,359, before any dealer documentation fee. Amount financed $52,444, including $3,085 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $57,936. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RKES2XTU080297_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 728, "unit": "per_month", "display": "$728/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49359.0, "price_incl_doc": 49359.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 728.39, "amount_financed": 52443.94, "sales_tax": 3084.94, "total_of_payments": 52443.94, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28386, VIN KM8RKES2XTU080297. $728 per month for 72 months at 0% APR, $0 cash down. Advertised price $49,359, before any dealer documentation fee. Amount financed $52,444, including $3,085 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $52,444. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 70}}, {"vin": "KM8HFCAB4TU419108", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 27126.0, "msrp": 29925.0, "sale_price": 28876.0, "currency": "USD", "mileage": 12, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28340", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/39a2-110013116/KM8HFCAB4TU419108/f7efe5e1f98fd6a60a4edf4d354ab34f.jpg", "images": ["https://vehicle-images.carscommerce.inc/39a2-110013116/KM8HFCAB4TU419108/f7efe5e1f98fd6a60a4edf4d354ab34f.jpg", "https://vehicle-images.carscommerce.inc/1cdc-110013116/KM8HFCAB4TU419108/41422da9da376282fa2f63d45e41d955.jpg", "https://vehicle-images.carscommerce.inc/98ec-110013116/KM8HFCAB4TU419108/e3f9ab6dbbf083f78f3947f1cd32ea3b.jpg", "https://vehicle-images.carscommerce.inc/a309-110013116/KM8HFCAB4TU419108/6ade87718f5eaae422d4c1014dc9cca4.jpg", "https://vehicle-images.carscommerce.inc/59d0-110013116/KM8HFCAB4TU419108/3060a9e523a783bbacf72f19092e4626.png", "https://vehicle-images.carscommerce.inc/c482-110013116/KM8HFCAB4TU419108/6c94bb5e640b047782092ddeddf0e57c.jpg", "https://vehicle-images.carscommerce.inc/e6c0-110013116/KM8HFCAB4TU419108/48a5df6e698e66d61417049e81db9acf.jpg", "https://vehicle-images.carscommerce.inc/98ca-110013116/KM8HFCAB4TU419108/858dc0038a1e57c17f68c3fc2f05472d.png", "https://vehicle-images.carscommerce.inc/9fc6-110013116/KM8HFCAB4TU419108/d1daf3d25858b64d4a62197f693da618.jpg", "https://vehicle-images.carscommerce.inc/d1f2-110013116/KM8HFCAB4TU419108/014b83301f6aa99a3eb369cf8691582a.jpg", "https://vehicle-images.carscommerce.inc/e048-110013116/KM8HFCAB4TU419108/37d9fe8ac9c9cfcd7bf30c402774e27d.png", "https://vehicle-images.carscommerce.inc/caf1-110013116/KM8HFCAB4TU419108/6b969f1d8f1301b2f27681ad05493b7f.jpg", "https://vehicle-images.carscommerce.inc/9dc2-110013116/KM8HFCAB4TU419108/faa0d29cae7c093bb11777b60036e57e.jpg", "https://vehicle-images.carscommerce.inc/ad4f-110013116/KM8HFCAB4TU419108/a0882dfa43c09f3da099340353d673fb.png", "https://vehicle-images.carscommerce.inc/f155-110013116/KM8HFCAB4TU419108/999fe13b8931761eb373aca2d94b834b.jpg", "https://vehicle-images.carscommerce.inc/ae8e-110013116/KM8HFCAB4TU419108/259201d8aa21236a9eb54d12116b47e3.jpg", "https://vehicle-images.carscommerce.inc/6f7a-110013116/KM8HFCAB4TU419108/5acd8b23da03fc473120e60530aaa5a3.png", "https://vehicle-images.carscommerce.inc/1d2a-110013116/KM8HFCAB4TU419108/92b8482597eab4999fa35f9ef8e4e246.jpg", "https://vehicle-images.carscommerce.inc/90f5-110013116/KM8HFCAB4TU419108/ffbd50112a200c3b0a5c6b4e02031783.jpg", "https://vehicle-images.carscommerce.inc/2646-110013116/KM8HFCAB4TU419108/d852cea54e054b30a8ae48968256af12.jpg", "https://vehicle-images.carscommerce.inc/2840-110013116/KM8HFCAB4TU419108/e3aa0b199f5435cca3c468f5084f1bb6.jpg", "https://vehicle-images.carscommerce.inc/e427-110013116/KM8HFCAB4TU419108/a060ff0734452cfbc58a2e436104d6ab.png", "https://vehicle-images.carscommerce.inc/2878-110013116/KM8HFCAB4TU419108/f98e460444d19ad98a3bb6d7c87a09fb.jpg", "https://vehicle-images.carscommerce.inc/9b8b-110013116/KM8HFCAB4TU419108/aca04103ad2ff88d524c8e8b88492c10.jpg", "https://vehicle-images.carscommerce.inc/5589-110013116/KM8HFCAB4TU419108/67fa5d4d6b700a9b78d5fe75d9b31600.jpg", "https://vehicle-images.carscommerce.inc/9efe-110013116/KM8HFCAB4TU419108/4d595bc13592ed2cfa26706e4b7b7c5e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29925.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB4TU419108.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab4tu419108/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab4tu419108/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB4TU419108.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB4TU419108.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB4TU419108.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab4tu419108/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,799. This offer applies to Stock #28340, VIN KM8HFCAB4TU419108. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $29,925. Advertised price: $27,126. Savings: $2,799, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$29,925"}, {"label": "Advertised price", "value": "$27,126"}, {"label": "Savings", "value": "$2,799, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,799", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27126.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB4TU419108_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 524, "unit": "per_month", "display": "$524/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27126.0, "price_incl_doc": 27126.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 524.18, "amount_financed": 28821.38, "sales_tax": 1695.38, "total_of_payments": 31450.93, "finance_charge": 2629.55, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28340, VIN KM8HFCAB4TU419108. $524 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,126, before any dealer documentation fee. Amount financed $28,821, including $1,695 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $31,451. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB4TU419108_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 428, "unit": "per_month", "display": "$428/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27126.0, "price_incl_doc": 27126.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 427.84, "amount_financed": 28821.38, "sales_tax": 1695.38, "total_of_payments": 35938.71, "finance_charge": 7117.33, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28340, VIN KM8HFCAB4TU419108. $428 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,126, before any dealer documentation fee. Amount financed $28,821, including $1,695 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $35,939. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 26, "elapsed_ms": 74}}, {"vin": "5NMJACDE5TH682953", "title": "2026 Hyundai TUCSON SE", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 30392.0, "msrp": 33730.0, "sale_price": 31142.0, "currency": "USD", "mileage": 16, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28428", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde5th682953/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde5th682953/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJACDE5TH682953.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE5TH682953.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE5TH682953.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde5th682953/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,338. This offer applies to Stock #28428, VIN 5NMJACDE5TH682953. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $33,730. Advertised price: $30,392. Savings: $3,338, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$33,730"}, {"label": "Advertised price", "value": "$30,392"}, {"label": "Savings", "value": "$3,338, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,338", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30392.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJACDE5TH682953_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 538, "unit": "per_month", "display": "$538/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30392.0, "price_incl_doc": 30392.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 538.19, "amount_financed": 32291.5, "sales_tax": 1899.5, "total_of_payments": 32291.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28428, VIN 5NMJACDE5TH682953. $538 per month for 60 months at 0% APR, $0 cash down. Advertised price $30,392, before any dealer documentation fee. Amount financed $32,292, including $1,900 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $32,292. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE5TH682953_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 479, "unit": "per_month", "display": "$479/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30392.0, "price_incl_doc": 30392.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 479.35, "amount_financed": 32291.5, "sales_tax": 1899.5, "total_of_payments": 40265.76, "finance_charge": 7974.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28428, VIN 5NMJACDE5TH682953. $479 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $30,392, before any dealer documentation fee. Amount financed $32,292, including $1,900 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $40,266. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE5TH682953_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 382, "unit": "per_month", "display": "$382/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33730.0, "selling_price": 30392.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 381.76, "net_cap_cost": 31042.0, "residual_value": 20912.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 381.76, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 541.76}, "total_of_payments": 13752, "total_of_payments_unrounded": 13743.36}, "disclosure": "Estimated lease payment for stock #28428, VIN 5NMJACDE5TH682953. $382 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $542, made up of $382 first payment, $60 title, $100 registration. MSRP $33,730. Lease selling price $30,392. Net capitalized cost $31,042. Residual value $20,913, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,752. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE5TH682953_lease", "type": "lease", "label": "Lease", "headline": {"value": 288, "unit": "per_month", "display": "$288/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33730.0, "selling_price": 30392.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 288.47, "net_cap_cost": 28043.0, "residual_value": 20912.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 288.47, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3447.47}, "total_of_payments": 10368, "total_of_payments_unrounded": 10384.92}, "disclosure": "Estimated lease payment for stock #28428, VIN 5NMJACDE5TH682953. $288 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,447, made up of $288 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $33,730. Lease selling price $30,392. Net capitalized cost $28,043. Residual value $20,913, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,368. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 34, "elapsed_ms": 108}}, {"vin": "5NMJBCDE1TH611911", "title": "2026 Hyundai Tucson SEL", "year": 2026, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "used", "price": 32008.0, "msrp": 0.0, "sale_price": 32127.0, "currency": "USD", "mileage": null, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260361", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/f45c-110013116/5NMJBCDE1TH611911/46d9c659882690e5c16ba6ce9490d69a.jpg", "images": ["https://vehicle-images.carscommerce.inc/f45c-110013116/5NMJBCDE1TH611911/46d9c659882690e5c16ba6ce9490d69a.jpg", "https://vehicle-images.carscommerce.inc/cc19-110013116/5NMJBCDE1TH611911/d93788afb5af192e88d602e6231c24ff.jpg", "https://vehicle-images.carscommerce.inc/a3ad-110013116/5NMJBCDE1TH611911/62dff9df127c68cf97bc99567e1e3d5d.jpg", "https://vehicle-images.carscommerce.inc/7460-110013116/5NMJBCDE1TH611911/bf24f61915a2491b932826f43f00b91b.jpg", "https://vehicle-images.carscommerce.inc/9358-110013116/5NMJBCDE1TH611911/6b6b29af5af8bfaa294dff80c58f344d.jpg", "https://vehicle-images.carscommerce.inc/7a3f-110013116/5NMJBCDE1TH611911/b986d99b55d0c6716bfba5cf03820d00.jpg", "https://vehicle-images.carscommerce.inc/7e47-110013116/5NMJBCDE1TH611911/42ba842e3c209dc69702cfa3ff1a91ba.jpg", "https://vehicle-images.carscommerce.inc/ccb7-110013116/5NMJBCDE1TH611911/d4645a17f29ce89eaccc9531653bf670.jpg", "https://vehicle-images.carscommerce.inc/118f-110013116/5NMJBCDE1TH611911/ac0b584974f9ac6b5dbde723b7fdf561.jpg", "https://vehicle-images.carscommerce.inc/80d9-110013116/5NMJBCDE1TH611911/d45173e7a4cc287844a12b2957224307.jpg", "https://vehicle-images.carscommerce.inc/f5b0-110013116/5NMJBCDE1TH611911/ca027a56bb005e43ba7bf35827903893.jpg", "https://vehicle-images.carscommerce.inc/2928-110013116/5NMJBCDE1TH611911/a6796acbd870edc4cba5e1abb1bb563f.jpg", "https://vehicle-images.carscommerce.inc/a349-110013116/5NMJBCDE1TH611911/9de0117ad1d2557fc1f68fec59e0913b.jpg", "https://vehicle-images.carscommerce.inc/de53-110013116/5NMJBCDE1TH611911/8c542e6a82cd86cf52ecf81d65091e00.jpg", "https://vehicle-images.carscommerce.inc/1470-110013116/5NMJBCDE1TH611911/2ca79535c2601f39561786e04cb2113c.jpg", "https://vehicle-images.carscommerce.inc/6b5b-110013116/5NMJBCDE1TH611911/8b74721d885db29fbb11fc3fd701c72d.jpg", "https://vehicle-images.carscommerce.inc/8630-110013116/5NMJBCDE1TH611911/f32fbd9df697d924eb96ea451393b017.jpg", "https://vehicle-images.carscommerce.inc/3458-110013116/5NMJBCDE1TH611911/8c3f0b9cabdb40b198b6fd25fcfdba9f.jpg", "https://vehicle-images.carscommerce.inc/eb00-110013116/5NMJBCDE1TH611911/6226f7b9a8e7ca3a3ced2a3a25127c7c.jpg", "https://vehicle-images.carscommerce.inc/78f7-110013116/5NMJBCDE1TH611911/cd59be5e09a88c4e8837639e3ba71437.jpg", "https://vehicle-images.carscommerce.inc/bd3e-110013116/5NMJBCDE1TH611911/057f2939104a165965a644883a705f79.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE1TH611911.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde1th611911/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde1th611911/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE1TH611911.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE1TH611911.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE1TH611911.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde1th611911/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260361, VIN 5NMJBCDE1TH611911. Advertised price: $32,008. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,008"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32008.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE1TH611911_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 799, "unit": "per_month", "display": "$799/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32008.0, "price_incl_doc": 32008.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 798.53, "amount_financed": 34008.5, "sales_tax": 2000.5, "total_of_payments": 38329.67, "finance_charge": 4321.17, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260361, VIN 5NMJBCDE1TH611911. $799 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,008, before any dealer documentation fee. Amount financed $34,008, including $2,000 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,330. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH611911_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 665, "unit": "per_month", "display": "$665/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32008.0, "price_incl_doc": 32008.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 665.26, "amount_financed": 34008.5, "sales_tax": 2000.5, "total_of_payments": 39915.36, "finance_charge": 5906.86, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260361, VIN 5NMJBCDE1TH611911. $665 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,008, before any dealer documentation fee. Amount financed $34,008, including $2,000 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,915. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH611911_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 580, "unit": "per_month", "display": "$580/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32008.0, "price_incl_doc": 32008.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 579.65, "amount_financed": 34008.5, "sales_tax": 2000.5, "total_of_payments": 41734.64, "finance_charge": 7726.14, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260361, VIN 5NMJBCDE1TH611911. $580 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,008, before any dealer documentation fee. Amount financed $34,008, including $2,000 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,735. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262404A, VIN 5NMP3DG1XTH087194. Advertised price: $41,943. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$41,943"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41943.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG1XTH087194_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1046, "unit": "per_month", "display": "$1,046/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41943.0, "price_incl_doc": 41943.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1046.39, "amount_financed": 44564.44, "sales_tax": 2621.44, "total_of_payments": 50226.86, "finance_charge": 5662.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262404A, VIN 5NMP3DG1XTH087194. $1,046 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $41,943, before any dealer documentation fee. Amount financed $44,564, including $2,621 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $50,227. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG1XTH087194_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 872, "unit": "per_month", "display": "$872/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41943.0, "price_incl_doc": 41943.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 871.75, "amount_financed": 44564.44, "sales_tax": 2621.44, "total_of_payments": 52304.74, "finance_charge": 7740.3, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262404A, VIN 5NMP3DG1XTH087194. $872 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $41,943, before any dealer documentation fee. Amount financed $44,564, including $2,621 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $52,305. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG1XTH087194_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 760, "unit": "per_month", "display": "$760/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41943.0, "price_incl_doc": 41943.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 759.57, "amount_financed": 44564.44, "sales_tax": 2621.44, "total_of_payments": 54688.71, "finance_charge": 10124.27, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262404A, VIN 5NMP3DG1XTH087194. $760 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $41,943, before any dealer documentation fee. Amount financed $44,564, including $2,621 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $54,689. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 72}}, {"vin": "KM8RJES29TU056415", "title": "2026 Hyundai Palisade Pro", "year": 2026, "make": "Hyundai", "model": "Palisade", "trim": "Pro", "decoded_trim": "XRT Pro", "condition": "used", "price": 48398.0, "msrp": 0.0, "sale_price": 48531.0, "currency": "USD", "mileage": 15, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260176", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/8a95-110013116/KM8RJES29TU056415/b8e2c5c81c0efe3009ed83a499a068ac.jpg", "images": ["https://vehicle-images.carscommerce.inc/8a95-110013116/KM8RJES29TU056415/b8e2c5c81c0efe3009ed83a499a068ac.jpg", "https://vehicle-images.carscommerce.inc/3e5f-110013116/KM8RJES29TU056415/9806cee1b3289aa10c3bb67a1f6e82b1.jpg", "https://vehicle-images.carscommerce.inc/d3bb-110013116/KM8RJES29TU056415/a72cfdc1f1d3318087e5639f79d4dd11.jpg", "https://vehicle-images.carscommerce.inc/a83f-110013116/KM8RJES29TU056415/203ea0235711504af98f69ffdb6724c1.jpg", "https://vehicle-images.carscommerce.inc/fd64-110013116/KM8RJES29TU056415/1506dace0f037a750d7449b70b6892c3.jpg", "https://vehicle-images.carscommerce.inc/d5ef-110013116/KM8RJES29TU056415/2b3928d52479f1f53fa8c70ab582463a.jpg", "https://vehicle-images.carscommerce.inc/f96a-110013116/KM8RJES29TU056415/9cb36e0aca7531ce5075e1cd6c40bfe6.jpg", "https://vehicle-images.carscommerce.inc/e794-110013116/KM8RJES29TU056415/47f31d62b5afd042a40c4ee48b272c04.jpg", "https://vehicle-images.carscommerce.inc/5439-110013116/KM8RJES29TU056415/dd0ce3293381ec1de8dae60fabc7be38.jpg", "https://vehicle-images.carscommerce.inc/bd84-110013116/KM8RJES29TU056415/149fdc5c0f3392c6ead9a4ae52ed7816.jpg", "https://vehicle-images.carscommerce.inc/669c-110013116/KM8RJES29TU056415/4c6ca697ae44db5afda7abfd71bc6a86.jpg", "https://vehicle-images.carscommerce.inc/387e-110013116/KM8RJES29TU056415/50b4009c2a64aeefff223248531d20d5.jpg", "https://vehicle-images.carscommerce.inc/fe08-110013116/KM8RJES29TU056415/fc08e146303056f32fb976441e467ec8.jpg", "https://vehicle-images.carscommerce.inc/6274-110013116/KM8RJES29TU056415/dcea26f7454e5d0a0557c62c34a2198d.jpg", "https://vehicle-images.carscommerce.inc/e5b2-110013116/KM8RJES29TU056415/6cda6bd625720915759b348d1ff164d1.jpg", "https://vehicle-images.carscommerce.inc/fc2b-110013116/KM8RJES29TU056415/fefc54aa6b801482331d43f0faefa66b.jpg", "https://vehicle-images.carscommerce.inc/93e5-110013116/KM8RJES29TU056415/c08034030058210caaae733285836f82.jpg", "https://vehicle-images.carscommerce.inc/3c2a-110013116/KM8RJES29TU056415/23581806add8c32bbc0849db62b369f1.jpg", "https://vehicle-images.carscommerce.inc/aa30-110013116/KM8RJES29TU056415/2bf04379c1f60b1ee0ba623bd788fa65.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RJES29TU056415.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes29tu056415/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes29tu056415/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES29TU056415.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES29TU056415.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES29TU056415.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes29tu056415/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260176, VIN KM8RJES29TU056415. Advertised price: $48,398. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$48,398"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48398.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES29TU056415_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1207, "unit": "per_month", "display": "$1,207/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48398.0, "price_incl_doc": 48398.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1207.43, "amount_financed": 51422.88, "sales_tax": 3024.88, "total_of_payments": 57956.74, "finance_charge": 6533.86, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260176, VIN KM8RJES29TU056415. $1,207 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $48,398, before any dealer documentation fee. Amount financed $51,423, including $3,025 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $57,957. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES29TU056415_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1006, "unit": "per_month", "display": "$1,006/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48398.0, "price_incl_doc": 48398.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1005.91, "amount_financed": 51422.88, "sales_tax": 3024.88, "total_of_payments": 60354.41, "finance_charge": 8931.53, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260176, VIN KM8RJES29TU056415. $1,006 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $48,398, before any dealer documentation fee. Amount financed $51,423, including $3,025 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $60,354. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES29TU056415_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 876, "unit": "per_month", "display": "$876/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48398.0, "price_incl_doc": 48398.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 876.46, "amount_financed": 51422.88, "sales_tax": 3024.88, "total_of_payments": 63105.27, "finance_charge": 11682.39, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260176, VIN KM8RJES29TU056415. $876 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $48,398, before any dealer documentation fee. Amount financed $51,423, including $3,025 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $63,105. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 75}}, {"vin": "5NMP3DG10TH129114", "title": "2026 Hyundai SANTA FE HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 47203.0, "msrp": 50655.0, "sale_price": 47453.0, "currency": "USD", "mileage": 10, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260872", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,452. This offer applies to Stock #HD260872, VIN 5NMP3DG10TH129114. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,655. Advertised price: $47,203. Savings: $3,452, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,655"}, {"label": "Advertised price", "value": "$47,203"}, {"label": "Savings", "value": "$3,452, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,452", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:38Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47203.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG10TH129114_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 836, "unit": "per_month", "display": "$836/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47203.0, "price_incl_doc": 47203.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 835.89, "amount_financed": 50153.19, "sales_tax": 2950.19, "total_of_payments": 50153.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260872, VIN 5NMP3DG10TH129114. $836 per month for 60 months at 0% APR, $0 cash down. Advertised price $47,203, before any dealer documentation fee. Amount financed $50,153, including $2,950 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $50,153. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG10TH129114_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 744, "unit": "per_month", "display": "$744/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47203.0, "price_incl_doc": 47203.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 744.5, "amount_financed": 50153.19, "sales_tax": 2950.19, "total_of_payments": 62538.32, "finance_charge": 12385.13, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260872, VIN 5NMP3DG10TH129114. $744 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,203, before any dealer documentation fee. Amount financed $50,153, including $2,950 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,538. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,868. This offer applies to Stock #28440, VIN KM8HFCAB8TU421590. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,615. Advertised price: $27,747. Savings: $2,868, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,615"}, {"label": "Advertised price", "value": "$27,747"}, {"label": "Savings", "value": "$2,868, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,868", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27747.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB8TU421590_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 536, "unit": "per_month", "display": "$536/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27747.0, "price_incl_doc": 27747.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 536.18, "amount_financed": 29481.19, "sales_tax": 1734.19, "total_of_payments": 32170.94, "finance_charge": 2689.75, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28440, VIN KM8HFCAB8TU421590. $536 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,747, before any dealer documentation fee. Amount financed $29,481, including $1,734 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,171. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB8TU421590_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 438, "unit": "per_month", "display": "$438/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27747.0, "price_incl_doc": 27747.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 437.64, "amount_financed": 29481.19, "sales_tax": 1734.19, "total_of_payments": 36761.45, "finance_charge": 7280.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28440, VIN KM8HFCAB8TU421590. $438 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,747, before any dealer documentation fee. Amount financed $29,481, including $1,734 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $36,761. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 87}}, {"vin": "KM8RMES27TU024327", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 51150.0, "msrp": 58185.0, "sale_price": 53150.0, "currency": "USD", "mileage": 28, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260696", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES27TU024327.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes27tu024327/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes27tu024327/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES27TU024327.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES27TU024327.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES27TU024327.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes27tu024327/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,035. This offer applies to Stock #HD260696, VIN KM8RMES27TU024327. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,185. Advertised price: $51,150. Savings: $7,035, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,185"}, {"label": "Advertised price", "value": "$51,150"}, {"label": "Savings", "value": "$7,035, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,035", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51150.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES27TU024327_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1001, "unit": "per_month", "display": "$1,001/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51150.0, "price_incl_doc": 51150.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1000.64, "amount_financed": 54346.88, "sales_tax": 3196.88, "total_of_payments": 60038.12, "finance_charge": 5691.24, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260696, VIN KM8RMES27TU024327. $1,001 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $51,150, before any dealer documentation fee. Amount financed $54,347, including $3,197 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $60,038. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES27TU024327_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 755, "unit": "per_month", "display": "$755/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51150.0, "price_incl_doc": 51150.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 754.82, "amount_financed": 54346.88, "sales_tax": 3196.88, "total_of_payments": 54346.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260696, VIN KM8RMES27TU024327. $755 per month for 72 months at 0% APR, $0 cash down. Advertised price $51,150, before any dealer documentation fee. Amount financed $54,347, including $3,197 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $54,347. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 86}}, {"vin": "KM8HFCAB0TU384339", "title": "2026 Hyundai Kona Sport", "year": 2026, "make": "Hyundai", "model": "Kona", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "used", "price": 27412.0, "msrp": 0.0, "sale_price": 29955.0, "currency": "USD", "mileage": null, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "HD260348", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/9dc3-110013116/KM8HFCAB0TU384339/ce00a4a2a1a1e82aac48aeddbeadff89.jpg", "images": ["https://vehicle-images.carscommerce.inc/9dc3-110013116/KM8HFCAB0TU384339/ce00a4a2a1a1e82aac48aeddbeadff89.jpg", "https://vehicle-images.carscommerce.inc/98a1-110013116/KM8HFCAB0TU384339/214bfe2524f7fa076fb49100ec80080f.jpg", "https://vehicle-images.carscommerce.inc/85dc-110013116/KM8HFCAB0TU384339/cb557928ec7e28f3d8cb78312c4d94af.jpg", "https://vehicle-images.carscommerce.inc/40c5-110013116/KM8HFCAB0TU384339/5d62a0d2e8c805ccac9fd43a89f50611.jpg", "https://vehicle-images.carscommerce.inc/4620-110013116/KM8HFCAB0TU384339/22a73a0efb730247b2f817101af61b43.jpg", "https://vehicle-images.carscommerce.inc/64bb-110013116/KM8HFCAB0TU384339/1789e51327e51f4071d59f95353a5f75.jpg", "https://vehicle-images.carscommerce.inc/6457-110013116/KM8HFCAB0TU384339/31c35e12233aca5d5d8f3987bf228cde.jpg", "https://vehicle-images.carscommerce.inc/657a-110013116/KM8HFCAB0TU384339/85fc961bfa8e2836fac4be77a05adf4a.jpg", "https://vehicle-images.carscommerce.inc/c501-110013116/KM8HFCAB0TU384339/dce79fee91deb690aeac895ebf45e362.jpg", "https://vehicle-images.carscommerce.inc/4397-110013116/KM8HFCAB0TU384339/eb9639bc270dfcc2781843b251cc7ef3.jpg", "https://vehicle-images.carscommerce.inc/920c-110013116/KM8HFCAB0TU384339/de7e6cc21cd8f022db9bbc72d7c7db76.jpg", "https://vehicle-images.carscommerce.inc/ab65-110013116/KM8HFCAB0TU384339/ee487f63d7c02a31326cdfdef6f85d62.jpg", "https://vehicle-images.carscommerce.inc/83de-110013116/KM8HFCAB0TU384339/a13a04c7f2c31e74093771c81b2ce905.jpg", "https://vehicle-images.carscommerce.inc/f92c-110013116/KM8HFCAB0TU384339/dbf7d1bd7238ecd0bd6709382f06f816.jpg", "https://vehicle-images.carscommerce.inc/b022-110013116/KM8HFCAB0TU384339/6052e9a8b3c5d1b30ce6f4cd32c3e886.jpg", "https://vehicle-images.carscommerce.inc/46e2-110013116/KM8HFCAB0TU384339/8c6a9a7cd97d7612c400d7620f9e6cea.jpg", "https://vehicle-images.carscommerce.inc/459e-110013116/KM8HFCAB0TU384339/eeb5d842cf894ebd9658646cab402685.jpg", "https://vehicle-images.carscommerce.inc/258e-110013116/KM8HFCAB0TU384339/2f6f0bcbfec7477fddc0f65fa41df0dc.jpg", "https://vehicle-images.carscommerce.inc/a5fb-110013116/KM8HFCAB0TU384339/dc80e493c26bcb05ee797745345fe289.jpg", "https://vehicle-images.carscommerce.inc/737e-110013116/KM8HFCAB0TU384339/25c3a38508406b8b3525bf69a22e4edd.jpg", "https://vehicle-images.carscommerce.inc/f3e5-110013116/KM8HFCAB0TU384339/10359c11d7224ffefa02c7f34e6e822c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB0TU384339.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu384339/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu384339/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB0TU384339.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB0TU384339.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB0TU384339.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu384339/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260348, VIN KM8HFCAB0TU384339. Advertised price: $27,412. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,412"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27412.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB0TU384339_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 684, "unit": "per_month", "display": "$684/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27412.0, "price_incl_doc": 27412.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 683.87, "amount_financed": 29125.25, "sales_tax": 1713.25, "total_of_payments": 32825.94, "finance_charge": 3700.69, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260348, VIN KM8HFCAB0TU384339. $684 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,412, before any dealer documentation fee. Amount financed $29,125, including $1,713 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,826. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB0TU384339_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 570, "unit": "per_month", "display": "$570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27412.0, "price_incl_doc": 27412.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 569.73, "amount_financed": 29125.25, "sales_tax": 1713.25, "total_of_payments": 34183.95, "finance_charge": 5058.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260348, VIN KM8HFCAB0TU384339. $570 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,412, before any dealer documentation fee. Amount financed $29,125, including $1,713 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,184. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB0TU384339_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 496, "unit": "per_month", "display": "$496/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27412.0, "price_incl_doc": 27412.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 496.42, "amount_financed": 29125.25, "sales_tax": 1713.25, "total_of_payments": 35742.0, "finance_charge": 6616.75, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260348, VIN KM8HFCAB0TU384339. $496 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,412, before any dealer documentation fee. Amount financed $29,125, including $1,713 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,742. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,056. This offer applies to Stock #HD260789, VIN KMHL24JA6TA579883. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,060. Advertised price: $27,004. Savings: $3,056, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,060"}, {"label": "Advertised price", "value": "$27,004"}, {"label": "Savings", "value": "$3,056, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,056", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27004.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL24JA6TA579883_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 490, "unit": "per_month", "display": "$490/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27004.0, "price_incl_doc": 27004.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 490.33, "amount_financed": 28691.75, "sales_tax": 1687.75, "total_of_payments": 29419.56, "finance_charge": 727.81, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260789, VIN KMHL24JA6TA579883. $490 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $27,004, before any dealer documentation fee. Amount financed $28,692, including $1,688 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $29,420. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JA6TA579883_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 426, "unit": "per_month", "display": "$426/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27004.0, "price_incl_doc": 27004.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 425.92, "amount_financed": 28691.75, "sales_tax": 1687.75, "total_of_payments": 35777.06, "finance_charge": 7085.31, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260789, VIN KMHL24JA6TA579883. $426 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,004, before any dealer documentation fee. Amount financed $28,692, including $1,688 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $35,777. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 103}}, {"vin": "5NMJBCDE2TH731149", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31776.0, "msrp": 35145.0, "sale_price": 32046.0, "currency": "USD", "mileage": 1, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28732", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/b3fa-110013116/5NMJBCDE2TH731149/11cb7337e43175d0af20ca4f20381cd4.jpg", "images": ["https://vehicle-images.carscommerce.inc/b3fa-110013116/5NMJBCDE2TH731149/11cb7337e43175d0af20ca4f20381cd4.jpg", "https://vehicle-images.carscommerce.inc/36e3-110013116/5NMJBCDE2TH731149/306b7ad26558b9feeeaf6b71e7a181da.jpg", "https://vehicle-images.carscommerce.inc/1ca9-110013116/5NMJBCDE2TH731149/7c584db658cbaf585b17a3905d2d2774.jpg", "https://vehicle-images.carscommerce.inc/f30f-110013116/5NMJBCDE2TH731149/6bc6264cc2e26da197a7d10c1f27e297.jpg", "https://vehicle-images.carscommerce.inc/a8f8-110013116/5NMJBCDE2TH731149/6ce3005fc5bc8a84b4978ea334b095a0.jpg", "https://vehicle-images.carscommerce.inc/a64e-110013116/5NMJBCDE2TH731149/f33722285677b52809bd19151d753b86.png", "https://vehicle-images.carscommerce.inc/59d2-110013116/5NMJBCDE2TH731149/5f5188856a4cf3b0782932a1f9de5311.jpg", "https://vehicle-images.carscommerce.inc/ea99-110013116/5NMJBCDE2TH731149/2ce5bd9c44df42b9bdcdb5726d7847a6.jpg", "https://vehicle-images.carscommerce.inc/405d-110013116/5NMJBCDE2TH731149/f230f72c0df0a6b599858cb155629795.png", "https://vehicle-images.carscommerce.inc/3157-110013116/5NMJBCDE2TH731149/18f37fcf2973e2ad3553745671888aa7.jpg", "https://vehicle-images.carscommerce.inc/46ff-110013116/5NMJBCDE2TH731149/f02ac9ed7af698783c6a1a0c5675c7af.jpg", "https://vehicle-images.carscommerce.inc/8ea3-110013116/5NMJBCDE2TH731149/f0f0887abc757e28b3bd56edff2554fa.png", "https://vehicle-images.carscommerce.inc/867f-110013116/5NMJBCDE2TH731149/2a3bd47a5569000d0e5d7555e1a60c6a.jpg", "https://vehicle-images.carscommerce.inc/f0a7-110013116/5NMJBCDE2TH731149/87896e8e8bf426d4bdbf708eda1085a1.jpg", "https://vehicle-images.carscommerce.inc/9fe5-110013116/5NMJBCDE2TH731149/cdda416eaee7a9489d0b40586db84f93.png", "https://vehicle-images.carscommerce.inc/2672-110013116/5NMJBCDE2TH731149/3be2df32ba63ba9c2871c0836c48e85f.jpg", "https://vehicle-images.carscommerce.inc/8ef7-110013116/5NMJBCDE2TH731149/a6451f51b321a5bfe61e33be6ec780fa.jpg", "https://vehicle-images.carscommerce.inc/2a00-110013116/5NMJBCDE2TH731149/e6afefe326273565bf77478f798501e5.png", "https://vehicle-images.carscommerce.inc/3a8b-110013116/5NMJBCDE2TH731149/57ade34ccad6769229f1c3a0928ad4a8.jpg", "https://vehicle-images.carscommerce.inc/27db-110013116/5NMJBCDE2TH731149/c9bad69de7fe9d0232c573a272666101.jpg", "https://vehicle-images.carscommerce.inc/4a1d-110013116/5NMJBCDE2TH731149/df1778ba99b45b67b8b45ebc0e30fa34.png"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35145.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE2TH731149.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde2th731149/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde2th731149/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE2TH731149.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE2TH731149.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE2TH731149.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde2th731149/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,369. This offer applies to Stock #28732, VIN 5NMJBCDE2TH731149. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,145. Advertised price: $31,776. Savings: $3,369, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,145"}, {"label": "Advertised price", "value": "$31,776"}, {"label": "Savings", "value": "$3,369, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,369", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31776.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE2TH731149_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 563, "unit": "per_month", "display": "$563/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31776.0, "price_incl_doc": 31776.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 562.7, "amount_financed": 33762.0, "sales_tax": 1986.0, "total_of_payments": 33762.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28732, VIN 5NMJBCDE2TH731149. $563 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,776, before any dealer documentation fee. Amount financed $33,762, including $1,986 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,762. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2TH731149_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 501, "unit": "per_month", "display": "$501/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31776.0, "price_incl_doc": 31776.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 501.18, "amount_financed": 33762.0, "sales_tax": 1986.0, "total_of_payments": 42099.39, "finance_charge": 8337.39, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28732, VIN 5NMJBCDE2TH731149. $501 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,776, before any dealer documentation fee. Amount financed $33,762, including $1,986 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $42,099. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2TH731149_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 400, "unit": "per_month", "display": "$400/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35145.0, "selling_price": 31776.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 400.32, "net_cap_cost": 32426.0, "residual_value": 21789.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 400.32, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 560.32}, "total_of_payments": 14400, "total_of_payments_unrounded": 14411.52}, "disclosure": "Estimated lease payment for stock #28732, VIN 5NMJBCDE2TH731149. $400 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $560, made up of $400 first payment, $60 title, $100 registration. MSRP $35,145. Lease selling price $31,776. Net capitalized cost $32,426. Residual value $21,790, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,400. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2TH731149_lease", "type": "lease", "label": "Lease", "headline": {"value": 307, "unit": "per_month", "display": "$307/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35145.0, "selling_price": 31776.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 307.03, "net_cap_cost": 29427.0, "residual_value": 21789.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 307.03, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3466.03}, "total_of_payments": 11052, "total_of_payments_unrounded": 11053.08}, "disclosure": "Estimated lease payment for stock #28732, VIN 5NMJBCDE2TH731149. $307 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,466, made up of $307 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,145. Lease selling price $31,776. Net capitalized cost $29,427. Residual value $21,790, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $11,052. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 126}}, {"vin": "KMHLW4DK3TU042895", "title": "2026 Hyundai ELANTRA N Base", "year": 2026, "make": "Hyundai", "model": "ELANTRA N", "trim": "Base", "decoded_trim": "Elantra N", "condition": "new", "price": 37679.0, "msrp": 38080.0, "sale_price": 37679.0, "currency": "USD", "mileage": 9, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L 4-Cylinder Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "HD261029", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/3713-110013116/KMHLW4DK3TU042895/5ce5f3dd9b5e5f18600e0e676eea203f.jpg", "images": ["https://vehicle-images.carscommerce.inc/3713-110013116/KMHLW4DK3TU042895/5ce5f3dd9b5e5f18600e0e676eea203f.jpg", "https://vehicle-images.carscommerce.inc/8f50-110013116/KMHLW4DK3TU042895/25ce76e03ee6f343a3325389da10bbab.jpg", "https://vehicle-images.carscommerce.inc/a47f-110013116/KMHLW4DK3TU042895/0b9a67540f9d34263ac8bc39d43b6beb.jpg", "https://vehicle-images.carscommerce.inc/db1d-110013116/KMHLW4DK3TU042895/eca34e4c4206426383b7c6f6966bf179.jpg", "https://vehicle-images.carscommerce.inc/7d15-110013116/KMHLW4DK3TU042895/bd620561f1c810a107d9b2452b114509.png", "https://vehicle-images.carscommerce.inc/bba0-110013116/KMHLW4DK3TU042895/64f2a37cc55ce009c5a892d26644b780.jpg", "https://vehicle-images.carscommerce.inc/2a6e-110013116/KMHLW4DK3TU042895/d3f258db3c38817b5f5c90e0ff45b5aa.jpg", "https://vehicle-images.carscommerce.inc/a80b-110013116/KMHLW4DK3TU042895/8c7c972476f691a6a03178759e751c9a.png", "https://vehicle-images.carscommerce.inc/e996-110013116/KMHLW4DK3TU042895/d95b3112c14626e4166caf782670c6f8.jpg", "https://vehicle-images.carscommerce.inc/9512-110013116/KMHLW4DK3TU042895/1b0f984320bf24eb6d304ae0bb591241.jpg", "https://vehicle-images.carscommerce.inc/6d55-110013116/KMHLW4DK3TU042895/2117b91019abdeb3de51edacb446791c.png", "https://vehicle-images.carscommerce.inc/de66-110013116/KMHLW4DK3TU042895/ad8ffec9a43e68ca5eaa96a3a08f9f76.jpg", "https://vehicle-images.carscommerce.inc/c668-110013116/KMHLW4DK3TU042895/b2a4effae90944eb3a4a6e136a67cc8d.jpg", "https://vehicle-images.carscommerce.inc/c10b-110013116/KMHLW4DK3TU042895/44865beef20376a7dbc9bdaac9b58e3d.png", "https://vehicle-images.carscommerce.inc/f7f0-110013116/KMHLW4DK3TU042895/f7d74ecc5bc3eac224be4e93cac90166.jpg", "https://vehicle-images.carscommerce.inc/89e6-110013116/KMHLW4DK3TU042895/537dacb3104695b1be9b49c770b885c1.jpg", "https://vehicle-images.carscommerce.inc/5966-110013116/KMHLW4DK3TU042895/14b86ea55311324f382c70767a598f3b.png", "https://vehicle-images.carscommerce.inc/8b50-110013116/KMHLW4DK3TU042895/0864c6f5af90c5eaf574b7bd286b8d08.jpg", "https://vehicle-images.carscommerce.inc/66d6-110013116/KMHLW4DK3TU042895/b44c2d758e8dfef68848328766f59f61.jpg", "https://vehicle-images.carscommerce.inc/c29a-110013116/KMHLW4DK3TU042895/0b49384001072f87c9e7830ba03d3580.png", "https://vehicle-images.carscommerce.inc/a92d-110013116/KMHLW4DK3TU042895/8a9381e9a90e8ae4f0a13642973f9987.jpg", "https://vehicle-images.carscommerce.inc/eb96-110013116/KMHLW4DK3TU042895/a6596bd5bf974e41d57181daf23dbbf2.jpg", "https://vehicle-images.carscommerce.inc/17e1-110013116/KMHLW4DK3TU042895/cd9567a322eecb21358f82d0d492db60.png", "https://vehicle-images.carscommerce.inc/d7a5-110013116/KMHLW4DK3TU042895/9235696e7bdd9cf1579d51c61747a426.jpg", "https://vehicle-images.carscommerce.inc/8ca6-110013116/KMHLW4DK3TU042895/742a4e72463eafcbd9ff187c4850102a.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra N", "year": 2026, "trim": "Elantra N", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 38080.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLW4DK3TU042895.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk3tu042895/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk3tu042895/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLW4DK3TU042895.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK3TU042895.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK3TU042895.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk3tu042895/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $401. This offer applies to Stock #HD261029, VIN KMHLW4DK3TU042895. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $38,080. Advertised price: $37,679. Savings: $401, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$38,080"}, {"label": "Advertised price", "value": "$37,679"}, {"label": "Savings", "value": "$401, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $401", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37679.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLW4DK3TU042895_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 765, "unit": "per_month", "display": "$765/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37679.0, "price_incl_doc": 37679.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra N \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 764.51, "amount_financed": 40033.94, "sales_tax": 2354.94, "total_of_payments": 45870.6, "finance_charge": 5836.66, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261029, VIN KMHLW4DK3TU042895. $765 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $37,679, before any dealer documentation fee. Amount financed $40,034, including $2,355 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $45,871. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLW4DK3TU042895_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 594, "unit": "per_month", "display": "$594/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37679.0, "price_incl_doc": 37679.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 594.29, "amount_financed": 40033.94, "sales_tax": 2354.94, "total_of_payments": 49920.16, "finance_charge": 9886.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261029, VIN KMHLW4DK3TU042895. $594 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $37,679, before any dealer documentation fee. Amount financed $40,034, including $2,355 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $49,920. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 93}}, {"vin": "5NTJA4DE8RH120032", "title": "2024 Hyundai Santa Cruz SE", "year": 2024, "make": "Hyundai", "model": "Santa Cruz", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 23363.0, "msrp": 0.0, "sale_price": 24412.0, "currency": "USD", "mileage": 23313, "exterior_color": "Green", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 22, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PHD0973", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NTJA4DE8RH120032.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2024-hyundai-santa-cruz-se-fwd-4d-crew-cab-5ntja4de8rh120032/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2024-hyundai-santa-cruz-se-fwd-4d-crew-cab-5ntja4de8rh120032/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NTJA4DE8RH120032.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJA4DE8RH120032.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJA4DE8RH120032.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2024-hyundai-santa-cruz-se-fwd-4d-crew-cab-5ntja4de8rh120032/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0973, VIN 5NTJA4DE8RH120032. Advertised price: $23,363. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,363"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23363.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NTJA4DE8RH120032_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 583, "unit": "per_month", "display": "$583/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23363.0, "price_incl_doc": 23363.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 582.86, "amount_financed": 24823.19, "sales_tax": 1460.19, "total_of_payments": 27977.26, "finance_charge": 3154.07, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0973, VIN 5NTJA4DE8RH120032. $583 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,363, before any dealer documentation fee. Amount financed $24,823, including $1,460 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,977. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJA4DE8RH120032_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 486, "unit": "per_month", "display": "$486/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23363.0, "price_incl_doc": 23363.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 485.58, "amount_financed": 24823.19, "sales_tax": 1460.19, "total_of_payments": 29134.68, "finance_charge": 4311.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0973, VIN 5NTJA4DE8RH120032. $486 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,363, before any dealer documentation fee. Amount financed $24,823, including $1,460 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,135. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJA4DE8RH120032_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 423, "unit": "per_month", "display": "$423/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23363.0, "price_incl_doc": 23363.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 423.09, "amount_financed": 24823.19, "sales_tax": 1460.19, "total_of_payments": 30462.59, "finance_charge": 5639.4, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0973, VIN 5NTJA4DE8RH120032. $423 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,363, before any dealer documentation fee. Amount financed $24,823, including $1,460 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,463. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 99}}, {"vin": "KMHRC8A31TU453185", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 24931.0, "msrp": 25125.0, "sale_price": 24931.0, "currency": "USD", "mileage": 10, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "28499", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/83f5-110013116/KMHRC8A31TU453185/6fe14897d68c8c379ec52094af49f4cb.jpg", "images": ["https://vehicle-images.carscommerce.inc/83f5-110013116/KMHRC8A31TU453185/6fe14897d68c8c379ec52094af49f4cb.jpg", "https://vehicle-images.carscommerce.inc/47d2-110013116/KMHRC8A31TU453185/e6dfdbe2834aa529a5795fbf9c47cdcb.jpg", "https://vehicle-images.carscommerce.inc/52c6-110013116/KMHRC8A31TU453185/849bc795aca717516ace6a85674a8de9.jpg", "https://vehicle-images.carscommerce.inc/e5e2-110013116/KMHRC8A31TU453185/feb21922aa96477de6012cdf945096e9.jpg", "https://vehicle-images.carscommerce.inc/efd9-110013116/KMHRC8A31TU453185/d0015395beadb839021732d4daedf803.jpg", "https://vehicle-images.carscommerce.inc/e20d-110013116/KMHRC8A31TU453185/0633423423a4477194a5c7c133ca3fb6.png", "https://vehicle-images.carscommerce.inc/2a2a-110013116/KMHRC8A31TU453185/7a3296ba622068b75b0fda702f4bd5f9.jpg", "https://vehicle-images.carscommerce.inc/f5f7-110013116/KMHRC8A31TU453185/845fdc661ced024ea11997e706d305f2.jpg", "https://vehicle-images.carscommerce.inc/d25e-110013116/KMHRC8A31TU453185/a449a34610326662cdeeeb157c1e2308.png", "https://vehicle-images.carscommerce.inc/ddfa-110013116/KMHRC8A31TU453185/ef50942563e401a6684ba7f4f8c74aaa.jpg", "https://vehicle-images.carscommerce.inc/ea91-110013116/KMHRC8A31TU453185/7698a4cc6b2a1cbbfc5571004ad23ee3.jpg", "https://vehicle-images.carscommerce.inc/59f7-110013116/KMHRC8A31TU453185/33398cdfbf6be6a52e3e0d27000d1c15.png", "https://vehicle-images.carscommerce.inc/dca9-110013116/KMHRC8A31TU453185/18a58a0e78db1efe6abb148d1ba9b2e4.jpg", "https://vehicle-images.carscommerce.inc/1322-110013116/KMHRC8A31TU453185/1189f659ac3a000b4367b3d530396ba0.jpg", "https://vehicle-images.carscommerce.inc/89e1-110013116/KMHRC8A31TU453185/a8aed209e0010ce0c7c8348018df7b39.png", "https://vehicle-images.carscommerce.inc/6d6e-110013116/KMHRC8A31TU453185/180d0790d8f757e9a0abda46790eee59.jpg", "https://vehicle-images.carscommerce.inc/c276-110013116/KMHRC8A31TU453185/a862ba54818d7254a640b3d8760cc3c8.jpg", "https://vehicle-images.carscommerce.inc/d9fb-110013116/KMHRC8A31TU453185/2b39966990a43b502e0aae6b40c28c99.png", "https://vehicle-images.carscommerce.inc/9020-110013116/KMHRC8A31TU453185/2937a3ce748464b90f61177aec5327e6.jpg", "https://vehicle-images.carscommerce.inc/a69e-110013116/KMHRC8A31TU453185/ad5c0d642f48e4492b9f6d091f99bf20.jpg", "https://vehicle-images.carscommerce.inc/4574-110013116/KMHRC8A31TU453185/0d50b85be8401c3bcaa1dfe3347a014b.jpg", "https://vehicle-images.carscommerce.inc/dbf6-110013116/KMHRC8A31TU453185/58fa65929dc8ecb3a46644d55ebfb3ff.jpg", "https://vehicle-images.carscommerce.inc/c572-110013116/KMHRC8A31TU453185/5660d562d307a88b9ac1bc2a179770ae.png", "https://vehicle-images.carscommerce.inc/2b85-110013116/KMHRC8A31TU453185/0de09b38f8ccdaa98bb838381c9d05d6.jpg", "https://vehicle-images.carscommerce.inc/e925-110013116/KMHRC8A31TU453185/a8cc7bf0abeadee5d7263f79ccc7dbe7.jpg", "https://vehicle-images.carscommerce.inc/35fd-110013116/KMHRC8A31TU453185/97c33943e73d239b1d1cc46f29254e4d.jpg", "https://vehicle-images.carscommerce.inc/50a5-110013116/KMHRC8A31TU453185/446ea328584c4e34b61e65ccc15ef852.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25125.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A31TU453185.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a31tu453185/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a31tu453185/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A31TU453185.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A31TU453185.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A31TU453185.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a31tu453185/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $194. This offer applies to Stock #28499, VIN KMHRC8A31TU453185. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,125. Advertised price: $24,931. Savings: $194, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,125"}, {"label": "Advertised price", "value": "$24,931"}, {"label": "Savings", "value": "$194, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $194", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24931.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A31TU453185_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 506, "unit": "per_month", "display": "$506/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24931.0, "price_incl_doc": 24931.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 505.85, "amount_financed": 26489.19, "sales_tax": 1558.19, "total_of_payments": 30351.12, "finance_charge": 3861.93, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28499, VIN KMHRC8A31TU453185. $506 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,931, before any dealer documentation fee. Amount financed $26,489, including $1,558 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,351. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A31TU453185_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24931.0, "price_incl_doc": 24931.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 393.22, "amount_financed": 26489.19, "sales_tax": 1558.19, "total_of_payments": 33030.59, "finance_charge": 6541.4, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28499, VIN KMHRC8A31TU453185. $393 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,931, before any dealer documentation fee. Amount financed $26,489, including $1,558 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,031. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 96}}, {"vin": "5NMP4DGL3TH225141", "title": "2026 Hyundai SANTA FE 6P", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "6P", "decoded_trim": "Limited", "condition": "new", "price": 45389.0, "msrp": 49420.0, "sale_price": 49833.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "Intercooled Turbo Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP4DGL3TH225141", "stock_status": "In Stock", "availability": "In Stock", 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"https://ai.castlehyundaidownersgrove.com/sticker/5NMP4DGL3TH225141.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-6p-awd-sport-utility-5nmp4dgl3th225141/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-6p-awd-sport-utility-5nmp4dgl3th225141/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL3TH225141.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL3TH225141.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL3TH225141.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-6p-awd-sport-utility-5nmp4dgl3th225141/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,031. This offer applies to Stock #5NMP4DGL3TH225141, VIN 5NMP4DGL3TH225141. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,420. Advertised price: $45,389. Savings: $4,031, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,420"}, {"label": "Advertised price", "value": "$45,389"}, {"label": "Savings", "value": "$4,031, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,031", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45389.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL3TH225141_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 804, "unit": "per_month", "display": "$804/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45389.0, "price_incl_doc": 45389.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 803.76, "amount_financed": 48225.81, "sales_tax": 2836.81, "total_of_payments": 48225.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP4DGL3TH225141, VIN 5NMP4DGL3TH225141. $804 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,389, before any dealer documentation fee. Amount financed $48,226, including $2,837 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $48,226. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH225141_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 716, "unit": "per_month", "display": "$716/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45389.0, "price_incl_doc": 45389.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 715.89, "amount_financed": 48225.81, "sales_tax": 2836.81, "total_of_payments": 60134.98, "finance_charge": 11909.17, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP4DGL3TH225141, VIN 5NMP4DGL3TH225141. $716 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,389, before any dealer documentation fee. Amount financed $48,226, including $2,837 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,135. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH225141_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 577, "unit": "per_month", "display": "$577/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49420.0, "selling_price": 45389.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 576.68, "net_cap_cost": 46039.0, "residual_value": 30640.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 576.68, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 736.68}, "total_of_payments": 20772, "total_of_payments_unrounded": 20760.48}, "disclosure": "Estimated lease payment for stock #5NMP4DGL3TH225141, VIN 5NMP4DGL3TH225141. $577 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $737, made up of $577 first payment, $60 title, $100 registration. MSRP $49,420. Lease selling price $45,389. Net capitalized cost $46,039. Residual value $30,640, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,772. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH225141_lease", "type": "lease", "label": "Lease", "headline": {"value": 483, "unit": "per_month", "display": "$483/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49420.0, "selling_price": 45389.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 483.39, "net_cap_cost": 43040.0, "residual_value": 30640.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 483.39, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3642.39}, "total_of_payments": 17388, "total_of_payments_unrounded": 17402.04}, "disclosure": "Estimated lease payment for stock #5NMP4DGL3TH225141, VIN 5NMP4DGL3TH225141. $483 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,642, made up of $483 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $49,420. Lease selling price $45,389. Net capitalized cost $43,040. Residual value $30,640, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,388. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 135}}, {"vin": "KM8RLESA5TU080714", "title": "2026 Hyundai PALISADE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "SEL", "decoded_trim": "Blue SEL FWD, SEL AWD", "condition": "new", "price": 47003.0, "msrp": 48905.0, "sale_price": 48003.0, "currency": "USD", "mileage": 14, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28606", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/ec02-110013116/KM8RLESA5TU080714/f969bc8a92ce126df4b13a6f06768705.jpg", "images": ["https://vehicle-images.carscommerce.inc/ec02-110013116/KM8RLESA5TU080714/f969bc8a92ce126df4b13a6f06768705.jpg", "https://vehicle-images.carscommerce.inc/14cb-110013116/KM8RLESA5TU080714/622ce69d9d738b5fe9efcccaa33de4b7.jpg", "https://vehicle-images.carscommerce.inc/6bf2-110013116/KM8RLESA5TU080714/6cff71a70129148e2d9402a8fb040c41.jpg", "https://vehicle-images.carscommerce.inc/fdfd-110013116/KM8RLESA5TU080714/3bcd4c5d391b318594dc2117f586af3f.jpg", "https://vehicle-images.carscommerce.inc/214f-110013116/KM8RLESA5TU080714/3735b12b1ec6d629d3b403853a5a2946.jpg", "https://vehicle-images.carscommerce.inc/3dc2-110013116/KM8RLESA5TU080714/f414373d119c54ccf3ced4a0e90ebb15.png", 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"https://vehicle-images.carscommerce.inc/df74-110013116/KM8RLESA5TU080714/4148ed645dce46b70a4753bc05cca4c1.png", "https://vehicle-images.carscommerce.inc/d53a-110013116/KM8RLESA5TU080714/67db1e247e1a8bd785bd020991b7c410.jpg", "https://vehicle-images.carscommerce.inc/3765-110013116/KM8RLESA5TU080714/e4651231a166ecf5cedf552a7e6742c3.jpg", "https://vehicle-images.carscommerce.inc/620c-110013116/KM8RLESA5TU080714/2d377ae5443efe0a863ec36854ed23d4.jpg", "https://vehicle-images.carscommerce.inc/e651-110013116/KM8RLESA5TU080714/ef170ba264ac82dfc142e49c399ae023.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL FWD, SEL AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48905.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLESA5TU080714.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa5tu080714/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa5tu080714/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESA5TU080714.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA5TU080714.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA5TU080714.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa5tu080714/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,902. This offer applies to Stock #28606, VIN KM8RLESA5TU080714. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,905. Advertised price: $47,003. Savings: $1,902, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,905"}, {"label": "Advertised price", "value": "$47,003"}, {"label": "Savings", "value": "$1,902, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,902", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47003.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESA5TU080714_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 931, "unit": "per_month", "display": "$931/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47003.0, "price_incl_doc": 47003.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 930.82, "amount_financed": 49940.69, "sales_tax": 2937.69, "total_of_payments": 55849.09, "finance_charge": 5908.4, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28606, VIN KM8RLESA5TU080714. $931 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $47,003, before any dealer documentation fee. Amount financed $49,941, including $2,938 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $55,849. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESA5TU080714_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 694, "unit": "per_month", "display": "$694/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47003.0, "price_incl_doc": 47003.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 693.62, "amount_financed": 49940.69, "sales_tax": 2937.69, "total_of_payments": 49940.69, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28606, VIN KM8RLESA5TU080714. $694 per month for 72 months at 0% APR, $0 cash down. Advertised price $47,003, before any dealer documentation fee. Amount financed $49,941, including $2,938 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,941. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 96}}, {"vin": "5NMP5DGL0TH221951", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 46723.0, "msrp": 51810.0, "sale_price": 47973.0, "currency": "USD", "mileage": 2, "exterior_color": "Gray", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260969", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/8937-110013116/5NMP5DGL0TH221951/d73371f2c732cd1c0338faa48cd2a784.jpg", "images": ["https://vehicle-images.carscommerce.inc/8937-110013116/5NMP5DGL0TH221951/d73371f2c732cd1c0338faa48cd2a784.jpg", "https://vehicle-images.carscommerce.inc/5102-110013116/5NMP5DGL0TH221951/ce0a59e6b1c52a33f71b8bc199a17071.jpg", "https://vehicle-images.carscommerce.inc/2a09-110013116/5NMP5DGL0TH221951/002ce84d60a4dc5cd65b1e41ea340e37.jpg", "https://vehicle-images.carscommerce.inc/c7dc-110013116/5NMP5DGL0TH221951/7b0e198a6377b6a45798dcd1cd366e92.jpg", "https://vehicle-images.carscommerce.inc/bae9-110013116/5NMP5DGL0TH221951/829e49e53b7da3025eae466f367482fd.png", "https://vehicle-images.carscommerce.inc/ccc2-110013116/5NMP5DGL0TH221951/b6ea9f4275a42c660f723a5f5b14ab73.jpg", "https://vehicle-images.carscommerce.inc/16c1-110013116/5NMP5DGL0TH221951/3bdea96b73989ae647ed5bf0577169ca.jpg", "https://vehicle-images.carscommerce.inc/ab17-110013116/5NMP5DGL0TH221951/aee1aaac56e8ee3b5082fc710c09d6fb.png", "https://vehicle-images.carscommerce.inc/d1fe-110013116/5NMP5DGL0TH221951/ea85dff283bd2d944dae15822ebc91c5.jpg", "https://vehicle-images.carscommerce.inc/4219-110013116/5NMP5DGL0TH221951/26cfbe6afbb3174eb71856c33e7fb4d4.jpg", "https://vehicle-images.carscommerce.inc/6a41-110013116/5NMP5DGL0TH221951/99e91c70aa8fcbff7244b786f29be4d7.png", "https://vehicle-images.carscommerce.inc/24a1-110013116/5NMP5DGL0TH221951/9811b3eedcf5221d4542e58d522b619f.jpg", "https://vehicle-images.carscommerce.inc/6090-110013116/5NMP5DGL0TH221951/254508cdc39064a5869056cf75ca2373.jpg", "https://vehicle-images.carscommerce.inc/225c-110013116/5NMP5DGL0TH221951/5dbc8c80578b58ef156c81e494ccec77.png", "https://vehicle-images.carscommerce.inc/ee8f-110013116/5NMP5DGL0TH221951/113d17aaa035060901ac090ba43fb1f7.jpg", "https://vehicle-images.carscommerce.inc/2651-110013116/5NMP5DGL0TH221951/7c8105ba5f3b29d12b026812401860de.jpg", "https://vehicle-images.carscommerce.inc/3024-110013116/5NMP5DGL0TH221951/eb7a8b34948ca648ef43e5ea5b4f53d4.png", "https://vehicle-images.carscommerce.inc/60f3-110013116/5NMP5DGL0TH221951/40e8bf536be87d90d1514262f39f8243.jpg", "https://vehicle-images.carscommerce.inc/3a0d-110013116/5NMP5DGL0TH221951/4af7b1af78a016098f381c2d4e9ec717.jpg", "https://vehicle-images.carscommerce.inc/1a09-110013116/5NMP5DGL0TH221951/ec073a86feaedf6f3974b37f76661a36.png", "https://vehicle-images.carscommerce.inc/9038-110013116/5NMP5DGL0TH221951/31613e770e74a380cc69be91471d4a13.jpg", "https://vehicle-images.carscommerce.inc/37c7-110013116/5NMP5DGL0TH221951/2b9cf986fd73bc4b07b4b5f809546a34.jpg", "https://vehicle-images.carscommerce.inc/5cbb-110013116/5NMP5DGL0TH221951/762173b6256064456ea448b3a58be58f.png", "https://vehicle-images.carscommerce.inc/7d64-110013116/5NMP5DGL0TH221951/983071c8c245cee7e1fd02480dc2dfa8.jpg", "https://vehicle-images.carscommerce.inc/5700-110013116/5NMP5DGL0TH221951/96b6bc7e8689ff6b8e111d89713825fe.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51810.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL0TH221951.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl0th221951/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl0th221951/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL0TH221951.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL0TH221951.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL0TH221951.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl0th221951/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,087. This offer applies to Stock #HD260969, VIN 5NMP5DGL0TH221951. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,810. Advertised price: $46,723. Savings: $5,087, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,810"}, {"label": "Advertised price", "value": "$46,723"}, {"label": "Savings", "value": "$5,087, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,087", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46723.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL0TH221951_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 827, "unit": "per_month", "display": "$827/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46723.0, "price_incl_doc": 46723.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 827.39, "amount_financed": 49643.19, "sales_tax": 2920.19, "total_of_payments": 49643.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260969, VIN 5NMP5DGL0TH221951. $827 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,723, before any dealer documentation fee. Amount financed $49,643, including $2,920 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,643. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL0TH221951_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 737, "unit": "per_month", "display": "$737/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46723.0, "price_incl_doc": 46723.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 736.93, "amount_financed": 49643.19, "sales_tax": 2920.19, "total_of_payments": 61902.38, "finance_charge": 12259.19, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260969, VIN 5NMP5DGL0TH221951. $737 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,723, before any dealer documentation fee. Amount financed $49,643, including $2,920 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,902. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL0TH221951_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 577, "unit": "per_month", "display": "$577/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51810.0, "selling_price": 46723.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 576.81, "net_cap_cost": 47373.0, "residual_value": 32122.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 576.81, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 736.81}, "total_of_payments": 20772, "total_of_payments_unrounded": 20765.16}, "disclosure": "Estimated lease payment for stock #HD260969, VIN 5NMP5DGL0TH221951. $577 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $737, made up of $577 first payment, $60 title, $100 registration. MSRP $51,810. Lease selling price $46,723. Net capitalized cost $47,373. Residual value $32,122, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,772. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL0TH221951_lease", "type": "lease", "label": "Lease", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51810.0, "selling_price": 46723.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 483.51, "net_cap_cost": 44374.0, "residual_value": 32122.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 483.51, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3642.51}, "total_of_payments": 17424, "total_of_payments_unrounded": 17406.36}, "disclosure": "Estimated lease payment for stock #HD260969, VIN 5NMP5DGL0TH221951. $484 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,643, made up of $484 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,810. Lease selling price $46,723. Net capitalized cost $44,374. Residual value $32,122, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,424. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 143}}, {"vin": "KMHL24JJ3TA143623", "title": "2026 Hyundai SONATA HYBRID Blue", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "Blue", "decoded_trim": "Blue", "condition": "new", "price": 29494.0, "msrp": 31350.0, "sale_price": 29494.0, "currency": "USD", "mileage": 12, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "HD260392", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/be75-110013116/KMHL24JJ3TA143623/c4860eb6c1a659e944152c3bfbda265b.jpg", "images": ["https://vehicle-images.carscommerce.inc/be75-110013116/KMHL24JJ3TA143623/c4860eb6c1a659e944152c3bfbda265b.jpg", "https://vehicle-images.carscommerce.inc/adb2-110013116/KMHL24JJ3TA143623/9b90d8cde471f6113135f52860bdfa0e.jpg", "https://vehicle-images.carscommerce.inc/27cc-110013116/KMHL24JJ3TA143623/c61d3fc4dea5276a27fbcc68c1b96ecc.jpg", "https://vehicle-images.carscommerce.inc/63f2-110013116/KMHL24JJ3TA143623/590b5dc2dcdc1b60c249b571f40fd01d.jpg", "https://vehicle-images.carscommerce.inc/5389-110013116/KMHL24JJ3TA143623/5264116ccdf87c203b49cee4d6fb5eae.jpg", "https://vehicle-images.carscommerce.inc/7d63-110013116/KMHL24JJ3TA143623/e43b112be30687a25f24951cadab4980.png", "https://vehicle-images.carscommerce.inc/1bf5-110013116/KMHL24JJ3TA143623/c2488c86e99ea3db5eb44cc9162d6c9c.jpg", "https://vehicle-images.carscommerce.inc/ab67-110013116/KMHL24JJ3TA143623/582125e08bee901e706261489c089801.jpg", "https://vehicle-images.carscommerce.inc/be44-110013116/KMHL24JJ3TA143623/25abcffa68aadbd1b1505625b339a442.png", "https://vehicle-images.carscommerce.inc/b3be-110013116/KMHL24JJ3TA143623/485dd1bd3bf42aedcb8cdc1005ab1923.jpg", "https://vehicle-images.carscommerce.inc/2798-110013116/KMHL24JJ3TA143623/32fddcff6da3ae2889aef5002624627f.jpg", "https://vehicle-images.carscommerce.inc/a13b-110013116/KMHL24JJ3TA143623/fc34828c3cf9168fd4cf2f87bd76e190.png", "https://vehicle-images.carscommerce.inc/153d-110013116/KMHL24JJ3TA143623/38b088f4aec6139ae4317afcec70e9dc.jpg", "https://vehicle-images.carscommerce.inc/6689-110013116/KMHL24JJ3TA143623/bf20bf760e8677be5fe7f5ef97322f1c.jpg", "https://vehicle-images.carscommerce.inc/6cbb-110013116/KMHL24JJ3TA143623/3afd37438fee03f9318dda3c39e56f56.png", "https://vehicle-images.carscommerce.inc/91cb-110013116/KMHL24JJ3TA143623/2fa4b0d41996c68a45f5fad4ce05c9ff.jpg", "https://vehicle-images.carscommerce.inc/a487-110013116/KMHL24JJ3TA143623/3233c1632e4fab17eeeeab8ea84da8dd.jpg", "https://vehicle-images.carscommerce.inc/62ce-110013116/KMHL24JJ3TA143623/e14d49cd62a21ca0d08b6f4861a92a56.png", "https://vehicle-images.carscommerce.inc/fc5f-110013116/KMHL24JJ3TA143623/a4ec0cc9a2e5af3fc5f7a0451e6654fa.jpg", "https://vehicle-images.carscommerce.inc/eb9a-110013116/KMHL24JJ3TA143623/c44c3b07910d6d43fcb13591f6dfa967.jpg", "https://vehicle-images.carscommerce.inc/19fa-110013116/KMHL24JJ3TA143623/e5a11b5ed769f2430b4ff07fb00be4b5.png", "https://vehicle-images.carscommerce.inc/cde3-110013116/KMHL24JJ3TA143623/c7c3fd1d41ca3388471f7cac3c04eb00.jpg", "https://vehicle-images.carscommerce.inc/630f-110013116/KMHL24JJ3TA143623/ccb812ecc7e8492b0101e1dac2be0877.jpg", "https://vehicle-images.carscommerce.inc/2ea1-110013116/KMHL24JJ3TA143623/b4a49043a061a1d5262b63418cd6cfc5.png", "https://vehicle-images.carscommerce.inc/a31d-110013116/KMHL24JJ3TA143623/86aa17c9f50c1d9f020f9e2c82c848cf.jpg", "https://vehicle-images.carscommerce.inc/ffaf-110013116/KMHL24JJ3TA143623/fdd83b3876599ab021410fbe2fc633db.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "Blue", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31350.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL24JJ3TA143623.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-blue-fwd-4d-sedan-kmhl24jj3ta143623/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-blue-fwd-4d-sedan-kmhl24jj3ta143623/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL24JJ3TA143623.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JJ3TA143623.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JJ3TA143623.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-blue-fwd-4d-sedan-kmhl24jj3ta143623/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,856. This offer applies to Stock #HD260392, VIN KMHL24JJ3TA143623. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,350. Advertised price: $29,494. Savings: $1,856, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,350"}, {"label": "Advertised price", "value": "$29,494"}, {"label": "Savings", "value": "$1,856, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,856", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29494.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL24JJ3TA143623_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 549, "unit": "per_month", "display": "$549/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29494.0, "price_incl_doc": 29494.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 549.14, "amount_financed": 31337.38, "sales_tax": 1843.38, "total_of_payments": 32948.22, "finance_charge": 1610.84, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260392, VIN KMHL24JJ3TA143623. $549 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $29,494, before any dealer documentation fee. Amount financed $31,337, including $1,843 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $32,948. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JJ3TA143623_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 465, "unit": "per_month", "display": "$465/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29494.0, "price_incl_doc": 29494.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 465.19, "amount_financed": 31337.38, "sales_tax": 1843.38, "total_of_payments": 39076.02, "finance_charge": 7738.64, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260392, VIN KMHL24JJ3TA143623. $465 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $29,494, before any dealer documentation fee. Amount financed $31,337, including $1,843 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $39,076. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG34TA1PU116085_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 852, "unit": "per_month", "display": "$852/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34160.0, "price_incl_doc": 34160.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 852.22, "amount_financed": 36295.0, "sales_tax": 2135.0, "total_of_payments": 40906.69, "finance_charge": 4611.69, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0539, VIN KMTG34TA1PU116085. $852 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,160, before any dealer documentation fee. Amount financed $36,295, including $2,135 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,907. Offer expires 2026-07-31. Estimated for ZIP 60515. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG34TA1PU116085_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 619, "unit": "per_month", "display": "$619/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34160.0, "price_incl_doc": 34160.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 618.62, "amount_financed": 36295.0, "sales_tax": 2135.0, "total_of_payments": 44540.6, "finance_charge": 8245.6, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0539, VIN KMTG34TA1PU116085. $619 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,160, before any dealer documentation fee. Amount financed $36,295, including $2,135 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,541. Offer expires 2026-07-31. Estimated for ZIP 60515. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$44,801"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44801.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WA1LVBF78SD014863_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1118, "unit": "per_month", "display": "$1,118/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44801.0, "price_incl_doc": 44801.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1117.69, "amount_financed": 47601.06, "sales_tax": 2800.06, "total_of_payments": 53649.31, "finance_charge": 6048.25, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0988, VIN WA1LVBF78SD014863. $1,118 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $44,801, before any dealer documentation fee. Amount financed $47,601, including $2,800 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $53,649. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1LVBF78SD014863_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 931, "unit": "per_month", "display": "$931/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44801.0, "price_incl_doc": 44801.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 931.15, "amount_financed": 47601.06, "sales_tax": 2800.06, "total_of_payments": 55868.79, "finance_charge": 8267.73, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0988, VIN WA1LVBF78SD014863. $931 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $44,801, before any dealer documentation fee. Amount financed $47,601, including $2,800 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $55,869. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1LVBF78SD014863_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 811, "unit": "per_month", "display": "$811/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44801.0, "price_incl_doc": 44801.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 811.32, "amount_financed": 47601.06, "sales_tax": 2800.06, "total_of_payments": 58415.2, "finance_charge": 10814.14, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0988, VIN WA1LVBF78SD014863. $811 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $44,801, before any dealer documentation fee. Amount financed $47,601, including $2,800 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $58,415. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 109}}, {"vin": "5NMP5DGL4TH210449", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 46916.0, "msrp": 52055.0, "sale_price": 48166.0, "currency": "USD", "mileage": 10, "exterior_color": "Black", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260761", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/d933-110013116/5NMP5DGL4TH210449/8bce2c373701c44bc737aef7584d84a0.jpg", "images": ["https://vehicle-images.carscommerce.inc/d933-110013116/5NMP5DGL4TH210449/8bce2c373701c44bc737aef7584d84a0.jpg", "https://vehicle-images.carscommerce.inc/8833-110013116/5NMP5DGL4TH210449/b70b184c3d35e8f38c00ea727a6c22a7.jpg", "https://vehicle-images.carscommerce.inc/db08-110013116/5NMP5DGL4TH210449/987a4c97c75be71cacd607af606b81d9.jpg", "https://vehicle-images.carscommerce.inc/5ebc-110013116/5NMP5DGL4TH210449/61930612a94b1f4370f1ed47fe0a1080.jpg", "https://vehicle-images.carscommerce.inc/4f42-110013116/5NMP5DGL4TH210449/e0a263fdff2bc013b89c22cfba107c08.png", "https://vehicle-images.carscommerce.inc/c908-110013116/5NMP5DGL4TH210449/aaa2ab952b11914b909b20c4d01f3850.jpg", "https://vehicle-images.carscommerce.inc/3554-110013116/5NMP5DGL4TH210449/e2b8a7d49e1163d5b0677410602a6cc9.jpg", "https://vehicle-images.carscommerce.inc/2ed1-110013116/5NMP5DGL4TH210449/116680531bd1e192a192e0cd70cafd2b.png", "https://vehicle-images.carscommerce.inc/4fa8-110013116/5NMP5DGL4TH210449/dba6900cbf2befa1755a31188d10a04d.jpg", "https://vehicle-images.carscommerce.inc/f17e-110013116/5NMP5DGL4TH210449/a795499486efeba497a1d93278cf7917.jpg", "https://vehicle-images.carscommerce.inc/6c52-110013116/5NMP5DGL4TH210449/0e143cf657d62687474618eb31a32fca.png", "https://vehicle-images.carscommerce.inc/ba49-110013116/5NMP5DGL4TH210449/d675c3c796607520f67e74afd5fefc53.jpg", "https://vehicle-images.carscommerce.inc/746e-110013116/5NMP5DGL4TH210449/c1391a635525889dee8839a8488997d3.jpg", "https://vehicle-images.carscommerce.inc/7319-110013116/5NMP5DGL4TH210449/ea6f22ee5493cfcc89c6bd42d96ab031.png", "https://vehicle-images.carscommerce.inc/2945-110013116/5NMP5DGL4TH210449/54c24c3ad8bcaf99726b5d66d3478f5b.jpg", "https://vehicle-images.carscommerce.inc/7608-110013116/5NMP5DGL4TH210449/1cf501f7a364cc53fc27570c71e2817d.jpg", "https://vehicle-images.carscommerce.inc/27a7-110013116/5NMP5DGL4TH210449/0d1c1e5534cfd7a272f1f5fe2afddc57.png", "https://vehicle-images.carscommerce.inc/2ebb-110013116/5NMP5DGL4TH210449/46929e05cddc40634da8ab6ff82072c8.jpg", "https://vehicle-images.carscommerce.inc/37d9-110013116/5NMP5DGL4TH210449/7a687a61e129f877397aeff3ac3de595.jpg", "https://vehicle-images.carscommerce.inc/88c3-110013116/5NMP5DGL4TH210449/8882fbd5aec10d4e2d4edb079fdadef5.png", "https://vehicle-images.carscommerce.inc/c74c-110013116/5NMP5DGL4TH210449/d918a4f493ce6c29acd57577e1582d8c.jpg", "https://vehicle-images.carscommerce.inc/39fc-110013116/5NMP5DGL4TH210449/25b78609f5f51a12aa2a94150ef6ebdc.jpg", "https://vehicle-images.carscommerce.inc/b0ed-110013116/5NMP5DGL4TH210449/7ff8d63cfc157ea3e4cb92fb40f408f8.png", "https://vehicle-images.carscommerce.inc/c508-110013116/5NMP5DGL4TH210449/8f0b2ef98356552631d435d64db23969.jpg", "https://vehicle-images.carscommerce.inc/1d5b-110013116/5NMP5DGL4TH210449/50b73a8083963e9b9658e77b97f43d77.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52055.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL4TH210449.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl4th210449/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl4th210449/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL4TH210449.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL4TH210449.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL4TH210449.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl4th210449/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,139. This offer applies to Stock #HD260761, VIN 5NMP5DGL4TH210449. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,055. Advertised price: $46,916. Savings: $5,139, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,055"}, {"label": "Advertised price", "value": "$46,916"}, {"label": "Savings", "value": "$5,139, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,139", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46916.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL4TH210449_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 831, "unit": "per_month", "display": "$831/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46916.0, "price_incl_doc": 46916.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 830.8, "amount_financed": 49848.25, "sales_tax": 2932.25, "total_of_payments": 49848.25, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260761, VIN 5NMP5DGL4TH210449. $831 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,916, before any dealer documentation fee. Amount financed $49,848, including $2,932 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,848. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL4TH210449_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 740, "unit": "per_month", "display": "$740/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46916.0, "price_incl_doc": 46916.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 739.98, "amount_financed": 49848.25, "sales_tax": 2932.25, "total_of_payments": 62158.08, "finance_charge": 12309.83, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260761, VIN 5NMP5DGL4TH210449. $740 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,916, before any dealer documentation fee. Amount financed $49,848, including $2,932 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,158. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL4TH210449_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52055.0, "selling_price": 46916.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 578.57, "net_cap_cost": 47566.0, "residual_value": 32274.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 578.57, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 738.57}, "total_of_payments": 20844, "total_of_payments_unrounded": 20828.52}, "disclosure": "Estimated lease payment for stock #HD260761, VIN 5NMP5DGL4TH210449. $579 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $739, made up of $579 first payment, $60 title, $100 registration. MSRP $52,055. Lease selling price $46,916. Net capitalized cost $47,566. Residual value $32,274, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,844. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL4TH210449_lease", "type": "lease", "label": "Lease", "headline": {"value": 485, "unit": "per_month", "display": "$485/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52055.0, "selling_price": 46916.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 485.28, "net_cap_cost": 44567.0, "residual_value": 32274.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 485.28, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3644.28}, "total_of_payments": 17460, "total_of_payments_unrounded": 17470.08}, "disclosure": "Estimated lease payment for stock #HD260761, VIN 5NMP5DGL4TH210449. $485 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,644, made up of $485 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,055. Lease selling price $46,916. Net capitalized cost $44,567. Residual value $32,274, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,460. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 158}}, {"vin": "5NMJBCDE3TH762975", "title": "2026 Hyundai TUCSON Plus", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Plus", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 36208.0, "msrp": null, "sale_price": 36208.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "5NMJBCDE3TH762975", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE3TH762975/2e3694fed4b73e36844fbf68b5fdc9fe.jpg", "images": ["https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE3TH762975/2e3694fed4b73e36844fbf68b5fdc9fe.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE3TH762975.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde3th762975/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde3th762975/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE3TH762975.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE3TH762975.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE3TH762975.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde3th762975/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMJBCDE3TH762975, VIN 5NMJBCDE3TH762975. Advertised price: $36,208. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,208"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36208.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE3TH762975_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 641, "unit": "per_month", "display": "$641/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36208.0, "price_incl_doc": 36208.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 641.18, "amount_financed": 38471.0, "sales_tax": 2263.0, "total_of_payments": 38471.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE3TH762975, VIN 5NMJBCDE3TH762975. $641 per month for 60 months at 0% APR, $0 cash down. Advertised price $36,208, before any dealer documentation fee. Amount financed $38,471, including $2,263 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $38,471. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH762975_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 571, "unit": "per_month", "display": "$571/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36208.0, "price_incl_doc": 36208.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 571.09, "amount_financed": 38471.0, "sales_tax": 2263.0, "total_of_payments": 47971.26, "finance_charge": 9500.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE3TH762975, VIN 5NMJBCDE3TH762975. $571 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $36,208, before any dealer documentation fee. Amount financed $38,471, including $2,263 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,971. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH762975_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 520, "unit": "per_month", "display": "$520/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 36208.0, "selling_price": 36208.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 519.79, "net_cap_cost": 36858.0, "residual_value": 22448.96, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 519.79, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 679.79}, "total_of_payments": 18720, "total_of_payments_unrounded": 18712.44}, "disclosure": "Estimated lease payment for stock #5NMJBCDE3TH762975, VIN 5NMJBCDE3TH762975. $520 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $680, made up of $520 first payment, $60 title, $100 registration. MSRP $36,208. Lease selling price $36,208. Net capitalized cost $36,858. Residual value $22,449, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,720. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH762975_lease", "type": "lease", "label": "Lease", "headline": {"value": 426, "unit": "per_month", "display": "$426/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 36208.0, "selling_price": 36208.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 426.5, "net_cap_cost": 33859.0, "residual_value": 22448.96, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 426.5, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3585.5}, "total_of_payments": 15336, "total_of_payments_unrounded": 15354.0}, "disclosure": "Estimated lease payment for stock #5NMJBCDE3TH762975, VIN 5NMJBCDE3TH762975. $426 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,586, made up of $426 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $36,208. Lease selling price $36,208. Net capitalized cost $33,859. Residual value $22,449, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,336. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 153}}, {"vin": "KM8HF3AB9TU422165", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 26294.0, "msrp": 29175.0, "sale_price": 28044.0, "currency": "USD", "mileage": 1, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab9tu422165/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HF3AB9TU422165.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB9TU422165.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB9TU422165.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab9tu422165/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,881. This offer applies to Stock #28584, VIN KM8HF3AB9TU422165. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $29,175. Advertised price: $26,294. Savings: $2,881, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$29,175"}, {"label": "Advertised price", "value": "$26,294"}, {"label": "Savings", "value": "$2,881, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,881", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26294.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HF3AB9TU422165_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 508, "unit": "per_month", "display": "$508/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26294.0, "price_incl_doc": 26294.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.1, "amount_financed": 27937.38, "sales_tax": 1643.38, "total_of_payments": 30486.28, "finance_charge": 2548.9, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28584, VIN KM8HF3AB9TU422165. $508 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $26,294, before any dealer documentation fee. Amount financed $27,937, including $1,643 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $30,486. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HF3AB9TU422165_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 415, "unit": "per_month", "display": "$415/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26294.0, "price_incl_doc": 26294.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 414.72, "amount_financed": 27937.38, "sales_tax": 1643.38, "total_of_payments": 34836.41, "finance_charge": 6899.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28584, VIN KM8HF3AB9TU422165. $415 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $26,294, before any dealer documentation fee. Amount financed $27,937, including $1,643 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $34,836. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg10th137488/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG10TH137488.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG10TH137488.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG10TH137488.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg10th137488/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,296. This offer applies to Stock #HD261036, VIN 5NMP2DG10TH137488. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,050. Advertised price: $39,754. Savings: $3,296, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,050"}, {"label": "Advertised price", "value": "$39,754"}, {"label": "Savings", "value": "$3,296, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,296", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39754.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG10TH137488_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 704, "unit": "per_month", "display": "$704/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39754.0, "price_incl_doc": 39754.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 703.98, "amount_financed": 42238.63, "sales_tax": 2484.63, "total_of_payments": 42238.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261036, VIN 5NMP2DG10TH137488. $704 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,754, before any dealer documentation fee. Amount financed $42,239, including $2,485 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,239. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG10TH137488_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 627, "unit": "per_month", "display": "$627/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39754.0, "price_incl_doc": 39754.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 627.02, "amount_financed": 42238.63, "sales_tax": 2484.63, "total_of_payments": 52669.29, "finance_charge": 10430.66, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261036, VIN 5NMP2DG10TH137488. $627 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,754, before any dealer documentation fee. Amount financed $42,239, including $2,485 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,669. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-plug-in-hybrid-limited-awd-4d-sport-utility-km8jfdd26tu482634/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JFDD26TU482634.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JFDD26TU482634.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JFDD26TU482634.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-plug-in-hybrid-limited-awd-4d-sport-utility-km8jfdd26tu482634/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,415. This offer applies to Stock #HD261056X, VIN KM8JFDD26TU482634. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,470. Advertised price: $47,055. Savings: $4,415, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,470"}, {"label": "Advertised price", "value": "$47,055"}, {"label": "Savings", "value": "$4,415, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,415", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47055.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JFDD26TU482634_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 833, "unit": "per_month", "display": "$833/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47055.0, "price_incl_doc": 47055.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Plug-in Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.27, "amount_financed": 49995.94, "sales_tax": 2940.94, "total_of_payments": 49995.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261056X, VIN KM8JFDD26TU482634. $833 per month for 60 months at 0% APR, $0 cash down. Advertised price $47,055, before any dealer documentation fee. Amount financed $49,996, including $2,941 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,996. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JFDD26TU482634_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 742, "unit": "per_month", "display": "$742/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47055.0, "price_incl_doc": 47055.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 742.17, "amount_financed": 49995.94, "sales_tax": 2940.94, "total_of_payments": 62342.24, "finance_charge": 12346.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261056X, VIN KM8JFDD26TU482634. $742 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,055, before any dealer documentation fee. Amount financed $49,996, including $2,941 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,342. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 112}}, {"vin": "KMHLM4DG6TU211275", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 23477.0, "msrp": 25640.0, "sale_price": 23477.0, "currency": "USD", "mileage": 9, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "NRHD260813", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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"https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG6TU211275.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG6TU211275.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg6tu211275/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,163. This offer applies to Stock #NRHD260813, VIN KMHLM4DG6TU211275. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,640. Advertised price: $23,477. Savings: $2,163, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,640"}, {"label": "Advertised price", "value": "$23,477"}, {"label": "Savings", "value": "$2,163, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,163", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23477.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG6TU211275_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 454, "unit": "per_month", "display": "$454/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23477.0, "price_incl_doc": 23477.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 453.67, "amount_financed": 24944.31, "sales_tax": 1467.31, "total_of_payments": 27220.13, "finance_charge": 2275.82, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260813, VIN KMHLM4DG6TU211275. $454 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,477, before any dealer documentation fee. Amount financed $24,944, including $1,467 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,220. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG6TU211275_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 370, "unit": "per_month", "display": "$370/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23477.0, "price_incl_doc": 23477.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 370.29, "amount_financed": 24944.31, "sales_tax": 1467.31, "total_of_payments": 31104.21, "finance_charge": 6159.9, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260813, VIN KMHLM4DG6TU211275. $370 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,477, before any dealer documentation fee. Amount financed $24,944, including $1,467 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,104. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"https://ai.castlehyundaidownersgrove.com/v/5NMP2DG11TH142585.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG11TH142585.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg11th142585/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,012. This offer applies to Stock #5NMP2DG11TH142585, VIN 5NMP2DG11TH142585. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,515. Advertised price: $38,503. Savings: $5,012, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,515"}, {"label": "Advertised price", "value": "$38,503"}, {"label": "Savings", "value": "$5,012, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,012", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38503.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG11TH142585_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 682, "unit": "per_month", "display": "$682/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38503.0, "price_incl_doc": 38503.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 681.82, "amount_financed": 40909.44, "sales_tax": 2406.44, "total_of_payments": 40909.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG11TH142585, VIN 5NMP2DG11TH142585. $682 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,503, before any dealer documentation fee. Amount financed $40,909, including $2,406 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $40,909. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG11TH142585_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 607, "unit": "per_month", "display": "$607/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38503.0, "price_incl_doc": 38503.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 607.28, "amount_financed": 40909.44, "sales_tax": 2406.44, "total_of_payments": 51011.86, "finance_charge": 10102.42, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG11TH142585, VIN 5NMP2DG11TH142585. $607 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,503, before any dealer documentation fee. Amount financed $40,909, including $2,406 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $51,012. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 101}}, {"vin": "KM8HD3A34TU439373", "title": "2026 Hyundai KONA Premium", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Premium", "decoded_trim": "SEL Premium", "condition": "new", "price": 28137.0, "msrp": 31000.0, "sale_price": 29887.0, "currency": "USD", "mileage": 9, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 26, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "28587", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/e4ee-110013116/KM8HD3A34TU439373/53680bb4679301835f7c8fabc60b9384.jpg", "images": ["https://vehicle-images.carscommerce.inc/e4ee-110013116/KM8HD3A34TU439373/53680bb4679301835f7c8fabc60b9384.jpg", "https://vehicle-images.carscommerce.inc/8e8c-110013116/KM8HD3A34TU439373/d7c9c2d33309a17e6684cc206f649bb3.jpg", "https://vehicle-images.carscommerce.inc/7c6e-110013116/KM8HD3A34TU439373/7ca4fe5722adcfd1cff192d957badfe2.jpg", "https://vehicle-images.carscommerce.inc/f5c6-110013116/KM8HD3A34TU439373/2ae77b30b285c4789c76eb507e31d599.jpg", "https://vehicle-images.carscommerce.inc/f054-110013116/KM8HD3A34TU439373/e2aa7eb7b2b1bff59517adfb7bb88972.jpg", "https://vehicle-images.carscommerce.inc/afb9-110013116/KM8HD3A34TU439373/6be6fda98c3c71649a41cb58819c02d7.png", "https://vehicle-images.carscommerce.inc/c4b9-110013116/KM8HD3A34TU439373/e8fa80cbecb925e3e6d98d5f703bb5af.jpg", 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-premium-fwd-4d-sport-utility-km8hd3a34tu439373/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-premium-fwd-4d-sport-utility-km8hd3a34tu439373/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HD3A34TU439373.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HD3A34TU439373.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HD3A34TU439373.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-premium-fwd-4d-sport-utility-km8hd3a34tu439373/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,863. This offer applies to Stock #28587, VIN KM8HD3A34TU439373. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,000. Advertised price: $28,137. Savings: $2,863, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,000"}, {"label": "Advertised price", "value": "$28,137"}, {"label": "Savings", "value": "$2,863, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,863", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28137.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HD3A34TU439373_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 544, "unit": "per_month", "display": "$544/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28137.0, "price_incl_doc": 28137.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.72, "amount_financed": 29895.56, "sales_tax": 1758.56, "total_of_payments": 32623.11, "finance_charge": 2727.55, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28587, VIN KM8HD3A34TU439373. $544 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,137, before any dealer documentation fee. Amount financed $29,896, including $1,759 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,623. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HD3A34TU439373_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 444, "unit": "per_month", "display": "$444/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28137.0, "price_incl_doc": 28137.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 443.79, "amount_financed": 29895.56, "sales_tax": 1758.56, "total_of_payments": 37278.15, "finance_charge": 7382.59, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28587, VIN KM8HD3A34TU439373. $444 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,137, before any dealer documentation fee. Amount financed $29,896, including $1,759 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,278. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 105}}, {"vin": "5NMP2DG11TH136608", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 39712.0, "msrp": 43010.0, "sale_price": 39962.0, "currency": "USD", "mileage": 2, "exterior_color": "Green", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD261038", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/d51e-110013116/5NMP2DG11TH136608/e8469079788a451a2566ac141479464c.jpg", "images": ["https://vehicle-images.carscommerce.inc/d51e-110013116/5NMP2DG11TH136608/e8469079788a451a2566ac141479464c.jpg", "https://vehicle-images.carscommerce.inc/5e31-110013116/5NMP2DG11TH136608/2556dbf0a23878ca90aa35c4753cd717.jpg", "https://vehicle-images.carscommerce.inc/f60c-110013116/5NMP2DG11TH136608/f7c26dadab7b6b8433682e76915d5e02.jpg", "https://vehicle-images.carscommerce.inc/77a1-110013116/5NMP2DG11TH136608/ecad5d9cd6e78655d1be59cc5a6c1610.jpg", "https://vehicle-images.carscommerce.inc/3bec-110013116/5NMP2DG11TH136608/01427e44469c81e4494f37bb4893c95c.png", "https://vehicle-images.carscommerce.inc/4282-110013116/5NMP2DG11TH136608/83e1b83ff6ba7582d183eb945cb772cf.jpg", "https://vehicle-images.carscommerce.inc/59d8-110013116/5NMP2DG11TH136608/ab7869dbd9749bf60d8cfd37f2654fe4.jpg", "https://vehicle-images.carscommerce.inc/78d2-110013116/5NMP2DG11TH136608/edc4b03cda75d502430bfe485db52af5.png", "https://vehicle-images.carscommerce.inc/b456-110013116/5NMP2DG11TH136608/0d8e7330505779b59bc3bc7af2500110.jpg", "https://vehicle-images.carscommerce.inc/22f4-110013116/5NMP2DG11TH136608/ae0cbee0244d22568f6172393cfa8e18.jpg", "https://vehicle-images.carscommerce.inc/97e3-110013116/5NMP2DG11TH136608/bc7cef6194f75f54b1e0c5b7e5e83a19.png", "https://vehicle-images.carscommerce.inc/b25a-110013116/5NMP2DG11TH136608/00b21ed5af60bc0fd77ffca2b6fb6a32.jpg", "https://vehicle-images.carscommerce.inc/25eb-110013116/5NMP2DG11TH136608/34f498b97b30cd60acb779eb4c58f242.jpg", "https://vehicle-images.carscommerce.inc/bf3f-110013116/5NMP2DG11TH136608/8301bd0cb29f26446c652f348528fcb0.png", "https://vehicle-images.carscommerce.inc/bc0b-110013116/5NMP2DG11TH136608/af527353aa24f0000ecf3bdff6dfc5ce.jpg", "https://vehicle-images.carscommerce.inc/dea2-110013116/5NMP2DG11TH136608/85aba71c6df392f949d120f1ebbea297.jpg", "https://vehicle-images.carscommerce.inc/cd52-110013116/5NMP2DG11TH136608/3482f6da3664993ab7d44c7fd7c3df76.png", "https://vehicle-images.carscommerce.inc/266c-110013116/5NMP2DG11TH136608/9152a740f30b7867b5a4bb00ff5adbd3.jpg", "https://vehicle-images.carscommerce.inc/4d34-110013116/5NMP2DG11TH136608/467d37cad65ff4a1e82fa89d12c07642.jpg", "https://vehicle-images.carscommerce.inc/e766-110013116/5NMP2DG11TH136608/e39794ae0a110895ea352c7493508c0f.png", "https://vehicle-images.carscommerce.inc/9a09-110013116/5NMP2DG11TH136608/64ca9775324568dc203d9842a7eadfea.jpg", "https://vehicle-images.carscommerce.inc/bb5b-110013116/5NMP2DG11TH136608/21c72c85600937e4584fb63a79daf7bb.jpg", "https://vehicle-images.carscommerce.inc/fc63-110013116/5NMP2DG11TH136608/15d959ec697c800c091782cda872cad8.png", "https://vehicle-images.carscommerce.inc/82b5-110013116/5NMP2DG11TH136608/c6223fc6a2131e6d1289a9943e03ef65.jpg", "https://vehicle-images.carscommerce.inc/fd18-110013116/5NMP2DG11TH136608/24660e81c7eb10cd8f02ef49aea456a4.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 43010.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG11TH136608.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg11th136608/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg11th136608/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG11TH136608.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG11TH136608.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG11TH136608.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg11th136608/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,298. This offer applies to Stock #HD261038, VIN 5NMP2DG11TH136608. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,010. Advertised price: $39,712. Savings: $3,298, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,010"}, {"label": "Advertised price", "value": "$39,712"}, {"label": "Savings", "value": "$3,298, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,298", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39712.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG11TH136608_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 703, "unit": "per_month", "display": "$703/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39712.0, "price_incl_doc": 39712.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 703.23, "amount_financed": 42194.0, "sales_tax": 2482.0, "total_of_payments": 42194.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261038, VIN 5NMP2DG11TH136608. $703 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,712, before any dealer documentation fee. Amount financed $42,194, including $2,482 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,194. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG11TH136608_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39712.0, "price_incl_doc": 39712.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 626.35, "amount_financed": 42194.0, "sales_tax": 2482.0, "total_of_payments": 52613.64, "finance_charge": 10419.64, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261038, VIN 5NMP2DG11TH136608. $626 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,712, before any dealer documentation fee. Amount financed $42,194, including $2,482 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,614. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab8tu422013/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HF3AB8TU422013.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB8TU422013.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB8TU422013.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab8tu422013/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,809. This offer applies to Stock #28354, VIN KM8HF3AB8TU422013. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $28,900. Advertised price: $26,091. Savings: $2,809, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$28,900"}, {"label": "Advertised price", "value": "$26,091"}, {"label": "Savings", "value": "$2,809, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,809", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26091.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HF3AB8TU422013_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 504, "unit": "per_month", "display": "$504/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26091.0, "price_incl_doc": 26091.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 504.18, "amount_financed": 27721.69, "sales_tax": 1630.69, "total_of_payments": 30250.91, "finance_charge": 2529.22, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28354, VIN KM8HF3AB8TU422013. $504 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $26,091, before any dealer documentation fee. Amount financed $27,722, including $1,631 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $30,251. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HF3AB8TU422013_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 412, "unit": "per_month", "display": "$412/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26091.0, "price_incl_doc": 26091.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 411.52, "amount_financed": 27721.69, "sales_tax": 1630.69, "total_of_payments": 34567.45, "finance_charge": 6845.76, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28354, VIN KM8HF3AB8TU422013. $412 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $26,091, before any dealer documentation fee. Amount financed $27,722, including $1,631 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $34,567. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 88}}, {"vin": "W1K2J5KB7PA121054", "title": "2023 Mercedes-Benz CLS 450", "year": 2023, "make": "Mercedes-Benz", "model": "CLS", "trim": "450", "decoded_trim": "CLS450 4MATIC", "condition": "used", "price": 55163.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 23781, "exterior_color": null, "interior_color": null, "drivetrain": "4MATIC\u00ae", "body_style": "Coupe", "vehicle_type": "car", "fuel_type": "Gasoline/Mild Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "I6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": 22, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0536", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mercedes-benz-cls-cls-450-4matic%c2%ae-coupe-w1k2j5kb7pa121054/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mercedes-benz-cls-cls-450-4matic%c2%ae-coupe-w1k2j5kb7pa121054/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/W1K2J5KB7PA121054.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/W1K2J5KB7PA121054.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/W1K2J5KB7PA121054.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mercedes-benz-cls-cls-450-4matic%c2%ae-coupe-w1k2j5kb7pa121054/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0536, VIN W1K2J5KB7PA121054. Advertised price: $55,163. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$55,163"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 55163.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_W1K2J5KB7PA121054_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1376, "unit": "per_month", "display": "$1,376/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55163.0, "price_incl_doc": 55163.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1376.21, "amount_financed": 58610.69, "sales_tax": 3447.69, "total_of_payments": 66057.84, "finance_charge": 7447.15, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0536, VIN W1K2J5KB7PA121054. $1,376 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $55,163, before any dealer documentation fee. Amount financed $58,611, including $3,448 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $66,058. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_W1K2J5KB7PA121054_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1147, "unit": "per_month", "display": "$1,147/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55163.0, "price_incl_doc": 55163.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1146.51, "amount_financed": 58610.69, "sales_tax": 3447.69, "total_of_payments": 68790.66, "finance_charge": 10179.97, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0536, VIN W1K2J5KB7PA121054. $1,147 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $55,163, before any dealer documentation fee. Amount financed $58,611, including $3,448 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $68,791. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_W1K2J5KB7PA121054_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 999, "unit": "per_month", "display": "$999/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 55163.0, "price_incl_doc": 55163.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 998.97, "amount_financed": 58610.69, "sales_tax": 3447.69, "total_of_payments": 71926.03, "finance_charge": 13315.34, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0536, VIN W1K2J5KB7PA121054. $999 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $55,163, before any dealer documentation fee. Amount financed $58,611, including $3,448 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $71,926. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 86}}, {"vin": "5NMJBCDE0TH680136", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31208.0, "msrp": 0.0, "sale_price": 32045.0, "currency": "USD", "mileage": 15, "exterior_color": "Green", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260562", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/df28-110013116/5NMJBCDE0TH680136/954cebd8273656a7fbe6469433fe11c0.jpg", "images": ["https://vehicle-images.carscommerce.inc/df28-110013116/5NMJBCDE0TH680136/954cebd8273656a7fbe6469433fe11c0.jpg", "https://vehicle-images.carscommerce.inc/5846-110013116/5NMJBCDE0TH680136/0698fd87d53a6e86e084f4944e8697ce.jpg", "https://vehicle-images.carscommerce.inc/8b4b-110013116/5NMJBCDE0TH680136/85e49c1ca1f041bb8ca33c06a163d1df.jpg", "https://vehicle-images.carscommerce.inc/e441-110013116/5NMJBCDE0TH680136/e904bf118d68fa35d041117c00720abe.jpg", "https://vehicle-images.carscommerce.inc/7f38-110013116/5NMJBCDE0TH680136/390647ca5d5e28b60fb23eb59a05956d.jpg", "https://vehicle-images.carscommerce.inc/43c1-110013116/5NMJBCDE0TH680136/b64aa0d12d3537a86ede206337cd9610.jpg", "https://vehicle-images.carscommerce.inc/b368-110013116/5NMJBCDE0TH680136/d90e5b4b4389d97dc52f143fec01a383.jpg", "https://vehicle-images.carscommerce.inc/cdbb-110013116/5NMJBCDE0TH680136/1e6b43f988ffa24608ffcf33094ca7ad.jpg", "https://vehicle-images.carscommerce.inc/29a7-110013116/5NMJBCDE0TH680136/c7baf171c99d66be20d58ba64b676a12.jpg", "https://vehicle-images.carscommerce.inc/e5b4-110013116/5NMJBCDE0TH680136/be0980eebe11fc9b9011c2f8cd9e2a98.jpg", "https://vehicle-images.carscommerce.inc/9008-110013116/5NMJBCDE0TH680136/6b277a7c994aa896bd9aade5cd863e03.jpg", "https://vehicle-images.carscommerce.inc/e98e-110013116/5NMJBCDE0TH680136/6eb6a48836e5959bf76993ae78e8e13a.jpg", "https://vehicle-images.carscommerce.inc/8bd3-110013116/5NMJBCDE0TH680136/b55d8c28bdaee2a4d8f27e745a92f79e.jpg", "https://vehicle-images.carscommerce.inc/650f-110013116/5NMJBCDE0TH680136/5a17483fad0fa4c89c2cd33fa839420e.jpg", "https://vehicle-images.carscommerce.inc/a5b9-110013116/5NMJBCDE0TH680136/8850e5c92d701f8922ade46fbc7846ae.jpg", "https://vehicle-images.carscommerce.inc/9a53-110013116/5NMJBCDE0TH680136/3003985cbcfde60ffe8b14a04b346b29.jpg", "https://vehicle-images.carscommerce.inc/a2b9-110013116/5NMJBCDE0TH680136/612226b7b55897b1a1f37bb735cb22a8.jpg", "https://vehicle-images.carscommerce.inc/f5b1-110013116/5NMJBCDE0TH680136/2de4599bf2225d96abaa71733cdd0391.jpg", "https://vehicle-images.carscommerce.inc/e1e4-110013116/5NMJBCDE0TH680136/0890e7ec8b078ec55a23fa80f7ad6a7c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE0TH680136.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde0th680136/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde0th680136/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE0TH680136.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE0TH680136.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE0TH680136.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde0th680136/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260562, VIN 5NMJBCDE0TH680136. Advertised price: $31,208. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,208"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31208.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE0TH680136_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 649, "unit": "per_month", "display": "$649/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31208.0, "price_incl_doc": 31208.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 648.63, "amount_financed": 33158.5, "sales_tax": 1950.5, "total_of_payments": 38917.73, "finance_charge": 5759.23, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260562, VIN 5NMJBCDE0TH680136. $649 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,208, before any dealer documentation fee. Amount financed $33,158, including $1,950 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,918. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE0TH680136_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 565, "unit": "per_month", "display": "$565/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31208.0, "price_incl_doc": 31208.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 565.16, "amount_financed": 33158.5, "sales_tax": 1950.5, "total_of_payments": 40691.54, "finance_charge": 7533.04, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260562, VIN 5NMJBCDE0TH680136. $565 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,208, before any dealer documentation fee. Amount financed $33,158, including $1,950 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,692. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE0TH680136_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 508, "unit": "per_month", "display": "$508/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31208.0, "price_incl_doc": 31208.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 7.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.43, "amount_financed": 33158.5, "sales_tax": 1950.5, "total_of_payments": 42708.17, "finance_charge": 9549.67, "per_1000_financed": 15.33, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260562, VIN 5NMJBCDE0TH680136. $508 per month for 84 months at 7.49% APR, $0 cash down. Advertised price $31,208, before any dealer documentation fee. Amount financed $33,158, including $1,950 estimated sales tax at 6.25%. That is $15.33 per $1,000 financed. Total of payments $42,708. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE0TH680136_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 458, "unit": "per_month", "display": "$458/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 30795.0, "selling_price": 31208.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 457.95, "net_cap_cost": 31858.0, "residual_value": 19092.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 457.95, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 617.95}, "total_of_payments": 16488, "total_of_payments_unrounded": 16486.2}, "disclosure": "Estimated lease payment for stock #HD260562, VIN 5NMJBCDE0TH680136. $458 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $618, made up of $458 first payment, $60 title, $100 registration. MSRP $30,795. Lease selling price $31,208. Net capitalized cost $31,858. Residual value $19,093, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $16,488. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE0TH680136_lease", "type": "lease", "label": "Lease", "headline": {"value": 365, "unit": "per_month", "display": "$365/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 30795.0, "selling_price": 31208.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 364.66, "net_cap_cost": 28859.0, "residual_value": 19092.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 364.66, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3523.66}, "total_of_payments": 13140, "total_of_payments_unrounded": 13127.76}, "disclosure": "Estimated lease payment for stock #HD260562, VIN 5NMJBCDE0TH680136. $365 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,524, made up of $365 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $30,795. Lease selling price $31,208. Net capitalized cost $28,859. Residual value $19,093, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,140. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 124}}, {"vin": "5NMP5DGL8TH220109", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 46982.0, "msrp": 52085.0, "sale_price": 48232.0, "currency": "USD", "mileage": 8, "exterior_color": "Blue", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260958", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/605f-110013116/5NMP5DGL8TH220109/0af3184c9cb57991e3d18f51b82ced9f.jpg", "images": ["https://vehicle-images.carscommerce.inc/605f-110013116/5NMP5DGL8TH220109/0af3184c9cb57991e3d18f51b82ced9f.jpg", "https://vehicle-images.carscommerce.inc/b907-110013116/5NMP5DGL8TH220109/16d530f01827a279fd1fbf7765d99410.jpg", "https://vehicle-images.carscommerce.inc/ef7a-110013116/5NMP5DGL8TH220109/8c0432cb7dc473fd7af0189a8bc1a98d.jpg", "https://vehicle-images.carscommerce.inc/bc58-110013116/5NMP5DGL8TH220109/bd04bf99083aaaba1b1c6fefe2a922a9.jpg", 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"https://vehicle-images.carscommerce.inc/84d0-110013116/5NMP5DGL8TH220109/4bcc4fd4a674cfdc73a3764a60f307b3.jpg", "https://vehicle-images.carscommerce.inc/b919-110013116/5NMP5DGL8TH220109/019c24aa3fd7176b22fbbe6d5d852336.jpg", "https://vehicle-images.carscommerce.inc/78b4-110013116/5NMP5DGL8TH220109/051113607ddcd01c7bab68db8487fed8.png", "https://vehicle-images.carscommerce.inc/2b84-110013116/5NMP5DGL8TH220109/493070f90beab161bd50e5fbf0154060.jpg", "https://vehicle-images.carscommerce.inc/3ac1-110013116/5NMP5DGL8TH220109/ecb488422958d14d70621cee529d6917.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52085.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL8TH220109.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl8th220109/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl8th220109/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL8TH220109.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL8TH220109.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL8TH220109.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl8th220109/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,103. This offer applies to Stock #HD260958, VIN 5NMP5DGL8TH220109. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,085. Advertised price: $46,982. Savings: $5,103, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,085"}, {"label": "Advertised price", "value": "$46,982"}, {"label": "Savings", "value": "$5,103, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,103", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46982.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL8TH220109_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 832, "unit": "per_month", "display": "$832/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46982.0, "price_incl_doc": 46982.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 831.97, "amount_financed": 49918.38, "sales_tax": 2936.38, "total_of_payments": 49918.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260958, VIN 5NMP5DGL8TH220109. $832 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,982, before any dealer documentation fee. Amount financed $49,918, including $2,936 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,918. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL8TH220109_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 741, "unit": "per_month", "display": "$741/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46982.0, "price_incl_doc": 46982.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 741.02, "amount_financed": 49918.38, "sales_tax": 2936.38, "total_of_payments": 62245.53, "finance_charge": 12327.15, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260958, VIN 5NMP5DGL8TH220109. $741 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,982, before any dealer documentation fee. Amount financed $49,918, including $2,936 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,246. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL8TH220109_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 580, "unit": "per_month", "display": "$580/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52085.0, "selling_price": 46982.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 580.1, "net_cap_cost": 47632.0, "residual_value": 32292.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 580.1, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 740.1}, "total_of_payments": 20880, "total_of_payments_unrounded": 20883.6}, "disclosure": "Estimated lease payment for stock #HD260958, VIN 5NMP5DGL8TH220109. $580 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $740, made up of $580 first payment, $60 title, $100 registration. MSRP $52,085. Lease selling price $46,982. Net capitalized cost $47,632. Residual value $32,293, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,880. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL8TH220109_lease", "type": "lease", "label": "Lease", "headline": {"value": 487, "unit": "per_month", "display": "$487/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52085.0, "selling_price": 46982.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 486.81, "net_cap_cost": 44633.0, "residual_value": 32292.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 486.81, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3645.81}, "total_of_payments": 17532, "total_of_payments_unrounded": 17525.16}, "disclosure": "Estimated lease payment for stock #HD260958, VIN 5NMP5DGL8TH220109. $487 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,646, made up of $487 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,085. Lease selling price $46,982. Net capitalized cost $44,633. Residual value $32,293, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,532. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 115}}, {"vin": "5NMP1DG10TH141754", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 35551.0, "msrp": 40040.0, "sale_price": 40453.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP1DG10TH141754", "stock_status": "In Stock", "availability": "In Stock", 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"https://ai.castlehyundaidownersgrove.com/v/5NMP1DG10TH141754.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG10TH141754.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg10th141754/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,489. This offer applies to Stock #5NMP1DG10TH141754, VIN 5NMP1DG10TH141754. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,040. Advertised price: $35,551. Savings: $4,489, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,040"}, {"label": "Advertised price", "value": "$35,551"}, {"label": "Savings", "value": "$4,489, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,489", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35551.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG10TH141754_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 630, "unit": "per_month", "display": "$630/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35551.0, "price_incl_doc": 35551.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 629.55, "amount_financed": 37772.94, "sales_tax": 2221.94, "total_of_payments": 37772.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG10TH141754, VIN 5NMP1DG10TH141754. $630 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,551, before any dealer documentation fee. Amount financed $37,773, including $2,222 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $37,773. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG10TH141754_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35551.0, "price_incl_doc": 35551.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.72, "amount_financed": 37772.94, "sales_tax": 2221.94, "total_of_payments": 47100.82, "finance_charge": 9327.88, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG10TH141754, VIN 5NMP1DG10TH141754. $561 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,551, before any dealer documentation fee. Amount financed $37,773, including $2,222 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,101. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl0th174050/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL0TH174050.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL0TH174050.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL0TH174050.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl0th174050/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,110. This offer applies to Stock #28134, VIN 5NMP5DGL0TH174050. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,815. Advertised price: $45,705. Savings: $6,110, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,815"}, {"label": "Advertised price", "value": "$45,705"}, {"label": "Savings", "value": "$6,110, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,110", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45705.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL0TH174050_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 809, "unit": "per_month", "display": "$809/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45705.0, "price_incl_doc": 45705.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 809.36, "amount_financed": 48561.56, "sales_tax": 2856.56, "total_of_payments": 48561.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28134, VIN 5NMP5DGL0TH174050. $809 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,705, before any dealer documentation fee. Amount financed $48,562, including $2,857 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $48,562. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL0TH174050_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 721, "unit": "per_month", "display": "$721/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45705.0, "price_incl_doc": 45705.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 720.88, "amount_financed": 48561.56, "sales_tax": 2856.56, "total_of_payments": 60553.64, "finance_charge": 11992.08, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28134, VIN 5NMP5DGL0TH174050. $721 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,705, before any dealer documentation fee. Amount financed $48,562, including $2,857 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,554. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL0TH174050_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 545, "unit": "per_month", "display": "$545/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51815.0, "selling_price": 45705.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 545.05, "net_cap_cost": 46355.0, "residual_value": 32125.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 545.05, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 705.05}, "total_of_payments": 19620, "total_of_payments_unrounded": 19621.8}, "disclosure": "Estimated lease payment for stock #28134, VIN 5NMP5DGL0TH174050. $545 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $705, made up of $545 first payment, $60 title, $100 registration. MSRP $51,815. Lease selling price $45,705. Net capitalized cost $46,355. Residual value $32,125, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $19,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL0TH174050_lease", "type": "lease", "label": "Lease", "headline": {"value": 452, "unit": "per_month", "display": "$452/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51815.0, "selling_price": 45705.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 451.76, "net_cap_cost": 43356.0, "residual_value": 32125.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 451.76, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3610.76}, "total_of_payments": 16272, "total_of_payments_unrounded": 16263.36}, "disclosure": "Estimated lease payment for stock #28134, VIN 5NMP5DGL0TH174050. $452 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,611, made up of $452 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,815. Lease selling price $45,705. Net capitalized cost $43,356. Residual value $32,125, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $16,272. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 116}}, {"vin": "KM8RKES27TU085778", "title": "2026 Hyundai PALISADE Limited", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 49043.0, "msrp": 54085.0, "sale_price": 51043.0, "currency": "USD", "mileage": 25, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260933X", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RKES27TU085778.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes27tu085778/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes27tu085778/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RKES27TU085778.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES27TU085778.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES27TU085778.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes27tu085778/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,042. This offer applies to Stock #HD260933X, VIN KM8RKES27TU085778. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,085. Advertised price: $49,043. Savings: $5,042, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,085"}, {"label": "Advertised price", "value": "$49,043"}, {"label": "Savings", "value": "$5,042, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,042", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49043.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RKES27TU085778_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 959, "unit": "per_month", "display": "$959/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49043.0, "price_incl_doc": 49043.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 959.42, "amount_financed": 52108.19, "sales_tax": 3065.19, "total_of_payments": 57564.99, "finance_charge": 5456.8, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260933X, VIN KM8RKES27TU085778. $959 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $49,043, before any dealer documentation fee. Amount financed $52,108, including $3,065 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $57,565. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RKES27TU085778_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 724, "unit": "per_month", "display": "$724/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49043.0, "price_incl_doc": 49043.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 723.72, "amount_financed": 52108.19, "sales_tax": 3065.19, "total_of_payments": 52108.19, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260933X, VIN KM8RKES27TU085778. $724 per month for 72 months at 0% APR, $0 cash down. Advertised price $49,043, before any dealer documentation fee. Amount financed $52,108, including $3,065 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $52,108. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 82}}, {"vin": "1V2CR2CA4RC573027", "title": "2024 Volkswagen Atlas w/Technology", "year": 2024, "make": "Volkswagen", "model": "Atlas", "trim": "w/Technology", "decoded_trim": "4Motion Peak Edition SE", "condition": "used", "price": 34407.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 28289, "exterior_color": "Black", "interior_color": "Titan Black W/Orange", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L TSI", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Tiptronic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1035", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-atlas-2-0t-peak-edition-se-wtechnology-awd-4d-sport-utility-1v2cr2ca4rc573027/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-atlas-2-0t-peak-edition-se-wtechnology-awd-4d-sport-utility-1v2cr2ca4rc573027/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1V2CR2CA4RC573027.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1V2CR2CA4RC573027.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1V2CR2CA4RC573027.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-atlas-2-0t-peak-edition-se-wtechnology-awd-4d-sport-utility-1v2cr2ca4rc573027/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1035, VIN 1V2CR2CA4RC573027. Advertised price: $34,407. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,407"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34407.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2CR2CA4RC573027_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 858, "unit": "per_month", "display": "$858/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34407.0, "price_incl_doc": 34407.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 858.38, "amount_financed": 36557.44, "sales_tax": 2150.44, "total_of_payments": 41202.48, "finance_charge": 4645.04, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1035, VIN 1V2CR2CA4RC573027. $858 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,407, before any dealer documentation fee. Amount financed $36,557, including $2,150 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,202. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2CR2CA4RC573027_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 715, "unit": "per_month", "display": "$715/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34407.0, "price_incl_doc": 34407.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 715.12, "amount_financed": 36557.44, "sales_tax": 2150.44, "total_of_payments": 42907.02, "finance_charge": 6349.58, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1035, VIN 1V2CR2CA4RC573027. $715 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,407, before any dealer documentation fee. Amount financed $36,557, including $2,150 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,907. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2CR2CA4RC573027_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34407.0, "price_incl_doc": 34407.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 623.09, "amount_financed": 36557.44, "sales_tax": 2150.44, "total_of_payments": 44862.66, "finance_charge": 8305.22, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1035, VIN 1V2CR2CA4RC573027. $623 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,407, before any dealer documentation fee. Amount financed $36,557, including $2,150 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,863. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 77}}, {"vin": "5NMP5DG1XTH072687", "title": "2026 Hyundai Santa Fe Hybrid Calligraphy", "year": 2026, "make": "Hyundai", "model": "Santa Fe Hybrid", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "used", "price": 48358.0, "msrp": 0.0, "sale_price": 44140.0, "currency": "USD", "mileage": 4736, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "PHD0991", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DG1XTH072687.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg1xth072687/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg1xth072687/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG1XTH072687.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG1XTH072687.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG1XTH072687.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg1xth072687/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0991, VIN 5NMP5DG1XTH072687. Advertised price: $48,358. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$48,358"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48358.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG1XTH072687_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1206, "unit": "per_month", "display": "$1,206/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48358.0, "price_incl_doc": 48358.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1206.43, "amount_financed": 51380.38, "sales_tax": 3022.38, "total_of_payments": 57908.84, "finance_charge": 6528.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0991, VIN 5NMP5DG1XTH072687. $1,206 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $48,358, before any dealer documentation fee. Amount financed $51,380, including $3,022 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $57,909. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG1XTH072687_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1005, "unit": "per_month", "display": "$1,005/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48358.0, "price_incl_doc": 48358.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1005.08, "amount_financed": 51380.38, "sales_tax": 3022.38, "total_of_payments": 60304.53, "finance_charge": 8924.15, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0991, VIN 5NMP5DG1XTH072687. $1,005 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $48,358, before any dealer documentation fee. Amount financed $51,380, including $3,022 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $60,305. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG1XTH072687_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 876, "unit": "per_month", "display": "$876/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48358.0, "price_incl_doc": 48358.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 875.74, "amount_financed": 51380.38, "sales_tax": 3022.38, "total_of_payments": 63053.12, "finance_charge": 11672.74, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0991, VIN 5NMP5DG1XTH072687. $876 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $48,358, before any dealer documentation fee. Amount financed $51,380, including $3,022 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $63,053. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 86}}, {"vin": "5NTJADDE1TH176028", "title": "2026 Hyundai SANTA CRUZ SE", "year": 2026, "make": "Hyundai", "model": "SANTA CRUZ", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 33563.0, "msrp": null, "sale_price": 33563.0, "currency": "USD", "mileage": null, "exterior_color": "Hampton Gray", "interior_color": "Medium Gray", "drivetrain": "AWD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 21, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "5NTJADDE1TH176028", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/2fda-110013116/5NTJADDE1TH176028/74675b4baee1b1912e69a70c5715810b.jpg", "images": ["https://vehicle-images.carscommerce.inc/2fda-110013116/5NTJADDE1TH176028/74675b4baee1b1912e69a70c5715810b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Cruz", "year": 2026, "trim": "SE", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NTJADDE1TH176028.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-se-awd-crew-cab-pickup-5ntjadde1th176028/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-se-awd-crew-cab-pickup-5ntjadde1th176028/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NTJADDE1TH176028.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJADDE1TH176028.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJADDE1TH176028.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-se-awd-crew-cab-pickup-5ntjadde1th176028/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NTJADDE1TH176028, VIN 5NTJADDE1TH176028. Advertised price: $33,563. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,563"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33563.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NTJADDE1TH176028_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33563.0, "price_incl_doc": 33563.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Cruz \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 672.8, "amount_financed": 35660.69, "sales_tax": 2097.69, "total_of_payments": 40367.87, "finance_charge": 4707.18, "per_1000_financed": 18.87, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NTJADDE1TH176028, VIN 5NTJADDE1TH176028. $673 per month for 60 months at 4.99% APR, $0 cash down. Advertised price $33,563, before any dealer documentation fee. Amount financed $35,661, including $2,098 estimated sales tax at 6.25%. That is $18.87 per $1,000 financed. Total of payments $40,368. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJADDE1TH176028_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 529, "unit": "per_month", "display": "$529/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33563.0, "price_incl_doc": 33563.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 529.37, "amount_financed": 35660.69, "sales_tax": 2097.69, "total_of_payments": 44466.96, "finance_charge": 8806.27, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NTJADDE1TH176028, VIN 5NTJADDE1TH176028. $529 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $33,563, before any dealer documentation fee. Amount financed $35,661, including $2,098 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $44,467. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 87}}, {"vin": "5NMP5DG15TH133394", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 48659.0, "msrp": 53095.0, "sale_price": 49909.0, "currency": "USD", "mileage": 15, "exterior_color": "Black", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260955", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/f719-110013116/5NMP5DG15TH133394/37d2423fa104086bfa0e8adf4bb041e8.jpg", "images": ["https://vehicle-images.carscommerce.inc/f719-110013116/5NMP5DG15TH133394/37d2423fa104086bfa0e8adf4bb041e8.jpg", "https://vehicle-images.carscommerce.inc/9ea8-110013116/5NMP5DG15TH133394/a8b2848fe44f6749ab18c80b6b245e51.jpg", "https://vehicle-images.carscommerce.inc/173b-110013116/5NMP5DG15TH133394/f47426ee536d4eb423351bb70981992c.jpg", "https://vehicle-images.carscommerce.inc/d798-110013116/5NMP5DG15TH133394/e9d7c244801c6c62c6bbd29be38751ae.jpg", "https://vehicle-images.carscommerce.inc/3527-110013116/5NMP5DG15TH133394/79960868f67ca7150931a77a65eee593.png", "https://vehicle-images.carscommerce.inc/8dc1-110013116/5NMP5DG15TH133394/19519c9cecb9ac404207b18506d53e7a.jpg", "https://vehicle-images.carscommerce.inc/2b71-110013116/5NMP5DG15TH133394/ce8fea00021e677384809a6e134d43bb.jpg", "https://vehicle-images.carscommerce.inc/8c5b-110013116/5NMP5DG15TH133394/1755d9de0e905d52305a50f3624e16e3.png", "https://vehicle-images.carscommerce.inc/c950-110013116/5NMP5DG15TH133394/42a34d0a5058f63d9335c59248019f48.jpg", "https://vehicle-images.carscommerce.inc/63a0-110013116/5NMP5DG15TH133394/3d32aca72525baaf24572ed5e985f61e.jpg", "https://vehicle-images.carscommerce.inc/9f2a-110013116/5NMP5DG15TH133394/f063c7b5a77375e81916049032500e36.png", "https://vehicle-images.carscommerce.inc/723d-110013116/5NMP5DG15TH133394/12ee33b2b5d0cefa48a38ad2641dbc48.jpg", "https://vehicle-images.carscommerce.inc/36c1-110013116/5NMP5DG15TH133394/ecebdfa8b82952deae9383f8fcc22dc3.jpg", "https://vehicle-images.carscommerce.inc/b78a-110013116/5NMP5DG15TH133394/452c24e95214c0bfff4c3237815c12f4.png", "https://vehicle-images.carscommerce.inc/4414-110013116/5NMP5DG15TH133394/cf33510bf0a0bb9a16e5a231ad2b7804.jpg", "https://vehicle-images.carscommerce.inc/3e66-110013116/5NMP5DG15TH133394/f6b0a5858103dc5e6d9b4e075842cf61.jpg", "https://vehicle-images.carscommerce.inc/cb09-110013116/5NMP5DG15TH133394/98ed9a267fa215dc09f3a4fa41621efe.png", "https://vehicle-images.carscommerce.inc/86fd-110013116/5NMP5DG15TH133394/aea35c8639a0a0c2e8c525201d44c474.jpg", "https://vehicle-images.carscommerce.inc/5c2e-110013116/5NMP5DG15TH133394/76b2c34a9cb8ede713adfd8bbb53c3ae.jpg", "https://vehicle-images.carscommerce.inc/9218-110013116/5NMP5DG15TH133394/ada76864c9ddbcf2d5ba22e2a17b4fc7.png", "https://vehicle-images.carscommerce.inc/28c7-110013116/5NMP5DG15TH133394/119b87c4ee1cfa2c29ee39094b1055c9.jpg", "https://vehicle-images.carscommerce.inc/ab66-110013116/5NMP5DG15TH133394/c32da2369ed244b6f841923d3f2c23b7.jpg", "https://vehicle-images.carscommerce.inc/bf7e-110013116/5NMP5DG15TH133394/be86bf2ad987dc4b8c218b06f13d37d2.png", "https://vehicle-images.carscommerce.inc/395b-110013116/5NMP5DG15TH133394/24bb1d16b7b37564cf960465456c8588.jpg", "https://vehicle-images.carscommerce.inc/e164-110013116/5NMP5DG15TH133394/b1a3873bdfdfcb1bc4a4856ab5718656.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53095.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DG15TH133394.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg15th133394/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg15th133394/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG15TH133394.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG15TH133394.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG15TH133394.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg15th133394/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,436. This offer applies to Stock #HD260955, VIN 5NMP5DG15TH133394. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,095. Advertised price: $48,659. Savings: $4,436, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,095"}, {"label": "Advertised price", "value": "$48,659"}, {"label": "Savings", "value": "$4,436, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,436", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48659.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG15TH133394_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 862, "unit": "per_month", "display": "$862/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48659.0, "price_incl_doc": 48659.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 861.67, "amount_financed": 51700.19, "sales_tax": 3041.19, "total_of_payments": 51700.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260955, VIN 5NMP5DG15TH133394. $862 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,659, before any dealer documentation fee. Amount financed $51,700, including $3,041 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,700. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG15TH133394_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 767, "unit": "per_month", "display": "$767/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48659.0, "price_incl_doc": 48659.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 767.47, "amount_financed": 51700.19, "sales_tax": 3041.19, "total_of_payments": 64467.35, "finance_charge": 12767.16, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260955, VIN 5NMP5DG15TH133394. $767 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,659, before any dealer documentation fee. Amount financed $51,700, including $3,041 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,467. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 82}}, {"vin": "5NMP1DG15TH075217", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 37173.0, "msrp": 40435.0, "sale_price": 36673.0, "currency": "USD", "mileage": 10, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260080", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/2b3d-110013116/5NMP1DG15TH075217/44845324b608500284ad45e49f19a49b.jpg", "images": ["https://vehicle-images.carscommerce.inc/2b3d-110013116/5NMP1DG15TH075217/44845324b608500284ad45e49f19a49b.jpg", "https://vehicle-images.carscommerce.inc/8042-110013116/5NMP1DG15TH075217/3232fa4d704770d3ddad90651dd2dcc5.jpg", "https://vehicle-images.carscommerce.inc/1524-110013116/5NMP1DG15TH075217/a0601b0e143aad829b0b10e82bbca9a7.jpg", "https://vehicle-images.carscommerce.inc/a42c-110013116/5NMP1DG15TH075217/c63fffafc74e57bff27264286b5adf6e.jpg", "https://vehicle-images.carscommerce.inc/ab3b-110013116/5NMP1DG15TH075217/bd9dc6ee0b7f7eab410cf37829d9953f.jpg", "https://vehicle-images.carscommerce.inc/d15d-110013116/5NMP1DG15TH075217/da7f4edb020aa9e94d60ac1c6810f2a3.png", "https://vehicle-images.carscommerce.inc/9349-110013116/5NMP1DG15TH075217/d7b6414258e3f38b0bf09af7081c1927.jpg", "https://vehicle-images.carscommerce.inc/7ea3-110013116/5NMP1DG15TH075217/e13a163f7717acd37f34a431a3b49d1b.jpg", "https://vehicle-images.carscommerce.inc/4064-110013116/5NMP1DG15TH075217/be4ac941a3bf3f1ffcac08d7e63a6cd3.png", "https://vehicle-images.carscommerce.inc/f35a-110013116/5NMP1DG15TH075217/d77f4afe961c8a9a63ac66b0f523131a.jpg", "https://vehicle-images.carscommerce.inc/ede1-110013116/5NMP1DG15TH075217/660cb636ab9774396320ce080309d401.jpg", "https://vehicle-images.carscommerce.inc/1e7f-110013116/5NMP1DG15TH075217/0da2c5603395039d388afddbfbf14c51.png", "https://vehicle-images.carscommerce.inc/e188-110013116/5NMP1DG15TH075217/b31d7113e098ef7c58021c3d4f851afd.jpg", "https://vehicle-images.carscommerce.inc/aade-110013116/5NMP1DG15TH075217/4c973326822ed478b5af4790ca35e22f.jpg", "https://vehicle-images.carscommerce.inc/9a7b-110013116/5NMP1DG15TH075217/e305911bff5095e5b62b2ad09a39d1e3.png", "https://vehicle-images.carscommerce.inc/90f3-110013116/5NMP1DG15TH075217/9a998af71882889d1c7ba662264a1c37.jpg", "https://vehicle-images.carscommerce.inc/7607-110013116/5NMP1DG15TH075217/f5ebbd7ef31157e70ed78fb806c6b74c.jpg", "https://vehicle-images.carscommerce.inc/4ff8-110013116/5NMP1DG15TH075217/5ff2ef87d962762346d473334e360437.png", "https://vehicle-images.carscommerce.inc/ace7-110013116/5NMP1DG15TH075217/160c385490900a29436126da90a5a792.jpg", "https://vehicle-images.carscommerce.inc/d702-110013116/5NMP1DG15TH075217/5864ba137432ebe380c61a9f0cd7d935.jpg", "https://vehicle-images.carscommerce.inc/d340-110013116/5NMP1DG15TH075217/1789e754228790f122ae218cf2b52232.png", "https://vehicle-images.carscommerce.inc/cdf7-110013116/5NMP1DG15TH075217/2f9c68faefff779a9f4f335a54e88124.jpg", "https://vehicle-images.carscommerce.inc/6f2f-110013116/5NMP1DG15TH075217/75f6c5088e02c53bb1f14d1604a0803f.jpg", "https://vehicle-images.carscommerce.inc/b8d4-110013116/5NMP1DG15TH075217/49e1fd22866976ef393da92f13e32926.png", "https://vehicle-images.carscommerce.inc/1857-110013116/5NMP1DG15TH075217/004db21435b5ebd225b79f81b00df6fa.jpg", "https://vehicle-images.carscommerce.inc/c422-110013116/5NMP1DG15TH075217/75eefd1d50934c5e1144407bb2b6503d.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 40435.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DG15TH075217.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg15th075217/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg15th075217/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG15TH075217.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG15TH075217.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG15TH075217.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg15th075217/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,262. This offer applies to Stock #HD260080, VIN 5NMP1DG15TH075217. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,435. Advertised price: $37,173. Savings: $3,262, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,435"}, {"label": "Advertised price", "value": "$37,173"}, {"label": "Savings", "value": "$3,262, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,262", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37173.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG15TH075217_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 658, "unit": "per_month", "display": "$658/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37173.0, "price_incl_doc": 37173.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 658.27, "amount_financed": 39496.31, "sales_tax": 2323.31, "total_of_payments": 39496.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260080, VIN 5NMP1DG15TH075217. $658 per month for 60 months at 0% APR, $0 cash down. Advertised price $37,173, before any dealer documentation fee. Amount financed $39,496, including $2,323 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $39,496. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG15TH075217_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 586, "unit": "per_month", "display": "$586/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37173.0, "price_incl_doc": 37173.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.31, "amount_financed": 39496.31, "sales_tax": 2323.31, "total_of_payments": 49249.77, "finance_charge": 9753.46, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260080, VIN 5NMP1DG15TH075217. $586 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $37,173, before any dealer documentation fee. Amount financed $39,496, including $2,323 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $49,250. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 85}}, {"vin": "KMHLM4DG8TU100212", "title": "2026 Hyundai Elantra Sport", "year": 2026, "make": "Hyundai", "model": "Elantra", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "used", "price": 24103.0, "msrp": 0.0, "sale_price": 23986.0, "currency": "USD", "mileage": 2, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "HD260371", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/aae0-110013116/KMHLM4DG8TU100212/419a6e5bca2c9ae073af7954f2c8c843.jpg", "images": ["https://vehicle-images.carscommerce.inc/aae0-110013116/KMHLM4DG8TU100212/419a6e5bca2c9ae073af7954f2c8c843.jpg", "https://vehicle-images.carscommerce.inc/3e10-110013116/KMHLM4DG8TU100212/40dcf35c3d458f4017809886156a446c.jpg", "https://vehicle-images.carscommerce.inc/b87f-110013116/KMHLM4DG8TU100212/8c9de6062c30aac78ab62b190c0a1f52.jpg", "https://vehicle-images.carscommerce.inc/8a56-110013116/KMHLM4DG8TU100212/8647bb0ab73de819278d9b51f7f5bb1a.jpg", "https://vehicle-images.carscommerce.inc/77ff-110013116/KMHLM4DG8TU100212/610ce8af7592979d27268f1cc3df635e.jpg", "https://vehicle-images.carscommerce.inc/8659-110013116/KMHLM4DG8TU100212/7bfb39e87c0f799955f0d01d755c83c5.jpg", "https://vehicle-images.carscommerce.inc/98d3-110013116/KMHLM4DG8TU100212/8e01aebf17b5a38682ed77c081e83528.jpg", "https://vehicle-images.carscommerce.inc/a36f-110013116/KMHLM4DG8TU100212/52fe1804f78485229e26040511c8881a.jpg", "https://vehicle-images.carscommerce.inc/8c61-110013116/KMHLM4DG8TU100212/9db06df53e464f22d1cd5fd45ceafa00.jpg", "https://vehicle-images.carscommerce.inc/8cba-110013116/KMHLM4DG8TU100212/8efcdb2ed0e2b4aa26d8ce9684e2568a.jpg", "https://vehicle-images.carscommerce.inc/d62f-110013116/KMHLM4DG8TU100212/adb36c8c22e053e152a58b39d946c42f.jpg", "https://vehicle-images.carscommerce.inc/758f-110013116/KMHLM4DG8TU100212/fc955e85cfde83a60b41ae8a36d5dc14.jpg", "https://vehicle-images.carscommerce.inc/9669-110013116/KMHLM4DG8TU100212/a2592b37056aa7c186b163ba6da69c80.jpg", "https://vehicle-images.carscommerce.inc/d910-110013116/KMHLM4DG8TU100212/649f90b4393927001424d23f7d97c824.jpg", "https://vehicle-images.carscommerce.inc/46b1-110013116/KMHLM4DG8TU100212/9d95efd2fa1ba7f3825f2bf3a317e1fb.jpg", "https://vehicle-images.carscommerce.inc/b9fc-110013116/KMHLM4DG8TU100212/631889376e999338b1e434cf534564e2.jpg", "https://vehicle-images.carscommerce.inc/dda9-110013116/KMHLM4DG8TU100212/ee72e27020a6d219c6f7ea2302e9a7ca.jpg", "https://vehicle-images.carscommerce.inc/290f-110013116/KMHLM4DG8TU100212/9454897b4b5303bc903d3b927dddba9a.jpg", "https://vehicle-images.carscommerce.inc/953f-110013116/KMHLM4DG8TU100212/0186f7e402354a12808190e36d6e2c35.jpg", "https://vehicle-images.carscommerce.inc/d47a-110013116/KMHLM4DG8TU100212/ac949605eb9080ba01801404ec140b3a.jpg", "https://vehicle-images.carscommerce.inc/e44e-110013116/KMHLM4DG8TU100212/cd5026b14fc55425b5d63dd73c731000.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG8TU100212.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg8tu100212/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg8tu100212/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG8TU100212.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG8TU100212.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG8TU100212.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg8tu100212/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260371, VIN KMHLM4DG8TU100212. Advertised price: $24,103. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,103"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24103.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG8TU100212_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24103.0, "price_incl_doc": 24103.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.32, "amount_financed": 25609.44, "sales_tax": 1506.44, "total_of_payments": 28863.41, "finance_charge": 3253.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260371, VIN KMHLM4DG8TU100212. $601 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,103, before any dealer documentation fee. Amount financed $25,609, including $1,506 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,863. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG8TU100212_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 501, "unit": "per_month", "display": "$501/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24103.0, "price_incl_doc": 24103.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 500.96, "amount_financed": 25609.44, "sales_tax": 1506.44, "total_of_payments": 30057.49, "finance_charge": 4448.05, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260371, VIN KMHLM4DG8TU100212. $501 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,103, before any dealer documentation fee. Amount financed $25,609, including $1,506 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,057. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG8TU100212_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 436, "unit": "per_month", "display": "$436/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24103.0, "price_incl_doc": 24103.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 436.49, "amount_financed": 25609.44, "sales_tax": 1506.44, "total_of_payments": 31427.46, "finance_charge": 5818.02, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260371, VIN KMHLM4DG8TU100212. $436 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,103, before any dealer documentation fee. Amount financed $25,609, including $1,506 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,427. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 77}}, {"vin": "5NMP5DG18TH073854", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 48599.0, "msrp": 53110.0, "sale_price": 49099.0, "currency": "USD", "mileage": 11, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260090", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/703f-110013116/5NMP5DG18TH073854/b71b6a19b2635f7783a4f459f957270d.jpg", "images": ["https://vehicle-images.carscommerce.inc/703f-110013116/5NMP5DG18TH073854/b71b6a19b2635f7783a4f459f957270d.jpg", "https://vehicle-images.carscommerce.inc/f5b8-110013116/5NMP5DG18TH073854/b68e1344bc450bd30f14c3ede832c0af.jpg", "https://vehicle-images.carscommerce.inc/6f29-110013116/5NMP5DG18TH073854/fff91c39b06de89eada86900c5483af9.jpg", "https://vehicle-images.carscommerce.inc/b6e1-110013116/5NMP5DG18TH073854/2d43c8a66808e74dd8429de086870323.jpg", "https://vehicle-images.carscommerce.inc/7202-110013116/5NMP5DG18TH073854/05477cc7679ba23353fcf635540ab0b9.png", "https://vehicle-images.carscommerce.inc/7ab3-110013116/5NMP5DG18TH073854/1530e430827e5531c2b202357258b834.jpg", "https://vehicle-images.carscommerce.inc/cda6-110013116/5NMP5DG18TH073854/889fe052e1116a980aee1e485b9a75bd.jpg", "https://vehicle-images.carscommerce.inc/8bdb-110013116/5NMP5DG18TH073854/ef5ec87d4b6e088abe4544003634e474.png", "https://vehicle-images.carscommerce.inc/2caa-110013116/5NMP5DG18TH073854/985e32e09f1f383f923babfd433ea65d.jpg", "https://vehicle-images.carscommerce.inc/fe11-110013116/5NMP5DG18TH073854/2cd0d5c40a2bb5b438364417fe4b041e.jpg", "https://vehicle-images.carscommerce.inc/2d0e-110013116/5NMP5DG18TH073854/f53aa7ba57c444a13ae82bee3f634d27.png", "https://vehicle-images.carscommerce.inc/c293-110013116/5NMP5DG18TH073854/c32a1aee55203e02bfba5ea191609e3f.jpg", "https://vehicle-images.carscommerce.inc/c3cb-110013116/5NMP5DG18TH073854/01e38e187597aed23e39eb061a380b91.jpg", "https://vehicle-images.carscommerce.inc/97a2-110013116/5NMP5DG18TH073854/67ea58dbb865e8d0e430bdac4b03e7a6.png", "https://vehicle-images.carscommerce.inc/1642-110013116/5NMP5DG18TH073854/6636c7161af6d8039e93f0265f301cc0.jpg", "https://vehicle-images.carscommerce.inc/f8ff-110013116/5NMP5DG18TH073854/7009e7eacbdb59fa9d6eb0e36408b3d9.jpg", "https://vehicle-images.carscommerce.inc/3815-110013116/5NMP5DG18TH073854/004abef5b96a868a24faf6deb0a57f85.png", "https://vehicle-images.carscommerce.inc/8c97-110013116/5NMP5DG18TH073854/566d28ce2dc6ff99b406e36c13fb541d.jpg", "https://vehicle-images.carscommerce.inc/19c2-110013116/5NMP5DG18TH073854/8e2ca54b028771c517d8a84e5f8b70ef.jpg", "https://vehicle-images.carscommerce.inc/da05-110013116/5NMP5DG18TH073854/4705ef9f5f81af4ac4f8edf12d07a2b5.png", "https://vehicle-images.carscommerce.inc/b4d0-110013116/5NMP5DG18TH073854/3f016c1a8b7106e94f2aa26ddab885b7.jpg", "https://vehicle-images.carscommerce.inc/46b2-110013116/5NMP5DG18TH073854/a60abb59e56f21425925402e23c58679.jpg", "https://vehicle-images.carscommerce.inc/39ac-110013116/5NMP5DG18TH073854/ad405370a85a0ea0ed9f510e0726716c.png", "https://vehicle-images.carscommerce.inc/71d2-110013116/5NMP5DG18TH073854/8a270db90503ec7dfbcb6698b2dde602.jpg", "https://vehicle-images.carscommerce.inc/b5c2-110013116/5NMP5DG18TH073854/627f55e24be16627de88b48d6d15fb0a.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53110.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DG18TH073854.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg18th073854/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg18th073854/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG18TH073854.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG18TH073854.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG18TH073854.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg18th073854/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,511. This offer applies to Stock #HD260090, VIN 5NMP5DG18TH073854. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,110. Advertised price: $48,599. Savings: $4,511, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,110"}, {"label": "Advertised price", "value": "$48,599"}, {"label": "Savings", "value": "$4,511, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,511", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48599.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG18TH073854_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 861, "unit": "per_month", "display": "$861/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48599.0, "price_incl_doc": 48599.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 860.61, "amount_financed": 51636.44, "sales_tax": 3037.44, "total_of_payments": 51636.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260090, VIN 5NMP5DG18TH073854. $861 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,599, before any dealer documentation fee. Amount financed $51,636, including $3,037 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,636. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG18TH073854_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 767, "unit": "per_month", "display": "$767/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48599.0, "price_incl_doc": 48599.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 766.52, "amount_financed": 51636.44, "sales_tax": 3037.44, "total_of_payments": 64387.85, "finance_charge": 12751.41, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260090, VIN 5NMP5DG18TH073854. $767 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,599, before any dealer documentation fee. Amount financed $51,636, including $3,037 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,388. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 80}}, {"vin": "5NMP1DG16TH142763", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 35551.0, "msrp": 40040.0, "sale_price": 40453.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP1DG16TH142763", "stock_status": "In Stock", "availability": "In Stock", 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"https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DG16TH142763.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg16th142763/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg16th142763/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG16TH142763.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG16TH142763.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG16TH142763.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg16th142763/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,489. This offer applies to Stock #5NMP1DG16TH142763, VIN 5NMP1DG16TH142763. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,040. Advertised price: $35,551. Savings: $4,489, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,040"}, {"label": "Advertised price", "value": "$35,551"}, {"label": "Savings", "value": "$4,489, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,489", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35551.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG16TH142763_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 630, "unit": "per_month", "display": "$630/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35551.0, "price_incl_doc": 35551.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 629.55, "amount_financed": 37772.94, "sales_tax": 2221.94, "total_of_payments": 37772.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG16TH142763, VIN 5NMP1DG16TH142763. $630 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,551, before any dealer documentation fee. Amount financed $37,773, including $2,222 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $37,773. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG16TH142763_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35551.0, "price_incl_doc": 35551.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.72, "amount_financed": 37772.94, "sales_tax": 2221.94, "total_of_payments": 47100.82, "finance_charge": 9327.88, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG16TH142763, VIN 5NMP1DG16TH142763. $561 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,551, before any dealer documentation fee. Amount financed $37,773, including $2,222 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,101. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG19TH128530.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG19TH128530.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG19TH128530.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg19th128530/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,440. This offer applies to Stock #NRHD260877, VIN 5NMP3DG19TH128530. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,525. Advertised price: $47,085. Savings: $3,440, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,525"}, {"label": "Advertised price", "value": "$47,085"}, {"label": "Savings", "value": "$3,440, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,440", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47085.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG19TH128530_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 834, "unit": "per_month", "display": "$834/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47085.0, "price_incl_doc": 47085.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.8, "amount_financed": 50027.81, "sales_tax": 2942.81, "total_of_payments": 50027.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260877, VIN 5NMP3DG19TH128530. $834 per month for 60 months at 0% APR, $0 cash down. Advertised price $47,085, before any dealer documentation fee. Amount financed $50,028, including $2,943 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $50,028. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG19TH128530_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 743, "unit": "per_month", "display": "$743/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47085.0, "price_incl_doc": 47085.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 742.64, "amount_financed": 50027.81, "sales_tax": 2942.81, "total_of_payments": 62381.98, "finance_charge": 12354.17, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260877, VIN 5NMP3DG19TH128530. $743 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,085, before any dealer documentation fee. Amount financed $50,028, including $2,943 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,382. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"https://ai.castlehyundaidownersgrove.com/v/5J8TB4H78JL008364.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-acura-rdx-advance-package-awd-4d-sport-utility-5j8tb4h78jl008364/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260499XA, VIN 5J8TB4H78JL008364. Advertised price: $23,684. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,684"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23684.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5J8TB4H78JL008364_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 591, "unit": "per_month", "display": "$591/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23684.0, "price_incl_doc": 23684.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 590.87, "amount_financed": 25164.25, "sales_tax": 1480.25, "total_of_payments": 28361.65, "finance_charge": 3197.4, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260499XA, VIN 5J8TB4H78JL008364. $591 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,684, before any dealer documentation fee. Amount financed $25,164, including $1,480 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,362. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8TB4H78JL008364_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 492, "unit": "per_month", "display": "$492/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23684.0, "price_incl_doc": 23684.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 492.25, "amount_financed": 25164.25, "sales_tax": 1480.25, "total_of_payments": 29534.98, "finance_charge": 4370.73, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260499XA, VIN 5J8TB4H78JL008364. $492 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,684, before any dealer documentation fee. Amount financed $25,164, including $1,480 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,535. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8TB4H78JL008364_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 429, "unit": "per_month", "display": "$429/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23684.0, "price_incl_doc": 23684.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 428.9, "amount_financed": 25164.25, "sales_tax": 1480.25, "total_of_payments": 30881.13, "finance_charge": 5716.88, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260499XA, VIN 5J8TB4H78JL008364. $429 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,684, before any dealer documentation fee. Amount financed $25,164, including $1,480 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,881. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,480. This offer applies to Stock #NRHD260808, VIN 5NMP5DG16TH124946. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,055. Advertised price: $48,575. Savings: $4,480, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,055"}, {"label": "Advertised price", "value": "$48,575"}, {"label": "Savings", "value": "$4,480, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,480", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48575.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG16TH124946_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 860, "unit": "per_month", "display": "$860/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48575.0, "price_incl_doc": 48575.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 860.18, "amount_financed": 51610.94, "sales_tax": 3035.94, "total_of_payments": 51610.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260808, VIN 5NMP5DG16TH124946. $860 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,575, before any dealer documentation fee. Amount financed $51,611, including $3,036 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,611. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG16TH124946_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 766, "unit": "per_month", "display": "$766/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48575.0, "price_incl_doc": 48575.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 766.14, "amount_financed": 51610.94, "sales_tax": 3035.94, "total_of_payments": 64356.06, "finance_charge": 12745.12, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260808, VIN 5NMP5DG16TH124946. $766 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,575, before any dealer documentation fee. Amount financed $51,611, including $3,036 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,356. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 28, "elapsed_ms": 94}}, {"vin": "5NMP2DG10TH126457", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 40240.0, "msrp": 43550.0, "sale_price": 40490.0, "currency": "USD", "mileage": 10, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260820", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG10TH126457.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg10th126457/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg10th126457/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG10TH126457.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG10TH126457.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG10TH126457.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg10th126457/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,310. This offer applies to Stock #HD260820, VIN 5NMP2DG10TH126457. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,550. Advertised price: $40,240. Savings: $3,310, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,550"}, {"label": "Advertised price", "value": "$40,240"}, {"label": "Savings", "value": "$3,310, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,310", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40240.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG10TH126457_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 713, "unit": "per_month", "display": "$713/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40240.0, "price_incl_doc": 40240.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 712.58, "amount_financed": 42755.0, "sales_tax": 2515.0, "total_of_payments": 42755.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260820, VIN 5NMP2DG10TH126457. $713 per month for 60 months at 0% APR, $0 cash down. Advertised price $40,240, before any dealer documentation fee. Amount financed $42,755, including $2,515 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,755. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG10TH126457_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 635, "unit": "per_month", "display": "$635/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40240.0, "price_incl_doc": 40240.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 634.68, "amount_financed": 42755.0, "sales_tax": 2515.0, "total_of_payments": 53313.18, "finance_charge": 10558.18, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260820, VIN 5NMP2DG10TH126457. $635 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $40,240, before any dealer documentation fee. Amount financed $42,755, including $2,515 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $53,313. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-alfa-romeo-tonale-ti-awd-4d-sport-utility-zaspatcw9r3050733/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/ZASPATCW9R3050733.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/ZASPATCW9R3050733.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/ZASPATCW9R3050733.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-alfa-romeo-tonale-ti-awd-4d-sport-utility-zaspatcw9r3050733/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN ZASPATCW9R3050733. Advertised price: $23,944. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,944"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23944.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_ZASPATCW9R3050733_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 597, "unit": "per_month", "display": "$597/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23944.0, "price_incl_doc": 23944.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 597.35, "amount_financed": 25440.5, "sales_tax": 1496.5, "total_of_payments": 28673.0, "finance_charge": 3232.5, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN ZASPATCW9R3050733. $597 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,944, before any dealer documentation fee. Amount financed $25,440, including $1,496 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,673. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_ZASPATCW9R3050733_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23944.0, "price_incl_doc": 23944.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 497.65, "amount_financed": 25440.5, "sales_tax": 1496.5, "total_of_payments": 29859.21, "finance_charge": 4418.71, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN ZASPATCW9R3050733. $498 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,944, before any dealer documentation fee. Amount financed $25,440, including $1,496 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,859. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_ZASPATCW9R3050733_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 434, "unit": "per_month", "display": "$434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23944.0, "price_incl_doc": 23944.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 433.61, "amount_financed": 25440.5, "sales_tax": 1496.5, "total_of_payments": 31220.14, "finance_charge": 5779.64, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN ZASPATCW9R3050733. $434 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,944, before any dealer documentation fee. Amount financed $25,440, including $1,496 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,220. Offer expires 2026-07-31. Estimated for ZIP 60515. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-n-line-fwd-4d-sedan-kmhl54jc4ta542257/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL54JC4TA542257.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JC4TA542257.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JC4TA542257.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-n-line-fwd-4d-sedan-kmhl54jc4ta542257/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,290. This offer applies to Stock #HD260253, VIN KMHL54JC4TA542257. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $37,695. Advertised price: $34,405. Savings: $3,290, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$37,695"}, {"label": "Advertised price", "value": "$34,405"}, {"label": "Savings", "value": "$3,290, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,290", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34405.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL54JC4TA542257_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 625, "unit": "per_month", "display": "$625/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34405.0, "price_incl_doc": 34405.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 624.71, "amount_financed": 36555.31, "sales_tax": 2150.31, "total_of_payments": 37482.59, "finance_charge": 927.28, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260253, VIN KMHL54JC4TA542257. $625 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $34,405, before any dealer documentation fee. Amount financed $36,555, including $2,150 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $37,483. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL54JC4TA542257_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34405.0, "price_incl_doc": 34405.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 542.65, "amount_financed": 36555.31, "sales_tax": 2150.31, "total_of_payments": 45582.5, "finance_charge": 9027.19, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260253, VIN KMHL54JC4TA542257. $543 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $34,405, before any dealer documentation fee. Amount financed $36,555, including $2,150 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $45,582. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 91}}, {"vin": "5NMP2DG13TH142622", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 43558.0, "msrp": null, "sale_price": 43558.0, "currency": "USD", "mileage": null, "exterior_color": "Rockwood Green", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP2DG13TH142622", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP2DG13TH142622/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg", "images": ["https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP2DG13TH142622/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG13TH142622.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg13th142622/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg13th142622/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG13TH142622.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG13TH142622.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG13TH142622.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg13th142622/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP2DG13TH142622, VIN 5NMP2DG13TH142622. Advertised price: $43,558. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,558"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43558.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG13TH142622_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 771, "unit": "per_month", "display": "$771/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43558.0, "price_incl_doc": 43558.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 771.34, "amount_financed": 46280.38, "sales_tax": 2722.38, "total_of_payments": 46280.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG13TH142622, VIN 5NMP2DG13TH142622. $771 per month for 60 months at 0% APR, $0 cash down. Advertised price $43,558, before any dealer documentation fee. Amount financed $46,280, including $2,722 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $46,280. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG13TH142622_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43558.0, "price_incl_doc": 43558.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 687.01, "amount_financed": 46280.38, "sales_tax": 2722.38, "total_of_payments": 57709.14, "finance_charge": 11428.76, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG13TH142622, VIN 5NMP2DG13TH142622. $687 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $43,558, before any dealer documentation fee. Amount financed $46,280, including $2,722 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $57,709. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 89}}, {"vin": "5NMJECAE3PH194468", "title": "2023 Hyundai Tucson Limited", "year": 2023, "make": "Hyundai", "model": "Tucson", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 27467.0, "msrp": 0.0, "sale_price": 27467.0, "currency": "USD", "mileage": 16448, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DGI DOHC 16V LEV3-ULEV70 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 23, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260954XA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJECAE3PH194468.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecae3ph194468/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecae3ph194468/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJECAE3PH194468.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJECAE3PH194468.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJECAE3PH194468.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecae3ph194468/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260954XA, VIN 5NMJECAE3PH194468. Advertised price: $27,467. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,467"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27467.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJECAE3PH194468_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 685, "unit": "per_month", "display": "$685/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27467.0, "price_incl_doc": 27467.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 685.25, "amount_financed": 29183.69, "sales_tax": 1716.69, "total_of_payments": 32891.81, "finance_charge": 3708.12, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260954XA, VIN 5NMJECAE3PH194468. $685 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,467, before any dealer documentation fee. Amount financed $29,184, including $1,717 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,892. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECAE3PH194468_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 571, "unit": "per_month", "display": "$571/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27467.0, "price_incl_doc": 27467.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 570.88, "amount_financed": 29183.69, "sales_tax": 1716.69, "total_of_payments": 34252.54, "finance_charge": 5068.85, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260954XA, VIN 5NMJECAE3PH194468. $571 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,467, before any dealer documentation fee. Amount financed $29,184, including $1,717 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,253. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECAE3PH194468_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 497, "unit": "per_month", "display": "$497/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27467.0, "price_incl_doc": 27467.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 497.41, "amount_financed": 29183.69, "sales_tax": 1716.69, "total_of_payments": 35813.72, "finance_charge": 6630.03, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260954XA, VIN 5NMJECAE3PH194468. $497 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,467, before any dealer documentation fee. Amount financed $29,184, including $1,717 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,814. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 95}}, {"vin": "5NMP2DG14TH096749", "title": "2026 Hyundai Santa Fe Hybrid SEL", "year": 2026, "make": "Hyundai", "model": "Santa Fe Hybrid", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 39937.0, "msrp": 0.0, "sale_price": 40126.0, "currency": "USD", "mileage": 9, "exterior_color": "Red", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260263", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/ac9e-110013116/5NMP2DG14TH096749/9f20f6acb234d61bf92bf8a2e481670d.jpg", "images": ["https://vehicle-images.carscommerce.inc/ac9e-110013116/5NMP2DG14TH096749/9f20f6acb234d61bf92bf8a2e481670d.jpg", "https://vehicle-images.carscommerce.inc/63e2-110013116/5NMP2DG14TH096749/622cf36b93d8ca2056ded99d78eb6609.jpg", "https://vehicle-images.carscommerce.inc/42b8-110013116/5NMP2DG14TH096749/b57001f13e3b7206b65fd02b2e072a2d.jpg", "https://vehicle-images.carscommerce.inc/fec3-110013116/5NMP2DG14TH096749/b051fe42fe4287767c112459cbf86da3.jpg", "https://vehicle-images.carscommerce.inc/dbb9-110013116/5NMP2DG14TH096749/4132e2d1a5d987775783aa8d1e35c2d1.jpg", "https://vehicle-images.carscommerce.inc/d9d7-110013116/5NMP2DG14TH096749/207b9474f6f0b9c0a25029e42f258b8a.jpg", "https://vehicle-images.carscommerce.inc/78a6-110013116/5NMP2DG14TH096749/8363c9b16ffbc9a3b8dc0259da297155.jpg", "https://vehicle-images.carscommerce.inc/c310-110013116/5NMP2DG14TH096749/d058c762798d0d7a02909c43c1220c35.jpg", "https://vehicle-images.carscommerce.inc/3232-110013116/5NMP2DG14TH096749/e2e5968edebb3981d3fa32cf484442d4.jpg", "https://vehicle-images.carscommerce.inc/14cf-110013116/5NMP2DG14TH096749/b45d2e55a3ad3a27224e6012c427f7f9.jpg", "https://vehicle-images.carscommerce.inc/34fc-110013116/5NMP2DG14TH096749/93c2f6074d7240239d0ba2ef39411cfa.jpg", "https://vehicle-images.carscommerce.inc/9924-110013116/5NMP2DG14TH096749/f38cd9f2ceef228f8a683770492342bb.jpg", "https://vehicle-images.carscommerce.inc/813b-110013116/5NMP2DG14TH096749/7d1a5726f099ec12717680d37e5379f7.jpg", "https://vehicle-images.carscommerce.inc/6cad-110013116/5NMP2DG14TH096749/0e8535ad6bdbc4b34585d5e02aab206f.jpg", "https://vehicle-images.carscommerce.inc/7768-110013116/5NMP2DG14TH096749/8321f9bdf08ebd100b3eb433870dbc46.jpg", "https://vehicle-images.carscommerce.inc/8a65-110013116/5NMP2DG14TH096749/eb18ea267347fb11257e9eb13e30515e.jpg", "https://vehicle-images.carscommerce.inc/6186-110013116/5NMP2DG14TH096749/72c67d398c91fee75476f6888dab50ea.jpg", "https://vehicle-images.carscommerce.inc/d38f-110013116/5NMP2DG14TH096749/9bb5af2116d51efa2e76879bdd3517d6.jpg", "https://vehicle-images.carscommerce.inc/85d3-110013116/5NMP2DG14TH096749/b377b54ebbc8c2035162ad5b5f470eeb.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG14TH096749.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg14th096749/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg14th096749/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG14TH096749.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG14TH096749.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG14TH096749.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg14th096749/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260263, VIN 5NMP2DG14TH096749. Advertised price: $39,937. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,937"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39937.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG14TH096749_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 996, "unit": "per_month", "display": "$996/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39937.0, "price_incl_doc": 39937.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 996.35, "amount_financed": 42433.06, "sales_tax": 2496.06, "total_of_payments": 47824.66, "finance_charge": 5391.6, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260263, VIN 5NMP2DG14TH096749. $996 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,937, before any dealer documentation fee. Amount financed $42,433, including $2,496 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,825. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG14TH096749_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 830, "unit": "per_month", "display": "$830/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39937.0, "price_incl_doc": 39937.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 830.05, "amount_financed": 42433.06, "sales_tax": 2496.06, "total_of_payments": 49803.17, "finance_charge": 7370.11, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260263, VIN 5NMP2DG14TH096749. $830 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,937, before any dealer documentation fee. Amount financed $42,433, including $2,496 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,803. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG14TH096749_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 723, "unit": "per_month", "display": "$723/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39937.0, "price_incl_doc": 39937.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 723.24, "amount_financed": 42433.06, "sales_tax": 2496.06, "total_of_payments": 52073.12, "finance_charge": 9640.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260263, VIN 5NMP2DG14TH096749. $723 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,937, before any dealer documentation fee. Amount financed $42,433, including $2,496 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $52,073. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 81}}, {"vin": "5NMP14G1XTH119194", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 34141.0, "msrp": 38800.0, "sale_price": 35441.0, "currency": "USD", "mileage": 15, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 37, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "28784", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/9892-110013116/5NMP14G1XTH119194/6a5d7f092c52eb329242d661c583ad34.jpg", "images": ["https://vehicle-images.carscommerce.inc/9892-110013116/5NMP14G1XTH119194/6a5d7f092c52eb329242d661c583ad34.jpg", "https://vehicle-images.carscommerce.inc/9c4a-110013116/5NMP14G1XTH119194/b6a511ec5350f99d92cc5b09e8310981.jpg", "https://vehicle-images.carscommerce.inc/f387-110013116/5NMP14G1XTH119194/39ae8eb99118f6d5634997e55f229841.jpg", "https://vehicle-images.carscommerce.inc/339f-110013116/5NMP14G1XTH119194/47b41efbc8ad60f736de2bd3836183b3.jpg", "https://vehicle-images.carscommerce.inc/26b8-110013116/5NMP14G1XTH119194/dea7161804324df64bd42d7ddc0678ae.png", "https://vehicle-images.carscommerce.inc/becc-110013116/5NMP14G1XTH119194/286b643d798c9db3fded616532f111c5.jpg", "https://vehicle-images.carscommerce.inc/35a9-110013116/5NMP14G1XTH119194/c4e4c62f1d7a232304e5931bcd3a20b9.jpg", "https://vehicle-images.carscommerce.inc/f6e2-110013116/5NMP14G1XTH119194/e18bbfe38561d26e7db61ae998fd2196.png", "https://vehicle-images.carscommerce.inc/3b42-110013116/5NMP14G1XTH119194/6dc4dd26cca05de393f67582fe4deeb9.jpg", "https://vehicle-images.carscommerce.inc/3d20-110013116/5NMP14G1XTH119194/3bd43905f9d399b4f0c67ce3275a95e3.jpg", "https://vehicle-images.carscommerce.inc/7c28-110013116/5NMP14G1XTH119194/29978a010db43a5b52a069a9535b0a60.png", "https://vehicle-images.carscommerce.inc/caa9-110013116/5NMP14G1XTH119194/edb76b2acb37bf0ca6609008a9fe236c.jpg", "https://vehicle-images.carscommerce.inc/7b75-110013116/5NMP14G1XTH119194/9e0f256064f3dd1bc4914c7765559ced.jpg", "https://vehicle-images.carscommerce.inc/6c58-110013116/5NMP14G1XTH119194/d5c4223003160281d2b047c91841d4c6.png", "https://vehicle-images.carscommerce.inc/84c0-110013116/5NMP14G1XTH119194/5a2708ca3195b1b20f27a005f5022901.jpg", "https://vehicle-images.carscommerce.inc/d8a1-110013116/5NMP14G1XTH119194/70e1f866e65a54df6c1407db00828d4d.jpg", "https://vehicle-images.carscommerce.inc/dfab-110013116/5NMP14G1XTH119194/43a213bc1d67e9974fee883ad510377e.png", "https://vehicle-images.carscommerce.inc/873c-110013116/5NMP14G1XTH119194/c4b29629e0769c43304e5bf9b03097a9.jpg", "https://vehicle-images.carscommerce.inc/fa9f-110013116/5NMP14G1XTH119194/b5f2809992816471e745e7e9bcc2d1e3.jpg", "https://vehicle-images.carscommerce.inc/5745-110013116/5NMP14G1XTH119194/712278a886eae7b68bbe9da506f37b1c.jpg", "https://vehicle-images.carscommerce.inc/3d6d-110013116/5NMP14G1XTH119194/898524c36c9c425a9a75560ae31e50ee.jpg", "https://vehicle-images.carscommerce.inc/fa40-110013116/5NMP14G1XTH119194/cbaa5268c3b2ad77c490ae737a22c336.png", "https://vehicle-images.carscommerce.inc/6e55-110013116/5NMP14G1XTH119194/d35f5351b5955dee41b7ab4f03cc88b0.jpg", "https://vehicle-images.carscommerce.inc/6bf6-110013116/5NMP14G1XTH119194/52754f64f6f28961b6534ea51c84f0f6.jpg", "https://vehicle-images.carscommerce.inc/d04f-110013116/5NMP14G1XTH119194/9a4fb4208c38349f75d98b71730d93d0.jpg", "https://vehicle-images.carscommerce.inc/ce5b-110013116/5NMP14G1XTH119194/b1ee6f48268e555a4e470edd9912d558.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 38800.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP14G1XTH119194.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-fwd-4d-sport-utility-5nmp14g1xth119194/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-fwd-4d-sport-utility-5nmp14g1xth119194/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP14G1XTH119194.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP14G1XTH119194.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP14G1XTH119194.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-fwd-4d-sport-utility-5nmp14g1xth119194/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,659. This offer applies to Stock #28784, VIN 5NMP14G1XTH119194. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $38,800. Advertised price: $34,141. Savings: $4,659, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$38,800"}, {"label": "Advertised price", "value": "$34,141"}, {"label": "Savings", "value": "$4,659, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,659", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34141.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP14G1XTH119194_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 605, "unit": "per_month", "display": "$605/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34141.0, "price_incl_doc": 34141.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 604.58, "amount_financed": 36274.81, "sales_tax": 2133.81, "total_of_payments": 36274.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28784, VIN 5NMP14G1XTH119194. $605 per month for 60 months at 0% APR, $0 cash down. Advertised price $34,141, before any dealer documentation fee. Amount financed $36,275, including $2,134 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $36,275. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP14G1XTH119194_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 538, "unit": "per_month", "display": "$538/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34141.0, "price_incl_doc": 34141.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 538.48, "amount_financed": 36274.81, "sales_tax": 2133.81, "total_of_payments": 45232.73, "finance_charge": 8957.92, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28784, VIN 5NMP14G1XTH119194. $538 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $34,141, before any dealer documentation fee. Amount financed $36,275, including $2,134 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $45,233. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 92}}, {"vin": "5NMP2DG17TH137620", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 39712.0, "msrp": 43010.0, "sale_price": 39962.0, "currency": "USD", "mileage": 2, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260990", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/fde3-110013116/5NMP2DG17TH137620/35cc37c43782e4c1006f2219845fc370.jpg", "images": ["https://vehicle-images.carscommerce.inc/fde3-110013116/5NMP2DG17TH137620/35cc37c43782e4c1006f2219845fc370.jpg", "https://vehicle-images.carscommerce.inc/6fcc-110013116/5NMP2DG17TH137620/7d94435456a1915d01cfed0e753f529c.jpg", "https://vehicle-images.carscommerce.inc/4ffa-110013116/5NMP2DG17TH137620/fcf61cc70a93fb7b42c057026cc0846d.jpg", "https://vehicle-images.carscommerce.inc/306e-110013116/5NMP2DG17TH137620/9c0df391cb3e1965af4745fc752c6b72.jpg", "https://vehicle-images.carscommerce.inc/f021-110013116/5NMP2DG17TH137620/23911da29a5341675f2815eece92500c.jpg", "https://vehicle-images.carscommerce.inc/3ac0-110013116/5NMP2DG17TH137620/281810f3c7815b1539c8d49498ec5638.png", "https://vehicle-images.carscommerce.inc/223d-110013116/5NMP2DG17TH137620/bb5e3b02719f96452113885e1bb169b3.jpg", "https://vehicle-images.carscommerce.inc/1268-110013116/5NMP2DG17TH137620/27c495d8b8836d0a29b6caf44299d3cd.jpg", "https://vehicle-images.carscommerce.inc/fb3f-110013116/5NMP2DG17TH137620/0dd3e358ff0867c182a6a4790345dcdf.png", "https://vehicle-images.carscommerce.inc/7d11-110013116/5NMP2DG17TH137620/34e2da4f5d544ae64d207cf2b44da9e3.jpg", "https://vehicle-images.carscommerce.inc/1cd1-110013116/5NMP2DG17TH137620/71e4fa3014499eef35b45e04d8ca98d3.jpg", "https://vehicle-images.carscommerce.inc/8fde-110013116/5NMP2DG17TH137620/d7e597b037c4ae8fada11cd22563c098.png", "https://vehicle-images.carscommerce.inc/99ed-110013116/5NMP2DG17TH137620/e7be84e45dd0e60fe3d6472265677045.jpg", "https://vehicle-images.carscommerce.inc/c57d-110013116/5NMP2DG17TH137620/d1d0a45c229e3bb47d2188ffda9170b1.jpg", "https://vehicle-images.carscommerce.inc/1a28-110013116/5NMP2DG17TH137620/fad54aa1801627b1ef5b4293a9cc24cd.png", "https://vehicle-images.carscommerce.inc/a73b-110013116/5NMP2DG17TH137620/6dd8112448ae0c8e517eb04443fe1a38.jpg", "https://vehicle-images.carscommerce.inc/3245-110013116/5NMP2DG17TH137620/8c0a4ede9c3c11b288b3c7f628effc97.jpg", "https://vehicle-images.carscommerce.inc/1e8a-110013116/5NMP2DG17TH137620/579602d3a0f8f5d17a954c3e57fa906b.png", "https://vehicle-images.carscommerce.inc/7eee-110013116/5NMP2DG17TH137620/6b12433dd06bcda885933b4bde23a909.jpg", "https://vehicle-images.carscommerce.inc/3382-110013116/5NMP2DG17TH137620/b2f1ac4cddc1ff2a2a959d3c636b4d25.jpg", "https://vehicle-images.carscommerce.inc/be23-110013116/5NMP2DG17TH137620/dbcecb892ceff49b173e54d54f5e9b01.png", "https://vehicle-images.carscommerce.inc/a31c-110013116/5NMP2DG17TH137620/f44b9ac21ed2579d746403fcd7b537ce.jpg", "https://vehicle-images.carscommerce.inc/33b3-110013116/5NMP2DG17TH137620/b0d4614641f0178ce5322da0ba2bbb03.jpg", "https://vehicle-images.carscommerce.inc/2527-110013116/5NMP2DG17TH137620/22fae1fa50b76a465abfed752b9050e5.png", "https://vehicle-images.carscommerce.inc/bd70-110013116/5NMP2DG17TH137620/8c28f6d32b3492a33184a6388974152b.jpg", "https://vehicle-images.carscommerce.inc/96fc-110013116/5NMP2DG17TH137620/7f339413850f5d2e06f63694b090e71a.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 43010.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG17TH137620.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg17th137620/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg17th137620/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG17TH137620.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG17TH137620.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG17TH137620.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg17th137620/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,298. This offer applies to Stock #HD260990, VIN 5NMP2DG17TH137620. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,010. Advertised price: $39,712. Savings: $3,298, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,010"}, {"label": "Advertised price", "value": "$39,712"}, {"label": "Savings", "value": "$3,298, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,298", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39712.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG17TH137620_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 703, "unit": "per_month", "display": "$703/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39712.0, "price_incl_doc": 39712.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 703.23, "amount_financed": 42194.0, "sales_tax": 2482.0, "total_of_payments": 42194.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260990, VIN 5NMP2DG17TH137620. $703 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,712, before any dealer documentation fee. Amount financed $42,194, including $2,482 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,194. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG17TH137620_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39712.0, "price_incl_doc": 39712.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 626.35, "amount_financed": 42194.0, "sales_tax": 2482.0, "total_of_payments": 52613.64, "finance_charge": 10419.64, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260990, VIN 5NMP2DG17TH137620. $626 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,712, before any dealer documentation fee. Amount financed $42,194, including $2,482 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,614. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 80}}, {"vin": "KMHLM4DGXTU262164", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport, SEL Sport Plus", "condition": "new", "price": 26418.0, "msrp": null, "sale_price": 26418.0, "currency": "USD", "mileage": null, "exterior_color": "Amazon Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 30, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "KMHLM4DGXTU262164", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/5e09-110013116/KMHLM4DGXTU262164/ae37d9c28ad5f4665875cead65d47899.jpg", "images": ["https://vehicle-images.carscommerce.inc/5e09-110013116/KMHLM4DGXTU262164/ae37d9c28ad5f4665875cead65d47899.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport, SEL Sport Plus", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DGXTU262164.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dgxtu262164/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dgxtu262164/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DGXTU262164.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DGXTU262164.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DGXTU262164.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dgxtu262164/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHLM4DGXTU262164, VIN KMHLM4DGXTU262164. Advertised price: $26,418. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,418"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Push Start", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26418.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DGXTU262164_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 510, "unit": "per_month", "display": "$510/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26418.0, "price_incl_doc": 26418.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 510.5, "amount_financed": 28069.13, "sales_tax": 1651.13, "total_of_payments": 30630.05, "finance_charge": 2560.92, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLM4DGXTU262164, VIN KMHLM4DGXTU262164. $510 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $26,418, before any dealer documentation fee. Amount financed $28,069, including $1,651 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $30,630. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DGXTU262164_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 417, "unit": "per_month", "display": "$417/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26418.0, "price_incl_doc": 26418.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 416.67, "amount_financed": 28069.13, "sales_tax": 1651.13, "total_of_payments": 35000.69, "finance_charge": 6931.56, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLM4DGXTU262164, VIN KMHLM4DGXTU262164. $417 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $26,418, before any dealer documentation fee. Amount financed $28,069, including $1,651 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $35,001. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 81}}, {"vin": "5NMP3DG1XTH129315", "title": "2026 Hyundai SANTA FE HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 46598.0, "msrp": 50025.0, "sale_price": 46848.0, "currency": "USD", "mileage": 9, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260844", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/a86e-110013116/5NMP3DG1XTH129315/a8ff75cdc5987a85dacf48bd75c64787.jpg", "images": ["https://vehicle-images.carscommerce.inc/a86e-110013116/5NMP3DG1XTH129315/a8ff75cdc5987a85dacf48bd75c64787.jpg", "https://vehicle-images.carscommerce.inc/6856-110013116/5NMP3DG1XTH129315/17aaa114fdea964914d7a8eddc9c115d.jpg", "https://vehicle-images.carscommerce.inc/30de-110013116/5NMP3DG1XTH129315/5ebde34e771d41c4db5c4f77722f4d6b.jpg", "https://vehicle-images.carscommerce.inc/c79b-110013116/5NMP3DG1XTH129315/3547845323a893264044180e8f473c3c.jpg", "https://vehicle-images.carscommerce.inc/e100-110013116/5NMP3DG1XTH129315/923679cc3a522bd31032cfee712a79ef.png", "https://vehicle-images.carscommerce.inc/11e3-110013116/5NMP3DG1XTH129315/eb80769e3eae2298dbe8fd2147b471d1.jpg", "https://vehicle-images.carscommerce.inc/f313-110013116/5NMP3DG1XTH129315/cc94783b855bc0d0f1afda94f47c0681.jpg", "https://vehicle-images.carscommerce.inc/2718-110013116/5NMP3DG1XTH129315/1cce1020ad08377effb8adb06a8a335b.png", "https://vehicle-images.carscommerce.inc/751b-110013116/5NMP3DG1XTH129315/d9c130dea5cdbab3f008ac3a62aad76d.jpg", "https://vehicle-images.carscommerce.inc/660c-110013116/5NMP3DG1XTH129315/d0de1a84d0238fc7b4d5ddccc21aa07d.jpg", "https://vehicle-images.carscommerce.inc/1283-110013116/5NMP3DG1XTH129315/7b8481649b5301bd3588bdff3022bd91.png", "https://vehicle-images.carscommerce.inc/e13d-110013116/5NMP3DG1XTH129315/409d754a0d77fa71bbf953f2a0126f46.jpg", "https://vehicle-images.carscommerce.inc/f521-110013116/5NMP3DG1XTH129315/0eca958bd07e0e2fdae3aaf3316e6009.jpg", "https://vehicle-images.carscommerce.inc/ac9d-110013116/5NMP3DG1XTH129315/707cd4817660a6a87564092966f84b17.png", "https://vehicle-images.carscommerce.inc/3496-110013116/5NMP3DG1XTH129315/86da7bf72865c1b9950c5d6b51d7b315.jpg", "https://vehicle-images.carscommerce.inc/f7a7-110013116/5NMP3DG1XTH129315/993b317723041a50f2929644e5554d11.jpg", "https://vehicle-images.carscommerce.inc/d3d3-110013116/5NMP3DG1XTH129315/1b4f9d5ae7f8bd124bb22f5fa4e42279.png", "https://vehicle-images.carscommerce.inc/fedd-110013116/5NMP3DG1XTH129315/93f96c4807a4e806e024f72a636965c6.jpg", "https://vehicle-images.carscommerce.inc/7e01-110013116/5NMP3DG1XTH129315/b8824b8e420161bbe04895fda73c409c.jpg", "https://vehicle-images.carscommerce.inc/6559-110013116/5NMP3DG1XTH129315/b984a718e78b5e80e425f96b8408ad76.png", "https://vehicle-images.carscommerce.inc/f587-110013116/5NMP3DG1XTH129315/2e4aa2e70c052b51254e9785808bb1e2.jpg", "https://vehicle-images.carscommerce.inc/dfd1-110013116/5NMP3DG1XTH129315/c2675cb4759ce46379747e26033845d8.jpg", "https://vehicle-images.carscommerce.inc/c815-110013116/5NMP3DG1XTH129315/f0569311a75ce25006cda52d80a78df8.png", "https://vehicle-images.carscommerce.inc/ce47-110013116/5NMP3DG1XTH129315/a44384eff27ae07b146455324e16ebbb.jpg", "https://vehicle-images.carscommerce.inc/a97b-110013116/5NMP3DG1XTH129315/eed4c2a899c2511d5b696b9213718046.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 50025.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DG1XTH129315.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg1xth129315/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg1xth129315/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG1XTH129315.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG1XTH129315.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG1XTH129315.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg1xth129315/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,427. This offer applies to Stock #HD260844, VIN 5NMP3DG1XTH129315. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,025. Advertised price: $46,598. Savings: $3,427, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,025"}, {"label": "Advertised price", "value": "$46,598"}, {"label": "Savings", "value": "$3,427, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,427", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46598.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG1XTH129315_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 825, "unit": "per_month", "display": "$825/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46598.0, "price_incl_doc": 46598.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 825.17, "amount_financed": 49510.38, "sales_tax": 2912.38, "total_of_payments": 49510.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260844, VIN 5NMP3DG1XTH129315. $825 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,598, before any dealer documentation fee. Amount financed $49,510, including $2,912 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,510. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG1XTH129315_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 735, "unit": "per_month", "display": "$735/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46598.0, "price_incl_doc": 46598.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 734.96, "amount_financed": 49510.38, "sales_tax": 2912.38, "total_of_payments": 61736.77, "finance_charge": 12226.39, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260844, VIN 5NMP3DG1XTH129315. $735 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,598, before any dealer documentation fee. Amount financed $49,510, including $2,912 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,737. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 76}}, {"vin": "1C4RJYB65N8761491", "title": "2022 Jeep Grand Cherokee 4xe", "year": 2022, "make": "Jeep", "model": "Grand Cherokee", "trim": "4xe", "decoded_trim": "Limited 4XE", "condition": "used", "price": 25633.0, "msrp": 0.0, "sale_price": 26412.0, "currency": "USD", "mileage": 32385, "exterior_color": "Black", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Plug-In Electric/Gas", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1010", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1C4RJYB65N8761491.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1C4RJYB65N8761491.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1C4RJYB65N8761491.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-jeep-grand-cherokee-4xe-4wd-4d-sport-utility-1c4rjyb65n8761491/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1010, VIN 1C4RJYB65N8761491. Advertised price: $25,633. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,633"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25633.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJYB65N8761491_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 639, "unit": "per_month", "display": "$639/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25633.0, "price_incl_doc": 25633.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 639.49, "amount_financed": 27235.06, "sales_tax": 1602.06, "total_of_payments": 30695.58, "finance_charge": 3460.52, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1010, VIN 1C4RJYB65N8761491. $639 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,633, before any dealer documentation fee. Amount financed $27,235, including $1,602 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,696. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB65N8761491_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 533, "unit": "per_month", "display": "$533/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25633.0, "price_incl_doc": 25633.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 532.76, "amount_financed": 27235.06, "sales_tax": 1602.06, "total_of_payments": 31965.46, "finance_charge": 4730.4, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1010, VIN 1C4RJYB65N8761491. $533 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,633, before any dealer documentation fee. Amount financed $27,235, including $1,602 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,965. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB65N8761491_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 464, "unit": "per_month", "display": "$464/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25633.0, "price_incl_doc": 25633.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 464.2, "amount_financed": 27235.06, "sales_tax": 1602.06, "total_of_payments": 33422.4, "finance_charge": 6187.34, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1010, VIN 1C4RJYB65N8761491. $464 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,633, before any dealer documentation fee. Amount financed $27,235, including $1,602 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,422. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE5TH623883.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE5TH623883.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde5th623883/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,532. This offer applies to Stock #28215, VIN 5NMJBCDE5TH623883. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,755. Advertised price: $31,223. Savings: $3,532, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,755"}, {"label": "Advertised price", "value": "$31,223"}, {"label": "Savings", "value": "$3,532, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,532", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31223.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE5TH623883_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 553, "unit": "per_month", "display": "$553/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31223.0, "price_incl_doc": 31223.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 552.91, "amount_financed": 33174.44, "sales_tax": 1951.44, "total_of_payments": 33174.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28215, VIN 5NMJBCDE5TH623883. $553 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,223, before any dealer documentation fee. Amount financed $33,174, including $1,951 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,174. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE5TH623883_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 492, "unit": "per_month", "display": "$492/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31223.0, "price_incl_doc": 31223.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 492.46, "amount_financed": 33174.44, "sales_tax": 1951.44, "total_of_payments": 41366.74, "finance_charge": 8192.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28215, VIN 5NMJBCDE5TH623883. $492 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,223, before any dealer documentation fee. Amount financed $33,174, including $1,951 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,367. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE5TH623883_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 390, "unit": "per_month", "display": "$390/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34755.0, "selling_price": 31223.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 389.87, "net_cap_cost": 31873.0, "residual_value": 21548.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 389.87, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 549.87}, "total_of_payments": 14040, "total_of_payments_unrounded": 14035.32}, "disclosure": "Estimated lease payment for stock #28215, VIN 5NMJBCDE5TH623883. $390 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $550, made up of $390 first payment, $60 title, $100 registration. MSRP $34,755. Lease selling price $31,223. Net capitalized cost $31,873. Residual value $21,548, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,040. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE5TH623883_lease", "type": "lease", "label": "Lease", "headline": {"value": 297, "unit": "per_month", "display": "$297/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34755.0, "selling_price": 31223.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 296.58, "net_cap_cost": 28874.0, "residual_value": 21548.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 296.58, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3455.58}, "total_of_payments": 10692, "total_of_payments_unrounded": 10676.88}, "disclosure": "Estimated lease payment for stock #28215, VIN 5NMJBCDE5TH623883. $297 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,456, made up of $297 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,755. Lease selling price $31,223. Net capitalized cost $28,874. Residual value $21,548, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,692. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 116}}, {"vin": "KMHL54JJ6TA156003", "title": "2026 Hyundai SONATA HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 38070.0, "msrp": 40050.0, "sale_price": 38070.0, "currency": "USD", "mileage": 12, "exterior_color": "Blue", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "28591", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/f43c-110013116/KMHL54JJ6TA156003/9b8156dfee54f67fec437e9ea9a431e0.jpg", "images": ["https://vehicle-images.carscommerce.inc/f43c-110013116/KMHL54JJ6TA156003/9b8156dfee54f67fec437e9ea9a431e0.jpg", "https://vehicle-images.carscommerce.inc/d82a-110013116/KMHL54JJ6TA156003/26b4d1d71de8e4f8afeb42a5e05a9761.jpg", "https://vehicle-images.carscommerce.inc/4607-110013116/KMHL54JJ6TA156003/829b761e67d8720c82c0c93a658ed50d.jpg", "https://vehicle-images.carscommerce.inc/f84a-110013116/KMHL54JJ6TA156003/3efd8faddfab116999e73ce8adc7a5fa.jpg", "https://vehicle-images.carscommerce.inc/6867-110013116/KMHL54JJ6TA156003/7c1e8478bdd0667ebfb7df15479a042e.jpg", "https://vehicle-images.carscommerce.inc/28ec-110013116/KMHL54JJ6TA156003/7cf942f76dfae2d44db19230bd2e62fe.png", "https://vehicle-images.carscommerce.inc/19b7-110013116/KMHL54JJ6TA156003/29bb54c5cfbb3e53ce89752550a640d8.jpg", "https://vehicle-images.carscommerce.inc/d9fb-110013116/KMHL54JJ6TA156003/c52cecd44f3df6b810b8b5b1eba792f3.jpg", "https://vehicle-images.carscommerce.inc/5b79-110013116/KMHL54JJ6TA156003/79891e97c9f8d3c34c24bae5e8270c7a.png", "https://vehicle-images.carscommerce.inc/490b-110013116/KMHL54JJ6TA156003/8a48bd714fdb7e9c3a40c8281eec1b23.jpg", "https://vehicle-images.carscommerce.inc/ce54-110013116/KMHL54JJ6TA156003/7cfb1946fec6e3c661b06d5f1f566e89.jpg", "https://vehicle-images.carscommerce.inc/54d9-110013116/KMHL54JJ6TA156003/ecdda944a425f34fe4b7ea56d25ed00a.png", "https://vehicle-images.carscommerce.inc/b6a1-110013116/KMHL54JJ6TA156003/aa7ae08842619a676e7d19f92cf27ede.jpg", "https://vehicle-images.carscommerce.inc/7922-110013116/KMHL54JJ6TA156003/8ac1cefc77b0a6d53f46293ed093a311.jpg", "https://vehicle-images.carscommerce.inc/76c9-110013116/KMHL54JJ6TA156003/75a9a441d6b7448a3be2f8d55e045e5d.png", "https://vehicle-images.carscommerce.inc/b33f-110013116/KMHL54JJ6TA156003/8d7844a26caa4aa81729d179d3d9b1bc.jpg", "https://vehicle-images.carscommerce.inc/a867-110013116/KMHL54JJ6TA156003/14cb70fc661f8f8c86b8ac2d5b053a57.jpg", "https://vehicle-images.carscommerce.inc/4248-110013116/KMHL54JJ6TA156003/14f1b89eb27bdd470bda603ccd350c06.png", "https://vehicle-images.carscommerce.inc/8399-110013116/KMHL54JJ6TA156003/af0b74c98b64ebb8c021b0854ed2686c.jpg", "https://vehicle-images.carscommerce.inc/9e5d-110013116/KMHL54JJ6TA156003/df518de94638d86e05d2e43e909475dd.jpg", "https://vehicle-images.carscommerce.inc/9997-110013116/KMHL54JJ6TA156003/012f1037f341b3b1ef386848fae70ba8.jpg", "https://vehicle-images.carscommerce.inc/a2de-110013116/KMHL54JJ6TA156003/bda5fc63497c6c66029020dc012341ff.jpg", "https://vehicle-images.carscommerce.inc/d25d-110013116/KMHL54JJ6TA156003/a2f9d541b2c6315cd34369b9e3d7fb9e.png", "https://vehicle-images.carscommerce.inc/fb2a-110013116/KMHL54JJ6TA156003/ca9524e0662a095a232f014431a8a176.jpg", "https://vehicle-images.carscommerce.inc/60d8-110013116/KMHL54JJ6TA156003/0cba59d4881558175d4f5a4c723caed8.jpg", "https://vehicle-images.carscommerce.inc/b006-110013116/KMHL54JJ6TA156003/4f47285029c7cde1029de954ae20dade.jpg", "https://vehicle-images.carscommerce.inc/2288-110013116/KMHL54JJ6TA156003/489d27a487107739b09327cfb0bdd9bb.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "Limited", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 40050.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL54JJ6TA156003.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4d-sedan-kmhl54jj6ta156003/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4d-sedan-kmhl54jj6ta156003/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL54JJ6TA156003.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JJ6TA156003.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JJ6TA156003.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4d-sedan-kmhl54jj6ta156003/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,980. This offer applies to Stock #28591, VIN KMHL54JJ6TA156003. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,050. Advertised price: $38,070. Savings: $1,980, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,050"}, {"label": "Advertised price", "value": "$38,070"}, {"label": "Savings", "value": "$1,980, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,980", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38070.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL54JJ6TA156003_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 709, "unit": "per_month", "display": "$709/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38070.0, "price_incl_doc": 38070.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.81, "amount_financed": 40449.38, "sales_tax": 2379.38, "total_of_payments": 42528.61, "finance_charge": 2079.23, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28591, VIN KMHL54JJ6TA156003. $709 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $38,070, before any dealer documentation fee. Amount financed $40,449, including $2,379 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $42,529. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL54JJ6TA156003_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 600, "unit": "per_month", "display": "$600/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38070.0, "price_incl_doc": 38070.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 600.45, "amount_financed": 40449.38, "sales_tax": 2379.38, "total_of_payments": 50438.19, "finance_charge": 9988.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28591, VIN KMHL54JJ6TA156003. $600 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,070, before any dealer documentation fee. Amount financed $40,449, including $2,379 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,438. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 79}}, {"vin": "5NMP1DG12TH142677", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 40953.0, "msrp": null, "sale_price": 40953.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP1DG12TH142677", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/e41d-110013116/5NMP1DG12TH142677/b018efc067df6ff1342235dd559bc96b.jpg", "images": ["https://vehicle-images.carscommerce.inc/e41d-110013116/5NMP1DG12TH142677/b018efc067df6ff1342235dd559bc96b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DG12TH142677.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg12th142677/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg12th142677/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG12TH142677.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG12TH142677.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG12TH142677.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg12th142677/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP1DG12TH142677, VIN 5NMP1DG12TH142677. Advertised price: $40,953. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,953"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40953.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG12TH142677_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 725, "unit": "per_month", "display": "$725/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40953.0, "price_incl_doc": 40953.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 725.21, "amount_financed": 43512.56, "sales_tax": 2559.56, "total_of_payments": 43512.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG12TH142677, VIN 5NMP1DG12TH142677. $725 per month for 60 months at 0% APR, $0 cash down. Advertised price $40,953, before any dealer documentation fee. Amount financed $43,513, including $2,560 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $43,513. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG12TH142677_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 646, "unit": "per_month", "display": "$646/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40953.0, "price_incl_doc": 40953.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 645.93, "amount_financed": 43512.56, "sales_tax": 2559.56, "total_of_payments": 54257.81, "finance_charge": 10745.25, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG12TH142677, VIN 5NMP1DG12TH142677. $646 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $40,953, before any dealer documentation fee. Amount financed $43,513, including $2,560 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $54,258. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 85}}, {"vin": "4S3GKAV69P3601217", "title": "2023 Subaru Impreza Premium", "year": 2023, "make": "Subaru", "model": "Impreza", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 18278.0, "msrp": 0.0, "sale_price": 19013.0, "currency": "USD", "mileage": 59621, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 28, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "PHD0987", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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"cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/4S3GKAV69P3601217.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-subaru-impreza-premium-awd-4d-sedan-4s3gkav69p3601217/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-subaru-impreza-premium-awd-4d-sedan-4s3gkav69p3601217/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/4S3GKAV69P3601217.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/4S3GKAV69P3601217.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/4S3GKAV69P3601217.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-subaru-impreza-premium-awd-4d-sedan-4s3gkav69p3601217/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0987, VIN 4S3GKAV69P3601217. Advertised price: $18,278. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$18,278"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18278.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S3GKAV69P3601217_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 456, "unit": "per_month", "display": "$456/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18278.0, "price_incl_doc": 18278.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 456.0, "amount_financed": 19420.38, "sales_tax": 1142.38, "total_of_payments": 21887.96, "finance_charge": 2467.58, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0987, VIN 4S3GKAV69P3601217. $456 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,278, before any dealer documentation fee. Amount financed $19,420, including $1,142 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $21,888. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3GKAV69P3601217_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 380, "unit": "per_month", "display": "$380/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18278.0, "price_incl_doc": 18278.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 379.89, "amount_financed": 19420.38, "sales_tax": 1142.38, "total_of_payments": 22793.46, "finance_charge": 3373.08, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0987, VIN 4S3GKAV69P3601217. $380 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,278, before any dealer documentation fee. Amount financed $19,420, including $1,142 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,793. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3GKAV69P3601217_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 331, "unit": "per_month", "display": "$331/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18278.0, "price_incl_doc": 18278.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 331.0, "amount_financed": 19420.38, "sales_tax": 1142.38, "total_of_payments": 23832.36, "finance_charge": 4411.98, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0987, VIN 4S3GKAV69P3601217. $331 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,278, before any dealer documentation fee. Amount financed $19,420, including $1,142 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,832. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-se-fwd-sport-utility-kmhrb8a3xtu485037/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRB8A3XTU485037.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRB8A3XTU485037.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRB8A3XTU485037.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-se-fwd-sport-utility-kmhrb8a3xtu485037/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $98. This offer applies to Stock #KMHRB8A3XTU485037, VIN KMHRB8A3XTU485037. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $22,840. Advertised price: $22,742. Savings: $98, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$22,840"}, {"label": "Advertised price", "value": "$22,742"}, {"label": "Savings", "value": "$98, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $98", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22742.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRB8A3XTU485037_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 461, "unit": "per_month", "display": "$461/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22742.0, "price_incl_doc": 22742.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 461.44, "amount_financed": 24163.38, "sales_tax": 1421.38, "total_of_payments": 27686.23, "finance_charge": 3522.85, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHRB8A3XTU485037, VIN KMHRB8A3XTU485037. $461 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $22,742, before any dealer documentation fee. Amount financed $24,163, including $1,421 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $27,686. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRB8A3XTU485037_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 359, "unit": "per_month", "display": "$359/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22742.0, "price_incl_doc": 22742.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 358.7, "amount_financed": 24163.38, "sales_tax": 1421.38, "total_of_payments": 30130.43, "finance_charge": 5967.05, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHRB8A3XTU485037, VIN KMHRB8A3XTU485037. $359 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $22,742, before any dealer documentation fee. Amount financed $24,163, including $1,421 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $30,130. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 84}}, {"vin": "5NMP2DGL8TH211645", "title": "2026 Hyundai SANTA FE SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 38072.0, "msrp": 41915.0, "sale_price": 38322.0, "currency": "USD", "mileage": 9, "exterior_color": "Blue", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260770", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/d4db-110013116/5NMP2DGL8TH211645/b2c653ae4140c46dcc33bcea1a9dcf99.jpg", "images": ["https://vehicle-images.carscommerce.inc/d4db-110013116/5NMP2DGL8TH211645/b2c653ae4140c46dcc33bcea1a9dcf99.jpg", "https://vehicle-images.carscommerce.inc/a8a5-110013116/5NMP2DGL8TH211645/75a26e43fd8d61e9082c8e572d13110c.jpg", "https://vehicle-images.carscommerce.inc/9384-110013116/5NMP2DGL8TH211645/f4a141629b69b76732bed3be0ddcd0ea.jpg", "https://vehicle-images.carscommerce.inc/7d30-110013116/5NMP2DGL8TH211645/98dd0dfd6b41f8ee82ea4dfb3a99a7b8.jpg", "https://vehicle-images.carscommerce.inc/58ca-110013116/5NMP2DGL8TH211645/b388a03296100f95788cebb68935e835.jpg", "https://vehicle-images.carscommerce.inc/97c5-110013116/5NMP2DGL8TH211645/bbebd87576543dadf5ea0ae64e5779dc.png", "https://vehicle-images.carscommerce.inc/89a8-110013116/5NMP2DGL8TH211645/3f66f5f45cbe8cf64fe1bc9cee3ab468.jpg", "https://vehicle-images.carscommerce.inc/70d9-110013116/5NMP2DGL8TH211645/285b643a949a7eb069fbb132d5c5537b.jpg", "https://vehicle-images.carscommerce.inc/aa79-110013116/5NMP2DGL8TH211645/53acdcf7ffec1abb15c2e53aa71b2ac6.png", "https://vehicle-images.carscommerce.inc/5e07-110013116/5NMP2DGL8TH211645/1684d8512e978f5fa37c57955a819446.jpg", "https://vehicle-images.carscommerce.inc/231b-110013116/5NMP2DGL8TH211645/18be204b99715429f0d018153a66668b.jpg", "https://vehicle-images.carscommerce.inc/1e10-110013116/5NMP2DGL8TH211645/cafcece3236f95098b7f0471cf330987.png", "https://vehicle-images.carscommerce.inc/3a1e-110013116/5NMP2DGL8TH211645/dffbeba079e275d9a67da04e5259bfb5.jpg", "https://vehicle-images.carscommerce.inc/22ba-110013116/5NMP2DGL8TH211645/b581b1b0330a9a786585e2fe53e30af9.jpg", "https://vehicle-images.carscommerce.inc/86e1-110013116/5NMP2DGL8TH211645/c884fcea0b9fa3a1004d810bd09028e9.png", "https://vehicle-images.carscommerce.inc/7ffc-110013116/5NMP2DGL8TH211645/34ea5b074c9390fc84d459f61605af10.jpg", "https://vehicle-images.carscommerce.inc/5a9f-110013116/5NMP2DGL8TH211645/278e82d6b404776f3c3c73c053a322cd.jpg", "https://vehicle-images.carscommerce.inc/89c7-110013116/5NMP2DGL8TH211645/df74cb52f063b57612ef1de3e83608ce.png", "https://vehicle-images.carscommerce.inc/cd45-110013116/5NMP2DGL8TH211645/4f9f9f9a6a3b9f10f8893456adf9cff6.jpg", "https://vehicle-images.carscommerce.inc/b469-110013116/5NMP2DGL8TH211645/24f85a1e1653f3f547c2706eeb4f0657.jpg", "https://vehicle-images.carscommerce.inc/7f40-110013116/5NMP2DGL8TH211645/10b3f59626cd04caa142430acb7e8aa1.png", "https://vehicle-images.carscommerce.inc/8fa3-110013116/5NMP2DGL8TH211645/929fd8febc9fa2e993776b4b71d6c9fe.jpg", "https://vehicle-images.carscommerce.inc/a790-110013116/5NMP2DGL8TH211645/2a94141490a553e7428855e3b151d05c.jpg", "https://vehicle-images.carscommerce.inc/3a90-110013116/5NMP2DGL8TH211645/12c67fdba677697560d380bca3da472d.png", "https://vehicle-images.carscommerce.inc/607f-110013116/5NMP2DGL8TH211645/b9d200c82b2a7adf764730c79d4c9abd.jpg", "https://vehicle-images.carscommerce.inc/a5a6-110013116/5NMP2DGL8TH211645/8e041e870c11809d378d3eea1bbe299e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 41915.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DGL8TH211645.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl8th211645/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl8th211645/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DGL8TH211645.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL8TH211645.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL8TH211645.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl8th211645/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,843. This offer applies to Stock #HD260770, VIN 5NMP2DGL8TH211645. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $41,915. Advertised price: $38,072. Savings: $3,843, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$41,915"}, {"label": "Advertised price", "value": "$38,072"}, {"label": "Savings", "value": "$3,843, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,843", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38072.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DGL8TH211645_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 674, "unit": "per_month", "display": "$674/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38072.0, "price_incl_doc": 38072.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 674.19, "amount_financed": 40451.5, "sales_tax": 2379.5, "total_of_payments": 40451.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260770, VIN 5NMP2DGL8TH211645. $674 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,072, before any dealer documentation fee. Amount financed $40,452, including $2,380 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $40,452. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL8TH211645_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 600, "unit": "per_month", "display": "$600/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38072.0, "price_incl_doc": 38072.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 600.49, "amount_financed": 40451.5, "sales_tax": 2379.5, "total_of_payments": 50440.84, "finance_charge": 9989.34, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260770, VIN 5NMP2DGL8TH211645. $600 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,072, before any dealer documentation fee. Amount financed $40,452, including $2,380 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,441. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL8TH211645_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 479, "unit": "per_month", "display": "$479/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 41915.0, "selling_price": 38072.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 478.98, "net_cap_cost": 38722.0, "residual_value": 25987.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 478.98, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 638.98}, "total_of_payments": 17244, "total_of_payments_unrounded": 17243.28}, "disclosure": "Estimated lease payment for stock #HD260770, VIN 5NMP2DGL8TH211645. $479 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $639, made up of $479 first payment, $60 title, $100 registration. MSRP $41,915. Lease selling price $38,072. Net capitalized cost $38,722. Residual value $25,987, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,244. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL8TH211645_lease", "type": "lease", "label": "Lease", "headline": {"value": 386, "unit": "per_month", "display": "$386/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 41915.0, "selling_price": 38072.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 385.69, "net_cap_cost": 35723.0, "residual_value": 25987.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 385.69, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3544.69}, "total_of_payments": 13896, "total_of_payments_unrounded": 13884.84}, "disclosure": "Estimated lease payment for stock #HD260770, VIN 5NMP2DGL8TH211645. $386 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,545, made up of $386 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $41,915. Lease selling price $38,072. Net capitalized cost $35,723. Residual value $25,987, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,896. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 112}}, {"vin": "KMHLS4DG5TU206686", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 24773.0, "msrp": 26965.0, "sale_price": 24773.0, "currency": "USD", "mileage": 11, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "NRHD260826", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 28, "primary_image": "https://vehicle-images.carscommerce.inc/ce17-110013116/KMHLS4DG5TU206686/5b86350837440d3b0b777aa8092ed274.jpg", "images": ["https://vehicle-images.carscommerce.inc/ce17-110013116/KMHLS4DG5TU206686/5b86350837440d3b0b777aa8092ed274.jpg", "https://vehicle-images.carscommerce.inc/7199-110013116/KMHLS4DG5TU206686/ddc018076e6aee020a62e5ca0d5acac2.jpg", "https://vehicle-images.carscommerce.inc/5056-110013116/KMHLS4DG5TU206686/00e05572146c401214ebd815b782b8dd.jpg", "https://vehicle-images.carscommerce.inc/555b-110013116/KMHLS4DG5TU206686/025b2294f4bb0a09d098accfac166217.jpg", "https://vehicle-images.carscommerce.inc/fdf4-110013116/KMHLS4DG5TU206686/2bc2ba3422473de5e850511c5e9ffa2a.jpg", "https://vehicle-images.carscommerce.inc/8c5e-110013116/KMHLS4DG5TU206686/df58f4faa3ac5651d9eaf102b5d1d1a1.png", "https://vehicle-images.carscommerce.inc/3216-110013116/KMHLS4DG5TU206686/021cb4809c5fbf1fa1b774d2d240ed2a.jpg", 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"https://vehicle-images.carscommerce.inc/98ae-110013116/KMHLS4DG5TU206686/75de1cb6e3864f077d2033e56e0eeb6c.png", "https://vehicle-images.carscommerce.inc/c7b4-110013116/KMHLS4DG5TU206686/176836cfae5d62c4c4b361afa6eb27a2.jpg", "https://vehicle-images.carscommerce.inc/26a0-110013116/KMHLS4DG5TU206686/f3c406cd767226a77cac97888d3d7186.jpg", "https://vehicle-images.carscommerce.inc/ba35-110013116/KMHLS4DG5TU206686/a795a92ad8a5dd21d0456d0988ed2f7e.jpg", "https://vehicle-images.carscommerce.inc/90ba-110013116/KMHLS4DG5TU206686/44d789af09812a6fdff1ab064a1b277f.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26965.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG5TU206686.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg5tu206686/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg5tu206686/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG5TU206686.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG5TU206686.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG5TU206686.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg5tu206686/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,192. This offer applies to Stock #NRHD260826, VIN KMHLS4DG5TU206686. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,965. Advertised price: $24,773. Savings: $2,192, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,965"}, {"label": "Advertised price", "value": "$24,773"}, {"label": "Savings", "value": "$2,192, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,192", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24773.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG5TU206686_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 479, "unit": "per_month", "display": "$479/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24773.0, "price_incl_doc": 24773.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 478.71, "amount_financed": 26321.31, "sales_tax": 1548.31, "total_of_payments": 28722.76, "finance_charge": 2401.45, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260826, VIN KMHLS4DG5TU206686. $479 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $24,773, before any dealer documentation fee. Amount financed $26,321, including $1,548 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $28,723. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG5TU206686_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 391, "unit": "per_month", "display": "$391/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24773.0, "price_incl_doc": 24773.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 390.73, "amount_financed": 26321.31, "sales_tax": 1548.31, "total_of_payments": 32821.25, "finance_charge": 6499.94, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260826, VIN KMHLS4DG5TU206686. $391 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,773, before any dealer documentation fee. Amount financed $26,321, including $1,548 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,821. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 90}}, {"vin": "5NMP3DG1XTH116323", "title": "2026 Hyundai SANTA FE HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 47195.0, "msrp": 50645.0, "sale_price": 47445.0, "currency": "USD", "mileage": 9, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260707", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/9b6d-110013116/5NMP3DG1XTH116323/d8d89b89b01fe3f6305d283eb5b5c722.jpg", "images": ["https://vehicle-images.carscommerce.inc/9b6d-110013116/5NMP3DG1XTH116323/d8d89b89b01fe3f6305d283eb5b5c722.jpg", "https://vehicle-images.carscommerce.inc/da63-110013116/5NMP3DG1XTH116323/581eceed5e043551227e2b37c4a4e6ab.jpg", "https://vehicle-images.carscommerce.inc/c0d1-110013116/5NMP3DG1XTH116323/07599f78725c60679b3637404cb01118.jpg", "https://vehicle-images.carscommerce.inc/febc-110013116/5NMP3DG1XTH116323/c13c88279429c68dac8548c1dc29b8a7.jpg", "https://vehicle-images.carscommerce.inc/2a8c-110013116/5NMP3DG1XTH116323/ff89701646021c39efad609b2484dde4.jpg", "https://vehicle-images.carscommerce.inc/51e0-110013116/5NMP3DG1XTH116323/1a026f7e2418cd55fc76f71baec4d040.png", "https://vehicle-images.carscommerce.inc/f34e-110013116/5NMP3DG1XTH116323/792dfe4b69b2fd226b445b4da6e81d87.jpg", "https://vehicle-images.carscommerce.inc/10e1-110013116/5NMP3DG1XTH116323/2d6a44b842d704f7d0ac01a498c093b5.jpg", "https://vehicle-images.carscommerce.inc/727d-110013116/5NMP3DG1XTH116323/bb67926b3a74ca85f3b709bb3e6bb003.png", "https://vehicle-images.carscommerce.inc/ea07-110013116/5NMP3DG1XTH116323/45ebc7e6a9c48c4ee8f508f64ca2d30f.jpg", "https://vehicle-images.carscommerce.inc/7a8f-110013116/5NMP3DG1XTH116323/3453e362023376aaf95ca2a32d9fb4b2.jpg", "https://vehicle-images.carscommerce.inc/471f-110013116/5NMP3DG1XTH116323/19884a766c2a77bed6ec0e8febc70c35.png", "https://vehicle-images.carscommerce.inc/20d8-110013116/5NMP3DG1XTH116323/76b412c9867012dccd0a6b114799aa2a.jpg", "https://vehicle-images.carscommerce.inc/592b-110013116/5NMP3DG1XTH116323/dc7e0db979fee3366fca5a20cc1af9ab.jpg", "https://vehicle-images.carscommerce.inc/23eb-110013116/5NMP3DG1XTH116323/ab74f3940d9c0c628920a066cbfbd770.png", "https://vehicle-images.carscommerce.inc/a5b4-110013116/5NMP3DG1XTH116323/643d3dad184f2f14b838c2e08cb98f83.jpg", "https://vehicle-images.carscommerce.inc/985d-110013116/5NMP3DG1XTH116323/ad66242169507aa8c3dc84ded3cfec69.jpg", "https://vehicle-images.carscommerce.inc/e7a1-110013116/5NMP3DG1XTH116323/5f809acc4d128899029c30a003db6e3d.png", "https://vehicle-images.carscommerce.inc/ffe2-110013116/5NMP3DG1XTH116323/a59e3cc8b525031003e73eb81c81d6da.jpg", "https://vehicle-images.carscommerce.inc/2d45-110013116/5NMP3DG1XTH116323/57b5d122ef1d0625db942b1caf98a0f9.jpg", "https://vehicle-images.carscommerce.inc/27c9-110013116/5NMP3DG1XTH116323/b7e6c61533a1a6fdad12ada37d9f3be3.png", "https://vehicle-images.carscommerce.inc/a9c9-110013116/5NMP3DG1XTH116323/704e681052a937a7d3cad64ba3078a44.jpg", "https://vehicle-images.carscommerce.inc/e0a7-110013116/5NMP3DG1XTH116323/becdc718fb806ab76ef2459de465a364.jpg", "https://vehicle-images.carscommerce.inc/3523-110013116/5NMP3DG1XTH116323/2770ed5337b87360deb0b90a39e5d450.png", "https://vehicle-images.carscommerce.inc/f4cb-110013116/5NMP3DG1XTH116323/7206a608aedc357345a7192cde4a98af.jpg", "https://vehicle-images.carscommerce.inc/2f1b-110013116/5NMP3DG1XTH116323/b49540ebfdf70c3f3218d49e37560212.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 50645.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DG1XTH116323.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg1xth116323/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg1xth116323/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG1XTH116323.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG1XTH116323.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG1XTH116323.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg1xth116323/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,450. This offer applies to Stock #HD260707, VIN 5NMP3DG1XTH116323. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,645. Advertised price: $47,195. Savings: $3,450, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,645"}, {"label": "Advertised price", "value": "$47,195"}, {"label": "Savings", "value": "$3,450, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,450", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47195.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG1XTH116323_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 836, "unit": "per_month", "display": "$836/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47195.0, "price_incl_doc": 47195.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 835.74, "amount_financed": 50144.69, "sales_tax": 2949.69, "total_of_payments": 50144.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260707, VIN 5NMP3DG1XTH116323. $836 per month for 60 months at 0% APR, $0 cash down. Advertised price $47,195, before any dealer documentation fee. Amount financed $50,145, including $2,950 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $50,145. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG1XTH116323_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 744, "unit": "per_month", "display": "$744/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47195.0, "price_incl_doc": 47195.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 744.38, "amount_financed": 50144.69, "sales_tax": 2949.69, "total_of_payments": 62527.72, "finance_charge": 12383.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260707, VIN 5NMP3DG1XTH116323. $744 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,195, before any dealer documentation fee. Amount financed $50,145, including $2,950 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,528. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 91}}, {"vin": "KMHRC8A36TU455191", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 25013.0, "msrp": 25240.0, "sale_price": 25013.0, "currency": "USD", "mileage": 5, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "28550", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/a894-110013116/KMHRC8A36TU455191/be3fc29f55ee3180b4c1a37c18000810.jpg", "images": ["https://vehicle-images.carscommerce.inc/a894-110013116/KMHRC8A36TU455191/be3fc29f55ee3180b4c1a37c18000810.jpg", "https://vehicle-images.carscommerce.inc/1b6e-110013116/KMHRC8A36TU455191/ae286370db07f01988b0272ccb90934f.jpg", "https://vehicle-images.carscommerce.inc/2c4a-110013116/KMHRC8A36TU455191/2650697f2797490d8ceabd195bf373e7.jpg", "https://vehicle-images.carscommerce.inc/f887-110013116/KMHRC8A36TU455191/293daae2ba40fbc001fa900bf968c738.jpg", "https://vehicle-images.carscommerce.inc/cb46-110013116/KMHRC8A36TU455191/8e6ffb956c20eb9242a95c4f65f8f181.jpg", "https://vehicle-images.carscommerce.inc/fd6b-110013116/KMHRC8A36TU455191/87673a965273b963db21f5f52795e606.png", "https://vehicle-images.carscommerce.inc/3f37-110013116/KMHRC8A36TU455191/697a3f0aadb9a6f32911ca4f8e69efbd.jpg", "https://vehicle-images.carscommerce.inc/d83b-110013116/KMHRC8A36TU455191/718d2c9ce4489d77d0b1d00f8145dc51.jpg", "https://vehicle-images.carscommerce.inc/ceeb-110013116/KMHRC8A36TU455191/af9d4f5674cc49d156dfda374ba691c4.png", "https://vehicle-images.carscommerce.inc/5e26-110013116/KMHRC8A36TU455191/7938c640c3819315df453981d7de5726.jpg", "https://vehicle-images.carscommerce.inc/aad1-110013116/KMHRC8A36TU455191/a6f5b4eaaa928680d5b6f86bdb2ce5fe.jpg", "https://vehicle-images.carscommerce.inc/9c2b-110013116/KMHRC8A36TU455191/98ce6980e972dfe06161eb75baecd894.png", "https://vehicle-images.carscommerce.inc/1b4f-110013116/KMHRC8A36TU455191/3fdd18f1661edeb5226bdeab0f8c3c01.jpg", "https://vehicle-images.carscommerce.inc/a32b-110013116/KMHRC8A36TU455191/0b3d46aacdc79625fe2c1203ed81e18d.jpg", "https://vehicle-images.carscommerce.inc/8e31-110013116/KMHRC8A36TU455191/37b322ddc52f4885b562713a7ca67c35.png", "https://vehicle-images.carscommerce.inc/8a7e-110013116/KMHRC8A36TU455191/bf23db9d601facf34ba9c3325091dcac.jpg", "https://vehicle-images.carscommerce.inc/460a-110013116/KMHRC8A36TU455191/039a2a9ebd92b436e9a282cfe4325da5.jpg", "https://vehicle-images.carscommerce.inc/3a6d-110013116/KMHRC8A36TU455191/0f950891e2f65d975c392cf405e19e03.png", "https://vehicle-images.carscommerce.inc/8f4a-110013116/KMHRC8A36TU455191/6d443dcf20d4468ab17cb5ec40a154e1.jpg", "https://vehicle-images.carscommerce.inc/f341-110013116/KMHRC8A36TU455191/2302cf4cdac4760a7a481561c67e74c4.jpg", "https://vehicle-images.carscommerce.inc/201a-110013116/KMHRC8A36TU455191/d50b21a0c4354d80746275bf638abbcc.jpg", "https://vehicle-images.carscommerce.inc/a9f5-110013116/KMHRC8A36TU455191/97200d214d8873c2d26f422c0e0d8d75.jpg", "https://vehicle-images.carscommerce.inc/1d5c-110013116/KMHRC8A36TU455191/a1d149513aed1ad32edf0310c670d46e.png", "https://vehicle-images.carscommerce.inc/b608-110013116/KMHRC8A36TU455191/ff687df276b3f6ac59e7ceba3035392d.jpg", "https://vehicle-images.carscommerce.inc/1e43-110013116/KMHRC8A36TU455191/b5628e0232c2b07ad3b26d373056c66e.jpg", "https://vehicle-images.carscommerce.inc/85b3-110013116/KMHRC8A36TU455191/d10e2e7d3c649e671d2b26f57859cfd6.jpg", "https://vehicle-images.carscommerce.inc/a636-110013116/KMHRC8A36TU455191/15c2b0d67ec5185162f190756ff92524.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25240.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A36TU455191.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a36tu455191/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a36tu455191/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A36TU455191.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A36TU455191.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A36TU455191.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a36tu455191/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $227. This offer applies to Stock #28550, VIN KMHRC8A36TU455191. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,240. Advertised price: $25,013. Savings: $227, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,240"}, {"label": "Advertised price", "value": "$25,013"}, {"label": "Savings", "value": "$227, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $227", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25013.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A36TU455191_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 508, "unit": "per_month", "display": "$508/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25013.0, "price_incl_doc": 25013.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.52, "amount_financed": 26576.31, "sales_tax": 1563.31, "total_of_payments": 30450.94, "finance_charge": 3874.63, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28550, VIN KMHRC8A36TU455191. $508 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $25,013, before any dealer documentation fee. Amount financed $26,576, including $1,563 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,451. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A36TU455191_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 395, "unit": "per_month", "display": "$395/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25013.0, "price_incl_doc": 25013.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 394.51, "amount_financed": 26576.31, "sales_tax": 1563.31, "total_of_payments": 33139.22, "finance_charge": 6562.91, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28550, VIN KMHRC8A36TU455191. $395 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $25,013, before any dealer documentation fee. Amount financed $26,576, including $1,563 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,139. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 83}}, {"vin": "5NMJBCDE3TH627124", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31170.0, "msrp": 34710.0, "sale_price": 31920.0, "currency": "USD", "mileage": 12, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28161", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/c8cd-110013116/5NMJBCDE3TH627124/d3c55e79318994b331cb96945db4350b.jpg", "images": ["https://vehicle-images.carscommerce.inc/c8cd-110013116/5NMJBCDE3TH627124/d3c55e79318994b331cb96945db4350b.jpg", "https://vehicle-images.carscommerce.inc/71b1-110013116/5NMJBCDE3TH627124/c563cfec934aa88ffcfdb70823a43ce2.jpg", "https://vehicle-images.carscommerce.inc/8c90-110013116/5NMJBCDE3TH627124/1c9c8902e2e922c0845a0683b45ee81f.jpg", "https://vehicle-images.carscommerce.inc/4d64-110013116/5NMJBCDE3TH627124/c13d67300da6c4fa51fe255a80593674.jpg", "https://vehicle-images.carscommerce.inc/7c33-110013116/5NMJBCDE3TH627124/3fe3b1256345e0a629bb19b04d4dcf00.png", "https://vehicle-images.carscommerce.inc/17cf-110013116/5NMJBCDE3TH627124/c88a7e4f40b414a5e876911a99938306.jpg", "https://vehicle-images.carscommerce.inc/853d-110013116/5NMJBCDE3TH627124/3f6b9960fabfac245ac6586f6235bdad.jpg", "https://vehicle-images.carscommerce.inc/e17d-110013116/5NMJBCDE3TH627124/ab5fb9c61a2ba37a5f05e3bec0132fcb.png", "https://vehicle-images.carscommerce.inc/56a2-110013116/5NMJBCDE3TH627124/667b3e3473772262afcaa9e1f8cfc1e7.jpg", "https://vehicle-images.carscommerce.inc/b96c-110013116/5NMJBCDE3TH627124/e4e744e386904e024ab24e3364c00f6a.jpg", "https://vehicle-images.carscommerce.inc/de82-110013116/5NMJBCDE3TH627124/fdd03085c49736bce755d4fd918cd4a4.png", "https://vehicle-images.carscommerce.inc/9f03-110013116/5NMJBCDE3TH627124/3368b918f889304f32b0b97e498a5042.jpg", "https://vehicle-images.carscommerce.inc/b6c4-110013116/5NMJBCDE3TH627124/c86243a259d966217eb0310c33c60c4b.jpg", "https://vehicle-images.carscommerce.inc/5531-110013116/5NMJBCDE3TH627124/b35b00ecbe57f2bf8c39cbcd6569ae35.png", "https://vehicle-images.carscommerce.inc/a59f-110013116/5NMJBCDE3TH627124/95ca9424b6f4412cf9743df078ebd273.jpg", "https://vehicle-images.carscommerce.inc/a6ba-110013116/5NMJBCDE3TH627124/993fb10ae2f869d1a614468ef9c7f607.jpg", "https://vehicle-images.carscommerce.inc/fcf1-110013116/5NMJBCDE3TH627124/fb64c315caebfa87f8e19d0e3e6eea34.png", "https://vehicle-images.carscommerce.inc/2908-110013116/5NMJBCDE3TH627124/f42bc657ac79264c2b0020f0d721f683.jpg", "https://vehicle-images.carscommerce.inc/79c9-110013116/5NMJBCDE3TH627124/d9b5cb9e30b0f2a8c5e0b9d7e69e6b17.jpg", "https://vehicle-images.carscommerce.inc/e0e9-110013116/5NMJBCDE3TH627124/137c2db9381c01eb8dfaa649ccd09734.jpg", "https://vehicle-images.carscommerce.inc/f3ff-110013116/5NMJBCDE3TH627124/116247e50ad11e21c53a67faf649014a.jpg", "https://vehicle-images.carscommerce.inc/c2b6-110013116/5NMJBCDE3TH627124/cd441a7d053edb3ae500b55b6edb868e.png", "https://vehicle-images.carscommerce.inc/25b4-110013116/5NMJBCDE3TH627124/c7e52c15d9f85630cff9dc4c6342c51c.jpg", "https://vehicle-images.carscommerce.inc/93f8-110013116/5NMJBCDE3TH627124/fd401407934e59aa9de7be6f33a07876.jpg", "https://vehicle-images.carscommerce.inc/ca4a-110013116/5NMJBCDE3TH627124/1b8be323c6ed40c2eaaf2624dce03ce6.jpg", "https://vehicle-images.carscommerce.inc/81cd-110013116/5NMJBCDE3TH627124/f33ed45ed006830ed1220de55231fc3f.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34710.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE3TH627124.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde3th627124/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde3th627124/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE3TH627124.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE3TH627124.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE3TH627124.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde3th627124/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,540. This offer applies to Stock #28161, VIN 5NMJBCDE3TH627124. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,710. Advertised price: $31,170. Savings: $3,540, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,710"}, {"label": "Advertised price", "value": "$31,170"}, {"label": "Savings", "value": "$3,540, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,540", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31170.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE3TH627124_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 552, "unit": "per_month", "display": "$552/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31170.0, "price_incl_doc": 31170.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 551.97, "amount_financed": 33118.13, "sales_tax": 1948.13, "total_of_payments": 33118.13, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28161, VIN 5NMJBCDE3TH627124. $552 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,170, before any dealer documentation fee. Amount financed $33,118, including $1,948 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,118. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH627124_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 492, "unit": "per_month", "display": "$492/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31170.0, "price_incl_doc": 31170.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 491.63, "amount_financed": 33118.13, "sales_tax": 1948.13, "total_of_payments": 41296.52, "finance_charge": 8178.39, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28161, VIN 5NMJBCDE3TH627124. $492 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,170, before any dealer documentation fee. Amount financed $33,118, including $1,948 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,297. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH627124_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 389, "unit": "per_month", "display": "$389/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34710.0, "selling_price": 31170.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 389.0, "net_cap_cost": 31820.0, "residual_value": 21520.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 389, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 549}, "total_of_payments": 14004, "total_of_payments_unrounded": 14004.0}, "disclosure": "Estimated lease payment for stock #28161, VIN 5NMJBCDE3TH627124. $389 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $549, made up of $389 first payment, $60 title, $100 registration. MSRP $34,710. Lease selling price $31,170. Net capitalized cost $31,820. Residual value $21,520, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,004. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH627124_lease", "type": "lease", "label": "Lease", "headline": {"value": 296, "unit": "per_month", "display": "$296/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34710.0, "selling_price": 31170.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 295.71, "net_cap_cost": 28821.0, "residual_value": 21520.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 295.71, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3454.71}, "total_of_payments": 10656, "total_of_payments_unrounded": 10645.56}, "disclosure": "Estimated lease payment for stock #28161, VIN 5NMJBCDE3TH627124. $296 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,455, made up of $296 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,710. Lease selling price $31,170. Net capitalized cost $28,821. Residual value $21,520, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,656. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 107}}, {"vin": "KM8RJES29TU056754", "title": "2026 Hyundai PALISADE Pro", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Pro", "decoded_trim": "XRT Pro", "condition": "new", "price": 46079.0, "msrp": 52065.0, "sale_price": 48079.0, "currency": "USD", "mileage": 12, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260164", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/aae1-110013116/KM8RJES29TU056754/62c344500c3ed1d848c99c5a4e549930.jpg", "images": ["https://vehicle-images.carscommerce.inc/aae1-110013116/KM8RJES29TU056754/62c344500c3ed1d848c99c5a4e549930.jpg", "https://vehicle-images.carscommerce.inc/6ee4-110013116/KM8RJES29TU056754/51bac1c0e22b4f7b38bc8979c8ddd79e.jpg", "https://vehicle-images.carscommerce.inc/ec6c-110013116/KM8RJES29TU056754/2ce6387eb4bf3677c5146c1aff4999df.jpg", "https://vehicle-images.carscommerce.inc/bc15-110013116/KM8RJES29TU056754/f97dbebc82e65911c1f71db2cdf363ca.jpg", "https://vehicle-images.carscommerce.inc/333a-110013116/KM8RJES29TU056754/0fa851fc2aae8b28a494745a8d306101.jpg", "https://vehicle-images.carscommerce.inc/b3fb-110013116/KM8RJES29TU056754/6d409b6b2cf7da0eca85b9db2dbd5a52.png", "https://vehicle-images.carscommerce.inc/e6c8-110013116/KM8RJES29TU056754/9aeddb2833480a80e394ce30b006e514.jpg", "https://vehicle-images.carscommerce.inc/35d7-110013116/KM8RJES29TU056754/d04b310b31e697a4a03c871f464a8161.jpg", "https://vehicle-images.carscommerce.inc/5a5c-110013116/KM8RJES29TU056754/61fc69c30b8c16b903bc8df4d7740134.png", "https://vehicle-images.carscommerce.inc/3f56-110013116/KM8RJES29TU056754/6ae442fc690c8478a94b2f1a4d6a770b.jpg", "https://vehicle-images.carscommerce.inc/fbca-110013116/KM8RJES29TU056754/acd67e8cbe05da2aab30033f7e3682b1.jpg", "https://vehicle-images.carscommerce.inc/e964-110013116/KM8RJES29TU056754/492e64db7e40444d3ad937f2627d83f0.png", "https://vehicle-images.carscommerce.inc/8e94-110013116/KM8RJES29TU056754/61931123824aaf5856acc4a584bb88f4.jpg", "https://vehicle-images.carscommerce.inc/9209-110013116/KM8RJES29TU056754/2784f74af5df179f69c56a7dea820cab.jpg", "https://vehicle-images.carscommerce.inc/6e6e-110013116/KM8RJES29TU056754/71331b69af63fff861c11208e3914e14.png", "https://vehicle-images.carscommerce.inc/b116-110013116/KM8RJES29TU056754/8ba4d814cb1b4073f8785a199ec622ce.jpg", "https://vehicle-images.carscommerce.inc/b1ad-110013116/KM8RJES29TU056754/684fbcd851a6adec5acc6b7918e4b05e.jpg", "https://vehicle-images.carscommerce.inc/1e1f-110013116/KM8RJES29TU056754/edf7d62bbd55e478eacbe4ff2ccbc992.png", "https://vehicle-images.carscommerce.inc/2bb4-110013116/KM8RJES29TU056754/e39a94adc261f67d64851b35f96b3440.jpg", "https://vehicle-images.carscommerce.inc/e704-110013116/KM8RJES29TU056754/1f4102b160f213a160bbb21e6b15aa9f.jpg", "https://vehicle-images.carscommerce.inc/d5c6-110013116/KM8RJES29TU056754/05bb8ddc1b5e41318db89b1cd36c7176.png", "https://vehicle-images.carscommerce.inc/3091-110013116/KM8RJES29TU056754/eae1dfecde74dc1712d5826d88f40a07.jpg", "https://vehicle-images.carscommerce.inc/29ea-110013116/KM8RJES29TU056754/4fd24b8f709a005ae70f6333bd10ba69.jpg", "https://vehicle-images.carscommerce.inc/687e-110013116/KM8RJES29TU056754/d21cb1ff9bf1f0d13082ac08cdad8331.png", "https://vehicle-images.carscommerce.inc/ef10-110013116/KM8RJES29TU056754/6e89aaa1f3eaf2be25310c0318100d4b.jpg", "https://vehicle-images.carscommerce.inc/eb3c-110013116/KM8RJES29TU056754/fb77832afb17ae21846fdec133bf4ccc.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52065.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RJES29TU056754.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes29tu056754/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes29tu056754/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES29TU056754.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES29TU056754.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES29TU056754.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes29tu056754/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,986. This offer applies to Stock #HD260164, VIN KM8RJES29TU056754. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,065. Advertised price: $46,079. Savings: $5,986, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,065"}, {"label": "Advertised price", "value": "$46,079"}, {"label": "Savings", "value": "$5,986, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,986", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46079.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES29TU056754_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46079.0, "price_incl_doc": 46079.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 901.43, "amount_financed": 48958.94, "sales_tax": 2879.94, "total_of_payments": 54085.95, "finance_charge": 5127.01, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260164, VIN KM8RJES29TU056754. $901 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $46,079, before any dealer documentation fee. Amount financed $48,959, including $2,880 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $54,086. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES29TU056754_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 680, "unit": "per_month", "display": "$680/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46079.0, "price_incl_doc": 46079.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 679.99, "amount_financed": 48958.94, "sales_tax": 2879.94, "total_of_payments": 48958.94, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260164, VIN KM8RJES29TU056754. $680 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,079, before any dealer documentation fee. Amount financed $48,959, including $2,880 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $48,959. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 72}}, {"vin": "5NMJBCDEXTH613852", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31193.0, "msrp": 34725.0, "sale_price": 31943.0, "currency": "USD", "mileage": 745, "exterior_color": "Green", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28213", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDEXTH613852.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcdexth613852/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcdexth613852/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDEXTH613852.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDEXTH613852.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDEXTH613852.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcdexth613852/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,532. This offer applies to Stock #28213, VIN 5NMJBCDEXTH613852. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,725. Advertised price: $31,193. Savings: $3,532, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,725"}, {"label": "Advertised price", "value": "$31,193"}, {"label": "Savings", "value": "$3,532, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,532", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31193.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDEXTH613852_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 552, "unit": "per_month", "display": "$552/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31193.0, "price_incl_doc": 31193.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 552.38, "amount_financed": 33142.56, "sales_tax": 1949.56, "total_of_payments": 33142.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28213, VIN 5NMJBCDEXTH613852. $552 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,193, before any dealer documentation fee. Amount financed $33,143, including $1,950 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,143. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH613852_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 492, "unit": "per_month", "display": "$492/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31193.0, "price_incl_doc": 31193.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 491.99, "amount_financed": 33142.56, "sales_tax": 1949.56, "total_of_payments": 41326.98, "finance_charge": 8184.42, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28213, VIN 5NMJBCDEXTH613852. $492 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,193, before any dealer documentation fee. Amount financed $33,143, including $1,950 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,327. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH613852_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 389, "unit": "per_month", "display": "$389/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34725.0, "selling_price": 31193.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 389.45, "net_cap_cost": 31843.0, "residual_value": 21529.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 389.45, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 549.45}, "total_of_payments": 14004, "total_of_payments_unrounded": 14020.2}, "disclosure": "Estimated lease payment for stock #28213, VIN 5NMJBCDEXTH613852. $389 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $549, made up of $389 first payment, $60 title, $100 registration. MSRP $34,725. Lease selling price $31,193. Net capitalized cost $31,843. Residual value $21,530, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,004. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH613852_lease", "type": "lease", "label": "Lease", "headline": {"value": 296, "unit": "per_month", "display": "$296/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34725.0, "selling_price": 31193.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 296.16, "net_cap_cost": 28844.0, "residual_value": 21529.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 296.16, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3455.16}, "total_of_payments": 10656, "total_of_payments_unrounded": 10661.76}, "disclosure": "Estimated lease payment for stock #28213, VIN 5NMJBCDEXTH613852. $296 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,455, made up of $296 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,725. Lease selling price $31,193. Net capitalized cost $28,844. Residual value $21,530, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,656. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 102}}, {"vin": "5NMJBCDE1TH676600", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31784.0, "msrp": 35195.0, "sale_price": 32534.0, "currency": "USD", "mileage": 9, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28390", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/72ba-110013116/5NMJBCDE1TH676600/8cac2e9ba834f8d042f0a30240e2eb21.jpg", "images": ["https://vehicle-images.carscommerce.inc/72ba-110013116/5NMJBCDE1TH676600/8cac2e9ba834f8d042f0a30240e2eb21.jpg", "https://vehicle-images.carscommerce.inc/f36c-110013116/5NMJBCDE1TH676600/ac8a9cb56b9e7b6fb68f71ea1f31cebd.jpg", "https://vehicle-images.carscommerce.inc/4e8b-110013116/5NMJBCDE1TH676600/e55deabdbdea1c6ae2ea29108a0d89a6.jpg", "https://vehicle-images.carscommerce.inc/958a-110013116/5NMJBCDE1TH676600/b685d9c78b62f16032110f2e3ab3d984.jpg", "https://vehicle-images.carscommerce.inc/8849-110013116/5NMJBCDE1TH676600/089b4bbad95218f347c7ebfdbfbe4cd9.png", "https://vehicle-images.carscommerce.inc/789e-110013116/5NMJBCDE1TH676600/309499f328ad2918b27dcfdbe81cb149.jpg", "https://vehicle-images.carscommerce.inc/5e2b-110013116/5NMJBCDE1TH676600/3538a09fd2ba9626aa3b52670c8d4bf0.jpg", "https://vehicle-images.carscommerce.inc/3319-110013116/5NMJBCDE1TH676600/0d38b61f6152d70b76f6d094626f3a81.png", "https://vehicle-images.carscommerce.inc/ce80-110013116/5NMJBCDE1TH676600/8b622fd498e3b5bd40ee81dd4c077f95.jpg", "https://vehicle-images.carscommerce.inc/47e8-110013116/5NMJBCDE1TH676600/a916272a43202ca301338799d2130684.jpg", "https://vehicle-images.carscommerce.inc/3c68-110013116/5NMJBCDE1TH676600/eddc111a30135baa3eb2bbe74ed37648.png", "https://vehicle-images.carscommerce.inc/ed9a-110013116/5NMJBCDE1TH676600/006d11bf97483a0582ec74d3efd3754f.jpg", "https://vehicle-images.carscommerce.inc/aace-110013116/5NMJBCDE1TH676600/1322ecfd69b7d8262bd86c422205d96c.jpg", "https://vehicle-images.carscommerce.inc/b25e-110013116/5NMJBCDE1TH676600/e6fb7c619c3cf76911cb94cc2a5a8e2d.png", "https://vehicle-images.carscommerce.inc/e7cc-110013116/5NMJBCDE1TH676600/5133af3907cceb60564013efbec82771.jpg", "https://vehicle-images.carscommerce.inc/30ce-110013116/5NMJBCDE1TH676600/327bed533e2ef86653ea8714fefef331.jpg", "https://vehicle-images.carscommerce.inc/c924-110013116/5NMJBCDE1TH676600/c8835ab234b97c9f6599ee3d09cb04fd.png", "https://vehicle-images.carscommerce.inc/a771-110013116/5NMJBCDE1TH676600/15e2358fcd182cb7a0af741ee83eeaff.jpg", "https://vehicle-images.carscommerce.inc/ea13-110013116/5NMJBCDE1TH676600/cff837e7023f7c3493375679722e9a1a.jpg", "https://vehicle-images.carscommerce.inc/9ae2-110013116/5NMJBCDE1TH676600/e57bbc681e6ffba0d9d24890afa289e5.jpg", "https://vehicle-images.carscommerce.inc/a210-110013116/5NMJBCDE1TH676600/bf28dd87d16d8c063f122ed8e8c7ba51.jpg", "https://vehicle-images.carscommerce.inc/3116-110013116/5NMJBCDE1TH676600/e0e3420c7cbb7a475cf58eae3d8dd8b7.png", "https://vehicle-images.carscommerce.inc/59ec-110013116/5NMJBCDE1TH676600/98d28a7a0264779ee6f031980c06a943.jpg", "https://vehicle-images.carscommerce.inc/7e46-110013116/5NMJBCDE1TH676600/643fcb76a60c5ee87eae1dfaff4f7f38.jpg", "https://vehicle-images.carscommerce.inc/9429-110013116/5NMJBCDE1TH676600/309ed5630a775e87711418fafa4b39f5.jpg", "https://vehicle-images.carscommerce.inc/11fd-110013116/5NMJBCDE1TH676600/18268ed707761cc1fc3f4adb81a22280.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35195.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE1TH676600.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde1th676600/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde1th676600/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE1TH676600.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE1TH676600.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE1TH676600.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde1th676600/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,411. This offer applies to Stock #28390, VIN 5NMJBCDE1TH676600. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,195. Advertised price: $31,784. Savings: $3,411, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,195"}, {"label": "Advertised price", "value": "$31,784"}, {"label": "Savings", "value": "$3,411, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,411", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31784.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE1TH676600_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 563, "unit": "per_month", "display": "$563/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31784.0, "price_incl_doc": 31784.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 562.84, "amount_financed": 33770.5, "sales_tax": 1986.5, "total_of_payments": 33770.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28390, VIN 5NMJBCDE1TH676600. $563 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,784, before any dealer documentation fee. Amount financed $33,770, including $1,986 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,770. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH676600_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 501, "unit": "per_month", "display": "$501/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31784.0, "price_incl_doc": 31784.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 501.31, "amount_financed": 33770.5, "sales_tax": 1986.5, "total_of_payments": 42109.99, "finance_charge": 8339.49, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28390, VIN 5NMJBCDE1TH676600. $501 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,784, before any dealer documentation fee. Amount financed $33,770, including $1,986 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $42,110. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH676600_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 400, "unit": "per_month", "display": "$400/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35195.0, "selling_price": 31784.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 399.7, "net_cap_cost": 32434.0, "residual_value": 21820.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 399.7, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 559.7}, "total_of_payments": 14400, "total_of_payments_unrounded": 14389.2}, "disclosure": "Estimated lease payment for stock #28390, VIN 5NMJBCDE1TH676600. $400 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $560, made up of $400 first payment, $60 title, $100 registration. MSRP $35,195. Lease selling price $31,784. Net capitalized cost $32,434. Residual value $21,821, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,400. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH676600_lease", "type": "lease", "label": "Lease", "headline": {"value": 306, "unit": "per_month", "display": "$306/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35195.0, "selling_price": 31784.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 306.41, "net_cap_cost": 29435.0, "residual_value": 21820.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 306.41, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3465.41}, "total_of_payments": 11016, "total_of_payments_unrounded": 11030.76}, "disclosure": "Estimated lease payment for stock #28390, VIN 5NMJBCDE1TH676600. $306 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,465, made up of $306 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,195. Lease selling price $31,784. Net capitalized cost $29,435. Residual value $21,821, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $11,016. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 103}}, {"vin": "5NMP5DG18TH125970", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 48671.0, "msrp": 53155.0, "sale_price": 49921.0, "currency": "USD", "mileage": 10, "exterior_color": "Gray", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "NRHD260816", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48671.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG18TH125970_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 862, "unit": "per_month", "display": "$862/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48671.0, "price_incl_doc": 48671.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 861.88, "amount_financed": 51712.94, "sales_tax": 3041.94, "total_of_payments": 51712.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260816, VIN 5NMP5DG18TH125970. $862 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,671, before any dealer documentation fee. Amount financed $51,713, including $3,042 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,713. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG18TH125970_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 768, "unit": "per_month", "display": "$768/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,108"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24108.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG6TU132401_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24108.0, "price_incl_doc": 24108.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.45, "amount_financed": 25614.75, "sales_tax": 1506.75, "total_of_payments": 28869.39, "finance_charge": 3254.64, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260445, VIN KMHLM4DG6TU132401. $601 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,108, before any dealer documentation fee. Amount financed $25,615, including $1,507 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,869. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG6TU132401_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 501, "unit": "per_month", "display": "$501/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24108.0, "price_incl_doc": 24108.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 501.06, "amount_financed": 25614.75, "sales_tax": 1506.75, "total_of_payments": 30063.72, "finance_charge": 4448.97, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260445, VIN KMHLM4DG6TU132401. $501 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,108, before any dealer documentation fee. Amount financed $25,615, including $1,507 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,064. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG6TU132401_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 437, "unit": "per_month", "display": "$437/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24108.0, "price_incl_doc": 24108.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 436.58, "amount_financed": 25614.75, "sales_tax": 1506.75, "total_of_payments": 31433.98, "finance_charge": 5819.23, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260445, VIN KMHLM4DG6TU132401. $437 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,108, before any dealer documentation fee. Amount financed $25,615, including $1,507 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,434. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 74}}, {"vin": "KM8RLESAXTU093068", "title": "2026 Hyundai PALISADE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "SEL", "decoded_trim": "Blue SEL FWD, SEL AWD", "condition": "new", "price": 46658.0, "msrp": 48525.0, "sale_price": 47658.0, "currency": "USD", "mileage": 11, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 8, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260931", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/1d90-110013116/KM8RLESAXTU093068/a8ad6471e0f6afb637ba2cfa28f52114.jpg", "images": ["https://vehicle-images.carscommerce.inc/1d90-110013116/KM8RLESAXTU093068/a8ad6471e0f6afb637ba2cfa28f52114.jpg", "https://vehicle-images.carscommerce.inc/87ec-110013116/KM8RLESAXTU093068/8d0a89ac8e1aa7d3b726a100b7beb69e.jpg", "https://vehicle-images.carscommerce.inc/965d-110013116/KM8RLESAXTU093068/6355508cf6647678403eee1cacc6f98a.jpg", "https://vehicle-images.carscommerce.inc/9472-110013116/KM8RLESAXTU093068/c25e71025cdc8c12053325229c882d45.jpg", "https://vehicle-images.carscommerce.inc/a2e0-110013116/KM8RLESAXTU093068/69f06dc6973fdf1a31b1636a4c97ca89.jpg", "https://vehicle-images.carscommerce.inc/5b59-110013116/KM8RLESAXTU093068/5cdb10030a7a7886c33fd348721c5462.png", "https://vehicle-images.carscommerce.inc/fd91-110013116/KM8RLESAXTU093068/a47a1e18b813a49816d164574a44da66.jpg", "https://vehicle-images.carscommerce.inc/cebf-110013116/KM8RLESAXTU093068/be55086bb725d12a4fb7509048e4dda9.jpg", "https://vehicle-images.carscommerce.inc/3c70-110013116/KM8RLESAXTU093068/c00a45d57b39a449ff6440ee62ace0ed.png", "https://vehicle-images.carscommerce.inc/bef4-110013116/KM8RLESAXTU093068/ec4019677c06b442ca20b47e54dd104f.jpg", "https://vehicle-images.carscommerce.inc/935c-110013116/KM8RLESAXTU093068/fe243535d6b6620f21825c0bbba33177.jpg", "https://vehicle-images.carscommerce.inc/bcfd-110013116/KM8RLESAXTU093068/dae91c7536374650fc7991778378760c.png", "https://vehicle-images.carscommerce.inc/1752-110013116/KM8RLESAXTU093068/f8adc348aef97f2f0880381a62b66dc8.jpg", "https://vehicle-images.carscommerce.inc/6e54-110013116/KM8RLESAXTU093068/4a8d0ed8b8000b5efa48a12c2f028f2b.jpg", "https://vehicle-images.carscommerce.inc/b0a1-110013116/KM8RLESAXTU093068/963b9fb4d23cd2f060c6ffdf34a56d3b.png", "https://vehicle-images.carscommerce.inc/5782-110013116/KM8RLESAXTU093068/48e11872431f7e4166d7d7629e65eb45.jpg", "https://vehicle-images.carscommerce.inc/9408-110013116/KM8RLESAXTU093068/775ccbb47e12b927d8b7ca75a65069c2.jpg", "https://vehicle-images.carscommerce.inc/95a6-110013116/KM8RLESAXTU093068/d5ce70c969a631a91624a35e85826539.png", "https://vehicle-images.carscommerce.inc/b5c1-110013116/KM8RLESAXTU093068/d1407aa2dcc5c82af8c535be52a96f1f.jpg", "https://vehicle-images.carscommerce.inc/d264-110013116/KM8RLESAXTU093068/690f7b76faa9d2af1656e4c60cd13f30.jpg", "https://vehicle-images.carscommerce.inc/1f3a-110013116/KM8RLESAXTU093068/712c20587ec0f26ba3fb7d1cf32c987c.png", "https://vehicle-images.carscommerce.inc/498d-110013116/KM8RLESAXTU093068/99b254ed99ca5b2ec7f339d2b52f230a.jpg", "https://vehicle-images.carscommerce.inc/b296-110013116/KM8RLESAXTU093068/0e8d40cb95a021fd1ed61704714c719d.jpg", "https://vehicle-images.carscommerce.inc/646b-110013116/KM8RLESAXTU093068/4c57a9c9197127a0eeb700e282622a3d.png", "https://vehicle-images.carscommerce.inc/6858-110013116/KM8RLESAXTU093068/9aef09956e5859924054c8f5241b29dc.jpg", "https://vehicle-images.carscommerce.inc/5237-110013116/KM8RLESAXTU093068/18e14cd4335971f8653be4fc3f1b350a.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL FWD, SEL AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48525.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLESAXTU093068.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesaxtu093068/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesaxtu093068/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESAXTU093068.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESAXTU093068.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESAXTU093068.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesaxtu093068/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,867. This offer applies to Stock #HD260931, VIN KM8RLESAXTU093068. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,525. Advertised price: $46,658. Savings: $1,867, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,525"}, {"label": "Advertised price", "value": "$46,658"}, {"label": "Savings", "value": "$1,867, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,867", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46658.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESAXTU093068_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 924, "unit": "per_month", "display": "$924/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46658.0, "price_incl_doc": 46658.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 923.99, "amount_financed": 49574.13, "sales_tax": 2916.13, "total_of_payments": 55439.16, "finance_charge": 5865.03, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260931, VIN KM8RLESAXTU093068. $924 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $46,658, before any dealer documentation fee. Amount financed $49,574, including $2,916 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $55,439. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESAXTU093068_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 689, "unit": "per_month", "display": "$689/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46658.0, "price_incl_doc": 46658.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 688.53, "amount_financed": 49574.13, "sales_tax": 2916.13, "total_of_payments": 49574.13, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260931, VIN KM8RLESAXTU093068. $689 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,658, before any dealer documentation fee. Amount financed $49,574, including $2,916 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,574. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 68}}, {"vin": "5NMP4DGL8TH219447", "title": "2026 Hyundai SANTA FE Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 45003.0, "msrp": 49055.0, "sale_price": 45253.0, "currency": "USD", "mileage": 12, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "NRHD260904", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/37a8-110013116/5NMP4DGL8TH219447/38b1daf591ae1883b4af82d765a17f94.jpg", "images": ["https://vehicle-images.carscommerce.inc/37a8-110013116/5NMP4DGL8TH219447/38b1daf591ae1883b4af82d765a17f94.jpg", "https://vehicle-images.carscommerce.inc/d8b0-110013116/5NMP4DGL8TH219447/7aa95982ced4c48cacff62f6f47c0308.jpg", "https://vehicle-images.carscommerce.inc/60ec-110013116/5NMP4DGL8TH219447/cefa972e5d727d6f26d39eba47117965.jpg", "https://vehicle-images.carscommerce.inc/e87a-110013116/5NMP4DGL8TH219447/02f50b5f8c8513f17f371f9f6505759e.jpg", "https://vehicle-images.carscommerce.inc/4b38-110013116/5NMP4DGL8TH219447/39a5d45ceff82eb4b101386fd4d49fa8.jpg", "https://vehicle-images.carscommerce.inc/a815-110013116/5NMP4DGL8TH219447/fd2422ee7591545dee6b2b868f1f07d7.png", "https://vehicle-images.carscommerce.inc/fdc8-110013116/5NMP4DGL8TH219447/d8437ea8dc8a66f5ac7e609dd6871254.jpg", "https://vehicle-images.carscommerce.inc/d339-110013116/5NMP4DGL8TH219447/cd8a2e8ecfeaffab083aa7009582da3a.jpg", "https://vehicle-images.carscommerce.inc/d5d7-110013116/5NMP4DGL8TH219447/da52bf17922fd3c0b03a1b8015d36fd3.png", "https://vehicle-images.carscommerce.inc/d47f-110013116/5NMP4DGL8TH219447/988748913f9178c312731a00f09d9433.jpg", "https://vehicle-images.carscommerce.inc/9ba3-110013116/5NMP4DGL8TH219447/d57dcada4d638c2781959948bd8ff21f.jpg", "https://vehicle-images.carscommerce.inc/d1b2-110013116/5NMP4DGL8TH219447/35152c63139fe51049e3f3dba2f847b0.png", "https://vehicle-images.carscommerce.inc/e524-110013116/5NMP4DGL8TH219447/006121c3345f8e2c3a5a45e6e4c81c21.jpg", "https://vehicle-images.carscommerce.inc/9c8d-110013116/5NMP4DGL8TH219447/99597611398f266aa1dc4ce2b81d2f34.jpg", "https://vehicle-images.carscommerce.inc/8b73-110013116/5NMP4DGL8TH219447/5f12cc947855a61aa3b5813a36f51562.png", "https://vehicle-images.carscommerce.inc/973e-110013116/5NMP4DGL8TH219447/094bff2ea35fd9f391143c2e3c984a67.jpg", "https://vehicle-images.carscommerce.inc/8c33-110013116/5NMP4DGL8TH219447/4374d789c6495b8888ac116490c3a875.jpg", "https://vehicle-images.carscommerce.inc/b283-110013116/5NMP4DGL8TH219447/895b80e70b20fadc6a8eec059740bcb0.png", "https://vehicle-images.carscommerce.inc/813b-110013116/5NMP4DGL8TH219447/7388ce8986b82f99b8a0fb386f0eb1c7.jpg", "https://vehicle-images.carscommerce.inc/f1f2-110013116/5NMP4DGL8TH219447/807ebe5ec5277da3ddfcd8909fc1a004.jpg", "https://vehicle-images.carscommerce.inc/dd68-110013116/5NMP4DGL8TH219447/5028b34d02f94c1ac6877c449e49d9fe.png", "https://vehicle-images.carscommerce.inc/7e72-110013116/5NMP4DGL8TH219447/ae35b1f5fc077f4fff5b14d3c23a6d96.jpg", "https://vehicle-images.carscommerce.inc/d1d3-110013116/5NMP4DGL8TH219447/34fa2a1322fd5799b4f2beb4a5971abf.jpg", "https://vehicle-images.carscommerce.inc/3e5d-110013116/5NMP4DGL8TH219447/e354a2b60af0073d09b23d388afc263e.png", "https://vehicle-images.carscommerce.inc/b4e3-110013116/5NMP4DGL8TH219447/87b8a742fa95eb1a1e10b96cdd4721a3.jpg", "https://vehicle-images.carscommerce.inc/809e-110013116/5NMP4DGL8TH219447/2dd43965764a1a89f3079b36ccb489f5.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 49055.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP4DGL8TH219447.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl8th219447/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl8th219447/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL8TH219447.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL8TH219447.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL8TH219447.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl8th219447/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,052. This offer applies to Stock #NRHD260904, VIN 5NMP4DGL8TH219447. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,055. Advertised price: $45,003. Savings: $4,052, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,055"}, {"label": "Advertised price", "value": "$45,003"}, {"label": "Savings", "value": "$4,052, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,052", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45003.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL8TH219447_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 797, "unit": "per_month", "display": "$797/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45003.0, "price_incl_doc": 45003.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 796.93, "amount_financed": 47815.69, "sales_tax": 2812.69, "total_of_payments": 47815.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260904, VIN 5NMP4DGL8TH219447. $797 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,003, before any dealer documentation fee. Amount financed $47,816, including $2,813 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $47,816. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL8TH219447_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 710, "unit": "per_month", "display": "$710/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45003.0, "price_incl_doc": 45003.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 709.8, "amount_financed": 47815.69, "sales_tax": 2812.69, "total_of_payments": 59623.59, "finance_charge": 11807.9, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260904, VIN 5NMP4DGL8TH219447. $710 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,003, before any dealer documentation fee. Amount financed $47,816, including $2,813 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $59,624. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL8TH219447_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 571, "unit": "per_month", "display": "$571/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49055.0, "selling_price": 45003.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 570.99, "net_cap_cost": 45653.0, "residual_value": 30414.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 570.99, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 730.99}, "total_of_payments": 20556, "total_of_payments_unrounded": 20555.64}, "disclosure": "Estimated lease payment for stock #NRHD260904, VIN 5NMP4DGL8TH219447. $571 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $731, made up of $571 first payment, $60 title, $100 registration. MSRP $49,055. Lease selling price $45,003. Net capitalized cost $45,653. Residual value $30,414, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,556. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL8TH219447_lease", "type": "lease", "label": "Lease", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49055.0, "selling_price": 45003.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 477.7, "net_cap_cost": 42654.0, "residual_value": 30414.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 477.7, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3636.7}, "total_of_payments": 17208, "total_of_payments_unrounded": 17197.2}, "disclosure": "Estimated lease payment for stock #NRHD260904, VIN 5NMP4DGL8TH219447. $478 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,637, made up of $478 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $49,055. Lease selling price $45,003. Net capitalized cost $42,654. Residual value $30,414, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,208. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 95}}, {"vin": "KM8RLES26TU106147", "title": "2026 Hyundai PALISADE SEL", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 42363.0, "msrp": 46190.0, "sale_price": 44363.0, "currency": "USD", "mileage": 3, "exterior_color": "Brown", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28646", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/8110-110013116/KM8RLES26TU106147/4bb1644c9ad220147dc036de5f56dd29.jpg", "images": ["https://vehicle-images.carscommerce.inc/8110-110013116/KM8RLES26TU106147/4bb1644c9ad220147dc036de5f56dd29.jpg", "https://vehicle-images.carscommerce.inc/4f4d-110013116/KM8RLES26TU106147/2cc9a41d04948d19a7a89c7815d542d7.jpg", "https://vehicle-images.carscommerce.inc/8190-110013116/KM8RLES26TU106147/d4a0a8fd39d24097a6e19a6c620003e6.jpg", "https://vehicle-images.carscommerce.inc/a1f2-110013116/KM8RLES26TU106147/9a651be20d218cb6e0f43d2d1957c11c.jpg", "https://vehicle-images.carscommerce.inc/dc5b-110013116/KM8RLES26TU106147/817d1a95828583e245398da0470fcc99.png", "https://vehicle-images.carscommerce.inc/d1fa-110013116/KM8RLES26TU106147/e8f6838604bf919f3d83b9641d7c51d6.jpg", "https://vehicle-images.carscommerce.inc/f3b4-110013116/KM8RLES26TU106147/dad3f94b6580f57713aaebc86c9bbe38.jpg", "https://vehicle-images.carscommerce.inc/e97a-110013116/KM8RLES26TU106147/71e5cf908fa2705ae58dcaf6971314dc.png", "https://vehicle-images.carscommerce.inc/298a-110013116/KM8RLES26TU106147/8ffc3ae5533af1c79d6f635008d977f2.jpg", "https://vehicle-images.carscommerce.inc/5c1e-110013116/KM8RLES26TU106147/649b34539eed00054441603b8d71f556.jpg", "https://vehicle-images.carscommerce.inc/5882-110013116/KM8RLES26TU106147/fabc9e838a971109fb388fe296ac074d.png", "https://vehicle-images.carscommerce.inc/a43c-110013116/KM8RLES26TU106147/ff9dff4cd1ed21b0ae59a565d6d18d8e.jpg", "https://vehicle-images.carscommerce.inc/3212-110013116/KM8RLES26TU106147/7263d07ab7bf23b1798c09b69c5eeacd.jpg", "https://vehicle-images.carscommerce.inc/bd14-110013116/KM8RLES26TU106147/ac7476794319c46e6e4e59ba52759521.png", "https://vehicle-images.carscommerce.inc/343e-110013116/KM8RLES26TU106147/e37b5afe682c51dec5a05945353310c2.jpg", "https://vehicle-images.carscommerce.inc/9f56-110013116/KM8RLES26TU106147/1e4fd9e8eb0fe789fccb195a9db98d1d.jpg", "https://vehicle-images.carscommerce.inc/47e9-110013116/KM8RLES26TU106147/e69bf344398d407645f69321ed7e7bb4.png", "https://vehicle-images.carscommerce.inc/329e-110013116/KM8RLES26TU106147/ced67debdd6a21f382e5dfd4d6167235.jpg", "https://vehicle-images.carscommerce.inc/f939-110013116/KM8RLES26TU106147/a8659c90f2b9d7cdaeb35fa4171169c9.jpg", "https://vehicle-images.carscommerce.inc/a5ad-110013116/KM8RLES26TU106147/6217620cbaae00e8742712eaa340d692.jpg", "https://vehicle-images.carscommerce.inc/bcc6-110013116/KM8RLES26TU106147/f0a99931d7c0e575d77a4ccc32beee15.jpg", "https://vehicle-images.carscommerce.inc/ba92-110013116/KM8RLES26TU106147/d64968ae9cbf3cba4eb1084646ee4962.png", "https://vehicle-images.carscommerce.inc/b4b6-110013116/KM8RLES26TU106147/60a6088099437a0efb9d2dfcd9d3d9c9.jpg", "https://vehicle-images.carscommerce.inc/9e62-110013116/KM8RLES26TU106147/736d09978d1362f4865b5fe7b145815a.jpg", "https://vehicle-images.carscommerce.inc/62ec-110013116/KM8RLES26TU106147/ca228f9b054a1a43b544ee4c96079c14.jpg", "https://vehicle-images.carscommerce.inc/20be-110013116/KM8RLES26TU106147/89e7c5f37ad6d56b81a6f36c8e96a672.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 46190.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLES26TU106147.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles26tu106147/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles26tu106147/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLES26TU106147.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES26TU106147.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES26TU106147.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles26tu106147/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,827. This offer applies to Stock #28646, VIN KM8RLES26TU106147. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $46,190. Advertised price: $42,363. Savings: $3,827, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$46,190"}, {"label": "Advertised price", "value": "$42,363"}, {"label": "Savings", "value": "$3,827, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,827", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42363.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLES26TU106147_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42363.0, "price_incl_doc": 42363.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.74, "amount_financed": 45010.69, "sales_tax": 2647.69, "total_of_payments": 49724.24, "finance_charge": 4713.55, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28646, VIN KM8RLES26TU106147. $829 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $42,363, before any dealer documentation fee. Amount financed $45,011, including $2,648 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $49,724. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLES26TU106147_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 625, "unit": "per_month", "display": "$625/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42363.0, "price_incl_doc": 42363.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 625.15, "amount_financed": 45010.69, "sales_tax": 2647.69, "total_of_payments": 45010.69, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28646, VIN KM8RLES26TU106147. $625 per month for 72 months at 0% APR, $0 cash down. Advertised price $42,363, before any dealer documentation fee. Amount financed $45,011, including $2,648 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $45,011. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 75}}, {"vin": "KM8RKES22TU086787", "title": "2026 Hyundai PALISADE Limited", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 48889.0, "msrp": 53870.0, "sale_price": 50889.0, "currency": "USD", "mileage": 11, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28407", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/dfa1-110013116/KM8RKES22TU086787/6a2b82338b96a2609f86c76ada52e125.jpg", "images": ["https://vehicle-images.carscommerce.inc/dfa1-110013116/KM8RKES22TU086787/6a2b82338b96a2609f86c76ada52e125.jpg", "https://vehicle-images.carscommerce.inc/d0cc-110013116/KM8RKES22TU086787/bc6d4fd3cba9164c56b2d85769b11a59.jpg", "https://vehicle-images.carscommerce.inc/f565-110013116/KM8RKES22TU086787/69e8dd706132bc0dcac5c40e0730ba48.jpg", "https://vehicle-images.carscommerce.inc/3100-110013116/KM8RKES22TU086787/e4f93b7464bce01c0cc8da47fb2fe5bb.jpg", "https://vehicle-images.carscommerce.inc/56eb-110013116/KM8RKES22TU086787/79d8cee890605ae4d1c0a2bee35ddaba.png", "https://vehicle-images.carscommerce.inc/3c24-110013116/KM8RKES22TU086787/486b58b0485d1a8082cbfde809c54491.jpg", "https://vehicle-images.carscommerce.inc/7e89-110013116/KM8RKES22TU086787/8ef05583b3dc2b79a1230296650fd66d.jpg", "https://vehicle-images.carscommerce.inc/b1bc-110013116/KM8RKES22TU086787/761eb9c2365772902fa60281a6adeb60.png", "https://vehicle-images.carscommerce.inc/a681-110013116/KM8RKES22TU086787/29f6d29b872de749da28c3b6584c38a8.jpg", "https://vehicle-images.carscommerce.inc/3a5a-110013116/KM8RKES22TU086787/27c8d381f7828b7f3a49de5e4378c711.jpg", "https://vehicle-images.carscommerce.inc/c0a8-110013116/KM8RKES22TU086787/64308a7cf69f66837dc9b929539df8dc.png", "https://vehicle-images.carscommerce.inc/7183-110013116/KM8RKES22TU086787/7f507e0800d74029fad198b25ac8038f.jpg", "https://vehicle-images.carscommerce.inc/4f8a-110013116/KM8RKES22TU086787/c7050ebd5b530780be4e02f5cd8791d4.jpg", "https://vehicle-images.carscommerce.inc/48b0-110013116/KM8RKES22TU086787/4e12853327c018775b34ce9686bb95ad.png", "https://vehicle-images.carscommerce.inc/79a2-110013116/KM8RKES22TU086787/f99ac44e881b5a43109cc3a4929c7b66.jpg", "https://vehicle-images.carscommerce.inc/c6be-110013116/KM8RKES22TU086787/1a5d662651bb0d4fd31c176d8c06666d.jpg", "https://vehicle-images.carscommerce.inc/f55b-110013116/KM8RKES22TU086787/3bc48580e5354f6222bd1c073086fda5.png", "https://vehicle-images.carscommerce.inc/d674-110013116/KM8RKES22TU086787/3dc111ee03d075164a9b3e27aeb9146c.jpg", "https://vehicle-images.carscommerce.inc/4023-110013116/KM8RKES22TU086787/6315d7723544530403a53e2dad1d760a.jpg", "https://vehicle-images.carscommerce.inc/816f-110013116/KM8RKES22TU086787/7f1092770ca1a11d1a64b153bd078287.jpg", "https://vehicle-images.carscommerce.inc/7b3e-110013116/KM8RKES22TU086787/3152815f298f040a48e15b97180f6bf5.jpg", "https://vehicle-images.carscommerce.inc/642b-110013116/KM8RKES22TU086787/16a0aff9881ad7c2f941907f77b2c5a6.png", "https://vehicle-images.carscommerce.inc/37dc-110013116/KM8RKES22TU086787/bc525cd002bdf97f694ec0c75043f8d1.jpg", "https://vehicle-images.carscommerce.inc/dd06-110013116/KM8RKES22TU086787/fb1e0b72a1b98f76f97f3b3132196a13.jpg", "https://vehicle-images.carscommerce.inc/8839-110013116/KM8RKES22TU086787/2d25c1e913b2e052951e70f55e6b2f8d.jpg", "https://vehicle-images.carscommerce.inc/7d9d-110013116/KM8RKES22TU086787/668bfd89d81fd0374c862a8a1e2fd6a2.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53870.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RKES22TU086787.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes22tu086787/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes22tu086787/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RKES22TU086787.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES22TU086787.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES22TU086787.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes22tu086787/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,981. This offer applies to Stock #28407, VIN KM8RKES22TU086787. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,870. Advertised price: $48,889. Savings: $4,981, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,870"}, {"label": "Advertised price", "value": "$48,889"}, {"label": "Savings", "value": "$4,981, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,981", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48889.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RKES22TU086787_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 956, "unit": "per_month", "display": "$956/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48889.0, "price_incl_doc": 48889.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 956.4, "amount_financed": 51944.56, "sales_tax": 3055.56, "total_of_payments": 57384.22, "finance_charge": 5439.66, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28407, VIN KM8RKES22TU086787. $956 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $48,889, before any dealer documentation fee. Amount financed $51,945, including $3,056 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $57,384. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RKES22TU086787_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 721, "unit": "per_month", "display": "$721/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48889.0, "price_incl_doc": 48889.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 721.45, "amount_financed": 51944.56, "sales_tax": 3055.56, "total_of_payments": 51944.56, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28407, VIN KM8RKES22TU086787. $721 per month for 72 months at 0% APR, $0 cash down. Advertised price $48,889, before any dealer documentation fee. Amount financed $51,945, including $3,056 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $51,945. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 82}}, {"vin": "KMHL64JA7TA552793", "title": "2026 Hyundai SONATA Sport", "year": 2026, "make": "Hyundai", "model": "SONATA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 29999.0, "msrp": 33150.0, "sale_price": 29999.0, "currency": "USD", "mileage": 17, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 24, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "28436", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/d760-110013116/KMHL64JA7TA552793/50ee945a66dbe823f28f9c3c70017324.jpg", "images": ["https://vehicle-images.carscommerce.inc/d760-110013116/KMHL64JA7TA552793/50ee945a66dbe823f28f9c3c70017324.jpg", "https://vehicle-images.carscommerce.inc/dd6e-110013116/KMHL64JA7TA552793/1072baa6d3251540fa19ee217b26a229.jpg", "https://vehicle-images.carscommerce.inc/f054-110013116/KMHL64JA7TA552793/80dc34b47f13d3c2150b7ea623dc62ed.jpg", "https://vehicle-images.carscommerce.inc/b053-110013116/KMHL64JA7TA552793/2883f0061f88f4680d18f00af309eb3a.jpg", "https://vehicle-images.carscommerce.inc/b798-110013116/KMHL64JA7TA552793/60b3b52d5d111e7d21fedbd63496f4d6.jpg", "https://vehicle-images.carscommerce.inc/b8d0-110013116/KMHL64JA7TA552793/10b5b213ec34640038f5563d4292dfe4.png", "https://vehicle-images.carscommerce.inc/4d1e-110013116/KMHL64JA7TA552793/981ce9744660cf3196c64efdecd3f31f.jpg", "https://vehicle-images.carscommerce.inc/81fc-110013116/KMHL64JA7TA552793/c89c9d8c61d453e190dac054af3c1ab1.jpg", "https://vehicle-images.carscommerce.inc/a606-110013116/KMHL64JA7TA552793/983ba65e4a50a75fb2f2444052d9d7f2.png", "https://vehicle-images.carscommerce.inc/6cec-110013116/KMHL64JA7TA552793/d412900b768cf1baf9bbf3e415836608.jpg", "https://vehicle-images.carscommerce.inc/8119-110013116/KMHL64JA7TA552793/96968ddbbfad01a63dfdc32328f1c259.jpg", "https://vehicle-images.carscommerce.inc/8deb-110013116/KMHL64JA7TA552793/cb27a2074c67a9ceacfdac3ff768e228.png", "https://vehicle-images.carscommerce.inc/b511-110013116/KMHL64JA7TA552793/0182b8d32f9b9da63c7b463835fa1084.jpg", "https://vehicle-images.carscommerce.inc/4c18-110013116/KMHL64JA7TA552793/9c9cf6ecfe476ff8a27b95bca10ac923.jpg", "https://vehicle-images.carscommerce.inc/fc5c-110013116/KMHL64JA7TA552793/4d7fc1f633d10905a683b0ca552927c2.png", "https://vehicle-images.carscommerce.inc/1dbc-110013116/KMHL64JA7TA552793/885faebb4d333e9305c212e54512d4ae.jpg", "https://vehicle-images.carscommerce.inc/e0b8-110013116/KMHL64JA7TA552793/242e910bd1a985fa2efcf11cb469fd38.jpg", "https://vehicle-images.carscommerce.inc/10eb-110013116/KMHL64JA7TA552793/c2b986c6489b68e715cb5372b6f14627.png", "https://vehicle-images.carscommerce.inc/dc19-110013116/KMHL64JA7TA552793/8a40265af91232d1088ff02a18807c16.jpg", "https://vehicle-images.carscommerce.inc/2c2b-110013116/KMHL64JA7TA552793/96de38cfb87f18e0376f01cdb8342f29.jpg", "https://vehicle-images.carscommerce.inc/95f1-110013116/KMHL64JA7TA552793/b7df9c635073dbcddfe57c3b91bfd9a1.jpg", "https://vehicle-images.carscommerce.inc/be83-110013116/KMHL64JA7TA552793/4c425a151654af28338878dcfb812cf3.jpg", "https://vehicle-images.carscommerce.inc/1199-110013116/KMHL64JA7TA552793/33385ff33dfa3838fb7b92f3d4bf466f.png", "https://vehicle-images.carscommerce.inc/c634-110013116/KMHL64JA7TA552793/c8556672caa6d300c1f4a17ff519e5a0.jpg", "https://vehicle-images.carscommerce.inc/3620-110013116/KMHL64JA7TA552793/6f8027a335fb5a0d50547c0e67462501.jpg", "https://vehicle-images.carscommerce.inc/aef4-110013116/KMHL64JA7TA552793/bd289c79ddeda38f745bfe5d2c2af240.jpg", "https://vehicle-images.carscommerce.inc/cd63-110013116/KMHL64JA7TA552793/4f536b3e4238d8f4e50f71ef028b0e23.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33150.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL64JA7TA552793.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64ja7ta552793/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64ja7ta552793/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL64JA7TA552793.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA7TA552793.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA7TA552793.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64ja7ta552793/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,151. This offer applies to Stock #28436, VIN KMHL64JA7TA552793. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $33,150. Advertised price: $29,999. Savings: $3,151, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$33,150"}, {"label": "Advertised price", "value": "$29,999"}, {"label": "Savings", "value": "$3,151, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,151", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29999.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL64JA7TA552793_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 545, "unit": "per_month", "display": "$545/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29999.0, "price_incl_doc": 29999.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 544.71, "amount_financed": 31873.94, "sales_tax": 1874.94, "total_of_payments": 32682.47, "finance_charge": 808.53, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28436, VIN KMHL64JA7TA552793. $545 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $29,999, before any dealer documentation fee. Amount financed $31,874, including $1,875 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $32,682. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA7TA552793_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 473, "unit": "per_month", "display": "$473/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29999.0, "price_incl_doc": 29999.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 473.16, "amount_financed": 31873.94, "sales_tax": 1874.94, "total_of_payments": 39745.08, "finance_charge": 7871.14, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28436, VIN KMHL64JA7TA552793. $473 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $29,999, before any dealer documentation fee. Amount financed $31,874, including $1,875 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $39,745. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 78}}, {"vin": "5NMP5DG13TH134141", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 49157.0, "msrp": 53665.0, "sale_price": 50407.0, "currency": "USD", "mileage": 9, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260961", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/cdb8-110013116/5NMP5DG13TH134141/bbb17170708de9550368fe9daac4bee0.jpg", "images": ["https://vehicle-images.carscommerce.inc/cdb8-110013116/5NMP5DG13TH134141/bbb17170708de9550368fe9daac4bee0.jpg", "https://vehicle-images.carscommerce.inc/f04b-110013116/5NMP5DG13TH134141/496aecc6567234cf3b4ff90c4c685a27.jpg", "https://vehicle-images.carscommerce.inc/8e23-110013116/5NMP5DG13TH134141/a7af64a22b11b3ba7a163ae5c6a87105.jpg", "https://vehicle-images.carscommerce.inc/ddd8-110013116/5NMP5DG13TH134141/1a68c7803a2ae95a623e63a0f1e7da79.jpg", "https://vehicle-images.carscommerce.inc/72f8-110013116/5NMP5DG13TH134141/b3d053d170b08aebd6760bd60948d566.png", "https://vehicle-images.carscommerce.inc/a9bf-110013116/5NMP5DG13TH134141/7fa9cb53d99b0c7f3bd30b82028d0784.jpg", "https://vehicle-images.carscommerce.inc/28e9-110013116/5NMP5DG13TH134141/4e22d02833fffb2b409d205b7c9d4926.jpg", "https://vehicle-images.carscommerce.inc/4055-110013116/5NMP5DG13TH134141/13385b7897390ec49d091cb6286a35a8.png", "https://vehicle-images.carscommerce.inc/d09f-110013116/5NMP5DG13TH134141/8166bf3325078c840632359481e28f92.jpg", "https://vehicle-images.carscommerce.inc/a85e-110013116/5NMP5DG13TH134141/03845f9bf8dcdf3f5a4d8bab4a3a66c7.jpg", "https://vehicle-images.carscommerce.inc/db0c-110013116/5NMP5DG13TH134141/76f36756e51f06e829e5094a1cd3a0ce.png", "https://vehicle-images.carscommerce.inc/6515-110013116/5NMP5DG13TH134141/03652d61ccd8fcbe9cdc9dd2ff5493b4.jpg", "https://vehicle-images.carscommerce.inc/b1f5-110013116/5NMP5DG13TH134141/b22a0ce4fb20fa9656657d1f42156c9d.jpg", "https://vehicle-images.carscommerce.inc/aaae-110013116/5NMP5DG13TH134141/f0b3a879ecd5f1686ac73ac96407cb86.png", "https://vehicle-images.carscommerce.inc/324b-110013116/5NMP5DG13TH134141/6ddd754521a5816e0b0797169a4a7ab8.jpg", "https://vehicle-images.carscommerce.inc/8503-110013116/5NMP5DG13TH134141/126cfc18587e2658b0e4682440231410.jpg", "https://vehicle-images.carscommerce.inc/e605-110013116/5NMP5DG13TH134141/3729e737a7d93490c9827aa0b54359c1.png", "https://vehicle-images.carscommerce.inc/f063-110013116/5NMP5DG13TH134141/d78b8b1b1048820322e3a1e1f0d31f10.jpg", "https://vehicle-images.carscommerce.inc/753b-110013116/5NMP5DG13TH134141/27e84ee2169175195c81dd402d2c50b6.jpg", "https://vehicle-images.carscommerce.inc/d9bb-110013116/5NMP5DG13TH134141/e0b7ff081af132ab0a4f2c692169fe39.png", "https://vehicle-images.carscommerce.inc/bb3d-110013116/5NMP5DG13TH134141/638079a8db68746bdf0c9823ac60e63c.jpg", "https://vehicle-images.carscommerce.inc/2af3-110013116/5NMP5DG13TH134141/7e8c58178afaaa853efd0cd4a9f62fa1.jpg", "https://vehicle-images.carscommerce.inc/2be4-110013116/5NMP5DG13TH134141/9fc0f3a8cc9468589b594cf6221a849f.png", "https://vehicle-images.carscommerce.inc/7857-110013116/5NMP5DG13TH134141/3e9fdb90c3d66dc71b89123ba1eb8e87.jpg", "https://vehicle-images.carscommerce.inc/74d7-110013116/5NMP5DG13TH134141/793bc532f12bfe9c0607f173383e678a.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53665.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DG13TH134141.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg13th134141/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg13th134141/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG13TH134141.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG13TH134141.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG13TH134141.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg13th134141/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,508. This offer applies to Stock #HD260961, VIN 5NMP5DG13TH134141. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,665. Advertised price: $49,157. Savings: $4,508, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,665"}, {"label": "Advertised price", "value": "$49,157"}, {"label": "Savings", "value": "$4,508, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,508", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49157.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG13TH134141_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 870, "unit": "per_month", "display": "$870/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49157.0, "price_incl_doc": 49157.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 870.49, "amount_financed": 52229.31, "sales_tax": 3072.31, "total_of_payments": 52229.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260961, VIN 5NMP5DG13TH134141. $870 per month for 60 months at 0% APR, $0 cash down. Advertised price $49,157, before any dealer documentation fee. Amount financed $52,229, including $3,072 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $52,229. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG13TH134141_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 775, "unit": "per_month", "display": "$775/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49157.0, "price_incl_doc": 49157.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 775.32, "amount_financed": 52229.31, "sales_tax": 3072.31, "total_of_payments": 65127.13, "finance_charge": 12897.82, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260961, VIN 5NMP5DG13TH134141. $775 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,157, before any dealer documentation fee. Amount financed $52,229, including $3,072 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,127. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl8th191987/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL8TH191987.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL8TH191987.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL8TH191987.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl8th191987/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,508. This offer applies to Stock #28410, VIN 5NMP4DGL8TH191987. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,840. Advertised price: $43,332. Savings: $5,508, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,840"}, {"label": "Advertised price", "value": "$43,332"}, {"label": "Savings", "value": "$5,508, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,508", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43332.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL8TH191987_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 767, "unit": "per_month", "display": "$767/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43332.0, "price_incl_doc": 43332.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 767.34, "amount_financed": 46040.25, "sales_tax": 2708.25, "total_of_payments": 46040.25, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28410, VIN 5NMP4DGL8TH191987. $767 per month for 60 months at 0% APR, $0 cash down. Advertised price $43,332, before any dealer documentation fee. Amount financed $46,040, including $2,708 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $46,040. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL8TH191987_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 683, "unit": "per_month", "display": "$683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43332.0, "price_incl_doc": 43332.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 683.45, "amount_financed": 46040.25, "sales_tax": 2708.25, "total_of_payments": 57409.71, "finance_charge": 11369.46, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28410, VIN 5NMP4DGL8TH191987. $683 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $43,332, before any dealer documentation fee. Amount financed $46,040, including $2,708 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $57,410. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL8TH191987_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 523, "unit": "per_month", "display": "$523/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48840.0, "selling_price": 43332.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 522.73, "net_cap_cost": 43982.0, "residual_value": 30280.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 522.73, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 682.73}, "total_of_payments": 18828, "total_of_payments_unrounded": 18818.28}, "disclosure": "Estimated lease payment for stock #28410, VIN 5NMP4DGL8TH191987. $523 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $683, made up of $523 first payment, $60 title, $100 registration. MSRP $48,840. Lease selling price $43,332. Net capitalized cost $43,982. Residual value $30,281, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,828. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL8TH191987_lease", "type": "lease", "label": "Lease", "headline": {"value": 429, "unit": "per_month", "display": "$429/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48840.0, "selling_price": 43332.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 429.44, "net_cap_cost": 40983.0, "residual_value": 30280.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 429.44, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3588.44}, "total_of_payments": 15444, "total_of_payments_unrounded": 15459.84}, "disclosure": "Estimated lease payment for stock #28410, VIN 5NMP4DGL8TH191987. $429 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,588, made up of $429 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $48,840. Lease selling price $43,332. Net capitalized cost $40,983. Residual value $30,281, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,444. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 117}}, {"vin": "KMHLS4DG4TU209630", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 24442.0, "msrp": 27440.0, "sale_price": 25242.0, "currency": "USD", "mileage": 10, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28664", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/92c3-110013116/KMHLS4DG4TU209630/7d649bcd58c0126550642488ae3ed2b3.jpg", "images": ["https://vehicle-images.carscommerce.inc/92c3-110013116/KMHLS4DG4TU209630/7d649bcd58c0126550642488ae3ed2b3.jpg", "https://vehicle-images.carscommerce.inc/86d4-110013116/KMHLS4DG4TU209630/3cf7439b114b5ae9f7d2a938eeed4efc.jpg", "https://vehicle-images.carscommerce.inc/ccfb-110013116/KMHLS4DG4TU209630/9bb0b0107bd655d526595bbae49623d7.jpg", "https://vehicle-images.carscommerce.inc/9eeb-110013116/KMHLS4DG4TU209630/2760ca4707f3c2e34f2c3dcdd18b0e67.jpg", "https://vehicle-images.carscommerce.inc/bb4a-110013116/KMHLS4DG4TU209630/8e0f16bd1feede714dd4a6e3b4b836b1.jpg", "https://vehicle-images.carscommerce.inc/d0b6-110013116/KMHLS4DG4TU209630/f98a5f7bf4baec04323cfe145686b456.png", "https://vehicle-images.carscommerce.inc/15b6-110013116/KMHLS4DG4TU209630/98841a23cb85dab2d9d27ace5db6dd48.jpg", "https://vehicle-images.carscommerce.inc/c709-110013116/KMHLS4DG4TU209630/921e2491b8a5a6f0197dc4a59044e024.jpg", "https://vehicle-images.carscommerce.inc/441d-110013116/KMHLS4DG4TU209630/a91da6b88772cce6301ba322b91fa33e.png", "https://vehicle-images.carscommerce.inc/3910-110013116/KMHLS4DG4TU209630/bc9e74a6226f24fbf813e36801733e69.jpg", "https://vehicle-images.carscommerce.inc/b1dd-110013116/KMHLS4DG4TU209630/6fbd4dd6cb3d168d25b73565bfb3fcd1.jpg", "https://vehicle-images.carscommerce.inc/47fa-110013116/KMHLS4DG4TU209630/bcaecd3076c40c7f2eb90b93afb6e322.png", "https://vehicle-images.carscommerce.inc/8090-110013116/KMHLS4DG4TU209630/48bdf4a5701fb02e690f4ac632380338.jpg", "https://vehicle-images.carscommerce.inc/ed61-110013116/KMHLS4DG4TU209630/9886a0410122970f530e894a17a14948.jpg", "https://vehicle-images.carscommerce.inc/db1e-110013116/KMHLS4DG4TU209630/730ae0cf30414b78ac7b69f67ca7d083.png", "https://vehicle-images.carscommerce.inc/bb25-110013116/KMHLS4DG4TU209630/1d5bbf3aa1beeaed73b84c3980dbd890.jpg", "https://vehicle-images.carscommerce.inc/90f8-110013116/KMHLS4DG4TU209630/96c4c3927308f2089e3e0a7445f9cf0b.jpg", "https://vehicle-images.carscommerce.inc/2e3d-110013116/KMHLS4DG4TU209630/d212f5ea5ffd0d874e5755ced930c98e.png", "https://vehicle-images.carscommerce.inc/9fe2-110013116/KMHLS4DG4TU209630/ca3ac6bdd6bf6f2e9ce68dc91979f647.jpg", "https://vehicle-images.carscommerce.inc/42ac-110013116/KMHLS4DG4TU209630/8508d80500612a41b2f99ea87a2ee668.jpg", "https://vehicle-images.carscommerce.inc/4bd7-110013116/KMHLS4DG4TU209630/3ad0445f23191c1896cf0cfd0d9f1e04.jpg", "https://vehicle-images.carscommerce.inc/bf17-110013116/KMHLS4DG4TU209630/72b318c21e8e926681b93e5c9e830202.jpg", "https://vehicle-images.carscommerce.inc/2e0e-110013116/KMHLS4DG4TU209630/ad0ce5510a60ede63f5c8af3f44f91a2.png", "https://vehicle-images.carscommerce.inc/ec2f-110013116/KMHLS4DG4TU209630/a24d03365e681f4627d5431d4e528604.jpg", "https://vehicle-images.carscommerce.inc/74af-110013116/KMHLS4DG4TU209630/00ba9af6a7bff9c0a4f1c09965b14c9b.jpg", "https://vehicle-images.carscommerce.inc/8a27-110013116/KMHLS4DG4TU209630/e3ff42117c883f3a72f677385e24cc6e.jpg", "https://vehicle-images.carscommerce.inc/237d-110013116/KMHLS4DG4TU209630/b2df3daa544129023baf700cc42b54c8.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27440.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG4TU209630.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg4tu209630/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg4tu209630/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG4TU209630.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG4TU209630.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG4TU209630.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg4tu209630/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,998. This offer applies to Stock #28664, VIN KMHLS4DG4TU209630. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $27,440. Advertised price: $24,442. Savings: $2,998, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$27,440"}, {"label": "Advertised price", "value": "$24,442"}, {"label": "Savings", "value": "$2,998, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,998", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24442.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG4TU209630_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 472, "unit": "per_month", "display": "$472/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24442.0, "price_incl_doc": 24442.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 472.32, "amount_financed": 25969.63, "sales_tax": 1527.63, "total_of_payments": 28339.0, "finance_charge": 2369.37, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28664, VIN KMHLS4DG4TU209630. $472 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $24,442, before any dealer documentation fee. Amount financed $25,970, including $1,528 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $28,339. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG4TU209630_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 386, "unit": "per_month", "display": "$386/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24442.0, "price_incl_doc": 24442.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 385.51, "amount_financed": 25969.63, "sales_tax": 1527.63, "total_of_payments": 32382.73, "finance_charge": 6413.1, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28664, VIN KMHLS4DG4TU209630. $386 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,442, before any dealer documentation fee. Amount financed $25,970, including $1,528 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,383. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 85}}, {"vin": "5NMP5DGL9TH179635", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 46222.0, "msrp": 52330.0, "sale_price": 48472.0, "currency": "USD", "mileage": 26, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "28403", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/8c43-110013116/5NMP5DGL9TH179635/1337cafa6a1b6f4f2bbfef13a6edbf1a.jpg", "images": ["https://vehicle-images.carscommerce.inc/8c43-110013116/5NMP5DGL9TH179635/1337cafa6a1b6f4f2bbfef13a6edbf1a.jpg", "https://vehicle-images.carscommerce.inc/4346-110013116/5NMP5DGL9TH179635/e7353a892820b9d9a218377448e786d9.jpg", "https://vehicle-images.carscommerce.inc/7033-110013116/5NMP5DGL9TH179635/0ce621f7b5247ae32fc0379f28e1a628.jpg", "https://vehicle-images.carscommerce.inc/fa7f-110013116/5NMP5DGL9TH179635/82306c45b0581ee395de8bc7c0909b34.jpg", "https://vehicle-images.carscommerce.inc/725a-110013116/5NMP5DGL9TH179635/36e6e1e47c90a449f2ff6a794499248c.png", "https://vehicle-images.carscommerce.inc/84ff-110013116/5NMP5DGL9TH179635/c75f27b00d9abed124eda7f66d164a98.jpg", "https://vehicle-images.carscommerce.inc/1aa6-110013116/5NMP5DGL9TH179635/448e375036a4ca3e24fe3ea454802324.jpg", "https://vehicle-images.carscommerce.inc/71cb-110013116/5NMP5DGL9TH179635/8b303e71cbe83af055e5e2a783d0d160.png", "https://vehicle-images.carscommerce.inc/789d-110013116/5NMP5DGL9TH179635/1858581f1b6c4a5aed03f49828ca6d71.jpg", "https://vehicle-images.carscommerce.inc/7723-110013116/5NMP5DGL9TH179635/77c130ab4cac616233cb7547583644a6.jpg", "https://vehicle-images.carscommerce.inc/dff2-110013116/5NMP5DGL9TH179635/0c4092f342e8a9e0af337d31767efa2c.png", "https://vehicle-images.carscommerce.inc/abf8-110013116/5NMP5DGL9TH179635/58cb8e71ecc5bce69179ecb50f9ad9e7.jpg", "https://vehicle-images.carscommerce.inc/8663-110013116/5NMP5DGL9TH179635/c0c29aa2cc4ffe0ed9c8c3bffb08f8b9.jpg", "https://vehicle-images.carscommerce.inc/2c2c-110013116/5NMP5DGL9TH179635/136736c6b91c3d006ca18a675ceac3e2.png", "https://vehicle-images.carscommerce.inc/7bcd-110013116/5NMP5DGL9TH179635/a2d09d71d2312c3747999281d6e103a9.jpg", "https://vehicle-images.carscommerce.inc/df5b-110013116/5NMP5DGL9TH179635/ea16c234f329503a9c175773f9b9e308.jpg", "https://vehicle-images.carscommerce.inc/8e53-110013116/5NMP5DGL9TH179635/874802b3cad5488cb6e8783c16fd22d9.png", "https://vehicle-images.carscommerce.inc/efcc-110013116/5NMP5DGL9TH179635/b33007747d0b438593e4f877b31a6360.jpg", "https://vehicle-images.carscommerce.inc/475b-110013116/5NMP5DGL9TH179635/aa937d5650dcf3007ab5841587673542.jpg", "https://vehicle-images.carscommerce.inc/d08b-110013116/5NMP5DGL9TH179635/e026563de80c496e7a07c2f599ae96f4.jpg", "https://vehicle-images.carscommerce.inc/903b-110013116/5NMP5DGL9TH179635/d0006b01ee72d0aae9499e3739d5ed62.jpg", "https://vehicle-images.carscommerce.inc/efab-110013116/5NMP5DGL9TH179635/5e1e8d3e1d1aa4883c5e244432c5f9dd.png", "https://vehicle-images.carscommerce.inc/b50b-110013116/5NMP5DGL9TH179635/51918a2822bb0b789eea3227bcc125cf.jpg", "https://vehicle-images.carscommerce.inc/e7e0-110013116/5NMP5DGL9TH179635/b409d67c7604062970c9700c7490b437.jpg", "https://vehicle-images.carscommerce.inc/bbdd-110013116/5NMP5DGL9TH179635/4141f3214933e27b69d160f03c9a568e.jpg", "https://vehicle-images.carscommerce.inc/4c29-110013116/5NMP5DGL9TH179635/99be6b350cedc3c581390cb45d192b6b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52330.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL9TH179635.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl9th179635/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl9th179635/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL9TH179635.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL9TH179635.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL9TH179635.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl9th179635/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,108. This offer applies to Stock #28403, VIN 5NMP5DGL9TH179635. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,330. Advertised price: $46,222. Savings: $6,108, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,330"}, {"label": "Advertised price", "value": "$46,222"}, {"label": "Savings", "value": "$6,108, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,108", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46222.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL9TH179635_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 819, "unit": "per_month", "display": "$819/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46222.0, "price_incl_doc": 46222.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 818.51, "amount_financed": 49110.88, "sales_tax": 2888.88, "total_of_payments": 49110.88, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28403, VIN 5NMP5DGL9TH179635. $819 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,222, before any dealer documentation fee. Amount financed $49,111, including $2,889 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,111. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL9TH179635_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 729, "unit": "per_month", "display": "$729/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46222.0, "price_incl_doc": 46222.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 729.03, "amount_financed": 49110.88, "sales_tax": 2888.88, "total_of_payments": 61238.62, "finance_charge": 12127.74, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28403, VIN 5NMP5DGL9TH179635. $729 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,222, before any dealer documentation fee. Amount financed $49,111, including $2,889 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,239. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL9TH179635_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 552, "unit": "per_month", "display": "$552/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52330.0, "selling_price": 46222.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 552.22, "net_cap_cost": 46872.0, "residual_value": 32444.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 552.22, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 712.22}, "total_of_payments": 19872, "total_of_payments_unrounded": 19879.92}, "disclosure": "Estimated lease payment for stock #28403, VIN 5NMP5DGL9TH179635. $552 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $712, made up of $552 first payment, $60 title, $100 registration. MSRP $52,330. Lease selling price $46,222. Net capitalized cost $46,872. Residual value $32,445, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $19,872. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL9TH179635_lease", "type": "lease", "label": "Lease", "headline": {"value": 459, "unit": "per_month", "display": "$459/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52330.0, "selling_price": 46222.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 458.93, "net_cap_cost": 43873.0, "residual_value": 32444.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 458.93, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3617.93}, "total_of_payments": 16524, "total_of_payments_unrounded": 16521.48}, "disclosure": "Estimated lease payment for stock #28403, VIN 5NMP5DGL9TH179635. $459 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,618, made up of $459 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,330. Lease selling price $46,222. Net capitalized cost $43,873. Residual value $32,445, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $16,524. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 114}}, {"vin": "KMHLS4DG0TU152844", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 23944.0, "msrp": 26930.0, "sale_price": 24744.0, "currency": "USD", "mileage": 12, "exterior_color": "Blue", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28422", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/6298-110013116/KMHLS4DG0TU152844/e424d49e5e8a33d7f892d2110745325f.jpg", "images": ["https://vehicle-images.carscommerce.inc/6298-110013116/KMHLS4DG0TU152844/e424d49e5e8a33d7f892d2110745325f.jpg", "https://vehicle-images.carscommerce.inc/b0f2-110013116/KMHLS4DG0TU152844/3f588537073016848be6483c20492d7b.jpg", "https://vehicle-images.carscommerce.inc/e7ba-110013116/KMHLS4DG0TU152844/8b706656da885ef9d0c2a7e158add8ed.jpg", "https://vehicle-images.carscommerce.inc/7b12-110013116/KMHLS4DG0TU152844/fc88d2c47fbe0e2180d6bda7930adb94.jpg", "https://vehicle-images.carscommerce.inc/af41-110013116/KMHLS4DG0TU152844/19ab2980e3f365c1cf6b314c47a0e8a8.jpg", "https://vehicle-images.carscommerce.inc/4d59-110013116/KMHLS4DG0TU152844/dddaa5b4bf49b05a974aec4ed6d38d87.png", "https://vehicle-images.carscommerce.inc/f15d-110013116/KMHLS4DG0TU152844/fcc4a48676014b89b3c1430b3f27dc0b.jpg", "https://vehicle-images.carscommerce.inc/b340-110013116/KMHLS4DG0TU152844/905228012c2f656f64d23b3e479f3675.jpg", "https://vehicle-images.carscommerce.inc/f7a9-110013116/KMHLS4DG0TU152844/9b2ff27e25a6c25fc58220d2c44f368f.png", "https://vehicle-images.carscommerce.inc/151d-110013116/KMHLS4DG0TU152844/34ec30f44d3931da32aeb786659af420.jpg", "https://vehicle-images.carscommerce.inc/5136-110013116/KMHLS4DG0TU152844/a24b1a1e341e63af7679142ada12d344.jpg", "https://vehicle-images.carscommerce.inc/e662-110013116/KMHLS4DG0TU152844/59d69fa73fb741fd9341b03ddfdd8d48.png", "https://vehicle-images.carscommerce.inc/89a3-110013116/KMHLS4DG0TU152844/1966b5858605e0ea38e546ba7a4e4f64.jpg", "https://vehicle-images.carscommerce.inc/bbf2-110013116/KMHLS4DG0TU152844/4055e501ed69a8e8eedb4d43013f4476.jpg", "https://vehicle-images.carscommerce.inc/d9f5-110013116/KMHLS4DG0TU152844/544871c3c9d9744b41c38d359bfc1fc1.png", "https://vehicle-images.carscommerce.inc/76c2-110013116/KMHLS4DG0TU152844/5e322f466a6fb44a04aef374593231de.jpg", "https://vehicle-images.carscommerce.inc/5cd7-110013116/KMHLS4DG0TU152844/c9779eb4fd696764f2bf882c75543380.jpg", "https://vehicle-images.carscommerce.inc/b174-110013116/KMHLS4DG0TU152844/adb34989d13a23d84c5ec36b2a0f1ee8.png", "https://vehicle-images.carscommerce.inc/6d7e-110013116/KMHLS4DG0TU152844/957a54918cd5e571b4e9cffd231f640b.jpg", "https://vehicle-images.carscommerce.inc/4ac2-110013116/KMHLS4DG0TU152844/23c861cd5801913be9828fe3f2113a48.jpg", "https://vehicle-images.carscommerce.inc/ca20-110013116/KMHLS4DG0TU152844/e0e056fa48c86e3f7fdc5183d915184b.jpg", "https://vehicle-images.carscommerce.inc/966b-110013116/KMHLS4DG0TU152844/5a274c44784bee52c5d31faebfd8f643.jpg", "https://vehicle-images.carscommerce.inc/a2b0-110013116/KMHLS4DG0TU152844/06e070ec10f32575c3bf70db6b383838.png", "https://vehicle-images.carscommerce.inc/ff7c-110013116/KMHLS4DG0TU152844/50c565d56ce27dec62148a608e28dc04.jpg", "https://vehicle-images.carscommerce.inc/5ff9-110013116/KMHLS4DG0TU152844/b02b4c39be31f09d5351d034bb8df530.jpg", "https://vehicle-images.carscommerce.inc/f58a-110013116/KMHLS4DG0TU152844/f8dc598f87439330bbe69f280fd3c6fc.jpg", "https://vehicle-images.carscommerce.inc/9022-110013116/KMHLS4DG0TU152844/fea718cf07c652c12ad1cd0d5373b4f7.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26930.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG0TU152844.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg0tu152844/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg0tu152844/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG0TU152844.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG0TU152844.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG0TU152844.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg0tu152844/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,986. This offer applies to Stock #28422, VIN KMHLS4DG0TU152844. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,930. Advertised price: $23,944. Savings: $2,986, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,930"}, {"label": "Advertised price", "value": "$23,944"}, {"label": "Savings", "value": "$2,986, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,986", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23944.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG0TU152844_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 463, "unit": "per_month", "display": "$463/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23944.0, "price_incl_doc": 23944.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 462.69, "amount_financed": 25440.5, "sales_tax": 1496.5, "total_of_payments": 27761.59, "finance_charge": 2321.09, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28422, VIN KMHLS4DG0TU152844. $463 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,944, before any dealer documentation fee. Amount financed $25,440, including $1,496 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,762. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG0TU152844_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 378, "unit": "per_month", "display": "$378/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23944.0, "price_incl_doc": 23944.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 377.65, "amount_financed": 25440.5, "sales_tax": 1496.5, "total_of_payments": 31722.93, "finance_charge": 6282.43, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28422, VIN KMHLS4DG0TU152844. $378 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,944, before any dealer documentation fee. Amount financed $25,440, including $1,496 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,723. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 85}}, {"vin": "5NMP4DGL6TH222993", "title": "2026 Hyundai SANTA FE Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 45003.0, "msrp": 49055.0, "sale_price": 45253.0, "currency": "USD", "mileage": 8, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260982", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/303c-110013116/5NMP4DGL6TH222993/8ee492da9d2af1d7a693fd807537953b.jpg", "images": ["https://vehicle-images.carscommerce.inc/303c-110013116/5NMP4DGL6TH222993/8ee492da9d2af1d7a693fd807537953b.jpg", "https://vehicle-images.carscommerce.inc/9282-110013116/5NMP4DGL6TH222993/356bfc352464a390a66dc16d5e660e40.jpg", "https://vehicle-images.carscommerce.inc/36a9-110013116/5NMP4DGL6TH222993/f8f0e43c1b044aa5fd01fb5b9383ee92.jpg", "https://vehicle-images.carscommerce.inc/3e80-110013116/5NMP4DGL6TH222993/f00c03fec496367fa85ba97db4f12f78.jpg", "https://vehicle-images.carscommerce.inc/2d48-110013116/5NMP4DGL6TH222993/26058a12e3c30cde1b892fa5463b09f6.jpg", "https://vehicle-images.carscommerce.inc/7373-110013116/5NMP4DGL6TH222993/b424e739c531d6b03df787630c8cc469.png", "https://vehicle-images.carscommerce.inc/f9ca-110013116/5NMP4DGL6TH222993/20dfadeaab1f899d18f7b752d72d253d.jpg", "https://vehicle-images.carscommerce.inc/25c5-110013116/5NMP4DGL6TH222993/4f800e01938d6a5ea3dbe04f841fc96d.jpg", "https://vehicle-images.carscommerce.inc/b07f-110013116/5NMP4DGL6TH222993/284612fc9ed600f50e96f3242c1c2753.png", "https://vehicle-images.carscommerce.inc/6019-110013116/5NMP4DGL6TH222993/2ca941fa26eb63bf7af2faf951932d85.jpg", "https://vehicle-images.carscommerce.inc/2ffe-110013116/5NMP4DGL6TH222993/4c73c57b59697b529e231deee011e3c0.jpg", "https://vehicle-images.carscommerce.inc/1d0f-110013116/5NMP4DGL6TH222993/41c0fcbb53b81f235dd64821fb037658.png", "https://vehicle-images.carscommerce.inc/b15f-110013116/5NMP4DGL6TH222993/2c8b496bc519ddc4bb468eea64bd8e90.jpg", "https://vehicle-images.carscommerce.inc/d67b-110013116/5NMP4DGL6TH222993/2ee3e19c47b8018ed6b4b9222022f763.jpg", "https://vehicle-images.carscommerce.inc/cf08-110013116/5NMP4DGL6TH222993/99e24b66e1110c447679505eaf9118a7.png", "https://vehicle-images.carscommerce.inc/3e3e-110013116/5NMP4DGL6TH222993/e113d24d06f07b9bb5ab5f5e3e62573a.jpg", "https://vehicle-images.carscommerce.inc/8447-110013116/5NMP4DGL6TH222993/772d6ddf0a865ff05d6aa31fa60b92d4.jpg", "https://vehicle-images.carscommerce.inc/7ef1-110013116/5NMP4DGL6TH222993/dda20d8b8b9441c58f2155cd366c7bb6.png", "https://vehicle-images.carscommerce.inc/8dde-110013116/5NMP4DGL6TH222993/cdf62eb51801800ec79d5a9d1c766c82.jpg", "https://vehicle-images.carscommerce.inc/e7a4-110013116/5NMP4DGL6TH222993/a9ca6081a1fdccf05f4b69cf90cbfea7.jpg", "https://vehicle-images.carscommerce.inc/3072-110013116/5NMP4DGL6TH222993/86ef46d9b422f0b4a520e9500661e4c5.png", "https://vehicle-images.carscommerce.inc/ff2b-110013116/5NMP4DGL6TH222993/617a69d5f28909fd782211943c7a85b5.jpg", "https://vehicle-images.carscommerce.inc/128b-110013116/5NMP4DGL6TH222993/bac08dedab3074762bf2b24050cc7bf5.jpg", "https://vehicle-images.carscommerce.inc/b554-110013116/5NMP4DGL6TH222993/67bdd10b05ca46b267f3f1393b9f3e8f.png", "https://vehicle-images.carscommerce.inc/c386-110013116/5NMP4DGL6TH222993/ab297a583740383729d597f18a9dcdb3.jpg", "https://vehicle-images.carscommerce.inc/256d-110013116/5NMP4DGL6TH222993/5cb5f28c18315168cc7058bfe5f1ddad.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 49055.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP4DGL6TH222993.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl6th222993/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl6th222993/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL6TH222993.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL6TH222993.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL6TH222993.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl6th222993/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,052. This offer applies to Stock #HD260982, VIN 5NMP4DGL6TH222993. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,055. Advertised price: $45,003. Savings: $4,052, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,055"}, {"label": "Advertised price", "value": "$45,003"}, {"label": "Savings", "value": "$4,052, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,052", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45003.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL6TH222993_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 797, "unit": "per_month", "display": "$797/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45003.0, "price_incl_doc": 45003.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 796.93, "amount_financed": 47815.69, "sales_tax": 2812.69, "total_of_payments": 47815.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260982, VIN 5NMP4DGL6TH222993. $797 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,003, before any dealer documentation fee. Amount financed $47,816, including $2,813 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $47,816. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL6TH222993_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 710, "unit": "per_month", "display": "$710/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45003.0, "price_incl_doc": 45003.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 709.8, "amount_financed": 47815.69, "sales_tax": 2812.69, "total_of_payments": 59623.59, "finance_charge": 11807.9, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260982, VIN 5NMP4DGL6TH222993. $710 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,003, before any dealer documentation fee. Amount financed $47,816, including $2,813 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $59,624. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL6TH222993_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 571, "unit": "per_month", "display": "$571/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49055.0, "selling_price": 45003.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 570.99, "net_cap_cost": 45653.0, "residual_value": 30414.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 570.99, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 730.99}, "total_of_payments": 20556, "total_of_payments_unrounded": 20555.64}, "disclosure": "Estimated lease payment for stock #HD260982, VIN 5NMP4DGL6TH222993. $571 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $731, made up of $571 first payment, $60 title, $100 registration. MSRP $49,055. Lease selling price $45,003. Net capitalized cost $45,653. Residual value $30,414, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,556. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL6TH222993_lease", "type": "lease", "label": "Lease", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49055.0, "selling_price": 45003.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 477.7, "net_cap_cost": 42654.0, "residual_value": 30414.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 477.7, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3636.7}, "total_of_payments": 17208, "total_of_payments_unrounded": 17197.2}, "disclosure": "Estimated lease payment for stock #HD260982, VIN 5NMP4DGL6TH222993. $478 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,637, made up of $478 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $49,055. Lease selling price $45,003. Net capitalized cost $42,654. Residual value $30,414, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,208. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a32tu455785/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A32TU455785.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A32TU455785.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A32TU455785.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a32tu455785/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $237. This offer applies to Stock #28548, VIN KMHRC8A32TU455785. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,300. Advertised price: $25,063. Savings: $237, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,300"}, {"label": "Advertised price", "value": "$25,063"}, {"label": "Savings", "value": "$237, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $237", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25063.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A32TU455785_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25063.0, "price_incl_doc": 25063.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.53, "amount_financed": 26629.44, "sales_tax": 1566.44, "total_of_payments": 30511.82, "finance_charge": 3882.38, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28548, VIN KMHRC8A32TU455785. $509 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $25,063, before any dealer documentation fee. Amount financed $26,629, including $1,566 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,512. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A32TU455785_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 395, "unit": "per_month", "display": "$395/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25063.0, "price_incl_doc": 25063.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 395.3, "amount_financed": 26629.44, "sales_tax": 1566.44, "total_of_payments": 33205.47, "finance_charge": 6576.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28548, VIN KMHRC8A32TU455785. $395 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $25,063, before any dealer documentation fee. Amount financed $26,629, including $1,566 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,205. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 91}}, {"vin": "5NMJBCDE2TH763633", "title": "2026 Hyundai TUCSON Plus", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Plus", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 35738.0, "msrp": null, "sale_price": 35738.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "5NMJBCDE2TH763633", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE2TH763633/2e3694fed4b73e36844fbf68b5fdc9fe.jpg", "images": ["https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE2TH763633/2e3694fed4b73e36844fbf68b5fdc9fe.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE2TH763633.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde2th763633/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde2th763633/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE2TH763633.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE2TH763633.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE2TH763633.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde2th763633/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMJBCDE2TH763633, VIN 5NMJBCDE2TH763633. Advertised price: $35,738. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,738"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35738.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE2TH763633_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35738.0, "price_incl_doc": 35738.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 632.86, "amount_financed": 37971.63, "sales_tax": 2233.63, "total_of_payments": 37971.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE2TH763633, VIN 5NMJBCDE2TH763633. $633 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,738, before any dealer documentation fee. Amount financed $37,972, including $2,234 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $37,972. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2TH763633_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 564, "unit": "per_month", "display": "$564/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35738.0, "price_incl_doc": 35738.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 563.67, "amount_financed": 37971.63, "sales_tax": 2233.63, "total_of_payments": 47348.57, "finance_charge": 9376.94, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE2TH763633, VIN 5NMJBCDE2TH763633. $564 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,738, before any dealer documentation fee. Amount financed $37,972, including $2,234 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,349. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2TH763633_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 513, "unit": "per_month", "display": "$513/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35738.0, "selling_price": 35738.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 513.3, "net_cap_cost": 36388.0, "residual_value": 22157.56, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 513.3, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 673.3}, "total_of_payments": 18468, "total_of_payments_unrounded": 18478.8}, "disclosure": "Estimated lease payment for stock #5NMJBCDE2TH763633, VIN 5NMJBCDE2TH763633. $513 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $673, made up of $513 first payment, $60 title, $100 registration. MSRP $35,738. Lease selling price $35,738. Net capitalized cost $36,388. Residual value $22,158, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,468. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2TH763633_lease", "type": "lease", "label": "Lease", "headline": {"value": 420, "unit": "per_month", "display": "$420/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35738.0, "selling_price": 35738.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 420.01, "net_cap_cost": 33389.0, "residual_value": 22157.56, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 420.01, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3579.01}, "total_of_payments": 15120, "total_of_payments_unrounded": 15120.36}, "disclosure": "Estimated lease payment for stock #5NMJBCDE2TH763633, VIN 5NMJBCDE2TH763633. $420 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,579, made up of $420 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,738. Lease selling price $35,738. Net capitalized cost $33,389. Residual value $22,158, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,120. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 125}}, {"vin": "3VVGR7RM3TM022354", "title": "2026 Volkswagen Tiguan Black", "year": 2026, "make": "Volkswagen", "model": "Tiguan", "trim": "Black", "decoded_trim": "4Motion SE R-Line Black", "condition": "used", "price": 38012.0, "msrp": 0.0, "sale_price": 38032.0, "currency": "USD", "mileage": 6257, "exterior_color": "White/off-white", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L TSI DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 22, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1010", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 38, "primary_image": "https://vehicle-images.carscommerce.inc/d0e9-110013116/3VVGR7RM3TM022354/44cde8532abe64531febc5c4019be026.jpg", "images": ["https://vehicle-images.carscommerce.inc/d0e9-110013116/3VVGR7RM3TM022354/44cde8532abe64531febc5c4019be026.jpg", "https://vehicle-images.carscommerce.inc/d994-110013116/3VVGR7RM3TM022354/d24cda6cafc94d8817ca6e6d7e5e75ec.jpg", "https://vehicle-images.carscommerce.inc/a9d9-110013116/3VVGR7RM3TM022354/835afcc8bc3a751b5fde20f1a0b5324e.jpg", "https://vehicle-images.carscommerce.inc/a1d5-110013116/3VVGR7RM3TM022354/8f329aba765e3b1b803e92d756cc3ccd.jpg", 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"https://vehicle-images.carscommerce.inc/3c82-110013116/3VVGR7RM3TM022354/d6e6e88215a24c8f984c8ca83758c2b2.jpg", "https://vehicle-images.carscommerce.inc/1342-110013116/3VVGR7RM3TM022354/93ccc1aeb2e67be132a83e76cd3936f3.jpg"], "vin_decode": {"make": "Volkswagen", "model": "Tiguan", "year": 2026, "trim": "4Motion SE R-Line Black", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-volkswagen-tiguan-2-0t-se-r-line-black-awd-4d-sport-utility-3vvgr7rm3tm022354/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-volkswagen-tiguan-2-0t-se-r-line-black-awd-4d-sport-utility-3vvgr7rm3tm022354/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VVGR7RM3TM022354.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VVGR7RM3TM022354.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VVGR7RM3TM022354.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-volkswagen-tiguan-2-0t-se-r-line-black-awd-4d-sport-utility-3vvgr7rm3tm022354/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1010, VIN 3VVGR7RM3TM022354. Advertised price: $38,012. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,012"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38012.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVGR7RM3TM022354_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 948, "unit": "per_month", "display": "$948/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38012.0, "price_incl_doc": 38012.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 948.32, "amount_financed": 40387.75, "sales_tax": 2375.75, "total_of_payments": 45519.47, "finance_charge": 5131.72, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1010, VIN 3VVGR7RM3TM022354. $948 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $38,012, before any dealer documentation fee. Amount financed $40,388, including $2,376 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $45,519. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVGR7RM3TM022354_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 790, "unit": "per_month", "display": "$790/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38012.0, "price_incl_doc": 38012.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 790.04, "amount_financed": 40387.75, "sales_tax": 2375.75, "total_of_payments": 47402.61, "finance_charge": 7014.86, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1010, VIN 3VVGR7RM3TM022354. $790 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $38,012, before any dealer documentation fee. Amount financed $40,388, including $2,376 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $47,403. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVGR7RM3TM022354_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 688, "unit": "per_month", "display": "$688/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38012.0, "price_incl_doc": 38012.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 688.38, "amount_financed": 40387.75, "sales_tax": 2375.75, "total_of_payments": 49563.15, "finance_charge": 9175.4, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1010, VIN 3VVGR7RM3TM022354. $688 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $38,012, before any dealer documentation fee. Amount financed $40,388, including $2,376 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $49,563. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-fwd-4dr-car-kmhl64ja3ta591154/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL64JA3TA591154.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA3TA591154.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA3TA591154.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-fwd-4dr-car-kmhl64ja3ta591154/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,089. This offer applies to Stock #KMHL64JA3TA591154, VIN KMHL64JA3TA591154. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,085. Advertised price: $27,996. Savings: $3,089, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,085"}, {"label": "Advertised price", "value": "$27,996"}, {"label": "Savings", "value": "$3,089, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,089", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27996.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL64JA3TA591154_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 508, "unit": "per_month", "display": "$508/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27996.0, "price_incl_doc": 27996.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.34, "amount_financed": 29745.75, "sales_tax": 1749.75, "total_of_payments": 30500.3, "finance_charge": 754.55, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL64JA3TA591154, VIN KMHL64JA3TA591154. $508 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $27,996, before any dealer documentation fee. Amount financed $29,746, including $1,750 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $30,500. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA3TA591154_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27996.0, "price_incl_doc": 27996.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 441.56, "amount_financed": 29745.75, "sales_tax": 1749.75, "total_of_payments": 37091.35, "finance_charge": 7345.6, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL64JA3TA591154, VIN KMHL64JA3TA591154. $442 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,996, before any dealer documentation fee. Amount financed $29,746, including $1,750 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,091. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 89}}, {"vin": "KMHL24JJ0TA182539", "title": "2026 Hyundai SONATA HYBRID Blue", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "Blue", "decoded_trim": "Blue", "condition": "new", "price": 31098.0, "msrp": null, "sale_price": 31098.0, "currency": "USD", "mileage": null, "exterior_color": "Aero Silver", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 5, "engine": "Gas/Electric I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 44, "mpg_hwy": 56, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL24JJ0TA182539", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/da25-110013116/KMHL24JJ0TA182539/2a87ead2a5cec01bf36379281f04553d.jpg", "images": ["https://vehicle-images.carscommerce.inc/da25-110013116/KMHL24JJ0TA182539/2a87ead2a5cec01bf36379281f04553d.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "Blue", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL24JJ0TA182539.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-blue-fwd-4dr-car-kmhl24jj0ta182539/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-blue-fwd-4dr-car-kmhl24jj0ta182539/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL24JJ0TA182539.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JJ0TA182539.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JJ0TA182539.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-blue-fwd-4dr-car-kmhl24jj0ta182539/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHL24JJ0TA182539, VIN KMHL24JJ0TA182539. Advertised price: $31,098. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,098"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31098.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL24JJ0TA182539_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31098.0, "price_incl_doc": 31098.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 579.0, "amount_financed": 33041.63, "sales_tax": 1943.63, "total_of_payments": 34740.07, "finance_charge": 1698.44, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL24JJ0TA182539, VIN KMHL24JJ0TA182539. $579 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $31,098, before any dealer documentation fee. Amount financed $33,042, including $1,944 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $34,740. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JJ0TA182539_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 490, "unit": "per_month", "display": "$490/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31098.0, "price_incl_doc": 31098.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 490.49, "amount_financed": 33041.63, "sales_tax": 1943.63, "total_of_payments": 41201.13, "finance_charge": 8159.5, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL24JJ0TA182539, VIN KMHL24JJ0TA182539. $490 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,098, before any dealer documentation fee. Amount financed $33,042, including $1,944 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,201. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 26, "elapsed_ms": 99}}, {"vin": "JF2SKAJC1LH494457", "title": "2020 Subaru Forester Premium", "year": 2020, "make": "Subaru", "model": "Forester", "trim": "Premium", "decoded_trim": "Prm+ES+KA", "condition": "used", "price": 20158.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 75244, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L 4-Cylinder DOHC 16V VVT", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MD262719A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://ai.castlehyundaidownersgrove.com/v/JF2SKAJC1LH494457.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-subaru-forester-premium-awd-4d-sport-utility-jf2skajc1lh494457/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262719A, VIN JF2SKAJC1LH494457. Advertised price: $20,158. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,158"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Heated Seats", "Keyless Entry", "Power Seats", "Sunroof / Moonroof", "Technology Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:39Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20158.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2SKAJC1LH494457_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 503, "unit": "per_month", "display": "$503/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20158.0, "price_incl_doc": 20158.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 502.9, "amount_financed": 21417.88, "sales_tax": 1259.88, "total_of_payments": 24139.26, "finance_charge": 2721.38, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262719A, VIN JF2SKAJC1LH494457. $503 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,158, before any dealer documentation fee. Amount financed $21,418, including $1,260 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,139. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SKAJC1LH494457_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 419, "unit": "per_month", "display": "$419/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20158.0, "price_incl_doc": 20158.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 418.97, "amount_financed": 21417.88, "sales_tax": 1259.88, "total_of_payments": 25137.91, "finance_charge": 3720.03, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262719A, VIN JF2SKAJC1LH494457. $419 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,158, before any dealer documentation fee. Amount financed $21,418, including $1,260 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,138. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SKAJC1LH494457_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 365, "unit": "per_month", "display": "$365/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20158.0, "price_incl_doc": 20158.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 365.05, "amount_financed": 21417.88, "sales_tax": 1259.88, "total_of_payments": 26283.65, "finance_charge": 4865.77, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262719A, VIN JF2SKAJC1LH494457. $365 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,158, before any dealer documentation fee. Amount financed $21,418, including $1,260 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,284. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 95}}, {"vin": "5NMP3DG11TH142857", "title": "2026 Hyundai SANTA FE HYBRID 7P", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "7P", "decoded_trim": "Limited", "condition": "new", "price": 50408.0, "msrp": null, "sale_price": 50408.0, "currency": "USD", "mileage": null, "exterior_color": "Rockwood Green", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP3DG11TH142857", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/ba50-110013116/5NMP3DG11TH142857/b82195202bbe9fff7ee201cfa0088593.jpg", "images": ["https://vehicle-images.carscommerce.inc/ba50-110013116/5NMP3DG11TH142857/b82195202bbe9fff7ee201cfa0088593.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DG11TH142857.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-7p-awd-sport-utility-5nmp3dg11th142857/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-7p-awd-sport-utility-5nmp3dg11th142857/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG11TH142857.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG11TH142857.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG11TH142857.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-7p-awd-sport-utility-5nmp3dg11th142857/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP3DG11TH142857, VIN 5NMP3DG11TH142857. Advertised price: $50,408. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,408"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50408.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG11TH142857_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 893, "unit": "per_month", "display": "$893/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50408.0, "price_incl_doc": 50408.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 892.64, "amount_financed": 53558.5, "sales_tax": 3150.5, "total_of_payments": 53558.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DG11TH142857, VIN 5NMP3DG11TH142857. $893 per month for 60 months at 0% APR, $0 cash down. Advertised price $50,408, before any dealer documentation fee. Amount financed $53,558, including $3,150 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $53,558. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG11TH142857_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50408.0, "price_incl_doc": 50408.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 795.05, "amount_financed": 53558.5, "sales_tax": 3150.5, "total_of_payments": 66784.56, "finance_charge": 13226.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DG11TH142857, VIN 5NMP3DG11TH142857. $795 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $50,408, before any dealer documentation fee. Amount financed $53,558, including $3,150 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $66,785. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 104}}, {"vin": "KM8RMESAXTU108200", "title": "2026 Hyundai PALISADE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 59150.0, "msrp": 61220.0, "sale_price": 61633.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray Pearl", "interior_color": "Gray/Navy", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESAXTU108200", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/ee17-110013116/KM8RMESAXTU108200/85400bcc31cc22c1c17669e21d05f2e3.jpg", "images": ["https://vehicle-images.carscommerce.inc/ee17-110013116/KM8RMESAXTU108200/85400bcc31cc22c1c17669e21d05f2e3.jpg", "https://vehicle-images.carscommerce.inc/27c5-110013116/KM8RMESAXTU108200/c090d63141f773794e0be02d90014773.jpg", "https://vehicle-images.carscommerce.inc/6816-110013116/KM8RMESAXTU108200/957a57cbdb899849d6990540709caac0.jpg", "https://vehicle-images.carscommerce.inc/cbe6-110013116/KM8RMESAXTU108200/0aa212fcaa0f0f2ee902a164c6f12031.jpg", "https://vehicle-images.carscommerce.inc/9fc0-110013116/KM8RMESAXTU108200/947b57a96decd1822f6f4a29eec166f6.png", "https://vehicle-images.carscommerce.inc/2939-110013116/KM8RMESAXTU108200/03f834288f71411e28c75d1248c118ad.jpg", "https://vehicle-images.carscommerce.inc/7860-110013116/KM8RMESAXTU108200/1253943f5d04dc40e6be8da8a755cc9e.jpg", "https://vehicle-images.carscommerce.inc/47ee-110013116/KM8RMESAXTU108200/05fe417705591f56bfee2440bd70e486.png", "https://vehicle-images.carscommerce.inc/fe5e-110013116/KM8RMESAXTU108200/968ddbd0f634423adb842d901955a105.jpg", "https://vehicle-images.carscommerce.inc/fc49-110013116/KM8RMESAXTU108200/9bf3ec86c01edfdff8945dacc8b328de.jpg", "https://vehicle-images.carscommerce.inc/3afb-110013116/KM8RMESAXTU108200/58d049b6ebc7695727fcccb9ee80287a.png", "https://vehicle-images.carscommerce.inc/7a43-110013116/KM8RMESAXTU108200/b00891393d6a0608a6f376eed4c07e7f.jpg", "https://vehicle-images.carscommerce.inc/2016-110013116/KM8RMESAXTU108200/4114ba124aa8290bfeb13582ad2cd1b7.jpg", "https://vehicle-images.carscommerce.inc/8a5f-110013116/KM8RMESAXTU108200/9ad9bbdf1e7903cc482d0ed3e11cfb9c.png", "https://vehicle-images.carscommerce.inc/61e8-110013116/KM8RMESAXTU108200/9309a2fc936d50524c903256f9c223e4.jpg", "https://vehicle-images.carscommerce.inc/cdc0-110013116/KM8RMESAXTU108200/21cacc6eaf4ed7838d0f9834868f5a15.jpg", "https://vehicle-images.carscommerce.inc/d32a-110013116/KM8RMESAXTU108200/b893c91eb397bac02615b8ace2d33b1a.png", "https://vehicle-images.carscommerce.inc/5587-110013116/KM8RMESAXTU108200/922ef67ea407b003b77c4becd7cf22a0.jpg", "https://vehicle-images.carscommerce.inc/7651-110013116/KM8RMESAXTU108200/1c2531432df342488d3b7c5df5b5f80a.jpg", "https://vehicle-images.carscommerce.inc/7226-110013116/KM8RMESAXTU108200/ffb2e20466ba19c9341e194dc3f083a3.png", "https://vehicle-images.carscommerce.inc/8139-110013116/KM8RMESAXTU108200/2f06a389ec18e82f10be31e53e344706.jpg", "https://vehicle-images.carscommerce.inc/7ed9-110013116/KM8RMESAXTU108200/036eb8ff59a28afd6c2a1cd2efd9461c.jpg", "https://vehicle-images.carscommerce.inc/bd41-110013116/KM8RMESAXTU108200/85ef4eb51ca1843e62932841540529c4.png", "https://vehicle-images.carscommerce.inc/7f47-110013116/KM8RMESAXTU108200/bc954adb9e034f799e839e38e3bc4057.jpg", "https://vehicle-images.carscommerce.inc/4bdd-110013116/KM8RMESAXTU108200/17178abba94d817b550688457dbed18e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 61220.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESAXTU108200.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesaxtu108200/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesaxtu108200/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESAXTU108200.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESAXTU108200.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESAXTU108200.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesaxtu108200/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,070. This offer applies to Stock #KM8RMESAXTU108200, VIN KM8RMESAXTU108200. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $61,220. Advertised price: $59,150. Savings: $2,070, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$61,220"}, {"label": "Advertised price", "value": "$59,150"}, {"label": "Savings", "value": "$2,070, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,070", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59150.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESAXTU108200_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1171, "unit": "per_month", "display": "$1,171/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59150.0, "price_incl_doc": 59150.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1171.37, "amount_financed": 62846.88, "sales_tax": 3696.88, "total_of_payments": 70282.19, "finance_charge": 7435.31, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESAXTU108200, VIN KM8RMESAXTU108200. $1,171 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $59,150, before any dealer documentation fee. Amount financed $62,847, including $3,697 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $70,282. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESAXTU108200_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59150.0, "price_incl_doc": 59150.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 872.87, "amount_financed": 62846.88, "sales_tax": 3696.88, "total_of_payments": 62846.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESAXTU108200, VIN KM8RMESAXTU108200. $873 per month for 72 months at 0% APR, $0 cash down. Advertised price $59,150, before any dealer documentation fee. Amount financed $62,847, including $3,697 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $62,847. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 96}}, {"vin": "JM3KJDHA7S1105598", "title": "2025 Mazda CX-70 PHEV Premium", "year": 2025, "make": "Mazda", "model": "CX-70 PHEV", "trim": "Premium", "decoded_trim": "Premium Package", "condition": "used", "price": 36175.0, "msrp": 0.0, "sale_price": 39120.0, "currency": "USD", "mileage": 3562, "exterior_color": "Beige", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Plug-In Electric/Gas", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DOHC 16V LEV3-SULEV30", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0383", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-70-phev-premium-awd-4d-sport-utility-jm3kjdha7s1105598/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-70-phev-premium-awd-4d-sport-utility-jm3kjdha7s1105598/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KJDHA7S1105598.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KJDHA7S1105598.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KJDHA7S1105598.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-70-phev-premium-awd-4d-sport-utility-jm3kjdha7s1105598/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0383, VIN JM3KJDHA7S1105598. Advertised price: $36,175. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,175"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C", "Remote Start"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36175.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KJDHA7S1105598_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 902, "unit": "per_month", "display": "$902/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36175.0, "price_incl_doc": 36175.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 902.49, "amount_financed": 38435.94, "sales_tax": 2260.94, "total_of_payments": 43319.66, "finance_charge": 4883.72, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0383, VIN JM3KJDHA7S1105598. $902 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,175, before any dealer documentation fee. Amount financed $38,436, including $2,261 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,320. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KJDHA7S1105598_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 752, "unit": "per_month", "display": "$752/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36175.0, "price_incl_doc": 36175.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 751.86, "amount_financed": 38435.94, "sales_tax": 2260.94, "total_of_payments": 45111.8, "finance_charge": 6675.86, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0383, VIN JM3KJDHA7S1105598. $752 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,175, before any dealer documentation fee. Amount financed $38,436, including $2,261 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $45,112. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KJDHA7S1105598_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 655, "unit": "per_month", "display": "$655/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36175.0, "price_incl_doc": 36175.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 655.11, "amount_financed": 38435.94, "sales_tax": 2260.94, "total_of_payments": 47167.92, "finance_charge": 8731.98, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0383, VIN JM3KJDHA7S1105598. $655 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,175, before any dealer documentation fee. Amount financed $38,436, including $2,261 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $47,168. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 98}}, {"vin": "KM8RMESA9TU049205", "title": "2026 Hyundai PALISADE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 58976.0, "msrp": 61185.0, "sale_price": 59976.0, "currency": "USD", "mileage": 75, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260850", "stock_status": "In Stock", "availability": "In Stock", 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VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 61185.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA9TU049205.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-4d-sport-utility-km8rmesa9tu049205/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-4d-sport-utility-km8rmesa9tu049205/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA9TU049205.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA9TU049205.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA9TU049205.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-4d-sport-utility-km8rmesa9tu049205/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,209. This offer applies to Stock #HD260850, VIN KM8RMESA9TU049205. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $61,185. Advertised price: $58,976. Savings: $2,209, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$61,185"}, {"label": "Advertised price", "value": "$58,976"}, {"label": "Savings", "value": "$2,209, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,209", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58976.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA9TU049205_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1168, "unit": "per_month", "display": "$1,168/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58976.0, "price_incl_doc": 58976.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1167.92, "amount_financed": 62662.0, "sales_tax": 3686.0, "total_of_payments": 70075.44, "finance_charge": 7413.44, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260850, VIN KM8RMESA9TU049205. $1,168 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $58,976, before any dealer documentation fee. Amount financed $62,662, including $3,686 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $70,075. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA9TU049205_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 870, "unit": "per_month", "display": "$870/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58976.0, "price_incl_doc": 58976.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 870.31, "amount_financed": 62662.0, "sales_tax": 3686.0, "total_of_payments": 62662.0, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260850, VIN KM8RMESA9TU049205. $870 per month for 72 months at 0% APR, $0 cash down. Advertised price $58,976, before any dealer documentation fee. Amount financed $62,662, including $3,686 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $62,662. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 96}}, {"vin": "KM8RMES2XTU080780", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 52853.0, "msrp": 59040.0, "sale_price": 54853.0, "currency": "USD", "mileage": 26, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28325", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes2xtu080780/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes2xtu080780/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES2XTU080780.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES2XTU080780.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES2XTU080780.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes2xtu080780/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,187. This offer applies to Stock #28325, VIN KM8RMES2XTU080780. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,040. Advertised price: $52,853. Savings: $6,187, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,040"}, {"label": "Advertised price", "value": "$52,853"}, {"label": "Savings", "value": "$6,187, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,187", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52853.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES2XTU080780_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1034, "unit": "per_month", "display": "$1,034/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52853.0, "price_incl_doc": 52853.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1033.95, "amount_financed": 56156.31, "sales_tax": 3303.31, "total_of_payments": 62037.03, "finance_charge": 5880.72, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28325, VIN KM8RMES2XTU080780. $1,034 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $52,853, before any dealer documentation fee. Amount financed $56,156, including $3,303 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $62,037. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES2XTU080780_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 780, "unit": "per_month", "display": "$780/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52853.0, "price_incl_doc": 52853.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 779.95, "amount_financed": 56156.31, "sales_tax": 3303.31, "total_of_payments": 56156.31, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28325, VIN KM8RMES2XTU080780. $780 per month for 72 months at 0% APR, $0 cash down. Advertised price $52,853, before any dealer documentation fee. Amount financed $56,156, including $3,303 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $56,156. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 94}}, {"vin": "5NMJBCDE9TH674934", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31160.0, "msrp": 34505.0, "sale_price": 31910.0, "currency": "USD", "mileage": 27, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260617", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/791a-110013116/5NMJBCDE9TH674934/48893ef1b6cc40ad83fba303e04e6b92.jpg", "images": ["https://vehicle-images.carscommerce.inc/791a-110013116/5NMJBCDE9TH674934/48893ef1b6cc40ad83fba303e04e6b92.jpg", "https://vehicle-images.carscommerce.inc/834e-110013116/5NMJBCDE9TH674934/64c0fd5e848eceb742975eaa5bf080b1.jpg", "https://vehicle-images.carscommerce.inc/d517-110013116/5NMJBCDE9TH674934/c133f6a6a4b57f00e27fc49966d6dbe0.jpg", "https://vehicle-images.carscommerce.inc/1372-110013116/5NMJBCDE9TH674934/2ae07d3df75630eb95e72a5a23b25c82.jpg", "https://vehicle-images.carscommerce.inc/a49e-110013116/5NMJBCDE9TH674934/770c90939e55c67f66e1824b2bc05053.jpg", "https://vehicle-images.carscommerce.inc/1a92-110013116/5NMJBCDE9TH674934/ed1e386574fecf8a071b4c30800139ec.png", "https://vehicle-images.carscommerce.inc/1ec3-110013116/5NMJBCDE9TH674934/ab1796358054cbec73e0d92a9bc789b0.jpg", "https://vehicle-images.carscommerce.inc/5916-110013116/5NMJBCDE9TH674934/8f8deb7b1ec9bcb8de2779edb94d9d39.jpg", "https://vehicle-images.carscommerce.inc/74cc-110013116/5NMJBCDE9TH674934/affd5f871c154c3aab24ccfa73474f1e.png", "https://vehicle-images.carscommerce.inc/cf16-110013116/5NMJBCDE9TH674934/a1a13129711545c0b57fbad4b8d59928.jpg", "https://vehicle-images.carscommerce.inc/6399-110013116/5NMJBCDE9TH674934/9125f3fa13f367e662dc211169dd8a32.jpg", "https://vehicle-images.carscommerce.inc/1daa-110013116/5NMJBCDE9TH674934/1aac4cfd09f78bf9f2a0f2eee89a9010.png", "https://vehicle-images.carscommerce.inc/a8dc-110013116/5NMJBCDE9TH674934/faad54dfaf651f524906ec864ffdca17.jpg", "https://vehicle-images.carscommerce.inc/4aad-110013116/5NMJBCDE9TH674934/d7581da91463d708512404e48652999c.jpg", "https://vehicle-images.carscommerce.inc/f747-110013116/5NMJBCDE9TH674934/4e2b87e12fac0e020fd6094c456f8634.png", "https://vehicle-images.carscommerce.inc/6e3e-110013116/5NMJBCDE9TH674934/b51a687e26dea261988b217f00363629.jpg", "https://vehicle-images.carscommerce.inc/5c7f-110013116/5NMJBCDE9TH674934/b1347f9dca555fe4cf7715394a784c3c.jpg", "https://vehicle-images.carscommerce.inc/864c-110013116/5NMJBCDE9TH674934/02f14c7cc2ff5d2aa21af97790009e66.png", "https://vehicle-images.carscommerce.inc/bfc0-110013116/5NMJBCDE9TH674934/a08457fa26c75bb39877a68b4fa35c5b.jpg", "https://vehicle-images.carscommerce.inc/a657-110013116/5NMJBCDE9TH674934/2bbb6ad324276022f13416c57a1c2127.jpg", "https://vehicle-images.carscommerce.inc/6dd8-110013116/5NMJBCDE9TH674934/f4949f89bf85c4d47af6e791615c06d5.png", "https://vehicle-images.carscommerce.inc/e8e5-110013116/5NMJBCDE9TH674934/2a2f223a38a90c64fc0a61a5e8c5563d.jpg", "https://vehicle-images.carscommerce.inc/adc7-110013116/5NMJBCDE9TH674934/f82ddd842a583268b7effe0f1eda8bdf.jpg", "https://vehicle-images.carscommerce.inc/69f1-110013116/5NMJBCDE9TH674934/ea15e9d79e02fbaad165a639abc52812.png", "https://vehicle-images.carscommerce.inc/8264-110013116/5NMJBCDE9TH674934/2f917375e142f6cd681c62115240f4de.jpg", "https://vehicle-images.carscommerce.inc/3128-110013116/5NMJBCDE9TH674934/95bd4b099adf55334297fff8777e8d73.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34505.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE9TH674934.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde9th674934/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde9th674934/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE9TH674934.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE9TH674934.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE9TH674934.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde9th674934/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,345. This offer applies to Stock #HD260617, VIN 5NMJBCDE9TH674934. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,505. Advertised price: $31,160. Savings: $3,345, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,505"}, {"label": "Advertised price", "value": "$31,160"}, {"label": "Savings", "value": "$3,345, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,345", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31160.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE9TH674934_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 552, "unit": "per_month", "display": "$552/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31160.0, "price_incl_doc": 31160.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 551.79, "amount_financed": 33107.5, "sales_tax": 1947.5, "total_of_payments": 33107.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260617, VIN 5NMJBCDE9TH674934. $552 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,160, before any dealer documentation fee. Amount financed $33,108, including $1,948 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,108. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE9TH674934_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 491, "unit": "per_month", "display": "$491/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31160.0, "price_incl_doc": 31160.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 491.47, "amount_financed": 33107.5, "sales_tax": 1947.5, "total_of_payments": 41283.27, "finance_charge": 8175.77, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260617, VIN 5NMJBCDE9TH674934. $491 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,160, before any dealer documentation fee. Amount financed $33,108, including $1,948 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,283. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE9TH674934_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 392, "unit": "per_month", "display": "$392/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34505.0, "selling_price": 31160.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 392.24, "net_cap_cost": 31810.0, "residual_value": 21393.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 392.24, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 552.24}, "total_of_payments": 14112, "total_of_payments_unrounded": 14120.64}, "disclosure": "Estimated lease payment for stock #HD260617, VIN 5NMJBCDE9TH674934. $392 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $552, made up of $392 first payment, $60 title, $100 registration. MSRP $34,505. Lease selling price $31,160. Net capitalized cost $31,810. Residual value $21,393, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,112. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE9TH674934_lease", "type": "lease", "label": "Lease", "headline": {"value": 299, "unit": "per_month", "display": "$299/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34505.0, "selling_price": 31160.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 298.94, "net_cap_cost": 28811.0, "residual_value": 21393.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 298.94, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3457.94}, "total_of_payments": 10764, "total_of_payments_unrounded": 10761.84}, "disclosure": "Estimated lease payment for stock #HD260617, VIN 5NMJBCDE9TH674934. $299 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,458, made up of $299 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,505. Lease selling price $31,160. Net capitalized cost $28,811. Residual value $21,393, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,764. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 108}}, {"vin": "7YAKMDDC5TY066213", "title": "2026 Hyundai IONIQ 5 SE", "year": 2026, "make": "Hyundai", "model": "IONIQ 5", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 43988.0, "msrp": null, "sale_price": 43988.0, "currency": "USD", "mileage": null, "exterior_color": "Cyber Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": 5, "engine": "Electric", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "7YAKMDDC5TY066213", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/d222-110013116/7YAKMDDC5TY066213/b046fdb033751d7c63aacf0c0cd6aabe.jpg", "images": ["https://vehicle-images.carscommerce.inc/d222-110013116/7YAKMDDC5TY066213/b046fdb033751d7c63aacf0c0cd6aabe.jpg"], "vin_decode": {"make": "Hyundai", "model": "Ioniq 5", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "4WD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/7YAKMDDC5TY066213.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-se-awd-sport-utility-7yakmddc5ty066213/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-se-awd-sport-utility-7yakmddc5ty066213/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7YAKMDDC5TY066213.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKMDDC5TY066213.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKMDDC5TY066213.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-se-awd-sport-utility-7yakmddc5ty066213/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #7YAKMDDC5TY066213, VIN 7YAKMDDC5TY066213. Advertised price: $43,988. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,988"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43988.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7YAKMDDC5TY066213_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 649, "unit": "per_month", "display": "$649/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43988.0, "price_incl_doc": 43988.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 649.13, "amount_financed": 46737.25, "sales_tax": 2749.25, "total_of_payments": 46737.25, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #7YAKMDDC5TY066213, VIN 7YAKMDDC5TY066213. $649 per month for 72 months at 0% APR, $0 cash down. Advertised price $43,988, before any dealer documentation fee. Amount financed $46,737, including $2,749 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $46,737. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKMDDC5TY066213_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 627, "unit": "per_month", "display": "$627/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43988.0, "selling_price": 43988.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 627.13, "net_cap_cost": 44638.0, "residual_value": 27272.56, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 627.13, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 787.13}, "total_of_payments": 22572, "total_of_payments_unrounded": 22576.68}, "disclosure": "Estimated lease payment for stock #7YAKMDDC5TY066213, VIN 7YAKMDDC5TY066213. $627 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $787, made up of $627 first payment, $60 title, $100 registration. MSRP $43,988. Lease selling price $43,988. Net capitalized cost $44,638. Residual value $27,273, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $22,572. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKMDDC5TY066213_lease", "type": "lease", "label": "Lease", "headline": {"value": 534, "unit": "per_month", "display": "$534/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43988.0, "selling_price": 43988.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 533.84, "net_cap_cost": 41639.0, "residual_value": 27272.56, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 533.84, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3692.84}, "total_of_payments": 19224, "total_of_payments_unrounded": 19218.24}, "disclosure": "Estimated lease payment for stock #7YAKMDDC5TY066213, VIN 7YAKMDDC5TY066213. $534 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,693, made up of $534 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $43,988. Lease selling price $43,988. Net capitalized cost $41,639. Residual value $27,273, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $19,224. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 112}}, {"vin": "5NMP5DGL6TH230251", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 47344.0, "msrp": 52460.0, "sale_price": 48594.0, "currency": "USD", "mileage": 2, "exterior_color": "White", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD261073", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 29, "primary_image": "https://vehicle-images.carscommerce.inc/b9ab-110013116/5NMP5DGL6TH230251/e78b5aa05ad65f43373a9634fc6d7945.jpg", "images": ["https://vehicle-images.carscommerce.inc/b9ab-110013116/5NMP5DGL6TH230251/e78b5aa05ad65f43373a9634fc6d7945.jpg", "https://vehicle-images.carscommerce.inc/2b02-110013116/5NMP5DGL6TH230251/2d15f4cf5154fe88c0acf33cd170b7b8.jpg", "https://vehicle-images.carscommerce.inc/2e90-110013116/5NMP5DGL6TH230251/ea0e4832e5fcab5a2de395a12f21d9d5.jpg", "https://vehicle-images.carscommerce.inc/c317-110013116/5NMP5DGL6TH230251/f122aebdb9524d84ff3fc13696c8fc42.jpg", 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"https://vehicle-images.carscommerce.inc/6696-110013116/5NMP5DGL6TH230251/ec3f059587e878d07ba6506c8cfe251b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52460.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL6TH230251.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl6th230251/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl6th230251/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL6TH230251.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL6TH230251.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL6TH230251.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl6th230251/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,116. This offer applies to Stock #HD261073, VIN 5NMP5DGL6TH230251. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,460. Advertised price: $47,344. Savings: $5,116, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,460"}, {"label": "Advertised price", "value": "$47,344"}, {"label": "Savings", "value": "$5,116, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,116", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47344.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL6TH230251_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 838, "unit": "per_month", "display": "$838/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47344.0, "price_incl_doc": 47344.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 838.38, "amount_financed": 50303.0, "sales_tax": 2959.0, "total_of_payments": 50303.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261073, VIN 5NMP5DGL6TH230251. $838 per month for 60 months at 0% APR, $0 cash down. Advertised price $47,344, before any dealer documentation fee. Amount financed $50,303, including $2,959 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $50,303. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL6TH230251_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 747, "unit": "per_month", "display": "$747/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47344.0, "price_incl_doc": 47344.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 746.73, "amount_financed": 50303.0, "sales_tax": 2959.0, "total_of_payments": 62725.13, "finance_charge": 12422.13, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261073, VIN 5NMP5DGL6TH230251. $747 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,344, before any dealer documentation fee. Amount financed $50,303, including $2,959 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,725. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL6TH230251_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 585, "unit": "per_month", "display": "$585/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52460.0, "selling_price": 47344.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 584.87, "net_cap_cost": 47994.0, "residual_value": 32525.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 584.87, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 744.87}, "total_of_payments": 21060, "total_of_payments_unrounded": 21055.32}, "disclosure": "Estimated lease payment for stock #HD261073, VIN 5NMP5DGL6TH230251. $585 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $745, made up of $585 first payment, $60 title, $100 registration. MSRP $52,460. Lease selling price $47,344. Net capitalized cost $47,994. Residual value $32,525, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $21,060. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL6TH230251_lease", "type": "lease", "label": "Lease", "headline": {"value": 492, "unit": "per_month", "display": "$492/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52460.0, "selling_price": 47344.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 491.58, "net_cap_cost": 44995.0, "residual_value": 32525.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 491.58, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3650.58}, "total_of_payments": 17712, "total_of_payments_unrounded": 17696.88}, "disclosure": "Estimated lease payment for stock #HD261073, VIN 5NMP5DGL6TH230251. $492 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,651, made up of $492 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,460. Lease selling price $47,344. Net capitalized cost $44,995. Residual value $32,525, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,712. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 115}}, {"vin": "5NMJBCDE8TH672222", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31772.0, "msrp": 35145.0, "sale_price": 32522.0, "currency": "USD", "mileage": 16, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28319", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE8TH672222.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde8th672222/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde8th672222/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE8TH672222.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE8TH672222.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE8TH672222.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde8th672222/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,373. This offer applies to Stock #28319, VIN 5NMJBCDE8TH672222. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,145. Advertised price: $31,772. Savings: $3,373, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,145"}, {"label": "Advertised price", "value": "$31,772"}, {"label": "Savings", "value": "$3,373, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,373", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31772.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE8TH672222_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 563, "unit": "per_month", "display": "$563/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31772.0, "price_incl_doc": 31772.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 562.63, "amount_financed": 33757.75, "sales_tax": 1985.75, "total_of_payments": 33757.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28319, VIN 5NMJBCDE8TH672222. $563 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,772, before any dealer documentation fee. Amount financed $33,758, including $1,986 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,758. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE8TH672222_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 501, "unit": "per_month", "display": "$501/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31772.0, "price_incl_doc": 31772.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 501.12, "amount_financed": 33757.75, "sales_tax": 1985.75, "total_of_payments": 42094.09, "finance_charge": 8336.34, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28319, VIN 5NMJBCDE8TH672222. $501 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,772, before any dealer documentation fee. Amount financed $33,758, including $1,986 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $42,094. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE8TH672222_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 400, "unit": "per_month", "display": "$400/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35145.0, "selling_price": 31772.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 400.19, "net_cap_cost": 32422.0, "residual_value": 21789.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 400.19, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 560.19}, "total_of_payments": 14400, "total_of_payments_unrounded": 14406.84}, "disclosure": "Estimated lease payment for stock #28319, VIN 5NMJBCDE8TH672222. $400 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $560, made up of $400 first payment, $60 title, $100 registration. MSRP $35,145. Lease selling price $31,772. Net capitalized cost $32,422. Residual value $21,790, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,400. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE8TH672222_lease", "type": "lease", "label": "Lease", "headline": {"value": 307, "unit": "per_month", "display": "$307/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35145.0, "selling_price": 31772.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 306.9, "net_cap_cost": 29423.0, "residual_value": 21789.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 306.9, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3465.9}, "total_of_payments": 11052, "total_of_payments_unrounded": 11048.4}, "disclosure": "Estimated lease payment for stock #28319, VIN 5NMJBCDE8TH672222. $307 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,466, made up of $307 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,145. Lease selling price $31,772. Net capitalized cost $29,423. Residual value $21,790, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $11,052. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 103}}, {"vin": "5NMP2DG11TH144482", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 43498.0, "msrp": null, "sale_price": 43498.0, "currency": "USD", "mileage": null, "exterior_color": "Hampton Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP2DG11TH144482", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP2DG11TH144482/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg", "images": ["https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP2DG11TH144482/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG11TH144482.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg11th144482/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg11th144482/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG11TH144482.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG11TH144482.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG11TH144482.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg11th144482/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP2DG11TH144482, VIN 5NMP2DG11TH144482. Advertised price: $43,498. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,498"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43498.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG11TH144482_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 770, "unit": "per_month", "display": "$770/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43498.0, "price_incl_doc": 43498.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 770.28, "amount_financed": 46216.63, "sales_tax": 2718.63, "total_of_payments": 46216.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG11TH144482, VIN 5NMP2DG11TH144482. $770 per month for 60 months at 0% APR, $0 cash down. Advertised price $43,498, before any dealer documentation fee. Amount financed $46,217, including $2,719 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $46,217. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG11TH144482_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 686, "unit": "per_month", "display": "$686/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43498.0, "price_incl_doc": 43498.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.07, "amount_financed": 46216.63, "sales_tax": 2718.63, "total_of_payments": 57629.64, "finance_charge": 11413.01, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG11TH144482, VIN 5NMP2DG11TH144482. $686 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $43,498, before any dealer documentation fee. Amount financed $46,217, including $2,719 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $57,630. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 77}}, {"vin": "5NMJACDE2SH570335", "title": "2025 Hyundai Tucson SE", "year": 2025, "make": "Hyundai", "model": "Tucson", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 25723.0, "msrp": 0.0, "sale_price": 25733.0, "currency": "USD", "mileage": 6138, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1055", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJACDE2SH570335.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2025-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde2sh570335/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2025-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde2sh570335/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJACDE2SH570335.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE2SH570335.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE2SH570335.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2025-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde2sh570335/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1055, VIN 5NMJACDE2SH570335. Advertised price: $25,723. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,723"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Bluetooth", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25723.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJACDE2SH570335_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 642, "unit": "per_month", "display": "$642/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25723.0, "price_incl_doc": 25723.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 641.74, "amount_financed": 27330.69, "sales_tax": 1607.69, "total_of_payments": 30803.36, "finance_charge": 3472.67, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1055, VIN 5NMJACDE2SH570335. $642 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,723, before any dealer documentation fee. Amount financed $27,331, including $1,608 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,803. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE2SH570335_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 535, "unit": "per_month", "display": "$535/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25723.0, "price_incl_doc": 25723.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 534.63, "amount_financed": 27330.69, "sales_tax": 1607.69, "total_of_payments": 32077.7, "finance_charge": 4747.01, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1055, VIN 5NMJACDE2SH570335. $535 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,723, before any dealer documentation fee. Amount financed $27,331, including $1,608 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,078. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE2SH570335_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 466, "unit": "per_month", "display": "$466/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25723.0, "price_incl_doc": 25723.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 465.83, "amount_financed": 27330.69, "sales_tax": 1607.69, "total_of_payments": 33539.75, "finance_charge": 6209.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1055, VIN 5NMJACDE2SH570335. $466 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,723, before any dealer documentation fee. Amount financed $27,331, including $1,608 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,540. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 71}}, {"vin": "5NMP5DG11TH073761", "title": "2026 Hyundai Santa Fe Hybrid Calligraphy", "year": 2026, "make": "Hyundai", "model": "Santa Fe Hybrid", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "used", "price": 46074.0, "msrp": 0.0, "sale_price": 45912.0, "currency": "USD", "mileage": 9, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "LHD260027", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 18, "primary_image": "https://vehicle-images.carscommerce.inc/88f4-110013116/5NMP5DG11TH073761/0c75051aacafbeded07d6b169a6950d1.jpg", "images": ["https://vehicle-images.carscommerce.inc/88f4-110013116/5NMP5DG11TH073761/0c75051aacafbeded07d6b169a6950d1.jpg", "https://vehicle-images.carscommerce.inc/2058-110013116/5NMP5DG11TH073761/38f22517f6f7cadbaf547f870cce949d.jpg", "https://vehicle-images.carscommerce.inc/84c7-110013116/5NMP5DG11TH073761/9e0a07046aba325f49964d8a3eea576e.jpg", "https://vehicle-images.carscommerce.inc/f211-110013116/5NMP5DG11TH073761/5858376469362089b610ec1890d40118.jpg", "https://vehicle-images.carscommerce.inc/639c-110013116/5NMP5DG11TH073761/dfb8af03ad760beb990bf47fe57d2b20.jpg", "https://vehicle-images.carscommerce.inc/4d4a-110013116/5NMP5DG11TH073761/f59a176157eb0b76140e666b2a22a378.jpg", "https://vehicle-images.carscommerce.inc/23f0-110013116/5NMP5DG11TH073761/c985e995d957f7d4ce7a61d98ee2125b.jpg", "https://vehicle-images.carscommerce.inc/d5b1-110013116/5NMP5DG11TH073761/c227155927e6a21c8b35386a99df6360.jpg", "https://vehicle-images.carscommerce.inc/f7dd-110013116/5NMP5DG11TH073761/17a6e3eb5b5acc07826bc22312ac1023.jpg", "https://vehicle-images.carscommerce.inc/6bf5-110013116/5NMP5DG11TH073761/e541cf7049639ddb985895a1b9850e05.jpg", "https://vehicle-images.carscommerce.inc/cf05-110013116/5NMP5DG11TH073761/ab2b055d32cf4f451f423cabbea96c6a.jpg", "https://vehicle-images.carscommerce.inc/a2e6-110013116/5NMP5DG11TH073761/41a3f2bd323cb7c832955c56d8b7276c.jpg", "https://vehicle-images.carscommerce.inc/7c9b-110013116/5NMP5DG11TH073761/aa75dd585aae1c3948bc1a8476c0db80.jpg", "https://vehicle-images.carscommerce.inc/3ccc-110013116/5NMP5DG11TH073761/56dd54016976bda8746c4789e85d08e7.jpg", "https://vehicle-images.carscommerce.inc/650b-110013116/5NMP5DG11TH073761/64b2680d1b8549932df46904dd7fe7d4.jpg", "https://vehicle-images.carscommerce.inc/3d7a-110013116/5NMP5DG11TH073761/71842061376217cafb8a0ce688f84ab8.jpg", "https://vehicle-images.carscommerce.inc/54d2-110013116/5NMP5DG11TH073761/6a337e0973c182594beabf68498ed010.jpg", "https://vehicle-images.carscommerce.inc/a08d-110013116/5NMP5DG11TH073761/af132de00fde16e4845e16474d29a712.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DG11TH073761.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg11th073761/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg11th073761/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG11TH073761.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG11TH073761.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG11TH073761.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg11th073761/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LHD260027, VIN 5NMP5DG11TH073761. Advertised price: $46,074. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,074"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46074.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG11TH073761_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1149, "unit": "per_month", "display": "$1,149/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46074.0, "price_incl_doc": 46074.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1149.45, "amount_financed": 48953.63, "sales_tax": 2879.63, "total_of_payments": 55173.74, "finance_charge": 6220.11, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260027, VIN 5NMP5DG11TH073761. $1,149 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $46,074, before any dealer documentation fee. Amount financed $48,954, including $2,880 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $55,174. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG11TH073761_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 958, "unit": "per_month", "display": "$958/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46074.0, "price_incl_doc": 46074.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 957.6, "amount_financed": 48953.63, "sales_tax": 2879.63, "total_of_payments": 57456.28, "finance_charge": 8502.65, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260027, VIN 5NMP5DG11TH073761. $958 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $46,074, before any dealer documentation fee. Amount financed $48,954, including $2,880 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $57,456. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG11TH073761_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 834, "unit": "per_month", "display": "$834/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46074.0, "price_incl_doc": 46074.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 834.38, "amount_financed": 48953.63, "sales_tax": 2879.63, "total_of_payments": 60075.05, "finance_charge": 11121.42, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260027, VIN 5NMP5DG11TH073761. $834 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,074, before any dealer documentation fee. Amount financed $48,954, including $2,880 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $60,075. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mazda-cx-30-2-5-s-carbon-edition-awd-4d-sport-utility-3mvdmbcm9pm562775/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3MVDMBCM9PM562775.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3MVDMBCM9PM562775.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3MVDMBCM9PM562775.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mazda-cx-30-2-5-s-carbon-edition-awd-4d-sport-utility-3mvdmbcm9pm562775/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262678A, VIN 3MVDMBCM9PM562775. Advertised price: $24,821. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,821"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24821.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3MVDMBCM9PM562775_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 619, "unit": "per_month", "display": "$619/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24821.0, "price_incl_doc": 24821.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 619.23, "amount_financed": 26372.31, "sales_tax": 1551.31, "total_of_payments": 29723.21, "finance_charge": 3350.9, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262678A, VIN 3MVDMBCM9PM562775. $619 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,821, before any dealer documentation fee. Amount financed $26,372, including $1,551 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,723. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBCM9PM562775_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 516, "unit": "per_month", "display": "$516/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24821.0, "price_incl_doc": 24821.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 515.88, "amount_financed": 26372.31, "sales_tax": 1551.31, "total_of_payments": 30952.86, "finance_charge": 4580.55, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262678A, VIN 3MVDMBCM9PM562775. $516 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,821, before any dealer documentation fee. Amount financed $26,372, including $1,551 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,953. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBCM9PM562775_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 450, "unit": "per_month", "display": "$450/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24821.0, "price_incl_doc": 24821.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 449.5, "amount_financed": 26372.31, "sales_tax": 1551.31, "total_of_payments": 32363.64, "finance_charge": 5991.33, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262678A, VIN 3MVDMBCM9PM562775. $450 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,821, before any dealer documentation fee. Amount financed $26,372, including $1,551 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,364. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,534. This offer applies to Stock #28776, VIN 5NMJBCDE0TH744949. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $37,975. Advertised price: $34,441. Savings: $3,534, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$37,975"}, {"label": "Advertised price", "value": "$34,441"}, {"label": "Savings", "value": "$3,534, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,534", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34441.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE0TH744949_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 610, "unit": "per_month", "display": "$610/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34441.0, "price_incl_doc": 34441.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 609.89, "amount_financed": 36593.56, "sales_tax": 2152.56, "total_of_payments": 36593.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28776, VIN 5NMJBCDE0TH744949. $610 per month for 60 months at 0% APR, $0 cash down. Advertised price $34,441, before any dealer documentation fee. Amount financed $36,594, including $2,153 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $36,594. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE0TH744949_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34441.0, "price_incl_doc": 34441.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.22, "amount_financed": 36593.56, "sales_tax": 2152.56, "total_of_payments": 45630.19, "finance_charge": 9036.63, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28776, VIN 5NMJBCDE0TH744949. $543 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $34,441, before any dealer documentation fee. Amount financed $36,594, including $2,153 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $45,630. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE0TH744949_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 434, "unit": "per_month", "display": "$434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 37975.0, "selling_price": 34441.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 434.23, "net_cap_cost": 35091.0, "residual_value": 23544.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 434.23, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 594.23}, "total_of_payments": 15624, "total_of_payments_unrounded": 15632.28}, "disclosure": "Estimated lease payment for stock #28776, VIN 5NMJBCDE0TH744949. $434 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $594, made up of $434 first payment, $60 title, $100 registration. MSRP $37,975. Lease selling price $34,441. Net capitalized cost $35,091. Residual value $23,544, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,624. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE0TH744949_lease", "type": "lease", "label": "Lease", "headline": {"value": 341, "unit": "per_month", "display": "$341/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 37975.0, "selling_price": 34441.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 340.94, "net_cap_cost": 32092.0, "residual_value": 23544.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 340.94, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3499.94}, "total_of_payments": 12276, "total_of_payments_unrounded": 12273.84}, "disclosure": "Estimated lease payment for stock #28776, VIN 5NMJBCDE0TH744949. $341 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,500, made up of $341 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $37,975. Lease selling price $34,441. Net capitalized cost $32,092. Residual value $23,544, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $12,276. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 117}}, {"vin": "KM8RLESA8TU094655", "title": "2026 Hyundai PALISADE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "SEL", "decoded_trim": "Blue SEL FWD, SEL AWD", "condition": "new", "price": 47321.0, "msrp": 49220.0, "sale_price": 48321.0, "currency": "USD", "mileage": 5, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 8, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28685", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/6544-110013116/KM8RLESA8TU094655/797729532e8d0a95c643026e45fc9ea8.jpg", "images": ["https://vehicle-images.carscommerce.inc/6544-110013116/KM8RLESA8TU094655/797729532e8d0a95c643026e45fc9ea8.jpg", "https://vehicle-images.carscommerce.inc/4e6c-110013116/KM8RLESA8TU094655/1bbe252f4cc35c722c419b4a3963d281.jpg", "https://vehicle-images.carscommerce.inc/7864-110013116/KM8RLESA8TU094655/bff360ecdb0876cc911940933d7bb820.jpg", "https://vehicle-images.carscommerce.inc/ca70-110013116/KM8RLESA8TU094655/e0cca7ddae8c06dfaee236fcfeeb1702.jpg", "https://vehicle-images.carscommerce.inc/95dc-110013116/KM8RLESA8TU094655/0afa365f474abb8f917da553c443c90e.jpg", "https://vehicle-images.carscommerce.inc/e733-110013116/KM8RLESA8TU094655/12f980a9d3c59e0a1aa89ca28b52c595.png", 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"https://vehicle-images.carscommerce.inc/ce3a-110013116/KM8RLESA8TU094655/2e32cf44f8a90ebc56339c99239fb2fc.png", "https://vehicle-images.carscommerce.inc/3aa9-110013116/KM8RLESA8TU094655/f78ce071b4debaf5f0a47db11d8d1c1b.jpg", "https://vehicle-images.carscommerce.inc/b69c-110013116/KM8RLESA8TU094655/00095525060280d22f3702a890db2466.jpg", "https://vehicle-images.carscommerce.inc/5445-110013116/KM8RLESA8TU094655/fd3a1d42d175deed387f4e1a062c56e0.jpg", "https://vehicle-images.carscommerce.inc/2f81-110013116/KM8RLESA8TU094655/3f7a8770017fa24801e23bf8d8698257.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL FWD, SEL AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 49220.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLESA8TU094655.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa8tu094655/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa8tu094655/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESA8TU094655.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA8TU094655.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA8TU094655.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa8tu094655/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,899. This offer applies to Stock #28685, VIN KM8RLESA8TU094655. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,220. Advertised price: $47,321. Savings: $1,899, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,220"}, {"label": "Advertised price", "value": "$47,321"}, {"label": "Savings", "value": "$1,899, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,899", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47321.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESA8TU094655_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 937, "unit": "per_month", "display": "$937/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47321.0, "price_incl_doc": 47321.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 937.12, "amount_financed": 50278.56, "sales_tax": 2957.56, "total_of_payments": 56226.93, "finance_charge": 5948.37, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28685, VIN KM8RLESA8TU094655. $937 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $47,321, before any dealer documentation fee. Amount financed $50,279, including $2,958 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $56,227. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESA8TU094655_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 698, "unit": "per_month", "display": "$698/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47321.0, "price_incl_doc": 47321.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 698.31, "amount_financed": 50278.56, "sales_tax": 2957.56, "total_of_payments": 50278.56, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28685, VIN KM8RLESA8TU094655. $698 per month for 72 months at 0% APR, $0 cash down. Advertised price $47,321, before any dealer documentation fee. Amount financed $50,279, including $2,958 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $50,279. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 79}}, {"vin": "5NMP1DG17TH141668", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 35551.0, "msrp": 40040.0, "sale_price": 37101.0, "currency": "USD", "mileage": 1, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "28763", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/e67e-110013116/5NMP1DG17TH141668/bf58f945ec7f2e1ec33a7f5490bf754a.jpg", "images": ["https://vehicle-images.carscommerce.inc/e67e-110013116/5NMP1DG17TH141668/bf58f945ec7f2e1ec33a7f5490bf754a.jpg", "https://vehicle-images.carscommerce.inc/3a9c-110013116/5NMP1DG17TH141668/ce7a66d5dfbfaaac0d8e736dc3cfc54d.jpg", "https://vehicle-images.carscommerce.inc/c219-110013116/5NMP1DG17TH141668/9aff4b2206db2ba56c89a95788e5cf62.jpg", "https://vehicle-images.carscommerce.inc/16c6-110013116/5NMP1DG17TH141668/0b6e37d22bf34a830ccf5ce2e32c8dc7.jpg", "https://vehicle-images.carscommerce.inc/c7fc-110013116/5NMP1DG17TH141668/53f8bd97f441df66366c9d67eefcb561.jpg", "https://vehicle-images.carscommerce.inc/40fd-110013116/5NMP1DG17TH141668/ebee1a664e5e41f821fec33a49ab84e0.png", "https://vehicle-images.carscommerce.inc/e834-110013116/5NMP1DG17TH141668/8924367f3a5ac179dabea525d4dfc12a.jpg", 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"https://vehicle-images.carscommerce.inc/58f9-110013116/5NMP1DG17TH141668/25929b252d298d5177d342915d1c919f.jpg", "https://vehicle-images.carscommerce.inc/325c-110013116/5NMP1DG17TH141668/32c5139f981f7051d9891efe4498055b.jpg", "https://vehicle-images.carscommerce.inc/3c1b-110013116/5NMP1DG17TH141668/56b02deaaaad48886b758adbdea6c7cf.jpg", "https://vehicle-images.carscommerce.inc/4b6e-110013116/5NMP1DG17TH141668/6a23cea43b849097c39fd3d130579062.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 40040.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DG17TH141668.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg17th141668/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg17th141668/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG17TH141668.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG17TH141668.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG17TH141668.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg17th141668/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,489. This offer applies to Stock #28763, VIN 5NMP1DG17TH141668. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,040. Advertised price: $35,551. Savings: $4,489, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,040"}, {"label": "Advertised price", "value": "$35,551"}, {"label": "Savings", "value": "$4,489, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,489", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35551.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG17TH141668_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 630, "unit": "per_month", "display": "$630/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35551.0, "price_incl_doc": 35551.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 629.55, "amount_financed": 37772.94, "sales_tax": 2221.94, "total_of_payments": 37772.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28763, VIN 5NMP1DG17TH141668. $630 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,551, before any dealer documentation fee. Amount financed $37,773, including $2,222 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $37,773. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG17TH141668_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35551.0, "price_incl_doc": 35551.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.72, "amount_financed": 37772.94, "sales_tax": 2221.94, "total_of_payments": 47100.82, "finance_charge": 9327.88, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28763, VIN 5NMP1DG17TH141668. $561 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,551, before any dealer documentation fee. Amount financed $37,773, including $2,222 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,101. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 84}}, {"vin": "3GNKBHR47PS227428", "title": "2023 Chevrolet Blazer LT", "year": 2023, "make": "Chevrolet", "model": "Blazer", "trim": "LT", "decoded_trim": "2LT", "condition": "used", "price": 25858.0, "msrp": 0.0, "sale_price": 26190.0, "currency": "USD", "mileage": 41661, "exterior_color": "White", "interior_color": "Jet Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "9-Speed Automatic with Overdrive", "mpg_city": 22, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1041", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com/inventory/used-2023-chevrolet-blazer-lt-awd-4d-sport-utility-3gnkbhr47ps227428/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3GNKBHR47PS227428.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3GNKBHR47PS227428.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3GNKBHR47PS227428.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-chevrolet-blazer-lt-awd-4d-sport-utility-3gnkbhr47ps227428/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1041, VIN 3GNKBHR47PS227428. Advertised price: $25,858. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,858"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Bluetooth", "Keyless Entry", "Power Seats", "Premium Audio", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25858.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GNKBHR47PS227428_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 645, "unit": "per_month", "display": "$645/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25858.0, "price_incl_doc": 25858.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 645.1, "amount_financed": 27474.13, "sales_tax": 1616.13, "total_of_payments": 30965.03, "finance_charge": 3490.9, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1041, VIN 3GNKBHR47PS227428. $645 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,858, before any dealer documentation fee. Amount financed $27,474, including $1,616 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,965. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNKBHR47PS227428_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 537, "unit": "per_month", "display": "$537/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25858.0, "price_incl_doc": 25858.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 537.43, "amount_financed": 27474.13, "sales_tax": 1616.13, "total_of_payments": 32246.05, "finance_charge": 4771.92, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1041, VIN 3GNKBHR47PS227428. $537 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,858, before any dealer documentation fee. Amount financed $27,474, including $1,616 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,246. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GNKBHR47PS227428_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 468, "unit": "per_month", "display": "$468/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25858.0, "price_incl_doc": 25858.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 468.27, "amount_financed": 27474.13, "sales_tax": 1616.13, "total_of_payments": 33715.78, "finance_charge": 6241.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1041, VIN 3GNKBHR47PS227428. $468 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,858, before any dealer documentation fee. Amount financed $27,474, including $1,616 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,716. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,162. This offer applies to Stock #HD260042X, VIN KM8RMES21TU061194. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,800. Advertised price: $52,638. Savings: $6,162, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,800"}, {"label": "Advertised price", "value": "$52,638"}, {"label": "Savings", "value": "$6,162, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,162", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52638.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES21TU061194_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1030, "unit": "per_month", "display": "$1,030/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52638.0, "price_incl_doc": 52638.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1029.74, "amount_financed": 55927.88, "sales_tax": 3289.88, "total_of_payments": 61784.68, "finance_charge": 5856.8, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260042X, VIN KM8RMES21TU061194. $1,030 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $52,638, before any dealer documentation fee. Amount financed $55,928, including $3,290 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $61,785. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES21TU061194_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 777, "unit": "per_month", "display": "$777/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52638.0, "price_incl_doc": 52638.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 776.78, "amount_financed": 55927.88, "sales_tax": 3289.88, "total_of_payments": 55927.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260042X, VIN KM8RMES21TU061194. $777 per month for 72 months at 0% APR, $0 cash down. Advertised price $52,638, before any dealer documentation fee. Amount financed $55,928, including $3,290 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $55,928. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 85}}, {"vin": "KM8RHESA2TU109474", "title": "2026 Hyundai PALISADE HYBRID 7P", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "Blue SEL Premium FWD, SEL Premium AWD", "condition": "new", "price": 52993.0, "msrp": null, "sale_price": 52993.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RHESA2TU109474", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/1744-110013116/KM8RHESA2TU109474/5b1471b2a8d4b7ddd61a3057f94b931a.jpg", "images": ["https://vehicle-images.carscommerce.inc/1744-110013116/KM8RHESA2TU109474/5b1471b2a8d4b7ddd61a3057f94b931a.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL Premium FWD, SEL Premium AWD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RHESA2TU109474.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-hev-sel-prem-7p-awd-sport-utility-km8rhesa2tu109474/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-hev-sel-prem-7p-awd-sport-utility-km8rhesa2tu109474/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESA2TU109474.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA2TU109474.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA2TU109474.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-hev-sel-prem-7p-awd-sport-utility-km8rhesa2tu109474/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RHESA2TU109474, VIN KM8RHESA2TU109474. Advertised price: $52,993. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$52,993"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52993.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA2TU109474_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1049, "unit": "per_month", "display": "$1,049/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52993.0, "price_incl_doc": 52993.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1049.44, "amount_financed": 56305.06, "sales_tax": 3312.06, "total_of_payments": 62966.42, "finance_charge": 6661.36, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA2TU109474, VIN KM8RHESA2TU109474. $1,049 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $52,993, before any dealer documentation fee. Amount financed $56,305, including $3,312 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $62,966. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA2TU109474_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 782, "unit": "per_month", "display": "$782/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52993.0, "price_incl_doc": 52993.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 782.01, "amount_financed": 56305.06, "sales_tax": 3312.06, "total_of_payments": 56305.06, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA2TU109474, VIN KM8RHESA2TU109474. $782 per month for 72 months at 0% APR, $0 cash down. Advertised price $52,993, before any dealer documentation fee. Amount financed $56,305, including $3,312 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $56,305. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 85}}, {"vin": "5NMP3DGL2TH157711", "title": "2026 Hyundai SANTA FE XRT", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "XRT", "decoded_trim": "XRT", "condition": "new", "price": 40873.0, "msrp": 44775.0, "sale_price": 40373.0, "currency": "USD", "mileage": 10, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260141", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/d47c-110013116/5NMP3DGL2TH157711/a9cc69d53aa8c00ae72c3013b13034fd.jpg", "images": ["https://vehicle-images.carscommerce.inc/d47c-110013116/5NMP3DGL2TH157711/a9cc69d53aa8c00ae72c3013b13034fd.jpg", "https://vehicle-images.carscommerce.inc/8d9e-110013116/5NMP3DGL2TH157711/d68a6f6fbe40ee067c2092b8c86c4bd8.jpg", "https://vehicle-images.carscommerce.inc/e149-110013116/5NMP3DGL2TH157711/38495b9fc10c1624afe0657d40bd8912.jpg", "https://vehicle-images.carscommerce.inc/9e67-110013116/5NMP3DGL2TH157711/ff4ef40af7854ea417941634e4acd92f.jpg", "https://vehicle-images.carscommerce.inc/57a9-110013116/5NMP3DGL2TH157711/fe5845c0b0e956f3914af680e98fafd8.png", "https://vehicle-images.carscommerce.inc/73c3-110013116/5NMP3DGL2TH157711/15e7142e1962cde23a3d74ec6a8966f9.jpg", "https://vehicle-images.carscommerce.inc/9e7b-110013116/5NMP3DGL2TH157711/d7a99d4e7836aaeeaa0d2e75c4e19dcb.jpg", "https://vehicle-images.carscommerce.inc/a62d-110013116/5NMP3DGL2TH157711/b24c36b8a2c8682fefe59dc6854dbeaf.png", "https://vehicle-images.carscommerce.inc/ad99-110013116/5NMP3DGL2TH157711/11ae50c0b7c925211ea170fa4b08eed0.jpg", "https://vehicle-images.carscommerce.inc/35c6-110013116/5NMP3DGL2TH157711/46cf26755acfa00ea6052f06fd1fdb03.jpg", "https://vehicle-images.carscommerce.inc/f53c-110013116/5NMP3DGL2TH157711/bb1c7d93fa7e7a5be968ab664b333b3b.png", "https://vehicle-images.carscommerce.inc/b3bd-110013116/5NMP3DGL2TH157711/3480f3354f579122814cbef4578c5f5f.jpg", "https://vehicle-images.carscommerce.inc/f558-110013116/5NMP3DGL2TH157711/c21565e9d77b29111d0ac4b68c2549a6.jpg", "https://vehicle-images.carscommerce.inc/573e-110013116/5NMP3DGL2TH157711/8328ab4ff406bdfc4044cf9f7b1eee2e.png", "https://vehicle-images.carscommerce.inc/e8fe-110013116/5NMP3DGL2TH157711/4321229c1f6532dd1e8649b1f935516e.jpg", "https://vehicle-images.carscommerce.inc/5da9-110013116/5NMP3DGL2TH157711/a2a4b0b0b7f6bd019dbeeeff95bb9f1e.jpg", "https://vehicle-images.carscommerce.inc/c733-110013116/5NMP3DGL2TH157711/d324e39406572fc6448e150c1bd5fcd1.png", "https://vehicle-images.carscommerce.inc/202f-110013116/5NMP3DGL2TH157711/b167ace97324256122e0daeebcc7e610.jpg", "https://vehicle-images.carscommerce.inc/f876-110013116/5NMP3DGL2TH157711/d52558b1d275b7f7fe143f5d025e78c3.jpg", "https://vehicle-images.carscommerce.inc/e44c-110013116/5NMP3DGL2TH157711/646813e53e44bcc87b79b981de661209.png", "https://vehicle-images.carscommerce.inc/fa4a-110013116/5NMP3DGL2TH157711/10dee9bcdf987984ee531ce4d80adf51.jpg", "https://vehicle-images.carscommerce.inc/8593-110013116/5NMP3DGL2TH157711/69af698e54967b84f8259f32dfe6ae21.jpg", "https://vehicle-images.carscommerce.inc/c97a-110013116/5NMP3DGL2TH157711/8d31ae9e644da88383e2e9a08985548c.png", "https://vehicle-images.carscommerce.inc/9559-110013116/5NMP3DGL2TH157711/db6e2fe60d4d6d5ab3cfd49bf52d3433.jpg", "https://vehicle-images.carscommerce.inc/ef1a-110013116/5NMP3DGL2TH157711/3d99f1a78c84802ffec0b6a4499a9089.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "XRT", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 44775.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DGL2TH157711.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-4d-sport-utility-5nmp3dgl2th157711/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-4d-sport-utility-5nmp3dgl2th157711/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DGL2TH157711.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DGL2TH157711.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DGL2TH157711.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-4d-sport-utility-5nmp3dgl2th157711/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,902. This offer applies to Stock #HD260141, VIN 5NMP3DGL2TH157711. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $44,775. Advertised price: $40,873. Savings: $3,902, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$44,775"}, {"label": "Advertised price", "value": "$40,873"}, {"label": "Savings", "value": "$3,902, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,902", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40873.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DGL2TH157711_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 724, "unit": "per_month", "display": "$724/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40873.0, "price_incl_doc": 40873.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 723.79, "amount_financed": 43427.56, "sales_tax": 2554.56, "total_of_payments": 43427.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260141, VIN 5NMP3DGL2TH157711. $724 per month for 60 months at 0% APR, $0 cash down. Advertised price $40,873, before any dealer documentation fee. Amount financed $43,428, including $2,555 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $43,428. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL2TH157711_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 645, "unit": "per_month", "display": "$645/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40873.0, "price_incl_doc": 40873.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 644.66, "amount_financed": 43427.56, "sales_tax": 2554.56, "total_of_payments": 54151.82, "finance_charge": 10724.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260141, VIN 5NMP3DGL2TH157711. $645 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $40,873, before any dealer documentation fee. Amount financed $43,428, including $2,555 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $54,152. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL2TH157711_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 517, "unit": "per_month", "display": "$517/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 44775.0, "selling_price": 40873.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 516.61, "net_cap_cost": 41523.0, "residual_value": 27760.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 516.61, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 676.61}, "total_of_payments": 18612, "total_of_payments_unrounded": 18597.96}, "disclosure": "Estimated lease payment for stock #HD260141, VIN 5NMP3DGL2TH157711. $517 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $677, made up of $517 first payment, $60 title, $100 registration. MSRP $44,775. Lease selling price $40,873. Net capitalized cost $41,523. Residual value $27,760, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,612. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL2TH157711_lease", "type": "lease", "label": "Lease", "headline": {"value": 423, "unit": "per_month", "display": "$423/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 44775.0, "selling_price": 40873.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 423.31, "net_cap_cost": 38524.0, "residual_value": 27760.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 423.31, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3582.31}, "total_of_payments": 15228, "total_of_payments_unrounded": 15239.16}, "disclosure": "Estimated lease payment for stock #HD260141, VIN 5NMP3DGL2TH157711. $423 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,582, made up of $423 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $44,775. Lease selling price $40,873. Net capitalized cost $38,524. Residual value $27,760, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,228. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-fwd-4dr-car-kmhl64ja3ta590053/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL64JA3TA590053.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA3TA590053.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA3TA590053.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-fwd-4dr-car-kmhl64ja3ta590053/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,093. This offer applies to Stock #KMHL64JA3TA590053, VIN KMHL64JA3TA590053. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,505. Advertised price: $28,412. Savings: $3,093, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,505"}, {"label": "Advertised price", "value": "$28,412"}, {"label": "Savings", "value": "$3,093, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,093", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28412.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL64JA3TA590053_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 516, "unit": "per_month", "display": "$516/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28412.0, "price_incl_doc": 28412.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 515.89, "amount_financed": 30187.75, "sales_tax": 1775.75, "total_of_payments": 30953.51, "finance_charge": 765.76, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL64JA3TA590053, VIN KMHL64JA3TA590053. $516 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $28,412, before any dealer documentation fee. Amount financed $30,188, including $1,776 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $30,954. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA3TA590053_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 448, "unit": "per_month", "display": "$448/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28412.0, "price_incl_doc": 28412.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 448.12, "amount_financed": 30187.75, "sales_tax": 1775.75, "total_of_payments": 37642.5, "finance_charge": 7454.75, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL64JA3TA590053, VIN KMHL64JA3TA590053. $448 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,412, before any dealer documentation fee. Amount financed $30,188, including $1,776 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,642. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 82}}, {"vin": "KMHL34JJ9TA177241", "title": "2026 Hyundai SONATA HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 32430.0, "msrp": 34335.0, "sale_price": 34748.0, "currency": "USD", "mileage": null, "exterior_color": "Carbon Blue", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 5, "engine": "Gas/Electric I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL34JJ9TA177241", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/9914-110013116/KMHL34JJ9TA177241/dae98446408c2215adc8bc543049844d.jpg", "images": ["https://vehicle-images.carscommerce.inc/9914-110013116/KMHL34JJ9TA177241/dae98446408c2215adc8bc543049844d.jpg", "https://vehicle-images.carscommerce.inc/fe3c-110013116/KMHL34JJ9TA177241/c8fa249363670562da35935424a5118e.jpg", "https://vehicle-images.carscommerce.inc/235b-110013116/KMHL34JJ9TA177241/9f51ee928b8068e789b834d5c99fcd63.jpg", "https://vehicle-images.carscommerce.inc/f1fd-110013116/KMHL34JJ9TA177241/8a5f66425a6347d6a4ac6fbad2e25e67.jpg", "https://vehicle-images.carscommerce.inc/3735-110013116/KMHL34JJ9TA177241/96ead1fc62a32b20d0c6b885c406c0b7.png", "https://vehicle-images.carscommerce.inc/7c8c-110013116/KMHL34JJ9TA177241/a07595087cb77aaa1ea7ddddef7b1935.jpg", "https://vehicle-images.carscommerce.inc/bf1a-110013116/KMHL34JJ9TA177241/5a2fdcb39dfed016a2f0ebb1d892e5de.jpg", "https://vehicle-images.carscommerce.inc/e937-110013116/KMHL34JJ9TA177241/807faa966137831460eba1ca011e9ad0.png", "https://vehicle-images.carscommerce.inc/46c1-110013116/KMHL34JJ9TA177241/6a73873f4ab0366b56cee2563e406ae9.jpg", "https://vehicle-images.carscommerce.inc/6e97-110013116/KMHL34JJ9TA177241/4c6593543d88a96e3df6dfe76d46c454.jpg", "https://vehicle-images.carscommerce.inc/b544-110013116/KMHL34JJ9TA177241/1cc940670e4a21c2b3a5312a648e43d4.png", "https://vehicle-images.carscommerce.inc/c544-110013116/KMHL34JJ9TA177241/5604d03caf36e1fff93be545dd8a2c38.jpg", "https://vehicle-images.carscommerce.inc/8198-110013116/KMHL34JJ9TA177241/6e6d54b2bff91985f6e3a71b3482a5b8.jpg", "https://vehicle-images.carscommerce.inc/f32e-110013116/KMHL34JJ9TA177241/2e65a9d5d0673f6e565b73a619f99ca1.png", "https://vehicle-images.carscommerce.inc/d368-110013116/KMHL34JJ9TA177241/5015e6b3f9654f1b45b2488446c533bf.jpg", "https://vehicle-images.carscommerce.inc/a207-110013116/KMHL34JJ9TA177241/0d04b0052a073a1c15d17505bfb42d74.jpg", "https://vehicle-images.carscommerce.inc/ff2c-110013116/KMHL34JJ9TA177241/dd20168b813827b8479e35c6935092c7.png", "https://vehicle-images.carscommerce.inc/a105-110013116/KMHL34JJ9TA177241/b360248ef4e3d78d86c87188affcb07e.jpg", "https://vehicle-images.carscommerce.inc/f361-110013116/KMHL34JJ9TA177241/61909dc99d79ae4767186980aa336b5b.jpg", "https://vehicle-images.carscommerce.inc/cb88-110013116/KMHL34JJ9TA177241/5bf04249564cdf4682496d479378e018.jpg", "https://vehicle-images.carscommerce.inc/a853-110013116/KMHL34JJ9TA177241/16c7588e6511e81c9a240083821185fc.jpg", "https://vehicle-images.carscommerce.inc/3854-110013116/KMHL34JJ9TA177241/94cc887c3ff2d568a361128ad04902a0.png", "https://vehicle-images.carscommerce.inc/544e-110013116/KMHL34JJ9TA177241/5d7cd02f47dd5e35229bbcb245f32f85.jpg", "https://vehicle-images.carscommerce.inc/6348-110013116/KMHL34JJ9TA177241/793ca4d2fec0cc1192659963fbcb69f9.jpg", "https://vehicle-images.carscommerce.inc/ddae-110013116/KMHL34JJ9TA177241/69cdae087cfd1bf6222e59ea4f5f2411.jpg", "https://vehicle-images.carscommerce.inc/1101-110013116/KMHL34JJ9TA177241/6744c16070d7ad0215004c5c74a72d4e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SEL", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34335.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL34JJ9TA177241.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj9ta177241/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj9ta177241/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL34JJ9TA177241.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ9TA177241.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ9TA177241.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj9ta177241/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,905. This offer applies to Stock #KMHL34JJ9TA177241, VIN KMHL34JJ9TA177241. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,335. Advertised price: $32,430. Savings: $1,905, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,335"}, {"label": "Advertised price", "value": "$32,430"}, {"label": "Savings", "value": "$1,905, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,905", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32430.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL34JJ9TA177241_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 604, "unit": "per_month", "display": "$604/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32430.0, "price_incl_doc": 32430.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 603.8, "amount_financed": 34456.88, "sales_tax": 2026.88, "total_of_payments": 36228.07, "finance_charge": 1771.19, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL34JJ9TA177241, VIN KMHL34JJ9TA177241. $604 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $32,430, before any dealer documentation fee. Amount financed $34,457, including $2,027 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $36,228. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL34JJ9TA177241_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 512, "unit": "per_month", "display": "$512/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32430.0, "price_incl_doc": 32430.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 511.5, "amount_financed": 34456.88, "sales_tax": 2026.88, "total_of_payments": 42965.87, "finance_charge": 8508.99, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL34JJ9TA177241, VIN KMHL34JJ9TA177241. $512 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,430, before any dealer documentation fee. Amount financed $34,457, including $2,027 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $42,966. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 93}}, {"vin": "KMHL54JJ3TA185555", "title": "2026 Hyundai SONATA HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 40518.0, "msrp": null, "sale_price": 40518.0, "currency": "USD", "mileage": null, "exterior_color": "Transmission Blue", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 5, "engine": "Gas/Electric I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL54JJ3TA185555", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/a5a1-110013116/KMHL54JJ3TA185555/3e762c8a5d5667c893fa9448eafc5a35.jpg", "images": ["https://vehicle-images.carscommerce.inc/a5a1-110013116/KMHL54JJ3TA185555/3e762c8a5d5667c893fa9448eafc5a35.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "Limited", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL54JJ3TA185555.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4dr-car-kmhl54jj3ta185555/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4dr-car-kmhl54jj3ta185555/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL54JJ3TA185555.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JJ3TA185555.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JJ3TA185555.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4dr-car-kmhl54jj3ta185555/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHL54JJ3TA185555, VIN KMHL54JJ3TA185555. Advertised price: $40,518. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,518"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40518.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL54JJ3TA185555_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 754, "unit": "per_month", "display": "$754/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40518.0, "price_incl_doc": 40518.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 754.39, "amount_financed": 43050.38, "sales_tax": 2532.38, "total_of_payments": 45263.3, "finance_charge": 2212.92, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL54JJ3TA185555, VIN KMHL54JJ3TA185555. $754 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $40,518, before any dealer documentation fee. Amount financed $43,050, including $2,532 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $45,263. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL54JJ3TA185555_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 639, "unit": "per_month", "display": "$639/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40518.0, "price_incl_doc": 40518.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 639.07, "amount_financed": 43050.38, "sales_tax": 2532.38, "total_of_payments": 53681.5, "finance_charge": 10631.12, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL54JJ3TA185555, VIN KMHL54JJ3TA185555. $639 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $40,518, before any dealer documentation fee. Amount financed $43,050, including $2,532 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $53,682. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 86}}, {"vin": "5NMJACDE8TH716870", "title": "2026 Hyundai TUCSON SE", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 28124.0, "msrp": 31350.0, "sale_price": 28874.0, "currency": "USD", "mileage": 8, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28635", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://vehicle-images.carscommerce.inc/2d4a-110013116/5NMJACDE8TH716870/479195b4671c9533b58a9c5246e8d766.jpg", "https://vehicle-images.carscommerce.inc/6cb1-110013116/5NMJACDE8TH716870/674c5518cb17414dfc5bd505455ba2d5.jpg", "https://vehicle-images.carscommerce.inc/788a-110013116/5NMJACDE8TH716870/58a5d9ae16afda7c91a99a7b820621aa.jpg", "https://vehicle-images.carscommerce.inc/409f-110013116/5NMJACDE8TH716870/85fc9b7723283da68193a04243e3d840.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31350.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJACDE8TH716870.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde8th716870/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde8th716870/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJACDE8TH716870.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE8TH716870.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE8TH716870.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde8th716870/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,226. This offer applies to Stock #28635, VIN 5NMJACDE8TH716870. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,350. Advertised price: $28,124. Savings: $3,226, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,350"}, {"label": "Advertised price", "value": "$28,124"}, {"label": "Savings", "value": "$3,226, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,226", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28124.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJACDE8TH716870_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28124.0, "price_incl_doc": 28124.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.03, "amount_financed": 29881.75, "sales_tax": 1757.75, "total_of_payments": 29881.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28635, VIN 5NMJACDE8TH716870. $498 per month for 60 months at 0% APR, $0 cash down. Advertised price $28,124, before any dealer documentation fee. Amount financed $29,882, including $1,758 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $29,882. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE8TH716870_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 444, "unit": "per_month", "display": "$444/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28124.0, "price_incl_doc": 28124.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 443.58, "amount_financed": 29881.75, "sales_tax": 1757.75, "total_of_payments": 37260.93, "finance_charge": 7379.18, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28635, VIN 5NMJACDE8TH716870. $444 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,124, before any dealer documentation fee. Amount financed $29,882, including $1,758 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,261. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE8TH716870_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 352, "unit": "per_month", "display": "$352/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 31350.0, "selling_price": 28124.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 352.41, "net_cap_cost": 28774.0, "residual_value": 19437.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 352.41, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 512.41}, "total_of_payments": 12672, "total_of_payments_unrounded": 12686.76}, "disclosure": "Estimated lease payment for stock #28635, VIN 5NMJACDE8TH716870. $352 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $512, made up of $352 first payment, $60 title, $100 registration. MSRP $31,350. Lease selling price $28,124. Net capitalized cost $28,774. Residual value $19,437, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $12,672. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE8TH716870_lease", "type": "lease", "label": "Lease", "headline": {"value": 259, "unit": "per_month", "display": "$259/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 31350.0, "selling_price": 28124.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 259.12, "net_cap_cost": 25775.0, "residual_value": 19437.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 259.12, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3418.12}, "total_of_payments": 9324, "total_of_payments_unrounded": 9328.32}, "disclosure": "Estimated lease payment for stock #28635, VIN 5NMJACDE8TH716870. $259 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,418, made up of $259 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $31,350. Lease selling price $28,124. Net capitalized cost $25,775. Residual value $19,437, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $9,324. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 113}}, {"vin": "KM8HFCABXTU421431", "title": "2026 Hyundai Kona Sport", "year": 2026, "make": "Hyundai", "model": "Kona", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "used", "price": 27205.0, "msrp": 0.0, "sale_price": 30017.0, "currency": "USD", "mileage": 11, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "HD260599", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/58ba-110013116/KM8HFCABXTU421431/2156df7f1b1e758333bae1af96bb08a2.jpg", "images": ["https://vehicle-images.carscommerce.inc/58ba-110013116/KM8HFCABXTU421431/2156df7f1b1e758333bae1af96bb08a2.jpg", "https://vehicle-images.carscommerce.inc/739f-110013116/KM8HFCABXTU421431/88ec4dbb25a104213ce88cf552c6f6fd.jpg", "https://vehicle-images.carscommerce.inc/5d41-110013116/KM8HFCABXTU421431/5f5f4289ca8cf9cee417fce3754e65af.jpg", "https://vehicle-images.carscommerce.inc/64c4-110013116/KM8HFCABXTU421431/29d884d29443b59855c3410c5f2e24c2.jpg", "https://vehicle-images.carscommerce.inc/e0ee-110013116/KM8HFCABXTU421431/6d778acb86f8bb9216b70d08a25c75c3.jpg", "https://vehicle-images.carscommerce.inc/c11c-110013116/KM8HFCABXTU421431/a5828878b0a3716a59c13f1376df3e5b.jpg", "https://vehicle-images.carscommerce.inc/c3b4-110013116/KM8HFCABXTU421431/851378e420bb22efc4b8422d9d34fec1.jpg", "https://vehicle-images.carscommerce.inc/39ae-110013116/KM8HFCABXTU421431/909b1a0ec496e63983b602a5ad46302a.jpg", "https://vehicle-images.carscommerce.inc/aa04-110013116/KM8HFCABXTU421431/bb89bbdd253a4a90042df75d1537fb38.jpg", "https://vehicle-images.carscommerce.inc/7315-110013116/KM8HFCABXTU421431/126899dbe7ada4d2c77227e8f188c51c.jpg", "https://vehicle-images.carscommerce.inc/8240-110013116/KM8HFCABXTU421431/90a27825f64aeb4de58e930f83224d9c.jpg", "https://vehicle-images.carscommerce.inc/39b9-110013116/KM8HFCABXTU421431/4d77106663c8315d6e478918668cd51c.jpg", "https://vehicle-images.carscommerce.inc/7fc8-110013116/KM8HFCABXTU421431/db1b7a6b17dbdb90c86441888e2b2f7d.jpg", "https://vehicle-images.carscommerce.inc/377c-110013116/KM8HFCABXTU421431/c8a61b4002bc467c0d43621004e2efc2.jpg", "https://vehicle-images.carscommerce.inc/e509-110013116/KM8HFCABXTU421431/5f155121bdedc2f5af3cb0ca0a88791b.jpg", "https://vehicle-images.carscommerce.inc/1db0-110013116/KM8HFCABXTU421431/22be8bdfe1008a736208334e405b17f3.jpg", "https://vehicle-images.carscommerce.inc/d01a-110013116/KM8HFCABXTU421431/19d068ef0b7186a35ccd065224b1e6a5.jpg", "https://vehicle-images.carscommerce.inc/35e1-110013116/KM8HFCABXTU421431/1746f85ab4f179305d5157b46fbe0fbd.jpg", "https://vehicle-images.carscommerce.inc/8741-110013116/KM8HFCABXTU421431/8b5c3bf2a837975969d9ded315e97ec1.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCABXTU421431.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcabxtu421431/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcabxtu421431/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCABXTU421431.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCABXTU421431.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCABXTU421431.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcabxtu421431/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260599, VIN KM8HFCABXTU421431. Advertised price: $27,205. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,205"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27205.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCABXTU421431_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 679, "unit": "per_month", "display": "$679/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27205.0, "price_incl_doc": 27205.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 678.71, "amount_financed": 28905.31, "sales_tax": 1700.31, "total_of_payments": 32578.06, "finance_charge": 3672.75, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260599, VIN KM8HFCABXTU421431. $679 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,205, before any dealer documentation fee. Amount financed $28,905, including $1,700 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,578. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCABXTU421431_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 565, "unit": "per_month", "display": "$565/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27205.0, "price_incl_doc": 27205.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 565.43, "amount_financed": 28905.31, "sales_tax": 1700.31, "total_of_payments": 33925.81, "finance_charge": 5020.5, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260599, VIN KM8HFCABXTU421431. $565 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,205, before any dealer documentation fee. Amount financed $28,905, including $1,700 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,926. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCABXTU421431_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27205.0, "price_incl_doc": 27205.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 492.67, "amount_financed": 28905.31, "sales_tax": 1700.31, "total_of_payments": 35472.1, "finance_charge": 6566.79, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260599, VIN KM8HFCABXTU421431. $493 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,205, before any dealer documentation fee. Amount financed $28,905, including $1,700 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,472. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 83}}, {"vin": "KM8RLESA2TU104290", "title": "2026 Hyundai PALISADE HYBRID 8P", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "8P", "decoded_trim": "Blue SEL FWD, SEL AWD", "condition": "new", "price": 47213.0, "msrp": 49105.0, "sale_price": 49518.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 8, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RLESA2TU104290", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/b865-110013116/KM8RLESA2TU104290/aedcf2cc860b8e5424ca139c2e91813f.jpg", "images": ["https://vehicle-images.carscommerce.inc/b865-110013116/KM8RLESA2TU104290/aedcf2cc860b8e5424ca139c2e91813f.jpg", "https://vehicle-images.carscommerce.inc/3be7-110013116/KM8RLESA2TU104290/9afde63a09444b54af30946f8bfcf1de.jpg", "https://vehicle-images.carscommerce.inc/edfb-110013116/KM8RLESA2TU104290/2ccfbb0e4dbb1d1985a205af7bdba4d9.jpg", "https://vehicle-images.carscommerce.inc/ed04-110013116/KM8RLESA2TU104290/7090a341389236444be79e50dbe5214f.jpg", "https://vehicle-images.carscommerce.inc/3206-110013116/KM8RLESA2TU104290/0634a4f569b3b79ac86eab466d634e99.png", "https://vehicle-images.carscommerce.inc/2a8c-110013116/KM8RLESA2TU104290/d1043f2c72f75703381294bfb14d002f.jpg", "https://vehicle-images.carscommerce.inc/299c-110013116/KM8RLESA2TU104290/174e8e11b9703b4fdf950a1b0df50cb2.jpg", "https://vehicle-images.carscommerce.inc/465f-110013116/KM8RLESA2TU104290/2933b75b4bc13f0c20ecffb22da7e6f3.png", "https://vehicle-images.carscommerce.inc/246f-110013116/KM8RLESA2TU104290/0b61ba1dab7391a04e26da8c1e2aae1c.jpg", "https://vehicle-images.carscommerce.inc/4a96-110013116/KM8RLESA2TU104290/ae3e3d8457e85871b6758eecf9d82a3f.jpg", "https://vehicle-images.carscommerce.inc/e48d-110013116/KM8RLESA2TU104290/094cd35822e384ee2faee80fba59f63c.png", "https://vehicle-images.carscommerce.inc/86ef-110013116/KM8RLESA2TU104290/5b0fa5c35e7df7f026ae75d0436095f7.jpg", "https://vehicle-images.carscommerce.inc/b77d-110013116/KM8RLESA2TU104290/f76ea6663fd695fa35f314710a69392c.jpg", "https://vehicle-images.carscommerce.inc/7243-110013116/KM8RLESA2TU104290/b7035fdcba380611d34b6339d4782036.png", "https://vehicle-images.carscommerce.inc/5c61-110013116/KM8RLESA2TU104290/4a6a1c7bba84493095ad3ec4c37fa146.jpg", "https://vehicle-images.carscommerce.inc/6a03-110013116/KM8RLESA2TU104290/9e330efa291a5ff9ea66d3396383441c.jpg", "https://vehicle-images.carscommerce.inc/532a-110013116/KM8RLESA2TU104290/2205d5937213a7cb46c86ec7e596dfdf.png", "https://vehicle-images.carscommerce.inc/6fc7-110013116/KM8RLESA2TU104290/0b110fc3030f302010857f5c68b53337.jpg", "https://vehicle-images.carscommerce.inc/9c05-110013116/KM8RLESA2TU104290/e0f8b0762654dc7ac7d28fae06ac2194.jpg", "https://vehicle-images.carscommerce.inc/a720-110013116/KM8RLESA2TU104290/fa53026e432c22693547e1bc6f7b3ac0.png", "https://vehicle-images.carscommerce.inc/c1f9-110013116/KM8RLESA2TU104290/6a3bae2d178f80028dc2dea6c0bcee2d.jpg", "https://vehicle-images.carscommerce.inc/f77e-110013116/KM8RLESA2TU104290/f00af816783fca333a82852eff868e9e.jpg", "https://vehicle-images.carscommerce.inc/1749-110013116/KM8RLESA2TU104290/c140130e3c266849d6a0ed7cc5464b63.png", "https://vehicle-images.carscommerce.inc/ea3b-110013116/KM8RLESA2TU104290/85e65c5bb383456e8efa17aded766f89.jpg", "https://vehicle-images.carscommerce.inc/7d81-110013116/KM8RLESA2TU104290/ebcebae61ab853186e4f6a654bdacd76.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL FWD, SEL AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 49105.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLESA2TU104290.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-8p-awd-sport-utility-km8rlesa2tu104290/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-8p-awd-sport-utility-km8rlesa2tu104290/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESA2TU104290.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA2TU104290.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA2TU104290.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-8p-awd-sport-utility-km8rlesa2tu104290/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,892. This offer applies to Stock #KM8RLESA2TU104290, VIN KM8RLESA2TU104290. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,105. Advertised price: $47,213. Savings: $1,892, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,105"}, {"label": "Advertised price", "value": "$47,213"}, {"label": "Savings", "value": "$1,892, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,892", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47213.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESA2TU104290_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 935, "unit": "per_month", "display": "$935/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47213.0, "price_incl_doc": 47213.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 934.98, "amount_financed": 50163.81, "sales_tax": 2950.81, "total_of_payments": 56098.61, "finance_charge": 5934.8, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLESA2TU104290, VIN KM8RLESA2TU104290. $935 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $47,213, before any dealer documentation fee. Amount financed $50,164, including $2,951 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $56,099. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESA2TU104290_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 697, "unit": "per_month", "display": "$697/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47213.0, "price_incl_doc": 47213.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 696.72, "amount_financed": 50163.81, "sales_tax": 2950.81, "total_of_payments": 50163.81, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLESA2TU104290, VIN KM8RLESA2TU104290. $697 per month for 72 months at 0% APR, $0 cash down. Advertised price $47,213, before any dealer documentation fee. Amount financed $50,164, including $2,951 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $50,164. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 86}}, {"vin": "5NMJA3DE0TH708813", "title": "2026 Hyundai TUCSON SE", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 28395.0, "msrp": 31790.0, "sale_price": 28395.0, "currency": "USD", "mileage": 15, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 25, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "28788", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/cd7a-110013116/5NMJA3DE0TH708813/23895f74b3016de79ddad51795b9270b.jpg", "images": ["https://vehicle-images.carscommerce.inc/cd7a-110013116/5NMJA3DE0TH708813/23895f74b3016de79ddad51795b9270b.jpg", "https://vehicle-images.carscommerce.inc/36e2-110013116/5NMJA3DE0TH708813/9884c2514bcbd5fe6f53c31c00be9c70.jpg", "https://vehicle-images.carscommerce.inc/f54f-110013116/5NMJA3DE0TH708813/8296acb82e2b00f2c7dac4abc07861c8.jpg", "https://vehicle-images.carscommerce.inc/c78b-110013116/5NMJA3DE0TH708813/1f7798948f8a699ff775c5bec060d9cd.jpg", "https://vehicle-images.carscommerce.inc/f2fa-110013116/5NMJA3DE0TH708813/ab42ae472db35f31ea05576ab527ee44.png", "https://vehicle-images.carscommerce.inc/1fab-110013116/5NMJA3DE0TH708813/17df8859f1bd9449ff1acde6cc980843.jpg", "https://vehicle-images.carscommerce.inc/39a0-110013116/5NMJA3DE0TH708813/3182a771553b8dafda03fd2bd2d9e969.jpg", "https://vehicle-images.carscommerce.inc/e7cc-110013116/5NMJA3DE0TH708813/fe69c4e3f90e576dfe695777694398b9.png", "https://vehicle-images.carscommerce.inc/9ed4-110013116/5NMJA3DE0TH708813/588cfd0c78106074258d412045249324.jpg", "https://vehicle-images.carscommerce.inc/9f9c-110013116/5NMJA3DE0TH708813/acf00ec2fb002ce66124ed08dcec7832.jpg", "https://vehicle-images.carscommerce.inc/5dc4-110013116/5NMJA3DE0TH708813/6b7ec204eeea39549758550e3861e074.png", "https://vehicle-images.carscommerce.inc/5a50-110013116/5NMJA3DE0TH708813/8809f2b5dc0b53b2380dc027330e7a3d.jpg", "https://vehicle-images.carscommerce.inc/9269-110013116/5NMJA3DE0TH708813/d8783a352d505f58b62e2ece6ec9b225.jpg", "https://vehicle-images.carscommerce.inc/786f-110013116/5NMJA3DE0TH708813/20f1c89a643f78fb378fc836a061df41.png", "https://vehicle-images.carscommerce.inc/655b-110013116/5NMJA3DE0TH708813/408913f63c9cbdfa4e5c58bad8feca3f.jpg", "https://vehicle-images.carscommerce.inc/5adc-110013116/5NMJA3DE0TH708813/f557f3b8eec0a784ef09e685f45685db.jpg", "https://vehicle-images.carscommerce.inc/2267-110013116/5NMJA3DE0TH708813/049239671ed6b357e7588f1b56235caf.png", "https://vehicle-images.carscommerce.inc/249d-110013116/5NMJA3DE0TH708813/7a16691afd1ad670db8c76c9f6ccaab4.jpg", "https://vehicle-images.carscommerce.inc/4418-110013116/5NMJA3DE0TH708813/b6a4513c0d7b377777fd0067b9c32f87.jpg", "https://vehicle-images.carscommerce.inc/86c2-110013116/5NMJA3DE0TH708813/4c8386a63425ac9b04c25da8f209f29f.jpg", "https://vehicle-images.carscommerce.inc/1923-110013116/5NMJA3DE0TH708813/172d9640be90fbc4108c62293c963a17.jpg", "https://vehicle-images.carscommerce.inc/64ba-110013116/5NMJA3DE0TH708813/592f672acd6a9d910908b08dbe064344.png", "https://vehicle-images.carscommerce.inc/2211-110013116/5NMJA3DE0TH708813/be13ad147c9d2712c6f36ee692e64ed3.jpg", "https://vehicle-images.carscommerce.inc/d1ba-110013116/5NMJA3DE0TH708813/473f16f24a18428cba4d03971073cbc3.jpg", "https://vehicle-images.carscommerce.inc/ccff-110013116/5NMJA3DE0TH708813/8b36308f95d13ce4923d158e59e794c3.jpg", "https://vehicle-images.carscommerce.inc/dd5b-110013116/5NMJA3DE0TH708813/cfa8b9332db89fe0f3b2e84a120e621e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31790.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJA3DE0TH708813.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-fwd-4d-sport-utility-5nmja3de0th708813/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-fwd-4d-sport-utility-5nmja3de0th708813/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJA3DE0TH708813.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJA3DE0TH708813.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJA3DE0TH708813.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-fwd-4d-sport-utility-5nmja3de0th708813/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,395. This offer applies to Stock #28788, VIN 5NMJA3DE0TH708813. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,790. Advertised price: $28,395. Savings: $3,395, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,790"}, {"label": "Advertised price", "value": "$28,395"}, {"label": "Savings", "value": "$3,395, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,395", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28395.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJA3DE0TH708813_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 503, "unit": "per_month", "display": "$503/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28395.0, "price_incl_doc": 28395.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 502.83, "amount_financed": 30169.69, "sales_tax": 1774.69, "total_of_payments": 30169.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28788, VIN 5NMJA3DE0TH708813. $503 per month for 60 months at 0% APR, $0 cash down. Advertised price $28,395, before any dealer documentation fee. Amount financed $30,170, including $1,775 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $30,170. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJA3DE0TH708813_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 448, "unit": "per_month", "display": "$448/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28395.0, "price_incl_doc": 28395.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 447.86, "amount_financed": 30169.69, "sales_tax": 1774.69, "total_of_payments": 37619.98, "finance_charge": 7450.29, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28788, VIN 5NMJA3DE0TH708813. $448 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,395, before any dealer documentation fee. Amount financed $30,170, including $1,775 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,620. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJA3DE0TH708813_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 353, "unit": "per_month", "display": "$353/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 31790.0, "selling_price": 28395.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 353.22, "net_cap_cost": 29045.0, "residual_value": 19709.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 353.22, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 513.22}, "total_of_payments": 12708, "total_of_payments_unrounded": 12715.92}, "disclosure": "Estimated lease payment for stock #28788, VIN 5NMJA3DE0TH708813. $353 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $513, made up of $353 first payment, $60 title, $100 registration. MSRP $31,790. Lease selling price $28,395. Net capitalized cost $29,045. Residual value $19,710, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $12,708. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJA3DE0TH708813_lease", "type": "lease", "label": "Lease", "headline": {"value": 260, "unit": "per_month", "display": "$260/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 31790.0, "selling_price": 28395.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 259.93, "net_cap_cost": 26046.0, "residual_value": 19709.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 259.93, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3418.93}, "total_of_payments": 9360, "total_of_payments_unrounded": 9357.48}, "disclosure": "Estimated lease payment for stock #28788, VIN 5NMJA3DE0TH708813. $260 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,419, made up of $260 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $31,790. Lease selling price $28,395. Net capitalized cost $26,046. Residual value $19,710, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $9,360. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 115}}, {"vin": "5NMP2DG11TH134602", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 39754.0, "msrp": 43050.0, "sale_price": 40004.0, "currency": "USD", "mileage": 10, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260951", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/9046-110013116/5NMP2DG11TH134602/b92237169049ebb5b2e103a4d3b6f6d2.jpg", "images": ["https://vehicle-images.carscommerce.inc/9046-110013116/5NMP2DG11TH134602/b92237169049ebb5b2e103a4d3b6f6d2.jpg", "https://vehicle-images.carscommerce.inc/7e21-110013116/5NMP2DG11TH134602/069a824c6be545d7b7305391e20399ca.jpg", "https://vehicle-images.carscommerce.inc/1675-110013116/5NMP2DG11TH134602/0ab593dac004b15ca498a23ba31ef19e.jpg", "https://vehicle-images.carscommerce.inc/df25-110013116/5NMP2DG11TH134602/f510b7f79b78c844f7798dfd708333a6.jpg", "https://vehicle-images.carscommerce.inc/d8da-110013116/5NMP2DG11TH134602/e76dfe4a643e6e4b9b53e943368efec9.png", "https://vehicle-images.carscommerce.inc/fc1d-110013116/5NMP2DG11TH134602/ea130ac6ebc30afbe0bcfa4c39cd0e46.jpg", "https://vehicle-images.carscommerce.inc/3046-110013116/5NMP2DG11TH134602/d09a0af1690b7c06723236eca018cc8d.jpg", "https://vehicle-images.carscommerce.inc/a7e2-110013116/5NMP2DG11TH134602/839654ede68f996a2d6c22f1c4b3b519.png", "https://vehicle-images.carscommerce.inc/8625-110013116/5NMP2DG11TH134602/24fe84bb3ef70cb67796d00a6f185348.jpg", "https://vehicle-images.carscommerce.inc/dbfc-110013116/5NMP2DG11TH134602/f23b70b9e3c69ac68ecc5aa46bb43be1.jpg", "https://vehicle-images.carscommerce.inc/32b3-110013116/5NMP2DG11TH134602/82e06a1c77edbb0228f23ea5fa57adec.png", "https://vehicle-images.carscommerce.inc/cefd-110013116/5NMP2DG11TH134602/69e06749e615cba123cc8189434449aa.jpg", "https://vehicle-images.carscommerce.inc/6da1-110013116/5NMP2DG11TH134602/4bca4a100a409ebdf155a5a3f9eceaa4.jpg", "https://vehicle-images.carscommerce.inc/90b4-110013116/5NMP2DG11TH134602/addf2175c37c5c095a5b70ad64a3b905.png", "https://vehicle-images.carscommerce.inc/2ea9-110013116/5NMP2DG11TH134602/56c98db01a9689b971bc5a787ac0e244.jpg", "https://vehicle-images.carscommerce.inc/ff6f-110013116/5NMP2DG11TH134602/665fc92eb689eecf4dece4e948a78a32.jpg", "https://vehicle-images.carscommerce.inc/b39e-110013116/5NMP2DG11TH134602/3839548aafb80d03dec1bb8092343b3b.png", "https://vehicle-images.carscommerce.inc/2043-110013116/5NMP2DG11TH134602/a2220579abdf592938acae72eaa8028a.jpg", "https://vehicle-images.carscommerce.inc/89fa-110013116/5NMP2DG11TH134602/261248af9a4b947e1291886cdb2b7947.jpg", "https://vehicle-images.carscommerce.inc/76a0-110013116/5NMP2DG11TH134602/d0c5fe6395ff88e76582c2e4baaff165.png", "https://vehicle-images.carscommerce.inc/3637-110013116/5NMP2DG11TH134602/968deeff381bdea90d35f144ecb72906.jpg", "https://vehicle-images.carscommerce.inc/b6b7-110013116/5NMP2DG11TH134602/b5a03240ef1a21d4b67b075cf23a0961.jpg", "https://vehicle-images.carscommerce.inc/fac4-110013116/5NMP2DG11TH134602/c7f12ba68b6708bd7ad6a9aa91093451.png", "https://vehicle-images.carscommerce.inc/dde2-110013116/5NMP2DG11TH134602/62d3dc0c8c1aee1c87fab59633a18574.jpg", "https://vehicle-images.carscommerce.inc/e369-110013116/5NMP2DG11TH134602/705993386c5767201a4bd1538cc19d10.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 43050.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG11TH134602.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg11th134602/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg11th134602/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG11TH134602.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG11TH134602.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG11TH134602.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg11th134602/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,296. This offer applies to Stock #HD260951, VIN 5NMP2DG11TH134602. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,050. Advertised price: $39,754. Savings: $3,296, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,050"}, {"label": "Advertised price", "value": "$39,754"}, {"label": "Savings", "value": "$3,296, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,296", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39754.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG11TH134602_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 704, "unit": "per_month", "display": "$704/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39754.0, "price_incl_doc": 39754.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 703.98, "amount_financed": 42238.63, "sales_tax": 2484.63, "total_of_payments": 42238.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260951, VIN 5NMP2DG11TH134602. $704 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,754, before any dealer documentation fee. Amount financed $42,239, including $2,485 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,239. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG11TH134602_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 627, "unit": "per_month", "display": "$627/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39754.0, "price_incl_doc": 39754.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 627.02, "amount_financed": 42238.63, "sales_tax": 2484.63, "total_of_payments": 52669.29, "finance_charge": 10430.66, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260951, VIN 5NMP2DG11TH134602. $627 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,754, before any dealer documentation fee. Amount financed $42,239, including $2,485 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,669. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 92}}, {"vin": "1GYKPGRSXPZ232459", "title": "2023 Cadillac XT6 Sport", "year": 2023, "make": "Cadillac", "model": "XT6", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 41390.0, "msrp": 0.0, "sale_price": 41390.0, "currency": "USD", "mileage": 28063, "exterior_color": "Black", "interior_color": "Cirrus", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 DI VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "GD260615A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlehyundaidownersgrove.com/inventory/used-2023-cadillac-xt6-sport-awd-4d-sport-utility-1gykpgrsxpz232459/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1GYKPGRSXPZ232459.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1GYKPGRSXPZ232459.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1GYKPGRSXPZ232459.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-cadillac-xt6-sport-awd-4d-sport-utility-1gykpgrsxpz232459/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260615A, VIN 1GYKPGRSXPZ232459. Advertised price: $41,390. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$41,390"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Technology Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKPGRSXPZ232459_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1033, "unit": "per_month", "display": "$1,033/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41390.0, "price_incl_doc": 41390.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1032.6, "amount_financed": 43976.88, "sales_tax": 2586.88, "total_of_payments": 49564.64, "finance_charge": 5587.76, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260615A, VIN 1GYKPGRSXPZ232459. $1,033 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $41,390, before any dealer documentation fee. Amount financed $43,977, including $2,587 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $49,565. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKPGRSXPZ232459_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 860, "unit": "per_month", "display": "$860/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41390.0, "price_incl_doc": 41390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 860.25, "amount_financed": 43976.88, "sales_tax": 2586.88, "total_of_payments": 51615.13, "finance_charge": 7638.25, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260615A, VIN 1GYKPGRSXPZ232459. $860 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $41,390, before any dealer documentation fee. Amount financed $43,977, including $2,587 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $51,615. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKPGRSXPZ232459_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 750, "unit": "per_month", "display": "$750/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41390.0, "price_incl_doc": 41390.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 749.55, "amount_financed": 43976.88, "sales_tax": 2586.88, "total_of_payments": 53967.67, "finance_charge": 9990.79, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260615A, VIN 1GYKPGRSXPZ232459. $750 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $41,390, before any dealer documentation fee. Amount financed $43,977, including $2,587 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $53,968. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a31tu464042/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A31TU464042.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A31TU464042.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A31TU464042.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a31tu464042/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $224. This offer applies to Stock #28638, VIN KMHRC8A31TU464042. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $24,890. Advertised price: $24,666. Savings: $224, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$24,890"}, {"label": "Advertised price", "value": "$24,666"}, {"label": "Savings", "value": "$224, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $224", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24666.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A31TU464042_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 500, "unit": "per_month", "display": "$500/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24666.0, "price_incl_doc": 24666.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 500.48, "amount_financed": 26207.63, "sales_tax": 1541.63, "total_of_payments": 30028.51, "finance_charge": 3820.88, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28638, VIN KMHRC8A31TU464042. $500 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,666, before any dealer documentation fee. Amount financed $26,208, including $1,542 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,029. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A31TU464042_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 389, "unit": "per_month", "display": "$389/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24666.0, "price_incl_doc": 24666.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 389.04, "amount_financed": 26207.63, "sales_tax": 1541.63, "total_of_payments": 32679.5, "finance_charge": 6471.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28638, VIN KMHRC8A31TU464042. $389 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,666, before any dealer documentation fee. Amount financed $26,208, including $1,542 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,680. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 79}}, {"vin": "5NMZTDLBXHH030363", "title": "2017 Hyundai Santa Fe Sport Base", "year": 2017, "make": "Hyundai", "model": "Santa Fe Sport", "trim": "Base", "decoded_trim": "Sport Base", "condition": "used", "price": 12411.0, "msrp": 0.0, "sale_price": 12390.0, "currency": "USD", "mileage": 81588, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.4L I4 DGI DOHC 16V", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 20, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1014", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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VEHICLE (MPV)", "engine": "2.4L 4-Cylinder", "engine_displacement_l": 2.4, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMZTDLBXHH030363.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-hyundai-santa-fe-sport-2-4-base-awd-4d-sport-utility-5nmztdlbxhh030363/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-hyundai-santa-fe-sport-2-4-base-awd-4d-sport-utility-5nmztdlbxhh030363/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMZTDLBXHH030363.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMZTDLBXHH030363.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMZTDLBXHH030363.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-hyundai-santa-fe-sport-2-4-base-awd-4d-sport-utility-5nmztdlbxhh030363/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1014, VIN 5NMZTDLBXHH030363. Advertised price: $12,411. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$12,411"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 12411.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMZTDLBXHH030363_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 310, "unit": "per_month", "display": "$310/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 12411.0, "price_incl_doc": 12411.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 309.63, "amount_financed": 13186.69, "sales_tax": 775.69, "total_of_payments": 14862.21, "finance_charge": 1675.52, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1014, VIN 5NMZTDLBXHH030363. $310 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $12,411, before any dealer documentation fee. Amount financed $13,187, including $776 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $14,862. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMZTDLBXHH030363_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 258, "unit": "per_month", "display": "$258/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 12411.0, "price_incl_doc": 12411.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 257.95, "amount_financed": 13186.69, "sales_tax": 775.69, "total_of_payments": 15477.06, "finance_charge": 2290.37, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1014, VIN 5NMZTDLBXHH030363. $258 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $12,411, before any dealer documentation fee. Amount financed $13,187, including $776 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $15,477. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMZTDLBXHH030363_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 225, "unit": "per_month", "display": "$225/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 12411.0, "price_incl_doc": 12411.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 224.76, "amount_financed": 13186.69, "sales_tax": 775.69, "total_of_payments": 16182.48, "finance_charge": 2995.79, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1014, VIN 5NMZTDLBXHH030363. $225 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $12,411, before any dealer documentation fee. Amount financed $13,187, including $776 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $16,182. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 85}}, {"vin": "KM8HFCAB0TU422085", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 27779.0, "msrp": 30650.0, "sale_price": 29529.0, "currency": "USD", "mileage": 13, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28352", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/83ee-110013116/KM8HFCAB0TU422085/7b956b544db20d55d78ed308feea7ca5.jpg", "images": ["https://vehicle-images.carscommerce.inc/83ee-110013116/KM8HFCAB0TU422085/7b956b544db20d55d78ed308feea7ca5.jpg", "https://vehicle-images.carscommerce.inc/f7cf-110013116/KM8HFCAB0TU422085/af918eca7c6585ab0230d4dbfbbed18a.jpg", "https://vehicle-images.carscommerce.inc/ca1f-110013116/KM8HFCAB0TU422085/8e09c759a73c3a2751703870fcb4cd34.jpg", "https://vehicle-images.carscommerce.inc/71e2-110013116/KM8HFCAB0TU422085/2fbcb5d1caa53bce0ce8bd801208fd83.jpg", "https://vehicle-images.carscommerce.inc/d804-110013116/KM8HFCAB0TU422085/9844a859e3d463716d3fa7b33671f06a.png", "https://vehicle-images.carscommerce.inc/4397-110013116/KM8HFCAB0TU422085/3207041821af6c5fb51af325d78a04ed.jpg", "https://vehicle-images.carscommerce.inc/223f-110013116/KM8HFCAB0TU422085/7de941a05f6860a80381efcde075faea.jpg", "https://vehicle-images.carscommerce.inc/762e-110013116/KM8HFCAB0TU422085/4aba2f5c0016285482189d56935bf634.png", "https://vehicle-images.carscommerce.inc/5fc9-110013116/KM8HFCAB0TU422085/384003ed44abe1114feef7669709661e.jpg", "https://vehicle-images.carscommerce.inc/fcf9-110013116/KM8HFCAB0TU422085/75fde5ca966a15974a322ed1bf8160eb.jpg", "https://vehicle-images.carscommerce.inc/c73d-110013116/KM8HFCAB0TU422085/42184bab75d4d669a2ae47e0d4a1ed12.png", "https://vehicle-images.carscommerce.inc/b3d8-110013116/KM8HFCAB0TU422085/920e892e9ee6ef3190fc51499045450a.jpg", "https://vehicle-images.carscommerce.inc/e69e-110013116/KM8HFCAB0TU422085/5c0eec948c6228a1bdfac07e11a58dba.jpg", "https://vehicle-images.carscommerce.inc/4b66-110013116/KM8HFCAB0TU422085/0fcd0aed5fef414e6d63a13df5410318.png", "https://vehicle-images.carscommerce.inc/25d2-110013116/KM8HFCAB0TU422085/63ced237651fe8337625b61f70abecf3.jpg", "https://vehicle-images.carscommerce.inc/5d26-110013116/KM8HFCAB0TU422085/896c43d743f3cd88ff34ada4acfc1fee.jpg", "https://vehicle-images.carscommerce.inc/690a-110013116/KM8HFCAB0TU422085/56b4f11b14763addd643a0d9e77cf13d.png", "https://vehicle-images.carscommerce.inc/983e-110013116/KM8HFCAB0TU422085/24a8c0bb7fc7b35fc00bac5178952f67.jpg", "https://vehicle-images.carscommerce.inc/4ce7-110013116/KM8HFCAB0TU422085/192567427a2c6f66c75f8b7a25452df1.jpg", "https://vehicle-images.carscommerce.inc/2577-110013116/KM8HFCAB0TU422085/76b8613bc8c5cf388cc57ce63697a0cf.jpg", "https://vehicle-images.carscommerce.inc/1331-110013116/KM8HFCAB0TU422085/dec32be01b6a76c23409af7be93a6649.jpg", "https://vehicle-images.carscommerce.inc/456a-110013116/KM8HFCAB0TU422085/806deb0514cf458152a2b545a148702b.png", "https://vehicle-images.carscommerce.inc/5831-110013116/KM8HFCAB0TU422085/1bf902399a8a676dc93255258790c2cb.jpg", "https://vehicle-images.carscommerce.inc/32ff-110013116/KM8HFCAB0TU422085/df7a21fbb41e7690cfe3938a9081a43b.jpg", "https://vehicle-images.carscommerce.inc/4a53-110013116/KM8HFCAB0TU422085/a18c443afefa4f05683ca842b8f82c03.jpg", "https://vehicle-images.carscommerce.inc/5bda-110013116/KM8HFCAB0TU422085/b644cd0b131b45112a130734d17c72c4.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30650.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB0TU422085.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu422085/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu422085/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB0TU422085.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB0TU422085.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB0TU422085.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu422085/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,871. This offer applies to Stock #28352, VIN KM8HFCAB0TU422085. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,650. Advertised price: $27,779. Savings: $2,871, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,650"}, {"label": "Advertised price", "value": "$27,779"}, {"label": "Savings", "value": "$2,871, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,871", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27779.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB0TU422085_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 537, "unit": "per_month", "display": "$537/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27779.0, "price_incl_doc": 27779.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 536.8, "amount_financed": 29515.19, "sales_tax": 1736.19, "total_of_payments": 32208.04, "finance_charge": 2692.85, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28352, VIN KM8HFCAB0TU422085. $537 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,779, before any dealer documentation fee. Amount financed $29,515, including $1,736 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,208. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB0TU422085_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 438, "unit": "per_month", "display": "$438/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27779.0, "price_incl_doc": 27779.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 438.14, "amount_financed": 29515.19, "sales_tax": 1736.19, "total_of_payments": 36803.85, "finance_charge": 7288.66, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28352, VIN KM8HFCAB0TU422085. $438 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,779, before any dealer documentation fee. Amount financed $29,515, including $1,736 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $36,804. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 77}}, {"vin": "JM3KFBCM0S0580961", "title": "2025 Mazda CX-5 Edition", "year": 2025, "make": "Mazda", "model": "CX-5", "trim": "Edition", "decoded_trim": "Preferred", "condition": "used", "price": 28234.0, "msrp": 0.0, "sale_price": 29129.0, "currency": "USD", "mileage": 28509, "exterior_color": "Gray", "interior_color": "Red", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae-G 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 26, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0863", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,234"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28234.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCM0S0580961_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 704, "unit": "per_month", "display": "$704/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28234.0, "price_incl_doc": 28234.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 704.38, "amount_financed": 29998.63, "sales_tax": 1764.63, "total_of_payments": 33810.3, "finance_charge": 3811.67, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0863, VIN JM3KFBCM0S0580961. $704 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,234, before any dealer documentation fee. Amount financed $29,999, including $1,765 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,810. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM0S0580961_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28234.0, "price_incl_doc": 28234.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.82, "amount_financed": 29998.63, "sales_tax": 1764.63, "total_of_payments": 35209.03, "finance_charge": 5210.4, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0863, VIN JM3KFBCM0S0580961. $587 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,234, before any dealer documentation fee. Amount financed $29,999, including $1,765 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,209. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM0S0580961_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 511, "unit": "per_month", "display": "$511/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28234.0, "price_incl_doc": 28234.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 511.3, "amount_financed": 29998.63, "sales_tax": 1764.63, "total_of_payments": 36813.8, "finance_charge": 6815.17, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0863, VIN JM3KFBCM0S0580961. $511 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,234, before any dealer documentation fee. Amount financed $29,999, including $1,765 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,814. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a31tu452358/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A31TU452358.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A31TU452358.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A31TU452358.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a31tu452358/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $194. This offer applies to Stock #L28563, VIN KMHRC8A31TU452358. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,125. Advertised price: $24,931. Savings: $194, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,125"}, {"label": "Advertised price", "value": "$24,931"}, {"label": "Savings", "value": "$194, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $194", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24931.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A31TU452358_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 506, "unit": "per_month", "display": "$506/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24931.0, "price_incl_doc": 24931.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 505.85, "amount_financed": 26489.19, "sales_tax": 1558.19, "total_of_payments": 30351.12, "finance_charge": 3861.93, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #L28563, VIN KMHRC8A31TU452358. $506 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,931, before any dealer documentation fee. Amount financed $26,489, including $1,558 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,351. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A31TU452358_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24931.0, "price_incl_doc": 24931.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 393.22, "amount_financed": 26489.19, "sales_tax": 1558.19, "total_of_payments": 33030.59, "finance_charge": 6541.4, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #L28563, VIN KMHRC8A31TU452358. $393 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,931, before any dealer documentation fee. Amount financed $26,489, including $1,558 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,031. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 83}}, {"vin": "1C4HJWEG6HL591910", "title": "2017 Jeep Wrangler Sahara", "year": 2017, "make": "Jeep", "model": "Wrangler", "trim": "Sahara", "decoded_trim": "Unlimited Sahara", "condition": "used", "price": 21484.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": null, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "5-Speed Automatic", "mpg_city": 16, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0911", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/1C4HJWEG6HL591910.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-jeep-wrangler-unlimited-sahara-4wd-4d-sport-utility-1c4hjweg6hl591910/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-jeep-wrangler-unlimited-sahara-4wd-4d-sport-utility-1c4hjweg6hl591910/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1C4HJWEG6HL591910.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1C4HJWEG6HL591910.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1C4HJWEG6HL591910.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-jeep-wrangler-unlimited-sahara-4wd-4d-sport-utility-1c4hjweg6hl591910/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0911, VIN 1C4HJWEG6HL591910. Advertised price: $21,484. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,484"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Remote Start", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21484.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4HJWEG6HL591910_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 536, "unit": "per_month", "display": "$536/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21484.0, "price_incl_doc": 21484.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 535.98, "amount_financed": 22826.75, "sales_tax": 1342.75, "total_of_payments": 25727.15, "finance_charge": 2900.4, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0911, VIN 1C4HJWEG6HL591910. $536 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,484, before any dealer documentation fee. Amount financed $22,827, including $1,343 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,727. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJWEG6HL591910_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 447, "unit": "per_month", "display": "$447/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21484.0, "price_incl_doc": 21484.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.52, "amount_financed": 22826.75, "sales_tax": 1342.75, "total_of_payments": 26791.48, "finance_charge": 3964.73, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0911, VIN 1C4HJWEG6HL591910. $447 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,484, before any dealer documentation fee. Amount financed $22,827, including $1,343 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,791. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJWEG6HL591910_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 389, "unit": "per_month", "display": "$389/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21484.0, "price_incl_doc": 21484.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 389.06, "amount_financed": 22826.75, "sales_tax": 1342.75, "total_of_payments": 28012.59, "finance_charge": 5185.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0911, VIN 1C4HJWEG6HL591910. $389 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,484, before any dealer documentation fee. Amount financed $22,827, including $1,343 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $28,013. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 79}}, {"vin": "JM1BL1SFXA1142486", "title": "2010 Mazda Mazda3 Touring", "year": 2010, "make": "Mazda", "model": "Mazda3", "trim": "Touring", "decoded_trim": "Sedan", "condition": "used", "price": 9365.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 73940, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L 4-Cylinder DOHC 16V PZEV", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "5-Speed Automatic", "mpg_city": 24, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "MD262907XA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 34, "primary_image": "https://vehicle-images.carscommerce.inc/3fcb-110013116/JM1BL1SFXA1142486/be168569807814a62728c24db84c642f.jpg", "images": ["https://vehicle-images.carscommerce.inc/3fcb-110013116/JM1BL1SFXA1142486/be168569807814a62728c24db84c642f.jpg", "https://vehicle-images.carscommerce.inc/312a-110013116/JM1BL1SFXA1142486/06d4ea674f72c5230d06a1877a3fcb32.jpg", "https://vehicle-images.carscommerce.inc/9544-110013116/JM1BL1SFXA1142486/857cd786df2ec45829589269fe13f7f6.jpg", "https://vehicle-images.carscommerce.inc/4353-110013116/JM1BL1SFXA1142486/c665d60d0cd9c6a1f8ba4b280d0de6d4.jpg", "https://vehicle-images.carscommerce.inc/4d4a-110013116/JM1BL1SFXA1142486/82da2cb86b25ac25e6a82b1fdf2fc5f4.jpg", "https://vehicle-images.carscommerce.inc/bc6c-110013116/JM1BL1SFXA1142486/bbc92a3ac40f2ca2e968975544cf7455.jpg", "https://vehicle-images.carscommerce.inc/cb00-110013116/JM1BL1SFXA1142486/fcf0aeded1a5a1d237ddc5abc55a678e.jpg", 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may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2010-mazda-mazda3-i-touring-fwd-4d-sedan-jm1bl1sfxa1142486/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM1BL1SFXA1142486.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM1BL1SFXA1142486.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM1BL1SFXA1142486.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2010-mazda-mazda3-i-touring-fwd-4d-sedan-jm1bl1sfxa1142486/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262907XA, VIN JM1BL1SFXA1142486. Advertised price: $9,365. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$9,365"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 9365.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM1BL1SFXA1142486_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 234, "unit": "per_month", "display": "$234/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9365.0, "price_incl_doc": 9365.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 233.64, "amount_financed": 9950.31, "sales_tax": 585.31, "total_of_payments": 11214.61, "finance_charge": 1264.3, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262907XA, VIN JM1BL1SFXA1142486. $234 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $9,365, before any dealer documentation fee. Amount financed $9,950, including $585 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $11,215. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1BL1SFXA1142486_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 195, "unit": "per_month", "display": "$195/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9365.0, "price_incl_doc": 9365.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 194.64, "amount_financed": 9950.31, "sales_tax": 585.31, "total_of_payments": 11678.56, "finance_charge": 1728.25, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262907XA, VIN JM1BL1SFXA1142486. $195 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $9,365, before any dealer documentation fee. Amount financed $9,950, including $585 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $11,679. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1BL1SFXA1142486_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 170, "unit": "per_month", "display": "$170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9365.0, "price_incl_doc": 9365.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 169.6, "amount_financed": 9950.31, "sales_tax": 585.31, "total_of_payments": 12210.85, "finance_charge": 2260.54, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262907XA, VIN JM1BL1SFXA1142486. $170 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $9,365, before any dealer documentation fee. Amount financed $9,950, including $585 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $12,211. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 84}}, {"vin": "KM8RMESA6TU068505", "title": "2026 Hyundai PALISADE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 58998.0, "msrp": 61165.0, "sale_price": 59998.0, "currency": "USD", "mileage": 26, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260854", "stock_status": "In Stock", "availability": "In Stock", 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-4d-sport-utility-km8rmesa6tu068505/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA6TU068505.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA6TU068505.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA6TU068505.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-4d-sport-utility-km8rmesa6tu068505/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,167. This offer applies to Stock #HD260854, VIN KM8RMESA6TU068505. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $61,165. Advertised price: $58,998. Savings: $2,167, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$61,165"}, {"label": "Advertised price", "value": "$58,998"}, {"label": "Savings", "value": "$2,167, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,167", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58998.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA6TU068505_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1168, "unit": "per_month", "display": "$1,168/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58998.0, "price_incl_doc": 58998.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1168.36, "amount_financed": 62685.38, "sales_tax": 3687.38, "total_of_payments": 70101.58, "finance_charge": 7416.2, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260854, VIN KM8RMESA6TU068505. $1,168 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $58,998, before any dealer documentation fee. Amount financed $62,685, including $3,687 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $70,102. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA6TU068505_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 871, "unit": "per_month", "display": "$871/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58998.0, "price_incl_doc": 58998.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 870.63, "amount_financed": 62685.38, "sales_tax": 3687.38, "total_of_payments": 62685.38, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260854, VIN KM8RMESA6TU068505. $871 per month for 72 months at 0% APR, $0 cash down. Advertised price $58,998, before any dealer documentation fee. Amount financed $62,685, including $3,687 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $62,685. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 78}}, {"vin": "3VVBR7RM8TM022330", "title": "2026 Volkswagen Tiguan S", "year": 2026, "make": "Volkswagen", "model": "Tiguan", "trim": "S", "decoded_trim": "4Motion S", "condition": "used", "price": 30292.0, "msrp": 0.0, "sale_price": 30412.0, "currency": "USD", "mileage": 4620, "exterior_color": "White/off-white", "interior_color": "Grigio & Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L TSI DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 22, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1008", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-volkswagen-tiguan-2-0t-s-awd-4d-sport-utility-3vvbr7rm8tm022330/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VVBR7RM8TM022330.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VVBR7RM8TM022330.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VVBR7RM8TM022330.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-volkswagen-tiguan-2-0t-s-awd-4d-sport-utility-3vvbr7rm8tm022330/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1008, VIN 3VVBR7RM8TM022330. Advertised price: $30,292. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,292"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30292.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVBR7RM8TM022330_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 756, "unit": "per_month", "display": "$756/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30292.0, "price_incl_doc": 30292.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 755.72, "amount_financed": 32185.25, "sales_tax": 1893.25, "total_of_payments": 36274.75, "finance_charge": 4089.5, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1008, VIN 3VVBR7RM8TM022330. $756 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,292, before any dealer documentation fee. Amount financed $32,185, including $1,893 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,275. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVBR7RM8TM022330_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 630, "unit": "per_month", "display": "$630/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30292.0, "price_incl_doc": 30292.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 629.59, "amount_financed": 32185.25, "sales_tax": 1893.25, "total_of_payments": 37775.44, "finance_charge": 5590.19, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1008, VIN 3VVBR7RM8TM022330. $630 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,292, before any dealer documentation fee. Amount financed $32,185, including $1,893 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,775. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVBR7RM8TM022330_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 549, "unit": "per_month", "display": "$549/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30292.0, "price_incl_doc": 30292.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.57, "amount_financed": 32185.25, "sales_tax": 1893.25, "total_of_payments": 39497.18, "finance_charge": 7311.93, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1008, VIN 3VVBR7RM8TM022330. $549 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,292, before any dealer documentation fee. Amount financed $32,185, including $1,893 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,497. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 72}}, {"vin": "KM8RJES24TU041191", "title": "2026 Hyundai Palisade Pro", "year": 2026, "make": "Hyundai", "model": "Palisade", "trim": "Pro", "decoded_trim": "XRT Pro", "condition": "used", "price": 46965.0, "msrp": 0.0, "sale_price": 47968.0, "currency": "USD", "mileage": 35, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260120", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/b20f-110013116/KM8RJES24TU041191/d1504d93c3f7a6264d3aa461a2e8c7c8.jpg", "images": ["https://vehicle-images.carscommerce.inc/b20f-110013116/KM8RJES24TU041191/d1504d93c3f7a6264d3aa461a2e8c7c8.jpg", "https://vehicle-images.carscommerce.inc/9a88-110013116/KM8RJES24TU041191/3f59d2bbabfa084199d4d51b5e9a48ab.jpg", "https://vehicle-images.carscommerce.inc/c0bc-110013116/KM8RJES24TU041191/ae30c4bcdaa99e4ac115ae86555d3211.jpg", "https://vehicle-images.carscommerce.inc/8c2c-110013116/KM8RJES24TU041191/02e0ad1d0d28bb52ef6c10c747dd8b32.jpg", "https://vehicle-images.carscommerce.inc/284f-110013116/KM8RJES24TU041191/3058896e56426d541e26c2a56366a437.jpg", "https://vehicle-images.carscommerce.inc/1fe0-110013116/KM8RJES24TU041191/ddf76dba11e49d63d1d6fc5337239545.jpg", "https://vehicle-images.carscommerce.inc/4b36-110013116/KM8RJES24TU041191/1e5937f991f5107f375dae6fe5534e0e.jpg", "https://vehicle-images.carscommerce.inc/25f1-110013116/KM8RJES24TU041191/019dd015b389cb9c2438478a39d365a3.jpg", "https://vehicle-images.carscommerce.inc/cd79-110013116/KM8RJES24TU041191/839a75ca9a01d1b42f694d0355b3dedd.jpg", "https://vehicle-images.carscommerce.inc/a3ef-110013116/KM8RJES24TU041191/e4d456c0305a183a68ad9f8440de77c4.jpg", "https://vehicle-images.carscommerce.inc/55e7-110013116/KM8RJES24TU041191/21bcce3276497a063b075c976647a443.jpg", "https://vehicle-images.carscommerce.inc/81b0-110013116/KM8RJES24TU041191/6ca0b17649dcdc3077eaa905c1e9f93f.jpg", "https://vehicle-images.carscommerce.inc/fc5c-110013116/KM8RJES24TU041191/44083f413acfb86f19f79de25a7ddd96.jpg", "https://vehicle-images.carscommerce.inc/59a8-110013116/KM8RJES24TU041191/4cbf96b15a2d3d4432ecc072ec4729cc.jpg", "https://vehicle-images.carscommerce.inc/d820-110013116/KM8RJES24TU041191/149f1a424726b226107d661b981ee0c6.jpg", "https://vehicle-images.carscommerce.inc/f735-110013116/KM8RJES24TU041191/fadd9317b8ff739baab0cf015682a068.jpg", "https://vehicle-images.carscommerce.inc/a1b3-110013116/KM8RJES24TU041191/b169960268e2012f652789f93cc67b42.jpg", "https://vehicle-images.carscommerce.inc/7977-110013116/KM8RJES24TU041191/2bee7422b684eef356307a17f3e37293.jpg", "https://vehicle-images.carscommerce.inc/ccf4-110013116/KM8RJES24TU041191/0eb3794f11f9224efd343a9a8e8f4081.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RJES24TU041191.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes24tu041191/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes24tu041191/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES24TU041191.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES24TU041191.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES24TU041191.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes24tu041191/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260120, VIN KM8RJES24TU041191. Advertised price: $46,965. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,965"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Navigation System"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46965.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES24TU041191_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1172, "unit": "per_month", "display": "$1,172/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46965.0, "price_incl_doc": 46965.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1171.68, "amount_financed": 49900.31, "sales_tax": 2935.31, "total_of_payments": 56240.71, "finance_charge": 6340.4, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260120, VIN KM8RJES24TU041191. $1,172 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $46,965, before any dealer documentation fee. Amount financed $49,900, including $2,935 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $56,241. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES24TU041191_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 976, "unit": "per_month", "display": "$976/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46965.0, "price_incl_doc": 46965.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 976.12, "amount_financed": 49900.31, "sales_tax": 2935.31, "total_of_payments": 58567.39, "finance_charge": 8667.08, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260120, VIN KM8RJES24TU041191. $976 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $46,965, before any dealer documentation fee. Amount financed $49,900, including $2,935 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $58,567. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES24TU041191_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 851, "unit": "per_month", "display": "$851/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46965.0, "price_incl_doc": 46965.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 850.51, "amount_financed": 49900.31, "sales_tax": 2935.31, "total_of_payments": 61236.8, "finance_charge": 11336.49, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260120, VIN KM8RJES24TU041191. $851 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,965, before any dealer documentation fee. Amount financed $49,900, including $2,935 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $61,237. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 78}}, {"vin": "3MW89FF09P8D14892", "title": "2023 BMW 3 Series xDrive", "year": 2023, "make": "BMW", "model": "3 Series", "trim": "xDrive", "decoded_trim": "xDrive", "condition": "used", "price": 31196.0, "msrp": 0.0, "sale_price": 32289.0, "currency": "USD", "mileage": 41565, "exterior_color": "Black", "interior_color": "Canberra Beige", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L 4-Cylinder DOHC 16V Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic Sport", "mpg_city": 24, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0852", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-bmw-3-series-330i-xdrive-awd-4d-sedan-3mw89ff09p8d14892/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-bmw-3-series-330i-xdrive-awd-4d-sedan-3mw89ff09p8d14892/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3MW89FF09P8D14892.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3MW89FF09P8D14892.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3MW89FF09P8D14892.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-bmw-3-series-330i-xdrive-awd-4d-sedan-3mw89ff09p8d14892/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0852, VIN 3MW89FF09P8D14892. Advertised price: $31,196. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,196"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31196.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3MW89FF09P8D14892_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 778, "unit": "per_month", "display": "$778/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31196.0, "price_incl_doc": 31196.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 778.28, "amount_financed": 33145.75, "sales_tax": 1949.75, "total_of_payments": 37357.29, "finance_charge": 4211.54, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0852, VIN 3MW89FF09P8D14892. $778 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,196, before any dealer documentation fee. Amount financed $33,146, including $1,950 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,357. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MW89FF09P8D14892_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 648, "unit": "per_month", "display": "$648/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31196.0, "price_incl_doc": 31196.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 648.38, "amount_financed": 33145.75, "sales_tax": 1949.75, "total_of_payments": 38902.76, "finance_charge": 5757.01, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0852, VIN 3MW89FF09P8D14892. $648 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,196, before any dealer documentation fee. Amount financed $33,146, including $1,950 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,903. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MW89FF09P8D14892_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 565, "unit": "per_month", "display": "$565/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31196.0, "price_incl_doc": 31196.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 564.94, "amount_financed": 33145.75, "sales_tax": 1949.75, "total_of_payments": 40675.89, "finance_charge": 7530.14, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0852, VIN 3MW89FF09P8D14892. $565 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,196, before any dealer documentation fee. Amount financed $33,146, including $1,950 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,676. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 78}}, {"vin": "KMHLS4DG2TU159116", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 24370.0, "msrp": 0.0, "sale_price": 24798.0, "currency": "USD", "mileage": 11, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "HD260676", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/5c45-110013116/KMHLS4DG2TU159116/e552254a983816b49598ce537305b608.jpg", "images": ["https://vehicle-images.carscommerce.inc/5c45-110013116/KMHLS4DG2TU159116/e552254a983816b49598ce537305b608.jpg", "https://vehicle-images.carscommerce.inc/1618-110013116/KMHLS4DG2TU159116/8a14b9c60ea368780da2527bf2439a46.jpg", "https://vehicle-images.carscommerce.inc/a625-110013116/KMHLS4DG2TU159116/30d45585215faffc5bb33b6024cd8fbe.jpg", "https://vehicle-images.carscommerce.inc/7447-110013116/KMHLS4DG2TU159116/0a0c14ebad0bf15daa4ff81d08d0094b.jpg", "https://vehicle-images.carscommerce.inc/3ac0-110013116/KMHLS4DG2TU159116/6d485f0bd986621338b3344feb735c20.jpg", "https://vehicle-images.carscommerce.inc/efac-110013116/KMHLS4DG2TU159116/b5c8e1fac5690f9351c6ad8af98f3dc8.jpg", "https://vehicle-images.carscommerce.inc/8932-110013116/KMHLS4DG2TU159116/ec3892d03a64665b6e07e3bf7fd78579.jpg", "https://vehicle-images.carscommerce.inc/dbda-110013116/KMHLS4DG2TU159116/0ea213da82866cfe0091d5aad191376f.jpg", "https://vehicle-images.carscommerce.inc/3096-110013116/KMHLS4DG2TU159116/c8eaf81976eb5c8f500e6c4ca23d9a35.jpg", "https://vehicle-images.carscommerce.inc/dda1-110013116/KMHLS4DG2TU159116/547bb52286dffb860e6a44cc131462c1.jpg", "https://vehicle-images.carscommerce.inc/788f-110013116/KMHLS4DG2TU159116/dd4a4844b114ef1361e5a4cb66fcad91.jpg", "https://vehicle-images.carscommerce.inc/9d76-110013116/KMHLS4DG2TU159116/18ea70d69bc8054402d8a9b91fb05c2f.jpg", "https://vehicle-images.carscommerce.inc/c666-110013116/KMHLS4DG2TU159116/5e9d6cf87fda0a681499c52ea9570153.jpg", "https://vehicle-images.carscommerce.inc/696d-110013116/KMHLS4DG2TU159116/9e2b751b448d59625e0b05a434e1419a.jpg", "https://vehicle-images.carscommerce.inc/be1d-110013116/KMHLS4DG2TU159116/f972623731b90fb432c6a1787083184c.jpg", "https://vehicle-images.carscommerce.inc/26a3-110013116/KMHLS4DG2TU159116/832c226b8e1ac73017843eedb033934d.jpg", "https://vehicle-images.carscommerce.inc/8d16-110013116/KMHLS4DG2TU159116/ff2e63237232e51c9057c01cc6f2c4ea.jpg", "https://vehicle-images.carscommerce.inc/104d-110013116/KMHLS4DG2TU159116/cf1b3d9bc270caf2b442d793199bb6fd.jpg", "https://vehicle-images.carscommerce.inc/3230-110013116/KMHLS4DG2TU159116/bac0c47f6f8582631231db74574e9504.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG2TU159116.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg2tu159116/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg2tu159116/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG2TU159116.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG2TU159116.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG2TU159116.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg2tu159116/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260676, VIN KMHLS4DG2TU159116. Advertised price: $24,370. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,370"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24370.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG2TU159116_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24370.0, "price_incl_doc": 24370.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 506.51, "amount_financed": 25893.13, "sales_tax": 1523.13, "total_of_payments": 30390.45, "finance_charge": 4497.32, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260676, VIN KMHLS4DG2TU159116. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,370, before any dealer documentation fee. Amount financed $25,893, including $1,523 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,390. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG2TU159116_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 441, "unit": "per_month", "display": "$441/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24370.0, "price_incl_doc": 24370.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 441.33, "amount_financed": 25893.13, "sales_tax": 1523.13, "total_of_payments": 31775.6, "finance_charge": 5882.47, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260676, VIN KMHLS4DG2TU159116. $441 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,370, before any dealer documentation fee. Amount financed $25,893, including $1,523 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,776. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG2TU159116_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 397, "unit": "per_month", "display": "$397/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24370.0, "price_incl_doc": 24370.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 7.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 397.03, "amount_financed": 25893.13, "sales_tax": 1523.13, "total_of_payments": 33350.37, "finance_charge": 7457.24, "per_1000_financed": 15.33, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260676, VIN KMHLS4DG2TU159116. $397 per month for 84 months at 7.49% APR, $0 cash down. Advertised price $24,370, before any dealer documentation fee. Amount financed $25,893, including $1,523 estimated sales tax at 6.25%. That is $15.33 per $1,000 financed. Total of payments $33,350. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG2TU159116_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 364, "unit": "per_month", "display": "$364/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 23957.0, "selling_price": 24370.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 363.61, "net_cap_cost": 25020.0, "residual_value": 14853.34, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 363.61, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 523.61}, "total_of_payments": 13104, "total_of_payments_unrounded": 13089.96}, "disclosure": "Estimated lease payment for stock #HD260676, VIN KMHLS4DG2TU159116. $364 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $524, made up of $364 first payment, $60 title, $100 registration. MSRP $23,957. Lease selling price $24,370. Net capitalized cost $25,020. Residual value $14,853, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,104. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG2TU159116_lease", "type": "lease", "label": "Lease", "headline": {"value": 270, "unit": "per_month", "display": "$270/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 23957.0, "selling_price": 24370.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 270.31, "net_cap_cost": 22021.0, "residual_value": 14853.34, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 270.31, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3429.31}, "total_of_payments": 9720, "total_of_payments_unrounded": 9731.16}, "disclosure": "Estimated lease payment for stock #HD260676, VIN KMHLS4DG2TU159116. $270 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,429, made up of $270 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $23,957. Lease selling price $24,370. Net capitalized cost $22,021. Residual value $14,853, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $9,720. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 104}}, {"vin": "3MVDMBBM9RM664727", "title": "2024 Mazda CX-30 Sport", "year": 2024, "make": "Mazda", "model": "CX-30", "trim": "Sport", "decoded_trim": "Select Sport Package", "condition": "used", "price": 21890.0, "msrp": 0.0, "sale_price": 21890.0, "currency": "USD", "mileage": 50869, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae-G 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "STK664727", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Mazda", "model": "CX-30", "year": 2024, "trim": "Select Sport Package", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-mazda-cx-30-2-5-s-select-sport-awd-4d-sport-utility-3mvdmbbm9rm664727/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-mazda-cx-30-2-5-s-select-sport-awd-4d-sport-utility-3mvdmbbm9rm664727/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3MVDMBBM9RM664727.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3MVDMBBM9RM664727.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3MVDMBBM9RM664727.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-mazda-cx-30-2-5-s-select-sport-awd-4d-sport-utility-3mvdmbbm9rm664727/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK664727, VIN 3MVDMBBM9RM664727. Advertised price: $21,890. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,890"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry", "Navigation System", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21890.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3MVDMBBM9RM664727_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 546, "unit": "per_month", "display": "$546/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21890.0, "price_incl_doc": 21890.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 546.11, "amount_financed": 23258.13, "sales_tax": 1368.13, "total_of_payments": 26213.34, "finance_charge": 2955.21, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK664727, VIN 3MVDMBBM9RM664727. $546 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,890, before any dealer documentation fee. Amount financed $23,258, including $1,368 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,213. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBBM9RM664727_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 455, "unit": "per_month", "display": "$455/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21890.0, "price_incl_doc": 21890.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 454.96, "amount_financed": 23258.13, "sales_tax": 1368.13, "total_of_payments": 27297.79, "finance_charge": 4039.66, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK664727, VIN 3MVDMBBM9RM664727. $455 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,890, before any dealer documentation fee. Amount financed $23,258, including $1,368 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,298. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBBM9RM664727_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 396, "unit": "per_month", "display": "$396/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21890.0, "price_incl_doc": 21890.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 396.42, "amount_financed": 23258.13, "sales_tax": 1368.13, "total_of_payments": 28541.98, "finance_charge": 5283.85, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK664727, VIN 3MVDMBBM9RM664727. $396 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,890, before any dealer documentation fee. Amount financed $23,258, including $1,368 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $28,542. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde4th696346/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJECDE4TH696346.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJECDE4TH696346.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJECDE4TH696346.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde4th696346/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,982. This offer applies to Stock #HD260714, VIN 5NMJECDE4TH696346. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,660. Advertised price: $39,678. Savings: $3,982, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,660"}, {"label": "Advertised price", "value": "$39,678"}, {"label": "Savings", "value": "$3,982, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,982", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39678.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJECDE4TH696346_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 703, "unit": "per_month", "display": "$703/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39678.0, "price_incl_doc": 39678.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 702.63, "amount_financed": 42157.88, "sales_tax": 2479.88, "total_of_payments": 42157.88, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260714, VIN 5NMJECDE4TH696346. $703 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,678, before any dealer documentation fee. Amount financed $42,158, including $2,480 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,158. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE4TH696346_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39678.0, "price_incl_doc": 39678.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 625.82, "amount_financed": 42157.88, "sales_tax": 2479.88, "total_of_payments": 52568.6, "finance_charge": 10410.72, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260714, VIN 5NMJECDE4TH696346. $626 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,678, before any dealer documentation fee. Amount financed $42,158, including $2,480 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,569. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE4TH696346_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43660.0, "selling_price": 39678.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 498.73, "net_cap_cost": 40328.0, "residual_value": 27069.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 498.73, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 658.73}, "total_of_payments": 17964, "total_of_payments_unrounded": 17954.28}, "disclosure": "Estimated lease payment for stock #HD260714, VIN 5NMJECDE4TH696346. $499 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $659, made up of $499 first payment, $60 title, $100 registration. MSRP $43,660. Lease selling price $39,678. Net capitalized cost $40,328. Residual value $27,069, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,964. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE4TH696346_lease", "type": "lease", "label": "Lease", "headline": {"value": 405, "unit": "per_month", "display": "$405/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43660.0, "selling_price": 39678.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 405.44, "net_cap_cost": 37329.0, "residual_value": 27069.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 405.44, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3564.44}, "total_of_payments": 14580, "total_of_payments_unrounded": 14595.84}, "disclosure": "Estimated lease payment for stock #HD260714, VIN 5NMJECDE4TH696346. $405 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,564, made up of $405 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $43,660. Lease selling price $39,678. Net capitalized cost $37,329. Residual value $27,069, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,580. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 110}}, {"vin": "KMHLM4DG8TU223346", "title": "2026 Hyundai Elantra Sport", "year": 2026, "make": "Hyundai", "model": "Elantra", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "used", "price": 23404.0, "msrp": 0.0, "sale_price": 23510.0, "currency": "USD", "mileage": 10, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "HD260948", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/1ca6-110013116/KMHLM4DG8TU223346/50dcf98f69db052349c7b2db69622c08.jpg", "images": ["https://vehicle-images.carscommerce.inc/1ca6-110013116/KMHLM4DG8TU223346/50dcf98f69db052349c7b2db69622c08.jpg", "https://vehicle-images.carscommerce.inc/db2c-110013116/KMHLM4DG8TU223346/c8c129201f2b8bee4b2902a8f69d3ec2.jpg", "https://vehicle-images.carscommerce.inc/7440-110013116/KMHLM4DG8TU223346/7d926c2f98253b180688a505381e73b3.jpg", "https://vehicle-images.carscommerce.inc/8a3d-110013116/KMHLM4DG8TU223346/ae7051a1f5a7481ce5e04956778e96dc.jpg", "https://vehicle-images.carscommerce.inc/af2f-110013116/KMHLM4DG8TU223346/1f20da061829550e338cad9383d493f5.jpg", "https://vehicle-images.carscommerce.inc/e5ae-110013116/KMHLM4DG8TU223346/c3203f73fd33aae62ec1a6f84af937df.jpg", "https://vehicle-images.carscommerce.inc/e853-110013116/KMHLM4DG8TU223346/fe962ed32317ddd64d2a781760bfb1f5.jpg", "https://vehicle-images.carscommerce.inc/1f3a-110013116/KMHLM4DG8TU223346/7792dd180b6d08af59f86117e5cc1f8c.jpg", "https://vehicle-images.carscommerce.inc/df38-110013116/KMHLM4DG8TU223346/c550a574b1f174b8f00ee967c4dcb351.jpg", "https://vehicle-images.carscommerce.inc/a93f-110013116/KMHLM4DG8TU223346/2f05b9686b52f42282c6d01cae736a94.jpg", "https://vehicle-images.carscommerce.inc/b998-110013116/KMHLM4DG8TU223346/55f64a1efdd9e3dec8e03975767be81c.jpg", "https://vehicle-images.carscommerce.inc/75bf-110013116/KMHLM4DG8TU223346/500bf3e91374378686777fc59d84d24e.jpg", "https://vehicle-images.carscommerce.inc/2571-110013116/KMHLM4DG8TU223346/e6ab741b22696a643a2ae5a4a71c880f.jpg", "https://vehicle-images.carscommerce.inc/e3b8-110013116/KMHLM4DG8TU223346/c21a9f7b90c4c56caf1d899694220629.jpg", "https://vehicle-images.carscommerce.inc/cee2-110013116/KMHLM4DG8TU223346/fa24ecbe3d49dd586303e7752d08a84b.jpg", "https://vehicle-images.carscommerce.inc/aaab-110013116/KMHLM4DG8TU223346/16d3a0d4f38eea9f99872cff5113527e.jpg", "https://vehicle-images.carscommerce.inc/f663-110013116/KMHLM4DG8TU223346/061069393501cd0d492a0dea81ab6f02.jpg", "https://vehicle-images.carscommerce.inc/b99f-110013116/KMHLM4DG8TU223346/4b7b269c89e59c7a719e7df5a1697a95.jpg", "https://vehicle-images.carscommerce.inc/6b8a-110013116/KMHLM4DG8TU223346/60fccb0eafd866e61ecd2cf9b479e195.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG8TU223346.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg8tu223346/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg8tu223346/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG8TU223346.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG8TU223346.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG8TU223346.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg8tu223346/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260948, VIN KMHLM4DG8TU223346. Advertised price: $23,404. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,404"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23404.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG8TU223346_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 584, "unit": "per_month", "display": "$584/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23404.0, "price_incl_doc": 23404.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 583.88, "amount_financed": 24866.75, "sales_tax": 1462.75, "total_of_payments": 28026.35, "finance_charge": 3159.6, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260948, VIN KMHLM4DG8TU223346. $584 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,404, before any dealer documentation fee. Amount financed $24,867, including $1,463 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,026. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG8TU223346_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 486, "unit": "per_month", "display": "$486/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23404.0, "price_incl_doc": 23404.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 486.43, "amount_financed": 24866.75, "sales_tax": 1462.75, "total_of_payments": 29185.8, "finance_charge": 4319.05, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260948, VIN KMHLM4DG8TU223346. $486 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,404, before any dealer documentation fee. Amount financed $24,867, including $1,463 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,186. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG8TU223346_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 424, "unit": "per_month", "display": "$424/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23404.0, "price_incl_doc": 23404.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 423.83, "amount_financed": 24866.75, "sales_tax": 1462.75, "total_of_payments": 30516.05, "finance_charge": 5649.3, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260948, VIN KMHLM4DG8TU223346. $424 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,404, before any dealer documentation fee. Amount financed $24,867, including $1,463 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,516. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-volkswagen-atlas-2-0t-sel-premium-r-line-awd-4d-sport-utility-1v2fn2ca8tc523649/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1V2FN2CA8TC523649.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1V2FN2CA8TC523649.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1V2FN2CA8TC523649.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-volkswagen-atlas-2-0t-sel-premium-r-line-awd-4d-sport-utility-1v2fn2ca8tc523649/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1006, VIN 1V2FN2CA8TC523649. Advertised price: $51,533. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$51,533"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51533.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2FN2CA8TC523649_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1286, "unit": "per_month", "display": "$1,286/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51533.0, "price_incl_doc": 51533.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1285.64, "amount_financed": 54753.81, "sales_tax": 3220.81, "total_of_payments": 61710.9, "finance_charge": 6957.09, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1006, VIN 1V2FN2CA8TC523649. $1,286 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $51,533, before any dealer documentation fee. Amount financed $54,754, including $3,221 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $61,711. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2FN2CA8TC523649_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1071, "unit": "per_month", "display": "$1,071/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51533.0, "price_incl_doc": 51533.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1071.06, "amount_financed": 54753.81, "sales_tax": 3220.81, "total_of_payments": 64263.88, "finance_charge": 9510.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1006, VIN 1V2FN2CA8TC523649. $1,071 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $51,533, before any dealer documentation fee. Amount financed $54,754, including $3,221 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $64,264. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2FN2CA8TC523649_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 933, "unit": "per_month", "display": "$933/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51533.0, "price_incl_doc": 51533.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 933.24, "amount_financed": 54753.81, "sales_tax": 3220.81, "total_of_payments": 67192.93, "finance_charge": 12439.12, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1006, VIN 1V2FN2CA8TC523649. $933 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $51,533, before any dealer documentation fee. Amount financed $54,754, including $3,221 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $67,193. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-s-carbon-edition-awd-4d-sport-utility-jm3kfbcmxs0686933/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KFBCMXS0686933.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBCMXS0686933.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBCMXS0686933.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-s-carbon-edition-awd-4d-sport-utility-jm3kfbcmxs0686933/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0864, VIN JM3KFBCMXS0686933. Advertised price: $29,321. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,321"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29321.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCMXS0686933_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 732, "unit": "per_month", "display": "$732/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29321.0, "price_incl_doc": 29321.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 731.5, "amount_financed": 31153.56, "sales_tax": 1832.56, "total_of_payments": 35111.97, "finance_charge": 3958.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0864, VIN JM3KFBCMXS0686933. $732 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,321, before any dealer documentation fee. Amount financed $31,154, including $1,833 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,112. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCMXS0686933_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29321.0, "price_incl_doc": 29321.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 609.41, "amount_financed": 31153.56, "sales_tax": 1832.56, "total_of_payments": 36564.56, "finance_charge": 5411.0, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0864, VIN JM3KFBCMXS0686933. $609 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,321, before any dealer documentation fee. Amount financed $31,154, including $1,833 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,565. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCMXS0686933_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 531, "unit": "per_month", "display": "$531/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29321.0, "price_incl_doc": 29321.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 530.99, "amount_financed": 31153.56, "sales_tax": 1832.56, "total_of_payments": 38231.11, "finance_charge": 7077.55, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0864, VIN JM3KFBCMXS0686933. $531 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,321, before any dealer documentation fee. Amount financed $31,154, including $1,833 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,231. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/5NMP2DG10TH095047.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg10th095047/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,983. This offer applies to Stock #US28122, VIN 5NMP2DG10TH095047. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $42,690. Advertised price: $37,707. Savings: $4,983, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$42,690"}, {"label": "Advertised price", "value": "$37,707"}, {"label": "Savings", "value": "$4,983, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,983", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Remote Start", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37707.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG10TH095047_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 668, "unit": "per_month", "display": "$668/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37707.0, "price_incl_doc": 37707.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 667.73, "amount_financed": 40063.69, "sales_tax": 2356.69, "total_of_payments": 40063.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US28122, VIN 5NMP2DG10TH095047. $668 per month for 60 months at 0% APR, $0 cash down. Advertised price $37,707, before any dealer documentation fee. Amount financed $40,064, including $2,357 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $40,064. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG10TH095047_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 595, "unit": "per_month", "display": "$595/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37707.0, "price_incl_doc": 37707.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 594.73, "amount_financed": 40063.69, "sales_tax": 2356.69, "total_of_payments": 49957.26, "finance_charge": 9893.57, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US28122, VIN 5NMP2DG10TH095047. $595 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $37,707, before any dealer documentation fee. Amount financed $40,064, including $2,357 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $49,957. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 86}}, {"vin": "KM8RKES26TU035390", "title": "2026 Hyundai PALISADE Limited", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 48531.0, "msrp": 53565.0, "sale_price": 50531.0, "currency": "USD", "mileage": 102, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260112X", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RKES26TU035390.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes26tu035390/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes26tu035390/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RKES26TU035390.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES26TU035390.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES26TU035390.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes26tu035390/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,034. This offer applies to Stock #HD260112X, VIN KM8RKES26TU035390. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,565. Advertised price: $48,531. Savings: $5,034, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,565"}, {"label": "Advertised price", "value": "$48,531"}, {"label": "Savings", "value": "$5,034, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,034", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48531.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RKES26TU035390_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 949, "unit": "per_month", "display": "$949/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48531.0, "price_incl_doc": 48531.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 949.4, "amount_financed": 51564.19, "sales_tax": 3033.19, "total_of_payments": 56964.02, "finance_charge": 5399.83, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260112X, VIN KM8RKES26TU035390. $949 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $48,531, before any dealer documentation fee. Amount financed $51,564, including $3,033 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $56,964. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RKES26TU035390_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 716, "unit": "per_month", "display": "$716/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48531.0, "price_incl_doc": 48531.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 716.17, "amount_financed": 51564.19, "sales_tax": 3033.19, "total_of_payments": 51564.19, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260112X, VIN KM8RKES26TU035390. $716 per month for 72 months at 0% APR, $0 cash down. Advertised price $48,531, before any dealer documentation fee. Amount financed $51,564, including $3,033 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $51,564. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 83}}, {"vin": "KM8RJES24TU038341", "title": "2026 XRT Pro", "year": 2026, "make": null, "model": null, "trim": "XRT Pro", "decoded_trim": "XRT Pro", "condition": "used", "price": 46965.0, "msrp": 0.0, "sale_price": null, "currency": "USD", "mileage": null, "exterior_color": null, "interior_color": null, "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 5, "seating_capacity": null, "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": null, "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": "Unknown", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/164b-110013116/KM8RJES24TU038341/641b278741c2b13f0ac2b3d5c2b6e088.jpg", "images": ["https://vehicle-images.carscommerce.inc/164b-110013116/KM8RJES24TU038341/641b278741c2b13f0ac2b3d5c2b6e088.jpg", "https://vehicle-images.carscommerce.inc/9e8d-110013116/KM8RJES24TU038341/0daf9d120032dac7329a5296efb8479c.jpg", "https://vehicle-images.carscommerce.inc/32a8-110013116/KM8RJES24TU038341/c39ccca8eef5f86f848d83acaa16b568.jpg", "https://vehicle-images.carscommerce.inc/4c2c-110013116/KM8RJES24TU038341/2e4949e348c8c6074a27c0287e15ed37.jpg", "https://vehicle-images.carscommerce.inc/edce-110013116/KM8RJES24TU038341/af16ac935bd0c4d6ec08ce3cac229336.jpg", "https://vehicle-images.carscommerce.inc/7791-110013116/KM8RJES24TU038341/a20b30f658c86ea44a085d7d997d5b00.jpg", "https://vehicle-images.carscommerce.inc/25b7-110013116/KM8RJES24TU038341/ec388019253eedad3da970c5d9e8d23d.jpg", "https://vehicle-images.carscommerce.inc/349d-110013116/KM8RJES24TU038341/0338a77f1fd29bda2350b10d9fcd4a50.jpg", "https://vehicle-images.carscommerce.inc/e87f-110013116/KM8RJES24TU038341/2069f4b68b4f662b6e051f3f971e1077.jpg", "https://vehicle-images.carscommerce.inc/e836-110013116/KM8RJES24TU038341/e7d7b38b73164f1a35c07967e01e9758.jpg", "https://vehicle-images.carscommerce.inc/1ed1-110013116/KM8RJES24TU038341/df1325194a6dc11a7a365975a8aea642.jpg", "https://vehicle-images.carscommerce.inc/9c1e-110013116/KM8RJES24TU038341/76e46bec1473d4d7053ab62ada5b7797.jpg", "https://vehicle-images.carscommerce.inc/9847-110013116/KM8RJES24TU038341/cd2bf94661eaa055ae7778649cdc2300.jpg", "https://vehicle-images.carscommerce.inc/433a-110013116/KM8RJES24TU038341/a5cbcce48a10a7942301727b8ee3e113.jpg", "https://vehicle-images.carscommerce.inc/345a-110013116/KM8RJES24TU038341/17a6d821e268c2aa843445c1b8a0a96f.jpg", "https://vehicle-images.carscommerce.inc/42f3-110013116/KM8RJES24TU038341/a8ed407412ad5bf45e5a5d88b81cb6f0.jpg", "https://vehicle-images.carscommerce.inc/f282-110013116/KM8RJES24TU038341/1ce45d7d36af31ea5624abf6408c5ee0.jpg", "https://vehicle-images.carscommerce.inc/256c-110013116/KM8RJES24TU038341/4f6d6302fee48ac40e6cfb902f5d87ad.jpg", "https://vehicle-images.carscommerce.inc/ebd9-110013116/KM8RJES24TU038341/c1ee02a76a35eeae48c9de35d6ed7875.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes24tu038341/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes24tu038341/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES24TU038341.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES24TU038341.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES24TU038341.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes24tu038341/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN KM8RJES24TU038341. Advertised price: $46,965. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,965"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46965.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES24TU038341_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1172, "unit": "per_month", "display": "$1,172/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46965.0, "price_incl_doc": 46965.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1171.68, "amount_financed": 49900.31, "sales_tax": 2935.31, "total_of_payments": 56240.71, "finance_charge": 6340.4, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KM8RJES24TU038341. $1,172 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $46,965, before any dealer documentation fee. Amount financed $49,900, including $2,935 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $56,241. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES24TU038341_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 976, "unit": "per_month", "display": "$976/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46965.0, "price_incl_doc": 46965.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 976.12, "amount_financed": 49900.31, "sales_tax": 2935.31, "total_of_payments": 58567.39, "finance_charge": 8667.08, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KM8RJES24TU038341. $976 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $46,965, before any dealer documentation fee. Amount financed $49,900, including $2,935 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $58,567. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES24TU038341_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 851, "unit": "per_month", "display": "$851/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46965.0, "price_incl_doc": 46965.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 850.51, "amount_financed": 49900.31, "sales_tax": 2935.31, "total_of_payments": 61236.8, "finance_charge": 11336.49, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KM8RJES24TU038341. $851 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,965, before any dealer documentation fee. Amount financed $49,900, including $2,935 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $61,237. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 79}}, {"vin": "1C4RJFBG4NC143718", "title": "2022 Jeep Grand Cherokee WK Limited", "year": 2022, "make": "Jeep", "model": "Grand Cherokee WK", "trim": "Limited", "decoded_trim": "Limited, Limited X", "condition": "used", "price": 29090.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 29929, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0919", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://ai.castlehyundaidownersgrove.com/v/1C4RJFBG4NC143718.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-jeep-grand-cherokee-wk-limited-4wd-4d-sport-utility-1c4rjfbg4nc143718/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Power Liftgate", "Power Seats", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29090.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJFBG4NC143718_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 726, "unit": "per_month", "display": "$726/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29090.0, "price_incl_doc": 29090.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 725.74, "amount_financed": 30908.13, "sales_tax": 1818.13, "total_of_payments": 34835.36, "finance_charge": 3927.23, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0919, VIN 1C4RJFBG4NC143718. $726 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,090, before any dealer documentation fee. Amount financed $30,908, including $1,818 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,835. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFBG4NC143718_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 605, "unit": "per_month", "display": "$605/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29090.0, "price_incl_doc": 29090.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 604.61, "amount_financed": 30908.13, "sales_tax": 1818.13, "total_of_payments": 36276.5, "finance_charge": 5368.37, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0919, VIN 1C4RJFBG4NC143718. $605 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,090, before any dealer documentation fee. Amount financed $30,908, including $1,818 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,276. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJFBG4NC143718_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 527, "unit": "per_month", "display": "$527/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29090.0, "price_incl_doc": 29090.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 526.8, "amount_financed": 30908.13, "sales_tax": 1818.13, "total_of_payments": 37929.92, "finance_charge": 7021.79, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0919, VIN 1C4RJFBG4NC143718. $527 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,090, before any dealer documentation fee. Amount financed $30,908, including $1,818 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,930. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #7YAKNDDC3TY065283, VIN 7YAKNDDC3TY065283. Advertised price: $46,003. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,003"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46003.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7YAKNDDC3TY065283_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 679, "unit": "per_month", "display": "$679/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46003.0, "price_incl_doc": 46003.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 678.86, "amount_financed": 48878.19, "sales_tax": 2875.19, "total_of_payments": 48878.19, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #7YAKNDDC3TY065283, VIN 7YAKNDDC3TY065283. $679 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,003, before any dealer documentation fee. Amount financed $48,878, including $2,875 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $48,878. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDC3TY065283_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 655, "unit": "per_month", "display": "$655/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 46003.0, "selling_price": 46003.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 654.93, "net_cap_cost": 46653.0, "residual_value": 28521.86, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 654.93, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 814.93}, "total_of_payments": 23580, "total_of_payments_unrounded": 23577.48}, "disclosure": "Estimated lease payment for stock #7YAKNDDC3TY065283, VIN 7YAKNDDC3TY065283. $655 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $815, made up of $655 first payment, $60 title, $100 registration. MSRP $46,003. Lease selling price $46,003. Net capitalized cost $46,653. Residual value $28,522, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $23,580. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDC3TY065283_lease", "type": "lease", "label": "Lease", "headline": {"value": 562, "unit": "per_month", "display": "$562/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 46003.0, "selling_price": 46003.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 561.64, "net_cap_cost": 43654.0, "residual_value": 28521.86, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 561.64, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3720.64}, "total_of_payments": 20232, "total_of_payments_unrounded": 20219.04}, "disclosure": "Estimated lease payment for stock #7YAKNDDC3TY065283, VIN 7YAKNDDC3TY065283. $562 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,721, made up of $562 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $46,003. Lease selling price $46,003. Net capitalized cost $43,654. Residual value $28,522, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,232. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 110}}, {"vin": "1C4RJYB62N8721045", "title": "2022 Jeep Grand Cherokee 4xe", "year": 2022, "make": "Jeep", "model": "Grand Cherokee", "trim": "4xe", "decoded_trim": "Limited 4XE", "condition": "used", "price": 25410.0, "msrp": 0.0, "sale_price": 26833.0, "currency": "USD", "mileage": 42377, "exterior_color": "White", "interior_color": "Global Black", "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Plug-In Electric/Gas", "doors": 4, "seating_capacity": null, 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"https://www.castlehyundaidownersgrove.com/inventory/used-2022-jeep-grand-cherokee-4xe-4wd-4d-sport-utility-1c4rjyb62n8721045/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-jeep-grand-cherokee-4xe-4wd-4d-sport-utility-1c4rjyb62n8721045/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1C4RJYB62N8721045.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1C4RJYB62N8721045.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1C4RJYB62N8721045.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-jeep-grand-cherokee-4xe-4wd-4d-sport-utility-1c4rjyb62n8721045/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0991, VIN 1C4RJYB62N8721045. Advertised price: $25,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4RJYB62N8721045_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 634, "unit": "per_month", "display": "$634/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25410.0, "price_incl_doc": 25410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 633.93, "amount_financed": 26998.13, "sales_tax": 1588.13, "total_of_payments": 30428.55, "finance_charge": 3430.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0991, VIN 1C4RJYB62N8721045. $634 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,410, before any dealer documentation fee. Amount financed $26,998, including $1,588 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,429. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB62N8721045_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 528, "unit": "per_month", "display": "$528/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25410.0, "price_incl_doc": 25410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.12, "amount_financed": 26998.13, "sales_tax": 1588.13, "total_of_payments": 31687.38, "finance_charge": 4689.25, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0991, VIN 1C4RJYB62N8721045. $528 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,410, before any dealer documentation fee. Amount financed $26,998, including $1,588 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,687. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4RJYB62N8721045_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 460, "unit": "per_month", "display": "$460/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25410.0, "price_incl_doc": 25410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 460.16, "amount_financed": 26998.13, "sales_tax": 1588.13, "total_of_payments": 33131.64, "finance_charge": 6133.51, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0991, VIN 1C4RJYB62N8721045. $460 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,410, before any dealer documentation fee. Amount financed $26,998, including $1,588 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,132. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 85}}, {"vin": "1C4HJXDG3PW523519", "title": "2023 Jeep Wrangler S", "year": 2023, "make": "Jeep", "model": "Wrangler", "trim": "S", "decoded_trim": "Sport", "condition": "used", "price": 24925.0, "msrp": 0.0, "sale_price": 27308.0, "currency": "USD", "mileage": 54932, "exterior_color": "White", "interior_color": "Black", "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline/Mild Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "PDV0996", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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(MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/1C4HJXDG3PW523519.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-jeep-wrangler-sport-s-4wd-4d-sport-utility-1c4hjxdg3pw523519/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-jeep-wrangler-sport-s-4wd-4d-sport-utility-1c4hjxdg3pw523519/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1C4HJXDG3PW523519.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1C4HJXDG3PW523519.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1C4HJXDG3PW523519.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-jeep-wrangler-sport-s-4wd-4d-sport-utility-1c4hjxdg3pw523519/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0996, VIN 1C4HJXDG3PW523519. Advertised price: $24,925. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,925"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24925.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4HJXDG3PW523519_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 622, "unit": "per_month", "display": "$622/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24925.0, "price_incl_doc": 24925.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 621.83, "amount_financed": 26482.81, "sales_tax": 1557.81, "total_of_payments": 29847.75, "finance_charge": 3364.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0996, VIN 1C4HJXDG3PW523519. $622 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,925, before any dealer documentation fee. Amount financed $26,483, including $1,558 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,848. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXDG3PW523519_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 518, "unit": "per_month", "display": "$518/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24925.0, "price_incl_doc": 24925.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 518.04, "amount_financed": 26482.81, "sales_tax": 1557.81, "total_of_payments": 31082.55, "finance_charge": 4599.74, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0996, VIN 1C4HJXDG3PW523519. $518 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,925, before any dealer documentation fee. Amount financed $26,483, including $1,558 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,083. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4HJXDG3PW523519_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 451, "unit": "per_month", "display": "$451/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24925.0, "price_incl_doc": 24925.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 451.38, "amount_financed": 26482.81, "sales_tax": 1557.81, "total_of_payments": 32499.25, "finance_charge": 6016.44, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0996, VIN 1C4HJXDG3PW523519. $451 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,925, before any dealer documentation fee. Amount financed $26,483, including $1,558 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,499. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 86}}, {"vin": "KM8JBDD2XTU480462", "title": "2026 Hyundai TUCSON PLUG-IN HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON PLUG-IN HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 38348.0, "msrp": 42620.0, "sale_price": 39848.0, "currency": "USD", "mileage": 15, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Plug-In Electric/Gas", "doors": 4, "seating_capacity": 5, "engine": "1.6L I4 DGI Hybrid Turbocharged DOHC 16V LEV3-SULEV30", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "HD260944", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/1f20-110013116/KM8JBDD2XTU480462/0fb40f25087b1ee41134184c2a8bd31c.jpg", "images": ["https://vehicle-images.carscommerce.inc/1f20-110013116/KM8JBDD2XTU480462/0fb40f25087b1ee41134184c2a8bd31c.jpg", "https://vehicle-images.carscommerce.inc/9c18-110013116/KM8JBDD2XTU480462/41d384fef26ccfded14586f56efd67bd.jpg", "https://vehicle-images.carscommerce.inc/3978-110013116/KM8JBDD2XTU480462/38f05e76b6d4dd10643ac74f1c952ec9.jpg", "https://vehicle-images.carscommerce.inc/3f39-110013116/KM8JBDD2XTU480462/d05e4e138c9bfc5d44c2786717f99b0f.jpg", "https://vehicle-images.carscommerce.inc/bf55-110013116/KM8JBDD2XTU480462/a148adfe8d480a39758e810b3d3c99ee.png", "https://vehicle-images.carscommerce.inc/f719-110013116/KM8JBDD2XTU480462/61765f97f3ddeb908bf4ca0d88c2479c.jpg", "https://vehicle-images.carscommerce.inc/feb5-110013116/KM8JBDD2XTU480462/af83be65de6877c227d731540877ee26.jpg", "https://vehicle-images.carscommerce.inc/8b9a-110013116/KM8JBDD2XTU480462/4399e3c2b9979f930a19985327e6e2fe.png", "https://vehicle-images.carscommerce.inc/6d2c-110013116/KM8JBDD2XTU480462/da9a2698d3d2d016ffb0fb2a33200fa3.jpg", "https://vehicle-images.carscommerce.inc/f56b-110013116/KM8JBDD2XTU480462/424d5d8c681eceb1a296b985edd190e4.jpg", "https://vehicle-images.carscommerce.inc/b283-110013116/KM8JBDD2XTU480462/7d22a98f66a9f005706fac942e9efd8a.png", "https://vehicle-images.carscommerce.inc/5f53-110013116/KM8JBDD2XTU480462/e24bfe225ca9f767f6eaf1a5e1259769.jpg", "https://vehicle-images.carscommerce.inc/7fb6-110013116/KM8JBDD2XTU480462/1df5ccb381e3dfa51dd236c2da8d3402.jpg", "https://vehicle-images.carscommerce.inc/de86-110013116/KM8JBDD2XTU480462/51222fe1c802026a06c00cee638293ae.png", "https://vehicle-images.carscommerce.inc/382b-110013116/KM8JBDD2XTU480462/413dad408ca567b250254e5e3e76e7d8.jpg", "https://vehicle-images.carscommerce.inc/df2b-110013116/KM8JBDD2XTU480462/7388d92dc2a095ff469b659f0143ec00.jpg", "https://vehicle-images.carscommerce.inc/c52a-110013116/KM8JBDD2XTU480462/39b7784558364f86df7703ad86f92449.png", "https://vehicle-images.carscommerce.inc/e079-110013116/KM8JBDD2XTU480462/419547213799d414eac6841873de36fb.jpg", "https://vehicle-images.carscommerce.inc/ae32-110013116/KM8JBDD2XTU480462/b5114d819f7cac4eaf476798d67a20be.jpg", "https://vehicle-images.carscommerce.inc/b272-110013116/KM8JBDD2XTU480462/393296cbe543b417754eeffca19fdeda.png", "https://vehicle-images.carscommerce.inc/d897-110013116/KM8JBDD2XTU480462/8eeacbcf1f2250f1052bfb5ea70b45a8.jpg", "https://vehicle-images.carscommerce.inc/6ba9-110013116/KM8JBDD2XTU480462/6b53aee8a62a482cd5aa2d7d9cabfed4.jpg", "https://vehicle-images.carscommerce.inc/e44f-110013116/KM8JBDD2XTU480462/cc3f975b663c8fa2f858e92546f07f6d.png", "https://vehicle-images.carscommerce.inc/cb5b-110013116/KM8JBDD2XTU480462/84e006e12c7d162a7ab3d9a411f4e4aa.jpg", "https://vehicle-images.carscommerce.inc/eed0-110013116/KM8JBDD2XTU480462/6871536a669a6cb25bd86a89709efc4d.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Electric", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 42620.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8JBDD2XTU480462.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-plug-in-hybrid-sel-awd-4d-sport-utility-km8jbdd2xtu480462/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-plug-in-hybrid-sel-awd-4d-sport-utility-km8jbdd2xtu480462/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JBDD2XTU480462.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JBDD2XTU480462.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JBDD2XTU480462.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-plug-in-hybrid-sel-awd-4d-sport-utility-km8jbdd2xtu480462/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,272. This offer applies to Stock #HD260944, VIN KM8JBDD2XTU480462. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $42,620. Advertised price: $38,348. Savings: $4,272, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$42,620"}, {"label": "Advertised price", "value": "$38,348"}, {"label": "Savings", "value": "$4,272, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,272", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38348.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JBDD2XTU480462_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 679, "unit": "per_month", "display": "$679/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38348.0, "price_incl_doc": 38348.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Plug-in Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 679.08, "amount_financed": 40744.75, "sales_tax": 2396.75, "total_of_payments": 40744.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260944, VIN KM8JBDD2XTU480462. $679 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,348, before any dealer documentation fee. Amount financed $40,745, including $2,397 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $40,745. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JBDD2XTU480462_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 605, "unit": "per_month", "display": "$605/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38348.0, "price_incl_doc": 38348.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 604.84, "amount_financed": 40744.75, "sales_tax": 2396.75, "total_of_payments": 50806.5, "finance_charge": 10061.75, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260944, VIN KM8JBDD2XTU480462. $605 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,348, before any dealer documentation fee. Amount financed $40,745, including $2,397 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,806. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 81}}, {"vin": "5NMP24G12TH142160", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 41883.0, "msrp": null, "sale_price": 41883.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 37, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP24G12TH142160", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP24G12TH142160/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg", "images": ["https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP24G12TH142160/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP24G12TH142160.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-fwd-sport-utility-5nmp24g12th142160/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-fwd-sport-utility-5nmp24g12th142160/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP24G12TH142160.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP24G12TH142160.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP24G12TH142160.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-fwd-sport-utility-5nmp24g12th142160/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP24G12TH142160, VIN 5NMP24G12TH142160. Advertised price: $41,883. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$41,883"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41883.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP24G12TH142160_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 742, "unit": "per_month", "display": "$742/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41883.0, "price_incl_doc": 41883.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 741.68, "amount_financed": 44500.69, "sales_tax": 2617.69, "total_of_payments": 44500.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP24G12TH142160, VIN 5NMP24G12TH142160. $742 per month for 60 months at 0% APR, $0 cash down. Advertised price $41,883, before any dealer documentation fee. Amount financed $44,501, including $2,618 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $44,501. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP24G12TH142160_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 661, "unit": "per_month", "display": "$661/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41883.0, "price_incl_doc": 41883.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 660.59, "amount_financed": 44500.69, "sales_tax": 2617.69, "total_of_payments": 55489.96, "finance_charge": 10989.27, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP24G12TH142160, VIN 5NMP24G12TH142160. $661 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $41,883, before any dealer documentation fee. Amount financed $44,501, including $2,618 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $55,490. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 82}}, {"vin": "KMHLS4DG4TU146058", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 23998.0, "msrp": 26990.0, "sale_price": 24798.0, "currency": "USD", "mileage": 8, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28346", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/494c-110013116/KMHLS4DG4TU146058/960f21cdad785f6704a1035f2becbeeb.jpg", "images": ["https://vehicle-images.carscommerce.inc/494c-110013116/KMHLS4DG4TU146058/960f21cdad785f6704a1035f2becbeeb.jpg", "https://vehicle-images.carscommerce.inc/f350-110013116/KMHLS4DG4TU146058/6ae06b52f8ddd5e87ef529c6bbdbd55a.jpg", "https://vehicle-images.carscommerce.inc/2a1f-110013116/KMHLS4DG4TU146058/5d0006ceac634b8bbc8b934ed720c671.jpg", "https://vehicle-images.carscommerce.inc/aa43-110013116/KMHLS4DG4TU146058/51551d40737af653b641bcf48475a025.jpg", "https://vehicle-images.carscommerce.inc/1205-110013116/KMHLS4DG4TU146058/c6d0c4daeaaedc5ddd918111418136d4.png", "https://vehicle-images.carscommerce.inc/d0f2-110013116/KMHLS4DG4TU146058/822bfea8f68f17be72bfc1f1dbcc55a0.jpg", "https://vehicle-images.carscommerce.inc/393f-110013116/KMHLS4DG4TU146058/f3eaa19adb90e762538c4abe33745126.jpg", "https://vehicle-images.carscommerce.inc/1683-110013116/KMHLS4DG4TU146058/4d73abc772494bfbb761112ec6638b3d.png", "https://vehicle-images.carscommerce.inc/d36a-110013116/KMHLS4DG4TU146058/c1cff5a8a57a35de125f7502ebfe0454.jpg", "https://vehicle-images.carscommerce.inc/f36a-110013116/KMHLS4DG4TU146058/d84192bf0284ce5eccfd3867e7a8d7e2.jpg", "https://vehicle-images.carscommerce.inc/3f27-110013116/KMHLS4DG4TU146058/99363fa2acb3464f036a87343c6144b0.png", "https://vehicle-images.carscommerce.inc/7f42-110013116/KMHLS4DG4TU146058/9c7c9942e447f50aa917b521f7a1385d.jpg", "https://vehicle-images.carscommerce.inc/a544-110013116/KMHLS4DG4TU146058/889dc9e45f151b40c515e59b7ab40a0a.jpg", "https://vehicle-images.carscommerce.inc/385f-110013116/KMHLS4DG4TU146058/1d3d74497587bc11fa2f106b46946a24.png", "https://vehicle-images.carscommerce.inc/1fc0-110013116/KMHLS4DG4TU146058/0ee25f58263419d15958937df62b4fb3.jpg", "https://vehicle-images.carscommerce.inc/c19c-110013116/KMHLS4DG4TU146058/052bf5ad02a936b75b1dc48b000d4991.jpg", "https://vehicle-images.carscommerce.inc/2ea2-110013116/KMHLS4DG4TU146058/d6448b10dd6a60798fd6ce9e83361f25.png", "https://vehicle-images.carscommerce.inc/3d3d-110013116/KMHLS4DG4TU146058/0eac38cd6a0152bbee92a69a2de214fe.jpg", "https://vehicle-images.carscommerce.inc/1fd9-110013116/KMHLS4DG4TU146058/7225aacddae0b350827981ddcac6def8.jpg", "https://vehicle-images.carscommerce.inc/a922-110013116/KMHLS4DG4TU146058/b39ac1e5c697b9365b5db16868ae6a95.jpg", "https://vehicle-images.carscommerce.inc/491a-110013116/KMHLS4DG4TU146058/749a2885c4af68c3343b39c2bc91ca88.jpg", "https://vehicle-images.carscommerce.inc/8eb4-110013116/KMHLS4DG4TU146058/580c4fd42efd9540cb1b0830fc8d09b4.png", "https://vehicle-images.carscommerce.inc/371f-110013116/KMHLS4DG4TU146058/9e8453bc51fee1d8fe3ffc7239a1c545.jpg", "https://vehicle-images.carscommerce.inc/a401-110013116/KMHLS4DG4TU146058/578482a335bcde57c960add498203e2a.jpg", "https://vehicle-images.carscommerce.inc/8e8b-110013116/KMHLS4DG4TU146058/2e6bb90790367e6dd11cfbad75c4686a.jpg", "https://vehicle-images.carscommerce.inc/53e6-110013116/KMHLS4DG4TU146058/6bd4cb6812cc69b4deda31b7ce8954ea.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26990.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG4TU146058.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg4tu146058/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg4tu146058/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG4TU146058.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG4TU146058.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG4TU146058.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg4tu146058/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,992. This offer applies to Stock #28346, VIN KMHLS4DG4TU146058. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,990. Advertised price: $23,998. Savings: $2,992, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,990"}, {"label": "Advertised price", "value": "$23,998"}, {"label": "Savings", "value": "$2,992, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,992", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23998.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG4TU146058_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 464, "unit": "per_month", "display": "$464/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23998.0, "price_incl_doc": 23998.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 463.74, "amount_financed": 25497.88, "sales_tax": 1499.88, "total_of_payments": 27824.21, "finance_charge": 2326.33, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28346, VIN KMHLS4DG4TU146058. $464 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,998, before any dealer documentation fee. Amount financed $25,498, including $1,500 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,824. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG4TU146058_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 379, "unit": "per_month", "display": "$379/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23998.0, "price_incl_doc": 23998.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 378.51, "amount_financed": 25497.88, "sales_tax": 1499.88, "total_of_payments": 31794.48, "finance_charge": 6296.6, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28346, VIN KMHLS4DG4TU146058. $379 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,998, before any dealer documentation fee. Amount financed $25,498, including $1,500 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,794. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 82}}, {"vin": "2T2BAMCA7PC018668", "title": "2023 Lexus RX Luxury", "year": 2023, "make": "Lexus", "model": "RX", "trim": "Luxury", "decoded_trim": "350", "condition": "used", "price": 50198.0, "msrp": 0.0, "sale_price": 51568.0, "currency": "USD", "mileage": 45365, "exterior_color": "Blue", "interior_color": "Peppercorn", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.4L I4 PDI Turbocharged DOHC 16V LEV3-SULEV30 275hp", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 21, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "GD261272A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD261272A, VIN 2T2BAMCA7PC018668. Advertised price: $50,198. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,198"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50198.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2T2BAMCA7PC018668_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1252, "unit": "per_month", "display": "$1,252/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50198.0, "price_incl_doc": 50198.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1252.34, "amount_financed": 53335.38, "sales_tax": 3137.38, "total_of_payments": 60112.24, "finance_charge": 6776.86, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261272A, VIN 2T2BAMCA7PC018668. $1,252 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $50,198, before any dealer documentation fee. Amount financed $53,335, including $3,137 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $60,112. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T2BAMCA7PC018668_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1043, "unit": "per_month", "display": "$1,043/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50198.0, "price_incl_doc": 50198.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1043.32, "amount_financed": 53335.38, "sales_tax": 3137.38, "total_of_payments": 62599.09, "finance_charge": 9263.71, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261272A, VIN 2T2BAMCA7PC018668. $1,043 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $50,198, before any dealer documentation fee. Amount financed $53,335, including $3,137 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $62,599. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T2BAMCA7PC018668_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 909, "unit": "per_month", "display": "$909/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50198.0, "price_incl_doc": 50198.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 909.06, "amount_financed": 53335.38, "sales_tax": 3137.38, "total_of_payments": 65452.26, "finance_charge": 12116.88, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261272A, VIN 2T2BAMCA7PC018668. $909 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $50,198, before any dealer documentation fee. Amount financed $53,335, including $3,137 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $65,452. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260494, VIN 5NMP4DGL9TH191819. Advertised price: $44,298. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44298.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL9TH191819_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1105, "unit": "per_month", "display": "$1,105/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44298.0, "price_incl_doc": 44298.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1105.15, "amount_financed": 47066.63, "sales_tax": 2768.63, "total_of_payments": 53046.98, "finance_charge": 5980.35, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260494, VIN 5NMP4DGL9TH191819. $1,105 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $44,298, before any dealer documentation fee. Amount financed $47,067, including $2,769 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $53,047. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL9TH191819_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 921, "unit": "per_month", "display": "$921/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44298.0, "price_incl_doc": 44298.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 920.69, "amount_financed": 47066.63, "sales_tax": 2768.63, "total_of_payments": 55241.53, "finance_charge": 8174.9, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260494, VIN 5NMP4DGL9TH191819. $921 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $44,298, before any dealer documentation fee. Amount financed $47,067, including $2,769 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $55,242. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL9TH191819_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 802, "unit": "per_month", "display": "$802/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44298.0, "price_incl_doc": 44298.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 802.21, "amount_financed": 47066.63, "sales_tax": 2768.63, "total_of_payments": 57759.36, "finance_charge": 10692.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260494, VIN 5NMP4DGL9TH191819. $802 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $44,298, before any dealer documentation fee. Amount financed $47,067, including $2,769 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $57,759. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 19, "elapsed_ms": 79}}, {"vin": "5NMJE3DE1RH308014", "title": "2024 Hyundai Tucson Limited", "year": 2024, "make": "Hyundai", "model": "Tucson", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 26774.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 31759, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 25, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1022", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1022, VIN 5NMJE3DE1RH308014. Advertised price: $26,774. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,774"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26774.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJE3DE1RH308014_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 668, "unit": "per_month", "display": "$668/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26774.0, "price_incl_doc": 26774.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 667.96, "amount_financed": 28447.38, "sales_tax": 1673.38, "total_of_payments": 32061.94, "finance_charge": 3614.56, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1022, VIN 5NMJE3DE1RH308014. $668 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,774, before any dealer documentation fee. Amount financed $28,447, including $1,673 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,062. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJE3DE1RH308014_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 556, "unit": "per_month", "display": "$556/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26774.0, "price_incl_doc": 26774.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 556.47, "amount_financed": 28447.38, "sales_tax": 1673.38, "total_of_payments": 33388.34, "finance_charge": 4940.96, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1022, VIN 5NMJE3DE1RH308014. $556 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,774, before any dealer documentation fee. Amount financed $28,447, including $1,673 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,388. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJE3DE1RH308014_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 485, "unit": "per_month", "display": "$485/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26774.0, "price_incl_doc": 26774.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 484.86, "amount_financed": 28447.38, "sales_tax": 1673.38, "total_of_payments": 34910.13, "finance_charge": 6462.75, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1022, VIN 5NMJE3DE1RH308014. $485 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,774, before any dealer documentation fee. Amount financed $28,447, including $1,673 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,910. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 106}}, {"vin": "7MMVAADW9TN150493", "title": "2026 Mazda CX-50 Hybrid Premium", "year": 2026, "make": "Mazda", "model": "CX-50 Hybrid", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 35937.0, "msrp": 0.0, "sale_price": 36408.0, "currency": "USD", "mileage": 3145, "exterior_color": "Gray", "interior_color": "Red", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Continuously Variable (ECVT)", "mpg_city": 39, "mpg_hwy": 37, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0861", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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(MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-mazda-cx-50-hybrid-premium-awd-4d-sport-utility-7mmvaadw9tn150493/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-mazda-cx-50-hybrid-premium-awd-4d-sport-utility-7mmvaadw9tn150493/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7MMVAADW9TN150493.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7MMVAADW9TN150493.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7MMVAADW9TN150493.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-mazda-cx-50-hybrid-premium-awd-4d-sport-utility-7mmvaadw9tn150493/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0861, VIN 7MMVAADW9TN150493. Advertised price: $35,937. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,937"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Panoramic Sunroof", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35937.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7MMVAADW9TN150493_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 897, "unit": "per_month", "display": "$897/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35937.0, "price_incl_doc": 35937.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 896.56, "amount_financed": 38183.06, "sales_tax": 2246.06, "total_of_payments": 43034.65, "finance_charge": 4851.59, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0861, VIN 7MMVAADW9TN150493. $897 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,937, before any dealer documentation fee. Amount financed $38,183, including $2,246 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,035. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MMVAADW9TN150493_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 747, "unit": "per_month", "display": "$747/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35937.0, "price_incl_doc": 35937.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 746.92, "amount_financed": 38183.06, "sales_tax": 2246.06, "total_of_payments": 44814.99, "finance_charge": 6631.93, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0861, VIN 7MMVAADW9TN150493. $747 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,937, before any dealer documentation fee. Amount financed $38,183, including $2,246 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,815. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MMVAADW9TN150493_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 651, "unit": "per_month", "display": "$651/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35937.0, "price_incl_doc": 35937.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 650.8, "amount_financed": 38183.06, "sales_tax": 2246.06, "total_of_payments": 46857.59, "finance_charge": 8674.53, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0861, VIN 7MMVAADW9TN150493. $651 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,937, before any dealer documentation fee. Amount financed $38,183, including $2,246 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,858. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 16, "elapsed_ms": 62}}, {"vin": "5NMP2DG1XTH144559", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 43428.0, "msrp": null, "sale_price": 43428.0, "currency": "USD", "mileage": null, "exterior_color": "Atlantis Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP2DG1XTH144559", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP2DG1XTH144559/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg", "images": ["https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP2DG1XTH144559/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG1XTH144559.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg1xth144559/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg1xth144559/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG1XTH144559.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG1XTH144559.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG1XTH144559.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg1xth144559/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP2DG1XTH144559, VIN 5NMP2DG1XTH144559. Advertised price: $43,428. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,428"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43428.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG1XTH144559_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 769, "unit": "per_month", "display": "$769/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43428.0, "price_incl_doc": 43428.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 769.04, "amount_financed": 46142.25, "sales_tax": 2714.25, "total_of_payments": 46142.25, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG1XTH144559, VIN 5NMP2DG1XTH144559. $769 per month for 60 months at 0% APR, $0 cash down. Advertised price $43,428, before any dealer documentation fee. Amount financed $46,142, including $2,714 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $46,142. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG1XTH144559_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 685, "unit": "per_month", "display": "$685/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43428.0, "price_incl_doc": 43428.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 684.96, "amount_financed": 46142.25, "sales_tax": 2714.25, "total_of_payments": 57536.9, "finance_charge": 11394.65, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG1XTH144559, VIN 5NMP2DG1XTH144559. $685 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $43,428, before any dealer documentation fee. Amount financed $46,142, including $2,714 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $57,537. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 22, "elapsed_ms": 76}}, {"vin": "KMHLM4DG2TU240742", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 22638.0, "msrp": 25595.0, "sale_price": 26008.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 30, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "KMHLM4DG2TU240742", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/2b73-110013116/KMHLM4DG2TU240742/29a7676a4810bd3097418db9a5b36821.jpg", "images": ["https://vehicle-images.carscommerce.inc/2b73-110013116/KMHLM4DG2TU240742/29a7676a4810bd3097418db9a5b36821.jpg", "https://vehicle-images.carscommerce.inc/cbbe-110013116/KMHLM4DG2TU240742/8fa50c517bbb315a969bda08e6d4633f.jpg", "https://vehicle-images.carscommerce.inc/8adb-110013116/KMHLM4DG2TU240742/caca43bbbcac49bcf45bf3e712fe789f.jpg", "https://vehicle-images.carscommerce.inc/b321-110013116/KMHLM4DG2TU240742/12848f0cfe131943acc8b6fb116c6a83.jpg", "https://vehicle-images.carscommerce.inc/9a2c-110013116/KMHLM4DG2TU240742/d1993140e4c90e602b2a3319cc1e225f.jpg", "https://vehicle-images.carscommerce.inc/1255-110013116/KMHLM4DG2TU240742/78c19a0db3ed78767fe7fd87a0b0e599.png", "https://vehicle-images.carscommerce.inc/2980-110013116/KMHLM4DG2TU240742/f68765c6b35f7cefca2d579f1724194a.jpg", "https://vehicle-images.carscommerce.inc/7c5f-110013116/KMHLM4DG2TU240742/5392db03c5e91fdcb82e5ffcaafcdf94.jpg", "https://vehicle-images.carscommerce.inc/7185-110013116/KMHLM4DG2TU240742/c2fb13f121d935c08aee14e04e08d1a5.png", "https://vehicle-images.carscommerce.inc/5421-110013116/KMHLM4DG2TU240742/b1070b640102b795d08aa158090a1a14.jpg", "https://vehicle-images.carscommerce.inc/bf71-110013116/KMHLM4DG2TU240742/efa99ff413e3cd0e6502d92d6c6c6a36.jpg", "https://vehicle-images.carscommerce.inc/d2b0-110013116/KMHLM4DG2TU240742/23941e9fd6d0c8cc32e7fa3ae05c661b.png", "https://vehicle-images.carscommerce.inc/ebaa-110013116/KMHLM4DG2TU240742/3aab3c4768d6ce96c1cbe32f7dfe4cd0.jpg", "https://vehicle-images.carscommerce.inc/5e9e-110013116/KMHLM4DG2TU240742/a195b369a9912cdad7db394bbe948da8.jpg", "https://vehicle-images.carscommerce.inc/bdac-110013116/KMHLM4DG2TU240742/9c19183dabe32966bccdb87f2cb7d78e.png", "https://vehicle-images.carscommerce.inc/3888-110013116/KMHLM4DG2TU240742/7aacd9c2338e18f78d68e153485eacc3.jpg", "https://vehicle-images.carscommerce.inc/9fe8-110013116/KMHLM4DG2TU240742/69c6ca7e4ccc7dd34b17cb7a9706133f.jpg", "https://vehicle-images.carscommerce.inc/d022-110013116/KMHLM4DG2TU240742/794347f960439eaec10976fbd4e5e0de.png", "https://vehicle-images.carscommerce.inc/61f5-110013116/KMHLM4DG2TU240742/5778386a2573d76cbcbe5c41f28b80db.jpg", "https://vehicle-images.carscommerce.inc/17f4-110013116/KMHLM4DG2TU240742/0ddfc7cc713120f8b09f587e9d93aa32.jpg", "https://vehicle-images.carscommerce.inc/4ff0-110013116/KMHLM4DG2TU240742/614d8ea502676333f0b0de8046186abe.jpg", "https://vehicle-images.carscommerce.inc/1e23-110013116/KMHLM4DG2TU240742/51edc14753dd26dc9b171f352662393e.jpg", "https://vehicle-images.carscommerce.inc/8e84-110013116/KMHLM4DG2TU240742/7f7dd864bc501c9db729090be22be081.png", "https://vehicle-images.carscommerce.inc/eaef-110013116/KMHLM4DG2TU240742/12e2fe26499f9cf2e1cb6ab4c8a99ba9.jpg", "https://vehicle-images.carscommerce.inc/f659-110013116/KMHLM4DG2TU240742/61a49f85d9781fe152a7d6a3dbd73241.jpg", "https://vehicle-images.carscommerce.inc/786e-110013116/KMHLM4DG2TU240742/c72c7b0ca193b2373dfde3f3ef508fbe.jpg", "https://vehicle-images.carscommerce.inc/1ae6-110013116/KMHLM4DG2TU240742/447526cd029c9e1588ce10f6c0f1ba90.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25595.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG2TU240742.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dg2tu240742/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dg2tu240742/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG2TU240742.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG2TU240742.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG2TU240742.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dg2tu240742/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,957. This offer applies to Stock #KMHLM4DG2TU240742, VIN KMHLM4DG2TU240742. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,595. Advertised price: $22,638. Savings: $2,957, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,595"}, {"label": "Advertised price", "value": "$22,638"}, {"label": "Savings", "value": "$2,957, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,957", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Push Start", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22638.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG2TU240742_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 437, "unit": "per_month", "display": "$437/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22638.0, "price_incl_doc": 22638.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 437.46, "amount_financed": 24052.88, "sales_tax": 1414.88, "total_of_payments": 26247.37, "finance_charge": 2194.49, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLM4DG2TU240742, VIN KMHLM4DG2TU240742. $437 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $22,638, before any dealer documentation fee. Amount financed $24,053, including $1,415 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,247. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG2TU240742_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 357, "unit": "per_month", "display": "$357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22638.0, "price_incl_doc": 22638.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 357.06, "amount_financed": 24052.88, "sales_tax": 1414.88, "total_of_payments": 29992.64, "finance_charge": 5939.76, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLM4DG2TU240742, VIN KMHLM4DG2TU240742. $357 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $22,638, before any dealer documentation fee. Amount financed $24,053, including $1,415 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $29,993. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 109}}, {"vin": "5NMP2DG17TH142607", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 43498.0, "msrp": null, "sale_price": 43498.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP2DG17TH142607", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP2DG17TH142607/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg", "images": ["https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP2DG17TH142607/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG17TH142607.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg17th142607/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg17th142607/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG17TH142607.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG17TH142607.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG17TH142607.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg17th142607/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP2DG17TH142607, VIN 5NMP2DG17TH142607. Advertised price: $43,498. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,498"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43498.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG17TH142607_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 770, "unit": "per_month", "display": "$770/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43498.0, "price_incl_doc": 43498.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 770.28, "amount_financed": 46216.63, "sales_tax": 2718.63, "total_of_payments": 46216.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG17TH142607, VIN 5NMP2DG17TH142607. $770 per month for 60 months at 0% APR, $0 cash down. Advertised price $43,498, before any dealer documentation fee. Amount financed $46,217, including $2,719 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $46,217. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG17TH142607_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 686, "unit": "per_month", "display": "$686/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43498.0, "price_incl_doc": 43498.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.07, "amount_financed": 46216.63, "sales_tax": 2718.63, "total_of_payments": 57629.64, "finance_charge": 11413.01, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG17TH142607, VIN 5NMP2DG17TH142607. $686 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $43,498, before any dealer documentation fee. Amount financed $46,217, including $2,719 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $57,630. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 111}}, {"vin": "KM8HFCAB8TU419001", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 27626.0, "msrp": 29925.0, "sale_price": 28876.0, "currency": "USD", "mileage": 15, "exterior_color": "Blue", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "HD260480", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/a5b9-110013116/KM8HFCAB8TU419001/47e66b7521962ec7b6efd64e01347db8.jpg", "images": ["https://vehicle-images.carscommerce.inc/a5b9-110013116/KM8HFCAB8TU419001/47e66b7521962ec7b6efd64e01347db8.jpg", "https://vehicle-images.carscommerce.inc/d0a9-110013116/KM8HFCAB8TU419001/b8f533c5e22a6ad9757ec55f3f3a8362.jpg", "https://vehicle-images.carscommerce.inc/b984-110013116/KM8HFCAB8TU419001/60172ca839ced5da1ede5e2f10ee3dc8.jpg", "https://vehicle-images.carscommerce.inc/45b4-110013116/KM8HFCAB8TU419001/9869aed9aa79ef0e97d254a043823884.jpg", "https://vehicle-images.carscommerce.inc/fbe4-110013116/KM8HFCAB8TU419001/4e88c796f949b65fd1e06991a63b875c.jpg", "https://vehicle-images.carscommerce.inc/5a07-110013116/KM8HFCAB8TU419001/7656dc235dff6391d3cd293788cf2dc7.png", "https://vehicle-images.carscommerce.inc/28c9-110013116/KM8HFCAB8TU419001/435dd1c29dc1661198737889d7ad8c4e.jpg", "https://vehicle-images.carscommerce.inc/ad80-110013116/KM8HFCAB8TU419001/178946cd724c3e4240b896a195d802d0.jpg", "https://vehicle-images.carscommerce.inc/97fa-110013116/KM8HFCAB8TU419001/a7bbb5f96160e9827b82051457711906.png", "https://vehicle-images.carscommerce.inc/3bcc-110013116/KM8HFCAB8TU419001/0c737a66d1875fd8135e6b4a60d3636f.jpg", "https://vehicle-images.carscommerce.inc/96ba-110013116/KM8HFCAB8TU419001/6a599673c3cda664dfa58e845aa85478.jpg", "https://vehicle-images.carscommerce.inc/4a94-110013116/KM8HFCAB8TU419001/b902d8fc19079d79e69e52b21b75bb60.png", "https://vehicle-images.carscommerce.inc/d08c-110013116/KM8HFCAB8TU419001/e4c717e265cf6904d3f3a88658f093d7.jpg", "https://vehicle-images.carscommerce.inc/dad2-110013116/KM8HFCAB8TU419001/97996ec03c588027c37f6234469d64bb.jpg", "https://vehicle-images.carscommerce.inc/d324-110013116/KM8HFCAB8TU419001/6e90b90f6c2672411828a352adbe9118.png", "https://vehicle-images.carscommerce.inc/668a-110013116/KM8HFCAB8TU419001/1624398f45b6e096a587effb9b671e4e.jpg", "https://vehicle-images.carscommerce.inc/6396-110013116/KM8HFCAB8TU419001/c13cf8390fd2c76d4a9457368968b9ca.jpg", "https://vehicle-images.carscommerce.inc/4eb0-110013116/KM8HFCAB8TU419001/18cd59ffbc62589a69895f2a96fc2248.png", "https://vehicle-images.carscommerce.inc/7f88-110013116/KM8HFCAB8TU419001/ffbf8bfabb9733523f171469f54d7204.jpg", "https://vehicle-images.carscommerce.inc/96f4-110013116/KM8HFCAB8TU419001/f8a1dcdef5c3c2581ee3de327bbbfdc3.jpg", "https://vehicle-images.carscommerce.inc/fc66-110013116/KM8HFCAB8TU419001/36ab7884d95eaeb6a94566da03c46565.png", "https://vehicle-images.carscommerce.inc/9a4f-110013116/KM8HFCAB8TU419001/b5d1eda1d4a7234e6567601d59fa6e41.jpg", "https://vehicle-images.carscommerce.inc/d6c9-110013116/KM8HFCAB8TU419001/fad0873f632403cc6a53493142f0820d.jpg", "https://vehicle-images.carscommerce.inc/8297-110013116/KM8HFCAB8TU419001/2bc8ff1c5302aedb877c55ff831b2411.png", "https://vehicle-images.carscommerce.inc/a429-110013116/KM8HFCAB8TU419001/bac11a50ee1fb66403fbbc3f453a0ab6.jpg", "https://vehicle-images.carscommerce.inc/c0bf-110013116/KM8HFCAB8TU419001/c49010059a138fcb5720a588da88274f.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29925.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB8TU419001.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab8tu419001/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab8tu419001/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB8TU419001.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB8TU419001.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB8TU419001.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab8tu419001/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,299. This offer applies to Stock #HD260480, VIN KM8HFCAB8TU419001. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $29,925. Advertised price: $27,626. Savings: $2,299, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$29,925"}, {"label": "Advertised price", "value": "$27,626"}, {"label": "Savings", "value": "$2,299, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,299", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27626.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB8TU419001_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 534, "unit": "per_month", "display": "$534/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27626.0, "price_incl_doc": 27626.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 533.84, "amount_financed": 29352.63, "sales_tax": 1726.63, "total_of_payments": 32030.65, "finance_charge": 2678.02, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260480, VIN KM8HFCAB8TU419001. $534 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,626, before any dealer documentation fee. Amount financed $29,353, including $1,727 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,031. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB8TU419001_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 436, "unit": "per_month", "display": "$436/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27626.0, "price_incl_doc": 27626.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 435.73, "amount_financed": 29352.63, "sales_tax": 1726.63, "total_of_payments": 36601.15, "finance_charge": 7248.52, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260480, VIN KM8HFCAB8TU419001. $436 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,626, before any dealer documentation fee. Amount financed $29,353, including $1,727 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $36,601. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 15, "elapsed_ms": 48}}, {"vin": "KM8RFES24TU098749", "title": "2026 Hyundai PALISADE SE", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 40271.0, "msrp": 44155.0, "sale_price": 42271.0, "currency": "USD", "mileage": 130, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 8, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28640", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 20, "primary_image": "https://vehicle-images.carscommerce.inc/ceeb-110013116/KM8RFES24TU098749/505f59d0d63a68158ba665908a0c277e.jpg", "images": ["https://vehicle-images.carscommerce.inc/ceeb-110013116/KM8RFES24TU098749/505f59d0d63a68158ba665908a0c277e.jpg", "https://vehicle-images.carscommerce.inc/680e-110013116/KM8RFES24TU098749/dd427cf3fb0d6f61f7a86d0de3f01d7c.jpg", "https://vehicle-images.carscommerce.inc/f2fc-110013116/KM8RFES24TU098749/ad75cc572e870a10f0e47775d7059bf1.jpg", "https://vehicle-images.carscommerce.inc/f7a2-110013116/KM8RFES24TU098749/0dabfff73f17373de5dfdd72dbb69c69.jpg", "https://vehicle-images.carscommerce.inc/375a-110013116/KM8RFES24TU098749/c9afd33ddb559e1be2e5632581978314.jpg", "https://vehicle-images.carscommerce.inc/f284-110013116/KM8RFES24TU098749/9f68939e5513f2d8e6aee1974ef25943.png", "https://vehicle-images.carscommerce.inc/f118-110013116/KM8RFES24TU098749/8d7f5aa2a3acf35b64b19f297eff026f.jpg", "https://vehicle-images.carscommerce.inc/be0a-110013116/KM8RFES24TU098749/e00fff871fbf2d04f1b6fdcd0557bce4.jpg", "https://vehicle-images.carscommerce.inc/c479-110013116/KM8RFES24TU098749/3d20141e16ed1aace9af7e4adfa1788d.png", "https://vehicle-images.carscommerce.inc/9995-110013116/KM8RFES24TU098749/3c54858fae83efef7f88fa018051e544.jpg", "https://vehicle-images.carscommerce.inc/16d4-110013116/KM8RFES24TU098749/7df9b03d13c96ba80665ee2b5c5b4a26.jpg", "https://vehicle-images.carscommerce.inc/2715-110013116/KM8RFES24TU098749/9b1e7d4af5274606228b7041b8ae84f4.png", "https://vehicle-images.carscommerce.inc/b3fa-110013116/KM8RFES24TU098749/b449be78c225289d1970251df0fed9fb.jpg", "https://vehicle-images.carscommerce.inc/3745-110013116/KM8RFES24TU098749/40c40910f41afb573e9a71d20ff2c293.jpg", "https://vehicle-images.carscommerce.inc/fcd6-110013116/KM8RFES24TU098749/d14759f6c32fb476383b6f1a4ea5bcce.png", "https://vehicle-images.carscommerce.inc/bc02-110013116/KM8RFES24TU098749/7dc738abe399010889ae2e9dda0bb64c.jpg", "https://vehicle-images.carscommerce.inc/e358-110013116/KM8RFES24TU098749/7ae4301da35e41e48d86b69230903db0.jpg", "https://vehicle-images.carscommerce.inc/5b44-110013116/KM8RFES24TU098749/a68825282b0a1eb949bbdb8a7d08dd6c.png", "https://vehicle-images.carscommerce.inc/d355-110013116/KM8RFES24TU098749/7cb044be77474364c764cdb2ca06b3ce.jpg", "https://vehicle-images.carscommerce.inc/82e4-110013116/KM8RFES24TU098749/78fa4bd401e66cd7e2bfff9c4c941e52.png"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 44155.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RFES24TU098749.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-se-awd-4d-sport-utility-km8rfes24tu098749/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-se-awd-4d-sport-utility-km8rfes24tu098749/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RFES24TU098749.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RFES24TU098749.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RFES24TU098749.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-se-awd-4d-sport-utility-km8rfes24tu098749/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,884. This offer applies to Stock #28640, VIN KM8RFES24TU098749. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $44,155. Advertised price: $40,271. Savings: $3,884, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$44,155"}, {"label": "Advertised price", "value": "$40,271"}, {"label": "Savings", "value": "$3,884, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,884", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40271.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RFES24TU098749_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 788, "unit": "per_month", "display": "$788/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40271.0, "price_incl_doc": 40271.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 787.81, "amount_financed": 42787.94, "sales_tax": 2516.94, "total_of_payments": 47268.72, "finance_charge": 4480.78, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28640, VIN KM8RFES24TU098749. $788 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $40,271, before any dealer documentation fee. Amount financed $42,788, including $2,517 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $47,269. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RFES24TU098749_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 594, "unit": "per_month", "display": "$594/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40271.0, "price_incl_doc": 40271.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 594.28, "amount_financed": 42787.94, "sales_tax": 2516.94, "total_of_payments": 42787.94, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28640, VIN KM8RFES24TU098749. $594 per month for 72 months at 0% APR, $0 cash down. Advertised price $40,271, before any dealer documentation fee. Amount financed $42,788, including $2,517 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $42,788. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 20, "elapsed_ms": 63}}, {"vin": "KM8RMES27TU026952", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 52562.0, "msrp": 58725.0, "sale_price": 54562.0, "currency": "USD", "mileage": 229, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "27982", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes27tu026952/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes27tu026952/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES27TU026952.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES27TU026952.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES27TU026952.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes27tu026952/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,163. This offer applies to Stock #27982, VIN KM8RMES27TU026952. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,725. Advertised price: $52,562. Savings: $6,163, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,725"}, {"label": "Advertised price", "value": "$52,562"}, {"label": "Savings", "value": "$6,163, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,163", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52562.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES27TU026952_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1028, "unit": "per_month", "display": "$1,028/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52562.0, "price_incl_doc": 52562.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1028.26, "amount_financed": 55847.13, "sales_tax": 3285.13, "total_of_payments": 61695.47, "finance_charge": 5848.34, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #27982, VIN KM8RMES27TU026952. $1,028 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $52,562, before any dealer documentation fee. Amount financed $55,847, including $3,285 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $61,695. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES27TU026952_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 776, "unit": "per_month", "display": "$776/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52562.0, "price_incl_doc": 52562.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 775.65, "amount_financed": 55847.13, "sales_tax": 3285.13, "total_of_payments": 55847.13, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #27982, VIN KM8RMES27TU026952. $776 per month for 72 months at 0% APR, $0 cash down. Advertised price $52,562, before any dealer documentation fee. Amount financed $55,847, including $3,285 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $55,847. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 79}}, {"vin": "KM8RJES22TU045109", "title": "2026 Hyundai Palisade Pro", "year": 2026, "make": "Hyundai", "model": "Palisade", "trim": "Pro", "decoded_trim": "XRT Pro", "condition": "used", "price": 46393.0, "msrp": 0.0, "sale_price": 47183.0, "currency": "USD", "mileage": 16, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260132", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 18, "primary_image": "https://vehicle-images.carscommerce.inc/d19d-110013116/KM8RJES22TU045109/49aecd2ba36549df328ed1dbfd41dd27.jpg", "images": ["https://vehicle-images.carscommerce.inc/d19d-110013116/KM8RJES22TU045109/49aecd2ba36549df328ed1dbfd41dd27.jpg", "https://vehicle-images.carscommerce.inc/c6d0-110013116/KM8RJES22TU045109/4bf2b455b2e41c7ea448e3ef123bc39f.jpg", "https://vehicle-images.carscommerce.inc/e713-110013116/KM8RJES22TU045109/5a607c9822bda659d1e2fd3559f8034b.jpg", "https://vehicle-images.carscommerce.inc/1325-110013116/KM8RJES22TU045109/9de900786bf0f61fd7a5df71404f4275.jpg", "https://vehicle-images.carscommerce.inc/71b6-110013116/KM8RJES22TU045109/ff82d5c1478bc76b0f163150f93a6e3c.jpg", "https://vehicle-images.carscommerce.inc/4b32-110013116/KM8RJES22TU045109/ba32897e215b0216cd4723c5a3a8bc2c.jpg", "https://vehicle-images.carscommerce.inc/95a2-110013116/KM8RJES22TU045109/df62707bed14ffa23837104223c59907.jpg", "https://vehicle-images.carscommerce.inc/5aed-110013116/KM8RJES22TU045109/a65254fb3fdb7be03785f15f8da0f1af.jpg", "https://vehicle-images.carscommerce.inc/e260-110013116/KM8RJES22TU045109/46138d1f283c6e36ff4c31c9bf701b89.jpg", "https://vehicle-images.carscommerce.inc/4f60-110013116/KM8RJES22TU045109/e9f9b3f43c842e8a0ec80cc9207cacac.jpg", "https://vehicle-images.carscommerce.inc/f38e-110013116/KM8RJES22TU045109/c195d8a1f91d9fb5f882e9835fe1bb64.jpg", "https://vehicle-images.carscommerce.inc/5cc4-110013116/KM8RJES22TU045109/540b12a52d1acd22b2b5c9156fbff2ae.jpg", "https://vehicle-images.carscommerce.inc/e610-110013116/KM8RJES22TU045109/b3b221d84666d6dc36ef6cbc6474c699.jpg", "https://vehicle-images.carscommerce.inc/e771-110013116/KM8RJES22TU045109/5e0a8c518526774959fedbedeb15c869.jpg", "https://vehicle-images.carscommerce.inc/415f-110013116/KM8RJES22TU045109/a2b9b07cb2977e74c99e0638efd85f8f.jpg", "https://vehicle-images.carscommerce.inc/d2de-110013116/KM8RJES22TU045109/aa4b5055ad1669807929de0a8a5ba327.jpg", "https://vehicle-images.carscommerce.inc/79b6-110013116/KM8RJES22TU045109/ff97abd93e3cc8fdbadaf0ab9bc05ab0.jpg", "https://vehicle-images.carscommerce.inc/3ced-110013116/KM8RJES22TU045109/587d7b02192aa0a627e769962c105488.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RJES22TU045109.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes22tu045109/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes22tu045109/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES22TU045109.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES22TU045109.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES22TU045109.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes22tu045109/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260132, VIN KM8RJES22TU045109. Advertised price: $46,393. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,393"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Navigation System"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46393.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES22TU045109_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1157, "unit": "per_month", "display": "$1,157/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46393.0, "price_incl_doc": 46393.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1157.41, "amount_financed": 49292.56, "sales_tax": 2899.56, "total_of_payments": 55555.74, "finance_charge": 6263.18, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260132, VIN KM8RJES22TU045109. $1,157 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $46,393, before any dealer documentation fee. Amount financed $49,293, including $2,900 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $55,556. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES22TU045109_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 964, "unit": "per_month", "display": "$964/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46393.0, "price_incl_doc": 46393.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 964.23, "amount_financed": 49292.56, "sales_tax": 2899.56, "total_of_payments": 57854.08, "finance_charge": 8561.52, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260132, VIN KM8RJES22TU045109. $964 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $46,393, before any dealer documentation fee. Amount financed $49,293, including $2,900 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $57,854. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES22TU045109_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 840, "unit": "per_month", "display": "$840/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46393.0, "price_incl_doc": 46393.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 840.15, "amount_financed": 49292.56, "sales_tax": 2899.56, "total_of_payments": 60490.98, "finance_charge": 11198.42, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260132, VIN KM8RJES22TU045109. $840 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,393, before any dealer documentation fee. Amount financed $49,293, including $2,900 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $60,491. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 108}}, {"vin": "KM8RMES25TU033026", "title": "2026 Hyundai Palisade Calligraphy", "year": 2026, "make": "Hyundai", "model": "Palisade", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "used", "price": 50998.0, "msrp": 0.0, "sale_price": 51402.0, "currency": "USD", "mileage": 6659, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "PHD0971", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES25TU033026.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes25tu033026/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes25tu033026/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES25TU033026.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES25TU033026.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES25TU033026.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes25tu033026/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0971, VIN KM8RMES25TU033026. Advertised price: $50,998. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,998"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50998.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES25TU033026_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1272, "unit": "per_month", "display": "$1,272/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50998.0, "price_incl_doc": 50998.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1272.3, "amount_financed": 54185.38, "sales_tax": 3187.38, "total_of_payments": 61070.25, "finance_charge": 6884.87, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0971, VIN KM8RMES25TU033026. $1,272 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $50,998, before any dealer documentation fee. Amount financed $54,185, including $3,187 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $61,070. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES25TU033026_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1060, "unit": "per_month", "display": "$1,060/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50998.0, "price_incl_doc": 50998.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1059.95, "amount_financed": 54185.38, "sales_tax": 3187.38, "total_of_payments": 63596.72, "finance_charge": 9411.34, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0971, VIN KM8RMES25TU033026. $1,060 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $50,998, before any dealer documentation fee. Amount financed $54,185, including $3,187 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $63,597. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES25TU033026_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 924, "unit": "per_month", "display": "$924/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50998.0, "price_incl_doc": 50998.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 923.55, "amount_financed": 54185.38, "sales_tax": 3187.38, "total_of_payments": 66495.36, "finance_charge": 12309.98, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0971, VIN KM8RMES25TU033026. $924 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $50,998, before any dealer documentation fee. Amount financed $54,185, including $3,187 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $66,495. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 103}}, {"vin": "5NMJBCDE7TH675158", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31838.0, "msrp": 35250.0, "sale_price": 32588.0, "currency": "USD", "mileage": 25, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28400", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/20fd-110013116/5NMJBCDE7TH675158/9d8576513db42feaca0e01287a68a7fd.jpg", "images": ["https://vehicle-images.carscommerce.inc/20fd-110013116/5NMJBCDE7TH675158/9d8576513db42feaca0e01287a68a7fd.jpg", "https://vehicle-images.carscommerce.inc/bf57-110013116/5NMJBCDE7TH675158/fdf892e261244193c7c57ded7e0e529c.jpg", "https://vehicle-images.carscommerce.inc/d9b0-110013116/5NMJBCDE7TH675158/20f23b136d468ee88865be8fcf1d2f69.jpg", "https://vehicle-images.carscommerce.inc/83ad-110013116/5NMJBCDE7TH675158/2cedc877e2e6e7f310980a0d8b26f2d2.jpg", "https://vehicle-images.carscommerce.inc/3a51-110013116/5NMJBCDE7TH675158/d2dd3ed4d32ad5ab912a1d8e6593815f.png", "https://vehicle-images.carscommerce.inc/515c-110013116/5NMJBCDE7TH675158/c5a732fdb1a39483792f7532de940f55.jpg", "https://vehicle-images.carscommerce.inc/6242-110013116/5NMJBCDE7TH675158/13ebc53800e7a841bbf8840e1628ddcd.jpg", "https://vehicle-images.carscommerce.inc/2c0e-110013116/5NMJBCDE7TH675158/e383bf8839ac9d08a8eea99150a55a93.png", "https://vehicle-images.carscommerce.inc/3064-110013116/5NMJBCDE7TH675158/4f4b3fdc051e1b4ed695497fb98b0493.jpg", "https://vehicle-images.carscommerce.inc/1427-110013116/5NMJBCDE7TH675158/e9d6877c964422b3b6f44b488cf60fbc.jpg", "https://vehicle-images.carscommerce.inc/dd08-110013116/5NMJBCDE7TH675158/c54f4b4c1b08a45d41cd55dfc81d6cfb.png", "https://vehicle-images.carscommerce.inc/a06e-110013116/5NMJBCDE7TH675158/cec9296c0ee8db79a43637db53d64841.jpg", "https://vehicle-images.carscommerce.inc/3b0b-110013116/5NMJBCDE7TH675158/8e3d49d3e59d3ecc084beb8bdc1eb788.jpg", "https://vehicle-images.carscommerce.inc/7463-110013116/5NMJBCDE7TH675158/569c1d28d903df3546ac6e269d4c0a96.png", "https://vehicle-images.carscommerce.inc/d645-110013116/5NMJBCDE7TH675158/59144932f939f026abdff7127417dd48.jpg", "https://vehicle-images.carscommerce.inc/613e-110013116/5NMJBCDE7TH675158/abfa85d4aade74176f3f36015952ac3b.jpg", "https://vehicle-images.carscommerce.inc/fd11-110013116/5NMJBCDE7TH675158/df73a744d5925d71463a50da98a70885.png", "https://vehicle-images.carscommerce.inc/b712-110013116/5NMJBCDE7TH675158/752d388850ee1b77372830c81d6892ba.jpg", "https://vehicle-images.carscommerce.inc/a2be-110013116/5NMJBCDE7TH675158/98bcb43a3371bb8aef572a8569810b81.jpg", "https://vehicle-images.carscommerce.inc/1ca9-110013116/5NMJBCDE7TH675158/42b3037b491e071c66cd71ac52b3f2fb.jpg", "https://vehicle-images.carscommerce.inc/da7b-110013116/5NMJBCDE7TH675158/d66437ff8dc08020ef545486fea14a11.jpg", "https://vehicle-images.carscommerce.inc/c85f-110013116/5NMJBCDE7TH675158/5467e97e85f924edaa6a82326bf4844b.png", "https://vehicle-images.carscommerce.inc/b5c1-110013116/5NMJBCDE7TH675158/aaed1855ab0be8915ce6a5f887975aec.jpg", "https://vehicle-images.carscommerce.inc/52b6-110013116/5NMJBCDE7TH675158/ec5cadda617ddac84a0c3fb10e00fa10.jpg", "https://vehicle-images.carscommerce.inc/a70d-110013116/5NMJBCDE7TH675158/4e9c9fed2ac1b7086a8b0d161e43e788.jpg", "https://vehicle-images.carscommerce.inc/c80e-110013116/5NMJBCDE7TH675158/159c34ae08f2fd1c3ad21eefe5577b1b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35250.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE7TH675158.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th675158/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th675158/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE7TH675158.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH675158.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH675158.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th675158/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,412. This offer applies to Stock #28400, VIN 5NMJBCDE7TH675158. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,250. Advertised price: $31,838. Savings: $3,412, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,250"}, {"label": "Advertised price", "value": "$31,838"}, {"label": "Savings", "value": "$3,412, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,412", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31838.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE7TH675158_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 564, "unit": "per_month", "display": "$564/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31838.0, "price_incl_doc": 31838.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 563.8, "amount_financed": 33827.88, "sales_tax": 1989.88, "total_of_payments": 33827.88, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28400, VIN 5NMJBCDE7TH675158. $564 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,838, before any dealer documentation fee. Amount financed $33,828, including $1,990 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,828. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH675158_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 502, "unit": "per_month", "display": "$502/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31838.0, "price_incl_doc": 31838.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 502.16, "amount_financed": 33827.88, "sales_tax": 1989.88, "total_of_payments": 42181.54, "finance_charge": 8353.66, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28400, VIN 5NMJBCDE7TH675158. $502 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,838, before any dealer documentation fee. Amount financed $33,828, including $1,990 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $42,182. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH675158_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 400, "unit": "per_month", "display": "$400/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35250.0, "selling_price": 31838.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 400.43, "net_cap_cost": 32488.0, "residual_value": 21855.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 400.43, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 560.43}, "total_of_payments": 14400, "total_of_payments_unrounded": 14415.48}, "disclosure": "Estimated lease payment for stock #28400, VIN 5NMJBCDE7TH675158. $400 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $560, made up of $400 first payment, $60 title, $100 registration. MSRP $35,250. Lease selling price $31,838. Net capitalized cost $32,488. Residual value $21,855, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,400. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH675158_lease", "type": "lease", "label": "Lease", "headline": {"value": 307, "unit": "per_month", "display": "$307/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35250.0, "selling_price": 31838.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 307.14, "net_cap_cost": 29489.0, "residual_value": 21855.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 307.14, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3466.14}, "total_of_payments": 11052, "total_of_payments_unrounded": 11057.04}, "disclosure": "Estimated lease payment for stock #28400, VIN 5NMJBCDE7TH675158. $307 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,466, made up of $307 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,250. Lease selling price $31,838. Net capitalized cost $29,489. Residual value $21,855, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $11,052. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 117}}, {"vin": "5NMS3DAJ8NH430509", "title": "2022 Hyundai Santa Fe SEL", "year": 2022, "make": "Hyundai", "model": "Santa Fe", "trim": "SEL", "decoded_trim": "SEL w/ Premium Pkg", "condition": "used", "price": 23094.0, "msrp": 0.0, "sale_price": 23791.0, "currency": "USD", "mileage": 53579, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 22, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0471A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-hyundai-santa-fe-sel-awd-4d-sport-utility-5nms3daj8nh430509/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMS3DAJ8NH430509.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMS3DAJ8NH430509.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMS3DAJ8NH430509.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-hyundai-santa-fe-sel-awd-4d-sport-utility-5nms3daj8nh430509/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0471A, VIN 5NMS3DAJ8NH430509. Advertised price: $23,094. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,094"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Navigation System", "Panoramic Sunroof", "Power Seats", "Premium Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23094.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMS3DAJ8NH430509_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 576, "unit": "per_month", "display": "$576/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23094.0, "price_incl_doc": 23094.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 576.15, "amount_financed": 24537.38, "sales_tax": 1443.38, "total_of_payments": 27655.13, "finance_charge": 3117.75, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0471A, VIN 5NMS3DAJ8NH430509. $576 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,094, before any dealer documentation fee. Amount financed $24,537, including $1,443 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,655. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMS3DAJ8NH430509_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 480, "unit": "per_month", "display": "$480/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23094.0, "price_incl_doc": 23094.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 479.99, "amount_financed": 24537.38, "sales_tax": 1443.38, "total_of_payments": 28799.23, "finance_charge": 4261.85, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0471A, VIN 5NMS3DAJ8NH430509. $480 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,094, before any dealer documentation fee. Amount financed $24,537, including $1,443 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,799. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMS3DAJ8NH430509_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 418, "unit": "per_month", "display": "$418/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23094.0, "price_incl_doc": 23094.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 418.22, "amount_financed": 24537.38, "sales_tax": 1443.38, "total_of_payments": 30111.85, "finance_charge": 5574.47, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0471A, VIN 5NMS3DAJ8NH430509. $418 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,094, before any dealer documentation fee. Amount financed $24,537, including $1,443 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,112. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 96}}, {"vin": "5NMP5DGL1TH172582", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 45680.0, "msrp": 51785.0, "sale_price": 47180.0, "currency": "USD", "mileage": 11, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "28132", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/bddf-110013116/5NMP5DGL1TH172582/f275e53575f77a0735f5bad42eb6066e.jpg", "images": ["https://vehicle-images.carscommerce.inc/bddf-110013116/5NMP5DGL1TH172582/f275e53575f77a0735f5bad42eb6066e.jpg", "https://vehicle-images.carscommerce.inc/6965-110013116/5NMP5DGL1TH172582/26fcc6227ddf9598af65a4f1eb5db2c6.jpg", "https://vehicle-images.carscommerce.inc/e5e8-110013116/5NMP5DGL1TH172582/9016ba50256b18a63f754ef7e0382f21.jpg", "https://vehicle-images.carscommerce.inc/9347-110013116/5NMP5DGL1TH172582/eb94f3590e700a3f3a7e38ed76da3b8f.jpg", "https://vehicle-images.carscommerce.inc/d621-110013116/5NMP5DGL1TH172582/3fbd6d8506e70de16f57e96584dc8786.png", "https://vehicle-images.carscommerce.inc/feb5-110013116/5NMP5DGL1TH172582/634def20fca1a2f069fa306460244591.jpg", "https://vehicle-images.carscommerce.inc/d395-110013116/5NMP5DGL1TH172582/6f725e26ae2c2f4f7696c7b2e2d069ac.jpg", "https://vehicle-images.carscommerce.inc/a361-110013116/5NMP5DGL1TH172582/21ffe5f74223e93e2e6e1478443d6f9c.png", "https://vehicle-images.carscommerce.inc/59be-110013116/5NMP5DGL1TH172582/b34120dbb2e5ef6e0d86fd9d920623d1.jpg", "https://vehicle-images.carscommerce.inc/7f5d-110013116/5NMP5DGL1TH172582/1d31e676906e7898435d2e60a5895279.jpg", "https://vehicle-images.carscommerce.inc/b82e-110013116/5NMP5DGL1TH172582/03b0f42474d11a3ad77daae7f5ac6e0b.png", "https://vehicle-images.carscommerce.inc/ecd4-110013116/5NMP5DGL1TH172582/093e772564e2fd2a397569d5cb010b08.jpg", "https://vehicle-images.carscommerce.inc/519e-110013116/5NMP5DGL1TH172582/21e4184bdf509c45d83adeef79ae5821.jpg", "https://vehicle-images.carscommerce.inc/7706-110013116/5NMP5DGL1TH172582/ec009991b5fad52e753f599aba69edb9.png", "https://vehicle-images.carscommerce.inc/e4e5-110013116/5NMP5DGL1TH172582/7350ba19380667d6c66d4c3e40b79396.jpg", "https://vehicle-images.carscommerce.inc/3391-110013116/5NMP5DGL1TH172582/0b1f16383d71c4ab61321cae319cbd10.jpg", "https://vehicle-images.carscommerce.inc/d36b-110013116/5NMP5DGL1TH172582/1f6ce92e71b35b4f938b10d5c34e8930.png", "https://vehicle-images.carscommerce.inc/5269-110013116/5NMP5DGL1TH172582/cffc5ae189eb946caa00853a0e404421.jpg", "https://vehicle-images.carscommerce.inc/97e1-110013116/5NMP5DGL1TH172582/1c644e4f5874f8a0e3a1f0711ccfe6b5.jpg", "https://vehicle-images.carscommerce.inc/6e7a-110013116/5NMP5DGL1TH172582/38cd3eb9ea42cb824a7cff5f40c991cb.jpg", "https://vehicle-images.carscommerce.inc/839a-110013116/5NMP5DGL1TH172582/e599292e563c8b461d95b8cab69da74e.jpg", "https://vehicle-images.carscommerce.inc/49ab-110013116/5NMP5DGL1TH172582/9b1fac3d4346ac953e2277335b40be42.png", "https://vehicle-images.carscommerce.inc/f242-110013116/5NMP5DGL1TH172582/56a1ad99a6e59469c71683b3dbb160f5.jpg", "https://vehicle-images.carscommerce.inc/e3cd-110013116/5NMP5DGL1TH172582/18462651b493bb9056ef4258970d21f2.jpg", "https://vehicle-images.carscommerce.inc/776f-110013116/5NMP5DGL1TH172582/9b4b815a0d34a97629637e8ec01967e9.jpg", "https://vehicle-images.carscommerce.inc/da54-110013116/5NMP5DGL1TH172582/4ef018c289d72ca5c94bc9d1f6c6e861.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51785.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL1TH172582.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl1th172582/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl1th172582/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL1TH172582.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL1TH172582.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL1TH172582.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl1th172582/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,105. This offer applies to Stock #28132, VIN 5NMP5DGL1TH172582. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,785. Advertised price: $45,680. Savings: $6,105, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,785"}, {"label": "Advertised price", "value": "$45,680"}, {"label": "Savings", "value": "$6,105, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,105", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45680.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL1TH172582_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 809, "unit": "per_month", "display": "$809/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45680.0, "price_incl_doc": 45680.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 808.92, "amount_financed": 48535.0, "sales_tax": 2855.0, "total_of_payments": 48535.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28132, VIN 5NMP5DGL1TH172582. $809 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,680, before any dealer documentation fee. Amount financed $48,535, including $2,855 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $48,535. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL1TH172582_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 720, "unit": "per_month", "display": "$720/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45680.0, "price_incl_doc": 45680.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 720.48, "amount_financed": 48535.0, "sales_tax": 2855.0, "total_of_payments": 60520.53, "finance_charge": 11985.53, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28132, VIN 5NMP5DGL1TH172582. $720 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,680, before any dealer documentation fee. Amount financed $48,535, including $2,855 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,521. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL1TH172582_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 545, "unit": "per_month", "display": "$545/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51785.0, "selling_price": 45680.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 544.79, "net_cap_cost": 46330.0, "residual_value": 32106.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 544.79, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 704.79}, "total_of_payments": 19620, "total_of_payments_unrounded": 19612.44}, "disclosure": "Estimated lease payment for stock #28132, VIN 5NMP5DGL1TH172582. $545 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $705, made up of $545 first payment, $60 title, $100 registration. MSRP $51,785. Lease selling price $45,680. Net capitalized cost $46,330. Residual value $32,107, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $19,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL1TH172582_lease", "type": "lease", "label": "Lease", "headline": {"value": 452, "unit": "per_month", "display": "$452/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51785.0, "selling_price": 45680.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 451.5, "net_cap_cost": 43331.0, "residual_value": 32106.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 451.5, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3610.5}, "total_of_payments": 16272, "total_of_payments_unrounded": 16254.0}, "disclosure": "Estimated lease payment for stock #28132, VIN 5NMP5DGL1TH172582. $452 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,610, made up of $452 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,785. Lease selling price $45,680. Net capitalized cost $43,331. Residual value $32,107, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $16,272. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 107}}, {"vin": "1FMSK8DH4RGA54631", "title": "2024 Ford Explorer XLT", "year": 2024, "make": "Ford", "model": "Explorer", "trim": "XLT", "decoded_trim": "XLT", "condition": "used", "price": 33907.0, "msrp": 0.0, "sale_price": 35478.0, "currency": "USD", "mileage": 20885, "exterior_color": "Red", "interior_color": "Ebony/Light Slate", "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.3L EcoBoost I-4", "engine_displacement_l": 2.3, "engine_cylinders": 4, "transmission": "10-Speed Automatic", "mpg_city": 20, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "MD262609A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-ford-explorer-xlt-4wd-4d-sport-utility-1fmsk8dh4rga54631/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1FMSK8DH4RGA54631.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1FMSK8DH4RGA54631.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1FMSK8DH4RGA54631.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-ford-explorer-xlt-4wd-4d-sport-utility-1fmsk8dh4rga54631/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262609A, VIN 1FMSK8DH4RGA54631. Advertised price: $33,907. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,907"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Remote Start", "Sunroof / Moonroof", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33907.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FMSK8DH4RGA54631_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 846, "unit": "per_month", "display": "$846/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33907.0, "price_incl_doc": 33907.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 845.91, "amount_financed": 36026.19, "sales_tax": 2119.19, "total_of_payments": 40603.73, "finance_charge": 4577.54, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262609A, VIN 1FMSK8DH4RGA54631. $846 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,907, before any dealer documentation fee. Amount financed $36,026, including $2,119 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,604. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMSK8DH4RGA54631_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 705, "unit": "per_month", "display": "$705/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33907.0, "price_incl_doc": 33907.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 704.73, "amount_financed": 36026.19, "sales_tax": 2119.19, "total_of_payments": 42283.5, "finance_charge": 6257.31, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262609A, VIN 1FMSK8DH4RGA54631. $705 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,907, before any dealer documentation fee. Amount financed $36,026, including $2,119 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,284. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FMSK8DH4RGA54631_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 614, "unit": "per_month", "display": "$614/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33907.0, "price_incl_doc": 33907.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 614.04, "amount_financed": 36026.19, "sales_tax": 2119.19, "total_of_payments": 44210.72, "finance_charge": 8184.53, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262609A, VIN 1FMSK8DH4RGA54631. $614 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,907, before any dealer documentation fee. Amount financed $36,026, including $2,119 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,211. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 77}}, {"vin": "5NMP1DG12TH097417", "title": "2026 Hyundai Santa Fe Hybrid SE", "year": 2026, "make": "Hyundai", "model": "Santa Fe Hybrid", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 36208.0, "msrp": 0.0, "sale_price": 37744.0, "currency": "USD", "mileage": 5137, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1038", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/56c5-110013116/5NMP1DG12TH097417/3947c7599ea442191e665b7be2805ead.jpg", "images": ["https://vehicle-images.carscommerce.inc/56c5-110013116/5NMP1DG12TH097417/3947c7599ea442191e665b7be2805ead.jpg", "https://vehicle-images.carscommerce.inc/50b0-110013116/5NMP1DG12TH097417/849ea692dcb3dd4fb110f594be9f3779.jpg", "https://vehicle-images.carscommerce.inc/5e8c-110013116/5NMP1DG12TH097417/00149fe68fd3704feaaa51c7010cb683.jpg", "https://vehicle-images.carscommerce.inc/4683-110013116/5NMP1DG12TH097417/3d4bf48b9215634149a946201ad1c517.jpg", "https://vehicle-images.carscommerce.inc/f669-110013116/5NMP1DG12TH097417/8901d26f50ee7799b5bfafd14454f767.jpg", "https://vehicle-images.carscommerce.inc/4805-110013116/5NMP1DG12TH097417/46ccfe6b0cfe6f10b742be54c138f9b7.jpg", "https://vehicle-images.carscommerce.inc/a373-110013116/5NMP1DG12TH097417/fd2ef4eb5a794d6bd86eb77157896796.jpg", "https://vehicle-images.carscommerce.inc/6cd3-110013116/5NMP1DG12TH097417/4ac01bee04c86ef1d314cb0e8060e56d.jpg", "https://vehicle-images.carscommerce.inc/e3f4-110013116/5NMP1DG12TH097417/f029f72c496cc093e2e3ac5726d5dae5.jpg", "https://vehicle-images.carscommerce.inc/9965-110013116/5NMP1DG12TH097417/de23f58a8c541ac4c454b554b2ba60ce.jpg", "https://vehicle-images.carscommerce.inc/d87e-110013116/5NMP1DG12TH097417/0fd6322339f3c0e673f9bc4e805dc85a.jpg", "https://vehicle-images.carscommerce.inc/12bc-110013116/5NMP1DG12TH097417/84f21c396126ab627131eae22708148f.jpg", "https://vehicle-images.carscommerce.inc/fb02-110013116/5NMP1DG12TH097417/7599f30ed30c9026d0fbb0f1f95919b4.jpg", "https://vehicle-images.carscommerce.inc/3e6b-110013116/5NMP1DG12TH097417/f004a44451f95e26edf997fb692a3f9a.jpg", "https://vehicle-images.carscommerce.inc/aaf6-110013116/5NMP1DG12TH097417/6d4bd7c45e169f0a7a6eb65729148a82.jpg", "https://vehicle-images.carscommerce.inc/7afb-110013116/5NMP1DG12TH097417/d6e4553119d24bdcf95e8d1c82ce2b17.jpg", "https://vehicle-images.carscommerce.inc/a51a-110013116/5NMP1DG12TH097417/d7e6b3d594ef210468794a328a71ed63.jpg", "https://vehicle-images.carscommerce.inc/d27a-110013116/5NMP1DG12TH097417/6d21e1986943ef802d215fe7ba1582b8.jpg", "https://vehicle-images.carscommerce.inc/c8e9-110013116/5NMP1DG12TH097417/3ccaa3b4a5990300db07934dd62c16f6.jpg", "https://vehicle-images.carscommerce.inc/24c5-110013116/5NMP1DG12TH097417/791832bce8f7e573071ea84ace1f3b94.jpg", "https://vehicle-images.carscommerce.inc/34ab-110013116/5NMP1DG12TH097417/7f1d3468f0ce9b44c48800f4b271b759.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DG12TH097417.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg12th097417/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg12th097417/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG12TH097417.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG12TH097417.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG12TH097417.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg12th097417/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1038, VIN 5NMP1DG12TH097417. Advertised price: $36,208. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,208"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry", "Power Liftgate"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36208.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG12TH097417_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 903, "unit": "per_month", "display": "$903/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36208.0, "price_incl_doc": 36208.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 903.32, "amount_financed": 38471.0, "sales_tax": 2263.0, "total_of_payments": 43359.18, "finance_charge": 4888.18, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1038, VIN 5NMP1DG12TH097417. $903 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,208, before any dealer documentation fee. Amount financed $38,471, including $2,263 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,359. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG12TH097417_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 753, "unit": "per_month", "display": "$753/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36208.0, "price_incl_doc": 36208.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 752.55, "amount_financed": 38471.0, "sales_tax": 2263.0, "total_of_payments": 45152.95, "finance_charge": 6681.95, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1038, VIN 5NMP1DG12TH097417. $753 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,208, before any dealer documentation fee. Amount financed $38,471, including $2,263 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $45,153. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG12TH097417_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 656, "unit": "per_month", "display": "$656/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36208.0, "price_incl_doc": 36208.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 655.71, "amount_financed": 38471.0, "sales_tax": 2263.0, "total_of_payments": 47210.95, "finance_charge": 8739.95, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1038, VIN 5NMP1DG12TH097417. $656 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,208, before any dealer documentation fee. Amount financed $38,471, including $2,263 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $47,211. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 73}}, {"vin": "KM8RLES20TU136390", "title": "2026 Hyundai PALISADE 7P", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "7P", "decoded_trim": "SEL", "condition": "new", "price": 42887.0, "msrp": 46805.0, "sale_price": 47218.0, "currency": "USD", "mileage": null, "exterior_color": "Titan Charcoal Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "Regular Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RLES20TU136390", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/9bd7-110013116/KM8RLES20TU136390/32a896d3f1a18ae5370712d3d8d2235f.jpg", "images": ["https://vehicle-images.carscommerce.inc/9bd7-110013116/KM8RLES20TU136390/32a896d3f1a18ae5370712d3d8d2235f.jpg", "https://vehicle-images.carscommerce.inc/53e4-110013116/KM8RLES20TU136390/b198d6ddad8c227774cf615a58774775.jpg", "https://vehicle-images.carscommerce.inc/5673-110013116/KM8RLES20TU136390/f460f8707aee0cb18a90c43da3d346ab.jpg", "https://vehicle-images.carscommerce.inc/cfac-110013116/KM8RLES20TU136390/8d9c5b7b92d1462ee92cf5c2130f1fe2.jpg", "https://vehicle-images.carscommerce.inc/767c-110013116/KM8RLES20TU136390/bc30658f0c7bb6e2f53668a758c1cac1.jpg", "https://vehicle-images.carscommerce.inc/14fc-110013116/KM8RLES20TU136390/80c8837274905ea4156358353e6e22a1.png", "https://vehicle-images.carscommerce.inc/863c-110013116/KM8RLES20TU136390/86f3f770228f5889ed9336fb719745dc.jpg", "https://vehicle-images.carscommerce.inc/1375-110013116/KM8RLES20TU136390/f370b9d59fd9e21381bfad1eed2e7f58.jpg", "https://vehicle-images.carscommerce.inc/619a-110013116/KM8RLES20TU136390/c2739b35aa2014ca6aa3b0d001995dfb.png", "https://vehicle-images.carscommerce.inc/2dbf-110013116/KM8RLES20TU136390/8b4bd0c8afb93ffc4519dc076e069a6b.jpg", "https://vehicle-images.carscommerce.inc/4323-110013116/KM8RLES20TU136390/c81fbe1c199c5eb9cf16ff7009eb7d62.jpg", "https://vehicle-images.carscommerce.inc/e547-110013116/KM8RLES20TU136390/423ec593fb9793ac755e5670ce5cf2c7.png", "https://vehicle-images.carscommerce.inc/5855-110013116/KM8RLES20TU136390/fc5deed6b039fbf8a55af31e92091c9c.jpg", "https://vehicle-images.carscommerce.inc/2667-110013116/KM8RLES20TU136390/c91e40b2cad4b9ec39aa685c68dbe021.jpg", "https://vehicle-images.carscommerce.inc/6e6b-110013116/KM8RLES20TU136390/c019c9e6f3f7ef2b77280975225a3d96.png", "https://vehicle-images.carscommerce.inc/8d9f-110013116/KM8RLES20TU136390/76411a62719de34faf3545141e0e7533.jpg", "https://vehicle-images.carscommerce.inc/3a47-110013116/KM8RLES20TU136390/b2446451b5977f5aafa319c89d3b2bd9.jpg", "https://vehicle-images.carscommerce.inc/6dbe-110013116/KM8RLES20TU136390/0d3a08f3009d123669b1feb5ea6ab659.png", "https://vehicle-images.carscommerce.inc/f3cd-110013116/KM8RLES20TU136390/d8fd56e60ecada62d96ec5671a1528fc.jpg", "https://vehicle-images.carscommerce.inc/ecc3-110013116/KM8RLES20TU136390/17e8395d2d258f388b55f65ab39c4674.jpg", "https://vehicle-images.carscommerce.inc/f2ad-110013116/KM8RLES20TU136390/88832062b93314f29f1c48475f83d3fe.jpg", "https://vehicle-images.carscommerce.inc/71ba-110013116/KM8RLES20TU136390/dd8ab9bcadd26953325b1d7e4143b1df.jpg", "https://vehicle-images.carscommerce.inc/9746-110013116/KM8RLES20TU136390/b984a30f4bd7a6de6da1455cfb8464cb.png", "https://vehicle-images.carscommerce.inc/6b81-110013116/KM8RLES20TU136390/334c8314874041be2c25e74ade01b66c.jpg", "https://vehicle-images.carscommerce.inc/ee68-110013116/KM8RLES20TU136390/ee870ad746df4b7bc9235cf914bbbb73.jpg", "https://vehicle-images.carscommerce.inc/f5dc-110013116/KM8RLES20TU136390/48a3d2e77608b3a2f70003b0dc688e82.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 46805.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLES20TU136390.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-7p-awd-sport-utility-km8rles20tu136390/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-7p-awd-sport-utility-km8rles20tu136390/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLES20TU136390.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES20TU136390.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES20TU136390.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-7p-awd-sport-utility-km8rles20tu136390/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,918. This offer applies to Stock #KM8RLES20TU136390, VIN KM8RLES20TU136390. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $46,805. Advertised price: $42,887. Savings: $3,918, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$46,805"}, {"label": "Advertised price", "value": "$42,887"}, {"label": "Savings", "value": "$3,918, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,918", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42887.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLES20TU136390_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 839, "unit": "per_month", "display": "$839/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42887.0, "price_incl_doc": 42887.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 838.99, "amount_financed": 45567.44, "sales_tax": 2680.44, "total_of_payments": 50339.29, "finance_charge": 4771.85, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLES20TU136390, VIN KM8RLES20TU136390. $839 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $42,887, before any dealer documentation fee. Amount financed $45,567, including $2,680 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $50,339. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLES20TU136390_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42887.0, "price_incl_doc": 42887.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 632.88, "amount_financed": 45567.44, "sales_tax": 2680.44, "total_of_payments": 45567.44, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLES20TU136390, VIN KM8RLES20TU136390. $633 per month for 72 months at 0% APR, $0 cash down. Advertised price $42,887, before any dealer documentation fee. Amount financed $45,567, including $2,680 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $45,567. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 81}}, {"vin": "5XYZT3LB5HG405810", "title": "2017 Hyundai Santa Fe Sport Base", "year": 2017, "make": "Hyundai", "model": "Santa Fe Sport", "trim": "Base", "decoded_trim": "Base", "condition": "used", "price": 10912.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 114437, "exterior_color": "Red", "interior_color": "Beige", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.4L I4 DGI DOHC 16V", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 21, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1046A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5XYZT3LB5HG405810.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-hyundai-santa-fe-sport-2-4-base-fwd-4d-sport-utility-5xyzt3lb5hg405810/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-hyundai-santa-fe-sport-2-4-base-fwd-4d-sport-utility-5xyzt3lb5hg405810/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5XYZT3LB5HG405810.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5XYZT3LB5HG405810.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5XYZT3LB5HG405810.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-hyundai-santa-fe-sport-2-4-base-fwd-4d-sport-utility-5xyzt3lb5hg405810/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1046A, VIN 5XYZT3LB5HG405810. Advertised price: $10,912. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$10,912"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 10912.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYZT3LB5HG405810_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 272, "unit": "per_month", "display": "$272/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10912.0, "price_incl_doc": 10912.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 272.23, "amount_financed": 11594.0, "sales_tax": 682.0, "total_of_payments": 13067.15, "finance_charge": 1473.15, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1046A, VIN 5XYZT3LB5HG405810. $272 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $10,912, before any dealer documentation fee. Amount financed $11,594, including $682 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $13,067. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYZT3LB5HG405810_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 227, "unit": "per_month", "display": "$227/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10912.0, "price_incl_doc": 10912.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 226.8, "amount_financed": 11594.0, "sales_tax": 682.0, "total_of_payments": 13607.74, "finance_charge": 2013.74, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1046A, VIN 5XYZT3LB5HG405810. $227 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $10,912, before any dealer documentation fee. Amount financed $11,594, including $682 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $13,608. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYZT3LB5HG405810_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 198, "unit": "per_month", "display": "$198/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10912.0, "price_incl_doc": 10912.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 197.61, "amount_financed": 11594.0, "sales_tax": 682.0, "total_of_payments": 14227.96, "finance_charge": 2633.96, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1046A, VIN 5XYZT3LB5HG405810. $198 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $10,912, before any dealer documentation fee. Amount financed $11,594, including $682 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $14,228. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 61}}, {"vin": "KMHRC8A33TU477276", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 24666.0, "msrp": 24890.0, "sale_price": 24666.0, "currency": "USD", "mileage": 17, "exterior_color": "White", "interior_color": "Denim", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "HD261034", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/f680-110013116/KMHRC8A33TU477276/df72fa2d82b1e669e191e4ff1e96845b.jpg", "images": ["https://vehicle-images.carscommerce.inc/f680-110013116/KMHRC8A33TU477276/df72fa2d82b1e669e191e4ff1e96845b.jpg", "https://vehicle-images.carscommerce.inc/186c-110013116/KMHRC8A33TU477276/f2149d032855f28405d56a833490e226.jpg", "https://vehicle-images.carscommerce.inc/bd73-110013116/KMHRC8A33TU477276/e4d5b7ab1980638e461fecfe1af4526a.jpg", "https://vehicle-images.carscommerce.inc/61b8-110013116/KMHRC8A33TU477276/02c567209c5a4bccd605900a664cc5bf.jpg", "https://vehicle-images.carscommerce.inc/db66-110013116/KMHRC8A33TU477276/f40bbb9831336245e5d3896280e9c441.png", "https://vehicle-images.carscommerce.inc/7edd-110013116/KMHRC8A33TU477276/438c4883fb75bb16c0e824246fa4c6ba.jpg", "https://vehicle-images.carscommerce.inc/1c4b-110013116/KMHRC8A33TU477276/a9392e732e2db7d3828f6294cda59ad8.jpg", "https://vehicle-images.carscommerce.inc/be41-110013116/KMHRC8A33TU477276/0cd1c9ffa87c1997953917547a301e7b.png", "https://vehicle-images.carscommerce.inc/d09b-110013116/KMHRC8A33TU477276/aa9a38983d1df968932b0609cd315e8d.jpg", "https://vehicle-images.carscommerce.inc/6f71-110013116/KMHRC8A33TU477276/e112a9869c0661402aaf1e5188f191f2.jpg", "https://vehicle-images.carscommerce.inc/f62c-110013116/KMHRC8A33TU477276/76ee7abac858170a3f3ebfa808b210c2.png", "https://vehicle-images.carscommerce.inc/34af-110013116/KMHRC8A33TU477276/2978c8028adc248fbbeef06ce537618d.jpg", "https://vehicle-images.carscommerce.inc/d169-110013116/KMHRC8A33TU477276/0144c6ef5788962e3b09ce4ee564fffe.jpg", "https://vehicle-images.carscommerce.inc/8888-110013116/KMHRC8A33TU477276/4228ba75dc6dea4bf1a768cdfe9ce71e.png", "https://vehicle-images.carscommerce.inc/5d75-110013116/KMHRC8A33TU477276/6fe7a5eedf7880bc12132511628b5678.jpg", "https://vehicle-images.carscommerce.inc/2e94-110013116/KMHRC8A33TU477276/eae4e11d188ddc83dd9ea09ece9bfa95.jpg", "https://vehicle-images.carscommerce.inc/6719-110013116/KMHRC8A33TU477276/ceed6df0a02128ef07d082798bfef631.png", "https://vehicle-images.carscommerce.inc/8c78-110013116/KMHRC8A33TU477276/bafcbb1ee090adddeae1f3281345531e.jpg", "https://vehicle-images.carscommerce.inc/8f8a-110013116/KMHRC8A33TU477276/2f0ed9134bf026de6a7d122b5255b45c.jpg", "https://vehicle-images.carscommerce.inc/1b90-110013116/KMHRC8A33TU477276/6244353e476c41a890f4ce0436af8a9b.png", "https://vehicle-images.carscommerce.inc/66c5-110013116/KMHRC8A33TU477276/52120bc795cfca485d4c876d123c7ef5.jpg", "https://vehicle-images.carscommerce.inc/5fb0-110013116/KMHRC8A33TU477276/ad0fd86f1845787d7bf4332cdfefd057.jpg", "https://vehicle-images.carscommerce.inc/ca91-110013116/KMHRC8A33TU477276/b5de922966ec6fe2cbcab573f07023e7.png", "https://vehicle-images.carscommerce.inc/b187-110013116/KMHRC8A33TU477276/5b91d0f1ccc352ad2458c19b1fbca247.jpg", "https://vehicle-images.carscommerce.inc/6e71-110013116/KMHRC8A33TU477276/4c9c989800a877e3643bc4212be85941.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 24890.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A33TU477276.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a33tu477276/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a33tu477276/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A33TU477276.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A33TU477276.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A33TU477276.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a33tu477276/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $224. This offer applies to Stock #HD261034, VIN KMHRC8A33TU477276. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $24,890. Advertised price: $24,666. Savings: $224, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$24,890"}, {"label": "Advertised price", "value": "$24,666"}, {"label": "Savings", "value": "$224, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $224", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24666.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A33TU477276_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 500, "unit": "per_month", "display": "$500/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24666.0, "price_incl_doc": 24666.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 500.48, "amount_financed": 26207.63, "sales_tax": 1541.63, "total_of_payments": 30028.51, "finance_charge": 3820.88, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261034, VIN KMHRC8A33TU477276. $500 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,666, before any dealer documentation fee. Amount financed $26,208, including $1,542 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,029. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A33TU477276_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 389, "unit": "per_month", "display": "$389/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24666.0, "price_incl_doc": 24666.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 389.04, "amount_financed": 26207.63, "sales_tax": 1541.63, "total_of_payments": 32679.5, "finance_charge": 6471.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261034, VIN KMHRC8A33TU477276. $389 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,666, before any dealer documentation fee. Amount financed $26,208, including $1,542 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,680. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 66}}, {"vin": "KM8RHESA9TU092379", "title": "2026 Hyundai PALISADE HYBRID Premium", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Premium", "decoded_trim": "Blue SEL Premium FWD, SEL Premium AWD", "condition": "new", "price": 49281.0, "msrp": 51120.0, "sale_price": 50281.0, "currency": "USD", "mileage": 13, "exterior_color": "Green", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 8, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260935", "stock_status": "In Stock", "availability": "In 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"markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA9TU092379.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa9tu092379/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,839. This offer applies to Stock #HD260935, VIN KM8RHESA9TU092379. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,120. Advertised price: $49,281. Savings: $1,839, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,120"}, {"label": "Advertised price", "value": "$49,281"}, {"label": "Savings", "value": "$1,839, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,839", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49281.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA9TU092379_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 976, "unit": "per_month", "display": "$976/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49281.0, "price_incl_doc": 49281.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 975.93, "amount_financed": 52361.06, "sales_tax": 3080.06, "total_of_payments": 58555.81, "finance_charge": 6194.75, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260935, VIN KM8RHESA9TU092379. $976 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $49,281, before any dealer documentation fee. Amount financed $52,361, including $3,080 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $58,556. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA9TU092379_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 727, "unit": "per_month", "display": "$727/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49281.0, "price_incl_doc": 49281.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 727.24, "amount_financed": 52361.06, "sales_tax": 3080.06, "total_of_payments": 52361.06, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260935, VIN KM8RHESA9TU092379. $727 per month for 72 months at 0% APR, $0 cash down. Advertised price $49,281, before any dealer documentation fee. Amount financed $52,361, including $3,080 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $52,361. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg15th142649/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG15TH142649.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG15TH142649.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG15TH142649.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg15th142649/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,412. This offer applies to Stock #5NMP3DG15TH142649, VIN 5NMP3DG15TH142649. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,495. Advertised price: $47,083. Savings: $3,412, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,495"}, {"label": "Advertised price", "value": "$47,083"}, {"label": "Savings", "value": "$3,412, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,412", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47083.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG15TH142649_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 834, "unit": "per_month", "display": "$834/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47083.0, "price_incl_doc": 47083.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.76, "amount_financed": 50025.69, "sales_tax": 2942.69, "total_of_payments": 50025.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DG15TH142649, VIN 5NMP3DG15TH142649. $834 per month for 60 months at 0% APR, $0 cash down. Advertised price $47,083, before any dealer documentation fee. Amount financed $50,026, including $2,943 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $50,026. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG15TH142649_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 743, "unit": "per_month", "display": "$743/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47083.0, "price_incl_doc": 47083.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 742.61, "amount_financed": 50025.69, "sales_tax": 2942.69, "total_of_payments": 62379.34, "finance_charge": 12353.65, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DG15TH142649, VIN 5NMP3DG15TH142649. $743 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,083, before any dealer documentation fee. Amount financed $50,026, including $2,943 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,379. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 78}}, {"vin": "5NMP2DGL8VH238055", "title": "2027 Hyundai SANTA FE SEL", "year": 2027, "make": "Hyundai", "model": "SANTA FE", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 43098.0, "msrp": null, "sale_price": 43098.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Regular Gasoline I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP2DGL8VH238055", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/790b-110013116/5NMP2DGL8VH238055/3fe82001d0a695dc42dbf2009135ba8e.jpg", "images": ["https://vehicle-images.carscommerce.inc/790b-110013116/5NMP2DGL8VH238055/3fe82001d0a695dc42dbf2009135ba8e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2027, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DGL8VH238055.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-sel-awd-sport-utility-5nmp2dgl8vh238055/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-sel-awd-sport-utility-5nmp2dgl8vh238055/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DGL8VH238055.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL8VH238055.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL8VH238055.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-sel-awd-sport-utility-5nmp2dgl8vh238055/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP2DGL8VH238055, VIN 5NMP2DGL8VH238055. Advertised price: $43,098. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,098"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43098.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DGL8VH238055_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 763, "unit": "per_month", "display": "$763/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43098.0, "price_incl_doc": 43098.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 763.19, "amount_financed": 45791.63, "sales_tax": 2693.63, "total_of_payments": 45791.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DGL8VH238055, VIN 5NMP2DGL8VH238055. $763 per month for 60 months at 0% APR, $0 cash down. Advertised price $43,098, before any dealer documentation fee. Amount financed $45,792, including $2,694 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $45,792. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL8VH238055_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 680, "unit": "per_month", "display": "$680/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43098.0, "price_incl_doc": 43098.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 679.76, "amount_financed": 45791.63, "sales_tax": 2693.63, "total_of_payments": 57099.69, "finance_charge": 11308.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DGL8VH238055, VIN 5NMP2DGL8VH238055. $680 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $43,098, before any dealer documentation fee. Amount financed $45,792, including $2,694 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $57,100. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL8VH238055_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 615, "unit": "per_month", "display": "$615/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43098.0, "selling_price": 43098.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 614.85, "net_cap_cost": 43748.0, "residual_value": 26720.76, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 614.85, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 774.85}, "total_of_payments": 22140, "total_of_payments_unrounded": 22134.6}, "disclosure": "Estimated lease payment for stock #5NMP2DGL8VH238055, VIN 5NMP2DGL8VH238055. $615 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $775, made up of $615 first payment, $60 title, $100 registration. MSRP $43,098. Lease selling price $43,098. Net capitalized cost $43,748. Residual value $26,721, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $22,140. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL8VH238055_lease", "type": "lease", "label": "Lease", "headline": {"value": 522, "unit": "per_month", "display": "$522/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43098.0, "selling_price": 43098.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 521.56, "net_cap_cost": 40749.0, "residual_value": 26720.76, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 521.56, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3680.56}, "total_of_payments": 18792, "total_of_payments_unrounded": 18776.16}, "disclosure": "Estimated lease payment for stock #5NMP2DGL8VH238055, VIN 5NMP2DGL8VH238055. $522 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,681, made up of $522 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $43,098. Lease selling price $43,098. Net capitalized cost $40,749. Residual value $26,721, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,792. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 105}}, {"vin": "W1KAF4HB5PR141335", "title": "2023 Mercedes-Benz C-Class 300", "year": 2023, "make": "Mercedes-Benz", "model": "C-Class", "trim": "300", "decoded_trim": "C300 4MATIC", "condition": "used", "price": 32812.0, "msrp": 0.0, "sale_price": 33404.0, "currency": "USD", "mileage": 43073, "exterior_color": "White", "interior_color": "AMG Black", "drivetrain": "4MATIC\u00ae", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline/Mild Electric Hybrid", "doors": 4, 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"https://ai.castlehyundaidownersgrove.com/v/W1KAF4HB5PR141335.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mercedes-benz-c-class-c-300-4matic%c2%ae-4d-sedan-w1kaf4hb5pr141335/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260321A, VIN W1KAF4HB5PR141335. Advertised price: $32,812. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,812"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32812.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_W1KAF4HB5PR141335_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 819, "unit": "per_month", "display": "$819/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32812.0, "price_incl_doc": 32812.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 818.59, "amount_financed": 34862.75, "sales_tax": 2050.75, "total_of_payments": 39292.46, "finance_charge": 4429.71, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260321A, VIN W1KAF4HB5PR141335. $819 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,812, before any dealer documentation fee. Amount financed $34,863, including $2,051 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,292. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_W1KAF4HB5PR141335_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 682, "unit": "per_month", "display": "$682/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32812.0, "price_incl_doc": 32812.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 681.97, "amount_financed": 34862.75, "sales_tax": 2050.75, "total_of_payments": 40917.99, "finance_charge": 6055.24, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260321A, VIN W1KAF4HB5PR141335. $682 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,812, before any dealer documentation fee. Amount financed $34,863, including $2,051 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,918. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_W1KAF4HB5PR141335_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 594, "unit": "per_month", "display": "$594/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32812.0, "price_incl_doc": 32812.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 594.21, "amount_financed": 34862.75, "sales_tax": 2050.75, "total_of_payments": 42782.97, "finance_charge": 7920.22, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260321A, VIN W1KAF4HB5PR141335. $594 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,812, before any dealer documentation fee. Amount financed $34,863, including $2,051 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,783. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/sticker/KM8HECA36TU500199.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-limited-awd-sport-utility-km8heca36tu500199/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-limited-awd-sport-utility-km8heca36tu500199/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HECA36TU500199.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HECA36TU500199.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HECA36TU500199.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-limited-awd-sport-utility-km8heca36tu500199/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,022. This offer applies to Stock #KM8HECA36TU500199, VIN KM8HECA36TU500199. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $36,800. Advertised price: $33,778. Savings: $3,022, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$36,800"}, {"label": "Advertised price", "value": "$33,778"}, {"label": "Savings", "value": "$3,022, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,022", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33778.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HECA36TU500199_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 653, "unit": "per_month", "display": "$653/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33778.0, "price_incl_doc": 33778.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 652.73, "amount_financed": 35889.13, "sales_tax": 2111.13, "total_of_payments": 39163.51, "finance_charge": 3274.38, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8HECA36TU500199, VIN KM8HECA36TU500199. $653 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $33,778, before any dealer documentation fee. Amount financed $35,889, including $2,111 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $39,164. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HECA36TU500199_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 533, "unit": "per_month", "display": "$533/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33778.0, "price_incl_doc": 33778.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 532.76, "amount_financed": 35889.13, "sales_tax": 2111.13, "total_of_payments": 44751.81, "finance_charge": 8862.68, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8HECA36TU500199, VIN KM8HECA36TU500199. $533 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $33,778, before any dealer documentation fee. Amount financed $35,889, including $2,111 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $44,752. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 71}}, {"vin": "5NMP2DGLXTH209864", "title": "2026 Hyundai SANTA FE SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 36438.0, "msrp": 41935.0, "sale_price": 37938.0, "currency": "USD", "mileage": 15, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "28785", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://ai.castlehyundaidownersgrove.com/v/5NMP2DGLXTH209864.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dglxth209864/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,497. This offer applies to Stock #28785, VIN 5NMP2DGLXTH209864. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $41,935. Advertised price: $36,438. Savings: $5,497, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$41,935"}, {"label": "Advertised price", "value": "$36,438"}, {"label": "Savings", "value": "$5,497, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,497", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36438.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DGLXTH209864_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 645, "unit": "per_month", "display": "$645/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36438.0, "price_incl_doc": 36438.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 645.26, "amount_financed": 38715.38, "sales_tax": 2277.38, "total_of_payments": 38715.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28785, VIN 5NMP2DGLXTH209864. $645 per month for 60 months at 0% APR, $0 cash down. Advertised price $36,438, before any dealer documentation fee. Amount financed $38,715, including $2,277 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $38,715. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGLXTH209864_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 575, "unit": "per_month", "display": "$575/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36438.0, "price_incl_doc": 36438.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 574.71, "amount_financed": 38715.38, "sales_tax": 2277.38, "total_of_payments": 48275.99, "finance_charge": 9560.61, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28785, VIN 5NMP2DGLXTH209864. $575 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $36,438, before any dealer documentation fee. Amount financed $38,715, including $2,277 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $48,276. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGLXTH209864_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 428, "unit": "per_month", "display": "$428/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 41935.0, "selling_price": 36438.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 427.8, "net_cap_cost": 37088.0, "residual_value": 25999.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 427.8, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 587.8}, "total_of_payments": 15408, "total_of_payments_unrounded": 15400.8}, "disclosure": "Estimated lease payment for stock #28785, VIN 5NMP2DGLXTH209864. $428 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $588, made up of $428 first payment, $60 title, $100 registration. MSRP $41,935. Lease selling price $36,438. Net capitalized cost $37,088. Residual value $26,000, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,408. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGLXTH209864_lease", "type": "lease", "label": "Lease", "headline": {"value": 335, "unit": "per_month", "display": "$335/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 41935.0, "selling_price": 36438.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 334.51, "net_cap_cost": 34089.0, "residual_value": 25999.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 334.51, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3493.51}, "total_of_payments": 12060, "total_of_payments_unrounded": 12042.36}, "disclosure": "Estimated lease payment for stock #28785, VIN 5NMP2DGLXTH209864. $335 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,494, made up of $335 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $41,935. Lease selling price $36,438. Net capitalized cost $34,089. Residual value $26,000, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $12,060. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 112}}, {"vin": "5NMJBCDE2RH346215", "title": "2024 Hyundai Tucson SEL", "year": 2024, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 24223.0, "msrp": 0.0, "sale_price": 25112.0, "currency": "USD", "mileage": 47585, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 23, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1016", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE2RH346215.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde2rh346215/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde2rh346215/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE2RH346215.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE2RH346215.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE2RH346215.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde2rh346215/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1016, VIN 5NMJBCDE2RH346215. Advertised price: $24,223. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,223"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24223.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE2RH346215_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 604, "unit": "per_month", "display": "$604/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24223.0, "price_incl_doc": 24223.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 604.31, "amount_financed": 25736.94, "sales_tax": 1513.94, "total_of_payments": 29007.11, "finance_charge": 3270.17, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1016, VIN 5NMJBCDE2RH346215. $604 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,223, before any dealer documentation fee. Amount financed $25,737, including $1,514 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,007. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2RH346215_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 503, "unit": "per_month", "display": "$503/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24223.0, "price_incl_doc": 24223.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 503.45, "amount_financed": 25736.94, "sales_tax": 1513.94, "total_of_payments": 30207.13, "finance_charge": 4470.19, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1016, VIN 5NMJBCDE2RH346215. $503 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,223, before any dealer documentation fee. Amount financed $25,737, including $1,514 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,207. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2RH346215_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 439, "unit": "per_month", "display": "$439/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24223.0, "price_incl_doc": 24223.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 438.67, "amount_financed": 25736.94, "sales_tax": 1513.94, "total_of_payments": 31583.93, "finance_charge": 5846.99, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1016, VIN 5NMJBCDE2RH346215. $439 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,223, before any dealer documentation fee. Amount financed $25,737, including $1,514 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,584. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 83}}, {"vin": "WVWGA7CD9RW219925", "title": "2024 Volkswagen Golf GTI S", "year": 2024, "make": "Volkswagen", "model": "Golf GTI", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 26890.0, "msrp": 0.0, "sale_price": 26890.0, "currency": "USD", "mileage": 43098, "exterior_color": "Red", "interior_color": "Titan Black/Scalepaper Plaid", "drivetrain": "FWD", "body_style": "Compact", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L TSI DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "7-Speed DSG Automatic with Tiptronic", "mpg_city": 24, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1058", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Volkswagen", "model": "Golf GTI", "year": 2024, "trim": "S", "body_style": "Hatchback/Liftback/Notchback", "vehicle_type": "PASSENGER CAR", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-golf-gti-2-0t-s-fwd-4d-hatchback-wvwga7cd9rw219925/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-golf-gti-2-0t-s-fwd-4d-hatchback-wvwga7cd9rw219925/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/WVWGA7CD9RW219925.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/WVWGA7CD9RW219925.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/WVWGA7CD9RW219925.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-golf-gti-2-0t-s-fwd-4d-hatchback-wvwga7cd9rw219925/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1058, VIN WVWGA7CD9RW219925. Advertised price: $26,890. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,890"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Fog Lights", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26890.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WVWGA7CD9RW219925_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 671, "unit": "per_month", "display": "$671/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26890.0, "price_incl_doc": 26890.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 670.85, "amount_financed": 28570.63, "sales_tax": 1680.63, "total_of_payments": 32200.85, "finance_charge": 3630.22, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1058, VIN WVWGA7CD9RW219925. $671 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,890, before any dealer documentation fee. Amount financed $28,571, including $1,681 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,201. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WVWGA7CD9RW219925_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 559, "unit": "per_month", "display": "$559/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26890.0, "price_incl_doc": 26890.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 558.88, "amount_financed": 28570.63, "sales_tax": 1680.63, "total_of_payments": 33533.0, "finance_charge": 4962.37, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1058, VIN WVWGA7CD9RW219925. $559 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,890, before any dealer documentation fee. Amount financed $28,571, including $1,681 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,533. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WVWGA7CD9RW219925_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 487, "unit": "per_month", "display": "$487/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26890.0, "price_incl_doc": 26890.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 486.96, "amount_financed": 28570.63, "sales_tax": 1680.63, "total_of_payments": 35061.38, "finance_charge": 6490.75, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1058, VIN WVWGA7CD9RW219925. $487 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,890, before any dealer documentation fee. Amount financed $28,571, including $1,681 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,061. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 78}}, {"vin": "5J8YE1H0XPL039963", "title": "2023 Acura MDX A-Spec", "year": 2023, "make": "Acura", "model": "MDX", "trim": "A-Spec", "decoded_trim": "SH-AWD A-SPEC", "condition": "used", "price": 39902.0, "msrp": 0.0, "sale_price": 41412.0, "currency": "USD", "mileage": 33489, "exterior_color": null, "interior_color": "Ebony", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.5L V6 SOHC i-VTEC 24V", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "10-Speed Automatic", "mpg_city": 19, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "VD262008A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"json_url": "https://ai.castlehyundaidownersgrove.com/v/5J8YE1H0XPL039963.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5J8YE1H0XPL039963.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-acura-mdx-a-spec-awd-4d-sport-utility-5j8ye1h0xpl039963/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #VD262008A, VIN 5J8YE1H0XPL039963. Advertised price: $39,902. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,902"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39902.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5J8YE1H0XPL039963_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 995, "unit": "per_month", "display": "$995/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39902.0, "price_incl_doc": 39902.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 995.47, "amount_financed": 42395.88, "sales_tax": 2493.88, "total_of_payments": 47782.76, "finance_charge": 5386.88, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262008A, VIN 5J8YE1H0XPL039963. $995 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,902, before any dealer documentation fee. Amount financed $42,396, including $2,494 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,783. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8YE1H0XPL039963_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39902.0, "price_incl_doc": 39902.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 829.33, "amount_financed": 42395.88, "sales_tax": 2493.88, "total_of_payments": 49759.53, "finance_charge": 7363.65, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262008A, VIN 5J8YE1H0XPL039963. $829 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,902, before any dealer documentation fee. Amount financed $42,396, including $2,494 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,760. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5J8YE1H0XPL039963_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 723, "unit": "per_month", "display": "$723/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39902.0, "price_incl_doc": 39902.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 722.6, "amount_financed": 42395.88, "sales_tax": 2493.88, "total_of_payments": 52027.49, "finance_charge": 9631.61, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262008A, VIN 5J8YE1H0XPL039963. $723 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,902, before any dealer documentation fee. Amount financed $42,396, including $2,494 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $52,027. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlehyundaidownersgrove.com/inventory/used-2023-cadillac-escalade-premium-luxury-awd-4d-sport-utility-1gys4bkl3pr173589/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1GYS4BKL3PR173589.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1GYS4BKL3PR173589.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1GYS4BKL3PR173589.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-cadillac-escalade-premium-luxury-awd-4d-sport-utility-1gys4bkl3pr173589/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$70,411"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 70411.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYS4BKL3PR173589_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1757, "unit": "per_month", "display": "$1,757/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 70411.0, "price_incl_doc": 70411.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1756.61, "amount_financed": 74811.69, "sales_tax": 4400.69, "total_of_payments": 84317.36, "finance_charge": 9505.67, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0496, VIN 1GYS4BKL3PR173589. $1,757 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $70,411, before any dealer documentation fee. Amount financed $74,812, including $4,401 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $84,317. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS4BKL3PR173589_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1463, "unit": "per_month", "display": "$1,463/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 70411.0, "price_incl_doc": 70411.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1463.43, "amount_financed": 74811.69, "sales_tax": 4400.69, "total_of_payments": 87805.57, "finance_charge": 12993.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0496, VIN 1GYS4BKL3PR173589. $1,463 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $70,411, before any dealer documentation fee. Amount financed $74,812, including $4,401 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $87,806. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS4BKL3PR173589_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1275, "unit": "per_month", "display": "$1,275/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 70411.0, "price_incl_doc": 70411.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1275.11, "amount_financed": 74811.69, "sales_tax": 4400.69, "total_of_payments": 91807.62, "finance_charge": 16995.93, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0496, VIN 1GYS4BKL3PR173589. $1,275 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $70,411, before any dealer documentation fee. Amount financed $74,812, including $4,401 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $91,808. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg1xth141538/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG1XTH141538.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG1XTH141538.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG1XTH141538.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg1xth141538/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,158. This offer applies to Stock #29765, VIN 5NMP5DG1XTH141538. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,495. Advertised price: $48,337. Savings: $5,158, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,495"}, {"label": "Advertised price", "value": "$48,337"}, {"label": "Savings", "value": "$5,158, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,158", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48337.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG1XTH141538_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 856, "unit": "per_month", "display": "$856/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48337.0, "price_incl_doc": 48337.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 855.97, "amount_financed": 51358.06, "sales_tax": 3021.06, "total_of_payments": 51358.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #29765, VIN 5NMP5DG1XTH141538. $856 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,337, before any dealer documentation fee. Amount financed $51,358, including $3,021 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,358. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG1XTH141538_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 762, "unit": "per_month", "display": "$762/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48337.0, "price_incl_doc": 48337.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 762.39, "amount_financed": 51358.06, "sales_tax": 3021.06, "total_of_payments": 64040.73, "finance_charge": 12682.67, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #29765, VIN 5NMP5DG1XTH141538. $762 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,337, before any dealer documentation fee. Amount financed $51,358, including $3,021 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,041. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 93}}, {"vin": "KM8JBDD29TU461210", "title": "2026 Hyundai TUCSON PLUG-IN HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON PLUG-IN HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 38443.0, "msrp": 42725.0, "sale_price": 39943.0, "currency": "USD", "mileage": 11, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Plug-In Electric/Gas", "doors": 4, "seating_capacity": 5, "engine": "1.6L I4 DGI Hybrid Turbocharged DOHC 16V LEV3-SULEV30", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "HD260943", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/b9d2-110013116/KM8JBDD29TU461210/fe936d1aeafabb19edad51aa5b07e09a.jpg", "images": ["https://vehicle-images.carscommerce.inc/b9d2-110013116/KM8JBDD29TU461210/fe936d1aeafabb19edad51aa5b07e09a.jpg", "https://vehicle-images.carscommerce.inc/d5ac-110013116/KM8JBDD29TU461210/7ae80c7ed4bfe19c287f0a28ca2ce7c9.jpg", "https://vehicle-images.carscommerce.inc/d7d3-110013116/KM8JBDD29TU461210/b0f7a8cdbfb03fea7f983fdd4ba57742.jpg", "https://vehicle-images.carscommerce.inc/18ad-110013116/KM8JBDD29TU461210/02cac2743b87228e5350d31aff5409df.jpg", "https://vehicle-images.carscommerce.inc/cbc7-110013116/KM8JBDD29TU461210/a3ca84cf588cf258a2ad9026b62bab8d.png", "https://vehicle-images.carscommerce.inc/d1c7-110013116/KM8JBDD29TU461210/e27050d26a0cf6109636960917eb6ab4.jpg", "https://vehicle-images.carscommerce.inc/da53-110013116/KM8JBDD29TU461210/ffb864aeb8a3b58e91d523079abc4755.jpg", "https://vehicle-images.carscommerce.inc/f3c6-110013116/KM8JBDD29TU461210/a255f923b6faa29889975e7b5fb23742.png", "https://vehicle-images.carscommerce.inc/5d45-110013116/KM8JBDD29TU461210/6a37d7fb6dfa0316fcd809d4a0acaf63.jpg", "https://vehicle-images.carscommerce.inc/dd46-110013116/KM8JBDD29TU461210/ddd2124bd02f6745c3f269921da6eefc.jpg", "https://vehicle-images.carscommerce.inc/d34e-110013116/KM8JBDD29TU461210/6f3351162776c22cd4420d356ba7ef36.png", "https://vehicle-images.carscommerce.inc/3344-110013116/KM8JBDD29TU461210/7bee2ef379e03adf7b653f1fb0056d39.jpg", "https://vehicle-images.carscommerce.inc/1d0d-110013116/KM8JBDD29TU461210/96fbf58c0dbd8854d80c8db92fe49634.jpg", "https://vehicle-images.carscommerce.inc/1718-110013116/KM8JBDD29TU461210/244b67e78ad0525e0ba400d7a2c0e28b.png", "https://vehicle-images.carscommerce.inc/80f9-110013116/KM8JBDD29TU461210/20150b6f32c727c5fffa0e220f6dddb6.jpg", "https://vehicle-images.carscommerce.inc/5a39-110013116/KM8JBDD29TU461210/88f1ff300c67546d116ca3c51f93b078.jpg", "https://vehicle-images.carscommerce.inc/cec2-110013116/KM8JBDD29TU461210/00fe73023317cc156d7400c89c95438a.png", "https://vehicle-images.carscommerce.inc/8d94-110013116/KM8JBDD29TU461210/0c45f2332e8dc9b272a88309832d769d.jpg", "https://vehicle-images.carscommerce.inc/3e69-110013116/KM8JBDD29TU461210/14e492c2f35373b8258cfab098085730.jpg", "https://vehicle-images.carscommerce.inc/9e58-110013116/KM8JBDD29TU461210/c8805985dd411a22ac92c398d3194089.png", "https://vehicle-images.carscommerce.inc/6ab4-110013116/KM8JBDD29TU461210/e2d7089d2fe3647909301b544e713cb3.jpg", "https://vehicle-images.carscommerce.inc/4f87-110013116/KM8JBDD29TU461210/f1fd40a7ce6b7cb2b83df9ac3ff5e432.jpg", "https://vehicle-images.carscommerce.inc/424c-110013116/KM8JBDD29TU461210/95751fce42c3fa03436d08096111bf01.png", "https://vehicle-images.carscommerce.inc/9a12-110013116/KM8JBDD29TU461210/8c2ffe7f618d41e57bcce0b67652f779.jpg", "https://vehicle-images.carscommerce.inc/e174-110013116/KM8JBDD29TU461210/56e59a9559e49177317b5ef07c25a50c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Electric", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 42725.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8JBDD29TU461210.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-plug-in-hybrid-sel-awd-4d-sport-utility-km8jbdd29tu461210/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-plug-in-hybrid-sel-awd-4d-sport-utility-km8jbdd29tu461210/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JBDD29TU461210.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JBDD29TU461210.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JBDD29TU461210.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-plug-in-hybrid-sel-awd-4d-sport-utility-km8jbdd29tu461210/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,282. This offer applies to Stock #HD260943, VIN KM8JBDD29TU461210. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $42,725. Advertised price: $38,443. Savings: $4,282, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$42,725"}, {"label": "Advertised price", "value": "$38,443"}, {"label": "Savings", "value": "$4,282, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,282", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38443.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JBDD29TU461210_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 681, "unit": "per_month", "display": "$681/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38443.0, "price_incl_doc": 38443.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Plug-in Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 680.76, "amount_financed": 40845.69, "sales_tax": 2402.69, "total_of_payments": 40845.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260943, VIN KM8JBDD29TU461210. $681 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,443, before any dealer documentation fee. Amount financed $40,846, including $2,403 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $40,846. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JBDD29TU461210_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 606, "unit": "per_month", "display": "$606/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38443.0, "price_incl_doc": 38443.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 606.34, "amount_financed": 40845.69, "sales_tax": 2402.69, "total_of_payments": 50932.37, "finance_charge": 10086.68, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260943, VIN KM8JBDD29TU461210. $606 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,443, before any dealer documentation fee. Amount financed $40,846, including $2,403 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,932. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 26, "elapsed_ms": 98}}, {"vin": "5XYK6CAF9PG081872", "title": "2023 Kia Sportage X-Line", "year": 2023, "make": "Kia", "model": "Sportage", "trim": "X-Line", "decoded_trim": "X-LINE", "condition": "used", "price": 25858.0, "msrp": 0.0, "sale_price": 27390.0, "currency": "USD", "mileage": 25199, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260984A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"https://www.castlehyundaidownersgrove.com/inventory/used-2023-kia-sportage-x-line-awd-4d-sport-utility-5xyk6caf9pg081872/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-kia-sportage-x-line-awd-4d-sport-utility-5xyk6caf9pg081872/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5XYK6CAF9PG081872.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5XYK6CAF9PG081872.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5XYK6CAF9PG081872.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-kia-sportage-x-line-awd-4d-sport-utility-5xyk6caf9pg081872/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260984A, VIN 5XYK6CAF9PG081872. Advertised price: $25,858. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,858"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Navigation System", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25858.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYK6CAF9PG081872_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 645, "unit": "per_month", "display": "$645/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25858.0, "price_incl_doc": 25858.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 645.1, "amount_financed": 27474.13, "sales_tax": 1616.13, "total_of_payments": 30965.03, "finance_charge": 3490.9, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260984A, VIN 5XYK6CAF9PG081872. $645 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,858, before any dealer documentation fee. Amount financed $27,474, including $1,616 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,965. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CAF9PG081872_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 537, "unit": "per_month", "display": "$537/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25858.0, "price_incl_doc": 25858.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 537.43, "amount_financed": 27474.13, "sales_tax": 1616.13, "total_of_payments": 32246.05, "finance_charge": 4771.92, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260984A, VIN 5XYK6CAF9PG081872. $537 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,858, before any dealer documentation fee. Amount financed $27,474, including $1,616 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,246. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYK6CAF9PG081872_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 468, "unit": "per_month", "display": "$468/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25858.0, "price_incl_doc": 25858.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 468.27, "amount_financed": 27474.13, "sales_tax": 1616.13, "total_of_payments": 33715.78, "finance_charge": 6241.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260984A, VIN 5XYK6CAF9PG081872. $468 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,858, before any dealer documentation fee. Amount financed $27,474, including $1,616 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,716. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry", "Power Liftgate"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32373.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP14G18TH071680_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 808, "unit": "per_month", "display": "$808/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32373.0, "price_incl_doc": 32373.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 807.64, "amount_financed": 34396.31, "sales_tax": 2023.31, "total_of_payments": 38766.75, "finance_charge": 4370.44, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0994, VIN 5NMP14G18TH071680. $808 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,373, before any dealer documentation fee. Amount financed $34,396, including $2,023 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,767. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP14G18TH071680_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32373.0, "price_incl_doc": 32373.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 672.84, "amount_financed": 34396.31, "sales_tax": 2023.31, "total_of_payments": 40370.53, "finance_charge": 5974.22, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0994, VIN 5NMP14G18TH071680. $673 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,373, before any dealer documentation fee. Amount financed $34,396, including $2,023 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,371. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP14G18TH071680_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 586, "unit": "per_month", "display": "$586/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32373.0, "price_incl_doc": 32373.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.26, "amount_financed": 34396.31, "sales_tax": 2023.31, "total_of_payments": 42210.56, "finance_charge": 7814.25, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0994, VIN 5NMP14G18TH071680. $586 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,373, before any dealer documentation fee. Amount financed $34,396, including $2,023 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,211. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/5NMP2DG1XTH074769.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg1xth074769/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,343. This offer applies to Stock #28631, VIN 5NMP2DG1XTH074769. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,595. Advertised price: $48,252. Savings: $5,343, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,595"}, {"label": "Advertised price", "value": "$48,252"}, {"label": "Savings", "value": "$5,343, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,343", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48252.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG1XTH074769_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 854, "unit": "per_month", "display": "$854/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48252.0, "price_incl_doc": 48252.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 854.46, "amount_financed": 51267.75, "sales_tax": 3015.75, "total_of_payments": 51267.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28631, VIN 5NMP2DG1XTH074769. $854 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,252, before any dealer documentation fee. Amount financed $51,268, including $3,016 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,268. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG1XTH074769_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 761, "unit": "per_month", "display": "$761/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48252.0, "price_incl_doc": 48252.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 761.05, "amount_financed": 51267.75, "sales_tax": 3015.75, "total_of_payments": 63928.12, "finance_charge": 12660.37, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28631, VIN 5NMP2DG1XTH074769. $761 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,252, before any dealer documentation fee. Amount financed $51,268, including $3,016 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $63,928. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 88}}, {"vin": "KMHL64JA9TA597086", "title": "2026 Hyundai SONATA Sport", "year": 2026, "make": "Hyundai", "model": "SONATA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 31613.0, "msrp": null, "sale_price": 31613.0, "currency": "USD", "mileage": null, "exterior_color": "Carbon Blue", "interior_color": "Black", "drivetrain": "FRONT WHEEL DRIVE", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 25, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL64JA9TA597086", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/5ff4-110013116/KMHL64JA9TA597086/28bf240f2012d3e7dff3f9b77247c191.jpg", "images": ["https://vehicle-images.carscommerce.inc/5ff4-110013116/KMHL64JA9TA597086/28bf240f2012d3e7dff3f9b77247c191.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL64JA9TA597086.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-front-wheel-drive-4dr-car-kmhl64ja9ta597086/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-front-wheel-drive-4dr-car-kmhl64ja9ta597086/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL64JA9TA597086.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA9TA597086.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA9TA597086.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-front-wheel-drive-4dr-car-kmhl64ja9ta597086/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHL64JA9TA597086, VIN KMHL64JA9TA597086. Advertised price: $31,613. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,613"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:40Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31613.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL64JA9TA597086_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 574, "unit": "per_month", "display": "$574/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31613.0, "price_incl_doc": 31613.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 574.01, "amount_financed": 33588.81, "sales_tax": 1975.81, "total_of_payments": 34440.84, "finance_charge": 852.03, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL64JA9TA597086, VIN KMHL64JA9TA597086. $574 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $31,613, before any dealer documentation fee. Amount financed $33,589, including $1,976 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $34,441. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA9TA597086_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31613.0, "price_incl_doc": 31613.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.61, "amount_financed": 33588.81, "sales_tax": 1975.81, "total_of_payments": 41883.43, "finance_charge": 8294.62, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL64JA9TA597086, VIN KMHL64JA9TA597086. $499 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,613, before any dealer documentation fee. Amount financed $33,589, including $1,976 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,883. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 72}}, {"vin": "5NMP3DGL8VH237971", "title": "2027 Hyundai SANTA FE XRT", "year": 2027, "make": "Hyundai", "model": "SANTA FE", "trim": "XRT", "decoded_trim": "XRT", "condition": "new", "price": 45353.0, "msrp": null, "sale_price": 45353.0, "currency": "USD", "mileage": null, "exterior_color": "Phantom Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Regular Gasoline I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP3DGL8VH237971", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/790b-110013116/5NMP3DGL8VH237971/3fe82001d0a695dc42dbf2009135ba8e.jpg", "images": ["https://vehicle-images.carscommerce.inc/790b-110013116/5NMP3DGL8VH237971/3fe82001d0a695dc42dbf2009135ba8e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2027, "trim": "XRT", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DGL8VH237971.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-xrt-awd-sport-utility-5nmp3dgl8vh237971/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-xrt-awd-sport-utility-5nmp3dgl8vh237971/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DGL8VH237971.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DGL8VH237971.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DGL8VH237971.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-xrt-awd-sport-utility-5nmp3dgl8vh237971/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP3DGL8VH237971, VIN 5NMP3DGL8VH237971. Advertised price: $45,353. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$45,353"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45353.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DGL8VH237971_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 803, "unit": "per_month", "display": "$803/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45353.0, "price_incl_doc": 45353.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 803.13, "amount_financed": 48187.56, "sales_tax": 2834.56, "total_of_payments": 48187.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DGL8VH237971, VIN 5NMP3DGL8VH237971. $803 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,353, before any dealer documentation fee. Amount financed $48,188, including $2,835 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $48,188. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL8VH237971_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 715, "unit": "per_month", "display": "$715/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45353.0, "price_incl_doc": 45353.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 715.32, "amount_financed": 48187.56, "sales_tax": 2834.56, "total_of_payments": 60087.29, "finance_charge": 11899.73, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DGL8VH237971, VIN 5NMP3DGL8VH237971. $715 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,353, before any dealer documentation fee. Amount financed $48,188, including $2,835 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,087. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL8VH237971_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 646, "unit": "per_month", "display": "$646/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 45353.0, "selling_price": 45353.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 645.96, "net_cap_cost": 46003.0, "residual_value": 28118.86, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 645.96, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 805.96}, "total_of_payments": 23256, "total_of_payments_unrounded": 23254.56}, "disclosure": "Estimated lease payment for stock #5NMP3DGL8VH237971, VIN 5NMP3DGL8VH237971. $646 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $806, made up of $646 first payment, $60 title, $100 registration. MSRP $45,353. Lease selling price $45,353. Net capitalized cost $46,003. Residual value $28,119, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $23,256. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL8VH237971_lease", "type": "lease", "label": "Lease", "headline": {"value": 553, "unit": "per_month", "display": "$553/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 45353.0, "selling_price": 45353.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 552.67, "net_cap_cost": 43004.0, "residual_value": 28118.86, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 552.67, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3711.67}, "total_of_payments": 19908, "total_of_payments_unrounded": 19896.12}, "disclosure": "Estimated lease payment for stock #5NMP3DGL8VH237971, VIN 5NMP3DGL8VH237971. $553 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,712, made up of $553 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $45,353. Lease selling price $45,353. Net capitalized cost $43,004. Residual value $28,119, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $19,908. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 104}}, {"vin": "3VWEM7BUXPM031084", "title": "2023 Volkswagen Jetta SE", "year": 2023, "make": "Volkswagen", "model": "Jetta", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 19412.0, "msrp": 0.0, "sale_price": 20233.0, "currency": "USD", "mileage": 24658, "exterior_color": null, "interior_color": "Titan Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "1.5L I-4 DI DOHC 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"https://vehicle-images.carscommerce.inc/9742-110013116/3VWEM7BUXPM031084/29169b715f4be91805d8f243ad834689.jpg", "https://vehicle-images.carscommerce.inc/a53e-110013116/3VWEM7BUXPM031084/c4656cae31ec1a407eeb7fb4f4f3485a.jpg", "https://vehicle-images.carscommerce.inc/d3ce-110013116/3VWEM7BUXPM031084/bc7a062dc718b39e615f40146e514798.jpg", "https://vehicle-images.carscommerce.inc/16aa-110013116/3VWEM7BUXPM031084/d418a948c191ea83daddca262bb8bec4.jpg", "https://vehicle-images.carscommerce.inc/352c-110013116/3VWEM7BUXPM031084/d723961bd6fd3daa133b9437d616d8ab.jpg", "https://vehicle-images.carscommerce.inc/485a-110013116/3VWEM7BUXPM031084/bb0ad1bdf3cb23023fbecacb4283794d.jpg", "https://vehicle-images.carscommerce.inc/6ad5-110013116/3VWEM7BUXPM031084/dea707c28cde7b5e43042792a2b050e2.jpg"], "vin_decode": {"make": "Volkswagen", "model": "Jetta", "year": 2023, "trim": "SE", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "1.5L 4-Cylinder", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-jetta-1-5t-se-fwd-4d-sedan-3vwem7buxpm031084/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-jetta-1-5t-se-fwd-4d-sedan-3vwem7buxpm031084/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VWEM7BUXPM031084.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VWEM7BUXPM031084.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VWEM7BUXPM031084.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-jetta-1-5t-se-fwd-4d-sedan-3vwem7buxpm031084/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0940, VIN 3VWEM7BUXPM031084. Advertised price: $19,412. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$19,412"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19412.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VWEM7BUXPM031084_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19412.0, "price_incl_doc": 19412.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 484.29, "amount_financed": 20625.25, "sales_tax": 1213.25, "total_of_payments": 23245.92, "finance_charge": 2620.67, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0940, VIN 3VWEM7BUXPM031084. $484 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,412, before any dealer documentation fee. Amount financed $20,625, including $1,213 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,246. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VWEM7BUXPM031084_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 403, "unit": "per_month", "display": "$403/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19412.0, "price_incl_doc": 19412.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 403.46, "amount_financed": 20625.25, "sales_tax": 1213.25, "total_of_payments": 24207.61, "finance_charge": 3582.36, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0940, VIN 3VWEM7BUXPM031084. $403 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,412, before any dealer documentation fee. Amount financed $20,625, including $1,213 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,208. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VWEM7BUXPM031084_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 352, "unit": "per_month", "display": "$352/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19412.0, "price_incl_doc": 19412.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 351.54, "amount_financed": 20625.25, "sales_tax": 1213.25, "total_of_payments": 25310.95, "finance_charge": 4685.7, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0940, VIN 3VWEM7BUXPM031084. $352 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,412, before any dealer documentation fee. Amount financed $20,625, including $1,213 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $25,311. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 72}}, {"vin": "5J6RM4H79FL062874", "title": "2015 Honda CR-V EX-L", "year": 2015, "make": "Honda", "model": "CR-V", "trim": "EX-L", "decoded_trim": "EX-L", "condition": "used", "price": null, "msrp": 0.0, "sale_price": null, "currency": "USD", "mileage": 110321, "exterior_color": "Silver", "interior_color": null, "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.4L I4 DOHC 16V i-VTEC", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0928", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Honda", "model": "CR-V", "year": 2015, "trim": "EX-L", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.359737216L 4-Cylinder In-Line", "engine_displacement_l": 2.4, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2015-honda-cr-v-ex-l-awd-4d-sport-utility-5j6rm4h79fl062874/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2015-honda-cr-v-ex-l-awd-4d-sport-utility-5j6rm4h79fl062874/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5J6RM4H79FL062874.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5J6RM4H79FL062874.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5J6RM4H79FL062874.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2015-honda-cr-v-ex-l-awd-4d-sport-utility-5j6rm4h79fl062874/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": true, "issues": [], "checks": 0, "rule": "unknown", "stale": false}, "price_stale": false, "price_advertisable": false, "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0928, VIN 5J6RM4H79FL062874. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Power Seats", "Sunroof / Moonroof"]}, {"vin": "5NMJECDE0TH764416", "title": "2026 Hyundai TUCSON Limited", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 39498.0, "msrp": 43515.0, "sale_price": 39498.0, "currency": "USD", "mileage": 15, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28815", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/6019-110013116/5NMJECDE0TH764416/911722e5e4ca2103fac478eba0f88912.jpg", "images": ["https://vehicle-images.carscommerce.inc/6019-110013116/5NMJECDE0TH764416/911722e5e4ca2103fac478eba0f88912.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 43515.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJECDE0TH764416.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde0th764416/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde0th764416/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJECDE0TH764416.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJECDE0TH764416.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJECDE0TH764416.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde0th764416/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,017. This offer applies to Stock #28815, VIN 5NMJECDE0TH764416. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,515. Advertised price: $39,498. Savings: $4,017, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,515"}, {"label": "Advertised price", "value": "$39,498"}, {"label": "Savings", "value": "$4,017, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,017", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39498.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJECDE0TH764416_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 699, "unit": "per_month", "display": "$699/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39498.0, "price_incl_doc": 39498.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 699.44, "amount_financed": 41966.63, "sales_tax": 2468.63, "total_of_payments": 41966.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28815, VIN 5NMJECDE0TH764416. $699 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,498, before any dealer documentation fee. Amount financed $41,967, including $2,469 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $41,967. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE0TH764416_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 623, "unit": "per_month", "display": "$623/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39498.0, "price_incl_doc": 39498.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 622.98, "amount_financed": 41966.63, "sales_tax": 2468.63, "total_of_payments": 52330.12, "finance_charge": 10363.49, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28815, VIN 5NMJECDE0TH764416. $623 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,498, before any dealer documentation fee. Amount financed $41,967, including $2,469 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,330. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE0TH764416_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 565, "unit": "per_month", "display": "$565/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 39498.0, "selling_price": 39498.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 565.18, "net_cap_cost": 40148.0, "residual_value": 24488.76, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 565.18, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 725.18}, "total_of_payments": 20340, "total_of_payments_unrounded": 20346.48}, "disclosure": "Estimated lease payment for stock #28815, VIN 5NMJECDE0TH764416. $565 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $725, made up of $565 first payment, $60 title, $100 registration. MSRP $39,498. Lease selling price $39,498. Net capitalized cost $40,148. Residual value $24,489, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,340. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE0TH764416_lease", "type": "lease", "label": "Lease", "headline": {"value": 472, "unit": "per_month", "display": "$472/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 39498.0, "selling_price": 39498.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 471.89, "net_cap_cost": 37149.0, "residual_value": 24488.76, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 471.89, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3630.89}, "total_of_payments": 16992, "total_of_payments_unrounded": 16988.04}, "disclosure": "Estimated lease payment for stock #28815, VIN 5NMJECDE0TH764416. $472 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,631, made up of $472 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $39,498. Lease selling price $39,498. Net capitalized cost $37,149. Residual value $24,489, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $16,992. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 98}}, {"vin": "KM8RJES29TU059329", "title": "2026 Hyundai Palisade Pro", "year": 2026, "make": "Hyundai", "model": "Palisade", "trim": "Pro", "decoded_trim": "XRT Pro", "condition": "used", "price": 47404.0, "msrp": 0.0, "sale_price": 47404.0, "currency": "USD", "mileage": 6323, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1064", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/72a8-110013116/KM8RJES29TU059329/2be98e699609e14da5729407d9aacb00.jpg", "images": ["https://vehicle-images.carscommerce.inc/72a8-110013116/KM8RJES29TU059329/2be98e699609e14da5729407d9aacb00.jpg", "https://vehicle-images.carscommerce.inc/e880-110013116/KM8RJES29TU059329/a754d110f4d1277b283a9c1ffef35cc6.jpg", "https://vehicle-images.carscommerce.inc/1cd5-110013116/KM8RJES29TU059329/ede0d6bc74d87ef73fcfcf0376f63d42.jpg", "https://vehicle-images.carscommerce.inc/22b7-110013116/KM8RJES29TU059329/c5a68de37c7d2daf767fc0250f57061a.jpg", "https://vehicle-images.carscommerce.inc/fdc6-110013116/KM8RJES29TU059329/61f8fe7be0d219939d2629cc287a064e.jpg", "https://vehicle-images.carscommerce.inc/c170-110013116/KM8RJES29TU059329/3602cfca447bc32276c82d15a35cc45f.jpg", "https://vehicle-images.carscommerce.inc/5690-110013116/KM8RJES29TU059329/bd269cf96fc049c5b5004529048ee112.jpg", "https://vehicle-images.carscommerce.inc/362b-110013116/KM8RJES29TU059329/e90956c5884adc4c4148f31fd5186181.jpg", "https://vehicle-images.carscommerce.inc/d15d-110013116/KM8RJES29TU059329/8cc9f7516265cdde42fab73b865fb18a.jpg", "https://vehicle-images.carscommerce.inc/ef0c-110013116/KM8RJES29TU059329/e86a36b1f46bd9a372eaf926f21347b5.jpg", "https://vehicle-images.carscommerce.inc/320c-110013116/KM8RJES29TU059329/fa124b0bff6c0954015513c1cee642c8.jpg", "https://vehicle-images.carscommerce.inc/4923-110013116/KM8RJES29TU059329/81248182634a54bc13537ca7bf14fd43.jpg", "https://vehicle-images.carscommerce.inc/467f-110013116/KM8RJES29TU059329/00a194adf3156bc0535ab793ca3091db.jpg", "https://vehicle-images.carscommerce.inc/2dd6-110013116/KM8RJES29TU059329/0b0bfc1018c254d9e189c1608e2c3038.jpg", "https://vehicle-images.carscommerce.inc/db8d-110013116/KM8RJES29TU059329/4f88e59089752462720951731596a522.jpg", "https://vehicle-images.carscommerce.inc/d8d8-110013116/KM8RJES29TU059329/bf56b6fbd9f350ffff4b6479987719d9.jpg", "https://vehicle-images.carscommerce.inc/68b2-110013116/KM8RJES29TU059329/472d394d7e55f43f605e1ece436645db.jpg", "https://vehicle-images.carscommerce.inc/797d-110013116/KM8RJES29TU059329/59b8bd255d7835927b9eaee898a93843.jpg", "https://vehicle-images.carscommerce.inc/ea6c-110013116/KM8RJES29TU059329/52d57f5642ba268fd5fb6534a6388c42.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RJES29TU059329.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes29tu059329/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes29tu059329/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES29TU059329.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES29TU059329.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES29TU059329.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes29tu059329/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1064, VIN KM8RJES29TU059329. Advertised price: $47,404. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$47,404"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47404.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES29TU059329_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1183, "unit": "per_month", "display": "$1,183/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47404.0, "price_incl_doc": 47404.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1182.63, "amount_financed": 50366.75, "sales_tax": 2962.75, "total_of_payments": 56766.42, "finance_charge": 6399.67, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1064, VIN KM8RJES29TU059329. $1,183 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $47,404, before any dealer documentation fee. Amount financed $50,367, including $2,963 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $56,766. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES29TU059329_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 985, "unit": "per_month", "display": "$985/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47404.0, "price_incl_doc": 47404.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 985.25, "amount_financed": 50366.75, "sales_tax": 2962.75, "total_of_payments": 59114.84, "finance_charge": 8748.09, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1064, VIN KM8RJES29TU059329. $985 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $47,404, before any dealer documentation fee. Amount financed $50,367, including $2,963 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $59,115. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES29TU059329_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 858, "unit": "per_month", "display": "$858/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47404.0, "price_incl_doc": 47404.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 858.46, "amount_financed": 50366.75, "sales_tax": 2962.75, "total_of_payments": 61809.21, "finance_charge": 11442.46, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1064, VIN KM8RJES29TU059329. $858 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $47,404, before any dealer documentation fee. Amount financed $50,367, including $2,963 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $61,809. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 73}}, {"vin": "KM8RLESA3TU095843", "title": "2026 Hyundai PALISADE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "SEL", "decoded_trim": "Blue SEL FWD, SEL AWD", "condition": "new", "price": 46821.0, "msrp": 48705.0, "sale_price": 47821.0, "currency": "USD", "mileage": 11, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 8, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260922", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/4d9c-110013116/KM8RLESA3TU095843/d0d8681dd33e5c49c0417e9667a677d3.jpg", "images": ["https://vehicle-images.carscommerce.inc/4d9c-110013116/KM8RLESA3TU095843/d0d8681dd33e5c49c0417e9667a677d3.jpg", "https://vehicle-images.carscommerce.inc/ca89-110013116/KM8RLESA3TU095843/fcb2de9227ccb2744febbdc7e22f1c28.jpg", "https://vehicle-images.carscommerce.inc/dec2-110013116/KM8RLESA3TU095843/ba4fc4dffd909ef82c6e462b752476b3.jpg", "https://vehicle-images.carscommerce.inc/7243-110013116/KM8RLESA3TU095843/3ab1a76795f8254f75af614bf859d17d.jpg", "https://vehicle-images.carscommerce.inc/98bc-110013116/KM8RLESA3TU095843/e22f4ac7397e5fc23c2f094b573c3158.jpg", "https://vehicle-images.carscommerce.inc/ac16-110013116/KM8RLESA3TU095843/c2a8844085ef12d0b180eed2599fee17.png", "https://vehicle-images.carscommerce.inc/743c-110013116/KM8RLESA3TU095843/fbbd38553fc9d902b93680d4fa1717b9.jpg", "https://vehicle-images.carscommerce.inc/58bf-110013116/KM8RLESA3TU095843/d00fc7a3d1f0c2941766eedda53ec9c0.jpg", "https://vehicle-images.carscommerce.inc/1327-110013116/KM8RLESA3TU095843/1c28ab82ba07a5669eff45ba86c5679e.png", "https://vehicle-images.carscommerce.inc/664d-110013116/KM8RLESA3TU095843/79b5477e989533c7a672422b9f42e981.jpg", "https://vehicle-images.carscommerce.inc/31fd-110013116/KM8RLESA3TU095843/9aa428b2bdee25a328ba990867fb8964.jpg", "https://vehicle-images.carscommerce.inc/eaa3-110013116/KM8RLESA3TU095843/99574aeb37627d6c95a69152f8884724.png", "https://vehicle-images.carscommerce.inc/7410-110013116/KM8RLESA3TU095843/b9ad6c85e2ec5c4b419bc96af6644b08.jpg", "https://vehicle-images.carscommerce.inc/ea9d-110013116/KM8RLESA3TU095843/0e34891a5341a24599272d6b7ce90fb0.jpg", "https://vehicle-images.carscommerce.inc/4d70-110013116/KM8RLESA3TU095843/33400bc94db0a455d522725a975f0fad.png", "https://vehicle-images.carscommerce.inc/f9eb-110013116/KM8RLESA3TU095843/0acc562465f8e0d24891677511d8dd6f.jpg", "https://vehicle-images.carscommerce.inc/d80a-110013116/KM8RLESA3TU095843/a7bf339515e06ef8ff28a2b2696260f3.jpg", "https://vehicle-images.carscommerce.inc/2a19-110013116/KM8RLESA3TU095843/3e015d3b8fa1782880f8968531511041.png", "https://vehicle-images.carscommerce.inc/399f-110013116/KM8RLESA3TU095843/f5f3cabc76286056854d404c0d9fc5ea.jpg", "https://vehicle-images.carscommerce.inc/8c8b-110013116/KM8RLESA3TU095843/14ec25cf2fe2d20645a9263b1bb70860.jpg", "https://vehicle-images.carscommerce.inc/dde1-110013116/KM8RLESA3TU095843/3cfddff8c1965728d690c848ac3b3a02.png", "https://vehicle-images.carscommerce.inc/add8-110013116/KM8RLESA3TU095843/7a858471de6069c3c34cecf40d640f13.jpg", "https://vehicle-images.carscommerce.inc/e1c0-110013116/KM8RLESA3TU095843/076b74318ec6ff83879b6f12e5f7beff.jpg", "https://vehicle-images.carscommerce.inc/5f9c-110013116/KM8RLESA3TU095843/f664e8f2c05bb1dd8aae789ad8adc83f.png", "https://vehicle-images.carscommerce.inc/eac9-110013116/KM8RLESA3TU095843/8625313fdd3be2b73b9b46bd5eaa3e42.jpg", "https://vehicle-images.carscommerce.inc/dbf9-110013116/KM8RLESA3TU095843/e73fb996fbba42bf93024935d47fd959.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL FWD, SEL AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48705.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLESA3TU095843.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa3tu095843/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa3tu095843/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESA3TU095843.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA3TU095843.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA3TU095843.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa3tu095843/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,884. This offer applies to Stock #HD260922, VIN KM8RLESA3TU095843. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,705. Advertised price: $46,821. Savings: $1,884, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,705"}, {"label": "Advertised price", "value": "$46,821"}, {"label": "Savings", "value": "$1,884, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,884", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46821.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESA3TU095843_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 927, "unit": "per_month", "display": "$927/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46821.0, "price_incl_doc": 46821.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 927.21, "amount_financed": 49747.31, "sales_tax": 2926.31, "total_of_payments": 55632.83, "finance_charge": 5885.52, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260922, VIN KM8RLESA3TU095843. $927 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $46,821, before any dealer documentation fee. Amount financed $49,747, including $2,926 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $55,633. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESA3TU095843_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 691, "unit": "per_month", "display": "$691/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46821.0, "price_incl_doc": 46821.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 690.93, "amount_financed": 49747.31, "sales_tax": 2926.31, "total_of_payments": 49747.31, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260922, VIN KM8RLESA3TU095843. $691 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,821, before any dealer documentation fee. Amount financed $49,747, including $2,926 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,747. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 75}}, {"vin": "5NMP5DG19TH124794", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 48575.0, "msrp": 53055.0, "sale_price": 49825.0, "currency": "USD", "mileage": 12, "exterior_color": "Gray", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "NRHD260797", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg19th124794/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG19TH124794.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG19TH124794.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG19TH124794.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg19th124794/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,480. This offer applies to Stock #NRHD260797, VIN 5NMP5DG19TH124794. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,055. Advertised price: $48,575. Savings: $4,480, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,055"}, {"label": "Advertised price", "value": "$48,575"}, {"label": "Savings", "value": "$4,480, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,480", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48575.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG19TH124794_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 860, "unit": "per_month", "display": "$860/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48575.0, "price_incl_doc": 48575.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 860.18, "amount_financed": 51610.94, "sales_tax": 3035.94, "total_of_payments": 51610.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260797, VIN 5NMP5DG19TH124794. $860 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,575, before any dealer documentation fee. Amount financed $51,611, including $3,036 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,611. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG19TH124794_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 766, "unit": "per_month", "display": "$766/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48575.0, "price_incl_doc": 48575.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 766.14, "amount_financed": 51610.94, "sales_tax": 3035.94, "total_of_payments": 64356.06, "finance_charge": 12745.12, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260797, VIN 5NMP5DG19TH124794. $766 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,575, before any dealer documentation fee. Amount financed $51,611, including $3,036 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,356. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 77}}, {"vin": "5NTJCDDE8VH177741", "title": "2027 Hyundai SANTA CRUZ Activity", "year": 2027, "make": "Hyundai", "model": "SANTA CRUZ", "trim": "Activity", "decoded_trim": "SEL Activity", "condition": "new", "price": 39568.0, "msrp": null, "sale_price": 39568.0, "currency": "USD", "mileage": null, "exterior_color": "Hampton Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Gasoline I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 21, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "5NTJCDDE8VH177741", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/c5b2-110013116/5NTJCDDE8VH177741/05b747ed96d9de04d78cd7fc26a275fd.jpg", "images": ["https://vehicle-images.carscommerce.inc/c5b2-110013116/5NTJCDDE8VH177741/05b747ed96d9de04d78cd7fc26a275fd.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Cruz", "year": 2027, "trim": "SEL Activity", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NTJCDDE8VH177741.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-cruz-sel-activity-awd-crew-cab-pickup-5ntjcdde8vh177741/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-cruz-sel-activity-awd-crew-cab-pickup-5ntjcdde8vh177741/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NTJCDDE8VH177741.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJCDDE8VH177741.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJCDDE8VH177741.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-cruz-sel-activity-awd-crew-cab-pickup-5ntjcdde8vh177741/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NTJCDDE8VH177741, VIN 5NTJCDDE8VH177741. Advertised price: $39,568. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,568"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39568.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NTJCDDE8VH177741_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39568.0, "price_incl_doc": 39568.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Cruz \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 793.17, "amount_financed": 42041.0, "sales_tax": 2473.0, "total_of_payments": 47590.38, "finance_charge": 5549.38, "per_1000_financed": 18.87, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NTJCDDE8VH177741, VIN 5NTJCDDE8VH177741. $793 per month for 60 months at 4.99% APR, $0 cash down. Advertised price $39,568, before any dealer documentation fee. Amount financed $42,041, including $2,473 estimated sales tax at 6.25%. That is $18.87 per $1,000 financed. Total of payments $47,590. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJCDDE8VH177741_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 624, "unit": "per_month", "display": "$624/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39568.0, "price_incl_doc": 39568.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 624.08, "amount_financed": 42041.0, "sales_tax": 2473.0, "total_of_payments": 52422.86, "finance_charge": 10381.86, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NTJCDDE8VH177741, VIN 5NTJCDDE8VH177741. $624 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,568, before any dealer documentation fee. Amount financed $42,041, including $2,473 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,423. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DGL2TH217005.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl2th217005/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl2th217005/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DGL2TH217005.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL2TH217005.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL2TH217005.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl2th217005/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,851. This offer applies to Stock #HD260835, VIN 5NMP2DGL2TH217005. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $42,045. Advertised price: $38,194. Savings: $3,851, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$42,045"}, {"label": "Advertised price", "value": "$38,194"}, {"label": "Savings", "value": "$3,851, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,851", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38194.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DGL2TH217005_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 676, "unit": "per_month", "display": "$676/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38194.0, "price_incl_doc": 38194.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 676.35, "amount_financed": 40581.13, "sales_tax": 2387.13, "total_of_payments": 40581.13, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260835, VIN 5NMP2DGL2TH217005. $676 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,194, before any dealer documentation fee. Amount financed $40,581, including $2,387 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $40,581. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL2TH217005_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 602, "unit": "per_month", "display": "$602/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38194.0, "price_incl_doc": 38194.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 602.41, "amount_financed": 40581.13, "sales_tax": 2387.13, "total_of_payments": 50602.48, "finance_charge": 10021.35, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260835, VIN 5NMP2DGL2TH217005. $602 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,194, before any dealer documentation fee. Amount financed $40,581, including $2,387 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,602. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL2TH217005_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 481, "unit": "per_month", "display": "$481/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 42045.0, "selling_price": 38194.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 480.53, "net_cap_cost": 38844.0, "residual_value": 26067.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 480.53, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 640.53}, "total_of_payments": 17316, "total_of_payments_unrounded": 17299.08}, "disclosure": "Estimated lease payment for stock #HD260835, VIN 5NMP2DGL2TH217005. $481 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $641, made up of $481 first payment, $60 title, $100 registration. MSRP $42,045. Lease selling price $38,194. Net capitalized cost $38,844. Residual value $26,068, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,316. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL2TH217005_lease", "type": "lease", "label": "Lease", "headline": {"value": 387, "unit": "per_month", "display": "$387/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 42045.0, "selling_price": 38194.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 387.23, "net_cap_cost": 35845.0, "residual_value": 26067.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 387.23, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3546.23}, "total_of_payments": 13932, "total_of_payments_unrounded": 13940.28}, "disclosure": "Estimated lease payment for stock #HD260835, VIN 5NMP2DGL2TH217005. $387 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,546, made up of $387 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $42,045. Lease selling price $38,194. Net capitalized cost $35,845. Residual value $26,068, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,932. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 106}}, {"vin": "KMHLS4DG8TU232585", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 23952.0, "msrp": 26940.0, "sale_price": 24752.0, "currency": "USD", "mileage": 9, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28707", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/ebce-110013116/KMHLS4DG8TU232585/2dd81e1fecba393fb3516c4610e8d693.jpg", "images": ["https://vehicle-images.carscommerce.inc/ebce-110013116/KMHLS4DG8TU232585/2dd81e1fecba393fb3516c4610e8d693.jpg", "https://vehicle-images.carscommerce.inc/7391-110013116/KMHLS4DG8TU232585/f024f1b2f1b42a85fbbaf48f5322c956.jpg", "https://vehicle-images.carscommerce.inc/33fb-110013116/KMHLS4DG8TU232585/f44c3e63f434a69732482a625818bca9.jpg", "https://vehicle-images.carscommerce.inc/b020-110013116/KMHLS4DG8TU232585/2012dd64d1fcab7288800bfe26714bc9.jpg", "https://vehicle-images.carscommerce.inc/e86b-110013116/KMHLS4DG8TU232585/9726763269b90d194b6bacd7dee8e65a.jpg", "https://vehicle-images.carscommerce.inc/fdb4-110013116/KMHLS4DG8TU232585/2e746453ea34ea7be4658a2c16bce313.png", "https://vehicle-images.carscommerce.inc/b8d3-110013116/KMHLS4DG8TU232585/45191b7b4fa690b57b04f343f7b221fc.jpg", "https://vehicle-images.carscommerce.inc/37c6-110013116/KMHLS4DG8TU232585/c783f761ccee97c88ffae83272f2c8fc.jpg", "https://vehicle-images.carscommerce.inc/51a9-110013116/KMHLS4DG8TU232585/722d821e339f23a2c919621e5e60ba00.png", "https://vehicle-images.carscommerce.inc/835d-110013116/KMHLS4DG8TU232585/62badc0204aa8f8702f46677588e0d31.jpg", "https://vehicle-images.carscommerce.inc/aee0-110013116/KMHLS4DG8TU232585/adfd434ce31560786eb2ff1e3d26da0c.jpg", "https://vehicle-images.carscommerce.inc/b3c4-110013116/KMHLS4DG8TU232585/5da239e135c413907830bbaa6af963b5.png", "https://vehicle-images.carscommerce.inc/534d-110013116/KMHLS4DG8TU232585/0d7f1c6a4ef708b3c967d011d6d42e8f.jpg", "https://vehicle-images.carscommerce.inc/4ad7-110013116/KMHLS4DG8TU232585/dc52f00a65821f4c10cd8cbb7ab325f8.jpg", "https://vehicle-images.carscommerce.inc/e95f-110013116/KMHLS4DG8TU232585/fe3a22f0ec089efa2aa0bf1225f9edb9.png", "https://vehicle-images.carscommerce.inc/bbee-110013116/KMHLS4DG8TU232585/6e260050e748a60612743612498f37b8.jpg", "https://vehicle-images.carscommerce.inc/95d0-110013116/KMHLS4DG8TU232585/99416f95fea138609c6e1620824112d8.jpg", "https://vehicle-images.carscommerce.inc/fc1b-110013116/KMHLS4DG8TU232585/e172c85950d005d854dcdb99b4db482e.png", "https://vehicle-images.carscommerce.inc/ec88-110013116/KMHLS4DG8TU232585/0fc91be635aae26ca78c4c099c2f0c38.jpg", "https://vehicle-images.carscommerce.inc/37f7-110013116/KMHLS4DG8TU232585/6520480693b159c7c0d0da51cad90f40.jpg", "https://vehicle-images.carscommerce.inc/472f-110013116/KMHLS4DG8TU232585/cf9977f80b0dd01addb576c1b84bca8b.jpg", "https://vehicle-images.carscommerce.inc/f301-110013116/KMHLS4DG8TU232585/3379ae5442aab5c951b327050de9a111.jpg", "https://vehicle-images.carscommerce.inc/81f5-110013116/KMHLS4DG8TU232585/00089c8497a561bebe8c777675fafa4e.png", "https://vehicle-images.carscommerce.inc/2cf8-110013116/KMHLS4DG8TU232585/b440ae95cc5e22f01c4e3beeb7865e2f.jpg", "https://vehicle-images.carscommerce.inc/a844-110013116/KMHLS4DG8TU232585/0b591215521f43decb47de12818a56cd.jpg", "https://vehicle-images.carscommerce.inc/c1da-110013116/KMHLS4DG8TU232585/e826e0e22a2b742e716ab6e4849a2f46.jpg", "https://vehicle-images.carscommerce.inc/b109-110013116/KMHLS4DG8TU232585/a9bf6909da9664adac2e7371911b9638.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26940.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG8TU232585.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg8tu232585/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg8tu232585/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG8TU232585.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG8TU232585.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG8TU232585.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg8tu232585/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,988. This offer applies to Stock #28707, VIN KMHLS4DG8TU232585. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,940. Advertised price: $23,952. Savings: $2,988, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,940"}, {"label": "Advertised price", "value": "$23,952"}, {"label": "Savings", "value": "$2,988, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,988", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23952.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG8TU232585_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 463, "unit": "per_month", "display": "$463/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23952.0, "price_incl_doc": 23952.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 462.85, "amount_financed": 25449.0, "sales_tax": 1497.0, "total_of_payments": 27770.87, "finance_charge": 2321.87, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28707, VIN KMHLS4DG8TU232585. $463 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,952, before any dealer documentation fee. Amount financed $25,449, including $1,497 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,771. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG8TU232585_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 378, "unit": "per_month", "display": "$378/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23952.0, "price_incl_doc": 23952.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 377.78, "amount_financed": 25449.0, "sales_tax": 1497.0, "total_of_payments": 31733.53, "finance_charge": 6284.53, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28707, VIN KMHLS4DG8TU232585. $378 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,952, before any dealer documentation fee. Amount financed $25,449, including $1,497 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,734. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK761342, VIN JM1BPABM7S1761342. Advertised price: $22,663. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,663"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22663.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM1BPABM7S1761342_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 565, "unit": "per_month", "display": "$565/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22663.0, "price_incl_doc": 22663.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 565.4, "amount_financed": 24079.44, "sales_tax": 1416.44, "total_of_payments": 27139.01, "finance_charge": 3059.57, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK761342, VIN JM1BPABM7S1761342. $565 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,663, before any dealer documentation fee. Amount financed $24,079, including $1,416 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,139. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1BPABM7S1761342_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 471, "unit": "per_month", "display": "$471/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22663.0, "price_incl_doc": 22663.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 471.03, "amount_financed": 24079.44, "sales_tax": 1416.44, "total_of_payments": 28261.75, "finance_charge": 4182.31, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK761342, VIN JM1BPABM7S1761342. $471 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,663, before any dealer documentation fee. Amount financed $24,079, including $1,416 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,262. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1BPABM7S1761342_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 410, "unit": "per_month", "display": "$410/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22663.0, "price_incl_doc": 22663.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 410.41, "amount_financed": 24079.44, "sales_tax": 1416.44, "total_of_payments": 29549.87, "finance_charge": 5470.43, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK761342, VIN JM1BPABM7S1761342. $410 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,663, before any dealer documentation fee. Amount financed $24,079, including $1,416 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,550. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu209776/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DGXTU209776.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DGXTU209776.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DGXTU209776.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu209776/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260907, VIN KMHLS4DGXTU209776. Advertised price: $24,402. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,402"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24402.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DGXTU209776_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24402.0, "price_incl_doc": 24402.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.78, "amount_financed": 25927.13, "sales_tax": 1525.13, "total_of_payments": 29221.47, "finance_charge": 3294.34, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260907, VIN KMHLS4DGXTU209776. $609 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,402, before any dealer documentation fee. Amount financed $25,927, including $1,525 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,221. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DGXTU209776_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24402.0, "price_incl_doc": 24402.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.17, "amount_financed": 25927.13, "sales_tax": 1525.13, "total_of_payments": 30430.36, "finance_charge": 4503.23, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260907, VIN KMHLS4DGXTU209776. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,402, before any dealer documentation fee. Amount financed $25,927, including $1,525 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,430. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DGXTU209776_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24402.0, "price_incl_doc": 24402.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 441.91, "amount_financed": 25927.13, "sales_tax": 1525.13, "total_of_payments": 31817.33, "finance_charge": 5890.2, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260907, VIN KMHLS4DGXTU209776. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,402, before any dealer documentation fee. Amount financed $25,927, including $1,525 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,817. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 87}}, {"vin": "KMHLM4DG0TU192125", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 22638.0, "msrp": 25595.0, "sale_price": 23438.0, "currency": "USD", "mileage": 11, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28628", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/d761-110013116/KMHLM4DG0TU192125/1d39f694f46e269d0032225e2f548901.jpg", "images": ["https://vehicle-images.carscommerce.inc/d761-110013116/KMHLM4DG0TU192125/1d39f694f46e269d0032225e2f548901.jpg", "https://vehicle-images.carscommerce.inc/fb0d-110013116/KMHLM4DG0TU192125/46a28814ee612b09b5e8a587e9d1face.jpg", "https://vehicle-images.carscommerce.inc/6e80-110013116/KMHLM4DG0TU192125/4b7f4bd2bc3002c2af4b994242ab1ca6.jpg", "https://vehicle-images.carscommerce.inc/38e3-110013116/KMHLM4DG0TU192125/876941dd2266efff9dc9fe8f00e3511e.jpg", "https://vehicle-images.carscommerce.inc/fcc8-110013116/KMHLM4DG0TU192125/4fe0ad712fed1fdb622f1cb68d48c57c.jpg", "https://vehicle-images.carscommerce.inc/d94e-110013116/KMHLM4DG0TU192125/1f65165868e07b7640dbdbc7ed016fed.png", "https://vehicle-images.carscommerce.inc/98f5-110013116/KMHLM4DG0TU192125/f43a87ab88b299148cfc29bf7b00ca2b.jpg", "https://vehicle-images.carscommerce.inc/b2de-110013116/KMHLM4DG0TU192125/6fddc71d44322c74228b616d2672695f.jpg", "https://vehicle-images.carscommerce.inc/9a1e-110013116/KMHLM4DG0TU192125/bc338dfd3875afd7d83d750d2efc6d74.png", "https://vehicle-images.carscommerce.inc/22c8-110013116/KMHLM4DG0TU192125/34c7ef62adae9cdc8fcdf5ced2cff979.jpg", "https://vehicle-images.carscommerce.inc/cb7b-110013116/KMHLM4DG0TU192125/c861d55bad7a15e82df6c6490bacba71.jpg", "https://vehicle-images.carscommerce.inc/fd08-110013116/KMHLM4DG0TU192125/add3a9030dc5f24ee64cb0b11161ca43.png", "https://vehicle-images.carscommerce.inc/939e-110013116/KMHLM4DG0TU192125/7b405a47cf86f9b5d171b39987e5462b.jpg", "https://vehicle-images.carscommerce.inc/1f33-110013116/KMHLM4DG0TU192125/634485f01849763f4e463a0b0394271e.jpg", "https://vehicle-images.carscommerce.inc/bc57-110013116/KMHLM4DG0TU192125/f71496d9adb8bb42ccadd8344e5595da.png", "https://vehicle-images.carscommerce.inc/fefd-110013116/KMHLM4DG0TU192125/23959794e2df3a866532225fd66e85b7.jpg", "https://vehicle-images.carscommerce.inc/aa6a-110013116/KMHLM4DG0TU192125/e6d15755a5f08d21780052c11cdef319.jpg", "https://vehicle-images.carscommerce.inc/22b5-110013116/KMHLM4DG0TU192125/192514034464f062c8f121573c45af88.png", "https://vehicle-images.carscommerce.inc/a6a4-110013116/KMHLM4DG0TU192125/8f63277551a5d7027d3553fc9f868597.jpg", "https://vehicle-images.carscommerce.inc/dbf9-110013116/KMHLM4DG0TU192125/a46d4e5cec85b66e56ab5e8112c8b421.jpg", "https://vehicle-images.carscommerce.inc/29f4-110013116/KMHLM4DG0TU192125/c7d5b1f05185f74c21f2865e0c5ac2d5.jpg", "https://vehicle-images.carscommerce.inc/a0da-110013116/KMHLM4DG0TU192125/6c8172ac20b7040847330e58a254b613.jpg", "https://vehicle-images.carscommerce.inc/ef29-110013116/KMHLM4DG0TU192125/010fafe6ee70fb33eb0dfd31b20ab04d.png", "https://vehicle-images.carscommerce.inc/c5a4-110013116/KMHLM4DG0TU192125/66bc1b67450b551474f4f2dc59ab9846.jpg", "https://vehicle-images.carscommerce.inc/9c6d-110013116/KMHLM4DG0TU192125/fdca1117d1ef3199ea4e334258d031ed.jpg", "https://vehicle-images.carscommerce.inc/6afb-110013116/KMHLM4DG0TU192125/7605830f1b5e5f879b48c0fc57b2f7e8.jpg", "https://vehicle-images.carscommerce.inc/2b6a-110013116/KMHLM4DG0TU192125/84a4c1afad06117f4094d64a1d2d6c08.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25595.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG0TU192125.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg0tu192125/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg0tu192125/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG0TU192125.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG0TU192125.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG0TU192125.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg0tu192125/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,957. This offer applies to Stock #28628, VIN KMHLM4DG0TU192125. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,595. Advertised price: $22,638. Savings: $2,957, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,595"}, {"label": "Advertised price", "value": "$22,638"}, {"label": "Savings", "value": "$2,957, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,957", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22638.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG0TU192125_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 437, "unit": "per_month", "display": "$437/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22638.0, "price_incl_doc": 22638.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 437.46, "amount_financed": 24052.88, "sales_tax": 1414.88, "total_of_payments": 26247.37, "finance_charge": 2194.49, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28628, VIN KMHLM4DG0TU192125. $437 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $22,638, before any dealer documentation fee. Amount financed $24,053, including $1,415 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,247. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG0TU192125_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 357, "unit": "per_month", "display": "$357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22638.0, "price_incl_doc": 22638.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 357.06, "amount_financed": 24052.88, "sales_tax": 1414.88, "total_of_payments": 29992.64, "finance_charge": 5939.76, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28628, VIN KMHLM4DG0TU192125. $357 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $22,638, before any dealer documentation fee. Amount financed $24,053, including $1,415 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $29,993. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 85}}, {"vin": "2GNAXUEV0L6183429", "title": "2020 Chevrolet Equinox LT", "year": 2020, "make": "Chevrolet", "model": "Equinox", "trim": "LT", "decoded_trim": "LT (1LT)", "condition": "used", "price": 20623.0, "msrp": 0.0, "sale_price": 20623.0, "currency": "USD", "mileage": 35360, "exterior_color": "Blue", "interior_color": "Jet Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "1.5L DOHC", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic Electronic with Overdrive", "mpg_city": 25, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD261102A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.5L 4-Cylinder In-Line", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/2GNAXUEV0L6183429.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-chevrolet-equinox-lt-awd-4d-sport-utility-2gnaxuev0l6183429/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 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"price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD261102A, VIN 2GNAXUEV0L6183429. Advertised price: $20,623. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Bluetooth", "Fog Lights", "Keyless Entry", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Remote Start", "Sunroof / Moonroof", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20623.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2GNAXUEV0L6183429_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20623.0, "price_incl_doc": 20623.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 514.5, "amount_financed": 21911.94, "sales_tax": 1288.94, "total_of_payments": 24696.1, "finance_charge": 2784.16, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261102A, VIN 2GNAXUEV0L6183429. $514 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,623, before any dealer documentation fee. Amount financed $21,912, including $1,289 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,696. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2GNAXUEV0L6183429_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 429, "unit": "per_month", "display": "$429/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20623.0, "price_incl_doc": 20623.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 428.63, "amount_financed": 21911.94, "sales_tax": 1288.94, "total_of_payments": 25717.78, "finance_charge": 3805.84, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261102A, VIN 2GNAXUEV0L6183429. $429 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,623, before any dealer documentation fee. Amount financed $21,912, including $1,289 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,718. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2GNAXUEV0L6183429_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 373, "unit": "per_month", "display": "$373/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20623.0, "price_incl_doc": 20623.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 373.47, "amount_financed": 21911.94, "sales_tax": 1288.94, "total_of_payments": 26889.96, "finance_charge": 4978.02, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261102A, VIN 2GNAXUEV0L6183429. $373 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,623, before any dealer documentation fee. Amount financed $21,912, including $1,289 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,890. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 81}}, {"vin": "KMHLP4DG1TU278700", "title": "2026 Hyundai ELANTRA Limited", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 29963.0, "msrp": null, "sale_price": 29963.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 30, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "KMHLP4DG1TU278700", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/a7ba-110013116/KMHLP4DG1TU278700/e03a09ac85a879cd7b0962c4a68461b0.jpg", "images": ["https://vehicle-images.carscommerce.inc/a7ba-110013116/KMHLP4DG1TU278700/e03a09ac85a879cd7b0962c4a68461b0.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "Limited", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLP4DG1TU278700.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-limited-fwd-4dr-car-kmhlp4dg1tu278700/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-limited-fwd-4dr-car-kmhlp4dg1tu278700/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLP4DG1TU278700.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLP4DG1TU278700.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLP4DG1TU278700.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-limited-fwd-4dr-car-kmhlp4dg1tu278700/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHLP4DG1TU278700, VIN KMHLP4DG1TU278700. Advertised price: $29,963. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,963"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Seats", "Premium Audio", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29963.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLP4DG1TU278700_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29963.0, "price_incl_doc": 29963.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 579.0, "amount_financed": 31835.69, "sales_tax": 1872.69, "total_of_payments": 34740.25, "finance_charge": 2904.56, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLP4DG1TU278700, VIN KMHLP4DG1TU278700. $579 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $29,963, before any dealer documentation fee. Amount financed $31,836, including $1,873 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $34,740. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLP4DG1TU278700_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 473, "unit": "per_month", "display": "$473/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29963.0, "price_incl_doc": 29963.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 472.59, "amount_financed": 31835.69, "sales_tax": 1872.69, "total_of_payments": 39697.39, "finance_charge": 7861.7, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLP4DG1TU278700, VIN KMHLP4DG1TU278700. $473 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $29,963, before any dealer documentation fee. Amount financed $31,836, including $1,873 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $39,697. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 82}}, {"vin": "KM8RMES23TU052464", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 51889.0, "msrp": 58140.0, "sale_price": 53889.0, "currency": "USD", "mileage": 21, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260863", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES23TU052464.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes23tu052464/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes23tu052464/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES23TU052464.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES23TU052464.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES23TU052464.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes23tu052464/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,251. This offer applies to Stock #HD260863, VIN KM8RMES23TU052464. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,140. Advertised price: $51,889. Savings: $6,251, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,140"}, {"label": "Advertised price", "value": "$51,889"}, {"label": "Savings", "value": "$6,251, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,251", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51889.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES23TU052464_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1015, "unit": "per_month", "display": "$1,015/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51889.0, "price_incl_doc": 51889.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1015.09, "amount_financed": 55132.06, "sales_tax": 3243.06, "total_of_payments": 60905.52, "finance_charge": 5773.46, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260863, VIN KM8RMES23TU052464. $1,015 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $51,889, before any dealer documentation fee. Amount financed $55,132, including $3,243 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $60,906. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES23TU052464_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 766, "unit": "per_month", "display": "$766/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51889.0, "price_incl_doc": 51889.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 765.72, "amount_financed": 55132.06, "sales_tax": 3243.06, "total_of_payments": 55132.06, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260863, VIN KM8RMES23TU052464. $766 per month for 72 months at 0% APR, $0 cash down. Advertised price $51,889, before any dealer documentation fee. Amount financed $55,132, including $3,243 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $55,132. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 83}}, {"vin": "3VV2B7AX0KM072972", "title": "2019 Volkswagen Tiguan SE", "year": 2019, "make": "Volkswagen", "model": "Tiguan", "trim": "SE", "decoded_trim": "4Motion SE, 4Motion SEL, 4Motion SEL R-Line, 4Motion SEL R-Line Jet-Black", "condition": "used", "price": 18383.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 61158, "exterior_color": null, "interior_color": null, "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L TSI DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Tiptronic", "mpg_city": 21, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "VD262190A", "stock_status": "In Stock", "availability": "In Stock", 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$18,383"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Heated Seats", "Keyless Entry", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18383.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV2B7AX0KM072972_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 459, "unit": "per_month", "display": "$459/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18383.0, "price_incl_doc": 18383.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 458.62, "amount_financed": 19531.94, "sales_tax": 1148.94, "total_of_payments": 22013.69, "finance_charge": 2481.75, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262190A, VIN 3VV2B7AX0KM072972. $459 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,383, before any dealer documentation fee. Amount financed $19,532, including $1,149 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,014. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV2B7AX0KM072972_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 382, "unit": "per_month", "display": "$382/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18383.0, "price_incl_doc": 18383.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 382.07, "amount_financed": 19531.94, "sales_tax": 1148.94, "total_of_payments": 22924.4, "finance_charge": 3392.46, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262190A, VIN 3VV2B7AX0KM072972. $382 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,383, before any dealer documentation fee. Amount financed $19,532, including $1,149 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,924. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV2B7AX0KM072972_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 333, "unit": "per_month", "display": "$333/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18383.0, "price_incl_doc": 18383.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 332.91, "amount_financed": 19531.94, "sales_tax": 1148.94, "total_of_payments": 23969.26, "finance_charge": 4437.32, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262190A, VIN 3VV2B7AX0KM072972. $333 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,383, before any dealer documentation fee. Amount financed $19,532, including $1,149 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,969. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,370. This offer applies to Stock #28297, VIN 5NMJBCDE1TH663510. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,935. Advertised price: $31,565. Savings: $3,370, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,935"}, {"label": "Advertised price", "value": "$31,565"}, {"label": "Savings", "value": "$3,370, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,370", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31565.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE1TH663510_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 559, "unit": "per_month", "display": "$559/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31565.0, "price_incl_doc": 31565.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 558.96, "amount_financed": 33537.81, "sales_tax": 1972.81, "total_of_payments": 33537.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28297, VIN 5NMJBCDE1TH663510. $559 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,565, before any dealer documentation fee. Amount financed $33,538, including $1,973 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,538. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH663510_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31565.0, "price_incl_doc": 31565.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 497.86, "amount_financed": 33537.81, "sales_tax": 1972.81, "total_of_payments": 41819.84, "finance_charge": 8282.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28297, VIN 5NMJBCDE1TH663510. $498 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,565, before any dealer documentation fee. Amount financed $33,538, including $1,973 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,820. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH663510_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 397, "unit": "per_month", "display": "$397/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34935.0, "selling_price": 31565.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 397.39, "net_cap_cost": 32215.0, "residual_value": 21659.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 397.39, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 557.39}, "total_of_payments": 14292, "total_of_payments_unrounded": 14306.04}, "disclosure": "Estimated lease payment for stock #28297, VIN 5NMJBCDE1TH663510. $397 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $557, made up of $397 first payment, $60 title, $100 registration. MSRP $34,935. Lease selling price $31,565. Net capitalized cost $32,215. Residual value $21,660, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,292. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH663510_lease", "type": "lease", "label": "Lease", "headline": {"value": 304, "unit": "per_month", "display": "$304/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34935.0, "selling_price": 31565.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 304.1, "net_cap_cost": 29216.0, "residual_value": 21659.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 304.1, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3463.1}, "total_of_payments": 10944, "total_of_payments_unrounded": 10947.6}, "disclosure": "Estimated lease payment for stock #28297, VIN 5NMJBCDE1TH663510. $304 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,463, made up of $304 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,935. Lease selling price $31,565. Net capitalized cost $29,216. Residual value $21,660, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,944. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 107}}, {"vin": "5NMJA3DE7TH630126", "title": "2026 Hyundai TUCSON SE", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 28754.0, "msrp": 32220.0, "sale_price": 28754.0, "currency": "USD", "mileage": 15, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 25, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "28787", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/5ebf-110013116/5NMJA3DE7TH630126/403291a1f4a565922574b6b0ce27ca2f.jpg", "images": ["https://vehicle-images.carscommerce.inc/5ebf-110013116/5NMJA3DE7TH630126/403291a1f4a565922574b6b0ce27ca2f.jpg", "https://vehicle-images.carscommerce.inc/8682-110013116/5NMJA3DE7TH630126/ca68ae482b97caea23dcc37932f3177f.jpg", "https://vehicle-images.carscommerce.inc/5155-110013116/5NMJA3DE7TH630126/ef66490b0ebf44c4b989bc930c82e069.jpg", "https://vehicle-images.carscommerce.inc/a3ed-110013116/5NMJA3DE7TH630126/e3dc439788258895c10a35df2d1e34a7.jpg", "https://vehicle-images.carscommerce.inc/3bd3-110013116/5NMJA3DE7TH630126/86e8fd27fb3f256ebf9e07e006c4c562.png", "https://vehicle-images.carscommerce.inc/eb55-110013116/5NMJA3DE7TH630126/76ed0073b12dc4cc352b99568ba9a4ff.jpg", "https://vehicle-images.carscommerce.inc/e116-110013116/5NMJA3DE7TH630126/1b9a7d624561af657b6167d93d6e3cdf.jpg", "https://vehicle-images.carscommerce.inc/c35a-110013116/5NMJA3DE7TH630126/a9dc0aa230ed4680b4ad143eb091a51c.png", "https://vehicle-images.carscommerce.inc/3ea0-110013116/5NMJA3DE7TH630126/264aff8e32c73af0d50d2bfdb4b3b224.jpg", "https://vehicle-images.carscommerce.inc/84cc-110013116/5NMJA3DE7TH630126/41e03204ec4899924de9753a18c83278.jpg", "https://vehicle-images.carscommerce.inc/e921-110013116/5NMJA3DE7TH630126/f0627618e7ef85e30119b986a8c85920.png", "https://vehicle-images.carscommerce.inc/be3d-110013116/5NMJA3DE7TH630126/61fbab1da086be9affbbf38a57e693c2.jpg", "https://vehicle-images.carscommerce.inc/3ef0-110013116/5NMJA3DE7TH630126/497c0c425dfad075db7f78b28cf3cf4c.jpg", "https://vehicle-images.carscommerce.inc/c573-110013116/5NMJA3DE7TH630126/588af330a1d2ced1d2996854a5ccd21f.png", "https://vehicle-images.carscommerce.inc/c777-110013116/5NMJA3DE7TH630126/0a3c30be058209ba5e40e670cc05bb5e.jpg", "https://vehicle-images.carscommerce.inc/7716-110013116/5NMJA3DE7TH630126/9fc9d2ad6cbb4183e3e0261594d7bf2f.jpg", "https://vehicle-images.carscommerce.inc/659e-110013116/5NMJA3DE7TH630126/80fe647b5ff9e425d55b90335ec08154.png", "https://vehicle-images.carscommerce.inc/f94b-110013116/5NMJA3DE7TH630126/e599b7f5fa93eede95f9ebab29bac2b0.jpg", "https://vehicle-images.carscommerce.inc/2645-110013116/5NMJA3DE7TH630126/adf26338f0e8349f973bae6517bc68f1.jpg", "https://vehicle-images.carscommerce.inc/489a-110013116/5NMJA3DE7TH630126/34d33ed4ce2d79a3e98d2e279621487e.jpg", "https://vehicle-images.carscommerce.inc/3b02-110013116/5NMJA3DE7TH630126/c97cf595832f73f9d4f4ae744115656b.jpg", "https://vehicle-images.carscommerce.inc/26e8-110013116/5NMJA3DE7TH630126/97f85f5a7f8539c1351c5d261f16d5de.png", "https://vehicle-images.carscommerce.inc/6464-110013116/5NMJA3DE7TH630126/cb0cddc28ddf2b18f97ae2e04f31cd60.jpg", "https://vehicle-images.carscommerce.inc/7d1b-110013116/5NMJA3DE7TH630126/f717093f2ffc1c61a98c04dce841683d.jpg", "https://vehicle-images.carscommerce.inc/95a4-110013116/5NMJA3DE7TH630126/c5aff4c4b8f873f1f3080883eba7c629.jpg", "https://vehicle-images.carscommerce.inc/cf92-110013116/5NMJA3DE7TH630126/cdaa6228863e6d619431479b14529623.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 32220.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJA3DE7TH630126.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-fwd-4d-sport-utility-5nmja3de7th630126/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-fwd-4d-sport-utility-5nmja3de7th630126/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJA3DE7TH630126.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJA3DE7TH630126.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJA3DE7TH630126.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-fwd-4d-sport-utility-5nmja3de7th630126/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,466. This offer applies to Stock #28787, VIN 5NMJA3DE7TH630126. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $32,220. Advertised price: $28,754. Savings: $3,466, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$32,220"}, {"label": "Advertised price", "value": "$28,754"}, {"label": "Savings", "value": "$3,466, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,466", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28754.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJA3DE7TH630126_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28754.0, "price_incl_doc": 28754.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 509.19, "amount_financed": 30551.13, "sales_tax": 1797.13, "total_of_payments": 30551.13, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28787, VIN 5NMJA3DE7TH630126. $509 per month for 60 months at 0% APR, $0 cash down. Advertised price $28,754, before any dealer documentation fee. Amount financed $30,551, including $1,797 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $30,551. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJA3DE7TH630126_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 454, "unit": "per_month", "display": "$454/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28754.0, "price_incl_doc": 28754.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 453.52, "amount_financed": 30551.13, "sales_tax": 1797.13, "total_of_payments": 38095.61, "finance_charge": 7544.48, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28787, VIN 5NMJA3DE7TH630126. $454 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,754, before any dealer documentation fee. Amount financed $30,551, including $1,797 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $38,096. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJA3DE7TH630126_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 357, "unit": "per_month", "display": "$357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 32220.0, "selling_price": 28754.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 356.95, "net_cap_cost": 29404.0, "residual_value": 19976.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 356.95, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 516.95}, "total_of_payments": 12852, "total_of_payments_unrounded": 12850.2}, "disclosure": "Estimated lease payment for stock #28787, VIN 5NMJA3DE7TH630126. $357 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $517, made up of $357 first payment, $60 title, $100 registration. MSRP $32,220. Lease selling price $28,754. Net capitalized cost $29,404. Residual value $19,976, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $12,852. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJA3DE7TH630126_lease", "type": "lease", "label": "Lease", "headline": {"value": 264, "unit": "per_month", "display": "$264/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 32220.0, "selling_price": 28754.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 263.65, "net_cap_cost": 26405.0, "residual_value": 19976.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 263.65, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3422.65}, "total_of_payments": 9504, "total_of_payments_unrounded": 9491.4}, "disclosure": "Estimated lease payment for stock #28787, VIN 5NMJA3DE7TH630126. $264 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,423, made up of $264 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $32,220. Lease selling price $28,754. Net capitalized cost $26,405. Residual value $19,976, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $9,504. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 108}}, {"vin": "5NMP3DG14TH090382", "title": "2026 Hyundai SANTA FE HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 46797.0, "msrp": 50200.0, "sale_price": 46297.0, "currency": "USD", "mileage": 13, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260178", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/a2b8-110013116/5NMP3DG14TH090382/43d974676dc9e1c2689f5f85167a7fb1.jpg", "images": ["https://vehicle-images.carscommerce.inc/a2b8-110013116/5NMP3DG14TH090382/43d974676dc9e1c2689f5f85167a7fb1.jpg", "https://vehicle-images.carscommerce.inc/37c3-110013116/5NMP3DG14TH090382/0e5af6b1bb42445495479c5e98d5dc1b.jpg", "https://vehicle-images.carscommerce.inc/8f86-110013116/5NMP3DG14TH090382/382d100b50950325f4fac4a326e23175.jpg", "https://vehicle-images.carscommerce.inc/d7e1-110013116/5NMP3DG14TH090382/48138e49ef323cca01dbd23079ba95cf.jpg", "https://vehicle-images.carscommerce.inc/1dc1-110013116/5NMP3DG14TH090382/b434d32cd69d53223590f2245c825b2f.jpg", "https://vehicle-images.carscommerce.inc/8426-110013116/5NMP3DG14TH090382/78b22e2e107878239ff134f61703333a.png", "https://vehicle-images.carscommerce.inc/e316-110013116/5NMP3DG14TH090382/60c73d2a2132e002a6c7cb2aaaa3b3a3.jpg", "https://vehicle-images.carscommerce.inc/979b-110013116/5NMP3DG14TH090382/f677744da24a0a8a50473a0de8e092e8.jpg", "https://vehicle-images.carscommerce.inc/beca-110013116/5NMP3DG14TH090382/43e9eab24c8ebb237f81130eb91e254e.png", "https://vehicle-images.carscommerce.inc/9af1-110013116/5NMP3DG14TH090382/c75b93efd64af182d2079152298f7efc.jpg", "https://vehicle-images.carscommerce.inc/a647-110013116/5NMP3DG14TH090382/8885df19c1d942e41f28824a8e81f1b9.jpg", "https://vehicle-images.carscommerce.inc/98eb-110013116/5NMP3DG14TH090382/44f6d0c9880b0255448467ad8aad9566.png", "https://vehicle-images.carscommerce.inc/7408-110013116/5NMP3DG14TH090382/f4437f778697900a4c71831af8eacb27.jpg", "https://vehicle-images.carscommerce.inc/c3cf-110013116/5NMP3DG14TH090382/cb773655d928d561de2b86c7c53f04c4.jpg", "https://vehicle-images.carscommerce.inc/c9e6-110013116/5NMP3DG14TH090382/3b7f74531a98e6c6ca3610c2d942ab11.png", "https://vehicle-images.carscommerce.inc/d75f-110013116/5NMP3DG14TH090382/e07f20f5d8c9fd007b99ae6303c35e62.jpg", "https://vehicle-images.carscommerce.inc/3c9a-110013116/5NMP3DG14TH090382/ca5432ae0e44db4343657b06cc442907.jpg", "https://vehicle-images.carscommerce.inc/60c6-110013116/5NMP3DG14TH090382/f5126d1c666f3c4af2987cb5edbe6e53.png", "https://vehicle-images.carscommerce.inc/7978-110013116/5NMP3DG14TH090382/22b77941ef56bc4f06d371a0c44af99e.jpg", "https://vehicle-images.carscommerce.inc/c351-110013116/5NMP3DG14TH090382/dd323cdc4422ce1033197e86fc377a77.jpg", "https://vehicle-images.carscommerce.inc/2a81-110013116/5NMP3DG14TH090382/c15394785bd7e2d330f254e036a3539b.png", "https://vehicle-images.carscommerce.inc/e878-110013116/5NMP3DG14TH090382/5da54afa6d31d80d0e6060b212c6fbd5.jpg", "https://vehicle-images.carscommerce.inc/f2ee-110013116/5NMP3DG14TH090382/67d21104091f6edace592d4fb9a6b3ac.jpg", "https://vehicle-images.carscommerce.inc/3ccd-110013116/5NMP3DG14TH090382/7902f6e229c8cd4aa76de4a0d33d5521.png", "https://vehicle-images.carscommerce.inc/b002-110013116/5NMP3DG14TH090382/14f78e8aff0b85a9ddb26c1885d4add4.jpg", "https://vehicle-images.carscommerce.inc/eabb-110013116/5NMP3DG14TH090382/79f4c2e841131670e8bcb8161999bc10.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 50200.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DG14TH090382.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg14th090382/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg14th090382/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG14TH090382.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG14TH090382.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG14TH090382.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg14th090382/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,403. This offer applies to Stock #HD260178, VIN 5NMP3DG14TH090382. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,200. Advertised price: $46,797. Savings: $3,403, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,200"}, {"label": "Advertised price", "value": "$46,797"}, {"label": "Savings", "value": "$3,403, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,403", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46797.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG14TH090382_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46797.0, "price_incl_doc": 46797.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.7, "amount_financed": 49721.81, "sales_tax": 2924.81, "total_of_payments": 49721.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260178, VIN 5NMP3DG14TH090382. $829 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,797, before any dealer documentation fee. Amount financed $49,722, including $2,925 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,722. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG14TH090382_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 738, "unit": "per_month", "display": "$738/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46797.0, "price_incl_doc": 46797.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 738.1, "amount_financed": 49721.81, "sales_tax": 2924.81, "total_of_payments": 62000.41, "finance_charge": 12278.6, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260178, VIN 5NMP3DG14TH090382. $738 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,797, before any dealer documentation fee. Amount financed $49,722, including $2,925 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,000. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg0tu223552/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG0TU223552.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG0TU223552.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG0TU223552.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg0tu223552/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,968. This offer applies to Stock #28703, VIN KMHLM4DG0TU223552. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,095. Advertised price: $23,127. Savings: $2,968, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,095"}, {"label": "Advertised price", "value": "$23,127"}, {"label": "Savings", "value": "$2,968, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,968", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23127.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG0TU223552_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 447, "unit": "per_month", "display": "$447/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23127.0, "price_incl_doc": 23127.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.91, "amount_financed": 24572.44, "sales_tax": 1445.44, "total_of_payments": 26814.33, "finance_charge": 2241.89, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28703, VIN KMHLM4DG0TU223552. $447 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,127, before any dealer documentation fee. Amount financed $24,572, including $1,445 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,814. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG0TU223552_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 365, "unit": "per_month", "display": "$365/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23127.0, "price_incl_doc": 23127.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 364.77, "amount_financed": 24572.44, "sales_tax": 1445.44, "total_of_payments": 30640.51, "finance_charge": 6068.07, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28703, VIN KMHLM4DG0TU223552. $365 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,127, before any dealer documentation fee. Amount financed $24,572, including $1,445 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $30,641. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg3tu214862/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG3TU214862.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG3TU214862.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG3TU214862.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg3tu214862/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,968. This offer applies to Stock #28700, VIN KMHLM4DG3TU214862. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,095. Advertised price: $23,127. Savings: $2,968, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,095"}, {"label": "Advertised price", "value": "$23,127"}, {"label": "Savings", "value": "$2,968, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,968", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23127.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG3TU214862_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 447, "unit": "per_month", "display": "$447/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23127.0, "price_incl_doc": 23127.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.91, "amount_financed": 24572.44, "sales_tax": 1445.44, "total_of_payments": 26814.33, "finance_charge": 2241.89, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28700, VIN KMHLM4DG3TU214862. $447 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,127, before any dealer documentation fee. Amount financed $24,572, including $1,445 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,814. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG3TU214862_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 365, "unit": "per_month", "display": "$365/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23127.0, "price_incl_doc": 23127.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 364.77, "amount_financed": 24572.44, "sales_tax": 1445.44, "total_of_payments": 30640.51, "finance_charge": 6068.07, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28700, VIN KMHLM4DG3TU214862. $365 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,127, before any dealer documentation fee. Amount financed $24,572, including $1,445 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $30,641. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 74}}, {"vin": "KM8KNDA85TU011154", "title": "2026 HYUNDAI IONIQ 5 N", "year": 2026, "make": "HYUNDAI", "model": "IONIQ 5", "trim": "N", "decoded_trim": null, "condition": "new", "price": 62933.0, "msrp": null, "sale_price": 62933.0, "currency": "USD", "mileage": null, "exterior_color": "SOULTRONIC ORANGE", "interior_color": null, "drivetrain": "ALL WHEEL DRIVE", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": 5, "engine": null, "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "KM8KNDA85TU011154", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Hyundai", "model": "Ioniq 5 N", "year": 2026, "trim": null, "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "4WD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8KNDA85TU011154.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-n-all-wheel-drive-sport-utility-km8knda85tu011154/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-n-all-wheel-drive-sport-utility-km8knda85tu011154/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8KNDA85TU011154.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8KNDA85TU011154.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8KNDA85TU011154.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-n-all-wheel-drive-sport-utility-km8knda85tu011154/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8KNDA85TU011154, VIN KM8KNDA85TU011154. Advertised price: $62,933. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,933"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62933.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8KNDA85TU011154_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 929, "unit": "per_month", "display": "$929/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62933.0, "price_incl_doc": 62933.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 928.7, "amount_financed": 66866.31, "sales_tax": 3933.31, "total_of_payments": 66866.31, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8KNDA85TU011154, VIN KM8KNDA85TU011154. $929 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,933, before any dealer documentation fee. Amount financed $66,866, including $3,933 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,866. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8KNDA85TU011154_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 889, "unit": "per_month", "display": "$889/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62933.0, "selling_price": 62933.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 888.52, "net_cap_cost": 63583.0, "residual_value": 39018.46, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 888.52, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 1048.52}, "total_of_payments": 32004, "total_of_payments_unrounded": 31986.72}, "disclosure": "Estimated lease payment for stock #KM8KNDA85TU011154, VIN KM8KNDA85TU011154. $889 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,049, made up of $889 first payment, $60 title, $100 registration. MSRP $62,933. Lease selling price $62,933. Net capitalized cost $63,583. Residual value $39,018, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $32,004. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8KNDA85TU011154_lease", "type": "lease", "label": "Lease", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 62933.0, "selling_price": 62933.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 795.22, "net_cap_cost": 60584.0, "residual_value": 39018.46, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 795.22, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3954.22}, "total_of_payments": 28620, "total_of_payments_unrounded": 28627.92}, "disclosure": "Estimated lease payment for stock #KM8KNDA85TU011154, VIN KM8KNDA85TU011154. $795 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,954, made up of $795 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $62,933. Lease selling price $62,933. Net capitalized cost $60,584. Residual value $39,018, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $28,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 100}}, {"vin": "7MMVABDY7SN379566", "title": "2025 Mazda CX-50 Package", "year": 2025, "make": "Mazda", "model": "CX-50", "trim": "Package", "decoded_trim": "Premium", "condition": "used", "price": 37803.0, "msrp": 0.0, "sale_price": 38079.0, "currency": "USD", "mileage": 4659, "exterior_color": "Gray", "interior_color": "Terracotta", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 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"https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-50-2-5-turbo-premium-package-awd-4d-sport-utility-7mmvabdy7sn379566/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-50-2-5-turbo-premium-package-awd-4d-sport-utility-7mmvabdy7sn379566/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7MMVABDY7SN379566.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7MMVABDY7SN379566.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7MMVABDY7SN379566.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-50-2-5-turbo-premium-package-awd-4d-sport-utility-7mmvabdy7sn379566/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0802, VIN 7MMVABDY7SN379566. Advertised price: $37,803. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,803"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37803.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7MMVABDY7SN379566_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 943, "unit": "per_month", "display": "$943/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37803.0, "price_incl_doc": 37803.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 943.11, "amount_financed": 40165.69, "sales_tax": 2362.69, "total_of_payments": 45269.2, "finance_charge": 5103.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0802, VIN 7MMVABDY7SN379566. $943 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,803, before any dealer documentation fee. Amount financed $40,166, including $2,363 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $45,269. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MMVABDY7SN379566_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 786, "unit": "per_month", "display": "$786/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37803.0, "price_incl_doc": 37803.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 785.7, "amount_financed": 40165.69, "sales_tax": 2362.69, "total_of_payments": 47141.98, "finance_charge": 6976.29, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0802, VIN 7MMVABDY7SN379566. $786 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,803, before any dealer documentation fee. Amount financed $40,166, including $2,363 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $47,142. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MMVABDY7SN379566_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 685, "unit": "per_month", "display": "$685/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37803.0, "price_incl_doc": 37803.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 684.59, "amount_financed": 40165.69, "sales_tax": 2362.69, "total_of_payments": 49290.64, "finance_charge": 9124.95, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0802, VIN 7MMVABDY7SN379566. $685 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,803, before any dealer documentation fee. Amount financed $40,166, including $2,363 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $49,291. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 72}}, {"vin": "KM8RMES27TU061877", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 53134.0, "msrp": 59310.0, "sale_price": 55134.0, "currency": "USD", "mileage": 5188, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28117", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/3650-110013116/KM8RMES27TU061877/0d95cf309c9299bf579a68aee836293f.jpg", "images": ["https://vehicle-images.carscommerce.inc/3650-110013116/KM8RMES27TU061877/0d95cf309c9299bf579a68aee836293f.jpg", "https://vehicle-images.carscommerce.inc/7087-110013116/KM8RMES27TU061877/44af8b50cfb34d527f9c5e9c179cff57.jpg", "https://vehicle-images.carscommerce.inc/8f7d-110013116/KM8RMES27TU061877/a0f736de0101c6d8a739865cafbd646a.jpg", "https://vehicle-images.carscommerce.inc/1845-110013116/KM8RMES27TU061877/705d853e2f15fb6c3206ef0387e54588.jpg", "https://vehicle-images.carscommerce.inc/4357-110013116/KM8RMES27TU061877/5961940290e91795e428f7edd2f87faa.png", "https://vehicle-images.carscommerce.inc/ab7e-110013116/KM8RMES27TU061877/73087a834238ce52ed619ae9225c464e.jpg", "https://vehicle-images.carscommerce.inc/ff28-110013116/KM8RMES27TU061877/219cba0c44f734c6fc856a31d48fe91d.jpg", "https://vehicle-images.carscommerce.inc/2925-110013116/KM8RMES27TU061877/3d8e76d478726c7f3aca7ded873d00a4.png", "https://vehicle-images.carscommerce.inc/59fe-110013116/KM8RMES27TU061877/09dc5b6ab6e9d3d2938567f58640e4f9.jpg", "https://vehicle-images.carscommerce.inc/74d9-110013116/KM8RMES27TU061877/20906b77670606e28d15b7e02ea6dca5.jpg", "https://vehicle-images.carscommerce.inc/5981-110013116/KM8RMES27TU061877/36b1da3014f788de4886f4d0503e61c6.png", "https://vehicle-images.carscommerce.inc/b5fa-110013116/KM8RMES27TU061877/f3552816bdbe9dc7efd2f74eda50ff05.jpg", "https://vehicle-images.carscommerce.inc/b263-110013116/KM8RMES27TU061877/3285719cd2db7d8b9aecb56bf2f868a5.jpg", "https://vehicle-images.carscommerce.inc/6797-110013116/KM8RMES27TU061877/b158cea87f324d72036fc3f08be89c69.png", "https://vehicle-images.carscommerce.inc/cbde-110013116/KM8RMES27TU061877/9e16c2c7feea2bd1b7a432517e377626.jpg", "https://vehicle-images.carscommerce.inc/b6a3-110013116/KM8RMES27TU061877/406976fb78663d6e859d4ec8875a25b4.jpg", "https://vehicle-images.carscommerce.inc/c5b1-110013116/KM8RMES27TU061877/d3cb0343a632bc6da47b18c7d224f855.png", "https://vehicle-images.carscommerce.inc/7ae6-110013116/KM8RMES27TU061877/2e4c48457aea650289fd0bbe8c90804e.jpg", "https://vehicle-images.carscommerce.inc/7e75-110013116/KM8RMES27TU061877/9ef75ffffde280ae51fd993564bc629b.jpg", "https://vehicle-images.carscommerce.inc/2a1a-110013116/KM8RMES27TU061877/0f68f594f7a667709b47b1ed7f4ccc42.jpg", "https://vehicle-images.carscommerce.inc/18cd-110013116/KM8RMES27TU061877/5ec80bcd2cffdbcfad2710a6da1d07bb.jpg", "https://vehicle-images.carscommerce.inc/aab2-110013116/KM8RMES27TU061877/e27ee76a2ca229646903e17b0ba3e046.png", "https://vehicle-images.carscommerce.inc/98ef-110013116/KM8RMES27TU061877/001a09ee65075d75c5a94cb14a96cb87.jpg", "https://vehicle-images.carscommerce.inc/ccd3-110013116/KM8RMES27TU061877/5fc9c8f9026328e38821f011800e40d9.jpg", "https://vehicle-images.carscommerce.inc/d98d-110013116/KM8RMES27TU061877/cb7e0dbb538de69f7cea0b0c3d701cd8.jpg", "https://vehicle-images.carscommerce.inc/e071-110013116/KM8RMES27TU061877/eacd17403e6497a151454e7cfa8a00d3.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 59310.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES27TU061877.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes27tu061877/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes27tu061877/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES27TU061877.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES27TU061877.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES27TU061877.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes27tu061877/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,176. This offer applies to Stock #28117, VIN KM8RMES27TU061877. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,310. Advertised price: $53,134. Savings: $6,176, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,310"}, {"label": "Advertised price", "value": "$53,134"}, {"label": "Savings", "value": "$6,176, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,176", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53134.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES27TU061877_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1039, "unit": "per_month", "display": "$1,039/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53134.0, "price_incl_doc": 53134.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1039.45, "amount_financed": 56454.88, "sales_tax": 3320.88, "total_of_payments": 62366.87, "finance_charge": 5911.99, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28117, VIN KM8RMES27TU061877. $1,039 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $53,134, before any dealer documentation fee. Amount financed $56,455, including $3,321 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $62,367. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES27TU061877_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 784, "unit": "per_month", "display": "$784/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53134.0, "price_incl_doc": 53134.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 784.1, "amount_financed": 56454.88, "sales_tax": 3320.88, "total_of_payments": 56454.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28117, VIN KM8RMES27TU061877. $784 per month for 72 months at 0% APR, $0 cash down. Advertised price $53,134, before any dealer documentation fee. Amount financed $56,455, including $3,321 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $56,455. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 78}}, {"vin": "5NMP2DG12TH114892", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 39965.0, "msrp": 43255.0, "sale_price": 40215.0, "currency": "USD", "mileage": 9, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260677", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/4c99-110013116/5NMP2DG12TH114892/60bcddf3b718eff46758eddef2a90425.jpg", "images": ["https://vehicle-images.carscommerce.inc/4c99-110013116/5NMP2DG12TH114892/60bcddf3b718eff46758eddef2a90425.jpg", "https://vehicle-images.carscommerce.inc/ad00-110013116/5NMP2DG12TH114892/7dbc3ca4a8475107bdf69f40a99cfd32.jpg", "https://vehicle-images.carscommerce.inc/35e5-110013116/5NMP2DG12TH114892/5b797b98212db6315333fa7bdb99ab2e.jpg", "https://vehicle-images.carscommerce.inc/bd08-110013116/5NMP2DG12TH114892/48eafdb5a0d58105676b88a5b4614297.jpg", "https://vehicle-images.carscommerce.inc/e3d3-110013116/5NMP2DG12TH114892/0f28cf03ee70c51ac514b0fea83bf22a.jpg", "https://vehicle-images.carscommerce.inc/d479-110013116/5NMP2DG12TH114892/d2931d57f559d7f0879f8012d9e0919e.png", "https://vehicle-images.carscommerce.inc/48c6-110013116/5NMP2DG12TH114892/523db0a1d290880d893d7604c5994b7d.jpg", "https://vehicle-images.carscommerce.inc/8081-110013116/5NMP2DG12TH114892/47214f18a41788ccb485bf7117678693.jpg", "https://vehicle-images.carscommerce.inc/1678-110013116/5NMP2DG12TH114892/6871dd5868fd96b75f78ec056dadf71b.png", "https://vehicle-images.carscommerce.inc/51fe-110013116/5NMP2DG12TH114892/bcb85ea69b39552d53c59915cd1f1dab.jpg", "https://vehicle-images.carscommerce.inc/34f3-110013116/5NMP2DG12TH114892/afb517e0145f97775ffe2147efec72a5.jpg", "https://vehicle-images.carscommerce.inc/242a-110013116/5NMP2DG12TH114892/8b2d4200bd8582b749624570645cea83.png", "https://vehicle-images.carscommerce.inc/3e65-110013116/5NMP2DG12TH114892/60e234e51f770c0395713897fde80832.jpg", "https://vehicle-images.carscommerce.inc/d18d-110013116/5NMP2DG12TH114892/763074b88cc7a4ae002dd85f4dc12f47.jpg", "https://vehicle-images.carscommerce.inc/5e7b-110013116/5NMP2DG12TH114892/912d45725ac6dbe9aeb0e1e6ba95787c.png", "https://vehicle-images.carscommerce.inc/caaa-110013116/5NMP2DG12TH114892/c97e9d1f5dbe0722566970db54547c19.jpg", "https://vehicle-images.carscommerce.inc/1cea-110013116/5NMP2DG12TH114892/c61311b48b0abeefdd3a6e448f2b5841.jpg", "https://vehicle-images.carscommerce.inc/21f9-110013116/5NMP2DG12TH114892/d64929228741762284de4125a761133e.png", "https://vehicle-images.carscommerce.inc/565d-110013116/5NMP2DG12TH114892/609762b0f43c4858ec58448074d252ad.jpg", "https://vehicle-images.carscommerce.inc/c21b-110013116/5NMP2DG12TH114892/b8d3254b8fe538c461668563190cfe6a.jpg", "https://vehicle-images.carscommerce.inc/1b33-110013116/5NMP2DG12TH114892/a69908bb83b00bba0e0c6bcea067e73e.png", "https://vehicle-images.carscommerce.inc/5ca4-110013116/5NMP2DG12TH114892/7560bfff36c5ffe35afa4854a57fba02.jpg", "https://vehicle-images.carscommerce.inc/da35-110013116/5NMP2DG12TH114892/29fbd5c295bc224f9afd123f845328e0.jpg", "https://vehicle-images.carscommerce.inc/1cff-110013116/5NMP2DG12TH114892/3f671562622fcae030e6cfd8e06d4a84.png", "https://vehicle-images.carscommerce.inc/c65c-110013116/5NMP2DG12TH114892/c6a354595186cf10f44f41f9e0040e95.jpg", "https://vehicle-images.carscommerce.inc/9a6c-110013116/5NMP2DG12TH114892/13b07f086034d7d588f0eb72a2a27ff0.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 43255.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG12TH114892.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg12th114892/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg12th114892/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG12TH114892.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG12TH114892.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG12TH114892.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg12th114892/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,290. This offer applies to Stock #HD260677, VIN 5NMP2DG12TH114892. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,255. Advertised price: $39,965. Savings: $3,290, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,255"}, {"label": "Advertised price", "value": "$39,965"}, {"label": "Savings", "value": "$3,290, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,290", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39965.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG12TH114892_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39965.0, "price_incl_doc": 39965.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 707.71, "amount_financed": 42462.81, "sales_tax": 2497.81, "total_of_payments": 42462.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260677, VIN 5NMP2DG12TH114892. $708 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,965, before any dealer documentation fee. Amount financed $42,463, including $2,498 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,463. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG12TH114892_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 630, "unit": "per_month", "display": "$630/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39965.0, "price_incl_doc": 39965.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 630.34, "amount_financed": 42462.81, "sales_tax": 2497.81, "total_of_payments": 52948.83, "finance_charge": 10486.02, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260677, VIN 5NMP2DG12TH114892. $630 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,965, before any dealer documentation fee. Amount financed $42,463, including $2,498 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,949. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 69}}, {"vin": "KM8RJES23TU038282", "title": "2026 Hyundai PALISADE Pro", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Pro", "decoded_trim": "XRT Pro", "condition": "new", "price": 46035.0, "msrp": 51505.0, "sale_price": 47535.0, "currency": "USD", "mileage": 1473, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28012", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/d5ca-110013116/KM8RJES23TU038282/fd0e2d568d0b4c5220fe86ea5440be67.jpg", "images": ["https://vehicle-images.carscommerce.inc/d5ca-110013116/KM8RJES23TU038282/fd0e2d568d0b4c5220fe86ea5440be67.jpg", "https://vehicle-images.carscommerce.inc/cc4c-110013116/KM8RJES23TU038282/d7e66a718af8859ab0b35008fbcc40ab.jpg", "https://vehicle-images.carscommerce.inc/cad2-110013116/KM8RJES23TU038282/5de756c83a2bcfe69b3d44499f707ce7.jpg", "https://vehicle-images.carscommerce.inc/a6bd-110013116/KM8RJES23TU038282/c23dccbf44f23a68881c82435567c21b.jpg", "https://vehicle-images.carscommerce.inc/b304-110013116/KM8RJES23TU038282/438883bb5659ca330c91e3b8acab3761.png", "https://vehicle-images.carscommerce.inc/7d5c-110013116/KM8RJES23TU038282/9d931f678a7d5f6595d8e842ed0b7279.jpg", "https://vehicle-images.carscommerce.inc/df52-110013116/KM8RJES23TU038282/f188c294ad8b8374557eeb519fa510b3.jpg", "https://vehicle-images.carscommerce.inc/5f25-110013116/KM8RJES23TU038282/2635b2bb9928a9f846b874dd20d4f829.png", "https://vehicle-images.carscommerce.inc/c4a7-110013116/KM8RJES23TU038282/7ead908f3431ae441e358c190493f190.jpg", "https://vehicle-images.carscommerce.inc/3515-110013116/KM8RJES23TU038282/a428533f39c8330a3358821298180143.jpg", "https://vehicle-images.carscommerce.inc/f8e4-110013116/KM8RJES23TU038282/968042979433cce9a922c8c2b4cc3548.png", "https://vehicle-images.carscommerce.inc/6e74-110013116/KM8RJES23TU038282/5fc0f4da776c8178b0a6ce953566b1a2.jpg", "https://vehicle-images.carscommerce.inc/464a-110013116/KM8RJES23TU038282/96828c5060020cc941fa98df5b20c90f.jpg", "https://vehicle-images.carscommerce.inc/9436-110013116/KM8RJES23TU038282/8532148ef2ed4b45add7c947970607d0.png", "https://vehicle-images.carscommerce.inc/6360-110013116/KM8RJES23TU038282/ac5b0b0b0862344cad9727597130600c.jpg", "https://vehicle-images.carscommerce.inc/3919-110013116/KM8RJES23TU038282/a2a8b74aa5266b52a05deb7245535f6f.jpg", "https://vehicle-images.carscommerce.inc/c881-110013116/KM8RJES23TU038282/93e0db7324ae2cb17f4b7f7425d077ed.png", "https://vehicle-images.carscommerce.inc/41bf-110013116/KM8RJES23TU038282/f52b31543c94d6c23e6814d9be141775.jpg", "https://vehicle-images.carscommerce.inc/9b66-110013116/KM8RJES23TU038282/35f0334177ac6b5ff1f550003f2295dd.jpg", "https://vehicle-images.carscommerce.inc/94f3-110013116/KM8RJES23TU038282/f0719b4166856ec1110e897d89073325.jpg", "https://vehicle-images.carscommerce.inc/d56e-110013116/KM8RJES23TU038282/a4b6fa4b544fbbeeb881fe08d612e110.jpg", "https://vehicle-images.carscommerce.inc/4e43-110013116/KM8RJES23TU038282/8d1ece2991b0f93051c685ab3529df61.png", "https://vehicle-images.carscommerce.inc/2f2d-110013116/KM8RJES23TU038282/5fed1c216b48222cef95f04db8876da9.jpg", "https://vehicle-images.carscommerce.inc/b438-110013116/KM8RJES23TU038282/b5dcf9d042d66f49b9137e740d646a61.jpg", "https://vehicle-images.carscommerce.inc/764e-110013116/KM8RJES23TU038282/7cc596f0965e155bc39ebb757244237b.jpg", "https://vehicle-images.carscommerce.inc/6eb1-110013116/KM8RJES23TU038282/796305d7ee3a7d2d8ea21237fcbcdfd2.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51505.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RJES23TU038282.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes23tu038282/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes23tu038282/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES23TU038282.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES23TU038282.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES23TU038282.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes23tu038282/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,470. This offer applies to Stock #28012, VIN KM8RJES23TU038282. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,505. Advertised price: $46,035. Savings: $5,470, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,505"}, {"label": "Advertised price", "value": "$46,035"}, {"label": "Savings", "value": "$5,470, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,470", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46035.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES23TU038282_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 901, "unit": "per_month", "display": "$901/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46035.0, "price_incl_doc": 46035.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 900.57, "amount_financed": 48912.19, "sales_tax": 2877.19, "total_of_payments": 54034.3, "finance_charge": 5122.11, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28012, VIN KM8RJES23TU038282. $901 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $46,035, before any dealer documentation fee. Amount financed $48,912, including $2,877 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $54,034. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES23TU038282_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 679, "unit": "per_month", "display": "$679/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46035.0, "price_incl_doc": 46035.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 679.34, "amount_financed": 48912.19, "sales_tax": 2877.19, "total_of_payments": 48912.19, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28012, VIN KM8RJES23TU038282. $679 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,035, before any dealer documentation fee. Amount financed $48,912, including $2,877 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $48,912. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 69}}, {"vin": "5NMP5DGL2TH219148", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 47282.0, "msrp": 52395.0, "sale_price": 48532.0, "currency": "USD", "mileage": 9, "exterior_color": "White", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "NRHD260896", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/e12d-110013116/5NMP5DGL2TH219148/421ce9bd8917be92330cf95473b229a4.jpg", "images": ["https://vehicle-images.carscommerce.inc/e12d-110013116/5NMP5DGL2TH219148/421ce9bd8917be92330cf95473b229a4.jpg", "https://vehicle-images.carscommerce.inc/5a97-110013116/5NMP5DGL2TH219148/65db63651f1cdb27f0676cb2959914ce.jpg", "https://vehicle-images.carscommerce.inc/3a65-110013116/5NMP5DGL2TH219148/a759b97a2e0e679d7f0bf23e065f0612.jpg", "https://vehicle-images.carscommerce.inc/7f84-110013116/5NMP5DGL2TH219148/f171221789d62e57904f44bc08aeaf4d.jpg", "https://vehicle-images.carscommerce.inc/1bc1-110013116/5NMP5DGL2TH219148/820e5ca76f63d9b3ba9d8caa6e34e399.jpg", "https://vehicle-images.carscommerce.inc/ca33-110013116/5NMP5DGL2TH219148/2ded1a8877c6601466d9333166958a23.png", "https://vehicle-images.carscommerce.inc/8e8f-110013116/5NMP5DGL2TH219148/8eb22814cfb8e3c85e48d804729ebd29.jpg", "https://vehicle-images.carscommerce.inc/2701-110013116/5NMP5DGL2TH219148/a431db5c0ded226465f9db96312d6861.jpg", "https://vehicle-images.carscommerce.inc/9811-110013116/5NMP5DGL2TH219148/bffc8685b49f16ccee5a672b1545fe90.png", "https://vehicle-images.carscommerce.inc/b2cb-110013116/5NMP5DGL2TH219148/d9b2ff623a144219f01347a1ec34eb80.jpg", "https://vehicle-images.carscommerce.inc/32c9-110013116/5NMP5DGL2TH219148/dbb087698a112d06dc9895d351662a58.jpg", "https://vehicle-images.carscommerce.inc/2b15-110013116/5NMP5DGL2TH219148/65097d0174f95e77daef496b66557aa5.png", "https://vehicle-images.carscommerce.inc/d191-110013116/5NMP5DGL2TH219148/bd5673962f81502dcd79b582f7135989.jpg", "https://vehicle-images.carscommerce.inc/37a3-110013116/5NMP5DGL2TH219148/3c4ce73c12d543da24adee57ef032108.jpg", "https://vehicle-images.carscommerce.inc/d828-110013116/5NMP5DGL2TH219148/f3e341eae1fd2f4b33cbe1cb6d3b5baf.png", "https://vehicle-images.carscommerce.inc/6bc6-110013116/5NMP5DGL2TH219148/cfcc5753e16fff8af31ecd94a5b71f15.jpg", "https://vehicle-images.carscommerce.inc/7f10-110013116/5NMP5DGL2TH219148/a8cae1d5cbb83220e08fbcac0ec5dc80.jpg", "https://vehicle-images.carscommerce.inc/5d11-110013116/5NMP5DGL2TH219148/9dc5de1e3e4456178180bad19bc17a98.png", "https://vehicle-images.carscommerce.inc/5168-110013116/5NMP5DGL2TH219148/f3a7082868a6cbff92aac3333b82cbce.jpg", "https://vehicle-images.carscommerce.inc/7575-110013116/5NMP5DGL2TH219148/22cd00d2446b0c9277f1e408a83226bb.jpg", "https://vehicle-images.carscommerce.inc/174f-110013116/5NMP5DGL2TH219148/e6a787ed44c8a19062530af909ad3ca4.png", "https://vehicle-images.carscommerce.inc/f39f-110013116/5NMP5DGL2TH219148/2ddd67c7e113b996d896003b817d9abb.jpg", "https://vehicle-images.carscommerce.inc/83e6-110013116/5NMP5DGL2TH219148/67cd2c8d41ed347d5c6cd970c93ec92c.jpg", "https://vehicle-images.carscommerce.inc/fdb9-110013116/5NMP5DGL2TH219148/cb44d7533577ffda6d4b9f1e50a9bf0b.png", "https://vehicle-images.carscommerce.inc/6bed-110013116/5NMP5DGL2TH219148/7f6d72b1c5c3b428a6324bdfe6127a88.jpg", "https://vehicle-images.carscommerce.inc/61b5-110013116/5NMP5DGL2TH219148/66dc874c0f55bc5b9b3e783646b7601e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52395.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL2TH219148.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl2th219148/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl2th219148/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL2TH219148.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL2TH219148.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL2TH219148.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl2th219148/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,113. This offer applies to Stock #NRHD260896, VIN 5NMP5DGL2TH219148. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,395. Advertised price: $47,282. Savings: $5,113, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,395"}, {"label": "Advertised price", "value": "$47,282"}, {"label": "Savings", "value": "$5,113, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,113", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47282.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL2TH219148_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 837, "unit": "per_month", "display": "$837/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47282.0, "price_incl_doc": 47282.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 837.29, "amount_financed": 50237.13, "sales_tax": 2955.13, "total_of_payments": 50237.13, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260896, VIN 5NMP5DGL2TH219148. $837 per month for 60 months at 0% APR, $0 cash down. Advertised price $47,282, before any dealer documentation fee. Amount financed $50,237, including $2,955 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $50,237. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL2TH219148_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 746, "unit": "per_month", "display": "$746/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47282.0, "price_incl_doc": 47282.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 745.75, "amount_financed": 50237.13, "sales_tax": 2955.13, "total_of_payments": 62642.99, "finance_charge": 12405.86, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260896, VIN 5NMP5DGL2TH219148. $746 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,282, before any dealer documentation fee. Amount financed $50,237, including $2,955 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,643. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL2TH219148_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 584, "unit": "per_month", "display": "$584/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52395.0, "selling_price": 47282.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 584.07, "net_cap_cost": 47932.0, "residual_value": 32484.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 584.07, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 744.07}, "total_of_payments": 21024, "total_of_payments_unrounded": 21026.52}, "disclosure": "Estimated lease payment for stock #NRHD260896, VIN 5NMP5DGL2TH219148. $584 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $744, made up of $584 first payment, $60 title, $100 registration. MSRP $52,395. Lease selling price $47,282. Net capitalized cost $47,932. Residual value $32,485, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $21,024. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL2TH219148_lease", "type": "lease", "label": "Lease", "headline": {"value": 491, "unit": "per_month", "display": "$491/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52395.0, "selling_price": 47282.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 490.78, "net_cap_cost": 44933.0, "residual_value": 32484.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 490.78, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3649.78}, "total_of_payments": 17676, "total_of_payments_unrounded": 17668.08}, "disclosure": "Estimated lease payment for stock #NRHD260896, VIN 5NMP5DGL2TH219148. $491 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,650, made up of $491 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,395. Lease selling price $47,282. Net capitalized cost $44,933. Residual value $32,485, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,676. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 104}}, {"vin": "KMHL64JAXTA578689", "title": "2026 Hyundai SONATA Sport", "year": 2026, "make": "Hyundai", "model": "SONATA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 29878.0, "msrp": 33030.0, "sale_price": 29878.0, "currency": "USD", "mileage": 15, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 24, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "HD260782", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/ffde-110013116/KMHL64JAXTA578689/cf36198fb864c72dfa2259e042178170.jpg", "images": ["https://vehicle-images.carscommerce.inc/ffde-110013116/KMHL64JAXTA578689/cf36198fb864c72dfa2259e042178170.jpg", "https://vehicle-images.carscommerce.inc/a71e-110013116/KMHL64JAXTA578689/4f761b758411fa565380c4c9e57ab003.jpg", "https://vehicle-images.carscommerce.inc/da7b-110013116/KMHL64JAXTA578689/f308511e7750abc7f284395b452f61cc.jpg", "https://vehicle-images.carscommerce.inc/9690-110013116/KMHL64JAXTA578689/8098c342bec78168989005d30b86a9cc.jpg", "https://vehicle-images.carscommerce.inc/7ffc-110013116/KMHL64JAXTA578689/67b7b1ee9e0f2a28fb11b971f9483ebf.jpg", "https://vehicle-images.carscommerce.inc/9e5c-110013116/KMHL64JAXTA578689/fd6850d1360e3aedc04779469d7a0dd9.png", "https://vehicle-images.carscommerce.inc/2ec8-110013116/KMHL64JAXTA578689/779ce0b171dba5350ac1d4f7d0f3945e.jpg", "https://vehicle-images.carscommerce.inc/a908-110013116/KMHL64JAXTA578689/b1ef1db3516d22032fe901ed61ef936a.jpg", "https://vehicle-images.carscommerce.inc/a449-110013116/KMHL64JAXTA578689/96a69a5c4f2ebc87dc8d6a95f82153ef.png", "https://vehicle-images.carscommerce.inc/172a-110013116/KMHL64JAXTA578689/804413d1c1064758b50dc38bf4a5cba7.jpg", "https://vehicle-images.carscommerce.inc/748c-110013116/KMHL64JAXTA578689/ceab0786d21042478b6d4ddb3d33ed85.jpg", "https://vehicle-images.carscommerce.inc/3e35-110013116/KMHL64JAXTA578689/4a34a84846d0702f72b00acdd6471f08.png", "https://vehicle-images.carscommerce.inc/42d2-110013116/KMHL64JAXTA578689/f2722b38edb150db2ee5265dd8c4f238.jpg", "https://vehicle-images.carscommerce.inc/890a-110013116/KMHL64JAXTA578689/be8ade8f0cc0259850a3aa56fa96b1dd.jpg", "https://vehicle-images.carscommerce.inc/b2eb-110013116/KMHL64JAXTA578689/f2e7596614a195942ab6a348c79b0c02.png", "https://vehicle-images.carscommerce.inc/97dc-110013116/KMHL64JAXTA578689/714c10dedcd2cad1556703acb99cfd62.jpg", "https://vehicle-images.carscommerce.inc/5301-110013116/KMHL64JAXTA578689/c103f7bdcbbfa8e464c0a3f2455262c0.jpg", "https://vehicle-images.carscommerce.inc/98e9-110013116/KMHL64JAXTA578689/4c0de4b2815ec54e856db26c96b49dd3.png", "https://vehicle-images.carscommerce.inc/3bcf-110013116/KMHL64JAXTA578689/638bb6747d22f773a7ef475907737757.jpg", "https://vehicle-images.carscommerce.inc/8ff4-110013116/KMHL64JAXTA578689/e38cbe4f7483c1cd062eaac1f49a7fae.jpg", "https://vehicle-images.carscommerce.inc/7bfa-110013116/KMHL64JAXTA578689/25a3ce1cbfe87763d232c56684de29bf.png", "https://vehicle-images.carscommerce.inc/677c-110013116/KMHL64JAXTA578689/e5a9368c306e19a102e7d1988a93e457.jpg", "https://vehicle-images.carscommerce.inc/a074-110013116/KMHL64JAXTA578689/f21bf9d6927e2c6a723212b02427fa82.jpg", "https://vehicle-images.carscommerce.inc/6212-110013116/KMHL64JAXTA578689/c31cf0011a943f87a1da81d1d5a71f21.png", "https://vehicle-images.carscommerce.inc/5288-110013116/KMHL64JAXTA578689/71659276b00e758709b676af2cc6a696.jpg", "https://vehicle-images.carscommerce.inc/c001-110013116/KMHL64JAXTA578689/413de9c3bfab2f42ce3fcfa7143d8ea4.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33030.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL64JAXTA578689.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64jaxta578689/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64jaxta578689/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL64JAXTA578689.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JAXTA578689.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JAXTA578689.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64jaxta578689/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,152. This offer applies to Stock #HD260782, VIN KMHL64JAXTA578689. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $33,030. Advertised price: $29,878. Savings: $3,152, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$33,030"}, {"label": "Advertised price", "value": "$29,878"}, {"label": "Savings", "value": "$3,152, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,152", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29878.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL64JAXTA578689_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29878.0, "price_incl_doc": 29878.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 542.51, "amount_financed": 31745.38, "sales_tax": 1867.38, "total_of_payments": 32550.65, "finance_charge": 805.27, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260782, VIN KMHL64JAXTA578689. $543 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $29,878, before any dealer documentation fee. Amount financed $31,745, including $1,867 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $32,551. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JAXTA578689_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 471, "unit": "per_month", "display": "$471/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29878.0, "price_incl_doc": 29878.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 471.25, "amount_financed": 31745.38, "sales_tax": 1867.38, "total_of_payments": 39584.78, "finance_charge": 7839.4, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260782, VIN KMHL64JAXTA578689. $471 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $29,878, before any dealer documentation fee. Amount financed $31,745, including $1,867 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $39,585. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde8th613154/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE8TH613154.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE8TH613154.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE8TH613154.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde8th613154/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260364, VIN 5NMJBCDE8TH613154. Advertised price: $30,412. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,412"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30412.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE8TH613154_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 759, "unit": "per_month", "display": "$759/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30412.0, "price_incl_doc": 30412.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 758.72, "amount_financed": 32312.75, "sales_tax": 1900.75, "total_of_payments": 36418.45, "finance_charge": 4105.7, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260364, VIN 5NMJBCDE8TH613154. $759 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,412, before any dealer documentation fee. Amount financed $32,313, including $1,901 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,418. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE8TH613154_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 632, "unit": "per_month", "display": "$632/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30412.0, "price_incl_doc": 30412.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 632.08, "amount_financed": 32312.75, "sales_tax": 1900.75, "total_of_payments": 37925.08, "finance_charge": 5612.33, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260364, VIN 5NMJBCDE8TH613154. $632 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,412, before any dealer documentation fee. Amount financed $32,313, including $1,901 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,925. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE8TH613154_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 551, "unit": "per_month", "display": "$551/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30412.0, "price_incl_doc": 30412.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 550.75, "amount_financed": 32312.75, "sales_tax": 1900.75, "total_of_payments": 39653.65, "finance_charge": 7340.9, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260364, VIN 5NMJBCDE8TH613154. $551 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,412, before any dealer documentation fee. Amount financed $32,313, including $1,901 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,654. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 78}}, {"vin": "KMHL54JJXTA176822", "title": "2026 Hyundai SONATA HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 38621.0, "msrp": 40620.0, "sale_price": 38621.0, "currency": "USD", "mileage": 10, "exterior_color": "Red", "interior_color": "Dark Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "HD261044", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/9be1-110013116/KMHL54JJXTA176822/8a3c7536958593387ac07796529fabc7.jpg", "images": ["https://vehicle-images.carscommerce.inc/9be1-110013116/KMHL54JJXTA176822/8a3c7536958593387ac07796529fabc7.jpg", "https://vehicle-images.carscommerce.inc/cdfa-110013116/KMHL54JJXTA176822/505f6d84f365d2eb66615c574c61b16c.jpg", "https://vehicle-images.carscommerce.inc/abe1-110013116/KMHL54JJXTA176822/5922d818ebca8bba910a2966353bbd2b.jpg", "https://vehicle-images.carscommerce.inc/10b2-110013116/KMHL54JJXTA176822/816391d0b79f48dfc4f6ee8939012812.jpg", "https://vehicle-images.carscommerce.inc/56a3-110013116/KMHL54JJXTA176822/561af39022d1a243912586262cc17243.jpg", "https://vehicle-images.carscommerce.inc/56dd-110013116/KMHL54JJXTA176822/6e1a1ef62bd9e07d9361384842de6bd6.png", "https://vehicle-images.carscommerce.inc/cf9e-110013116/KMHL54JJXTA176822/d97dcd4e0bd2f4bd7304e201b9f86b6c.jpg", "https://vehicle-images.carscommerce.inc/2dbf-110013116/KMHL54JJXTA176822/68a37debd5bf7a014e225af6dbb4a806.jpg", "https://vehicle-images.carscommerce.inc/fd26-110013116/KMHL54JJXTA176822/fbe29a110daa292dabab72d622524670.png", "https://vehicle-images.carscommerce.inc/254f-110013116/KMHL54JJXTA176822/468539a45894c9aef3edadd8ed20c7c9.jpg", "https://vehicle-images.carscommerce.inc/c6cc-110013116/KMHL54JJXTA176822/6b6ab419ef15f75b71563b493a70c08b.jpg", "https://vehicle-images.carscommerce.inc/2b7f-110013116/KMHL54JJXTA176822/638fd57121f5ece76f6195b8064e5351.png", "https://vehicle-images.carscommerce.inc/e814-110013116/KMHL54JJXTA176822/0a445b6f3f161e775a5158a84878541d.jpg", "https://vehicle-images.carscommerce.inc/901a-110013116/KMHL54JJXTA176822/a1ab58ac0e7e48b9205c925a5671023c.jpg", "https://vehicle-images.carscommerce.inc/50cb-110013116/KMHL54JJXTA176822/a0754ce2a4c8e342152181c4b81becc5.png", "https://vehicle-images.carscommerce.inc/ff76-110013116/KMHL54JJXTA176822/bca54a60b4f8f53c19a353edf5734dad.jpg", "https://vehicle-images.carscommerce.inc/e025-110013116/KMHL54JJXTA176822/94b53a119c5d38184a5b0b4543d4768a.jpg", "https://vehicle-images.carscommerce.inc/b6d7-110013116/KMHL54JJXTA176822/1634684af5e41e9948167b190258d2dc.png", "https://vehicle-images.carscommerce.inc/6841-110013116/KMHL54JJXTA176822/7f9b42a3efd0203b2a4377f8f6448486.jpg", "https://vehicle-images.carscommerce.inc/927a-110013116/KMHL54JJXTA176822/c2983b8418d8cc088a91c375846a011c.jpg", "https://vehicle-images.carscommerce.inc/a7cc-110013116/KMHL54JJXTA176822/951ebed257e590f7c1a31e8868efcd6d.png", "https://vehicle-images.carscommerce.inc/60f4-110013116/KMHL54JJXTA176822/9b318174844bfa7731a821bde819fb7d.jpg", "https://vehicle-images.carscommerce.inc/f369-110013116/KMHL54JJXTA176822/052e5a0f42c3d88b88c0345b891a599f.jpg", "https://vehicle-images.carscommerce.inc/919b-110013116/KMHL54JJXTA176822/2fb21d27ec090b5ba2481eaacfc45fc5.png", "https://vehicle-images.carscommerce.inc/ac52-110013116/KMHL54JJXTA176822/83f8428a00a571d035ee2f42f9a96520.jpg", "https://vehicle-images.carscommerce.inc/622b-110013116/KMHL54JJXTA176822/9e085c9d8fabe081efb430bb959662c2.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "Limited", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 40620.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL54JJXTA176822.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4dr-car-kmhl54jjxta176822/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4dr-car-kmhl54jjxta176822/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL54JJXTA176822.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JJXTA176822.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JJXTA176822.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4dr-car-kmhl54jjxta176822/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,999. This offer applies to Stock #HD261044, VIN KMHL54JJXTA176822. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,620. Advertised price: $38,621. Savings: $1,999, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,620"}, {"label": "Advertised price", "value": "$38,621"}, {"label": "Savings", "value": "$1,999, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,999", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38621.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL54JJXTA176822_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38621.0, "price_incl_doc": 38621.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 719.07, "amount_financed": 41034.81, "sales_tax": 2413.81, "total_of_payments": 43144.13, "finance_charge": 2109.32, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261044, VIN KMHL54JJXTA176822. $719 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $38,621, before any dealer documentation fee. Amount financed $41,035, including $2,414 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $43,144. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL54JJXTA176822_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38621.0, "price_incl_doc": 38621.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 609.15, "amount_financed": 41034.81, "sales_tax": 2413.81, "total_of_payments": 51168.19, "finance_charge": 10133.38, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261044, VIN KMHL54JJXTA176822. $609 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,621, before any dealer documentation fee. Amount financed $41,035, including $2,414 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $51,168. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg18th133261/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG18TH133261.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG18TH133261.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG18TH133261.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg18th133261/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,489. This offer applies to Stock #HD260927, VIN 5NMP5DG18TH133261. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,830. Advertised price: $49,341. Savings: $4,489, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,830"}, {"label": "Advertised price", "value": "$49,341"}, {"label": "Savings", "value": "$4,489, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,489", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49341.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG18TH133261_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 874, "unit": "per_month", "display": "$874/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49341.0, "price_incl_doc": 49341.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 873.75, "amount_financed": 52424.81, "sales_tax": 3083.81, "total_of_payments": 52424.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260927, VIN 5NMP5DG18TH133261. $874 per month for 60 months at 0% APR, $0 cash down. Advertised price $49,341, before any dealer documentation fee. Amount financed $52,425, including $3,084 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $52,425. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG18TH133261_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 778, "unit": "per_month", "display": "$778/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49341.0, "price_incl_doc": 49341.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 778.23, "amount_financed": 52424.81, "sales_tax": 3083.81, "total_of_payments": 65370.91, "finance_charge": 12946.1, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260927, VIN 5NMP5DG18TH133261. $778 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,341, before any dealer documentation fee. Amount financed $52,425, including $3,084 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,371. Offer expires 2026-07-31. Estimated for ZIP 60515. 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One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-4d-sport-utility-km8jadd15tu416369/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JADD15TU416369.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JADD15TU416369.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JADD15TU416369.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-4d-sport-utility-km8jadd15tu416369/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260299, VIN KM8JADD15TU416369. Advertised price: $32,401. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,401"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32401.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JADD15TU416369_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32401.0, "price_incl_doc": 32401.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.42, "amount_financed": 34426.06, "sales_tax": 2025.06, "total_of_payments": 40405.45, "finance_charge": 5979.39, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260299, VIN KM8JADD15TU416369. $673 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,401, before any dealer documentation fee. Amount financed $34,426, including $2,025 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,405. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD15TU416369_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32401.0, "price_incl_doc": 32401.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.76, "amount_financed": 34426.06, "sales_tax": 2025.06, "total_of_payments": 42247.07, "finance_charge": 7821.01, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260299, VIN KM8JADD15TU416369. $587 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,401, before any dealer documentation fee. Amount financed $34,426, including $2,025 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,247. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD15TU416369_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 528, "unit": "per_month", "display": "$528/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32401.0, "price_incl_doc": 32401.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 7.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 527.87, "amount_financed": 34426.06, "sales_tax": 2025.06, "total_of_payments": 44340.79, "finance_charge": 9914.73, "per_1000_financed": 15.33, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260299, VIN KM8JADD15TU416369. $528 per month for 84 months at 7.49% APR, $0 cash down. Advertised price $32,401, before any dealer documentation fee. Amount financed $34,426, including $2,025 estimated sales tax at 6.25%. That is $15.33 per $1,000 financed. Total of payments $44,341. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD15TU416369_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 474, "unit": "per_month", "display": "$474/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 31988.0, "selling_price": 32401.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 474.41, "net_cap_cost": 33051.0, "residual_value": 19832.56, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 474.41, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 634.41}, "total_of_payments": 17064, "total_of_payments_unrounded": 17078.76}, "disclosure": "Estimated lease payment for stock #HD260299, VIN KM8JADD15TU416369. $474 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $634, made up of $474 first payment, $60 title, $100 registration. MSRP $31,988. Lease selling price $32,401. Net capitalized cost $33,051. Residual value $19,833, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,064. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD15TU416369_lease", "type": "lease", "label": "Lease", "headline": {"value": 381, "unit": "per_month", "display": "$381/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 31988.0, "selling_price": 32401.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 381.12, "net_cap_cost": 30052.0, "residual_value": 19832.56, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 381.12, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3540.12}, "total_of_payments": 13716, "total_of_payments_unrounded": 13720.32}, "disclosure": "Estimated lease payment for stock #HD260299, VIN KM8JADD15TU416369. $381 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,540, made up of $381 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $31,988. Lease selling price $32,401. Net capitalized cost $30,052. Residual value $19,833, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,716. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 110}}, {"vin": "KM8HFCAB5TU383235", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 28212.0, "msrp": 0.0, "sale_price": 29468.0, "currency": "USD", "mileage": null, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "HD260344", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/937c-110013116/KM8HFCAB5TU383235/71059e3f90c289b23984167dd0aa800e.jpg", "images": ["https://vehicle-images.carscommerce.inc/937c-110013116/KM8HFCAB5TU383235/71059e3f90c289b23984167dd0aa800e.jpg", "https://vehicle-images.carscommerce.inc/97e1-110013116/KM8HFCAB5TU383235/936e7d65ee151d121cb29d79eaa92399.jpg", "https://vehicle-images.carscommerce.inc/dea8-110013116/KM8HFCAB5TU383235/67ef7d655699fa145a56f883dc5bd67f.jpg", "https://vehicle-images.carscommerce.inc/4f1c-110013116/KM8HFCAB5TU383235/b106b6590a9914345b35ca87ca7e3ad3.jpg", "https://vehicle-images.carscommerce.inc/52c1-110013116/KM8HFCAB5TU383235/6804cc991f558a9337b7a6fa4d512b89.jpg", "https://vehicle-images.carscommerce.inc/a824-110013116/KM8HFCAB5TU383235/437ce26c6c538f730ca232007786ee7d.jpg", "https://vehicle-images.carscommerce.inc/6d57-110013116/KM8HFCAB5TU383235/62a833424e4428bbffccab546353648c.jpg", "https://vehicle-images.carscommerce.inc/80ea-110013116/KM8HFCAB5TU383235/78f9edc296244a636ba65073b512ee1d.jpg", "https://vehicle-images.carscommerce.inc/3b63-110013116/KM8HFCAB5TU383235/ce5510af2adf28d9c062a44dc15ff9e2.jpg", "https://vehicle-images.carscommerce.inc/13d3-110013116/KM8HFCAB5TU383235/32a0919a1520b1d52a8d902c60dccfec.jpg", "https://vehicle-images.carscommerce.inc/1e6e-110013116/KM8HFCAB5TU383235/4c35587456ca77b35c5d9a2e4a4792db.jpg", "https://vehicle-images.carscommerce.inc/9745-110013116/KM8HFCAB5TU383235/7b43c91c6fb79562c370c3231b80db48.jpg", "https://vehicle-images.carscommerce.inc/dfce-110013116/KM8HFCAB5TU383235/764a5fdb7ad4aa68402cfb9070fbfca7.jpg", "https://vehicle-images.carscommerce.inc/361e-110013116/KM8HFCAB5TU383235/85b7a8f63c7e2ad52f71cbcff7fe0b2c.jpg", "https://vehicle-images.carscommerce.inc/d090-110013116/KM8HFCAB5TU383235/280c44877fb3b7afce90f1a2e11c17c0.jpg", "https://vehicle-images.carscommerce.inc/172d-110013116/KM8HFCAB5TU383235/eb3b1aa4e0cafed683006c6c615e2dd4.jpg", "https://vehicle-images.carscommerce.inc/6602-110013116/KM8HFCAB5TU383235/ff2bce5d755d5541260ffa94d35d7f76.jpg", "https://vehicle-images.carscommerce.inc/f842-110013116/KM8HFCAB5TU383235/3d1be859ab58f5007de3f19b932d6860.jpg", "https://vehicle-images.carscommerce.inc/74c3-110013116/KM8HFCAB5TU383235/ee3a0f6532f6610322df741dbf6a897f.jpg", "https://vehicle-images.carscommerce.inc/2740-110013116/KM8HFCAB5TU383235/eff65347978df729d4bab9841c97e645.jpg", "https://vehicle-images.carscommerce.inc/9e55-110013116/KM8HFCAB5TU383235/260917114dd3fa85bffd97ac793aa2e3.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB5TU383235.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab5tu383235/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab5tu383235/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB5TU383235.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB5TU383235.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB5TU383235.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab5tu383235/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260344, VIN KM8HFCAB5TU383235. Advertised price: $28,212. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,212"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28212.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB5TU383235_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 545, "unit": "per_month", "display": "$545/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28212.0, "price_incl_doc": 28212.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 545.17, "amount_financed": 29975.25, "sales_tax": 1763.25, "total_of_payments": 32710.07, "finance_charge": 2734.82, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260344, VIN KM8HFCAB5TU383235. $545 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,212, before any dealer documentation fee. Amount financed $29,975, including $1,763 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,710. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB5TU383235_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 445, "unit": "per_month", "display": "$445/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28212.0, "price_incl_doc": 28212.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 444.97, "amount_financed": 29975.25, "sales_tax": 1763.25, "total_of_payments": 37377.52, "finance_charge": 7402.27, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260344, VIN KM8HFCAB5TU383235. $445 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,212, before any dealer documentation fee. Amount financed $29,975, including $1,763 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,378. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 86}}, {"vin": "KM8RNES24TU125841", "title": "2026 Hyundai PALISADE Premium", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Premium", "decoded_trim": "SEL Premium", "condition": "new", "price": 45922.0, "msrp": 49910.0, "sale_price": 47922.0, "currency": "USD", "mileage": 17, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD261040", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/43bc-110013116/KM8RNES24TU125841/2340830b504dd7a3be9a03ef4578b488.jpg", "images": ["https://vehicle-images.carscommerce.inc/43bc-110013116/KM8RNES24TU125841/2340830b504dd7a3be9a03ef4578b488.jpg", "https://vehicle-images.carscommerce.inc/79a6-110013116/KM8RNES24TU125841/a79ff9fb16af86f2a3fe93fec321cf16.jpg", "https://vehicle-images.carscommerce.inc/cb64-110013116/KM8RNES24TU125841/1d7764a1c8d9f3c7a9a3323a63ae2b8a.jpg", "https://vehicle-images.carscommerce.inc/90f1-110013116/KM8RNES24TU125841/f7ba077569bd06cf367e02b018d93532.jpg", "https://vehicle-images.carscommerce.inc/d595-110013116/KM8RNES24TU125841/5eb3e2705e87ae1adc4e470dd29c1103.png", "https://vehicle-images.carscommerce.inc/c15d-110013116/KM8RNES24TU125841/85df764e01bf1d0d9c710253c840b309.jpg", "https://vehicle-images.carscommerce.inc/d38c-110013116/KM8RNES24TU125841/d8dcd89824890d7515e15e5740373e7c.jpg", "https://vehicle-images.carscommerce.inc/79c2-110013116/KM8RNES24TU125841/047de709136cef49da6196b5902dee3a.png", "https://vehicle-images.carscommerce.inc/29c8-110013116/KM8RNES24TU125841/ac02b2003513c6297aca1e0dd07905c8.jpg", "https://vehicle-images.carscommerce.inc/fa86-110013116/KM8RNES24TU125841/f7d0125d9e811e3358d184c4ae51f05d.jpg", "https://vehicle-images.carscommerce.inc/6f69-110013116/KM8RNES24TU125841/00865bcb11cbf9a417a156bb949892f7.png", "https://vehicle-images.carscommerce.inc/d44b-110013116/KM8RNES24TU125841/6b5063b21e00b21395633ed7120126ac.jpg", "https://vehicle-images.carscommerce.inc/c6dc-110013116/KM8RNES24TU125841/59fa3294b23d937ccce2e51417fe32e8.jpg", "https://vehicle-images.carscommerce.inc/ad98-110013116/KM8RNES24TU125841/cc46231377b7260aa9d4c9d8dcbf5d10.png", "https://vehicle-images.carscommerce.inc/b669-110013116/KM8RNES24TU125841/373bf1f37364f90ec3c146e9e3b532d2.jpg", "https://vehicle-images.carscommerce.inc/7ce4-110013116/KM8RNES24TU125841/ad94aa8e68f09d4e7b3eb45ccaab32e6.jpg", "https://vehicle-images.carscommerce.inc/b725-110013116/KM8RNES24TU125841/2626921bcd62ccfedcd1979be2770a3f.png", "https://vehicle-images.carscommerce.inc/19be-110013116/KM8RNES24TU125841/8d4eee1181bba6d3b868f57de4e43373.jpg", "https://vehicle-images.carscommerce.inc/5944-110013116/KM8RNES24TU125841/43bafea643e5cd0688f5ffb678649192.jpg", "https://vehicle-images.carscommerce.inc/aba3-110013116/KM8RNES24TU125841/1c5a8335f2d06ba8c8f45959bb04db3f.png", "https://vehicle-images.carscommerce.inc/2c40-110013116/KM8RNES24TU125841/d13abf450db1d8ca4ef7bbbe13f96e61.jpg", "https://vehicle-images.carscommerce.inc/cf94-110013116/KM8RNES24TU125841/b27e1bec2e5c95ba1380f3144c140393.jpg", "https://vehicle-images.carscommerce.inc/4817-110013116/KM8RNES24TU125841/9e3d11aced3b8179638309bab2df9a92.png", "https://vehicle-images.carscommerce.inc/72a1-110013116/KM8RNES24TU125841/6ede76a01d95b3c88abac08958ece28d.jpg", "https://vehicle-images.carscommerce.inc/7b05-110013116/KM8RNES24TU125841/063b9d3b9bef68d932ab52c0b0d77aec.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "SEL Premium", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 49910.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RNES24TU125841.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-premium-7p-awd-sport-utility-km8rnes24tu125841/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-premium-7p-awd-sport-utility-km8rnes24tu125841/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RNES24TU125841.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES24TU125841.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES24TU125841.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-premium-7p-awd-sport-utility-km8rnes24tu125841/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,988. This offer applies to Stock #HD261040, VIN KM8RNES24TU125841. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,910. Advertised price: $45,922. Savings: $3,988, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,910"}, {"label": "Advertised price", "value": "$45,922"}, {"label": "Savings", "value": "$3,988, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,988", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45922.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RNES24TU125841_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 898, "unit": "per_month", "display": "$898/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45922.0, "price_incl_doc": 45922.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 898.36, "amount_financed": 48792.13, "sales_tax": 2870.13, "total_of_payments": 53901.67, "finance_charge": 5109.54, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261040, VIN KM8RNES24TU125841. $898 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $45,922, before any dealer documentation fee. Amount financed $48,792, including $2,870 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $53,902. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RNES24TU125841_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 678, "unit": "per_month", "display": "$678/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45922.0, "price_incl_doc": 45922.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 677.67, "amount_financed": 48792.13, "sales_tax": 2870.13, "total_of_payments": 48792.13, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261040, VIN KM8RNES24TU125841. $678 per month for 72 months at 0% APR, $0 cash down. Advertised price $45,922, before any dealer documentation fee. Amount financed $48,792, including $2,870 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $48,792. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 82}}, {"vin": "5NMP2DG15TH101957", "title": "2026 Hyundai Santa Fe Hybrid SEL", "year": 2026, "make": "Hyundai", "model": "Santa Fe Hybrid", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 38958.0, "msrp": 0.0, "sale_price": 39386.0, "currency": "USD", "mileage": 19, "exterior_color": "Green", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "LHD260381", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/f23d-110013116/5NMP2DG15TH101957/ac384ef27228c35aee56e947341b88b6.jpg", "images": ["https://vehicle-images.carscommerce.inc/f23d-110013116/5NMP2DG15TH101957/ac384ef27228c35aee56e947341b88b6.jpg", "https://vehicle-images.carscommerce.inc/9adc-110013116/5NMP2DG15TH101957/c007a0c43a3ee7afcb71e1d0d3d2b92d.jpg", "https://vehicle-images.carscommerce.inc/3f33-110013116/5NMP2DG15TH101957/d9f360dc9b3456f8635799ec54fedc0f.jpg", "https://vehicle-images.carscommerce.inc/c5c0-110013116/5NMP2DG15TH101957/ccc531901b438768c018a8098bd3a377.jpg", "https://vehicle-images.carscommerce.inc/eb5a-110013116/5NMP2DG15TH101957/9b2adfbe5914fb5c5d78a1c45914ef18.jpg", "https://vehicle-images.carscommerce.inc/59b5-110013116/5NMP2DG15TH101957/418e817c05cf0d230c8ff339c69e7842.jpg", "https://vehicle-images.carscommerce.inc/ab03-110013116/5NMP2DG15TH101957/c9a21cdaaeb8b068643bae77499a00f2.jpg", "https://vehicle-images.carscommerce.inc/4e04-110013116/5NMP2DG15TH101957/0150d78e7e499542cb06b319ab58cfd9.jpg", "https://vehicle-images.carscommerce.inc/ebc9-110013116/5NMP2DG15TH101957/1c078b7f83f4eae82cbad83423b55605.jpg", "https://vehicle-images.carscommerce.inc/cc49-110013116/5NMP2DG15TH101957/facddd8eb9a6b13b2eb4f1824761e825.jpg", "https://vehicle-images.carscommerce.inc/4823-110013116/5NMP2DG15TH101957/01724f11939d22cc53aa87d5a542fdb3.jpg", "https://vehicle-images.carscommerce.inc/a87c-110013116/5NMP2DG15TH101957/40c050b9288b046803057f6ed24d6305.jpg", "https://vehicle-images.carscommerce.inc/43f5-110013116/5NMP2DG15TH101957/81bf320cc044f0ee2b2b8c333db8e4fb.jpg", "https://vehicle-images.carscommerce.inc/96c7-110013116/5NMP2DG15TH101957/277febf4c958c91e98741e1a4567e502.jpg", "https://vehicle-images.carscommerce.inc/5f8b-110013116/5NMP2DG15TH101957/393254d39932fb82f493ca9191b96f8a.jpg", "https://vehicle-images.carscommerce.inc/489e-110013116/5NMP2DG15TH101957/75c44fc15f61406d0b5e32d0f0de7fee.jpg", "https://vehicle-images.carscommerce.inc/edf3-110013116/5NMP2DG15TH101957/07eb72a17a62da0532ffaf3325ba6cd8.jpg", "https://vehicle-images.carscommerce.inc/5c51-110013116/5NMP2DG15TH101957/d9aa185b52e1005b2f645ac34f7013a1.jpg", "https://vehicle-images.carscommerce.inc/640a-110013116/5NMP2DG15TH101957/61bb5ae1895e2f0a7e957da0042d37ae.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG15TH101957.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg15th101957/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg15th101957/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG15TH101957.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG15TH101957.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG15TH101957.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg15th101957/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LHD260381, VIN 5NMP2DG15TH101957. Advertised price: $38,958. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,958"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38958.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG15TH101957_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 972, "unit": "per_month", "display": "$972/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38958.0, "price_incl_doc": 38958.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 971.92, "amount_financed": 41392.88, "sales_tax": 2434.88, "total_of_payments": 46652.31, "finance_charge": 5259.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260381, VIN 5NMP2DG15TH101957. $972 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $38,958, before any dealer documentation fee. Amount financed $41,393, including $2,435 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $46,652. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG15TH101957_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 810, "unit": "per_month", "display": "$810/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38958.0, "price_incl_doc": 38958.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 809.71, "amount_financed": 41392.88, "sales_tax": 2434.88, "total_of_payments": 48582.32, "finance_charge": 7189.44, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260381, VIN 5NMP2DG15TH101957. $810 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $38,958, before any dealer documentation fee. Amount financed $41,393, including $2,435 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $48,582. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG15TH101957_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 706, "unit": "per_month", "display": "$706/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38958.0, "price_incl_doc": 38958.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 705.51, "amount_financed": 41392.88, "sales_tax": 2434.88, "total_of_payments": 50796.63, "finance_charge": 9403.75, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260381, VIN 5NMP2DG15TH101957. $706 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $38,958, before any dealer documentation fee. Amount financed $41,393, including $2,435 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $50,797. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/KM8RMES20TU080769.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes20tu080769/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,210. This offer applies to Stock #28446, VIN KM8RMES20TU080769. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,935. Advertised price: $52,725. Savings: $6,210, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,935"}, {"label": "Advertised price", "value": "$52,725"}, {"label": "Savings", "value": "$6,210, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,210", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52725.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES20TU080769_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1031, "unit": "per_month", "display": "$1,031/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52725.0, "price_incl_doc": 52725.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1031.45, "amount_financed": 56020.31, "sales_tax": 3295.31, "total_of_payments": 61886.79, "finance_charge": 5866.48, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28446, VIN KM8RMES20TU080769. $1,031 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $52,725, before any dealer documentation fee. Amount financed $56,020, including $3,295 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $61,887. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES20TU080769_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 778, "unit": "per_month", "display": "$778/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52725.0, "price_incl_doc": 52725.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 778.06, "amount_financed": 56020.31, "sales_tax": 3295.31, "total_of_payments": 56020.31, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28446, VIN KM8RMES20TU080769. $778 per month for 72 months at 0% APR, $0 cash down. Advertised price $52,725, before any dealer documentation fee. Amount financed $56,020, including $3,295 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $56,020. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 86}}, {"vin": "5NMJBCDE5TH658844", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31169.0, "msrp": 34535.0, "sale_price": 31919.0, "currency": "USD", "mileage": 57, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28263", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/a926-110013116/5NMJBCDE5TH658844/ef192341b3ec30d5060979179eb3da60.jpg", "images": ["https://vehicle-images.carscommerce.inc/a926-110013116/5NMJBCDE5TH658844/ef192341b3ec30d5060979179eb3da60.jpg", "https://vehicle-images.carscommerce.inc/9e4f-110013116/5NMJBCDE5TH658844/6026c4dec2c8cedc50eb8c0d7a2dc794.jpg", "https://vehicle-images.carscommerce.inc/a4f5-110013116/5NMJBCDE5TH658844/e55ff5d051ed43836841191bbe3c05fd.jpg", "https://vehicle-images.carscommerce.inc/a4bf-110013116/5NMJBCDE5TH658844/e28b414d0761a61e279dc762c92c5928.jpg", "https://vehicle-images.carscommerce.inc/3259-110013116/5NMJBCDE5TH658844/917458ca0e7fb2fe4559f2c4b6bd3700.jpg", "https://vehicle-images.carscommerce.inc/1cad-110013116/5NMJBCDE5TH658844/e848ef06c2e9bfa05858960b7eb2db73.png", 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"https://vehicle-images.carscommerce.inc/c0ed-110013116/5NMJBCDE5TH658844/5127879fe33b4e3c3d42f4743c879567.png", "https://vehicle-images.carscommerce.inc/5b93-110013116/5NMJBCDE5TH658844/6b1c9052ee2e0a1f4fa12185c400e809.jpg", "https://vehicle-images.carscommerce.inc/fcba-110013116/5NMJBCDE5TH658844/67d680489745db4abf8c4d1bfb081b5a.jpg", "https://vehicle-images.carscommerce.inc/dff5-110013116/5NMJBCDE5TH658844/261246638ba6bd282f27555d60323f08.jpg", "https://vehicle-images.carscommerce.inc/a53f-110013116/5NMJBCDE5TH658844/d4c6b9f22f80e7ae59ef0e613802bb91.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34535.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE5TH658844.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde5th658844/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde5th658844/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE5TH658844.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE5TH658844.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE5TH658844.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde5th658844/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,366. This offer applies to Stock #28263, VIN 5NMJBCDE5TH658844. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,535. Advertised price: $31,169. Savings: $3,366, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,535"}, {"label": "Advertised price", "value": "$31,169"}, {"label": "Savings", "value": "$3,366, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,366", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31169.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE5TH658844_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 552, "unit": "per_month", "display": "$552/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31169.0, "price_incl_doc": 31169.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 551.95, "amount_financed": 33117.06, "sales_tax": 1948.06, "total_of_payments": 33117.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28263, VIN 5NMJBCDE5TH658844. $552 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,169, before any dealer documentation fee. Amount financed $33,117, including $1,948 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,117. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE5TH658844_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 492, "unit": "per_month", "display": "$492/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31169.0, "price_incl_doc": 31169.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 491.61, "amount_financed": 33117.06, "sales_tax": 1948.06, "total_of_payments": 41295.19, "finance_charge": 8178.13, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28263, VIN 5NMJBCDE5TH658844. $492 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,169, before any dealer documentation fee. Amount financed $33,117, including $1,948 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,295. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE5TH658844_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 392, "unit": "per_month", "display": "$392/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34535.0, "selling_price": 31169.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 392.0, "net_cap_cost": 31819.0, "residual_value": 21411.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 392, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 552}, "total_of_payments": 14112, "total_of_payments_unrounded": 14112.0}, "disclosure": "Estimated lease payment for stock #28263, VIN 5NMJBCDE5TH658844. $392 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $552, made up of $392 first payment, $60 title, $100 registration. MSRP $34,535. Lease selling price $31,169. Net capitalized cost $31,819. Residual value $21,412, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,112. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE5TH658844_lease", "type": "lease", "label": "Lease", "headline": {"value": 299, "unit": "per_month", "display": "$299/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34535.0, "selling_price": 31169.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 298.7, "net_cap_cost": 28820.0, "residual_value": 21411.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 298.7, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3457.7}, "total_of_payments": 10764, "total_of_payments_unrounded": 10753.2}, "disclosure": "Estimated lease payment for stock #28263, VIN 5NMJBCDE5TH658844. $299 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,458, made up of $299 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,535. Lease selling price $31,169. Net capitalized cost $28,820. Residual value $21,412, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,764. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 113}}, {"vin": "KMHLW4DK0TU042577", "title": "2026 Hyundai ELANTRA N Base", "year": 2026, "make": "Hyundai", "model": "ELANTRA N", "trim": "Base", "decoded_trim": "Elantra N", "condition": "new", "price": 37561.0, "msrp": 37950.0, "sale_price": 37561.0, "currency": "USD", "mileage": 14, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L 4-Cylinder Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "HD261007", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/d961-110013116/KMHLW4DK0TU042577/c186e5279fb9e427e2e0b87068ef8e38.jpg", "images": ["https://vehicle-images.carscommerce.inc/d961-110013116/KMHLW4DK0TU042577/c186e5279fb9e427e2e0b87068ef8e38.jpg", "https://vehicle-images.carscommerce.inc/70f1-110013116/KMHLW4DK0TU042577/f88ea46d64661bb104a74166d088e082.jpg", "https://vehicle-images.carscommerce.inc/4621-110013116/KMHLW4DK0TU042577/88b6e16363400896ce2e6df9b6f48f8f.jpg", "https://vehicle-images.carscommerce.inc/16b5-110013116/KMHLW4DK0TU042577/a7912848c587777439381f7276f5005d.jpg", "https://vehicle-images.carscommerce.inc/4837-110013116/KMHLW4DK0TU042577/3a6a47453dea6eefaaeb15378efe1bb5.png", "https://vehicle-images.carscommerce.inc/4c75-110013116/KMHLW4DK0TU042577/ae9cfc39ca540b48c61ee591b877af7a.jpg", "https://vehicle-images.carscommerce.inc/c268-110013116/KMHLW4DK0TU042577/9e200e01794bc06ae05a642703a32887.jpg", "https://vehicle-images.carscommerce.inc/6c6c-110013116/KMHLW4DK0TU042577/ae8687841a6916a8ca2f4f54aa4a4692.png", "https://vehicle-images.carscommerce.inc/a03b-110013116/KMHLW4DK0TU042577/92a5851f80ea65451c6f16684aef4a3e.jpg", "https://vehicle-images.carscommerce.inc/3101-110013116/KMHLW4DK0TU042577/b6624dd6bdedaf984cc3566d8e1adf63.jpg", "https://vehicle-images.carscommerce.inc/aa9e-110013116/KMHLW4DK0TU042577/da6a8ae4eb2b25fedc9d0b6406c50584.png", "https://vehicle-images.carscommerce.inc/45e8-110013116/KMHLW4DK0TU042577/fca4a5e4af9ed4fe5026ca76729a56a3.jpg", "https://vehicle-images.carscommerce.inc/d172-110013116/KMHLW4DK0TU042577/28bed1b1dba3d9ab539694bdd52532c0.jpg", "https://vehicle-images.carscommerce.inc/2154-110013116/KMHLW4DK0TU042577/41842b4ffe100f9d53a885ee5fb8d6d8.png", "https://vehicle-images.carscommerce.inc/d9d1-110013116/KMHLW4DK0TU042577/89b972c968338cfe920793ba1700d6d4.jpg", "https://vehicle-images.carscommerce.inc/38f6-110013116/KMHLW4DK0TU042577/2e871b533982d0b06467ce913c822a9e.jpg", "https://vehicle-images.carscommerce.inc/c1f7-110013116/KMHLW4DK0TU042577/c8274bd6630361d605dbc5ad20dd4139.png", "https://vehicle-images.carscommerce.inc/71bd-110013116/KMHLW4DK0TU042577/d1fadb5a14b31d46e3beada4a89f39f9.jpg", "https://vehicle-images.carscommerce.inc/9a0a-110013116/KMHLW4DK0TU042577/49b7f0359362cb95df37c8ddd0f4a99d.jpg", "https://vehicle-images.carscommerce.inc/571e-110013116/KMHLW4DK0TU042577/d709521a382d215b65b075b5b9f4f9a1.png", "https://vehicle-images.carscommerce.inc/210c-110013116/KMHLW4DK0TU042577/1abf1650753a39d5a7773e77042fa69f.jpg", "https://vehicle-images.carscommerce.inc/1151-110013116/KMHLW4DK0TU042577/c4a8b299f192bf4baa0cc586028a148b.jpg", "https://vehicle-images.carscommerce.inc/2ae5-110013116/KMHLW4DK0TU042577/b7446fb32f80015e79084b2660c663a3.png", "https://vehicle-images.carscommerce.inc/385c-110013116/KMHLW4DK0TU042577/9b00f5eb9560316d20dddbeb7063469f.jpg", "https://vehicle-images.carscommerce.inc/9167-110013116/KMHLW4DK0TU042577/544d2c43096d1c05c8515093249fa5d0.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra N", "year": 2026, "trim": "Elantra N", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 37950.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLW4DK0TU042577.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-base-fwd-4d-sedan-kmhlw4dk0tu042577/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-base-fwd-4d-sedan-kmhlw4dk0tu042577/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLW4DK0TU042577.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK0TU042577.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK0TU042577.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-base-fwd-4d-sedan-kmhlw4dk0tu042577/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $389. This offer applies to Stock #HD261007, VIN KMHLW4DK0TU042577. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $37,950. Advertised price: $37,561. Savings: $389, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$37,950"}, {"label": "Advertised price", "value": "$37,561"}, {"label": "Savings", "value": "$389, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $389", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37561.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLW4DK0TU042577_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 762, "unit": "per_month", "display": "$762/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37561.0, "price_incl_doc": 37561.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra N \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 762.12, "amount_financed": 39908.56, "sales_tax": 2347.56, "total_of_payments": 45726.94, "finance_charge": 5818.38, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261007, VIN KMHLW4DK0TU042577. $762 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $37,561, before any dealer documentation fee. Amount financed $39,909, including $2,348 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $45,727. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLW4DK0TU042577_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 592, "unit": "per_month", "display": "$592/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37561.0, "price_incl_doc": 37561.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 592.43, "amount_financed": 39908.56, "sales_tax": 2347.56, "total_of_payments": 49763.82, "finance_charge": 9855.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261007, VIN KMHLW4DK0TU042577. $592 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $37,561, before any dealer documentation fee. Amount financed $39,909, including $2,348 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $49,764. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 85}}, {"vin": "5NMJECDE6TH692735", "title": "2026 Hyundai TUCSON Limited", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 40331.0, "msrp": 44370.0, "sale_price": 41081.0, "currency": "USD", "mileage": 15, "exterior_color": "Silver", "interior_color": "Gray/Green 3-Tone", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260686", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/a9f8-110013116/5NMJECDE6TH692735/9de51d964b5c8537c7f3783002658d15.jpg", "images": ["https://vehicle-images.carscommerce.inc/a9f8-110013116/5NMJECDE6TH692735/9de51d964b5c8537c7f3783002658d15.jpg", "https://vehicle-images.carscommerce.inc/3aa5-110013116/5NMJECDE6TH692735/4322d7de7904d684e1db984956e644fb.jpg", "https://vehicle-images.carscommerce.inc/8818-110013116/5NMJECDE6TH692735/61f0315e60190b10bfbed9f4feee4abc.jpg", "https://vehicle-images.carscommerce.inc/5458-110013116/5NMJECDE6TH692735/a3691fa71971edfb78942c418b2f3d6d.jpg", "https://vehicle-images.carscommerce.inc/931c-110013116/5NMJECDE6TH692735/a39b7207e47113594ff6f09ae77525c6.jpg", "https://vehicle-images.carscommerce.inc/d5e0-110013116/5NMJECDE6TH692735/6db8caf1f54d56312eb0f056fd6e4c30.png", "https://vehicle-images.carscommerce.inc/ed63-110013116/5NMJECDE6TH692735/16c3d6dbff8c1012204d1477cd9356ff.jpg", "https://vehicle-images.carscommerce.inc/8c22-110013116/5NMJECDE6TH692735/82b8bc9827fbfa2b87b2124e3b6b6b79.jpg", "https://vehicle-images.carscommerce.inc/1bdd-110013116/5NMJECDE6TH692735/ab7e13f0333c9d6b59bf91d26356b99d.png", "https://vehicle-images.carscommerce.inc/b70b-110013116/5NMJECDE6TH692735/36d3ea7ba70e5ba40e71bfeac1c1407d.jpg", "https://vehicle-images.carscommerce.inc/9e8b-110013116/5NMJECDE6TH692735/209707de933a8d4059e72b87dee26eb2.jpg", "https://vehicle-images.carscommerce.inc/7d2a-110013116/5NMJECDE6TH692735/0251c01e977a816c8ea9c221f2bde047.png", "https://vehicle-images.carscommerce.inc/3a7e-110013116/5NMJECDE6TH692735/1dafd24ef50a1e553b79e8589230356e.jpg", "https://vehicle-images.carscommerce.inc/7e07-110013116/5NMJECDE6TH692735/28d5128bed19dd09c0a3c83eb4dc6e48.jpg", "https://vehicle-images.carscommerce.inc/823a-110013116/5NMJECDE6TH692735/e31be3666227717593b4d06d17ce3c8d.png", "https://vehicle-images.carscommerce.inc/75a1-110013116/5NMJECDE6TH692735/0115d897a23df13dd5ce3ad12993396a.jpg", "https://vehicle-images.carscommerce.inc/1c7d-110013116/5NMJECDE6TH692735/7c2bb8437f2fc7035da330536f043d18.jpg", "https://vehicle-images.carscommerce.inc/808f-110013116/5NMJECDE6TH692735/f8cec9a4efe874a0b43afd3b75e89203.png", "https://vehicle-images.carscommerce.inc/16a2-110013116/5NMJECDE6TH692735/2b53edbac8084f4986dcef953ccf4350.jpg", "https://vehicle-images.carscommerce.inc/b699-110013116/5NMJECDE6TH692735/ee981c0d433600de272e0f5ab8216e88.jpg", "https://vehicle-images.carscommerce.inc/470e-110013116/5NMJECDE6TH692735/70a11fde64889f5fb989c768d99b4a7e.png", "https://vehicle-images.carscommerce.inc/9941-110013116/5NMJECDE6TH692735/480fc449140c5748342864efa181eca1.jpg", "https://vehicle-images.carscommerce.inc/967d-110013116/5NMJECDE6TH692735/df7555a26d5cbe6f9d61e9c53ddd112d.jpg", "https://vehicle-images.carscommerce.inc/3033-110013116/5NMJECDE6TH692735/a5a3ebb7cb83f96ccaf15a999ea990c1.png", "https://vehicle-images.carscommerce.inc/1b19-110013116/5NMJECDE6TH692735/c498099b6b2eef92ab86055de209478a.jpg", "https://vehicle-images.carscommerce.inc/d969-110013116/5NMJECDE6TH692735/f0b326ab9658e77678ee363cf6d1118e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 44370.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJECDE6TH692735.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde6th692735/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde6th692735/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJECDE6TH692735.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJECDE6TH692735.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJECDE6TH692735.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde6th692735/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,039. This offer applies to Stock #HD260686, VIN 5NMJECDE6TH692735. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $44,370. Advertised price: $40,331. Savings: $4,039, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$44,370"}, {"label": "Advertised price", "value": "$40,331"}, {"label": "Savings", "value": "$4,039, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,039", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40331.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJECDE6TH692735_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 714, "unit": "per_month", "display": "$714/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40331.0, "price_incl_doc": 40331.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 714.19, "amount_financed": 42851.69, "sales_tax": 2520.69, "total_of_payments": 42851.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260686, VIN 5NMJECDE6TH692735. $714 per month for 60 months at 0% APR, $0 cash down. Advertised price $40,331, before any dealer documentation fee. Amount financed $42,852, including $2,521 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,852. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE6TH692735_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 636, "unit": "per_month", "display": "$636/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40331.0, "price_incl_doc": 40331.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 636.12, "amount_financed": 42851.69, "sales_tax": 2520.69, "total_of_payments": 53433.74, "finance_charge": 10582.05, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260686, VIN 5NMJECDE6TH692735. $636 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $40,331, before any dealer documentation fee. Amount financed $42,852, including $2,521 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $53,434. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE6TH692735_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 44370.0, "selling_price": 40331.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 506.76, "net_cap_cost": 40981.0, "residual_value": 27509.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 506.76, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 666.76}, "total_of_payments": 18252, "total_of_payments_unrounded": 18243.36}, "disclosure": "Estimated lease payment for stock #HD260686, VIN 5NMJECDE6TH692735. $507 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $667, made up of $507 first payment, $60 title, $100 registration. MSRP $44,370. Lease selling price $40,331. Net capitalized cost $40,981. Residual value $27,509, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,252. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE6TH692735_lease", "type": "lease", "label": "Lease", "headline": {"value": 413, "unit": "per_month", "display": "$413/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 44370.0, "selling_price": 40331.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 413.46, "net_cap_cost": 37982.0, "residual_value": 27509.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 413.46, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3572.46}, "total_of_payments": 14868, "total_of_payments_unrounded": 14884.56}, "disclosure": "Estimated lease payment for stock #HD260686, VIN 5NMJECDE6TH692735. $413 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,572, made up of $413 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $44,370. Lease selling price $40,331. Net capitalized cost $37,982. Residual value $27,509, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,868. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 105}}, {"vin": "KM8JBDD16TU460023", "title": "2026 Hyundai TUCSON HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 34143.0, "msrp": 36330.0, "sale_price": 34143.0, "currency": "USD", "mileage": 12, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "1.6L I4 DGI Hybrid Turbocharged DOHC 16V LEV3-SULEV30", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 36, "mpg_hwy": 37, "range_miles": null, "battery_kwh": null, "stock_number": "28581", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34143.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JBDD16TU460023_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 636, "unit": "per_month", "display": "$636/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34143.0, "price_incl_doc": 34143.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 635.69, "amount_financed": 36276.94, "sales_tax": 2133.94, "total_of_payments": 38141.69, "finance_charge": 1864.75, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28581, VIN KM8JBDD16TU460023. $636 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $34,143, before any dealer documentation fee. Amount financed $36,277, including $2,134 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $38,142. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JBDD16TU460023_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 539, "unit": "per_month", "display": "$539/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34143.0, "price_incl_doc": 34143.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 538.52, "amount_financed": 36276.94, "sales_tax": 2133.94, "total_of_payments": 45235.39, "finance_charge": 8958.45, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28581, VIN KM8JBDD16TU460023. $539 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $34,143, before any dealer documentation fee. Amount financed $36,277, including $2,134 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $45,235. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-se-fwd-4d-sport-utility-5nmja3de9th642357/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJA3DE9TH642357.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJA3DE9TH642357.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJA3DE9TH642357.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-se-fwd-4d-sport-utility-5nmja3de9th642357/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260358, VIN 5NMJA3DE9TH642357. Advertised price: $28,412. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,412"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28412.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJA3DE9TH642357_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 709, "unit": "per_month", "display": "$709/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28412.0, "price_incl_doc": 28412.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.82, "amount_financed": 30187.75, "sales_tax": 1775.75, "total_of_payments": 34023.45, "finance_charge": 3835.7, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260358, VIN 5NMJA3DE9TH642357. $709 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,412, before any dealer documentation fee. Amount financed $30,188, including $1,776 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,023. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJA3DE9TH642357_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 591, "unit": "per_month", "display": "$591/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28412.0, "price_incl_doc": 28412.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 590.52, "amount_financed": 30187.75, "sales_tax": 1775.75, "total_of_payments": 35431.0, "finance_charge": 5243.25, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260358, VIN 5NMJA3DE9TH642357. $591 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,412, before any dealer documentation fee. Amount financed $30,188, including $1,776 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,431. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJA3DE9TH642357_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 515, "unit": "per_month", "display": "$515/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28412.0, "price_incl_doc": 28412.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 514.53, "amount_financed": 30187.75, "sales_tax": 1775.75, "total_of_payments": 37045.89, "finance_charge": 6858.14, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260358, VIN 5NMJA3DE9TH642357. $515 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,412, before any dealer documentation fee. Amount financed $30,188, including $1,776 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,046. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 83}}, {"vin": "1GYFZFR49PF103458", "title": "2023 Cadillac XT4 Sport", "year": 2023, "make": "Cadillac", "model": "XT4", "trim": "Sport", "decoded_trim": "Sport", "condition": "used", "price": 29381.0, "msrp": 0.0, "sale_price": 29890.0, "currency": "USD", "mileage": 26655, "exterior_color": "White", "interior_color": "Light Wheat/Jet Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "9-Speed Automatic", "mpg_city": 22, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "GD260446XA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/1GYFZFR49PF103458.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-cadillac-xt4-sport-awd-4d-sport-utility-1gyfzfr49pf103458/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-cadillac-xt4-sport-awd-4d-sport-utility-1gyfzfr49pf103458/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1GYFZFR49PF103458.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1GYFZFR49PF103458.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1GYFZFR49PF103458.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-cadillac-xt4-sport-awd-4d-sport-utility-1gyfzfr49pf103458/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260446XA, VIN 1GYFZFR49PF103458. Advertised price: $29,381. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,381"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Cold Weather Package", "Keyless Entry", "Memory Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29381.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYFZFR49PF103458_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 733, "unit": "per_month", "display": "$733/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29381.0, "price_incl_doc": 29381.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 733.0, "amount_financed": 31217.31, "sales_tax": 1836.31, "total_of_payments": 35183.82, "finance_charge": 3966.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260446XA, VIN 1GYFZFR49PF103458. $733 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,381, before any dealer documentation fee. Amount financed $31,217, including $1,836 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,184. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYFZFR49PF103458_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 611, "unit": "per_month", "display": "$611/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29381.0, "price_incl_doc": 29381.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 610.66, "amount_financed": 31217.31, "sales_tax": 1836.31, "total_of_payments": 36639.38, "finance_charge": 5422.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260446XA, VIN 1GYFZFR49PF103458. $611 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,381, before any dealer documentation fee. Amount financed $31,217, including $1,836 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,639. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYFZFR49PF103458_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 532, "unit": "per_month", "display": "$532/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29381.0, "price_incl_doc": 29381.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 532.07, "amount_financed": 31217.31, "sales_tax": 1836.31, "total_of_payments": 38309.34, "finance_charge": 7092.03, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260446XA, VIN 1GYFZFR49PF103458. $532 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,381, before any dealer documentation fee. Amount financed $31,217, including $1,836 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,309. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 81}}, {"vin": "7PDSGABL5NN001343", "title": "2022 Rivian R1S Edition", "year": 2022, "make": "Rivian", "model": "R1S", "trim": "Edition", "decoded_trim": "Launch Edition", "condition": "used", "price": 60764.0, "msrp": 0.0, "sale_price": 61524.0, "currency": "USD", "mileage": 30662, "exterior_color": null, "interior_color": "Black Mountain", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": null, "engine": "Electric ZEV", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0479", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com/inventory/used-2022-rivian-r1s-launch-edition-awd-4d-sport-utility-7pdsgabl5nn001343/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-rivian-r1s-launch-edition-awd-4d-sport-utility-7pdsgabl5nn001343/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7PDSGABL5NN001343.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7PDSGABL5NN001343.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7PDSGABL5NN001343.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-rivian-r1s-launch-edition-awd-4d-sport-utility-7pdsgabl5nn001343/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0479, VIN 7PDSGABL5NN001343. Advertised price: $60,764. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$60,764"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Seats", "Rain Sensing Wipers", "Rear A/C"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 60764.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7PDSGABL5NN001343_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1516, "unit": "per_month", "display": "$1,516/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60764.0, "price_incl_doc": 60764.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1515.94, "amount_financed": 64561.75, "sales_tax": 3797.75, "total_of_payments": 72765.05, "finance_charge": 8203.3, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0479, VIN 7PDSGABL5NN001343. $1,516 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $60,764, before any dealer documentation fee. Amount financed $64,562, including $3,798 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $72,765. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7PDSGABL5NN001343_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1263, "unit": "per_month", "display": "$1,263/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60764.0, "price_incl_doc": 60764.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1262.92, "amount_financed": 64561.75, "sales_tax": 3797.75, "total_of_payments": 75775.34, "finance_charge": 11213.59, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0479, VIN 7PDSGABL5NN001343. $1,263 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $60,764, before any dealer documentation fee. Amount financed $64,562, including $3,798 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $75,775. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7PDSGABL5NN001343_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1100, "unit": "per_month", "display": "$1,100/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60764.0, "price_incl_doc": 60764.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1100.4, "amount_financed": 64561.75, "sales_tax": 3797.75, "total_of_payments": 79229.07, "finance_charge": 14667.32, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0479, VIN 7PDSGABL5NN001343. $1,100 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $60,764, before any dealer documentation fee. Amount financed $64,562, including $3,798 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $79,229. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 78}}, {"vin": "KM8JADD16TU417966", "title": "2026 Hyundai TUCSON HYBRID SE", "year": 2026, "make": "Hyundai", "model": "TUCSON HYBRID", "trim": "SE", "decoded_trim": "Blue SE", "condition": "new", "price": 32675.0, "msrp": 34845.0, "sale_price": 32675.0, "currency": "USD", "mileage": 46, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "1.6L I4 DGI Hybrid Turbocharged DOHC 16V LEV3-SULEV30", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 38, "mpg_hwy": 38, "range_miles": null, "battery_kwh": null, "stock_number": "28313", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://ai.castlehyundaidownersgrove.com/v/KM8JADD16TU417966.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JADD16TU417966.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-4d-sport-utility-km8jadd16tu417966/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,170. This offer applies to Stock #28313, VIN KM8JADD16TU417966. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,845. Advertised price: $32,675. Savings: $2,170, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,845"}, {"label": "Advertised price", "value": "$32,675"}, {"label": "Savings", "value": "$2,170, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,170", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32675.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JADD16TU417966_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 608, "unit": "per_month", "display": "$608/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32675.0, "price_incl_doc": 32675.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.36, "amount_financed": 34717.19, "sales_tax": 2042.19, "total_of_payments": 36501.76, "finance_charge": 1784.57, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28313, VIN KM8JADD16TU417966. $608 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $32,675, before any dealer documentation fee. Amount financed $34,717, including $2,042 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $36,502. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD16TU417966_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 515, "unit": "per_month", "display": "$515/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32675.0, "price_incl_doc": 32675.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 515.36, "amount_financed": 34717.19, "sales_tax": 2042.19, "total_of_payments": 43290.46, "finance_charge": 8573.27, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28313, VIN KM8JADD16TU417966. $515 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,675, before any dealer documentation fee. Amount financed $34,717, including $2,042 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $43,290. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 81}}, {"vin": "KM8RMES23TU048690", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 51889.0, "msrp": 58140.0, "sale_price": 53889.0, "currency": "USD", "mileage": 54, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260865", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES23TU048690.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes23tu048690/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes23tu048690/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES23TU048690.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES23TU048690.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES23TU048690.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes23tu048690/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,251. This offer applies to Stock #HD260865, VIN KM8RMES23TU048690. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,140. Advertised price: $51,889. Savings: $6,251, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,140"}, {"label": "Advertised price", "value": "$51,889"}, {"label": "Savings", "value": "$6,251, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,251", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51889.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES23TU048690_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1015, "unit": "per_month", "display": "$1,015/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51889.0, "price_incl_doc": 51889.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1015.09, "amount_financed": 55132.06, "sales_tax": 3243.06, "total_of_payments": 60905.52, "finance_charge": 5773.46, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260865, VIN KM8RMES23TU048690. $1,015 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $51,889, before any dealer documentation fee. Amount financed $55,132, including $3,243 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $60,906. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES23TU048690_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 766, "unit": "per_month", "display": "$766/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51889.0, "price_incl_doc": 51889.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 765.72, "amount_financed": 55132.06, "sales_tax": 3243.06, "total_of_payments": 55132.06, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260865, VIN KM8RMES23TU048690. $766 per month for 72 months at 0% APR, $0 cash down. Advertised price $51,889, before any dealer documentation fee. Amount financed $55,132, including $3,243 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $55,132. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 76}}, {"vin": "5NMP1DGL9TH159459", "title": "2026 Hyundai SANTA FE SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 35328.0, "msrp": 39065.0, "sale_price": 34828.0, "currency": "USD", "mileage": 9, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260134", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/9015-110013116/5NMP1DGL9TH159459/b41a6c9c7ed84a1706535e5bde489d29.jpg", "images": ["https://vehicle-images.carscommerce.inc/9015-110013116/5NMP1DGL9TH159459/b41a6c9c7ed84a1706535e5bde489d29.jpg", "https://vehicle-images.carscommerce.inc/9164-110013116/5NMP1DGL9TH159459/fc5b199ef74d3385f476453b2ac47f5e.jpg", "https://vehicle-images.carscommerce.inc/99c8-110013116/5NMP1DGL9TH159459/ce731afa12833a75f5078965d26e3e33.jpg", "https://vehicle-images.carscommerce.inc/8f75-110013116/5NMP1DGL9TH159459/62cbca04835ca71d4fc3cb3a05998d73.jpg", "https://vehicle-images.carscommerce.inc/26dd-110013116/5NMP1DGL9TH159459/ca411981575dbf2e609be391b8bc94a3.jpg", "https://vehicle-images.carscommerce.inc/885f-110013116/5NMP1DGL9TH159459/ce7eaa08d6ba25fa453107822b06821f.png", "https://vehicle-images.carscommerce.inc/2052-110013116/5NMP1DGL9TH159459/23d522519c0dff317ae451fa12a7cb54.jpg", "https://vehicle-images.carscommerce.inc/2a41-110013116/5NMP1DGL9TH159459/4bdfc634e96f9eb0859a9f383fb0a2e9.jpg", "https://vehicle-images.carscommerce.inc/bdbc-110013116/5NMP1DGL9TH159459/f04c7a22804d191ee4cc7e6070f787d3.png", "https://vehicle-images.carscommerce.inc/aa94-110013116/5NMP1DGL9TH159459/445f5da95c3ecd3805df7f3d34589fa8.jpg", "https://vehicle-images.carscommerce.inc/e23a-110013116/5NMP1DGL9TH159459/2b35b610f803b2552a6de9dbe98f9fef.jpg", "https://vehicle-images.carscommerce.inc/cecf-110013116/5NMP1DGL9TH159459/1d008263f2b098bea356091ebec9cccc.png", "https://vehicle-images.carscommerce.inc/ee89-110013116/5NMP1DGL9TH159459/1e8b0fc39dd50207727378c1de252f22.jpg", "https://vehicle-images.carscommerce.inc/4578-110013116/5NMP1DGL9TH159459/13fb15870513b4e0cb437006fde197bb.jpg", "https://vehicle-images.carscommerce.inc/2da0-110013116/5NMP1DGL9TH159459/36a48de03dbb8282847c6354facbd774.png", "https://vehicle-images.carscommerce.inc/88ef-110013116/5NMP1DGL9TH159459/5f6732f899562418886fc2cb32739165.jpg", "https://vehicle-images.carscommerce.inc/b582-110013116/5NMP1DGL9TH159459/c67a704a13d249f77e62420ed5fbf0ba.jpg", "https://vehicle-images.carscommerce.inc/c1cd-110013116/5NMP1DGL9TH159459/74504efc597fd8b2e3ad9ff998e3082e.png", "https://vehicle-images.carscommerce.inc/7e7d-110013116/5NMP1DGL9TH159459/12e15d317a675b9c1427441743339bce.jpg", "https://vehicle-images.carscommerce.inc/7f5f-110013116/5NMP1DGL9TH159459/fbcb632fd9bee76ad6e64cca8f2e8456.jpg", "https://vehicle-images.carscommerce.inc/7b9a-110013116/5NMP1DGL9TH159459/75169b4b458cc823a95c523b188663e8.png", "https://vehicle-images.carscommerce.inc/ccae-110013116/5NMP1DGL9TH159459/bb3f856c6d2993b4bc14962a15b32f7e.jpg", "https://vehicle-images.carscommerce.inc/73b1-110013116/5NMP1DGL9TH159459/7fbc9c1b637793c7de0588eb924c5122.jpg", "https://vehicle-images.carscommerce.inc/a2ad-110013116/5NMP1DGL9TH159459/57d410fad7b71f257afb4306f7fd54a0.png", "https://vehicle-images.carscommerce.inc/95ad-110013116/5NMP1DGL9TH159459/00c8a917327b0fb1008bc270e333e78d.jpg", "https://vehicle-images.carscommerce.inc/e2e4-110013116/5NMP1DGL9TH159459/b40eabca6c5f622ab4901f014edd0e30.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 39065.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DGL9TH159459.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-se-awd-4d-sport-utility-5nmp1dgl9th159459/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-se-awd-4d-sport-utility-5nmp1dgl9th159459/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DGL9TH159459.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DGL9TH159459.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DGL9TH159459.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-se-awd-4d-sport-utility-5nmp1dgl9th159459/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,737. This offer applies to Stock #HD260134, VIN 5NMP1DGL9TH159459. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $39,065. Advertised price: $35,328. Savings: $3,737, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$39,065"}, {"label": "Advertised price", "value": "$35,328"}, {"label": "Savings", "value": "$3,737, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,737", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35328.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DGL9TH159459_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35328.0, "price_incl_doc": 35328.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 625.6, "amount_financed": 37536.0, "sales_tax": 2208.0, "total_of_payments": 37536.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260134, VIN 5NMP1DGL9TH159459. $626 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,328, before any dealer documentation fee. Amount financed $37,536, including $2,208 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $37,536. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DGL9TH159459_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 557, "unit": "per_month", "display": "$557/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35328.0, "price_incl_doc": 35328.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 557.21, "amount_financed": 37536.0, "sales_tax": 2208.0, "total_of_payments": 46805.37, "finance_charge": 9269.37, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260134, VIN 5NMP1DGL9TH159459. $557 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,328, before any dealer documentation fee. Amount financed $37,536, including $2,208 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $46,805. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DGL9TH159459_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 443, "unit": "per_month", "display": "$443/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 39065.0, "selling_price": 35328.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 442.96, "net_cap_cost": 35978.0, "residual_value": 24220.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 442.96, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 602.96}, "total_of_payments": 15948, "total_of_payments_unrounded": 15946.56}, "disclosure": "Estimated lease payment for stock #HD260134, VIN 5NMP1DGL9TH159459. $443 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $603, made up of $443 first payment, $60 title, $100 registration. MSRP $39,065. Lease selling price $35,328. Net capitalized cost $35,978. Residual value $24,220, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,948. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DGL9TH159459_lease", "type": "lease", "label": "Lease", "headline": {"value": 350, "unit": "per_month", "display": "$350/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 39065.0, "selling_price": 35328.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 349.66, "net_cap_cost": 32979.0, "residual_value": 24220.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 349.66, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3508.66}, "total_of_payments": 12600, "total_of_payments_unrounded": 12587.76}, "disclosure": "Estimated lease payment for stock #HD260134, VIN 5NMP1DGL9TH159459. $350 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,509, made up of $350 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $39,065. Lease selling price $35,328. Net capitalized cost $32,979. Residual value $24,220, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $12,600. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 109}}, {"vin": "KMHLS4DG4TU232616", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 23975.0, "msrp": 26965.0, "sale_price": 24775.0, "currency": "USD", "mileage": 1, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28714", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/ebcd-110013116/KMHLS4DG4TU232616/5e79eb725d7e0b3bf55ae7afafbb9b05.jpg", "images": ["https://vehicle-images.carscommerce.inc/ebcd-110013116/KMHLS4DG4TU232616/5e79eb725d7e0b3bf55ae7afafbb9b05.jpg", "https://vehicle-images.carscommerce.inc/e2b2-110013116/KMHLS4DG4TU232616/ec8e253b2555b453b2d759c119d47a38.jpg", "https://vehicle-images.carscommerce.inc/b5c4-110013116/KMHLS4DG4TU232616/1795e13a230a6a190eeffba009785880.jpg", "https://vehicle-images.carscommerce.inc/6fba-110013116/KMHLS4DG4TU232616/8b850660b7409e54104559471da44b18.jpg", "https://vehicle-images.carscommerce.inc/40db-110013116/KMHLS4DG4TU232616/2ebf4568b9ed341b00708a2a3a66aca3.jpg", "https://vehicle-images.carscommerce.inc/c9ac-110013116/KMHLS4DG4TU232616/fc0a5ebe3cc55df7367cd68eee65af5c.png", "https://vehicle-images.carscommerce.inc/6921-110013116/KMHLS4DG4TU232616/52c733d72dbbaaabd1a02f6b9d942c38.jpg", "https://vehicle-images.carscommerce.inc/866f-110013116/KMHLS4DG4TU232616/c47101762daa3ed83a9b9fa3c56197e2.jpg", "https://vehicle-images.carscommerce.inc/1006-110013116/KMHLS4DG4TU232616/1ce379e1d201aa9cb3503190dc5aa2b9.png", "https://vehicle-images.carscommerce.inc/52eb-110013116/KMHLS4DG4TU232616/4f7d43c5611ecb24f43d0af17385cb14.jpg", "https://vehicle-images.carscommerce.inc/62b7-110013116/KMHLS4DG4TU232616/3c78c4fda1867ce93d3d24610268cea0.jpg", "https://vehicle-images.carscommerce.inc/d934-110013116/KMHLS4DG4TU232616/b9b4cb427f581a7c8f843bff81c1c05c.png", "https://vehicle-images.carscommerce.inc/a839-110013116/KMHLS4DG4TU232616/11517d930247bde9643dc979d200f2c8.jpg", "https://vehicle-images.carscommerce.inc/9833-110013116/KMHLS4DG4TU232616/e6e66e7f926ec5f17d0ed23216f10bed.jpg", "https://vehicle-images.carscommerce.inc/3901-110013116/KMHLS4DG4TU232616/6f2376b34070cddccada0a60722dbdbd.png", "https://vehicle-images.carscommerce.inc/31b9-110013116/KMHLS4DG4TU232616/f1f91ff35c6e15223216ea91c6a7735f.jpg", "https://vehicle-images.carscommerce.inc/aeaa-110013116/KMHLS4DG4TU232616/4380e5af25c89c13cfba2a385baff803.jpg", "https://vehicle-images.carscommerce.inc/4647-110013116/KMHLS4DG4TU232616/d689bf2ae36826e69c2f5b02ac27366c.png", "https://vehicle-images.carscommerce.inc/c249-110013116/KMHLS4DG4TU232616/e59b47dc5ae97da9e65bfe7f634fa997.jpg", "https://vehicle-images.carscommerce.inc/2c58-110013116/KMHLS4DG4TU232616/5d8b998e26b7ed27e26b103a2cc7a95e.jpg", "https://vehicle-images.carscommerce.inc/bb64-110013116/KMHLS4DG4TU232616/b1439c4b133b0d42626251d3d43240cf.jpg", "https://vehicle-images.carscommerce.inc/2a9b-110013116/KMHLS4DG4TU232616/fedb1c28cd2207406d972e6435abeca5.jpg", "https://vehicle-images.carscommerce.inc/d918-110013116/KMHLS4DG4TU232616/d9bd6cad5aa5e0e17a90424a1341173d.png", "https://vehicle-images.carscommerce.inc/de2a-110013116/KMHLS4DG4TU232616/409bdb13d04f1d473f0d746f3d1339e6.jpg", "https://vehicle-images.carscommerce.inc/7c3d-110013116/KMHLS4DG4TU232616/32c58a8cfdb4d6221d73d7f4efe76b49.jpg", "https://vehicle-images.carscommerce.inc/aaac-110013116/KMHLS4DG4TU232616/453ff6f2d443fe83158907cd7ea274ab.jpg", "https://vehicle-images.carscommerce.inc/7b30-110013116/KMHLS4DG4TU232616/ba8325af657c53f35a3bc40ab5b684e1.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26965.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG4TU232616.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg4tu232616/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg4tu232616/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG4TU232616.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG4TU232616.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG4TU232616.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg4tu232616/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,990. This offer applies to Stock #28714, VIN KMHLS4DG4TU232616. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,965. Advertised price: $23,975. Savings: $2,990, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,965"}, {"label": "Advertised price", "value": "$23,975"}, {"label": "Savings", "value": "$2,990, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,990", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23975.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG4TU232616_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 463, "unit": "per_month", "display": "$463/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23975.0, "price_incl_doc": 23975.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 463.29, "amount_financed": 25473.44, "sales_tax": 1498.44, "total_of_payments": 27797.54, "finance_charge": 2324.1, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28714, VIN KMHLS4DG4TU232616. $463 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,975, before any dealer documentation fee. Amount financed $25,473, including $1,498 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,798. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG4TU232616_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 378, "unit": "per_month", "display": "$378/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23975.0, "price_incl_doc": 23975.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 378.14, "amount_financed": 25473.44, "sales_tax": 1498.44, "total_of_payments": 31764.01, "finance_charge": 6290.57, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28714, VIN KMHLS4DG4TU232616. $378 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,975, before any dealer documentation fee. Amount financed $25,473, including $1,498 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,764. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 83}}, {"vin": "KMHRC8A38TU462238", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 24604.0, "msrp": 24825.0, "sale_price": 24604.0, "currency": "USD", "mileage": 9, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "28617", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/de60-110013116/KMHRC8A38TU462238/62c4d80bc082e1baaefe4d5c10ece5a9.jpg", "images": ["https://vehicle-images.carscommerce.inc/de60-110013116/KMHRC8A38TU462238/62c4d80bc082e1baaefe4d5c10ece5a9.jpg", "https://vehicle-images.carscommerce.inc/69ae-110013116/KMHRC8A38TU462238/a204570ea5dae79e795411239ae6c053.jpg", "https://vehicle-images.carscommerce.inc/bd88-110013116/KMHRC8A38TU462238/4c545b95d14023c14b8acc1aab34fa78.jpg", "https://vehicle-images.carscommerce.inc/2b48-110013116/KMHRC8A38TU462238/1dd15f745d77add4feb8bc8c53492791.jpg", "https://vehicle-images.carscommerce.inc/1e72-110013116/KMHRC8A38TU462238/fd409cc03f66321f9388bf59008a114a.jpg", "https://vehicle-images.carscommerce.inc/88dc-110013116/KMHRC8A38TU462238/57ac8c2e24eea00747945ba4d8cf76f0.png", "https://vehicle-images.carscommerce.inc/2e06-110013116/KMHRC8A38TU462238/18562bb8bb15582a651f8678618f20a6.jpg", "https://vehicle-images.carscommerce.inc/8a03-110013116/KMHRC8A38TU462238/0edc1ed3b2d0be1289edd696fbb92460.jpg", "https://vehicle-images.carscommerce.inc/f3f1-110013116/KMHRC8A38TU462238/bcd7df32a13f0128920a56349da577fe.png", "https://vehicle-images.carscommerce.inc/c94f-110013116/KMHRC8A38TU462238/dca366cab6e348d47bea3bea344a8bbf.jpg", "https://vehicle-images.carscommerce.inc/f5d4-110013116/KMHRC8A38TU462238/445a7b0a3ef3b9ea42895a77c1f4f1af.jpg", "https://vehicle-images.carscommerce.inc/a5f6-110013116/KMHRC8A38TU462238/f476c24471f3621953b04c2c469a6610.png", "https://vehicle-images.carscommerce.inc/3782-110013116/KMHRC8A38TU462238/246bd47e686336f3f6b874c3047e4bff.jpg", "https://vehicle-images.carscommerce.inc/b67a-110013116/KMHRC8A38TU462238/af3175340768015bef9aeff1580b937e.jpg", "https://vehicle-images.carscommerce.inc/56f4-110013116/KMHRC8A38TU462238/9b25604d463a5e86c9f4216ed7e74e42.png", "https://vehicle-images.carscommerce.inc/cc66-110013116/KMHRC8A38TU462238/8c0b0b055227c5e34a0b9e18cbecc1ad.jpg", "https://vehicle-images.carscommerce.inc/7ce9-110013116/KMHRC8A38TU462238/c69afce482d0bf7c914a3eec84aa60b4.jpg", "https://vehicle-images.carscommerce.inc/2cbd-110013116/KMHRC8A38TU462238/af3ea4134a4c5c46ff29314a26050ece.png", "https://vehicle-images.carscommerce.inc/4d18-110013116/KMHRC8A38TU462238/8e719f742416bf4389c160c7c6d7e053.jpg", "https://vehicle-images.carscommerce.inc/a7ff-110013116/KMHRC8A38TU462238/5d537d38282e90cbc2e97d764f0aa89f.jpg", "https://vehicle-images.carscommerce.inc/e89f-110013116/KMHRC8A38TU462238/f405b27c9814b20978a3219beb898199.jpg", "https://vehicle-images.carscommerce.inc/4ce6-110013116/KMHRC8A38TU462238/85311156c3993ed87df19a956e6751ca.jpg", "https://vehicle-images.carscommerce.inc/237f-110013116/KMHRC8A38TU462238/4b34326d0f9b40dddead008bba93c8b0.png", "https://vehicle-images.carscommerce.inc/83d1-110013116/KMHRC8A38TU462238/bfc4c00a7a02c20bf0181a8c1ab688a2.jpg", "https://vehicle-images.carscommerce.inc/8ce0-110013116/KMHRC8A38TU462238/1c105f48008cf1f38c572bacaf41abe0.jpg", "https://vehicle-images.carscommerce.inc/1c1d-110013116/KMHRC8A38TU462238/57762d2fcb8b38c4325729990ab34b39.jpg", "https://vehicle-images.carscommerce.inc/84ee-110013116/KMHRC8A38TU462238/cf0df0878cacb3b3d35d43e4ee5fea72.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 24825.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A38TU462238.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a38tu462238/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a38tu462238/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A38TU462238.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A38TU462238.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A38TU462238.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a38tu462238/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $221. This offer applies to Stock #28617, VIN KMHRC8A38TU462238. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $24,825. Advertised price: $24,604. Savings: $221, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$24,825"}, {"label": "Advertised price", "value": "$24,604"}, {"label": "Savings", "value": "$221, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $221", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24604.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A38TU462238_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24604.0, "price_incl_doc": 24604.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 499.22, "amount_financed": 26141.75, "sales_tax": 1537.75, "total_of_payments": 29953.03, "finance_charge": 3811.28, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28617, VIN KMHRC8A38TU462238. $499 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,604, before any dealer documentation fee. Amount financed $26,142, including $1,538 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $29,953. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A38TU462238_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 388, "unit": "per_month", "display": "$388/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24604.0, "price_incl_doc": 24604.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 388.06, "amount_financed": 26141.75, "sales_tax": 1537.75, "total_of_payments": 32597.35, "finance_charge": 6455.6, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28617, VIN KMHRC8A38TU462238. $388 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,604, before any dealer documentation fee. Amount financed $26,142, including $1,538 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,597. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 81}}, {"vin": "KMHLM4DG3TU244251", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport, SEL Sport Plus", "condition": "new", "price": 23142.0, "msrp": 26110.0, "sale_price": 23942.0, "currency": "USD", "mileage": 3, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28737", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/3ede-110013116/KMHLM4DG3TU244251/90fee9bca0c040ba095a4b0e5cd0e7d7.jpg", "images": ["https://vehicle-images.carscommerce.inc/3ede-110013116/KMHLM4DG3TU244251/90fee9bca0c040ba095a4b0e5cd0e7d7.jpg", "https://vehicle-images.carscommerce.inc/5f4c-110013116/KMHLM4DG3TU244251/30574d9d8ad03a9d5effda03212c6587.jpg", "https://vehicle-images.carscommerce.inc/64ad-110013116/KMHLM4DG3TU244251/10b284028799daf36d96959224537630.jpg", "https://vehicle-images.carscommerce.inc/31ac-110013116/KMHLM4DG3TU244251/d32c6d7ccd3b41772f532fc8c3573189.jpg", "https://vehicle-images.carscommerce.inc/84f4-110013116/KMHLM4DG3TU244251/60e2591628adff94e941c2ba0d8e57f2.jpg", "https://vehicle-images.carscommerce.inc/725c-110013116/KMHLM4DG3TU244251/40cef183bc6949f9530518dafe909a21.png", "https://vehicle-images.carscommerce.inc/2a35-110013116/KMHLM4DG3TU244251/0d836e4f52b1f71b277b4c36489a1c55.jpg", "https://vehicle-images.carscommerce.inc/720f-110013116/KMHLM4DG3TU244251/3e4d55e63e72bb455c8ee1a3d0cbad0a.jpg", "https://vehicle-images.carscommerce.inc/3294-110013116/KMHLM4DG3TU244251/a421efdc29d2b712b85576ac56fe5473.png", "https://vehicle-images.carscommerce.inc/1179-110013116/KMHLM4DG3TU244251/a164871643f49779a68b1515e613fe33.jpg", "https://vehicle-images.carscommerce.inc/c97a-110013116/KMHLM4DG3TU244251/5a1d02662dd432679652b7809198748a.jpg", "https://vehicle-images.carscommerce.inc/c00a-110013116/KMHLM4DG3TU244251/e48566a169c1943b4e8edfbbb861138a.png", "https://vehicle-images.carscommerce.inc/5660-110013116/KMHLM4DG3TU244251/ac02c4ed6fa46a16987839fe523b86b5.jpg", "https://vehicle-images.carscommerce.inc/ecdb-110013116/KMHLM4DG3TU244251/6d342672c16450a89319b3f3da68b633.jpg", "https://vehicle-images.carscommerce.inc/a4d0-110013116/KMHLM4DG3TU244251/677605e819b253a60c06f5dc55e9b048.png", "https://vehicle-images.carscommerce.inc/4ef5-110013116/KMHLM4DG3TU244251/a691ee67a8d8f566aabd03700fba0a55.jpg", "https://vehicle-images.carscommerce.inc/ea21-110013116/KMHLM4DG3TU244251/d3d67c6d913afb0c0fc0c5ad2b31e8f5.jpg", "https://vehicle-images.carscommerce.inc/9e4d-110013116/KMHLM4DG3TU244251/84955767c585b3e9382b8e4dc16bd9cb.png", "https://vehicle-images.carscommerce.inc/e1d3-110013116/KMHLM4DG3TU244251/82ea6da7894ec66847a349a99fc2c432.jpg", "https://vehicle-images.carscommerce.inc/c310-110013116/KMHLM4DG3TU244251/ce611879434b1ca1f13b56c199d499ce.jpg", "https://vehicle-images.carscommerce.inc/f758-110013116/KMHLM4DG3TU244251/e3a3941ec1ea98c7361ca4102abcd579.jpg", "https://vehicle-images.carscommerce.inc/6fcc-110013116/KMHLM4DG3TU244251/0532342afa8db151731ee4c99ba6b6b0.jpg", "https://vehicle-images.carscommerce.inc/a7c8-110013116/KMHLM4DG3TU244251/dcd81cfb5ec3ace75a12a186a1650b59.png", "https://vehicle-images.carscommerce.inc/3c61-110013116/KMHLM4DG3TU244251/062c79f020f9ff4fb7e33396cdb71e02.jpg", "https://vehicle-images.carscommerce.inc/1c0b-110013116/KMHLM4DG3TU244251/12d062ea40e00bc04d4077b396528540.jpg", "https://vehicle-images.carscommerce.inc/ab21-110013116/KMHLM4DG3TU244251/f42ba401ee44d3f51f1821321a48c263.jpg", "https://vehicle-images.carscommerce.inc/f9b3-110013116/KMHLM4DG3TU244251/d7eac21ca13d7a991acaa72a55e9f2aa.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport, SEL Sport Plus", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26110.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG3TU244251.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg3tu244251/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg3tu244251/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG3TU244251.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG3TU244251.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG3TU244251.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg3tu244251/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,968. This offer applies to Stock #28737, VIN KMHLM4DG3TU244251. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,110. Advertised price: $23,142. Savings: $2,968, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,110"}, {"label": "Advertised price", "value": "$23,142"}, {"label": "Savings", "value": "$2,968, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,968", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23142.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG3TU244251_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 447, "unit": "per_month", "display": "$447/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23142.0, "price_incl_doc": 23142.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 447.2, "amount_financed": 24588.38, "sales_tax": 1446.38, "total_of_payments": 26831.73, "finance_charge": 2243.35, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28737, VIN KMHLM4DG3TU244251. $447 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,142, before any dealer documentation fee. Amount financed $24,588, including $1,446 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,832. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG3TU244251_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 365, "unit": "per_month", "display": "$365/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23142.0, "price_incl_doc": 23142.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 365.0, "amount_financed": 24588.38, "sales_tax": 1446.38, "total_of_payments": 30660.38, "finance_charge": 6072.0, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28737, VIN KMHLM4DG3TU244251. $365 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,142, before any dealer documentation fee. Amount financed $24,588, including $1,446 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $30,660. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 81}}, {"vin": "5NMJACDE7TH674014", "title": "2026 Hyundai TUCSON SE", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 30268.0, "msrp": 33605.0, "sale_price": 30268.0, "currency": "USD", "mileage": 32, "exterior_color": "Green", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28358", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/2fbf-110013116/5NMJACDE7TH674014/6a6e379dccf981196056146d7cb61d09.jpg", "images": ["https://vehicle-images.carscommerce.inc/2fbf-110013116/5NMJACDE7TH674014/6a6e379dccf981196056146d7cb61d09.jpg", "https://vehicle-images.carscommerce.inc/590b-110013116/5NMJACDE7TH674014/728b7f8c66866d83eec5a281cccb21c9.jpg", "https://vehicle-images.carscommerce.inc/1fb5-110013116/5NMJACDE7TH674014/9946cc1a81573d18c5991fd956ad365c.jpg", "https://vehicle-images.carscommerce.inc/dac0-110013116/5NMJACDE7TH674014/8a412388d562c5ca5b45eacc4e7d8268.jpg", "https://vehicle-images.carscommerce.inc/7d40-110013116/5NMJACDE7TH674014/232d0ed64ca73e1e3d73748c122564b5.png", "https://vehicle-images.carscommerce.inc/4bc7-110013116/5NMJACDE7TH674014/7a750f5217bc17eaabdf6e1eba4efb39.jpg", "https://vehicle-images.carscommerce.inc/c80b-110013116/5NMJACDE7TH674014/cd0601c176945af7d68c7ae43bfdd033.jpg", "https://vehicle-images.carscommerce.inc/2de9-110013116/5NMJACDE7TH674014/5986ca0a1ac1252553d32d58c61405dd.png", "https://vehicle-images.carscommerce.inc/41a9-110013116/5NMJACDE7TH674014/b05de30894090bbafb5b0d502b697cbf.jpg", "https://vehicle-images.carscommerce.inc/e91d-110013116/5NMJACDE7TH674014/7aca112df08fe6058e4a45b3efd8244d.jpg", "https://vehicle-images.carscommerce.inc/7010-110013116/5NMJACDE7TH674014/abbe63655d771d506f32aa7e41f34e49.png", "https://vehicle-images.carscommerce.inc/b2eb-110013116/5NMJACDE7TH674014/296994f30251cef1e8ab0ff3559f3ab2.jpg", "https://vehicle-images.carscommerce.inc/7e2c-110013116/5NMJACDE7TH674014/a4b790c725e15f7b8a9d34e338c3c55c.jpg", "https://vehicle-images.carscommerce.inc/347a-110013116/5NMJACDE7TH674014/11cd5a8341391f93e9c0e5bc93131480.png", "https://vehicle-images.carscommerce.inc/d171-110013116/5NMJACDE7TH674014/c59503162a9a9c2b414653d03cef6a4f.jpg", "https://vehicle-images.carscommerce.inc/1185-110013116/5NMJACDE7TH674014/f1edad00c16c9ab844c331f1d5252b20.jpg", "https://vehicle-images.carscommerce.inc/408b-110013116/5NMJACDE7TH674014/3f59d6415f9bdf7e00d29f045453ca70.png", "https://vehicle-images.carscommerce.inc/cc33-110013116/5NMJACDE7TH674014/b159f1a27b30a0fed5cd24c2b7d036ca.jpg", "https://vehicle-images.carscommerce.inc/cc18-110013116/5NMJACDE7TH674014/c2e75a4917a16b536513e150f39ded99.jpg", "https://vehicle-images.carscommerce.inc/918a-110013116/5NMJACDE7TH674014/dda7295cb5673192260984bc4127f6c5.jpg", "https://vehicle-images.carscommerce.inc/edd7-110013116/5NMJACDE7TH674014/7670afa9e2a5a1c1a311f6a316828c1f.jpg", "https://vehicle-images.carscommerce.inc/4cda-110013116/5NMJACDE7TH674014/1d2cd0efad3c39470da35d7553d8c5d2.png", "https://vehicle-images.carscommerce.inc/45ce-110013116/5NMJACDE7TH674014/48db2ef51ea9a45c12a63b9ff835ecbb.jpg", "https://vehicle-images.carscommerce.inc/1ed5-110013116/5NMJACDE7TH674014/d7134fb0a86439543603b49c05a3b0d9.jpg", "https://vehicle-images.carscommerce.inc/6941-110013116/5NMJACDE7TH674014/49ee35ab1abd3fe4eafd5635880977b9.jpg", "https://vehicle-images.carscommerce.inc/a99d-110013116/5NMJACDE7TH674014/eb1890b7ce15091354c75375f7c9d6e9.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33605.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJACDE7TH674014.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde7th674014/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde7th674014/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJACDE7TH674014.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE7TH674014.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE7TH674014.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde7th674014/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,337. This offer applies to Stock #28358, VIN 5NMJACDE7TH674014. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $33,605. Advertised price: $30,268. Savings: $3,337, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$33,605"}, {"label": "Advertised price", "value": "$30,268"}, {"label": "Savings", "value": "$3,337, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,337", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30268.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJACDE7TH674014_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 536, "unit": "per_month", "display": "$536/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30268.0, "price_incl_doc": 30268.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 536.0, "amount_financed": 32159.75, "sales_tax": 1891.75, "total_of_payments": 32159.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28358, VIN 5NMJACDE7TH674014. $536 per month for 60 months at 0% APR, $0 cash down. Advertised price $30,268, before any dealer documentation fee. Amount financed $32,160, including $1,892 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $32,160. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE7TH674014_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 477, "unit": "per_month", "display": "$477/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30268.0, "price_incl_doc": 30268.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 477.4, "amount_financed": 32159.75, "sales_tax": 1891.75, "total_of_payments": 40101.47, "finance_charge": 7941.72, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28358, VIN 5NMJACDE7TH674014. $477 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $30,268, before any dealer documentation fee. Amount financed $32,160, including $1,892 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $40,101. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE7TH674014_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 380, "unit": "per_month", "display": "$380/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33605.0, "selling_price": 30268.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 380.07, "net_cap_cost": 30918.0, "residual_value": 20835.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 380.07, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 540.07}, "total_of_payments": 13680, "total_of_payments_unrounded": 13682.52}, "disclosure": "Estimated lease payment for stock #28358, VIN 5NMJACDE7TH674014. $380 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $540, made up of $380 first payment, $60 title, $100 registration. MSRP $33,605. Lease selling price $30,268. Net capitalized cost $30,918. Residual value $20,835, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,680. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE7TH674014_lease", "type": "lease", "label": "Lease", "headline": {"value": 287, "unit": "per_month", "display": "$287/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33605.0, "selling_price": 30268.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 286.78, "net_cap_cost": 27919.0, "residual_value": 20835.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 286.78, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3445.78}, "total_of_payments": 10332, "total_of_payments_unrounded": 10324.08}, "disclosure": "Estimated lease payment for stock #28358, VIN 5NMJACDE7TH674014. $287 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,446, made up of $287 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $33,605. Lease selling price $30,268. Net capitalized cost $27,919. Residual value $20,835, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,332. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 112}}, {"vin": "5NMJBCDE7TH724097", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 32038.0, "msrp": 35440.0, "sale_price": 32788.0, "currency": "USD", "mileage": 4, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28689", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/23d8-110013116/5NMJBCDE7TH724097/7b25e1b836ea97b762cb41f4cb2eb99c.jpg", "images": ["https://vehicle-images.carscommerce.inc/23d8-110013116/5NMJBCDE7TH724097/7b25e1b836ea97b762cb41f4cb2eb99c.jpg", "https://vehicle-images.carscommerce.inc/ca72-110013116/5NMJBCDE7TH724097/bd3c36bb5b7cbc68d521cd1cac229b01.jpg", "https://vehicle-images.carscommerce.inc/8a9a-110013116/5NMJBCDE7TH724097/b8179a23b6a7cc0c269ba91009eb8f53.jpg", "https://vehicle-images.carscommerce.inc/7175-110013116/5NMJBCDE7TH724097/60425d95b39e2d5237a37dfdb5c98148.jpg", "https://vehicle-images.carscommerce.inc/8698-110013116/5NMJBCDE7TH724097/839b64afad144f43ec276914079588f3.jpg", "https://vehicle-images.carscommerce.inc/aec0-110013116/5NMJBCDE7TH724097/94c9e2aa194527273eca33e0ea8692bd.png", 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"https://vehicle-images.carscommerce.inc/a1dc-110013116/5NMJBCDE7TH724097/cc47ca664a3c1bb22ec90007e5a73229.png", "https://vehicle-images.carscommerce.inc/c6a6-110013116/5NMJBCDE7TH724097/51fbe0aac4b3b7e1609c427831cc5ba9.jpg", "https://vehicle-images.carscommerce.inc/3e07-110013116/5NMJBCDE7TH724097/f92efc4ff12d67193de97180befdaaf9.jpg", "https://vehicle-images.carscommerce.inc/8fe8-110013116/5NMJBCDE7TH724097/0e36afc2eabc1df4efef544d78e688dd.jpg", "https://vehicle-images.carscommerce.inc/ad3d-110013116/5NMJBCDE7TH724097/dd15a2a3d55160aa8523a4463085e766.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35440.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE7TH724097.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th724097/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th724097/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE7TH724097.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH724097.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH724097.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th724097/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,402. This offer applies to Stock #28689, VIN 5NMJBCDE7TH724097. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,440. Advertised price: $32,038. Savings: $3,402, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,440"}, {"label": "Advertised price", "value": "$32,038"}, {"label": "Savings", "value": "$3,402, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,402", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32038.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE7TH724097_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 567, "unit": "per_month", "display": "$567/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32038.0, "price_incl_doc": 32038.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 567.34, "amount_financed": 34040.38, "sales_tax": 2002.38, "total_of_payments": 34040.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28689, VIN 5NMJBCDE7TH724097. $567 per month for 60 months at 0% APR, $0 cash down. Advertised price $32,038, before any dealer documentation fee. Amount financed $34,040, including $2,002 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $34,040. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH724097_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 505, "unit": "per_month", "display": "$505/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32038.0, "price_incl_doc": 32038.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 505.32, "amount_financed": 34040.38, "sales_tax": 2002.38, "total_of_payments": 42446.52, "finance_charge": 8406.14, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28689, VIN 5NMJBCDE7TH724097. $505 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,038, before any dealer documentation fee. Amount financed $34,040, including $2,002 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $42,447. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH724097_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 403, "unit": "per_month", "display": "$403/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35440.0, "selling_price": 32038.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 403.36, "net_cap_cost": 32688.0, "residual_value": 21972.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 403.36, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 563.36}, "total_of_payments": 14508, "total_of_payments_unrounded": 14520.96}, "disclosure": "Estimated lease payment for stock #28689, VIN 5NMJBCDE7TH724097. $403 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $563, made up of $403 first payment, $60 title, $100 registration. MSRP $35,440. Lease selling price $32,038. Net capitalized cost $32,688. Residual value $21,973, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,508. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH724097_lease", "type": "lease", "label": "Lease", "headline": {"value": 310, "unit": "per_month", "display": "$310/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35440.0, "selling_price": 32038.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 310.07, "net_cap_cost": 29689.0, "residual_value": 21972.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 310.07, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3469.07}, "total_of_payments": 11160, "total_of_payments_unrounded": 11162.52}, "disclosure": "Estimated lease payment for stock #28689, VIN 5NMJBCDE7TH724097. $310 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,469, made up of $310 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,440. Lease selling price $32,038. Net capitalized cost $29,689. Residual value $21,973, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $11,160. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 116}}, {"vin": "KM8HF3AB4TU365115", "title": "2026 Hyundai Kona Sport", "year": 2026, "make": "Hyundai", "model": "Kona", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "used", "price": 27566.0, "msrp": 0.0, "sale_price": 28304.0, "currency": "USD", "mileage": null, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 28, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "HD260341", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/4fd1-110013116/KM8HF3AB4TU365115/996716e984878d6c8b5e4eb0a082cf1f.jpg", "images": ["https://vehicle-images.carscommerce.inc/4fd1-110013116/KM8HF3AB4TU365115/996716e984878d6c8b5e4eb0a082cf1f.jpg", "https://vehicle-images.carscommerce.inc/b969-110013116/KM8HF3AB4TU365115/7e7fab3ea085bc60e0490a720c00c130.jpg", "https://vehicle-images.carscommerce.inc/ccec-110013116/KM8HF3AB4TU365115/e3cfcbf47bfa7c7a434d44b3b87c607c.jpg", "https://vehicle-images.carscommerce.inc/8098-110013116/KM8HF3AB4TU365115/17178615e816fccb4a3db673282ec2c3.jpg", "https://vehicle-images.carscommerce.inc/a144-110013116/KM8HF3AB4TU365115/9a66b1402c109a732b6cbf24eb2b35f0.jpg", "https://vehicle-images.carscommerce.inc/9e3e-110013116/KM8HF3AB4TU365115/ef85fbf183ac9b30d3dcdca68732c498.jpg", "https://vehicle-images.carscommerce.inc/f0e9-110013116/KM8HF3AB4TU365115/3ad2ead6168a10076df1aad68583a50f.jpg", "https://vehicle-images.carscommerce.inc/1ec6-110013116/KM8HF3AB4TU365115/96321289674808d48fe6163064639bd9.jpg", "https://vehicle-images.carscommerce.inc/99d5-110013116/KM8HF3AB4TU365115/9949990fc770ad2a717c2b61715c5311.jpg", "https://vehicle-images.carscommerce.inc/d577-110013116/KM8HF3AB4TU365115/b55b5da4c9395184ec57207a818fc380.jpg", "https://vehicle-images.carscommerce.inc/9bdb-110013116/KM8HF3AB4TU365115/57d200d2aca90a93d60c614211bdcab4.jpg", "https://vehicle-images.carscommerce.inc/cd8b-110013116/KM8HF3AB4TU365115/bf064a8cd741696780ff17ccc6df1e15.jpg", "https://vehicle-images.carscommerce.inc/d89a-110013116/KM8HF3AB4TU365115/bd7df739bd3f2af990fe0013d9612bee.jpg", "https://vehicle-images.carscommerce.inc/7069-110013116/KM8HF3AB4TU365115/539fc2b3282f5dddd0537c94491118f6.jpg", "https://vehicle-images.carscommerce.inc/413b-110013116/KM8HF3AB4TU365115/01503a507c2f1f7bf06b69d0f21c0149.jpg", "https://vehicle-images.carscommerce.inc/3490-110013116/KM8HF3AB4TU365115/2601bc79279a70bc7c838f6085b6fb58.jpg", "https://vehicle-images.carscommerce.inc/3d8a-110013116/KM8HF3AB4TU365115/bf901ba4be032ffc3bdb6ac16c35f7b0.jpg", "https://vehicle-images.carscommerce.inc/c750-110013116/KM8HF3AB4TU365115/64e500d31ae4caeb5097de956a4a0e39.jpg", "https://vehicle-images.carscommerce.inc/baff-110013116/KM8HF3AB4TU365115/0f02c591d3a6ce6af55ee21f8573c98b.jpg", "https://vehicle-images.carscommerce.inc/1607-110013116/KM8HF3AB4TU365115/c86ee960ce569bfb1b1cca25a5e043a7.jpg", "https://vehicle-images.carscommerce.inc/247e-110013116/KM8HF3AB4TU365115/7690e8f0d79c05b919a866a72451f7f6.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HF3AB4TU365115.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab4tu365115/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab4tu365115/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HF3AB4TU365115.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB4TU365115.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB4TU365115.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab4tu365115/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260341, VIN KM8HF3AB4TU365115. Advertised price: $27,566. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,566"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27566.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HF3AB4TU365115_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 688, "unit": "per_month", "display": "$688/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27566.0, "price_incl_doc": 27566.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 687.72, "amount_financed": 29288.88, "sales_tax": 1722.88, "total_of_payments": 33010.36, "finance_charge": 3721.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260341, VIN KM8HF3AB4TU365115. $688 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,566, before any dealer documentation fee. Amount financed $29,289, including $1,723 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,010. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HF3AB4TU365115_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 573, "unit": "per_month", "display": "$573/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27566.0, "price_incl_doc": 27566.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 572.93, "amount_financed": 29288.88, "sales_tax": 1722.88, "total_of_payments": 34376.0, "finance_charge": 5087.12, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260341, VIN KM8HF3AB4TU365115. $573 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,566, before any dealer documentation fee. Amount financed $29,289, including $1,723 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,376. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HF3AB4TU365115_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27566.0, "price_incl_doc": 27566.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 499.21, "amount_financed": 29288.88, "sales_tax": 1722.88, "total_of_payments": 35942.81, "finance_charge": 6653.93, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260341, VIN KM8HF3AB4TU365115. $499 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,566, before any dealer documentation fee. Amount financed $29,289, including $1,723 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,943. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 77}}, {"vin": "5NMP1DG13TH076608", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 37194.0, "msrp": 40440.0, "sale_price": 36694.0, "currency": "USD", "mileage": 8, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260070", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/d384-110013116/5NMP1DG13TH076608/c2ee97c2c0efcad35f14ab161883d46c.jpg", "images": ["https://vehicle-images.carscommerce.inc/d384-110013116/5NMP1DG13TH076608/c2ee97c2c0efcad35f14ab161883d46c.jpg", "https://vehicle-images.carscommerce.inc/35af-110013116/5NMP1DG13TH076608/43a8eb2be468c822c6629bc0437b4ce4.jpg", "https://vehicle-images.carscommerce.inc/f1da-110013116/5NMP1DG13TH076608/abb317378bd48bc82183389dc6fc0c42.jpg", "https://vehicle-images.carscommerce.inc/f8c7-110013116/5NMP1DG13TH076608/9975f5e1faf24009081b8b92957d4a8a.jpg", "https://vehicle-images.carscommerce.inc/efd3-110013116/5NMP1DG13TH076608/b3d0cfb0ea60d121911611a7df82e946.jpg", "https://vehicle-images.carscommerce.inc/339d-110013116/5NMP1DG13TH076608/64d7a27135d9983fc2b47d52062b6b16.png", "https://vehicle-images.carscommerce.inc/cebe-110013116/5NMP1DG13TH076608/f3be3a3466250923c7ac0869df0210db.jpg", "https://vehicle-images.carscommerce.inc/cb14-110013116/5NMP1DG13TH076608/716e824629c1ec2c4265f57ec22ddbc8.jpg", "https://vehicle-images.carscommerce.inc/f27f-110013116/5NMP1DG13TH076608/6a80862b8f0117ec54899965a8833900.png", "https://vehicle-images.carscommerce.inc/2c42-110013116/5NMP1DG13TH076608/0186651c7bd56f58f66a436a8570861a.jpg", "https://vehicle-images.carscommerce.inc/c47d-110013116/5NMP1DG13TH076608/5eb28b6d0d6a4b7e2505168fb7392fa5.jpg", "https://vehicle-images.carscommerce.inc/53be-110013116/5NMP1DG13TH076608/d7e31b2b2be5b98fad967475c04b772f.png", "https://vehicle-images.carscommerce.inc/7a59-110013116/5NMP1DG13TH076608/407c83f950fe1236d4481c4cc007ba20.jpg", "https://vehicle-images.carscommerce.inc/b1e8-110013116/5NMP1DG13TH076608/93a114066f123304c8ec5ec1bdd5c039.jpg", "https://vehicle-images.carscommerce.inc/6cc4-110013116/5NMP1DG13TH076608/8ecd7c74b22bf2fb629558be9338545e.png", "https://vehicle-images.carscommerce.inc/3785-110013116/5NMP1DG13TH076608/83392c1014558677605198e98bf3dd67.jpg", "https://vehicle-images.carscommerce.inc/a584-110013116/5NMP1DG13TH076608/682e1c7951921cc80559c753fce066c2.jpg", "https://vehicle-images.carscommerce.inc/2e4e-110013116/5NMP1DG13TH076608/962bc1a6b99032635de89ce00f88b129.png", "https://vehicle-images.carscommerce.inc/a248-110013116/5NMP1DG13TH076608/810e9c20ac9232eef698adb1f158ffa5.jpg", "https://vehicle-images.carscommerce.inc/3587-110013116/5NMP1DG13TH076608/a043785e5eb7bc410b24a1103b5f22e2.jpg", "https://vehicle-images.carscommerce.inc/2779-110013116/5NMP1DG13TH076608/5263d5ee5c7e00c7e139992f288f4305.png", "https://vehicle-images.carscommerce.inc/5fbe-110013116/5NMP1DG13TH076608/d58e6f3b759a08257251783864951336.jpg", "https://vehicle-images.carscommerce.inc/3d49-110013116/5NMP1DG13TH076608/9cb70b29ba251fd9a0a59f34c38adb56.jpg", "https://vehicle-images.carscommerce.inc/eecf-110013116/5NMP1DG13TH076608/1d9e91012bbb1a21ae034c689da9e353.png", "https://vehicle-images.carscommerce.inc/9600-110013116/5NMP1DG13TH076608/6f9f82bdf9044d256536de2e56ae54f5.jpg", "https://vehicle-images.carscommerce.inc/5a17-110013116/5NMP1DG13TH076608/954bca5664278be2b9fa804d4da8cb4b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 40440.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DG13TH076608.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg13th076608/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg13th076608/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG13TH076608.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG13TH076608.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG13TH076608.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg13th076608/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,246. This offer applies to Stock #HD260070, VIN 5NMP1DG13TH076608. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,440. Advertised price: $37,194. Savings: $3,246, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,440"}, {"label": "Advertised price", "value": "$37,194"}, {"label": "Savings", "value": "$3,246, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,246", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37194.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG13TH076608_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 659, "unit": "per_month", "display": "$659/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37194.0, "price_incl_doc": 37194.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 658.64, "amount_financed": 39518.63, "sales_tax": 2324.63, "total_of_payments": 39518.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260070, VIN 5NMP1DG13TH076608. $659 per month for 60 months at 0% APR, $0 cash down. Advertised price $37,194, before any dealer documentation fee. Amount financed $39,519, including $2,325 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $39,519. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG13TH076608_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37194.0, "price_incl_doc": 37194.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.64, "amount_financed": 39518.63, "sales_tax": 2324.63, "total_of_payments": 49277.6, "finance_charge": 9758.97, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260070, VIN 5NMP1DG13TH076608. $587 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $37,194, before any dealer documentation fee. Amount financed $39,519, including $2,325 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $49,278. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"4WD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-70-phev-premium-awd-4d-sport-utility-jm3kjdha8s1100345/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-70-phev-premium-awd-4d-sport-utility-jm3kjdha8s1100345/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KJDHA8S1100345.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KJDHA8S1100345.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KJDHA8S1100345.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-70-phev-premium-awd-4d-sport-utility-jm3kjdha8s1100345/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0337, VIN JM3KJDHA8S1100345. Advertised price: $35,715. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,715"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C", "Remote Start"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35715.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KJDHA8S1100345_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 891, "unit": "per_month", "display": "$891/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35715.0, "price_incl_doc": 35715.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 891.02, "amount_financed": 37947.19, "sales_tax": 2232.19, "total_of_payments": 42768.81, "finance_charge": 4821.62, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0337, VIN JM3KJDHA8S1100345. $891 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,715, before any dealer documentation fee. Amount financed $37,947, including $2,232 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,769. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KJDHA8S1100345_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 742, "unit": "per_month", "display": "$742/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35715.0, "price_incl_doc": 35715.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 742.3, "amount_financed": 37947.19, "sales_tax": 2232.19, "total_of_payments": 44538.16, "finance_charge": 6590.97, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0337, VIN JM3KJDHA8S1100345. $742 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,715, before any dealer documentation fee. Amount financed $37,947, including $2,232 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,538. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KJDHA8S1100345_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 647, "unit": "per_month", "display": "$647/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35715.0, "price_incl_doc": 35715.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 646.78, "amount_financed": 37947.19, "sales_tax": 2232.19, "total_of_payments": 46568.14, "finance_charge": 8620.95, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0337, VIN JM3KJDHA8S1100345. $647 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,715, before any dealer documentation fee. Amount financed $37,947, including $2,232 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,568. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a33tu459781/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A33TU459781.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A33TU459781.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A33TU459781.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a33tu459781/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $231. This offer applies to Stock #28609, VIN KMHRC8A33TU459781. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,215. Advertised price: $24,984. Savings: $231, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,215"}, {"label": "Advertised price", "value": "$24,984"}, {"label": "Savings", "value": "$231, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $231", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24984.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A33TU459781_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24984.0, "price_incl_doc": 24984.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 506.93, "amount_financed": 26545.5, "sales_tax": 1561.5, "total_of_payments": 30415.64, "finance_charge": 3870.14, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28609, VIN KMHRC8A33TU459781. $507 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,984, before any dealer documentation fee. Amount financed $26,546, including $1,562 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,416. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A33TU459781_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 394, "unit": "per_month", "display": "$394/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24984.0, "price_incl_doc": 24984.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 394.06, "amount_financed": 26545.5, "sales_tax": 1561.5, "total_of_payments": 33100.81, "finance_charge": 6555.31, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28609, VIN KMHRC8A33TU459781. $394 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,984, before any dealer documentation fee. Amount financed $26,546, including $1,562 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,101. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 84}}, {"vin": "5NMJBCDE7TH670056", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31282.0, "msrp": 34645.0, "sale_price": 32032.0, "currency": "USD", "mileage": 16, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28324", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/e6b4-110013116/5NMJBCDE7TH670056/5c76467b6c191c36b9789c913be67331.jpg", "images": ["https://vehicle-images.carscommerce.inc/e6b4-110013116/5NMJBCDE7TH670056/5c76467b6c191c36b9789c913be67331.jpg", "https://vehicle-images.carscommerce.inc/94da-110013116/5NMJBCDE7TH670056/7d90c82fe9869d90fc87d66f42abda0b.jpg", "https://vehicle-images.carscommerce.inc/6c5c-110013116/5NMJBCDE7TH670056/ecbc43ab86ba43a8c4c652d9cafc4a23.jpg", "https://vehicle-images.carscommerce.inc/78c1-110013116/5NMJBCDE7TH670056/ee0bede4464bb00b344066a1fb1cf8f4.jpg", "https://vehicle-images.carscommerce.inc/a0ab-110013116/5NMJBCDE7TH670056/da4c5e9f20f5b3ee0e317a2926067902.jpg", "https://vehicle-images.carscommerce.inc/9951-110013116/5NMJBCDE7TH670056/2aea7b3d95386d4c82ea598bf9d8e066.png", 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE7TH670056.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th670056/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th670056/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE7TH670056.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH670056.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH670056.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th670056/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,363. This offer applies to Stock #28324, VIN 5NMJBCDE7TH670056. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,645. Advertised price: $31,282. Savings: $3,363, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,645"}, {"label": "Advertised price", "value": "$31,282"}, {"label": "Savings", "value": "$3,363, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,363", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31282.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE7TH670056_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 554, "unit": "per_month", "display": "$554/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31282.0, "price_incl_doc": 31282.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 553.95, "amount_financed": 33237.13, "sales_tax": 1955.13, "total_of_payments": 33237.13, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28324, VIN 5NMJBCDE7TH670056. $554 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,282, before any dealer documentation fee. Amount financed $33,237, including $1,955 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,237. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH670056_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31282.0, "price_incl_doc": 31282.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 493.39, "amount_financed": 33237.13, "sales_tax": 1955.13, "total_of_payments": 41444.91, "finance_charge": 8207.78, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28324, VIN 5NMJBCDE7TH670056. $493 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,282, before any dealer documentation fee. Amount financed $33,237, including $1,955 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,445. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH670056_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 394, "unit": "per_month", "display": "$394/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34645.0, "selling_price": 31282.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 393.61, "net_cap_cost": 31932.0, "residual_value": 21479.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 393.61, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 553.61}, "total_of_payments": 14184, "total_of_payments_unrounded": 14169.96}, "disclosure": "Estimated lease payment for stock #28324, VIN 5NMJBCDE7TH670056. $394 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $554, made up of $394 first payment, $60 title, $100 registration. MSRP $34,645. Lease selling price $31,282. Net capitalized cost $31,932. Residual value $21,480, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,184. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH670056_lease", "type": "lease", "label": "Lease", "headline": {"value": 300, "unit": "per_month", "display": "$300/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34645.0, "selling_price": 31282.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 300.32, "net_cap_cost": 28933.0, "residual_value": 21479.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 300.32, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3459.32}, "total_of_payments": 10800, "total_of_payments_unrounded": 10811.52}, "disclosure": "Estimated lease payment for stock #28324, VIN 5NMJBCDE7TH670056. $300 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,459, made up of $300 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,645. Lease selling price $31,282. Net capitalized cost $28,933. Residual value $21,480, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,800. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 120}}, {"vin": "KM8HFCAB1TU422709", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 27747.0, "msrp": 30615.0, "sale_price": 29497.0, "currency": "USD", "mileage": 12, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28439", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/ecc1-110013116/KM8HFCAB1TU422709/800a8e137c43f303e6095168dfc022c8.jpg", "images": ["https://vehicle-images.carscommerce.inc/ecc1-110013116/KM8HFCAB1TU422709/800a8e137c43f303e6095168dfc022c8.jpg", "https://vehicle-images.carscommerce.inc/eab2-110013116/KM8HFCAB1TU422709/bc06322e56b9291ce8092c542d2b78db.jpg", "https://vehicle-images.carscommerce.inc/d061-110013116/KM8HFCAB1TU422709/4a00196ba9916152f57820f512f7ca0a.jpg", "https://vehicle-images.carscommerce.inc/4648-110013116/KM8HFCAB1TU422709/8f75b75bfb1dac522727cab902c62fd5.jpg", "https://vehicle-images.carscommerce.inc/d5f9-110013116/KM8HFCAB1TU422709/fb5f2ef9573b843bbaa60f5f10d33b6c.jpg", "https://vehicle-images.carscommerce.inc/5a56-110013116/KM8HFCAB1TU422709/3efdd11759c6feb427a3c098f55307e3.png", "https://vehicle-images.carscommerce.inc/1cd5-110013116/KM8HFCAB1TU422709/6c1e90596581f327812fb0247fa61bd5.jpg", "https://vehicle-images.carscommerce.inc/f50c-110013116/KM8HFCAB1TU422709/21ea7ed259521715976c32656f1c7b28.jpg", "https://vehicle-images.carscommerce.inc/ac5e-110013116/KM8HFCAB1TU422709/116942d2bf21acf51e26b25d1d4ae02e.png", "https://vehicle-images.carscommerce.inc/6bc1-110013116/KM8HFCAB1TU422709/4980d90f7b06ca82b00abe38a3227c84.jpg", "https://vehicle-images.carscommerce.inc/cf28-110013116/KM8HFCAB1TU422709/989d76bc5b76cc7b35d2aebd423b8ba5.jpg", "https://vehicle-images.carscommerce.inc/c0ce-110013116/KM8HFCAB1TU422709/bb99b02ec0da16fd60dfe48e980553e5.png", "https://vehicle-images.carscommerce.inc/9428-110013116/KM8HFCAB1TU422709/f117fe8f3809305f0635411ff55c943a.jpg", "https://vehicle-images.carscommerce.inc/6ddb-110013116/KM8HFCAB1TU422709/3292c9820eacc651e3f75144a9b43e95.jpg", "https://vehicle-images.carscommerce.inc/9a86-110013116/KM8HFCAB1TU422709/54b80614ee9c99098375345db70b46be.png", "https://vehicle-images.carscommerce.inc/a535-110013116/KM8HFCAB1TU422709/36379f1de379f3ce9f4e60f62bb3d2ab.jpg", "https://vehicle-images.carscommerce.inc/3d06-110013116/KM8HFCAB1TU422709/5eceafc4a10871fcb1c49071cdcf71bf.jpg", "https://vehicle-images.carscommerce.inc/3c88-110013116/KM8HFCAB1TU422709/fff203244ccf3250b9d716f35a83244a.png", "https://vehicle-images.carscommerce.inc/42bd-110013116/KM8HFCAB1TU422709/7605aed54ed332a79da27ecc4ccfe926.jpg", "https://vehicle-images.carscommerce.inc/23a6-110013116/KM8HFCAB1TU422709/1f14b90789c716e22cc0971789e62de0.jpg", "https://vehicle-images.carscommerce.inc/4690-110013116/KM8HFCAB1TU422709/1b453bc0b45a1e11f6201a1178be481b.jpg", "https://vehicle-images.carscommerce.inc/9857-110013116/KM8HFCAB1TU422709/d1265c99659ef2d0d4f03a719918f439.jpg", "https://vehicle-images.carscommerce.inc/b360-110013116/KM8HFCAB1TU422709/d258c8b5402733deebcc7f5d9baf4f79.png", "https://vehicle-images.carscommerce.inc/af2f-110013116/KM8HFCAB1TU422709/015faa8681d79b6075f48a7f78ac0e8e.jpg", "https://vehicle-images.carscommerce.inc/ea9e-110013116/KM8HFCAB1TU422709/9f2796391b48baed054d754b9ee1b767.jpg", "https://vehicle-images.carscommerce.inc/4aa9-110013116/KM8HFCAB1TU422709/b33af2f737e2a24c0be208ec20c033c9.jpg", "https://vehicle-images.carscommerce.inc/87da-110013116/KM8HFCAB1TU422709/393bf3858153b3d95479bedb4131ea8c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30615.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB1TU422709.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab1tu422709/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab1tu422709/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB1TU422709.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB1TU422709.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB1TU422709.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab1tu422709/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,868. This offer applies to Stock #28439, VIN KM8HFCAB1TU422709. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,615. Advertised price: $27,747. Savings: $2,868, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,615"}, {"label": "Advertised price", "value": "$27,747"}, {"label": "Savings", "value": "$2,868, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,868", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27747.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB1TU422709_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 536, "unit": "per_month", "display": "$536/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27747.0, "price_incl_doc": 27747.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 536.18, "amount_financed": 29481.19, "sales_tax": 1734.19, "total_of_payments": 32170.94, "finance_charge": 2689.75, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28439, VIN KM8HFCAB1TU422709. $536 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,747, before any dealer documentation fee. Amount financed $29,481, including $1,734 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,171. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB1TU422709_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 438, "unit": "per_month", "display": "$438/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27747.0, "price_incl_doc": 27747.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 437.64, "amount_financed": 29481.19, "sales_tax": 1734.19, "total_of_payments": 36761.45, "finance_charge": 7280.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28439, VIN KM8HFCAB1TU422709. $438 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,747, before any dealer documentation fee. Amount financed $29,481, including $1,734 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $36,761. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 87}}, {"vin": "KMHL64JA0TA578779", "title": "2026 Hyundai SONATA Sport", "year": 2026, "make": "Hyundai", "model": "SONATA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 29380.0, "msrp": 32505.0, "sale_price": 29380.0, "currency": "USD", "mileage": 14, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 24, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "HD260825", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"https://ai.castlehyundaidownersgrove.com/v/KMHL64JA0TA578779.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA0TA578779.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64ja0ta578779/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$32,505"}, {"label": "Advertised price", "value": "$29,380"}, {"label": "Savings", "value": "$3,125, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,125", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29380.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL64JA0TA578779_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 533, "unit": "per_month", "display": "$533/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29380.0, "price_incl_doc": 29380.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 533.47, "amount_financed": 31216.25, "sales_tax": 1836.25, "total_of_payments": 32008.1, "finance_charge": 791.85, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260825, VIN KMHL64JA0TA578779. $533 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $29,380, before any dealer documentation fee. Amount financed $31,216, including $1,836 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $32,008. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA0TA578779_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 463, "unit": "per_month", "display": "$463/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29380.0, "price_incl_doc": 29380.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 463.39, "amount_financed": 31216.25, "sales_tax": 1836.25, "total_of_payments": 38924.98, "finance_charge": 7708.73, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260825, VIN KMHL64JA0TA578779. $463 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $29,380, before any dealer documentation fee. Amount financed $31,216, including $1,836 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $38,925. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcdexth670892/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDEXTH670892.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDEXTH670892.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDEXTH670892.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcdexth670892/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260469, VIN 5NMJBCDEXTH670892. Advertised price: $30,693. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,693"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30693.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDEXTH670892_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 766, "unit": "per_month", "display": "$766/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30693.0, "price_incl_doc": 30693.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 765.73, "amount_financed": 32611.31, "sales_tax": 1918.31, "total_of_payments": 36754.95, "finance_charge": 4143.64, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260469, VIN 5NMJBCDEXTH670892. $766 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,693, before any dealer documentation fee. Amount financed $32,611, including $1,918 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,755. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH670892_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 638, "unit": "per_month", "display": "$638/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30693.0, "price_incl_doc": 30693.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 637.92, "amount_financed": 32611.31, "sales_tax": 1918.31, "total_of_payments": 38275.5, "finance_charge": 5664.19, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260469, VIN 5NMJBCDEXTH670892. $638 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,693, before any dealer documentation fee. Amount financed $32,611, including $1,918 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,276. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH670892_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 556, "unit": "per_month", "display": "$556/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30693.0, "price_incl_doc": 30693.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 555.83, "amount_financed": 32611.31, "sales_tax": 1918.31, "total_of_payments": 40020.04, "finance_charge": 7408.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260469, VIN 5NMJBCDEXTH670892. $556 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,693, before any dealer documentation fee. Amount financed $32,611, including $1,918 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,020. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 91}}, {"vin": "KM8RMES25TU090455", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 52647.0, "msrp": 58810.0, "sale_price": 54647.0, "currency": "USD", "mileage": 25, "exterior_color": "Silver", "interior_color": "Gray/Navy", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28392", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/c8d9-110013116/KM8RMES25TU090455/80a244d8c99d7bc508959c6cec8c8ac6.jpg", "images": ["https://vehicle-images.carscommerce.inc/c8d9-110013116/KM8RMES25TU090455/80a244d8c99d7bc508959c6cec8c8ac6.jpg", "https://vehicle-images.carscommerce.inc/6e2d-110013116/KM8RMES25TU090455/e659be58a3b29f834cd1ae90acfe457f.jpg", "https://vehicle-images.carscommerce.inc/76fd-110013116/KM8RMES25TU090455/3783e13cd8a274d41574f3a381749b3d.jpg", "https://vehicle-images.carscommerce.inc/205a-110013116/KM8RMES25TU090455/3d43ff490e774d12994582cec7ac1e06.jpg", "https://vehicle-images.carscommerce.inc/ab5f-110013116/KM8RMES25TU090455/3eb4db19ccc8295ac842811cce733bc1.png", "https://vehicle-images.carscommerce.inc/25d5-110013116/KM8RMES25TU090455/100bdd125ffbc14b7fbdf1d26513c0ae.jpg", "https://vehicle-images.carscommerce.inc/aca9-110013116/KM8RMES25TU090455/d000932fe5786e65f8fe59c24f741590.jpg", "https://vehicle-images.carscommerce.inc/d859-110013116/KM8RMES25TU090455/f6b06ecc818cd122e51c79183444edbf.png", "https://vehicle-images.carscommerce.inc/2563-110013116/KM8RMES25TU090455/0e84b1e089cc4e723917d9480308f302.jpg", "https://vehicle-images.carscommerce.inc/15f2-110013116/KM8RMES25TU090455/afc521264a9731fd1eb6377d6852e77b.jpg", "https://vehicle-images.carscommerce.inc/6a72-110013116/KM8RMES25TU090455/8265496f07a775187a9d73060121b127.png", "https://vehicle-images.carscommerce.inc/2a08-110013116/KM8RMES25TU090455/b03bcb4b95b011487f80a3317943bf56.jpg", "https://vehicle-images.carscommerce.inc/e245-110013116/KM8RMES25TU090455/827f25fb7e894382d484193c0dd69039.jpg", "https://vehicle-images.carscommerce.inc/c775-110013116/KM8RMES25TU090455/0b7b6ce56663ea9083ee89f6a18c0eb7.png", "https://vehicle-images.carscommerce.inc/42c6-110013116/KM8RMES25TU090455/d1a7fddd4f310d18f24419ad9565c95c.jpg", "https://vehicle-images.carscommerce.inc/34ea-110013116/KM8RMES25TU090455/fce19b68945c5d250664fc5d9fd30c08.jpg", "https://vehicle-images.carscommerce.inc/b08c-110013116/KM8RMES25TU090455/d2c08c6109b68eace08fc261ed4c8156.png", "https://vehicle-images.carscommerce.inc/e047-110013116/KM8RMES25TU090455/84afbe44f582e49389a2ae68ae72e88e.jpg", "https://vehicle-images.carscommerce.inc/b3e9-110013116/KM8RMES25TU090455/0f7bc62279d0cf92ab7af535bfe9d4a8.jpg", "https://vehicle-images.carscommerce.inc/4e12-110013116/KM8RMES25TU090455/2443da5694654be0659d0891b485ae7f.jpg", "https://vehicle-images.carscommerce.inc/c6cb-110013116/KM8RMES25TU090455/7b9e91836beb9feba3da9aeeb32d207f.jpg", "https://vehicle-images.carscommerce.inc/cd72-110013116/KM8RMES25TU090455/b6eddb7d5db7b2af10894ea748035b3a.png", "https://vehicle-images.carscommerce.inc/7b05-110013116/KM8RMES25TU090455/b7b08a1eb3ee7a2c848f4c51383ac801.jpg", "https://vehicle-images.carscommerce.inc/80ec-110013116/KM8RMES25TU090455/e4a73263e0e5032b0c433061c071c498.jpg", "https://vehicle-images.carscommerce.inc/5fa4-110013116/KM8RMES25TU090455/7f4836506183a026298fa64d79846b03.jpg", "https://vehicle-images.carscommerce.inc/8daf-110013116/KM8RMES25TU090455/88e0fc982bb4f895478ca49c482490c8.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58810.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES25TU090455.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes25tu090455/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes25tu090455/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES25TU090455.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES25TU090455.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES25TU090455.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes25tu090455/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,163. This offer applies to Stock #28392, VIN KM8RMES25TU090455. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,810. Advertised price: $52,647. Savings: $6,163, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,810"}, {"label": "Advertised price", "value": "$52,647"}, {"label": "Savings", "value": "$6,163, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,163", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52647.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES25TU090455_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1030, "unit": "per_month", "display": "$1,030/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52647.0, "price_incl_doc": 52647.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1029.92, "amount_financed": 55937.44, "sales_tax": 3290.44, "total_of_payments": 61795.24, "finance_charge": 5857.8, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28392, VIN KM8RMES25TU090455. $1,030 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $52,647, before any dealer documentation fee. Amount financed $55,937, including $3,290 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $61,795. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES25TU090455_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 777, "unit": "per_month", "display": "$777/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52647.0, "price_incl_doc": 52647.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 776.91, "amount_financed": 55937.44, "sales_tax": 3290.44, "total_of_payments": 55937.44, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28392, VIN KM8RMES25TU090455. $777 per month for 72 months at 0% APR, $0 cash down. Advertised price $52,647, before any dealer documentation fee. Amount financed $55,937, including $3,290 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $55,937. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 89}}, {"vin": "KM8RJES23TU021191", "title": "2026 Hyundai Palisade Pro", "year": 2026, "make": "Hyundai", "model": "Palisade", "trim": "Pro", "decoded_trim": "XRT Pro", "condition": "used", "price": 45403.0, "msrp": 0.0, "sale_price": 47721.0, "currency": "USD", "mileage": 27131, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260111", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes23tu021191/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES23TU021191.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES23TU021191.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES23TU021191.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes23tu021191/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260111, VIN KM8RJES23TU021191. Advertised price: $45,403. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$45,403"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45403.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES23TU021191_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1133, "unit": "per_month", "display": "$1,133/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45403.0, "price_incl_doc": 45403.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1132.71, "amount_financed": 48240.69, "sales_tax": 2837.69, "total_of_payments": 54370.22, "finance_charge": 6129.53, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260111, VIN KM8RJES23TU021191. $1,133 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $45,403, before any dealer documentation fee. Amount financed $48,241, including $2,838 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $54,370. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES23TU021191_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 944, "unit": "per_month", "display": "$944/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45403.0, "price_incl_doc": 45403.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 943.66, "amount_financed": 48240.69, "sales_tax": 2837.69, "total_of_payments": 56619.51, "finance_charge": 8378.82, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260111, VIN KM8RJES23TU021191. $944 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $45,403, before any dealer documentation fee. Amount financed $48,241, including $2,838 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $56,620. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES23TU021191_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 822, "unit": "per_month", "display": "$822/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45403.0, "price_incl_doc": 45403.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 822.22, "amount_financed": 48240.69, "sales_tax": 2837.69, "total_of_payments": 59200.14, "finance_charge": 10959.45, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260111, VIN KM8RJES23TU021191. $822 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $45,403, before any dealer documentation fee. Amount financed $48,241, including $2,838 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $59,200. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg12th136455/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG12TH136455.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG12TH136455.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG12TH136455.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg12th136455/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,297. This offer applies to Stock #HD260996, VIN 5NMP2DG12TH136455. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,005. Advertised price: $39,708. Savings: $3,297, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,005"}, {"label": "Advertised price", "value": "$39,708"}, {"label": "Savings", "value": "$3,297, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,297", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39708.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG12TH136455_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 703, "unit": "per_month", "display": "$703/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39708.0, "price_incl_doc": 39708.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 703.16, "amount_financed": 42189.75, "sales_tax": 2481.75, "total_of_payments": 42189.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260996, VIN 5NMP2DG12TH136455. $703 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,708, before any dealer documentation fee. Amount financed $42,190, including $2,482 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,190. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG12TH136455_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39708.0, "price_incl_doc": 39708.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 626.29, "amount_financed": 42189.75, "sales_tax": 2481.75, "total_of_payments": 52608.34, "finance_charge": 10418.59, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260996, VIN 5NMP2DG12TH136455. $626 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,708, before any dealer documentation fee. Amount financed $42,190, including $2,482 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,608. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 26, "elapsed_ms": 90}}, {"vin": "5NMP4DGL1TH233741", "title": "2026 Hyundai SANTA FE LIMITED", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "LIMITED", "decoded_trim": "Limited", "condition": "new", "price": 49373.0, "msrp": null, "sale_price": 49373.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "Intercooled Turbo Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP4DGL1TH233741", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/5dfa-110013116/5NMP4DGL1TH233741/b01db05a9d34dec2d9a6631ab2da8aa5.jpg", "images": ["https://vehicle-images.carscommerce.inc/5dfa-110013116/5NMP4DGL1TH233741/b01db05a9d34dec2d9a6631ab2da8aa5.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP4DGL1TH233741.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-sport-utility-5nmp4dgl1th233741/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-sport-utility-5nmp4dgl1th233741/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL1TH233741.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL1TH233741.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL1TH233741.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-sport-utility-5nmp4dgl1th233741/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP4DGL1TH233741, VIN 5NMP4DGL1TH233741. Advertised price: $49,373. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$49,373"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49373.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL1TH233741_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 874, "unit": "per_month", "display": "$874/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49373.0, "price_incl_doc": 49373.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 874.31, "amount_financed": 52458.81, "sales_tax": 3085.81, "total_of_payments": 52458.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP4DGL1TH233741, VIN 5NMP4DGL1TH233741. $874 per month for 60 months at 0% APR, $0 cash down. Advertised price $49,373, before any dealer documentation fee. Amount financed $52,459, including $3,086 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $52,459. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL1TH233741_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 779, "unit": "per_month", "display": "$779/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49373.0, "price_incl_doc": 49373.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 778.73, "amount_financed": 52458.81, "sales_tax": 3085.81, "total_of_payments": 65413.31, "finance_charge": 12954.5, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP4DGL1TH233741, VIN 5NMP4DGL1TH233741. $779 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,373, before any dealer documentation fee. Amount financed $52,459, including $3,086 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,413. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL1TH233741_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 701, "unit": "per_month", "display": "$701/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49373.0, "selling_price": 49373.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 701.43, "net_cap_cost": 50023.0, "residual_value": 30611.26, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 701.43, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 861.43}, "total_of_payments": 25236, "total_of_payments_unrounded": 25251.48}, "disclosure": "Estimated lease payment for stock #5NMP4DGL1TH233741, VIN 5NMP4DGL1TH233741. $701 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $861, made up of $701 first payment, $60 title, $100 registration. MSRP $49,373. Lease selling price $49,373. Net capitalized cost $50,023. Residual value $30,611, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $25,236. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL1TH233741_lease", "type": "lease", "label": "Lease", "headline": {"value": 608, "unit": "per_month", "display": "$608/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49373.0, "selling_price": 49373.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 608.13, "net_cap_cost": 47024.0, "residual_value": 30611.26, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 608.13, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3767.13}, "total_of_payments": 21888, "total_of_payments_unrounded": 21892.68}, "disclosure": "Estimated lease payment for stock #5NMP4DGL1TH233741, VIN 5NMP4DGL1TH233741. $608 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,767, made up of $608 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $49,373. Lease selling price $49,373. Net capitalized cost $47,024. Residual value $30,611, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $21,888. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 96}}, {"vin": "5NMP5DGL3VH237368", "title": "2027 HYUNDAI SANTA FE CALLIGRAPHY", "year": 2027, "make": "HYUNDAI", "model": "SANTA FE", "trim": "CALLIGRAPHY", "decoded_trim": "Calligraphy", "condition": "new", "price": 53713.0, "msrp": null, "sale_price": 53713.0, "currency": "USD", "mileage": null, "exterior_color": "EARTHY BRASS MATTE", "interior_color": null, "drivetrain": "ALL WHEEL DRIVE", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L 4-CYL", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP5DGL3VH237368", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL3VH237368.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-calligraphy-all-wheel-drive-sport-utility-5nmp5dgl3vh237368/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-calligraphy-all-wheel-drive-sport-utility-5nmp5dgl3vh237368/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL3VH237368.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL3VH237368.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL3VH237368.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-calligraphy-all-wheel-drive-sport-utility-5nmp5dgl3vh237368/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP5DGL3VH237368, VIN 5NMP5DGL3VH237368. Advertised price: $53,713. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,713"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53713.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL3VH237368_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 951, "unit": "per_month", "display": "$951/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53713.0, "price_incl_doc": 53713.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 951.17, "amount_financed": 57070.06, "sales_tax": 3357.06, "total_of_payments": 57070.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP5DGL3VH237368, VIN 5NMP5DGL3VH237368. $951 per month for 60 months at 0% APR, $0 cash down. Advertised price $53,713, before any dealer documentation fee. Amount financed $57,070, including $3,357 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $57,070. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL3VH237368_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 847, "unit": "per_month", "display": "$847/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53713.0, "price_incl_doc": 53713.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 847.18, "amount_financed": 57070.06, "sales_tax": 3357.06, "total_of_payments": 71163.29, "finance_charge": 14093.23, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP5DGL3VH237368, VIN 5NMP5DGL3VH237368. $847 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,713, before any dealer documentation fee. Amount financed $57,070, including $3,357 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $71,163. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL3VH237368_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 761, "unit": "per_month", "display": "$761/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53713.0, "selling_price": 53713.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 761.31, "net_cap_cost": 54363.0, "residual_value": 33302.06, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 761.31, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 921.31}, "total_of_payments": 27396, "total_of_payments_unrounded": 27407.16}, "disclosure": "Estimated lease payment for stock #5NMP5DGL3VH237368, VIN 5NMP5DGL3VH237368. $761 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $921, made up of $761 first payment, $60 title, $100 registration. MSRP $53,713. Lease selling price $53,713. Net capitalized cost $54,363. Residual value $33,302, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $27,396. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL3VH237368_lease", "type": "lease", "label": "Lease", "headline": {"value": 668, "unit": "per_month", "display": "$668/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 53713.0, "selling_price": 53713.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 668.01, "net_cap_cost": 51364.0, "residual_value": 33302.06, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 668.01, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3827.01}, "total_of_payments": 24048, "total_of_payments_unrounded": 24048.36}, "disclosure": "Estimated lease payment for stock #5NMP5DGL3VH237368, VIN 5NMP5DGL3VH237368. $668 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,827, made up of $668 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $53,713. Lease selling price $53,713. Net capitalized cost $51,364. Residual value $33,302, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $24,048. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 96}}, {"vin": "5NMJBCDE7TH676875", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31295.0, "msrp": 34695.0, "sale_price": 32045.0, "currency": "USD", "mileage": 14, "exterior_color": "Blue", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V 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"fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34695.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE7TH676875.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th676875/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th676875/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE7TH676875.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH676875.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH676875.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th676875/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,400. This offer applies to Stock #HD260597, VIN 5NMJBCDE7TH676875. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,695. Advertised price: $31,295. Savings: $3,400, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,695"}, {"label": "Advertised price", "value": "$31,295"}, {"label": "Savings", "value": "$3,400, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,400", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31295.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE7TH676875_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 554, "unit": "per_month", "display": "$554/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31295.0, "price_incl_doc": 31295.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 554.18, "amount_financed": 33250.94, "sales_tax": 1955.94, "total_of_payments": 33250.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260597, VIN 5NMJBCDE7TH676875. $554 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,295, before any dealer documentation fee. Amount financed $33,251, including $1,956 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,251. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH676875_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 494, "unit": "per_month", "display": "$494/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31295.0, "price_incl_doc": 31295.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 493.6, "amount_financed": 33250.94, "sales_tax": 1955.94, "total_of_payments": 41462.13, "finance_charge": 8211.19, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260597, VIN 5NMJBCDE7TH676875. $494 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,295, before any dealer documentation fee. Amount financed $33,251, including $1,956 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,462. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH676875_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34695.0, "selling_price": 31295.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 393.15, "net_cap_cost": 31945.0, "residual_value": 21510.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 393.15, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 553.15}, "total_of_payments": 14148, "total_of_payments_unrounded": 14153.4}, "disclosure": "Estimated lease payment for stock #HD260597, VIN 5NMJBCDE7TH676875. $393 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $553, made up of $393 first payment, $60 title, $100 registration. MSRP $34,695. Lease selling price $31,295. Net capitalized cost $31,945. Residual value $21,511, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,148. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH676875_lease", "type": "lease", "label": "Lease", "headline": {"value": 300, "unit": "per_month", "display": "$300/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34695.0, "selling_price": 31295.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 299.85, "net_cap_cost": 28946.0, "residual_value": 21510.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 299.85, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3458.85}, "total_of_payments": 10800, "total_of_payments_unrounded": 10794.6}, "disclosure": "Estimated lease payment for stock #HD260597, VIN 5NMJBCDE7TH676875. $300 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,459, made up of $300 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,695. Lease selling price $31,295. Net capitalized cost $28,946. Residual value $21,511, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,800. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 84}}, {"vin": "5NMP4DGL5VH237424", "title": "2027 HYUNDAI SANTA FE LIMITED", "year": 2027, "make": "HYUNDAI", "model": "SANTA FE", "trim": "LIMITED", "decoded_trim": "Limited", "condition": "new", "price": 49693.0, "msrp": null, "sale_price": 49693.0, "currency": "USD", "mileage": null, "exterior_color": "PHANTOM BLACK", "interior_color": null, "drivetrain": "ALL WHEEL DRIVE", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L 4-CYL", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP4DGL5VH237424", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP4DGL5VH237424.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-limited-all-wheel-drive-sport-utility-5nmp4dgl5vh237424/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-limited-all-wheel-drive-sport-utility-5nmp4dgl5vh237424/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL5VH237424.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL5VH237424.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL5VH237424.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-limited-all-wheel-drive-sport-utility-5nmp4dgl5vh237424/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP4DGL5VH237424, VIN 5NMP4DGL5VH237424. Advertised price: $49,693. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$49,693"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49693.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL5VH237424_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 880, "unit": "per_month", "display": "$880/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49693.0, "price_incl_doc": 49693.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 879.98, "amount_financed": 52798.81, "sales_tax": 3105.81, "total_of_payments": 52798.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP4DGL5VH237424, VIN 5NMP4DGL5VH237424. $880 per month for 60 months at 0% APR, $0 cash down. Advertised price $49,693, before any dealer documentation fee. Amount financed $52,799, including $3,106 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $52,799. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL5VH237424_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 784, "unit": "per_month", "display": "$784/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49693.0, "price_incl_doc": 49693.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 783.78, "amount_financed": 52798.81, "sales_tax": 3105.81, "total_of_payments": 65837.27, "finance_charge": 13038.46, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP4DGL5VH237424, VIN 5NMP4DGL5VH237424. $784 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,693, before any dealer documentation fee. Amount financed $52,799, including $3,106 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,837. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL5VH237424_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 706, "unit": "per_month", "display": "$706/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49693.0, "selling_price": 49693.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 705.84, "net_cap_cost": 50343.0, "residual_value": 30809.66, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 705.84, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 865.84}, "total_of_payments": 25416, "total_of_payments_unrounded": 25410.24}, "disclosure": "Estimated lease payment for stock #5NMP4DGL5VH237424, VIN 5NMP4DGL5VH237424. $706 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $866, made up of $706 first payment, $60 title, $100 registration. MSRP $49,693. Lease selling price $49,693. Net capitalized cost $50,343. Residual value $30,810, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $25,416. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL5VH237424_lease", "type": "lease", "label": "Lease", "headline": {"value": 613, "unit": "per_month", "display": "$613/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49693.0, "selling_price": 49693.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 612.55, "net_cap_cost": 47344.0, "residual_value": 30809.66, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 612.55, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3771.55}, "total_of_payments": 22068, "total_of_payments_unrounded": 22051.8}, "disclosure": "Estimated lease payment for stock #5NMP4DGL5VH237424, VIN 5NMP4DGL5VH237424. $613 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,772, made up of $613 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $49,693. Lease selling price $49,693. Net capitalized cost $47,344. Residual value $30,810, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $22,068. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 82}}, {"vin": "KMHLS4DGXTU232622", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 23825.0, "msrp": 26800.0, "sale_price": 24625.0, "currency": "USD", "mileage": 9, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28704", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/aad7-110013116/KMHLS4DGXTU232622/6b4c35d86f277d540eef3a3a13513777.jpg", "images": ["https://vehicle-images.carscommerce.inc/aad7-110013116/KMHLS4DGXTU232622/6b4c35d86f277d540eef3a3a13513777.jpg", "https://vehicle-images.carscommerce.inc/134b-110013116/KMHLS4DGXTU232622/f65bef71e39e0623d0214da7c3d276a1.jpg", "https://vehicle-images.carscommerce.inc/d3b2-110013116/KMHLS4DGXTU232622/3c35dc784cc2b53c6b2255143144f2fd.jpg", "https://vehicle-images.carscommerce.inc/5093-110013116/KMHLS4DGXTU232622/802086380f21e4ff6cc0313b4ac53a4c.jpg", 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"cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26800.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DGXTU232622.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu232622/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu232622/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DGXTU232622.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DGXTU232622.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DGXTU232622.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu232622/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,975. This offer applies to Stock #28704, VIN KMHLS4DGXTU232622. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,800. Advertised price: $23,825. Savings: $2,975, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,800"}, {"label": "Advertised price", "value": "$23,825"}, {"label": "Savings", "value": "$2,975, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,975", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23825.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DGXTU232622_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 460, "unit": "per_month", "display": "$460/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23825.0, "price_incl_doc": 23825.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 460.39, "amount_financed": 25314.06, "sales_tax": 1489.06, "total_of_payments": 27623.61, "finance_charge": 2309.55, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28704, VIN KMHLS4DGXTU232622. $460 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,825, before any dealer documentation fee. Amount financed $25,314, including $1,489 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,624. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DGXTU232622_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 376, "unit": "per_month", "display": "$376/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23825.0, "price_incl_doc": 23825.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 375.78, "amount_financed": 25314.06, "sales_tax": 1489.06, "total_of_payments": 31565.27, "finance_charge": 6251.21, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28704, VIN KMHLS4DGXTU232622. $376 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,825, before any dealer documentation fee. Amount financed $25,314, including $1,489 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,565. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 66}}, {"vin": "KMHL34JJ3TA176733", "title": "2026 Hyundai SONATA HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 32466.0, "msrp": 34360.0, "sale_price": 32466.0, "currency": "USD", "mileage": 2, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "HD261072", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/3e48-110013116/KMHL34JJ3TA176733/81b7768ee20a0b4edcf6b11389b97bee.jpg", "images": ["https://vehicle-images.carscommerce.inc/3e48-110013116/KMHL34JJ3TA176733/81b7768ee20a0b4edcf6b11389b97bee.jpg", "https://vehicle-images.carscommerce.inc/8cfc-110013116/KMHL34JJ3TA176733/0cc9a77a1ad144299e0f6f9baf416de3.jpg", "https://vehicle-images.carscommerce.inc/4435-110013116/KMHL34JJ3TA176733/64b2dcab7ccb056a8fbed7854e5a9823.jpg", "https://vehicle-images.carscommerce.inc/fd22-110013116/KMHL34JJ3TA176733/b2f14f6fdeed909bf9c35841529b86f1.jpg", "https://vehicle-images.carscommerce.inc/59d8-110013116/KMHL34JJ3TA176733/b93d85170794632f574dbf5977c98d2c.png", "https://vehicle-images.carscommerce.inc/a247-110013116/KMHL34JJ3TA176733/ef085fbf53318450215730d98615a10c.jpg", "https://vehicle-images.carscommerce.inc/bb5f-110013116/KMHL34JJ3TA176733/271be9ec1515ee768ea749c432ee1946.jpg", "https://vehicle-images.carscommerce.inc/a158-110013116/KMHL34JJ3TA176733/e1d2512ffe5d817dd8d2c4c87644bdee.png", "https://vehicle-images.carscommerce.inc/4607-110013116/KMHL34JJ3TA176733/e9ef75a0cfd2acaa37d32ebe93a0b1af.jpg", "https://vehicle-images.carscommerce.inc/5eb8-110013116/KMHL34JJ3TA176733/8ab650aa69872f7bfc5ce9c2fa776c9f.jpg", "https://vehicle-images.carscommerce.inc/330a-110013116/KMHL34JJ3TA176733/c2c7b221d1162870d795ec83574445e1.png", "https://vehicle-images.carscommerce.inc/46e2-110013116/KMHL34JJ3TA176733/1c7a3b0b980edeb58bea65badcfa1423.jpg", "https://vehicle-images.carscommerce.inc/c1cf-110013116/KMHL34JJ3TA176733/01302492ac32def2c955b4c50edc6440.jpg", "https://vehicle-images.carscommerce.inc/652d-110013116/KMHL34JJ3TA176733/1fcb2d37e5852f0e381b1b596a72151f.png", "https://vehicle-images.carscommerce.inc/6c60-110013116/KMHL34JJ3TA176733/9cc99c81240f3751133d86ebf3689237.jpg", "https://vehicle-images.carscommerce.inc/8664-110013116/KMHL34JJ3TA176733/dd8622586ba140fefc49a0e1e8ed1c2b.jpg", "https://vehicle-images.carscommerce.inc/82aa-110013116/KMHL34JJ3TA176733/83507a40aa11ad16e8adad7008832f47.png", "https://vehicle-images.carscommerce.inc/526e-110013116/KMHL34JJ3TA176733/3e7522918065d111db6921ee2125fdef.jpg", "https://vehicle-images.carscommerce.inc/a757-110013116/KMHL34JJ3TA176733/ea33a8d566869b1fef6052f2741ad6d7.jpg", "https://vehicle-images.carscommerce.inc/c30e-110013116/KMHL34JJ3TA176733/cb6fdf499ebb5964989247f8ae36ea07.png", "https://vehicle-images.carscommerce.inc/1feb-110013116/KMHL34JJ3TA176733/5a67936e715543d566790042d3d2ed39.jpg", "https://vehicle-images.carscommerce.inc/bb57-110013116/KMHL34JJ3TA176733/462cc33ccd3d38be1dfc49b0b579f2ab.jpg", "https://vehicle-images.carscommerce.inc/9030-110013116/KMHL34JJ3TA176733/1f324f982e652cda48ca2e9ad93105c0.png", "https://vehicle-images.carscommerce.inc/6359-110013116/KMHL34JJ3TA176733/e88c2fc2635e1c2791b7c12498170e97.jpg", "https://vehicle-images.carscommerce.inc/5c81-110013116/KMHL34JJ3TA176733/d1c11c7ad019702a86b4f17e0014cfd8.jpg", "https://vehicle-images.carscommerce.inc/64ae-110013116/KMHL34JJ3TA176733/4094e423de122882b176679c7e0cbee0.jpg", "https://vehicle-images.carscommerce.inc/21cd-110013116/KMHL34JJ3TA176733/6731065f31dcabccfc609cec70f6a63d.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SEL", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34360.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL34JJ3TA176733.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4d-sedan-kmhl34jj3ta176733/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4d-sedan-kmhl34jj3ta176733/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL34JJ3TA176733.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ3TA176733.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ3TA176733.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4d-sedan-kmhl34jj3ta176733/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,894. This offer applies to Stock #HD261072, VIN KMHL34JJ3TA176733. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,360. Advertised price: $32,466. Savings: $1,894, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,360"}, {"label": "Advertised price", "value": "$32,466"}, {"label": "Savings", "value": "$1,894, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,894", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32466.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL34JJ3TA176733_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 604, "unit": "per_month", "display": "$604/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32466.0, "price_incl_doc": 32466.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 604.47, "amount_financed": 34495.13, "sales_tax": 2029.13, "total_of_payments": 36268.29, "finance_charge": 1773.16, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261072, VIN KMHL34JJ3TA176733. $604 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $32,466, before any dealer documentation fee. Amount financed $34,495, including $2,029 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $36,268. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL34JJ3TA176733_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 512, "unit": "per_month", "display": "$512/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32466.0, "price_incl_doc": 32466.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 512.07, "amount_financed": 34495.13, "sales_tax": 2029.13, "total_of_payments": 43013.57, "finance_charge": 8518.44, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261072, VIN KMHL34JJ3TA176733. $512 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,466, before any dealer documentation fee. Amount financed $34,495, including $2,029 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $43,014. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 68}}, {"vin": "KM8RMES22TU060376", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 52653.0, "msrp": 58820.0, "sale_price": 54653.0, "currency": "USD", "mileage": 306, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260202", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/eabd-110013116/KM8RMES22TU060376/0c8af34405ee6798077964e1ce4f95e4.jpg", "images": ["https://vehicle-images.carscommerce.inc/eabd-110013116/KM8RMES22TU060376/0c8af34405ee6798077964e1ce4f95e4.jpg", "https://vehicle-images.carscommerce.inc/dc47-110013116/KM8RMES22TU060376/81ae0b70661505f4c4332247a7b3b358.jpg", "https://vehicle-images.carscommerce.inc/7b7b-110013116/KM8RMES22TU060376/bfa3d5edd7cb80a7a89bf74ddb772feb.jpg", "https://vehicle-images.carscommerce.inc/27ea-110013116/KM8RMES22TU060376/294d9aa5adfdc9d053a4579a0191c322.jpg", "https://vehicle-images.carscommerce.inc/7cd3-110013116/KM8RMES22TU060376/8093f2e9c2bfa1b1d3353245bf610c64.jpg", "https://vehicle-images.carscommerce.inc/1979-110013116/KM8RMES22TU060376/7c17a2f5ba943d6b81b39bc75a1210a2.png", "https://vehicle-images.carscommerce.inc/ecc3-110013116/KM8RMES22TU060376/8b2c16fdab83084daae4a83072321e24.jpg", "https://vehicle-images.carscommerce.inc/dce7-110013116/KM8RMES22TU060376/e37d1ab036c94dac71094f46625d010b.jpg", "https://vehicle-images.carscommerce.inc/9177-110013116/KM8RMES22TU060376/9d15ae0152da218abbb7f5b14ed643e5.png", "https://vehicle-images.carscommerce.inc/26bc-110013116/KM8RMES22TU060376/805e882280d96ddff3f788fe6f3d2c1a.jpg", "https://vehicle-images.carscommerce.inc/1540-110013116/KM8RMES22TU060376/59afd84142ffac2f79b271148ce8353b.jpg", "https://vehicle-images.carscommerce.inc/1d93-110013116/KM8RMES22TU060376/c1da0669423635e9c4cf26c661da20a7.png", "https://vehicle-images.carscommerce.inc/ad85-110013116/KM8RMES22TU060376/d6ea1250fb6d000105617d95e0cb2b78.jpg", "https://vehicle-images.carscommerce.inc/ff84-110013116/KM8RMES22TU060376/5b0107a9cbe9acdcd1e2396874c76314.jpg", "https://vehicle-images.carscommerce.inc/4ecc-110013116/KM8RMES22TU060376/c04b20488c5970f93e1db6e94a133f6d.png", "https://vehicle-images.carscommerce.inc/938a-110013116/KM8RMES22TU060376/d85c08b614c796b938020b7634b28a02.jpg", "https://vehicle-images.carscommerce.inc/6084-110013116/KM8RMES22TU060376/bfe446c243c425d1fb62c90052a8d090.jpg", "https://vehicle-images.carscommerce.inc/bb4d-110013116/KM8RMES22TU060376/c3b2ee20cd3f711fb58050d2d2bc2de7.png", "https://vehicle-images.carscommerce.inc/c9d6-110013116/KM8RMES22TU060376/367833f2e447b3b392fadfdb990fd47e.jpg", "https://vehicle-images.carscommerce.inc/5dd5-110013116/KM8RMES22TU060376/fa8c3982e006571566c2e44628e1953d.jpg", "https://vehicle-images.carscommerce.inc/1fca-110013116/KM8RMES22TU060376/f8e9032afcfc0270225b9da89d944e92.png", "https://vehicle-images.carscommerce.inc/e1fa-110013116/KM8RMES22TU060376/8d3db9338e3eb72bef121affad09ccca.jpg", "https://vehicle-images.carscommerce.inc/64bb-110013116/KM8RMES22TU060376/31bacf991bf522f734820787dcd84c9b.jpg", "https://vehicle-images.carscommerce.inc/d3a3-110013116/KM8RMES22TU060376/73ceee547dfbe1313ddcec51d734ad8e.png", "https://vehicle-images.carscommerce.inc/9679-110013116/KM8RMES22TU060376/54e58080a21916a11d452a6ebc0643b3.jpg", "https://vehicle-images.carscommerce.inc/d653-110013116/KM8RMES22TU060376/93f1998a9d7f341fc55dbc7245fe5f44.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58820.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES22TU060376.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes22tu060376/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes22tu060376/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES22TU060376.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES22TU060376.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES22TU060376.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes22tu060376/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,167. This offer applies to Stock #HD260202, VIN KM8RMES22TU060376. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,820. Advertised price: $52,653. Savings: $6,167, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,820"}, {"label": "Advertised price", "value": "$52,653"}, {"label": "Savings", "value": "$6,167, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,167", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52653.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES22TU060376_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1030, "unit": "per_month", "display": "$1,030/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52653.0, "price_incl_doc": 52653.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1030.04, "amount_financed": 55943.81, "sales_tax": 3290.81, "total_of_payments": 61802.28, "finance_charge": 5858.47, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260202, VIN KM8RMES22TU060376. $1,030 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $52,653, before any dealer documentation fee. Amount financed $55,944, including $3,291 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $61,802. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES22TU060376_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 777, "unit": "per_month", "display": "$777/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52653.0, "price_incl_doc": 52653.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 777.0, "amount_financed": 55943.81, "sales_tax": 3290.81, "total_of_payments": 55943.81, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260202, VIN KM8RMES22TU060376. $777 per month for 72 months at 0% APR, $0 cash down. Advertised price $52,653, before any dealer documentation fee. Amount financed $55,944, including $3,291 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $55,944. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 65}}, {"vin": "5NMP3DGL0TH201947", "title": "2026 Hyundai SANTA FE XRT", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "XRT", "decoded_trim": "XRT", "condition": "new", "price": 39994.0, "msrp": 45695.0, "sale_price": 41494.0, "currency": "USD", "mileage": 15, "exterior_color": "Green", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "28783", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-4d-sport-utility-5nmp3dgl0th201947/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-4d-sport-utility-5nmp3dgl0th201947/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DGL0TH201947.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DGL0TH201947.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DGL0TH201947.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-4d-sport-utility-5nmp3dgl0th201947/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,701. This offer applies to Stock #28783, VIN 5NMP3DGL0TH201947. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $45,695. Advertised price: $39,994. Savings: $5,701, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$45,695"}, {"label": "Advertised price", "value": "$39,994"}, {"label": "Savings", "value": "$5,701, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,701", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39994.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DGL0TH201947_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39994.0, "price_incl_doc": 39994.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.23, "amount_financed": 42493.63, "sales_tax": 2499.63, "total_of_payments": 42493.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28783, VIN 5NMP3DGL0TH201947. $708 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,994, before any dealer documentation fee. Amount financed $42,494, including $2,500 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,494. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL0TH201947_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 631, "unit": "per_month", "display": "$631/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39994.0, "price_incl_doc": 39994.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 630.8, "amount_financed": 42493.63, "sales_tax": 2499.63, "total_of_payments": 52987.26, "finance_charge": 10493.63, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28783, VIN 5NMP3DGL0TH201947. $631 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,994, before any dealer documentation fee. Amount financed $42,494, including $2,500 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,987. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL0TH201947_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 473, "unit": "per_month", "display": "$473/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 45695.0, "selling_price": 39994.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 473.34, "net_cap_cost": 40644.0, "residual_value": 28330.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 473.34, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 633.34}, "total_of_payments": 17028, "total_of_payments_unrounded": 17040.24}, "disclosure": "Estimated lease payment for stock #28783, VIN 5NMP3DGL0TH201947. $473 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $633, made up of $473 first payment, $60 title, $100 registration. MSRP $45,695. Lease selling price $39,994. Net capitalized cost $40,644. Residual value $28,331, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,028. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL0TH201947_lease", "type": "lease", "label": "Lease", "headline": {"value": 380, "unit": "per_month", "display": "$380/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 45695.0, "selling_price": 39994.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 380.04, "net_cap_cost": 37645.0, "residual_value": 28330.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 380.04, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3539.04}, "total_of_payments": 13680, "total_of_payments_unrounded": 13681.44}, "disclosure": "Estimated lease payment for stock #28783, VIN 5NMP3DGL0TH201947. $380 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,539, made up of $380 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $45,695. Lease selling price $39,994. Net capitalized cost $37,645. Residual value $28,331, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,680. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 76}}, {"vin": "KMUHEESC1SU290105", "title": "2025 Genesis GV80 Prestige", "year": 2025, "make": "Genesis", "model": "GV80", "trim": "Prestige", "decoded_trim": "3.5T Prestige", "condition": "used", "price": 68664.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 7234, "exterior_color": "Blue", "interior_color": "Glacier White/Blue", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.5L DOHC", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "GD261273A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-genesis-gv80-3-5t-prestige-awd-4d-sport-utility-kmuheesc1su290105/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMUHEESC1SU290105.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMUHEESC1SU290105.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMUHEESC1SU290105.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-genesis-gv80-3-5t-prestige-awd-4d-sport-utility-kmuheesc1su290105/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD261273A, VIN KMUHEESC1SU290105. Advertised price: $68,664. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$68,664"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 68664.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC1SU290105_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1713, "unit": "per_month", "display": "$1,713/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68664.0, "price_incl_doc": 68664.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1713.03, "amount_financed": 72955.5, "sales_tax": 4291.5, "total_of_payments": 82225.32, "finance_charge": 9269.82, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261273A, VIN KMUHEESC1SU290105. $1,713 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $68,664, before any dealer documentation fee. Amount financed $72,956, including $4,292 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $82,225. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC1SU290105_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1427, "unit": "per_month", "display": "$1,427/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68664.0, "price_incl_doc": 68664.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1427.12, "amount_financed": 72955.5, "sales_tax": 4291.5, "total_of_payments": 85626.99, "finance_charge": 12671.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261273A, VIN KMUHEESC1SU290105. $1,427 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $68,664, before any dealer documentation fee. Amount financed $72,956, including $4,292 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $85,627. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC1SU290105_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1243, "unit": "per_month", "display": "$1,243/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 68664.0, "price_incl_doc": 68664.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1243.47, "amount_financed": 72955.5, "sales_tax": 4291.5, "total_of_payments": 89529.73, "finance_charge": 16574.23, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261273A, VIN KMUHEESC1SU290105. $1,243 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $68,664, before any dealer documentation fee. Amount financed $72,956, including $4,292 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $89,530. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 61}}, {"vin": "KM8JADD17TU417751", "title": "2026 Hyundai TUCSON HYBRID SE", "year": 2026, "make": "Hyundai", "model": "TUCSON HYBRID", "trim": "SE", "decoded_trim": "Blue SE", "condition": "new", "price": 33391.0, "msrp": 0.0, "sale_price": 32889.0, "currency": "USD", "mileage": 24, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "1.6L I4 DGI Hybrid Turbocharged DOHC 16V LEV3-SULEV30", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 38, "mpg_hwy": 38, "range_miles": null, "battery_kwh": null, "stock_number": "HD260266", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/5a7c-110013116/KM8JADD17TU417751/61cc997ffab3fa855b396e5ffa0bd5b1.jpg", "images": ["https://vehicle-images.carscommerce.inc/5a7c-110013116/KM8JADD17TU417751/61cc997ffab3fa855b396e5ffa0bd5b1.jpg", "https://vehicle-images.carscommerce.inc/d1cb-110013116/KM8JADD17TU417751/8809aa76480565abc7aa98184a28c004.jpg", "https://vehicle-images.carscommerce.inc/4b35-110013116/KM8JADD17TU417751/3552e6e94d18aa1e24505c7b2416e542.jpg", "https://vehicle-images.carscommerce.inc/6072-110013116/KM8JADD17TU417751/3da2b5c2ac85270151e2ae5de2cfc26c.jpg", "https://vehicle-images.carscommerce.inc/6275-110013116/KM8JADD17TU417751/ea7e0358d9ffa1139e3f9a9c870d0ee7.jpg", "https://vehicle-images.carscommerce.inc/20a3-110013116/KM8JADD17TU417751/b11ed550a9c509ae7ba53493860e151f.jpg", "https://vehicle-images.carscommerce.inc/288f-110013116/KM8JADD17TU417751/bea0a42f62f88fee62749d7f22e4290e.jpg", "https://vehicle-images.carscommerce.inc/6f29-110013116/KM8JADD17TU417751/379060bfb0d35233d7e882321d00ffb8.jpg", "https://vehicle-images.carscommerce.inc/ce73-110013116/KM8JADD17TU417751/96799b5713fad911ba0f55faf5224c10.jpg", "https://vehicle-images.carscommerce.inc/f71c-110013116/KM8JADD17TU417751/e8011c1db10130df2188a046d716cb69.jpg", "https://vehicle-images.carscommerce.inc/203f-110013116/KM8JADD17TU417751/585572e478c832b2ea94e00ef3ff2d91.jpg", "https://vehicle-images.carscommerce.inc/c015-110013116/KM8JADD17TU417751/18360e5f127d18670b349dab5749fb28.jpg", "https://vehicle-images.carscommerce.inc/ce82-110013116/KM8JADD17TU417751/4a10e0c6bb5351b42ca16b328c630e25.jpg", "https://vehicle-images.carscommerce.inc/88fb-110013116/KM8JADD17TU417751/c4d8b2c830f9b53215dfa8c0278e0ada.jpg", "https://vehicle-images.carscommerce.inc/8c92-110013116/KM8JADD17TU417751/e598d328d9f8defb03b59e3bc5b170d7.jpg", "https://vehicle-images.carscommerce.inc/8161-110013116/KM8JADD17TU417751/5d1e1440bd087eb7608b1dbeb8d5acc5.jpg", "https://vehicle-images.carscommerce.inc/99fd-110013116/KM8JADD17TU417751/2fc7662effa6bc6a681ad334ef6f3fe2.jpg", "https://vehicle-images.carscommerce.inc/6afa-110013116/KM8JADD17TU417751/8bb620a86b7cc19e18497a4a5037e7a3.jpg", "https://vehicle-images.carscommerce.inc/3e23-110013116/KM8JADD17TU417751/8e319fe767c26dda0fc35d27ac63d152.jpg", "https://vehicle-images.carscommerce.inc/7e56-110013116/KM8JADD17TU417751/fcba105c9fad1dfcad923241156256a3.jpg", "https://vehicle-images.carscommerce.inc/902b-110013116/KM8JADD17TU417751/d8a7cf1bc2e42a0dde5e69202f0f2377.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "Blue SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8JADD17TU417751.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-4d-sport-utility-km8jadd17tu417751/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-4d-sport-utility-km8jadd17tu417751/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JADD17TU417751.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JADD17TU417751.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JADD17TU417751.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-4d-sport-utility-km8jadd17tu417751/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260266, VIN KM8JADD17TU417751. Advertised price: $33,391. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,391"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33391.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JADD17TU417751_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 694, "unit": "per_month", "display": "$694/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33391.0, "price_incl_doc": 33391.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 694.0, "amount_financed": 35477.94, "sales_tax": 2086.94, "total_of_payments": 41640.03, "finance_charge": 6162.09, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260266, VIN KM8JADD17TU417751. $694 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,391, before any dealer documentation fee. Amount financed $35,478, including $2,087 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,640. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD17TU417751_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 605, "unit": "per_month", "display": "$605/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33391.0, "price_incl_doc": 33391.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 604.69, "amount_financed": 35477.94, "sales_tax": 2086.94, "total_of_payments": 43537.92, "finance_charge": 8059.98, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260266, VIN KM8JADD17TU417751. $605 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,391, before any dealer documentation fee. Amount financed $35,478, including $2,087 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,538. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD17TU417751_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 544, "unit": "per_month", "display": "$544/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33391.0, "price_incl_doc": 33391.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 7.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 544.0, "amount_financed": 35477.94, "sales_tax": 2086.94, "total_of_payments": 45695.61, "finance_charge": 10217.67, "per_1000_financed": 15.33, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260266, VIN KM8JADD17TU417751. $544 per month for 84 months at 7.49% APR, $0 cash down. Advertised price $33,391, before any dealer documentation fee. Amount financed $35,478, including $2,087 estimated sales tax at 6.25%. That is $15.33 per $1,000 financed. Total of payments $45,696. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD17TU417751_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 488, "unit": "per_month", "display": "$488/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 32978.0, "selling_price": 33391.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 488.07, "net_cap_cost": 34041.0, "residual_value": 20446.36, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 488.07, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 648.07}, "total_of_payments": 17568, "total_of_payments_unrounded": 17570.52}, "disclosure": "Estimated lease payment for stock #HD260266, VIN KM8JADD17TU417751. $488 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $648, made up of $488 first payment, $60 title, $100 registration. MSRP $32,978. Lease selling price $33,391. Net capitalized cost $34,041. Residual value $20,446, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,568. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD17TU417751_lease", "type": "lease", "label": "Lease", "headline": {"value": 395, "unit": "per_month", "display": "$395/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 32978.0, "selling_price": 33391.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 394.78, "net_cap_cost": 31042.0, "residual_value": 20446.36, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 394.78, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3553.78}, "total_of_payments": 14220, "total_of_payments_unrounded": 14212.08}, "disclosure": "Estimated lease payment for stock #HD260266, VIN KM8JADD17TU417751. $395 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,554, made up of $395 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $32,978. Lease selling price $33,391. Net capitalized cost $31,042. Residual value $20,446, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,220. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 86}}, {"vin": "KM8RMES27TU059787", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 52683.0, "msrp": 58970.0, "sale_price": 54683.0, "currency": "USD", "mileage": 39, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260860", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 28, "primary_image": "https://vehicle-images.carscommerce.inc/8dfd-110013116/KM8RMES27TU059787/006328f2be3f83572ff80094da3a81b0.jpg", "images": ["https://vehicle-images.carscommerce.inc/8dfd-110013116/KM8RMES27TU059787/006328f2be3f83572ff80094da3a81b0.jpg", "https://vehicle-images.carscommerce.inc/f057-110013116/KM8RMES27TU059787/1910167fd321744d3d51069a82216594.jpg", "https://vehicle-images.carscommerce.inc/6882-110013116/KM8RMES27TU059787/60c8cc8ed25045c1f938695eccefa1fc.jpg", "https://vehicle-images.carscommerce.inc/273e-110013116/KM8RMES27TU059787/31c37905a185e095b23bba8294667a2d.jpg", 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"body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58970.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES27TU059787.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes27tu059787/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes27tu059787/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES27TU059787.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES27TU059787.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES27TU059787.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes27tu059787/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,287. This offer applies to Stock #HD260860, VIN KM8RMES27TU059787. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,970. Advertised price: $52,683. Savings: $6,287, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,970"}, {"label": "Advertised price", "value": "$52,683"}, {"label": "Savings", "value": "$6,287, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,287", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52683.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES27TU059787_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1031, "unit": "per_month", "display": "$1,031/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52683.0, "price_incl_doc": 52683.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1030.62, "amount_financed": 55975.69, "sales_tax": 3292.69, "total_of_payments": 61837.5, "finance_charge": 5861.81, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260860, VIN KM8RMES27TU059787. $1,031 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $52,683, before any dealer documentation fee. Amount financed $55,976, including $3,293 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $61,838. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES27TU059787_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 777, "unit": "per_month", "display": "$777/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52683.0, "price_incl_doc": 52683.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 777.44, "amount_financed": 55975.69, "sales_tax": 3292.69, "total_of_payments": 55975.69, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260860, VIN KM8RMES27TU059787. $777 per month for 72 months at 0% APR, $0 cash down. Advertised price $52,683, before any dealer documentation fee. Amount financed $55,976, including $3,293 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $55,976. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 57}}, {"vin": "5NTJBDDE5TH174926", "title": "2026 Hyundai SANTA CRUZ SEL", "year": 2026, "make": "Hyundai", "model": "SANTA CRUZ", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 32299.0, "msrp": 35720.0, "sale_price": 33549.0, "currency": "USD", "mileage": 11, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 21, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28728", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/4b78-110013116/5NTJBDDE5TH174926/9bab0b2d4ba7ecbe505f86508bf2d486.jpg", "images": ["https://vehicle-images.carscommerce.inc/4b78-110013116/5NTJBDDE5TH174926/9bab0b2d4ba7ecbe505f86508bf2d486.jpg", "https://vehicle-images.carscommerce.inc/6719-110013116/5NTJBDDE5TH174926/8aeee7dfc88b01158a8c4ce9f3d05924.jpg", "https://vehicle-images.carscommerce.inc/d154-110013116/5NTJBDDE5TH174926/00303db442c7f5da7c54cd1be632bb8c.jpg", "https://vehicle-images.carscommerce.inc/a216-110013116/5NTJBDDE5TH174926/8a4aa9c4854d50c6bd93c2b6f526b454.jpg", "https://vehicle-images.carscommerce.inc/44e8-110013116/5NTJBDDE5TH174926/2d5f4f75131c95d9190ba3ad464439cb.png", "https://vehicle-images.carscommerce.inc/ba05-110013116/5NTJBDDE5TH174926/2a46e6c734e1641d6489f00162361fd3.jpg", "https://vehicle-images.carscommerce.inc/14cf-110013116/5NTJBDDE5TH174926/e25a254993cf6825c69d9a71f0dcd189.jpg", "https://vehicle-images.carscommerce.inc/b220-110013116/5NTJBDDE5TH174926/9d6a5c35dc377a42c0e24b3d4c6e0a03.png", "https://vehicle-images.carscommerce.inc/e770-110013116/5NTJBDDE5TH174926/eb7072f7d83b171bef79fc7cfee45dee.jpg", "https://vehicle-images.carscommerce.inc/3b97-110013116/5NTJBDDE5TH174926/44b6da83a6abd0eddfc842ee515a3175.jpg", "https://vehicle-images.carscommerce.inc/fc81-110013116/5NTJBDDE5TH174926/71f5424e900735bd2e186ee0eedc1a4c.png", "https://vehicle-images.carscommerce.inc/1b09-110013116/5NTJBDDE5TH174926/726e22894bb69d014bc7303e62a91f03.jpg", "https://vehicle-images.carscommerce.inc/6208-110013116/5NTJBDDE5TH174926/57d66c81063a3d6632f66b6df0bb898a.jpg", "https://vehicle-images.carscommerce.inc/63d8-110013116/5NTJBDDE5TH174926/96853a743a1c6009992fbc24548a8f7b.png", "https://vehicle-images.carscommerce.inc/b08e-110013116/5NTJBDDE5TH174926/f355a83224411ff015fbbbd5a54099e2.jpg", "https://vehicle-images.carscommerce.inc/b453-110013116/5NTJBDDE5TH174926/e25a78e4a40f6389aa074d5b16b498a1.jpg", "https://vehicle-images.carscommerce.inc/5377-110013116/5NTJBDDE5TH174926/02722b9dedf5b4509ae9ddac721c2646.png", "https://vehicle-images.carscommerce.inc/3909-110013116/5NTJBDDE5TH174926/5187a3d9395c472880241196b79a3e05.jpg", "https://vehicle-images.carscommerce.inc/f251-110013116/5NTJBDDE5TH174926/0b525af3752be6052ac75de0109babd2.jpg", "https://vehicle-images.carscommerce.inc/6c67-110013116/5NTJBDDE5TH174926/eb819aec99394a0da36b2e3caf7b8c7a.jpg", "https://vehicle-images.carscommerce.inc/8730-110013116/5NTJBDDE5TH174926/0d34a0b89e13285c0c69a6d0b30a70b9.jpg", "https://vehicle-images.carscommerce.inc/b9b5-110013116/5NTJBDDE5TH174926/2e52ea7b6a12c6185105b73274891884.png", "https://vehicle-images.carscommerce.inc/440a-110013116/5NTJBDDE5TH174926/30cc4d5faa64418f6578b08398362d5c.jpg", "https://vehicle-images.carscommerce.inc/8230-110013116/5NTJBDDE5TH174926/a41261403822d9a581a2ef23102ab2f5.jpg", "https://vehicle-images.carscommerce.inc/b404-110013116/5NTJBDDE5TH174926/07bced883e3588aef6811ceec2449698.jpg", "https://vehicle-images.carscommerce.inc/3c00-110013116/5NTJBDDE5TH174926/97b573fff9f47c507bed913305e9d834.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Cruz", "year": 2026, "trim": "SEL", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35720.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NTJBDDE5TH174926.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-sel-awd-4d-crew-cab-5ntjbdde5th174926/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-sel-awd-4d-crew-cab-5ntjbdde5th174926/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NTJBDDE5TH174926.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJBDDE5TH174926.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJBDDE5TH174926.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-sel-awd-4d-crew-cab-5ntjbdde5th174926/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,421. This offer applies to Stock #28728, VIN 5NTJBDDE5TH174926. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,720. Advertised price: $32,299. Savings: $3,421, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,720"}, {"label": "Advertised price", "value": "$32,299"}, {"label": "Savings", "value": "$3,421, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,421", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32299.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NTJBDDE5TH174926_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 647, "unit": "per_month", "display": "$647/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32299.0, "price_incl_doc": 32299.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Cruz \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 647.46, "amount_financed": 34317.69, "sales_tax": 2018.69, "total_of_payments": 38847.6, "finance_charge": 4529.91, "per_1000_financed": 18.87, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28728, VIN 5NTJBDDE5TH174926. $647 per month for 60 months at 4.99% APR, $0 cash down. Advertised price $32,299, before any dealer documentation fee. Amount financed $34,318, including $2,019 estimated sales tax at 6.25%. That is $18.87 per $1,000 financed. Total of payments $38,848. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJBDDE5TH174926_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32299.0, "price_incl_doc": 32299.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 509.43, "amount_financed": 34317.69, "sales_tax": 2018.69, "total_of_payments": 42792.31, "finance_charge": 8474.62, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28728, VIN 5NTJBDDE5TH174926. $509 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,299, before any dealer documentation fee. Amount financed $34,318, including $2,019 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $42,792. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 59}}, {"vin": "KM8RLESA4TU099612", "title": "2026 Hyundai PALISADE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "SEL", "decoded_trim": "Blue SEL FWD, SEL AWD", "condition": "new", "price": 46794.0, "msrp": 48675.0, "sale_price": 47794.0, "currency": "USD", "mileage": 18, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD261019", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/b77f-110013116/KM8RLESA4TU099612/1c6d6188eeb48a9e139ed7dc5340a305.jpg", "images": ["https://vehicle-images.carscommerce.inc/b77f-110013116/KM8RLESA4TU099612/1c6d6188eeb48a9e139ed7dc5340a305.jpg", "https://vehicle-images.carscommerce.inc/3628-110013116/KM8RLESA4TU099612/76f380ca3f457b9e0238fdff066d250f.jpg", "https://vehicle-images.carscommerce.inc/828b-110013116/KM8RLESA4TU099612/e64dce5455cb264e46a7a12cb89c2ba3.jpg", "https://vehicle-images.carscommerce.inc/e02d-110013116/KM8RLESA4TU099612/0fdf16bef41723f6e0d5c5c8f192b319.jpg", "https://vehicle-images.carscommerce.inc/9460-110013116/KM8RLESA4TU099612/cef26e932741cdeef2393b6d3dbae138.png", "https://vehicle-images.carscommerce.inc/f7e9-110013116/KM8RLESA4TU099612/427e80c86c2efed7de3dce10dc3e0de4.jpg", "https://vehicle-images.carscommerce.inc/a226-110013116/KM8RLESA4TU099612/b968af26c0a32e0a60d8be32de2398d0.jpg", "https://vehicle-images.carscommerce.inc/7262-110013116/KM8RLESA4TU099612/60d6dcc373a48e485e2d6c433a2440d4.png", "https://vehicle-images.carscommerce.inc/fd93-110013116/KM8RLESA4TU099612/13739976babc48132d91d8f29b1861a6.jpg", "https://vehicle-images.carscommerce.inc/207e-110013116/KM8RLESA4TU099612/6764267422f20e2520a4facc13803bb3.jpg", "https://vehicle-images.carscommerce.inc/414b-110013116/KM8RLESA4TU099612/f42bfdf12fa17d97c43933b532ecad64.png", "https://vehicle-images.carscommerce.inc/7f6f-110013116/KM8RLESA4TU099612/7d95d65f16c6db84360305a85c376c14.jpg", "https://vehicle-images.carscommerce.inc/1072-110013116/KM8RLESA4TU099612/29c8460adc8af21a44440b9e189ba0d4.jpg", "https://vehicle-images.carscommerce.inc/ef61-110013116/KM8RLESA4TU099612/53ee4e9eb802e1b6070e855aa8e548b5.png", "https://vehicle-images.carscommerce.inc/2c03-110013116/KM8RLESA4TU099612/62c9392876aa8f03d4c766efdcc569d3.jpg", "https://vehicle-images.carscommerce.inc/e493-110013116/KM8RLESA4TU099612/f693d5fabfea7d09c276eaa115743ef2.jpg", "https://vehicle-images.carscommerce.inc/b594-110013116/KM8RLESA4TU099612/3b5ec0ea8514a8f829cf84e7fc406c02.png", "https://vehicle-images.carscommerce.inc/101b-110013116/KM8RLESA4TU099612/1d009d6f4a9dd05091bcd0b000443fe5.jpg", "https://vehicle-images.carscommerce.inc/81bb-110013116/KM8RLESA4TU099612/03671c95d4034df3d0702651a69460b3.jpg", "https://vehicle-images.carscommerce.inc/8de8-110013116/KM8RLESA4TU099612/006d9e129f494c868355f2ef4e13edcb.png", "https://vehicle-images.carscommerce.inc/341f-110013116/KM8RLESA4TU099612/9cc33ac2adb02e6db430beb1592c6211.jpg", "https://vehicle-images.carscommerce.inc/cc8f-110013116/KM8RLESA4TU099612/8f8abc291752256e7f859364b06ae374.jpg", "https://vehicle-images.carscommerce.inc/34c9-110013116/KM8RLESA4TU099612/5511cbcd69becbd5a3605e8927ed5178.png", "https://vehicle-images.carscommerce.inc/4637-110013116/KM8RLESA4TU099612/81af49ee0bc4e9b3682ac8c299dfb065.jpg", "https://vehicle-images.carscommerce.inc/5f70-110013116/KM8RLESA4TU099612/b2c5ac52db4d812d3a4fd88caa0e5171.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL FWD, SEL AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48675.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLESA4TU099612.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-7p-awd-sport-utility-km8rlesa4tu099612/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-7p-awd-sport-utility-km8rlesa4tu099612/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESA4TU099612.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA4TU099612.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA4TU099612.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-7p-awd-sport-utility-km8rlesa4tu099612/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,881. This offer applies to Stock #HD261019, VIN KM8RLESA4TU099612. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,675. Advertised price: $46,794. Savings: $1,881, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,675"}, {"label": "Advertised price", "value": "$46,794"}, {"label": "Savings", "value": "$1,881, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,881", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46794.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESA4TU099612_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 927, "unit": "per_month", "display": "$927/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46794.0, "price_incl_doc": 46794.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 926.68, "amount_financed": 49718.63, "sales_tax": 2924.63, "total_of_payments": 55600.76, "finance_charge": 5882.13, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261019, VIN KM8RLESA4TU099612. $927 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $46,794, before any dealer documentation fee. Amount financed $49,719, including $2,925 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $55,601. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESA4TU099612_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 691, "unit": "per_month", "display": "$691/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46794.0, "price_incl_doc": 46794.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 690.54, "amount_financed": 49718.63, "sales_tax": 2924.63, "total_of_payments": 49718.63, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261019, VIN KM8RLESA4TU099612. $691 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,794, before any dealer documentation fee. Amount financed $49,719, including $2,925 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,719. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 61}}, {"vin": "5NMP1DG14TH141160", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 35551.0, "msrp": 40040.0, "sale_price": 40453.0, "currency": "USD", "mileage": null, "exterior_color": "Hampton Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP1DG14TH141160", "stock_status": "In Stock", "availability": "In Stock", 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"https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DG14TH141160.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg14th141160/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg14th141160/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG14TH141160.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG14TH141160.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG14TH141160.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg14th141160/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,489. This offer applies to Stock #5NMP1DG14TH141160, VIN 5NMP1DG14TH141160. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,040. Advertised price: $35,551. Savings: $4,489, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,040"}, {"label": "Advertised price", "value": "$35,551"}, {"label": "Savings", "value": "$4,489, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,489", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35551.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG14TH141160_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 630, "unit": "per_month", "display": "$630/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35551.0, "price_incl_doc": 35551.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 629.55, "amount_financed": 37772.94, "sales_tax": 2221.94, "total_of_payments": 37772.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG14TH141160, VIN 5NMP1DG14TH141160. $630 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,551, before any dealer documentation fee. Amount financed $37,773, including $2,222 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $37,773. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG14TH141160_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35551.0, "price_incl_doc": 35551.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.72, "amount_financed": 37772.94, "sales_tax": 2221.94, "total_of_payments": 47100.82, "finance_charge": 9327.88, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG14TH141160, VIN 5NMP1DG14TH141160. $561 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,551, before any dealer documentation fee. Amount financed $37,773, including $2,222 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,101. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg3tu244167/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG3TU244167.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG3TU244167.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG3TU244167.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg3tu244167/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,958. This offer applies to Stock #28735, VIN KMHLM4DG3TU244167. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,610. Advertised price: $22,652. Savings: $2,958, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,610"}, {"label": "Advertised price", "value": "$22,652"}, {"label": "Savings", "value": "$2,958, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,958", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22652.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG3TU244167_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 438, "unit": "per_month", "display": "$438/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22652.0, "price_incl_doc": 22652.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 437.73, "amount_financed": 24067.75, "sales_tax": 1415.75, "total_of_payments": 26263.6, "finance_charge": 2195.85, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28735, VIN KMHLM4DG3TU244167. $438 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $22,652, before any dealer documentation fee. Amount financed $24,068, including $1,416 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,264. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG3TU244167_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 357, "unit": "per_month", "display": "$357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22652.0, "price_incl_doc": 22652.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 357.28, "amount_financed": 24067.75, "sales_tax": 1415.75, "total_of_payments": 30011.19, "finance_charge": 5943.44, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28735, VIN KMHLM4DG3TU244167. $357 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $22,652, before any dealer documentation fee. Amount financed $24,068, including $1,416 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $30,011. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-blue-fwd-4d-sedan-kmhl24jj4ta141119/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL24JJ4TA141119.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JJ4TA141119.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JJ4TA141119.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-blue-fwd-4d-sedan-kmhl24jj4ta141119/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260254, VIN KMHL24JJ4TA141119. Advertised price: $27,401. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,401"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27401.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL24JJ4TA141119_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 570, "unit": "per_month", "display": "$570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27401.0, "price_incl_doc": 27401.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 569.5, "amount_financed": 29113.56, "sales_tax": 1712.56, "total_of_payments": 34170.23, "finance_charge": 5056.67, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260254, VIN KMHL24JJ4TA141119. $570 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,401, before any dealer documentation fee. Amount financed $29,114, including $1,713 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,170. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JJ4TA141119_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 496, "unit": "per_month", "display": "$496/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27401.0, "price_incl_doc": 27401.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 496.22, "amount_financed": 29113.56, "sales_tax": 1712.56, "total_of_payments": 35727.66, "finance_charge": 6614.1, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260254, VIN KMHL24JJ4TA141119. $496 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,401, before any dealer documentation fee. Amount financed $29,114, including $1,713 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,728. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JJ4TA141119_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27401.0, "price_incl_doc": 27401.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 7.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.41, "amount_financed": 29113.56, "sales_tax": 1712.56, "total_of_payments": 37498.28, "finance_charge": 8384.72, "per_1000_financed": 15.33, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260254, VIN KMHL24JJ4TA141119. $446 per month for 84 months at 7.49% APR, $0 cash down. Advertised price $27,401, before any dealer documentation fee. Amount financed $29,114, including $1,713 estimated sales tax at 6.25%. That is $15.33 per $1,000 financed. Total of payments $37,498. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JJ4TA141119_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 405, "unit": "per_month", "display": "$405/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 26988.0, "selling_price": 27401.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 405.42, "net_cap_cost": 28051.0, "residual_value": 16732.56, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 405.42, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 565.42}, "total_of_payments": 14580, "total_of_payments_unrounded": 14595.12}, "disclosure": "Estimated lease payment for stock #HD260254, VIN KMHL24JJ4TA141119. $405 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $565, made up of $405 first payment, $60 title, $100 registration. MSRP $26,988. Lease selling price $27,401. Net capitalized cost $28,051. Residual value $16,733, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,580. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JJ4TA141119_lease", "type": "lease", "label": "Lease", "headline": {"value": 312, "unit": "per_month", "display": "$312/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 26988.0, "selling_price": 27401.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 312.13, "net_cap_cost": 25052.0, "residual_value": 16732.56, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 312.13, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3471.13}, "total_of_payments": 11232, "total_of_payments_unrounded": 11236.68}, "disclosure": "Estimated lease payment for stock #HD260254, VIN KMHL24JJ4TA141119. $312 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,471, made up of $312 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $26,988. Lease selling price $27,401. Net capitalized cost $25,052. Residual value $16,733, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $11,232. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 30, "elapsed_ms": 170}}, {"vin": "JM3KK1HC6R1146263", "title": "2024 Mazda CX-90 S", "year": 2024, "make": "Mazda", "model": "CX-90", "trim": "S", "decoded_trim": "CX-90", "condition": "used", "price": 31890.0, "msrp": 0.0, "sale_price": 31890.0, "currency": "USD", "mileage": 49392, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline/Mild Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "3.3L e-SKYACTIV\u00ae-G I6 Turbocharged", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "STK146263", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Mazda", "model": "CX-90", "year": 2024, "trim": "CX-90", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.3L 6-Cylinder In-Line", "engine_displacement_l": 3.3, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-mazda-cx-90-3-3-turbo-s-awd-4d-sport-utility-jm3kk1hc6r1146263/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-mazda-cx-90-3-3-turbo-s-awd-4d-sport-utility-jm3kk1hc6r1146263/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KK1HC6R1146263.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KK1HC6R1146263.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KK1HC6R1146263.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-mazda-cx-90-3-3-turbo-s-awd-4d-sport-utility-jm3kk1hc6r1146263/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK146263, VIN JM3KK1HC6R1146263. Advertised price: $31,890. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,890"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31890.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KK1HC6R1146263_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 796, "unit": "per_month", "display": "$796/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31890.0, "price_incl_doc": 31890.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 795.59, "amount_financed": 33883.13, "sales_tax": 1993.13, "total_of_payments": 38188.37, "finance_charge": 4305.24, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK146263, VIN JM3KK1HC6R1146263. $796 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,890, before any dealer documentation fee. Amount financed $33,883, including $1,993 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,188. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KK1HC6R1146263_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 663, "unit": "per_month", "display": "$663/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31890.0, "price_incl_doc": 31890.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 662.8, "amount_financed": 33883.13, "sales_tax": 1993.13, "total_of_payments": 39768.22, "finance_charge": 5885.09, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK146263, VIN JM3KK1HC6R1146263. $663 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,890, before any dealer documentation fee. Amount financed $33,883, including $1,993 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,768. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KK1HC6R1146263_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 578, "unit": "per_month", "display": "$578/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31890.0, "price_incl_doc": 31890.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 577.51, "amount_financed": 33883.13, "sales_tax": 1993.13, "total_of_payments": 41580.79, "finance_charge": 7697.66, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK146263, VIN JM3KK1HC6R1146263. $578 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,890, before any dealer documentation fee. Amount financed $33,883, including $1,993 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,581. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 131}}, {"vin": "WP1AA2AY1NDA05370", "title": "2022 Porsche Cayenne Edition", "year": 2022, "make": "Porsche", "model": "Cayenne", "trim": "Edition", "decoded_trim": "Base", "condition": "used", "price": 53375.0, "msrp": 0.0, "sale_price": 51864.0, "currency": "USD", "mileage": 29975, "exterior_color": null, "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.0L V6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic with Tiptronic", "mpg_city": 17, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0400", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"https://vehicle-images.carscommerce.inc/14b1-110013116/WP1AA2AY1NDA05370/3bf0612a0ff6af89aa02b586ba38867a.jpg"], "vin_decode": {"make": "Porsche", "model": "Cayenne", "year": 2022, "trim": "Base", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.0L 6-Cylinder", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-porsche-cayenne-platinum-edition-awd-4d-sport-utility-wp1aa2ay1nda05370/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-porsche-cayenne-platinum-edition-awd-4d-sport-utility-wp1aa2ay1nda05370/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/WP1AA2AY1NDA05370.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/WP1AA2AY1NDA05370.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/WP1AA2AY1NDA05370.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-porsche-cayenne-platinum-edition-awd-4d-sport-utility-wp1aa2ay1nda05370/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0400, VIN WP1AA2AY1NDA05370. Advertised price: $53,375. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,375"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53375.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WP1AA2AY1NDA05370_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1332, "unit": "per_month", "display": "$1,332/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53375.0, "price_incl_doc": 53375.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1331.6, "amount_financed": 56710.94, "sales_tax": 3335.94, "total_of_payments": 63916.71, "finance_charge": 7205.77, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0400, VIN WP1AA2AY1NDA05370. $1,332 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $53,375, before any dealer documentation fee. Amount financed $56,711, including $3,336 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $63,917. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WP1AA2AY1NDA05370_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1109, "unit": "per_month", "display": "$1,109/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53375.0, "price_incl_doc": 53375.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1109.35, "amount_financed": 56710.94, "sales_tax": 3335.94, "total_of_payments": 66560.94, "finance_charge": 9850.0, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0400, VIN WP1AA2AY1NDA05370. $1,109 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $53,375, before any dealer documentation fee. Amount financed $56,711, including $3,336 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $66,561. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WP1AA2AY1NDA05370_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 967, "unit": "per_month", "display": "$967/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53375.0, "price_incl_doc": 53375.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 966.59, "amount_financed": 56710.94, "sales_tax": 3335.94, "total_of_payments": 69594.69, "finance_charge": 12883.75, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0400, VIN WP1AA2AY1NDA05370. $967 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $53,375, before any dealer documentation fee. Amount financed $56,711, including $3,336 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $69,595. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 157}}, {"vin": "KM8RMES22TU073273", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 52666.0, "msrp": 58830.0, "sale_price": 54666.0, "currency": "USD", "mileage": 41, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28255", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes22tu073273/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes22tu073273/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES22TU073273.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES22TU073273.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES22TU073273.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes22tu073273/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,164. This offer applies to Stock #28255, VIN KM8RMES22TU073273. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,830. Advertised price: $52,666. Savings: $6,164, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,830"}, {"label": "Advertised price", "value": "$52,666"}, {"label": "Savings", "value": "$6,164, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,164", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52666.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES22TU073273_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1030, "unit": "per_month", "display": "$1,030/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52666.0, "price_incl_doc": 52666.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1030.29, "amount_financed": 55957.63, "sales_tax": 3291.63, "total_of_payments": 61817.55, "finance_charge": 5859.92, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28255, VIN KM8RMES22TU073273. $1,030 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $52,666, before any dealer documentation fee. Amount financed $55,958, including $3,292 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $61,818. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES22TU073273_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 777, "unit": "per_month", "display": "$777/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52666.0, "price_incl_doc": 52666.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 777.19, "amount_financed": 55957.63, "sales_tax": 3291.63, "total_of_payments": 55957.63, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28255, VIN KM8RMES22TU073273. $777 per month for 72 months at 0% APR, $0 cash down. Advertised price $52,666, before any dealer documentation fee. Amount financed $55,958, including $3,292 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $55,958. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 145}}, {"vin": "KM8HFCAB5TU422518", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 27747.0, "msrp": 30615.0, "sale_price": 29497.0, "currency": "USD", "mileage": 8, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28447", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/816d-110013116/KM8HFCAB5TU422518/65a0211d347a59907646accabdc8fdcc.jpg", "images": ["https://vehicle-images.carscommerce.inc/816d-110013116/KM8HFCAB5TU422518/65a0211d347a59907646accabdc8fdcc.jpg", "https://vehicle-images.carscommerce.inc/769b-110013116/KM8HFCAB5TU422518/e5bb48f1e3449a5ce3ed7493a726ad87.jpg", "https://vehicle-images.carscommerce.inc/eda9-110013116/KM8HFCAB5TU422518/d8f26414c8b36e899f24be9ce626ece8.jpg", "https://vehicle-images.carscommerce.inc/b24d-110013116/KM8HFCAB5TU422518/7a889c2be75900f470bba701757c91a4.jpg", "https://vehicle-images.carscommerce.inc/b698-110013116/KM8HFCAB5TU422518/6130e769faa74af0751e2852810aa8f8.jpg", "https://vehicle-images.carscommerce.inc/3c6d-110013116/KM8HFCAB5TU422518/1bee3df09c528dd1b61ce0da54b16f6d.png", "https://vehicle-images.carscommerce.inc/294d-110013116/KM8HFCAB5TU422518/8017fd4c86d0fcca0e27bc7d6ac1542f.jpg", "https://vehicle-images.carscommerce.inc/91b9-110013116/KM8HFCAB5TU422518/003b3b4b98b2b57b8a24c9050fc9c952.jpg", "https://vehicle-images.carscommerce.inc/8a5f-110013116/KM8HFCAB5TU422518/5387d21ee90ffd42e2541346472ff23b.png", "https://vehicle-images.carscommerce.inc/4093-110013116/KM8HFCAB5TU422518/877613177ac0cb65406c45c862bb0dfa.jpg", "https://vehicle-images.carscommerce.inc/6b02-110013116/KM8HFCAB5TU422518/e12b7b6671264b1c283a52c192ad7746.jpg", "https://vehicle-images.carscommerce.inc/918a-110013116/KM8HFCAB5TU422518/1b2a6e242b9b7f4162551d1b93d98467.png", "https://vehicle-images.carscommerce.inc/9f51-110013116/KM8HFCAB5TU422518/143e7baebe23621947e06212e53a24ed.jpg", "https://vehicle-images.carscommerce.inc/355a-110013116/KM8HFCAB5TU422518/b4e41a6eee3da0b6ca86518ce6b62350.jpg", "https://vehicle-images.carscommerce.inc/184d-110013116/KM8HFCAB5TU422518/8cfc2befabe0046e5490d0a0317aab70.png", "https://vehicle-images.carscommerce.inc/4095-110013116/KM8HFCAB5TU422518/af2c7628a7149de51801f2f60803e3c3.jpg", "https://vehicle-images.carscommerce.inc/eeb3-110013116/KM8HFCAB5TU422518/215097ec6c464843f6a65459a0c02914.jpg", "https://vehicle-images.carscommerce.inc/9639-110013116/KM8HFCAB5TU422518/605a1c3bc9526c39b477390062999fc4.png", "https://vehicle-images.carscommerce.inc/debf-110013116/KM8HFCAB5TU422518/0c4dddedc153b138ec15fb1174fd55f5.jpg", "https://vehicle-images.carscommerce.inc/8e19-110013116/KM8HFCAB5TU422518/4bf0dfc89fe24450ccb2c66f067a9f02.jpg", "https://vehicle-images.carscommerce.inc/8d92-110013116/KM8HFCAB5TU422518/65c173fefd62f726619e6fe0c3fd4cf4.jpg", "https://vehicle-images.carscommerce.inc/ed0e-110013116/KM8HFCAB5TU422518/1e1cd0516eb1cbd881e2514b3bfe6dc4.jpg", "https://vehicle-images.carscommerce.inc/e3b5-110013116/KM8HFCAB5TU422518/f70216c4ee6069795d38ce7d4909fcf1.png", "https://vehicle-images.carscommerce.inc/88da-110013116/KM8HFCAB5TU422518/25e5b834f6ac09ea4d614208b13cfc00.jpg", "https://vehicle-images.carscommerce.inc/1688-110013116/KM8HFCAB5TU422518/cf9dfa07fd7c590e9bc69fb1aac78c58.jpg", "https://vehicle-images.carscommerce.inc/7314-110013116/KM8HFCAB5TU422518/ae777536376a0a903453c49005bdc3d0.jpg", "https://vehicle-images.carscommerce.inc/a088-110013116/KM8HFCAB5TU422518/772e52bf0dec251562101f60e9fb17ad.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30615.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB5TU422518.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab5tu422518/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab5tu422518/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB5TU422518.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB5TU422518.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB5TU422518.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab5tu422518/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,868. This offer applies to Stock #28447, VIN KM8HFCAB5TU422518. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,615. Advertised price: $27,747. Savings: $2,868, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,615"}, {"label": "Advertised price", "value": "$27,747"}, {"label": "Savings", "value": "$2,868, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,868", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27747.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB5TU422518_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 536, "unit": "per_month", "display": "$536/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27747.0, "price_incl_doc": 27747.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 536.18, "amount_financed": 29481.19, "sales_tax": 1734.19, "total_of_payments": 32170.94, "finance_charge": 2689.75, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28447, VIN KM8HFCAB5TU422518. $536 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,747, before any dealer documentation fee. Amount financed $29,481, including $1,734 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,171. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB5TU422518_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 438, "unit": "per_month", "display": "$438/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27747.0, "price_incl_doc": 27747.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 437.64, "amount_financed": 29481.19, "sales_tax": 1734.19, "total_of_payments": 36761.45, "finance_charge": 7280.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28447, VIN KM8HFCAB5TU422518. $438 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,747, before any dealer documentation fee. Amount financed $29,481, including $1,734 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $36,761. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 27, "elapsed_ms": 172}}, {"vin": "1GNEVJRS1SJ261093", "title": "2025 Chevrolet Traverse Z71", "year": 2025, "make": "Chevrolet", "model": "Traverse", "trim": "Z71", "decoded_trim": "Z71", "condition": "used", "price": 46890.0, "msrp": 0.0, "sale_price": 46890.0, "currency": "USD", "mileage": 18969, "exterior_color": "Gray", "interior_color": "Jet Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L DOHC", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD261013A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Chevrolet", "model": "Traverse", "year": 2025, "trim": "Z71", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/1GNEVJRS1SJ261093.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-chevrolet-traverse-z71-awd-4d-sport-utility-1gnevjrs1sj261093/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-chevrolet-traverse-z71-awd-4d-sport-utility-1gnevjrs1sj261093/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1GNEVJRS1SJ261093.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1GNEVJRS1SJ261093.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1GNEVJRS1SJ261093.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-chevrolet-traverse-z71-awd-4d-sport-utility-1gnevjrs1sj261093/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD261013A, VIN 1GNEVJRS1SJ261093. Advertised price: $46,890. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,890"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Bluetooth", "Heated Seats", "Keyless Entry", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46890.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GNEVJRS1SJ261093_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1170, "unit": "per_month", "display": "$1,170/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46890.0, "price_incl_doc": 46890.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1169.81, "amount_financed": 49820.63, "sales_tax": 2930.63, "total_of_payments": 56150.91, "finance_charge": 6330.28, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261013A, VIN 1GNEVJRS1SJ261093. $1,170 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $46,890, before any dealer documentation fee. Amount financed $49,821, including $2,931 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $56,151. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNEVJRS1SJ261093_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 975, "unit": "per_month", "display": "$975/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46890.0, "price_incl_doc": 46890.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 974.56, "amount_financed": 49820.63, "sales_tax": 2930.63, "total_of_payments": 58473.87, "finance_charge": 8653.24, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261013A, VIN 1GNEVJRS1SJ261093. $975 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $46,890, before any dealer documentation fee. Amount financed $49,821, including $2,931 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $58,474. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNEVJRS1SJ261093_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 849, "unit": "per_month", "display": "$849/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46890.0, "price_incl_doc": 46890.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 849.15, "amount_financed": 49820.63, "sales_tax": 2930.63, "total_of_payments": 61139.02, "finance_charge": 11318.39, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261013A, VIN 1GNEVJRS1SJ261093. $849 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,890, before any dealer documentation fee. Amount financed $49,821, including $2,931 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $61,139. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 157}}, {"vin": "JM3KFBDM5M0491663", "title": "2021 Mazda CX-5 Touring", "year": 2021, "make": "Mazda", "model": "CX-5", "trim": "Touring", "decoded_trim": "Grand Touring", "condition": "used", "price": 24390.0, "msrp": 0.0, "sale_price": 24390.0, "currency": "USD", "mileage": 53020, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae-G 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MD262551A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:41Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBDM5M0491663_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 608, "unit": "per_month", "display": "$608/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24390.0, "price_incl_doc": 24390.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.48, "amount_financed": 25914.38, "sales_tax": 1524.38, "total_of_payments": 29207.1, "finance_charge": 3292.72, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262551A, VIN JM3KFBDM5M0491663. $608 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,390, before any dealer documentation fee. Amount financed $25,914, including $1,524 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,207. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM5M0491663_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24390.0, "price_incl_doc": 24390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 506.92, "amount_financed": 25914.38, "sales_tax": 1524.38, "total_of_payments": 30415.39, "finance_charge": 4501.01, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262551A, VIN JM3KFBDM5M0491663. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,390, before any dealer documentation fee. Amount financed $25,914, including $1,524 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,415. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM5M0491663_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24390.0, "price_incl_doc": 24390.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 441.69, "amount_financed": 25914.38, "sales_tax": 1524.38, "total_of_payments": 31801.68, "finance_charge": 5887.3, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262551A, VIN JM3KFBDM5M0491663. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,390, before any dealer documentation fee. Amount financed $25,914, including $1,524 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,802. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51788.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7YAKRDDC6TY065346_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 764, "unit": "per_month", "display": "$764/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51788.0, "price_incl_doc": 51788.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 764.23, "amount_financed": 55024.75, "sales_tax": 3236.75, "total_of_payments": 55024.75, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #7YAKRDDC6TY065346, VIN 7YAKRDDC6TY065346. $764 per month for 72 months at 0% APR, $0 cash down. Advertised price $51,788, before any dealer documentation fee. Amount financed $55,025, including $3,237 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $55,025. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKRDDC6TY065346_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 735, "unit": "per_month", "display": "$735/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51788.0, "selling_price": 51788.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 734.75, "net_cap_cost": 52438.0, "residual_value": 32108.56, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 734.75, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 894.75}, "total_of_payments": 26460, "total_of_payments_unrounded": 26451.0}, "disclosure": "Estimated lease payment for stock #7YAKRDDC6TY065346, VIN 7YAKRDDC6TY065346. $735 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $895, made up of $735 first payment, $60 title, $100 registration. MSRP $51,788. Lease selling price $51,788. Net capitalized cost $52,438. Residual value $32,109, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $26,460. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKRDDC6TY065346_lease", "type": "lease", "label": "Lease", "headline": {"value": 641, "unit": "per_month", "display": "$641/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51788.0, "selling_price": 51788.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 641.46, "net_cap_cost": 49439.0, "residual_value": 32108.56, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 641.46, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3800.46}, "total_of_payments": 23076, "total_of_payments_unrounded": 23092.56}, "disclosure": "Estimated lease payment for stock #7YAKRDDC6TY065346, VIN 7YAKRDDC6TY065346. $641 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,800, made up of $641 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,788. Lease selling price $51,788. Net capitalized cost $49,439. Residual value $32,109, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $23,076. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 207}}, {"vin": "1C4PJLCSXEW191795", "title": "2014 Jeep Cherokee Latitude", "year": 2014, "make": "Jeep", "model": "Cherokee", "trim": "Latitude", "decoded_trim": "Latitude", "condition": "used", "price": 0.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 102856, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.2L V6", "engine_displacement_l": 3.2, "engine_cylinders": 6, "transmission": "9-Speed 948TE Automatic", "mpg_city": 19, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0906A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Jeep", "model": "Cherokee", "year": 2014, "trim": "Latitude", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.2L 6-Cylinder", "engine_displacement_l": 3.2, "cylinders": 6, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/1C4PJLCSXEW191795.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2014-jeep-cherokee-latitude-fwd-4d-sport-utility-1c4pjlcsxew191795/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2014-jeep-cherokee-latitude-fwd-4d-sport-utility-1c4pjlcsxew191795/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1C4PJLCSXEW191795.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1C4PJLCSXEW191795.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1C4PJLCSXEW191795.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2014-jeep-cherokee-latitude-fwd-4d-sport-utility-1c4pjlcsxew191795/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "advertised_price_not_positive", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0906A, VIN 1C4PJLCSXEW191795. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Fog Lights", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 0.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1C4PJLCSXEW191795_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 249, "unit": "per_month", "display": "$249/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9977.0, "price_incl_doc": 9977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 248.91, "amount_financed": 10600.56, "sales_tax": 623.56, "total_of_payments": 11947.48, "finance_charge": 1346.92, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0906A, VIN 1C4PJLCSXEW191795. $249 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $9,977, before any dealer documentation fee. Amount financed $10,601, including $624 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $11,947. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJLCSXEW191795_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 207, "unit": "per_month", "display": "$207/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9977.0, "price_incl_doc": 9977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 207.36, "amount_financed": 10600.56, "sales_tax": 623.56, "total_of_payments": 12441.75, "finance_charge": 1841.19, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0906A, VIN 1C4PJLCSXEW191795. $207 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $9,977, before any dealer documentation fee. Amount financed $10,601, including $624 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $12,442. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C4PJLCSXEW191795_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 181, "unit": "per_month", "display": "$181/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9977.0, "price_incl_doc": 9977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 180.68, "amount_financed": 10600.56, "sales_tax": 623.56, "total_of_payments": 13008.82, "finance_charge": 2408.26, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0906A, VIN 1C4PJLCSXEW191795. $181 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $9,977, before any dealer documentation fee. Amount financed $10,601, including $624 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $13,009. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 160}}, {"vin": "5NMP3DG13TH128605", "title": "2026 Hyundai SANTA FE HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 46717.0, "msrp": 50155.0, "sale_price": 46967.0, "currency": "USD", "mileage": 10, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, 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"Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 50155.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DG13TH128605.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg13th128605/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg13th128605/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG13TH128605.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG13TH128605.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG13TH128605.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg13th128605/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,438. This offer applies to Stock #NRHD260873, VIN 5NMP3DG13TH128605. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,155. Advertised price: $46,717. Savings: $3,438, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,155"}, {"label": "Advertised price", "value": "$46,717"}, {"label": "Savings", "value": "$3,438, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,438", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46717.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG13TH128605_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 827, "unit": "per_month", "display": "$827/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46717.0, "price_incl_doc": 46717.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 827.28, "amount_financed": 49636.81, "sales_tax": 2919.81, "total_of_payments": 49636.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260873, VIN 5NMP3DG13TH128605. $827 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,717, before any dealer documentation fee. Amount financed $49,637, including $2,920 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,637. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG13TH128605_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 737, "unit": "per_month", "display": "$737/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46717.0, "price_incl_doc": 46717.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 736.84, "amount_financed": 49636.81, "sales_tax": 2919.81, "total_of_payments": 61894.42, "finance_charge": 12257.61, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260873, VIN 5NMP3DG13TH128605. $737 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,717, before any dealer documentation fee. Amount financed $49,637, including $2,920 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,894. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1057, VIN 1V2JNPE8XPC052689. Advertised price: $30,563. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,563"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30563.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2JNPE8XPC052689_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 762, "unit": "per_month", "display": "$762/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30563.0, "price_incl_doc": 30563.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 762.48, "amount_financed": 32473.19, "sales_tax": 1910.19, "total_of_payments": 36599.28, "finance_charge": 4126.09, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1057, VIN 1V2JNPE8XPC052689. $762 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,563, before any dealer documentation fee. Amount financed $32,473, including $1,910 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,599. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2JNPE8XPC052689_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 635, "unit": "per_month", "display": "$635/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30563.0, "price_incl_doc": 30563.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 635.22, "amount_financed": 32473.19, "sales_tax": 1910.19, "total_of_payments": 38113.39, "finance_charge": 5640.2, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1057, VIN 1V2JNPE8XPC052689. $635 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,563, before any dealer documentation fee. Amount financed $32,473, including $1,910 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,113. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2JNPE8XPC052689_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 553, "unit": "per_month", "display": "$553/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30563.0, "price_incl_doc": 30563.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 553.48, "amount_financed": 32473.19, "sales_tax": 1910.19, "total_of_payments": 39850.54, "finance_charge": 7377.35, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1057, VIN 1V2JNPE8XPC052689. $553 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,563, before any dealer documentation fee. Amount financed $32,473, including $1,910 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,851. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 145}}, {"vin": "KL79MPSL5PB200492", "title": "2023 Chevrolet TrailBlazer LT", "year": 2023, "make": "Chevrolet", "model": "TrailBlazer", "trim": "LT", "decoded_trim": "LT", "condition": "used", "price": 0.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 14014, "exterior_color": "Gray", "interior_color": "Jet Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "1.3L Ecotec Turbo DOHC SIDI w/VVT", "engine_displacement_l": 1.3, "engine_cylinders": 3, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "HD260607A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Chevrolet", "model": "Trailblazer", "year": 2023, "trim": "LT", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.3L 3-Cylinder In-Line", "engine_displacement_l": 1.3, "cylinders": 3, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KL79MPSL5PB200492.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-chevrolet-trailblazer-lt-fwd-4d-sport-utility-kl79mpsl5pb200492/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-chevrolet-trailblazer-lt-fwd-4d-sport-utility-kl79mpsl5pb200492/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KL79MPSL5PB200492.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KL79MPSL5PB200492.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KL79MPSL5PB200492.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-chevrolet-trailblazer-lt-fwd-4d-sport-utility-kl79mpsl5pb200492/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "advertised_price_not_positive", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260607A, VIN KL79MPSL5PB200492. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 0.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KL79MPSL5PB200492_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 559, "unit": "per_month", "display": "$559/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22398.0, "price_incl_doc": 22398.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 558.78, "amount_financed": 23797.88, "sales_tax": 1399.88, "total_of_payments": 26821.67, "finance_charge": 3023.79, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260607A, VIN KL79MPSL5PB200492. $559 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,398, before any dealer documentation fee. Amount financed $23,798, including $1,400 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,822. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KL79MPSL5PB200492_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 466, "unit": "per_month", "display": "$466/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22398.0, "price_incl_doc": 22398.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 465.52, "amount_financed": 23797.88, "sales_tax": 1399.88, "total_of_payments": 27931.28, "finance_charge": 4133.4, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260607A, VIN KL79MPSL5PB200492. $466 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,398, before any dealer documentation fee. Amount financed $23,798, including $1,400 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,931. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KL79MPSL5PB200492_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 406, "unit": "per_month", "display": "$406/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22398.0, "price_incl_doc": 22398.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 405.62, "amount_financed": 23797.88, "sales_tax": 1399.88, "total_of_payments": 29204.35, "finance_charge": 5406.47, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260607A, VIN KL79MPSL5PB200492. $406 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,398, before any dealer documentation fee. Amount financed $23,798, including $1,400 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,204. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 142}}, {"vin": "5NMP4DGL3TH181108", "title": "2026 Hyundai SANTA FE Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 44072.0, "msrp": 49840.0, "sale_price": 45572.0, "currency": "USD", "mileage": 15, "exterior_color": "Gray", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L 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"Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 49840.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP4DGL3TH181108.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl3th181108/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl3th181108/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL3TH181108.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL3TH181108.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL3TH181108.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl3th181108/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,768. This offer applies to Stock #28781, VIN 5NMP4DGL3TH181108. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,840. Advertised price: $44,072. Savings: $5,768, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,840"}, {"label": "Advertised price", "value": "$44,072"}, {"label": "Savings", "value": "$5,768, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,768", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44072.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL3TH181108_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 780, "unit": "per_month", "display": "$780/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44072.0, "price_incl_doc": 44072.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 780.44, "amount_financed": 46826.5, "sales_tax": 2754.5, "total_of_payments": 46826.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28781, VIN 5NMP4DGL3TH181108. $780 per month for 60 months at 0% APR, $0 cash down. Advertised price $44,072, before any dealer documentation fee. Amount financed $46,826, including $2,754 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $46,826. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH181108_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 695, "unit": "per_month", "display": "$695/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44072.0, "price_incl_doc": 44072.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 695.12, "amount_financed": 46826.5, "sales_tax": 2754.5, "total_of_payments": 58390.12, "finance_charge": 11563.62, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28781, VIN 5NMP4DGL3TH181108. $695 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $44,072, before any dealer documentation fee. Amount financed $46,826, including $2,754 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $58,390. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH181108_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 528, "unit": "per_month", "display": "$528/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49840.0, "selling_price": 44072.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 528.44, "net_cap_cost": 44722.0, "residual_value": 30900.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 528.44, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 688.44}, "total_of_payments": 19008, "total_of_payments_unrounded": 19023.84}, "disclosure": "Estimated lease payment for stock #28781, VIN 5NMP4DGL3TH181108. $528 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $688, made up of $528 first payment, $60 title, $100 registration. MSRP $49,840. Lease selling price $44,072. Net capitalized cost $44,722. Residual value $30,901, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $19,008. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH181108_lease", "type": "lease", "label": "Lease", "headline": {"value": 435, "unit": "per_month", "display": "$435/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49840.0, "selling_price": 44072.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 435.15, "net_cap_cost": 41723.0, "residual_value": 30900.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 435.15, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3594.15}, "total_of_payments": 15660, "total_of_payments_unrounded": 15665.4}, "disclosure": "Estimated lease payment for stock #28781, VIN 5NMP4DGL3TH181108. $435 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,594, made up of $435 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $49,840. Lease selling price $44,072. Net capitalized cost $41,723. Residual value $30,901, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,660. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 175}}, {"vin": "5NMP2DG19TH134931", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 39745.0, "msrp": 43040.0, "sale_price": 39995.0, "currency": "USD", "mileage": 11, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260991", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/f752-110013116/5NMP2DG19TH134931/ad6f4174f0e673c66d70485c055a9c2e.jpg", "images": ["https://vehicle-images.carscommerce.inc/f752-110013116/5NMP2DG19TH134931/ad6f4174f0e673c66d70485c055a9c2e.jpg", "https://vehicle-images.carscommerce.inc/7c36-110013116/5NMP2DG19TH134931/258d3d62623c3203b3ddfde6da3e7809.jpg", "https://vehicle-images.carscommerce.inc/9b73-110013116/5NMP2DG19TH134931/7d5b8537a5d1bb840d114dcef8973c0f.jpg", "https://vehicle-images.carscommerce.inc/1e98-110013116/5NMP2DG19TH134931/a6686a0c75cf49e8240dcb6db57bc0c4.jpg", "https://vehicle-images.carscommerce.inc/df16-110013116/5NMP2DG19TH134931/2b90a208aab07cbfe6401aca0d7593dd.jpg", "https://vehicle-images.carscommerce.inc/b932-110013116/5NMP2DG19TH134931/a8637bd63ae717e9d3875c80037ac42b.png", "https://vehicle-images.carscommerce.inc/660c-110013116/5NMP2DG19TH134931/ccc6472a41ced6c8997cda1bfd11a282.jpg", "https://vehicle-images.carscommerce.inc/30f1-110013116/5NMP2DG19TH134931/509698e1589fec16709b5a8e1f9b23c6.jpg", "https://vehicle-images.carscommerce.inc/d384-110013116/5NMP2DG19TH134931/718e055cccb9c368798576f84950cadb.png", "https://vehicle-images.carscommerce.inc/c1bf-110013116/5NMP2DG19TH134931/ba8c87936f6239130e7fcfee67edff3e.jpg", "https://vehicle-images.carscommerce.inc/2c42-110013116/5NMP2DG19TH134931/173449857611a0843afe94b2489ceef3.jpg", "https://vehicle-images.carscommerce.inc/5496-110013116/5NMP2DG19TH134931/b2cf53cff39611b7d4ec1e523a228033.png", "https://vehicle-images.carscommerce.inc/7112-110013116/5NMP2DG19TH134931/12b5cd5c106636c56759c05419f98da2.jpg", "https://vehicle-images.carscommerce.inc/e96d-110013116/5NMP2DG19TH134931/55863ff6d4d5ce41154b952ebe2d4a00.jpg", "https://vehicle-images.carscommerce.inc/2c49-110013116/5NMP2DG19TH134931/663f4b9b36de3198ff76ba3fd9f4fc40.png", "https://vehicle-images.carscommerce.inc/12e4-110013116/5NMP2DG19TH134931/03fbdfa59360ee76e5581fc88d768df1.jpg", "https://vehicle-images.carscommerce.inc/44f3-110013116/5NMP2DG19TH134931/fd4fb0fbff5d70bff397e7840e599f00.jpg", "https://vehicle-images.carscommerce.inc/d0d7-110013116/5NMP2DG19TH134931/fbd9519617097f6eef1ed44181ca9c09.png", "https://vehicle-images.carscommerce.inc/958d-110013116/5NMP2DG19TH134931/ac65053d70e3089887d3b7ca3d1f37bd.jpg", "https://vehicle-images.carscommerce.inc/a57e-110013116/5NMP2DG19TH134931/2c9dc0c6e16d54353825a4f722ca6444.jpg", "https://vehicle-images.carscommerce.inc/b015-110013116/5NMP2DG19TH134931/cdce7a175122c5372f977c15c2351650.png", "https://vehicle-images.carscommerce.inc/ef50-110013116/5NMP2DG19TH134931/2f1fd511b55d2087a3b54f30d2787ac8.jpg", "https://vehicle-images.carscommerce.inc/af39-110013116/5NMP2DG19TH134931/5085cfb6a8ee2e6311bc92f0b4891b9f.jpg", "https://vehicle-images.carscommerce.inc/ee9e-110013116/5NMP2DG19TH134931/8fb83ff2d1bd62b4105a4c5e1a6483b6.png", "https://vehicle-images.carscommerce.inc/4fc4-110013116/5NMP2DG19TH134931/a2b858df71561b1c31f08ef36a8c43f8.jpg", "https://vehicle-images.carscommerce.inc/9d7d-110013116/5NMP2DG19TH134931/8a26908423cf574a8cccb8eaebad87ac.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 43040.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG19TH134931.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg19th134931/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg19th134931/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG19TH134931.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG19TH134931.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG19TH134931.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg19th134931/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,295. This offer applies to Stock #HD260991, VIN 5NMP2DG19TH134931. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,040. Advertised price: $39,745. Savings: $3,295, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,040"}, {"label": "Advertised price", "value": "$39,745"}, {"label": "Savings", "value": "$3,295, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,295", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39745.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG19TH134931_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 704, "unit": "per_month", "display": "$704/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39745.0, "price_incl_doc": 39745.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 703.82, "amount_financed": 42229.06, "sales_tax": 2484.06, "total_of_payments": 42229.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260991, VIN 5NMP2DG19TH134931. $704 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,745, before any dealer documentation fee. Amount financed $42,229, including $2,484 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,229. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG19TH134931_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 627, "unit": "per_month", "display": "$627/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39745.0, "price_incl_doc": 39745.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 626.87, "amount_financed": 42229.06, "sales_tax": 2484.06, "total_of_payments": 52657.36, "finance_charge": 10428.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260991, VIN 5NMP2DG19TH134931. $627 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,745, before any dealer documentation fee. Amount financed $42,229, including $2,484 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,657. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 129}}, {"vin": "5NMP4DGL7TH217575", "title": "2026 Hyundai SANTA FE Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 44950.0, "msrp": 48955.0, "sale_price": 45200.0, "currency": "USD", "mileage": 10, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "NRHD260836", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 23, "primary_image": "https://vehicle-images.carscommerce.inc/883b-110013116/5NMP4DGL7TH217575/046a3fbcb81dc20b369f14f330762164.jpg", "images": ["https://vehicle-images.carscommerce.inc/883b-110013116/5NMP4DGL7TH217575/046a3fbcb81dc20b369f14f330762164.jpg", "https://vehicle-images.carscommerce.inc/ef2e-110013116/5NMP4DGL7TH217575/973d79f8a75694b43cb8c08ad762829e.jpg", "https://vehicle-images.carscommerce.inc/60d6-110013116/5NMP4DGL7TH217575/b318b5ee71df39ffe08262aa24117b4a.jpg", "https://vehicle-images.carscommerce.inc/c1fd-110013116/5NMP4DGL7TH217575/b0a1ba6afd5936d3486d06b416a5a6b4.jpg", "https://vehicle-images.carscommerce.inc/42d0-110013116/5NMP4DGL7TH217575/86ba18a51153b3aceb2c25d8c3792ae6.jpg", "https://vehicle-images.carscommerce.inc/45ab-110013116/5NMP4DGL7TH217575/1ad493d413c1fb9061339fbc94522a39.png", "https://vehicle-images.carscommerce.inc/d975-110013116/5NMP4DGL7TH217575/2ecd026a126bea668d4250f040a22656.jpg", "https://vehicle-images.carscommerce.inc/4e65-110013116/5NMP4DGL7TH217575/4002075c536a22fa277a20337a37f058.jpg", "https://vehicle-images.carscommerce.inc/4d22-110013116/5NMP4DGL7TH217575/217c0947f2fc82d2c36640c6f6708a63.jpg", "https://vehicle-images.carscommerce.inc/a424-110013116/5NMP4DGL7TH217575/f688d5a8f8ada8ca55ead066967bea85.png", "https://vehicle-images.carscommerce.inc/1329-110013116/5NMP4DGL7TH217575/06cee6acf73874a017dcf3d0f3b77e02.jpg", "https://vehicle-images.carscommerce.inc/3ea2-110013116/5NMP4DGL7TH217575/bcc1d04a8dcffbd01770d6a28a66290e.jpg", "https://vehicle-images.carscommerce.inc/f3f2-110013116/5NMP4DGL7TH217575/d72a822fc57379b04e4ded90ff5608de.png", "https://vehicle-images.carscommerce.inc/9091-110013116/5NMP4DGL7TH217575/922c0164293538698ff220b286efd70e.jpg", "https://vehicle-images.carscommerce.inc/ca2c-110013116/5NMP4DGL7TH217575/d8631c73636354cd57359ffde0c726df.jpg", "https://vehicle-images.carscommerce.inc/b868-110013116/5NMP4DGL7TH217575/21e346f6a9ea48103132dd8bee60ca01.png", "https://vehicle-images.carscommerce.inc/6676-110013116/5NMP4DGL7TH217575/dc0dfc5439efd99a59a5efad0a98e23c.jpg", "https://vehicle-images.carscommerce.inc/8029-110013116/5NMP4DGL7TH217575/c89e6eea4be54bb51adbb8824ce3292f.jpg", "https://vehicle-images.carscommerce.inc/6847-110013116/5NMP4DGL7TH217575/adb79594135adb2252d7047ad91cc27a.png", "https://vehicle-images.carscommerce.inc/3f94-110013116/5NMP4DGL7TH217575/51a0ef71b3ce9682570a01dbd040cc8a.jpg", "https://vehicle-images.carscommerce.inc/e24b-110013116/5NMP4DGL7TH217575/d23f9b68e52bd360cd01ff15982dba8f.jpg", "https://vehicle-images.carscommerce.inc/946b-110013116/5NMP4DGL7TH217575/e6d0fe01f24a81979c194941b621a557.png", "https://vehicle-images.carscommerce.inc/3676-110013116/5NMP4DGL7TH217575/8aab540c238364921ddbce8237e8ec9f.png"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48955.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP4DGL7TH217575.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl7th217575/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl7th217575/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL7TH217575.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL7TH217575.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL7TH217575.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl7th217575/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,005. This offer applies to Stock #NRHD260836, VIN 5NMP4DGL7TH217575. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,955. Advertised price: $44,950. Savings: $4,005, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,955"}, {"label": "Advertised price", "value": "$44,950"}, {"label": "Savings", "value": "$4,005, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,005", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44950.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL7TH217575_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 796, "unit": "per_month", "display": "$796/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44950.0, "price_incl_doc": 44950.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 795.99, "amount_financed": 47759.38, "sales_tax": 2809.38, "total_of_payments": 47759.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260836, VIN 5NMP4DGL7TH217575. $796 per month for 60 months at 0% APR, $0 cash down. Advertised price $44,950, before any dealer documentation fee. Amount financed $47,759, including $2,809 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $47,759. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL7TH217575_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 709, "unit": "per_month", "display": "$709/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44950.0, "price_incl_doc": 44950.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.97, "amount_financed": 47759.38, "sales_tax": 2809.38, "total_of_payments": 59553.37, "finance_charge": 11793.99, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260836, VIN 5NMP4DGL7TH217575. $709 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $44,950, before any dealer documentation fee. Amount financed $47,759, including $2,809 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $59,553. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL7TH217575_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 571, "unit": "per_month", "display": "$571/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48955.0, "selling_price": 44950.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 571.07, "net_cap_cost": 45600.0, "residual_value": 30352.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 571.07, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 731.07}, "total_of_payments": 20556, "total_of_payments_unrounded": 20558.52}, "disclosure": "Estimated lease payment for stock #NRHD260836, VIN 5NMP4DGL7TH217575. $571 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $731, made up of $571 first payment, $60 title, $100 registration. MSRP $48,955. Lease selling price $44,950. Net capitalized cost $45,600. Residual value $30,352, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,556. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL7TH217575_lease", "type": "lease", "label": "Lease", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48955.0, "selling_price": 44950.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 477.78, "net_cap_cost": 42601.0, "residual_value": 30352.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 477.78, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3636.78}, "total_of_payments": 17208, "total_of_payments_unrounded": 17200.08}, "disclosure": "Estimated lease payment for stock #NRHD260836, VIN 5NMP4DGL7TH217575. $478 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,637, made up of $478 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $48,955. Lease selling price $44,950. Net capitalized cost $42,601. Residual value $30,352, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,208. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 183}}, {"vin": "KMHLW4DK9TU044277", "title": "2026 Hyundai ELANTRA N N", "year": 2026, "make": "Hyundai", "model": "ELANTRA N", "trim": "N", "decoded_trim": "Elantra N", "condition": "new", "price": 37695.0, "msrp": 38095.0, "sale_price": 38508.0, "currency": "USD", "mileage": null, "exterior_color": "ABYSS BLACK", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "8-Speed Auto-Shift Manual w/OD", "mpg_city": 20, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "KMHLW4DK9TU044277", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/3362-110013116/KMHLW4DK9TU044277/1bb21334596cd69942aba00e36742224.jpg", "images": ["https://vehicle-images.carscommerce.inc/3362-110013116/KMHLW4DK9TU044277/1bb21334596cd69942aba00e36742224.jpg", "https://vehicle-images.carscommerce.inc/81ca-110013116/KMHLW4DK9TU044277/95fb197ec4d138514102843f8cfde21a.jpg", "https://vehicle-images.carscommerce.inc/8c09-110013116/KMHLW4DK9TU044277/9ed2c2b467e5356b3f6627cd140e5ece.jpg", "https://vehicle-images.carscommerce.inc/3272-110013116/KMHLW4DK9TU044277/c41e3f1d61de9e628cfe9543c1bf5e59.jpg", "https://vehicle-images.carscommerce.inc/2d44-110013116/KMHLW4DK9TU044277/8beb4c67afc0d2429909286201aabe6f.png", "https://vehicle-images.carscommerce.inc/d1ff-110013116/KMHLW4DK9TU044277/130e2646b919c81b6c0c531a1b29e130.jpg", "https://vehicle-images.carscommerce.inc/f0b2-110013116/KMHLW4DK9TU044277/74586333cff55ca1036f97f8900c73f1.jpg", "https://vehicle-images.carscommerce.inc/ecff-110013116/KMHLW4DK9TU044277/317b01a081ade1412759995ad0c3ddbe.png", "https://vehicle-images.carscommerce.inc/4924-110013116/KMHLW4DK9TU044277/12f99ad3d0f3ebab3b02384b46c4b0a0.jpg", "https://vehicle-images.carscommerce.inc/b0a3-110013116/KMHLW4DK9TU044277/10c437e01ffbb1954dec8c3ee0c500a0.jpg", "https://vehicle-images.carscommerce.inc/de0e-110013116/KMHLW4DK9TU044277/c52af5518af38cbd6aa2fdfac1f2769e.png", "https://vehicle-images.carscommerce.inc/c4c3-110013116/KMHLW4DK9TU044277/0222b26c7b49be2741d7cf267d6c755c.jpg", "https://vehicle-images.carscommerce.inc/7b66-110013116/KMHLW4DK9TU044277/45c9b9ef57be926764e1cfe6680c8a9d.jpg", "https://vehicle-images.carscommerce.inc/2700-110013116/KMHLW4DK9TU044277/e543e45bd5bb4660ce49d55aa0521132.png", "https://vehicle-images.carscommerce.inc/26fb-110013116/KMHLW4DK9TU044277/a2eda662fc5f43ecb9ffaa7b65ea7088.jpg", "https://vehicle-images.carscommerce.inc/63e6-110013116/KMHLW4DK9TU044277/f8fb05013bf88c5586ba7b28b636a7e9.jpg", "https://vehicle-images.carscommerce.inc/c27f-110013116/KMHLW4DK9TU044277/afd2b87354eaf5edc72ff639de0835ec.png", "https://vehicle-images.carscommerce.inc/345c-110013116/KMHLW4DK9TU044277/76287696b222211496932a8d56cf6e3d.jpg", "https://vehicle-images.carscommerce.inc/b642-110013116/KMHLW4DK9TU044277/0288054df5a8dddb7014e8a859f32bc6.jpg", "https://vehicle-images.carscommerce.inc/6db3-110013116/KMHLW4DK9TU044277/ff306bd2cf7fb04de9e891314219452b.png", "https://vehicle-images.carscommerce.inc/e588-110013116/KMHLW4DK9TU044277/f461df9615a44856cc142edceff43fb3.jpg", "https://vehicle-images.carscommerce.inc/ebe9-110013116/KMHLW4DK9TU044277/faf3970ed4b57752a57d49f669aaab1e.jpg", "https://vehicle-images.carscommerce.inc/eefb-110013116/KMHLW4DK9TU044277/c3cc50e58df172531fc1c6f3377d9e9c.png", "https://vehicle-images.carscommerce.inc/786d-110013116/KMHLW4DK9TU044277/4516bb7cc75e46aa6230d7169365c5f8.jpg", "https://vehicle-images.carscommerce.inc/24cc-110013116/KMHLW4DK9TU044277/28b739c5dcf6f9d7e49455168b2d7f4b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra N", "year": 2026, "trim": "Elantra N", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 38095.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLW4DK9TU044277.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk9tu044277/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk9tu044277/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLW4DK9TU044277.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK9TU044277.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK9TU044277.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk9tu044277/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $400. This offer applies to Stock #KMHLW4DK9TU044277, VIN KMHLW4DK9TU044277. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $38,095. Advertised price: $37,695. Savings: $400, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$38,095"}, {"label": "Advertised price", "value": "$37,695"}, {"label": "Savings", "value": "$400, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $400", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Premium Audio", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37695.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLW4DK9TU044277_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 765, "unit": "per_month", "display": "$765/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37695.0, "price_incl_doc": 37695.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra N \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 764.83, "amount_financed": 40050.94, "sales_tax": 2355.94, "total_of_payments": 45890.08, "finance_charge": 5839.14, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLW4DK9TU044277, VIN KMHLW4DK9TU044277. $765 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $37,695, before any dealer documentation fee. Amount financed $40,051, including $2,356 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $45,890. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLW4DK9TU044277_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 595, "unit": "per_month", "display": "$595/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37695.0, "price_incl_doc": 37695.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 594.54, "amount_financed": 40050.94, "sales_tax": 2355.94, "total_of_payments": 49941.36, "finance_charge": 9890.42, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLW4DK9TU044277, VIN KMHLW4DK9TU044277. $595 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $37,695, before any dealer documentation fee. Amount financed $40,051, including $2,356 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $49,941. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 145}}, {"vin": "5NMP5DGL4TH224500", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 46922.0, "msrp": 52035.0, "sale_price": 48172.0, "currency": "USD", "mileage": 2, "exterior_color": "Black", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260980", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/2006-110013116/5NMP5DGL4TH224500/186e515ab32cfdfe82678475d014cbff.jpg", "images": ["https://vehicle-images.carscommerce.inc/2006-110013116/5NMP5DGL4TH224500/186e515ab32cfdfe82678475d014cbff.jpg", "https://vehicle-images.carscommerce.inc/1e1f-110013116/5NMP5DGL4TH224500/21d060b7f99a5ec2829d9132144de1bf.jpg", "https://vehicle-images.carscommerce.inc/9a82-110013116/5NMP5DGL4TH224500/0d35cda48e6fcdb6d3d6f4f23ae71bd0.jpg", "https://vehicle-images.carscommerce.inc/c4b9-110013116/5NMP5DGL4TH224500/0689a4403b3b833d8069c3365e7cf893.jpg", "https://vehicle-images.carscommerce.inc/adb6-110013116/5NMP5DGL4TH224500/6a796fc8a8c9d32f9ab2a09921909e72.png", "https://vehicle-images.carscommerce.inc/ccab-110013116/5NMP5DGL4TH224500/71155e05ea2042b44facf9977f57746f.jpg", "https://vehicle-images.carscommerce.inc/7a9e-110013116/5NMP5DGL4TH224500/785fcc166b660ccaf3ddbbdd744b12cf.jpg", "https://vehicle-images.carscommerce.inc/514a-110013116/5NMP5DGL4TH224500/81d4dd62f531d5bea18f9897bea2059d.png", "https://vehicle-images.carscommerce.inc/d10f-110013116/5NMP5DGL4TH224500/3700d0a65998ac36e4ca1207b15e8e7e.jpg", "https://vehicle-images.carscommerce.inc/9157-110013116/5NMP5DGL4TH224500/6abdd9a4dca1d1d67a7b5c125d3b084a.jpg", "https://vehicle-images.carscommerce.inc/f28a-110013116/5NMP5DGL4TH224500/f6f6060ccdb1b5dcc7c6101675ac4073.png", "https://vehicle-images.carscommerce.inc/7af0-110013116/5NMP5DGL4TH224500/b3a449b5e31b4fe883d52ab334f5e4b8.jpg", "https://vehicle-images.carscommerce.inc/7382-110013116/5NMP5DGL4TH224500/a2566934b50b980a7ba1632abde8412d.jpg", "https://vehicle-images.carscommerce.inc/9018-110013116/5NMP5DGL4TH224500/a8b7bec1c5e99c4e495a04a4a25e9c63.png", "https://vehicle-images.carscommerce.inc/1e44-110013116/5NMP5DGL4TH224500/643ddfcde37c74d354b06eeb403898ed.jpg", "https://vehicle-images.carscommerce.inc/cf58-110013116/5NMP5DGL4TH224500/e0f47e610126a90cfe5c83e6efde5aa8.jpg", "https://vehicle-images.carscommerce.inc/2ed1-110013116/5NMP5DGL4TH224500/9f64934ef8b8c3b4b173b9baaed86d29.png", "https://vehicle-images.carscommerce.inc/1c52-110013116/5NMP5DGL4TH224500/c061c9e65abcfea5c19a7b52bf673e39.jpg", "https://vehicle-images.carscommerce.inc/44b5-110013116/5NMP5DGL4TH224500/009d0756764dc18d52851fb0b790792f.jpg", "https://vehicle-images.carscommerce.inc/4903-110013116/5NMP5DGL4TH224500/4004ebd8734c0f80c97f8f95276edac7.png", "https://vehicle-images.carscommerce.inc/cbfa-110013116/5NMP5DGL4TH224500/5b9aaba02821740ddfba63e4cf38b9be.jpg", "https://vehicle-images.carscommerce.inc/bf9e-110013116/5NMP5DGL4TH224500/2bdca53f7c3afa41f48c5826dd6d6802.jpg", "https://vehicle-images.carscommerce.inc/51c3-110013116/5NMP5DGL4TH224500/403e03d64fb70ef97a61e3bd72b2327e.png", "https://vehicle-images.carscommerce.inc/d625-110013116/5NMP5DGL4TH224500/d52672a35652b08e35f0dad8bcdc272c.jpg", "https://vehicle-images.carscommerce.inc/43e9-110013116/5NMP5DGL4TH224500/ef48dfc42638609142d120ba15c1d898.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52035.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL4TH224500.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl4th224500/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl4th224500/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL4TH224500.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL4TH224500.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL4TH224500.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl4th224500/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,113. This offer applies to Stock #HD260980, VIN 5NMP5DGL4TH224500. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,035. Advertised price: $46,922. Savings: $5,113, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,035"}, {"label": "Advertised price", "value": "$46,922"}, {"label": "Savings", "value": "$5,113, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,113", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46922.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL4TH224500_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 831, "unit": "per_month", "display": "$831/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46922.0, "price_incl_doc": 46922.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 830.91, "amount_financed": 49854.63, "sales_tax": 2932.63, "total_of_payments": 49854.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260980, VIN 5NMP5DGL4TH224500. $831 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,922, before any dealer documentation fee. Amount financed $49,855, including $2,933 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,855. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL4TH224500_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 740, "unit": "per_month", "display": "$740/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46922.0, "price_incl_doc": 46922.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 740.07, "amount_financed": 49854.63, "sales_tax": 2932.63, "total_of_payments": 62166.03, "finance_charge": 12311.4, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260980, VIN 5NMP5DGL4TH224500. $740 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,922, before any dealer documentation fee. Amount financed $49,855, including $2,933 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,166. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL4TH224500_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52035.0, "selling_price": 46922.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 579.1, "net_cap_cost": 47572.0, "residual_value": 32261.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 579.1, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 739.1}, "total_of_payments": 20844, "total_of_payments_unrounded": 20847.6}, "disclosure": "Estimated lease payment for stock #HD260980, VIN 5NMP5DGL4TH224500. $579 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $739, made up of $579 first payment, $60 title, $100 registration. MSRP $52,035. Lease selling price $46,922. Net capitalized cost $47,572. Residual value $32,262, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,844. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL4TH224500_lease", "type": "lease", "label": "Lease", "headline": {"value": 486, "unit": "per_month", "display": "$486/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52035.0, "selling_price": 46922.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 485.81, "net_cap_cost": 44573.0, "residual_value": 32261.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 485.81, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3644.81}, "total_of_payments": 17496, "total_of_payments_unrounded": 17489.16}, "disclosure": "Estimated lease payment for stock #HD260980, VIN 5NMP5DGL4TH224500. $486 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,645, made up of $486 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,035. Lease selling price $46,922. Net capitalized cost $44,573. Residual value $32,262, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,496. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 34, "elapsed_ms": 181}}, {"vin": "3VVGR7RM0TM027446", "title": "2026 Volkswagen Tiguan Black", "year": 2026, "make": "Volkswagen", "model": "Tiguan", "trim": "Black", "decoded_trim": "4Motion SE R-Line Black", "condition": "used", "price": 38203.0, "msrp": 0.0, "sale_price": 38203.0, "currency": "USD", "mileage": 8517, "exterior_color": "Blue", "interior_color": "Grigio & Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L TSI DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 22, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1009", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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R-Line Black", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-volkswagen-tiguan-2-0t-se-r-line-black-awd-4d-sport-utility-3vvgr7rm0tm027446/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-volkswagen-tiguan-2-0t-se-r-line-black-awd-4d-sport-utility-3vvgr7rm0tm027446/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VVGR7RM0TM027446.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VVGR7RM0TM027446.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VVGR7RM0TM027446.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-volkswagen-tiguan-2-0t-se-r-line-black-awd-4d-sport-utility-3vvgr7rm0tm027446/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1009, VIN 3VVGR7RM0TM027446. Advertised price: $38,203. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,203"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38203.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVGR7RM0TM027446_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 953, "unit": "per_month", "display": "$953/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38203.0, "price_incl_doc": 38203.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 953.09, "amount_financed": 40590.69, "sales_tax": 2387.69, "total_of_payments": 45748.2, "finance_charge": 5157.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1009, VIN 3VVGR7RM0TM027446. $953 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $38,203, before any dealer documentation fee. Amount financed $40,591, including $2,388 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $45,748. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVGR7RM0TM027446_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 794, "unit": "per_month", "display": "$794/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38203.0, "price_incl_doc": 38203.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 794.01, "amount_financed": 40590.69, "sales_tax": 2387.69, "total_of_payments": 47640.8, "finance_charge": 7050.11, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1009, VIN 3VVGR7RM0TM027446. $794 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $38,203, before any dealer documentation fee. Amount financed $40,591, including $2,388 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $47,641. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVGR7RM0TM027446_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 692, "unit": "per_month", "display": "$692/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38203.0, "price_incl_doc": 38203.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 691.84, "amount_financed": 40590.69, "sales_tax": 2387.69, "total_of_payments": 49812.2, "finance_charge": 9221.51, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1009, VIN 3VVGR7RM0TM027446. $692 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $38,203, before any dealer documentation fee. Amount financed $40,591, including $2,388 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $49,812. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-sel-awd-4d-sport-utility-km8jbdd11tu431965/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JBDD11TU431965.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JBDD11TU431965.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JBDD11TU431965.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-sel-awd-4d-sport-utility-km8jbdd11tu431965/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN KM8JBDD11TU431965. Advertised price: $34,568. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,568"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34568.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JBDD11TU431965_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 644, "unit": "per_month", "display": "$644/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34568.0, "price_incl_doc": 34568.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 643.61, "amount_financed": 36728.5, "sales_tax": 2160.5, "total_of_payments": 38616.46, "finance_charge": 1887.96, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KM8JBDD11TU431965. $644 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $34,568, before any dealer documentation fee. Amount financed $36,728, including $2,160 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $38,616. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 1, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 135}}, {"vin": "5NMP2DG12TH141283", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 38008.0, "msrp": 43005.0, "sale_price": 43418.0, "currency": "USD", "mileage": null, "exterior_color": "Shimmering Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP2DG12TH141283", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/802f-110013116/5NMP2DG12TH141283/cc7b41aa27f0d4ef2a359d7a5a8142f9.jpg", "images": ["https://vehicle-images.carscommerce.inc/802f-110013116/5NMP2DG12TH141283/cc7b41aa27f0d4ef2a359d7a5a8142f9.jpg", "https://vehicle-images.carscommerce.inc/2d00-110013116/5NMP2DG12TH141283/45d787ec08d124afc904d4e214d5ef3d.jpg", "https://vehicle-images.carscommerce.inc/4952-110013116/5NMP2DG12TH141283/c36ccb4625ab9f383d10c4becd2851d7.jpg", "https://vehicle-images.carscommerce.inc/df9c-110013116/5NMP2DG12TH141283/cf0cef8c36af5efe6f1b403ef2daf3ae.jpg", "https://vehicle-images.carscommerce.inc/e537-110013116/5NMP2DG12TH141283/f8925695b902c38a33fe941f19eeeb34.jpg", "https://vehicle-images.carscommerce.inc/a5ab-110013116/5NMP2DG12TH141283/d014b24b6c1eb4ebac7a29340ec2b4fe.png", "https://vehicle-images.carscommerce.inc/5c6d-110013116/5NMP2DG12TH141283/17ac5e1042d39618cf4a2e3885553695.jpg", "https://vehicle-images.carscommerce.inc/f7cb-110013116/5NMP2DG12TH141283/c3f3f5554dfa72238c4ef291d2b1450e.jpg", "https://vehicle-images.carscommerce.inc/ba18-110013116/5NMP2DG12TH141283/d031db7b77c1de3df797dece105e32b8.png", "https://vehicle-images.carscommerce.inc/89b0-110013116/5NMP2DG12TH141283/598387075a670cef7af8a1ad31c2ca0d.jpg", "https://vehicle-images.carscommerce.inc/622a-110013116/5NMP2DG12TH141283/39d9685222d8ad936e6ec2ace7d54924.jpg", "https://vehicle-images.carscommerce.inc/bfa6-110013116/5NMP2DG12TH141283/ec60e79873e7314f3ad0f5f2b87e3f0f.png", "https://vehicle-images.carscommerce.inc/c981-110013116/5NMP2DG12TH141283/3d872aa4b8bac27213c49691c0db241b.jpg", "https://vehicle-images.carscommerce.inc/2988-110013116/5NMP2DG12TH141283/63fa8b5ddcf7d6a1407d020f25970e60.jpg", "https://vehicle-images.carscommerce.inc/5400-110013116/5NMP2DG12TH141283/f16fc6256390e545b5350f073d99f9f5.png", "https://vehicle-images.carscommerce.inc/8877-110013116/5NMP2DG12TH141283/dc52211b43f57aa5ad99bdd17c953525.jpg", "https://vehicle-images.carscommerce.inc/8313-110013116/5NMP2DG12TH141283/31be19ed4f8d3f5b318be1a4198df2f9.jpg", "https://vehicle-images.carscommerce.inc/db78-110013116/5NMP2DG12TH141283/722cba92619f49538e57f623c630ddcd.png", "https://vehicle-images.carscommerce.inc/e154-110013116/5NMP2DG12TH141283/fd439e031df483f6a1cd7d3ee6ee43ee.jpg", "https://vehicle-images.carscommerce.inc/8f33-110013116/5NMP2DG12TH141283/854c8918fcb938ffc8b6fc91477bb75a.jpg", "https://vehicle-images.carscommerce.inc/e287-110013116/5NMP2DG12TH141283/8723139c12a23c79a7c53e61267cdf0a.jpg", "https://vehicle-images.carscommerce.inc/250c-110013116/5NMP2DG12TH141283/597bffe8d40fe5fe1f74f4de6a23abe0.jpg", "https://vehicle-images.carscommerce.inc/56f5-110013116/5NMP2DG12TH141283/df6f92a06070b8b7cf2f00ce9a56b3a0.png", "https://vehicle-images.carscommerce.inc/2194-110013116/5NMP2DG12TH141283/d1a90573574c99a66e4c50f38d9d9daa.jpg", "https://vehicle-images.carscommerce.inc/e4a3-110013116/5NMP2DG12TH141283/fe0600a83ae37755472999644206fce2.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 43005.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG12TH141283.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg12th141283/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg12th141283/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG12TH141283.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG12TH141283.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG12TH141283.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg12th141283/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,997. This offer applies to Stock #5NMP2DG12TH141283, VIN 5NMP2DG12TH141283. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,005. Advertised price: $38,008. Savings: $4,997, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,005"}, {"label": "Advertised price", "value": "$38,008"}, {"label": "Savings", "value": "$4,997, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,997", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38008.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG12TH141283_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38008.0, "price_incl_doc": 38008.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.06, "amount_financed": 40383.5, "sales_tax": 2375.5, "total_of_payments": 40383.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG12TH141283, VIN 5NMP2DG12TH141283. $673 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,008, before any dealer documentation fee. Amount financed $40,384, including $2,376 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $40,384. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG12TH141283_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 599, "unit": "per_month", "display": "$599/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38008.0, "price_incl_doc": 38008.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 599.48, "amount_financed": 40383.5, "sales_tax": 2375.5, "total_of_payments": 50356.05, "finance_charge": 9972.55, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG12TH141283, VIN 5NMP2DG12TH141283. $599 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,008, before any dealer documentation fee. Amount financed $40,384, including $2,376 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,356. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 136}}, {"vin": "1GC4YRE7XPF116592", "title": "2023 Chevrolet Silverado 2500HD Country", "year": 2023, "make": "Chevrolet", "model": "Silverado 2500HD", "trim": "Country", "decoded_trim": "High Country", "condition": "used", "price": 52391.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 91536, "exterior_color": "White", "interior_color": "Jet Black", "drivetrain": "4WD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "6.6L V8", "engine_displacement_l": 6.6, "engine_cylinders": 8, "transmission": "6-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1050", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://www.castlehyundaidownersgrove.com/inventory/used-2023-chevrolet-silverado-2500hd-high-country-4wd-4d-crew-cab-1gc4yre7xpf116592/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1GC4YRE7XPF116592.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1GC4YRE7XPF116592.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1GC4YRE7XPF116592.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-chevrolet-silverado-2500hd-high-country-4wd-4d-crew-cab-1gc4yre7xpf116592/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1050, VIN 1GC4YRE7XPF116592. Advertised price: $52,391. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$52,391"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Premium Audio", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52391.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GC4YRE7XPF116592_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1307, "unit": "per_month", "display": "$1,307/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52391.0, "price_incl_doc": 52391.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1307.05, "amount_financed": 55665.44, "sales_tax": 3274.44, "total_of_payments": 62738.37, "finance_charge": 7072.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1050, VIN 1GC4YRE7XPF116592. $1,307 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $52,391, before any dealer documentation fee. Amount financed $55,665, including $3,274 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $62,738. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GC4YRE7XPF116592_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1089, "unit": "per_month", "display": "$1,089/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52391.0, "price_incl_doc": 52391.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1088.9, "amount_financed": 55665.44, "sales_tax": 3274.44, "total_of_payments": 65333.85, "finance_charge": 9668.41, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1050, VIN 1GC4YRE7XPF116592. $1,089 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $52,391, before any dealer documentation fee. Amount financed $55,665, including $3,274 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $65,334. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GC4YRE7XPF116592_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 949, "unit": "per_month", "display": "$949/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52391.0, "price_incl_doc": 52391.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 948.77, "amount_financed": 55665.44, "sales_tax": 3274.44, "total_of_payments": 68311.67, "finance_charge": 12646.23, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1050, VIN 1GC4YRE7XPF116592. $949 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $52,391, before any dealer documentation fee. Amount financed $55,665, including $3,274 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $68,312. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40315.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL7TH167242_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1006, "unit": "per_month", "display": "$1,006/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40315.0, "price_incl_doc": 40315.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1005.78, "amount_financed": 42834.69, "sales_tax": 2519.69, "total_of_payments": 48277.32, "finance_charge": 5442.63, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0988, VIN 5NMP5DGL7TH167242. $1,006 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $40,315, before any dealer documentation fee. Amount financed $42,835, including $2,520 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $48,277. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL7TH167242_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 838, "unit": "per_month", "display": "$838/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40315.0, "price_incl_doc": 40315.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 837.91, "amount_financed": 42834.69, "sales_tax": 2519.69, "total_of_payments": 50274.56, "finance_charge": 7439.87, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0988, VIN 5NMP5DGL7TH167242. $838 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $40,315, before any dealer documentation fee. Amount financed $42,835, including $2,520 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $50,275. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL7TH167242_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 730, "unit": "per_month", "display": "$730/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40315.0, "price_incl_doc": 40315.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 730.08, "amount_financed": 42834.69, "sales_tax": 2519.69, "total_of_payments": 52565.99, "finance_charge": 9731.3, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0988, VIN 5NMP5DGL7TH167242. $730 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $40,315, before any dealer documentation fee. Amount financed $42,835, including $2,520 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $52,566. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 137}}, {"vin": "KMHL24JJ5TA182455", "title": "2026 Hyundai SONATA HYBRID Blue", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "Blue", "decoded_trim": "Blue", "condition": "new", "price": 28882.0, "msrp": 30685.0, "sale_price": 31098.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 5, "engine": "Gas/Electric I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL24JJ5TA182455", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/2e8e-110013116/KMHL24JJ5TA182455/74aa8bac40e748ff8912bce517b69ea8.jpg", "images": ["https://vehicle-images.carscommerce.inc/2e8e-110013116/KMHL24JJ5TA182455/74aa8bac40e748ff8912bce517b69ea8.jpg", "https://vehicle-images.carscommerce.inc/aa25-110013116/KMHL24JJ5TA182455/be78ff58c8cb5ba8a8da907bf8be1f54.jpg", "https://vehicle-images.carscommerce.inc/4a69-110013116/KMHL24JJ5TA182455/7803954a4aba80bc4bb89fd10b06d126.jpg", "https://vehicle-images.carscommerce.inc/6c8c-110013116/KMHL24JJ5TA182455/662e140df8f78570a9a899e379039d51.jpg", "https://vehicle-images.carscommerce.inc/e5be-110013116/KMHL24JJ5TA182455/29e647f0f9f1c682a76e13f674bf09e9.jpg", "https://vehicle-images.carscommerce.inc/ae0e-110013116/KMHL24JJ5TA182455/3031d3336da6e1175319026cb2b1aee9.png", "https://vehicle-images.carscommerce.inc/ede4-110013116/KMHL24JJ5TA182455/0d5cb6fbb890985b6d4f9daafa4d90cd.jpg", "https://vehicle-images.carscommerce.inc/e9bc-110013116/KMHL24JJ5TA182455/2ff5db9fd6046ea254910c47e8fdfd94.jpg", "https://vehicle-images.carscommerce.inc/1819-110013116/KMHL24JJ5TA182455/70dcfc55f39a0fc9e2d15d185d2db22a.png", "https://vehicle-images.carscommerce.inc/a5c9-110013116/KMHL24JJ5TA182455/d994f98aae875d42ec0e8e25c5561049.jpg", "https://vehicle-images.carscommerce.inc/19e8-110013116/KMHL24JJ5TA182455/d6b3df21759acf9d2586cbe437143088.jpg", "https://vehicle-images.carscommerce.inc/3af7-110013116/KMHL24JJ5TA182455/6b4073a6b03573f1d7351faab42c741d.png", "https://vehicle-images.carscommerce.inc/5b97-110013116/KMHL24JJ5TA182455/13318f6bb4b90e74923b2b6d21c1ccd8.jpg", "https://vehicle-images.carscommerce.inc/34a6-110013116/KMHL24JJ5TA182455/61f9be34c757e443a73852a1cffa8bd0.jpg", "https://vehicle-images.carscommerce.inc/7dca-110013116/KMHL24JJ5TA182455/03462c9351ba1964017aa8c3bcb0c331.png", "https://vehicle-images.carscommerce.inc/b5d7-110013116/KMHL24JJ5TA182455/c0045e0a91c409e461216195c2743dc8.jpg", "https://vehicle-images.carscommerce.inc/fa65-110013116/KMHL24JJ5TA182455/255740a5f4bbf925474c738a9c725314.jpg", "https://vehicle-images.carscommerce.inc/f773-110013116/KMHL24JJ5TA182455/afc4966c0746e0246f9878ee54a1f954.png", "https://vehicle-images.carscommerce.inc/452b-110013116/KMHL24JJ5TA182455/aba76b1f05ffbd3fa600b6be655b0b5d.jpg", "https://vehicle-images.carscommerce.inc/e66e-110013116/KMHL24JJ5TA182455/01ad9e7e6b32f39e3ebb2798da33dacb.jpg", "https://vehicle-images.carscommerce.inc/6aa1-110013116/KMHL24JJ5TA182455/1738aa521e33077f45b74db6c985b5c7.jpg", "https://vehicle-images.carscommerce.inc/496b-110013116/KMHL24JJ5TA182455/551375bffcdd5eda8f0b132782c53b0f.jpg", "https://vehicle-images.carscommerce.inc/f144-110013116/KMHL24JJ5TA182455/72f51fcea1d0bf29b1e5d5baf15041e1.png", "https://vehicle-images.carscommerce.inc/132b-110013116/KMHL24JJ5TA182455/ed7cc39a9a57b47702bac5e4e52f5e4b.jpg", "https://vehicle-images.carscommerce.inc/6d5d-110013116/KMHL24JJ5TA182455/650fe8842e19767a08a7ea6320d3fdd7.jpg", "https://vehicle-images.carscommerce.inc/36da-110013116/KMHL24JJ5TA182455/16bd0b9039e090672531ad2bcea50a33.jpg", "https://vehicle-images.carscommerce.inc/e822-110013116/KMHL24JJ5TA182455/e4fd0055478e3c44f312a928a133915e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "Blue", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30685.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL24JJ5TA182455.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-blue-fwd-4dr-car-kmhl24jj5ta182455/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-blue-fwd-4dr-car-kmhl24jj5ta182455/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL24JJ5TA182455.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JJ5TA182455.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JJ5TA182455.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-blue-fwd-4dr-car-kmhl24jj5ta182455/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,803. This offer applies to Stock #KMHL24JJ5TA182455, VIN KMHL24JJ5TA182455. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,685. Advertised price: $28,882. Savings: $1,803, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,685"}, {"label": "Advertised price", "value": "$28,882"}, {"label": "Savings", "value": "$1,803, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,803", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28882.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL24JJ5TA182455_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 538, "unit": "per_month", "display": "$538/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28882.0, "price_incl_doc": 28882.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 537.74, "amount_financed": 30687.13, "sales_tax": 1805.13, "total_of_payments": 32264.54, "finance_charge": 1577.41, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL24JJ5TA182455, VIN KMHL24JJ5TA182455. $538 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $28,882, before any dealer documentation fee. Amount financed $30,687, including $1,805 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $32,265. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JJ5TA182455_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 456, "unit": "per_month", "display": "$456/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28882.0, "price_incl_doc": 28882.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 455.54, "amount_financed": 30687.13, "sales_tax": 1805.13, "total_of_payments": 38265.2, "finance_charge": 7578.07, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL24JJ5TA182455, VIN KMHL24JJ5TA182455. $456 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,882, before any dealer documentation fee. Amount financed $30,687, including $1,805 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $38,265. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 26, "elapsed_ms": 133}}, {"vin": "4S4BTANC4R3263799", "title": "2024 Subaru Outback Limited", "year": 2024, "make": "Subaru", "model": "Outback", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 30087.0, "msrp": 0.0, "sale_price": 31624.0, "currency": "USD", "mileage": 15461, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 26, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "GD260350A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com/inventory/used-2024-subaru-outback-limited-awd-4d-sport-utility-4s4btanc4r3263799/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/4S4BTANC4R3263799.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/4S4BTANC4R3263799.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/4S4BTANC4R3263799.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-subaru-outback-limited-awd-4d-sport-utility-4s4btanc4r3263799/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260350A, VIN 4S4BTANC4R3263799. Advertised price: $30,087. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,087"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Blind Spot Monitor", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Power Liftgate", "Power Seats", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30087.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S4BTANC4R3263799_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 751, "unit": "per_month", "display": "$751/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30087.0, "price_incl_doc": 30087.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 750.61, "amount_financed": 31967.44, "sales_tax": 1880.44, "total_of_payments": 36029.27, "finance_charge": 4061.83, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260350A, VIN 4S4BTANC4R3263799. $751 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,087, before any dealer documentation fee. Amount financed $31,967, including $1,880 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,029. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC4R3263799_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 625, "unit": "per_month", "display": "$625/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30087.0, "price_incl_doc": 30087.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 625.33, "amount_financed": 31967.44, "sales_tax": 1880.44, "total_of_payments": 37519.8, "finance_charge": 5552.36, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260350A, VIN 4S4BTANC4R3263799. $625 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,087, before any dealer documentation fee. Amount financed $31,967, including $1,880 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,520. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S4BTANC4R3263799_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 545, "unit": "per_month", "display": "$545/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30087.0, "price_incl_doc": 30087.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 544.86, "amount_financed": 31967.44, "sales_tax": 1880.44, "total_of_payments": 39229.89, "finance_charge": 7262.45, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260350A, VIN 4S4BTANC4R3263799. $545 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,087, before any dealer documentation fee. Amount financed $31,967, including $1,880 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,230. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 118}}, {"vin": "KM8RHESA0TU106105", "title": "2026 Hyundai PALISADE HYBRID 8P", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "8P", "decoded_trim": "Blue SEL Premium FWD, SEL Premium AWD", "condition": "new", "price": 51029.0, "msrp": 52990.0, "sale_price": 53403.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 8, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RHESA0TU106105", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/3791-110013116/KM8RHESA0TU106105/99ab7bd035d5e236cccb2221386d08bf.jpg", "images": ["https://vehicle-images.carscommerce.inc/3791-110013116/KM8RHESA0TU106105/99ab7bd035d5e236cccb2221386d08bf.jpg", "https://vehicle-images.carscommerce.inc/404e-110013116/KM8RHESA0TU106105/e581920df17c8eb668d5e795f5238796.jpg", "https://vehicle-images.carscommerce.inc/d8f0-110013116/KM8RHESA0TU106105/e60b5dbdfccadf86dcf7ee80f65d7510.jpg", "https://vehicle-images.carscommerce.inc/9b5f-110013116/KM8RHESA0TU106105/5005fb6cb22a2aa23962b55d31683484.jpg", "https://vehicle-images.carscommerce.inc/3914-110013116/KM8RHESA0TU106105/4acf5de6692db6d8874d0cf04b81a533.png", "https://vehicle-images.carscommerce.inc/b339-110013116/KM8RHESA0TU106105/fd3aeac3fe983411e773a212017a746e.jpg", "https://vehicle-images.carscommerce.inc/beb3-110013116/KM8RHESA0TU106105/9db35a8cb7b2408ab3cf6acba723dc79.jpg", "https://vehicle-images.carscommerce.inc/85b6-110013116/KM8RHESA0TU106105/cabb80ff1e8b6eff6719acb2ee6691ae.png", "https://vehicle-images.carscommerce.inc/a615-110013116/KM8RHESA0TU106105/b8984321181583fdb1602a0fc34861d6.jpg", "https://vehicle-images.carscommerce.inc/96fb-110013116/KM8RHESA0TU106105/8c187de708e2a811b7667ba02ef631d9.jpg", "https://vehicle-images.carscommerce.inc/3b00-110013116/KM8RHESA0TU106105/f2246f43b8829b01c37bd4af5492c13d.png", "https://vehicle-images.carscommerce.inc/c5e8-110013116/KM8RHESA0TU106105/8b03e0c6ac07914f42fdf158e72dd927.jpg", "https://vehicle-images.carscommerce.inc/df8a-110013116/KM8RHESA0TU106105/07d7799b6a320b4ddd4ce442109ad91b.jpg", "https://vehicle-images.carscommerce.inc/807a-110013116/KM8RHESA0TU106105/832d3bab270ad83d04df31e77f79a78d.png", "https://vehicle-images.carscommerce.inc/1787-110013116/KM8RHESA0TU106105/2cb23f561ad73860be6b10e5e269df2e.jpg", "https://vehicle-images.carscommerce.inc/ed57-110013116/KM8RHESA0TU106105/dc2f98631481d53e16ae634b66f9de05.jpg", "https://vehicle-images.carscommerce.inc/4cef-110013116/KM8RHESA0TU106105/460bc2bfb289e5046639d8239d8cc3ae.png", "https://vehicle-images.carscommerce.inc/161d-110013116/KM8RHESA0TU106105/47e930ea2d35e82a54c5a4d9795720df.jpg", "https://vehicle-images.carscommerce.inc/a226-110013116/KM8RHESA0TU106105/e8730fdbdab27c7465459d84031e0004.jpg", "https://vehicle-images.carscommerce.inc/e2cf-110013116/KM8RHESA0TU106105/8424a1f745f3976307b1ef979447850b.png", "https://vehicle-images.carscommerce.inc/3399-110013116/KM8RHESA0TU106105/8523ebd76f91125424cfa3431eb9e560.jpg", "https://vehicle-images.carscommerce.inc/ecb2-110013116/KM8RHESA0TU106105/6a7d09650a1fd2802d170d95cb3206b8.jpg", "https://vehicle-images.carscommerce.inc/f98c-110013116/KM8RHESA0TU106105/9a47871d457125890e37a769390ee55c.png", "https://vehicle-images.carscommerce.inc/85f8-110013116/KM8RHESA0TU106105/4f10a1eec1da685306473c08a5f5b536.jpg", "https://vehicle-images.carscommerce.inc/692c-110013116/KM8RHESA0TU106105/7ef0b7fe43d2c7e85e8fd2c9b67fea4f.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL Premium FWD, SEL Premium AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52990.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RHESA0TU106105.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-8p-awd-sport-utility-km8rhesa0tu106105/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-8p-awd-sport-utility-km8rhesa0tu106105/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESA0TU106105.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA0TU106105.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA0TU106105.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-8p-awd-sport-utility-km8rhesa0tu106105/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,961. This offer applies to Stock #KM8RHESA0TU106105, VIN KM8RHESA0TU106105. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,990. Advertised price: $51,029. Savings: $1,961, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,990"}, {"label": "Advertised price", "value": "$51,029"}, {"label": "Savings", "value": "$1,961, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,961", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51029.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA0TU106105_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1011, "unit": "per_month", "display": "$1,011/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51029.0, "price_incl_doc": 51029.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1010.55, "amount_financed": 54218.31, "sales_tax": 3189.31, "total_of_payments": 60632.79, "finance_charge": 6414.48, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA0TU106105, VIN KM8RHESA0TU106105. $1,011 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $51,029, before any dealer documentation fee. Amount financed $54,218, including $3,189 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $60,633. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA0TU106105_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 753, "unit": "per_month", "display": "$753/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51029.0, "price_incl_doc": 51029.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 753.03, "amount_financed": 54218.31, "sales_tax": 3189.31, "total_of_payments": 54218.31, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA0TU106105, VIN KM8RHESA0TU106105. $753 per month for 72 months at 0% APR, $0 cash down. Advertised price $51,029, before any dealer documentation fee. Amount financed $54,218, including $3,189 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $54,218. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 122}}, {"vin": "5NMP5DGL4TH220351", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 46982.0, "msrp": 52085.0, "sale_price": 48232.0, "currency": "USD", "mileage": 15, "exterior_color": "Blue", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260962", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/b0cf-110013116/5NMP5DGL4TH220351/2aa71a802788cce1c83abd8c25cade52.jpg", "images": ["https://vehicle-images.carscommerce.inc/b0cf-110013116/5NMP5DGL4TH220351/2aa71a802788cce1c83abd8c25cade52.jpg", "https://vehicle-images.carscommerce.inc/2c81-110013116/5NMP5DGL4TH220351/83d2178cfc7bf366fc201520f7edfede.jpg", "https://vehicle-images.carscommerce.inc/9655-110013116/5NMP5DGL4TH220351/7d94cb3d4a7491c9a1af3b2708ca0593.jpg", "https://vehicle-images.carscommerce.inc/7e5b-110013116/5NMP5DGL4TH220351/9bbb1f10bf49be8fb207b8452e3698d7.jpg", "https://vehicle-images.carscommerce.inc/5d1e-110013116/5NMP5DGL4TH220351/812cbc96ef49fc842bc24f7a4acaf13d.png", "https://vehicle-images.carscommerce.inc/a150-110013116/5NMP5DGL4TH220351/da19b96ab5d946ea896f2901e0322f95.jpg", "https://vehicle-images.carscommerce.inc/fd93-110013116/5NMP5DGL4TH220351/f45d8918803afa91afe0c8b21d5fea8b.jpg", "https://vehicle-images.carscommerce.inc/a8bd-110013116/5NMP5DGL4TH220351/c07e0436bc15b87b2966bafcd88b486b.jpg", "https://vehicle-images.carscommerce.inc/bb49-110013116/5NMP5DGL4TH220351/a96cc735739c8d878b6fe39d36c4acc6.png", "https://vehicle-images.carscommerce.inc/e34e-110013116/5NMP5DGL4TH220351/fc89650b0f848e12cfc09ac179d9f51e.jpg", "https://vehicle-images.carscommerce.inc/26e5-110013116/5NMP5DGL4TH220351/50b0614907a723619449eaa6be2c00fa.jpg", "https://vehicle-images.carscommerce.inc/fc09-110013116/5NMP5DGL4TH220351/389e8a5c2b8e2f7cc34c3075fadc7a19.png", "https://vehicle-images.carscommerce.inc/8ef4-110013116/5NMP5DGL4TH220351/2eeb8f05e49d60e66ad140c05850318b.jpg", "https://vehicle-images.carscommerce.inc/8109-110013116/5NMP5DGL4TH220351/e01ab48d222a6c2f2fb9a75a3eba50c2.jpg", "https://vehicle-images.carscommerce.inc/9e17-110013116/5NMP5DGL4TH220351/55d4babefa9e006739e4876d1e662a33.png", "https://vehicle-images.carscommerce.inc/5889-110013116/5NMP5DGL4TH220351/d018655a7d5eacb7703022ddb594cc67.jpg", "https://vehicle-images.carscommerce.inc/612c-110013116/5NMP5DGL4TH220351/1a90e1920598b0dcbbd0300104296b76.jpg", "https://vehicle-images.carscommerce.inc/c6bc-110013116/5NMP5DGL4TH220351/28951eaff429234c21d0b556f43805c7.png", "https://vehicle-images.carscommerce.inc/64bf-110013116/5NMP5DGL4TH220351/6a1aecf02c583c3de6467421922854aa.jpg", "https://vehicle-images.carscommerce.inc/8806-110013116/5NMP5DGL4TH220351/2c5551bc8a7847ea2a7b8d1dc4a51fe2.jpg", "https://vehicle-images.carscommerce.inc/47ed-110013116/5NMP5DGL4TH220351/1c31eb77d58ecf2ad9fd881354a8d09a.png", "https://vehicle-images.carscommerce.inc/e650-110013116/5NMP5DGL4TH220351/66e045e8e591ab6de1696ffb3f1f3916.jpg", "https://vehicle-images.carscommerce.inc/cd5b-110013116/5NMP5DGL4TH220351/d9be3952158e3aab2fc9b728083f9b3c.jpg", "https://vehicle-images.carscommerce.inc/3e1a-110013116/5NMP5DGL4TH220351/7e5f5ad9532e605b5f5f98fa27a9cdb0.png", "https://vehicle-images.carscommerce.inc/370a-110013116/5NMP5DGL4TH220351/a5b5af32ca2b8bc2d3783a072039ef09.jpg", "https://vehicle-images.carscommerce.inc/a20e-110013116/5NMP5DGL4TH220351/e76f01fe3f05f990ea4f06705fe675f5.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52085.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL4TH220351.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl4th220351/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl4th220351/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL4TH220351.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL4TH220351.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL4TH220351.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl4th220351/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,103. This offer applies to Stock #HD260962, VIN 5NMP5DGL4TH220351. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,085. Advertised price: $46,982. Savings: $5,103, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,085"}, {"label": "Advertised price", "value": "$46,982"}, {"label": "Savings", "value": "$5,103, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,103", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46982.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL4TH220351_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 832, "unit": "per_month", "display": "$832/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46982.0, "price_incl_doc": 46982.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 831.97, "amount_financed": 49918.38, "sales_tax": 2936.38, "total_of_payments": 49918.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260962, VIN 5NMP5DGL4TH220351. $832 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,982, before any dealer documentation fee. Amount financed $49,918, including $2,936 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,918. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL4TH220351_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 741, "unit": "per_month", "display": "$741/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46982.0, "price_incl_doc": 46982.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 741.02, "amount_financed": 49918.38, "sales_tax": 2936.38, "total_of_payments": 62245.53, "finance_charge": 12327.15, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260962, VIN 5NMP5DGL4TH220351. $741 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,982, before any dealer documentation fee. Amount financed $49,918, including $2,936 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,246. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL4TH220351_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 580, "unit": "per_month", "display": "$580/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52085.0, "selling_price": 46982.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 580.1, "net_cap_cost": 47632.0, "residual_value": 32292.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 580.1, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 740.1}, "total_of_payments": 20880, "total_of_payments_unrounded": 20883.6}, "disclosure": "Estimated lease payment for stock #HD260962, VIN 5NMP5DGL4TH220351. $580 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $740, made up of $580 first payment, $60 title, $100 registration. MSRP $52,085. Lease selling price $46,982. Net capitalized cost $47,632. Residual value $32,293, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,880. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL4TH220351_lease", "type": "lease", "label": "Lease", "headline": {"value": 487, "unit": "per_month", "display": "$487/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52085.0, "selling_price": 46982.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 486.81, "net_cap_cost": 44633.0, "residual_value": 32292.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 486.81, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3645.81}, "total_of_payments": 17532, "total_of_payments_unrounded": 17525.16}, "disclosure": "Estimated lease payment for stock #HD260962, VIN 5NMP5DGL4TH220351. $487 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,646, made up of $487 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,085. Lease selling price $46,982. Net capitalized cost $44,633. Residual value $32,293, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,532. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 190}}, {"vin": "3VVVX7B20PM351086", "title": "2023 Volkswagen Taos SE", "year": 2023, "make": "Volkswagen", "model": "Taos", "trim": "SE", "decoded_trim": "4Motion SE w/Sunroof Pkg.", "condition": "used", "price": 23325.0, "msrp": 0.0, "sale_price": 24233.0, "currency": "USD", "mileage": 22512, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "1.5L I4 Turbocharged DOHC 16V LEV3-SULEV30 158hp", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "7-Speed DSG Automatic with Tiptronic", "mpg_city": 25, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "VD262179A", "stock_status": "In Stock", "availability": "In Stock", 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"https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-taos-1-5t-se-awd-4d-sport-utility-3vvvx7b20pm351086/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VVVX7B20PM351086.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VVVX7B20PM351086.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VVVX7B20PM351086.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-taos-1-5t-se-awd-4d-sport-utility-3vvvx7b20pm351086/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #VD262179A, VIN 3VVVX7B20PM351086. Advertised price: $23,325. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,325"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Panoramic Sunroof", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23325.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVVX7B20PM351086_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 582, "unit": "per_month", "display": "$582/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23325.0, "price_incl_doc": 23325.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 581.91, "amount_financed": 24782.81, "sales_tax": 1457.81, "total_of_payments": 27931.75, "finance_charge": 3148.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262179A, VIN 3VVVX7B20PM351086. $582 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,325, before any dealer documentation fee. Amount financed $24,783, including $1,458 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,932. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVVX7B20PM351086_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 485, "unit": "per_month", "display": "$485/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23325.0, "price_incl_doc": 23325.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 484.79, "amount_financed": 24782.81, "sales_tax": 1457.81, "total_of_payments": 29087.28, "finance_charge": 4304.47, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262179A, VIN 3VVVX7B20PM351086. $485 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,325, before any dealer documentation fee. Amount financed $24,783, including $1,458 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,087. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVVX7B20PM351086_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 422, "unit": "per_month", "display": "$422/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23325.0, "price_incl_doc": 23325.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 422.4, "amount_financed": 24782.81, "sales_tax": 1457.81, "total_of_payments": 30413.04, "finance_charge": 5630.23, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262179A, VIN 3VVVX7B20PM351086. $422 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,325, before any dealer documentation fee. Amount financed $24,783, including $1,458 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,413. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Cooled Seats", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYS4DKJXJR268586_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 833, "unit": "per_month", "display": "$833/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS4DKJXJR268586_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 694, "unit": "per_month", "display": "$694/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33390.0, "price_incl_doc": 33390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 693.98, "amount_financed": 35476.88, "sales_tax": 2086.88, "total_of_payments": 41638.78, "finance_charge": 6161.9, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260546XA, VIN 1GYS4DKJXJR268586. $694 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,390, before any dealer documentation fee. Amount financed $35,477, including $2,087 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,639. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYS4DKJXJR268586_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 605, "unit": "per_month", "display": "$605/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33390.0, "price_incl_doc": 33390.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 604.68, "amount_financed": 35476.88, "sales_tax": 2086.88, "total_of_payments": 43536.62, "finance_charge": 8059.74, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260546XA, VIN 1GYS4DKJXJR268586. $605 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,390, before any dealer documentation fee. Amount financed $35,477, including $2,087 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,537. Offer expires 2026-07-31. Estimated for ZIP 60515. 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"canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES2XTU027996.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES2XTU027996.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES2XTU027996.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes2xtu027996/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,266. This offer applies to Stock #HD260861, VIN KM8RMES2XTU027996. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,345. Advertised price: $52,079. Savings: $6,266, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,345"}, {"label": "Advertised price", "value": "$52,079"}, {"label": "Savings", "value": "$6,266, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,266", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52079.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES2XTU027996_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1019, "unit": "per_month", "display": "$1,019/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52079.0, "price_incl_doc": 52079.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1018.81, "amount_financed": 55333.94, "sales_tax": 3254.94, "total_of_payments": 61128.54, "finance_charge": 5794.6, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260861, VIN KM8RMES2XTU027996. $1,019 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $52,079, before any dealer documentation fee. Amount financed $55,334, including $3,255 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $61,129. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES2XTU027996_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 769, "unit": "per_month", "display": "$769/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52079.0, "price_incl_doc": 52079.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 768.53, "amount_financed": 55333.94, "sales_tax": 3254.94, "total_of_payments": 55333.94, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260861, VIN KM8RMES2XTU027996. $769 per month for 72 months at 0% APR, $0 cash down. Advertised price $52,079, before any dealer documentation fee. Amount financed $55,334, including $3,255 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $55,334. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 152}}, {"vin": "JM3KFBDY4S0713786", "title": "2025 Mazda CX-5 Premium", "year": 2025, "make": "Mazda", "model": "CX-5", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 36987.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 7305, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 22, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0917", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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(MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-turbo-premium-awd-4d-sport-utility-jm3kfbdy4s0713786/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-turbo-premium-awd-4d-sport-utility-jm3kfbdy4s0713786/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KFBDY4S0713786.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBDY4S0713786.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBDY4S0713786.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-turbo-premium-awd-4d-sport-utility-jm3kfbdy4s0713786/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0917, VIN JM3KFBDY4S0713786. Advertised price: $36,987. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,987"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36987.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBDY4S0713786_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36987.0, "price_incl_doc": 36987.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.75, "amount_financed": 39298.69, "sales_tax": 2311.69, "total_of_payments": 44292.03, "finance_charge": 4993.34, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0917, VIN JM3KFBDY4S0713786. $923 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,987, before any dealer documentation fee. Amount financed $39,299, including $2,312 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $44,292. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDY4S0713786_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 769, "unit": "per_month", "display": "$769/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36987.0, "price_incl_doc": 36987.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 768.74, "amount_financed": 39298.69, "sales_tax": 2311.69, "total_of_payments": 46124.4, "finance_charge": 6825.71, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0917, VIN JM3KFBDY4S0713786. $769 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,987, before any dealer documentation fee. Amount financed $39,299, including $2,312 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $46,124. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDY4S0713786_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 670, "unit": "per_month", "display": "$670/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36987.0, "price_incl_doc": 36987.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 669.81, "amount_financed": 39298.69, "sales_tax": 2311.69, "total_of_payments": 48226.67, "finance_charge": 8927.98, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0917, VIN JM3KFBDY4S0713786. $670 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,987, before any dealer documentation fee. Amount financed $39,299, including $2,312 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $48,227. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 130}}, {"vin": "KM8KNDAF2PU191956", "title": "2023 Hyundai IONIQ 5 SEL", "year": 2023, "make": "Hyundai", "model": "IONIQ 5", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 25118.0, "msrp": 0.0, "sale_price": 25118.0, "currency": "USD", "mileage": 48089, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": null, "engine": "Electric Motor", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1063", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Hyundai", "model": "Ioniq 5", "year": 2023, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "4WD", "fuel_type": "Electric", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8KNDAF2PU191956.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-ioniq-5-sel-awd-4d-sport-utility-km8kndaf2pu191956/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-ioniq-5-sel-awd-4d-sport-utility-km8kndaf2pu191956/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8KNDAF2PU191956.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8KNDAF2PU191956.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8KNDAF2PU191956.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-ioniq-5-sel-awd-4d-sport-utility-km8kndaf2pu191956/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1063, VIN KM8KNDAF2PU191956. Advertised price: $25,118. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,118"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Bluetooth", "Heated Seats", "Keyless Entry", "Navigation System", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25118.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8KNDAF2PU191956_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 627, "unit": "per_month", "display": "$627/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25118.0, "price_incl_doc": 25118.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 626.64, "amount_financed": 26687.88, "sales_tax": 1569.88, "total_of_payments": 30078.88, "finance_charge": 3391.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1063, VIN KM8KNDAF2PU191956. $627 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,118, before any dealer documentation fee. Amount financed $26,688, including $1,570 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,079. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8KNDAF2PU191956_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 522, "unit": "per_month", "display": "$522/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25118.0, "price_incl_doc": 25118.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 522.05, "amount_financed": 26687.88, "sales_tax": 1569.88, "total_of_payments": 31323.24, "finance_charge": 4635.36, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1063, VIN KM8KNDAF2PU191956. $522 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,118, before any dealer documentation fee. Amount financed $26,688, including $1,570 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,323. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8KNDAF2PU191956_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 455, "unit": "per_month", "display": "$455/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25118.0, "price_incl_doc": 25118.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 454.87, "amount_financed": 26687.88, "sales_tax": 1569.88, "total_of_payments": 32750.91, "finance_charge": 6063.03, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1063, VIN KM8KNDAF2PU191956. $455 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,118, before any dealer documentation fee. Amount financed $26,688, including $1,570 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,751. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 133}}, {"vin": "7YAKMDDC0TY070878", "title": "2026 Hyundai IONIQ 5 SE", "year": 2026, "make": "Hyundai", "model": "IONIQ 5", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 43253.0, "msrp": null, "sale_price": 43253.0, "currency": "USD", "mileage": null, "exterior_color": "Lucid Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": 5, "engine": "Electric", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "7YAKMDDC0TY070878", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/d222-110013116/7YAKMDDC0TY070878/b046fdb033751d7c63aacf0c0cd6aabe.jpg", "images": ["https://vehicle-images.carscommerce.inc/d222-110013116/7YAKMDDC0TY070878/b046fdb033751d7c63aacf0c0cd6aabe.jpg"], "vin_decode": {"make": "Hyundai", "model": "Ioniq 5", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "4WD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/7YAKMDDC0TY070878.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-se-awd-sport-utility-7yakmddc0ty070878/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-se-awd-sport-utility-7yakmddc0ty070878/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7YAKMDDC0TY070878.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKMDDC0TY070878.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKMDDC0TY070878.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-se-awd-sport-utility-7yakmddc0ty070878/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #7YAKMDDC0TY070878, VIN 7YAKMDDC0TY070878. Advertised price: $43,253. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,253"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43253.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7YAKMDDC0TY070878_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 638, "unit": "per_month", "display": "$638/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43253.0, "price_incl_doc": 43253.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 638.28, "amount_financed": 45956.31, "sales_tax": 2703.31, "total_of_payments": 45956.31, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #7YAKMDDC0TY070878, VIN 7YAKMDDC0TY070878. $638 per month for 72 months at 0% APR, $0 cash down. Advertised price $43,253, before any dealer documentation fee. Amount financed $45,956, including $2,703 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $45,956. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKMDDC0TY070878_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 624, "unit": "per_month", "display": "$624/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 42840.0, "selling_price": 43253.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 624.14, "net_cap_cost": 43903.0, "residual_value": 26560.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 624.14, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 784.14}, "total_of_payments": 22464, "total_of_payments_unrounded": 22469.04}, "disclosure": "Estimated lease payment for stock #7YAKMDDC0TY070878, VIN 7YAKMDDC0TY070878. $624 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $784, made up of $624 first payment, $60 title, $100 registration. MSRP $42,840. Lease selling price $43,253. Net capitalized cost $43,903. Residual value $26,561, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $22,464. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKMDDC0TY070878_lease", "type": "lease", "label": "Lease", "headline": {"value": 531, "unit": "per_month", "display": "$531/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 42840.0, "selling_price": 43253.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 530.85, "net_cap_cost": 40904.0, "residual_value": 26560.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 530.85, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3689.85}, "total_of_payments": 19116, "total_of_payments_unrounded": 19110.6}, "disclosure": "Estimated lease payment for stock #7YAKMDDC0TY070878, VIN 7YAKMDDC0TY070878. $531 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,690, made up of $531 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $42,840. Lease selling price $43,253. Net capitalized cost $40,904. Residual value $26,561, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $19,116. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 190}}, {"vin": "KMHL34JJ5TA176619", "title": "2026 Hyundai SONATA HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 32430.0, "msrp": 34335.0, "sale_price": 32430.0, "currency": "USD", "mileage": 8, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "I4", 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null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34335.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL34JJ5TA176619.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj5ta176619/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj5ta176619/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL34JJ5TA176619.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ5TA176619.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ5TA176619.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj5ta176619/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,905. This offer applies to Stock #28747, VIN KMHL34JJ5TA176619. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,335. Advertised price: $32,430. Savings: $1,905, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,335"}, {"label": "Advertised price", "value": "$32,430"}, {"label": "Savings", "value": "$1,905, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,905", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32430.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL34JJ5TA176619_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 604, "unit": "per_month", "display": "$604/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32430.0, "price_incl_doc": 32430.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 603.8, "amount_financed": 34456.88, "sales_tax": 2026.88, "total_of_payments": 36228.07, "finance_charge": 1771.19, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28747, VIN KMHL34JJ5TA176619. $604 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $32,430, before any dealer documentation fee. Amount financed $34,457, including $2,027 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $36,228. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL34JJ5TA176619_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 512, "unit": "per_month", "display": "$512/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32430.0, "price_incl_doc": 32430.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 511.5, "amount_financed": 34456.88, "sales_tax": 2026.88, "total_of_payments": 42965.87, "finance_charge": 8508.99, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28747, VIN KMHL34JJ5TA176619. $512 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,430, before any dealer documentation fee. Amount financed $34,457, including $2,027 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $42,966. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-7p-awd-sport-utility-5nmp3dg14th142691/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG14TH142691.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG14TH142691.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG14TH142691.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-7p-awd-sport-utility-5nmp3dg14th142691/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,392. This offer applies to Stock #5NMP3DG14TH142691, VIN 5NMP3DG14TH142691. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,950. Advertised price: $46,558. Savings: $3,392, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,950"}, {"label": "Advertised price", "value": "$46,558"}, {"label": "Savings", "value": "$3,392, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,392", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46558.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG14TH142691_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 824, "unit": "per_month", "display": "$824/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46558.0, "price_incl_doc": 46558.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 824.46, "amount_financed": 49467.88, "sales_tax": 2909.88, "total_of_payments": 49467.88, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DG14TH142691, VIN 5NMP3DG14TH142691. $824 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,558, before any dealer documentation fee. Amount financed $49,468, including $2,910 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,468. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG14TH142691_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 734, "unit": "per_month", "display": "$734/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46558.0, "price_incl_doc": 46558.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 734.33, "amount_financed": 49467.88, "sales_tax": 2909.88, "total_of_payments": 61683.78, "finance_charge": 12215.9, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DG14TH142691, VIN 5NMP3DG14TH142691. $734 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,558, before any dealer documentation fee. Amount financed $49,468, including $2,910 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,684. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 153}}, {"vin": "KMHRB8A35TU483146", "title": "2026 Hyundai VENUE SE", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 23003.0, "msrp": null, "sale_price": 23003.0, "currency": "USD", "mileage": null, "exterior_color": "Mirage Green", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "KMHRB8A35TU483146", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/d0db-110013116/KMHRB8A35TU483146/a2ab660589250a27187ade45b7c3fcbb.jpg", "images": ["https://vehicle-images.carscommerce.inc/d0db-110013116/KMHRB8A35TU483146/a2ab660589250a27187ade45b7c3fcbb.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SE", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRB8A35TU483146.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-se-fwd-sport-utility-kmhrb8a35tu483146/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-se-fwd-sport-utility-kmhrb8a35tu483146/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRB8A35TU483146.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRB8A35TU483146.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRB8A35TU483146.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-se-fwd-sport-utility-kmhrb8a35tu483146/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHRB8A35TU483146, VIN KMHRB8A35TU483146. Advertised price: $23,003. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,003"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23003.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRB8A35TU483146_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 467, "unit": "per_month", "display": "$467/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23003.0, "price_incl_doc": 23003.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 466.73, "amount_financed": 24440.69, "sales_tax": 1437.69, "total_of_payments": 28003.97, "finance_charge": 3563.28, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHRB8A35TU483146, VIN KMHRB8A35TU483146. $467 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $23,003, before any dealer documentation fee. Amount financed $24,441, including $1,438 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $28,004. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRB8A35TU483146_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 363, "unit": "per_month", "display": "$363/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23003.0, "price_incl_doc": 23003.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 362.81, "amount_financed": 24440.69, "sales_tax": 1437.69, "total_of_payments": 30476.22, "finance_charge": 6035.53, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHRB8A35TU483146, VIN KMHRB8A35TU483146. $363 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,003, before any dealer documentation fee. Amount financed $24,441, including $1,438 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $30,476. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 143}}, {"vin": "5NMP4DGL9TH228075", "title": "2026 Hyundai SANTA FE Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 44903.0, "msrp": 48920.0, "sale_price": 45153.0, "currency": "USD", "mileage": 10, "exterior_color": "Green", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD261052", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48920.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP4DGL9TH228075.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-6p-awd-sport-utility-5nmp4dgl9th228075/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-6p-awd-sport-utility-5nmp4dgl9th228075/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL9TH228075.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL9TH228075.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL9TH228075.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-6p-awd-sport-utility-5nmp4dgl9th228075/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,017. This offer applies to Stock #HD261052, VIN 5NMP4DGL9TH228075. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,920. Advertised price: $44,903. Savings: $4,017, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,920"}, {"label": "Advertised price", "value": "$44,903"}, {"label": "Savings", "value": "$4,017, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,017", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44903.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL9TH228075_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44903.0, "price_incl_doc": 44903.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 795.16, "amount_financed": 47709.44, "sales_tax": 2806.44, "total_of_payments": 47709.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261052, VIN 5NMP4DGL9TH228075. $795 per month for 60 months at 0% APR, $0 cash down. Advertised price $44,903, before any dealer documentation fee. Amount financed $47,709, including $2,806 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $47,709. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL9TH228075_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44903.0, "price_incl_doc": 44903.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.23, "amount_financed": 47709.44, "sales_tax": 2806.44, "total_of_payments": 59491.1, "finance_charge": 11781.66, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261052, VIN 5NMP4DGL9TH228075. $708 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $44,903, before any dealer documentation fee. Amount financed $47,709, including $2,806 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $59,491. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL9TH228075_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 570, "unit": "per_month", "display": "$570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48920.0, "selling_price": 44903.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 570.22, "net_cap_cost": 45553.0, "residual_value": 30330.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 570.22, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 730.22}, "total_of_payments": 20520, "total_of_payments_unrounded": 20527.92}, "disclosure": "Estimated lease payment for stock #HD261052, VIN 5NMP4DGL9TH228075. $570 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $730, made up of $570 first payment, $60 title, $100 registration. MSRP $48,920. Lease selling price $44,903. Net capitalized cost $45,553. Residual value $30,330, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,520. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL9TH228075_lease", "type": "lease", "label": "Lease", "headline": {"value": 477, "unit": "per_month", "display": "$477/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48920.0, "selling_price": 44903.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 476.93, "net_cap_cost": 42554.0, "residual_value": 30330.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 476.93, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3635.93}, "total_of_payments": 17172, "total_of_payments_unrounded": 17169.48}, "disclosure": "Estimated lease payment for stock #HD261052, VIN 5NMP4DGL9TH228075. $477 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,636, made up of $477 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $48,920. Lease selling price $44,903. Net capitalized cost $42,554. Residual value $30,330, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,172. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0919A, VIN 5XXG64J21MG073824. Advertised price: $18,793. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$18,793"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Fog Lights", "Keyless Entry", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18793.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XXG64J21MG073824_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 469, "unit": "per_month", "display": "$469/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18793.0, "price_incl_doc": 18793.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 468.85, "amount_financed": 19967.56, "sales_tax": 1174.56, "total_of_payments": 22504.66, "finance_charge": 2537.1, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0919A, VIN 5XXG64J21MG073824. $469 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,793, before any dealer documentation fee. Amount financed $19,968, including $1,175 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,505. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XXG64J21MG073824_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 391, "unit": "per_month", "display": "$391/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18793.0, "price_incl_doc": 18793.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 390.59, "amount_financed": 19967.56, "sales_tax": 1174.56, "total_of_payments": 23435.68, "finance_charge": 3468.12, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0919A, VIN 5XXG64J21MG073824. $391 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,793, before any dealer documentation fee. Amount financed $19,968, including $1,175 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $23,436. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XXG64J21MG073824_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 340, "unit": "per_month", "display": "$340/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18793.0, "price_incl_doc": 18793.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 340.33, "amount_financed": 19967.56, "sales_tax": 1174.56, "total_of_payments": 24503.85, "finance_charge": 4536.29, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0919A, VIN 5XXG64J21MG073824. $340 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,793, before any dealer documentation fee. Amount financed $19,968, including $1,175 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $24,504. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$19,690"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19690.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBDM2K0529234_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 491, "unit": "per_month", "display": "$491/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19690.0, "price_incl_doc": 19690.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 491.23, "amount_financed": 20920.63, "sales_tax": 1230.63, "total_of_payments": 23578.83, "finance_charge": 2658.2, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262977A, VIN JM3KFBDM2K0529234. $491 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,690, before any dealer documentation fee. Amount financed $20,921, including $1,231 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,579. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM2K0529234_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 409, "unit": "per_month", "display": "$409/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19690.0, "price_incl_doc": 19690.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 409.24, "amount_financed": 20920.63, "sales_tax": 1230.63, "total_of_payments": 24554.29, "finance_charge": 3633.66, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262977A, VIN JM3KFBDM2K0529234. $409 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,690, before any dealer documentation fee. Amount financed $20,921, including $1,231 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,554. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM2K0529234_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 357, "unit": "per_month", "display": "$357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19690.0, "price_incl_doc": 19690.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 356.58, "amount_financed": 20920.63, "sales_tax": 1230.63, "total_of_payments": 25673.44, "finance_charge": 4752.81, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262977A, VIN JM3KFBDM2K0529234. $357 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,690, before any dealer documentation fee. Amount financed $20,921, including $1,231 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $25,673. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 154}}, {"vin": "5NMJACDE4TH635557", "title": "2026 Hyundai Tucson SE", "year": 2026, "make": "Hyundai", "model": "Tucson", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 30400.0, "msrp": 0.0, "sale_price": 30864.0, "currency": "USD", "mileage": 30, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260234X", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/9b3e-110013116/5NMJACDE4TH635557/1ac82a7521fbac911370090b0a970ebb.jpg", "images": ["https://vehicle-images.carscommerce.inc/9b3e-110013116/5NMJACDE4TH635557/1ac82a7521fbac911370090b0a970ebb.jpg", "https://vehicle-images.carscommerce.inc/8320-110013116/5NMJACDE4TH635557/77c924bf1240013ef8c446f894cd1c61.jpg", "https://vehicle-images.carscommerce.inc/c229-110013116/5NMJACDE4TH635557/c7265dee166e6040b83f181fc8ab7c61.jpg", "https://vehicle-images.carscommerce.inc/1397-110013116/5NMJACDE4TH635557/8d703996eef2d49a68ddf6fa9cc2013f.jpg", "https://vehicle-images.carscommerce.inc/22e4-110013116/5NMJACDE4TH635557/5d43d1034c625b86ed9fa0fdc69c5b3b.jpg", "https://vehicle-images.carscommerce.inc/838a-110013116/5NMJACDE4TH635557/1ca7a504668b828c1c3f5d90dbece623.jpg", "https://vehicle-images.carscommerce.inc/6e70-110013116/5NMJACDE4TH635557/27d629d7a7b488527231fa109ce0c864.jpg", "https://vehicle-images.carscommerce.inc/94bb-110013116/5NMJACDE4TH635557/506c87b80b2604a58e9a886c8379602a.jpg", "https://vehicle-images.carscommerce.inc/ed23-110013116/5NMJACDE4TH635557/8534887e8c505612ad4a11006a8ab7c2.jpg", "https://vehicle-images.carscommerce.inc/6511-110013116/5NMJACDE4TH635557/35906859861e056e15268f52513a6aca.jpg", "https://vehicle-images.carscommerce.inc/1232-110013116/5NMJACDE4TH635557/871c47b61cbc7de0e3e3a6e8f2f76173.jpg", "https://vehicle-images.carscommerce.inc/17ed-110013116/5NMJACDE4TH635557/dfad7081f62fb9c3da36b944b55e9b14.jpg", "https://vehicle-images.carscommerce.inc/2cb6-110013116/5NMJACDE4TH635557/59cc11d1dc76e78ec0ab78d65759e2e3.jpg", "https://vehicle-images.carscommerce.inc/290e-110013116/5NMJACDE4TH635557/88071411a9de806bb79c53a14f1a0db6.jpg", "https://vehicle-images.carscommerce.inc/348f-110013116/5NMJACDE4TH635557/4b78c4fe96199191c21f4ca810e54a05.jpg", "https://vehicle-images.carscommerce.inc/5d17-110013116/5NMJACDE4TH635557/537dbcdcf06ffa1b2122a5f534d22b48.jpg", "https://vehicle-images.carscommerce.inc/61fc-110013116/5NMJACDE4TH635557/c2e9da329a014d9cad9c86a6a38d9003.jpg", "https://vehicle-images.carscommerce.inc/817a-110013116/5NMJACDE4TH635557/0e624947f68800eb4e46322090e42f55.jpg", "https://vehicle-images.carscommerce.inc/e823-110013116/5NMJACDE4TH635557/b76e364d9d8acae504181c1bb22b0a2a.jpg", "https://vehicle-images.carscommerce.inc/f207-110013116/5NMJACDE4TH635557/71c5c7ea307be85a1bdf4ee90bb0b558.jpg", "https://vehicle-images.carscommerce.inc/b308-110013116/5NMJACDE4TH635557/96fad89ab7bb172538ab9b3c1a758839.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJACDE4TH635557.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde4th635557/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde4th635557/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJACDE4TH635557.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE4TH635557.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE4TH635557.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde4th635557/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260234X, VIN 5NMJACDE4TH635557. Advertised price: $30,400. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,400"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30400.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJACDE4TH635557_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 758, "unit": "per_month", "display": "$758/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30400.0, "price_incl_doc": 30400.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 758.42, "amount_financed": 32300.0, "sales_tax": 1900.0, "total_of_payments": 36404.08, "finance_charge": 4104.08, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260234X, VIN 5NMJACDE4TH635557. $758 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,400, before any dealer documentation fee. Amount financed $32,300, including $1,900 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,404. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE4TH635557_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 632, "unit": "per_month", "display": "$632/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30400.0, "price_incl_doc": 30400.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 631.84, "amount_financed": 32300.0, "sales_tax": 1900.0, "total_of_payments": 37910.12, "finance_charge": 5610.12, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260234X, VIN 5NMJACDE4TH635557. $632 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,400, before any dealer documentation fee. Amount financed $32,300, including $1,900 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,910. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE4TH635557_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 551, "unit": "per_month", "display": "$551/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30400.0, "price_incl_doc": 30400.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 550.53, "amount_financed": 32300.0, "sales_tax": 1900.0, "total_of_payments": 39638.0, "finance_charge": 7338.0, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260234X, VIN 5NMJACDE4TH635557. $551 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,400, before any dealer documentation fee. Amount financed $32,300, including $1,900 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,638. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 163}}, {"vin": "5NMP5DGL8TH209806", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 46916.0, "msrp": 52055.0, "sale_price": 48166.0, "currency": "USD", "mileage": 16, "exterior_color": "Gray", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260767", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/fd8b-110013116/5NMP5DGL8TH209806/0d1a49f34a5cf636df9bcc32b6f94a3d.jpg", "images": ["https://vehicle-images.carscommerce.inc/fd8b-110013116/5NMP5DGL8TH209806/0d1a49f34a5cf636df9bcc32b6f94a3d.jpg", "https://vehicle-images.carscommerce.inc/4f10-110013116/5NMP5DGL8TH209806/67a7552969fccd5d85e0e524d6125251.jpg", "https://vehicle-images.carscommerce.inc/3a7c-110013116/5NMP5DGL8TH209806/47d6209ed5e545d660b7b76a7de26510.jpg", "https://vehicle-images.carscommerce.inc/105f-110013116/5NMP5DGL8TH209806/9bfd437ec0b0884b80ef944a344e7479.jpg", "https://vehicle-images.carscommerce.inc/b96c-110013116/5NMP5DGL8TH209806/8beac4cd3e49ca6b50e4129145ebfa03.png", "https://vehicle-images.carscommerce.inc/3c0e-110013116/5NMP5DGL8TH209806/72b0c72d4161562766ff634bd8f42d82.jpg", "https://vehicle-images.carscommerce.inc/a9b7-110013116/5NMP5DGL8TH209806/a4e28e365529b59d1ef9ef33cecc9f70.jpg", "https://vehicle-images.carscommerce.inc/753d-110013116/5NMP5DGL8TH209806/f18e4f03c2eec9bdfe2f7bbd3c94b04d.png", "https://vehicle-images.carscommerce.inc/307b-110013116/5NMP5DGL8TH209806/3cc814efa87e76fc82f18b34f06f76d2.jpg", "https://vehicle-images.carscommerce.inc/b14b-110013116/5NMP5DGL8TH209806/2a75fc3181062be21670608fda8acf84.jpg", "https://vehicle-images.carscommerce.inc/6a83-110013116/5NMP5DGL8TH209806/32c5a8654f6d9015cb216033907833c1.png", "https://vehicle-images.carscommerce.inc/da62-110013116/5NMP5DGL8TH209806/baba86d303f3eb32a0235ecfb7744b39.jpg", "https://vehicle-images.carscommerce.inc/2522-110013116/5NMP5DGL8TH209806/0730ac1ec7f53b4e4a16adffdb482f68.jpg", "https://vehicle-images.carscommerce.inc/57f6-110013116/5NMP5DGL8TH209806/db05eb1c4bf9d05bbbfabf586c890d27.png", "https://vehicle-images.carscommerce.inc/b2da-110013116/5NMP5DGL8TH209806/aad60a62fc0221de32c39978df7becc4.jpg", "https://vehicle-images.carscommerce.inc/2e3e-110013116/5NMP5DGL8TH209806/fb2f7372d5dac7a728bbcb9db111b849.jpg", "https://vehicle-images.carscommerce.inc/b882-110013116/5NMP5DGL8TH209806/09a5050d2f9d2561dcbcb578725d757b.png", "https://vehicle-images.carscommerce.inc/809e-110013116/5NMP5DGL8TH209806/892784dbd3c12e1681c018c406e2b4c4.jpg", "https://vehicle-images.carscommerce.inc/6c01-110013116/5NMP5DGL8TH209806/4131152c0aab6954239f782816218fa9.jpg", "https://vehicle-images.carscommerce.inc/6cb7-110013116/5NMP5DGL8TH209806/6b74d33047c0c1762637a0291ce9d7b6.png", "https://vehicle-images.carscommerce.inc/18e5-110013116/5NMP5DGL8TH209806/f3607891d28834b34f09802705a5a576.jpg", "https://vehicle-images.carscommerce.inc/de81-110013116/5NMP5DGL8TH209806/0c8b7d63df804b885f37371afebe30f3.jpg", "https://vehicle-images.carscommerce.inc/ce3d-110013116/5NMP5DGL8TH209806/9ffb92cecf4488e9385ed766d6169769.png", "https://vehicle-images.carscommerce.inc/20e0-110013116/5NMP5DGL8TH209806/4e76c12bf0f1a1e567d6d6a557624380.jpg", "https://vehicle-images.carscommerce.inc/4c41-110013116/5NMP5DGL8TH209806/a1a0eda8d52511b4695f6a9804bebb0d.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52055.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL8TH209806.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl8th209806/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl8th209806/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL8TH209806.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL8TH209806.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL8TH209806.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl8th209806/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,139. This offer applies to Stock #HD260767, VIN 5NMP5DGL8TH209806. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,055. Advertised price: $46,916. Savings: $5,139, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,055"}, {"label": "Advertised price", "value": "$46,916"}, {"label": "Savings", "value": "$5,139, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,139", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46916.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL8TH209806_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 831, "unit": "per_month", "display": "$831/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46916.0, "price_incl_doc": 46916.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 830.8, "amount_financed": 49848.25, "sales_tax": 2932.25, "total_of_payments": 49848.25, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260767, VIN 5NMP5DGL8TH209806. $831 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,916, before any dealer documentation fee. Amount financed $49,848, including $2,932 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,848. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL8TH209806_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 740, "unit": "per_month", "display": "$740/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46916.0, "price_incl_doc": 46916.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 739.98, "amount_financed": 49848.25, "sales_tax": 2932.25, "total_of_payments": 62158.08, "finance_charge": 12309.83, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260767, VIN 5NMP5DGL8TH209806. $740 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,916, before any dealer documentation fee. Amount financed $49,848, including $2,932 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,158. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL8TH209806_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52055.0, "selling_price": 46916.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 578.57, "net_cap_cost": 47566.0, "residual_value": 32274.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 578.57, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 738.57}, "total_of_payments": 20844, "total_of_payments_unrounded": 20828.52}, "disclosure": "Estimated lease payment for stock #HD260767, VIN 5NMP5DGL8TH209806. $579 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $739, made up of $579 first payment, $60 title, $100 registration. MSRP $52,055. Lease selling price $46,916. Net capitalized cost $47,566. Residual value $32,274, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,844. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL8TH209806_lease", "type": "lease", "label": "Lease", "headline": {"value": 485, "unit": "per_month", "display": "$485/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52055.0, "selling_price": 46916.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 485.28, "net_cap_cost": 44567.0, "residual_value": 32274.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 485.28, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3644.28}, "total_of_payments": 17460, "total_of_payments_unrounded": 17470.08}, "disclosure": "Estimated lease payment for stock #HD260767, VIN 5NMP5DGL8TH209806. $485 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,644, made up of $485 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,055. Lease selling price $46,916. Net capitalized cost $44,567. Residual value $32,274, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,460. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 225}}, {"vin": "1FA6P8CF7N5147727", "title": "2022 Ford Mustang Premium", "year": 2022, "make": "Ford", "model": "Mustang", "trim": "Premium", "decoded_trim": "GT Coupe", "condition": "used", "price": 40862.0, "msrp": 0.0, "sale_price": 41733.0, "currency": "USD", "mileage": 45147, "exterior_color": "White", "interior_color": "Showstopper Red", "drivetrain": "RWD", "body_style": "Coupe", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 2, "seating_capacity": null, "engine": "5.0L V8 Ti-VCT", "engine_displacement_l": 5.0, "engine_cylinders": 8, "transmission": "10-Speed Automatic", "mpg_city": 15, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "PDV0958", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com/inventory/used-2022-ford-mustang-gt-premium-rwd-2d-coupe-1fa6p8cf7n5147727/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1FA6P8CF7N5147727.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1FA6P8CF7N5147727.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1FA6P8CF7N5147727.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-ford-mustang-gt-premium-rwd-2d-coupe-1fa6p8cf7n5147727/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0958, VIN 1FA6P8CF7N5147727. Advertised price: $40,862. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,862"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40862.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FA6P8CF7N5147727_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1019, "unit": "per_month", "display": "$1,019/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40862.0, "price_incl_doc": 40862.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1019.42, "amount_financed": 43415.88, "sales_tax": 2553.88, "total_of_payments": 48932.36, "finance_charge": 5516.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0958, VIN 1FA6P8CF7N5147727. $1,019 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $40,862, before any dealer documentation fee. Amount financed $43,416, including $2,554 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $48,932. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FA6P8CF7N5147727_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 849, "unit": "per_month", "display": "$849/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40862.0, "price_incl_doc": 40862.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 849.28, "amount_financed": 43415.88, "sales_tax": 2553.88, "total_of_payments": 50956.69, "finance_charge": 7540.81, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0958, VIN 1FA6P8CF7N5147727. $849 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $40,862, before any dealer documentation fee. Amount financed $43,416, including $2,554 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $50,957. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FA6P8CF7N5147727_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 740, "unit": "per_month", "display": "$740/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40862.0, "price_incl_doc": 40862.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 739.99, "amount_financed": 43415.88, "sales_tax": 2553.88, "total_of_payments": 53279.22, "finance_charge": 9863.34, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0958, VIN 1FA6P8CF7N5147727. $740 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $40,862, before any dealer documentation fee. Amount financed $43,416, including $2,554 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $53,279. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/3VV5B7AX7RM214290.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-tiguan-2-0t-wolfsburg-edition-awd-4d-sport-utility-3vv5b7ax7rm214290/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0983, VIN 3VV5B7AX7RM214290. Advertised price: $25,403. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,403"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Panoramic Sunroof", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25403.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV5B7AX7RM214290_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 634, "unit": "per_month", "display": "$634/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25403.0, "price_incl_doc": 25403.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 633.75, "amount_financed": 26990.69, "sales_tax": 1587.69, "total_of_payments": 30420.16, "finance_charge": 3429.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0983, VIN 3VV5B7AX7RM214290. $634 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,403, before any dealer documentation fee. Amount financed $26,991, including $1,588 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,420. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV5B7AX7RM214290_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 528, "unit": "per_month", "display": "$528/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25403.0, "price_incl_doc": 25403.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 527.98, "amount_financed": 26990.69, "sales_tax": 1587.69, "total_of_payments": 31678.65, "finance_charge": 4687.96, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0983, VIN 3VV5B7AX7RM214290. $528 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,403, before any dealer documentation fee. Amount financed $26,991, including $1,588 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,679. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV5B7AX7RM214290_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 460, "unit": "per_month", "display": "$460/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25403.0, "price_incl_doc": 25403.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 460.03, "amount_financed": 26990.69, "sales_tax": 1587.69, "total_of_payments": 33122.51, "finance_charge": 6131.82, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0983, VIN 3VV5B7AX7RM214290. $460 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,403, before any dealer documentation fee. Amount financed $26,991, including $1,588 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,123. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-tesla-model-3-base-rwd-4d-sedan-5yj3e1ea2pf451688/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5YJ3E1EA2PF451688.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5YJ3E1EA2PF451688.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5YJ3E1EA2PF451688.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-tesla-model-3-base-rwd-4d-sedan-5yj3e1ea2pf451688/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0491A, VIN 5YJ3E1EA2PF451688. Advertised price: $25,200. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,200"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Heated Seats", "Lane Departure Warning", "Memory Seats", "Navigation System", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25200.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5YJ3E1EA2PF451688_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 629, "unit": "per_month", "display": "$629/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25200.0, "price_incl_doc": 25200.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 628.69, "amount_financed": 26775.0, "sales_tax": 1575.0, "total_of_payments": 30177.07, "finance_charge": 3402.07, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0491A, VIN 5YJ3E1EA2PF451688. $629 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,200, before any dealer documentation fee. Amount financed $26,775, including $1,575 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,177. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5YJ3E1EA2PF451688_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 524, "unit": "per_month", "display": "$524/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25200.0, "price_incl_doc": 25200.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 523.76, "amount_financed": 26775.0, "sales_tax": 1575.0, "total_of_payments": 31425.49, "finance_charge": 4650.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0491A, VIN 5YJ3E1EA2PF451688. $524 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,200, before any dealer documentation fee. Amount financed $26,775, including $1,575 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,425. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5YJ3E1EA2PF451688_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 456, "unit": "per_month", "display": "$456/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25200.0, "price_incl_doc": 25200.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 456.36, "amount_financed": 26775.0, "sales_tax": 1575.0, "total_of_payments": 32857.82, "finance_charge": 6082.82, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0491A, VIN 5YJ3E1EA2PF451688. $456 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,200, before any dealer documentation fee. Amount financed $26,775, including $1,575 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,858. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 179}}, {"vin": "KM8RLES22TU087581", "title": "2026 Hyundai PALISADE SEL", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 42426.0, "msrp": 46260.0, "sale_price": 44426.0, "currency": "USD", "mileage": 8, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28376", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/8dd7-110013116/KM8RLES22TU087581/d00234f2fa68b391d72cde5a7439291a.jpg", "images": ["https://vehicle-images.carscommerce.inc/8dd7-110013116/KM8RLES22TU087581/d00234f2fa68b391d72cde5a7439291a.jpg", "https://vehicle-images.carscommerce.inc/4dac-110013116/KM8RLES22TU087581/6fb35d29f0a2ae5dffab8b5e68141ba4.jpg", "https://vehicle-images.carscommerce.inc/cf62-110013116/KM8RLES22TU087581/52c2e1041f6f896b375a2d0a2b05d3d9.jpg", "https://vehicle-images.carscommerce.inc/820b-110013116/KM8RLES22TU087581/6d37ff64ae17a5fdd65840901dfc7f2f.jpg", "https://vehicle-images.carscommerce.inc/31e3-110013116/KM8RLES22TU087581/749a9aeecea0c1ef1028bf35c41e71a0.png", "https://vehicle-images.carscommerce.inc/9f24-110013116/KM8RLES22TU087581/4c141a39d87c81f82d40a45aee5a6c53.jpg", "https://vehicle-images.carscommerce.inc/24bc-110013116/KM8RLES22TU087581/f699174fab8bd2c2783917b0d8343106.jpg", "https://vehicle-images.carscommerce.inc/a2a5-110013116/KM8RLES22TU087581/bb5e339e1a8c426063a0383714b4a81a.png", "https://vehicle-images.carscommerce.inc/467a-110013116/KM8RLES22TU087581/d52cec1583220420ff5a2fbfc32d0bd7.jpg", "https://vehicle-images.carscommerce.inc/1063-110013116/KM8RLES22TU087581/6d8117260c7c976231346b0ba28c9adf.jpg", "https://vehicle-images.carscommerce.inc/f3a2-110013116/KM8RLES22TU087581/ed415f1ce816ff55143596e5da7c2cfd.png", "https://vehicle-images.carscommerce.inc/c329-110013116/KM8RLES22TU087581/36bd358a797c61339001d9b01edb303d.jpg", "https://vehicle-images.carscommerce.inc/36f9-110013116/KM8RLES22TU087581/8a72441bf8c958e54ad5a946a8f0deca.jpg", "https://vehicle-images.carscommerce.inc/6d47-110013116/KM8RLES22TU087581/1687d39ec62976b6ee91c99dc75240bf.png", "https://vehicle-images.carscommerce.inc/ce1e-110013116/KM8RLES22TU087581/e2792c5ee3c95664f8849f3429d148a5.jpg", "https://vehicle-images.carscommerce.inc/87fb-110013116/KM8RLES22TU087581/2c91bdfadf4f41cdd618273844c5880c.jpg", "https://vehicle-images.carscommerce.inc/979c-110013116/KM8RLES22TU087581/a22063589990399739fa217d2b93c099.png", "https://vehicle-images.carscommerce.inc/1978-110013116/KM8RLES22TU087581/bd43fd2cd600dd45f7452d14c033bee0.jpg", "https://vehicle-images.carscommerce.inc/27c5-110013116/KM8RLES22TU087581/ca9fbc0abd1124503f63b78793791390.jpg", "https://vehicle-images.carscommerce.inc/6184-110013116/KM8RLES22TU087581/573dea5bd70e68d929ad2bafe8bc4c96.jpg", "https://vehicle-images.carscommerce.inc/b449-110013116/KM8RLES22TU087581/65d19bf93dfce934f1ecc02f3df26412.jpg", "https://vehicle-images.carscommerce.inc/cb23-110013116/KM8RLES22TU087581/ecbea82a31b3b61dbe817279fd64fbbc.png", "https://vehicle-images.carscommerce.inc/e105-110013116/KM8RLES22TU087581/9bb16b8d1c87e881ef7666667f7201c2.jpg", "https://vehicle-images.carscommerce.inc/250d-110013116/KM8RLES22TU087581/2a4b16efc8a9c11f1df67c761dcfc925.jpg", "https://vehicle-images.carscommerce.inc/8f67-110013116/KM8RLES22TU087581/b74543f8b30685497562809997bb17fe.jpg", "https://vehicle-images.carscommerce.inc/ae79-110013116/KM8RLES22TU087581/d4fce5f715d0e2d14fa0fe7a5524a70b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 46260.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLES22TU087581.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles22tu087581/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles22tu087581/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLES22TU087581.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES22TU087581.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES22TU087581.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles22tu087581/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,834. This offer applies to Stock #28376, VIN KM8RLES22TU087581. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $46,260. Advertised price: $42,426. Savings: $3,834, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$46,260"}, {"label": "Advertised price", "value": "$42,426"}, {"label": "Savings", "value": "$3,834, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,834", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42426.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLES22TU087581_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 830, "unit": "per_month", "display": "$830/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42426.0, "price_incl_doc": 42426.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 829.97, "amount_financed": 45077.63, "sales_tax": 2651.63, "total_of_payments": 49798.19, "finance_charge": 4720.56, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28376, VIN KM8RLES22TU087581. $830 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $42,426, before any dealer documentation fee. Amount financed $45,078, including $2,652 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $49,798. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLES22TU087581_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42426.0, "price_incl_doc": 42426.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 626.08, "amount_financed": 45077.63, "sales_tax": 2651.63, "total_of_payments": 45077.63, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28376, VIN KM8RLES22TU087581. $626 per month for 72 months at 0% APR, $0 cash down. Advertised price $42,426, before any dealer documentation fee. Amount financed $45,078, including $2,652 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $45,078. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 199}}, {"vin": "KM8HFCAB0TU383000", "title": "2026 Hyundai Kona Sport", "year": 2026, "make": "Hyundai", "model": "Kona", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "used", "price": 27183.0, "msrp": 0.0, "sale_price": 29468.0, "currency": "USD", "mileage": null, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "HD260343", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/b951-110013116/KM8HFCAB0TU383000/43510f1bd513a912bf0012d369f218c2.jpg", "images": ["https://vehicle-images.carscommerce.inc/b951-110013116/KM8HFCAB0TU383000/43510f1bd513a912bf0012d369f218c2.jpg", "https://vehicle-images.carscommerce.inc/50cf-110013116/KM8HFCAB0TU383000/c9c2fdadeb659ecd671687902b93b441.jpg", "https://vehicle-images.carscommerce.inc/17af-110013116/KM8HFCAB0TU383000/73cc8bea74a2e00613da549d26dff65d.jpg", "https://vehicle-images.carscommerce.inc/6366-110013116/KM8HFCAB0TU383000/f698e4bc3c865a13ee4293c7bc70d981.jpg", "https://vehicle-images.carscommerce.inc/1d86-110013116/KM8HFCAB0TU383000/c8bd46ad24d14257d8cebddb9d837353.jpg", "https://vehicle-images.carscommerce.inc/c023-110013116/KM8HFCAB0TU383000/db317003111817ad11efa6c8113b1154.jpg", "https://vehicle-images.carscommerce.inc/4977-110013116/KM8HFCAB0TU383000/70fa7d867e128c6e9836c05dec969bfa.jpg", "https://vehicle-images.carscommerce.inc/ba0e-110013116/KM8HFCAB0TU383000/09021cd8c7574507b9a7fb3d72ce201e.jpg", "https://vehicle-images.carscommerce.inc/1352-110013116/KM8HFCAB0TU383000/f6892b42b62dec323700c83d09dc5ea8.jpg", "https://vehicle-images.carscommerce.inc/f82b-110013116/KM8HFCAB0TU383000/418e3abbf0797fac7accc3f57aa555ca.jpg", "https://vehicle-images.carscommerce.inc/84bc-110013116/KM8HFCAB0TU383000/46a1610a314e1af6619bd92a495a436f.jpg", "https://vehicle-images.carscommerce.inc/7f2b-110013116/KM8HFCAB0TU383000/684654546551382236f4a3738c681d31.jpg", "https://vehicle-images.carscommerce.inc/8c1e-110013116/KM8HFCAB0TU383000/81c690bc8b428d284a4bc641561b36bb.jpg", "https://vehicle-images.carscommerce.inc/7531-110013116/KM8HFCAB0TU383000/4f611ddf89d39587f38391e0be5b4994.jpg", "https://vehicle-images.carscommerce.inc/9f94-110013116/KM8HFCAB0TU383000/54b08449d17e90445977379ab4832741.jpg", "https://vehicle-images.carscommerce.inc/e6bf-110013116/KM8HFCAB0TU383000/d1422e8d5fc95f619d78607d6f8849ef.jpg", "https://vehicle-images.carscommerce.inc/55c5-110013116/KM8HFCAB0TU383000/f8a4a70c7e59ca3115cfe8ee9825613c.jpg", "https://vehicle-images.carscommerce.inc/8378-110013116/KM8HFCAB0TU383000/c38abb3d39594b7aa5a604dc3e8dab96.jpg", "https://vehicle-images.carscommerce.inc/f4ae-110013116/KM8HFCAB0TU383000/d2726031333c9bb28956814d6d7af949.jpg", "https://vehicle-images.carscommerce.inc/6db7-110013116/KM8HFCAB0TU383000/b31f8712bb4ff00d0ff17e5efdc6ba69.jpg", "https://vehicle-images.carscommerce.inc/a7e4-110013116/KM8HFCAB0TU383000/1a3bd19c03ca77f37f3708af14a32190.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB0TU383000.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu383000/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu383000/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB0TU383000.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB0TU383000.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB0TU383000.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu383000/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260343, VIN KM8HFCAB0TU383000. Advertised price: $27,183. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,183"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27183.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB0TU383000_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 678, "unit": "per_month", "display": "$678/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27183.0, "price_incl_doc": 27183.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 678.16, "amount_financed": 28881.94, "sales_tax": 1698.94, "total_of_payments": 32551.72, "finance_charge": 3669.78, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260343, VIN KM8HFCAB0TU383000. $678 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,183, before any dealer documentation fee. Amount financed $28,882, including $1,699 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,552. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB0TU383000_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 565, "unit": "per_month", "display": "$565/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27183.0, "price_incl_doc": 27183.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 564.97, "amount_financed": 28881.94, "sales_tax": 1698.94, "total_of_payments": 33898.38, "finance_charge": 5016.44, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260343, VIN KM8HFCAB0TU383000. $565 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,183, before any dealer documentation fee. Amount financed $28,882, including $1,699 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,898. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB0TU383000_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 492, "unit": "per_month", "display": "$492/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27183.0, "price_incl_doc": 27183.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 492.27, "amount_financed": 28881.94, "sales_tax": 1698.94, "total_of_payments": 35443.42, "finance_charge": 6561.48, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260343, VIN KM8HFCAB0TU383000. $492 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,183, before any dealer documentation fee. Amount financed $28,882, including $1,699 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,443. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 184}}, {"vin": "KM8HFCAB2TU419575", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 27126.0, "msrp": 29925.0, "sale_price": 28876.0, "currency": "USD", "mileage": 1623, "exterior_color": "Green", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28348", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/4f00-110013116/KM8HFCAB2TU419575/d0e92582af8d4f2ea0c124ca76cd5d7c.jpg", "images": ["https://vehicle-images.carscommerce.inc/4f00-110013116/KM8HFCAB2TU419575/d0e92582af8d4f2ea0c124ca76cd5d7c.jpg", "https://vehicle-images.carscommerce.inc/fe1b-110013116/KM8HFCAB2TU419575/d30c05b889ccd15c2669a44b295ac143.jpg", "https://vehicle-images.carscommerce.inc/c8f5-110013116/KM8HFCAB2TU419575/ffe9f77c7ec9cc7b9c354bd4677846e5.jpg", "https://vehicle-images.carscommerce.inc/3f7f-110013116/KM8HFCAB2TU419575/702c45d1beabd64dec32338ddc80e490.jpg", "https://vehicle-images.carscommerce.inc/cd35-110013116/KM8HFCAB2TU419575/c3f35e04239c5798b11c72dac8c384e6.png", "https://vehicle-images.carscommerce.inc/1544-110013116/KM8HFCAB2TU419575/d150b96e2004be3d0199168407b1a379.jpg", "https://vehicle-images.carscommerce.inc/3019-110013116/KM8HFCAB2TU419575/b68d1a2ccea4716d10f69334ea56624b.jpg", "https://vehicle-images.carscommerce.inc/b00d-110013116/KM8HFCAB2TU419575/0c6d2af7b610b5c4d26558599dc556cb.png", "https://vehicle-images.carscommerce.inc/3dbf-110013116/KM8HFCAB2TU419575/9d5e3eaab8285e1ce293b1db22d567bf.jpg", "https://vehicle-images.carscommerce.inc/266d-110013116/KM8HFCAB2TU419575/4d41e1bfd196c3665e0dbdf353074569.jpg", "https://vehicle-images.carscommerce.inc/6cfc-110013116/KM8HFCAB2TU419575/5280aea8c140c73b6868a6672ab62501.png", "https://vehicle-images.carscommerce.inc/734a-110013116/KM8HFCAB2TU419575/f8b140b580c89e0a88980161c594102e.jpg", "https://vehicle-images.carscommerce.inc/f06e-110013116/KM8HFCAB2TU419575/3cf5bd455a54349ed3573efd3f4a80b0.jpg", "https://vehicle-images.carscommerce.inc/7e1f-110013116/KM8HFCAB2TU419575/3f7a1f5f270f8daea5fb242a30efefa1.png", "https://vehicle-images.carscommerce.inc/d1b1-110013116/KM8HFCAB2TU419575/cae3359bc763656e0c4268bc4093ea2b.jpg", "https://vehicle-images.carscommerce.inc/3c45-110013116/KM8HFCAB2TU419575/de93fccaa033aabe5b0267d5638a6c84.jpg", "https://vehicle-images.carscommerce.inc/51c4-110013116/KM8HFCAB2TU419575/65c90171285d965cbb59490d53ae13b3.png", "https://vehicle-images.carscommerce.inc/1581-110013116/KM8HFCAB2TU419575/eddbd60722b8cb3ba7ccfff3d06d7326.jpg", "https://vehicle-images.carscommerce.inc/2b3b-110013116/KM8HFCAB2TU419575/370c56dd01046c4834426e44675b59a8.jpg", "https://vehicle-images.carscommerce.inc/a7a5-110013116/KM8HFCAB2TU419575/7809ff55b9d758b322960a12a2fc8075.jpg", "https://vehicle-images.carscommerce.inc/6b96-110013116/KM8HFCAB2TU419575/bbaa6e2a2ce7d7142b1f82b7d242b101.jpg", "https://vehicle-images.carscommerce.inc/6e7b-110013116/KM8HFCAB2TU419575/dfbe8240d429e3b4438ca4345daaf558.png", "https://vehicle-images.carscommerce.inc/3e0e-110013116/KM8HFCAB2TU419575/a9ec9e9fab63a061ea438a4e59ac25dc.jpg", "https://vehicle-images.carscommerce.inc/7f1d-110013116/KM8HFCAB2TU419575/24828e9460a674a20472321f55e9041e.jpg", "https://vehicle-images.carscommerce.inc/131e-110013116/KM8HFCAB2TU419575/4a9a923df7d11df8910517a68b519b4f.jpg", "https://vehicle-images.carscommerce.inc/6aea-110013116/KM8HFCAB2TU419575/9a38b898a527720d69bdc9b6d8e94b26.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29925.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB2TU419575.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab2tu419575/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab2tu419575/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB2TU419575.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB2TU419575.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB2TU419575.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab2tu419575/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,799. This offer applies to Stock #28348, VIN KM8HFCAB2TU419575. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $29,925. Advertised price: $27,126. Savings: $2,799, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$29,925"}, {"label": "Advertised price", "value": "$27,126"}, {"label": "Savings", "value": "$2,799, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,799", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27126.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB2TU419575_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 524, "unit": "per_month", "display": "$524/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27126.0, "price_incl_doc": 27126.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 524.18, "amount_financed": 28821.38, "sales_tax": 1695.38, "total_of_payments": 31450.93, "finance_charge": 2629.55, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28348, VIN KM8HFCAB2TU419575. $524 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,126, before any dealer documentation fee. Amount financed $28,821, including $1,695 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $31,451. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB2TU419575_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 428, "unit": "per_month", "display": "$428/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27126.0, "price_incl_doc": 27126.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 427.84, "amount_financed": 28821.38, "sales_tax": 1695.38, "total_of_payments": 35938.71, "finance_charge": 7117.33, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28348, VIN KM8HFCAB2TU419575. $428 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,126, before any dealer documentation fee. Amount financed $28,821, including $1,695 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $35,939. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB2TU432035.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab2tu432035/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,890. This offer applies to Stock #28480, VIN KM8HFCAB2TU432035. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,585. Advertised price: $27,695. Savings: $2,890, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,585"}, {"label": "Advertised price", "value": "$27,695"}, {"label": "Savings", "value": "$2,890, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,890", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27695.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB2TU432035_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 535, "unit": "per_month", "display": "$535/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27695.0, "price_incl_doc": 27695.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 535.18, "amount_financed": 29425.94, "sales_tax": 1730.94, "total_of_payments": 32110.65, "finance_charge": 2684.71, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28480, VIN KM8HFCAB2TU432035. $535 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,695, before any dealer documentation fee. Amount financed $29,426, including $1,731 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,111. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB2TU432035_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 437, "unit": "per_month", "display": "$437/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27695.0, "price_incl_doc": 27695.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 436.82, "amount_financed": 29425.94, "sales_tax": 1730.94, "total_of_payments": 36692.56, "finance_charge": 7266.62, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28480, VIN KM8HFCAB2TU432035. $437 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,695, before any dealer documentation fee. Amount financed $29,426, including $1,731 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $36,693. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 219}}, {"vin": "1GCUDEED2RZ244112", "title": "2024 Chevrolet Silverado 1500 RST", "year": 2024, "make": "Chevrolet", "model": "Silverado 1500", "trim": "RST", "decoded_trim": "RST", "condition": "used", "price": 42390.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 61108, "exterior_color": "Black", "interior_color": "Jet Black", "drivetrain": "4WD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "EcoTec3 5.3L V8", "engine_displacement_l": 5.3, "engine_cylinders": 8, "transmission": "10-Speed Automatic", "mpg_city": 15, "mpg_hwy": 20, "range_miles": null, "battery_kwh": null, "stock_number": "HD260388A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/1GCUDEED2RZ244112.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-chevrolet-silverado-1500-rst-4wd-4d-crew-cab-1gcudeed2rz244112/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-chevrolet-silverado-1500-rst-4wd-4d-crew-cab-1gcudeed2rz244112/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1GCUDEED2RZ244112.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1GCUDEED2RZ244112.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1GCUDEED2RZ244112.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-chevrolet-silverado-1500-rst-4wd-4d-crew-cab-1gcudeed2rz244112/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260388A, VIN 1GCUDEED2RZ244112. Advertised price: $42,390. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$42,390"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Power Seats", "Premium Audio", "Tow Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GCUDEED2RZ244112_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42390.0, "price_incl_doc": 42390.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.54, "amount_financed": 45039.38, "sales_tax": 2649.38, "total_of_payments": 50762.14, "finance_charge": 5722.76, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260388A, VIN 1GCUDEED2RZ244112. $1,058 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $42,390, before any dealer documentation fee. Amount financed $45,039, including $2,649 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $50,762. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUDEED2RZ244112_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 881, "unit": "per_month", "display": "$881/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42390.0, "price_incl_doc": 42390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 881.04, "amount_financed": 45039.38, "sales_tax": 2649.38, "total_of_payments": 52862.17, "finance_charge": 7822.79, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260388A, VIN 1GCUDEED2RZ244112. $881 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $42,390, before any dealer documentation fee. Amount financed $45,039, including $2,649 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $52,862. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GCUDEED2RZ244112_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 768, "unit": "per_month", "display": "$768/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42390.0, "price_incl_doc": 42390.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 767.66, "amount_financed": 45039.38, "sales_tax": 2649.38, "total_of_payments": 55271.55, "finance_charge": 10232.17, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260388A, VIN 1GCUDEED2RZ244112. $768 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $42,390, before any dealer documentation fee. Amount financed $45,039, including $2,649 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $55,272. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 191}}, {"vin": "WA1CNAFY7J2231754", "title": "2018 Audi Q5 Prestige", "year": 2018, "make": "Audi", "model": "Q5", "trim": "Prestige", "decoded_trim": "quattro Prestige", "condition": "used", "price": 14412.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 118135, "exterior_color": null, "interior_color": null, "drivetrain": "quattro", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L TFSI", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "7-Speed Automatic S tronic", "mpg_city": 23, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "GD260473A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.0L 4-Cylinder In-Line", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-audi-q5-2-0t-prestige-quattro-4d-sport-utility-wa1cnafy7j2231754/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-audi-q5-2-0t-prestige-quattro-4d-sport-utility-wa1cnafy7j2231754/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/WA1CNAFY7J2231754.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/WA1CNAFY7J2231754.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/WA1CNAFY7J2231754.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-audi-q5-2-0t-prestige-quattro-4d-sport-utility-wa1cnafy7j2231754/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260473A, VIN WA1CNAFY7J2231754. Advertised price: $14,412. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$14,412"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Keyless Entry", "Leather Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 14412.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WA1CNAFY7J2231754_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 360, "unit": "per_month", "display": "$360/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14412.0, "price_incl_doc": 14412.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 359.55, "amount_financed": 15312.75, "sales_tax": 900.75, "total_of_payments": 17258.41, "finance_charge": 1945.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260473A, VIN WA1CNAFY7J2231754. $360 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $14,412, before any dealer documentation fee. Amount financed $15,313, including $901 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $17,258. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1CNAFY7J2231754_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 300, "unit": "per_month", "display": "$300/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14412.0, "price_incl_doc": 14412.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 299.54, "amount_financed": 15312.75, "sales_tax": 900.75, "total_of_payments": 17972.39, "finance_charge": 2659.64, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260473A, VIN WA1CNAFY7J2231754. $300 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $14,412, before any dealer documentation fee. Amount financed $15,313, including $901 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $17,972. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1CNAFY7J2231754_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 261, "unit": "per_month", "display": "$261/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14412.0, "price_incl_doc": 14412.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 260.99, "amount_financed": 15312.75, "sales_tax": 900.75, "total_of_payments": 18791.54, "finance_charge": 3478.79, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260473A, VIN WA1CNAFY7J2231754. $261 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $14,412, before any dealer documentation fee. Amount financed $15,313, including $901 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $18,792. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 163}}, {"vin": "KM8SR4HF0EU083827", "title": "2014 Hyundai Santa Fe GLS", "year": 2014, "make": "Hyundai", "model": "Santa Fe", "trim": "GLS", "decoded_trim": "TOP", "condition": "used", "price": 10388.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 112470, "exterior_color": "Blue", "interior_color": "Beige", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.3L V6 DGI DOHC 24V", "engine_displacement_l": 3.3, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "HD260161A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2014, "trim": "TOP", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.3L", "engine_displacement_l": 3.3, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8SR4HF0EU083827.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2014-hyundai-santa-fe-gls-fwd-4d-sport-utility-km8sr4hf0eu083827/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2014-hyundai-santa-fe-gls-fwd-4d-sport-utility-km8sr4hf0eu083827/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8SR4HF0EU083827.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8SR4HF0EU083827.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8SR4HF0EU083827.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2014-hyundai-santa-fe-gls-fwd-4d-sport-utility-km8sr4hf0eu083827/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260161A, VIN KM8SR4HF0EU083827. Advertised price: $10,388. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$10,388"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Backup Camera", "Blind Spot Monitor", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 10388.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8SR4HF0EU083827_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 259, "unit": "per_month", "display": "$259/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10388.0, "price_incl_doc": 10388.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 259.16, "amount_financed": 11037.25, "sales_tax": 649.25, "total_of_payments": 12439.66, "finance_charge": 1402.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260161A, VIN KM8SR4HF0EU083827. $259 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $10,388, before any dealer documentation fee. Amount financed $11,037, including $649 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $12,440. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8SR4HF0EU083827_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 216, "unit": "per_month", "display": "$216/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10388.0, "price_incl_doc": 10388.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 215.9, "amount_financed": 11037.25, "sales_tax": 649.25, "total_of_payments": 12954.29, "finance_charge": 1917.04, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260161A, VIN KM8SR4HF0EU083827. $216 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $10,388, before any dealer documentation fee. Amount financed $11,037, including $649 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $12,954. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8SR4HF0EU083827_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 188, "unit": "per_month", "display": "$188/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10388.0, "price_incl_doc": 10388.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 188.12, "amount_financed": 11037.25, "sales_tax": 649.25, "total_of_payments": 13544.72, "finance_charge": 2507.47, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260161A, VIN KM8SR4HF0EU083827. $188 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $10,388, before any dealer documentation fee. Amount financed $11,037, including $649 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $13,545. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk3tu042833/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLW4DK3TU042833.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK3TU042833.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK3TU042833.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk3tu042833/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $401. This offer applies to Stock #28755, VIN KMHLW4DK3TU042833. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $38,080. Advertised price: $37,679. Savings: $401, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$38,080"}, {"label": "Advertised price", "value": "$37,679"}, {"label": "Savings", "value": "$401, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $401", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37679.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLW4DK3TU042833_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 765, "unit": "per_month", "display": "$765/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37679.0, "price_incl_doc": 37679.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra N \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 764.51, "amount_financed": 40033.94, "sales_tax": 2354.94, "total_of_payments": 45870.6, "finance_charge": 5836.66, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28755, VIN KMHLW4DK3TU042833. $765 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $37,679, before any dealer documentation fee. Amount financed $40,034, including $2,355 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $45,871. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLW4DK3TU042833_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 594, "unit": "per_month", "display": "$594/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37679.0, "price_incl_doc": 37679.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 594.29, "amount_financed": 40033.94, "sales_tax": 2354.94, "total_of_payments": 49920.16, "finance_charge": 9886.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28755, VIN KMHLW4DK3TU042833. $594 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $37,679, before any dealer documentation fee. Amount financed $40,034, including $2,355 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $49,920. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 179}}, {"vin": "KM8HFCAB2TU423884", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 28746.0, "msrp": 31125.0, "sale_price": 29996.0, "currency": "USD", "mileage": 14, "exterior_color": "Red", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "HD260552", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/b0ee-110013116/KM8HFCAB2TU423884/0657e114fec74633983f1dfac5f5d37c.jpg", "images": ["https://vehicle-images.carscommerce.inc/b0ee-110013116/KM8HFCAB2TU423884/0657e114fec74633983f1dfac5f5d37c.jpg", "https://vehicle-images.carscommerce.inc/1bc4-110013116/KM8HFCAB2TU423884/72c9e622d01c1f4075e78bb675d9ce05.jpg", "https://vehicle-images.carscommerce.inc/ba52-110013116/KM8HFCAB2TU423884/f6399038d0f8181c3c3e071800865886.jpg", "https://vehicle-images.carscommerce.inc/763e-110013116/KM8HFCAB2TU423884/0b561ef6846252f65c04b3236f7f5673.jpg", "https://vehicle-images.carscommerce.inc/1128-110013116/KM8HFCAB2TU423884/b7b09cdae111ad3dbf4967dc5461caa2.jpg", "https://vehicle-images.carscommerce.inc/ae62-110013116/KM8HFCAB2TU423884/423a426c9c9aaa57e748cef3ebdf5f1e.png", "https://vehicle-images.carscommerce.inc/876a-110013116/KM8HFCAB2TU423884/a13786fca119a0f0dece306d8bf9765e.jpg", "https://vehicle-images.carscommerce.inc/9d37-110013116/KM8HFCAB2TU423884/6400de7ad8b0d2e4614a75d85583b4a7.jpg", "https://vehicle-images.carscommerce.inc/581b-110013116/KM8HFCAB2TU423884/14b9c9a2ba9423987d9e5309021e874a.png", "https://vehicle-images.carscommerce.inc/3ed6-110013116/KM8HFCAB2TU423884/c70128ce6dd40e5d71740ac7203d1e71.jpg", "https://vehicle-images.carscommerce.inc/2d74-110013116/KM8HFCAB2TU423884/f97add31ee875421c48c70e253d459a7.jpg", "https://vehicle-images.carscommerce.inc/eaa0-110013116/KM8HFCAB2TU423884/45c6a851dd2874430fa133b4716716e1.png", "https://vehicle-images.carscommerce.inc/8ebb-110013116/KM8HFCAB2TU423884/50960f4239a1fe0841eb92345068165b.jpg", "https://vehicle-images.carscommerce.inc/be28-110013116/KM8HFCAB2TU423884/cd5634508f461d53ada316b4612c147f.jpg", "https://vehicle-images.carscommerce.inc/37ad-110013116/KM8HFCAB2TU423884/aa55142b1bb244f9d8896e262b87645f.png", "https://vehicle-images.carscommerce.inc/f329-110013116/KM8HFCAB2TU423884/83aed42e4bebe8edf0a2f39742fbb8e1.jpg", "https://vehicle-images.carscommerce.inc/514b-110013116/KM8HFCAB2TU423884/63c4d55c4219ac7e9052c48e4d4a7871.jpg", "https://vehicle-images.carscommerce.inc/3d05-110013116/KM8HFCAB2TU423884/a6cc2ca0039a04b3dce1e4f8e708b2af.png", "https://vehicle-images.carscommerce.inc/acf6-110013116/KM8HFCAB2TU423884/ff9e1f512f2e87e5a7591892d1e6a93f.jpg", "https://vehicle-images.carscommerce.inc/ef2b-110013116/KM8HFCAB2TU423884/104ed2c2bcd661ad697a55a4efc68702.jpg", "https://vehicle-images.carscommerce.inc/e9b7-110013116/KM8HFCAB2TU423884/5bdb5e84033c70d15eb1507688206e0b.png", "https://vehicle-images.carscommerce.inc/361c-110013116/KM8HFCAB2TU423884/5fca6cdacf7fa0d3176548f8fc17263b.jpg", "https://vehicle-images.carscommerce.inc/216d-110013116/KM8HFCAB2TU423884/3ac5759e6640d589552effa7dbc60f27.jpg", "https://vehicle-images.carscommerce.inc/24db-110013116/KM8HFCAB2TU423884/ebb56a0fde058c134e91652460a8e96a.png", "https://vehicle-images.carscommerce.inc/aa48-110013116/KM8HFCAB2TU423884/b916cb142cbf4ea4aa4302159b9ee636.jpg", "https://vehicle-images.carscommerce.inc/3748-110013116/KM8HFCAB2TU423884/77c909c1fea18e2745a48c370f65c525.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31125.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB2TU423884.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab2tu423884/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab2tu423884/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB2TU423884.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB2TU423884.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB2TU423884.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab2tu423884/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,379. This offer applies to Stock #HD260552, VIN KM8HFCAB2TU423884. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,125. Advertised price: $28,746. Savings: $2,379, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,125"}, {"label": "Advertised price", "value": "$28,746"}, {"label": "Savings", "value": "$2,379, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,379", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28746.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB2TU423884_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 555, "unit": "per_month", "display": "$555/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28746.0, "price_incl_doc": 28746.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 555.49, "amount_financed": 30542.63, "sales_tax": 1796.63, "total_of_payments": 33329.22, "finance_charge": 2786.59, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260552, VIN KM8HFCAB2TU423884. $555 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,746, before any dealer documentation fee. Amount financed $30,543, including $1,797 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $33,329. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB2TU423884_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 453, "unit": "per_month", "display": "$453/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28746.0, "price_incl_doc": 28746.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 453.39, "amount_financed": 30542.63, "sales_tax": 1796.63, "total_of_payments": 38085.01, "finance_charge": 7542.38, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260552, VIN KM8HFCAB2TU423884. $453 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,746, before any dealer documentation fee. Amount financed $30,543, including $1,797 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $38,085. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 140}}, {"vin": "7YAKNDDC7TY067568", "title": "2026 Hyundai IONIQ 5 SEL", "year": 2026, "make": "Hyundai", "model": "IONIQ 5", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 46003.0, "msrp": null, "sale_price": 46003.0, "currency": "USD", "mileage": null, "exterior_color": "Lucid Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": 5, "engine": "Electric", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "7YAKNDDC7TY067568", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/de70-110013116/7YAKNDDC7TY067568/173b3a01c7e6719771a0c489c9452b32.jpg", "images": ["https://vehicle-images.carscommerce.inc/de70-110013116/7YAKNDDC7TY067568/173b3a01c7e6719771a0c489c9452b32.jpg"], "vin_decode": {"make": "Hyundai", "model": "Ioniq 5", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "4WD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/7YAKNDDC7TY067568.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc7ty067568/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc7ty067568/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7YAKNDDC7TY067568.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKNDDC7TY067568.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKNDDC7TY067568.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc7ty067568/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #7YAKNDDC7TY067568, VIN 7YAKNDDC7TY067568. Advertised price: $46,003. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,003"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46003.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7YAKNDDC7TY067568_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 679, "unit": "per_month", "display": "$679/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46003.0, "price_incl_doc": 46003.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 678.86, "amount_financed": 48878.19, "sales_tax": 2875.19, "total_of_payments": 48878.19, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #7YAKNDDC7TY067568, VIN 7YAKNDDC7TY067568. $679 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,003, before any dealer documentation fee. Amount financed $48,878, including $2,875 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $48,878. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDC7TY067568_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 662, "unit": "per_month", "display": "$662/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 45590.0, "selling_price": 46003.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 662.08, "net_cap_cost": 46653.0, "residual_value": 28265.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 662.08, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 822.08}, "total_of_payments": 23832, "total_of_payments_unrounded": 23834.88}, "disclosure": "Estimated lease payment for stock #7YAKNDDC7TY067568, VIN 7YAKNDDC7TY067568. $662 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $822, made up of $662 first payment, $60 title, $100 registration. MSRP $45,590. Lease selling price $46,003. Net capitalized cost $46,653. Residual value $28,266, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $23,832. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDC7TY067568_lease", "type": "lease", "label": "Lease", "headline": {"value": 569, "unit": "per_month", "display": "$569/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 45590.0, "selling_price": 46003.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 568.79, "net_cap_cost": 43654.0, "residual_value": 28265.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 568.79, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3727.79}, "total_of_payments": 20484, "total_of_payments_unrounded": 20476.44}, "disclosure": "Estimated lease payment for stock #7YAKNDDC7TY067568, VIN 7YAKNDDC7TY067568. $569 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,728, made up of $569 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $45,590. Lease selling price $46,003. Net capitalized cost $43,654. Residual value $28,266, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,484. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 178}}, {"vin": "KL47LCE21RB098727", "title": "2024 Buick Envista Avenir", "year": 2024, "make": "Buick", "model": "Envista", "trim": "Avenir", "decoded_trim": "Avenir", "condition": "used", "price": 27125.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 13447, "exterior_color": "Blue", "interior_color": "Pebble Gray Seats With Ebony Interior Whisper", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 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"price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD261266A, VIN KL47LCE21RB098727. Advertised price: $27,125. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,125"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27125.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KL47LCE21RB098727_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 677, "unit": "per_month", "display": "$677/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27125.0, "price_incl_doc": 27125.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 676.71, "amount_financed": 28820.31, "sales_tax": 1695.31, "total_of_payments": 32482.26, "finance_charge": 3661.95, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261266A, VIN KL47LCE21RB098727. $677 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,125, before any dealer documentation fee. Amount financed $28,820, including $1,695 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,482. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KL47LCE21RB098727_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 564, "unit": "per_month", "display": "$564/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27125.0, "price_incl_doc": 27125.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 563.77, "amount_financed": 28820.31, "sales_tax": 1695.31, "total_of_payments": 33826.05, "finance_charge": 5005.74, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261266A, VIN KL47LCE21RB098727. $564 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,125, before any dealer documentation fee. Amount financed $28,820, including $1,695 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,826. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KL47LCE21RB098727_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 491, "unit": "per_month", "display": "$491/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27125.0, "price_incl_doc": 27125.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 491.22, "amount_financed": 28820.31, "sales_tax": 1695.31, "total_of_payments": 35367.79, "finance_charge": 6547.48, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261266A, VIN KL47LCE21RB098727. $491 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,125, before any dealer documentation fee. Amount financed $28,820, including $1,695 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,368. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 154}}, {"vin": "KM8RLES23TU137307", "title": "2026 Hyundai PALISADE 7P", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "7P", "decoded_trim": "SEL", "condition": "new", "price": 42863.0, "msrp": 46750.0, "sale_price": 47163.0, "currency": "USD", "mileage": null, "exterior_color": "Classy Blue Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "Regular Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RLES23TU137307", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/72ba-110013116/KM8RLES23TU137307/b9160b90c3468a733a50627af3fd2fcc.jpg", "images": ["https://vehicle-images.carscommerce.inc/72ba-110013116/KM8RLES23TU137307/b9160b90c3468a733a50627af3fd2fcc.jpg", "https://vehicle-images.carscommerce.inc/c707-110013116/KM8RLES23TU137307/f1ca80c158eb3c727d8f8daab0e18e66.jpg", "https://vehicle-images.carscommerce.inc/b0cf-110013116/KM8RLES23TU137307/105dbfe9c1944faea671740cec82a622.jpg", "https://vehicle-images.carscommerce.inc/89b8-110013116/KM8RLES23TU137307/54984e173e1b2dd8765e541fa39d6942.jpg", "https://vehicle-images.carscommerce.inc/e6b0-110013116/KM8RLES23TU137307/40ff9e463ccdd5bf786272e96dfe9a7a.jpg", "https://vehicle-images.carscommerce.inc/b533-110013116/KM8RLES23TU137307/9aafda8642d95cbeb029a6d4e2eb58b6.png", "https://vehicle-images.carscommerce.inc/61fb-110013116/KM8RLES23TU137307/ec7bae6e1e84eeb91a12cb32961dfd2f.jpg", "https://vehicle-images.carscommerce.inc/abef-110013116/KM8RLES23TU137307/1b1c6075c77f9daac16e0c1a8a69e653.jpg", "https://vehicle-images.carscommerce.inc/2742-110013116/KM8RLES23TU137307/6aa04d34b4fd87a8f905bc2fe918a17e.png", "https://vehicle-images.carscommerce.inc/2890-110013116/KM8RLES23TU137307/1f39e974d1ce349e9c7244b89e6c442b.jpg", "https://vehicle-images.carscommerce.inc/8dfc-110013116/KM8RLES23TU137307/b615ca9922ccc1b098fd2de43a4bf500.jpg", "https://vehicle-images.carscommerce.inc/5893-110013116/KM8RLES23TU137307/e1c9b2ab726e0a25d883e6a65f426233.png", "https://vehicle-images.carscommerce.inc/8d8b-110013116/KM8RLES23TU137307/d07fe4953d987dcc5ec2d77b398f40b6.jpg", "https://vehicle-images.carscommerce.inc/5015-110013116/KM8RLES23TU137307/018c5b4abffcade0eb792f9cc41301bb.jpg", "https://vehicle-images.carscommerce.inc/9ed0-110013116/KM8RLES23TU137307/4603fb17c9e0090dfc3d598bf9c7917c.png", "https://vehicle-images.carscommerce.inc/b322-110013116/KM8RLES23TU137307/c81ae02c44fa7430aef11c5388fa131f.jpg", "https://vehicle-images.carscommerce.inc/fc8d-110013116/KM8RLES23TU137307/f711d3858b53644c95d44451c2dcb92a.jpg", "https://vehicle-images.carscommerce.inc/8d92-110013116/KM8RLES23TU137307/e6583232e8f7215bbf232bab0195048d.png", "https://vehicle-images.carscommerce.inc/f9f3-110013116/KM8RLES23TU137307/03828d0d31fb4f69d68205fdd3fd9f20.jpg", "https://vehicle-images.carscommerce.inc/ab16-110013116/KM8RLES23TU137307/93cb9c12fd8b83a03f6151461f1795cc.jpg", "https://vehicle-images.carscommerce.inc/dd99-110013116/KM8RLES23TU137307/a86c0025ac28da3fae2f4879e9ed46c4.png", "https://vehicle-images.carscommerce.inc/114f-110013116/KM8RLES23TU137307/d6e0679199d06577a12621db91924383.jpg", "https://vehicle-images.carscommerce.inc/316e-110013116/KM8RLES23TU137307/69e7cbb21707ac0196d7f8bca60e5dfb.jpg", "https://vehicle-images.carscommerce.inc/76b9-110013116/KM8RLES23TU137307/b25df9cbc41f378c81688051137b0592.png", "https://vehicle-images.carscommerce.inc/2464-110013116/KM8RLES23TU137307/620e3d50c426f6e7cc4261a1e50c5944.jpg", "https://vehicle-images.carscommerce.inc/1469-110013116/KM8RLES23TU137307/5fb4f50d1502cb426a1988c18e85aae9.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 46750.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLES23TU137307.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-7p-awd-sport-utility-km8rles23tu137307/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-7p-awd-sport-utility-km8rles23tu137307/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLES23TU137307.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES23TU137307.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES23TU137307.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-7p-awd-sport-utility-km8rles23tu137307/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,887. This offer applies to Stock #KM8RLES23TU137307, VIN KM8RLES23TU137307. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $46,750. Advertised price: $42,863. Savings: $3,887, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$46,750"}, {"label": "Advertised price", "value": "$42,863"}, {"label": "Savings", "value": "$3,887, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,887", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42863.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLES23TU137307_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 839, "unit": "per_month", "display": "$839/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42863.0, "price_incl_doc": 42863.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 838.52, "amount_financed": 45541.94, "sales_tax": 2678.94, "total_of_payments": 50311.12, "finance_charge": 4769.18, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLES23TU137307, VIN KM8RLES23TU137307. $839 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $42,863, before any dealer documentation fee. Amount financed $45,542, including $2,679 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $50,311. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLES23TU137307_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42863.0, "price_incl_doc": 42863.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 632.53, "amount_financed": 45541.94, "sales_tax": 2678.94, "total_of_payments": 45541.94, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLES23TU137307, VIN KM8RLES23TU137307. $633 per month for 72 months at 0% APR, $0 cash down. Advertised price $42,863, before any dealer documentation fee. Amount financed $45,542, including $2,679 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $45,542. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 117}}, {"vin": "KM8RLES21TU112003", "title": "2026 Hyundai PALISADE SEL", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 42591.0, "msrp": 46445.0, "sale_price": 44591.0, "currency": "USD", "mileage": 13, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260845", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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"https://ai.castlehyundaidownersgrove.com/sticker/KM8RLES21TU112003.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles21tu112003/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles21tu112003/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLES21TU112003.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES21TU112003.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES21TU112003.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles21tu112003/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,854. This offer applies to Stock #HD260845, VIN KM8RLES21TU112003. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $46,445. Advertised price: $42,591. Savings: $3,854, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$46,445"}, {"label": "Advertised price", "value": "$42,591"}, {"label": "Savings", "value": "$3,854, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,854", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:42Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42591.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLES21TU112003_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 833, "unit": "per_month", "display": "$833/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42591.0, "price_incl_doc": 42591.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.2, "amount_financed": 45252.94, "sales_tax": 2661.94, "total_of_payments": 49991.85, "finance_charge": 4738.91, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260845, VIN KM8RLES21TU112003. $833 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $42,591, before any dealer documentation fee. Amount financed $45,253, including $2,662 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $49,992. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLES21TU112003_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 629, "unit": "per_month", "display": "$629/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42591.0, "price_incl_doc": 42591.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 628.51, "amount_financed": 45252.94, "sales_tax": 2661.94, "total_of_payments": 45252.94, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260845, VIN KM8RLES21TU112003. $629 per month for 72 months at 0% APR, $0 cash down. Advertised price $42,591, before any dealer documentation fee. Amount financed $45,253, including $2,662 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $45,253. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 136}}, {"vin": "KMHLM4DG7TU221104", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 23127.0, "msrp": 26095.0, "sale_price": 23927.0, "currency": "USD", "mileage": 10, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28702", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/47d2-110013116/KMHLM4DG7TU221104/c594c597471e8246622e932611f02fcb.jpg", "images": ["https://vehicle-images.carscommerce.inc/47d2-110013116/KMHLM4DG7TU221104/c594c597471e8246622e932611f02fcb.jpg", "https://vehicle-images.carscommerce.inc/7f40-110013116/KMHLM4DG7TU221104/040d715fd2f3641c0d76e0f0671b7117.jpg", "https://vehicle-images.carscommerce.inc/9143-110013116/KMHLM4DG7TU221104/690d09d9a14998afcfe6b11b1367c727.jpg", "https://vehicle-images.carscommerce.inc/41f5-110013116/KMHLM4DG7TU221104/012a475ad70810b222c443c4b60d97b5.jpg", "https://vehicle-images.carscommerce.inc/b7e9-110013116/KMHLM4DG7TU221104/77975dda3ec605a81c5d6a7644213379.jpg", "https://vehicle-images.carscommerce.inc/2f23-110013116/KMHLM4DG7TU221104/8474da1ae39c22d6240497f61123692e.png", "https://vehicle-images.carscommerce.inc/f355-110013116/KMHLM4DG7TU221104/709015f48e7c19114042b65fe8a7f89d.jpg", "https://vehicle-images.carscommerce.inc/e43a-110013116/KMHLM4DG7TU221104/70a5576364a66cc4c0ddb9ab2893ab66.jpg", "https://vehicle-images.carscommerce.inc/95ee-110013116/KMHLM4DG7TU221104/1b2fb41fac18d433982daac5d03245c0.png", "https://vehicle-images.carscommerce.inc/52c5-110013116/KMHLM4DG7TU221104/37d7abf84ceabc4e3f7062caa0214cc2.jpg", "https://vehicle-images.carscommerce.inc/ddc6-110013116/KMHLM4DG7TU221104/e19e2585295e6c46b835f02e0657e6de.jpg", "https://vehicle-images.carscommerce.inc/2973-110013116/KMHLM4DG7TU221104/6dd7d53e63d701a8e9ba166d7583f759.png", "https://vehicle-images.carscommerce.inc/6907-110013116/KMHLM4DG7TU221104/8c8625dbc922672019d7ab16d762f9c3.jpg", "https://vehicle-images.carscommerce.inc/bbd4-110013116/KMHLM4DG7TU221104/54e056e5e6a05cbf29b315cb11dd9eb0.jpg", "https://vehicle-images.carscommerce.inc/7c34-110013116/KMHLM4DG7TU221104/ac44c60c3225df60ec94cbaa19983afc.png", "https://vehicle-images.carscommerce.inc/f188-110013116/KMHLM4DG7TU221104/7280715f93fbe443671dccb680502fbc.jpg", "https://vehicle-images.carscommerce.inc/509d-110013116/KMHLM4DG7TU221104/719cbda2b4a92b3e752fa58f6e0f47a1.jpg", "https://vehicle-images.carscommerce.inc/4638-110013116/KMHLM4DG7TU221104/90dc766bf3cdbeab5201c799788da1fb.png", "https://vehicle-images.carscommerce.inc/612d-110013116/KMHLM4DG7TU221104/90ffa64f1a791093b145a8cdb35d6f83.jpg", "https://vehicle-images.carscommerce.inc/ba20-110013116/KMHLM4DG7TU221104/a4a25ce8b85c2146caa74a6f5437516a.jpg", "https://vehicle-images.carscommerce.inc/2678-110013116/KMHLM4DG7TU221104/062784247568d266152c0a1a3ec7f6de.jpg", "https://vehicle-images.carscommerce.inc/83c8-110013116/KMHLM4DG7TU221104/9959da0861285610f202ea8f8be7a168.jpg", "https://vehicle-images.carscommerce.inc/a160-110013116/KMHLM4DG7TU221104/60228f9a62142c6f0911ce0ef72f4e88.png", "https://vehicle-images.carscommerce.inc/6adf-110013116/KMHLM4DG7TU221104/6a261a8c0ebc7d80abcbacf066585189.jpg", "https://vehicle-images.carscommerce.inc/5ae9-110013116/KMHLM4DG7TU221104/e411d466f39e5fd5400c7333eb7385ee.jpg", "https://vehicle-images.carscommerce.inc/fbb6-110013116/KMHLM4DG7TU221104/906c46baa75a7153d692b72cfc9fcedd.jpg", "https://vehicle-images.carscommerce.inc/7be6-110013116/KMHLM4DG7TU221104/fdd75fc52ae3b0925c23f8afa9dd4eee.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26095.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG7TU221104.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg7tu221104/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg7tu221104/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG7TU221104.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG7TU221104.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG7TU221104.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg7tu221104/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,968. This offer applies to Stock #28702, VIN KMHLM4DG7TU221104. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,095. Advertised price: $23,127. Savings: $2,968, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,095"}, {"label": "Advertised price", "value": "$23,127"}, {"label": "Savings", "value": "$2,968, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,968", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23127.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG7TU221104_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 447, "unit": "per_month", "display": "$447/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23127.0, "price_incl_doc": 23127.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.91, "amount_financed": 24572.44, "sales_tax": 1445.44, "total_of_payments": 26814.33, "finance_charge": 2241.89, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28702, VIN KMHLM4DG7TU221104. $447 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,127, before any dealer documentation fee. Amount financed $24,572, including $1,445 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,814. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG7TU221104_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 365, "unit": "per_month", "display": "$365/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23127.0, "price_incl_doc": 23127.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 364.77, "amount_financed": 24572.44, "sales_tax": 1445.44, "total_of_payments": 30640.51, "finance_charge": 6068.07, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28702, VIN KMHLM4DG7TU221104. $365 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,127, before any dealer documentation fee. Amount financed $24,572, including $1,445 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $30,641. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 167}}, {"vin": "WP1AB2A57HLB14607", "title": "2017 Porsche Macan S", "year": 2017, "make": "Porsche", "model": "Macan", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 24223.0, "msrp": 0.0, "sale_price": 24212.0, "currency": "USD", "mileage": 59689, "exterior_color": null, "interior_color": null, "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.0L V6", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "7-Speed Porsche Doppelkupplung (PDK)", "mpg_city": 17, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "HD263216AA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Porsche", "model": "Macan", "year": 2017, "trim": "S", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3L 6-Cylinder", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-porsche-macan-s-awd-4d-sport-utility-wp1ab2a57hlb14607/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-porsche-macan-s-awd-4d-sport-utility-wp1ab2a57hlb14607/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/WP1AB2A57HLB14607.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/WP1AB2A57HLB14607.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/WP1AB2A57HLB14607.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-porsche-macan-s-awd-4d-sport-utility-wp1ab2a57hlb14607/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD263216AA, VIN WP1AB2A57HLB14607. Advertised price: $24,223. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,223"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Fog Lights", "Keyless Entry", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24223.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WP1AB2A57HLB14607_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 604, "unit": "per_month", "display": "$604/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24223.0, "price_incl_doc": 24223.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 604.31, "amount_financed": 25736.94, "sales_tax": 1513.94, "total_of_payments": 29007.11, "finance_charge": 3270.17, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263216AA, VIN WP1AB2A57HLB14607. $604 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,223, before any dealer documentation fee. Amount financed $25,737, including $1,514 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,007. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WP1AB2A57HLB14607_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 503, "unit": "per_month", "display": "$503/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24223.0, "price_incl_doc": 24223.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 503.45, "amount_financed": 25736.94, "sales_tax": 1513.94, "total_of_payments": 30207.13, "finance_charge": 4470.19, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263216AA, VIN WP1AB2A57HLB14607. $503 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,223, before any dealer documentation fee. Amount financed $25,737, including $1,514 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,207. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WP1AB2A57HLB14607_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 439, "unit": "per_month", "display": "$439/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24223.0, "price_incl_doc": 24223.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 438.67, "amount_financed": 25736.94, "sales_tax": 1513.94, "total_of_payments": 31583.93, "finance_charge": 5846.99, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263216AA, VIN WP1AB2A57HLB14607. $439 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,223, before any dealer documentation fee. Amount financed $25,737, including $1,514 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,584. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 156}}, {"vin": "5NMP2DG13TH125741", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 39754.0, "msrp": 43050.0, "sale_price": 40004.0, "currency": "USD", "mileage": 10, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260827", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://ai.castlehyundaidownersgrove.com/v/5NMP2DG13TH125741.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG13TH125741.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg13th125741/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,296. This offer applies to Stock #HD260827, VIN 5NMP2DG13TH125741. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,050. Advertised price: $39,754. Savings: $3,296, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,050"}, {"label": "Advertised price", "value": "$39,754"}, {"label": "Savings", "value": "$3,296, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,296", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39754.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG13TH125741_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 704, "unit": "per_month", "display": "$704/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39754.0, "price_incl_doc": 39754.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 703.98, "amount_financed": 42238.63, "sales_tax": 2484.63, "total_of_payments": 42238.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260827, VIN 5NMP2DG13TH125741. $704 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,754, before any dealer documentation fee. Amount financed $42,239, including $2,485 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,239. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG13TH125741_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 627, "unit": "per_month", "display": "$627/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39754.0, "price_incl_doc": 39754.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 627.02, "amount_financed": 42238.63, "sales_tax": 2484.63, "total_of_payments": 52669.29, "finance_charge": 10430.66, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260827, VIN 5NMP2DG13TH125741. $627 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,754, before any dealer documentation fee. Amount financed $42,239, including $2,485 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,669. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL9TH172337.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl9th172337/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,312. This offer applies to Stock #S28130, VIN 5NMP2DGL9TH172337. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $41,840. Advertised price: $36,528. Savings: $5,312, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$41,840"}, {"label": "Advertised price", "value": "$36,528"}, {"label": "Savings", "value": "$5,312, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,312", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36528.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DGL9TH172337_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 647, "unit": "per_month", "display": "$647/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36528.0, "price_incl_doc": 36528.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 646.85, "amount_financed": 38811.0, "sales_tax": 2283.0, "total_of_payments": 38811.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S28130, VIN 5NMP2DGL9TH172337. $647 per month for 60 months at 0% APR, $0 cash down. Advertised price $36,528, before any dealer documentation fee. Amount financed $38,811, including $2,283 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $38,811. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL9TH172337_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 576, "unit": "per_month", "display": "$576/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36528.0, "price_incl_doc": 36528.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 576.13, "amount_financed": 38811.0, "sales_tax": 2283.0, "total_of_payments": 48395.22, "finance_charge": 9584.22, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S28130, VIN 5NMP2DGL9TH172337. $576 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $36,528, before any dealer documentation fee. Amount financed $38,811, including $2,283 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $48,395. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL9TH172337_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 432, "unit": "per_month", "display": "$432/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 41840.0, "selling_price": 36528.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 432.25, "net_cap_cost": 37178.0, "residual_value": 25940.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 432.25, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 592.25}, "total_of_payments": 15552, "total_of_payments_unrounded": 15561.0}, "disclosure": "Estimated lease payment for stock #S28130, VIN 5NMP2DGL9TH172337. $432 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $592, made up of $432 first payment, $60 title, $100 registration. MSRP $41,840. Lease selling price $36,528. Net capitalized cost $37,178. Residual value $25,941, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,552. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL9TH172337_lease", "type": "lease", "label": "Lease", "headline": {"value": 339, "unit": "per_month", "display": "$339/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 41840.0, "selling_price": 36528.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 338.96, "net_cap_cost": 34179.0, "residual_value": 25940.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 338.96, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3497.96}, "total_of_payments": 12204, "total_of_payments_unrounded": 12202.56}, "disclosure": "Estimated lease payment for stock #S28130, VIN 5NMP2DGL9TH172337. $339 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,498, made up of $339 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $41,840. Lease selling price $36,528. Net capitalized cost $34,179. Residual value $25,941, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $12,204. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 234}}, {"vin": "7YAKMDDC5TY063876", "title": "2026 Hyundai IONIQ 5 SE", "year": 2026, "make": "Hyundai", "model": "IONIQ 5", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 36235.0, "msrp": 42840.0, "sale_price": 43253.0, "currency": "USD", "mileage": null, "exterior_color": "Digital Teal", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": 5, "engine": "Electric", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "7YAKMDDC5TY063876", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-se-awd-sport-utility-7yakmddc5ty063876/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-se-awd-sport-utility-7yakmddc5ty063876/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7YAKMDDC5TY063876.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKMDDC5TY063876.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKMDDC5TY063876.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-se-awd-sport-utility-7yakmddc5ty063876/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,605. This offer applies to Stock #7YAKMDDC5TY063876, VIN 7YAKMDDC5TY063876. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $42,840. Advertised price: $36,235. Savings: $6,605, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$42,840"}, {"label": "Advertised price", "value": "$36,235"}, {"label": "Savings", "value": "$6,605, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,605", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36235.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7YAKMDDC5TY063876_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 535, "unit": "per_month", "display": "$535/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36235.0, "price_incl_doc": 36235.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 534.72, "amount_financed": 38499.69, "sales_tax": 2264.69, "total_of_payments": 38499.69, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #7YAKMDDC5TY063876, VIN 7YAKMDDC5TY063876. $535 per month for 72 months at 0% APR, $0 cash down. Advertised price $36,235, before any dealer documentation fee. Amount financed $38,500, including $2,265 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $38,500. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKMDDC5TY063876_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 406, "unit": "per_month", "display": "$406/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 42840.0, "selling_price": 36235.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 405.82, "net_cap_cost": 36885.0, "residual_value": 26560.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 405.82, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 565.82}, "total_of_payments": 14616, "total_of_payments_unrounded": 14609.52}, "disclosure": "Estimated lease payment for stock #7YAKMDDC5TY063876, VIN 7YAKMDDC5TY063876. $406 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $566, made up of $406 first payment, $60 title, $100 registration. MSRP $42,840. Lease selling price $36,235. Net capitalized cost $36,885. Residual value $26,561, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,616. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKMDDC5TY063876_lease", "type": "lease", "label": "Lease", "headline": {"value": 313, "unit": "per_month", "display": "$313/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 42840.0, "selling_price": 36235.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 312.53, "net_cap_cost": 33886.0, "residual_value": 26560.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 312.53, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3471.53}, "total_of_payments": 11268, "total_of_payments_unrounded": 11251.08}, "disclosure": "Estimated lease payment for stock #7YAKMDDC5TY063876, VIN 7YAKMDDC5TY063876. $313 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,472, made up of $313 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $42,840. Lease selling price $36,235. Net capitalized cost $33,886. Residual value $26,561, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $11,268. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 231}}, {"vin": "5NMP5DG1XTH126554", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 49061.0, "msrp": 53555.0, "sale_price": 50311.0, "currency": "USD", "mileage": 9, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260831", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 29, "primary_image": "https://vehicle-images.carscommerce.inc/abb7-110013116/5NMP5DG1XTH126554/f21e145e02324fe596328b381d4b5af4.jpg", "images": ["https://vehicle-images.carscommerce.inc/abb7-110013116/5NMP5DG1XTH126554/f21e145e02324fe596328b381d4b5af4.jpg", "https://vehicle-images.carscommerce.inc/f920-110013116/5NMP5DG1XTH126554/d1ad248c32ffeebf24252f2ba2bb41f6.jpg", "https://vehicle-images.carscommerce.inc/1cd7-110013116/5NMP5DG1XTH126554/940f944a6ea03927c04b498cb9c6ece3.jpg", "https://vehicle-images.carscommerce.inc/81e0-110013116/5NMP5DG1XTH126554/230c3067fda65901df72d26b6c3bfa72.jpg", "https://vehicle-images.carscommerce.inc/66af-110013116/5NMP5DG1XTH126554/c13d53c9a0b6f0cebe3ee9f5bf8af4ec.jpg", "https://vehicle-images.carscommerce.inc/7f73-110013116/5NMP5DG1XTH126554/6e957495ff418f3cb881c3939b6716c8.png", 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VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53555.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DG1XTH126554.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg1xth126554/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg1xth126554/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG1XTH126554.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG1XTH126554.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG1XTH126554.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg1xth126554/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,494. This offer applies to Stock #HD260831, VIN 5NMP5DG1XTH126554. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,555. Advertised price: $49,061. Savings: $4,494, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,555"}, {"label": "Advertised price", "value": "$49,061"}, {"label": "Savings", "value": "$4,494, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,494", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49061.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG1XTH126554_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 869, "unit": "per_month", "display": "$869/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49061.0, "price_incl_doc": 49061.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 868.79, "amount_financed": 52127.31, "sales_tax": 3066.31, "total_of_payments": 52127.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260831, VIN 5NMP5DG1XTH126554. $869 per month for 60 months at 0% APR, $0 cash down. Advertised price $49,061, before any dealer documentation fee. Amount financed $52,127, including $3,066 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $52,127. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG1XTH126554_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 774, "unit": "per_month", "display": "$774/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49061.0, "price_incl_doc": 49061.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 773.81, "amount_financed": 52127.31, "sales_tax": 3066.31, "total_of_payments": 64999.94, "finance_charge": 12872.63, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260831, VIN 5NMP5DG1XTH126554. $774 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,061, before any dealer documentation fee. Amount financed $52,127, including $3,066 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,000. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,369"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21369.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVSX7B29PM331700_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 533, "unit": "per_month", "display": "$533/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21369.0, "price_incl_doc": 21369.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 533.11, "amount_financed": 22704.56, "sales_tax": 1335.56, "total_of_payments": 25589.43, "finance_charge": 2884.87, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0952, VIN 3VVSX7B29PM331700. $533 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,369, before any dealer documentation fee. Amount financed $22,705, including $1,336 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,589. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVSX7B29PM331700_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 444, "unit": "per_month", "display": "$444/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21369.0, "price_incl_doc": 21369.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 444.13, "amount_financed": 22704.56, "sales_tax": 1335.56, "total_of_payments": 26648.07, "finance_charge": 3943.51, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0952, VIN 3VVSX7B29PM331700. $444 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,369, before any dealer documentation fee. Amount financed $22,705, including $1,336 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,648. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVSX7B29PM331700_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 387, "unit": "per_month", "display": "$387/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21369.0, "price_incl_doc": 21369.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 386.98, "amount_financed": 22704.56, "sales_tax": 1335.56, "total_of_payments": 27862.64, "finance_charge": 5158.08, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0952, VIN 3VVSX7B29PM331700. $387 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,369, before any dealer documentation fee. Amount financed $22,705, including $1,336 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,863. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 202}}, {"vin": "5NMJBCDE4TH765576", "title": "2026 Hyundai TUCSON Plus", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Plus", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 35768.0, "msrp": null, "sale_price": 35768.0, "currency": "USD", "mileage": null, "exterior_color": "Hampton Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "5NMJBCDE4TH765576", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE4TH765576/2e3694fed4b73e36844fbf68b5fdc9fe.jpg", "images": ["https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE4TH765576/2e3694fed4b73e36844fbf68b5fdc9fe.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE4TH765576.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde4th765576/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde4th765576/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE4TH765576.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE4TH765576.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE4TH765576.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde4th765576/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMJBCDE4TH765576, VIN 5NMJBCDE4TH765576. Advertised price: $35,768. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,768"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35768.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE4TH765576_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35768.0, "price_incl_doc": 35768.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 633.39, "amount_financed": 38003.5, "sales_tax": 2235.5, "total_of_payments": 38003.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE4TH765576, VIN 5NMJBCDE4TH765576. $633 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,768, before any dealer documentation fee. Amount financed $38,004, including $2,236 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $38,004. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE4TH765576_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 564, "unit": "per_month", "display": "$564/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35768.0, "price_incl_doc": 35768.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 564.15, "amount_financed": 38003.5, "sales_tax": 2235.5, "total_of_payments": 47388.31, "finance_charge": 9384.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE4TH765576, VIN 5NMJBCDE4TH765576. $564 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,768, before any dealer documentation fee. Amount financed $38,004, including $2,236 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,388. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE4TH765576_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 521, "unit": "per_month", "display": "$521/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35355.0, "selling_price": 35768.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 520.87, "net_cap_cost": 36418.0, "residual_value": 21920.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 520.87, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 680.87}, "total_of_payments": 18756, "total_of_payments_unrounded": 18751.32}, "disclosure": "Estimated lease payment for stock #5NMJBCDE4TH765576, VIN 5NMJBCDE4TH765576. $521 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $681, made up of $521 first payment, $60 title, $100 registration. MSRP $35,355. Lease selling price $35,768. Net capitalized cost $36,418. Residual value $21,920, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,756. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE4TH765576_lease", "type": "lease", "label": "Lease", "headline": {"value": 428, "unit": "per_month", "display": "$428/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35355.0, "selling_price": 35768.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 427.57, "net_cap_cost": 33419.0, "residual_value": 21920.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 427.57, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3586.57}, "total_of_payments": 15408, "total_of_payments_unrounded": 15392.52}, "disclosure": "Estimated lease payment for stock #5NMJBCDE4TH765576, VIN 5NMJBCDE4TH765576. $428 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,587, made up of $428 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,355. Lease selling price $35,768. Net capitalized cost $33,419. Residual value $21,920, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,408. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 33, "elapsed_ms": 313}}, {"vin": "KM8R5DHE3LU125616", "title": "2020 Hyundai Palisade Limited", "year": 2020, "make": "Hyundai", "model": "Palisade", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 23013.0, "msrp": 0.0, "sale_price": 24643.0, "currency": "USD", "mileage": 92427, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "V6", 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{"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-hyundai-palisade-limited-awd-4d-sport-utility-km8r5dhe3lu125616/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8R5DHE3LU125616.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8R5DHE3LU125616.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8R5DHE3LU125616.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-hyundai-palisade-limited-awd-4d-sport-utility-km8r5dhe3lu125616/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD263233A, VIN KM8R5DHE3LU125616. Advertised price: $23,013. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,013"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23013.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8R5DHE3LU125616_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 574, "unit": "per_month", "display": "$574/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23013.0, "price_incl_doc": 23013.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 574.13, "amount_financed": 24451.31, "sales_tax": 1438.31, "total_of_payments": 27558.13, "finance_charge": 3106.82, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263233A, VIN KM8R5DHE3LU125616. $574 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,013, before any dealer documentation fee. Amount financed $24,451, including $1,438 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,558. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R5DHE3LU125616_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23013.0, "price_incl_doc": 23013.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 478.3, "amount_financed": 24451.31, "sales_tax": 1438.31, "total_of_payments": 28698.21, "finance_charge": 4246.9, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263233A, VIN KM8R5DHE3LU125616. $478 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,013, before any dealer documentation fee. Amount financed $24,451, including $1,438 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,698. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R5DHE3LU125616_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 417, "unit": "per_month", "display": "$417/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23013.0, "price_incl_doc": 23013.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 416.75, "amount_financed": 24451.31, "sales_tax": 1438.31, "total_of_payments": 30006.23, "finance_charge": 5554.92, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263233A, VIN KM8R5DHE3LU125616. $417 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,013, before any dealer documentation fee. Amount financed $24,451, including $1,438 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,006. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 184}}, {"vin": "KMHLM4DG7TU222656", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 22638.0, "msrp": 25595.0, "sale_price": 23438.0, "currency": "USD", "mileage": 11, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28695", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/3afb-110013116/KMHLM4DG7TU222656/c76919e2e4b421c44b82076ac56666ab.jpg", "images": ["https://vehicle-images.carscommerce.inc/3afb-110013116/KMHLM4DG7TU222656/c76919e2e4b421c44b82076ac56666ab.jpg", "https://vehicle-images.carscommerce.inc/acec-110013116/KMHLM4DG7TU222656/5d7c479f7f7dfc059236dc28cf1fb983.jpg", "https://vehicle-images.carscommerce.inc/2cd8-110013116/KMHLM4DG7TU222656/815578ae11c70a00d8b02a59ff04bdf0.jpg", "https://vehicle-images.carscommerce.inc/50ee-110013116/KMHLM4DG7TU222656/5a842da979121e16bf77b60afa04db45.jpg", "https://vehicle-images.carscommerce.inc/341c-110013116/KMHLM4DG7TU222656/28425faa72c2c407737401eda3875ac5.jpg", "https://vehicle-images.carscommerce.inc/285c-110013116/KMHLM4DG7TU222656/d0de05cd6df221aed09a583a9d42af82.png", "https://vehicle-images.carscommerce.inc/4259-110013116/KMHLM4DG7TU222656/a7b0307bf789ce2eb2d7c8ce0acea848.jpg", "https://vehicle-images.carscommerce.inc/d186-110013116/KMHLM4DG7TU222656/498ffe2c711b5a33591fbd44a1984d82.jpg", "https://vehicle-images.carscommerce.inc/13dd-110013116/KMHLM4DG7TU222656/9ae223473951453494836e54c525c76b.png", "https://vehicle-images.carscommerce.inc/3139-110013116/KMHLM4DG7TU222656/ea1f62e25cb845957d95c7e73a1c2099.jpg", "https://vehicle-images.carscommerce.inc/582e-110013116/KMHLM4DG7TU222656/24e69053e0ade28e4a14cc94c7e1a584.jpg", "https://vehicle-images.carscommerce.inc/605a-110013116/KMHLM4DG7TU222656/553a7fbfcf2507a660e91e9b4e0943b5.png", "https://vehicle-images.carscommerce.inc/d437-110013116/KMHLM4DG7TU222656/bc6c0ec5881dd699bcda281991bfe27a.jpg", "https://vehicle-images.carscommerce.inc/3005-110013116/KMHLM4DG7TU222656/9dc455a253919e273aa3d25fa856dd57.jpg", "https://vehicle-images.carscommerce.inc/9b41-110013116/KMHLM4DG7TU222656/6fe174cf49440ec8bd21bf339311c676.png", "https://vehicle-images.carscommerce.inc/8f3f-110013116/KMHLM4DG7TU222656/c03945f87d174f02f9c097e7611c603f.jpg", "https://vehicle-images.carscommerce.inc/9b64-110013116/KMHLM4DG7TU222656/bcd25fda674fabf7a254d398bc5a9adb.jpg", "https://vehicle-images.carscommerce.inc/2b4c-110013116/KMHLM4DG7TU222656/543415a925626374e3f9bf65a0fcecfc.png", "https://vehicle-images.carscommerce.inc/d7b1-110013116/KMHLM4DG7TU222656/c664ae7f898a666820dc1acbbffc7ab5.jpg", "https://vehicle-images.carscommerce.inc/d3cf-110013116/KMHLM4DG7TU222656/105f0749a063cee8473e93c9f4d034a3.jpg", "https://vehicle-images.carscommerce.inc/7486-110013116/KMHLM4DG7TU222656/916bff9b00a7c0354d1df7882cbfcfa7.jpg", "https://vehicle-images.carscommerce.inc/d09c-110013116/KMHLM4DG7TU222656/31919e3f2126483b11fd63e70cc006dc.jpg", "https://vehicle-images.carscommerce.inc/aab0-110013116/KMHLM4DG7TU222656/a25adf4db9c6a444df808c1c81a57d4d.png", "https://vehicle-images.carscommerce.inc/60c1-110013116/KMHLM4DG7TU222656/0c66d2734ad3b302674db54abf3db918.jpg", "https://vehicle-images.carscommerce.inc/c881-110013116/KMHLM4DG7TU222656/56cb649b60ce634bfeed8e81efb53db9.jpg", "https://vehicle-images.carscommerce.inc/e258-110013116/KMHLM4DG7TU222656/2963f0943e2401e93396414b8e8944eb.jpg", "https://vehicle-images.carscommerce.inc/2085-110013116/KMHLM4DG7TU222656/3ce3ebaa760a5cfc1a354c650753d874.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25595.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG7TU222656.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg7tu222656/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg7tu222656/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG7TU222656.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG7TU222656.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG7TU222656.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg7tu222656/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,957. This offer applies to Stock #28695, VIN KMHLM4DG7TU222656. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,595. Advertised price: $22,638. Savings: $2,957, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,595"}, {"label": "Advertised price", "value": "$22,638"}, {"label": "Savings", "value": "$2,957, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,957", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22638.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG7TU222656_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 437, "unit": "per_month", "display": "$437/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22638.0, "price_incl_doc": 22638.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 437.46, "amount_financed": 24052.88, "sales_tax": 1414.88, "total_of_payments": 26247.37, "finance_charge": 2194.49, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28695, VIN KMHLM4DG7TU222656. $437 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $22,638, before any dealer documentation fee. Amount financed $24,053, including $1,415 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,247. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG7TU222656_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 357, "unit": "per_month", "display": "$357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22638.0, "price_incl_doc": 22638.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 357.06, "amount_financed": 24052.88, "sales_tax": 1414.88, "total_of_payments": 29992.64, "finance_charge": 5939.76, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28695, VIN KMHLM4DG7TU222656. $357 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $22,638, before any dealer documentation fee. Amount financed $24,053, including $1,415 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $29,993. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 197}}, {"vin": "5UXCR6C02N9N16850", "title": "2022 BMW X5 xDrive40i", "year": 2022, "make": "BMW", "model": "X5", "trim": "xDrive40i", "decoded_trim": "xDrive40i", "condition": "used", "price": 34793.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 67050, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline/Mild Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "3.0L I6 DOHC 24V TwinPower Turbo", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "8-Speed Automatic Sport", "mpg_city": 21, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "HD263239AA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-bmw-x5-xdrive40i-awd-4d-sport-utility-5uxcr6c02n9n16850/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5UXCR6C02N9N16850.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5UXCR6C02N9N16850.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5UXCR6C02N9N16850.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-bmw-x5-xdrive40i-awd-4d-sport-utility-5uxcr6c02n9n16850/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,793"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Automatic Climate Control", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Premium Package", "Rain Sensing Wipers", "Rear Heated Seats", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34793.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5UXCR6C02N9N16850_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 868, "unit": "per_month", "display": "$868/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34793.0, "price_incl_doc": 34793.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 868.01, "amount_financed": 36967.56, "sales_tax": 2174.56, "total_of_payments": 41664.71, "finance_charge": 4697.15, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263239AA, VIN 5UXCR6C02N9N16850. $868 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,793, before any dealer documentation fee. Amount financed $36,968, including $2,175 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,665. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5UXCR6C02N9N16850_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 723, "unit": "per_month", "display": "$723/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34793.0, "price_incl_doc": 34793.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 723.14, "amount_financed": 36967.56, "sales_tax": 2174.56, "total_of_payments": 43388.38, "finance_charge": 6420.82, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263239AA, VIN 5UXCR6C02N9N16850. $723 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,793, before any dealer documentation fee. Amount financed $36,968, including $2,175 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,388. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5UXCR6C02N9N16850_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 630, "unit": "per_month", "display": "$630/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34793.0, "price_incl_doc": 34793.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 630.08, "amount_financed": 36967.56, "sales_tax": 2174.56, "total_of_payments": 45365.95, "finance_charge": 8398.39, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263239AA, VIN 5UXCR6C02N9N16850. $630 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,793, before any dealer documentation fee. Amount financed $36,968, including $2,175 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $45,366. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 232}}, {"vin": "5NMP3DG19SH041211", "title": "2025 Hyundai Santa Fe Hybrid Limited", "year": 2025, "make": "Hyundai", "model": "Santa Fe Hybrid", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 37608.0, "msrp": 0.0, "sale_price": 38188.0, "currency": "USD", "mileage": 11220, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260166A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2025, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DG19SH041211.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg19sh041211/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg19sh041211/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG19SH041211.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG19SH041211.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG19SH041211.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg19sh041211/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260166A, VIN 5NMP3DG19SH041211. Advertised price: $37,608. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,608"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37608.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG19SH041211_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 938, "unit": "per_month", "display": "$938/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37608.0, "price_incl_doc": 37608.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 938.24, "amount_financed": 39958.5, "sales_tax": 2350.5, "total_of_payments": 45035.68, "finance_charge": 5077.18, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260166A, VIN 5NMP3DG19SH041211. $938 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,608, before any dealer documentation fee. Amount financed $39,958, including $2,350 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $45,036. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG19SH041211_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 782, "unit": "per_month", "display": "$782/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37608.0, "price_incl_doc": 37608.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 781.65, "amount_financed": 39958.5, "sales_tax": 2350.5, "total_of_payments": 46898.81, "finance_charge": 6940.31, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260166A, VIN 5NMP3DG19SH041211. $782 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,608, before any dealer documentation fee. Amount financed $39,958, including $2,350 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $46,899. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG19SH041211_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 681, "unit": "per_month", "display": "$681/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37608.0, "price_incl_doc": 37608.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 681.06, "amount_financed": 39958.5, "sales_tax": 2350.5, "total_of_payments": 49036.38, "finance_charge": 9077.88, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260166A, VIN 5NMP3DG19SH041211. $681 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,608, before any dealer documentation fee. Amount financed $39,958, including $2,350 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $49,036. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 220}}, {"vin": "KMHLS4DG8TU174333", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 23998.0, "msrp": 26990.0, "sale_price": 24798.0, "currency": "USD", "mileage": 11, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28573", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/5e26-110013116/KMHLS4DG8TU174333/de4cc0710724e320f17e53b886efb6c1.jpg", "images": ["https://vehicle-images.carscommerce.inc/5e26-110013116/KMHLS4DG8TU174333/de4cc0710724e320f17e53b886efb6c1.jpg", "https://vehicle-images.carscommerce.inc/79bd-110013116/KMHLS4DG8TU174333/9c42a161dd4f5758c214c25bfb01cc98.jpg", "https://vehicle-images.carscommerce.inc/85bc-110013116/KMHLS4DG8TU174333/2d0c4a748f35651327ccde1dc1d6ad6f.jpg", "https://vehicle-images.carscommerce.inc/c699-110013116/KMHLS4DG8TU174333/d10d30f13d73f943125b75b39b60150a.jpg", "https://vehicle-images.carscommerce.inc/1226-110013116/KMHLS4DG8TU174333/1d94d108014b72eaafc998e60423bea4.jpg", "https://vehicle-images.carscommerce.inc/6397-110013116/KMHLS4DG8TU174333/34ad99db5170d89e045a8c4125a4102a.png", "https://vehicle-images.carscommerce.inc/594f-110013116/KMHLS4DG8TU174333/e8514915fc8e3df6ffcf7a54392529b2.jpg", "https://vehicle-images.carscommerce.inc/75e4-110013116/KMHLS4DG8TU174333/cb67e428f22cb953f828b740408136fc.jpg", "https://vehicle-images.carscommerce.inc/a1c7-110013116/KMHLS4DG8TU174333/d434a622136c49f5ddfe0594932aa8d4.png", "https://vehicle-images.carscommerce.inc/47e8-110013116/KMHLS4DG8TU174333/b323078c884a656ed6b06579838b5952.jpg", "https://vehicle-images.carscommerce.inc/de90-110013116/KMHLS4DG8TU174333/050d159f7bda7edd228cf097d389cb0d.jpg", "https://vehicle-images.carscommerce.inc/a43e-110013116/KMHLS4DG8TU174333/9671879c20aaed6ff59a41928f43d537.png", "https://vehicle-images.carscommerce.inc/c883-110013116/KMHLS4DG8TU174333/78f1566bffeafdf80678a1ec82380f37.jpg", "https://vehicle-images.carscommerce.inc/ed86-110013116/KMHLS4DG8TU174333/62be445657dc07849c9e9b23d5dfeabb.jpg", "https://vehicle-images.carscommerce.inc/8a50-110013116/KMHLS4DG8TU174333/6a71c17278c2f133d970c1eccf2fd155.png", "https://vehicle-images.carscommerce.inc/7b9f-110013116/KMHLS4DG8TU174333/6f8186ef5006eaf553a8a5942b384a7f.jpg", "https://vehicle-images.carscommerce.inc/df37-110013116/KMHLS4DG8TU174333/741ec24cb64b500e70a1c3fb2403351c.jpg", "https://vehicle-images.carscommerce.inc/1548-110013116/KMHLS4DG8TU174333/56668cc5d5ec84c3da6aba670606c28d.png", "https://vehicle-images.carscommerce.inc/3248-110013116/KMHLS4DG8TU174333/f8adac8a753d5257e5008d8644dd9884.jpg", "https://vehicle-images.carscommerce.inc/25b4-110013116/KMHLS4DG8TU174333/b162f3f0e7b658a2d58798445230f84a.jpg", "https://vehicle-images.carscommerce.inc/e4e6-110013116/KMHLS4DG8TU174333/92492356be9295b4f78a928e9c7ae412.jpg", "https://vehicle-images.carscommerce.inc/c419-110013116/KMHLS4DG8TU174333/62946d92df0902a85674e2e2ef2983a7.jpg", "https://vehicle-images.carscommerce.inc/bed7-110013116/KMHLS4DG8TU174333/b26369717c4d079680421c2353193eb8.png", "https://vehicle-images.carscommerce.inc/ecc9-110013116/KMHLS4DG8TU174333/11e281e9a450759e16ac2d239cf539bf.jpg", "https://vehicle-images.carscommerce.inc/7cef-110013116/KMHLS4DG8TU174333/f80aa60b10b5bf91e721a0715987ebcb.jpg", "https://vehicle-images.carscommerce.inc/2b69-110013116/KMHLS4DG8TU174333/66fc1864b717305b6948b925ed2f82c2.jpg", "https://vehicle-images.carscommerce.inc/a79e-110013116/KMHLS4DG8TU174333/76f61bb0bc7839db894fef008c546cd0.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26990.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG8TU174333.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg8tu174333/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg8tu174333/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG8TU174333.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG8TU174333.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG8TU174333.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg8tu174333/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,992. This offer applies to Stock #28573, VIN KMHLS4DG8TU174333. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,990. Advertised price: $23,998. Savings: $2,992, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,990"}, {"label": "Advertised price", "value": "$23,998"}, {"label": "Savings", "value": "$2,992, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,992", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23998.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG8TU174333_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 464, "unit": "per_month", "display": "$464/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23998.0, "price_incl_doc": 23998.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 463.74, "amount_financed": 25497.88, "sales_tax": 1499.88, "total_of_payments": 27824.21, "finance_charge": 2326.33, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28573, VIN KMHLS4DG8TU174333. $464 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,998, before any dealer documentation fee. Amount financed $25,498, including $1,500 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,824. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG8TU174333_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 379, "unit": "per_month", "display": "$379/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23998.0, "price_incl_doc": 23998.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 378.51, "amount_financed": 25497.88, "sales_tax": 1499.88, "total_of_payments": 31794.48, "finance_charge": 6296.6, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28573, VIN KMHLS4DG8TU174333. $379 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,998, before any dealer documentation fee. Amount financed $25,498, including $1,500 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,794. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 203}}, {"vin": "JA4ARUAU5RU002538", "title": "2024 Mitsubishi Outlander Sport SE", "year": 2024, "make": "Mitsubishi", "model": "Outlander Sport", "trim": "SE", "decoded_trim": "S, ES, LE, SE, Ralliart, Trail Edition", "condition": "used", "price": 19802.0, "msrp": 0.0, "sale_price": 20390.0, "currency": "USD", "mileage": 46529, "exterior_color": "Red", "interior_color": null, "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC 16V LEV3-ULEV70 148hp", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 23, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "STK002538", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-mitsubishi-outlander-sport-2-0-se-4wd-4d-sport-utility-ja4aruau5ru002538/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JA4ARUAU5RU002538.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JA4ARUAU5RU002538.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JA4ARUAU5RU002538.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-mitsubishi-outlander-sport-2-0-se-4wd-4d-sport-utility-ja4aruau5ru002538/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK002538, VIN JA4ARUAU5RU002538. Advertised price: $19,802. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$19,802"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19802.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JA4ARUAU5RU002538_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 494, "unit": "per_month", "display": "$494/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19802.0, "price_incl_doc": 19802.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 494.02, "amount_financed": 21039.63, "sales_tax": 1237.63, "total_of_payments": 23712.95, "finance_charge": 2673.32, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK002538, VIN JA4ARUAU5RU002538. $494 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,802, before any dealer documentation fee. Amount financed $21,040, including $1,238 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,713. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JA4ARUAU5RU002538_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 412, "unit": "per_month", "display": "$412/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19802.0, "price_incl_doc": 19802.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 411.57, "amount_financed": 21039.63, "sales_tax": 1237.63, "total_of_payments": 24693.96, "finance_charge": 3654.33, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK002538, VIN JA4ARUAU5RU002538. $412 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,802, before any dealer documentation fee. Amount financed $21,040, including $1,238 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,694. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JA4ARUAU5RU002538_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 359, "unit": "per_month", "display": "$359/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19802.0, "price_incl_doc": 19802.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 358.6, "amount_financed": 21039.63, "sales_tax": 1237.63, "total_of_payments": 25819.47, "finance_charge": 4779.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK002538, VIN JA4ARUAU5RU002538. $359 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,802, before any dealer documentation fee. Amount financed $21,040, including $1,238 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $25,819. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/5NPEJ4J2XMH109200.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NPEJ4J2XMH109200.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2021-hyundai-sonata-sel-plus-fwd-4d-sedan-5npej4j2xmh109200/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,288"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17288.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NPEJ4J2XMH109200_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 431, "unit": "per_month", "display": "$431/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17288.0, "price_incl_doc": 17288.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 431.3, "amount_financed": 18368.5, "sales_tax": 1080.5, "total_of_payments": 20702.43, "finance_charge": 2333.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260794A, VIN 5NPEJ4J2XMH109200. $431 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,288, before any dealer documentation fee. Amount financed $18,368, including $1,080 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $20,702. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NPEJ4J2XMH109200_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 359, "unit": "per_month", "display": "$359/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17288.0, "price_incl_doc": 17288.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 359.31, "amount_financed": 18368.5, "sales_tax": 1080.5, "total_of_payments": 21558.89, "finance_charge": 3190.39, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260794A, VIN 5NPEJ4J2XMH109200. $359 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,288, before any dealer documentation fee. Amount financed $18,368, including $1,080 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $21,559. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NPEJ4J2XMH109200_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 313, "unit": "per_month", "display": "$313/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17288.0, "price_incl_doc": 17288.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 313.08, "amount_financed": 18368.5, "sales_tax": 1080.5, "total_of_payments": 22541.51, "finance_charge": 4173.01, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260794A, VIN 5NPEJ4J2XMH109200. $313 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,288, before any dealer documentation fee. Amount financed $18,368, including $1,080 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $22,542. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-8p-awd-sport-utility-km8rhesa7tu106196/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESA7TU106196.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA7TU106196.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA7TU106196.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-8p-awd-sport-utility-km8rhesa7tu106196/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,949. This offer applies to Stock #KM8RHESA7TU106196, VIN KM8RHESA7TU106196. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,160. Advertised price: $50,211. Savings: $1,949, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,160"}, {"label": "Advertised price", "value": "$50,211"}, {"label": "Savings", "value": "$1,949, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,949", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50211.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA7TU106196_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 994, "unit": "per_month", "display": "$994/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50211.0, "price_incl_doc": 50211.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 994.35, "amount_financed": 53349.19, "sales_tax": 3138.19, "total_of_payments": 59660.84, "finance_charge": 6311.65, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA7TU106196, VIN KM8RHESA7TU106196. $994 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $50,211, before any dealer documentation fee. Amount financed $53,349, including $3,138 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $59,661. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA7TU106196_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 741, "unit": "per_month", "display": "$741/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50211.0, "price_incl_doc": 50211.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 740.96, "amount_financed": 53349.19, "sales_tax": 3138.19, "total_of_payments": 53349.19, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA7TU106196, VIN KM8RHESA7TU106196. $741 per month for 72 months at 0% APR, $0 cash down. Advertised price $50,211, before any dealer documentation fee. Amount financed $53,349, including $3,138 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $53,349. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 284}}, {"vin": "5NMP5DGL1TH223062", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 46922.0, "msrp": 52035.0, "sale_price": 48172.0, "currency": "USD", "mileage": 8, "exterior_color": "Gray", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260995", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/5733-110013116/5NMP5DGL1TH223062/bb0e5dd79e965b26d637fe1ddf8f45d0.jpg", "images": ["https://vehicle-images.carscommerce.inc/5733-110013116/5NMP5DGL1TH223062/bb0e5dd79e965b26d637fe1ddf8f45d0.jpg", "https://vehicle-images.carscommerce.inc/1135-110013116/5NMP5DGL1TH223062/cdb496ddaa406d395ed656ad9f602bd0.jpg", "https://vehicle-images.carscommerce.inc/42aa-110013116/5NMP5DGL1TH223062/2bdc96e0f874d88cf51db9a31bb4abcf.jpg", "https://vehicle-images.carscommerce.inc/f7cb-110013116/5NMP5DGL1TH223062/456cee1dc699129f1384077c1b14f5dc.jpg", "https://vehicle-images.carscommerce.inc/fdd8-110013116/5NMP5DGL1TH223062/888464d1f5586b81e4ed97f2a81cbf48.jpg", "https://vehicle-images.carscommerce.inc/4b8d-110013116/5NMP5DGL1TH223062/45e11fa406db3d29bc8574915d0586c9.png", 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"https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL1TH223062.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl1th223062/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl1th223062/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL1TH223062.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL1TH223062.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL1TH223062.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl1th223062/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,113. This offer applies to Stock #HD260995, VIN 5NMP5DGL1TH223062. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,035. Advertised price: $46,922. Savings: $5,113, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,035"}, {"label": "Advertised price", "value": "$46,922"}, {"label": "Savings", "value": "$5,113, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,113", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46922.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL1TH223062_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 831, "unit": "per_month", "display": "$831/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46922.0, "price_incl_doc": 46922.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 830.91, "amount_financed": 49854.63, "sales_tax": 2932.63, "total_of_payments": 49854.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260995, VIN 5NMP5DGL1TH223062. $831 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,922, before any dealer documentation fee. Amount financed $49,855, including $2,933 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,855. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL1TH223062_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 740, "unit": "per_month", "display": "$740/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46922.0, "price_incl_doc": 46922.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 740.07, "amount_financed": 49854.63, "sales_tax": 2932.63, "total_of_payments": 62166.03, "finance_charge": 12311.4, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260995, VIN 5NMP5DGL1TH223062. $740 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,922, before any dealer documentation fee. Amount financed $49,855, including $2,933 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,166. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL1TH223062_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52035.0, "selling_price": 46922.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 579.1, "net_cap_cost": 47572.0, "residual_value": 32261.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 579.1, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 739.1}, "total_of_payments": 20844, "total_of_payments_unrounded": 20847.6}, "disclosure": "Estimated lease payment for stock #HD260995, VIN 5NMP5DGL1TH223062. $579 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $739, made up of $579 first payment, $60 title, $100 registration. MSRP $52,035. Lease selling price $46,922. Net capitalized cost $47,572. Residual value $32,262, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,844. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL1TH223062_lease", "type": "lease", "label": "Lease", "headline": {"value": 486, "unit": "per_month", "display": "$486/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52035.0, "selling_price": 46922.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 485.81, "net_cap_cost": 44573.0, "residual_value": 32261.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 485.81, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3644.81}, "total_of_payments": 17496, "total_of_payments_unrounded": 17489.16}, "disclosure": "Estimated lease payment for stock #HD260995, VIN 5NMP5DGL1TH223062. $486 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,645, made up of $486 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,035. Lease selling price $46,922. Net capitalized cost $44,573. Residual value $32,262, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,496. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 392}}, {"vin": "KMHLS4DG0TU152732", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 23944.0, "msrp": 26930.0, "sale_price": 24744.0, "currency": "USD", "mileage": 8, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28445", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/b725-110013116/KMHLS4DG0TU152732/22142178c418ac8c8f7b37a44ec6caf7.jpg", "images": ["https://vehicle-images.carscommerce.inc/b725-110013116/KMHLS4DG0TU152732/22142178c418ac8c8f7b37a44ec6caf7.jpg", "https://vehicle-images.carscommerce.inc/d822-110013116/KMHLS4DG0TU152732/81e1681f53a2a7620b5b1aa603820989.jpg", "https://vehicle-images.carscommerce.inc/450e-110013116/KMHLS4DG0TU152732/8dcbfbbf9dd7cd0975dc4e3f380c936b.jpg", "https://vehicle-images.carscommerce.inc/5256-110013116/KMHLS4DG0TU152732/c602202105f799559e7c4b0e03598f06.jpg", "https://vehicle-images.carscommerce.inc/6a7b-110013116/KMHLS4DG0TU152732/f42bf9942a564ef10f1110cd32ef7291.jpg", "https://vehicle-images.carscommerce.inc/bd4e-110013116/KMHLS4DG0TU152732/38e90aa831c579ef672bdd0652679d9c.png", "https://vehicle-images.carscommerce.inc/2acd-110013116/KMHLS4DG0TU152732/a2158c884449e08c6a400b8b45aa125f.jpg", "https://vehicle-images.carscommerce.inc/d902-110013116/KMHLS4DG0TU152732/a0590111a84b2247c1188be676558e6e.jpg", "https://vehicle-images.carscommerce.inc/a176-110013116/KMHLS4DG0TU152732/400b1ed727e45c57cf2c0e2e3a3ec0d2.png", "https://vehicle-images.carscommerce.inc/e9b6-110013116/KMHLS4DG0TU152732/3546c3d3ef09f92cb0c6707bf9b26b0e.jpg", "https://vehicle-images.carscommerce.inc/cba3-110013116/KMHLS4DG0TU152732/27b9cfb04975656ce27f6535a074c8b3.jpg", "https://vehicle-images.carscommerce.inc/a434-110013116/KMHLS4DG0TU152732/64e88b8832c98321d58022f0e5464804.png", "https://vehicle-images.carscommerce.inc/b9af-110013116/KMHLS4DG0TU152732/f01e57bd2925692dacb0ea2a2f0b6bae.jpg", "https://vehicle-images.carscommerce.inc/4175-110013116/KMHLS4DG0TU152732/6c78126f7135d0a3465900d0d4a1b6c6.jpg", "https://vehicle-images.carscommerce.inc/2331-110013116/KMHLS4DG0TU152732/40fef929376c8c64978969a1f482e8ec.png", "https://vehicle-images.carscommerce.inc/77f4-110013116/KMHLS4DG0TU152732/d8c6e9d8a95b0a92baaf7c7ff1a85872.jpg", "https://vehicle-images.carscommerce.inc/64ac-110013116/KMHLS4DG0TU152732/f2e5aed4eb779c0a8166797d00816ff2.jpg", "https://vehicle-images.carscommerce.inc/9cdd-110013116/KMHLS4DG0TU152732/8973ea7509bda825888cf6c2123901a2.png", "https://vehicle-images.carscommerce.inc/8e14-110013116/KMHLS4DG0TU152732/6a604dc84b978bbb3e6d5a7dd80d4c39.jpg", "https://vehicle-images.carscommerce.inc/7d74-110013116/KMHLS4DG0TU152732/da16e8a9d278d5ea83cbe7a45f1812e6.jpg", "https://vehicle-images.carscommerce.inc/6433-110013116/KMHLS4DG0TU152732/ca1be5b7cbfc4e010e8d5ef765b8fdea.jpg", "https://vehicle-images.carscommerce.inc/3ea4-110013116/KMHLS4DG0TU152732/30b00b3a381430ab0e6a4967492d0daa.jpg", "https://vehicle-images.carscommerce.inc/a369-110013116/KMHLS4DG0TU152732/4f841667106fa5517f80fa0bd7d86604.png", "https://vehicle-images.carscommerce.inc/b190-110013116/KMHLS4DG0TU152732/1897efe3f18a369c67d61fc6809e232a.jpg", "https://vehicle-images.carscommerce.inc/ee2d-110013116/KMHLS4DG0TU152732/a7e82708bd7f808f814216f3a1545d6e.jpg", "https://vehicle-images.carscommerce.inc/a441-110013116/KMHLS4DG0TU152732/612242aa1a8b4b202a78fbc449e4b0d0.jpg", "https://vehicle-images.carscommerce.inc/717d-110013116/KMHLS4DG0TU152732/681fa32e43cde778e2a900a6f8fbb0d0.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26930.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG0TU152732.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg0tu152732/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg0tu152732/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG0TU152732.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG0TU152732.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG0TU152732.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg0tu152732/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,986. This offer applies to Stock #28445, VIN KMHLS4DG0TU152732. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,930. Advertised price: $23,944. Savings: $2,986, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,930"}, {"label": "Advertised price", "value": "$23,944"}, {"label": "Savings", "value": "$2,986, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,986", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23944.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG0TU152732_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 463, "unit": "per_month", "display": "$463/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23944.0, "price_incl_doc": 23944.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 462.69, "amount_financed": 25440.5, "sales_tax": 1496.5, "total_of_payments": 27761.59, "finance_charge": 2321.09, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28445, VIN KMHLS4DG0TU152732. $463 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,944, before any dealer documentation fee. Amount financed $25,440, including $1,496 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,762. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG0TU152732_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 378, "unit": "per_month", "display": "$378/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23944.0, "price_incl_doc": 23944.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 377.65, "amount_financed": 25440.5, "sales_tax": 1496.5, "total_of_payments": 31722.93, "finance_charge": 6282.43, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28445, VIN KMHLS4DG0TU152732. $378 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,944, before any dealer documentation fee. Amount financed $25,440, including $1,496 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,723. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 257}}, {"vin": "5NMP1DG19TH072336", "title": "2026 Hyundai Santa Fe Hybrid SE", "year": 2026, "make": "Hyundai", "model": "Santa Fe Hybrid", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 36404.0, "msrp": 0.0, "sale_price": 34024.0, "currency": "USD", "mileage": 7151, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "PHD0997", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0997, VIN 5NMP1DG19TH072336. Advertised price: $36,404. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,404"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry", "Power Liftgate"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36404.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG19TH072336_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 908, "unit": "per_month", "display": "$908/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36404.0, "price_incl_doc": 36404.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 908.21, "amount_financed": 38679.25, "sales_tax": 2275.25, "total_of_payments": 43593.89, "finance_charge": 4914.64, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0997, VIN 5NMP1DG19TH072336. $908 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,404, before any dealer documentation fee. Amount financed $38,679, including $2,275 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,594. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG19TH072336_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 757, "unit": "per_month", "display": "$757/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36404.0, "price_incl_doc": 36404.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 756.62, "amount_financed": 38679.25, "sales_tax": 2275.25, "total_of_payments": 45397.37, "finance_charge": 6718.12, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0997, VIN 5NMP1DG19TH072336. $757 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,404, before any dealer documentation fee. Amount financed $38,679, including $2,275 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $45,397. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG19TH072336_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 659, "unit": "per_month", "display": "$659/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36404.0, "price_incl_doc": 36404.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 659.26, "amount_financed": 38679.25, "sales_tax": 2275.25, "total_of_payments": 47466.51, "finance_charge": 8787.26, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0997, VIN 5NMP1DG19TH072336. $659 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,404, before any dealer documentation fee. Amount financed $38,679, including $2,275 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $47,467. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlehyundaidownersgrove.com/inventory/used-2023-tesla-model-s-plaid-awd-4d-hatchback-5yjsa1e65pf498507/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5YJSA1E65PF498507.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5YJSA1E65PF498507.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5YJSA1E65PF498507.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-tesla-model-s-plaid-awd-4d-hatchback-5yjsa1e65pf498507/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0502, VIN 5YJSA1E65PF498507. Advertised price: $71,164. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$71,164"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 71164.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5YJSA1E65PF498507_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1775, "unit": "per_month", "display": "$1,775/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71164.0, "price_incl_doc": 71164.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1775.4, "amount_financed": 75611.75, "sales_tax": 4447.75, "total_of_payments": 85219.08, "finance_charge": 9607.33, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0502, VIN 5YJSA1E65PF498507. $1,775 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $71,164, before any dealer documentation fee. Amount financed $75,612, including $4,448 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $85,219. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5YJSA1E65PF498507_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1479, "unit": "per_month", "display": "$1,479/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71164.0, "price_incl_doc": 71164.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1479.08, "amount_financed": 75611.75, "sales_tax": 4447.75, "total_of_payments": 88744.59, "finance_charge": 13132.84, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0502, VIN 5YJSA1E65PF498507. $1,479 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $71,164, before any dealer documentation fee. Amount financed $75,612, including $4,448 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $88,745. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5YJSA1E65PF498507_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1289, "unit": "per_month", "display": "$1,289/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 71164.0, "price_incl_doc": 71164.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1288.74, "amount_financed": 75611.75, "sales_tax": 4447.75, "total_of_payments": 92789.44, "finance_charge": 17177.69, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0502, VIN 5YJSA1E65PF498507. $1,289 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $71,164, before any dealer documentation fee. Amount financed $75,612, including $4,448 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $92,789. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a38tu482909/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A38TU482909.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A38TU482909.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A38TU482909.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a38tu482909/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $185. This offer applies to Stock #KMHRC8A38TU482909, VIN KMHRC8A38TU482909. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,115. Advertised price: $24,930. Savings: $185, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,115"}, {"label": "Advertised price", "value": "$24,930"}, {"label": "Savings", "value": "$185, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $185", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Push Start", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24930.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A38TU482909_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 506, "unit": "per_month", "display": "$506/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24930.0, "price_incl_doc": 24930.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 505.83, "amount_financed": 26488.13, "sales_tax": 1558.13, "total_of_payments": 30349.91, "finance_charge": 3861.78, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHRC8A38TU482909, VIN KMHRC8A38TU482909. $506 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,930, before any dealer documentation fee. Amount financed $26,488, including $1,558 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,350. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A38TU482909_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24930.0, "price_incl_doc": 24930.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 393.21, "amount_financed": 26488.13, "sales_tax": 1558.13, "total_of_payments": 33029.27, "finance_charge": 6541.14, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHRC8A38TU482909, VIN KMHRC8A38TU482909. $393 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,930, before any dealer documentation fee. Amount financed $26,488, including $1,558 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,029. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 20, "elapsed_ms": 296}}, {"vin": "7YAKMDDC5TY065529", "title": "2026 Hyundai IONIQ 5 SE", "year": 2026, "make": "Hyundai", "model": "IONIQ 5", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 43488.0, "msrp": null, "sale_price": 43488.0, "currency": "USD", "mileage": null, "exterior_color": "Lucid Blue", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": 5, "engine": "Electric", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "7YAKMDDC5TY065529", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/860d-110013116/7YAKMDDC5TY065529/a67b6ca82d730f6cc1f3e6ad0590c53d.jpg", "images": ["https://vehicle-images.carscommerce.inc/860d-110013116/7YAKMDDC5TY065529/a67b6ca82d730f6cc1f3e6ad0590c53d.jpg"], "vin_decode": {"make": "Hyundai", "model": "Ioniq 5", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "4WD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/7YAKMDDC5TY065529.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-se-awd-sport-utility-7yakmddc5ty065529/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-se-awd-sport-utility-7yakmddc5ty065529/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7YAKMDDC5TY065529.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKMDDC5TY065529.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKMDDC5TY065529.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-se-awd-sport-utility-7yakmddc5ty065529/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #7YAKMDDC5TY065529, VIN 7YAKMDDC5TY065529. Advertised price: $43,488. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,488"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43488.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7YAKMDDC5TY065529_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 642, "unit": "per_month", "display": "$642/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43488.0, "price_incl_doc": 43488.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 641.75, "amount_financed": 46206.0, "sales_tax": 2718.0, "total_of_payments": 46206.0, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #7YAKMDDC5TY065529, VIN 7YAKMDDC5TY065529. $642 per month for 72 months at 0% APR, $0 cash down. Advertised price $43,488, before any dealer documentation fee. Amount financed $46,206, including $2,718 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $46,206. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKMDDC5TY065529_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 627, "unit": "per_month", "display": "$627/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43075.0, "selling_price": 43488.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 627.38, "net_cap_cost": 44138.0, "residual_value": 26706.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 627.38, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 787.38}, "total_of_payments": 22572, "total_of_payments_unrounded": 22585.68}, "disclosure": "Estimated lease payment for stock #7YAKMDDC5TY065529, VIN 7YAKMDDC5TY065529. $627 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $787, made up of $627 first payment, $60 title, $100 registration. MSRP $43,075. Lease selling price $43,488. Net capitalized cost $44,138. Residual value $26,706, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $22,572. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKMDDC5TY065529_lease", "type": "lease", "label": "Lease", "headline": {"value": 534, "unit": "per_month", "display": "$534/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43075.0, "selling_price": 43488.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 534.09, "net_cap_cost": 41139.0, "residual_value": 26706.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 534.09, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3693.09}, "total_of_payments": 19224, "total_of_payments_unrounded": 19227.24}, "disclosure": "Estimated lease payment for stock #7YAKMDDC5TY065529, VIN 7YAKMDDC5TY065529. $534 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,693, made up of $534 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $43,075. Lease selling price $43,488. Net capitalized cost $41,139. Residual value $26,706, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $19,224. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 34, "elapsed_ms": 436}}, {"vin": "KM8JEDD14TU506004", "title": "2026 Hyundai TUCSON HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "TUCSON HYBRID", "trim": "Limited", "decoded_trim": "Limited, Night", "condition": "new", "price": 42759.0, "msrp": 45075.0, "sale_price": 45488.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, 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"fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 45075.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8JEDD14TU506004.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-limited-awd-sport-utility-km8jedd14tu506004/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-limited-awd-sport-utility-km8jedd14tu506004/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JEDD14TU506004.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JEDD14TU506004.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JEDD14TU506004.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-limited-awd-sport-utility-km8jedd14tu506004/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,316. This offer applies to Stock #KM8JEDD14TU506004, VIN KM8JEDD14TU506004. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $45,075. Advertised price: $42,759. Savings: $2,316, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$45,075"}, {"label": "Advertised price", "value": "$42,759"}, {"label": "Savings", "value": "$2,316, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,316", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42759.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JEDD14TU506004_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 796, "unit": "per_month", "display": "$796/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42759.0, "price_incl_doc": 42759.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 796.11, "amount_financed": 45431.44, "sales_tax": 2672.44, "total_of_payments": 47766.76, "finance_charge": 2335.32, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8JEDD14TU506004, VIN KM8JEDD14TU506004. $796 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $42,759, before any dealer documentation fee. Amount financed $45,431, including $2,672 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $47,767. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JEDD14TU506004_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 674, "unit": "per_month", "display": "$674/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42759.0, "price_incl_doc": 42759.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 674.41, "amount_financed": 45431.44, "sales_tax": 2672.44, "total_of_payments": 56650.55, "finance_charge": 11219.11, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8JEDD14TU506004, VIN KM8JEDD14TU506004. $674 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $42,759, before any dealer documentation fee. Amount financed $45,431, including $2,672 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $56,651. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg18th088446/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG18TH088446.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG18TH088446.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG18TH088446.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg18th088446/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,718. This offer applies to Stock #28780, VIN 5NMP1DG18TH088446. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,250. Advertised price: $35,532. Savings: $4,718, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,250"}, {"label": "Advertised price", "value": "$35,532"}, {"label": "Savings", "value": "$4,718, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,718", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35532.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG18TH088446_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 629, "unit": "per_month", "display": "$629/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35532.0, "price_incl_doc": 35532.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 629.21, "amount_financed": 37752.75, "sales_tax": 2220.75, "total_of_payments": 37752.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28780, VIN 5NMP1DG18TH088446. $629 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,532, before any dealer documentation fee. Amount financed $37,753, including $2,221 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $37,753. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG18TH088446_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 560, "unit": "per_month", "display": "$560/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35532.0, "price_incl_doc": 35532.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.42, "amount_financed": 37752.75, "sales_tax": 2220.75, "total_of_payments": 47075.64, "finance_charge": 9322.89, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28780, VIN 5NMP1DG18TH088446. $560 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,532, before any dealer documentation fee. Amount financed $37,753, including $2,221 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,076. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 20, "elapsed_ms": 265}}, {"vin": "KMHLM4DG6TU175653", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 23515.0, "msrp": 25680.0, "sale_price": 23515.0, "currency": "USD", "mileage": 12, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "HD260749", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/ed65-110013116/KMHLM4DG6TU175653/48b0bded0295cd4bf6f3d17d6f593c77.jpg", "images": ["https://vehicle-images.carscommerce.inc/ed65-110013116/KMHLM4DG6TU175653/48b0bded0295cd4bf6f3d17d6f593c77.jpg", "https://vehicle-images.carscommerce.inc/ecc9-110013116/KMHLM4DG6TU175653/0f2f3c3be207618e21071274d0384221.jpg", "https://vehicle-images.carscommerce.inc/90ed-110013116/KMHLM4DG6TU175653/17012420b085855333c1bceb25283327.jpg", "https://vehicle-images.carscommerce.inc/b012-110013116/KMHLM4DG6TU175653/2e7936cc2e2fe69f0732f5c7b78530d8.jpg", "https://vehicle-images.carscommerce.inc/655c-110013116/KMHLM4DG6TU175653/9b3aaf67c66612f70533faa883876a4a.jpg", "https://vehicle-images.carscommerce.inc/6770-110013116/KMHLM4DG6TU175653/97adc77cc15401e9488d57eebecaa1c7.png", "https://vehicle-images.carscommerce.inc/e240-110013116/KMHLM4DG6TU175653/f95dc3b3a1139d7ba4a3c718dc9679da.jpg", "https://vehicle-images.carscommerce.inc/d390-110013116/KMHLM4DG6TU175653/1728a8ea86ade630713b9e8a74581d9d.jpg", "https://vehicle-images.carscommerce.inc/91a2-110013116/KMHLM4DG6TU175653/ed4dc03b5c51fd460008af6782661dff.png", "https://vehicle-images.carscommerce.inc/5b61-110013116/KMHLM4DG6TU175653/1c20230ec867dddffbe178153f604b03.jpg", "https://vehicle-images.carscommerce.inc/3eee-110013116/KMHLM4DG6TU175653/9920d6fbb5b43b3f36df27d3278bfc22.jpg", "https://vehicle-images.carscommerce.inc/c529-110013116/KMHLM4DG6TU175653/7ac3c4160f754effbe1a5c85ffd16933.png", "https://vehicle-images.carscommerce.inc/eac2-110013116/KMHLM4DG6TU175653/0cb9187fe3730f3cf2256b584d8d87fa.jpg", "https://vehicle-images.carscommerce.inc/a77e-110013116/KMHLM4DG6TU175653/9a032e74396d1623520999628b621e2b.jpg", "https://vehicle-images.carscommerce.inc/aba7-110013116/KMHLM4DG6TU175653/9bdb87b2f7ad73c38478ea0d0158188e.png", "https://vehicle-images.carscommerce.inc/bd2b-110013116/KMHLM4DG6TU175653/e5d5e8091d4c496d2a729d004b63382f.jpg", "https://vehicle-images.carscommerce.inc/5325-110013116/KMHLM4DG6TU175653/81728ed7f6346d279df81aa4539bddb2.jpg", "https://vehicle-images.carscommerce.inc/5b51-110013116/KMHLM4DG6TU175653/cfa09cb7c87928dc2cd8eff84b44af91.png", "https://vehicle-images.carscommerce.inc/dff5-110013116/KMHLM4DG6TU175653/92cd5f89f7129f27e207f697898c0200.jpg", "https://vehicle-images.carscommerce.inc/b79f-110013116/KMHLM4DG6TU175653/508db6197f2f2677f506985c9838d1ea.jpg", "https://vehicle-images.carscommerce.inc/5e87-110013116/KMHLM4DG6TU175653/3cdee1ed4f7842674822f4d927ae844e.png", "https://vehicle-images.carscommerce.inc/1c3e-110013116/KMHLM4DG6TU175653/c93da83ce016edaa374bbf479668059e.jpg", "https://vehicle-images.carscommerce.inc/8285-110013116/KMHLM4DG6TU175653/eb17faecf3e978b077caf89823099c33.jpg", "https://vehicle-images.carscommerce.inc/864c-110013116/KMHLM4DG6TU175653/35205d3ba371996c467d660813cbafcb.png", "https://vehicle-images.carscommerce.inc/f38e-110013116/KMHLM4DG6TU175653/f5ca298ff5e1c3bd4b126a05fbfdca3f.jpg", "https://vehicle-images.carscommerce.inc/6a36-110013116/KMHLM4DG6TU175653/1832a991c50a332174000eced3537093.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25680.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG6TU175653.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg6tu175653/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg6tu175653/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG6TU175653.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG6TU175653.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG6TU175653.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg6tu175653/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,165. This offer applies to Stock #HD260749, VIN KMHLM4DG6TU175653. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,680. Advertised price: $23,515. Savings: $2,165, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,680"}, {"label": "Advertised price", "value": "$23,515"}, {"label": "Savings", "value": "$2,165, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,165", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23515.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG6TU175653_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 454, "unit": "per_month", "display": "$454/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23515.0, "price_incl_doc": 23515.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 454.4, "amount_financed": 24984.69, "sales_tax": 1469.69, "total_of_payments": 27264.19, "finance_charge": 2279.5, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260749, VIN KMHLM4DG6TU175653. $454 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,515, before any dealer documentation fee. Amount financed $24,985, including $1,470 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,264. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG6TU175653_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 371, "unit": "per_month", "display": "$371/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23515.0, "price_incl_doc": 23515.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 370.89, "amount_financed": 24984.69, "sales_tax": 1469.69, "total_of_payments": 31154.56, "finance_charge": 6169.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260749, VIN KMHLM4DG6TU175653. $371 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,515, before any dealer documentation fee. Amount financed $24,985, including $1,470 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,155. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 287}}, {"vin": "JTEVB5BR5S5003468", "title": "2025 Toyota 4Runner i-FORCE MAX Hybrid Road", "year": 2025, "make": "Toyota", "model": "4Runner i-FORCE MAX Hybrid", "trim": "Road", "decoded_trim": "55 Series", "condition": "used", "price": 52409.0, "msrp": 0.0, "sale_price": 52565.0, "currency": "USD", "mileage": 1010, "exterior_color": null, "interior_color": "Black/Boulder W/Sm Silver", "drivetrain": "4WD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "2.4L I4 FI Hybrid Turbocharged DOHC 16V", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "MD262663AA", "stock_status": "In Stock", "availability": 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true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262663AA, VIN JTEVB5BR5S5003468. Advertised price: $52,409. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$52,409"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Fog Lights", "Keyless Entry", "Remote Start", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52409.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JTEVB5BR5S5003468_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1308, "unit": "per_month", "display": "$1,308/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52409.0, "price_incl_doc": 52409.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1307.5, "amount_financed": 55684.56, "sales_tax": 3275.56, "total_of_payments": 62759.91, "finance_charge": 7075.35, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262663AA, VIN JTEVB5BR5S5003468. $1,308 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $52,409, before any dealer documentation fee. Amount financed $55,685, including $3,276 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $62,760. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTEVB5BR5S5003468_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1089, "unit": "per_month", "display": "$1,089/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52409.0, "price_incl_doc": 52409.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1089.27, "amount_financed": 55684.56, "sales_tax": 3275.56, "total_of_payments": 65356.29, "finance_charge": 9671.73, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262663AA, VIN JTEVB5BR5S5003468. $1,089 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $52,409, before any dealer documentation fee. Amount financed $55,685, including $3,276 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $65,356. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTEVB5BR5S5003468_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 949, "unit": "per_month", "display": "$949/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52409.0, "price_incl_doc": 52409.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 949.1, "amount_financed": 55684.56, "sales_tax": 3275.56, "total_of_payments": 68335.13, "finance_charge": 12650.57, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262663AA, VIN JTEVB5BR5S5003468. $949 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $52,409, before any dealer documentation fee. Amount financed $55,685, including $3,276 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $68,335. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260127, VIN 5NMP4DGL3TH158282. Advertised price: $44,203. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$44,203"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44203.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL3TH158282_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1103, "unit": "per_month", "display": "$1,103/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44203.0, "price_incl_doc": 44203.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1102.78, "amount_financed": 46965.69, "sales_tax": 2762.69, "total_of_payments": 52933.21, "finance_charge": 5967.52, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260127, VIN 5NMP4DGL3TH158282. $1,103 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $44,203, before any dealer documentation fee. Amount financed $46,966, including $2,763 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $52,933. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH158282_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 919, "unit": "per_month", "display": "$919/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44203.0, "price_incl_doc": 44203.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 918.72, "amount_financed": 46965.69, "sales_tax": 2762.69, "total_of_payments": 55123.06, "finance_charge": 8157.37, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260127, VIN 5NMP4DGL3TH158282. $919 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $44,203, before any dealer documentation fee. Amount financed $46,966, including $2,763 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $55,123. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH158282_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 800, "unit": "per_month", "display": "$800/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44203.0, "price_incl_doc": 44203.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 800.49, "amount_financed": 46965.69, "sales_tax": 2762.69, "total_of_payments": 57635.49, "finance_charge": 10669.8, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260127, VIN 5NMP4DGL3TH158282. $800 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $44,203, before any dealer documentation fee. Amount financed $46,966, including $2,763 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $57,635. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 280}}, {"vin": "JN8BT3DD1PW316551", "title": "2023 Nissan Rogue Platinum", "year": 2023, "make": "Nissan", "model": "Rogue", "trim": "Platinum", "decoded_trim": "PLATINUM", "condition": "used", "price": 26712.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 34878, "exterior_color": "White", "interior_color": "Tan", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "1.5L I3 Turbocharged DOHC 12V LEV3-ULEV50 201hp", "engine_displacement_l": 1.5, "engine_cylinders": 3, "transmission": "CVT with Xtronic", "mpg_city": 28, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1030", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1030, VIN JN8BT3DD1PW316551. Advertised price: $26,712. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,712"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Premium Package", "Rear Heated Seats", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26712.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JN8BT3DD1PW316551_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 666, "unit": "per_month", "display": "$666/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26712.0, "price_incl_doc": 26712.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 666.41, "amount_financed": 28381.5, "sales_tax": 1669.5, "total_of_payments": 31987.69, "finance_charge": 3606.19, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1030, VIN JN8BT3DD1PW316551. $666 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,712, before any dealer documentation fee. Amount financed $28,382, including $1,670 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,988. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JN8BT3DD1PW316551_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 555, "unit": "per_month", "display": "$555/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26712.0, "price_incl_doc": 26712.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 555.18, "amount_financed": 28381.5, "sales_tax": 1669.5, "total_of_payments": 33311.02, "finance_charge": 4929.52, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1030, VIN JN8BT3DD1PW316551. $555 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,712, before any dealer documentation fee. Amount financed $28,382, including $1,670 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,311. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JN8BT3DD1PW316551_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26712.0, "price_incl_doc": 26712.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 483.74, "amount_financed": 28381.5, "sales_tax": 1669.5, "total_of_payments": 34829.29, "finance_charge": 6447.79, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1030, VIN JN8BT3DD1PW316551. $484 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,712, before any dealer documentation fee. Amount financed $28,382, including $1,670 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,829. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 282}}, {"vin": "KM8RMES2XTU066457", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 51988.0, "msrp": 59075.0, "sale_price": 53988.0, "currency": "USD", "mileage": 23, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260697", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 28, "primary_image": "https://vehicle-images.carscommerce.inc/d358-110013116/KM8RMES2XTU066457/b80ae86cbf21e701cf2d39a9fc3b2e19.jpg", "images": ["https://vehicle-images.carscommerce.inc/d358-110013116/KM8RMES2XTU066457/b80ae86cbf21e701cf2d39a9fc3b2e19.jpg", "https://vehicle-images.carscommerce.inc/40f0-110013116/KM8RMES2XTU066457/daf28b0fab165eb43b178c92e9abc091.jpg", "https://vehicle-images.carscommerce.inc/b342-110013116/KM8RMES2XTU066457/164c29c54b3248de33c9aca73b00ebc7.jpg", "https://vehicle-images.carscommerce.inc/8a8f-110013116/KM8RMES2XTU066457/1eb29b2e827c25cc774371d5c2a60622.jpg", "https://vehicle-images.carscommerce.inc/21c9-110013116/KM8RMES2XTU066457/d0319d59b43bb2257ce19ecbb7d02fcf.jpg", "https://vehicle-images.carscommerce.inc/327e-110013116/KM8RMES2XTU066457/28e1d734b875d619c8d983bb22465629.png", "https://vehicle-images.carscommerce.inc/1665-110013116/KM8RMES2XTU066457/10d10fa0ac356dbbb673c82b452c8148.jpg", 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES2XTU066457.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes2xtu066457/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes2xtu066457/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES2XTU066457.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES2XTU066457.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES2XTU066457.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes2xtu066457/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,087. This offer applies to Stock #HD260697, VIN KM8RMES2XTU066457. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $59,075. Advertised price: $51,988. Savings: $7,087, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$59,075"}, {"label": "Advertised price", "value": "$51,988"}, {"label": "Savings", "value": "$7,087, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,087", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:43Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51988.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES2XTU066457_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1017, "unit": "per_month", "display": "$1,017/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51988.0, "price_incl_doc": 51988.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1017.03, "amount_financed": 55237.25, "sales_tax": 3249.25, "total_of_payments": 61021.73, "finance_charge": 5784.48, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260697, VIN KM8RMES2XTU066457. $1,017 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $51,988, before any dealer documentation fee. Amount financed $55,237, including $3,249 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $61,022. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES2XTU066457_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 767, "unit": "per_month", "display": "$767/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51988.0, "price_incl_doc": 51988.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 767.18, "amount_financed": 55237.25, "sales_tax": 3249.25, "total_of_payments": 55237.25, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260697, VIN KM8RMES2XTU066457. $767 per month for 72 months at 0% APR, $0 cash down. Advertised price $51,988, before any dealer documentation fee. Amount financed $55,237, including $3,249 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $55,237. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 289}}, {"vin": "KM8RHESAXTU105141", "title": "2026 Hyundai PALISADE HYBRID 8P", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "8P", "decoded_trim": "Blue SEL Premium FWD, SEL Premium AWD", "condition": "new", "price": 50526.0, "msrp": 52480.0, "sale_price": 52893.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 8, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RHESAXTU105141", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/92ce-110013116/KM8RHESAXTU105141/86bb55465a63d28a0e10847f17f7ef9f.jpg", "images": ["https://vehicle-images.carscommerce.inc/92ce-110013116/KM8RHESAXTU105141/86bb55465a63d28a0e10847f17f7ef9f.jpg", "https://vehicle-images.carscommerce.inc/8326-110013116/KM8RHESAXTU105141/ef760f7d3a9e323b220ddbe0f2b69dab.jpg", "https://vehicle-images.carscommerce.inc/4c29-110013116/KM8RHESAXTU105141/8d9c48115bb0b7bc8922618e048bd308.jpg", "https://vehicle-images.carscommerce.inc/d950-110013116/KM8RHESAXTU105141/1c714b1380aa470d507463cb5bee2da1.jpg", "https://vehicle-images.carscommerce.inc/de1d-110013116/KM8RHESAXTU105141/2c3ae54cbef5d661324cc7403089ee7a.png", "https://vehicle-images.carscommerce.inc/9db8-110013116/KM8RHESAXTU105141/6eb8781a0ba87e9f65d66ea66d7e69e9.jpg", "https://vehicle-images.carscommerce.inc/47d2-110013116/KM8RHESAXTU105141/73a4a02b0c62f13d02ff4f98c437b8c0.jpg", "https://vehicle-images.carscommerce.inc/2495-110013116/KM8RHESAXTU105141/b0eb535c193fa405388bbc544fb00d12.png", "https://vehicle-images.carscommerce.inc/30ef-110013116/KM8RHESAXTU105141/9b63e5ce0cf491ab0b2bba305b5f34ba.jpg", "https://vehicle-images.carscommerce.inc/fe8f-110013116/KM8RHESAXTU105141/8f11c48bef097253ac2b82cbceda6e13.jpg", "https://vehicle-images.carscommerce.inc/716e-110013116/KM8RHESAXTU105141/62c5e74a8f8cc7f4cd62ad022b859d24.png", "https://vehicle-images.carscommerce.inc/335c-110013116/KM8RHESAXTU105141/76687e9902c419a4acabf07a0631c4b0.jpg", "https://vehicle-images.carscommerce.inc/13d3-110013116/KM8RHESAXTU105141/45923672781a3d71b1d9f9e0102e87dd.jpg", "https://vehicle-images.carscommerce.inc/2a36-110013116/KM8RHESAXTU105141/eb084b62775a44573898f206f5f42987.png", "https://vehicle-images.carscommerce.inc/5f55-110013116/KM8RHESAXTU105141/1b23704c766e85ae983ec96d4d924536.jpg", "https://vehicle-images.carscommerce.inc/5d40-110013116/KM8RHESAXTU105141/e6fe376b288c70c9a04c3cedb8d612bc.jpg", "https://vehicle-images.carscommerce.inc/ec14-110013116/KM8RHESAXTU105141/cf66d5190d03e1e99cb7ad8a2975ec45.png", "https://vehicle-images.carscommerce.inc/35c7-110013116/KM8RHESAXTU105141/31aa81294d4f6cf05ced15f6eddd9b77.jpg", "https://vehicle-images.carscommerce.inc/4500-110013116/KM8RHESAXTU105141/669897457537d190f1af2041360a5226.jpg", "https://vehicle-images.carscommerce.inc/e546-110013116/KM8RHESAXTU105141/9d4a9f5bcfc2d25a4eb298d38aaaa708.png", "https://vehicle-images.carscommerce.inc/263a-110013116/KM8RHESAXTU105141/ab8898c01a2cdc71073646857c8bd394.jpg", "https://vehicle-images.carscommerce.inc/794f-110013116/KM8RHESAXTU105141/2736f807648cbe79903e4037fe9d42f0.jpg", "https://vehicle-images.carscommerce.inc/8c83-110013116/KM8RHESAXTU105141/b5bc5257100768773e4b9c21be0cc371.png", "https://vehicle-images.carscommerce.inc/38e5-110013116/KM8RHESAXTU105141/0560e9ce0f7f0be273dc1da772668156.jpg", "https://vehicle-images.carscommerce.inc/a9d7-110013116/KM8RHESAXTU105141/a59b4bac2e7e1d941e52484b56523499.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL Premium FWD, SEL Premium AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52480.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RHESAXTU105141.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-8p-awd-sport-utility-km8rhesaxtu105141/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-8p-awd-sport-utility-km8rhesaxtu105141/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESAXTU105141.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESAXTU105141.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESAXTU105141.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-8p-awd-sport-utility-km8rhesaxtu105141/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,954. This offer applies to Stock #KM8RHESAXTU105141, VIN KM8RHESAXTU105141. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,480. Advertised price: $50,526. Savings: $1,954, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,480"}, {"label": "Advertised price", "value": "$50,526"}, {"label": "Savings", "value": "$1,954, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,954", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50526.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESAXTU105141_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1001, "unit": "per_month", "display": "$1,001/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50526.0, "price_incl_doc": 50526.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1000.59, "amount_financed": 53683.88, "sales_tax": 3157.88, "total_of_payments": 60035.13, "finance_charge": 6351.25, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESAXTU105141, VIN KM8RHESAXTU105141. $1,001 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $50,526, before any dealer documentation fee. Amount financed $53,684, including $3,158 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $60,035. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESAXTU105141_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 746, "unit": "per_month", "display": "$746/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50526.0, "price_incl_doc": 50526.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 745.61, "amount_financed": 53683.88, "sales_tax": 3157.88, "total_of_payments": 53683.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESAXTU105141, VIN KM8RHESAXTU105141. $746 per month for 72 months at 0% APR, $0 cash down. Advertised price $50,526, before any dealer documentation fee. Amount financed $53,684, including $3,158 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $53,684. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 288}}, {"vin": "KM8SRDHF4HU246029", "title": "2017 Hyundai Santa Fe Ultimate", "year": 2017, "make": "Hyundai", "model": "Santa Fe", "trim": "Ultimate", "decoded_trim": "TOP", "condition": "used", "price": 13412.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 90384, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.3L V6 DGI DOHC 24V", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 17, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "HD260988A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Sunroof / Moonroof", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13412.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8SRDHF4HU246029_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 335, "unit": "per_month", "display": "$335/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13412.0, "price_incl_doc": 13412.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 334.6, "amount_financed": 14250.25, "sales_tax": 838.25, "total_of_payments": 16060.91, "finance_charge": 1810.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260988A, VIN KM8SRDHF4HU246029. $335 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $13,412, before any dealer documentation fee. Amount financed $14,250, including $838 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $16,061. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8SRDHF4HU246029_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 279, "unit": "per_month", "display": "$279/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13412.0, "price_incl_doc": 13412.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 278.76, "amount_financed": 14250.25, "sales_tax": 838.25, "total_of_payments": 16725.35, "finance_charge": 2475.1, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260988A, VIN KM8SRDHF4HU246029. $279 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $13,412, before any dealer documentation fee. Amount financed $14,250, including $838 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $16,725. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8SRDHF4HU246029_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 243, "unit": "per_month", "display": "$243/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13412.0, "price_incl_doc": 13412.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 242.88, "amount_financed": 14250.25, "sales_tax": 838.25, "total_of_payments": 17487.66, "finance_charge": 3237.41, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260988A, VIN KM8SRDHF4HU246029. $243 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $13,412, before any dealer documentation fee. Amount financed $14,250, including $838 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $17,488. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,997. This offer applies to Stock #28453, VIN KMHLS4DG4TU152846. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $27,430. Advertised price: $24,433. Savings: $2,997, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$27,430"}, {"label": "Advertised price", "value": "$24,433"}, {"label": "Savings", "value": "$2,997, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,997", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24433.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG4TU152846_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 472, "unit": "per_month", "display": "$472/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24433.0, "price_incl_doc": 24433.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 472.14, "amount_financed": 25960.06, "sales_tax": 1527.06, "total_of_payments": 28328.55, "finance_charge": 2368.49, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28453, VIN KMHLS4DG4TU152846. $472 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $24,433, before any dealer documentation fee. Amount financed $25,960, including $1,527 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $28,329. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG4TU152846_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 385, "unit": "per_month", "display": "$385/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24433.0, "price_incl_doc": 24433.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 385.37, "amount_financed": 25960.06, "sales_tax": 1527.06, "total_of_payments": 32370.79, "finance_charge": 6410.73, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28453, VIN KMHLS4DG4TU152846. $385 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,433, before any dealer documentation fee. Amount financed $25,960, including $1,527 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,371. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 250}}, {"vin": "KMUMCDTC9PU083403", "title": "2023 Genesis GV70 Sport", "year": 2023, "make": "Genesis", "model": "GV70", "trim": "Sport", "decoded_trim": "3.5T, 3.5T Sport Advanced, 3.5T Sport Prestige", "condition": "used", "price": 42764.0, "msrp": 0.0, "sale_price": 44404.0, "currency": "USD", "mileage": 25306, "exterior_color": "Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.5L DOHC", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260538A", "stock_status": "In Stock", "availability": "In Stock", 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"drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-genesis-gv70-3-5t-sport-awd-4d-sport-utility-kmumcdtc9pu083403/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-genesis-gv70-3-5t-sport-awd-4d-sport-utility-kmumcdtc9pu083403/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMUMCDTC9PU083403.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMUMCDTC9PU083403.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMUMCDTC9PU083403.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-genesis-gv70-3-5t-sport-awd-4d-sport-utility-kmumcdtc9pu083403/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260538A, VIN KMUMCDTC9PU083403. Advertised price: $42,764. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$42,764"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42764.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMCDTC9PU083403_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42764.0, "price_incl_doc": 42764.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1066.88, "amount_financed": 45436.75, "sales_tax": 2672.75, "total_of_payments": 51210.0, "finance_charge": 5773.25, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260538A, VIN KMUMCDTC9PU083403. $1,067 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $42,764, before any dealer documentation fee. Amount financed $45,437, including $2,673 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $51,210. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMCDTC9PU083403_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 889, "unit": "per_month", "display": "$889/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42764.0, "price_incl_doc": 42764.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 888.81, "amount_financed": 45436.75, "sales_tax": 2672.75, "total_of_payments": 53328.56, "finance_charge": 7891.81, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260538A, VIN KMUMCDTC9PU083403. $889 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $42,764, before any dealer documentation fee. Amount financed $45,437, including $2,673 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $53,329. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMCDTC9PU083403_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 774, "unit": "per_month", "display": "$774/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42764.0, "price_incl_doc": 42764.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 774.43, "amount_financed": 45436.75, "sales_tax": 2672.75, "total_of_payments": 55759.2, "finance_charge": 10322.45, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260538A, VIN KMUMCDTC9PU083403. $774 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $42,764, before any dealer documentation fee. Amount financed $45,437, including $2,673 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $55,759. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 275}}, {"vin": "WAULDAF82SN013775", "title": "2025 quattro", "year": 2025, "make": null, "model": null, "trim": "quattro", "decoded_trim": "quattro", "condition": "used", "price": 73872.0, "msrp": 0.0, "sale_price": null, "currency": "USD", "mileage": null, "exterior_color": null, "interior_color": null, "drivetrain": "AWD", "body_style": "Sedan", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 4, "seating_capacity": null, "engine": "3L 6-Cylinder", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": "Unknown", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 40, 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"https://vehicle-images.carscommerce.inc/c4ba-110013116/WAULDAF82SN013775/e27ab14d9fcf18c8e12e90a111bb47f2.jpg"], "vin_decode": {"make": "Audi", "model": "A8 L", "year": 2025, "trim": "quattro", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "3L 6-Cylinder", "engine_displacement_l": 3.0, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-audi-a8-l-55-quattro-4d-sedan-wauldaf82sn013775/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-audi-a8-l-55-quattro-4d-sedan-wauldaf82sn013775/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/WAULDAF82SN013775.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/WAULDAF82SN013775.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/WAULDAF82SN013775.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-audi-a8-l-55-quattro-4d-sedan-wauldaf82sn013775/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN WAULDAF82SN013775. Advertised price: $73,872. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$73,872"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 73872.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WAULDAF82SN013775_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1843, "unit": "per_month", "display": "$1,843/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73872.0, "price_incl_doc": 73872.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1842.96, "amount_financed": 78489.0, "sales_tax": 4617.0, "total_of_payments": 88461.92, "finance_charge": 9972.92, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN WAULDAF82SN013775. $1,843 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $73,872, before any dealer documentation fee. Amount financed $78,489, including $4,617 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $88,462. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WAULDAF82SN013775_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1535, "unit": "per_month", "display": "$1,535/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73872.0, "price_incl_doc": 73872.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1535.36, "amount_financed": 78489.0, "sales_tax": 4617.0, "total_of_payments": 92121.59, "finance_charge": 13632.59, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN WAULDAF82SN013775. $1,535 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $73,872, before any dealer documentation fee. Amount financed $78,489, including $4,617 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $92,122. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WAULDAF82SN013775_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1338, "unit": "per_month", "display": "$1,338/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73872.0, "price_incl_doc": 73872.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1337.78, "amount_financed": 78489.0, "sales_tax": 4617.0, "total_of_payments": 96320.35, "finance_charge": 17831.35, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN WAULDAF82SN013775. $1,338 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $73,872, before any dealer documentation fee. Amount financed $78,489, including $4,617 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $96,320. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 284}}, {"vin": "KMHL54JJ3TA187774", "title": "2026 Hyundai SONATA HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 40528.0, "msrp": null, "sale_price": 40528.0, "currency": "USD", "mileage": null, "exterior_color": "Carbon Blue", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 5, "engine": "Gas/Electric I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL54JJ3TA187774", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/a5a1-110013116/KMHL54JJ3TA187774/3e762c8a5d5667c893fa9448eafc5a35.jpg", "images": ["https://vehicle-images.carscommerce.inc/a5a1-110013116/KMHL54JJ3TA187774/3e762c8a5d5667c893fa9448eafc5a35.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "Limited", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL54JJ3TA187774.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4dr-car-kmhl54jj3ta187774/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4dr-car-kmhl54jj3ta187774/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL54JJ3TA187774.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JJ3TA187774.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JJ3TA187774.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4dr-car-kmhl54jj3ta187774/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHL54JJ3TA187774, VIN KMHL54JJ3TA187774. Advertised price: $40,528. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,528"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40528.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL54JJ3TA187774_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 755, "unit": "per_month", "display": "$755/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40528.0, "price_incl_doc": 40528.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 754.57, "amount_financed": 43061.0, "sales_tax": 2533.0, "total_of_payments": 45274.47, "finance_charge": 2213.47, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL54JJ3TA187774, VIN KMHL54JJ3TA187774. $755 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $40,528, before any dealer documentation fee. Amount financed $43,061, including $2,533 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $45,274. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL54JJ3TA187774_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 639, "unit": "per_month", "display": "$639/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40528.0, "price_incl_doc": 40528.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 639.22, "amount_financed": 43061.0, "sales_tax": 2533.0, "total_of_payments": 53694.74, "finance_charge": 10633.74, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL54JJ3TA187774, VIN KMHL54JJ3TA187774. $639 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $40,528, before any dealer documentation fee. Amount financed $43,061, including $2,533 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $53,695. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 288}}, {"vin": "KM8RNES24TU078794", "title": "2026 Hyundai PALISADE Premium", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Premium", "decoded_trim": "SEL Premium", "condition": "new", "price": 46134.0, "msrp": 50060.0, "sale_price": 48134.0, "currency": "USD", "mileage": 21, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 8, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260565", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/71ba-110013116/KM8RNES24TU078794/edef9bc7711c4e17b98c1a8f04f3b2ef.jpg", "images": ["https://vehicle-images.carscommerce.inc/71ba-110013116/KM8RNES24TU078794/edef9bc7711c4e17b98c1a8f04f3b2ef.jpg", "https://vehicle-images.carscommerce.inc/97bc-110013116/KM8RNES24TU078794/00c3508e4e3445185fb4588565121768.jpg", "https://vehicle-images.carscommerce.inc/11c6-110013116/KM8RNES24TU078794/871bb59dac08a13f95470d18f1f18fab.jpg", "https://vehicle-images.carscommerce.inc/abb2-110013116/KM8RNES24TU078794/0d4165bef6b5cb0348ae4eb2b0c90e07.jpg", "https://vehicle-images.carscommerce.inc/b70b-110013116/KM8RNES24TU078794/ab389d7d619200ff99bca6040e3c5cde.jpg", "https://vehicle-images.carscommerce.inc/a23d-110013116/KM8RNES24TU078794/21b318998863d69c6740b8a208819089.png", "https://vehicle-images.carscommerce.inc/8f84-110013116/KM8RNES24TU078794/025df60fd4388f6e3582861314dd3d2b.jpg", "https://vehicle-images.carscommerce.inc/1568-110013116/KM8RNES24TU078794/37512e24127c41964bd615f81e1af5cd.jpg", "https://vehicle-images.carscommerce.inc/ec73-110013116/KM8RNES24TU078794/78dd80b5dc2ac642aa04b4fb112bfa14.png", "https://vehicle-images.carscommerce.inc/3422-110013116/KM8RNES24TU078794/b75c85d625b6e56816e6c29b5f66d072.jpg", "https://vehicle-images.carscommerce.inc/699d-110013116/KM8RNES24TU078794/c90c57f87d2ef5f162f1d3660e469813.jpg", "https://vehicle-images.carscommerce.inc/8f08-110013116/KM8RNES24TU078794/589301ace7e667d1e3b13e6a91614616.png", "https://vehicle-images.carscommerce.inc/1330-110013116/KM8RNES24TU078794/a99aee5fbdb324350f9dada688f6757d.jpg", "https://vehicle-images.carscommerce.inc/22fa-110013116/KM8RNES24TU078794/1d63d027e7b8d27dff251cb7b1d887c3.jpg", "https://vehicle-images.carscommerce.inc/6ac3-110013116/KM8RNES24TU078794/7286a7e62e358b078a8a24693d5f7fea.png", "https://vehicle-images.carscommerce.inc/7f7e-110013116/KM8RNES24TU078794/728a36fee81eda4163752e8fc20d6bb4.jpg", "https://vehicle-images.carscommerce.inc/2470-110013116/KM8RNES24TU078794/bd83ea1e71a059337193d976ee961f2a.jpg", "https://vehicle-images.carscommerce.inc/ffc8-110013116/KM8RNES24TU078794/56b682bc5932ad938b943692aba249b6.png", "https://vehicle-images.carscommerce.inc/ba6d-110013116/KM8RNES24TU078794/cacadeca58c96f3b39297869dda97496.jpg", "https://vehicle-images.carscommerce.inc/c5bb-110013116/KM8RNES24TU078794/65f20d5c89602b1a174f05434d71391c.jpg", "https://vehicle-images.carscommerce.inc/6f7f-110013116/KM8RNES24TU078794/89f1e452b3c0d91b81fb10b1f035395c.png", "https://vehicle-images.carscommerce.inc/7145-110013116/KM8RNES24TU078794/b6334eff8a4ff15f0742b7dd5f9d7625.jpg", "https://vehicle-images.carscommerce.inc/56a2-110013116/KM8RNES24TU078794/519f834bec61326bb0d9fe20c4f1b014.jpg", "https://vehicle-images.carscommerce.inc/eac6-110013116/KM8RNES24TU078794/0adf499fbec30be0ec5f17b4797b462f.png", "https://vehicle-images.carscommerce.inc/8e53-110013116/KM8RNES24TU078794/ee33af2e46e66e7108dc2339cf68a6e8.jpg", "https://vehicle-images.carscommerce.inc/252b-110013116/KM8RNES24TU078794/c23f8d2698385a0afc484bf8afda599e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "SEL Premium", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 50060.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RNES24TU078794.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-premium-awd-4d-sport-utility-km8rnes24tu078794/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-premium-awd-4d-sport-utility-km8rnes24tu078794/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RNES24TU078794.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES24TU078794.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES24TU078794.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-premium-awd-4d-sport-utility-km8rnes24tu078794/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,926. This offer applies to Stock #HD260565, VIN KM8RNES24TU078794. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,060. Advertised price: $46,134. Savings: $3,926, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,060"}, {"label": "Advertised price", "value": "$46,134"}, {"label": "Savings", "value": "$3,926, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,926", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46134.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RNES24TU078794_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 903, "unit": "per_month", "display": "$903/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46134.0, "price_incl_doc": 46134.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 902.51, "amount_financed": 49017.38, "sales_tax": 2883.38, "total_of_payments": 54150.51, "finance_charge": 5133.13, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260565, VIN KM8RNES24TU078794. $903 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $46,134, before any dealer documentation fee. Amount financed $49,017, including $2,883 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $54,151. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RNES24TU078794_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 681, "unit": "per_month", "display": "$681/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46134.0, "price_incl_doc": 46134.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 680.8, "amount_financed": 49017.38, "sales_tax": 2883.38, "total_of_payments": 49017.38, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260565, VIN KM8RNES24TU078794. $681 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,134, before any dealer documentation fee. Amount financed $49,017, including $2,883 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,017. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 311}}, {"vin": "1V2HR2CA0RC531198", "title": "2024 Volkswagen Atlas w/Technology", "year": 2024, "make": "Volkswagen", "model": "Atlas", "trim": "w/Technology", "decoded_trim": "4Motion SE", "condition": "used", "price": 28289.0, "msrp": 0.0, "sale_price": 29890.0, "currency": "USD", "mileage": 52763, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L TSI", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Tiptronic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PDV0980", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-atlas-2-0t-se-wtechnology-awd-4d-sport-utility-1v2hr2ca0rc531198/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-atlas-2-0t-se-wtechnology-awd-4d-sport-utility-1v2hr2ca0rc531198/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1V2HR2CA0RC531198.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1V2HR2CA0RC531198.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1V2HR2CA0RC531198.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-atlas-2-0t-se-wtechnology-awd-4d-sport-utility-1v2hr2ca0rc531198/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0980, VIN 1V2HR2CA0RC531198. Advertised price: $28,289. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,289"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28289.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2HR2CA0RC531198_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 706, "unit": "per_month", "display": "$706/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28289.0, "price_incl_doc": 28289.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 705.75, "amount_financed": 30057.06, "sales_tax": 1768.06, "total_of_payments": 33876.15, "finance_charge": 3819.09, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0980, VIN 1V2HR2CA0RC531198. $706 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,289, before any dealer documentation fee. Amount financed $30,057, including $1,768 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,876. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2HR2CA0RC531198_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 588, "unit": "per_month", "display": "$588/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28289.0, "price_incl_doc": 28289.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 587.96, "amount_financed": 30057.06, "sales_tax": 1768.06, "total_of_payments": 35277.61, "finance_charge": 5220.55, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0980, VIN 1V2HR2CA0RC531198. $588 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,289, before any dealer documentation fee. Amount financed $30,057, including $1,768 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,278. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2HR2CA0RC531198_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 512, "unit": "per_month", "display": "$512/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28289.0, "price_incl_doc": 28289.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 512.3, "amount_financed": 30057.06, "sales_tax": 1768.06, "total_of_payments": 36885.51, "finance_charge": 6828.45, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0980, VIN 1V2HR2CA0RC531198. $512 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,289, before any dealer documentation fee. Amount financed $30,057, including $1,768 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,886. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 305}}, {"vin": "5NMP1DGL9TH226397", "title": "2026 SE", "year": 2026, "make": null, "model": null, "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 35276.0, "msrp": 38970.0, "sale_price": null, "currency": "USD", "mileage": null, "exterior_color": null, "interior_color": null, "drivetrain": "4WD", "body_style": "SUV", "vehicle_type": "car", "fuel_type": "Gasoline", "doors": 5, "seating_capacity": null, "engine": "2.5L", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": null, "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": null, "stock_status": "Unknown", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": null, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/deb2-110013116/5NMP1DGL9TH226397/0a01500a7d07517c17bb7108ce0e1170.jpg", "images": ["https://vehicle-images.carscommerce.inc/deb2-110013116/5NMP1DGL9TH226397/0a01500a7d07517c17bb7108ce0e1170.jpg", "https://vehicle-images.carscommerce.inc/ed4d-110013116/5NMP1DGL9TH226397/6d326d5dc6bc69a0066f707c2cae7553.jpg", "https://vehicle-images.carscommerce.inc/e034-110013116/5NMP1DGL9TH226397/0679a1ed7783d5e14d16241957ae0386.jpg", "https://vehicle-images.carscommerce.inc/2e13-110013116/5NMP1DGL9TH226397/bfdb38a9b82d8a833edd5096b9aea3f9.jpg", "https://vehicle-images.carscommerce.inc/8111-110013116/5NMP1DGL9TH226397/7e6e28fc40391bf1b0de047ca10e943a.png", "https://vehicle-images.carscommerce.inc/a734-110013116/5NMP1DGL9TH226397/aefc367504396aef424714c8f6fc33a6.jpg", "https://vehicle-images.carscommerce.inc/34a0-110013116/5NMP1DGL9TH226397/0aabd5d3a848add3d9262f853ddc2e1e.jpg", "https://vehicle-images.carscommerce.inc/d97b-110013116/5NMP1DGL9TH226397/1996d0f4dc0b70d816a5ce3e19ff64be.png", "https://vehicle-images.carscommerce.inc/f55b-110013116/5NMP1DGL9TH226397/fc18b4b0a2135c55b4ecdb356dd56057.jpg", "https://vehicle-images.carscommerce.inc/8b4f-110013116/5NMP1DGL9TH226397/81ea94e104a60cb4cf63521da372466a.jpg", "https://vehicle-images.carscommerce.inc/d725-110013116/5NMP1DGL9TH226397/0c1462db9e9ccd766184d91852c631f0.png", "https://vehicle-images.carscommerce.inc/98da-110013116/5NMP1DGL9TH226397/a339a470c0f96c692c502fd7b23edd8d.jpg", "https://vehicle-images.carscommerce.inc/1c18-110013116/5NMP1DGL9TH226397/4f7ddf91bed6af9ef2b8f94ab3576aab.jpg", "https://vehicle-images.carscommerce.inc/a690-110013116/5NMP1DGL9TH226397/767a16e356230b320f687861612c47a5.png", "https://vehicle-images.carscommerce.inc/dcba-110013116/5NMP1DGL9TH226397/0c61cce75e44cd5e5bc41bbd53ea631d.jpg", "https://vehicle-images.carscommerce.inc/f1fe-110013116/5NMP1DGL9TH226397/2b23baf88e321e21ef172e72ceade189.jpg", "https://vehicle-images.carscommerce.inc/9f32-110013116/5NMP1DGL9TH226397/3c7e04d4ff6576993d2b7d4f3dcaf21f.png", "https://vehicle-images.carscommerce.inc/3f55-110013116/5NMP1DGL9TH226397/f42aa6575acb20412ceeb9ec65de29d8.jpg", "https://vehicle-images.carscommerce.inc/3e1e-110013116/5NMP1DGL9TH226397/f8e75b8ada463a74908f8e79bd36f371.jpg", "https://vehicle-images.carscommerce.inc/f89c-110013116/5NMP1DGL9TH226397/937b4f18b18fed396f638f4e08c29398.png", "https://vehicle-images.carscommerce.inc/b635-110013116/5NMP1DGL9TH226397/a5bfbac97d636066c3120ede770539e9.jpg", "https://vehicle-images.carscommerce.inc/b1e4-110013116/5NMP1DGL9TH226397/42577832ff0e0c1928f91d63b4af9328.jpg", "https://vehicle-images.carscommerce.inc/71a8-110013116/5NMP1DGL9TH226397/db091c8eb8e403451ada9ac0e40e51be.png", "https://vehicle-images.carscommerce.inc/2366-110013116/5NMP1DGL9TH226397/eacb000dab7c284c0ba37c9dbd8d773c.jpg", "https://vehicle-images.carscommerce.inc/93b4-110013116/5NMP1DGL9TH226397/84c0e57bc2f2bf2c4f22d05b035d3b5e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 38970.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-se-awd-sport-utility-5nmp1dgl9th226397/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-se-awd-sport-utility-5nmp1dgl9th226397/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DGL9TH226397.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DGL9TH226397.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DGL9TH226397.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-se-awd-sport-utility-5nmp1dgl9th226397/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN 5NMP1DGL9TH226397. Advertised price: $35,276. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,276"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35276.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DGL9TH226397_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 625, "unit": "per_month", "display": "$625/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35276.0, "price_incl_doc": 35276.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 624.68, "amount_financed": 37480.75, "sales_tax": 2204.75, "total_of_payments": 37480.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN 5NMP1DGL9TH226397. $625 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,276, before any dealer documentation fee. Amount financed $37,481, including $2,205 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $37,481. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 1, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 310}}, {"vin": "KMHRC8A3XTU460006", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 24931.0, "msrp": 25125.0, "sale_price": 24931.0, "currency": "USD", "mileage": 13, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "HD260765", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/7260-110013116/KMHRC8A3XTU460006/bd4efb3e620ca10c6d70ba1e630a93c4.jpg", "images": ["https://vehicle-images.carscommerce.inc/7260-110013116/KMHRC8A3XTU460006/bd4efb3e620ca10c6d70ba1e630a93c4.jpg", "https://vehicle-images.carscommerce.inc/703f-110013116/KMHRC8A3XTU460006/b4749f968b3a5395223e269375f43646.jpg", "https://vehicle-images.carscommerce.inc/3e90-110013116/KMHRC8A3XTU460006/b8f074d628f118f6547f107aabf5e367.jpg", "https://vehicle-images.carscommerce.inc/5543-110013116/KMHRC8A3XTU460006/440a677eaab63571902a8f9ad11ff803.jpg", "https://vehicle-images.carscommerce.inc/13bc-110013116/KMHRC8A3XTU460006/acf7da1e2db3a27a833fd58e972bd63a.jpg", "https://vehicle-images.carscommerce.inc/76d9-110013116/KMHRC8A3XTU460006/72385bec4b5fb64750fbe1852363b8f5.png", "https://vehicle-images.carscommerce.inc/7e94-110013116/KMHRC8A3XTU460006/64a214765bf8fc5c0377ae3f54454923.jpg", "https://vehicle-images.carscommerce.inc/9425-110013116/KMHRC8A3XTU460006/cde1084a48a9b4605b912996dbae29ae.jpg", "https://vehicle-images.carscommerce.inc/8c7a-110013116/KMHRC8A3XTU460006/af7036bd220387c8dea73c01dc759356.png", "https://vehicle-images.carscommerce.inc/3959-110013116/KMHRC8A3XTU460006/017de86773455ec6ab4da97a012b7b9f.jpg", "https://vehicle-images.carscommerce.inc/1a59-110013116/KMHRC8A3XTU460006/95ace0b711515da610ed8d123dd87a41.jpg", "https://vehicle-images.carscommerce.inc/46d6-110013116/KMHRC8A3XTU460006/4418ea4780f6388dba5ad1432f08dc54.png", "https://vehicle-images.carscommerce.inc/d2b7-110013116/KMHRC8A3XTU460006/8942fefdae1a11d8a7e58452d2eb3ae5.jpg", "https://vehicle-images.carscommerce.inc/bb2a-110013116/KMHRC8A3XTU460006/6ef95032d79deb5a6ef40ad94dbdbe12.jpg", "https://vehicle-images.carscommerce.inc/2906-110013116/KMHRC8A3XTU460006/3015dc69e60d3638fe441851a342060d.png", "https://vehicle-images.carscommerce.inc/4152-110013116/KMHRC8A3XTU460006/1442022263b83bc3316f72c855f9a912.jpg", "https://vehicle-images.carscommerce.inc/cce3-110013116/KMHRC8A3XTU460006/22ef912eacec52d9e30952c097f1af3e.jpg", "https://vehicle-images.carscommerce.inc/38cd-110013116/KMHRC8A3XTU460006/6d49d0cf7f4de32aff8643d7e8ae491b.png", "https://vehicle-images.carscommerce.inc/16e3-110013116/KMHRC8A3XTU460006/48ecf65b4134bbe57a6547c3dfd0a0eb.jpg", "https://vehicle-images.carscommerce.inc/4f11-110013116/KMHRC8A3XTU460006/fb48bb238348b5aedc813541e5b768da.jpg", "https://vehicle-images.carscommerce.inc/b7da-110013116/KMHRC8A3XTU460006/b89948561533bb093e67fa00ec2771fd.png", "https://vehicle-images.carscommerce.inc/d908-110013116/KMHRC8A3XTU460006/c8574fe4f3199086aeceea7e989284cb.jpg", "https://vehicle-images.carscommerce.inc/4a7b-110013116/KMHRC8A3XTU460006/4d87acc19f8675468e4adbb42a1a5b72.jpg", "https://vehicle-images.carscommerce.inc/4ce8-110013116/KMHRC8A3XTU460006/5ea6e7b8c1721da24eaff5aaa8ad9ddd.png", "https://vehicle-images.carscommerce.inc/fbc8-110013116/KMHRC8A3XTU460006/0b2ccd94af5cb452a6a79fd45fe4054c.jpg", "https://vehicle-images.carscommerce.inc/961f-110013116/KMHRC8A3XTU460006/6b3e770697fe6f0fb6ca6c759bc13e20.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25125.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A3XTU460006.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a3xtu460006/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a3xtu460006/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A3XTU460006.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A3XTU460006.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A3XTU460006.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a3xtu460006/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $194. This offer applies to Stock #HD260765, VIN KMHRC8A3XTU460006. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,125. Advertised price: $24,931. Savings: $194, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,125"}, {"label": "Advertised price", "value": "$24,931"}, {"label": "Savings", "value": "$194, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $194", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24931.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A3XTU460006_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 506, "unit": "per_month", "display": "$506/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24931.0, "price_incl_doc": 24931.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 505.85, "amount_financed": 26489.19, "sales_tax": 1558.19, "total_of_payments": 30351.12, "finance_charge": 3861.93, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260765, VIN KMHRC8A3XTU460006. $506 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,931, before any dealer documentation fee. Amount financed $26,489, including $1,558 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,351. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A3XTU460006_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24931.0, "price_incl_doc": 24931.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 393.22, "amount_financed": 26489.19, "sales_tax": 1558.19, "total_of_payments": 33030.59, "finance_charge": 6541.4, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260765, VIN KMHRC8A3XTU460006. $393 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,931, before any dealer documentation fee. Amount financed $26,489, including $1,558 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,031. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 326}}, {"vin": "1GYKNCRS9HZ244926", "title": "2017 Cadillac XT5 Luxury", "year": 2017, "make": "Cadillac", "model": "XT5", "trim": "Luxury", "decoded_trim": "Premium Luxury", "condition": "used", "price": 15764.0, "msrp": 0.0, "sale_price": 15912.0, "currency": "USD", "mileage": 109167, "exterior_color": "White", "interior_color": "Jet Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 DI VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "GD260626A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com/inventory/used-2017-cadillac-xt5-premium-luxury-fwd-4d-sport-utility-1gykncrs9hz244926/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1GYKNCRS9HZ244926.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1GYKNCRS9HZ244926.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1GYKNCRS9HZ244926.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-cadillac-xt5-premium-luxury-fwd-4d-sport-utility-1gykncrs9hz244926/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260626A, VIN 1GYKNCRS9HZ244926. Advertised price: $15,764. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,764"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15764.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNCRS9HZ244926_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15764.0, "price_incl_doc": 15764.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 393.28, "amount_financed": 16749.25, "sales_tax": 985.25, "total_of_payments": 18877.43, "finance_charge": 2128.18, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260626A, VIN 1GYKNCRS9HZ244926. $393 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,764, before any dealer documentation fee. Amount financed $16,749, including $985 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $18,877. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNCRS9HZ244926_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 328, "unit": "per_month", "display": "$328/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15764.0, "price_incl_doc": 15764.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 327.64, "amount_financed": 16749.25, "sales_tax": 985.25, "total_of_payments": 19658.39, "finance_charge": 2909.14, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260626A, VIN 1GYKNCRS9HZ244926. $328 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,764, before any dealer documentation fee. Amount financed $16,749, including $985 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,658. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNCRS9HZ244926_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 285, "unit": "per_month", "display": "$285/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15764.0, "price_incl_doc": 15764.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 285.48, "amount_financed": 16749.25, "sales_tax": 985.25, "total_of_payments": 20554.39, "finance_charge": 3805.14, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260626A, VIN 1GYKNCRS9HZ244926. $285 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,764, before any dealer documentation fee. Amount financed $16,749, including $985 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,554. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 368}}, {"vin": "5NMP3DG10TH142543", "title": "2026 Hyundai SANTA FE HYBRID 6P", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "6P", "decoded_trim": "Limited", "condition": "new", "price": 46494.0, "msrp": 49885.0, "sale_price": 50298.0, "currency": "USD", "mileage": null, "exterior_color": "Atlantis Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 6, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP3DG10TH142543", "stock_status": "In Stock", "availability": "In Stock", 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(MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 49885.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DG10TH142543.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-6p-awd-sport-utility-5nmp3dg10th142543/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-6p-awd-sport-utility-5nmp3dg10th142543/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG10TH142543.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG10TH142543.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG10TH142543.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-6p-awd-sport-utility-5nmp3dg10th142543/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,391. This offer applies to Stock #5NMP3DG10TH142543, VIN 5NMP3DG10TH142543. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,885. Advertised price: $46,494. Savings: $3,391, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,885"}, {"label": "Advertised price", "value": "$46,494"}, {"label": "Savings", "value": "$3,391, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,391", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46494.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG10TH142543_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 823, "unit": "per_month", "display": "$823/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46494.0, "price_incl_doc": 46494.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 823.33, "amount_financed": 49399.88, "sales_tax": 2905.88, "total_of_payments": 49399.88, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DG10TH142543, VIN 5NMP3DG10TH142543. $823 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,494, before any dealer documentation fee. Amount financed $49,400, including $2,906 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,400. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG10TH142543_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 733, "unit": "per_month", "display": "$733/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46494.0, "price_incl_doc": 46494.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 733.32, "amount_financed": 49399.88, "sales_tax": 2905.88, "total_of_payments": 61598.98, "finance_charge": 12199.1, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DG10TH142543, VIN 5NMP3DG10TH142543. $733 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,494, before any dealer documentation fee. Amount financed $49,400, including $2,906 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,599. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 345}}, {"vin": "5NMP3DGL6TH182790", "title": "2026 Hyundai SANTA FE XRT", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "XRT", "decoded_trim": "XRT", "condition": "new", "price": 38245.0, "msrp": 43760.0, "sale_price": 39745.0, "currency": "USD", "mileage": 15, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "28782", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/8a82-110013116/5NMP3DGL6TH182790/3d0f8176fc84478271bae177a8af1ade.jpg", "images": ["https://vehicle-images.carscommerce.inc/8a82-110013116/5NMP3DGL6TH182790/3d0f8176fc84478271bae177a8af1ade.jpg", "https://vehicle-images.carscommerce.inc/fb3c-110013116/5NMP3DGL6TH182790/3d37525c84260841097829e96fda5989.jpg", "https://vehicle-images.carscommerce.inc/f54e-110013116/5NMP3DGL6TH182790/b73226df9e3eff59c4020405ca52cbde.jpg", "https://vehicle-images.carscommerce.inc/8aff-110013116/5NMP3DGL6TH182790/2e01096c64f4617f11c4cc4224172f00.jpg", "https://vehicle-images.carscommerce.inc/4e9d-110013116/5NMP3DGL6TH182790/891115443c4d34dfe295ca25f884af27.png", "https://vehicle-images.carscommerce.inc/8de8-110013116/5NMP3DGL6TH182790/26854b65990ac49e92ea916f328e1cde.jpg", "https://vehicle-images.carscommerce.inc/c8f5-110013116/5NMP3DGL6TH182790/6621c05af0165a3ba34722cfad9c8449.jpg", "https://vehicle-images.carscommerce.inc/3f4b-110013116/5NMP3DGL6TH182790/c21efb2d3b5d46d97e609d74dedff688.png", "https://vehicle-images.carscommerce.inc/f517-110013116/5NMP3DGL6TH182790/4cdffde246ee09f7bfe1b96c1497ca19.jpg", "https://vehicle-images.carscommerce.inc/6540-110013116/5NMP3DGL6TH182790/378b9c6d13cc243f9e7d527963bcce68.jpg", "https://vehicle-images.carscommerce.inc/436a-110013116/5NMP3DGL6TH182790/31884e82bcae3000b3ad016df656a429.png", "https://vehicle-images.carscommerce.inc/6a56-110013116/5NMP3DGL6TH182790/c971981dec04a7f92209adda46c4bf76.jpg", "https://vehicle-images.carscommerce.inc/ee4a-110013116/5NMP3DGL6TH182790/d16c7e6a7b218173ac07826bfaff8a36.jpg", "https://vehicle-images.carscommerce.inc/bc5a-110013116/5NMP3DGL6TH182790/8480e455f622960cd98d2e0ab3393319.png", "https://vehicle-images.carscommerce.inc/7abd-110013116/5NMP3DGL6TH182790/0de61357dab4e5478225f07d66e4b9de.jpg", "https://vehicle-images.carscommerce.inc/6f93-110013116/5NMP3DGL6TH182790/ff6b3fb438eacf0b12a7fe039546634e.jpg", "https://vehicle-images.carscommerce.inc/555a-110013116/5NMP3DGL6TH182790/9c3b4f09999651fcccb9eb23e81836f2.png", "https://vehicle-images.carscommerce.inc/7e3f-110013116/5NMP3DGL6TH182790/d1be20a7531e5ddd23798c12b712c579.jpg", "https://vehicle-images.carscommerce.inc/5c49-110013116/5NMP3DGL6TH182790/6843932d668fb03cf18a2e2a61a123b7.jpg", "https://vehicle-images.carscommerce.inc/2703-110013116/5NMP3DGL6TH182790/e0899badd53e5fe52b845035396a42de.jpg", "https://vehicle-images.carscommerce.inc/6092-110013116/5NMP3DGL6TH182790/fbef105eef6d40bc5e798e32b0100e2f.jpg", "https://vehicle-images.carscommerce.inc/8151-110013116/5NMP3DGL6TH182790/8f92de618ac1c8bd35d96ded8e82d804.png", "https://vehicle-images.carscommerce.inc/5933-110013116/5NMP3DGL6TH182790/dbd32a4241217987e2710d977c1d62ce.jpg", "https://vehicle-images.carscommerce.inc/77cb-110013116/5NMP3DGL6TH182790/6c25a9fac944347bdf04f8daf19b8b3d.jpg", "https://vehicle-images.carscommerce.inc/4d5a-110013116/5NMP3DGL6TH182790/5ab3c5bd16c28fbab40860e32d724056.jpg", "https://vehicle-images.carscommerce.inc/4c4c-110013116/5NMP3DGL6TH182790/06ebf19d5db739294c430589f7e120b4.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "XRT", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 43760.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DGL6TH182790.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-4d-sport-utility-5nmp3dgl6th182790/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-4d-sport-utility-5nmp3dgl6th182790/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DGL6TH182790.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DGL6TH182790.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DGL6TH182790.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-4d-sport-utility-5nmp3dgl6th182790/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,515. This offer applies to Stock #28782, VIN 5NMP3DGL6TH182790. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,760. Advertised price: $38,245. Savings: $5,515, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,760"}, {"label": "Advertised price", "value": "$38,245"}, {"label": "Savings", "value": "$5,515, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,515", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38245.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DGL6TH182790_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 677, "unit": "per_month", "display": "$677/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38245.0, "price_incl_doc": 38245.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 677.26, "amount_financed": 40635.31, "sales_tax": 2390.31, "total_of_payments": 40635.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28782, VIN 5NMP3DGL6TH182790. $677 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,245, before any dealer documentation fee. Amount financed $40,635, including $2,390 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $40,635. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL6TH182790_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 603, "unit": "per_month", "display": "$603/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38245.0, "price_incl_doc": 38245.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 603.21, "amount_financed": 40635.31, "sales_tax": 2390.31, "total_of_payments": 50670.04, "finance_charge": 10034.73, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28782, VIN 5NMP3DGL6TH182790. $603 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,245, before any dealer documentation fee. Amount financed $40,635, including $2,390 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,670. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL6TH182790_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 452, "unit": "per_month", "display": "$452/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43760.0, "selling_price": 38245.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 452.42, "net_cap_cost": 38895.0, "residual_value": 27131.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 452.42, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 612.42}, "total_of_payments": 16272, "total_of_payments_unrounded": 16287.12}, "disclosure": "Estimated lease payment for stock #28782, VIN 5NMP3DGL6TH182790. $452 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $612, made up of $452 first payment, $60 title, $100 registration. MSRP $43,760. Lease selling price $38,245. Net capitalized cost $38,895. Residual value $27,131, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $16,272. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL6TH182790_lease", "type": "lease", "label": "Lease", "headline": {"value": 359, "unit": "per_month", "display": "$359/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43760.0, "selling_price": 38245.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 359.13, "net_cap_cost": 35896.0, "residual_value": 27131.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 359.13, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3518.13}, "total_of_payments": 12924, "total_of_payments_unrounded": 12928.68}, "disclosure": "Estimated lease payment for stock #28782, VIN 5NMP3DGL6TH182790. $359 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,518, made up of $359 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $43,760. Lease selling price $38,245. Net capitalized cost $35,896. Residual value $27,131, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $12,924. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 439}}, {"vin": "KM8JADD14TU463358", "title": "2026 Hyundai TUCSON HYBRID SE", "year": 2026, "make": "Hyundai", "model": "TUCSON HYBRID", "trim": "SE", "decoded_trim": "Blue SE", "condition": "new", "price": 32532.0, "msrp": 34675.0, "sale_price": 32532.0, "currency": "USD", "mileage": 11, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "1.6L I4 DGI Hybrid Turbocharged DOHC 16V LEV3-SULEV30", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 38, "mpg_hwy": 38, "range_miles": null, "battery_kwh": null, "stock_number": "28623", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://ai.castlehyundaidownersgrove.com/v/KM8JADD14TU463358.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JADD14TU463358.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-4d-sport-utility-km8jadd14tu463358/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,143. This offer applies to Stock #28623, VIN KM8JADD14TU463358. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,675. Advertised price: $32,532. Savings: $2,143, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,675"}, {"label": "Advertised price", "value": "$32,532"}, {"label": "Savings", "value": "$2,143, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,143", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32532.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JADD14TU463358_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 606, "unit": "per_month", "display": "$606/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32532.0, "price_incl_doc": 32532.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 605.7, "amount_financed": 34565.25, "sales_tax": 2033.25, "total_of_payments": 36342.01, "finance_charge": 1776.76, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28623, VIN KM8JADD14TU463358. $606 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $32,532, before any dealer documentation fee. Amount financed $34,565, including $2,033 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $36,342. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD14TU463358_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 513, "unit": "per_month", "display": "$513/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32532.0, "price_incl_doc": 32532.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 513.11, "amount_financed": 34565.25, "sales_tax": 2033.25, "total_of_payments": 43101.0, "finance_charge": 8535.75, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28623, VIN KM8JADD14TU463358. $513 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,532, before any dealer documentation fee. Amount financed $34,565, including $2,033 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $43,101. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 326}}, {"vin": "KM8RKES29TU086737", "title": "2026 Hyundai PALISADE Limited", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 48401.0, "msrp": 53370.0, "sale_price": 50401.0, "currency": "USD", "mileage": 13, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28384", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/5a43-110013116/KM8RKES29TU086737/cc1f4eced6b6f2bb148b7bc7df59c25e.jpg", "images": ["https://vehicle-images.carscommerce.inc/5a43-110013116/KM8RKES29TU086737/cc1f4eced6b6f2bb148b7bc7df59c25e.jpg", "https://vehicle-images.carscommerce.inc/be22-110013116/KM8RKES29TU086737/be4961f4b78245b3ef8e6c860618a99a.jpg", "https://vehicle-images.carscommerce.inc/b9ee-110013116/KM8RKES29TU086737/a3ae138c06b3bd7e728cf5102ae23305.jpg", "https://vehicle-images.carscommerce.inc/9dfb-110013116/KM8RKES29TU086737/fe9afa6a914b65e15c43fcf428bab65c.jpg", "https://vehicle-images.carscommerce.inc/5dd8-110013116/KM8RKES29TU086737/9309385649384b7ee27511e31785a9ca.png", "https://vehicle-images.carscommerce.inc/7752-110013116/KM8RKES29TU086737/e2b7a6e111fa13848ffa2b548dfac57d.jpg", "https://vehicle-images.carscommerce.inc/8487-110013116/KM8RKES29TU086737/509000a4af186b575888230c57614671.jpg", "https://vehicle-images.carscommerce.inc/e98a-110013116/KM8RKES29TU086737/f1c2d44ebbb1549d6571bf3845610bad.png", "https://vehicle-images.carscommerce.inc/a2c8-110013116/KM8RKES29TU086737/385dd3a4cc39d16812e8b4dc1798c879.jpg", "https://vehicle-images.carscommerce.inc/615d-110013116/KM8RKES29TU086737/edd1182a165817e0a4a115f23cb2f101.jpg", "https://vehicle-images.carscommerce.inc/5b73-110013116/KM8RKES29TU086737/edd0b2f64ad5f381d4fd3330a5f06b8c.png", "https://vehicle-images.carscommerce.inc/25e7-110013116/KM8RKES29TU086737/0b150a76e6e04f4c8d776b4a39223193.jpg", "https://vehicle-images.carscommerce.inc/eb37-110013116/KM8RKES29TU086737/c235976a2fd5ddb9b57e51cb90419aca.jpg", "https://vehicle-images.carscommerce.inc/2a96-110013116/KM8RKES29TU086737/644033411d811359650bdc266bc61d6b.png", "https://vehicle-images.carscommerce.inc/8bf2-110013116/KM8RKES29TU086737/3c0a42a43961535c0bed878d3bb2f1e4.jpg", "https://vehicle-images.carscommerce.inc/4482-110013116/KM8RKES29TU086737/1c0d3a2a327445910fab74219ce517da.jpg", "https://vehicle-images.carscommerce.inc/52d3-110013116/KM8RKES29TU086737/59fc357c751b20396a244ea58cc4dcee.png", "https://vehicle-images.carscommerce.inc/f320-110013116/KM8RKES29TU086737/ba60a6129a48193fcf7f6fc0bf3ee93b.jpg", "https://vehicle-images.carscommerce.inc/8e2d-110013116/KM8RKES29TU086737/2ac41e841bbfa28665b8106d8b6ff7ff.jpg", "https://vehicle-images.carscommerce.inc/9de9-110013116/KM8RKES29TU086737/3ada14d90a752e9c4b519077eaa10a75.jpg", "https://vehicle-images.carscommerce.inc/564d-110013116/KM8RKES29TU086737/a9d473d36e93c0080f5cd6324d47bafd.jpg", "https://vehicle-images.carscommerce.inc/7d9f-110013116/KM8RKES29TU086737/0e3361f0f63e2422a0b0e1ee1944b422.png", "https://vehicle-images.carscommerce.inc/add8-110013116/KM8RKES29TU086737/7143623e8ab51a5426d45f4e6c133c67.jpg", "https://vehicle-images.carscommerce.inc/1bb6-110013116/KM8RKES29TU086737/c9adbcf394d2e72b1d8b82d34b0cb1b6.jpg", "https://vehicle-images.carscommerce.inc/4afb-110013116/KM8RKES29TU086737/7ad681236dd642c3a65693d83bf722c3.jpg", "https://vehicle-images.carscommerce.inc/5682-110013116/KM8RKES29TU086737/c49f86328600322b20f58f5213e85918.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53370.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RKES29TU086737.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes29tu086737/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes29tu086737/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RKES29TU086737.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES29TU086737.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES29TU086737.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes29tu086737/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,969. This offer applies to Stock #28384, VIN KM8RKES29TU086737. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,370. Advertised price: $48,401. Savings: $4,969, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,370"}, {"label": "Advertised price", "value": "$48,401"}, {"label": "Savings", "value": "$4,969, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,969", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48401.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RKES29TU086737_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 947, "unit": "per_month", "display": "$947/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48401.0, "price_incl_doc": 48401.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 946.86, "amount_financed": 51426.06, "sales_tax": 3025.06, "total_of_payments": 56811.43, "finance_charge": 5385.37, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28384, VIN KM8RKES29TU086737. $947 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $48,401, before any dealer documentation fee. Amount financed $51,426, including $3,025 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $56,811. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RKES29TU086737_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 714, "unit": "per_month", "display": "$714/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48401.0, "price_incl_doc": 48401.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 714.25, "amount_financed": 51426.06, "sales_tax": 3025.06, "total_of_payments": 51426.06, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28384, VIN KM8RKES29TU086737. $714 per month for 72 months at 0% APR, $0 cash down. Advertised price $48,401, before any dealer documentation fee. Amount financed $51,426, including $3,025 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $51,426. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 294}}, {"vin": "5NMJBCDE5TH766462", "title": "2026 Hyundai TUCSON Plus", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Plus", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 35768.0, "msrp": null, "sale_price": 35768.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "5NMJBCDE5TH766462", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE5TH766462/2e3694fed4b73e36844fbf68b5fdc9fe.jpg", "images": ["https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE5TH766462/2e3694fed4b73e36844fbf68b5fdc9fe.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE5TH766462.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde5th766462/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde5th766462/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE5TH766462.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE5TH766462.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE5TH766462.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde5th766462/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMJBCDE5TH766462, VIN 5NMJBCDE5TH766462. Advertised price: $35,768. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,768"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35768.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE5TH766462_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35768.0, "price_incl_doc": 35768.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 633.39, "amount_financed": 38003.5, "sales_tax": 2235.5, "total_of_payments": 38003.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE5TH766462, VIN 5NMJBCDE5TH766462. $633 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,768, before any dealer documentation fee. Amount financed $38,004, including $2,236 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $38,004. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE5TH766462_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 564, "unit": "per_month", "display": "$564/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35768.0, "price_incl_doc": 35768.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 564.15, "amount_financed": 38003.5, "sales_tax": 2235.5, "total_of_payments": 47388.31, "finance_charge": 9384.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE5TH766462, VIN 5NMJBCDE5TH766462. $564 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,768, before any dealer documentation fee. Amount financed $38,004, including $2,236 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,388. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE5TH766462_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 521, "unit": "per_month", "display": "$521/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35355.0, "selling_price": 35768.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 520.87, "net_cap_cost": 36418.0, "residual_value": 21920.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 520.87, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 680.87}, "total_of_payments": 18756, "total_of_payments_unrounded": 18751.32}, "disclosure": "Estimated lease payment for stock #5NMJBCDE5TH766462, VIN 5NMJBCDE5TH766462. $521 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $681, made up of $521 first payment, $60 title, $100 registration. MSRP $35,355. Lease selling price $35,768. Net capitalized cost $36,418. Residual value $21,920, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,756. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE5TH766462_lease", "type": "lease", "label": "Lease", "headline": {"value": 428, "unit": "per_month", "display": "$428/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35355.0, "selling_price": 35768.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 427.57, "net_cap_cost": 33419.0, "residual_value": 21920.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 427.57, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3586.57}, "total_of_payments": 15408, "total_of_payments_unrounded": 15392.52}, "disclosure": "Estimated lease payment for stock #5NMJBCDE5TH766462, VIN 5NMJBCDE5TH766462. $428 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,587, made up of $428 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,355. Lease selling price $35,768. Net capitalized cost $33,419. Residual value $21,920, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,408. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 426}}, {"vin": "1V2WNPE82PC033253", "title": "2023 Volkswagen ID.4 S", "year": 2023, "make": "Volkswagen", "model": "ID.4", "trim": "S", "decoded_trim": "Pro S", "condition": "used", "price": 26786.0, "msrp": 0.0, "sale_price": 29849.0, "currency": "USD", "mileage": 21943, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": null, "engine": "Electric Motor", 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publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-id-4-pro-s-awd-4d-sport-utility-1v2wnpe82pc033253/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1V2WNPE82PC033253.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1V2WNPE82PC033253.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1V2WNPE82PC033253.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-id-4-pro-s-awd-4d-sport-utility-1v2wnpe82pc033253/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1036, VIN 1V2WNPE82PC033253. Advertised price: $26,786. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,786"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26786.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2WNPE82PC033253_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 668, "unit": "per_month", "display": "$668/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26786.0, "price_incl_doc": 26786.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 668.26, "amount_financed": 28460.13, "sales_tax": 1674.13, "total_of_payments": 32076.31, "finance_charge": 3616.18, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1036, VIN 1V2WNPE82PC033253. $668 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,786, before any dealer documentation fee. Amount financed $28,460, including $1,674 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,076. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2WNPE82PC033253_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 557, "unit": "per_month", "display": "$557/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26786.0, "price_incl_doc": 26786.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 556.72, "amount_financed": 28460.13, "sales_tax": 1674.13, "total_of_payments": 33403.31, "finance_charge": 4943.18, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1036, VIN 1V2WNPE82PC033253. $557 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,786, before any dealer documentation fee. Amount financed $28,460, including $1,674 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,403. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2WNPE82PC033253_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 485, "unit": "per_month", "display": "$485/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26786.0, "price_incl_doc": 26786.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 485.08, "amount_financed": 28460.13, "sales_tax": 1674.13, "total_of_payments": 34925.78, "finance_charge": 6465.65, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1036, VIN 1V2WNPE82PC033253. $485 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,786, before any dealer documentation fee. Amount financed $28,460, including $1,674 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,926. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-premium-awd-4d-sport-utility-km8rnes22tu084089/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RNES22TU084089.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES22TU084089.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES22TU084089.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-premium-awd-4d-sport-utility-km8rnes22tu084089/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,935. This offer applies to Stock #HD260502, VIN KM8RNES22TU084089. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,120. Advertised price: $46,185. Savings: $3,935, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,120"}, {"label": "Advertised price", "value": "$46,185"}, {"label": "Savings", "value": "$3,935, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,935", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46185.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RNES22TU084089_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 904, "unit": "per_month", "display": "$904/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46185.0, "price_incl_doc": 46185.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 903.51, "amount_financed": 49071.56, "sales_tax": 2886.56, "total_of_payments": 54210.36, "finance_charge": 5138.8, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260502, VIN KM8RNES22TU084089. $904 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $46,185, before any dealer documentation fee. Amount financed $49,072, including $2,887 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $54,210. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RNES22TU084089_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 682, "unit": "per_month", "display": "$682/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46185.0, "price_incl_doc": 46185.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 681.55, "amount_financed": 49071.56, "sales_tax": 2886.56, "total_of_payments": 49071.56, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260502, VIN KM8RNES22TU084089. $682 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,185, before any dealer documentation fee. Amount financed $49,072, including $2,887 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,072. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RNES21TU104249.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES21TU104249.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES21TU104249.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-premium-awd-4d-sport-utility-km8rnes21tu104249/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,984. This offer applies to Stock #HD260635X, VIN KM8RNES21TU104249. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,620. Advertised price: $46,636. Savings: $3,984, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,620"}, {"label": "Advertised price", "value": "$46,636"}, {"label": "Savings", "value": "$3,984, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,984", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46636.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RNES21TU104249_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 912, "unit": "per_month", "display": "$912/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46636.0, "price_incl_doc": 46636.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.33, "amount_financed": 49550.75, "sales_tax": 2914.75, "total_of_payments": 54739.73, "finance_charge": 5188.98, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260635X, VIN KM8RNES21TU104249. $912 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $46,636, before any dealer documentation fee. Amount financed $49,551, including $2,915 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $54,740. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RNES21TU104249_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 688, "unit": "per_month", "display": "$688/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46636.0, "price_incl_doc": 46636.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 688.2, "amount_financed": 49550.75, "sales_tax": 2914.75, "total_of_payments": 49550.75, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260635X, VIN KM8RNES21TU104249. $688 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,636, before any dealer documentation fee. Amount financed $49,551, including $2,915 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,551. Offer expires 2026-07-31. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-se-fwd-4dr-car-kmhl24ja8ta591520/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL24JA8TA591520.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JA8TA591520.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JA8TA591520.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-se-fwd-4dr-car-kmhl24ja8ta591520/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,982. This offer applies to Stock #KMHL24JA8TA591520, VIN KMHL24JA8TA591520. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $28,935. Advertised price: $25,953. Savings: $2,982, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$28,935"}, {"label": "Advertised price", "value": "$25,953"}, {"label": "Savings", "value": "$2,982, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,982", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25953.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL24JA8TA591520_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 471, "unit": "per_month", "display": "$471/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25953.0, "price_incl_doc": 25953.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 471.24, "amount_financed": 27575.06, "sales_tax": 1622.06, "total_of_payments": 28274.54, "finance_charge": 699.48, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL24JA8TA591520, VIN KMHL24JA8TA591520. $471 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $25,953, before any dealer documentation fee. Amount financed $27,575, including $1,622 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $28,275. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JA8TA591520_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 409, "unit": "per_month", "display": "$409/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25953.0, "price_incl_doc": 25953.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 409.34, "amount_financed": 27575.06, "sales_tax": 1622.06, "total_of_payments": 34384.61, "finance_charge": 6809.55, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL24JA8TA591520, VIN KMHL24JA8TA591520. $409 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $25,953, before any dealer documentation fee. Amount financed $27,575, including $1,622 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $34,385. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260445XXA, VIN 5NPEJ4J28MH062748. Advertised price: $15,412. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,412"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15412.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NPEJ4J28MH062748_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 384, "unit": "per_month", "display": "$384/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15412.0, "price_incl_doc": 15412.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 384.5, "amount_financed": 16375.25, "sales_tax": 963.25, "total_of_payments": 18455.91, "finance_charge": 2080.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260445XXA, VIN 5NPEJ4J28MH062748. $384 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,412, before any dealer documentation fee. Amount financed $16,375, including $963 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $18,456. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NPEJ4J28MH062748_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 320, "unit": "per_month", "display": "$320/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15412.0, "price_incl_doc": 15412.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 320.32, "amount_financed": 16375.25, "sales_tax": 963.25, "total_of_payments": 19219.43, "finance_charge": 2844.18, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260445XXA, VIN 5NPEJ4J28MH062748. $320 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,412, before any dealer documentation fee. Amount financed $16,375, including $963 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,219. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NPEJ4J28MH062748_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 279, "unit": "per_month", "display": "$279/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15412.0, "price_incl_doc": 15412.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 279.1, "amount_financed": 16375.25, "sales_tax": 963.25, "total_of_payments": 20095.42, "finance_charge": 3720.17, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260445XXA, VIN 5NPEJ4J28MH062748. $279 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,412, before any dealer documentation fee. Amount financed $16,375, including $963 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,095. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles27tu108781/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLES27TU108781.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES27TU108781.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES27TU108781.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles27tu108781/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,876. This offer applies to Stock #28804, VIN KM8RLES27TU108781. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $46,685. Advertised price: $42,809. Savings: $3,876, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$46,685"}, {"label": "Advertised price", "value": "$42,809"}, {"label": "Savings", "value": "$3,876, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,876", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42809.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLES27TU108781_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 837, "unit": "per_month", "display": "$837/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42809.0, "price_incl_doc": 42809.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 837.46, "amount_financed": 45484.56, "sales_tax": 2675.56, "total_of_payments": 50247.73, "finance_charge": 4763.17, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28804, VIN KM8RLES27TU108781. $837 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $42,809, before any dealer documentation fee. Amount financed $45,485, including $2,676 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $50,248. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLES27TU108781_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 632, "unit": "per_month", "display": "$632/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42809.0, "price_incl_doc": 42809.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 631.73, "amount_financed": 45484.56, "sales_tax": 2675.56, "total_of_payments": 45484.56, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28804, VIN KM8RLES27TU108781. $632 per month for 72 months at 0% APR, $0 cash down. Advertised price $42,809, before any dealer documentation fee. Amount financed $45,485, including $2,676 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $45,485. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 326}}, {"vin": "1C6SRFHT7NN280839", "title": "2022 Ram 1500 Limited", "year": 2022, "make": "Ram", "model": "1500", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 46111.0, "msrp": 0.0, "sale_price": 46111.0, "currency": "USD", "mileage": 47380, "exterior_color": "White", "interior_color": "Indigo/Sea Salt", "drivetrain": "4WD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline/Mild Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "HEMI 5.7L V8 Multi Displacement VVT", "engine_displacement_l": 5.7, "engine_cylinders": 8, "transmission": "8-Speed Automatic", "mpg_city": 15, "mpg_hwy": 21, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0544", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://ai.castlehyundaidownersgrove.com/v/1C6SRFHT7NN280839.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1C6SRFHT7NN280839.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-ram-1500-limited-4wd-4d-crew-cab-1c6srfht7nn280839/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46111.0, "price_incl_doc": 46111.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1150.38, "amount_financed": 48992.94, "sales_tax": 2881.94, "total_of_payments": 55218.05, "finance_charge": 6225.11, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0544, VIN 1C6SRFHT7NN280839. $1,150 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $46,111, before any dealer documentation fee. Amount financed $48,993, including $2,882 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $55,218. Offer expires 2026-07-31. Estimated for ZIP 60515. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1C6SRFHT7NN280839_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 835, "unit": "per_month", "display": "$835/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46111.0, "price_incl_doc": 46111.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 835.05, "amount_financed": 48992.94, "sales_tax": 2881.94, "total_of_payments": 60123.29, "finance_charge": 11130.35, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0544, VIN 1C6SRFHT7NN280839. $835 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,111, before any dealer documentation fee. Amount financed $48,993, including $2,882 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $60,123. Offer expires 2026-07-31. Estimated for ZIP 60515. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Automatic Climate Control", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19889.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3PCAJ5CA2MF114723_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 496, "unit": "per_month", "display": "$496/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19889.0, "price_incl_doc": 19889.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 496.19, "amount_financed": 21132.06, "sales_tax": 1243.06, "total_of_payments": 23817.13, "finance_charge": 2685.07, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0522AA, VIN 3PCAJ5CA2MF114723. $496 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,889, before any dealer documentation fee. Amount financed $21,132, including $1,243 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,817. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3PCAJ5CA2MF114723_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 413, "unit": "per_month", "display": "$413/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19889.0, "price_incl_doc": 19889.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 413.37, "amount_financed": 21132.06, "sales_tax": 1243.06, "total_of_payments": 24802.44, "finance_charge": 3670.38, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0522AA, VIN 3PCAJ5CA2MF114723. $413 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,889, before any dealer documentation fee. Amount financed $21,132, including $1,243 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,802. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3PCAJ5CA2MF114723_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 360, "unit": "per_month", "display": "$360/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19889.0, "price_incl_doc": 19889.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 360.18, "amount_financed": 21132.06, "sales_tax": 1243.06, "total_of_payments": 25932.9, "finance_charge": 4800.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0522AA, VIN 3PCAJ5CA2MF114723. $360 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,889, before any dealer documentation fee. Amount financed $21,132, including $1,243 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $25,933. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 308}}, {"vin": "5NMP5DG1XTH135335", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 48613.0, "msrp": 53060.0, "sale_price": 49863.0, "currency": "USD", "mileage": 11, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD261015", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/40dc-110013116/5NMP5DG1XTH135335/1838a131983bf80fdfeb426a35832277.jpg", "images": ["https://vehicle-images.carscommerce.inc/40dc-110013116/5NMP5DG1XTH135335/1838a131983bf80fdfeb426a35832277.jpg", "https://vehicle-images.carscommerce.inc/1b0b-110013116/5NMP5DG1XTH135335/38b7cc0b0a32b1911b94ec9026a504dc.jpg", "https://vehicle-images.carscommerce.inc/745c-110013116/5NMP5DG1XTH135335/75c8f09132bd5dec1a2ef84532cd6ba2.jpg", "https://vehicle-images.carscommerce.inc/9bff-110013116/5NMP5DG1XTH135335/d549ee57ae834109fdc6da215a564285.jpg", "https://vehicle-images.carscommerce.inc/2e89-110013116/5NMP5DG1XTH135335/b7f0c54865a4d1227fbd5fd17a7e4472.png", "https://vehicle-images.carscommerce.inc/a575-110013116/5NMP5DG1XTH135335/fffef4ec1cb459ffe6b576996814bf7b.jpg", "https://vehicle-images.carscommerce.inc/9d97-110013116/5NMP5DG1XTH135335/c7b0fd9d629524c64fcc85008e93acdb.jpg", "https://vehicle-images.carscommerce.inc/891e-110013116/5NMP5DG1XTH135335/d2e87f26e7eb56281b1644d6106be0f5.png", "https://vehicle-images.carscommerce.inc/ae72-110013116/5NMP5DG1XTH135335/99efe25d6903c7c2962c8b8b79bc659f.jpg", "https://vehicle-images.carscommerce.inc/6047-110013116/5NMP5DG1XTH135335/5df57e9ca8d01c4b0cd337e4be2867a2.jpg", "https://vehicle-images.carscommerce.inc/6800-110013116/5NMP5DG1XTH135335/bf5983ea0a177021ace96bc08ba13e7d.png", "https://vehicle-images.carscommerce.inc/c7d4-110013116/5NMP5DG1XTH135335/69da873070dafc902bb4074fac83db17.jpg", "https://vehicle-images.carscommerce.inc/3b3c-110013116/5NMP5DG1XTH135335/10997e5ba2d2d559d420c641be80e6f5.jpg", "https://vehicle-images.carscommerce.inc/9c81-110013116/5NMP5DG1XTH135335/e80b8367a0532df4d0e7e3d116cff00f.png", "https://vehicle-images.carscommerce.inc/c8fc-110013116/5NMP5DG1XTH135335/8e5a9ac0381f5db18d9c0f832d9774da.jpg", "https://vehicle-images.carscommerce.inc/28b7-110013116/5NMP5DG1XTH135335/05c8598f03f2edebab60096d4c85ac7d.jpg", "https://vehicle-images.carscommerce.inc/789e-110013116/5NMP5DG1XTH135335/f9b2d56f19acfb46cc02b3aaa48ae05f.png", "https://vehicle-images.carscommerce.inc/49d9-110013116/5NMP5DG1XTH135335/a658ff9f778ce95b626431f900d4ae6a.jpg", "https://vehicle-images.carscommerce.inc/8ea7-110013116/5NMP5DG1XTH135335/006d63ab7d3dd53e6e50b99ea725f986.jpg", "https://vehicle-images.carscommerce.inc/1815-110013116/5NMP5DG1XTH135335/fbc7fb46ac7d9a26395476cd84420830.png", "https://vehicle-images.carscommerce.inc/f366-110013116/5NMP5DG1XTH135335/80a56885e6cf79cfa882b22d914269a1.jpg", "https://vehicle-images.carscommerce.inc/791d-110013116/5NMP5DG1XTH135335/71c431832ab2840106fed177381dbcaf.jpg", "https://vehicle-images.carscommerce.inc/4635-110013116/5NMP5DG1XTH135335/31d71233e1d52e0bd6270ac255e7c9ae.png", "https://vehicle-images.carscommerce.inc/2179-110013116/5NMP5DG1XTH135335/78a132c98b8e1b896ba78b182ee91aa2.jpg", "https://vehicle-images.carscommerce.inc/8f98-110013116/5NMP5DG1XTH135335/65dccb1c5d072ea03275c6953ea661d8.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53060.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DG1XTH135335.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-sport-utility-5nmp5dg1xth135335/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-sport-utility-5nmp5dg1xth135335/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG1XTH135335.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG1XTH135335.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG1XTH135335.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-sport-utility-5nmp5dg1xth135335/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,447. This offer applies to Stock #HD261015, VIN 5NMP5DG1XTH135335. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,060. Advertised price: $48,613. Savings: $4,447, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,060"}, {"label": "Advertised price", "value": "$48,613"}, {"label": "Savings", "value": "$4,447, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,447", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48613.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG1XTH135335_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 861, "unit": "per_month", "display": "$861/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48613.0, "price_incl_doc": 48613.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 860.86, "amount_financed": 51651.31, "sales_tax": 3038.31, "total_of_payments": 51651.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261015, VIN 5NMP5DG1XTH135335. $861 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,613, before any dealer documentation fee. Amount financed $51,651, including $3,038 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,651. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG1XTH135335_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 767, "unit": "per_month", "display": "$767/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48613.0, "price_incl_doc": 48613.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 766.74, "amount_financed": 51651.31, "sales_tax": 3038.31, "total_of_payments": 64406.4, "finance_charge": 12755.09, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261015, VIN 5NMP5DG1XTH135335. $767 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,613, before any dealer documentation fee. Amount financed $51,651, including $3,038 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,406. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,390"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Plus Package", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:49:44Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WA1LCBF78PD021082_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 883, "unit": "per_month", "display": "$883/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35390.0, "price_incl_doc": 35390.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 882.91, "amount_financed": 37601.88, "sales_tax": 2211.88, "total_of_payments": 42379.63, "finance_charge": 4777.75, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK021082, VIN WA1LCBF78PD021082. $883 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,390, before any dealer documentation fee. Amount financed $37,602, including $2,212 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,380. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1LCBF78PD021082_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 736, "unit": "per_month", "display": "$736/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35390.0, "price_incl_doc": 35390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 735.55, "amount_financed": 37601.88, "sales_tax": 2211.88, "total_of_payments": 44132.87, "finance_charge": 6530.99, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK021082, VIN WA1LCBF78PD021082. $736 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,390, before any dealer documentation fee. Amount financed $37,602, including $2,212 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,133. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1LCBF78PD021082_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 641, "unit": "per_month", "display": "$641/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35390.0, "price_incl_doc": 35390.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 640.89, "amount_financed": 37601.88, "sales_tax": 2211.88, "total_of_payments": 46144.38, "finance_charge": 8542.5, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK021082, VIN WA1LCBF78PD021082. $641 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,390, before any dealer documentation fee. Amount financed $37,602, including $2,212 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,144. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg10th134405/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG10TH134405.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG10TH134405.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG10TH134405.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg10th134405/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,449. This offer applies to Stock #HD261000, VIN 5NMP5DG10TH134405. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,025. Advertised price: $48,576. Savings: $4,449, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,025"}, {"label": "Advertised price", "value": "$48,576"}, {"label": "Savings", "value": "$4,449, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,449", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48576.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG10TH134405_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 860, "unit": "per_month", "display": "$860/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48576.0, "price_incl_doc": 48576.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 860.2, "amount_financed": 51612.0, "sales_tax": 3036.0, "total_of_payments": 51612.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261000, VIN 5NMP5DG10TH134405. $860 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,576, before any dealer documentation fee. Amount financed $51,612, including $3,036 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,612. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG10TH134405_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 766, "unit": "per_month", "display": "$766/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48576.0, "price_incl_doc": 48576.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 766.16, "amount_financed": 51612.0, "sales_tax": 3036.0, "total_of_payments": 64357.38, "finance_charge": 12745.38, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261000, VIN 5NMP5DG10TH134405. $766 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,576, before any dealer documentation fee. Amount financed $51,612, including $3,036 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,357. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 297}}, {"vin": "KM8R7DGE0SU815401", "title": "2025 Hyundai Palisade Edition", "year": 2025, "make": "Hyundai", "model": "Palisade", "trim": "Edition", "decoded_trim": "Calligraphy/Calligraphy Night", "condition": "used", "price": 43194.0, "msrp": 0.0, "sale_price": 43893.0, "currency": "USD", "mileage": 32092, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.8, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD261274A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8R7DGE0SU815401.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-hyundai-palisade-calligraphy-night-edition-awd-4d-sport-utility-km8r7dge0su815401/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-hyundai-palisade-calligraphy-night-edition-awd-4d-sport-utility-km8r7dge0su815401/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8R7DGE0SU815401.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8R7DGE0SU815401.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8R7DGE0SU815401.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-hyundai-palisade-calligraphy-night-edition-awd-4d-sport-utility-km8r7dge0su815401/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD261274A, VIN KM8R7DGE0SU815401. Advertised price: $43,194. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,194"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43194.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8R7DGE0SU815401_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1078, "unit": "per_month", "display": "$1,078/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43194.0, "price_incl_doc": 43194.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1077.6, "amount_financed": 45893.63, "sales_tax": 2699.63, "total_of_payments": 51724.94, "finance_charge": 5831.31, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261274A, VIN KM8R7DGE0SU815401. $1,078 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $43,194, before any dealer documentation fee. Amount financed $45,894, including $2,700 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $51,725. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R7DGE0SU815401_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 898, "unit": "per_month", "display": "$898/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43194.0, "price_incl_doc": 43194.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 897.75, "amount_financed": 45893.63, "sales_tax": 2699.63, "total_of_payments": 53864.8, "finance_charge": 7971.17, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261274A, VIN KM8R7DGE0SU815401. $898 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $43,194, before any dealer documentation fee. Amount financed $45,894, including $2,700 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $53,865. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R7DGE0SU815401_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 782, "unit": "per_month", "display": "$782/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43194.0, "price_incl_doc": 43194.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 782.22, "amount_financed": 45893.63, "sales_tax": 2699.63, "total_of_payments": 56319.87, "finance_charge": 10426.24, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261274A, VIN KM8R7DGE0SU815401. $782 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $43,194, before any dealer documentation fee. Amount financed $45,894, including $2,700 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $56,320. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 272}}, {"vin": "JN1BJ1CR9JW285627", "title": "2018 Nissan Rogue Sport SV", "year": 2018, "make": "Nissan", "model": "Rogue Sport", "trim": "SV", "decoded_trim": null, "condition": "used", "price": 13271.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 82863, "exterior_color": "White", "interior_color": "Light Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L DOHC", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT with Xtronic", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD261001B", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://www.castlehyundaidownersgrove.com/inventory/used-2018-nissan-rogue-sport-sv-awd-4d-sport-utility-jn1bj1cr9jw285627/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-nissan-rogue-sport-sv-awd-4d-sport-utility-jn1bj1cr9jw285627/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JN1BJ1CR9JW285627.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JN1BJ1CR9JW285627.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JN1BJ1CR9JW285627.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-nissan-rogue-sport-sv-awd-4d-sport-utility-jn1bj1cr9jw285627/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD261001B, VIN JN1BJ1CR9JW285627. Advertised price: $13,271. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$13,271"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Blind Spot Monitor", "Fog Lights", "Keyless Entry", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13271.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JN1BJ1CR9JW285627_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 331, "unit": "per_month", "display": "$331/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13271.0, "price_incl_doc": 13271.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 331.08, "amount_financed": 14100.44, "sales_tax": 829.44, "total_of_payments": 15892.06, "finance_charge": 1791.62, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261001B, VIN JN1BJ1CR9JW285627. $331 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $13,271, before any dealer documentation fee. Amount financed $14,100, including $829 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $15,892. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JN1BJ1CR9JW285627_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 276, "unit": "per_month", "display": "$276/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13271.0, "price_incl_doc": 13271.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 275.83, "amount_financed": 14100.44, "sales_tax": 829.44, "total_of_payments": 16549.52, "finance_charge": 2449.08, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261001B, VIN JN1BJ1CR9JW285627. $276 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $13,271, before any dealer documentation fee. Amount financed $14,100, including $829 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $16,550. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JN1BJ1CR9JW285627_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 240, "unit": "per_month", "display": "$240/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13271.0, "price_incl_doc": 13271.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 240.33, "amount_financed": 14100.44, "sales_tax": 829.44, "total_of_payments": 17303.82, "finance_charge": 3203.38, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261001B, VIN JN1BJ1CR9JW285627. $240 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $13,271, before any dealer documentation fee. Amount financed $14,100, including $829 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $17,304. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 251}}, {"vin": "5TDABAB66RS005882", "title": "2024 Lexus TX Luxury", "year": 2024, "make": "Lexus", "model": "TX", "trim": "Luxury", "decoded_trim": "500h", "condition": "used", "price": 64224.0, "msrp": 0.0, "sale_price": 65404.0, "currency": "USD", "mileage": 36270, "exterior_color": "Blue", "interior_color": "Birch", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "2.4L I4 PDI Hybrid Turbocharged DOHC 16V", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 27, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0514", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5TDABAB66RS005882.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-lexus-tx-500h-f-sport-luxury-awd-4d-sport-utility-5tdabab66rs005882/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-lexus-tx-500h-f-sport-luxury-awd-4d-sport-utility-5tdabab66rs005882/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5TDABAB66RS005882.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5TDABAB66RS005882.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5TDABAB66RS005882.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-lexus-tx-500h-f-sport-luxury-awd-4d-sport-utility-5tdabab66rs005882/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0514, VIN 5TDABAB66RS005882. Advertised price: $64,224. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$64,224"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Cold Weather Package", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof", "Technology Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 64224.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5TDABAB66RS005882_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1602, "unit": "per_month", "display": "$1,602/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64224.0, "price_incl_doc": 64224.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1602.26, "amount_financed": 68238.0, "sales_tax": 4014.0, "total_of_payments": 76908.41, "finance_charge": 8670.41, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0514, VIN 5TDABAB66RS005882. $1,602 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $64,224, before any dealer documentation fee. Amount financed $68,238, including $4,014 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $76,908. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TDABAB66RS005882_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1335, "unit": "per_month", "display": "$1,335/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64224.0, "price_incl_doc": 64224.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1334.84, "amount_financed": 68238.0, "sales_tax": 4014.0, "total_of_payments": 80090.11, "finance_charge": 11852.11, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0514, VIN 5TDABAB66RS005882. $1,335 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $64,224, before any dealer documentation fee. Amount financed $68,238, including $4,014 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $80,090. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5TDABAB66RS005882_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1163, "unit": "per_month", "display": "$1,163/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 64224.0, "price_incl_doc": 64224.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1163.06, "amount_financed": 68238.0, "sales_tax": 4014.0, "total_of_payments": 83740.5, "finance_charge": 15502.5, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0514, VIN 5TDABAB66RS005882. $1,163 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $64,224, before any dealer documentation fee. Amount financed $68,238, including $4,014 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $83,740. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,283"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry", "Power Liftgate"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36283.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG16TH085285_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 905, "unit": "per_month", "display": "$905/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36283.0, "price_incl_doc": 36283.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 905.19, "amount_financed": 38550.69, "sales_tax": 2267.69, "total_of_payments": 43448.99, "finance_charge": 4898.3, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1025, VIN 5NMP1DG16TH085285. $905 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,283, before any dealer documentation fee. Amount financed $38,551, including $2,268 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,449. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG16TH085285_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 754, "unit": "per_month", "display": "$754/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG16TH085285_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 657, "unit": "per_month", "display": "$657/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36283.0, "price_incl_doc": 36283.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 657.07, "amount_financed": 38550.69, "sales_tax": 2267.69, "total_of_payments": 47308.74, "finance_charge": 8758.05, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1025, VIN 5NMP1DG16TH085285. $657 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,283, before any dealer documentation fee. Amount financed $38,551, including $2,268 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $47,309. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FMCU0J90EUE37278_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 231, "unit": "per_month", "display": "$231/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9270.0, "price_incl_doc": 9270.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 231.27, "amount_financed": 9849.38, "sales_tax": 579.38, "total_of_payments": 11100.86, "finance_charge": 1251.48, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0983, VIN 1FMCU0J90EUE37278. $231 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $9,270, before any dealer documentation fee. Amount financed $9,849, including $579 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $11,101. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9270.0, "price_incl_doc": 9270.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 192.67, "amount_financed": 9849.38, "sales_tax": 579.38, "total_of_payments": 11560.1, "finance_charge": 1710.72, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0983, VIN 1FMCU0J90EUE37278. $193 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $9,270, before any dealer documentation fee. Amount financed $9,849, including $579 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $11,560. Offer expires 2026-07-31. Estimated for ZIP 60515. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9270.0, "price_incl_doc": 9270.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 167.87, "amount_financed": 9849.38, "sales_tax": 579.38, "total_of_payments": 12086.99, "finance_charge": 2237.61, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0983, VIN 1FMCU0J90EUE37278. $168 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $9,270, before any dealer documentation fee. Amount financed $9,849, including $579 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $12,087. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17408.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GNEVJKW7JJ252698_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 434, "unit": "per_month", "display": "$434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17408.0, "price_incl_doc": 17408.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 434.29, "amount_financed": 18496.0, "sales_tax": 1088.0, "total_of_payments": 20846.13, "finance_charge": 2350.13, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260388B, VIN 1GNEVJKW7JJ252698. $434 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,408, before any dealer documentation fee. Amount financed $18,496, including $1,088 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $20,846. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNEVJKW7JJ252698_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 362, "unit": "per_month", "display": "$362/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17408.0, "price_incl_doc": 17408.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 361.81, "amount_financed": 18496.0, "sales_tax": 1088.0, "total_of_payments": 21708.53, "finance_charge": 3212.53, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260388B, VIN 1GNEVJKW7JJ252698. $362 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,408, before any dealer documentation fee. Amount financed $18,496, including $1,088 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $21,709. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GNEVJKW7JJ252698_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 315, "unit": "per_month", "display": "$315/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17408.0, "price_incl_doc": 17408.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 315.25, "amount_financed": 18496.0, "sales_tax": 1088.0, "total_of_payments": 22697.97, "finance_charge": 4201.97, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260388B, VIN 1GNEVJKW7JJ252698. $315 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,408, before any dealer documentation fee. Amount financed $18,496, including $1,088 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $22,698. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 240}}, {"vin": "JF1GUABC3R8284762", "title": "2024 Subaru Impreza Base", "year": 2024, "make": "Subaru", "model": "Impreza", "trim": "Base", "decoded_trim": "Base", "condition": "used", "price": 23801.0, "msrp": 0.0, "sale_price": 24403.0, "currency": "USD", "mileage": 27835, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Compact", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 27, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1019", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/JF1GUABC3R8284762.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-subaru-impreza-base-awd-4d-hatchback-jf1guabc3r8284762/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-subaru-impreza-base-awd-4d-hatchback-jf1guabc3r8284762/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JF1GUABC3R8284762.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JF1GUABC3R8284762.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JF1GUABC3R8284762.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-subaru-impreza-base-awd-4d-hatchback-jf1guabc3r8284762/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1019, VIN JF1GUABC3R8284762. Advertised price: $23,801. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,801"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23801.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF1GUABC3R8284762_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 594, "unit": "per_month", "display": "$594/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23801.0, "price_incl_doc": 23801.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 593.79, "amount_financed": 25288.56, "sales_tax": 1487.56, "total_of_payments": 28501.76, "finance_charge": 3213.2, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1019, VIN JF1GUABC3R8284762. $594 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,801, before any dealer documentation fee. Amount financed $25,289, including $1,488 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,502. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1GUABC3R8284762_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 495, "unit": "per_month", "display": "$495/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23801.0, "price_incl_doc": 23801.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 494.68, "amount_financed": 25288.56, "sales_tax": 1487.56, "total_of_payments": 29680.88, "finance_charge": 4392.32, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1019, VIN JF1GUABC3R8284762. $495 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,801, before any dealer documentation fee. Amount financed $25,289, including $1,488 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,681. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF1GUABC3R8284762_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 431, "unit": "per_month", "display": "$431/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23801.0, "price_incl_doc": 23801.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 431.02, "amount_financed": 25288.56, "sales_tax": 1487.56, "total_of_payments": 31033.68, "finance_charge": 5745.12, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1019, VIN JF1GUABC3R8284762. $431 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,801, before any dealer documentation fee. Amount financed $25,289, including $1,488 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,034. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 236}}, {"vin": "KNDEUCAA7M7197118", "title": "2021 Kia Seltos S", "year": 2021, "make": "Kia", "model": "Seltos", "trim": "S", "decoded_trim": "S", "condition": "used", "price": 16253.0, "msrp": 0.0, "sale_price": 17048.0, "currency": "USD", "mileage": 61252, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 MPI", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 27, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0869A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 42, 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"generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0869A, VIN KNDEUCAA7M7197118. Advertised price: $16,253. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$16,253"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16253.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDEUCAA7M7197118_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 405, "unit": "per_month", "display": "$405/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16253.0, "price_incl_doc": 16253.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 405.48, "amount_financed": 17268.81, "sales_tax": 1015.81, "total_of_payments": 19463.01, "finance_charge": 2194.2, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0869A, VIN KNDEUCAA7M7197118. $405 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $16,253, before any dealer documentation fee. Amount financed $17,269, including $1,016 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $19,463. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDEUCAA7M7197118_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 338, "unit": "per_month", "display": "$338/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16253.0, "price_incl_doc": 16253.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 337.8, "amount_financed": 17268.81, "sales_tax": 1015.81, "total_of_payments": 20268.19, "finance_charge": 2999.38, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0869A, VIN KNDEUCAA7M7197118. $338 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,253, before any dealer documentation fee. Amount financed $17,269, including $1,016 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $20,268. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDEUCAA7M7197118_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 294, "unit": "per_month", "display": "$294/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16253.0, "price_incl_doc": 16253.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 294.33, "amount_financed": 17268.81, "sales_tax": 1015.81, "total_of_payments": 21191.99, "finance_charge": 3923.18, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0869A, VIN KNDEUCAA7M7197118. $294 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $16,253, before any dealer documentation fee. Amount financed $17,269, including $1,016 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $21,192. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-tesla-model-y-long-range-awd-4d-sport-utility-7saygaeexnf567014/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7SAYGAEEXNF567014.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7SAYGAEEXNF567014.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7SAYGAEEXNF567014.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-tesla-model-y-long-range-awd-4d-sport-utility-7saygaeexnf567014/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262655AA, VIN 7SAYGAEEXNF567014. Advertised price: $27,616. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,616"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27616.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7SAYGAEEXNF567014_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 689, "unit": "per_month", "display": "$689/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27616.0, "price_incl_doc": 27616.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 688.96, "amount_financed": 29342.0, "sales_tax": 1726.0, "total_of_payments": 33070.23, "finance_charge": 3728.23, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262655AA, VIN 7SAYGAEEXNF567014. $689 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,616, before any dealer documentation fee. Amount financed $29,342, including $1,726 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,070. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7SAYGAEEXNF567014_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 574, "unit": "per_month", "display": "$574/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27616.0, "price_incl_doc": 27616.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 573.97, "amount_financed": 29342.0, "sales_tax": 1726.0, "total_of_payments": 34438.35, "finance_charge": 5096.35, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262655AA, VIN 7SAYGAEEXNF567014. $574 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,616, before any dealer documentation fee. Amount financed $29,342, including $1,726 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,438. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7SAYGAEEXNF567014_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 500, "unit": "per_month", "display": "$500/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27616.0, "price_incl_doc": 27616.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 500.11, "amount_financed": 29342.0, "sales_tax": 1726.0, "total_of_payments": 36008.0, "finance_charge": 6666.0, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262655AA, VIN 7SAYGAEEXNF567014. $500 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,616, before any dealer documentation fee. Amount financed $29,342, including $1,726 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,008. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg16th141819/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG16TH141819.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG16TH141819.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG16TH141819.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg16th141819/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,033. This offer applies to Stock #5NMP2DG16TH141819, VIN 5NMP2DG16TH141819. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,145. Advertised price: $38,112. Savings: $5,033, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,145"}, {"label": "Advertised price", "value": "$38,112"}, {"label": "Savings", "value": "$5,033, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,033", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38112.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG16TH141819_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 675, "unit": "per_month", "display": "$675/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38112.0, "price_incl_doc": 38112.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 674.9, "amount_financed": 40494.0, "sales_tax": 2382.0, "total_of_payments": 40494.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG16TH141819, VIN 5NMP2DG16TH141819. $675 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,112, before any dealer documentation fee. Amount financed $40,494, including $2,382 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $40,494. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG16TH141819_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38112.0, "price_incl_doc": 38112.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.12, "amount_financed": 40494.0, "sales_tax": 2382.0, "total_of_payments": 50493.83, "finance_charge": 9999.83, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG16TH141819, VIN 5NMP2DG16TH141819. $601 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,112, before any dealer documentation fee. Amount financed $40,494, including $2,382 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,494. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 227}}, {"vin": "3GKALMEG0PL226386", "title": "2023 GMC Terrain SLE", "year": 2023, "make": "GMC", "model": "Terrain", "trim": "SLE", "decoded_trim": "SLE", "condition": "used", "price": 23803.0, "msrp": 0.0, "sale_price": 23833.0, "currency": "USD", "mileage": 30603, "exterior_color": "White", "interior_color": "Medium Ash Gray/Jet Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "1.5L DOHC", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "9-Speed Automatic", "mpg_city": 24, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "HD260712A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/3GKALMEG0PL226386.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-gmc-terrain-sle-fwd-4d-sport-utility-3gkalmeg0pl226386/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-gmc-terrain-sle-fwd-4d-sport-utility-3gkalmeg0pl226386/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3GKALMEG0PL226386.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3GKALMEG0PL226386.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3GKALMEG0PL226386.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-gmc-terrain-sle-fwd-4d-sport-utility-3gkalmeg0pl226386/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260712A, VIN 3GKALMEG0PL226386. Advertised price: $23,803. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,803"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Automatic Climate Control", "Bluetooth", "Heated Seats", "Keyless Entry", "Power Seats", "Remote Start"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23803.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3GKALMEG0PL226386_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 594, "unit": "per_month", "display": "$594/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23803.0, "price_incl_doc": 23803.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 593.84, "amount_financed": 25290.69, "sales_tax": 1487.69, "total_of_payments": 28504.16, "finance_charge": 3213.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260712A, VIN 3GKALMEG0PL226386. $594 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,803, before any dealer documentation fee. Amount financed $25,291, including $1,488 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,504. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GKALMEG0PL226386_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 495, "unit": "per_month", "display": "$495/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23803.0, "price_incl_doc": 23803.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 494.72, "amount_financed": 25290.69, "sales_tax": 1487.69, "total_of_payments": 29683.38, "finance_charge": 4392.69, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260712A, VIN 3GKALMEG0PL226386. $495 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,803, before any dealer documentation fee. Amount financed $25,291, including $1,488 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,683. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3GKALMEG0PL226386_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 431, "unit": "per_month", "display": "$431/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23803.0, "price_incl_doc": 23803.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 431.06, "amount_financed": 25290.69, "sales_tax": 1487.69, "total_of_payments": 31036.3, "finance_charge": 5745.61, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260712A, VIN 3GKALMEG0PL226386. $431 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,803, before any dealer documentation fee. Amount financed $25,291, including $1,488 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,036. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 228}}, {"vin": "JM1DKDC7XK0418807", "title": "2019 Mazda CX-3 Touring", "year": 2019, "make": "Mazda", "model": "CX-3", "trim": "Touring", "decoded_trim": "Touring", "condition": "used", "price": 17691.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 69270, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae-G 2.0L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "GD260589A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2019-mazda-cx-3-touring-fwd-4d-sport-utility-jm1dkdc7xk0418807/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM1DKDC7XK0418807.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM1DKDC7XK0418807.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM1DKDC7XK0418807.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2019-mazda-cx-3-touring-fwd-4d-sport-utility-jm1dkdc7xk0418807/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260589A, VIN JM1DKDC7XK0418807. Advertised price: $17,691. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,691"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Forward Collision Warning", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17691.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM1DKDC7XK0418807_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 441, "unit": "per_month", "display": "$441/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17691.0, "price_incl_doc": 17691.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 441.35, "amount_financed": 18796.69, "sales_tax": 1105.69, "total_of_payments": 21185.02, "finance_charge": 2388.33, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260589A, VIN JM1DKDC7XK0418807. $441 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,691, before any dealer documentation fee. Amount financed $18,797, including $1,106 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $21,185. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1DKDC7XK0418807_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 368, "unit": "per_month", "display": "$368/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17691.0, "price_incl_doc": 17691.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 367.69, "amount_financed": 18796.69, "sales_tax": 1105.69, "total_of_payments": 22061.45, "finance_charge": 3264.76, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260589A, VIN JM1DKDC7XK0418807. $368 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,691, before any dealer documentation fee. Amount financed $18,797, including $1,106 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,061. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1DKDC7XK0418807_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 320, "unit": "per_month", "display": "$320/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17691.0, "price_incl_doc": 17691.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 320.37, "amount_financed": 18796.69, "sales_tax": 1105.69, "total_of_payments": 23066.97, "finance_charge": 4270.28, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260589A, VIN JM1DKDC7XK0418807. $320 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,691, before any dealer documentation fee. Amount financed $18,797, including $1,106 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,067. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 182}}, {"vin": "KNDPMCAC3M7928251", "title": "2021 Kia Sportage LX", "year": 2021, "make": "Kia", "model": "Sportage", "trim": "LX", "decoded_trim": "LX", "condition": "used", "price": 16045.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": null, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.4L I4 DGI DOHC 16V", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "6-Speed Automatic Electronic with Overdrive", "mpg_city": 21, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0915", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com/inventory/used-2021-kia-sportage-lx-awd-4d-sport-utility-kndpmcac3m7928251/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2021-kia-sportage-lx-awd-4d-sport-utility-kndpmcac3m7928251/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KNDPMCAC3M7928251.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KNDPMCAC3M7928251.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KNDPMCAC3M7928251.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2021-kia-sportage-lx-awd-4d-sport-utility-kndpmcac3m7928251/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0915, VIN KNDPMCAC3M7928251. Advertised price: $16,045. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$16,045"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16045.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDPMCAC3M7928251_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 400, "unit": "per_month", "display": "$400/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16045.0, "price_incl_doc": 16045.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 400.29, "amount_financed": 17047.81, "sales_tax": 1002.81, "total_of_payments": 19213.93, "finance_charge": 2166.12, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0915, VIN KNDPMCAC3M7928251. $400 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $16,045, before any dealer documentation fee. Amount financed $17,048, including $1,003 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $19,214. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPMCAC3M7928251_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 333, "unit": "per_month", "display": "$333/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16045.0, "price_incl_doc": 16045.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 333.48, "amount_financed": 17047.81, "sales_tax": 1002.81, "total_of_payments": 20008.81, "finance_charge": 2961.0, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0915, VIN KNDPMCAC3M7928251. $333 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,045, before any dealer documentation fee. Amount financed $17,048, including $1,003 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $20,009. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPMCAC3M7928251_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 291, "unit": "per_month", "display": "$291/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16045.0, "price_incl_doc": 16045.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 290.57, "amount_financed": 17047.81, "sales_tax": 1002.81, "total_of_payments": 20920.78, "finance_charge": 3872.97, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0915, VIN KNDPMCAC3M7928251. $291 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $16,045, before any dealer documentation fee. Amount financed $17,048, including $1,003 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,921. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV5B7AX0RM212865_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 449, "unit": "per_month", "display": "$449/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24819.0, "price_incl_doc": 24819.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 449.46, "amount_financed": 26370.19, "sales_tax": 1551.19, "total_of_payments": 32361.04, "finance_charge": 5990.85, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1031, VIN 3VV5B7AX0RM212865. $449 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,819, before any dealer documentation fee. Amount financed $26,370, including $1,551 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,361. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$16,592"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16592.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8J23A46KU915802_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 414, "unit": "per_month", "display": "$414/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16592.0, "price_incl_doc": 16592.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 413.94, "amount_financed": 17629.0, "sales_tax": 1037.0, "total_of_payments": 19868.96, "finance_charge": 2239.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260688B, VIN KM8J23A46KU915802. $414 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $16,592, before any dealer documentation fee. Amount financed $17,629, including $1,037 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $19,869. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J23A46KU915802_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 345, "unit": "per_month", "display": "$345/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16592.0, "price_incl_doc": 16592.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 344.85, "amount_financed": 17629.0, "sales_tax": 1037.0, "total_of_payments": 20690.94, "finance_charge": 3061.94, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260688B, VIN KM8J23A46KU915802. $345 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,592, before any dealer documentation fee. Amount financed $17,629, including $1,037 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $20,691. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J23A46KU915802_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 300, "unit": "per_month", "display": "$300/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16592.0, "price_incl_doc": 16592.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 300.47, "amount_financed": 17629.0, "sales_tax": 1037.0, "total_of_payments": 21634.0, "finance_charge": 4005.0, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260688B, VIN KM8J23A46KU915802. $300 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $16,592, before any dealer documentation fee. Amount financed $17,629, including $1,037 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $21,634. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 196}}, {"vin": "5NMP5DG17TH143215", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 53438.0, "msrp": null, "sale_price": 53438.0, "currency": "USD", "mileage": null, "exterior_color": "Rockwood Green", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 6, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP5DG17TH143215", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/1f49-110013116/5NMP5DG17TH143215/49481a1091e624678b34962c468cde08.jpg", "images": ["https://vehicle-images.carscommerce.inc/1f49-110013116/5NMP5DG17TH143215/49481a1091e624678b34962c468cde08.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DG17TH143215.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-sport-utility-5nmp5dg17th143215/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-sport-utility-5nmp5dg17th143215/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG17TH143215.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG17TH143215.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG17TH143215.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-sport-utility-5nmp5dg17th143215/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP5DG17TH143215, VIN 5NMP5DG17TH143215. Advertised price: $53,438. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,438"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53438.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG17TH143215_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 946, "unit": "per_month", "display": "$946/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53438.0, "price_incl_doc": 53438.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 946.3, "amount_financed": 56777.88, "sales_tax": 3339.88, "total_of_payments": 56777.88, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP5DG17TH143215, VIN 5NMP5DG17TH143215. $946 per month for 60 months at 0% APR, $0 cash down. Advertised price $53,438, before any dealer documentation fee. Amount financed $56,778, including $3,340 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $56,778. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG17TH143215_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 843, "unit": "per_month", "display": "$843/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53438.0, "price_incl_doc": 53438.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 842.84, "amount_financed": 56777.88, "sales_tax": 3339.88, "total_of_payments": 70798.95, "finance_charge": 14021.07, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP5DG17TH143215, VIN 5NMP5DG17TH143215. $843 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $53,438, before any dealer documentation fee. Amount financed $56,778, including $3,340 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $70,799. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 26, "elapsed_ms": 222}}, {"vin": "KM8HFCAB0TU420661", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 27794.0, "msrp": 30670.0, "sale_price": 29544.0, "currency": "USD", "mileage": 10, "exterior_color": "Green", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28470", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/9278-110013116/KM8HFCAB0TU420661/4e65549f49422fe197b8114adbe4e0fc.jpg", "images": ["https://vehicle-images.carscommerce.inc/9278-110013116/KM8HFCAB0TU420661/4e65549f49422fe197b8114adbe4e0fc.jpg", "https://vehicle-images.carscommerce.inc/1560-110013116/KM8HFCAB0TU420661/29f00ae6ef6409cbff61c2f3ab772f0b.jpg", "https://vehicle-images.carscommerce.inc/497d-110013116/KM8HFCAB0TU420661/58148cf24b3482dd73a29f8d7f76fd74.jpg", "https://vehicle-images.carscommerce.inc/fbfe-110013116/KM8HFCAB0TU420661/296351c65902d82601800760552ad962.jpg", "https://vehicle-images.carscommerce.inc/7b34-110013116/KM8HFCAB0TU420661/38c5a5170be9420a4f92c8191e5af691.jpg", "https://vehicle-images.carscommerce.inc/b022-110013116/KM8HFCAB0TU420661/cda3856a8533b93c796e8ce6aef401dd.png", "https://vehicle-images.carscommerce.inc/779d-110013116/KM8HFCAB0TU420661/704d62a8aa84468c5e748c5ea62610d5.jpg", "https://vehicle-images.carscommerce.inc/6aab-110013116/KM8HFCAB0TU420661/a57e101de4f2b04afc5d3ae33fa2cd7e.jpg", "https://vehicle-images.carscommerce.inc/b279-110013116/KM8HFCAB0TU420661/a73eea60bdd2497c4905b2035dbeb2ce.png", "https://vehicle-images.carscommerce.inc/a2d6-110013116/KM8HFCAB0TU420661/3dbbf80af278ee60d85d6d8d077b8e6c.jpg", "https://vehicle-images.carscommerce.inc/6386-110013116/KM8HFCAB0TU420661/b90babe3b9bd17f45ac13cd2378c22be.jpg", "https://vehicle-images.carscommerce.inc/17c5-110013116/KM8HFCAB0TU420661/474034069aa2c4759ac9d94ac6e57e4d.png", "https://vehicle-images.carscommerce.inc/a4f8-110013116/KM8HFCAB0TU420661/6924e6fe0dbbc592200b95e37d2a797d.jpg", "https://vehicle-images.carscommerce.inc/f41d-110013116/KM8HFCAB0TU420661/a84b0673c54fcc72b1d5c5f14d0a51a7.jpg", "https://vehicle-images.carscommerce.inc/9e5f-110013116/KM8HFCAB0TU420661/aeaecaa8ed5f4e2ae74561442d99178d.png", "https://vehicle-images.carscommerce.inc/60d1-110013116/KM8HFCAB0TU420661/9df850299355e2fb4bcb564302a4f209.jpg", "https://vehicle-images.carscommerce.inc/403c-110013116/KM8HFCAB0TU420661/35d327fed7676acc7a968494e70838bb.jpg", "https://vehicle-images.carscommerce.inc/8c5d-110013116/KM8HFCAB0TU420661/b6922ac30c504f3a207875cec4214fdf.png", "https://vehicle-images.carscommerce.inc/ffc0-110013116/KM8HFCAB0TU420661/b764f3f1208ae741ed8a523e434afde7.jpg", "https://vehicle-images.carscommerce.inc/4567-110013116/KM8HFCAB0TU420661/16aaa41391c716b743435cc8c80f21b8.jpg", "https://vehicle-images.carscommerce.inc/c698-110013116/KM8HFCAB0TU420661/d0e62283ec66f1f7b00a2292f582ebe5.jpg", "https://vehicle-images.carscommerce.inc/4e69-110013116/KM8HFCAB0TU420661/ea402047719b026293914f0c10cc34ef.jpg", "https://vehicle-images.carscommerce.inc/9278-110013116/KM8HFCAB0TU420661/df4fcf6802364bd48bfaa3e844ce1cd1.png", "https://vehicle-images.carscommerce.inc/ba7b-110013116/KM8HFCAB0TU420661/bb2f5d6a2e9c52e26c730daa51ea2a59.jpg", "https://vehicle-images.carscommerce.inc/322c-110013116/KM8HFCAB0TU420661/28b8357d5988d1d738e95a9e7af8e6c3.jpg", "https://vehicle-images.carscommerce.inc/61c0-110013116/KM8HFCAB0TU420661/1e423e84eec050371ba209c2be28747f.jpg", "https://vehicle-images.carscommerce.inc/1e4f-110013116/KM8HFCAB0TU420661/b10a221d7da5d6e830dd1e9883a753d9.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30670.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB0TU420661.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu420661/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu420661/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB0TU420661.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB0TU420661.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB0TU420661.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu420661/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,876. This offer applies to Stock #28470, VIN KM8HFCAB0TU420661. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,670. Advertised price: $27,794. Savings: $2,876, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,670"}, {"label": "Advertised price", "value": "$27,794"}, {"label": "Savings", "value": "$2,876, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,876", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27794.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB0TU420661_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 537, "unit": "per_month", "display": "$537/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27794.0, "price_incl_doc": 27794.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 537.09, "amount_financed": 29531.13, "sales_tax": 1737.13, "total_of_payments": 32225.43, "finance_charge": 2694.3, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28470, VIN KM8HFCAB0TU420661. $537 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,794, before any dealer documentation fee. Amount financed $29,531, including $1,737 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,225. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB0TU420661_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 438, "unit": "per_month", "display": "$438/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27794.0, "price_incl_doc": 27794.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 438.38, "amount_financed": 29531.13, "sales_tax": 1737.13, "total_of_payments": 36823.73, "finance_charge": 7292.6, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28470, VIN KM8HFCAB0TU420661. $438 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,794, before any dealer documentation fee. Amount financed $29,531, including $1,737 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $36,824. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 22, "elapsed_ms": 197}}, {"vin": "7YAKNDDC4TY066300", "title": "2026 Hyundai IONIQ 5 SEL", "year": 2026, "make": "Hyundai", "model": "IONIQ 5", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 46003.0, "msrp": null, "sale_price": 46003.0, "currency": "USD", "mileage": null, "exterior_color": "Atlas White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": 5, "engine": "Electric", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "7YAKNDDC4TY066300", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/de70-110013116/7YAKNDDC4TY066300/173b3a01c7e6719771a0c489c9452b32.jpg", "images": ["https://vehicle-images.carscommerce.inc/de70-110013116/7YAKNDDC4TY066300/173b3a01c7e6719771a0c489c9452b32.jpg"], "vin_decode": {"make": "Hyundai", "model": "Ioniq 5", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "4WD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/7YAKNDDC4TY066300.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc4ty066300/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc4ty066300/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7YAKNDDC4TY066300.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKNDDC4TY066300.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKNDDC4TY066300.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc4ty066300/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #7YAKNDDC4TY066300, VIN 7YAKNDDC4TY066300. Advertised price: $46,003. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,003"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46003.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7YAKNDDC4TY066300_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 679, "unit": "per_month", "display": "$679/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46003.0, "price_incl_doc": 46003.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 678.86, "amount_financed": 48878.19, "sales_tax": 2875.19, "total_of_payments": 48878.19, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #7YAKNDDC4TY066300, VIN 7YAKNDDC4TY066300. $679 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,003, before any dealer documentation fee. Amount financed $48,878, including $2,875 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $48,878. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDC4TY066300_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 662, "unit": "per_month", "display": "$662/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 45590.0, "selling_price": 46003.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 662.08, "net_cap_cost": 46653.0, "residual_value": 28265.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 662.08, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 822.08}, "total_of_payments": 23832, "total_of_payments_unrounded": 23834.88}, "disclosure": "Estimated lease payment for stock #7YAKNDDC4TY066300, VIN 7YAKNDDC4TY066300. $662 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $822, made up of $662 first payment, $60 title, $100 registration. MSRP $45,590. Lease selling price $46,003. Net capitalized cost $46,653. Residual value $28,266, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $23,832. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDC4TY066300_lease", "type": "lease", "label": "Lease", "headline": {"value": 569, "unit": "per_month", "display": "$569/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 45590.0, "selling_price": 46003.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 568.79, "net_cap_cost": 43654.0, "residual_value": 28265.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 568.79, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3727.79}, "total_of_payments": 20484, "total_of_payments_unrounded": 20476.44}, "disclosure": "Estimated lease payment for stock #7YAKNDDC4TY066300, VIN 7YAKNDDC4TY066300. $569 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,728, made up of $569 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $45,590. Lease selling price $46,003. Net capitalized cost $43,654. Residual value $28,266, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,484. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 242}}, {"vin": "5NMP4DGL2TH222974", "title": "2026 Hyundai SANTA FE Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 45003.0, "msrp": 49055.0, "sale_price": 45253.0, "currency": "USD", "mileage": 2, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260994", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/f1f6-110013116/5NMP4DGL2TH222974/c9b13068908cb8065ea50208a5c158dd.jpg", "images": ["https://vehicle-images.carscommerce.inc/f1f6-110013116/5NMP4DGL2TH222974/c9b13068908cb8065ea50208a5c158dd.jpg", "https://vehicle-images.carscommerce.inc/dc6c-110013116/5NMP4DGL2TH222974/3e7c452b9c91272c6efb98a6faa466a7.jpg", "https://vehicle-images.carscommerce.inc/1ac5-110013116/5NMP4DGL2TH222974/ae293475580a95c14565d3890c8f682e.jpg", "https://vehicle-images.carscommerce.inc/1341-110013116/5NMP4DGL2TH222974/8b17d8149e451cf9471a390feb9149ce.jpg", 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"Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 49055.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP4DGL2TH222974.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl2th222974/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl2th222974/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL2TH222974.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL2TH222974.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL2TH222974.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl2th222974/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,052. This offer applies to Stock #HD260994, VIN 5NMP4DGL2TH222974. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,055. Advertised price: $45,003. Savings: $4,052, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,055"}, {"label": "Advertised price", "value": "$45,003"}, {"label": "Savings", "value": "$4,052, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,052", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45003.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL2TH222974_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 797, "unit": "per_month", "display": "$797/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45003.0, "price_incl_doc": 45003.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 796.93, "amount_financed": 47815.69, "sales_tax": 2812.69, "total_of_payments": 47815.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260994, VIN 5NMP4DGL2TH222974. $797 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,003, before any dealer documentation fee. Amount financed $47,816, including $2,813 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $47,816. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL2TH222974_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 710, "unit": "per_month", "display": "$710/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45003.0, "price_incl_doc": 45003.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 709.8, "amount_financed": 47815.69, "sales_tax": 2812.69, "total_of_payments": 59623.59, "finance_charge": 11807.9, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260994, VIN 5NMP4DGL2TH222974. $710 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,003, before any dealer documentation fee. Amount financed $47,816, including $2,813 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $59,624. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL2TH222974_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 571, "unit": "per_month", "display": "$571/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49055.0, "selling_price": 45003.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 570.99, "net_cap_cost": 45653.0, "residual_value": 30414.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 570.99, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 730.99}, "total_of_payments": 20556, "total_of_payments_unrounded": 20555.64}, "disclosure": "Estimated lease payment for stock #HD260994, VIN 5NMP4DGL2TH222974. $571 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $731, made up of $571 first payment, $60 title, $100 registration. MSRP $49,055. Lease selling price $45,003. Net capitalized cost $45,653. Residual value $30,414, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,556. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL2TH222974_lease", "type": "lease", "label": "Lease", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49055.0, "selling_price": 45003.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 477.7, "net_cap_cost": 42654.0, "residual_value": 30414.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 477.7, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3636.7}, "total_of_payments": 17208, "total_of_payments_unrounded": 17197.2}, "disclosure": "Estimated lease payment for stock #HD260994, VIN 5NMP4DGL2TH222974. $478 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,637, made up of $478 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $49,055. Lease selling price $45,003. Net capitalized cost $42,654. Residual value $30,414, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,208. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 246}}, {"vin": "KM8RLESA4TU105120", "title": "2026 Hyundai PALISADE HYBRID 7P", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "Blue SEL FWD, SEL AWD", "condition": "new", "price": 46709.0, "msrp": 48585.0, "sale_price": 48998.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RLESA4TU105120", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/fdc3-110013116/KM8RLESA4TU105120/e36f2472ecbcaa6630006cdf44c6a0ee.jpg", "images": ["https://vehicle-images.carscommerce.inc/fdc3-110013116/KM8RLESA4TU105120/e36f2472ecbcaa6630006cdf44c6a0ee.jpg", "https://vehicle-images.carscommerce.inc/9cde-110013116/KM8RLESA4TU105120/b69f2e1dcdbced3c052d4e933974c502.jpg", "https://vehicle-images.carscommerce.inc/d01a-110013116/KM8RLESA4TU105120/b49d10fc78d68a306c910e5a38ed6c48.jpg", "https://vehicle-images.carscommerce.inc/b1ca-110013116/KM8RLESA4TU105120/4e80a81a090dc9c1286b6e4f84321f84.jpg", "https://vehicle-images.carscommerce.inc/9c65-110013116/KM8RLESA4TU105120/a69aa16de4aa1e0c09d5792641e8681f.png", "https://vehicle-images.carscommerce.inc/f816-110013116/KM8RLESA4TU105120/375bf77e6a11717c1cbd80f0add2b072.jpg", "https://vehicle-images.carscommerce.inc/42a3-110013116/KM8RLESA4TU105120/142d0daf9912e58cfdabd4717c86a195.jpg", "https://vehicle-images.carscommerce.inc/3509-110013116/KM8RLESA4TU105120/f8fc904179949f1628e5074c1a7cca52.png", "https://vehicle-images.carscommerce.inc/f1da-110013116/KM8RLESA4TU105120/0ffca20d1e2ce24f16e804f6a0e35066.jpg", "https://vehicle-images.carscommerce.inc/d87f-110013116/KM8RLESA4TU105120/1ae7a0c6c3a287a9b7bf07865a833ff3.jpg", "https://vehicle-images.carscommerce.inc/1b88-110013116/KM8RLESA4TU105120/880b005b4e991b2f4af71a73b800a9f2.png", "https://vehicle-images.carscommerce.inc/7b2f-110013116/KM8RLESA4TU105120/596c5f14464ee53c370057d57130be6c.jpg", "https://vehicle-images.carscommerce.inc/8667-110013116/KM8RLESA4TU105120/302efde0249d934ce064ad8a09587505.jpg", "https://vehicle-images.carscommerce.inc/4d97-110013116/KM8RLESA4TU105120/67e66b4c7c0f9362ef32e9c79e85b434.png", "https://vehicle-images.carscommerce.inc/9b77-110013116/KM8RLESA4TU105120/b511b92cd693382f3aa840241c179361.jpg", "https://vehicle-images.carscommerce.inc/f68b-110013116/KM8RLESA4TU105120/6ce456ee48d2a46b8bd92ca5f2daee28.jpg", "https://vehicle-images.carscommerce.inc/e721-110013116/KM8RLESA4TU105120/2a42e731a645754a3d8c404f1890bbd4.png", "https://vehicle-images.carscommerce.inc/2b42-110013116/KM8RLESA4TU105120/cd7e5b66dfca7d2a69bf36348ea8dba5.jpg", "https://vehicle-images.carscommerce.inc/fa49-110013116/KM8RLESA4TU105120/9a3c5b5ebaa4dd9ef5dcceb91d9767dc.jpg", "https://vehicle-images.carscommerce.inc/ce80-110013116/KM8RLESA4TU105120/f6278a232343ba20a4388c3e66731e56.png", "https://vehicle-images.carscommerce.inc/8264-110013116/KM8RLESA4TU105120/b8f041738d15a88673187f977e39b8f0.jpg", "https://vehicle-images.carscommerce.inc/55ae-110013116/KM8RLESA4TU105120/303df37f3950732fe3d00e7dbf7ecb71.jpg", "https://vehicle-images.carscommerce.inc/5b17-110013116/KM8RLESA4TU105120/0045f2c6629f1c3a63c54c38902ba4e1.png", "https://vehicle-images.carscommerce.inc/6ca5-110013116/KM8RLESA4TU105120/4171e1ae0abb42337763d008bc70d92f.jpg", "https://vehicle-images.carscommerce.inc/6f73-110013116/KM8RLESA4TU105120/4cf0673c25369bdfb83d1d6f82cb5e80.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL FWD, SEL AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48585.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLESA4TU105120.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-7p-awd-sport-utility-km8rlesa4tu105120/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-7p-awd-sport-utility-km8rlesa4tu105120/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESA4TU105120.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA4TU105120.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA4TU105120.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-7p-awd-sport-utility-km8rlesa4tu105120/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,876. This offer applies to Stock #KM8RLESA4TU105120, VIN KM8RLESA4TU105120. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,585. Advertised price: $46,709. Savings: $1,876, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,585"}, {"label": "Advertised price", "value": "$46,709"}, {"label": "Savings", "value": "$1,876, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,876", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46709.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESA4TU105120_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 925, "unit": "per_month", "display": "$925/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46709.0, "price_incl_doc": 46709.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 925.0, "amount_financed": 49628.31, "sales_tax": 2919.31, "total_of_payments": 55499.75, "finance_charge": 5871.44, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLESA4TU105120, VIN KM8RLESA4TU105120. $925 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $46,709, before any dealer documentation fee. Amount financed $49,628, including $2,919 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $55,500. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESA4TU105120_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 689, "unit": "per_month", "display": "$689/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46709.0, "price_incl_doc": 46709.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 689.28, "amount_financed": 49628.31, "sales_tax": 2919.31, "total_of_payments": 49628.31, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLESA4TU105120, VIN KM8RLESA4TU105120. $689 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,709, before any dealer documentation fee. Amount financed $49,628, including $2,919 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,628. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 202}}, {"vin": "JM3KFBDM0J0419412", "title": "2018 Mazda CX-5 Touring", "year": 2018, "make": "Mazda", "model": "CX-5", "trim": "Touring", "decoded_trim": "Grand Touring", "condition": "used", "price": 17638.0, "msrp": 0.0, "sale_price": 18390.0, "currency": "USD", "mileage": 99506, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae-G 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MD262693XA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://www.castlehyundaidownersgrove.com/inventory/used-2018-mazda-cx-5-grand-touring-awd-4d-sport-utility-jm3kfbdm0j0419412/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KFBDM0J0419412.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBDM0J0419412.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBDM0J0419412.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-mazda-cx-5-grand-touring-awd-4d-sport-utility-jm3kfbdm0j0419412/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262693XA, VIN JM3KFBDM0J0419412. Advertised price: $17,638. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,638"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Package", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17638.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBDM0J0419412_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 440, "unit": "per_month", "display": "$440/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17638.0, "price_incl_doc": 17638.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 440.03, "amount_financed": 18740.38, "sales_tax": 1102.38, "total_of_payments": 21121.56, "finance_charge": 2381.18, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262693XA, VIN JM3KFBDM0J0419412. $440 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,638, before any dealer documentation fee. Amount financed $18,740, including $1,102 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $21,122. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM0J0419412_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 367, "unit": "per_month", "display": "$367/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17638.0, "price_incl_doc": 17638.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 366.59, "amount_financed": 18740.38, "sales_tax": 1102.38, "total_of_payments": 21995.36, "finance_charge": 3254.98, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262693XA, VIN JM3KFBDM0J0419412. $367 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,638, before any dealer documentation fee. Amount financed $18,740, including $1,102 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $21,995. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM0J0419412_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 319, "unit": "per_month", "display": "$319/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17638.0, "price_incl_doc": 17638.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 319.41, "amount_financed": 18740.38, "sales_tax": 1102.38, "total_of_payments": 22997.87, "finance_charge": 4257.49, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262693XA, VIN JM3KFBDM0J0419412. $319 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,638, before any dealer documentation fee. Amount financed $18,740, including $1,102 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $22,998. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 178}}, {"vin": "5NMJBCDE7TH725993", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31396.0, "msrp": 34940.0, "sale_price": 31396.0, "currency": "USD", "mileage": 15, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28792", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/16a1-110013116/5NMJBCDE7TH725993/2bf5afb1f0bfe64048aff2357e848f82.jpg", "images": ["https://vehicle-images.carscommerce.inc/16a1-110013116/5NMJBCDE7TH725993/2bf5afb1f0bfe64048aff2357e848f82.jpg", "https://vehicle-images.carscommerce.inc/a98c-110013116/5NMJBCDE7TH725993/7f0f5d8f8f0b7de729df1d8b38b3eeb6.jpg", "https://vehicle-images.carscommerce.inc/fd61-110013116/5NMJBCDE7TH725993/72272696b2e558bb435b3db182b929b6.jpg", "https://vehicle-images.carscommerce.inc/fabd-110013116/5NMJBCDE7TH725993/8075dee6b3ed84ecc95e29f7660b97da.jpg", "https://vehicle-images.carscommerce.inc/7d56-110013116/5NMJBCDE7TH725993/bd442f70e3d79c84dec152a694a14a23.png", "https://vehicle-images.carscommerce.inc/77c4-110013116/5NMJBCDE7TH725993/2d0ef3550d51f629b74f69ad93737c8a.jpg", "https://vehicle-images.carscommerce.inc/8aca-110013116/5NMJBCDE7TH725993/6c9c07b10231e926b478eacf513826d3.jpg", "https://vehicle-images.carscommerce.inc/2fa1-110013116/5NMJBCDE7TH725993/bce3d1f882d89c7dc08e25a6a8df7890.png", "https://vehicle-images.carscommerce.inc/56b2-110013116/5NMJBCDE7TH725993/70c3e4faaf87c71cdd8a2b719ef6c136.jpg", "https://vehicle-images.carscommerce.inc/48b7-110013116/5NMJBCDE7TH725993/f0f5273075fed51bed28301a21f59df7.jpg", "https://vehicle-images.carscommerce.inc/4279-110013116/5NMJBCDE7TH725993/ba977542680ccfe353b1dd1008bc0cb1.png", "https://vehicle-images.carscommerce.inc/7f27-110013116/5NMJBCDE7TH725993/fe299996a43972767740e534128297e0.jpg", "https://vehicle-images.carscommerce.inc/46ae-110013116/5NMJBCDE7TH725993/6f5399cabe425a1800ca0d3ae1ea270c.jpg", "https://vehicle-images.carscommerce.inc/eced-110013116/5NMJBCDE7TH725993/06e5708c3e8b9df91c4d50a5060baa2b.png", "https://vehicle-images.carscommerce.inc/2a8a-110013116/5NMJBCDE7TH725993/4909a6b5b4b9775c4cce696379d1900d.jpg", "https://vehicle-images.carscommerce.inc/5f12-110013116/5NMJBCDE7TH725993/039169e1189f2d6b03e6daa5fe53f1a7.jpg", "https://vehicle-images.carscommerce.inc/548f-110013116/5NMJBCDE7TH725993/1fdb455706ff34ac494f2e25d1d76d9f.png", "https://vehicle-images.carscommerce.inc/3cdf-110013116/5NMJBCDE7TH725993/98ebe42b579d842f929a73ff001b124a.jpg", "https://vehicle-images.carscommerce.inc/d38d-110013116/5NMJBCDE7TH725993/6b06ab176bb56d7834788037f2688985.jpg", "https://vehicle-images.carscommerce.inc/4211-110013116/5NMJBCDE7TH725993/2c5eca960ff2eee4e1dc949d70f33b74.jpg", "https://vehicle-images.carscommerce.inc/660a-110013116/5NMJBCDE7TH725993/fbc7d1658ed03e79aff7ef4d34af65a1.jpg", "https://vehicle-images.carscommerce.inc/1571-110013116/5NMJBCDE7TH725993/5bb5530441d7bbc8604f1e05bce0a49d.png", "https://vehicle-images.carscommerce.inc/7f88-110013116/5NMJBCDE7TH725993/f357218fdd3b9d447aae9755a2e42c0a.jpg", "https://vehicle-images.carscommerce.inc/c723-110013116/5NMJBCDE7TH725993/4dea91cfd7966d93a7f3836e389d40dc.jpg", "https://vehicle-images.carscommerce.inc/c71f-110013116/5NMJBCDE7TH725993/7c7979055a1e7604cb970391c34c3e02.jpg", "https://vehicle-images.carscommerce.inc/b8f1-110013116/5NMJBCDE7TH725993/b1503f4564053c9612f274ecf8252b59.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34940.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE7TH725993.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th725993/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th725993/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE7TH725993.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH725993.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH725993.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th725993/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,544. This offer applies to Stock #28792, VIN 5NMJBCDE7TH725993. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,940. Advertised price: $31,396. Savings: $3,544, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,940"}, {"label": "Advertised price", "value": "$31,396"}, {"label": "Savings", "value": "$3,544, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,544", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31396.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE7TH725993_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 556, "unit": "per_month", "display": "$556/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31396.0, "price_incl_doc": 31396.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 555.97, "amount_financed": 33358.25, "sales_tax": 1962.25, "total_of_payments": 33358.25, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28792, VIN 5NMJBCDE7TH725993. $556 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,396, before any dealer documentation fee. Amount financed $33,358, including $1,962 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,358. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH725993_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 495, "unit": "per_month", "display": "$495/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31396.0, "price_incl_doc": 31396.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 495.19, "amount_financed": 33358.25, "sales_tax": 1962.25, "total_of_payments": 41595.94, "finance_charge": 8237.69, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28792, VIN 5NMJBCDE7TH725993. $495 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,396, before any dealer documentation fee. Amount financed $33,358, including $1,962 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,596. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH725993_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 392, "unit": "per_month", "display": "$392/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34940.0, "selling_price": 31396.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 392.05, "net_cap_cost": 32046.0, "residual_value": 21662.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 392.05, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 552.05}, "total_of_payments": 14112, "total_of_payments_unrounded": 14113.8}, "disclosure": "Estimated lease payment for stock #28792, VIN 5NMJBCDE7TH725993. $392 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $552, made up of $392 first payment, $60 title, $100 registration. MSRP $34,940. Lease selling price $31,396. Net capitalized cost $32,046. Residual value $21,663, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,112. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH725993_lease", "type": "lease", "label": "Lease", "headline": {"value": 299, "unit": "per_month", "display": "$299/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34940.0, "selling_price": 31396.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 298.76, "net_cap_cost": 29047.0, "residual_value": 21662.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 298.76, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3457.76}, "total_of_payments": 10764, "total_of_payments_unrounded": 10755.36}, "disclosure": "Estimated lease payment for stock #28792, VIN 5NMJBCDE7TH725993. $299 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,458, made up of $299 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,940. Lease selling price $31,396. Net capitalized cost $29,047. Residual value $21,663, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,764. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 227}}, {"vin": "KM8RJES28TU020568", "title": "2026 Hyundai Palisade Pro", "year": 2026, "make": "Hyundai", "model": "Palisade", "trim": "Pro", "decoded_trim": "XRT Pro", "condition": "used", "price": 45633.0, "msrp": 0.0, "sale_price": 45023.0, "currency": "USD", "mileage": 7015, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "PHD0984", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/d373-110013116/KM8RJES28TU020568/ed954b0e5eb351ee701a178d4dad9117.jpg", "images": ["https://vehicle-images.carscommerce.inc/d373-110013116/KM8RJES28TU020568/ed954b0e5eb351ee701a178d4dad9117.jpg", "https://vehicle-images.carscommerce.inc/5494-110013116/KM8RJES28TU020568/34186e15f05b6f1efa25720227af72c7.jpg", "https://vehicle-images.carscommerce.inc/69a7-110013116/KM8RJES28TU020568/5cec2a82be142472168a467c17a137d0.jpg", "https://vehicle-images.carscommerce.inc/1624-110013116/KM8RJES28TU020568/605dce369a792419879c9a4e5f7650c2.jpg", "https://vehicle-images.carscommerce.inc/9323-110013116/KM8RJES28TU020568/37cd69b05a2e46971d09816c141e4e95.jpg", "https://vehicle-images.carscommerce.inc/df27-110013116/KM8RJES28TU020568/3fd9ce7913b9955c5e4801d53f96c9e0.jpg", "https://vehicle-images.carscommerce.inc/a5cf-110013116/KM8RJES28TU020568/941be36c575f30de426447539937bf10.jpg", "https://vehicle-images.carscommerce.inc/2cdc-110013116/KM8RJES28TU020568/72ca777d832d2f69059f41f8541c7ee0.jpg", "https://vehicle-images.carscommerce.inc/3cf6-110013116/KM8RJES28TU020568/b57aaa93ec4586429a7244c0881f6ea8.jpg", "https://vehicle-images.carscommerce.inc/61ef-110013116/KM8RJES28TU020568/38b22474b3f2e261df8f3fa6007269a2.jpg", "https://vehicle-images.carscommerce.inc/4790-110013116/KM8RJES28TU020568/980a7b5dab30d6f79e61123b5b9da100.jpg", "https://vehicle-images.carscommerce.inc/7563-110013116/KM8RJES28TU020568/dae2f90ccbf89fb42adff1172f41388f.jpg", "https://vehicle-images.carscommerce.inc/8b88-110013116/KM8RJES28TU020568/9475fd922a3d5abac211eea7bed0d0d7.jpg", "https://vehicle-images.carscommerce.inc/502e-110013116/KM8RJES28TU020568/8f6f5b60f4c3a3d4f94cf87b16d6655d.jpg", "https://vehicle-images.carscommerce.inc/f6cb-110013116/KM8RJES28TU020568/1803a1be45e087bd88766c1da092feb5.jpg", "https://vehicle-images.carscommerce.inc/5ae1-110013116/KM8RJES28TU020568/c038c08ed00851a191d08e035da0edf1.jpg", "https://vehicle-images.carscommerce.inc/4fef-110013116/KM8RJES28TU020568/542cb4295f631d75a11ff201d41decb5.jpg", "https://vehicle-images.carscommerce.inc/f82d-110013116/KM8RJES28TU020568/04364ff0c0a8283b553452d46e55e529.jpg", "https://vehicle-images.carscommerce.inc/dd5a-110013116/KM8RJES28TU020568/ff0af82afdd6ac269b05a38d9d8b9198.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RJES28TU020568.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes28tu020568/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes28tu020568/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES28TU020568.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES28TU020568.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES28TU020568.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes28tu020568/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0984, VIN KM8RJES28TU020568. Advertised price: $45,633. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$45,633"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45633.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES28TU020568_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1138, "unit": "per_month", "display": "$1,138/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45633.0, "price_incl_doc": 45633.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1138.45, "amount_financed": 48485.06, "sales_tax": 2852.06, "total_of_payments": 54645.64, "finance_charge": 6160.58, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0984, VIN KM8RJES28TU020568. $1,138 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $45,633, before any dealer documentation fee. Amount financed $48,485, including $2,852 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $54,646. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES28TU020568_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 948, "unit": "per_month", "display": "$948/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45633.0, "price_incl_doc": 45633.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 948.44, "amount_financed": 48485.06, "sales_tax": 2852.06, "total_of_payments": 56906.33, "finance_charge": 8421.27, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0984, VIN KM8RJES28TU020568. $948 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $45,633, before any dealer documentation fee. Amount financed $48,485, including $2,852 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $56,906. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES28TU020568_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 826, "unit": "per_month", "display": "$826/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45633.0, "price_incl_doc": 45633.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 826.39, "amount_financed": 48485.06, "sales_tax": 2852.06, "total_of_payments": 59500.03, "finance_charge": 11014.97, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0984, VIN KM8RJES28TU020568. $826 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $45,633, before any dealer documentation fee. Amount financed $48,485, including $2,852 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $59,500. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 189}}, {"vin": "5NMP2DGL1TH209820", "title": "2026 Hyundai SANTA FE SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 38680.0, "msrp": 42545.0, "sale_price": 38930.0, "currency": "USD", "mileage": 2, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260744", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/3b64-110013116/5NMP2DGL1TH209820/3a59709272f84a7198c346a7e5308a07.jpg", "images": ["https://vehicle-images.carscommerce.inc/3b64-110013116/5NMP2DGL1TH209820/3a59709272f84a7198c346a7e5308a07.jpg", "https://vehicle-images.carscommerce.inc/1d96-110013116/5NMP2DGL1TH209820/0af86ba04e3268e6608552d65863488a.jpg", "https://vehicle-images.carscommerce.inc/f35f-110013116/5NMP2DGL1TH209820/e3fe37d249be81dcca81afdc8d74ac9a.jpg", "https://vehicle-images.carscommerce.inc/9162-110013116/5NMP2DGL1TH209820/9450eeaf51ab8754951fd607c3ed2943.jpg", "https://vehicle-images.carscommerce.inc/7b52-110013116/5NMP2DGL1TH209820/339ff436d37ab2343d1b5560941e5e3b.png", "https://vehicle-images.carscommerce.inc/7ad8-110013116/5NMP2DGL1TH209820/7ad9889b036f71803b17003142a286e0.jpg", "https://vehicle-images.carscommerce.inc/fe6e-110013116/5NMP2DGL1TH209820/e2ab47daaebbdb5df83a92bc19225b26.jpg", "https://vehicle-images.carscommerce.inc/331d-110013116/5NMP2DGL1TH209820/26c96593258a08ae7f3b17b1d14660f0.png", "https://vehicle-images.carscommerce.inc/9353-110013116/5NMP2DGL1TH209820/82da6a9277426772c92dd7bc7aba4b1e.jpg", "https://vehicle-images.carscommerce.inc/2d19-110013116/5NMP2DGL1TH209820/547afe5893fa8b72573b005c5cb40b75.jpg", "https://vehicle-images.carscommerce.inc/141a-110013116/5NMP2DGL1TH209820/a8a7231836a96b9e7781e4ed4c08b471.png", "https://vehicle-images.carscommerce.inc/dc8b-110013116/5NMP2DGL1TH209820/702c30e8c43a9cdcb9409fc2bc1ecb65.jpg", "https://vehicle-images.carscommerce.inc/bac6-110013116/5NMP2DGL1TH209820/10fbf68d71776366d5713287bc70675a.jpg", "https://vehicle-images.carscommerce.inc/2b83-110013116/5NMP2DGL1TH209820/559a6b2163848291488b0809402eff2a.png", "https://vehicle-images.carscommerce.inc/7da8-110013116/5NMP2DGL1TH209820/e90d90a8458c5a8df9e741b322a2a52e.jpg", "https://vehicle-images.carscommerce.inc/6c5d-110013116/5NMP2DGL1TH209820/7c55398fd3c92c4ca21845907bc14bc5.jpg", "https://vehicle-images.carscommerce.inc/4f70-110013116/5NMP2DGL1TH209820/da3a952a52e456ace8da617fa1ca8ed2.png", "https://vehicle-images.carscommerce.inc/809b-110013116/5NMP2DGL1TH209820/c1a322f43a4333ba951704d20952059c.jpg", "https://vehicle-images.carscommerce.inc/8837-110013116/5NMP2DGL1TH209820/ed66460b205b8619a205c83103d1235a.jpg", "https://vehicle-images.carscommerce.inc/a6ef-110013116/5NMP2DGL1TH209820/7534dbd775a393d4458ceba74fb2e613.png", "https://vehicle-images.carscommerce.inc/9e2a-110013116/5NMP2DGL1TH209820/7eb9db16235820816e7a45dbbcd18540.jpg", "https://vehicle-images.carscommerce.inc/d5bc-110013116/5NMP2DGL1TH209820/e36345c16e70bd1b6c4cfe5939d30271.jpg", "https://vehicle-images.carscommerce.inc/9448-110013116/5NMP2DGL1TH209820/36bb3b291205893992387463185e60dd.png", "https://vehicle-images.carscommerce.inc/94fb-110013116/5NMP2DGL1TH209820/4369b79822a4392cc8e2012db3c3dba5.jpg", "https://vehicle-images.carscommerce.inc/a64d-110013116/5NMP2DGL1TH209820/a23c490dc0a5cb42255ce07b3b3d1759.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 42545.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DGL1TH209820.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl1th209820/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl1th209820/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DGL1TH209820.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL1TH209820.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL1TH209820.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl1th209820/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,865. This offer applies to Stock #HD260744, VIN 5NMP2DGL1TH209820. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $42,545. Advertised price: $38,680. Savings: $3,865, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$42,545"}, {"label": "Advertised price", "value": "$38,680"}, {"label": "Savings", "value": "$3,865, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,865", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38680.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DGL1TH209820_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 685, "unit": "per_month", "display": "$685/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38680.0, "price_incl_doc": 38680.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 684.96, "amount_financed": 41097.5, "sales_tax": 2417.5, "total_of_payments": 41097.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260744, VIN 5NMP2DGL1TH209820. $685 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,680, before any dealer documentation fee. Amount financed $41,098, including $2,418 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $41,098. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL1TH209820_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 610, "unit": "per_month", "display": "$610/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38680.0, "price_incl_doc": 38680.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 610.08, "amount_financed": 41097.5, "sales_tax": 2417.5, "total_of_payments": 51246.36, "finance_charge": 10148.86, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260744, VIN 5NMP2DGL1TH209820. $610 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,680, before any dealer documentation fee. Amount financed $41,098, including $2,418 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $51,246. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL1TH209820_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 487, "unit": "per_month", "display": "$487/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 42545.0, "selling_price": 38680.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 486.99, "net_cap_cost": 39330.0, "residual_value": 26377.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 486.99, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 646.99}, "total_of_payments": 17532, "total_of_payments_unrounded": 17531.64}, "disclosure": "Estimated lease payment for stock #HD260744, VIN 5NMP2DGL1TH209820. $487 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $647, made up of $487 first payment, $60 title, $100 registration. MSRP $42,545. Lease selling price $38,680. Net capitalized cost $39,330. Residual value $26,378, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,532. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL1TH209820_lease", "type": "lease", "label": "Lease", "headline": {"value": 394, "unit": "per_month", "display": "$394/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 42545.0, "selling_price": 38680.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 393.7, "net_cap_cost": 36331.0, "residual_value": 26377.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 393.7, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3552.7}, "total_of_payments": 14184, "total_of_payments_unrounded": 14173.2}, "disclosure": "Estimated lease payment for stock #HD260744, VIN 5NMP2DGL1TH209820. $394 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,553, made up of $394 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $42,545. Lease selling price $38,680. Net capitalized cost $36,331. Residual value $26,378, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,184. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 34, "elapsed_ms": 208}}, {"vin": "KMHRC8A30TU486064", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 24930.0, "msrp": 25115.0, "sale_price": 25528.0, "currency": "USD", "mileage": null, "exterior_color": "Lunar White", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "KMHRC8A30TU486064", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/31b0-110013116/KMHRC8A30TU486064/221696d9cff8b8b52402cdc3966bfc82.jpg", "images": ["https://vehicle-images.carscommerce.inc/31b0-110013116/KMHRC8A30TU486064/221696d9cff8b8b52402cdc3966bfc82.jpg", "https://vehicle-images.carscommerce.inc/5ea8-110013116/KMHRC8A30TU486064/e9b3890aabd628d36108d928ebbaeacd.jpg", "https://vehicle-images.carscommerce.inc/20a6-110013116/KMHRC8A30TU486064/2ae2c67e36c2f0be1dccfc7d0f6538cb.jpg", "https://vehicle-images.carscommerce.inc/e7a9-110013116/KMHRC8A30TU486064/b1f6f9beb44cacfba01ab7351e22c700.jpg", "https://vehicle-images.carscommerce.inc/1d52-110013116/KMHRC8A30TU486064/2574423a113994f358762954058a2875.jpg", "https://vehicle-images.carscommerce.inc/ed85-110013116/KMHRC8A30TU486064/88fdf0de05220794e06feca83c83b4c8.png", "https://vehicle-images.carscommerce.inc/1463-110013116/KMHRC8A30TU486064/fc5a2c7051eb5593af4d91ac3a6a1aef.jpg", "https://vehicle-images.carscommerce.inc/c093-110013116/KMHRC8A30TU486064/d633edf78b12bdcc02a53f1ab07d4ece.jpg", "https://vehicle-images.carscommerce.inc/7ed3-110013116/KMHRC8A30TU486064/854f69e9e64060c42e0a4da5fd2f8177.png", "https://vehicle-images.carscommerce.inc/5c6f-110013116/KMHRC8A30TU486064/47f5ee1993a19c1de1926a825f1c5d84.jpg", "https://vehicle-images.carscommerce.inc/2a85-110013116/KMHRC8A30TU486064/5c78d36d53c0277c62c41f0492fad007.jpg", "https://vehicle-images.carscommerce.inc/1969-110013116/KMHRC8A30TU486064/54a56471720e8e0ac57ea52ca65c54bc.png", "https://vehicle-images.carscommerce.inc/ed49-110013116/KMHRC8A30TU486064/a6f6bbcc5112bb62abc1d5c5a78bdf9d.jpg", "https://vehicle-images.carscommerce.inc/bb0f-110013116/KMHRC8A30TU486064/9a7263ce8f6c17e9f48cfa51566dc59f.jpg", "https://vehicle-images.carscommerce.inc/40b7-110013116/KMHRC8A30TU486064/f59448748fae78d8640048c6fafe6e07.png", "https://vehicle-images.carscommerce.inc/3b71-110013116/KMHRC8A30TU486064/6a73a674e6b472e5943d7dad1e5fe483.jpg", "https://vehicle-images.carscommerce.inc/7254-110013116/KMHRC8A30TU486064/67ea6af08c306491c54212860f52fb30.jpg", "https://vehicle-images.carscommerce.inc/51fd-110013116/KMHRC8A30TU486064/66e2a60ffbaca56e4e69e41a07fd304a.png", "https://vehicle-images.carscommerce.inc/5e71-110013116/KMHRC8A30TU486064/72984b98b603f43794dea69c7635b102.jpg", "https://vehicle-images.carscommerce.inc/6252-110013116/KMHRC8A30TU486064/955b09e8b998166057e46e1478b9de73.jpg", "https://vehicle-images.carscommerce.inc/445c-110013116/KMHRC8A30TU486064/5af43a7a833129550435ecbb1843d214.png", "https://vehicle-images.carscommerce.inc/8ee4-110013116/KMHRC8A30TU486064/6ae1c8d4041c74428c7d61804a50c7ec.jpg", "https://vehicle-images.carscommerce.inc/cf0a-110013116/KMHRC8A30TU486064/b25bc1650170d730c695523d6c66b45b.jpg", "https://vehicle-images.carscommerce.inc/c75f-110013116/KMHRC8A30TU486064/2f7dd73317a56c8254a17618dfc7271e.png", "https://vehicle-images.carscommerce.inc/432d-110013116/KMHRC8A30TU486064/2fc2942e71fe76651a0aad9ac05ec2ab.jpg", "https://vehicle-images.carscommerce.inc/73c2-110013116/KMHRC8A30TU486064/45873909e97e77e8939ab304ba2bc298.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25115.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A30TU486064.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a30tu486064/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a30tu486064/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A30TU486064.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A30TU486064.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A30TU486064.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a30tu486064/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $185. This offer applies to Stock #KMHRC8A30TU486064, VIN KMHRC8A30TU486064. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,115. Advertised price: $24,930. Savings: $185, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,115"}, {"label": "Advertised price", "value": "$24,930"}, {"label": "Savings", "value": "$185, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $185", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Push Start", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24930.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A30TU486064_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 506, "unit": "per_month", "display": "$506/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24930.0, "price_incl_doc": 24930.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 505.83, "amount_financed": 26488.13, "sales_tax": 1558.13, "total_of_payments": 30349.91, "finance_charge": 3861.78, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHRC8A30TU486064, VIN KMHRC8A30TU486064. $506 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,930, before any dealer documentation fee. Amount financed $26,488, including $1,558 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,350. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A30TU486064_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24930.0, "price_incl_doc": 24930.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 393.21, "amount_financed": 26488.13, "sales_tax": 1558.13, "total_of_payments": 33029.27, "finance_charge": 6541.14, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHRC8A30TU486064, VIN KMHRC8A30TU486064. $393 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,930, before any dealer documentation fee. Amount financed $26,488, including $1,558 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,029. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 153}}, {"vin": "KM8RJES2XTU057623", "title": "2026 Hyundai PALISADE Pro", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Pro", "decoded_trim": "XRT Pro", "condition": "new", "price": 46666.0, "msrp": 52155.0, "sale_price": 48166.0, "currency": "USD", "mileage": 12, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28090", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/508b-110013116/KM8RJES2XTU057623/94dde6c43243eba9bb36da86476dfef5.jpg", "images": ["https://vehicle-images.carscommerce.inc/508b-110013116/KM8RJES2XTU057623/94dde6c43243eba9bb36da86476dfef5.jpg", "https://vehicle-images.carscommerce.inc/b901-110013116/KM8RJES2XTU057623/ba5e56f396fe62744a2db878970c2109.jpg", "https://vehicle-images.carscommerce.inc/1636-110013116/KM8RJES2XTU057623/78b9d272358ed3d4480574909af88da7.jpg", "https://vehicle-images.carscommerce.inc/2b9d-110013116/KM8RJES2XTU057623/68997e78d296213217b12bcb4360039b.jpg", "https://vehicle-images.carscommerce.inc/9196-110013116/KM8RJES2XTU057623/6f1e7c0c05608cf227cec29564bbd31b.png", "https://vehicle-images.carscommerce.inc/1ed5-110013116/KM8RJES2XTU057623/ca6d4697c8af59202b306180269ba51a.jpg", "https://vehicle-images.carscommerce.inc/42b8-110013116/KM8RJES2XTU057623/aa51bc02b8f65c6ef3f9431add7e84bc.jpg", "https://vehicle-images.carscommerce.inc/398d-110013116/KM8RJES2XTU057623/129ef132e5ee5d0e86a83b50a78a7d1f.png", "https://vehicle-images.carscommerce.inc/3722-110013116/KM8RJES2XTU057623/8e8121945a535f0be20aec5904495ccb.jpg", "https://vehicle-images.carscommerce.inc/44a5-110013116/KM8RJES2XTU057623/a3ac210cce6f8c30590066e454a7ec3f.jpg", "https://vehicle-images.carscommerce.inc/d2d1-110013116/KM8RJES2XTU057623/ca313f621f8afb4114b14d74978944c3.png", "https://vehicle-images.carscommerce.inc/5d29-110013116/KM8RJES2XTU057623/6b418557590fae51cff3d61de54ee72b.jpg", "https://vehicle-images.carscommerce.inc/3237-110013116/KM8RJES2XTU057623/11d8116377627028f237eb63281704b6.jpg", "https://vehicle-images.carscommerce.inc/e1dd-110013116/KM8RJES2XTU057623/8731f370c4bcb43781551a2a3bcf28dd.png", "https://vehicle-images.carscommerce.inc/20aa-110013116/KM8RJES2XTU057623/8b60272672a368e6e1e087324e19c84c.jpg", "https://vehicle-images.carscommerce.inc/5a48-110013116/KM8RJES2XTU057623/ce7fcc075d92124b0cef0cc90fa4ffa8.jpg", "https://vehicle-images.carscommerce.inc/7051-110013116/KM8RJES2XTU057623/5d6774985f6955688c3aa529fd0ea1da.png", "https://vehicle-images.carscommerce.inc/db03-110013116/KM8RJES2XTU057623/6a25bae3685cec1f65955f94adad9f7d.jpg", "https://vehicle-images.carscommerce.inc/80ae-110013116/KM8RJES2XTU057623/0dff65b5a5bcfe23d161038d18265f3a.jpg", "https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RJES2XTU057623/0f2b801f761c1fbefbb40dd7b5dc8f25.jpg", "https://vehicle-images.carscommerce.inc/3855-110013116/KM8RJES2XTU057623/ec1cacb09390756853649526382e4d71.jpg", "https://vehicle-images.carscommerce.inc/2bdc-110013116/KM8RJES2XTU057623/708f72cfd9593cfe639593d4454109f0.png", "https://vehicle-images.carscommerce.inc/5586-110013116/KM8RJES2XTU057623/906b6fb0f751e660c276b56e90bfedab.jpg", "https://vehicle-images.carscommerce.inc/cd81-110013116/KM8RJES2XTU057623/39119f7997973dbd0b1e7ae4556d541b.jpg", "https://vehicle-images.carscommerce.inc/e399-110013116/KM8RJES2XTU057623/49dcc8b5279d0456be1caeb5389c00f3.jpg", "https://vehicle-images.carscommerce.inc/ca3a-110013116/KM8RJES2XTU057623/8b252f6e1f54c7fd026c604e624d5183.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52155.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RJES2XTU057623.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes2xtu057623/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes2xtu057623/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES2XTU057623.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES2XTU057623.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES2XTU057623.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes2xtu057623/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,489. This offer applies to Stock #28090, VIN KM8RJES2XTU057623. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,155. Advertised price: $46,666. Savings: $5,489, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,155"}, {"label": "Advertised price", "value": "$46,666"}, {"label": "Savings", "value": "$5,489, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,489", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46666.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES2XTU057623_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 913, "unit": "per_month", "display": "$913/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46666.0, "price_incl_doc": 46666.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 912.92, "amount_financed": 49582.63, "sales_tax": 2916.63, "total_of_payments": 54774.95, "finance_charge": 5192.32, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28090, VIN KM8RJES2XTU057623. $913 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $46,666, before any dealer documentation fee. Amount financed $49,583, including $2,917 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $54,775. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES2XTU057623_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 689, "unit": "per_month", "display": "$689/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46666.0, "price_incl_doc": 46666.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 688.65, "amount_financed": 49582.63, "sales_tax": 2916.63, "total_of_payments": 49582.63, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28090, VIN KM8RJES2XTU057623. $689 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,666, before any dealer documentation fee. Amount financed $49,583, including $2,917 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,583. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 137}}, {"vin": "5NMJBCDE7TH617180", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31080.0, "msrp": 34605.0, "sale_price": 31830.0, "currency": "USD", "mileage": 20, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28211", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://vehicle-images.carscommerce.inc/e74a-110013116/5NMJBCDE7TH617180/46b041e0c324a2470e7c45cd491e2146.png", "https://vehicle-images.carscommerce.inc/21a1-110013116/5NMJBCDE7TH617180/775b43091e3f47736f4d18caf22fc1b3.jpg", "https://vehicle-images.carscommerce.inc/6096-110013116/5NMJBCDE7TH617180/129edaffe4d6a9fcc286f02ff0f56a17.jpg", "https://vehicle-images.carscommerce.inc/75e3-110013116/5NMJBCDE7TH617180/c0198a094dd536348fd4606fe8f3971b.jpg", "https://vehicle-images.carscommerce.inc/a633-110013116/5NMJBCDE7TH617180/23cf50b0f50a25dd5ffe1d7f73022e3e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34605.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE7TH617180.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th617180/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th617180/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE7TH617180.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH617180.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH617180.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th617180/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,525. This offer applies to Stock #28211, VIN 5NMJBCDE7TH617180. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,605. Advertised price: $31,080. Savings: $3,525, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,605"}, {"label": "Advertised price", "value": "$31,080"}, {"label": "Savings", "value": "$3,525, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,525", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31080.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE7TH617180_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 550, "unit": "per_month", "display": "$550/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31080.0, "price_incl_doc": 31080.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 550.38, "amount_financed": 33022.5, "sales_tax": 1942.5, "total_of_payments": 33022.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28211, VIN 5NMJBCDE7TH617180. $550 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,080, before any dealer documentation fee. Amount financed $33,022, including $1,942 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,022. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH617180_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 490, "unit": "per_month", "display": "$490/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31080.0, "price_incl_doc": 31080.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 490.21, "amount_financed": 33022.5, "sales_tax": 1942.5, "total_of_payments": 41177.28, "finance_charge": 8154.78, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28211, VIN 5NMJBCDE7TH617180. $490 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,080, before any dealer documentation fee. Amount financed $33,022, including $1,942 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,177. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH617180_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 388, "unit": "per_month", "display": "$388/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34605.0, "selling_price": 31080.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 388.02, "net_cap_cost": 31730.0, "residual_value": 21455.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 388.02, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 548.02}, "total_of_payments": 13968, "total_of_payments_unrounded": 13968.72}, "disclosure": "Estimated lease payment for stock #28211, VIN 5NMJBCDE7TH617180. $388 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $548, made up of $388 first payment, $60 title, $100 registration. MSRP $34,605. Lease selling price $31,080. Net capitalized cost $31,730. Residual value $21,455, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,968. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH617180_lease", "type": "lease", "label": "Lease", "headline": {"value": 295, "unit": "per_month", "display": "$295/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34605.0, "selling_price": 31080.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 294.72, "net_cap_cost": 28731.0, "residual_value": 21455.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 294.72, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3453.72}, "total_of_payments": 10620, "total_of_payments_unrounded": 10609.92}, "disclosure": "Estimated lease payment for stock #28211, VIN 5NMJBCDE7TH617180. $295 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,454, made up of $295 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,605. Lease selling price $31,080. Net capitalized cost $28,731. Residual value $21,455, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 192}}, {"vin": "1V2WNPE81PC029792", "title": "2023 Volkswagen ID.4 S", "year": 2023, "make": "Volkswagen", "model": "ID.4", "trim": "S", "decoded_trim": "Pro S", "condition": "used", "price": 25912.0, "msrp": 0.0, "sale_price": 27343.0, "currency": "USD", "mileage": 31398, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": null, "engine": "Electric Motor", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "Single-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1034", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-id-4-pro-s-awd-4d-sport-utility-1v2wnpe81pc029792/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1V2WNPE81PC029792.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1V2WNPE81PC029792.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1V2WNPE81PC029792.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-id-4-pro-s-awd-4d-sport-utility-1v2wnpe81pc029792/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1034, VIN 1V2WNPE81PC029792. Advertised price: $25,912. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,912"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25912.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2WNPE81PC029792_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 646, "unit": "per_month", "display": "$646/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25912.0, "price_incl_doc": 25912.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 646.45, "amount_financed": 27531.5, "sales_tax": 1619.5, "total_of_payments": 31029.69, "finance_charge": 3498.19, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1034, VIN 1V2WNPE81PC029792. $646 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,912, before any dealer documentation fee. Amount financed $27,532, including $1,620 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,030. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2WNPE81PC029792_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 539, "unit": "per_month", "display": "$539/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25912.0, "price_incl_doc": 25912.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 538.56, "amount_financed": 27531.5, "sales_tax": 1619.5, "total_of_payments": 32313.39, "finance_charge": 4781.89, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1034, VIN 1V2WNPE81PC029792. $539 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,912, before any dealer documentation fee. Amount financed $27,532, including $1,620 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,313. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2WNPE81PC029792_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 469, "unit": "per_month", "display": "$469/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25912.0, "price_incl_doc": 25912.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 469.25, "amount_financed": 27531.5, "sales_tax": 1619.5, "total_of_payments": 33786.18, "finance_charge": 6254.68, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1034, VIN 1V2WNPE81PC029792. $469 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,912, before any dealer documentation fee. Amount financed $27,532, including $1,620 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,786. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 136}}, {"vin": "5NMJACDEXTH713789", "title": "2026 Hyundai TUCSON SE", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 29856.0, "msrp": 33290.0, "sale_price": 29856.0, "currency": "USD", "mileage": 15, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28790", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/52b4-110013116/5NMJACDEXTH713789/36ee8cb413a7c954d07e3be7d1c22c38.jpg", "images": ["https://vehicle-images.carscommerce.inc/52b4-110013116/5NMJACDEXTH713789/36ee8cb413a7c954d07e3be7d1c22c38.jpg", "https://vehicle-images.carscommerce.inc/a371-110013116/5NMJACDEXTH713789/ada1f6da4c8a138ac61561fc92399080.jpg", "https://vehicle-images.carscommerce.inc/d831-110013116/5NMJACDEXTH713789/6ff42726ea28c1f8ae6bc373dced72ba.jpg", "https://vehicle-images.carscommerce.inc/7955-110013116/5NMJACDEXTH713789/9841a8fc9fa0415e42a96c29d13bd8c7.jpg", "https://vehicle-images.carscommerce.inc/10cf-110013116/5NMJACDEXTH713789/9af2423f4cffdb95ecb98e7847438fe6.png", "https://vehicle-images.carscommerce.inc/2f65-110013116/5NMJACDEXTH713789/50d2b4eb15045dbd39612c7352ca21b1.jpg", "https://vehicle-images.carscommerce.inc/65c9-110013116/5NMJACDEXTH713789/1a2d305fd66ee6e66695db2f88b45caa.jpg", "https://vehicle-images.carscommerce.inc/ac36-110013116/5NMJACDEXTH713789/c3244ba0007fbb204574f57e4c906046.png", "https://vehicle-images.carscommerce.inc/1106-110013116/5NMJACDEXTH713789/fd9d7be055e5be14f8681ebba52bb0bc.jpg", "https://vehicle-images.carscommerce.inc/dce0-110013116/5NMJACDEXTH713789/118baf54b21734ddb5674137263dc901.jpg", "https://vehicle-images.carscommerce.inc/a2f1-110013116/5NMJACDEXTH713789/e4261e9e45eeea9c7defec7f21b97e89.png", "https://vehicle-images.carscommerce.inc/4cd9-110013116/5NMJACDEXTH713789/0e00bc21e2f6dfe018ff1f14088a245b.jpg", "https://vehicle-images.carscommerce.inc/48e0-110013116/5NMJACDEXTH713789/7b06b1eacf97b12d4809c5cd93a22047.jpg", "https://vehicle-images.carscommerce.inc/6fc4-110013116/5NMJACDEXTH713789/181282de51644ba4cecf7a66079cdda6.png", "https://vehicle-images.carscommerce.inc/3b0a-110013116/5NMJACDEXTH713789/4e8cc8bc5894e969372f93313791d8a6.jpg", "https://vehicle-images.carscommerce.inc/c9cd-110013116/5NMJACDEXTH713789/7d1afb27d41d5c6ac215f8fcdd55f11b.jpg", "https://vehicle-images.carscommerce.inc/4661-110013116/5NMJACDEXTH713789/caf628e782e53c82899e376ac45e2d85.png", "https://vehicle-images.carscommerce.inc/6028-110013116/5NMJACDEXTH713789/2a5afb73025dfa729d84c5e4d461b2d5.jpg", "https://vehicle-images.carscommerce.inc/ee61-110013116/5NMJACDEXTH713789/63d40e90fd684810697bb39aa349fb84.jpg", "https://vehicle-images.carscommerce.inc/94ff-110013116/5NMJACDEXTH713789/2f2c3346f2841d60deb7008b3cf91f23.jpg", "https://vehicle-images.carscommerce.inc/1692-110013116/5NMJACDEXTH713789/d9f1f77be541110ec62b962fe8877ff6.jpg", "https://vehicle-images.carscommerce.inc/62b1-110013116/5NMJACDEXTH713789/5b7f82f700f3209509fcee5bbe08ca5a.png", "https://vehicle-images.carscommerce.inc/f930-110013116/5NMJACDEXTH713789/4fde13913b73cabb66406c947e0ada6f.jpg", "https://vehicle-images.carscommerce.inc/e2a3-110013116/5NMJACDEXTH713789/17e29285b2cb593f49cbfb758fc749df.jpg", "https://vehicle-images.carscommerce.inc/65bb-110013116/5NMJACDEXTH713789/da9125738f960ab3e70986c74fee4eb2.jpg", "https://vehicle-images.carscommerce.inc/533c-110013116/5NMJACDEXTH713789/8779d44dc047fe1221fed4b307112371.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33290.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJACDEXTH713789.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacdexth713789/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacdexth713789/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJACDEXTH713789.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDEXTH713789.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDEXTH713789.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacdexth713789/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,434. This offer applies to Stock #28790, VIN 5NMJACDEXTH713789. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $33,290. Advertised price: $29,856. Savings: $3,434, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$33,290"}, {"label": "Advertised price", "value": "$29,856"}, {"label": "Savings", "value": "$3,434, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,434", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29856.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJACDEXTH713789_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 529, "unit": "per_month", "display": "$529/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29856.0, "price_incl_doc": 29856.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.7, "amount_financed": 31722.0, "sales_tax": 1866.0, "total_of_payments": 31722.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28790, VIN 5NMJACDEXTH713789. $529 per month for 60 months at 0% APR, $0 cash down. Advertised price $29,856, before any dealer documentation fee. Amount financed $31,722, including $1,866 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $31,722. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDEXTH713789_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 471, "unit": "per_month", "display": "$471/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29856.0, "price_incl_doc": 29856.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 470.9, "amount_financed": 31722.0, "sales_tax": 1866.0, "total_of_payments": 39555.62, "finance_charge": 7833.62, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28790, VIN 5NMJACDEXTH713789. $471 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $29,856, before any dealer documentation fee. Amount financed $31,722, including $1,866 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $39,556. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDEXTH713789_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 373, "unit": "per_month", "display": "$373/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33290.0, "selling_price": 29856.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 372.7, "net_cap_cost": 30506.0, "residual_value": 20639.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 372.7, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 532.7}, "total_of_payments": 13428, "total_of_payments_unrounded": 13417.2}, "disclosure": "Estimated lease payment for stock #28790, VIN 5NMJACDEXTH713789. $373 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $533, made up of $373 first payment, $60 title, $100 registration. MSRP $33,290. Lease selling price $29,856. Net capitalized cost $30,506. Residual value $20,640, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,428. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDEXTH713789_lease", "type": "lease", "label": "Lease", "headline": {"value": 279, "unit": "per_month", "display": "$279/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33290.0, "selling_price": 29856.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 279.41, "net_cap_cost": 27507.0, "residual_value": 20639.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 279.41, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3438.41}, "total_of_payments": 10044, "total_of_payments_unrounded": 10058.76}, "disclosure": "Estimated lease payment for stock #28790, VIN 5NMJACDEXTH713789. $279 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,438, made up of $279 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $33,290. Lease selling price $29,856. Net capitalized cost $27,507. Residual value $20,640, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,044. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 194}}, {"vin": "5NMJBCDEXTH651078", "title": "2026 Hyundai Tucson SEL", "year": 2026, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "used", "price": 31401.0, "msrp": 0.0, "sale_price": 31919.0, "currency": "USD", "mileage": null, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260366", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/790c-110013116/5NMJBCDEXTH651078/ebd37b9bbcf3cffc68c56fe4121ea8bb.jpg", "images": ["https://vehicle-images.carscommerce.inc/790c-110013116/5NMJBCDEXTH651078/ebd37b9bbcf3cffc68c56fe4121ea8bb.jpg", "https://vehicle-images.carscommerce.inc/8411-110013116/5NMJBCDEXTH651078/2e5ac60e9af6fa688b9e00364e72edce.jpg", "https://vehicle-images.carscommerce.inc/ca6d-110013116/5NMJBCDEXTH651078/e467cc4bd22bcf5fd49ce18bdc6a8a91.jpg", "https://vehicle-images.carscommerce.inc/eb3d-110013116/5NMJBCDEXTH651078/6c6b8188ac9199a63eaa72f99be1e680.jpg", "https://vehicle-images.carscommerce.inc/d28a-110013116/5NMJBCDEXTH651078/c4edca8745780649479eefd5da0d2a2b.jpg", "https://vehicle-images.carscommerce.inc/3593-110013116/5NMJBCDEXTH651078/c164746da4e8491caf914ee22c305f2d.jpg", "https://vehicle-images.carscommerce.inc/5536-110013116/5NMJBCDEXTH651078/917541873d5e0a1df7051ba3b5dcf40d.jpg", "https://vehicle-images.carscommerce.inc/699b-110013116/5NMJBCDEXTH651078/a03b17d41ee0c3da0b3a2adcd0c13191.jpg", "https://vehicle-images.carscommerce.inc/d494-110013116/5NMJBCDEXTH651078/013af8bda9e78f482d72189b841081c5.jpg", "https://vehicle-images.carscommerce.inc/5c07-110013116/5NMJBCDEXTH651078/80c43f34cb74a2e3d5b34d73affd74d3.jpg", "https://vehicle-images.carscommerce.inc/701f-110013116/5NMJBCDEXTH651078/70d8988019652c2b1529a7851fb10a28.jpg", "https://vehicle-images.carscommerce.inc/df6d-110013116/5NMJBCDEXTH651078/c1ada4270c4b476842124142b7f82b02.jpg", "https://vehicle-images.carscommerce.inc/b858-110013116/5NMJBCDEXTH651078/b2e0c3472d4cf8c373544bf94159218d.jpg", "https://vehicle-images.carscommerce.inc/9846-110013116/5NMJBCDEXTH651078/d720445f818da35d10a49a2343ce408b.jpg", "https://vehicle-images.carscommerce.inc/a31d-110013116/5NMJBCDEXTH651078/a199b68c6b2d4b1bd11286fe6de04186.jpg", "https://vehicle-images.carscommerce.inc/2ecf-110013116/5NMJBCDEXTH651078/45681a49cf6db4d64eb53cf205326518.jpg", "https://vehicle-images.carscommerce.inc/dd2e-110013116/5NMJBCDEXTH651078/12ba428bdeebf0e2e45db89b28dd5ec7.jpg", "https://vehicle-images.carscommerce.inc/8c54-110013116/5NMJBCDEXTH651078/5a08b8df0f0bc70fc0bd98c794a0e073.jpg", "https://vehicle-images.carscommerce.inc/4ae1-110013116/5NMJBCDEXTH651078/df456fadc7b0dda37aee124b55b084fb.jpg", "https://vehicle-images.carscommerce.inc/d804-110013116/5NMJBCDEXTH651078/80c6588cd397f09bf77b6162b9166124.jpg", "https://vehicle-images.carscommerce.inc/d647-110013116/5NMJBCDEXTH651078/ed9018aa4259f24a6caebe6474165f6f.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDEXTH651078.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcdexth651078/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcdexth651078/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDEXTH651078.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDEXTH651078.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDEXTH651078.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcdexth651078/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260366, VIN 5NMJBCDEXTH651078. Advertised price: $31,401. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,401"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31401.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDEXTH651078_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31401.0, "price_incl_doc": 31401.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 783.39, "amount_financed": 33363.56, "sales_tax": 1962.56, "total_of_payments": 37602.78, "finance_charge": 4239.22, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260366, VIN 5NMJBCDEXTH651078. $783 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,401, before any dealer documentation fee. Amount financed $33,364, including $1,963 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,603. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH651078_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 653, "unit": "per_month", "display": "$653/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31401.0, "price_incl_doc": 31401.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 652.64, "amount_financed": 33363.56, "sales_tax": 1962.56, "total_of_payments": 39158.41, "finance_charge": 5794.85, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260366, VIN 5NMJBCDEXTH651078. $653 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,401, before any dealer documentation fee. Amount financed $33,364, including $1,963 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,158. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH651078_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 569, "unit": "per_month", "display": "$569/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31401.0, "price_incl_doc": 31401.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 568.66, "amount_financed": 33363.56, "sales_tax": 1962.56, "total_of_payments": 40943.19, "finance_charge": 7579.63, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260366, VIN 5NMJBCDEXTH651078. $569 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,401, before any dealer documentation fee. Amount financed $33,364, including $1,963 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,943. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 146}}, {"vin": "KMHL54JJ2TA177088", "title": "2026 Hyundai SONATA HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 38137.0, "msrp": 40120.0, "sale_price": 38137.0, "currency": "USD", "mileage": 2, "exterior_color": "Black", "interior_color": "Dark Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "HD261067", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/eb61-110013116/KMHL54JJ2TA177088/2b8aacef241679d828f54adb0dd8b842.jpg", "images": ["https://vehicle-images.carscommerce.inc/eb61-110013116/KMHL54JJ2TA177088/2b8aacef241679d828f54adb0dd8b842.jpg", "https://vehicle-images.carscommerce.inc/f7ca-110013116/KMHL54JJ2TA177088/228bc8309da2119b567f495dcf4c92c7.jpg", "https://vehicle-images.carscommerce.inc/c360-110013116/KMHL54JJ2TA177088/55c2bbc1477c77ab2e235b50c22b5e17.jpg", "https://vehicle-images.carscommerce.inc/352d-110013116/KMHL54JJ2TA177088/a569193e80dfad6991b7eea3154ba9f3.jpg", "https://vehicle-images.carscommerce.inc/bd22-110013116/KMHL54JJ2TA177088/6db6cc530fadfb38bf5cd072327833b4.png", "https://vehicle-images.carscommerce.inc/53f1-110013116/KMHL54JJ2TA177088/9c64eb7870cb9cd6a88280c8d5cfccc6.jpg", "https://vehicle-images.carscommerce.inc/915b-110013116/KMHL54JJ2TA177088/f83a4a3aa57efbe63ca627a33893116a.jpg", "https://vehicle-images.carscommerce.inc/372b-110013116/KMHL54JJ2TA177088/b07e4465a9c06b2ffee5db828cdcf2c0.png", "https://vehicle-images.carscommerce.inc/d675-110013116/KMHL54JJ2TA177088/eb51aeb16c4c30fdc74601d036efc5ed.jpg", "https://vehicle-images.carscommerce.inc/651a-110013116/KMHL54JJ2TA177088/301866491899ff128b319177e65d1363.jpg", "https://vehicle-images.carscommerce.inc/596a-110013116/KMHL54JJ2TA177088/3db139f5455fb89050cdaf7583a58650.png", "https://vehicle-images.carscommerce.inc/cffa-110013116/KMHL54JJ2TA177088/6c3ec4ab435e56debea4076c9253b787.jpg", "https://vehicle-images.carscommerce.inc/6d1c-110013116/KMHL54JJ2TA177088/bacfd92932f09bf4974ebe3b25ea5681.jpg", "https://vehicle-images.carscommerce.inc/4a8a-110013116/KMHL54JJ2TA177088/e52853bb1cab1a37e3e81426ce9cdb4a.png", "https://vehicle-images.carscommerce.inc/1bf3-110013116/KMHL54JJ2TA177088/471eba131f99cf6cf9b49224f58f9e49.jpg", "https://vehicle-images.carscommerce.inc/c855-110013116/KMHL54JJ2TA177088/9d042e2a6081d8754494c6e95818815a.jpg", "https://vehicle-images.carscommerce.inc/1b9f-110013116/KMHL54JJ2TA177088/eb7842da91618d9fec9adeabc3dc2a3c.png", "https://vehicle-images.carscommerce.inc/97e5-110013116/KMHL54JJ2TA177088/84b6bfe47770e1f70c87a4e0aa8c8cc7.jpg", "https://vehicle-images.carscommerce.inc/bebc-110013116/KMHL54JJ2TA177088/ae87b0f9095debdca4acb33780172496.jpg", "https://vehicle-images.carscommerce.inc/49dc-110013116/KMHL54JJ2TA177088/79c418f545fe56b45e06c9f1be649d9d.png", "https://vehicle-images.carscommerce.inc/25b8-110013116/KMHL54JJ2TA177088/cb5d08486ada1bede1d07049c59fe225.jpg", "https://vehicle-images.carscommerce.inc/4828-110013116/KMHL54JJ2TA177088/dcdd63b7fc80d07a6aa858bfa67210ba.jpg", "https://vehicle-images.carscommerce.inc/f628-110013116/KMHL54JJ2TA177088/ab90db73409f365a86d225bbfef124de.png", "https://vehicle-images.carscommerce.inc/8b96-110013116/KMHL54JJ2TA177088/2ddf3e05b2c0276fad0027e016eb9e56.jpg", "https://vehicle-images.carscommerce.inc/25e2-110013116/KMHL54JJ2TA177088/253aa55b09823d85bbacdfbaa8dc73fb.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "Limited", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 40120.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL54JJ2TA177088.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4d-sedan-kmhl54jj2ta177088/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4d-sedan-kmhl54jj2ta177088/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL54JJ2TA177088.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JJ2TA177088.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JJ2TA177088.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4d-sedan-kmhl54jj2ta177088/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,983. This offer applies to Stock #HD261067, VIN KMHL54JJ2TA177088. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,120. Advertised price: $38,137. Savings: $1,983, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,120"}, {"label": "Advertised price", "value": "$38,137"}, {"label": "Savings", "value": "$1,983, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,983", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38137.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL54JJ2TA177088_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 710, "unit": "per_month", "display": "$710/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38137.0, "price_incl_doc": 38137.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 710.06, "amount_financed": 40520.56, "sales_tax": 2383.56, "total_of_payments": 42603.44, "finance_charge": 2082.88, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261067, VIN KMHL54JJ2TA177088. $710 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $38,137, before any dealer documentation fee. Amount financed $40,521, including $2,384 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $42,603. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL54JJ2TA177088_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 602, "unit": "per_month", "display": "$602/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38137.0, "price_incl_doc": 38137.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.51, "amount_financed": 40520.56, "sales_tax": 2383.56, "total_of_payments": 50526.95, "finance_charge": 10006.39, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261067, VIN KMHL54JJ2TA177088. $602 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,137, before any dealer documentation fee. Amount financed $40,521, including $2,384 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,527. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj6ta176399/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL34JJ6TA176399.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ6TA176399.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ6TA176399.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj6ta176399/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,912. This offer applies to Stock #28753, VIN KMHL34JJ6TA176399. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,830. Advertised price: $32,918. Savings: $1,912, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,830"}, {"label": "Advertised price", "value": "$32,918"}, {"label": "Savings", "value": "$1,912, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,912", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32918.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL34JJ6TA176399_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 613, "unit": "per_month", "display": "$613/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32918.0, "price_incl_doc": 32918.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 612.89, "amount_financed": 34975.38, "sales_tax": 2057.38, "total_of_payments": 36773.22, "finance_charge": 1797.84, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28753, VIN KMHL34JJ6TA176399. $613 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $32,918, before any dealer documentation fee. Amount financed $34,975, including $2,057 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $36,773. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL34JJ6TA176399_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 519, "unit": "per_month", "display": "$519/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32918.0, "price_incl_doc": 32918.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 519.2, "amount_financed": 34975.38, "sales_tax": 2057.38, "total_of_payments": 43612.41, "finance_charge": 8637.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28753, VIN KMHL34JJ6TA176399. $519 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,918, before any dealer documentation fee. Amount financed $34,975, including $2,057 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $43,612. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde8th656229/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE8TH656229.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE8TH656229.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE8TH656229.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde8th656229/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260329, VIN 5NMJBCDE8TH656229. Advertised price: $31,398. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,398"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31398.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE8TH656229_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31398.0, "price_incl_doc": 31398.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 783.32, "amount_financed": 33360.38, "sales_tax": 1962.38, "total_of_payments": 37599.19, "finance_charge": 4238.81, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260329, VIN 5NMJBCDE8TH656229. $783 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,398, before any dealer documentation fee. Amount financed $33,360, including $1,962 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,599. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE8TH656229_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 653, "unit": "per_month", "display": "$653/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31398.0, "price_incl_doc": 31398.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 652.58, "amount_financed": 33360.38, "sales_tax": 1962.38, "total_of_payments": 39154.67, "finance_charge": 5794.29, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260329, VIN 5NMJBCDE8TH656229. $653 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,398, before any dealer documentation fee. Amount financed $33,360, including $1,962 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,155. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE8TH656229_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 569, "unit": "per_month", "display": "$569/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31398.0, "price_incl_doc": 31398.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 568.6, "amount_financed": 33360.38, "sales_tax": 1962.38, "total_of_payments": 40939.28, "finance_charge": 7578.9, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260329, VIN 5NMJBCDE8TH656229. $569 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,398, before any dealer documentation fee. Amount financed $33,360, including $1,962 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,939. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,171"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23171.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5YJSA1E23JF248476_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 578, "unit": "per_month", "display": "$578/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23171.0, "price_incl_doc": 23171.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 578.07, "amount_financed": 24619.19, "sales_tax": 1448.19, "total_of_payments": 27747.34, "finance_charge": 3128.15, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0507A, VIN 5YJSA1E23JF248476. $578 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,171, before any dealer documentation fee. Amount financed $24,619, including $1,448 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,747. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5YJSA1E23JF248476_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 482, "unit": "per_month", "display": "$482/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23171.0, "price_incl_doc": 23171.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 481.59, "amount_financed": 24619.19, "sales_tax": 1448.19, "total_of_payments": 28895.24, "finance_charge": 4276.05, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0507A, VIN 5YJSA1E23JF248476. $482 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,171, before any dealer documentation fee. Amount financed $24,619, including $1,448 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,895. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5YJSA1E23JF248476_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 420, "unit": "per_month", "display": "$420/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23171.0, "price_incl_doc": 23171.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 419.61, "amount_financed": 24619.19, "sales_tax": 1448.19, "total_of_payments": 30212.25, "finance_charge": 5593.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0507A, VIN 5YJSA1E23JF248476. $420 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,171, before any dealer documentation fee. Amount financed $24,619, including $1,448 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,212. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 176}}, {"vin": "KM8HFCAB4TU420145", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 28267.0, "msrp": 31150.0, "sale_price": 30017.0, "currency": "USD", "mileage": 8, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28370", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/3af0-110013116/KM8HFCAB4TU420145/5dacf7e119babc14c91ccdd9bd1eada8.jpg", "images": ["https://vehicle-images.carscommerce.inc/3af0-110013116/KM8HFCAB4TU420145/5dacf7e119babc14c91ccdd9bd1eada8.jpg", "https://vehicle-images.carscommerce.inc/74ac-110013116/KM8HFCAB4TU420145/17c9499b931e14a148f91fb769305bf4.jpg", "https://vehicle-images.carscommerce.inc/b945-110013116/KM8HFCAB4TU420145/8e121823e451c9a2ec1390b27cb4a713.jpg", "https://vehicle-images.carscommerce.inc/fb93-110013116/KM8HFCAB4TU420145/ef88c7100a3ae2a59b9778dc2647b9db.jpg", "https://vehicle-images.carscommerce.inc/ca08-110013116/KM8HFCAB4TU420145/ffb69cf5ba9237bd002937d27c5ddb64.png", "https://vehicle-images.carscommerce.inc/80a8-110013116/KM8HFCAB4TU420145/28773bed74386e235530443b39ecf37b.jpg", "https://vehicle-images.carscommerce.inc/5c99-110013116/KM8HFCAB4TU420145/71ca3292965759d190da5e2699b5098d.jpg", "https://vehicle-images.carscommerce.inc/4ac0-110013116/KM8HFCAB4TU420145/aed71b6568d14dce537500910c93f02c.png", "https://vehicle-images.carscommerce.inc/35b5-110013116/KM8HFCAB4TU420145/3482094b6469426d6a14a44415d61768.jpg", "https://vehicle-images.carscommerce.inc/faa5-110013116/KM8HFCAB4TU420145/00dff373e4f51e623c5c841a4caaae42.jpg", "https://vehicle-images.carscommerce.inc/cfe7-110013116/KM8HFCAB4TU420145/15587d4c585d2f3025c02cf4cde67b5e.png", "https://vehicle-images.carscommerce.inc/f94c-110013116/KM8HFCAB4TU420145/36063e3669823e7e59e8d3713c441e69.jpg", "https://vehicle-images.carscommerce.inc/5eff-110013116/KM8HFCAB4TU420145/0e10b337a6311eebafe9e382eb97733c.jpg", "https://vehicle-images.carscommerce.inc/a20b-110013116/KM8HFCAB4TU420145/41a3d37385a4be304d6046a2cfa17e24.png", "https://vehicle-images.carscommerce.inc/1658-110013116/KM8HFCAB4TU420145/270f63f6978495759918f7129fcbb591.jpg", "https://vehicle-images.carscommerce.inc/7cda-110013116/KM8HFCAB4TU420145/c365e2c1843dfe62692f7d4f44c5751f.jpg", "https://vehicle-images.carscommerce.inc/fc73-110013116/KM8HFCAB4TU420145/f297feb18d3ad8b1dde3bd30470a7e32.png", "https://vehicle-images.carscommerce.inc/161e-110013116/KM8HFCAB4TU420145/4d0a84df4debb1bbf2692bc913d6e9c8.jpg", "https://vehicle-images.carscommerce.inc/a31a-110013116/KM8HFCAB4TU420145/a921f6fcfb79aec607cf5ff5a437c650.jpg", "https://vehicle-images.carscommerce.inc/b0fc-110013116/KM8HFCAB4TU420145/013a3647d42f5bfed8f572fe28e6d52f.jpg", "https://vehicle-images.carscommerce.inc/a25e-110013116/KM8HFCAB4TU420145/cc4caf146bd6acee1ede824dfb899d31.jpg", "https://vehicle-images.carscommerce.inc/7990-110013116/KM8HFCAB4TU420145/7a091f64d321eb174a32a09960fce366.png", "https://vehicle-images.carscommerce.inc/df20-110013116/KM8HFCAB4TU420145/983dbcb9b7f410acfa3520204077f3af.jpg", "https://vehicle-images.carscommerce.inc/4cc0-110013116/KM8HFCAB4TU420145/7ffb06c85fbaf2b82f996ccaeb2bd623.jpg", "https://vehicle-images.carscommerce.inc/584b-110013116/KM8HFCAB4TU420145/0e5b55a82c209fab3bfc46e486c6658c.jpg", "https://vehicle-images.carscommerce.inc/2001-110013116/KM8HFCAB4TU420145/3a0599bc8719249723f1f31af31ffecc.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31150.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB4TU420145.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab4tu420145/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab4tu420145/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB4TU420145.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB4TU420145.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB4TU420145.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab4tu420145/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,883. This offer applies to Stock #28370, VIN KM8HFCAB4TU420145. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,150. Advertised price: $28,267. Savings: $2,883, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,150"}, {"label": "Advertised price", "value": "$28,267"}, {"label": "Savings", "value": "$2,883, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,883", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28267.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB4TU420145_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 546, "unit": "per_month", "display": "$546/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28267.0, "price_incl_doc": 28267.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 546.23, "amount_financed": 30033.69, "sales_tax": 1766.69, "total_of_payments": 32773.84, "finance_charge": 2740.15, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28370, VIN KM8HFCAB4TU420145. $546 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,267, before any dealer documentation fee. Amount financed $30,034, including $1,767 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,774. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB4TU420145_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28267.0, "price_incl_doc": 28267.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 445.84, "amount_financed": 30033.69, "sales_tax": 1766.69, "total_of_payments": 37450.39, "finance_charge": 7416.7, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28370, VIN KM8HFCAB4TU420145. $446 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,267, before any dealer documentation fee. Amount financed $30,034, including $1,767 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,450. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 178}}, {"vin": "4JGFB4KB7NA709760", "title": "2022 Mercedes-Benz GLE 350", "year": 2022, "make": "Mercedes-Benz", "model": "GLE", "trim": "350", "decoded_trim": "GLE350 4MATIC", "condition": "used", "price": 37410.0, "msrp": 0.0, "sale_price": 35190.0, "currency": "USD", "mileage": 47454, "exterior_color": null, "interior_color": "Black", "drivetrain": "4MATIC\u00ae", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "9-Speed Automatic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0414", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-mercedes-benz-gle-gle-350-4matic%c2%ae-4d-sport-utility-4jgfb4kb7na709760/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/4JGFB4KB7NA709760.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/4JGFB4KB7NA709760.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/4JGFB4KB7NA709760.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-mercedes-benz-gle-gle-350-4matic%c2%ae-4d-sport-utility-4jgfb4kb7na709760/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0414, VIN 4JGFB4KB7NA709760. Advertised price: $37,410. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Premium Package", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4JGFB4KB7NA709760_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 933, "unit": "per_month", "display": "$933/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37410.0, "price_incl_doc": 37410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 933.3, "amount_financed": 39748.13, "sales_tax": 2338.13, "total_of_payments": 44798.58, "finance_charge": 5050.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0414, VIN 4JGFB4KB7NA709760. $933 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,410, before any dealer documentation fee. Amount financed $39,748, including $2,338 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $44,799. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4JGFB4KB7NA709760_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 778, "unit": "per_month", "display": "$778/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37410.0, "price_incl_doc": 37410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 777.53, "amount_financed": 39748.13, "sales_tax": 2338.13, "total_of_payments": 46651.9, "finance_charge": 6903.77, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0414, VIN 4JGFB4KB7NA709760. $778 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,410, before any dealer documentation fee. Amount financed $39,748, including $2,338 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $46,652. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4JGFB4KB7NA709760_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 677, "unit": "per_month", "display": "$677/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37410.0, "price_incl_doc": 37410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 677.48, "amount_financed": 39748.13, "sales_tax": 2338.13, "total_of_payments": 48778.22, "finance_charge": 9030.09, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0414, VIN 4JGFB4KB7NA709760. $677 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,410, before any dealer documentation fee. Amount financed $39,748, including $2,338 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $48,778. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 198}}, {"vin": "KM8HFCAB8TU420150", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 28767.0, "msrp": 31150.0, "sale_price": 30017.0, "currency": "USD", "mileage": 12, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "HD260519", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/a26c-110013116/KM8HFCAB8TU420150/d1715670a8e65563b1b6ec29e9ebeaba.jpg", "images": ["https://vehicle-images.carscommerce.inc/a26c-110013116/KM8HFCAB8TU420150/d1715670a8e65563b1b6ec29e9ebeaba.jpg", "https://vehicle-images.carscommerce.inc/e44b-110013116/KM8HFCAB8TU420150/9d2ea139f80fa91c8af646a7a89f10bf.jpg", "https://vehicle-images.carscommerce.inc/6c05-110013116/KM8HFCAB8TU420150/de8ad77aa31eb4464c0af897d134c616.jpg", "https://vehicle-images.carscommerce.inc/7e45-110013116/KM8HFCAB8TU420150/d4e6f7c9536953c6bf032c6be85ec02a.jpg", "https://vehicle-images.carscommerce.inc/578d-110013116/KM8HFCAB8TU420150/3ce9dd8f8120237318b41d2234db0fb9.jpg", "https://vehicle-images.carscommerce.inc/3ea0-110013116/KM8HFCAB8TU420150/2e0d9bbc1052f83ec1422f78b218bd1e.png", "https://vehicle-images.carscommerce.inc/aa25-110013116/KM8HFCAB8TU420150/cfb741e38347c62656cd0bdb158b1938.jpg", "https://vehicle-images.carscommerce.inc/6902-110013116/KM8HFCAB8TU420150/73b7776fcdb8a35fbde3d5733874d03d.jpg", "https://vehicle-images.carscommerce.inc/88dd-110013116/KM8HFCAB8TU420150/b4f82235870c49f2a7036c3e8a1f4912.png", "https://vehicle-images.carscommerce.inc/ac2f-110013116/KM8HFCAB8TU420150/d8e7ad428d4f6e51b5562f2f3b72f65d.jpg", "https://vehicle-images.carscommerce.inc/39bf-110013116/KM8HFCAB8TU420150/cfc27c5926ad431ea9e4858e814b4974.jpg", "https://vehicle-images.carscommerce.inc/5dc1-110013116/KM8HFCAB8TU420150/3d7276aa3829e04b1e6d77585f137a0e.png", "https://vehicle-images.carscommerce.inc/edb6-110013116/KM8HFCAB8TU420150/322306b8dd4f30c131aff72440b1ef56.jpg", "https://vehicle-images.carscommerce.inc/7232-110013116/KM8HFCAB8TU420150/dd4304ae8d1f4aa4f4b2b413433029e4.jpg", "https://vehicle-images.carscommerce.inc/4727-110013116/KM8HFCAB8TU420150/78522adcee57f1e67c4bb996f2d4124c.png", "https://vehicle-images.carscommerce.inc/7782-110013116/KM8HFCAB8TU420150/747bb131a02618ed2a3782ae3f4891ab.jpg", "https://vehicle-images.carscommerce.inc/c65d-110013116/KM8HFCAB8TU420150/0b75239b3a103349b537aee6d23c55a8.jpg", "https://vehicle-images.carscommerce.inc/e9ea-110013116/KM8HFCAB8TU420150/a77a3b6d35a34ab34255e6678d1f978e.png", "https://vehicle-images.carscommerce.inc/fe58-110013116/KM8HFCAB8TU420150/8cf3f5a342770fc675c480dbd00e9d90.jpg", "https://vehicle-images.carscommerce.inc/a8b8-110013116/KM8HFCAB8TU420150/839dcba4407b3eaff0469889e3dba96e.jpg", "https://vehicle-images.carscommerce.inc/4a8a-110013116/KM8HFCAB8TU420150/2fd0886d2eac06edd5b43a212a5c742c.png", "https://vehicle-images.carscommerce.inc/f796-110013116/KM8HFCAB8TU420150/ba2e8b892c4af9fb1c6cd7d704dc5db1.jpg", "https://vehicle-images.carscommerce.inc/a167-110013116/KM8HFCAB8TU420150/62924d3ee212e65eb5625edb1c6a692c.jpg", "https://vehicle-images.carscommerce.inc/a088-110013116/KM8HFCAB8TU420150/ae8ca5d50e49fcdf9ff10bab2a6282b3.png", "https://vehicle-images.carscommerce.inc/8c55-110013116/KM8HFCAB8TU420150/20b7d52a0b193f612944b7eab40551ca.jpg", "https://vehicle-images.carscommerce.inc/e9f8-110013116/KM8HFCAB8TU420150/18897b04b36034dc4be5940ee84ead6c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31150.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB8TU420150.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab8tu420150/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,383. This offer applies to Stock #HD260519, VIN KM8HFCAB8TU420150. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,150. Advertised price: $28,767. Savings: $2,383, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,150"}, {"label": "Advertised price", "value": "$28,767"}, {"label": "Savings", "value": "$2,383, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,383", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:45Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28767.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB8TU420150_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 556, "unit": "per_month", "display": "$556/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28767.0, "price_incl_doc": 28767.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 555.89, "amount_financed": 30564.94, "sales_tax": 1797.94, "total_of_payments": 33353.56, "finance_charge": 2788.62, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260519, VIN KM8HFCAB8TU420150. $556 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,767, before any dealer documentation fee. Amount financed $30,565, including $1,798 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $33,354. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB8TU420150_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 454, "unit": "per_month", "display": "$454/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28767.0, "price_incl_doc": 28767.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 453.72, "amount_financed": 30564.94, "sales_tax": 1797.94, "total_of_payments": 38112.83, "finance_charge": 7547.89, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260519, VIN KM8HFCAB8TU420150. $454 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,767, before any dealer documentation fee. Amount financed $30,565, including $1,798 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $38,113. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-premium-8p-awd-sport-utility-km8rnes26tu131513/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RNES26TU131513.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES26TU131513.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES26TU131513.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-premium-8p-awd-sport-utility-km8rnes26tu131513/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,930. This offer applies to Stock #HD261048, VIN KM8RNES26TU131513. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,665. Advertised price: $45,735. Savings: $3,930, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,665"}, {"label": "Advertised price", "value": "$45,735"}, {"label": "Savings", "value": "$3,930, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,930", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45735.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RNES26TU131513_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 895, "unit": "per_month", "display": "$895/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45735.0, "price_incl_doc": 45735.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 894.7, "amount_financed": 48593.44, "sales_tax": 2858.44, "total_of_payments": 53682.17, "finance_charge": 5088.73, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261048, VIN KM8RNES26TU131513. $895 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $45,735, before any dealer documentation fee. Amount financed $48,593, including $2,858 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $53,682. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RNES26TU131513_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 675, "unit": "per_month", "display": "$675/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45735.0, "price_incl_doc": 45735.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 674.91, "amount_financed": 48593.44, "sales_tax": 2858.44, "total_of_payments": 48593.44, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261048, VIN KM8RNES26TU131513. $675 per month for 72 months at 0% APR, $0 cash down. Advertised price $45,735, before any dealer documentation fee. Amount financed $48,593, including $2,858 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $48,593. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 234}}, {"vin": "KMHL34JJ4TA182850", "title": "2026 Hyundai SONATA HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 32466.0, "msrp": 34360.0, "sale_price": 34773.0, "currency": "USD", "mileage": null, "exterior_color": "Portofino Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 5, "engine": "Gas/Electric I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL34JJ4TA182850", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/1214-110013116/KMHL34JJ4TA182850/f09baad59bcc38abfb372a4c978b044b.jpg", "images": ["https://vehicle-images.carscommerce.inc/1214-110013116/KMHL34JJ4TA182850/f09baad59bcc38abfb372a4c978b044b.jpg", "https://vehicle-images.carscommerce.inc/ad4e-110013116/KMHL34JJ4TA182850/f404bef6ad6a9fc5cc4cee6bc109f305.jpg", "https://vehicle-images.carscommerce.inc/6920-110013116/KMHL34JJ4TA182850/a3516f51838fb6ad5b3abb431281c5ec.jpg", "https://vehicle-images.carscommerce.inc/5f51-110013116/KMHL34JJ4TA182850/f2ead982f7065a706cd773f010dc6914.jpg", "https://vehicle-images.carscommerce.inc/c09e-110013116/KMHL34JJ4TA182850/c521fc78ea6802f642b6a2d6a814ca5d.png", "https://vehicle-images.carscommerce.inc/6827-110013116/KMHL34JJ4TA182850/60f626768d12eb8a156cbc2d322812da.jpg", "https://vehicle-images.carscommerce.inc/33ab-110013116/KMHL34JJ4TA182850/fd0e26383f6ffe89d77b14bfafc47018.jpg", "https://vehicle-images.carscommerce.inc/19c1-110013116/KMHL34JJ4TA182850/2fad1006332781f1b19a56fc5057078b.png", "https://vehicle-images.carscommerce.inc/692a-110013116/KMHL34JJ4TA182850/b3ef802f01b0d25b5b71bb8ad74a97bb.jpg", "https://vehicle-images.carscommerce.inc/5305-110013116/KMHL34JJ4TA182850/faf7612149cc01c87e8db55273950caa.jpg", "https://vehicle-images.carscommerce.inc/86e1-110013116/KMHL34JJ4TA182850/42a169dece47c624e9fa0bf1545c47eb.png", "https://vehicle-images.carscommerce.inc/eaea-110013116/KMHL34JJ4TA182850/e97cb7f792af4b6f21165ce5142bc8b0.jpg", "https://vehicle-images.carscommerce.inc/d2af-110013116/KMHL34JJ4TA182850/b2675909de6fc333747f95a88cb61f12.jpg", "https://vehicle-images.carscommerce.inc/4842-110013116/KMHL34JJ4TA182850/359ee1cceab73fdd872645f8dade75a7.png", "https://vehicle-images.carscommerce.inc/56b3-110013116/KMHL34JJ4TA182850/81b4a435a142dc04c0a28b243cc91102.jpg", "https://vehicle-images.carscommerce.inc/971e-110013116/KMHL34JJ4TA182850/1f74c0aaafe6515781489b699b6f2c45.jpg", "https://vehicle-images.carscommerce.inc/b2c8-110013116/KMHL34JJ4TA182850/d5655f3e3b46e8ee9a5885f68ba244c2.png", "https://vehicle-images.carscommerce.inc/f9e0-110013116/KMHL34JJ4TA182850/b789eadcef99753dfbce41a26aa0e9a9.jpg", "https://vehicle-images.carscommerce.inc/6686-110013116/KMHL34JJ4TA182850/898e942d5b7dc991b75103bdec302001.jpg", "https://vehicle-images.carscommerce.inc/ed9a-110013116/KMHL34JJ4TA182850/98e94efeb909fbfca3f659f0ab1e49e8.png", "https://vehicle-images.carscommerce.inc/4d04-110013116/KMHL34JJ4TA182850/b42a8cafee44e6fb69433a2a1ae81203.jpg", "https://vehicle-images.carscommerce.inc/47bc-110013116/KMHL34JJ4TA182850/55c82c3138ce5968cbd77798582c1763.jpg", "https://vehicle-images.carscommerce.inc/8d15-110013116/KMHL34JJ4TA182850/a8a710c8d3f62a1d19b73fafee2982d4.png", "https://vehicle-images.carscommerce.inc/42c4-110013116/KMHL34JJ4TA182850/8f33fcca1d054148ff916b4c0d594501.jpg", "https://vehicle-images.carscommerce.inc/4e7f-110013116/KMHL34JJ4TA182850/4a99309d2ce9efaa3eaf969dc499eab7.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SEL", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34360.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL34JJ4TA182850.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj4ta182850/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj4ta182850/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL34JJ4TA182850.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ4TA182850.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ4TA182850.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj4ta182850/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,894. This offer applies to Stock #KMHL34JJ4TA182850, VIN KMHL34JJ4TA182850. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,360. Advertised price: $32,466. Savings: $1,894, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,360"}, {"label": "Advertised price", "value": "$32,466"}, {"label": "Savings", "value": "$1,894, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,894", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32466.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL34JJ4TA182850_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 604, "unit": "per_month", "display": "$604/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32466.0, "price_incl_doc": 32466.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 604.47, "amount_financed": 34495.13, "sales_tax": 2029.13, "total_of_payments": 36268.29, "finance_charge": 1773.16, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL34JJ4TA182850, VIN KMHL34JJ4TA182850. $604 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $32,466, before any dealer documentation fee. Amount financed $34,495, including $2,029 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $36,268. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL34JJ4TA182850_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 512, "unit": "per_month", "display": "$512/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32466.0, "price_incl_doc": 32466.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 512.07, "amount_financed": 34495.13, "sales_tax": 2029.13, "total_of_payments": 43013.57, "finance_charge": 8518.44, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL34JJ4TA182850, VIN KMHL34JJ4TA182850. $512 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,466, before any dealer documentation fee. Amount financed $34,495, including $2,029 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $43,014. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 230}}, {"vin": "5NMP3DG17TH098556", "title": "2026 Hyundai SANTA FE HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 45361.0, "msrp": 50275.0, "sale_price": 46361.0, "currency": "USD", "mileage": 4500, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "28148", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://ai.castlehyundaidownersgrove.com/v/5NMP3DG17TH098556.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG17TH098556.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg17th098556/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,914. This offer applies to Stock #28148, VIN 5NMP3DG17TH098556. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,275. Advertised price: $45,361. Savings: $4,914, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,275"}, {"label": "Advertised price", "value": "$45,361"}, {"label": "Savings", "value": "$4,914, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,914", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45361.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG17TH098556_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 803, "unit": "per_month", "display": "$803/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45361.0, "price_incl_doc": 45361.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 803.27, "amount_financed": 48196.06, "sales_tax": 2835.06, "total_of_payments": 48196.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28148, VIN 5NMP3DG17TH098556. $803 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,361, before any dealer documentation fee. Amount financed $48,196, including $2,835 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $48,196. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG17TH098556_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 715, "unit": "per_month", "display": "$715/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45361.0, "price_incl_doc": 45361.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 715.45, "amount_financed": 48196.06, "sales_tax": 2835.06, "total_of_payments": 60097.89, "finance_charge": 11901.83, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28148, VIN 5NMP3DG17TH098556. $715 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,361, before any dealer documentation fee. Amount financed $48,196, including $2,835 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,098. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/5NMP1DG15TH117286.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg15th117286/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,498. This offer applies to Stock #28530, VIN 5NMP1DG15TH117286. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,100. Advertised price: $35,602. Savings: $4,498, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,100"}, {"label": "Advertised price", "value": "$35,602"}, {"label": "Savings", "value": "$4,498, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,498", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35602.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG15TH117286_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 630, "unit": "per_month", "display": "$630/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35602.0, "price_incl_doc": 35602.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 630.45, "amount_financed": 37827.13, "sales_tax": 2225.13, "total_of_payments": 37827.13, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28530, VIN 5NMP1DG15TH117286. $630 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,602, before any dealer documentation fee. Amount financed $37,827, including $2,225 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $37,827. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG15TH117286_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 562, "unit": "per_month", "display": "$562/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35602.0, "price_incl_doc": 35602.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 561.53, "amount_financed": 37827.13, "sales_tax": 2225.13, "total_of_payments": 47168.39, "finance_charge": 9341.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28530, VIN 5NMP1DG15TH117286. $562 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,602, before any dealer documentation fee. Amount financed $37,827, including $2,225 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,168. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 281}}, {"vin": "JM3KJDHC8S1108379", "title": "2025 Mazda CX-70 Premium", "year": 2025, "make": "Mazda", "model": "CX-70", "trim": "Premium", "decoded_trim": "Premium Package", "condition": "used", "price": 41361.0, "msrp": 0.0, "sale_price": 41866.0, "currency": "USD", "mileage": 10765, "exterior_color": "Gray", "interior_color": "Red", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline/Mild Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "I6 Turbo", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 23, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0799", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-70-3-3-turbo-s-premium-awd-4d-sport-utility-jm3kjdhc8s1108379/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-70-3-3-turbo-s-premium-awd-4d-sport-utility-jm3kjdhc8s1108379/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KJDHC8S1108379.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KJDHC8S1108379.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KJDHC8S1108379.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-70-3-3-turbo-s-premium-awd-4d-sport-utility-jm3kjdhc8s1108379/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0799, VIN JM3KJDHC8S1108379. Advertised price: $41,361. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$41,361"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C", "Remote Start"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41361.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KJDHC8S1108379_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1012, "unit": "per_month", "display": "$1,012/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41361.0, "price_incl_doc": 41361.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 4.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1011.85, "amount_financed": 43946.06, "sales_tax": 2585.06, "total_of_payments": 48568.69, "finance_charge": 4622.63, "per_1000_financed": 23.02, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0799, VIN JM3KJDHC8S1108379. $1,012 per month for 48 months at 4.99% APR, $0 cash down. Advertised price $41,361, before any dealer documentation fee. Amount financed $43,946, including $2,585 estimated sales tax at 6.25%. That is $23.02 per $1,000 financed. Total of payments $48,569. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KJDHC8S1108379_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 839, "unit": "per_month", "display": "$839/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41361.0, "price_incl_doc": 41361.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 839.22, "amount_financed": 43946.06, "sales_tax": 2585.06, "total_of_payments": 50353.08, "finance_charge": 6407.02, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0799, VIN JM3KJDHC8S1108379. $839 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $41,361, before any dealer documentation fee. Amount financed $43,946, including $2,585 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $50,353. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KJDHC8S1108379_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 728, "unit": "per_month", "display": "$728/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41361.0, "price_incl_doc": 41361.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 728.11, "amount_financed": 43946.06, "sales_tax": 2585.06, "total_of_payments": 52423.61, "finance_charge": 8477.55, "per_1000_financed": 16.57, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0799, VIN JM3KJDHC8S1108379. $728 per month for 72 months at 5.99% APR, $0 cash down. Advertised price $41,361, before any dealer documentation fee. Amount financed $43,946, including $2,585 estimated sales tax at 6.25%. That is $16.57 per $1,000 financed. Total of payments $52,424. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 266}}, {"vin": "5XYRKDJF6RG289873", "title": "2024 Kia Sorento Prestige", "year": 2024, "make": "Kia", "model": "Sorento", "trim": "Prestige", "decoded_trim": "SX/X-Line SX Prestige/X-Pro SX-Prestige", "condition": "used", "price": 34786.0, "msrp": 0.0, "sale_price": 35272.0, "currency": "USD", "mileage": 20472, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DGI Turbocharged DOHC 16V LEV3-SULEV30 281hp", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed DCT", "mpg_city": 20, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "HD260993A", "stock_status": "In Stock", "availability": "In Stock", 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"MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5XYRKDJF6RG289873.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-kia-sorento-x-line-sx-prestige-awd-4d-sport-utility-5xyrkdjf6rg289873/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-kia-sorento-x-line-sx-prestige-awd-4d-sport-utility-5xyrkdjf6rg289873/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5XYRKDJF6RG289873.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5XYRKDJF6RG289873.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5XYRKDJF6RG289873.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-kia-sorento-x-line-sx-prestige-awd-4d-sport-utility-5xyrkdjf6rg289873/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260993A, VIN 5XYRKDJF6RG289873. Advertised price: $34,786. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,786"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Remote Start", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34786.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5XYRKDJF6RG289873_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 868, "unit": "per_month", "display": "$868/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34786.0, "price_incl_doc": 34786.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 867.84, "amount_financed": 36960.13, "sales_tax": 2174.13, "total_of_payments": 41656.33, "finance_charge": 4696.2, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260993A, VIN 5XYRKDJF6RG289873. $868 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,786, before any dealer documentation fee. Amount financed $36,960, including $2,174 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,656. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRKDJF6RG289873_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 723, "unit": "per_month", "display": "$723/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34786.0, "price_incl_doc": 34786.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 722.99, "amount_financed": 36960.13, "sales_tax": 2174.13, "total_of_payments": 43379.66, "finance_charge": 6419.53, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260993A, VIN 5XYRKDJF6RG289873. $723 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,786, before any dealer documentation fee. Amount financed $36,960, including $2,174 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,380. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5XYRKDJF6RG289873_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 630, "unit": "per_month", "display": "$630/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34786.0, "price_incl_doc": 34786.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 629.96, "amount_financed": 36960.13, "sales_tax": 2174.13, "total_of_payments": 45356.83, "finance_charge": 8396.7, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260993A, VIN 5XYRKDJF6RG289873. $630 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,786, before any dealer documentation fee. Amount financed $36,960, including $2,174 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $45,357. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 263}}, {"vin": "5NMJBCDE4TH763522", "title": "2026 Hyundai TUCSON Plus", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Plus", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 36208.0, "msrp": null, "sale_price": 36208.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White Pearl", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "5NMJBCDE4TH763522", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE4TH763522/2e3694fed4b73e36844fbf68b5fdc9fe.jpg", "images": ["https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE4TH763522/2e3694fed4b73e36844fbf68b5fdc9fe.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE4TH763522.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde4th763522/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde4th763522/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE4TH763522.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE4TH763522.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE4TH763522.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde4th763522/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMJBCDE4TH763522, VIN 5NMJBCDE4TH763522. Advertised price: $36,208. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,208"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36208.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE4TH763522_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 641, "unit": "per_month", "display": "$641/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36208.0, "price_incl_doc": 36208.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 641.18, "amount_financed": 38471.0, "sales_tax": 2263.0, "total_of_payments": 38471.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE4TH763522, VIN 5NMJBCDE4TH763522. $641 per month for 60 months at 0% APR, $0 cash down. Advertised price $36,208, before any dealer documentation fee. Amount financed $38,471, including $2,263 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $38,471. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE4TH763522_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 571, "unit": "per_month", "display": "$571/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36208.0, "price_incl_doc": 36208.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 571.09, "amount_financed": 38471.0, "sales_tax": 2263.0, "total_of_payments": 47971.26, "finance_charge": 9500.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE4TH763522, VIN 5NMJBCDE4TH763522. $571 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $36,208, before any dealer documentation fee. Amount financed $38,471, including $2,263 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,971. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE4TH763522_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 527, "unit": "per_month", "display": "$527/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35795.0, "selling_price": 36208.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 526.94, "net_cap_cost": 36858.0, "residual_value": 22192.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 526.94, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 686.94}, "total_of_payments": 18972, "total_of_payments_unrounded": 18969.84}, "disclosure": "Estimated lease payment for stock #5NMJBCDE4TH763522, VIN 5NMJBCDE4TH763522. $527 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $687, made up of $527 first payment, $60 title, $100 registration. MSRP $35,795. Lease selling price $36,208. Net capitalized cost $36,858. Residual value $22,193, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,972. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE4TH763522_lease", "type": "lease", "label": "Lease", "headline": {"value": 434, "unit": "per_month", "display": "$434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35795.0, "selling_price": 36208.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 433.64, "net_cap_cost": 33859.0, "residual_value": 22192.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 433.64, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3592.64}, "total_of_payments": 15624, "total_of_payments_unrounded": 15611.04}, "disclosure": "Estimated lease payment for stock #5NMJBCDE4TH763522, VIN 5NMJBCDE4TH763522. $434 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,593, made up of $434 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,795. Lease selling price $36,208. Net capitalized cost $33,859. Residual value $22,193, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,624. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 286}}, {"vin": "KMHLS4DG9TU153605", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 24432.0, "msrp": 27430.0, "sale_price": 25232.0, "currency": "USD", "mileage": 12, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg9tu153605/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG9TU153605.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG9TU153605.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG9TU153605.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg9tu153605/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,998. This offer applies to Stock #28485, VIN KMHLS4DG9TU153605. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $27,430. Advertised price: $24,432. Savings: $2,998, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$27,430"}, {"label": "Advertised price", "value": "$24,432"}, {"label": "Savings", "value": "$2,998, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,998", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24432.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG9TU153605_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 472, "unit": "per_month", "display": "$472/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24432.0, "price_incl_doc": 24432.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 472.12, "amount_financed": 25959.0, "sales_tax": 1527.0, "total_of_payments": 28327.4, "finance_charge": 2368.4, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28485, VIN KMHLS4DG9TU153605. $472 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $24,432, before any dealer documentation fee. Amount financed $25,959, including $1,527 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $28,327. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG9TU153605_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 385, "unit": "per_month", "display": "$385/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24432.0, "price_incl_doc": 24432.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 385.35, "amount_financed": 25959.0, "sales_tax": 1527.0, "total_of_payments": 32369.47, "finance_charge": 6410.47, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28485, VIN KMHLS4DG9TU153605. $385 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,432, before any dealer documentation fee. Amount financed $25,959, including $1,527 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,369. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 207}}, {"vin": "5NMP1DG17TH105981", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 36881.0, "msrp": 40100.0, "sale_price": 36381.0, "currency": "USD", "mileage": 8, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260436", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/22be-110013116/5NMP1DG17TH105981/cd6180d10b3dbe2e861105a76d01eed5.jpg", "images": ["https://vehicle-images.carscommerce.inc/22be-110013116/5NMP1DG17TH105981/cd6180d10b3dbe2e861105a76d01eed5.jpg", "https://vehicle-images.carscommerce.inc/90cc-110013116/5NMP1DG17TH105981/b96d7b97c6263367e1fd855517270caa.jpg", "https://vehicle-images.carscommerce.inc/29ee-110013116/5NMP1DG17TH105981/d9efbe1c13fc253b2c7a2931f8731c94.jpg", "https://vehicle-images.carscommerce.inc/38f0-110013116/5NMP1DG17TH105981/079c19d8df4c57ac76d6b1071cbff34c.jpg", "https://vehicle-images.carscommerce.inc/d2fa-110013116/5NMP1DG17TH105981/e5361ace15819950ddbfdf88c03c715b.jpg", "https://vehicle-images.carscommerce.inc/24eb-110013116/5NMP1DG17TH105981/8b1ce7ba921233b28bae8127f6c91543.png", "https://vehicle-images.carscommerce.inc/4d15-110013116/5NMP1DG17TH105981/7a131320b91a6edcb0970d0ad94d5990.jpg", "https://vehicle-images.carscommerce.inc/c3e0-110013116/5NMP1DG17TH105981/8c7ad778dfc5a4932471c14624e45456.jpg", "https://vehicle-images.carscommerce.inc/bdf0-110013116/5NMP1DG17TH105981/d10a3d3c5edc075f8c5e95673169fa40.png", "https://vehicle-images.carscommerce.inc/2e87-110013116/5NMP1DG17TH105981/2542d27644361095d33eeb53d977a1da.jpg", "https://vehicle-images.carscommerce.inc/bc3f-110013116/5NMP1DG17TH105981/3acada0d554639fe7ae136b0ffafdd06.jpg", "https://vehicle-images.carscommerce.inc/6215-110013116/5NMP1DG17TH105981/02e6e60966da1a4aa1834e8615511aa9.png", "https://vehicle-images.carscommerce.inc/8ff6-110013116/5NMP1DG17TH105981/96f0c77c9dd803a5b7c6ac18d582a348.jpg", "https://vehicle-images.carscommerce.inc/abd0-110013116/5NMP1DG17TH105981/72ad2dd9229f71e1cb574820877049cb.jpg", "https://vehicle-images.carscommerce.inc/7b32-110013116/5NMP1DG17TH105981/baf78ce302e811ffbbf9ad1b68a7904c.png", "https://vehicle-images.carscommerce.inc/aa4a-110013116/5NMP1DG17TH105981/fb3c38ca9325b5342be4d79b4501a1c7.jpg", "https://vehicle-images.carscommerce.inc/6884-110013116/5NMP1DG17TH105981/b91ba4776d796beee8141db7aaef487e.jpg", "https://vehicle-images.carscommerce.inc/2e19-110013116/5NMP1DG17TH105981/3c9f9bb04950e80526c926c1ae222b14.png", "https://vehicle-images.carscommerce.inc/3006-110013116/5NMP1DG17TH105981/f6b353fd6053de507ef9b1cef6ff290e.jpg", "https://vehicle-images.carscommerce.inc/3fa8-110013116/5NMP1DG17TH105981/ea070c6b295c8b20cc8f56f8c1f995df.jpg", "https://vehicle-images.carscommerce.inc/874e-110013116/5NMP1DG17TH105981/41faedb6831b058193623770f24acf7a.png", "https://vehicle-images.carscommerce.inc/8e04-110013116/5NMP1DG17TH105981/5101f62ccc9262c24894d142eedbfb71.jpg", "https://vehicle-images.carscommerce.inc/f409-110013116/5NMP1DG17TH105981/a12a4d52f878c44a34d9b6953e6e42a5.jpg", "https://vehicle-images.carscommerce.inc/a75f-110013116/5NMP1DG17TH105981/72dceb0dc74aad7b3e7914d076e1722a.png", "https://vehicle-images.carscommerce.inc/61ce-110013116/5NMP1DG17TH105981/bfe0a4cdf078ae2572792332cd1a6bb2.jpg", "https://vehicle-images.carscommerce.inc/7368-110013116/5NMP1DG17TH105981/12bb32f2c926f277a0bad6fb1686dbbb.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 40100.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DG17TH105981.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg17th105981/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg17th105981/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG17TH105981.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG17TH105981.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG17TH105981.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg17th105981/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,219. This offer applies to Stock #HD260436, VIN 5NMP1DG17TH105981. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,100. Advertised price: $36,881. Savings: $3,219, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,100"}, {"label": "Advertised price", "value": "$36,881"}, {"label": "Savings", "value": "$3,219, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,219", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36881.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG17TH105981_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 653, "unit": "per_month", "display": "$653/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36881.0, "price_incl_doc": 36881.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 653.1, "amount_financed": 39186.06, "sales_tax": 2305.06, "total_of_payments": 39186.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260436, VIN 5NMP1DG17TH105981. $653 per month for 60 months at 0% APR, $0 cash down. Advertised price $36,881, before any dealer documentation fee. Amount financed $39,186, including $2,305 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $39,186. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG17TH105981_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 582, "unit": "per_month", "display": "$582/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36881.0, "price_incl_doc": 36881.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 581.7, "amount_financed": 39186.06, "sales_tax": 2305.06, "total_of_payments": 48862.9, "finance_charge": 9676.84, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260436, VIN 5NMP1DG17TH105981. $582 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $36,881, before any dealer documentation fee. Amount financed $39,186, including $2,305 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $48,863. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlehyundaidownersgrove.com/inventory/used-2023-porsche-macan-base-awd-4d-sport-utility-wp1aa2a58plb08462/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/WP1AA2A58PLB08462.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/WP1AA2A58PLB08462.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/WP1AA2A58PLB08462.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-porsche-macan-base-awd-4d-sport-utility-wp1aa2a58plb08462/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0968, VIN WP1AA2A58PLB08462. Advertised price: $42,403. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$42,403"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42403.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WP1AA2A58PLB08462_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42403.0, "price_incl_doc": 42403.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.87, "amount_financed": 45053.19, "sales_tax": 2650.19, "total_of_payments": 50777.71, "finance_charge": 5724.52, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0968, VIN WP1AA2A58PLB08462. $1,058 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $42,403, before any dealer documentation fee. Amount financed $45,053, including $2,650 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $50,778. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WP1AA2A58PLB08462_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 881, "unit": "per_month", "display": "$881/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42403.0, "price_incl_doc": 42403.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 881.31, "amount_financed": 45053.19, "sales_tax": 2650.19, "total_of_payments": 52878.38, "finance_charge": 7825.19, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0968, VIN WP1AA2A58PLB08462. $881 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $42,403, before any dealer documentation fee. Amount financed $45,053, including $2,650 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $52,878. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WP1AA2A58PLB08462_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 768, "unit": "per_month", "display": "$768/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42403.0, "price_incl_doc": 42403.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 767.9, "amount_financed": 45053.19, "sales_tax": 2650.19, "total_of_payments": 55288.5, "finance_charge": 10235.31, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0968, VIN WP1AA2A58PLB08462. $768 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $42,403, before any dealer documentation fee. Amount financed $45,053, including $2,650 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $55,288. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-se-fwd-4d-sedan-kmhll4dg0tu173075/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLL4DG0TU173075.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLL4DG0TU173075.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLL4DG0TU173075.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-se-fwd-4d-sedan-kmhll4dg0tu173075/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260719X, VIN KMHLL4DG0TU173075. Advertised price: $22,409. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,409"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22409.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLL4DG0TU173075_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 433, "unit": "per_month", "display": "$433/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22409.0, "price_incl_doc": 22409.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 433.03, "amount_financed": 23809.56, "sales_tax": 1400.56, "total_of_payments": 25981.85, "finance_charge": 2172.29, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260719X, VIN KMHLL4DG0TU173075. $433 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $22,409, before any dealer documentation fee. Amount financed $23,810, including $1,401 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $25,982. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLL4DG0TU173075_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 353, "unit": "per_month", "display": "$353/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22409.0, "price_incl_doc": 22409.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 353.44, "amount_financed": 23809.56, "sales_tax": 1400.56, "total_of_payments": 29689.24, "finance_charge": 5879.68, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260719X, VIN KMHLL4DG0TU173075. $353 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $22,409, before any dealer documentation fee. Amount financed $23,810, including $1,401 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $29,689. Offer expires 2026-07-31. Estimated for ZIP 60515. 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"https://ai.castlehyundaidownersgrove.com/v/KM8RMES29TU022949.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES29TU022949.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes29tu022949/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $7,035. This offer applies to Stock #HD260691, VIN KM8RMES29TU022949. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,185. Advertised price: $51,150. Savings: $7,035, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,185"}, {"label": "Advertised price", "value": "$51,150"}, {"label": "Savings", "value": "$7,035, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $7,035", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51150.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES29TU022949_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1001, "unit": "per_month", "display": "$1,001/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51150.0, "price_incl_doc": 51150.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1000.64, "amount_financed": 54346.88, "sales_tax": 3196.88, "total_of_payments": 60038.12, "finance_charge": 5691.24, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260691, VIN KM8RMES29TU022949. $1,001 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $51,150, before any dealer documentation fee. Amount financed $54,347, including $3,197 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $60,038. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES29TU022949_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 755, "unit": "per_month", "display": "$755/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51150.0, "price_incl_doc": 51150.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 754.82, "amount_financed": 54346.88, "sales_tax": 3196.88, "total_of_payments": 54346.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260691, VIN KM8RMES29TU022949. $755 per month for 72 months at 0% APR, $0 cash down. Advertised price $51,150, before any dealer documentation fee. Amount financed $54,347, including $3,197 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $54,347. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 156}}, {"vin": "KM8JBDD17TU492849", "title": "2026 Hyundai TUCSON HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 34201.0, "msrp": 36430.0, "sale_price": 34201.0, "currency": "USD", "mileage": 10, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "1.6L I4 DGI Hybrid Turbocharged DOHC 16V LEV3-SULEV30", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 36, "mpg_hwy": 37, "range_miles": null, "battery_kwh": null, "stock_number": "28718", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://ai.castlehyundaidownersgrove.com/sticker/KM8JBDD17TU492849.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-sel-awd-4d-sport-utility-km8jbdd17tu492849/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-sel-awd-4d-sport-utility-km8jbdd17tu492849/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JBDD17TU492849.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JBDD17TU492849.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JBDD17TU492849.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-sel-awd-4d-sport-utility-km8jbdd17tu492849/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,229. This offer applies to Stock #28718, VIN KM8JBDD17TU492849. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $36,430. Advertised price: $34,201. Savings: $2,229, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$36,430"}, {"label": "Advertised price", "value": "$34,201"}, {"label": "Savings", "value": "$2,229, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,229", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34201.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JBDD17TU492849_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 637, "unit": "per_month", "display": "$637/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34201.0, "price_incl_doc": 34201.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 636.77, "amount_financed": 36338.56, "sales_tax": 2137.56, "total_of_payments": 38206.48, "finance_charge": 1867.92, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28718, VIN KM8JBDD17TU492849. $637 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $34,201, before any dealer documentation fee. Amount financed $36,339, including $2,138 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $38,206. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JBDD17TU492849_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 539, "unit": "per_month", "display": "$539/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34201.0, "price_incl_doc": 34201.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 539.43, "amount_financed": 36338.56, "sales_tax": 2137.56, "total_of_payments": 45312.22, "finance_charge": 8973.66, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28718, VIN KM8JBDD17TU492849. $539 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $34,201, before any dealer documentation fee. Amount financed $36,339, including $2,138 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $45,312. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 164}}, {"vin": "KMHLW4DK3TU042637", "title": "2026 Hyundai ELANTRA N N", "year": 2026, "make": "Hyundai", "model": "ELANTRA N", "trim": "N", "decoded_trim": "Elantra N", "condition": "new", "price": 38363.0, "msrp": null, "sale_price": 38363.0, "currency": "USD", "mileage": null, "exterior_color": "Atlas White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Intercooled Turbo Premium Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "8-Speed Auto-Shift Manual w/OD", "mpg_city": 20, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "KMHLW4DK3TU042637", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/6d8d-110013116/KMHLW4DK3TU042637/a50347916a13cc16493c7325514b19da.jpg", "images": ["https://vehicle-images.carscommerce.inc/6d8d-110013116/KMHLW4DK3TU042637/a50347916a13cc16493c7325514b19da.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra N", "year": 2026, "trim": "Elantra N", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLW4DK3TU042637.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk3tu042637/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk3tu042637/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLW4DK3TU042637.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK3TU042637.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK3TU042637.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk3tu042637/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHLW4DK3TU042637, VIN KMHLW4DK3TU042637. Advertised price: $38,363. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,363"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Premium Audio", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38363.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLW4DK3TU042637_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 778, "unit": "per_month", "display": "$778/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38363.0, "price_incl_doc": 38363.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra N \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 778.39, "amount_financed": 40760.69, "sales_tax": 2397.69, "total_of_payments": 46703.31, "finance_charge": 5942.62, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLW4DK3TU042637, VIN KMHLW4DK3TU042637. $778 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $38,363, before any dealer documentation fee. Amount financed $40,761, including $2,398 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $46,703. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLW4DK3TU042637_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 605, "unit": "per_month", "display": "$605/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38363.0, "price_incl_doc": 38363.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 605.08, "amount_financed": 40760.69, "sales_tax": 2397.69, "total_of_payments": 50826.38, "finance_charge": 10065.69, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLW4DK3TU042637, VIN KMHLW4DK3TU042637. $605 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,363, before any dealer documentation fee. Amount financed $40,761, including $2,398 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,826. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"https://ai.castlehyundaidownersgrove.com/v/5NMP2DG13TH126002.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg13th126002/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,999. This offer applies to Stock #28653, VIN 5NMP2DG13TH126002. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,020. Advertised price: $38,021. Savings: $4,999, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,020"}, {"label": "Advertised price", "value": "$38,021"}, {"label": "Savings", "value": "$4,999, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,999", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38021.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG13TH126002_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 673, "unit": "per_month", "display": "$673/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38021.0, "price_incl_doc": 38021.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 673.29, "amount_financed": 40397.31, "sales_tax": 2376.31, "total_of_payments": 40397.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28653, VIN 5NMP2DG13TH126002. $673 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,021, before any dealer documentation fee. Amount financed $40,397, including $2,376 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $40,397. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG13TH126002_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 600, "unit": "per_month", "display": "$600/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38021.0, "price_incl_doc": 38021.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 599.68, "amount_financed": 40397.31, "sales_tax": 2376.31, "total_of_payments": 50373.27, "finance_charge": 9975.96, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28653, VIN 5NMP2DG13TH126002. $600 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,021, before any dealer documentation fee. Amount financed $40,397, including $2,376 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,373. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 167}}, {"vin": "KM8HFCAB0TU420143", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 28267.0, "msrp": 31150.0, "sale_price": 30017.0, "currency": "USD", "mileage": 12, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28366", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/d7a6-110013116/KM8HFCAB0TU420143/8fde9c3e2983a1c1d478a0f7a4180ca3.jpg", "images": ["https://vehicle-images.carscommerce.inc/d7a6-110013116/KM8HFCAB0TU420143/8fde9c3e2983a1c1d478a0f7a4180ca3.jpg", "https://vehicle-images.carscommerce.inc/1bf1-110013116/KM8HFCAB0TU420143/4dc4358de3f02e3259901dd4ee230618.jpg", "https://vehicle-images.carscommerce.inc/72fa-110013116/KM8HFCAB0TU420143/23dfc7372676b06963ba588437c8f515.jpg", "https://vehicle-images.carscommerce.inc/1890-110013116/KM8HFCAB0TU420143/f0df64482d733aaf34d1a4a182451180.jpg", "https://vehicle-images.carscommerce.inc/69f7-110013116/KM8HFCAB0TU420143/ad4593ce2db6bcbdc387c07a7580581e.png", "https://vehicle-images.carscommerce.inc/4a75-110013116/KM8HFCAB0TU420143/5c8fe81ed0cd5bc45ffd847e2b14f95e.jpg", "https://vehicle-images.carscommerce.inc/c56f-110013116/KM8HFCAB0TU420143/3b3f6eef068eb287ac7631236e470837.jpg", "https://vehicle-images.carscommerce.inc/65ad-110013116/KM8HFCAB0TU420143/14710bbd9cdbde267f030d3284226b28.png", "https://vehicle-images.carscommerce.inc/bb5e-110013116/KM8HFCAB0TU420143/ea5c182c1987278bcbc6338a14f670cf.jpg", "https://vehicle-images.carscommerce.inc/decc-110013116/KM8HFCAB0TU420143/c8a70eed3ae00e7cd90ac7ea7354fe9a.jpg", "https://vehicle-images.carscommerce.inc/672e-110013116/KM8HFCAB0TU420143/8fb58db34f4fd76b78f4ea3760844682.png", "https://vehicle-images.carscommerce.inc/2269-110013116/KM8HFCAB0TU420143/19dc66c7b761fd688cdb34148a4e7639.jpg", "https://vehicle-images.carscommerce.inc/fc88-110013116/KM8HFCAB0TU420143/ada9fb25a1893339eec2f3c108a581f1.jpg", "https://vehicle-images.carscommerce.inc/70d4-110013116/KM8HFCAB0TU420143/af213d742606dec84fb37458526d7a65.png", "https://vehicle-images.carscommerce.inc/d805-110013116/KM8HFCAB0TU420143/bff9c56cb9afbeb8be339d00d4694a1a.jpg", "https://vehicle-images.carscommerce.inc/9341-110013116/KM8HFCAB0TU420143/392f99b2366e9bcd387d734e1969e0e7.jpg", "https://vehicle-images.carscommerce.inc/e3f9-110013116/KM8HFCAB0TU420143/f63385742053210d2207ec620bce9b95.png", "https://vehicle-images.carscommerce.inc/e274-110013116/KM8HFCAB0TU420143/5a4c30d2e817bc3ddcc76b0be6e00cd6.jpg", "https://vehicle-images.carscommerce.inc/c026-110013116/KM8HFCAB0TU420143/9777ed36741906d3a97792eacde203bc.jpg", "https://vehicle-images.carscommerce.inc/7733-110013116/KM8HFCAB0TU420143/f92b8c340309526afe82aad70bd15028.jpg", "https://vehicle-images.carscommerce.inc/9bd6-110013116/KM8HFCAB0TU420143/0224427ce87f8f291bd69637b40f2411.jpg", "https://vehicle-images.carscommerce.inc/5ff4-110013116/KM8HFCAB0TU420143/806427eec94dcc6e18508b5752e626dd.png", "https://vehicle-images.carscommerce.inc/b10c-110013116/KM8HFCAB0TU420143/7909b3f04654e57544fd7ae316e81449.jpg", "https://vehicle-images.carscommerce.inc/ae81-110013116/KM8HFCAB0TU420143/7ba2bcc2c43fb02be0b08ec2e4264466.jpg", "https://vehicle-images.carscommerce.inc/8860-110013116/KM8HFCAB0TU420143/34e12ae268b27c88d82a08818724423e.jpg", "https://vehicle-images.carscommerce.inc/1fac-110013116/KM8HFCAB0TU420143/457500c7f96090047875ae9e054d6e67.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31150.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB0TU420143.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu420143/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu420143/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB0TU420143.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB0TU420143.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB0TU420143.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab0tu420143/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,883. This offer applies to Stock #28366, VIN KM8HFCAB0TU420143. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,150. Advertised price: $28,267. Savings: $2,883, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,150"}, {"label": "Advertised price", "value": "$28,267"}, {"label": "Savings", "value": "$2,883, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,883", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28267.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB0TU420143_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 546, "unit": "per_month", "display": "$546/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28267.0, "price_incl_doc": 28267.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 546.23, "amount_financed": 30033.69, "sales_tax": 1766.69, "total_of_payments": 32773.84, "finance_charge": 2740.15, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28366, VIN KM8HFCAB0TU420143. $546 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,267, before any dealer documentation fee. Amount financed $30,034, including $1,767 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,774. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB0TU420143_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28267.0, "price_incl_doc": 28267.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 445.84, "amount_financed": 30033.69, "sales_tax": 1766.69, "total_of_payments": 37450.39, "finance_charge": 7416.7, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28366, VIN KM8HFCAB0TU420143. $446 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,267, before any dealer documentation fee. Amount financed $30,034, including $1,767 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,450. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 169}}, {"vin": "KMHLM4DG9TU221900", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 22638.0, "msrp": 25595.0, "sale_price": 23438.0, "currency": "USD", "mileage": 4, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28698", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/41b8-110013116/KMHLM4DG9TU221900/232f8d4fd6add7a01673878b4b64c089.jpg", "images": ["https://vehicle-images.carscommerce.inc/41b8-110013116/KMHLM4DG9TU221900/232f8d4fd6add7a01673878b4b64c089.jpg", "https://vehicle-images.carscommerce.inc/5ed5-110013116/KMHLM4DG9TU221900/872c2dbcdd73e2f6d34a78efd0116c42.jpg", "https://vehicle-images.carscommerce.inc/a2bc-110013116/KMHLM4DG9TU221900/4683ecd707d8b628137ab9b212d0868f.jpg", "https://vehicle-images.carscommerce.inc/c7ff-110013116/KMHLM4DG9TU221900/c58ec4802daba6dfc49c7248097f07d6.jpg", "https://vehicle-images.carscommerce.inc/da9b-110013116/KMHLM4DG9TU221900/5229c61f636125168e78f7595ed7f9d0.jpg", "https://vehicle-images.carscommerce.inc/faa1-110013116/KMHLM4DG9TU221900/03b43b44b411ae1425757d16d07d46d0.png", "https://vehicle-images.carscommerce.inc/eaa2-110013116/KMHLM4DG9TU221900/5188f5ab068c6cc6167bcb99a6d7f0ff.jpg", "https://vehicle-images.carscommerce.inc/84f9-110013116/KMHLM4DG9TU221900/63961652ee4ca962ce79c4d093abe299.jpg", "https://vehicle-images.carscommerce.inc/cfe5-110013116/KMHLM4DG9TU221900/1fe1c16fb3df1a1e584eb9dc21009bb3.png", "https://vehicle-images.carscommerce.inc/e933-110013116/KMHLM4DG9TU221900/7563c2cebf83b9f2529ecef4755a384c.jpg", "https://vehicle-images.carscommerce.inc/e4b7-110013116/KMHLM4DG9TU221900/773b90f93a45e630b1556df007810b48.jpg", "https://vehicle-images.carscommerce.inc/8805-110013116/KMHLM4DG9TU221900/ad69563504c1297c90c4e321fe3b466f.png", "https://vehicle-images.carscommerce.inc/3d42-110013116/KMHLM4DG9TU221900/df9499302350bdd3760e6bcefd866d32.jpg", "https://vehicle-images.carscommerce.inc/f018-110013116/KMHLM4DG9TU221900/9ec2da1d0e966e4b3eee714e330b2f70.jpg", "https://vehicle-images.carscommerce.inc/45e3-110013116/KMHLM4DG9TU221900/6bbf24f7425e1ad5e2084e5158c0ea50.png", "https://vehicle-images.carscommerce.inc/1527-110013116/KMHLM4DG9TU221900/53ab4c757f5ad8f6e16f2474c1c81460.jpg", "https://vehicle-images.carscommerce.inc/97eb-110013116/KMHLM4DG9TU221900/44b85dfa63dad9bd74d2c5542c5f0544.jpg", "https://vehicle-images.carscommerce.inc/96f9-110013116/KMHLM4DG9TU221900/b47e88d75cd0f341d86885dcd8024c79.png", "https://vehicle-images.carscommerce.inc/23e4-110013116/KMHLM4DG9TU221900/84e69e45acc29cc6771529c0ba0fa0e7.jpg", "https://vehicle-images.carscommerce.inc/6f96-110013116/KMHLM4DG9TU221900/a6208853c024d4e77432b847f0ca5240.jpg", "https://vehicle-images.carscommerce.inc/f0a0-110013116/KMHLM4DG9TU221900/516312dc6fcc761e87849f4a1797493e.jpg", "https://vehicle-images.carscommerce.inc/be96-110013116/KMHLM4DG9TU221900/e1ea8036346aaa6029bc5ef12eeca4dd.jpg", "https://vehicle-images.carscommerce.inc/68dd-110013116/KMHLM4DG9TU221900/f6b6705ba8631c787a774db928331937.png", "https://vehicle-images.carscommerce.inc/68f0-110013116/KMHLM4DG9TU221900/d0711447aeb6a2ca5b70b4d62b500ed2.jpg", "https://vehicle-images.carscommerce.inc/50e6-110013116/KMHLM4DG9TU221900/d634615ed84ed3002375c134f1476797.jpg", "https://vehicle-images.carscommerce.inc/265f-110013116/KMHLM4DG9TU221900/09c68ada57dd5c81b7c13d4b9cc8ba4c.jpg", "https://vehicle-images.carscommerce.inc/341c-110013116/KMHLM4DG9TU221900/3159b8d5ae49bcb17990ecec3b3e04ba.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25595.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG9TU221900.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg9tu221900/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg9tu221900/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG9TU221900.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG9TU221900.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG9TU221900.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg9tu221900/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,957. This offer applies to Stock #28698, VIN KMHLM4DG9TU221900. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,595. Advertised price: $22,638. Savings: $2,957, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,595"}, {"label": "Advertised price", "value": "$22,638"}, {"label": "Savings", "value": "$2,957, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,957", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22638.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG9TU221900_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 437, "unit": "per_month", "display": "$437/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22638.0, "price_incl_doc": 22638.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 437.46, "amount_financed": 24052.88, "sales_tax": 1414.88, "total_of_payments": 26247.37, "finance_charge": 2194.49, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28698, VIN KMHLM4DG9TU221900. $437 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $22,638, before any dealer documentation fee. Amount financed $24,053, including $1,415 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,247. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG9TU221900_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 357, "unit": "per_month", "display": "$357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22638.0, "price_incl_doc": 22638.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 357.06, "amount_financed": 24052.88, "sales_tax": 1414.88, "total_of_payments": 29992.64, "finance_charge": 5939.76, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28698, VIN KMHLM4DG9TU221900. $357 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $22,638, before any dealer documentation fee. Amount financed $24,053, including $1,415 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $29,993. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 169}}, {"vin": "5NMP1DG15TH077808", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 37705.0, "msrp": 40970.0, "sale_price": 37205.0, "currency": "USD", "mileage": 9, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260067", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/a8c8-110013116/5NMP1DG15TH077808/75003177add38569425f36ad92e5fd0b.jpg", "images": ["https://vehicle-images.carscommerce.inc/a8c8-110013116/5NMP1DG15TH077808/75003177add38569425f36ad92e5fd0b.jpg", "https://vehicle-images.carscommerce.inc/6b23-110013116/5NMP1DG15TH077808/bd3a1724aa1f6f5740f69bb71d2425b9.jpg", "https://vehicle-images.carscommerce.inc/41fa-110013116/5NMP1DG15TH077808/eb84da4f9a13288eac611e2cfb920148.jpg", "https://vehicle-images.carscommerce.inc/2893-110013116/5NMP1DG15TH077808/df453da390fc00373217d551e963faae.jpg", "https://vehicle-images.carscommerce.inc/ab34-110013116/5NMP1DG15TH077808/1192a63ec876a1a863361056889fe867.jpg", "https://vehicle-images.carscommerce.inc/42de-110013116/5NMP1DG15TH077808/a4583948b4dd215ec4c3523e5e4d2fed.png", "https://vehicle-images.carscommerce.inc/58cd-110013116/5NMP1DG15TH077808/b8aaa7e8f8e8ae7bd8bfa86e36fbbaba.jpg", "https://vehicle-images.carscommerce.inc/1c1d-110013116/5NMP1DG15TH077808/fc619f6b8ebb6abc433f9eefcc83fa19.jpg", "https://vehicle-images.carscommerce.inc/453f-110013116/5NMP1DG15TH077808/3df8dfd023ff609624be3e7a3dad9c17.png", "https://vehicle-images.carscommerce.inc/5dcc-110013116/5NMP1DG15TH077808/74fdd4341093f3d7ab4aa7d285b73f27.jpg", "https://vehicle-images.carscommerce.inc/534d-110013116/5NMP1DG15TH077808/408ea516dca5da5f1980226952698e4e.jpg", "https://vehicle-images.carscommerce.inc/b1bb-110013116/5NMP1DG15TH077808/ec0e47416f2187f3d46ee5e56137e7f3.png", "https://vehicle-images.carscommerce.inc/64e7-110013116/5NMP1DG15TH077808/d015541d7fec207955f8cdf6698a6830.jpg", "https://vehicle-images.carscommerce.inc/54c8-110013116/5NMP1DG15TH077808/6008b95d60229785f31f8f3f7c26e68a.jpg", "https://vehicle-images.carscommerce.inc/9c06-110013116/5NMP1DG15TH077808/c9cca1bab79658c6fe50b9cb476096f6.png", "https://vehicle-images.carscommerce.inc/7b3d-110013116/5NMP1DG15TH077808/0aed9757b23b0a0c471beeb114dca940.jpg", "https://vehicle-images.carscommerce.inc/bd24-110013116/5NMP1DG15TH077808/f18122b4bbb546418b0d4b616ae3a76a.jpg", "https://vehicle-images.carscommerce.inc/da38-110013116/5NMP1DG15TH077808/8045b5aeeac3b6ea2666dab2bed525b0.png", "https://vehicle-images.carscommerce.inc/66ad-110013116/5NMP1DG15TH077808/4892ba92251fdaaf7d4ebe9899007f8f.jpg", "https://vehicle-images.carscommerce.inc/22e0-110013116/5NMP1DG15TH077808/f19cdea7702135e58eda5ef9b0f03877.jpg", "https://vehicle-images.carscommerce.inc/9801-110013116/5NMP1DG15TH077808/547a30000fdc77847184a8d3e8976ea8.png", "https://vehicle-images.carscommerce.inc/65bb-110013116/5NMP1DG15TH077808/276f14e584ec3654064bf9da5152a588.jpg", "https://vehicle-images.carscommerce.inc/25de-110013116/5NMP1DG15TH077808/436016cc8c4618b3fa59678f19ef2331.jpg", "https://vehicle-images.carscommerce.inc/3cd4-110013116/5NMP1DG15TH077808/065675289248be2a52213746bdc04427.png", "https://vehicle-images.carscommerce.inc/173d-110013116/5NMP1DG15TH077808/f28fdc882849c491e35e412f6a7e20e5.jpg", "https://vehicle-images.carscommerce.inc/5977-110013116/5NMP1DG15TH077808/dc6fb08bab4dcd660c673d0a06ba42b2.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 40970.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DG15TH077808.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg15th077808/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg15th077808/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG15TH077808.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG15TH077808.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG15TH077808.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg15th077808/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,265. This offer applies to Stock #HD260067, VIN 5NMP1DG15TH077808. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,970. Advertised price: $37,705. Savings: $3,265, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,970"}, {"label": "Advertised price", "value": "$37,705"}, {"label": "Savings", "value": "$3,265, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,265", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37705.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG15TH077808_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 668, "unit": "per_month", "display": "$668/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37705.0, "price_incl_doc": 37705.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 667.69, "amount_financed": 40061.56, "sales_tax": 2356.56, "total_of_payments": 40061.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260067, VIN 5NMP1DG15TH077808. $668 per month for 60 months at 0% APR, $0 cash down. Advertised price $37,705, before any dealer documentation fee. Amount financed $40,062, including $2,357 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $40,062. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG15TH077808_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 595, "unit": "per_month", "display": "$595/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37705.0, "price_incl_doc": 37705.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 594.7, "amount_financed": 40061.56, "sales_tax": 2356.56, "total_of_payments": 49954.6, "finance_charge": 9893.04, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260067, VIN 5NMP1DG15TH077808. $595 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $37,705, before any dealer documentation fee. Amount financed $40,062, including $2,357 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $49,955. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 169}}, {"vin": "2T2YZMDAXNC310197", "title": "2022 Lexus RX Handling", "year": 2022, "make": "Lexus", "model": "RX", "trim": "Handling", "decoded_trim": "350 F Sport High", "condition": "used", "price": 45512.0, "msrp": 0.0, "sale_price": 46362.0, "currency": "USD", "mileage": 46667, "exterior_color": "White", "interior_color": "Circuit Red", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.5L V6 DOHC 24V", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PDV0974", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"https://www.castlehyundaidownersgrove.com/inventory/used-2022-lexus-rx-350-f-sport-handling-awd-4d-sport-utility-2t2yzmdaxnc310197/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-lexus-rx-350-f-sport-handling-awd-4d-sport-utility-2t2yzmdaxnc310197/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/2T2YZMDAXNC310197.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/2T2YZMDAXNC310197.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/2T2YZMDAXNC310197.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-lexus-rx-350-f-sport-handling-awd-4d-sport-utility-2t2yzmdaxnc310197/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0974, VIN 2T2YZMDAXNC310197. Advertised price: $45,512. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$45,512"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45512.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2T2YZMDAXNC310197_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1135, "unit": "per_month", "display": "$1,135/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45512.0, "price_incl_doc": 45512.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1135.43, "amount_financed": 48356.5, "sales_tax": 2844.5, "total_of_payments": 54500.74, "finance_charge": 6144.24, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0974, VIN 2T2YZMDAXNC310197. $1,135 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $45,512, before any dealer documentation fee. Amount financed $48,356, including $2,844 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $54,501. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T2YZMDAXNC310197_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 946, "unit": "per_month", "display": "$946/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45512.0, "price_incl_doc": 45512.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 945.92, "amount_financed": 48356.5, "sales_tax": 2844.5, "total_of_payments": 56755.44, "finance_charge": 8398.94, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0974, VIN 2T2YZMDAXNC310197. $946 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $45,512, before any dealer documentation fee. Amount financed $48,356, including $2,844 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $56,755. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T2YZMDAXNC310197_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 824, "unit": "per_month", "display": "$824/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45512.0, "price_incl_doc": 45512.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 824.2, "amount_financed": 48356.5, "sales_tax": 2844.5, "total_of_payments": 59342.26, "finance_charge": 10985.76, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0974, VIN 2T2YZMDAXNC310197. $824 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $45,512, before any dealer documentation fee. Amount financed $48,356, including $2,844 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $59,342. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 158}}, {"vin": "KMHLS4DGXTU207896", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 23961.0, "msrp": 26950.0, "sale_price": 24761.0, "currency": "USD", "mileage": 5, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28680", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/d93e-110013116/KMHLS4DGXTU207896/74a2d6a1162193e3f6345f96f218ddc2.jpg", "images": ["https://vehicle-images.carscommerce.inc/d93e-110013116/KMHLS4DGXTU207896/74a2d6a1162193e3f6345f96f218ddc2.jpg", "https://vehicle-images.carscommerce.inc/68e9-110013116/KMHLS4DGXTU207896/83643f25b8dd74cb28c66171005b0ef6.jpg", "https://vehicle-images.carscommerce.inc/7093-110013116/KMHLS4DGXTU207896/a166e8e94d11d09de3e092115cfc5e4f.jpg", "https://vehicle-images.carscommerce.inc/4c26-110013116/KMHLS4DGXTU207896/fc832fe4494c7df7a560bd5130f1b5f3.jpg", "https://vehicle-images.carscommerce.inc/4780-110013116/KMHLS4DGXTU207896/17c6bfbf95f53edff62f2ae9f7c35160.jpg", "https://vehicle-images.carscommerce.inc/6410-110013116/KMHLS4DGXTU207896/1e764c580d1b69de2d71d33a2d58759c.png", "https://vehicle-images.carscommerce.inc/1eb3-110013116/KMHLS4DGXTU207896/041149aa7df102b057a78daf2a6d5433.jpg", "https://vehicle-images.carscommerce.inc/6636-110013116/KMHLS4DGXTU207896/ca328839cca4b9c3e52ac279ca9fe952.jpg", "https://vehicle-images.carscommerce.inc/6f88-110013116/KMHLS4DGXTU207896/f01e6f3a624860c98e005ca459a10b27.png", "https://vehicle-images.carscommerce.inc/ddea-110013116/KMHLS4DGXTU207896/95bc45166f86e4078d45226e17f7c5fe.jpg", "https://vehicle-images.carscommerce.inc/5039-110013116/KMHLS4DGXTU207896/bc25018652d1aa3980693befce0eebf9.jpg", "https://vehicle-images.carscommerce.inc/afd3-110013116/KMHLS4DGXTU207896/415d6a3de4cdbe7a3fd48c11f356ea47.png", "https://vehicle-images.carscommerce.inc/bbd7-110013116/KMHLS4DGXTU207896/f210482af45b0e7ff7f1f0bf2d83646b.jpg", "https://vehicle-images.carscommerce.inc/8df8-110013116/KMHLS4DGXTU207896/064e510c9aea4955b7f269a2e546750f.jpg", "https://vehicle-images.carscommerce.inc/8f25-110013116/KMHLS4DGXTU207896/8d733091c24bed0ad9bf201b14939e15.png", "https://vehicle-images.carscommerce.inc/4572-110013116/KMHLS4DGXTU207896/91b300ad8ba51e892fe3b8990b6c8f6b.jpg", "https://vehicle-images.carscommerce.inc/ed1f-110013116/KMHLS4DGXTU207896/822e6171026518b529a58da9c5f6580b.jpg", "https://vehicle-images.carscommerce.inc/b7f6-110013116/KMHLS4DGXTU207896/79426fd8a4648e3afdb0b1b89194e94a.png", "https://vehicle-images.carscommerce.inc/e1d7-110013116/KMHLS4DGXTU207896/db85484cf29dfd3159928a5b3f733a98.jpg", "https://vehicle-images.carscommerce.inc/ef88-110013116/KMHLS4DGXTU207896/f750e53617332e56f4fa4098c2943bca.jpg", "https://vehicle-images.carscommerce.inc/72bd-110013116/KMHLS4DGXTU207896/869397f222a8861d264530e1ab6b2b5b.jpg", "https://vehicle-images.carscommerce.inc/5fe3-110013116/KMHLS4DGXTU207896/ade3338fa411da57a7ac4ca12d88a671.jpg", "https://vehicle-images.carscommerce.inc/a535-110013116/KMHLS4DGXTU207896/6d3846bbae69b63d4899fe77a79bb79c.png", "https://vehicle-images.carscommerce.inc/b0a0-110013116/KMHLS4DGXTU207896/12ff68746a8976a89dafc1f7944d94f2.jpg", "https://vehicle-images.carscommerce.inc/9428-110013116/KMHLS4DGXTU207896/51645708098cb1db40e644e66e8313df.jpg", "https://vehicle-images.carscommerce.inc/ecda-110013116/KMHLS4DGXTU207896/29a3bfbb1b3c29b7d0695d05ab128c81.jpg", "https://vehicle-images.carscommerce.inc/5cab-110013116/KMHLS4DGXTU207896/52da5f05647ab1e1fe80e64bccaa7b8b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26950.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DGXTU207896.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu207896/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu207896/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DGXTU207896.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DGXTU207896.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DGXTU207896.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu207896/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,989. This offer applies to Stock #28680, VIN KMHLS4DGXTU207896. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,950. Advertised price: $23,961. Savings: $2,989, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,950"}, {"label": "Advertised price", "value": "$23,961"}, {"label": "Savings", "value": "$2,989, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,989", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23961.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DGXTU207896_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 463, "unit": "per_month", "display": "$463/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23961.0, "price_incl_doc": 23961.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 463.02, "amount_financed": 25458.56, "sales_tax": 1497.56, "total_of_payments": 27781.3, "finance_charge": 2322.74, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28680, VIN KMHLS4DGXTU207896. $463 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,961, before any dealer documentation fee. Amount financed $25,459, including $1,498 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,781. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DGXTU207896_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 378, "unit": "per_month", "display": "$378/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23961.0, "price_incl_doc": 23961.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 377.92, "amount_financed": 25458.56, "sales_tax": 1497.56, "total_of_payments": 31745.45, "finance_charge": 6286.89, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28680, VIN KMHLS4DGXTU207896. $378 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,961, before any dealer documentation fee. Amount financed $25,459, including $1,498 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,745. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk0tu042997/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLW4DK0TU042997.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK0TU042997.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK0TU042997.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk0tu042997/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $418. This offer applies to Stock #KMHLW4DK0TU042997, VIN KMHLW4DK0TU042997. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $38,275. Advertised price: $37,857. Savings: $418, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$38,275"}, {"label": "Advertised price", "value": "$37,857"}, {"label": "Savings", "value": "$418, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $418", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Premium Audio", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37857.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLW4DK0TU042997_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 768, "unit": "per_month", "display": "$768/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37857.0, "price_incl_doc": 37857.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra N \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 768.12, "amount_financed": 40223.06, "sales_tax": 2366.06, "total_of_payments": 46087.29, "finance_charge": 5864.23, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLW4DK0TU042997, VIN KMHLW4DK0TU042997. $768 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $37,857, before any dealer documentation fee. Amount financed $40,223, including $2,366 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $46,087. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLW4DK0TU042997_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 597, "unit": "per_month", "display": "$597/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37857.0, "price_incl_doc": 37857.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 597.1, "amount_financed": 40223.06, "sales_tax": 2366.06, "total_of_payments": 50155.99, "finance_charge": 9932.93, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLW4DK0TU042997, VIN KMHLW4DK0TU042997. $597 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $37,857, before any dealer documentation fee. Amount financed $40,223, including $2,366 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,156. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 163}}, {"vin": "KM8RJES28TU080916", "title": "2026 Hyundai PALISADE Pro", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Pro", "decoded_trim": "XRT Pro", "condition": "new", "price": 45774.0, "msrp": 51715.0, "sale_price": 47774.0, "currency": "USD", "mileage": 9, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260534", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/b34b-110013116/KM8RJES28TU080916/52d422c02901efa7dfbd37c97e0dad4d.jpg", "images": ["https://vehicle-images.carscommerce.inc/b34b-110013116/KM8RJES28TU080916/52d422c02901efa7dfbd37c97e0dad4d.jpg", "https://vehicle-images.carscommerce.inc/5b2c-110013116/KM8RJES28TU080916/36bff9c6031e7656f0269eeaf27506fd.jpg", "https://vehicle-images.carscommerce.inc/da64-110013116/KM8RJES28TU080916/d4565c4ac04bab7b549d45fadfe26ac3.jpg", "https://vehicle-images.carscommerce.inc/1a52-110013116/KM8RJES28TU080916/d032bd3081d9caad5004b87d9b77851b.jpg", "https://vehicle-images.carscommerce.inc/966c-110013116/KM8RJES28TU080916/de262738bb5ee7e8611477dad3b64f3c.png", "https://vehicle-images.carscommerce.inc/fb3b-110013116/KM8RJES28TU080916/e4f80264cceb533c4cdda7f6a55186d6.jpg", "https://vehicle-images.carscommerce.inc/d0c8-110013116/KM8RJES28TU080916/4d2003269466e3cac48283b6fb67197b.jpg", "https://vehicle-images.carscommerce.inc/83ef-110013116/KM8RJES28TU080916/875875f8dae6dc80337154bba8638770.png", "https://vehicle-images.carscommerce.inc/2dd0-110013116/KM8RJES28TU080916/9a9f319691a9492a3415e008159402ca.jpg", "https://vehicle-images.carscommerce.inc/3d02-110013116/KM8RJES28TU080916/296b66445227c3fbdd7961c7d7556b2f.jpg", "https://vehicle-images.carscommerce.inc/5261-110013116/KM8RJES28TU080916/dd100594d7b40eba77ae8e7dfbc8bbfe.png", "https://vehicle-images.carscommerce.inc/f0f4-110013116/KM8RJES28TU080916/6a3275efc797bd30dc1d7fd41b4bdac7.jpg", "https://vehicle-images.carscommerce.inc/dfea-110013116/KM8RJES28TU080916/10a70b00f243dde2f56e3a414c461ab6.jpg", "https://vehicle-images.carscommerce.inc/790f-110013116/KM8RJES28TU080916/343be1f021c32471fd2fb9e8dc516a97.png", "https://vehicle-images.carscommerce.inc/4ffc-110013116/KM8RJES28TU080916/e04e0619b89c01d812ebb013c7ede610.jpg", "https://vehicle-images.carscommerce.inc/e5ea-110013116/KM8RJES28TU080916/8b0c059e0a51e42c53148533d6da065b.jpg", "https://vehicle-images.carscommerce.inc/fe46-110013116/KM8RJES28TU080916/71dcf9267d5d9e5c8eef874ac1b9d863.png", "https://vehicle-images.carscommerce.inc/f579-110013116/KM8RJES28TU080916/1da6514c7931cbd726e6f0409a76f968.jpg", "https://vehicle-images.carscommerce.inc/71ea-110013116/KM8RJES28TU080916/093052f4d200e11c3907734a0f14f127.jpg", "https://vehicle-images.carscommerce.inc/8ff8-110013116/KM8RJES28TU080916/4cd797b64d7b3e16e2772db8952581b9.png", "https://vehicle-images.carscommerce.inc/16ca-110013116/KM8RJES28TU080916/abc68ad215bdbf36e3a15a1a0a34e030.jpg", "https://vehicle-images.carscommerce.inc/6b4d-110013116/KM8RJES28TU080916/1387ae3dea205675474099ad4f0f5372.jpg", "https://vehicle-images.carscommerce.inc/dda3-110013116/KM8RJES28TU080916/7ffe55ad28010934e7ea474675df05ad.png", "https://vehicle-images.carscommerce.inc/88a4-110013116/KM8RJES28TU080916/6ab7312a184447bcaf59bde7f552b94e.jpg", "https://vehicle-images.carscommerce.inc/5d8b-110013116/KM8RJES28TU080916/a66b206e07521635d2d20dc83af6aa80.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51715.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RJES28TU080916.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes28tu080916/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes28tu080916/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES28TU080916.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES28TU080916.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES28TU080916.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes28tu080916/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,941. This offer applies to Stock #HD260534, VIN KM8RJES28TU080916. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,715. Advertised price: $45,774. Savings: $5,941, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,715"}, {"label": "Advertised price", "value": "$45,774"}, {"label": "Savings", "value": "$5,941, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,941", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45774.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES28TU080916_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 895, "unit": "per_month", "display": "$895/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45774.0, "price_incl_doc": 45774.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 895.47, "amount_financed": 48634.88, "sales_tax": 2860.88, "total_of_payments": 53727.95, "finance_charge": 5093.07, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260534, VIN KM8RJES28TU080916. $895 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $45,774, before any dealer documentation fee. Amount financed $48,635, including $2,861 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $53,728. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES28TU080916_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 675, "unit": "per_month", "display": "$675/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45774.0, "price_incl_doc": 45774.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 675.48, "amount_financed": 48634.88, "sales_tax": 2860.88, "total_of_payments": 48634.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260534, VIN KM8RJES28TU080916. $675 per month for 72 months at 0% APR, $0 cash down. Advertised price $45,774, before any dealer documentation fee. Amount financed $48,635, including $2,861 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $48,635. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 163}}, {"vin": "5NMP5DGL0TH212344", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 47402.0, "msrp": 52555.0, "sale_price": 48652.0, "currency": "USD", "mileage": 9, "exterior_color": "White", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260772", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/3e7c-110013116/5NMP5DGL0TH212344/73d99096bb42f444e6bd3729b413943c.jpg", "images": ["https://vehicle-images.carscommerce.inc/3e7c-110013116/5NMP5DGL0TH212344/73d99096bb42f444e6bd3729b413943c.jpg", "https://vehicle-images.carscommerce.inc/e5cd-110013116/5NMP5DGL0TH212344/1dba27183af6cae9d95f508299604851.jpg", "https://vehicle-images.carscommerce.inc/32b6-110013116/5NMP5DGL0TH212344/99bd60a5701714876d6d1b9253ff41cd.jpg", "https://vehicle-images.carscommerce.inc/5b1c-110013116/5NMP5DGL0TH212344/049a98b9679ebaecce2fe104e8281a40.jpg", "https://vehicle-images.carscommerce.inc/791f-110013116/5NMP5DGL0TH212344/04d99434a25b0ea888ee543b94e099db.png", "https://vehicle-images.carscommerce.inc/4682-110013116/5NMP5DGL0TH212344/10af1c43701de01968e4a8b788bb2c56.jpg", "https://vehicle-images.carscommerce.inc/ea0c-110013116/5NMP5DGL0TH212344/7a2fb98fab1afcaf1ef1f8d4c4721960.jpg", "https://vehicle-images.carscommerce.inc/7037-110013116/5NMP5DGL0TH212344/5a470729f9251e6a1ed6f4d7f3a7662e.png", "https://vehicle-images.carscommerce.inc/eb44-110013116/5NMP5DGL0TH212344/c4c7c642714890dd9797cc5bcf22e265.jpg", "https://vehicle-images.carscommerce.inc/5d71-110013116/5NMP5DGL0TH212344/af63e17142ed24c86e46496d6dbd7f20.jpg", "https://vehicle-images.carscommerce.inc/6397-110013116/5NMP5DGL0TH212344/0ba2e7f2e11baddd4f9e01992d13b361.png", "https://vehicle-images.carscommerce.inc/cadb-110013116/5NMP5DGL0TH212344/0ef0605a3b6c8c21c5e691ad2e4ec897.jpg", "https://vehicle-images.carscommerce.inc/5c60-110013116/5NMP5DGL0TH212344/2cdde27dc05ec48108603bbb94f3634c.jpg", "https://vehicle-images.carscommerce.inc/590f-110013116/5NMP5DGL0TH212344/6f1c4a6dc164749104ce5e4ae6bc0235.png", "https://vehicle-images.carscommerce.inc/d934-110013116/5NMP5DGL0TH212344/5dfca7cacfedff8d46802619a0192a7d.jpg", "https://vehicle-images.carscommerce.inc/1f55-110013116/5NMP5DGL0TH212344/ff24e1f0444161d699b352eeb9d55e08.jpg", "https://vehicle-images.carscommerce.inc/1009-110013116/5NMP5DGL0TH212344/410e5efa9556e03d9a76495bdb379358.png", "https://vehicle-images.carscommerce.inc/c208-110013116/5NMP5DGL0TH212344/cf6aeb53e264dc8fc1309787eb467be9.jpg", "https://vehicle-images.carscommerce.inc/3588-110013116/5NMP5DGL0TH212344/804df83ff9e149c13550516985f0ecd0.jpg", "https://vehicle-images.carscommerce.inc/1bb4-110013116/5NMP5DGL0TH212344/7bed3ed34703c6237ef32b2c1dc1ba3f.png", "https://vehicle-images.carscommerce.inc/b5b7-110013116/5NMP5DGL0TH212344/cfa42c541f1d71051616bc6a5afa35a6.jpg", "https://vehicle-images.carscommerce.inc/e79a-110013116/5NMP5DGL0TH212344/c0e3cd888fa0899386eb6e94b42d9c50.jpg", "https://vehicle-images.carscommerce.inc/1620-110013116/5NMP5DGL0TH212344/d4be1d0f421ca78dbce9c7ba00b2bfed.png", "https://vehicle-images.carscommerce.inc/934f-110013116/5NMP5DGL0TH212344/fffe86bd83dbc99ef4e2e9ae24270d78.jpg", "https://vehicle-images.carscommerce.inc/70c3-110013116/5NMP5DGL0TH212344/3f7595c8ad86ad6ca5f1123dea4ea0aa.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52555.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL0TH212344.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl0th212344/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl0th212344/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL0TH212344.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL0TH212344.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL0TH212344.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl0th212344/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,153. This offer applies to Stock #HD260772, VIN 5NMP5DGL0TH212344. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,555. Advertised price: $47,402. Savings: $5,153, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,555"}, {"label": "Advertised price", "value": "$47,402"}, {"label": "Savings", "value": "$5,153, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,153", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47402.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL0TH212344_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 839, "unit": "per_month", "display": "$839/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47402.0, "price_incl_doc": 47402.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 839.41, "amount_financed": 50364.63, "sales_tax": 2962.63, "total_of_payments": 50364.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260772, VIN 5NMP5DGL0TH212344. $839 per month for 60 months at 0% APR, $0 cash down. Advertised price $47,402, before any dealer documentation fee. Amount financed $50,365, including $2,963 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $50,365. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL0TH212344_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47402.0, "price_incl_doc": 47402.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 747.64, "amount_financed": 50364.63, "sales_tax": 2962.63, "total_of_payments": 62801.98, "finance_charge": 12437.35, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260772, VIN 5NMP5DGL0TH212344. $748 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,402, before any dealer documentation fee. Amount financed $50,365, including $2,963 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,802. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL0TH212344_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 585, "unit": "per_month", "display": "$585/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52555.0, "selling_price": 47402.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 585.03, "net_cap_cost": 48052.0, "residual_value": 32584.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 585.03, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 745.03}, "total_of_payments": 21060, "total_of_payments_unrounded": 21061.08}, "disclosure": "Estimated lease payment for stock #HD260772, VIN 5NMP5DGL0TH212344. $585 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $745, made up of $585 first payment, $60 title, $100 registration. MSRP $52,555. Lease selling price $47,402. Net capitalized cost $48,052. Residual value $32,584, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $21,060. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL0TH212344_lease", "type": "lease", "label": "Lease", "headline": {"value": 492, "unit": "per_month", "display": "$492/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52555.0, "selling_price": 47402.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 491.74, "net_cap_cost": 45053.0, "residual_value": 32584.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 491.74, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3650.74}, "total_of_payments": 17712, "total_of_payments_unrounded": 17702.64}, "disclosure": "Estimated lease payment for stock #HD260772, VIN 5NMP5DGL0TH212344. $492 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,651, made up of $492 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,555. Lease selling price $47,402. Net capitalized cost $45,053. Residual value $32,584, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,712. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 216}}, {"vin": "KMHLW4DK7TU043306", "title": "2026 Hyundai ELANTRA N N", "year": 2026, "make": "Hyundai", "model": "ELANTRA N", "trim": "N", "decoded_trim": "Elantra N", "condition": "new", "price": 37929.0, "msrp": 38355.0, "sale_price": 38768.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Intercooled Turbo Premium Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "8-Speed Auto-Shift Manual w/OD", "mpg_city": 20, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "KMHLW4DK7TU043306", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/713c-110013116/KMHLW4DK7TU043306/85357f923761712ed2a561a95aabedd3.jpg", "images": ["https://vehicle-images.carscommerce.inc/713c-110013116/KMHLW4DK7TU043306/85357f923761712ed2a561a95aabedd3.jpg", "https://vehicle-images.carscommerce.inc/9cf7-110013116/KMHLW4DK7TU043306/d4d5cdd6a4668c5166c83dba54a94132.jpg", "https://vehicle-images.carscommerce.inc/27b6-110013116/KMHLW4DK7TU043306/d2bed77557fb96ac8f502f1151ad8f79.jpg", "https://vehicle-images.carscommerce.inc/8c50-110013116/KMHLW4DK7TU043306/59b9a98d44f39eb2d0248d54389ffc86.jpg", "https://vehicle-images.carscommerce.inc/f3a0-110013116/KMHLW4DK7TU043306/eba7bce63402771d1cf77ce66065fea4.png", "https://vehicle-images.carscommerce.inc/9ecd-110013116/KMHLW4DK7TU043306/b9465e7af2f70a09f4ab4484dc90f17c.jpg", "https://vehicle-images.carscommerce.inc/9897-110013116/KMHLW4DK7TU043306/92a7dc10211119e3dbf4d13d56ad4399.jpg", "https://vehicle-images.carscommerce.inc/a1b0-110013116/KMHLW4DK7TU043306/517bf408351db8911dcdf8600848fdcc.png", "https://vehicle-images.carscommerce.inc/b9fd-110013116/KMHLW4DK7TU043306/235e6f25ef97d27dc72e1e102b44e2c3.jpg", "https://vehicle-images.carscommerce.inc/6d33-110013116/KMHLW4DK7TU043306/3bb14eba5142007c01d3b79e8d330c22.jpg", "https://vehicle-images.carscommerce.inc/da0d-110013116/KMHLW4DK7TU043306/d6f36f323ff04ff5f6ff3210e32fb88e.png", "https://vehicle-images.carscommerce.inc/5c59-110013116/KMHLW4DK7TU043306/c279b2396f950bbfb7b87b75fad39080.jpg", "https://vehicle-images.carscommerce.inc/e534-110013116/KMHLW4DK7TU043306/38c68ee57e34d7a3a60e70d06e2d7c15.jpg", "https://vehicle-images.carscommerce.inc/b83d-110013116/KMHLW4DK7TU043306/49175bebbd913a4c8b76d9d7de440644.png", "https://vehicle-images.carscommerce.inc/aea8-110013116/KMHLW4DK7TU043306/0829f7181f7b9a34464f811a29ddf3f7.jpg", "https://vehicle-images.carscommerce.inc/3f5d-110013116/KMHLW4DK7TU043306/1d9e87208fbae7b3852c84fa99d46da6.jpg", "https://vehicle-images.carscommerce.inc/644b-110013116/KMHLW4DK7TU043306/a39fa9d94fb02592a045d856f5caaa51.png", "https://vehicle-images.carscommerce.inc/2ac4-110013116/KMHLW4DK7TU043306/378c1ae5242a5cce1b7b0655def13671.jpg", "https://vehicle-images.carscommerce.inc/b835-110013116/KMHLW4DK7TU043306/6c93388e91d29e51ace4a36ccfcfa40c.png", "https://vehicle-images.carscommerce.inc/f3ee-110013116/KMHLW4DK7TU043306/c51d7ba8f1fd91354fc06cfbe9dc00b8.png"], "vin_decode": {"make": "Hyundai", "model": "Elantra N", "year": 2026, "trim": "Elantra N", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 38355.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLW4DK7TU043306.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk7tu043306/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk7tu043306/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLW4DK7TU043306.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK7TU043306.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK7TU043306.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk7tu043306/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $426. This offer applies to Stock #KMHLW4DK7TU043306, VIN KMHLW4DK7TU043306. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $38,355. Advertised price: $37,929. Savings: $426, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$38,355"}, {"label": "Advertised price", "value": "$37,929"}, {"label": "Savings", "value": "$426, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $426", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Premium Audio", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37929.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLW4DK7TU043306_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 770, "unit": "per_month", "display": "$770/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37929.0, "price_incl_doc": 37929.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra N \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 769.58, "amount_financed": 40299.56, "sales_tax": 2370.56, "total_of_payments": 46174.95, "finance_charge": 5875.39, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLW4DK7TU043306, VIN KMHLW4DK7TU043306. $770 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $37,929, before any dealer documentation fee. Amount financed $40,300, including $2,371 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $46,175. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLW4DK7TU043306_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 598, "unit": "per_month", "display": "$598/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37929.0, "price_incl_doc": 37929.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.23, "amount_financed": 40299.56, "sales_tax": 2370.56, "total_of_payments": 50251.38, "finance_charge": 9951.82, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLW4DK7TU043306, VIN KMHLW4DK7TU043306. $598 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $37,929, before any dealer documentation fee. Amount financed $40,300, including $2,371 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,251. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 171}}, {"vin": "JM1NDAM74P0561920", "title": "2023 Mazda Miata RF Touring", "year": 2023, "make": "Mazda", "model": "Miata RF", "trim": "Touring", "decoded_trim": "Grand Touring", "condition": "used", "price": 30925.0, "msrp": 0.0, "sale_price": 31715.0, "currency": "USD", "mileage": 10395, "exterior_color": "Gray", "interior_color": "Teracotta", "drivetrain": "RWD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 2, "seating_capacity": null, "engine": "2.0L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 26, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0825", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://www.castlehyundaidownersgrove.com/inventory/used-2023-mazda-miata-rf-grand-touring-rwd-2d-convertible-jm1ndam74p0561920/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mazda-miata-rf-grand-touring-rwd-2d-convertible-jm1ndam74p0561920/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM1NDAM74P0561920.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM1NDAM74P0561920.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM1NDAM74P0561920.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mazda-miata-rf-grand-touring-rwd-2d-convertible-jm1ndam74p0561920/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0825, VIN JM1NDAM74P0561920. Advertised price: $30,925. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,925"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Navigation System", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30925.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM1NDAM74P0561920_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 772, "unit": "per_month", "display": "$772/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30925.0, "price_incl_doc": 30925.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 771.52, "amount_financed": 32857.81, "sales_tax": 1932.81, "total_of_payments": 37032.77, "finance_charge": 4174.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0825, VIN JM1NDAM74P0561920. $772 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,925, before any dealer documentation fee. Amount financed $32,858, including $1,933 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,033. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1NDAM74P0561920_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 643, "unit": "per_month", "display": "$643/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30925.0, "price_incl_doc": 30925.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 642.75, "amount_financed": 32857.81, "sales_tax": 1932.81, "total_of_payments": 38564.81, "finance_charge": 5707.0, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0825, VIN JM1NDAM74P0561920. $643 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,925, before any dealer documentation fee. Amount financed $32,858, including $1,933 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,565. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1NDAM74P0561920_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 560, "unit": "per_month", "display": "$560/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30925.0, "price_incl_doc": 30925.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.04, "amount_financed": 32857.81, "sales_tax": 1932.81, "total_of_payments": 40322.54, "finance_charge": 7464.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0825, VIN JM1NDAM74P0561920. $560 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,925, before any dealer documentation fee. Amount financed $32,858, including $1,933 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,323. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 172}}, {"vin": "KMHL64JA0TA570553", "title": "2026 Hyundai SONATA Sport", "year": 2026, "make": "Hyundai", "model": "SONATA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 29586.0, "msrp": 32730.0, "sale_price": 29586.0, "currency": "USD", "mileage": 10, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 24, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "28624", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/149f-110013116/KMHL64JA0TA570553/201c9651ca2e8787bc05bd0217ff4493.jpg", "images": ["https://vehicle-images.carscommerce.inc/149f-110013116/KMHL64JA0TA570553/201c9651ca2e8787bc05bd0217ff4493.jpg", "https://vehicle-images.carscommerce.inc/7f74-110013116/KMHL64JA0TA570553/b9b9016796d20fd7543578fcb737c921.jpg", "https://vehicle-images.carscommerce.inc/e2f5-110013116/KMHL64JA0TA570553/7aeb1e8be95e8e0ce1cde71a77f8595e.jpg", "https://vehicle-images.carscommerce.inc/ab5d-110013116/KMHL64JA0TA570553/f02b43e3c9f04468331595b575d446c0.jpg", "https://vehicle-images.carscommerce.inc/3822-110013116/KMHL64JA0TA570553/6ff541752dc3b8c8a5bafd7dab473edd.png", "https://vehicle-images.carscommerce.inc/c70d-110013116/KMHL64JA0TA570553/91204245fd40b8e580d42d9d5a5241f5.jpg", "https://vehicle-images.carscommerce.inc/ecd0-110013116/KMHL64JA0TA570553/2175a76d1157357d8a0e63ee22769b16.jpg", "https://vehicle-images.carscommerce.inc/5ffc-110013116/KMHL64JA0TA570553/5533f79b284a25ef169085ff034cd21d.png", "https://vehicle-images.carscommerce.inc/17b7-110013116/KMHL64JA0TA570553/e1d470d8337644bf477fc8cbe37fc885.jpg", "https://vehicle-images.carscommerce.inc/88b5-110013116/KMHL64JA0TA570553/67b7e6846b02f2396c927965f8085224.jpg", "https://vehicle-images.carscommerce.inc/cd3c-110013116/KMHL64JA0TA570553/57d90adb4910275da82e2f5a481fc920.png", "https://vehicle-images.carscommerce.inc/d976-110013116/KMHL64JA0TA570553/ff982bae63674cf24035b4e6c6a2ffa8.jpg", "https://vehicle-images.carscommerce.inc/5c92-110013116/KMHL64JA0TA570553/53411aa6af14d745914efd77452dfee1.jpg", "https://vehicle-images.carscommerce.inc/b21b-110013116/KMHL64JA0TA570553/5b03699843af36ae8feb91ac9d0728a0.png", "https://vehicle-images.carscommerce.inc/1f25-110013116/KMHL64JA0TA570553/47e80e84748d56d6aa6bc1e419f35f67.jpg", "https://vehicle-images.carscommerce.inc/6f99-110013116/KMHL64JA0TA570553/e7358cfe2fd3bd3108232d4a33830e32.jpg", "https://vehicle-images.carscommerce.inc/82f0-110013116/KMHL64JA0TA570553/8d57ce1c4a39e4be6db0f555c5258abd.png", "https://vehicle-images.carscommerce.inc/9276-110013116/KMHL64JA0TA570553/880e78cee4b9647ab534dc55c316c7eb.jpg", "https://vehicle-images.carscommerce.inc/ecb7-110013116/KMHL64JA0TA570553/a236c2d446869da08c470471ada60228.jpg", "https://vehicle-images.carscommerce.inc/b402-110013116/KMHL64JA0TA570553/617c497159958812f062f501e2752edd.jpg", "https://vehicle-images.carscommerce.inc/6e2f-110013116/KMHL64JA0TA570553/92483d04951b1a5a2c27c8c0dd7bb376.jpg", "https://vehicle-images.carscommerce.inc/1bb3-110013116/KMHL64JA0TA570553/679ebe011d246ab5e966d78a5fe0625e.png", "https://vehicle-images.carscommerce.inc/7e60-110013116/KMHL64JA0TA570553/961e0fe667fbe48a25c33471caf33048.jpg", "https://vehicle-images.carscommerce.inc/219d-110013116/KMHL64JA0TA570553/22fbe679ee88b359e1aae732d809f470.jpg", "https://vehicle-images.carscommerce.inc/8f48-110013116/KMHL64JA0TA570553/059e05e6bc2b76302e739a8186ada3f6.jpg", "https://vehicle-images.carscommerce.inc/bf45-110013116/KMHL64JA0TA570553/5f954684b6a7844fa464773cff883b32.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 32730.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL64JA0TA570553.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64ja0ta570553/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64ja0ta570553/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL64JA0TA570553.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA0TA570553.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA0TA570553.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64ja0ta570553/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,144. This offer applies to Stock #28624, VIN KMHL64JA0TA570553. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $32,730. Advertised price: $29,586. Savings: $3,144, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$32,730"}, {"label": "Advertised price", "value": "$29,586"}, {"label": "Savings", "value": "$3,144, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,144", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29586.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL64JA0TA570553_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 537, "unit": "per_month", "display": "$537/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29586.0, "price_incl_doc": 29586.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 537.21, "amount_financed": 31435.13, "sales_tax": 1849.13, "total_of_payments": 32232.53, "finance_charge": 797.4, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28624, VIN KMHL64JA0TA570553. $537 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $29,586, before any dealer documentation fee. Amount financed $31,435, including $1,849 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $32,233. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA0TA570553_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 467, "unit": "per_month", "display": "$467/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29586.0, "price_incl_doc": 29586.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 466.64, "amount_financed": 31435.13, "sales_tax": 1849.13, "total_of_payments": 39197.91, "finance_charge": 7762.78, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28624, VIN KMHL64JA0TA570553. $467 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $29,586, before any dealer documentation fee. Amount financed $31,435, including $1,849 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $39,198. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 170}}, {"vin": "KM8RHESA0TU092352", "title": "2026 Hyundai PALISADE HYBRID Premium", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Premium", "decoded_trim": "Blue SEL Premium FWD, SEL Premium AWD", "condition": "new", "price": 49281.0, "msrp": 51120.0, "sale_price": 50281.0, "currency": "USD", "mileage": 11, "exterior_color": "Green", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 8, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260823", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 22, "primary_image": "https://vehicle-images.carscommerce.inc/78e2-110013116/KM8RHESA0TU092352/67ebbe524a8adbedbf52c523c49fefa2.jpg", "images": ["https://vehicle-images.carscommerce.inc/78e2-110013116/KM8RHESA0TU092352/67ebbe524a8adbedbf52c523c49fefa2.jpg", "https://vehicle-images.carscommerce.inc/f73d-110013116/KM8RHESA0TU092352/8e5dae17800459e7ed5d74c5cd7e345d.jpg", "https://vehicle-images.carscommerce.inc/fc73-110013116/KM8RHESA0TU092352/84685753f27d8985b27ca5399c59dc92.jpg", "https://vehicle-images.carscommerce.inc/2004-110013116/KM8RHESA0TU092352/8002ca4f4a90b035d8c8d939263bacc0.jpg", "https://vehicle-images.carscommerce.inc/ab49-110013116/KM8RHESA0TU092352/b72a3a75ebe90cbd33656e0f88674ea6.jpg", "https://vehicle-images.carscommerce.inc/b44e-110013116/KM8RHESA0TU092352/846d2b8af7132ec59f23452113658840.png", "https://vehicle-images.carscommerce.inc/2f05-110013116/KM8RHESA0TU092352/2ace7b860ba16d27613e139897b30dad.jpg", "https://vehicle-images.carscommerce.inc/42b1-110013116/KM8RHESA0TU092352/e0884b446f7a39f7b8f55b2ad9e7fe4d.jpg", "https://vehicle-images.carscommerce.inc/dfac-110013116/KM8RHESA0TU092352/87a7dd51226e819f69e9d209b2f2717b.png", "https://vehicle-images.carscommerce.inc/2881-110013116/KM8RHESA0TU092352/3359af9cc08387c2a54c9cb50c06eb36.jpg", "https://vehicle-images.carscommerce.inc/ee0b-110013116/KM8RHESA0TU092352/aee8fa8246fa15f840149fcebdd665ed.jpg", "https://vehicle-images.carscommerce.inc/51e7-110013116/KM8RHESA0TU092352/5eeed7521b2f750c33ba57fad96c059f.png", "https://vehicle-images.carscommerce.inc/79f0-110013116/KM8RHESA0TU092352/4dcd37d9c5063f527b9612ff3f464a97.jpg", "https://vehicle-images.carscommerce.inc/3984-110013116/KM8RHESA0TU092352/17da9be7b52910884e74a261738c1a21.jpg", "https://vehicle-images.carscommerce.inc/d933-110013116/KM8RHESA0TU092352/aacdd04dcfcacbbe6ad04c89aa934add.png", "https://vehicle-images.carscommerce.inc/d9b9-110013116/KM8RHESA0TU092352/229096ebd3eee4f158191b3f1eebdd0a.jpg", "https://vehicle-images.carscommerce.inc/a9f5-110013116/KM8RHESA0TU092352/588e2d8bfc3df78c194efebcea4c85c1.jpg", "https://vehicle-images.carscommerce.inc/62f9-110013116/KM8RHESA0TU092352/2b2b3df12654f428d3ddd58c97a410d1.png", "https://vehicle-images.carscommerce.inc/3c6a-110013116/KM8RHESA0TU092352/4108da2877e359480ea6f4bb01eabc97.jpg", "https://vehicle-images.carscommerce.inc/107a-110013116/KM8RHESA0TU092352/0baa6ad6144ff2ba29f979c0c68006bc.jpg", "https://vehicle-images.carscommerce.inc/7e35-110013116/KM8RHESA0TU092352/e8dbecdc27fd862e3c5dab27ee8164fb.png", "https://vehicle-images.carscommerce.inc/3e14-110013116/KM8RHESA0TU092352/04805c1ebd2ce6fd8293212aa4f274ad.png"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL Premium FWD, SEL Premium AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51120.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RHESA0TU092352.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa0tu092352/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa0tu092352/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESA0TU092352.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA0TU092352.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA0TU092352.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa0tu092352/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,839. This offer applies to Stock #HD260823, VIN KM8RHESA0TU092352. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,120. Advertised price: $49,281. Savings: $1,839, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,120"}, {"label": "Advertised price", "value": "$49,281"}, {"label": "Savings", "value": "$1,839, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,839", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49281.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA0TU092352_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 976, "unit": "per_month", "display": "$976/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49281.0, "price_incl_doc": 49281.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 975.93, "amount_financed": 52361.06, "sales_tax": 3080.06, "total_of_payments": 58555.81, "finance_charge": 6194.75, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260823, VIN KM8RHESA0TU092352. $976 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $49,281, before any dealer documentation fee. Amount financed $52,361, including $3,080 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $58,556. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA0TU092352_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 727, "unit": "per_month", "display": "$727/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49281.0, "price_incl_doc": 49281.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 727.24, "amount_financed": 52361.06, "sales_tax": 3080.06, "total_of_payments": 52361.06, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260823, VIN KM8RHESA0TU092352. $727 per month for 72 months at 0% APR, $0 cash down. Advertised price $49,281, before any dealer documentation fee. Amount financed $52,361, including $3,080 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $52,361. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 171}}, {"vin": "5NMP3DG12TH134783", "title": "2026 Hyundai SANTA FE HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 46704.0, "msrp": 50095.0, "sale_price": 46954.0, "currency": "USD", "mileage": 2, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260971", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://ai.castlehyundaidownersgrove.com/v/5NMP3DG12TH134783.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG12TH134783.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg12th134783/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,391. This offer applies to Stock #HD260971, VIN 5NMP3DG12TH134783. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,095. Advertised price: $46,704. Savings: $3,391, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,095"}, {"label": "Advertised price", "value": "$46,704"}, {"label": "Savings", "value": "$3,391, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,391", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46704.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG12TH134783_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 827, "unit": "per_month", "display": "$827/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46704.0, "price_incl_doc": 46704.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 827.05, "amount_financed": 49623.0, "sales_tax": 2919.0, "total_of_payments": 49623.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260971, VIN 5NMP3DG12TH134783. $827 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,704, before any dealer documentation fee. Amount financed $49,623, including $2,919 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,623. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG12TH134783_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 737, "unit": "per_month", "display": "$737/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46704.0, "price_incl_doc": 46704.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 736.63, "amount_financed": 49623.0, "sales_tax": 2919.0, "total_of_payments": 61877.2, "finance_charge": 12254.2, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260971, VIN 5NMP3DG12TH134783. $737 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,704, before any dealer documentation fee. Amount financed $49,623, including $2,919 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,877. Offer expires 2026-07-31. Estimated for ZIP 60515. 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"canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG10TH124795.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG10TH124795.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG10TH124795.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg10th124795/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,480. This offer applies to Stock #NRHD260795, VIN 5NMP5DG10TH124795. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,055. Advertised price: $48,575. Savings: $4,480, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,055"}, {"label": "Advertised price", "value": "$48,575"}, {"label": "Savings", "value": "$4,480, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,480", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48575.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG10TH124795_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 860, "unit": "per_month", "display": "$860/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48575.0, "price_incl_doc": 48575.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 860.18, "amount_financed": 51610.94, "sales_tax": 3035.94, "total_of_payments": 51610.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260795, VIN 5NMP5DG10TH124795. $860 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,575, before any dealer documentation fee. Amount financed $51,611, including $3,036 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,611. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG10TH124795_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 766, "unit": "per_month", "display": "$766/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48575.0, "price_incl_doc": 48575.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 766.14, "amount_financed": 51610.94, "sales_tax": 3035.94, "total_of_payments": 64356.06, "finance_charge": 12745.12, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260795, VIN 5NMP5DG10TH124795. $766 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,575, before any dealer documentation fee. Amount financed $51,611, including $3,036 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,356. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-limited-awd-4d-sport-utility-km8heca35tu369802/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HECA35TU369802.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HECA35TU369802.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HECA35TU369802.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-limited-awd-4d-sport-utility-km8heca35tu369802/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,059. This offer applies to Stock #28078, VIN KM8HECA35TU369802. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $36,545. Advertised price: $33,486. Savings: $3,059, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$36,545"}, {"label": "Advertised price", "value": "$33,486"}, {"label": "Savings", "value": "$3,059, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,059", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33486.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HECA35TU369802_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 647, "unit": "per_month", "display": "$647/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33486.0, "price_incl_doc": 33486.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 647.08, "amount_financed": 35578.88, "sales_tax": 2092.88, "total_of_payments": 38824.96, "finance_charge": 3246.08, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28078, VIN KM8HECA35TU369802. $647 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $33,486, before any dealer documentation fee. Amount financed $35,579, including $2,093 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $38,825. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HECA35TU369802_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 528, "unit": "per_month", "display": "$528/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33486.0, "price_incl_doc": 33486.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.15, "amount_financed": 35578.88, "sales_tax": 2092.88, "total_of_payments": 44364.94, "finance_charge": 8786.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28078, VIN KM8HECA35TU369802. $528 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $33,486, before any dealer documentation fee. Amount financed $35,579, including $2,093 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $44,365. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a30tu458460/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A30TU458460.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A30TU458460.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A30TU458460.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a30tu458460/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $194. This offer applies to Stock #28604, VIN KMHRC8A30TU458460. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,125. Advertised price: $24,931. Savings: $194, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,125"}, {"label": "Advertised price", "value": "$24,931"}, {"label": "Savings", "value": "$194, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $194", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24931.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A30TU458460_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 506, "unit": "per_month", "display": "$506/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24931.0, "price_incl_doc": 24931.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 505.85, "amount_financed": 26489.19, "sales_tax": 1558.19, "total_of_payments": 30351.12, "finance_charge": 3861.93, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28604, VIN KMHRC8A30TU458460. $506 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,931, before any dealer documentation fee. Amount financed $26,489, including $1,558 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,351. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A30TU458460_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24931.0, "price_incl_doc": 24931.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 393.22, "amount_financed": 26489.19, "sales_tax": 1558.19, "total_of_payments": 33030.59, "finance_charge": 6541.4, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28604, VIN KMHRC8A30TU458460. $393 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,931, before any dealer documentation fee. Amount financed $26,489, including $1,558 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,031. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 137}}, {"vin": "KM8RMES24TU060492", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 52774.0, "msrp": 58950.0, "sale_price": 54774.0, "currency": "USD", "mileage": 25, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260207", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/871d-110013116/KM8RMES24TU060492/9bb3948d3044e86f12d412573a898067.jpg", "images": ["https://vehicle-images.carscommerce.inc/871d-110013116/KM8RMES24TU060492/9bb3948d3044e86f12d412573a898067.jpg", "https://vehicle-images.carscommerce.inc/df5e-110013116/KM8RMES24TU060492/9e0553f555682f80f9a3a189dc221f0e.jpg", "https://vehicle-images.carscommerce.inc/f9d6-110013116/KM8RMES24TU060492/5da61bc05350e76c1d1dbb3f7d10b6f1.jpg", "https://vehicle-images.carscommerce.inc/c4ab-110013116/KM8RMES24TU060492/4b9e62f130b011e1726bb0c2c7aa6e3b.jpg", "https://vehicle-images.carscommerce.inc/4940-110013116/KM8RMES24TU060492/cbd9ca7ab16bec4fa2a25a0dd056f0b5.jpg", "https://vehicle-images.carscommerce.inc/ae5f-110013116/KM8RMES24TU060492/1a6db2cb9c32262ef92810db71af837a.png", "https://vehicle-images.carscommerce.inc/8983-110013116/KM8RMES24TU060492/3cdb993f8561f2b8409e899f7c7ee84a.jpg", "https://vehicle-images.carscommerce.inc/921d-110013116/KM8RMES24TU060492/4616d93c0719b370abf3dcfcf897193a.jpg", "https://vehicle-images.carscommerce.inc/5ce7-110013116/KM8RMES24TU060492/220cf2c6e74bd43faed9e4251a6b7af3.png", "https://vehicle-images.carscommerce.inc/1115-110013116/KM8RMES24TU060492/d3a3e38fb5fa9e4e88e84eaabb74065a.jpg", "https://vehicle-images.carscommerce.inc/69c2-110013116/KM8RMES24TU060492/2cac7432b9d220d124716d516352a2d4.jpg", "https://vehicle-images.carscommerce.inc/e758-110013116/KM8RMES24TU060492/eda85b317bcd84149ec4b7bab279a000.png", "https://vehicle-images.carscommerce.inc/4055-110013116/KM8RMES24TU060492/8e93ea24cfaedd34be9c5338171ba6e6.jpg", "https://vehicle-images.carscommerce.inc/e9a7-110013116/KM8RMES24TU060492/42ebd7448bd5cd485dbc2ac31dacf90a.jpg", "https://vehicle-images.carscommerce.inc/eb16-110013116/KM8RMES24TU060492/61a8d6bc2ad0f3a248943e635febec4d.png", "https://vehicle-images.carscommerce.inc/728b-110013116/KM8RMES24TU060492/382febd76415f4badf8911cf9ca5ea5f.jpg", "https://vehicle-images.carscommerce.inc/eafe-110013116/KM8RMES24TU060492/ea465c4dcfd8cd7aafd9723d29891239.jpg", "https://vehicle-images.carscommerce.inc/23af-110013116/KM8RMES24TU060492/4e6a0364836b4d6782a810b691d8fcc5.png", "https://vehicle-images.carscommerce.inc/c30c-110013116/KM8RMES24TU060492/ae312b7b898241235e061c9b8b8611db.jpg", "https://vehicle-images.carscommerce.inc/21c4-110013116/KM8RMES24TU060492/dfd3843c04a123d9de958ae038c1d37b.jpg", "https://vehicle-images.carscommerce.inc/7852-110013116/KM8RMES24TU060492/6762595935c3d7e86c23b9d862d3df61.png", "https://vehicle-images.carscommerce.inc/7634-110013116/KM8RMES24TU060492/3230c81483173cf669d138ff7019a1e7.jpg", "https://vehicle-images.carscommerce.inc/e35d-110013116/KM8RMES24TU060492/7c9a1b61b0ba58ab0ade00ab70905efb.jpg", "https://vehicle-images.carscommerce.inc/daed-110013116/KM8RMES24TU060492/d0abb56d5fdfdbda6f588b6e9aaaed24.png", "https://vehicle-images.carscommerce.inc/e215-110013116/KM8RMES24TU060492/e896b0aa591d9cdfde6f728253657564.jpg", "https://vehicle-images.carscommerce.inc/ce2e-110013116/KM8RMES24TU060492/858052aa6be360e0de1abadf16009646.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58950.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES24TU060492.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes24tu060492/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes24tu060492/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES24TU060492.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES24TU060492.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES24TU060492.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes24tu060492/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,176. This offer applies to Stock #HD260207, VIN KM8RMES24TU060492. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,950. Advertised price: $52,774. Savings: $6,176, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,950"}, {"label": "Advertised price", "value": "$52,774"}, {"label": "Savings", "value": "$6,176, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,176", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52774.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES24TU060492_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1032, "unit": "per_month", "display": "$1,032/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52774.0, "price_incl_doc": 52774.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1032.41, "amount_financed": 56072.38, "sales_tax": 3298.38, "total_of_payments": 61944.31, "finance_charge": 5871.93, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260207, VIN KM8RMES24TU060492. $1,032 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $52,774, before any dealer documentation fee. Amount financed $56,072, including $3,298 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $61,944. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES24TU060492_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 779, "unit": "per_month", "display": "$779/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52774.0, "price_incl_doc": 52774.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 778.78, "amount_financed": 56072.38, "sales_tax": 3298.38, "total_of_payments": 56072.38, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260207, VIN KM8RMES24TU060492. $779 per month for 72 months at 0% APR, $0 cash down. Advertised price $52,774, before any dealer documentation fee. Amount financed $56,072, including $3,298 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $56,072. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 137}}, {"vin": "KM8RMESA7VU125331", "title": "2027 Hyundai PALISADE HYBRID Ink", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Ink", "decoded_trim": "Calligraphy", "condition": "new", "price": 62538.0, "msrp": null, "sale_price": 62538.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA7VU125331", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/5511-110013116/KM8RMESA7VU125331/1f9db2148f38796fd74177921ab6c933.jpg", "images": ["https://vehicle-images.carscommerce.inc/5511-110013116/KM8RMESA7VU125331/1f9db2148f38796fd74177921ab6c933.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA7VU125331.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-black-ink-awd-sport-utility-km8rmesa7vu125331/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-black-ink-awd-sport-utility-km8rmesa7vu125331/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA7VU125331.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA7VU125331.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA7VU125331.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-black-ink-awd-sport-utility-km8rmesa7vu125331/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA7VU125331, VIN KM8RMESA7VU125331. Advertised price: $62,538. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,538"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62538.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA7VU125331_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1238, "unit": "per_month", "display": "$1,238/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62538.0, "price_incl_doc": 62538.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1238.46, "amount_financed": 66446.63, "sales_tax": 3908.63, "total_of_payments": 74307.82, "finance_charge": 7861.19, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA7VU125331, VIN KM8RMESA7VU125331. $1,238 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,538, before any dealer documentation fee. Amount financed $66,447, including $3,909 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $74,308. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA7VU125331_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62538.0, "price_incl_doc": 62538.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.87, "amount_financed": 66446.63, "sales_tax": 3908.63, "total_of_payments": 66446.63, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA7VU125331, VIN KM8RMESA7VU125331. $923 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,538, before any dealer documentation fee. Amount financed $66,447, including $3,909 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,447. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 144}}, {"vin": "KMHLS4DG1TU175050", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 24487.0, "msrp": 27490.0, "sale_price": 25287.0, "currency": "USD", "mileage": 3, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28645", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/5364-110013116/KMHLS4DG1TU175050/1687efa3751b825f48f98e6f21abfae0.jpg", "images": ["https://vehicle-images.carscommerce.inc/5364-110013116/KMHLS4DG1TU175050/1687efa3751b825f48f98e6f21abfae0.jpg", "https://vehicle-images.carscommerce.inc/aa70-110013116/KMHLS4DG1TU175050/3290c014e07ea801054042046c493b09.jpg", "https://vehicle-images.carscommerce.inc/64f7-110013116/KMHLS4DG1TU175050/d12a26ea84732fd11daa33ad58af683b.jpg", "https://vehicle-images.carscommerce.inc/b2e9-110013116/KMHLS4DG1TU175050/d93ba9794950f408939cf269ef2085eb.jpg", "https://vehicle-images.carscommerce.inc/6cee-110013116/KMHLS4DG1TU175050/3ce225241d63239cb90242a25a77b2c3.jpg", "https://vehicle-images.carscommerce.inc/dd43-110013116/KMHLS4DG1TU175050/8b5d5fcf9ceb614daf05de9c8a35d540.png", "https://vehicle-images.carscommerce.inc/3ca3-110013116/KMHLS4DG1TU175050/94389658089861d74f867b78efd64678.jpg", "https://vehicle-images.carscommerce.inc/b862-110013116/KMHLS4DG1TU175050/93a5b4b69f538622d7e5caed70c3c846.jpg", "https://vehicle-images.carscommerce.inc/4a7c-110013116/KMHLS4DG1TU175050/a5f9427c644b234e734dce10e1728839.png", "https://vehicle-images.carscommerce.inc/448d-110013116/KMHLS4DG1TU175050/738b74e2433c648bfc06e36de896cd07.jpg", "https://vehicle-images.carscommerce.inc/f886-110013116/KMHLS4DG1TU175050/cd71425a2331f3de592a468754d60fb7.jpg", "https://vehicle-images.carscommerce.inc/a889-110013116/KMHLS4DG1TU175050/41c3dc9fc3dcf05c9dd29f45d6504cb3.png", "https://vehicle-images.carscommerce.inc/cb25-110013116/KMHLS4DG1TU175050/3c60e77f2c76be90bb174b5c417f5ad7.jpg", "https://vehicle-images.carscommerce.inc/b9dc-110013116/KMHLS4DG1TU175050/0b90514116b24eb5481ffb240393c842.jpg", "https://vehicle-images.carscommerce.inc/bbae-110013116/KMHLS4DG1TU175050/eb48a56f736621149b16e7bf8510dc6a.png", "https://vehicle-images.carscommerce.inc/4060-110013116/KMHLS4DG1TU175050/7771b59d829b79391c426264e91eb4f7.jpg", "https://vehicle-images.carscommerce.inc/784e-110013116/KMHLS4DG1TU175050/ed1f3863e72d49272280f7dddbdc3f1e.jpg", "https://vehicle-images.carscommerce.inc/71ec-110013116/KMHLS4DG1TU175050/d4025654e0640e9235c06ce487b2f33f.png", "https://vehicle-images.carscommerce.inc/aa6a-110013116/KMHLS4DG1TU175050/c6de0191a0284eb4bac0f869a0e336e8.jpg", "https://vehicle-images.carscommerce.inc/23fc-110013116/KMHLS4DG1TU175050/0560a16b97bba8d165eea0b206552d61.jpg", "https://vehicle-images.carscommerce.inc/493c-110013116/KMHLS4DG1TU175050/14a661fe103c4dbdb946f012e62711c1.jpg", "https://vehicle-images.carscommerce.inc/2e63-110013116/KMHLS4DG1TU175050/55261f000f5191a8da430e87d9440d27.jpg", "https://vehicle-images.carscommerce.inc/8f35-110013116/KMHLS4DG1TU175050/45fd8e25486d733cf9e8197469e7efcd.png", "https://vehicle-images.carscommerce.inc/cfc9-110013116/KMHLS4DG1TU175050/cf7a30fdefc0f1fad16a81d7cdd11bdf.jpg", "https://vehicle-images.carscommerce.inc/12e9-110013116/KMHLS4DG1TU175050/7e6fe0aaf9a33ec634e998bc3f5fc96a.jpg", "https://vehicle-images.carscommerce.inc/9294-110013116/KMHLS4DG1TU175050/7f48b5e348cb2a8bc61b5430a47b2f68.jpg", "https://vehicle-images.carscommerce.inc/18eb-110013116/KMHLS4DG1TU175050/1f25bdd82915b77dd99c0138abc7c08c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27490.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG1TU175050.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg1tu175050/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg1tu175050/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG1TU175050.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG1TU175050.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG1TU175050.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg1tu175050/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,003. This offer applies to Stock #28645, VIN KMHLS4DG1TU175050. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $27,490. Advertised price: $24,487. Savings: $3,003, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$27,490"}, {"label": "Advertised price", "value": "$24,487"}, {"label": "Savings", "value": "$3,003, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,003", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24487.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG1TU175050_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 473, "unit": "per_month", "display": "$473/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24487.0, "price_incl_doc": 24487.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 473.19, "amount_financed": 26017.44, "sales_tax": 1530.44, "total_of_payments": 28391.17, "finance_charge": 2373.73, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28645, VIN KMHLS4DG1TU175050. $473 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $24,487, before any dealer documentation fee. Amount financed $26,017, including $1,530 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $28,391. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG1TU175050_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 386, "unit": "per_month", "display": "$386/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24487.0, "price_incl_doc": 24487.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 386.22, "amount_financed": 26017.44, "sales_tax": 1530.44, "total_of_payments": 32442.34, "finance_charge": 6424.9, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28645, VIN KMHLS4DG1TU175050. $386 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,487, before any dealer documentation fee. Amount financed $26,017, including $1,530 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,442. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 149}}, {"vin": "5NMP14GL6VH236629", "title": "2027 HYUNDAI SANTA FE SE", "year": 2027, "make": "HYUNDAI", "model": "SANTA FE", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 37603.0, "msrp": null, "sale_price": 37603.0, "currency": "USD", "mileage": null, "exterior_color": "SHIMMERING SILVER", "interior_color": null, "drivetrain": "FRONT WHEEL DRIVE", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L 4-CYL", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP14GL6VH236629", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2027, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP14GL6VH236629.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-se-front-wheel-drive-sport-utility-5nmp14gl6vh236629/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-se-front-wheel-drive-sport-utility-5nmp14gl6vh236629/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP14GL6VH236629.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP14GL6VH236629.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP14GL6VH236629.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-se-front-wheel-drive-sport-utility-5nmp14gl6vh236629/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP14GL6VH236629, VIN 5NMP14GL6VH236629. Advertised price: $37,603. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,603"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37603.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP14GL6VH236629_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 666, "unit": "per_month", "display": "$666/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37603.0, "price_incl_doc": 37603.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 665.89, "amount_financed": 39953.19, "sales_tax": 2350.19, "total_of_payments": 39953.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP14GL6VH236629, VIN 5NMP14GL6VH236629. $666 per month for 60 months at 0% APR, $0 cash down. Advertised price $37,603, before any dealer documentation fee. Amount financed $39,953, including $2,350 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $39,953. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP14GL6VH236629_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 593, "unit": "per_month", "display": "$593/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37603.0, "price_incl_doc": 37603.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 593.09, "amount_financed": 39953.19, "sales_tax": 2350.19, "total_of_payments": 49819.47, "finance_charge": 9866.28, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP14GL6VH236629, VIN 5NMP14GL6VH236629. $593 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $37,603, before any dealer documentation fee. Amount financed $39,953, including $2,350 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $49,819. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP14GL6VH236629_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 539, "unit": "per_month", "display": "$539/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 37603.0, "selling_price": 37603.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 539.03, "net_cap_cost": 38253.0, "residual_value": 23313.86, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 539.03, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 699.03}, "total_of_payments": 19404, "total_of_payments_unrounded": 19405.08}, "disclosure": "Estimated lease payment for stock #5NMP14GL6VH236629, VIN 5NMP14GL6VH236629. $539 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $699, made up of $539 first payment, $60 title, $100 registration. MSRP $37,603. Lease selling price $37,603. Net capitalized cost $38,253. Residual value $23,314, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $19,404. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP14GL6VH236629_lease", "type": "lease", "label": "Lease", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 37603.0, "selling_price": 37603.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 445.74, "net_cap_cost": 35254.0, "residual_value": 23313.86, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 445.74, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3604.74}, "total_of_payments": 16056, "total_of_payments_unrounded": 16046.64}, "disclosure": "Estimated lease payment for stock #5NMP14GL6VH236629, VIN 5NMP14GL6VH236629. $446 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,605, made up of $446 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $37,603. Lease selling price $37,603. Net capitalized cost $35,254. Residual value $23,314, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $16,056. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 191}}, {"vin": "5NMJBCDE4TH767103", "title": "2026 Hyundai TUCSON Plus", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Plus", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 35803.0, "msrp": null, "sale_price": 35803.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "5NMJBCDE4TH767103", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE4TH767103/2e3694fed4b73e36844fbf68b5fdc9fe.jpg", "images": ["https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE4TH767103/2e3694fed4b73e36844fbf68b5fdc9fe.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE4TH767103.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde4th767103/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde4th767103/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE4TH767103.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE4TH767103.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE4TH767103.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde4th767103/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMJBCDE4TH767103, VIN 5NMJBCDE4TH767103. Advertised price: $35,803. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,803"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35803.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE4TH767103_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 634, "unit": "per_month", "display": "$634/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35803.0, "price_incl_doc": 35803.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 634.01, "amount_financed": 38040.69, "sales_tax": 2237.69, "total_of_payments": 38040.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE4TH767103, VIN 5NMJBCDE4TH767103. $634 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,803, before any dealer documentation fee. Amount financed $38,041, including $2,238 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $38,041. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE4TH767103_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 565, "unit": "per_month", "display": "$565/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35803.0, "price_incl_doc": 35803.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 564.7, "amount_financed": 38040.69, "sales_tax": 2237.69, "total_of_payments": 47434.69, "finance_charge": 9394.0, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE4TH767103, VIN 5NMJBCDE4TH767103. $565 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,803, before any dealer documentation fee. Amount financed $38,041, including $2,238 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,435. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE4TH767103_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 521, "unit": "per_month", "display": "$521/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35390.0, "selling_price": 35803.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 521.35, "net_cap_cost": 36453.0, "residual_value": 21941.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 521.35, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 681.35}, "total_of_payments": 18756, "total_of_payments_unrounded": 18768.6}, "disclosure": "Estimated lease payment for stock #5NMJBCDE4TH767103, VIN 5NMJBCDE4TH767103. $521 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $681, made up of $521 first payment, $60 title, $100 registration. MSRP $35,390. Lease selling price $35,803. Net capitalized cost $36,453. Residual value $21,942, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,756. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE4TH767103_lease", "type": "lease", "label": "Lease", "headline": {"value": 428, "unit": "per_month", "display": "$428/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35390.0, "selling_price": 35803.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 428.06, "net_cap_cost": 33454.0, "residual_value": 21941.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 428.06, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3587.06}, "total_of_payments": 15408, "total_of_payments_unrounded": 15410.16}, "disclosure": "Estimated lease payment for stock #5NMJBCDE4TH767103, VIN 5NMJBCDE4TH767103. $428 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,587, made up of $428 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,390. Lease selling price $35,803. Net capitalized cost $33,454. Residual value $21,942, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,408. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 31, "elapsed_ms": 214}}, {"vin": "JM3KFBEM3S0691923", "title": "2025 Mazda CX-5 Package", "year": 2025, "make": "Mazda", "model": "CX-5", "trim": "Package", "decoded_trim": "Premium Plus", "condition": "used", "price": 0.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 15317, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 26, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MD262703A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Mazda", "model": "CX-5", "year": 2025, "trim": "Premium Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-s-premium-plus-package-awd-4d-sport-utility-jm3kfbem3s0691923/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-s-premium-plus-package-awd-4d-sport-utility-jm3kfbem3s0691923/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KFBEM3S0691923.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBEM3S0691923.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBEM3S0691923.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-5-2-5-s-premium-plus-package-awd-4d-sport-utility-jm3kfbem3s0691923/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "advertised_price_not_positive", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262703A, VIN JM3KFBEM3S0691923. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 0.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBEM3S0691923_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 873, "unit": "per_month", "display": "$873/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34977.0, "price_incl_doc": 34977.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 872.61, "amount_financed": 37163.06, "sales_tax": 2186.06, "total_of_payments": 41885.05, "finance_charge": 4721.99, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262703A, VIN JM3KFBEM3S0691923. $873 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,977, before any dealer documentation fee. Amount financed $37,163, including $2,186 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,885. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBEM3S0691923_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 727, "unit": "per_month", "display": "$727/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34977.0, "price_incl_doc": 34977.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 726.96, "amount_financed": 37163.06, "sales_tax": 2186.06, "total_of_payments": 43617.83, "finance_charge": 6454.77, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262703A, VIN JM3KFBEM3S0691923. $727 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,977, before any dealer documentation fee. Amount financed $37,163, including $2,186 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,618. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBEM3S0691923_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34977.0, "price_incl_doc": 34977.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 633.41, "amount_financed": 37163.06, "sales_tax": 2186.06, "total_of_payments": 45605.87, "finance_charge": 8442.81, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262703A, VIN JM3KFBEM3S0691923. $633 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,977, before any dealer documentation fee. Amount financed $37,163, including $2,186 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $45,606. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 154}}, {"vin": "KM8HA3AB0VU517134", "title": "2027 Hyundai KONA SE", "year": 2027, "make": "Hyundai", "model": "KONA", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 28313.0, "msrp": null, "sale_price": 28313.0, "currency": "USD", "mileage": null, "exterior_color": "Ultimate Red Metallic", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 28, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "KM8HA3AB0VU517134", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/3990-110013116/KM8HA3AB0VU517134/1a96054c41659ec4f09dbb0f70453c64.jpg", "images": ["https://vehicle-images.carscommerce.inc/3990-110013116/KM8HA3AB0VU517134/1a96054c41659ec4f09dbb0f70453c64.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2027, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HA3AB0VU517134.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-kona-se-fwd-sport-utility-km8ha3ab0vu517134/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-kona-se-fwd-sport-utility-km8ha3ab0vu517134/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HA3AB0VU517134.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HA3AB0VU517134.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HA3AB0VU517134.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-kona-se-fwd-sport-utility-km8ha3ab0vu517134/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8HA3AB0VU517134, VIN KM8HA3AB0VU517134. Advertised price: $28,313. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,313"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28313.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HA3AB0VU517134_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 547, "unit": "per_month", "display": "$547/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28313.0, "price_incl_doc": 28313.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 547.12, "amount_financed": 30082.56, "sales_tax": 1769.56, "total_of_payments": 32827.17, "finance_charge": 2744.61, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8HA3AB0VU517134, VIN KM8HA3AB0VU517134. $547 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,313, before any dealer documentation fee. Amount financed $30,083, including $1,770 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,827. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HA3AB0VU517134_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 447, "unit": "per_month", "display": "$447/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28313.0, "price_incl_doc": 28313.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.56, "amount_financed": 30082.56, "sales_tax": 1769.56, "total_of_payments": 37511.33, "finance_charge": 7428.77, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8HA3AB0VU517134, VIN KM8HA3AB0VU517134. $447 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,313, before any dealer documentation fee. Amount financed $30,083, including $1,770 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,511. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 151}}, {"vin": "JM1GL1VM4J1326855", "title": "2018 Mazda Mazda6 Touring", "year": 2018, "make": "Mazda", "model": "Mazda6", "trim": "Touring", "decoded_trim": "Touring", "condition": "used", "price": 0.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 85518, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae-G 2.5L I4 DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 26, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0927", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Mazda", "model": "Mazda6", "year": 2018, "trim": "Touring", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-mazda-mazda6-touring-fwd-4d-sedan-jm1gl1vm4j1326855/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-mazda-mazda6-touring-fwd-4d-sedan-jm1gl1vm4j1326855/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM1GL1VM4J1326855.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM1GL1VM4J1326855.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM1GL1VM4J1326855.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-mazda-mazda6-touring-fwd-4d-sedan-jm1gl1vm4j1326855/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "advertised_price_not_positive", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0927, VIN JM1GL1VM4J1326855. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 0.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM1GL1VM4J1326855_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 444, "unit": "per_month", "display": "$444/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17777.0, "price_incl_doc": 17777.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 443.5, "amount_financed": 18888.06, "sales_tax": 1111.06, "total_of_payments": 21288.0, "finance_charge": 2399.94, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0927, VIN JM1GL1VM4J1326855. $444 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,777, before any dealer documentation fee. Amount financed $18,888, including $1,111 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $21,288. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1GL1VM4J1326855_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 369, "unit": "per_month", "display": "$369/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17777.0, "price_incl_doc": 17777.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 369.48, "amount_financed": 18888.06, "sales_tax": 1111.06, "total_of_payments": 22168.69, "finance_charge": 3280.63, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0927, VIN JM1GL1VM4J1326855. $369 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,777, before any dealer documentation fee. Amount financed $18,888, including $1,111 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,169. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1GL1VM4J1326855_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 322, "unit": "per_month", "display": "$322/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17777.0, "price_incl_doc": 17777.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 321.93, "amount_financed": 18888.06, "sales_tax": 1111.06, "total_of_payments": 23179.1, "finance_charge": 4291.04, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0927, VIN JM1GL1VM4J1326855. $322 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,777, before any dealer documentation fee. Amount financed $18,888, including $1,111 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,179. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 188}}, {"vin": "KM8RMESA9VU126545", "title": "2027 Hyundai PALISADE HYBRID Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 62638.0, "msrp": null, "sale_price": 62638.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA9VU126545", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA9VU126545/1631b4df2bda1836bc42f96c3b98b8ed.jpg", "images": ["https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA9VU126545/1631b4df2bda1836bc42f96c3b98b8ed.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA9VU126545.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa9vu126545/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa9vu126545/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA9VU126545.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA9VU126545.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA9VU126545.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa9vu126545/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA9VU126545, VIN KM8RMESA9VU126545. Advertised price: $62,638. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,638"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62638.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA9VU126545_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1240, "unit": "per_month", "display": "$1,240/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62638.0, "price_incl_doc": 62638.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1240.44, "amount_financed": 66552.88, "sales_tax": 3914.88, "total_of_payments": 74426.64, "finance_charge": 7873.76, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA9VU126545, VIN KM8RMESA9VU126545. $1,240 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,638, before any dealer documentation fee. Amount financed $66,553, including $3,915 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $74,427. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA9VU126545_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 924, "unit": "per_month", "display": "$924/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62638.0, "price_incl_doc": 62638.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 924.35, "amount_financed": 66552.88, "sales_tax": 3914.88, "total_of_payments": 66552.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA9VU126545, VIN KM8RMESA9VU126545. $924 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,638, before any dealer documentation fee. Amount financed $66,553, including $3,915 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,553. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 22, "elapsed_ms": 183}}, {"vin": "KM8RMESA4VU116456", "title": "2027 Hyundai PALISADE HYBRID Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 62188.0, "msrp": null, "sale_price": 62188.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black Pearl", "interior_color": "Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA4VU116456", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA4VU116456/1631b4df2bda1836bc42f96c3b98b8ed.jpg", "images": ["https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA4VU116456/1631b4df2bda1836bc42f96c3b98b8ed.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA4VU116456.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa4vu116456/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa4vu116456/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA4VU116456.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA4VU116456.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA4VU116456.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa4vu116456/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA4VU116456, VIN KM8RMESA4VU116456. Advertised price: $62,188. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,188"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62188.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA4VU116456_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1232, "unit": "per_month", "display": "$1,232/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62188.0, "price_incl_doc": 62188.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1231.53, "amount_financed": 66074.75, "sales_tax": 3886.75, "total_of_payments": 73891.94, "finance_charge": 7817.19, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA4VU116456, VIN KM8RMESA4VU116456. $1,232 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,188, before any dealer documentation fee. Amount financed $66,075, including $3,887 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $73,892. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA4VU116456_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 918, "unit": "per_month", "display": "$918/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62188.0, "price_incl_doc": 62188.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 917.7, "amount_financed": 66074.75, "sales_tax": 3886.75, "total_of_payments": 66074.75, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA4VU116456, VIN KM8RMESA4VU116456. $918 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,188, before any dealer documentation fee. Amount financed $66,075, including $3,887 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,075. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 183}}, {"vin": "KM8RNES24VU144361", "title": "2027 Hyundai PALISADE 8P", "year": 2027, "make": "Hyundai", "model": "PALISADE", "trim": "8P", "decoded_trim": "SEL Premium", "condition": "new", "price": 50523.0, "msrp": null, "sale_price": 50523.0, "currency": "USD", "mileage": null, "exterior_color": "Galaxy Maroon Pearl", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 8, "engine": "Regular Gasoline V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RNES24VU144361", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/f79a-110013116/KM8RNES24VU144361/82dc56a874d41ff13ad0a6aac1b8a916.jpg", "images": ["https://vehicle-images.carscommerce.inc/f79a-110013116/KM8RNES24VU144361/82dc56a874d41ff13ad0a6aac1b8a916.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "SEL Premium", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RNES24VU144361.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-sel-premium-8p-awd-sport-utility-km8rnes24vu144361/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-sel-premium-8p-awd-sport-utility-km8rnes24vu144361/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RNES24VU144361.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES24VU144361.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES24VU144361.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-sel-premium-8p-awd-sport-utility-km8rnes24vu144361/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RNES24VU144361, VIN KM8RNES24VU144361. Advertised price: $50,523. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,523"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50523.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RNES24VU144361_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 988, "unit": "per_month", "display": "$988/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50523.0, "price_incl_doc": 50523.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 988.37, "amount_financed": 53680.69, "sales_tax": 3157.69, "total_of_payments": 59302.16, "finance_charge": 5621.47, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RNES24VU144361, VIN KM8RNES24VU144361. $988 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $50,523, before any dealer documentation fee. Amount financed $53,681, including $3,158 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $59,302. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RNES24VU144361_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 746, "unit": "per_month", "display": "$746/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50523.0, "price_incl_doc": 50523.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 745.57, "amount_financed": 53680.69, "sales_tax": 3157.69, "total_of_payments": 53680.69, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RNES24VU144361, VIN KM8RNES24VU144361. $746 per month for 72 months at 0% APR, $0 cash down. Advertised price $50,523, before any dealer documentation fee. Amount financed $53,681, including $3,158 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $53,681. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 179}}, {"vin": "KM8RMESAXVU126375", "title": "2027 Hyundai PALISADE HYBRID Ink", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Ink", "decoded_trim": "Calligraphy", "condition": "new", "price": 62538.0, "msrp": null, "sale_price": 62538.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESAXVU126375", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/5511-110013116/KM8RMESAXVU126375/1f9db2148f38796fd74177921ab6c933.jpg", "images": ["https://vehicle-images.carscommerce.inc/5511-110013116/KM8RMESAXVU126375/1f9db2148f38796fd74177921ab6c933.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESAXVU126375.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-black-ink-awd-sport-utility-km8rmesaxvu126375/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-black-ink-awd-sport-utility-km8rmesaxvu126375/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESAXVU126375.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESAXVU126375.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESAXVU126375.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-black-ink-awd-sport-utility-km8rmesaxvu126375/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESAXVU126375, VIN KM8RMESAXVU126375. Advertised price: $62,538. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,538"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62538.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESAXVU126375_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1238, "unit": "per_month", "display": "$1,238/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62538.0, "price_incl_doc": 62538.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1238.46, "amount_financed": 66446.63, "sales_tax": 3908.63, "total_of_payments": 74307.82, "finance_charge": 7861.19, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESAXVU126375, VIN KM8RMESAXVU126375. $1,238 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,538, before any dealer documentation fee. Amount financed $66,447, including $3,909 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $74,308. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESAXVU126375_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62538.0, "price_incl_doc": 62538.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.87, "amount_financed": 66446.63, "sales_tax": 3908.63, "total_of_payments": 66446.63, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESAXVU126375, VIN KM8RMESAXVU126375. $923 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,538, before any dealer documentation fee. Amount financed $66,447, including $3,909 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,447. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 179}}, {"vin": "KM8HA3AB8VU518922", "title": "2027 Hyundai KONA SE", "year": 2027, "make": "Hyundai", "model": "KONA", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 27813.0, "msrp": null, "sale_price": 27813.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black Pearl", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 28, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "KM8HA3AB8VU518922", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/3990-110013116/KM8HA3AB8VU518922/1a96054c41659ec4f09dbb0f70453c64.jpg", "images": ["https://vehicle-images.carscommerce.inc/3990-110013116/KM8HA3AB8VU518922/1a96054c41659ec4f09dbb0f70453c64.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2027, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HA3AB8VU518922.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-kona-se-fwd-sport-utility-km8ha3ab8vu518922/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-kona-se-fwd-sport-utility-km8ha3ab8vu518922/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HA3AB8VU518922.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HA3AB8VU518922.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HA3AB8VU518922.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-kona-se-fwd-sport-utility-km8ha3ab8vu518922/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8HA3AB8VU518922, VIN KM8HA3AB8VU518922. Advertised price: $27,813. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,813"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27813.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HA3AB8VU518922_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 537, "unit": "per_month", "display": "$537/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27813.0, "price_incl_doc": 27813.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 537.46, "amount_financed": 29551.31, "sales_tax": 1738.31, "total_of_payments": 32247.45, "finance_charge": 2696.14, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8HA3AB8VU518922, VIN KM8HA3AB8VU518922. $537 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,813, before any dealer documentation fee. Amount financed $29,551, including $1,738 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,247. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HA3AB8VU518922_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 439, "unit": "per_month", "display": "$439/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27813.0, "price_incl_doc": 27813.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 438.68, "amount_financed": 29551.31, "sales_tax": 1738.31, "total_of_payments": 36848.89, "finance_charge": 7297.58, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8HA3AB8VU518922, VIN KM8HA3AB8VU518922. $439 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,813, before any dealer documentation fee. Amount financed $29,551, including $1,738 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $36,849. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 176}}, {"vin": "KM8RMESAXVU117112", "title": "2027 Hyundai PALISADE HYBRID Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 62688.0, "msrp": null, "sale_price": 62688.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Gray/Navy", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESAXVU117112", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESAXVU117112/1631b4df2bda1836bc42f96c3b98b8ed.jpg", "images": ["https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESAXVU117112/1631b4df2bda1836bc42f96c3b98b8ed.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESAXVU117112.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesaxvu117112/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesaxvu117112/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESAXVU117112.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESAXVU117112.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESAXVU117112.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesaxvu117112/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESAXVU117112, VIN KM8RMESAXVU117112. Advertised price: $62,688. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,688"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62688.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESAXVU117112_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1241, "unit": "per_month", "display": "$1,241/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62688.0, "price_incl_doc": 62688.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1241.43, "amount_financed": 66606.0, "sales_tax": 3918.0, "total_of_payments": 74486.05, "finance_charge": 7880.05, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESAXVU117112, VIN KM8RMESAXVU117112. $1,241 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,688, before any dealer documentation fee. Amount financed $66,606, including $3,918 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $74,486. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESAXVU117112_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 925, "unit": "per_month", "display": "$925/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62688.0, "price_incl_doc": 62688.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 925.08, "amount_financed": 66606.0, "sales_tax": 3918.0, "total_of_payments": 66606.0, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESAXVU117112, VIN KM8RMESAXVU117112. $925 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,688, before any dealer documentation fee. Amount financed $66,606, including $3,918 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,606. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 185}}, {"vin": "KM8HF3AB5VU518166", "title": "2027 Hyundai KONA Sport", "year": 2027, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 29648.0, "msrp": null, "sale_price": 29648.0, "currency": "USD", "mileage": null, "exterior_color": "Atlas White", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 28, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "KM8HF3AB5VU518166", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/5ae3-110013116/KM8HF3AB5VU518166/a5f64cfab5fc8fabe7ea6c7cc07e0d3f.jpg", "images": ["https://vehicle-images.carscommerce.inc/5ae3-110013116/KM8HF3AB5VU518166/a5f64cfab5fc8fabe7ea6c7cc07e0d3f.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2027, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HF3AB5VU518166.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-kona-sel-sport-fwd-sport-utility-km8hf3ab5vu518166/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-kona-sel-sport-fwd-sport-utility-km8hf3ab5vu518166/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HF3AB5VU518166.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB5VU518166.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB5VU518166.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-kona-sel-sport-fwd-sport-utility-km8hf3ab5vu518166/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8HF3AB5VU518166, VIN KM8HF3AB5VU518166. Advertised price: $29,648. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,648"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:46Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29648.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HF3AB5VU518166_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 573, "unit": "per_month", "display": "$573/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29648.0, "price_incl_doc": 29648.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 572.92, "amount_financed": 31501.0, "sales_tax": 1853.0, "total_of_payments": 34375.03, "finance_charge": 2874.03, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8HF3AB5VU518166, VIN KM8HF3AB5VU518166. $573 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $29,648, before any dealer documentation fee. Amount financed $31,501, including $1,853 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $34,375. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HF3AB5VU518166_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 468, "unit": "per_month", "display": "$468/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29648.0, "price_incl_doc": 29648.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 467.62, "amount_financed": 31501.0, "sales_tax": 1853.0, "total_of_payments": 39280.05, "finance_charge": 7779.05, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8HF3AB5VU518166, VIN KM8HF3AB5VU518166. $468 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $29,648, before any dealer documentation fee. Amount financed $31,501, including $1,853 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $39,280. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 168}}, {"vin": "KM8RNES24VU143968", "title": "2027 Hyundai PALISADE 7P", "year": 2027, "make": "Hyundai", "model": "PALISADE", "trim": "7P", "decoded_trim": "SEL Premium", "condition": "new", "price": 51113.0, "msrp": null, "sale_price": 51113.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "Regular Gasoline V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RNES24VU143968", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/b350-110013116/KM8RNES24VU143968/5567ab99875671c32556d7eb0d82889d.jpg", "images": ["https://vehicle-images.carscommerce.inc/b350-110013116/KM8RNES24VU143968/5567ab99875671c32556d7eb0d82889d.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "SEL Premium", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RNES24VU143968.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-sel-premium-7p-awd-sport-utility-km8rnes24vu143968/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-sel-premium-7p-awd-sport-utility-km8rnes24vu143968/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RNES24VU143968.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES24VU143968.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES24VU143968.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-sel-premium-7p-awd-sport-utility-km8rnes24vu143968/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RNES24VU143968, VIN KM8RNES24VU143968. Advertised price: $51,113. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$51,113"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51113.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RNES24VU143968_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1000, "unit": "per_month", "display": "$1,000/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51113.0, "price_incl_doc": 51113.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 999.91, "amount_financed": 54307.56, "sales_tax": 3194.56, "total_of_payments": 59994.68, "finance_charge": 5687.12, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RNES24VU143968, VIN KM8RNES24VU143968. $1,000 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $51,113, before any dealer documentation fee. Amount financed $54,308, including $3,195 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $59,995. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RNES24VU143968_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 754, "unit": "per_month", "display": "$754/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51113.0, "price_incl_doc": 51113.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 754.27, "amount_financed": 54307.56, "sales_tax": 3194.56, "total_of_payments": 54307.56, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RNES24VU143968, VIN KM8RNES24VU143968. $754 per month for 72 months at 0% APR, $0 cash down. Advertised price $51,113, before any dealer documentation fee. Amount financed $54,308, including $3,195 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $54,308. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 139}}, {"vin": "KM8RH5SA9VU115727", "title": "2027 Hyundai PALISADE HYBRID 7P", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "SEL Premium", "condition": "new", "price": 50488.0, "msrp": null, "sale_price": 50488.0, "currency": "USD", "mileage": null, "exterior_color": "Pacific Sapphire Pearl", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 33, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RH5SA9VU115727", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/f8fc-110013116/KM8RH5SA9VU115727/d244d4dd15ff97024448a81526ed12a7.jpg", "images": ["https://vehicle-images.carscommerce.inc/f8fc-110013116/KM8RH5SA9VU115727/d244d4dd15ff97024448a81526ed12a7.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "SEL Premium", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RH5SA9VU115727.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-blue-sel-premium-7p-fwd-sport-utility-km8rh5sa9vu115727/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-blue-sel-premium-7p-fwd-sport-utility-km8rh5sa9vu115727/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RH5SA9VU115727.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RH5SA9VU115727.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RH5SA9VU115727.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-blue-sel-premium-7p-fwd-sport-utility-km8rh5sa9vu115727/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RH5SA9VU115727, VIN KM8RH5SA9VU115727. Advertised price: $50,488. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,488"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50488.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RH5SA9VU115727_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1000, "unit": "per_month", "display": "$1,000/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50488.0, "price_incl_doc": 50488.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 999.83, "amount_financed": 53643.5, "sales_tax": 3155.5, "total_of_payments": 59989.97, "finance_charge": 6346.47, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RH5SA9VU115727, VIN KM8RH5SA9VU115727. $1,000 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $50,488, before any dealer documentation fee. Amount financed $53,644, including $3,156 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $59,990. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RH5SA9VU115727_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 745, "unit": "per_month", "display": "$745/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50488.0, "price_incl_doc": 50488.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 745.05, "amount_financed": 53643.5, "sales_tax": 3155.5, "total_of_payments": 53643.5, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RH5SA9VU115727, VIN KM8RH5SA9VU115727. $745 per month for 72 months at 0% APR, $0 cash down. Advertised price $50,488, before any dealer documentation fee. Amount financed $53,644, including $3,156 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $53,644. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 147}}, {"vin": "KM8RMESA5VU116708", "title": "2027 Hyundai PALISADE HYBRID Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 62188.0, "msrp": null, "sale_price": 62188.0, "currency": "USD", "mileage": null, "exterior_color": "Pacific Sapphire Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA5VU116708", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA5VU116708/1631b4df2bda1836bc42f96c3b98b8ed.jpg", "images": ["https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA5VU116708/1631b4df2bda1836bc42f96c3b98b8ed.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA5VU116708.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa5vu116708/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa5vu116708/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA5VU116708.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA5VU116708.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA5VU116708.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa5vu116708/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA5VU116708, VIN KM8RMESA5VU116708. Advertised price: $62,188. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,188"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62188.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA5VU116708_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1232, "unit": "per_month", "display": "$1,232/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62188.0, "price_incl_doc": 62188.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1231.53, "amount_financed": 66074.75, "sales_tax": 3886.75, "total_of_payments": 73891.94, "finance_charge": 7817.19, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA5VU116708, VIN KM8RMESA5VU116708. $1,232 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,188, before any dealer documentation fee. Amount financed $66,075, including $3,887 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $73,892. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA5VU116708_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 918, "unit": "per_month", "display": "$918/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62188.0, "price_incl_doc": 62188.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 917.7, "amount_financed": 66074.75, "sales_tax": 3886.75, "total_of_payments": 66074.75, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA5VU116708, VIN KM8RMESA5VU116708. $918 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,188, before any dealer documentation fee. Amount financed $66,075, including $3,887 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,075. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 153}}, {"vin": "KM8RHESAXVU125702", "title": "2027 Hyundai PALISADE HYBRID 7P", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "SEL Premium", "condition": "new", "price": 53418.0, "msrp": null, "sale_price": 53418.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RHESAXVU125702", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/10e0-110013116/KM8RHESAXVU125702/54aa759a53e2a5496a51826f7ce8b5c9.jpg", "images": ["https://vehicle-images.carscommerce.inc/10e0-110013116/KM8RHESAXVU125702/54aa759a53e2a5496a51826f7ce8b5c9.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "SEL Premium", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RHESAXVU125702.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesaxvu125702/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesaxvu125702/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESAXVU125702.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESAXVU125702.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESAXVU125702.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesaxvu125702/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RHESAXVU125702, VIN KM8RHESAXVU125702. Advertised price: $53,418. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,418"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53418.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESAXVU125702_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1058, "unit": "per_month", "display": "$1,058/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53418.0, "price_incl_doc": 53418.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.86, "amount_financed": 56756.63, "sales_tax": 3338.63, "total_of_payments": 63471.41, "finance_charge": 6714.78, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESAXVU125702, VIN KM8RHESAXVU125702. $1,058 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $53,418, before any dealer documentation fee. Amount financed $56,757, including $3,339 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $63,471. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESAXVU125702_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 788, "unit": "per_month", "display": "$788/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53418.0, "price_incl_doc": 53418.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 788.29, "amount_financed": 56756.63, "sales_tax": 3338.63, "total_of_payments": 56756.63, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESAXVU125702, VIN KM8RHESAXVU125702. $788 per month for 72 months at 0% APR, $0 cash down. Advertised price $53,418, before any dealer documentation fee. Amount financed $56,757, including $3,339 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $56,757. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 159}}, {"vin": "KM8RMESA9VU119045", "title": "2027 Hyundai PALISADE HYBRID Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 62688.0, "msrp": null, "sale_price": 62688.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA9VU119045", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA9VU119045/1631b4df2bda1836bc42f96c3b98b8ed.jpg", "images": ["https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA9VU119045/1631b4df2bda1836bc42f96c3b98b8ed.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA9VU119045.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa9vu119045/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa9vu119045/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA9VU119045.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA9VU119045.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA9VU119045.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa9vu119045/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA9VU119045, VIN KM8RMESA9VU119045. Advertised price: $62,688. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,688"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62688.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA9VU119045_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1241, "unit": "per_month", "display": "$1,241/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62688.0, "price_incl_doc": 62688.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1241.43, "amount_financed": 66606.0, "sales_tax": 3918.0, "total_of_payments": 74486.05, "finance_charge": 7880.05, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA9VU119045, VIN KM8RMESA9VU119045. $1,241 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,688, before any dealer documentation fee. Amount financed $66,606, including $3,918 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $74,486. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA9VU119045_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 925, "unit": "per_month", "display": "$925/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62688.0, "price_incl_doc": 62688.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 925.08, "amount_financed": 66606.0, "sales_tax": 3918.0, "total_of_payments": 66606.0, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA9VU119045, VIN KM8RMESA9VU119045. $925 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,688, before any dealer documentation fee. Amount financed $66,606, including $3,918 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,606. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 229}}, {"vin": "KM8RHESA6VU114762", "title": "2027 Hyundai PALISADE HYBRID 8P", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "8P", "decoded_trim": "SEL Premium", "condition": "new", "price": 53453.0, "msrp": null, "sale_price": 53453.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black Pearl", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 8, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RHESA6VU114762", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/3d36-110013116/KM8RHESA6VU114762/f64792b83b3180e97658459e3a20f276.jpg", "images": ["https://vehicle-images.carscommerce.inc/3d36-110013116/KM8RHESA6VU114762/f64792b83b3180e97658459e3a20f276.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "SEL Premium", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RHESA6VU114762.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-8p-awd-sport-utility-km8rhesa6vu114762/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-8p-awd-sport-utility-km8rhesa6vu114762/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESA6VU114762.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA6VU114762.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA6VU114762.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-8p-awd-sport-utility-km8rhesa6vu114762/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RHESA6VU114762, VIN KM8RHESA6VU114762. Advertised price: $53,453. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,453"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53453.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA6VU114762_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1059, "unit": "per_month", "display": "$1,059/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53453.0, "price_incl_doc": 53453.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1058.55, "amount_financed": 56793.81, "sales_tax": 3340.81, "total_of_payments": 63512.99, "finance_charge": 6719.18, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA6VU114762, VIN KM8RHESA6VU114762. $1,059 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $53,453, before any dealer documentation fee. Amount financed $56,794, including $3,341 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $63,513. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA6VU114762_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 789, "unit": "per_month", "display": "$789/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53453.0, "price_incl_doc": 53453.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 788.8, "amount_financed": 56793.81, "sales_tax": 3340.81, "total_of_payments": 56793.81, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA6VU114762, VIN KM8RHESA6VU114762. $789 per month for 72 months at 0% APR, $0 cash down. Advertised price $53,453, before any dealer documentation fee. Amount financed $56,794, including $3,341 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $56,794. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 254}}, {"vin": "KM8RMESA4VU126579", "title": "2027 Hyundai PALISADE HYBRID Ink", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Ink", "decoded_trim": "Calligraphy", "condition": "new", "price": 63038.0, "msrp": null, "sale_price": 63038.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA4VU126579", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/5511-110013116/KM8RMESA4VU126579/1f9db2148f38796fd74177921ab6c933.jpg", "images": ["https://vehicle-images.carscommerce.inc/5511-110013116/KM8RMESA4VU126579/1f9db2148f38796fd74177921ab6c933.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA4VU126579.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-black-ink-awd-sport-utility-km8rmesa4vu126579/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-black-ink-awd-sport-utility-km8rmesa4vu126579/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA4VU126579.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA4VU126579.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA4VU126579.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-black-ink-awd-sport-utility-km8rmesa4vu126579/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA4VU126579, VIN KM8RMESA4VU126579. Advertised price: $63,038. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$63,038"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63038.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA4VU126579_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1248, "unit": "per_month", "display": "$1,248/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63038.0, "price_incl_doc": 63038.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1248.37, "amount_financed": 66977.88, "sales_tax": 3939.88, "total_of_payments": 74901.92, "finance_charge": 7924.04, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA4VU126579, VIN KM8RMESA4VU126579. $1,248 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $63,038, before any dealer documentation fee. Amount financed $66,978, including $3,940 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $74,902. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA4VU126579_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 930, "unit": "per_month", "display": "$930/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63038.0, "price_incl_doc": 63038.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 930.25, "amount_financed": 66977.88, "sales_tax": 3939.88, "total_of_payments": 66977.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA4VU126579, VIN KM8RMESA4VU126579. $930 per month for 72 months at 0% APR, $0 cash down. Advertised price $63,038, before any dealer documentation fee. Amount financed $66,978, including $3,940 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,978. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 259}}, {"vin": "KM8RMESA3VU116822", "title": "2027 Hyundai PALISADE HYBRID Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 62688.0, "msrp": null, "sale_price": 62688.0, "currency": "USD", "mileage": null, "exterior_color": "Robust Emerald Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA3VU116822", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA3VU116822/1631b4df2bda1836bc42f96c3b98b8ed.jpg", "images": ["https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA3VU116822/1631b4df2bda1836bc42f96c3b98b8ed.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA3VU116822.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa3vu116822/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa3vu116822/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA3VU116822.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA3VU116822.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA3VU116822.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa3vu116822/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA3VU116822, VIN KM8RMESA3VU116822. Advertised price: $62,688. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,688"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62688.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA3VU116822_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1241, "unit": "per_month", "display": "$1,241/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62688.0, "price_incl_doc": 62688.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1241.43, "amount_financed": 66606.0, "sales_tax": 3918.0, "total_of_payments": 74486.05, "finance_charge": 7880.05, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA3VU116822, VIN KM8RMESA3VU116822. $1,241 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,688, before any dealer documentation fee. Amount financed $66,606, including $3,918 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $74,486. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA3VU116822_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 925, "unit": "per_month", "display": "$925/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62688.0, "price_incl_doc": 62688.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 925.08, "amount_financed": 66606.0, "sales_tax": 3918.0, "total_of_payments": 66606.0, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA3VU116822, VIN KM8RMESA3VU116822. $925 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,688, before any dealer documentation fee. Amount financed $66,606, including $3,918 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,606. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 270}}, {"vin": "KM8RMESA3VU116934", "title": "2027 Hyundai PALISADE HYBRID Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 62688.0, "msrp": null, "sale_price": 62688.0, "currency": "USD", "mileage": null, "exterior_color": "Robust Emerald Pearl", "interior_color": "Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA3VU116934", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA3VU116934/1631b4df2bda1836bc42f96c3b98b8ed.jpg", "images": ["https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA3VU116934/1631b4df2bda1836bc42f96c3b98b8ed.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA3VU116934.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa3vu116934/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa3vu116934/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA3VU116934.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA3VU116934.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA3VU116934.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa3vu116934/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA3VU116934, VIN KM8RMESA3VU116934. Advertised price: $62,688. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,688"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62688.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA3VU116934_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1241, "unit": "per_month", "display": "$1,241/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62688.0, "price_incl_doc": 62688.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1241.43, "amount_financed": 66606.0, "sales_tax": 3918.0, "total_of_payments": 74486.05, "finance_charge": 7880.05, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA3VU116934, VIN KM8RMESA3VU116934. $1,241 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,688, before any dealer documentation fee. Amount financed $66,606, including $3,918 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $74,486. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA3VU116934_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 925, "unit": "per_month", "display": "$925/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62688.0, "price_incl_doc": 62688.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 925.08, "amount_financed": 66606.0, "sales_tax": 3918.0, "total_of_payments": 66606.0, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA3VU116934, VIN KM8RMESA3VU116934. $925 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,688, before any dealer documentation fee. Amount financed $66,606, including $3,918 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,606. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 288}}, {"vin": "KM8RMESA2VU127682", "title": "2027 Hyundai PALISADE HYBRID Ink", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Ink", "decoded_trim": "Calligraphy", "condition": "new", "price": 63038.0, "msrp": null, "sale_price": 63038.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA2VU127682", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/5511-110013116/KM8RMESA2VU127682/1f9db2148f38796fd74177921ab6c933.jpg", "images": ["https://vehicle-images.carscommerce.inc/5511-110013116/KM8RMESA2VU127682/1f9db2148f38796fd74177921ab6c933.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA2VU127682.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-black-ink-awd-sport-utility-km8rmesa2vu127682/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-black-ink-awd-sport-utility-km8rmesa2vu127682/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA2VU127682.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA2VU127682.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA2VU127682.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-black-ink-awd-sport-utility-km8rmesa2vu127682/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA2VU127682, VIN KM8RMESA2VU127682. Advertised price: $63,038. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$63,038"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63038.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA2VU127682_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1248, "unit": "per_month", "display": "$1,248/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63038.0, "price_incl_doc": 63038.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1248.37, "amount_financed": 66977.88, "sales_tax": 3939.88, "total_of_payments": 74901.92, "finance_charge": 7924.04, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA2VU127682, VIN KM8RMESA2VU127682. $1,248 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $63,038, before any dealer documentation fee. Amount financed $66,978, including $3,940 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $74,902. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA2VU127682_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 930, "unit": "per_month", "display": "$930/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63038.0, "price_incl_doc": 63038.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 930.25, "amount_financed": 66977.88, "sales_tax": 3939.88, "total_of_payments": 66977.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA2VU127682, VIN KM8RMESA2VU127682. $930 per month for 72 months at 0% APR, $0 cash down. Advertised price $63,038, before any dealer documentation fee. Amount financed $66,978, including $3,940 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,978. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 291}}, {"vin": "KM8RMESA4VU117624", "title": "2027 Hyundai PALISADE HYBRID Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 62688.0, "msrp": null, "sale_price": 62688.0, "currency": "USD", "mileage": null, "exterior_color": "Robust Emerald Pearl", "interior_color": "Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA4VU117624", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA4VU117624/1631b4df2bda1836bc42f96c3b98b8ed.jpg", "images": ["https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA4VU117624/1631b4df2bda1836bc42f96c3b98b8ed.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA4VU117624.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa4vu117624/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa4vu117624/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA4VU117624.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA4VU117624.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA4VU117624.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa4vu117624/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA4VU117624, VIN KM8RMESA4VU117624. Advertised price: $62,688. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,688"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62688.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA4VU117624_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1241, "unit": "per_month", "display": "$1,241/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62688.0, "price_incl_doc": 62688.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1241.43, "amount_financed": 66606.0, "sales_tax": 3918.0, "total_of_payments": 74486.05, "finance_charge": 7880.05, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA4VU117624, VIN KM8RMESA4VU117624. $1,241 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,688, before any dealer documentation fee. Amount financed $66,606, including $3,918 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $74,486. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA4VU117624_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 925, "unit": "per_month", "display": "$925/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62688.0, "price_incl_doc": 62688.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 925.08, "amount_financed": 66606.0, "sales_tax": 3918.0, "total_of_payments": 66606.0, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA4VU117624, VIN KM8RMESA4VU117624. $925 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,688, before any dealer documentation fee. Amount financed $66,606, including $3,918 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,606. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 297}}, {"vin": "KM8RMESA3VU127710", "title": "2027 Hyundai PALISADE HYBRID Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 63038.0, "msrp": null, "sale_price": 63038.0, "currency": "USD", "mileage": null, "exterior_color": "Earthy Brass Matte", "interior_color": "Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA3VU127710", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA3VU127710/1631b4df2bda1836bc42f96c3b98b8ed.jpg", "images": ["https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA3VU127710/1631b4df2bda1836bc42f96c3b98b8ed.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA3VU127710.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa3vu127710/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa3vu127710/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA3VU127710.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA3VU127710.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA3VU127710.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa3vu127710/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA3VU127710, VIN KM8RMESA3VU127710. Advertised price: $63,038. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$63,038"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 63038.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA3VU127710_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1248, "unit": "per_month", "display": "$1,248/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63038.0, "price_incl_doc": 63038.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1248.37, "amount_financed": 66977.88, "sales_tax": 3939.88, "total_of_payments": 74901.92, "finance_charge": 7924.04, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA3VU127710, VIN KM8RMESA3VU127710. $1,248 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $63,038, before any dealer documentation fee. Amount financed $66,978, including $3,940 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $74,902. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA3VU127710_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 930, "unit": "per_month", "display": "$930/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 63038.0, "price_incl_doc": 63038.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 930.25, "amount_financed": 66977.88, "sales_tax": 3939.88, "total_of_payments": 66977.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA3VU127710, VIN KM8RMESA3VU127710. $930 per month for 72 months at 0% APR, $0 cash down. Advertised price $63,038, before any dealer documentation fee. Amount financed $66,978, including $3,940 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,978. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 318}}, {"vin": "KM8RMES20TU079749", "title": "2026 Hyundai PALISADE Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 52754.0, "msrp": 58935.0, "sale_price": 52754.0, "currency": "USD", "mileage": 46, "exterior_color": "Silver", "interior_color": "Gray/Navy", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28748", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/15c4-110013116/KM8RMES20TU079749/c1e69c2e7202d4173a959ca7f1824742.jpg", "images": ["https://vehicle-images.carscommerce.inc/15c4-110013116/KM8RMES20TU079749/c1e69c2e7202d4173a959ca7f1824742.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 58935.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES20TU079749.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes20tu079749/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes20tu079749/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES20TU079749.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES20TU079749.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES20TU079749.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes20tu079749/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,181. This offer applies to Stock #28748, VIN KM8RMES20TU079749. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,935. Advertised price: $52,754. Savings: $6,181, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,935"}, {"label": "Advertised price", "value": "$52,754"}, {"label": "Savings", "value": "$6,181, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,181", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 52754.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES20TU079749_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1032, "unit": "per_month", "display": "$1,032/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52754.0, "price_incl_doc": 52754.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1032.01, "amount_financed": 56051.13, "sales_tax": 3297.13, "total_of_payments": 61920.84, "finance_charge": 5869.71, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28748, VIN KM8RMES20TU079749. $1,032 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $52,754, before any dealer documentation fee. Amount financed $56,051, including $3,297 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $61,921. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES20TU079749_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 778, "unit": "per_month", "display": "$778/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 52754.0, "price_incl_doc": 52754.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 778.49, "amount_financed": 56051.13, "sales_tax": 3297.13, "total_of_payments": 56051.13, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28748, VIN KM8RMES20TU079749. $778 per month for 72 months at 0% APR, $0 cash down. Advertised price $52,754, before any dealer documentation fee. Amount financed $56,051, including $3,297 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $56,051. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 308}}, {"vin": "KM8RFES22VU139897", "title": "2027 Hyundai PALISADE SE", "year": 2027, "make": "Hyundai", "model": "PALISADE", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 44493.0, "msrp": null, "sale_price": 44493.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 8, "engine": "Regular Gasoline V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RFES22VU139897", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/adfe-110013116/KM8RFES22VU139897/3569cadc19bc518c0c8fa9cc4e55d597.jpg", "images": ["https://vehicle-images.carscommerce.inc/adfe-110013116/KM8RFES22VU139897/3569cadc19bc518c0c8fa9cc4e55d597.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RFES22VU139897.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-se-awd-sport-utility-km8rfes22vu139897/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-se-awd-sport-utility-km8rfes22vu139897/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RFES22VU139897.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RFES22VU139897.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RFES22VU139897.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-se-awd-sport-utility-km8rfes22vu139897/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RFES22VU139897, VIN KM8RFES22VU139897. Advertised price: $44,493. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$44,493"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44493.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RFES22VU139897_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 870, "unit": "per_month", "display": "$870/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44493.0, "price_incl_doc": 44493.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 870.41, "amount_financed": 47273.81, "sales_tax": 2780.81, "total_of_payments": 52224.35, "finance_charge": 4950.54, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RFES22VU139897, VIN KM8RFES22VU139897. $870 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $44,493, before any dealer documentation fee. Amount financed $47,274, including $2,781 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $52,224. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RFES22VU139897_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 657, "unit": "per_month", "display": "$657/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44493.0, "price_incl_doc": 44493.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 656.58, "amount_financed": 47273.81, "sales_tax": 2780.81, "total_of_payments": 47273.81, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RFES22VU139897, VIN KM8RFES22VU139897. $657 per month for 72 months at 0% APR, $0 cash down. Advertised price $44,493, before any dealer documentation fee. Amount financed $47,274, including $2,781 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $47,274. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 287}}, {"vin": "KM8RMESA7VU117777", "title": "2027 Hyundai PALISADE HYBRID Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 62188.0, "msrp": null, "sale_price": 62188.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA7VU117777", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA7VU117777/1631b4df2bda1836bc42f96c3b98b8ed.jpg", "images": ["https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA7VU117777/1631b4df2bda1836bc42f96c3b98b8ed.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA7VU117777.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa7vu117777/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa7vu117777/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA7VU117777.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA7VU117777.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA7VU117777.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa7vu117777/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA7VU117777, VIN KM8RMESA7VU117777. Advertised price: $62,188. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,188"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62188.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA7VU117777_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1232, "unit": "per_month", "display": "$1,232/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62188.0, "price_incl_doc": 62188.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1231.53, "amount_financed": 66074.75, "sales_tax": 3886.75, "total_of_payments": 73891.94, "finance_charge": 7817.19, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA7VU117777, VIN KM8RMESA7VU117777. $1,232 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,188, before any dealer documentation fee. Amount financed $66,075, including $3,887 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $73,892. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA7VU117777_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 918, "unit": "per_month", "display": "$918/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62188.0, "price_incl_doc": 62188.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 917.7, "amount_financed": 66074.75, "sales_tax": 3886.75, "total_of_payments": 66074.75, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA7VU117777, VIN KM8RMESA7VU117777. $918 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,188, before any dealer documentation fee. Amount financed $66,075, including $3,887 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,075. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 299}}, {"vin": "KM8RKESA8VU120497", "title": "2027 Hyundai PALISADE HYBRID 7P", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "Limited", "condition": "new", "price": 57898.0, "msrp": null, "sale_price": 57898.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RKESA8VU120497", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/8ff9-110013116/KM8RKESA8VU120497/98749f24f7619fb7f1d6dd2ad48397e6.jpg", "images": ["https://vehicle-images.carscommerce.inc/8ff9-110013116/KM8RKESA8VU120497/98749f24f7619fb7f1d6dd2ad48397e6.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RKESA8VU120497.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-limited-7p-awd-sport-utility-km8rkesa8vu120497/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-limited-7p-awd-sport-utility-km8rkesa8vu120497/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RKESA8VU120497.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKESA8VU120497.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKESA8VU120497.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-limited-7p-awd-sport-utility-km8rkesa8vu120497/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RKESA8VU120497, VIN KM8RKESA8VU120497. Advertised price: $57,898. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,898"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57898.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RKESA8VU120497_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1147, "unit": "per_month", "display": "$1,147/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57898.0, "price_incl_doc": 57898.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1146.58, "amount_financed": 61516.63, "sales_tax": 3618.63, "total_of_payments": 68794.56, "finance_charge": 7277.93, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RKESA8VU120497, VIN KM8RKESA8VU120497. $1,147 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $57,898, before any dealer documentation fee. Amount financed $61,517, including $3,619 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $68,795. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RKESA8VU120497_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 854, "unit": "per_month", "display": "$854/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57898.0, "price_incl_doc": 57898.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 854.4, "amount_financed": 61516.63, "sales_tax": 3618.63, "total_of_payments": 61516.63, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RKESA8VU120497, VIN KM8RKESA8VU120497. $854 per month for 72 months at 0% APR, $0 cash down. Advertised price $57,898, before any dealer documentation fee. Amount financed $61,517, including $3,619 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $61,517. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 292}}, {"vin": "KM8RMESA1VU118004", "title": "2027 Hyundai PALISADE HYBRID Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 62188.0, "msrp": null, "sale_price": 62188.0, "currency": "USD", "mileage": null, "exterior_color": "Pacific Sapphire Pearl", "interior_color": "Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA1VU118004", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA1VU118004/1631b4df2bda1836bc42f96c3b98b8ed.jpg", "images": ["https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA1VU118004/1631b4df2bda1836bc42f96c3b98b8ed.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA1VU118004.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa1vu118004/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa1vu118004/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA1VU118004.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA1VU118004.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA1VU118004.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa1vu118004/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA1VU118004, VIN KM8RMESA1VU118004. Advertised price: $62,188. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,188"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62188.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA1VU118004_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1232, "unit": "per_month", "display": "$1,232/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62188.0, "price_incl_doc": 62188.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1231.53, "amount_financed": 66074.75, "sales_tax": 3886.75, "total_of_payments": 73891.94, "finance_charge": 7817.19, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA1VU118004, VIN KM8RMESA1VU118004. $1,232 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,188, before any dealer documentation fee. Amount financed $66,075, including $3,887 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $73,892. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA1VU118004_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 918, "unit": "per_month", "display": "$918/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62188.0, "price_incl_doc": 62188.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 917.7, "amount_financed": 66074.75, "sales_tax": 3886.75, "total_of_payments": 66074.75, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA1VU118004, VIN KM8RMESA1VU118004. $918 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,188, before any dealer documentation fee. Amount financed $66,075, including $3,887 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,075. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 332}}, {"vin": "KM8RMES21VU143817", "title": "2027 Hyundai PALISADE Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 60223.0, "msrp": null, "sale_price": 60223.0, "currency": "USD", "mileage": null, "exterior_color": "Robust Emerald Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "Regular Gasoline V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMES21VU143817", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/20b8-110013116/KM8RMES21VU143817/4f6b8e0dd16db564a6919e1c808ece28.jpg", "images": ["https://vehicle-images.carscommerce.inc/20b8-110013116/KM8RMES21VU143817/4f6b8e0dd16db564a6919e1c808ece28.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES21VU143817.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-calligraphy-awd-sport-utility-km8rmes21vu143817/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-calligraphy-awd-sport-utility-km8rmes21vu143817/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES21VU143817.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES21VU143817.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES21VU143817.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-calligraphy-awd-sport-utility-km8rmes21vu143817/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMES21VU143817, VIN KM8RMES21VU143817. Advertised price: $60,223. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$60,223"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 60223.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES21VU143817_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1178, "unit": "per_month", "display": "$1,178/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60223.0, "price_incl_doc": 60223.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1178.13, "amount_financed": 63986.94, "sales_tax": 3763.94, "total_of_payments": 70687.69, "finance_charge": 6700.75, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMES21VU143817, VIN KM8RMES21VU143817. $1,178 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $60,223, before any dealer documentation fee. Amount financed $63,987, including $3,764 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $70,688. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES21VU143817_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 889, "unit": "per_month", "display": "$889/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60223.0, "price_incl_doc": 60223.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 888.71, "amount_financed": 63986.94, "sales_tax": 3763.94, "total_of_payments": 63986.94, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMES21VU143817, VIN KM8RMES21VU143817. $889 per month for 72 months at 0% APR, $0 cash down. Advertised price $60,223, before any dealer documentation fee. Amount financed $63,987, including $3,764 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $63,987. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 341}}, {"vin": "KM8RMES29VU144116", "title": "2027 Hyundai PALISADE Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 59638.0, "msrp": null, "sale_price": 59638.0, "currency": "USD", "mileage": null, "exterior_color": "Galaxy Maroon Pearl", "interior_color": "Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "Regular Gasoline V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMES29VU144116", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/20b8-110013116/KM8RMES29VU144116/4f6b8e0dd16db564a6919e1c808ece28.jpg", "images": ["https://vehicle-images.carscommerce.inc/20b8-110013116/KM8RMES29VU144116/4f6b8e0dd16db564a6919e1c808ece28.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES29VU144116.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-calligraphy-awd-sport-utility-km8rmes29vu144116/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-calligraphy-awd-sport-utility-km8rmes29vu144116/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES29VU144116.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES29VU144116.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES29VU144116.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-calligraphy-awd-sport-utility-km8rmes29vu144116/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMES29VU144116, VIN KM8RMES29VU144116. Advertised price: $59,638. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$59,638"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59638.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES29VU144116_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1167, "unit": "per_month", "display": "$1,167/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59638.0, "price_incl_doc": 59638.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1166.68, "amount_financed": 63365.38, "sales_tax": 3727.38, "total_of_payments": 70001.04, "finance_charge": 6635.66, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMES29VU144116, VIN KM8RMES29VU144116. $1,167 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $59,638, before any dealer documentation fee. Amount financed $63,365, including $3,727 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $70,001. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES29VU144116_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 880, "unit": "per_month", "display": "$880/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59638.0, "price_incl_doc": 59638.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 880.07, "amount_financed": 63365.38, "sales_tax": 3727.38, "total_of_payments": 63365.38, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMES29VU144116, VIN KM8RMES29VU144116. $880 per month for 72 months at 0% APR, $0 cash down. Advertised price $59,638, before any dealer documentation fee. Amount financed $63,365, including $3,727 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $63,365. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 366}}, {"vin": "KM8RH5SA8VU114777", "title": "2027 Hyundai PALISADE HYBRID 7P", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "SEL Premium", "condition": "new", "price": 50488.0, "msrp": null, "sale_price": 50488.0, "currency": "USD", "mileage": null, "exterior_color": "Pacific Sapphire Pearl", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 33, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RH5SA8VU114777", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/f8fc-110013116/KM8RH5SA8VU114777/d244d4dd15ff97024448a81526ed12a7.jpg", "images": ["https://vehicle-images.carscommerce.inc/f8fc-110013116/KM8RH5SA8VU114777/d244d4dd15ff97024448a81526ed12a7.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "SEL Premium", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RH5SA8VU114777.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-blue-sel-premium-7p-fwd-sport-utility-km8rh5sa8vu114777/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-blue-sel-premium-7p-fwd-sport-utility-km8rh5sa8vu114777/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RH5SA8VU114777.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RH5SA8VU114777.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RH5SA8VU114777.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-blue-sel-premium-7p-fwd-sport-utility-km8rh5sa8vu114777/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RH5SA8VU114777, VIN KM8RH5SA8VU114777. Advertised price: $50,488. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,488"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50488.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RH5SA8VU114777_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1000, "unit": "per_month", "display": "$1,000/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50488.0, "price_incl_doc": 50488.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 999.83, "amount_financed": 53643.5, "sales_tax": 3155.5, "total_of_payments": 59989.97, "finance_charge": 6346.47, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RH5SA8VU114777, VIN KM8RH5SA8VU114777. $1,000 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $50,488, before any dealer documentation fee. Amount financed $53,644, including $3,156 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $59,990. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RH5SA8VU114777_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 745, "unit": "per_month", "display": "$745/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50488.0, "price_incl_doc": 50488.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 745.05, "amount_financed": 53643.5, "sales_tax": 3155.5, "total_of_payments": 53643.5, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RH5SA8VU114777, VIN KM8RH5SA8VU114777. $745 per month for 72 months at 0% APR, $0 cash down. Advertised price $50,488, before any dealer documentation fee. Amount financed $53,644, including $3,156 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $53,644. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 371}}, {"vin": "KM8RHESA0VU115387", "title": "2027 Hyundai PALISADE HYBRID 7P", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "SEL Premium", "condition": "new", "price": 53398.0, "msrp": null, "sale_price": 53398.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black Pearl", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RHESA0VU115387", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/10e0-110013116/KM8RHESA0VU115387/54aa759a53e2a5496a51826f7ce8b5c9.jpg", "images": ["https://vehicle-images.carscommerce.inc/10e0-110013116/KM8RHESA0VU115387/54aa759a53e2a5496a51826f7ce8b5c9.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "SEL Premium", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RHESA0VU115387.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesa0vu115387/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesa0vu115387/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESA0VU115387.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA0VU115387.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA0VU115387.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesa0vu115387/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RHESA0VU115387, VIN KM8RHESA0VU115387. Advertised price: $53,398. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,398"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53398.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA0VU115387_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1057, "unit": "per_month", "display": "$1,057/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53398.0, "price_incl_doc": 53398.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1057.46, "amount_financed": 56735.38, "sales_tax": 3337.38, "total_of_payments": 63447.65, "finance_charge": 6712.27, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA0VU115387, VIN KM8RHESA0VU115387. $1,057 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $53,398, before any dealer documentation fee. Amount financed $56,735, including $3,337 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $63,448. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA0VU115387_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 788, "unit": "per_month", "display": "$788/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53398.0, "price_incl_doc": 53398.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 787.99, "amount_financed": 56735.38, "sales_tax": 3337.38, "total_of_payments": 56735.38, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA0VU115387, VIN KM8RHESA0VU115387. $788 per month for 72 months at 0% APR, $0 cash down. Advertised price $53,398, before any dealer documentation fee. Amount financed $56,735, including $3,337 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $56,735. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 345}}, {"vin": "KM8RLESA7VU117832", "title": "2027 Hyundai PALISADE HYBRID 8P", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "8P", "decoded_trim": "SEL", "condition": "new", "price": 49568.0, "msrp": null, "sale_price": 49568.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 8, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RLESA7VU117832", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/b925-110013116/KM8RLESA7VU117832/0a4f5fc735360e703fca1aebcc908fc4.jpg", "images": ["https://vehicle-images.carscommerce.inc/b925-110013116/KM8RLESA7VU117832/0a4f5fc735360e703fca1aebcc908fc4.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLESA7VU117832.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-8p-awd-sport-utility-km8rlesa7vu117832/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-8p-awd-sport-utility-km8rlesa7vu117832/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESA7VU117832.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA7VU117832.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA7VU117832.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-8p-awd-sport-utility-km8rlesa7vu117832/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RLESA7VU117832, VIN KM8RLESA7VU117832. Advertised price: $49,568. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$49,568"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49568.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESA7VU117832_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 982, "unit": "per_month", "display": "$982/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49568.0, "price_incl_doc": 49568.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 981.61, "amount_financed": 52666.0, "sales_tax": 3098.0, "total_of_payments": 58896.83, "finance_charge": 6230.83, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLESA7VU117832, VIN KM8RLESA7VU117832. $982 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $49,568, before any dealer documentation fee. Amount financed $52,666, including $3,098 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $58,897. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESA7VU117832_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 731, "unit": "per_month", "display": "$731/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49568.0, "price_incl_doc": 49568.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 731.47, "amount_financed": 52666.0, "sales_tax": 3098.0, "total_of_payments": 52666.0, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLESA7VU117832, VIN KM8RLESA7VU117832. $731 per month for 72 months at 0% APR, $0 cash down. Advertised price $49,568, before any dealer documentation fee. Amount financed $52,666, including $3,098 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $52,666. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 335}}, {"vin": "KM8RHESA1VU119335", "title": "2027 Hyundai PALISADE HYBRID 7P", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "SEL Premium", "condition": "new", "price": 53898.0, "msrp": null, "sale_price": 53898.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RHESA1VU119335", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/10e0-110013116/KM8RHESA1VU119335/54aa759a53e2a5496a51826f7ce8b5c9.jpg", "images": ["https://vehicle-images.carscommerce.inc/10e0-110013116/KM8RHESA1VU119335/54aa759a53e2a5496a51826f7ce8b5c9.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "SEL Premium", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RHESA1VU119335.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesa1vu119335/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesa1vu119335/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESA1VU119335.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA1VU119335.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA1VU119335.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesa1vu119335/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RHESA1VU119335, VIN KM8RHESA1VU119335. Advertised price: $53,898. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,898"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53898.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA1VU119335_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53898.0, "price_incl_doc": 53898.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1067.36, "amount_financed": 57266.63, "sales_tax": 3368.63, "total_of_payments": 64041.75, "finance_charge": 6775.12, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA1VU119335, VIN KM8RHESA1VU119335. $1,067 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $53,898, before any dealer documentation fee. Amount financed $57,267, including $3,369 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $64,042. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA1VU119335_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53898.0, "price_incl_doc": 53898.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 795.37, "amount_financed": 57266.63, "sales_tax": 3368.63, "total_of_payments": 57266.63, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA1VU119335, VIN KM8RHESA1VU119335. $795 per month for 72 months at 0% APR, $0 cash down. Advertised price $53,898, before any dealer documentation fee. Amount financed $57,267, including $3,369 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $57,267. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 347}}, {"vin": "KM8RHESA0VU115308", "title": "2027 Hyundai PALISADE HYBRID 7P", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "SEL Premium", "condition": "new", "price": 53898.0, "msrp": null, "sale_price": 53898.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RHESA0VU115308", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/f8fc-110013116/KM8RHESA0VU115308/d244d4dd15ff97024448a81526ed12a7.jpg", "images": ["https://vehicle-images.carscommerce.inc/f8fc-110013116/KM8RHESA0VU115308/d244d4dd15ff97024448a81526ed12a7.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "SEL Premium", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RHESA0VU115308.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesa0vu115308/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesa0vu115308/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESA0VU115308.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA0VU115308.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA0VU115308.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesa0vu115308/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RHESA0VU115308, VIN KM8RHESA0VU115308. Advertised price: $53,898. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,898"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:47Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53898.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA0VU115308_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1067, "unit": "per_month", "display": "$1,067/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53898.0, "price_incl_doc": 53898.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1067.36, "amount_financed": 57266.63, "sales_tax": 3368.63, "total_of_payments": 64041.75, "finance_charge": 6775.12, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA0VU115308, VIN KM8RHESA0VU115308. $1,067 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $53,898, before any dealer documentation fee. Amount financed $57,267, including $3,369 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $64,042. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA0VU115308_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53898.0, "price_incl_doc": 53898.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 795.37, "amount_financed": 57266.63, "sales_tax": 3368.63, "total_of_payments": 57266.63, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA0VU115308, VIN KM8RHESA0VU115308. $795 per month for 72 months at 0% APR, $0 cash down. Advertised price $53,898, before any dealer documentation fee. Amount financed $57,267, including $3,369 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $57,267. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 384}}, {"vin": "KM8RMESA2VU116620", "title": "2027 Hyundai PALISADE HYBRID Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 62188.0, "msrp": null, "sale_price": 62188.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA2VU116620", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA2VU116620/1631b4df2bda1836bc42f96c3b98b8ed.jpg", "images": ["https://vehicle-images.carscommerce.inc/28cf-110013116/KM8RMESA2VU116620/1631b4df2bda1836bc42f96c3b98b8ed.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA2VU116620.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa2vu116620/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa2vu116620/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA2VU116620.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA2VU116620.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA2VU116620.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa2vu116620/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA2VU116620, VIN KM8RMESA2VU116620. Advertised price: $62,188. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,188"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62188.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA2VU116620_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1232, "unit": "per_month", "display": "$1,232/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62188.0, "price_incl_doc": 62188.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1231.53, "amount_financed": 66074.75, "sales_tax": 3886.75, "total_of_payments": 73891.94, "finance_charge": 7817.19, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA2VU116620, VIN KM8RMESA2VU116620. $1,232 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,188, before any dealer documentation fee. Amount financed $66,075, including $3,887 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $73,892. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA2VU116620_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 918, "unit": "per_month", "display": "$918/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62188.0, "price_incl_doc": 62188.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 917.7, "amount_financed": 66074.75, "sales_tax": 3886.75, "total_of_payments": 66074.75, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA2VU116620, VIN KM8RMESA2VU116620. $918 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,188, before any dealer documentation fee. Amount financed $66,075, including $3,887 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,075. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 352}}, {"vin": "KM8RMES20VU143369", "title": "2027 Hyundai PALISADE Calligraphy", "year": 2027, "make": "Hyundai", "model": "PALISADE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 59773.0, "msrp": null, "sale_price": 59773.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "Regular Gasoline V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMES20VU143369", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/20b8-110013116/KM8RMES20VU143369/4f6b8e0dd16db564a6919e1c808ece28.jpg", "images": ["https://vehicle-images.carscommerce.inc/20b8-110013116/KM8RMES20VU143369/4f6b8e0dd16db564a6919e1c808ece28.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMES20VU143369.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-calligraphy-awd-sport-utility-km8rmes20vu143369/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-calligraphy-awd-sport-utility-km8rmes20vu143369/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMES20VU143369.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES20VU143369.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES20VU143369.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-calligraphy-awd-sport-utility-km8rmes20vu143369/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMES20VU143369, VIN KM8RMES20VU143369. Advertised price: $59,773. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$59,773"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59773.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES20VU143369_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1169, "unit": "per_month", "display": "$1,169/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59773.0, "price_incl_doc": 59773.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1169.32, "amount_financed": 63508.81, "sales_tax": 3735.81, "total_of_payments": 70159.49, "finance_charge": 6650.68, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMES20VU143369, VIN KM8RMES20VU143369. $1,169 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $59,773, before any dealer documentation fee. Amount financed $63,509, including $3,736 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $70,159. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES20VU143369_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 882, "unit": "per_month", "display": "$882/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59773.0, "price_incl_doc": 59773.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 882.07, "amount_financed": 63508.81, "sales_tax": 3735.81, "total_of_payments": 63508.81, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMES20VU143369, VIN KM8RMES20VU143369. $882 per month for 72 months at 0% APR, $0 cash down. Advertised price $59,773, before any dealer documentation fee. Amount financed $63,509, including $3,736 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $63,509. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 338}}, {"vin": "KM8RLES24VU138954", "title": "2027 Hyundai PALISADE 7P", "year": 2027, "make": "Hyundai", "model": "PALISADE", "trim": "7P", "decoded_trim": "SEL", "condition": "new", "price": 47988.0, "msrp": null, "sale_price": 47988.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "Regular Gasoline V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RLES24VU138954", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/e57e-110013116/KM8RLES24VU138954/7cee50f330bfcc10b7f1ba45839e4cb3.jpg", "images": ["https://vehicle-images.carscommerce.inc/e57e-110013116/KM8RLES24VU138954/7cee50f330bfcc10b7f1ba45839e4cb3.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLES24VU138954.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-sel-7p-awd-sport-utility-km8rles24vu138954/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-sel-7p-awd-sport-utility-km8rles24vu138954/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLES24VU138954.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES24VU138954.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES24VU138954.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-sel-7p-awd-sport-utility-km8rles24vu138954/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RLES24VU138954, VIN KM8RLES24VU138954. Advertised price: $47,988. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$47,988"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47988.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLES24VU138954_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 939, "unit": "per_month", "display": "$939/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47988.0, "price_incl_doc": 47988.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 938.78, "amount_financed": 50987.25, "sales_tax": 2999.25, "total_of_payments": 56326.66, "finance_charge": 5339.41, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLES24VU138954, VIN KM8RLES24VU138954. $939 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $47,988, before any dealer documentation fee. Amount financed $50,987, including $2,999 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $56,327. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLES24VU138954_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47988.0, "price_incl_doc": 47988.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.16, "amount_financed": 50987.25, "sales_tax": 2999.25, "total_of_payments": 50987.25, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLES24VU138954, VIN KM8RLES24VU138954. $708 per month for 72 months at 0% APR, $0 cash down. Advertised price $47,988, before any dealer documentation fee. Amount financed $50,987, including $2,999 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $50,987. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 341}}, {"vin": "KM8RKESA3VU121699", "title": "2027 Hyundai PALISADE HYBRID 7P", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "Limited", "condition": "new", "price": 57898.0, "msrp": null, "sale_price": 57898.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": null, "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RKESA3VU121699", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/8ff9-110013116/KM8RKESA3VU121699/98749f24f7619fb7f1d6dd2ad48397e6.jpg", "images": ["https://vehicle-images.carscommerce.inc/8ff9-110013116/KM8RKESA3VU121699/98749f24f7619fb7f1d6dd2ad48397e6.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RKESA3VU121699.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-limited-7p-awd-sport-utility-km8rkesa3vu121699/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-limited-7p-awd-sport-utility-km8rkesa3vu121699/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RKESA3VU121699.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKESA3VU121699.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKESA3VU121699.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-limited-7p-awd-sport-utility-km8rkesa3vu121699/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RKESA3VU121699, VIN KM8RKESA3VU121699. Advertised price: $57,898. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,898"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57898.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RKESA3VU121699_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1147, "unit": "per_month", "display": "$1,147/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57898.0, "price_incl_doc": 57898.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1146.58, "amount_financed": 61516.63, "sales_tax": 3618.63, "total_of_payments": 68794.56, "finance_charge": 7277.93, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RKESA3VU121699, VIN KM8RKESA3VU121699. $1,147 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $57,898, before any dealer documentation fee. Amount financed $61,517, including $3,619 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $68,795. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RKESA3VU121699_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 854, "unit": "per_month", "display": "$854/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57898.0, "price_incl_doc": 57898.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 854.4, "amount_financed": 61516.63, "sales_tax": 3618.63, "total_of_payments": 61516.63, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RKESA3VU121699, VIN KM8RKESA3VU121699. $854 per month for 72 months at 0% APR, $0 cash down. Advertised price $57,898, before any dealer documentation fee. Amount financed $61,517, including $3,619 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $61,517. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 329}}, {"vin": "5NMP4DGLXVH236608", "title": "2027 HYUNDAI SANTA FE LIMITED", "year": 2027, "make": "HYUNDAI", "model": "SANTA FE", "trim": "LIMITED", "decoded_trim": "Limited", "condition": "new", "price": 49563.0, "msrp": null, "sale_price": 49563.0, "currency": "USD", "mileage": null, "exterior_color": "SHIMMERING SILVER", "interior_color": null, "drivetrain": "ALL WHEEL DRIVE", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L 4-CYL", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP4DGLXVH236608", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP4DGLXVH236608.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-limited-all-wheel-drive-sport-utility-5nmp4dglxvh236608/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-limited-all-wheel-drive-sport-utility-5nmp4dglxvh236608/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGLXVH236608.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGLXVH236608.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGLXVH236608.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-santa-fe-limited-all-wheel-drive-sport-utility-5nmp4dglxvh236608/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP4DGLXVH236608, VIN 5NMP4DGLXVH236608. Advertised price: $49,563. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$49,563"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49563.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGLXVH236608_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 878, "unit": "per_month", "display": "$878/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49563.0, "price_incl_doc": 49563.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 877.68, "amount_financed": 52660.69, "sales_tax": 3097.69, "total_of_payments": 52660.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP4DGLXVH236608, VIN 5NMP4DGLXVH236608. $878 per month for 60 months at 0% APR, $0 cash down. Advertised price $49,563, before any dealer documentation fee. Amount financed $52,661, including $3,098 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $52,661. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGLXVH236608_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 782, "unit": "per_month", "display": "$782/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49563.0, "price_incl_doc": 49563.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 781.73, "amount_financed": 52660.69, "sales_tax": 3097.69, "total_of_payments": 65665.04, "finance_charge": 13004.35, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP4DGLXVH236608, VIN 5NMP4DGLXVH236608. $782 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,563, before any dealer documentation fee. Amount financed $52,661, including $3,098 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,665. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGLXVH236608_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 704, "unit": "per_month", "display": "$704/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49563.0, "selling_price": 49563.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 704.05, "net_cap_cost": 50213.0, "residual_value": 30729.06, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 704.05, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 864.05}, "total_of_payments": 25344, "total_of_payments_unrounded": 25345.8}, "disclosure": "Estimated lease payment for stock #5NMP4DGLXVH236608, VIN 5NMP4DGLXVH236608. $704 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $864, made up of $704 first payment, $60 title, $100 registration. MSRP $49,563. Lease selling price $49,563. Net capitalized cost $50,213. Residual value $30,729, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $25,344. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGLXVH236608_lease", "type": "lease", "label": "Lease", "headline": {"value": 611, "unit": "per_month", "display": "$611/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49563.0, "selling_price": 49563.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 610.76, "net_cap_cost": 47214.0, "residual_value": 30729.06, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 610.76, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3769.76}, "total_of_payments": 21996, "total_of_payments_unrounded": 21987.36}, "disclosure": "Estimated lease payment for stock #5NMP4DGLXVH236608, VIN 5NMP4DGLXVH236608. $611 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,770, made up of $611 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $49,563. Lease selling price $49,563. Net capitalized cost $47,214. Residual value $30,729, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $21,996. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 493}}, {"vin": "KM8RLES26VU141709", "title": "2027 Hyundai PALISADE 7P", "year": 2027, "make": "Hyundai", "model": "PALISADE", "trim": "7P", "decoded_trim": "SEL", "condition": "new", "price": 48033.0, "msrp": null, "sale_price": 48033.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "Regular Gasoline V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RLES26VU141709", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/e57e-110013116/KM8RLES26VU141709/7cee50f330bfcc10b7f1ba45839e4cb3.jpg", "images": ["https://vehicle-images.carscommerce.inc/e57e-110013116/KM8RLES26VU141709/7cee50f330bfcc10b7f1ba45839e4cb3.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLES26VU141709.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-sel-7p-awd-sport-utility-km8rles26vu141709/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-sel-7p-awd-sport-utility-km8rles26vu141709/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLES26VU141709.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES26VU141709.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES26VU141709.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-sel-7p-awd-sport-utility-km8rles26vu141709/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RLES26VU141709, VIN KM8RLES26VU141709. Advertised price: $48,033. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$48,033"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48033.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLES26VU141709_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 940, "unit": "per_month", "display": "$940/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48033.0, "price_incl_doc": 48033.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 939.66, "amount_financed": 51035.06, "sales_tax": 3002.06, "total_of_payments": 56379.48, "finance_charge": 5344.42, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLES26VU141709, VIN KM8RLES26VU141709. $940 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $48,033, before any dealer documentation fee. Amount financed $51,035, including $3,002 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $56,379. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLES26VU141709_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 709, "unit": "per_month", "display": "$709/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48033.0, "price_incl_doc": 48033.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 708.82, "amount_financed": 51035.06, "sales_tax": 3002.06, "total_of_payments": 51035.06, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLES26VU141709, VIN KM8RLES26VU141709. $709 per month for 72 months at 0% APR, $0 cash down. Advertised price $48,033, before any dealer documentation fee. Amount financed $51,035, including $3,002 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $51,035. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 349}}, {"vin": "KM8RKESA2VU128143", "title": "2027 Hyundai PALISADE HYBRID 7P", "year": 2027, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "Limited", "condition": "new", "price": 57848.0, "msrp": null, "sale_price": 57848.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 31, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RKESA2VU128143", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/59de-110013116/KM8RKESA2VU128143/ce8b97b98ba8893c54aa8f9dcbcfcc6a.jpg", "images": ["https://vehicle-images.carscommerce.inc/59de-110013116/KM8RKESA2VU128143/ce8b97b98ba8893c54aa8f9dcbcfcc6a.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2027, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RKESA2VU128143.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-limited-7p-awd-sport-utility-km8rkesa2vu128143/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-limited-7p-awd-sport-utility-km8rkesa2vu128143/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RKESA2VU128143.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKESA2VU128143.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKESA2VU128143.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2027-hyundai-palisade-hybrid-limited-7p-awd-sport-utility-km8rkesa2vu128143/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RKESA2VU128143, VIN KM8RKESA2VU128143. Advertised price: $57,848. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$57,848"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 57848.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RKESA2VU128143_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1146, "unit": "per_month", "display": "$1,146/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57848.0, "price_incl_doc": 57848.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1145.59, "amount_financed": 61463.5, "sales_tax": 3615.5, "total_of_payments": 68735.15, "finance_charge": 7271.65, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RKESA2VU128143, VIN KM8RKESA2VU128143. $1,146 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $57,848, before any dealer documentation fee. Amount financed $61,464, including $3,616 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $68,735. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RKESA2VU128143_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 854, "unit": "per_month", "display": "$854/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 57848.0, "price_incl_doc": 57848.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 853.66, "amount_financed": 61463.5, "sales_tax": 3615.5, "total_of_payments": 61463.5, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RKESA2VU128143, VIN KM8RKESA2VU128143. $854 per month for 72 months at 0% APR, $0 cash down. Advertised price $57,848, before any dealer documentation fee. Amount financed $61,464, including $3,616 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $61,464. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 320}}, {"vin": "1GTH6MFP9B8124186", "title": "2011 GMC Canyon SLE1", "year": 2011, "make": "GMC", "model": "Canyon", "trim": "SLE1", "decoded_trim": "SLE", "condition": "used", "price": 9888.0, "msrp": 0.0, "sale_price": 9888.0, "currency": "USD", "mileage": 115467, "exterior_color": "Black", "interior_color": "Ebony", "drivetrain": "4WD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "5.3L V8 SFI", "engine_displacement_l": 5.3, "engine_cylinders": 8, "transmission": "4-Speed Automatic with Overdrive", "mpg_city": 14, "mpg_hwy": 19, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1055", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Gmc", "model": "Canyon", "year": 2011, "trim": "SLE", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "5.3L 8-Cylinder", "engine_displacement_l": 5.3, "cylinders": 8, "drive_type": "4WD", "fuel_type": null, "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/1GTH6MFP9B8124186.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2011-gmc-canyon-sle1-4wd-4d-crew-cab-1gth6mfp9b8124186/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2011-gmc-canyon-sle1-4wd-4d-crew-cab-1gth6mfp9b8124186/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1GTH6MFP9B8124186.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1GTH6MFP9B8124186.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1GTH6MFP9B8124186.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2011-gmc-canyon-sle1-4wd-4d-crew-cab-1gth6mfp9b8124186/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1055, VIN 1GTH6MFP9B8124186. Advertised price: $9,888. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$9,888"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Fog Lights", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 9888.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GTH6MFP9B8124186_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 247, "unit": "per_month", "display": "$247/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9888.0, "price_incl_doc": 9888.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 246.69, "amount_financed": 10506.0, "sales_tax": 618.0, "total_of_payments": 11840.91, "finance_charge": 1334.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1055, VIN 1GTH6MFP9B8124186. $247 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $9,888, before any dealer documentation fee. Amount financed $10,506, including $618 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $11,841. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GTH6MFP9B8124186_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 206, "unit": "per_month", "display": "$206/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9888.0, "price_incl_doc": 9888.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 205.51, "amount_financed": 10506.0, "sales_tax": 618.0, "total_of_payments": 12330.76, "finance_charge": 1824.76, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1055, VIN 1GTH6MFP9B8124186. $206 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $9,888, before any dealer documentation fee. Amount financed $10,506, including $618 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $12,331. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GTH6MFP9B8124186_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 179, "unit": "per_month", "display": "$179/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 9888.0, "price_incl_doc": 9888.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 179.07, "amount_financed": 10506.0, "sales_tax": 618.0, "total_of_payments": 12892.78, "finance_charge": 2386.78, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1055, VIN 1GTH6MFP9B8124186. $179 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $9,888, before any dealer documentation fee. Amount financed $10,506, including $618 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $12,893. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 343}}, {"vin": "KMHLS4DG2TU174330", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 24015.0, "msrp": 27010.0, "sale_price": 24815.0, "currency": "USD", "mileage": 3, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28568", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/17aa-110013116/KMHLS4DG2TU174330/4080b954bc33fe860d17c9d9959a7551.jpg", "images": ["https://vehicle-images.carscommerce.inc/17aa-110013116/KMHLS4DG2TU174330/4080b954bc33fe860d17c9d9959a7551.jpg", "https://vehicle-images.carscommerce.inc/6026-110013116/KMHLS4DG2TU174330/b3a143736e5ec5e1d4d473520de2def1.jpg", "https://vehicle-images.carscommerce.inc/5303-110013116/KMHLS4DG2TU174330/3205b6036740ce2abdee6c7da149be8c.jpg", "https://vehicle-images.carscommerce.inc/a756-110013116/KMHLS4DG2TU174330/2e4d8b6e26083c69647de5e4a8a6216f.jpg", "https://vehicle-images.carscommerce.inc/d0bc-110013116/KMHLS4DG2TU174330/3fc4bec8081209fe7fa8ea2cf1d655de.jpg", "https://vehicle-images.carscommerce.inc/de15-110013116/KMHLS4DG2TU174330/82d36b121914a74017b7f25711d04bf1.png", "https://vehicle-images.carscommerce.inc/7fce-110013116/KMHLS4DG2TU174330/f1f8e852d32eac496e6432acbf3e7efc.jpg", "https://vehicle-images.carscommerce.inc/4ac5-110013116/KMHLS4DG2TU174330/7d426b5dd3b16309b31ee6a6d058cd61.jpg", "https://vehicle-images.carscommerce.inc/6395-110013116/KMHLS4DG2TU174330/8136b1c320e2d527bd783ac40c9a43a1.png", "https://vehicle-images.carscommerce.inc/da5a-110013116/KMHLS4DG2TU174330/7cca6da82c910a9cf478769d3b892339.jpg", "https://vehicle-images.carscommerce.inc/9623-110013116/KMHLS4DG2TU174330/2dc84e86795bc1f15a0651cdf908e4be.jpg", "https://vehicle-images.carscommerce.inc/591d-110013116/KMHLS4DG2TU174330/20f92b33cd969fdc802abb3fac607854.png", "https://vehicle-images.carscommerce.inc/10cf-110013116/KMHLS4DG2TU174330/1820b4280d2b9c3603048e5b9bef9200.jpg", "https://vehicle-images.carscommerce.inc/6e7a-110013116/KMHLS4DG2TU174330/98b92053f52dd55249b378c3fa9cb6e9.jpg", "https://vehicle-images.carscommerce.inc/6b9f-110013116/KMHLS4DG2TU174330/bd06ba1ca92acafd0dd4c86035bf763b.png", "https://vehicle-images.carscommerce.inc/c8a6-110013116/KMHLS4DG2TU174330/5954d6cbe6e48c1430ecfc5f6f6f6eb9.jpg", "https://vehicle-images.carscommerce.inc/dfbb-110013116/KMHLS4DG2TU174330/564cdd2aa3b84a948657f6ff035c7d17.jpg", "https://vehicle-images.carscommerce.inc/2c82-110013116/KMHLS4DG2TU174330/bc55e0c5f42e8f716e3591bba3ddaa01.png", "https://vehicle-images.carscommerce.inc/349a-110013116/KMHLS4DG2TU174330/a62af868b18788bba110806f23880294.jpg", "https://vehicle-images.carscommerce.inc/b6ee-110013116/KMHLS4DG2TU174330/93613b90789f2d81975b76ec72f0392a.jpg", "https://vehicle-images.carscommerce.inc/9720-110013116/KMHLS4DG2TU174330/0aba98d5e3a5dcacb6ac5dc29ba822c7.jpg", "https://vehicle-images.carscommerce.inc/91ce-110013116/KMHLS4DG2TU174330/73e872bb57100bcc7b65a612e19577b5.jpg", "https://vehicle-images.carscommerce.inc/9b60-110013116/KMHLS4DG2TU174330/8117b83244b42ae1f0e465893cea03ac.png", "https://vehicle-images.carscommerce.inc/c1d6-110013116/KMHLS4DG2TU174330/78857c46fcfc125ab8781d67f5a8d02e.jpg", "https://vehicle-images.carscommerce.inc/7148-110013116/KMHLS4DG2TU174330/f7a72ef2f2b0069f462ce8062daab758.jpg", "https://vehicle-images.carscommerce.inc/5f3b-110013116/KMHLS4DG2TU174330/9e4fa7c5701017810ab50b20464d7bee.jpg", "https://vehicle-images.carscommerce.inc/ea7c-110013116/KMHLS4DG2TU174330/c8978a065b7e6f9398d88814328871f6.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27010.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG2TU174330.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg2tu174330/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg2tu174330/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG2TU174330.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG2TU174330.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG2TU174330.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg2tu174330/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,995. This offer applies to Stock #28568, VIN KMHLS4DG2TU174330. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $27,010. Advertised price: $24,015. Savings: $2,995, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$27,010"}, {"label": "Advertised price", "value": "$24,015"}, {"label": "Savings", "value": "$2,995, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,995", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24015.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG2TU174330_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 464, "unit": "per_month", "display": "$464/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24015.0, "price_incl_doc": 24015.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 464.07, "amount_financed": 25515.94, "sales_tax": 1500.94, "total_of_payments": 27843.91, "finance_charge": 2327.97, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28568, VIN KMHLS4DG2TU174330. $464 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $24,015, before any dealer documentation fee. Amount financed $25,516, including $1,501 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,844. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG2TU174330_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 379, "unit": "per_month", "display": "$379/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24015.0, "price_incl_doc": 24015.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 378.77, "amount_financed": 25515.94, "sales_tax": 1500.94, "total_of_payments": 31817.0, "finance_charge": 6301.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28568, VIN KMHLS4DG2TU174330. $379 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,015, before any dealer documentation fee. Amount financed $25,516, including $1,501 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,817. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 369}}, {"vin": "5NMJBCDEXTH625578", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31710.0, "msrp": 35255.0, "sale_price": 32460.0, "currency": "USD", "mileage": 22, "exterior_color": "Red", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28220", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://vehicle-images.carscommerce.inc/cf80-110013116/5NMJBCDEXTH625578/dba70c302ddcb6fd54eb1206e2a62458.png", "https://vehicle-images.carscommerce.inc/e140-110013116/5NMJBCDEXTH625578/f38e1822000f07b624c89c22cd35da7f.jpg", "https://vehicle-images.carscommerce.inc/3e04-110013116/5NMJBCDEXTH625578/6afaffdc72a85b8f04b458affa30c134.jpg", "https://vehicle-images.carscommerce.inc/a995-110013116/5NMJBCDEXTH625578/d50eb811abd6f6df84c0f00b56181f4e.jpg", "https://vehicle-images.carscommerce.inc/e254-110013116/5NMJBCDEXTH625578/5896189a6810d285a2669e7ea8702254.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35255.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDEXTH625578.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcdexth625578/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcdexth625578/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDEXTH625578.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDEXTH625578.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDEXTH625578.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcdexth625578/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,545. This offer applies to Stock #28220, VIN 5NMJBCDEXTH625578. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,255. Advertised price: $31,710. Savings: $3,545, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,255"}, {"label": "Advertised price", "value": "$31,710"}, {"label": "Savings", "value": "$3,545, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,545", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31710.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDEXTH625578_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 562, "unit": "per_month", "display": "$562/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31710.0, "price_incl_doc": 31710.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 561.53, "amount_financed": 33691.88, "sales_tax": 1981.88, "total_of_payments": 33691.88, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28220, VIN 5NMJBCDEXTH625578. $562 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,710, before any dealer documentation fee. Amount financed $33,692, including $1,982 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,692. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH625578_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 500, "unit": "per_month", "display": "$500/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31710.0, "price_incl_doc": 31710.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 500.14, "amount_financed": 33691.88, "sales_tax": 1981.88, "total_of_payments": 42011.96, "finance_charge": 8320.08, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28220, VIN 5NMJBCDEXTH625578. $500 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,710, before any dealer documentation fee. Amount financed $33,692, including $1,982 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $42,012. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH625578_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 396, "unit": "per_month", "display": "$396/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35255.0, "selling_price": 31710.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 396.36, "net_cap_cost": 32360.0, "residual_value": 21858.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 396.36, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 556.36}, "total_of_payments": 14256, "total_of_payments_unrounded": 14268.96}, "disclosure": "Estimated lease payment for stock #28220, VIN 5NMJBCDEXTH625578. $396 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $556, made up of $396 first payment, $60 title, $100 registration. MSRP $35,255. Lease selling price $31,710. Net capitalized cost $32,360. Residual value $21,858, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,256. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH625578_lease", "type": "lease", "label": "Lease", "headline": {"value": 303, "unit": "per_month", "display": "$303/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35255.0, "selling_price": 31710.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 303.07, "net_cap_cost": 29361.0, "residual_value": 21858.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 303.07, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3462.07}, "total_of_payments": 10908, "total_of_payments_unrounded": 10910.52}, "disclosure": "Estimated lease payment for stock #28220, VIN 5NMJBCDEXTH625578. $303 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,462, made up of $303 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,255. Lease selling price $31,710. Net capitalized cost $29,361. Residual value $21,858, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,908. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 552}}, {"vin": "3VV2X7B24PM340868", "title": "2023 Volkswagen Taos SEL", "year": 2023, "make": "Volkswagen", "model": "Taos", "trim": "SEL", "decoded_trim": "4Motion SEL", "condition": "used", "price": 24410.0, "msrp": 0.0, "sale_price": 25102.0, "currency": "USD", "mileage": 38901, "exterior_color": "Black", "interior_color": "Gray/Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "1.5L I4 Turbocharged DOHC 16V LEV3-SULEV30 158hp", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "7-Speed DSG Automatic with Tiptronic", "mpg_city": 25, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "PDV0998", "stock_status": "In Stock", "availability": "In Stock", 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,410"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24410.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV2X7B24PM340868_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.98, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 29231.05, "finance_charge": 3295.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0998, VIN 3VV2X7B24PM340868. $609 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,231. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV2X7B24PM340868_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.34, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 30440.33, "finance_charge": 4504.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0998, VIN 3VV2X7B24PM340868. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,440. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV2X7B24PM340868_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24410.0, "price_incl_doc": 24410.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 442.05, "amount_financed": 25935.63, "sales_tax": 1525.63, "total_of_payments": 31827.76, "finance_charge": 5892.13, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0998, VIN 3VV2X7B24PM340868. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,410, before any dealer documentation fee. Amount financed $25,936, including $1,526 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,828. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,033. This offer applies to Stock #HD260968, VIN 5NMP4DGL3TH221946. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,155. Advertised price: $45,122. Savings: $4,033, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,155"}, {"label": "Advertised price", "value": "$45,122"}, {"label": "Savings", "value": "$4,033, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,033", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45122.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL3TH221946_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 799, "unit": "per_month", "display": "$799/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45122.0, "price_incl_doc": 45122.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 799.04, "amount_financed": 47942.13, "sales_tax": 2820.13, "total_of_payments": 47942.13, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260968, VIN 5NMP4DGL3TH221946. $799 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,122, before any dealer documentation fee. Amount financed $47,942, including $2,820 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $47,942. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH221946_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 712, "unit": "per_month", "display": "$712/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45122.0, "price_incl_doc": 45122.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 711.68, "amount_financed": 47942.13, "sales_tax": 2820.13, "total_of_payments": 59781.25, "finance_charge": 11839.12, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260968, VIN 5NMP4DGL3TH221946. $712 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,122, before any dealer documentation fee. Amount financed $47,942, including $2,820 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $59,781. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH221946_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 573, "unit": "per_month", "display": "$573/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49155.0, "selling_price": 45122.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 572.96, "net_cap_cost": 45772.0, "residual_value": 30476.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 572.96, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 732.96}, "total_of_payments": 20628, "total_of_payments_unrounded": 20626.56}, "disclosure": "Estimated lease payment for stock #HD260968, VIN 5NMP4DGL3TH221946. $573 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $733, made up of $573 first payment, $60 title, $100 registration. MSRP $49,155. Lease selling price $45,122. Net capitalized cost $45,772. Residual value $30,476, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,628. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL3TH221946_lease", "type": "lease", "label": "Lease", "headline": {"value": 480, "unit": "per_month", "display": "$480/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49155.0, "selling_price": 45122.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 479.67, "net_cap_cost": 42773.0, "residual_value": 30476.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 479.67, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3638.67}, "total_of_payments": 17280, "total_of_payments_unrounded": 17268.12}, "disclosure": "Estimated lease payment for stock #HD260968, VIN 5NMP4DGL3TH221946. $480 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,639, made up of $480 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $49,155. Lease selling price $45,122. Net capitalized cost $42,773. Residual value $30,476, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,280. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 494}}, {"vin": "KM8RNES24TU095689", "title": "2026 Hyundai PALISADE Premium", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Premium", "decoded_trim": "SEL Premium", "condition": "new", "price": 46574.0, "msrp": 50555.0, "sale_price": 48574.0, "currency": "USD", "mileage": null, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260745X", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 28, "primary_image": "https://vehicle-images.carscommerce.inc/88bb-110013116/KM8RNES24TU095689/8ac528f7c51336be0569e52d2225785b.jpg", "images": ["https://vehicle-images.carscommerce.inc/88bb-110013116/KM8RNES24TU095689/8ac528f7c51336be0569e52d2225785b.jpg", "https://vehicle-images.carscommerce.inc/1925-110013116/KM8RNES24TU095689/92ee3b93b0c6fa236db4553425dfd7d5.jpg", "https://vehicle-images.carscommerce.inc/e0d3-110013116/KM8RNES24TU095689/e19fad7ba65f112f10a416c4705c37f3.jpg", "https://vehicle-images.carscommerce.inc/ae1d-110013116/KM8RNES24TU095689/3712cfe484c77d10336c3a376cd31e36.jpg", "https://vehicle-images.carscommerce.inc/3a32-110013116/KM8RNES24TU095689/32813fb89065941f64eae95009edd85e.jpg", "https://vehicle-images.carscommerce.inc/e151-110013116/KM8RNES24TU095689/ac4e02b34a9966460bcdcf751de011bb.png", "https://vehicle-images.carscommerce.inc/c9dc-110013116/KM8RNES24TU095689/79185f6bd604aec5d50268c7ad0bf2fb.jpg", 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RNES24TU095689.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-premium-awd-4d-sport-utility-km8rnes24tu095689/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-premium-awd-4d-sport-utility-km8rnes24tu095689/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RNES24TU095689.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES24TU095689.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RNES24TU095689.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-premium-awd-4d-sport-utility-km8rnes24tu095689/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,981. This offer applies to Stock #HD260745X, VIN KM8RNES24TU095689. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,555. Advertised price: $46,574. Savings: $3,981, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,555"}, {"label": "Advertised price", "value": "$46,574"}, {"label": "Savings", "value": "$3,981, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,981", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46574.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RNES24TU095689_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 911, "unit": "per_month", "display": "$911/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46574.0, "price_incl_doc": 46574.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 911.12, "amount_financed": 49484.88, "sales_tax": 2910.88, "total_of_payments": 54666.97, "finance_charge": 5182.09, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260745X, VIN KM8RNES24TU095689. $911 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $46,574, before any dealer documentation fee. Amount financed $49,485, including $2,911 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $54,667. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RNES24TU095689_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46574.0, "price_incl_doc": 46574.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 687.29, "amount_financed": 49484.88, "sales_tax": 2910.88, "total_of_payments": 49484.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260745X, VIN KM8RNES24TU095689. $687 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,574, before any dealer documentation fee. Amount financed $49,485, including $2,911 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,485. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 415}}, {"vin": "5NMJBCDE9TH766190", "title": "2026 Hyundai TUCSON Plus", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Plus", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 35988.0, "msrp": null, "sale_price": 35988.0, "currency": "USD", "mileage": null, "exterior_color": "Atlantis Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "5NMJBCDE9TH766190", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE9TH766190/2e3694fed4b73e36844fbf68b5fdc9fe.jpg", "images": ["https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE9TH766190/2e3694fed4b73e36844fbf68b5fdc9fe.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE9TH766190.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde9th766190/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde9th766190/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE9TH766190.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE9TH766190.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE9TH766190.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde9th766190/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMJBCDE9TH766190, VIN 5NMJBCDE9TH766190. Advertised price: $35,988. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,988"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35988.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE9TH766190_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 637, "unit": "per_month", "display": "$637/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35988.0, "price_incl_doc": 35988.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 637.29, "amount_financed": 38237.25, "sales_tax": 2249.25, "total_of_payments": 38237.25, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE9TH766190, VIN 5NMJBCDE9TH766190. $637 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,988, before any dealer documentation fee. Amount financed $38,237, including $2,249 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $38,237. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE9TH766190_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 568, "unit": "per_month", "display": "$568/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35988.0, "price_incl_doc": 35988.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 567.62, "amount_financed": 38237.25, "sales_tax": 2249.25, "total_of_payments": 47679.79, "finance_charge": 9442.54, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE9TH766190, VIN 5NMJBCDE9TH766190. $568 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,988, before any dealer documentation fee. Amount financed $38,237, including $2,249 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,680. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE9TH766190_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 524, "unit": "per_month", "display": "$524/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35575.0, "selling_price": 35988.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 523.9, "net_cap_cost": 36638.0, "residual_value": 22056.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 523.9, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 683.9}, "total_of_payments": 18864, "total_of_payments_unrounded": 18860.4}, "disclosure": "Estimated lease payment for stock #5NMJBCDE9TH766190, VIN 5NMJBCDE9TH766190. $524 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $684, made up of $524 first payment, $60 title, $100 registration. MSRP $35,575. Lease selling price $35,988. Net capitalized cost $36,638. Residual value $22,056, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,864. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE9TH766190_lease", "type": "lease", "label": "Lease", "headline": {"value": 431, "unit": "per_month", "display": "$431/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35575.0, "selling_price": 35988.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 430.61, "net_cap_cost": 33639.0, "residual_value": 22056.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 430.61, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3589.61}, "total_of_payments": 15516, "total_of_payments_unrounded": 15501.96}, "disclosure": "Estimated lease payment for stock #5NMJBCDE9TH766190, VIN 5NMJBCDE9TH766190. $431 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,590, made up of $431 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,575. Lease selling price $35,988. Net capitalized cost $33,639. Residual value $22,056, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,516. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 585}}, {"vin": "1GKKNULS7PZ260579", "title": "2023 GMC Acadia SLT", "year": 2023, "make": "GMC", "model": "Acadia", "trim": "SLT", "decoded_trim": "SLT", "condition": "used", "price": 32762.0, "msrp": 0.0, "sale_price": 35412.0, "currency": "USD", "mileage": 23309, "exterior_color": "Silver", "interior_color": "Jet Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 SIDI", 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"website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-gmc-acadia-slt-awd-4d-sport-utility-1gkknuls7pz260579/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1GKKNULS7PZ260579.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1GKKNULS7PZ260579.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1GKKNULS7PZ260579.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-gmc-acadia-slt-awd-4d-sport-utility-1gkknuls7pz260579/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0954, VIN 1GKKNULS7PZ260579. Advertised price: $32,762. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$32,762"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32762.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GKKNULS7PZ260579_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 817, "unit": "per_month", "display": "$817/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32762.0, "price_incl_doc": 32762.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 817.35, "amount_financed": 34809.63, "sales_tax": 2047.63, "total_of_payments": 39232.59, "finance_charge": 4422.96, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0954, VIN 1GKKNULS7PZ260579. $817 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $32,762, before any dealer documentation fee. Amount financed $34,810, including $2,048 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,233. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKKNULS7PZ260579_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 681, "unit": "per_month", "display": "$681/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32762.0, "price_incl_doc": 32762.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 680.93, "amount_financed": 34809.63, "sales_tax": 2047.63, "total_of_payments": 40855.64, "finance_charge": 6046.01, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0954, VIN 1GKKNULS7PZ260579. $681 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $32,762, before any dealer documentation fee. Amount financed $34,810, including $2,048 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $40,856. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GKKNULS7PZ260579_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 593, "unit": "per_month", "display": "$593/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32762.0, "price_incl_doc": 32762.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 593.3, "amount_financed": 34809.63, "sales_tax": 2047.63, "total_of_payments": 42717.78, "finance_charge": 7908.15, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0954, VIN 1GKKNULS7PZ260579. $593 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $32,762, before any dealer documentation fee. Amount financed $34,810, including $2,048 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $42,718. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/sticker/5NMS24AJ1PH592083.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2023-hyundai-santa-fe-sel-fwd-4d-sport-utility-5nms24aj1ph592083/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2023-hyundai-santa-fe-sel-fwd-4d-sport-utility-5nms24aj1ph592083/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMS24AJ1PH592083.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMS24AJ1PH592083.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMS24AJ1PH592083.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2023-hyundai-santa-fe-sel-fwd-4d-sport-utility-5nms24aj1ph592083/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1054, VIN 5NMS24AJ1PH592083. Advertised price: $25,863. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,863"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Navigation System", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25863.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMS24AJ1PH592083_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 645, "unit": "per_month", "display": "$645/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25863.0, "price_incl_doc": 25863.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 645.23, "amount_financed": 27479.44, "sales_tax": 1616.44, "total_of_payments": 30971.01, "finance_charge": 3491.57, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1054, VIN 5NMS24AJ1PH592083. $645 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,863, before any dealer documentation fee. Amount financed $27,479, including $1,616 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,971. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMS24AJ1PH592083_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 538, "unit": "per_month", "display": "$538/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25863.0, "price_incl_doc": 25863.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 537.54, "amount_financed": 27479.44, "sales_tax": 1616.44, "total_of_payments": 32252.29, "finance_charge": 4772.85, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1054, VIN 5NMS24AJ1PH592083. $538 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,863, before any dealer documentation fee. Amount financed $27,479, including $1,616 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,252. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMS24AJ1PH592083_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 468, "unit": "per_month", "display": "$468/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25863.0, "price_incl_doc": 25863.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 468.37, "amount_financed": 27479.44, "sales_tax": 1616.44, "total_of_payments": 33722.3, "finance_charge": 6242.86, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1054, VIN 5NMS24AJ1PH592083. $468 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,863, before any dealer documentation fee. Amount financed $27,479, including $1,616 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,722. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk2tu042676/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLW4DK2TU042676.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK2TU042676.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK2TU042676.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk2tu042676/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $389. This offer applies to Stock #HD261020, VIN KMHLW4DK2TU042676. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $37,950. Advertised price: $37,561. Savings: $389, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$37,950"}, {"label": "Advertised price", "value": "$37,561"}, {"label": "Savings", "value": "$389, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $389", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37561.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLW4DK2TU042676_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 762, "unit": "per_month", "display": "$762/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37561.0, "price_incl_doc": 37561.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra N \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 762.12, "amount_financed": 39908.56, "sales_tax": 2347.56, "total_of_payments": 45726.94, "finance_charge": 5818.38, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261020, VIN KMHLW4DK2TU042676. $762 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $37,561, before any dealer documentation fee. Amount financed $39,909, including $2,348 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $45,727. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLW4DK2TU042676_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 592, "unit": "per_month", "display": "$592/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37561.0, "price_incl_doc": 37561.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 592.43, "amount_financed": 39908.56, "sales_tax": 2347.56, "total_of_payments": 49763.82, "finance_charge": 9855.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261020, VIN KMHLW4DK2TU042676. $592 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $37,561, before any dealer documentation fee. Amount financed $39,909, including $2,348 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $49,764. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 421}}, {"vin": "5NMP5DGL7TH212017", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 46795.0, "msrp": 51925.0, "sale_price": 48045.0, "currency": "USD", "mileage": 9, "exterior_color": "Green", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260771", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/4a3e-110013116/5NMP5DGL7TH212017/7667458531857293b52a637ef0cfc464.jpg", "images": ["https://vehicle-images.carscommerce.inc/4a3e-110013116/5NMP5DGL7TH212017/7667458531857293b52a637ef0cfc464.jpg", "https://vehicle-images.carscommerce.inc/c299-110013116/5NMP5DGL7TH212017/c0f0225e2f1a5ce427ae65ac3376073d.jpg", "https://vehicle-images.carscommerce.inc/e2ee-110013116/5NMP5DGL7TH212017/246bb66b60e7a1479b2a2666a8bc6532.jpg", "https://vehicle-images.carscommerce.inc/4bb4-110013116/5NMP5DGL7TH212017/f30916886f91191793a2d7bd2692b1eb.jpg", "https://vehicle-images.carscommerce.inc/4523-110013116/5NMP5DGL7TH212017/7f786834efe9ce38e656eb6c9b84c2ca.jpg", "https://vehicle-images.carscommerce.inc/f6c5-110013116/5NMP5DGL7TH212017/56cf4af0014464ac27288ca6d427ad1a.png", "https://vehicle-images.carscommerce.inc/7c3f-110013116/5NMP5DGL7TH212017/ebb6a7fda22d7f65278c3cb296db5a76.jpg", "https://vehicle-images.carscommerce.inc/a78b-110013116/5NMP5DGL7TH212017/f475213a18e63853e4efe789c9978541.jpg", "https://vehicle-images.carscommerce.inc/ac01-110013116/5NMP5DGL7TH212017/a050c8fee1a19eb1e6bbfec39c7b4a58.png", "https://vehicle-images.carscommerce.inc/6d4e-110013116/5NMP5DGL7TH212017/76e4767cd82cd2bc43d99e81379d67e0.jpg", "https://vehicle-images.carscommerce.inc/f85d-110013116/5NMP5DGL7TH212017/1d56d12d0a33aac31445e9d571f14379.jpg", "https://vehicle-images.carscommerce.inc/8752-110013116/5NMP5DGL7TH212017/0b565219bb63b00d0e549f32f75931a5.png", "https://vehicle-images.carscommerce.inc/5c4c-110013116/5NMP5DGL7TH212017/0645a7ed3f2a574e8a767e37ef978a09.jpg", "https://vehicle-images.carscommerce.inc/291d-110013116/5NMP5DGL7TH212017/7a37b6bbb496fe516b242e3ea353dc6f.jpg", "https://vehicle-images.carscommerce.inc/2053-110013116/5NMP5DGL7TH212017/3fd0764b691efe4a82376d8da7a8e407.png", "https://vehicle-images.carscommerce.inc/d71c-110013116/5NMP5DGL7TH212017/7a8526b16632398513b1eeb90c29c59e.jpg", "https://vehicle-images.carscommerce.inc/808e-110013116/5NMP5DGL7TH212017/a2ab89743458a7b393a0233d82461544.jpg", "https://vehicle-images.carscommerce.inc/6aaa-110013116/5NMP5DGL7TH212017/b17d9c185f1105ff480c4ba8e36dd0ee.png", "https://vehicle-images.carscommerce.inc/2683-110013116/5NMP5DGL7TH212017/49bd9a2b05e4ea1cad24660ada7e8f8a.jpg", "https://vehicle-images.carscommerce.inc/f20e-110013116/5NMP5DGL7TH212017/eff9a51e7cba125e1ac4c637dbe0d33d.jpg", "https://vehicle-images.carscommerce.inc/6ed7-110013116/5NMP5DGL7TH212017/381d3331f16cfac2069c987e2f7bd55a.png", "https://vehicle-images.carscommerce.inc/bacc-110013116/5NMP5DGL7TH212017/442054bb7b5a487340be7b74f9ba4a8b.jpg", "https://vehicle-images.carscommerce.inc/3a37-110013116/5NMP5DGL7TH212017/5a7c90978f56213cf3943a0a344d93b3.jpg", "https://vehicle-images.carscommerce.inc/183c-110013116/5NMP5DGL7TH212017/116d78f9aea85f0bc698fc072771389a.png", "https://vehicle-images.carscommerce.inc/b3e7-110013116/5NMP5DGL7TH212017/8f972b5430f20031cb8ca4536f7c460c.jpg", "https://vehicle-images.carscommerce.inc/7480-110013116/5NMP5DGL7TH212017/8d7f46e7b8508a5ff3133e98a6e903f2.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51925.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL7TH212017.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl7th212017/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl7th212017/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL7TH212017.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL7TH212017.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL7TH212017.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl7th212017/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,130. This offer applies to Stock #HD260771, VIN 5NMP5DGL7TH212017. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,925. Advertised price: $46,795. Savings: $5,130, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,925"}, {"label": "Advertised price", "value": "$46,795"}, {"label": "Savings", "value": "$5,130, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,130", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46795.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL7TH212017_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46795.0, "price_incl_doc": 46795.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.66, "amount_financed": 49719.69, "sales_tax": 2924.69, "total_of_payments": 49719.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260771, VIN 5NMP5DGL7TH212017. $829 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,795, before any dealer documentation fee. Amount financed $49,720, including $2,925 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,720. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL7TH212017_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 738, "unit": "per_month", "display": "$738/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46795.0, "price_incl_doc": 46795.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 738.07, "amount_financed": 49719.69, "sales_tax": 2924.69, "total_of_payments": 61997.77, "finance_charge": 12278.08, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260771, VIN 5NMP5DGL7TH212017. $738 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,795, before any dealer documentation fee. Amount financed $49,720, including $2,925 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,998. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL7TH212017_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 577, "unit": "per_month", "display": "$577/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51925.0, "selling_price": 46795.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 577.05, "net_cap_cost": 47445.0, "residual_value": 32193.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 577.05, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 737.05}, "total_of_payments": 20772, "total_of_payments_unrounded": 20773.8}, "disclosure": "Estimated lease payment for stock #HD260771, VIN 5NMP5DGL7TH212017. $577 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $737, made up of $577 first payment, $60 title, $100 registration. MSRP $51,925. Lease selling price $46,795. Net capitalized cost $47,445. Residual value $32,194, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,772. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL7TH212017_lease", "type": "lease", "label": "Lease", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51925.0, "selling_price": 46795.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 483.76, "net_cap_cost": 44446.0, "residual_value": 32193.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 483.76, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3642.76}, "total_of_payments": 17424, "total_of_payments_unrounded": 17415.36}, "disclosure": "Estimated lease payment for stock #HD260771, VIN 5NMP5DGL7TH212017. $484 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,643, made up of $484 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,925. Lease selling price $46,795. Net capitalized cost $44,446. Residual value $32,194, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,424. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 535}}, {"vin": "4S3GKAV69P3600603", "title": "2023 Subaru Impreza Premium", "year": 2023, "make": "Subaru", "model": "Impreza", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 20813.0, "msrp": 0.0, "sale_price": 21622.0, "currency": "USD", "mileage": 34954, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "CVT Lineartronic", "mpg_city": 28, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0846", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://vehicle-images.carscommerce.inc/7493-110013116/4S3GKAV69P3600603/645a03bcdeaf91a3ac117ed381e604c8.jpg"], "vin_decode": {"make": "Subaru", "model": "Impreza", "year": 2023, "trim": "Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.0L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/4S3GKAV69P3600603.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-subaru-impreza-premium-awd-4d-sedan-4s3gkav69p3600603/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-subaru-impreza-premium-awd-4d-sedan-4s3gkav69p3600603/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/4S3GKAV69P3600603.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/4S3GKAV69P3600603.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/4S3GKAV69P3600603.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-subaru-impreza-premium-awd-4d-sedan-4s3gkav69p3600603/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0846, VIN 4S3GKAV69P3600603. Advertised price: $20,813. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,813"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20813.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4S3GKAV69P3600603_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 519, "unit": "per_month", "display": "$519/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20813.0, "price_incl_doc": 20813.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 519.24, "amount_financed": 22113.81, "sales_tax": 1300.81, "total_of_payments": 24923.62, "finance_charge": 2809.81, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0846, VIN 4S3GKAV69P3600603. $519 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,813, before any dealer documentation fee. Amount financed $22,114, including $1,301 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,924. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3GKAV69P3600603_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 433, "unit": "per_month", "display": "$433/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20813.0, "price_incl_doc": 20813.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 432.58, "amount_financed": 22113.81, "sales_tax": 1300.81, "total_of_payments": 25954.71, "finance_charge": 3840.9, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0846, VIN 4S3GKAV69P3600603. $433 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,813, before any dealer documentation fee. Amount financed $22,114, including $1,301 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,955. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4S3GKAV69P3600603_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 377, "unit": "per_month", "display": "$377/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20813.0, "price_incl_doc": 20813.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 376.91, "amount_financed": 22113.81, "sales_tax": 1300.81, "total_of_payments": 27137.69, "finance_charge": 5023.88, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0846, VIN 4S3GKAV69P3600603. $377 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,813, before any dealer documentation fee. Amount financed $22,114, including $1,301 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,138. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 387}}, {"vin": "1V2WNPE86PC026404", "title": "2023 Volkswagen ID.4 S", "year": 2023, "make": "Volkswagen", "model": "ID.4", "trim": "S", "decoded_trim": "Pro S", "condition": "used", "price": 27386.0, "msrp": 0.0, "sale_price": 27388.0, "currency": "USD", "mileage": 14631, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": null, "engine": "Electric Motor", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "Single-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1046", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-id-4-pro-s-awd-4d-sport-utility-1v2wnpe86pc026404/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1V2WNPE86PC026404.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1V2WNPE86PC026404.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1V2WNPE86PC026404.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-id-4-pro-s-awd-4d-sport-utility-1v2wnpe86pc026404/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1046, VIN 1V2WNPE86PC026404. Advertised price: $27,386. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,386"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:48Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27386.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2WNPE86PC026404_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 683, "unit": "per_month", "display": "$683/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27386.0, "price_incl_doc": 27386.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 683.23, "amount_financed": 29097.63, "sales_tax": 1711.63, "total_of_payments": 32794.81, "finance_charge": 3697.18, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1046, VIN 1V2WNPE86PC026404. $683 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,386, before any dealer documentation fee. Amount financed $29,098, including $1,712 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,795. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2WNPE86PC026404_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 569, "unit": "per_month", "display": "$569/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27386.0, "price_incl_doc": 27386.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 569.19, "amount_financed": 29097.63, "sales_tax": 1711.63, "total_of_payments": 34151.54, "finance_charge": 5053.91, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1046, VIN 1V2WNPE86PC026404. $569 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,386, before any dealer documentation fee. Amount financed $29,098, including $1,712 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,152. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2WNPE86PC026404_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 496, "unit": "per_month", "display": "$496/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27386.0, "price_incl_doc": 27386.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 495.95, "amount_financed": 29097.63, "sales_tax": 1711.63, "total_of_payments": 35708.11, "finance_charge": 6610.48, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1046, VIN 1V2WNPE86PC026404. $496 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,386, before any dealer documentation fee. Amount financed $29,098, including $1,712 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,708. Offer expires 2026-07-31. Estimated for ZIP 60515. 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE8TH662631.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde8th662631/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde8th662631/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE8TH662631.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE8TH662631.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE8TH662631.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde8th662631/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,370. This offer applies to Stock #28279, VIN 5NMJBCDE8TH662631. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,935. Advertised price: $31,565. Savings: $3,370, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,935"}, {"label": "Advertised price", "value": "$31,565"}, {"label": "Savings", "value": "$3,370, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,370", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31565.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE8TH662631_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 559, "unit": "per_month", "display": "$559/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31565.0, "price_incl_doc": 31565.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 558.96, "amount_financed": 33537.81, "sales_tax": 1972.81, "total_of_payments": 33537.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28279, VIN 5NMJBCDE8TH662631. $559 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,565, before any dealer documentation fee. Amount financed $33,538, including $1,973 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,538. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE8TH662631_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31565.0, "price_incl_doc": 31565.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 497.86, "amount_financed": 33537.81, "sales_tax": 1972.81, "total_of_payments": 41819.84, "finance_charge": 8282.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28279, VIN 5NMJBCDE8TH662631. $498 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,565, before any dealer documentation fee. Amount financed $33,538, including $1,973 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,820. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE8TH662631_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 397, "unit": "per_month", "display": "$397/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34935.0, "selling_price": 31565.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 397.39, "net_cap_cost": 32215.0, "residual_value": 21659.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 397.39, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 557.39}, "total_of_payments": 14292, "total_of_payments_unrounded": 14306.04}, "disclosure": "Estimated lease payment for stock #28279, VIN 5NMJBCDE8TH662631. $397 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $557, made up of $397 first payment, $60 title, $100 registration. MSRP $34,935. Lease selling price $31,565. Net capitalized cost $32,215. Residual value $21,660, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,292. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE8TH662631_lease", "type": "lease", "label": "Lease", "headline": {"value": 304, "unit": "per_month", "display": "$304/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34935.0, "selling_price": 31565.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 304.1, "net_cap_cost": 29216.0, "residual_value": 21659.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 304.1, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3463.1}, "total_of_payments": 10944, "total_of_payments_unrounded": 10947.6}, "disclosure": "Estimated lease payment for stock #28279, VIN 5NMJBCDE8TH662631. $304 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,463, made up of $304 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,935. Lease selling price $31,565. Net capitalized cost $29,216. Residual value $21,660, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,944. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 554}}, {"vin": "KM8RLES22TU097589", "title": "2026 Hyundai PALISADE SEL", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 42913.0, "msrp": 46476.0, "sale_price": 44913.0, "currency": "USD", "mileage": 11, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 8, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260657", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/998f-110013116/KM8RLES22TU097589/a624707986c0daa81b3c012c4e0c52b2.jpg", "images": ["https://vehicle-images.carscommerce.inc/998f-110013116/KM8RLES22TU097589/a624707986c0daa81b3c012c4e0c52b2.jpg", "https://vehicle-images.carscommerce.inc/3af2-110013116/KM8RLES22TU097589/2b8af3a802721cfafb34f87197246402.jpg", "https://vehicle-images.carscommerce.inc/26f1-110013116/KM8RLES22TU097589/98026fb4a39e5922008e211440219b99.jpg", "https://vehicle-images.carscommerce.inc/7cad-110013116/KM8RLES22TU097589/1bfa795b0d7ff346c752a48fa25c24a1.jpg", "https://vehicle-images.carscommerce.inc/52b5-110013116/KM8RLES22TU097589/3030fcf8add66fb24a015ec50295afcd.jpg", "https://vehicle-images.carscommerce.inc/cedf-110013116/KM8RLES22TU097589/28a8a3e3a2c9ed7bed36d88ebde16769.png", "https://vehicle-images.carscommerce.inc/a0fa-110013116/KM8RLES22TU097589/90a794e992ae2f56bfed6cc6f388db33.jpg", "https://vehicle-images.carscommerce.inc/c970-110013116/KM8RLES22TU097589/2a829e886a748f09dc54ee3612b85574.jpg", "https://vehicle-images.carscommerce.inc/54e1-110013116/KM8RLES22TU097589/9b7f637ef670bf1cbabbba1f62334c01.png", "https://vehicle-images.carscommerce.inc/4c67-110013116/KM8RLES22TU097589/a8f721ce90ad1f8b4f0f7c367069106e.jpg", "https://vehicle-images.carscommerce.inc/f758-110013116/KM8RLES22TU097589/7bb676acc6bc59928d484c77accd6917.jpg", "https://vehicle-images.carscommerce.inc/3187-110013116/KM8RLES22TU097589/a288553d906c55bc335fdde85f69bf32.png", "https://vehicle-images.carscommerce.inc/abcb-110013116/KM8RLES22TU097589/3d6126aee3416e39d1ced4f3c5bf2f3d.jpg", "https://vehicle-images.carscommerce.inc/6bbf-110013116/KM8RLES22TU097589/ec9b561d0404f9cd9b00f750d1d4fdbf.jpg", "https://vehicle-images.carscommerce.inc/58b5-110013116/KM8RLES22TU097589/f124170bbccee6328c5200872f92fa28.png", "https://vehicle-images.carscommerce.inc/8aa5-110013116/KM8RLES22TU097589/b067cd3bf1036671d12f7e688be2809d.jpg", "https://vehicle-images.carscommerce.inc/c7af-110013116/KM8RLES22TU097589/d1edd0d7e3a14548d5a3fd6b0997f3e5.jpg", "https://vehicle-images.carscommerce.inc/cd5b-110013116/KM8RLES22TU097589/10b1f85f294c846efc345dc1e38b3c60.png", "https://vehicle-images.carscommerce.inc/cfa8-110013116/KM8RLES22TU097589/4c5d50831ad30fc0c743fb0260ea011f.jpg", "https://vehicle-images.carscommerce.inc/3460-110013116/KM8RLES22TU097589/42db4b8802f9743d68792f2b6513130d.jpg", "https://vehicle-images.carscommerce.inc/1a0f-110013116/KM8RLES22TU097589/b94100352d284b7300e5f04eddcac476.png", "https://vehicle-images.carscommerce.inc/1a47-110013116/KM8RLES22TU097589/862f5295543738eb214bca99aa9f9366.jpg", "https://vehicle-images.carscommerce.inc/5145-110013116/KM8RLES22TU097589/a118c4f7e281a52f96df9d1758e89181.jpg", "https://vehicle-images.carscommerce.inc/c3c2-110013116/KM8RLES22TU097589/4d50deebd86f598672df672bac856f91.png", "https://vehicle-images.carscommerce.inc/666a-110013116/KM8RLES22TU097589/2b803789e1424fdf9488b1eafe596394.jpg", "https://vehicle-images.carscommerce.inc/d5ba-110013116/KM8RLES22TU097589/c910474e35679a6199586bbd17eed1a3.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 46476.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLES22TU097589.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles22tu097589/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles22tu097589/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLES22TU097589.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES22TU097589.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES22TU097589.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles22tu097589/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,563. This offer applies to Stock #HD260657, VIN KM8RLES22TU097589. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $46,476. Advertised price: $42,913. Savings: $3,563, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$46,476"}, {"label": "Advertised price", "value": "$42,913"}, {"label": "Savings", "value": "$3,563, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,563", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42913.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLES22TU097589_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 840, "unit": "per_month", "display": "$840/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42913.0, "price_incl_doc": 42913.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 839.5, "amount_financed": 45595.06, "sales_tax": 2682.06, "total_of_payments": 50369.8, "finance_charge": 4774.74, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260657, VIN KM8RLES22TU097589. $840 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $42,913, before any dealer documentation fee. Amount financed $45,595, including $2,682 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $50,370. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLES22TU097589_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42913.0, "price_incl_doc": 42913.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 633.26, "amount_financed": 45595.06, "sales_tax": 2682.06, "total_of_payments": 45595.06, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260657, VIN KM8RLES22TU097589. $633 per month for 72 months at 0% APR, $0 cash down. Advertised price $42,913, before any dealer documentation fee. Amount financed $45,595, including $2,682 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $45,595. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 405}}, {"vin": "KM8HF3AB8TU420911", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 26314.0, "msrp": 29180.0, "sale_price": 28064.0, "currency": "USD", "mileage": 9, "exterior_color": "Green", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 28, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "28368", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/82ec-110013116/KM8HF3AB8TU420911/ce32da61c6a24e24c82bd72bbc3663a6.jpg", "images": ["https://vehicle-images.carscommerce.inc/82ec-110013116/KM8HF3AB8TU420911/ce32da61c6a24e24c82bd72bbc3663a6.jpg", "https://vehicle-images.carscommerce.inc/1206-110013116/KM8HF3AB8TU420911/1d36cb237b522b2ec688af9811e8d046.jpg", "https://vehicle-images.carscommerce.inc/ba0d-110013116/KM8HF3AB8TU420911/5da3ddbe92e2d794a31299a4ada650bd.jpg", "https://vehicle-images.carscommerce.inc/7efa-110013116/KM8HF3AB8TU420911/b5855efe7be3de8ca00e35681de7c76d.jpg", "https://vehicle-images.carscommerce.inc/da6d-110013116/KM8HF3AB8TU420911/7794b46da4092e1fdd44e71e25b9975f.png", "https://vehicle-images.carscommerce.inc/170c-110013116/KM8HF3AB8TU420911/07acd093e4dba91ad9d8f4222cd20608.jpg", "https://vehicle-images.carscommerce.inc/6d5c-110013116/KM8HF3AB8TU420911/42c0d636e01cf0ee43a2a5fca93ae8ff.jpg", "https://vehicle-images.carscommerce.inc/538b-110013116/KM8HF3AB8TU420911/4f7545516dd099b25c827edc3265f34c.png", "https://vehicle-images.carscommerce.inc/7a89-110013116/KM8HF3AB8TU420911/45b8906065f30b184f65bbd0f88b0b7f.jpg", "https://vehicle-images.carscommerce.inc/aa8e-110013116/KM8HF3AB8TU420911/180660268ab8bf931bbcfb7e1df217c5.jpg", "https://vehicle-images.carscommerce.inc/aae2-110013116/KM8HF3AB8TU420911/fabcf16b1fda513af46efa7f7c0b29fe.png", "https://vehicle-images.carscommerce.inc/a4a0-110013116/KM8HF3AB8TU420911/342818b1b296585a33ddc6687b8bb500.jpg", "https://vehicle-images.carscommerce.inc/761b-110013116/KM8HF3AB8TU420911/5b11ed6b42bbc75c49cdad667a0a6613.jpg", "https://vehicle-images.carscommerce.inc/c1f5-110013116/KM8HF3AB8TU420911/1cf64acb1664a9542090910202b9b050.png", "https://vehicle-images.carscommerce.inc/8c23-110013116/KM8HF3AB8TU420911/bfd212c22251836c78430dd2005fbc83.jpg", "https://vehicle-images.carscommerce.inc/c19f-110013116/KM8HF3AB8TU420911/a20eb1affe4bb31c86e221338d06ee05.jpg", "https://vehicle-images.carscommerce.inc/9ad9-110013116/KM8HF3AB8TU420911/cb7747b15d22a99435414132d9cbbbdd.png", "https://vehicle-images.carscommerce.inc/d73c-110013116/KM8HF3AB8TU420911/e1af0eac8d2639f3dae06cff2d37c6b9.jpg", "https://vehicle-images.carscommerce.inc/95b1-110013116/KM8HF3AB8TU420911/ec6f6d4061c06dfdac5b5c9ed3fb3564.jpg", "https://vehicle-images.carscommerce.inc/ab0d-110013116/KM8HF3AB8TU420911/6bc6ebb03a9d6e605ddc73e51e93dccd.jpg", "https://vehicle-images.carscommerce.inc/713f-110013116/KM8HF3AB8TU420911/e8aaa41a9bc332e56624aafa1331dfc7.jpg", "https://vehicle-images.carscommerce.inc/dfa5-110013116/KM8HF3AB8TU420911/9085cbf3b6752cda60b0cea2ea471b09.png", "https://vehicle-images.carscommerce.inc/1182-110013116/KM8HF3AB8TU420911/08d484253b6a42c076f083875ce6ae16.jpg", "https://vehicle-images.carscommerce.inc/7e93-110013116/KM8HF3AB8TU420911/6a045f73f79fa08cf1087657842e9432.jpg", "https://vehicle-images.carscommerce.inc/40fc-110013116/KM8HF3AB8TU420911/aa381a37481b3ee5be3958122f30e12a.jpg", "https://vehicle-images.carscommerce.inc/b559-110013116/KM8HF3AB8TU420911/ecb764e5f6bc52a3a1beb30145259f1f.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29180.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HF3AB8TU420911.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab8tu420911/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab8tu420911/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HF3AB8TU420911.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB8TU420911.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB8TU420911.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab8tu420911/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,866. This offer applies to Stock #28368, VIN KM8HF3AB8TU420911. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $29,180. Advertised price: $26,314. Savings: $2,866, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$29,180"}, {"label": "Advertised price", "value": "$26,314"}, {"label": "Savings", "value": "$2,866, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,866", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26314.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HF3AB8TU420911_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 508, "unit": "per_month", "display": "$508/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26314.0, "price_incl_doc": 26314.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.49, "amount_financed": 27958.63, "sales_tax": 1644.63, "total_of_payments": 30509.46, "finance_charge": 2550.83, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28368, VIN KM8HF3AB8TU420911. $508 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $26,314, before any dealer documentation fee. Amount financed $27,959, including $1,645 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $30,509. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HF3AB8TU420911_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 415, "unit": "per_month", "display": "$415/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26314.0, "price_incl_doc": 26314.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 415.03, "amount_financed": 27958.63, "sales_tax": 1644.63, "total_of_payments": 34862.9, "finance_charge": 6904.27, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28368, VIN KM8HF3AB8TU420911. $415 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $26,314, before any dealer documentation fee. Amount financed $27,959, including $1,645 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $34,863. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$8,011"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Navigation System", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 8011.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VWLA7AJ6FM305709_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 200, "unit": "per_month", "display": "$200/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 8011.0, "price_incl_doc": 8011.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 199.86, "amount_financed": 8511.69, "sales_tax": 500.69, "total_of_payments": 9593.2, "finance_charge": 1081.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD261983A, VIN 3VWLA7AJ6FM305709. $200 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $8,011, before any dealer documentation fee. Amount financed $8,512, including $501 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $9,593. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VWLA7AJ6FM305709_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 166, "unit": "per_month", "display": "$166/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 8011.0, "price_incl_doc": 8011.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 166.5, "amount_financed": 8511.69, "sales_tax": 500.69, "total_of_payments": 9990.07, "finance_charge": 1478.38, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD261983A, VIN 3VWLA7AJ6FM305709. $166 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $8,011, before any dealer documentation fee. Amount financed $8,512, including $501 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $9,990. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VWLA7AJ6FM305709_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 145, "unit": "per_month", "display": "$145/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 8011.0, "price_incl_doc": 8011.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 145.07, "amount_financed": 8511.69, "sales_tax": 500.69, "total_of_payments": 10445.4, "finance_charge": 1933.71, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD261983A, VIN 3VWLA7AJ6FM305709. $145 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $8,011, before any dealer documentation fee. Amount financed $8,512, including $501 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $10,445. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 400}}, {"vin": "KMHLM4DG8TU241913", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 22638.0, "msrp": 25595.0, "sale_price": 23438.0, "currency": "USD", "mileage": 10, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28745", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/783e-110013116/KMHLM4DG8TU241913/0ba579050cd1ae239807fd01e8e110bb.jpg", "images": ["https://vehicle-images.carscommerce.inc/783e-110013116/KMHLM4DG8TU241913/0ba579050cd1ae239807fd01e8e110bb.jpg", "https://vehicle-images.carscommerce.inc/914b-110013116/KMHLM4DG8TU241913/afb7ea1660ff7dc494722f1973fda3b6.jpg", "https://vehicle-images.carscommerce.inc/102f-110013116/KMHLM4DG8TU241913/bc67087255d5cdda466d3e3a2adf71b9.jpg", "https://vehicle-images.carscommerce.inc/fd7a-110013116/KMHLM4DG8TU241913/bbcb1037a7ccb519b409304df794a523.jpg", "https://vehicle-images.carscommerce.inc/2d2b-110013116/KMHLM4DG8TU241913/0608cdaf434c1555adfd9a83a66bb935.jpg", "https://vehicle-images.carscommerce.inc/c320-110013116/KMHLM4DG8TU241913/dc31380e53ac547b4dc0ae8066711713.png", "https://vehicle-images.carscommerce.inc/feb4-110013116/KMHLM4DG8TU241913/8038f9f4fe5d20f907b4c6130aed29a9.jpg", "https://vehicle-images.carscommerce.inc/67df-110013116/KMHLM4DG8TU241913/cf2ad1443a2bb89dc77abbbac23b8630.jpg", "https://vehicle-images.carscommerce.inc/e9ff-110013116/KMHLM4DG8TU241913/0b7a99bf6d4a76833f7ce70daf8a82d2.png", "https://vehicle-images.carscommerce.inc/7a6c-110013116/KMHLM4DG8TU241913/a4ba10b065d1f339e332c373670556a7.jpg", "https://vehicle-images.carscommerce.inc/7ee1-110013116/KMHLM4DG8TU241913/566d56c9899d82eaaadd070edb5a72b1.jpg", "https://vehicle-images.carscommerce.inc/dbab-110013116/KMHLM4DG8TU241913/73289d6f64782f7565f4e608e910619c.png", "https://vehicle-images.carscommerce.inc/cffa-110013116/KMHLM4DG8TU241913/4c05ab70ab835dd1df113dd94568b538.jpg", "https://vehicle-images.carscommerce.inc/643b-110013116/KMHLM4DG8TU241913/ecbd1ff6f1c0d47a73e7011c02a17136.jpg", "https://vehicle-images.carscommerce.inc/fd3a-110013116/KMHLM4DG8TU241913/f26ed44d6d281107efeeb4733dda74b6.png", "https://vehicle-images.carscommerce.inc/5e85-110013116/KMHLM4DG8TU241913/545835994523c04130d517dc188ad69b.jpg", "https://vehicle-images.carscommerce.inc/875e-110013116/KMHLM4DG8TU241913/9b330b16d0fd52f99ff3111fa173fb02.jpg", "https://vehicle-images.carscommerce.inc/1e43-110013116/KMHLM4DG8TU241913/820532e68378a1f2a3607b5d8a14c451.png", "https://vehicle-images.carscommerce.inc/8efe-110013116/KMHLM4DG8TU241913/b7afc84cb22df879773cf75056e942db.jpg", "https://vehicle-images.carscommerce.inc/5975-110013116/KMHLM4DG8TU241913/c571064130f7e97f3ee0bf12e4d6861e.jpg", "https://vehicle-images.carscommerce.inc/edbb-110013116/KMHLM4DG8TU241913/f9507ef6c7e7e5e731d8cace915315ad.jpg", "https://vehicle-images.carscommerce.inc/509e-110013116/KMHLM4DG8TU241913/5d8c212ed209f988a33403670753b7c4.jpg", "https://vehicle-images.carscommerce.inc/c41d-110013116/KMHLM4DG8TU241913/35a4291b61551ee3193a214648977216.png", "https://vehicle-images.carscommerce.inc/587d-110013116/KMHLM4DG8TU241913/d9c8a521c318a3ca625417ac4160fbc7.jpg", "https://vehicle-images.carscommerce.inc/962a-110013116/KMHLM4DG8TU241913/b5737976f15a80bf8ab770f85990e6ab.jpg", "https://vehicle-images.carscommerce.inc/eeeb-110013116/KMHLM4DG8TU241913/67a61ca3533f906efb0796bb14d549bb.jpg", "https://vehicle-images.carscommerce.inc/e6e6-110013116/KMHLM4DG8TU241913/babc2684ca0ba0dd83df8e40cfbf95f1.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25595.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG8TU241913.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dg8tu241913/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dg8tu241913/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG8TU241913.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG8TU241913.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG8TU241913.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dg8tu241913/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,957. This offer applies to Stock #28745, VIN KMHLM4DG8TU241913. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,595. Advertised price: $22,638. Savings: $2,957, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,595"}, {"label": "Advertised price", "value": "$22,638"}, {"label": "Savings", "value": "$2,957, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,957", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22638.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG8TU241913_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 437, "unit": "per_month", "display": "$437/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22638.0, "price_incl_doc": 22638.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 437.46, "amount_financed": 24052.88, "sales_tax": 1414.88, "total_of_payments": 26247.37, "finance_charge": 2194.49, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28745, VIN KMHLM4DG8TU241913. $437 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $22,638, before any dealer documentation fee. Amount financed $24,053, including $1,415 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,247. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG8TU241913_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 357, "unit": "per_month", "display": "$357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22638.0, "price_incl_doc": 22638.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 357.06, "amount_financed": 24052.88, "sales_tax": 1414.88, "total_of_payments": 29992.64, "finance_charge": 5939.76, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28745, VIN KMHLM4DG8TU241913. $357 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $22,638, before any dealer documentation fee. Amount financed $24,053, including $1,415 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $29,993. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 382}}, {"vin": "5NMJBCDE3TH676128", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31295.0, "msrp": 34695.0, "sale_price": 32045.0, "currency": "USD", "mileage": 11, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260522", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/3cfd-110013116/5NMJBCDE3TH676128/9e30ea42b90b3be3f91b0446df53fc29.jpg", "images": ["https://vehicle-images.carscommerce.inc/3cfd-110013116/5NMJBCDE3TH676128/9e30ea42b90b3be3f91b0446df53fc29.jpg", "https://vehicle-images.carscommerce.inc/7386-110013116/5NMJBCDE3TH676128/270d9baacbae4d6d9993ce75f4720b26.jpg", "https://vehicle-images.carscommerce.inc/fa11-110013116/5NMJBCDE3TH676128/0fe41f3bf1b62669157f0f2450f2de00.jpg", "https://vehicle-images.carscommerce.inc/bf70-110013116/5NMJBCDE3TH676128/4726f7e340b3811b1699de938e685c2b.jpg", "https://vehicle-images.carscommerce.inc/4a36-110013116/5NMJBCDE3TH676128/97fc23d52ddbb8ee42f9becfa09c6f46.jpg", "https://vehicle-images.carscommerce.inc/2148-110013116/5NMJBCDE3TH676128/26398f047d2eba9cd366d6882d2cd4cf.png", "https://vehicle-images.carscommerce.inc/165a-110013116/5NMJBCDE3TH676128/ec18423174110a3e1dd85e4d160c8c8a.jpg", "https://vehicle-images.carscommerce.inc/145a-110013116/5NMJBCDE3TH676128/455240f80b4e115cf63fad89b2d61394.jpg", "https://vehicle-images.carscommerce.inc/5681-110013116/5NMJBCDE3TH676128/0a79df24f4f8b3a0d507c45de54304ac.png", "https://vehicle-images.carscommerce.inc/83e8-110013116/5NMJBCDE3TH676128/42dd2c5011541198670c01f3a97d65d8.jpg", "https://vehicle-images.carscommerce.inc/2f7d-110013116/5NMJBCDE3TH676128/a979d89563418c7f74acac96309b4b1f.jpg", "https://vehicle-images.carscommerce.inc/122f-110013116/5NMJBCDE3TH676128/343aa4c7ef1477e8699ff3e9fcacc9e0.png", "https://vehicle-images.carscommerce.inc/460b-110013116/5NMJBCDE3TH676128/ea8cf7238120a0b1d6e600f9f9272d77.jpg", "https://vehicle-images.carscommerce.inc/c4b9-110013116/5NMJBCDE3TH676128/90bff04ba8e178db06a75660accba604.jpg", "https://vehicle-images.carscommerce.inc/d5f3-110013116/5NMJBCDE3TH676128/5d3ae684e554130701345c690198c6aa.png", "https://vehicle-images.carscommerce.inc/e2b1-110013116/5NMJBCDE3TH676128/cb5d3fb6b4babdf771b00eb9dbadb66c.jpg", "https://vehicle-images.carscommerce.inc/11b4-110013116/5NMJBCDE3TH676128/04c2417c14f132acadcc6ba99648ef29.jpg", "https://vehicle-images.carscommerce.inc/a28d-110013116/5NMJBCDE3TH676128/dc331396551717ff89bd996219b13163.png", "https://vehicle-images.carscommerce.inc/b4a6-110013116/5NMJBCDE3TH676128/0c54f426b3b5fa198f107c5b71972246.jpg", "https://vehicle-images.carscommerce.inc/2f96-110013116/5NMJBCDE3TH676128/db9bdbbf5ccddc1b9455d0c9ff50ad45.jpg", "https://vehicle-images.carscommerce.inc/d22d-110013116/5NMJBCDE3TH676128/87502a13ca0710594da5beec4fb19864.png", "https://vehicle-images.carscommerce.inc/62ca-110013116/5NMJBCDE3TH676128/bfe1fbe015129fa434691d94915a6bd2.jpg", "https://vehicle-images.carscommerce.inc/1316-110013116/5NMJBCDE3TH676128/49c8baf06d9ab67c7dd8dc42d4947eed.jpg", "https://vehicle-images.carscommerce.inc/199d-110013116/5NMJBCDE3TH676128/1d5abf9c55cb59af9e7f54fa5bc0b82c.png", "https://vehicle-images.carscommerce.inc/5690-110013116/5NMJBCDE3TH676128/7d5642beb01f6f65ba171bb1caaef466.jpg", "https://vehicle-images.carscommerce.inc/dbca-110013116/5NMJBCDE3TH676128/b67d0cf7ff958139fc83c37fba8b4686.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34695.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE3TH676128.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde3th676128/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde3th676128/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE3TH676128.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE3TH676128.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE3TH676128.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde3th676128/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,400. This offer applies to Stock #HD260522, VIN 5NMJBCDE3TH676128. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,695. Advertised price: $31,295. Savings: $3,400, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,695"}, {"label": "Advertised price", "value": "$31,295"}, {"label": "Savings", "value": "$3,400, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,400", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31295.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE3TH676128_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 554, "unit": "per_month", "display": "$554/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31295.0, "price_incl_doc": 31295.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 554.18, "amount_financed": 33250.94, "sales_tax": 1955.94, "total_of_payments": 33250.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260522, VIN 5NMJBCDE3TH676128. $554 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,295, before any dealer documentation fee. Amount financed $33,251, including $1,956 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,251. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH676128_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 494, "unit": "per_month", "display": "$494/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31295.0, "price_incl_doc": 31295.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 493.6, "amount_financed": 33250.94, "sales_tax": 1955.94, "total_of_payments": 41462.13, "finance_charge": 8211.19, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260522, VIN 5NMJBCDE3TH676128. $494 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,295, before any dealer documentation fee. Amount financed $33,251, including $1,956 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,462. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH676128_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34695.0, "selling_price": 31295.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 393.15, "net_cap_cost": 31945.0, "residual_value": 21510.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 393.15, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 553.15}, "total_of_payments": 14148, "total_of_payments_unrounded": 14153.4}, "disclosure": "Estimated lease payment for stock #HD260522, VIN 5NMJBCDE3TH676128. $393 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $553, made up of $393 first payment, $60 title, $100 registration. MSRP $34,695. Lease selling price $31,295. Net capitalized cost $31,945. Residual value $21,511, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,148. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH676128_lease", "type": "lease", "label": "Lease", "headline": {"value": 300, "unit": "per_month", "display": "$300/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34695.0, "selling_price": 31295.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 299.85, "net_cap_cost": 28946.0, "residual_value": 21510.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 299.85, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3458.85}, "total_of_payments": 10800, "total_of_payments_unrounded": 10794.6}, "disclosure": "Estimated lease payment for stock #HD260522, VIN 5NMJBCDE3TH676128. $300 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,459, made up of $300 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,695. Lease selling price $31,295. Net capitalized cost $28,946. Residual value $21,511, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,800. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 549}}, {"vin": "5NMJBCDE7TH614098", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31118.0, "msrp": 34650.0, "sale_price": 31868.0, "currency": "USD", "mileage": 16, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28212", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://vehicle-images.carscommerce.inc/131a-110013116/5NMJBCDE7TH614098/f8cf75243b4d97413a7b29c577c86abe.png", "https://vehicle-images.carscommerce.inc/1506-110013116/5NMJBCDE7TH614098/3bcce6ae558ae114a6c54d03010ccf8e.jpg", "https://vehicle-images.carscommerce.inc/c9ef-110013116/5NMJBCDE7TH614098/d76b3566502da328637118cc04f3ff7f.jpg", "https://vehicle-images.carscommerce.inc/56c5-110013116/5NMJBCDE7TH614098/32849d325fd73cb624efac023e0927aa.jpg", "https://vehicle-images.carscommerce.inc/ab33-110013116/5NMJBCDE7TH614098/5d61e32ae5ac7d238c3d673bef8ffc14.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 34650.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE7TH614098.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th614098/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th614098/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE7TH614098.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH614098.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH614098.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th614098/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,532. This offer applies to Stock #28212, VIN 5NMJBCDE7TH614098. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,650. Advertised price: $31,118. Savings: $3,532, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,650"}, {"label": "Advertised price", "value": "$31,118"}, {"label": "Savings", "value": "$3,532, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,532", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31118.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE7TH614098_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 551, "unit": "per_month", "display": "$551/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31118.0, "price_incl_doc": 31118.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 551.05, "amount_financed": 33062.88, "sales_tax": 1944.88, "total_of_payments": 33062.88, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28212, VIN 5NMJBCDE7TH614098. $551 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,118, before any dealer documentation fee. Amount financed $33,063, including $1,945 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,063. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH614098_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 491, "unit": "per_month", "display": "$491/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31118.0, "price_incl_doc": 31118.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 490.81, "amount_financed": 33062.88, "sales_tax": 1944.88, "total_of_payments": 41227.63, "finance_charge": 8164.75, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28212, VIN 5NMJBCDE7TH614098. $491 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,118, before any dealer documentation fee. Amount financed $33,063, including $1,945 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,228. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH614098_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 388, "unit": "per_month", "display": "$388/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34650.0, "selling_price": 31118.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 388.42, "net_cap_cost": 31768.0, "residual_value": 21483.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 388.42, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 548.42}, "total_of_payments": 13968, "total_of_payments_unrounded": 13983.12}, "disclosure": "Estimated lease payment for stock #28212, VIN 5NMJBCDE7TH614098. $388 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $548, made up of $388 first payment, $60 title, $100 registration. MSRP $34,650. Lease selling price $31,118. Net capitalized cost $31,768. Residual value $21,483, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,968. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH614098_lease", "type": "lease", "label": "Lease", "headline": {"value": 295, "unit": "per_month", "display": "$295/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34650.0, "selling_price": 31118.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 295.13, "net_cap_cost": 28769.0, "residual_value": 21483.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 295.13, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3454.13}, "total_of_payments": 10620, "total_of_payments_unrounded": 10624.68}, "disclosure": "Estimated lease payment for stock #28212, VIN 5NMJBCDE7TH614098. $295 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,454, made up of $295 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,650. Lease selling price $31,118. Net capitalized cost $28,769. Residual value $21,483, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 554}}, {"vin": "5NMP1DG1XTH089789", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 35607.0, "msrp": 40335.0, "sale_price": 36907.0, "currency": "USD", "mileage": 15, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "28786", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://ai.castlehyundaidownersgrove.com/v/5NMP1DG1XTH089789.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg1xth089789/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,728. This offer applies to Stock #28786, VIN 5NMP1DG1XTH089789. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,335. Advertised price: $35,607. Savings: $4,728, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,335"}, {"label": "Advertised price", "value": "$35,607"}, {"label": "Savings", "value": "$4,728, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,728", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35607.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG1XTH089789_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 631, "unit": "per_month", "display": "$631/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35607.0, "price_incl_doc": 35607.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 630.54, "amount_financed": 37832.44, "sales_tax": 2225.44, "total_of_payments": 37832.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28786, VIN 5NMP1DG1XTH089789. $631 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,607, before any dealer documentation fee. Amount financed $37,832, including $2,225 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $37,832. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG1XTH089789_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 562, "unit": "per_month", "display": "$562/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35607.0, "price_incl_doc": 35607.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 561.61, "amount_financed": 37832.44, "sales_tax": 2225.44, "total_of_payments": 47175.01, "finance_charge": 9342.57, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28786, VIN 5NMP1DG1XTH089789. $562 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,607, before any dealer documentation fee. Amount financed $37,832, including $2,225 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,175. Offer expires 2026-07-31. Estimated for ZIP 60515. 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One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0946, VIN 1V2BN2CA8TC517283. Advertised price: $44,103. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$44,103"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44103.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2BN2CA8TC517283_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1100, "unit": "per_month", "display": "$1,100/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44103.0, "price_incl_doc": 44103.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1100.28, "amount_financed": 46859.44, "sales_tax": 2756.44, "total_of_payments": 52813.46, "finance_charge": 5954.02, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0946, VIN 1V2BN2CA8TC517283. $1,100 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $44,103, before any dealer documentation fee. Amount financed $46,859, including $2,756 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $52,813. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2BN2CA8TC517283_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 917, "unit": "per_month", "display": "$917/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44103.0, "price_incl_doc": 44103.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 916.64, "amount_financed": 46859.44, "sales_tax": 2756.44, "total_of_payments": 54998.36, "finance_charge": 8138.92, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0946, VIN 1V2BN2CA8TC517283. $917 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $44,103, before any dealer documentation fee. Amount financed $46,859, including $2,756 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $54,998. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2BN2CA8TC517283_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 799, "unit": "per_month", "display": "$799/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44103.0, "price_incl_doc": 44103.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 798.68, "amount_financed": 46859.44, "sales_tax": 2756.44, "total_of_payments": 57505.1, "finance_charge": 10645.66, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0946, VIN 1V2BN2CA8TC517283. $799 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $44,103, before any dealer documentation fee. Amount financed $46,859, including $2,756 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $57,505. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg8tu208660/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG8TU208660.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG8TU208660.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG8TU208660.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg8tu208660/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,988. This offer applies to Stock #28686, VIN KMHLS4DG8TU208660. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,940. Advertised price: $23,952. Savings: $2,988, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,940"}, {"label": "Advertised price", "value": "$23,952"}, {"label": "Savings", "value": "$2,988, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,988", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23952.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG8TU208660_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 463, "unit": "per_month", "display": "$463/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23952.0, "price_incl_doc": 23952.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 462.85, "amount_financed": 25449.0, "sales_tax": 1497.0, "total_of_payments": 27770.87, "finance_charge": 2321.87, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28686, VIN KMHLS4DG8TU208660. $463 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,952, before any dealer documentation fee. Amount financed $25,449, including $1,497 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,771. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG8TU208660_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 378, "unit": "per_month", "display": "$378/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23952.0, "price_incl_doc": 23952.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 377.78, "amount_financed": 25449.0, "sales_tax": 1497.0, "total_of_payments": 31733.53, "finance_charge": 6284.53, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28686, VIN KMHLS4DG8TU208660. $378 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,952, before any dealer documentation fee. Amount financed $25,449, including $1,497 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,734. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 437}}, {"vin": "5NTJEDAFXNH038184", "title": "2022 Hyundai Santa Cruz Limited", "year": 2022, "make": "Hyundai", "model": "Santa Cruz", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 25308.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 43483, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "Shiftronic", "mpg_city": 19, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "HD261045A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NTJEDAFXNH038184.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-hyundai-santa-cruz-limited-awd-4d-crew-cab-5ntjedafxnh038184/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-hyundai-santa-cruz-limited-awd-4d-crew-cab-5ntjedafxnh038184/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NTJEDAFXNH038184.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJEDAFXNH038184.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJEDAFXNH038184.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-hyundai-santa-cruz-limited-awd-4d-crew-cab-5ntjedafxnh038184/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD261045A, VIN 5NTJEDAFXNH038184. Advertised price: $25,308. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,308"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Navigation System", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25308.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NTJEDAFXNH038184_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 631, "unit": "per_month", "display": "$631/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25308.0, "price_incl_doc": 25308.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 631.38, "amount_financed": 26889.75, "sales_tax": 1581.75, "total_of_payments": 30306.4, "finance_charge": 3416.65, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261045A, VIN 5NTJEDAFXNH038184. $631 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,308, before any dealer documentation fee. Amount financed $26,890, including $1,582 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,306. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJEDAFXNH038184_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 526, "unit": "per_month", "display": "$526/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25308.0, "price_incl_doc": 25308.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 526.0, "amount_financed": 26889.75, "sales_tax": 1581.75, "total_of_payments": 31560.17, "finance_charge": 4670.42, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261045A, VIN 5NTJEDAFXNH038184. $526 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,308, before any dealer documentation fee. Amount financed $26,890, including $1,582 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,560. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJEDAFXNH038184_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 458, "unit": "per_month", "display": "$458/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25308.0, "price_incl_doc": 25308.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 458.31, "amount_financed": 26889.75, "sales_tax": 1581.75, "total_of_payments": 32998.64, "finance_charge": 6108.89, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261045A, VIN 5NTJEDAFXNH038184. $458 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,308, before any dealer documentation fee. Amount financed $26,890, including $1,582 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,999. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-sel-awd-4d-crew-cab-5ntjbdde8th169672/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NTJBDDE8TH169672.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJBDDE8TH169672.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJBDDE8TH169672.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-sel-awd-4d-crew-cab-5ntjbdde8th169672/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,429. This offer applies to Stock #28299, VIN 5NTJBDDE8TH169672. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $36,020. Advertised price: $32,591. Savings: $3,429, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$36,020"}, {"label": "Advertised price", "value": "$32,591"}, {"label": "Savings", "value": "$3,429, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,429", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32591.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NTJBDDE8TH169672_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 653, "unit": "per_month", "display": "$653/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32591.0, "price_incl_doc": 32591.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Cruz \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 653.31, "amount_financed": 34627.94, "sales_tax": 2036.94, "total_of_payments": 39198.8, "finance_charge": 4570.86, "per_1000_financed": 18.87, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28299, VIN 5NTJBDDE8TH169672. $653 per month for 60 months at 4.99% APR, $0 cash down. Advertised price $32,591, before any dealer documentation fee. Amount financed $34,628, including $2,037 estimated sales tax at 6.25%. That is $18.87 per $1,000 financed. Total of payments $39,199. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJBDDE8TH169672_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32591.0, "price_incl_doc": 32591.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 514.04, "amount_financed": 34627.94, "sales_tax": 2036.94, "total_of_payments": 43179.17, "finance_charge": 8551.23, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28299, VIN 5NTJBDDE8TH169672. $514 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,591, before any dealer documentation fee. Amount financed $34,628, including $2,037 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $43,179. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"https://www.castlehyundaidownersgrove.com/inventory/used-2023-audi-s8-4-0t-quattro-4d-sedan-waulsaf88pn011137/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/WAULSAF88PN011137.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/WAULSAF88PN011137.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/WAULSAF88PN011137.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-audi-s8-4-0t-quattro-4d-sedan-waulsaf88pn011137/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0452, VIN WAULSAF88PN011137. Advertised price: $72,900. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$72,900"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 72900.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WAULSAF88PN011137_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1819, "unit": "per_month", "display": "$1,819/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72900.0, "price_incl_doc": 72900.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1818.71, "amount_financed": 77456.25, "sales_tax": 4556.25, "total_of_payments": 87297.94, "finance_charge": 9841.69, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0452, VIN WAULSAF88PN011137. $1,819 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $72,900, before any dealer documentation fee. Amount financed $77,456, including $4,556 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $87,298. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WAULSAF88PN011137_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1515, "unit": "per_month", "display": "$1,515/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72900.0, "price_incl_doc": 72900.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1515.16, "amount_financed": 77456.25, "sales_tax": 4556.25, "total_of_payments": 90909.46, "finance_charge": 13453.21, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0452, VIN WAULSAF88PN011137. $1,515 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $72,900, before any dealer documentation fee. Amount financed $77,456, including $4,556 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $90,909. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WAULSAF88PN011137_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1320, "unit": "per_month", "display": "$1,320/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 72900.0, "price_incl_doc": 72900.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1320.18, "amount_financed": 77456.25, "sales_tax": 4556.25, "total_of_payments": 95052.97, "finance_charge": 17596.72, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0452, VIN WAULSAF88PN011137. $1,320 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $72,900, before any dealer documentation fee. Amount financed $77,456, including $4,556 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $95,053. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 441}}, {"vin": "KMHLP4DG6TU273914", "title": "2026 Hyundai ELANTRA Limited", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 29448.0, "msrp": null, "sale_price": 29448.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 30, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "KMHLP4DG6TU273914", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/a7ba-110013116/KMHLP4DG6TU273914/e03a09ac85a879cd7b0962c4a68461b0.jpg", "images": ["https://vehicle-images.carscommerce.inc/a7ba-110013116/KMHLP4DG6TU273914/e03a09ac85a879cd7b0962c4a68461b0.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "Limited", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLP4DG6TU273914.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-limited-fwd-4dr-car-kmhlp4dg6tu273914/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-limited-fwd-4dr-car-kmhlp4dg6tu273914/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLP4DG6TU273914.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLP4DG6TU273914.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLP4DG6TU273914.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-limited-fwd-4dr-car-kmhlp4dg6tu273914/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHLP4DG6TU273914, VIN KMHLP4DG6TU273914. Advertised price: $29,448. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,448"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Seats", "Premium Audio", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29448.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLP4DG6TU273914_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 569, "unit": "per_month", "display": "$569/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29448.0, "price_incl_doc": 29448.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 569.05, "amount_financed": 31288.5, "sales_tax": 1840.5, "total_of_payments": 34143.14, "finance_charge": 2854.64, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLP4DG6TU273914, VIN KMHLP4DG6TU273914. $569 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $29,448, before any dealer documentation fee. Amount financed $31,288, including $1,840 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $34,143. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLP4DG6TU273914_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 464, "unit": "per_month", "display": "$464/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29448.0, "price_incl_doc": 29448.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 464.47, "amount_financed": 31288.5, "sales_tax": 1840.5, "total_of_payments": 39015.07, "finance_charge": 7726.57, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLP4DG6TU273914, VIN KMHLP4DG6TU273914. $464 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $29,448, before any dealer documentation fee. Amount financed $31,288, including $1,840 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $39,015. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 444}}, {"vin": "KM8HFCAB6TU428795", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 27695.0, "msrp": 30585.0, "sale_price": 29445.0, "currency": "USD", "mileage": 9, "exterior_color": "Green", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28382", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/eff9-110013116/KM8HFCAB6TU428795/9d680b92b9a7150f3112c986fa4cd2f1.jpg", "images": ["https://vehicle-images.carscommerce.inc/eff9-110013116/KM8HFCAB6TU428795/9d680b92b9a7150f3112c986fa4cd2f1.jpg", "https://vehicle-images.carscommerce.inc/d361-110013116/KM8HFCAB6TU428795/8864fd5c32a773c2f0bda51407e7ad70.jpg", "https://vehicle-images.carscommerce.inc/9a00-110013116/KM8HFCAB6TU428795/8bd89e1fb0c59054e4c228cd0d745e16.jpg", "https://vehicle-images.carscommerce.inc/df0a-110013116/KM8HFCAB6TU428795/cec99549ef90b79f85573dd9c33874af.jpg", "https://vehicle-images.carscommerce.inc/b7b6-110013116/KM8HFCAB6TU428795/2b839a07bd243a1a070736860ab1aedb.png", "https://vehicle-images.carscommerce.inc/379c-110013116/KM8HFCAB6TU428795/f0b459198e48c36b7f2cf448403971c7.jpg", "https://vehicle-images.carscommerce.inc/df4a-110013116/KM8HFCAB6TU428795/26fe12286dd091e608866706bee10820.jpg", "https://vehicle-images.carscommerce.inc/caf5-110013116/KM8HFCAB6TU428795/895ed43542f1b5ea4d1b832d6d693f0c.png", "https://vehicle-images.carscommerce.inc/d079-110013116/KM8HFCAB6TU428795/53994e7baf6e1e847699e7ca8a0f0563.jpg", "https://vehicle-images.carscommerce.inc/1c91-110013116/KM8HFCAB6TU428795/c9db2e362118432263d49bdcebd5d1d9.jpg", "https://vehicle-images.carscommerce.inc/832e-110013116/KM8HFCAB6TU428795/2f5e752a3d239615c593e6a41cda2db9.png", "https://vehicle-images.carscommerce.inc/e475-110013116/KM8HFCAB6TU428795/b38b8461378c1adbaf477c0817be65e1.jpg", "https://vehicle-images.carscommerce.inc/e97c-110013116/KM8HFCAB6TU428795/16a652954d5ea8ccb89bda183fa4b895.jpg", "https://vehicle-images.carscommerce.inc/e9d3-110013116/KM8HFCAB6TU428795/bfd5d3d773fb532067328626708780b2.png", "https://vehicle-images.carscommerce.inc/bdc3-110013116/KM8HFCAB6TU428795/c7a0955f71e9b3847a379b29e3d33c96.jpg", "https://vehicle-images.carscommerce.inc/5c51-110013116/KM8HFCAB6TU428795/2f453dba0f3d7266fccf6932abdd2b3e.jpg", "https://vehicle-images.carscommerce.inc/ba12-110013116/KM8HFCAB6TU428795/fdbe0df80fd2dad00ece0e192fa14a80.png", "https://vehicle-images.carscommerce.inc/6593-110013116/KM8HFCAB6TU428795/702763e4d863d6a1eed05ec5821cd073.jpg", "https://vehicle-images.carscommerce.inc/9e66-110013116/KM8HFCAB6TU428795/60845057f28ff13a87d822bdf45262b0.jpg", "https://vehicle-images.carscommerce.inc/e000-110013116/KM8HFCAB6TU428795/48aef80ecca256f8038eb8176cf4bb77.jpg", "https://vehicle-images.carscommerce.inc/d102-110013116/KM8HFCAB6TU428795/487ee17aa15f6ab65ed260701f65a342.jpg", "https://vehicle-images.carscommerce.inc/b53e-110013116/KM8HFCAB6TU428795/f692e3808df3eb869433b46f9a2f5424.png", "https://vehicle-images.carscommerce.inc/d01c-110013116/KM8HFCAB6TU428795/84eb84cbe3b4963d7163ad4fb661f517.jpg", "https://vehicle-images.carscommerce.inc/4eb2-110013116/KM8HFCAB6TU428795/5d572b7badc52406ec268464e9b567ab.jpg", "https://vehicle-images.carscommerce.inc/7493-110013116/KM8HFCAB6TU428795/b7dc4e935db59d2a5b7e4ce59af77e5e.jpg", "https://vehicle-images.carscommerce.inc/896c-110013116/KM8HFCAB6TU428795/46ac6b77a825ec245f2e23da74821241.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30585.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB6TU428795.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab6tu428795/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab6tu428795/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB6TU428795.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB6TU428795.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB6TU428795.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab6tu428795/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,890. This offer applies to Stock #28382, VIN KM8HFCAB6TU428795. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,585. Advertised price: $27,695. Savings: $2,890, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,585"}, {"label": "Advertised price", "value": "$27,695"}, {"label": "Savings", "value": "$2,890, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,890", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27695.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB6TU428795_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 535, "unit": "per_month", "display": "$535/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27695.0, "price_incl_doc": 27695.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 535.18, "amount_financed": 29425.94, "sales_tax": 1730.94, "total_of_payments": 32110.65, "finance_charge": 2684.71, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28382, VIN KM8HFCAB6TU428795. $535 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,695, before any dealer documentation fee. Amount financed $29,426, including $1,731 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,111. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB6TU428795_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 437, "unit": "per_month", "display": "$437/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27695.0, "price_incl_doc": 27695.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 436.82, "amount_financed": 29425.94, "sales_tax": 1730.94, "total_of_payments": 36692.56, "finance_charge": 7266.62, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28382, VIN KM8HFCAB6TU428795. $437 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,695, before any dealer documentation fee. Amount financed $29,426, including $1,731 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $36,693. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 425}}, {"vin": "KM8SRDHF0GU133631", "title": "2016 Hyundai Santa Fe Limited", "year": 2016, "make": "Hyundai", "model": "Santa Fe", "trim": "Limited", "decoded_trim": "TOP", "condition": "used", "price": 11112.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 113605, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.3L V6 DGI DOHC 24V", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "PHD0924A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8SRDHF0GU133631.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8SRDHF0GU133631.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8SRDHF0GU133631.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2016-hyundai-santa-fe-limited-awd-4d-sport-utility-km8srdhf0gu133631/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0924A, VIN KM8SRDHF0GU133631. Advertised price: $11,112. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$11,112"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Tow Package", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:49:49Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 11112.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8SRDHF0GU133631_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 277, "unit": "per_month", "display": "$277/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 11112.0, "price_incl_doc": 11112.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 277.22, "amount_financed": 11806.5, "sales_tax": 694.5, "total_of_payments": 13306.65, "finance_charge": 1500.15, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0924A, VIN KM8SRDHF0GU133631. $277 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $11,112, before any dealer documentation fee. Amount financed $11,806, including $694 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $13,307. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8SRDHF0GU133631_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 231, "unit": "per_month", "display": "$231/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 11112.0, "price_incl_doc": 11112.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 230.95, "amount_financed": 11806.5, "sales_tax": 694.5, "total_of_payments": 13857.15, "finance_charge": 2050.65, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0924A, VIN KM8SRDHF0GU133631. $231 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $11,112, before any dealer documentation fee. Amount financed $11,806, including $694 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $13,857. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8SRDHF0GU133631_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 201, "unit": "per_month", "display": "$201/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 11112.0, "price_incl_doc": 11112.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 201.23, "amount_financed": 11806.5, "sales_tax": 694.5, "total_of_payments": 14488.73, "finance_charge": 2682.23, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0924A, VIN KM8SRDHF0GU133631. $201 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $11,112, before any dealer documentation fee. Amount financed $11,806, including $694 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $14,489. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 432}}, {"vin": "KMHLP4AG1PU567750", "title": "2023 Hyundai Elantra Limited", "year": 2023, "make": "Hyundai", "model": "Elantra", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 21775.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 32150, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1034", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, 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"https://ai.castlehyundaidownersgrove.com/v/KMHLP4AG1PU567750.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLP4AG1PU567750.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-elantra-limited-fwd-4d-sedan-kmhlp4ag1pu567750/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1034, VIN KMHLP4AG1PU567750. Advertised price: $21,775. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,775"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Navigation System", "Power Seats", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21775.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLP4AG1PU567750_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21775.0, "price_incl_doc": 21775.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.24, "amount_financed": 23135.94, "sales_tax": 1360.94, "total_of_payments": 26075.62, "finance_charge": 2939.68, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1034, VIN KMHLP4AG1PU567750. $543 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,775, before any dealer documentation fee. Amount financed $23,136, including $1,361 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,076. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLP4AG1PU567750_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 453, "unit": "per_month", "display": "$453/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21775.0, "price_incl_doc": 21775.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 452.57, "amount_financed": 23135.94, "sales_tax": 1360.94, "total_of_payments": 27154.37, "finance_charge": 4018.43, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1034, VIN KMHLP4AG1PU567750. $453 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,775, before any dealer documentation fee. Amount financed $23,136, including $1,361 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,154. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLP4AG1PU567750_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 394, "unit": "per_month", "display": "$394/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21775.0, "price_incl_doc": 21775.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 394.33, "amount_financed": 23135.94, "sales_tax": 1360.94, "total_of_payments": 28392.03, "finance_charge": 5256.09, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1034, VIN KMHLP4AG1PU567750. $394 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,775, before any dealer documentation fee. Amount financed $23,136, including $1,361 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $28,392. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 416}}, {"vin": "KM8RLESA9TU099606", "title": "2026 Hyundai PALISADE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "SEL", "decoded_trim": "Blue SEL FWD, SEL AWD", "condition": "new", "price": 46763.0, "msrp": 48675.0, "sale_price": 47763.0, "currency": "USD", "mileage": 25, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD263249", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 13, "primary_image": "https://vehicle-images.carscommerce.inc/9085-110013116/KM8RLESA9TU099606/91df943eff1903dbcba32fe515766acb.jpg", "images": ["https://vehicle-images.carscommerce.inc/9085-110013116/KM8RLESA9TU099606/91df943eff1903dbcba32fe515766acb.jpg", "https://vehicle-images.carscommerce.inc/24ee-110013116/KM8RLESA9TU099606/37f0660e08d5b774c2ce25c20d7447d9.jpg", "https://vehicle-images.carscommerce.inc/22ed-110013116/KM8RLESA9TU099606/9c47a6804da7b210fe24b206759f68cb.jpg", "https://vehicle-images.carscommerce.inc/556d-110013116/KM8RLESA9TU099606/f69451ca16c4c9d18a4bc133e0bed54d.jpg", "https://vehicle-images.carscommerce.inc/97d2-110013116/KM8RLESA9TU099606/063966f3b55aac011561ab4417abfaf1.jpg", "https://vehicle-images.carscommerce.inc/20df-110013116/KM8RLESA9TU099606/87a84ab5acbcfbc88c27e353eb16cdbb.png", "https://vehicle-images.carscommerce.inc/b987-110013116/KM8RLESA9TU099606/850e711e784ee4e9f89195e10de8e472.jpg", "https://vehicle-images.carscommerce.inc/8b03-110013116/KM8RLESA9TU099606/f8cea3eff47fc5ef219fb5f46e145dda.jpg", "https://vehicle-images.carscommerce.inc/528f-110013116/KM8RLESA9TU099606/4be91853f16ea20967b755960c439a05.png", "https://vehicle-images.carscommerce.inc/d913-110013116/KM8RLESA9TU099606/4d7418d86a36887df9e25bcec2bdfb42.jpg", "https://vehicle-images.carscommerce.inc/99da-110013116/KM8RLESA9TU099606/d019e83833e409fecd00a1739335384f.jpg", "https://vehicle-images.carscommerce.inc/e8ca-110013116/KM8RLESA9TU099606/097bedb2236560031c037b0c4cd2bf6b.png", "https://vehicle-images.carscommerce.inc/60c6-110013116/KM8RLESA9TU099606/e0f5cb11431dfa5eff261da38f1495d6.jpg", "https://vehicle-images.carscommerce.inc/1df1-110013116/KM8RLESA9TU099606/6aac4f19bc6375ef58b0020ae6996ed0.jpg", "https://vehicle-images.carscommerce.inc/6641-110013116/KM8RLESA9TU099606/f6dedde4998d5cbd0ef8bd396fcfb079.png", "https://vehicle-images.carscommerce.inc/410d-110013116/KM8RLESA9TU099606/fc0c976d90e564bc398a06637da092ca.jpg", "https://vehicle-images.carscommerce.inc/2f66-110013116/KM8RLESA9TU099606/dcc5f76cdee0c24f082db051a7546621.jpg", "https://vehicle-images.carscommerce.inc/d4fb-110013116/KM8RLESA9TU099606/4e713142a42f40cec3a6d7f97bd2f162.png", "https://vehicle-images.carscommerce.inc/ecb0-110013116/KM8RLESA9TU099606/2e3c1c4be713b973228299ef2387c26e.jpg", "https://vehicle-images.carscommerce.inc/b651-110013116/KM8RLESA9TU099606/c9c454cc7f95ba4c2d6135faa5bcdda2.jpg", "https://vehicle-images.carscommerce.inc/5815-110013116/KM8RLESA9TU099606/af3b0e708dc19341025447b057ac9dcc.png", "https://vehicle-images.carscommerce.inc/536d-110013116/KM8RLESA9TU099606/8ea46e001ad59f5bf7a4174ae75e8d3b.jpg", "https://vehicle-images.carscommerce.inc/6110-110013116/KM8RLESA9TU099606/9bfe9b025270f86053442f3bfc5d931f.png"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL FWD, SEL AWD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48675.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLESA9TU099606.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa9tu099606/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa9tu099606/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESA9TU099606.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA9TU099606.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA9TU099606.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa9tu099606/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,912. This offer applies to Stock #HD263249, VIN KM8RLESA9TU099606. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,675. Advertised price: $46,763. Savings: $1,912, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,675"}, {"label": "Advertised price", "value": "$46,763"}, {"label": "Savings", "value": "$1,912, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,912", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46763.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESA9TU099606_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 926, "unit": "per_month", "display": "$926/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46763.0, "price_incl_doc": 46763.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 926.07, "amount_financed": 49685.69, "sales_tax": 2922.69, "total_of_payments": 55563.92, "finance_charge": 5878.23, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263249, VIN KM8RLESA9TU099606. $926 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $46,763, before any dealer documentation fee. Amount financed $49,686, including $2,923 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $55,564. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESA9TU099606_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 690, "unit": "per_month", "display": "$690/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46763.0, "price_incl_doc": 46763.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 690.08, "amount_financed": 49685.69, "sales_tax": 2922.69, "total_of_payments": 49685.69, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263249, VIN KM8RLESA9TU099606. $690 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,763, before any dealer documentation fee. Amount financed $49,686, including $2,923 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,686. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 444}}, {"vin": "KMHL24JJ1TA165474", "title": "2026 Hyundai SONATA HYBRID Blue", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "Blue", "decoded_trim": "Blue", "condition": "new", "price": 28907.0, "msrp": 30715.0, "sale_price": 28907.0, "currency": "USD", "mileage": 2, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "HD260883", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/b9d5-110013116/KMHL24JJ1TA165474/a552d53b2c459e253296312e4c284e68.jpg", "images": ["https://vehicle-images.carscommerce.inc/b9d5-110013116/KMHL24JJ1TA165474/a552d53b2c459e253296312e4c284e68.jpg", "https://vehicle-images.carscommerce.inc/1063-110013116/KMHL24JJ1TA165474/c8333da1bd357ffd1e5b08a6dd5e9d9b.jpg", "https://vehicle-images.carscommerce.inc/e2e7-110013116/KMHL24JJ1TA165474/9813e9e2709b1f1ac1c2090deea94b5a.jpg", "https://vehicle-images.carscommerce.inc/6583-110013116/KMHL24JJ1TA165474/06d18d9f5d2998d9ecacc462fb1d6296.jpg", "https://vehicle-images.carscommerce.inc/6832-110013116/KMHL24JJ1TA165474/137de7ae6ed4b7fb0d5d77b1eec58199.jpg", "https://vehicle-images.carscommerce.inc/a92e-110013116/KMHL24JJ1TA165474/6219dcfedb89645ad49f5ac1ed40655e.png", "https://vehicle-images.carscommerce.inc/1189-110013116/KMHL24JJ1TA165474/9ff5c60ad5b03408b86d5a324bf2e43d.jpg", "https://vehicle-images.carscommerce.inc/395b-110013116/KMHL24JJ1TA165474/a2b2a4354a91ce23f3ec63e14016aefd.jpg", "https://vehicle-images.carscommerce.inc/a4df-110013116/KMHL24JJ1TA165474/a175e04fe9b8dbb1bdc61d405a057dbe.png", "https://vehicle-images.carscommerce.inc/9368-110013116/KMHL24JJ1TA165474/39bd2f5f8cee5ed4aaf13daea7f83e44.jpg", "https://vehicle-images.carscommerce.inc/2df4-110013116/KMHL24JJ1TA165474/8f84452bbe1ee4808c87be06719cf7ed.jpg", "https://vehicle-images.carscommerce.inc/4818-110013116/KMHL24JJ1TA165474/da5a1e74c04c2d4f7dae3ec67df67e53.png", "https://vehicle-images.carscommerce.inc/f1bd-110013116/KMHL24JJ1TA165474/7d41f96b788dd21d4c580992676a448f.jpg", "https://vehicle-images.carscommerce.inc/1835-110013116/KMHL24JJ1TA165474/52de90609b71fba4eaafdf512ded15bf.jpg", "https://vehicle-images.carscommerce.inc/b259-110013116/KMHL24JJ1TA165474/df57ea5ddf6e954a957bc16044f56b5d.png", "https://vehicle-images.carscommerce.inc/e83b-110013116/KMHL24JJ1TA165474/7687772139a442a3ff3b1e7da27e0b28.jpg", "https://vehicle-images.carscommerce.inc/6560-110013116/KMHL24JJ1TA165474/0470d7f2b5a88d882fabb8eb018e293a.jpg", "https://vehicle-images.carscommerce.inc/681d-110013116/KMHL24JJ1TA165474/b53b843251ac79a5d85b8a7d2e9ef5f8.png", "https://vehicle-images.carscommerce.inc/2e31-110013116/KMHL24JJ1TA165474/d00fc62e0454fdc8f3a8f5b81a405efa.jpg", "https://vehicle-images.carscommerce.inc/be70-110013116/KMHL24JJ1TA165474/b1bdfd44ec3dc967231e710d7bb83397.jpg", "https://vehicle-images.carscommerce.inc/b3bb-110013116/KMHL24JJ1TA165474/34fd976305382f40bae5ccd309f8a1fc.png", "https://vehicle-images.carscommerce.inc/68a7-110013116/KMHL24JJ1TA165474/6d20e92c7dc70aa5fb495aed23a9cf3d.jpg", "https://vehicle-images.carscommerce.inc/9860-110013116/KMHL24JJ1TA165474/f73d76d2c54d06553b6169e834eb2a95.jpg", "https://vehicle-images.carscommerce.inc/a9ca-110013116/KMHL24JJ1TA165474/0b256d7915bac5cf086d44b36d66b0d2.png", "https://vehicle-images.carscommerce.inc/c1c1-110013116/KMHL24JJ1TA165474/da538882f095cf400f9dc59fa551a09b.jpg", "https://vehicle-images.carscommerce.inc/2b97-110013116/KMHL24JJ1TA165474/50a66c2cb4999f1e4f87f84009ad5ce2.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "Blue", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30715.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL24JJ1TA165474.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-blue-fwd-4d-sedan-kmhl24jj1ta165474/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-blue-fwd-4d-sedan-kmhl24jj1ta165474/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL24JJ1TA165474.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JJ1TA165474.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JJ1TA165474.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-blue-fwd-4d-sedan-kmhl24jj1ta165474/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,808. This offer applies to Stock #HD260883, VIN KMHL24JJ1TA165474. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,715. Advertised price: $28,907. Savings: $1,808, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,715"}, {"label": "Advertised price", "value": "$28,907"}, {"label": "Savings", "value": "$1,808, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,808", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28907.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL24JJ1TA165474_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 538, "unit": "per_month", "display": "$538/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28907.0, "price_incl_doc": 28907.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 538.21, "amount_financed": 30713.69, "sales_tax": 1806.69, "total_of_payments": 32292.47, "finance_charge": 1578.78, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260883, VIN KMHL24JJ1TA165474. $538 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $28,907, before any dealer documentation fee. Amount financed $30,714, including $1,807 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $32,292. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JJ1TA165474_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 456, "unit": "per_month", "display": "$456/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28907.0, "price_incl_doc": 28907.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 455.93, "amount_financed": 30713.69, "sales_tax": 1806.69, "total_of_payments": 38298.31, "finance_charge": 7584.62, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260883, VIN KMHL24JJ1TA165474. $456 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,907, before any dealer documentation fee. Amount financed $30,714, including $1,807 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $38,298. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 444}}, {"vin": "KM8HFCABXTU420148", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 28267.0, "msrp": 31150.0, "sale_price": 30017.0, "currency": "USD", "mileage": 12, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28373", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/ae29-110013116/KM8HFCABXTU420148/8d0d0d16f23d4d1cdc4118b5a5ddcc3f.jpg", "images": ["https://vehicle-images.carscommerce.inc/ae29-110013116/KM8HFCABXTU420148/8d0d0d16f23d4d1cdc4118b5a5ddcc3f.jpg", "https://vehicle-images.carscommerce.inc/8877-110013116/KM8HFCABXTU420148/d439c2cca39eb11a79bdb160a40d59ae.jpg", "https://vehicle-images.carscommerce.inc/5285-110013116/KM8HFCABXTU420148/f49ffc767f9ebf46b6d77bda3cf1e410.jpg", "https://vehicle-images.carscommerce.inc/69d6-110013116/KM8HFCABXTU420148/269fec18ac7fd026a46817246452e82b.jpg", "https://vehicle-images.carscommerce.inc/2c92-110013116/KM8HFCABXTU420148/19482312b9112a36f47e555894c8daa8.png", "https://vehicle-images.carscommerce.inc/bb32-110013116/KM8HFCABXTU420148/2e26540a6afe9e4c77f07de4b9be8597.jpg", "https://vehicle-images.carscommerce.inc/d9ee-110013116/KM8HFCABXTU420148/08802771aea4a26f47ed15c82ab7113a.jpg", "https://vehicle-images.carscommerce.inc/3917-110013116/KM8HFCABXTU420148/93506ce33c42107d9a0f883bc582cb3d.png", "https://vehicle-images.carscommerce.inc/8f31-110013116/KM8HFCABXTU420148/a47c0474efc9eb3e173e3552eb5a17de.jpg", "https://vehicle-images.carscommerce.inc/c1f8-110013116/KM8HFCABXTU420148/43e72bca3ad5a006d3bbc4a65041366a.jpg", "https://vehicle-images.carscommerce.inc/6193-110013116/KM8HFCABXTU420148/172ddf55b4924f45a045a9a4a16bc7fc.png", "https://vehicle-images.carscommerce.inc/a56e-110013116/KM8HFCABXTU420148/33ebb8cdcb5903ffb6fbfc97a9944c9f.jpg", "https://vehicle-images.carscommerce.inc/8f80-110013116/KM8HFCABXTU420148/969cad3eecd0b22799b99e2325425e33.jpg", "https://vehicle-images.carscommerce.inc/c0ce-110013116/KM8HFCABXTU420148/ad4c80b89d318da6820668845f7946e2.png", "https://vehicle-images.carscommerce.inc/c354-110013116/KM8HFCABXTU420148/e836ca0152dd83d31e6f32a2820607a1.jpg", "https://vehicle-images.carscommerce.inc/2d72-110013116/KM8HFCABXTU420148/7f1c517481b0e1621ee03fdf2128f02b.jpg", "https://vehicle-images.carscommerce.inc/8df9-110013116/KM8HFCABXTU420148/4c5ad6ac06f67aa2796f5d2184588dd0.png", "https://vehicle-images.carscommerce.inc/a70a-110013116/KM8HFCABXTU420148/7850cd5f1874a8f790d10c3156b41a24.jpg", "https://vehicle-images.carscommerce.inc/f75f-110013116/KM8HFCABXTU420148/00517429feb574996097c0c307c9448b.jpg", "https://vehicle-images.carscommerce.inc/8ad4-110013116/KM8HFCABXTU420148/0ad8a6e6b2e313959a075cf179b23243.jpg", "https://vehicle-images.carscommerce.inc/b995-110013116/KM8HFCABXTU420148/bfec552d8775e2ab19dbb011593435fe.jpg", "https://vehicle-images.carscommerce.inc/b309-110013116/KM8HFCABXTU420148/bc304f5843cd619ff00efb68892e6a0b.png", "https://vehicle-images.carscommerce.inc/53bf-110013116/KM8HFCABXTU420148/f9d9509bf418f7d7bb19659a7ec4e7ad.jpg", "https://vehicle-images.carscommerce.inc/c48e-110013116/KM8HFCABXTU420148/b32e626abd40f17dcfcdc2833b8b3022.jpg", "https://vehicle-images.carscommerce.inc/347a-110013116/KM8HFCABXTU420148/93bf6ed69153c6d6316af4f7e22f6721.jpg", "https://vehicle-images.carscommerce.inc/7167-110013116/KM8HFCABXTU420148/92fae89ae04e680048e8cb459654be95.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31150.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCABXTU420148.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcabxtu420148/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcabxtu420148/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCABXTU420148.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCABXTU420148.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCABXTU420148.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcabxtu420148/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,883. This offer applies to Stock #28373, VIN KM8HFCABXTU420148. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,150. Advertised price: $28,267. Savings: $2,883, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,150"}, {"label": "Advertised price", "value": "$28,267"}, {"label": "Savings", "value": "$2,883, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,883", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28267.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCABXTU420148_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 546, "unit": "per_month", "display": "$546/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28267.0, "price_incl_doc": 28267.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 546.23, "amount_financed": 30033.69, "sales_tax": 1766.69, "total_of_payments": 32773.84, "finance_charge": 2740.15, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28373, VIN KM8HFCABXTU420148. $546 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,267, before any dealer documentation fee. Amount financed $30,034, including $1,767 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,774. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCABXTU420148_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28267.0, "price_incl_doc": 28267.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 445.84, "amount_financed": 30033.69, "sales_tax": 1766.69, "total_of_payments": 37450.39, "finance_charge": 7416.7, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28373, VIN KM8HFCABXTU420148. $446 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,267, before any dealer documentation fee. Amount financed $30,034, including $1,767 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,450. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 442}}, {"vin": "1G1FB1RS1J0101623", "title": "2018 Chevrolet Camaro 1LT", "year": 2018, "make": "Chevrolet", "model": "Camaro", "trim": "1LT", "decoded_trim": "1LS/1LT", "condition": "used", "price": 16711.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": null, "exterior_color": "Black", "interior_color": "Jet Black", "drivetrain": "RWD", "body_style": "Coupe", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 2, "seating_capacity": null, "engine": "3.6L V6 DI", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1022A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://ai.castlehyundaidownersgrove.com/v/1G1FB1RS1J0101623.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1G1FB1RS1J0101623.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-chevrolet-camaro-1lt-rwd-2d-coupe-1g1fb1rs1j0101623/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1022A, VIN 1G1FB1RS1J0101623. Advertised price: $16,711. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$16,711"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Keyless Entry", "Power Seats", "Premium Audio", "Satellite Radio Ready", "Sunroof / Moonroof", "Technology Package", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16711.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G1FB1RS1J0101623_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 417, "unit": "per_month", "display": "$417/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16711.0, "price_incl_doc": 16711.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 416.91, "amount_financed": 17755.44, "sales_tax": 1044.44, "total_of_payments": 20011.47, "finance_charge": 2256.03, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1022A, VIN 1G1FB1RS1J0101623. $417 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $16,711, before any dealer documentation fee. Amount financed $17,755, including $1,044 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $20,011. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1FB1RS1J0101623_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 347, "unit": "per_month", "display": "$347/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16711.0, "price_incl_doc": 16711.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 347.32, "amount_financed": 17755.44, "sales_tax": 1044.44, "total_of_payments": 20839.34, "finance_charge": 3083.9, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1022A, VIN 1G1FB1RS1J0101623. $347 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,711, before any dealer documentation fee. Amount financed $17,755, including $1,044 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $20,839. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1FB1RS1J0101623_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 303, "unit": "per_month", "display": "$303/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16711.0, "price_incl_doc": 16711.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 302.63, "amount_financed": 17755.44, "sales_tax": 1044.44, "total_of_payments": 21789.17, "finance_charge": 4033.73, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1022A, VIN 1G1FB1RS1J0101623. $303 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $16,711, before any dealer documentation fee. Amount financed $17,755, including $1,044 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $21,789. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 430}}, {"vin": "5NMP3DG11TH141062", "title": "2026 Hyundai SANTA FE HYBRID 7P", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "7P", "decoded_trim": "Limited", "condition": "new", "price": 45645.0, "msrp": 50560.0, "sale_price": 50973.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP3DG11TH141062", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/a174-110013116/5NMP3DG11TH141062/ccba7128701363a6a1bf3f28c7485574.jpg", "images": ["https://vehicle-images.carscommerce.inc/a174-110013116/5NMP3DG11TH141062/ccba7128701363a6a1bf3f28c7485574.jpg", "https://vehicle-images.carscommerce.inc/9905-110013116/5NMP3DG11TH141062/0fb42c16846f2feb924f50059ea65e0e.jpg", "https://vehicle-images.carscommerce.inc/708c-110013116/5NMP3DG11TH141062/b1ca25a2ba73da56cc38de57faca15aa.jpg", "https://vehicle-images.carscommerce.inc/3445-110013116/5NMP3DG11TH141062/a0934d7b98ea2821a94fed737509418f.jpg", "https://vehicle-images.carscommerce.inc/13b4-110013116/5NMP3DG11TH141062/942c1f8e4d83c4ecf07c002ae59c86a4.jpg", "https://vehicle-images.carscommerce.inc/b3fb-110013116/5NMP3DG11TH141062/f9a7cb29f8ceb9f10405c6d7270a146c.png", "https://vehicle-images.carscommerce.inc/de5c-110013116/5NMP3DG11TH141062/12d85c0b3fac3085292d2d2dd4ae7dc5.jpg", "https://vehicle-images.carscommerce.inc/b1fe-110013116/5NMP3DG11TH141062/3a6e11bf0e8de967e383867543f851b6.jpg", "https://vehicle-images.carscommerce.inc/327b-110013116/5NMP3DG11TH141062/31c4c921ad12b0bb93f0cd5c284959f1.jpg", "https://vehicle-images.carscommerce.inc/ab73-110013116/5NMP3DG11TH141062/ba8403c02aa2635b6103859073841592.png", "https://vehicle-images.carscommerce.inc/281b-110013116/5NMP3DG11TH141062/82d8410d3c12798e7fd287a1bd483f08.jpg", "https://vehicle-images.carscommerce.inc/fa34-110013116/5NMP3DG11TH141062/598b6a9360a338c6c7ac788717e1429b.jpg", "https://vehicle-images.carscommerce.inc/5df1-110013116/5NMP3DG11TH141062/cab7264ba76c7b6fb13c40f2e488dd6d.png", "https://vehicle-images.carscommerce.inc/6ee0-110013116/5NMP3DG11TH141062/7c63815255a3e5436ea68acdf4db64a1.jpg", "https://vehicle-images.carscommerce.inc/f771-110013116/5NMP3DG11TH141062/f3b5e98e6026bcf5ea8ead3bdbe33cc9.jpg", "https://vehicle-images.carscommerce.inc/23e4-110013116/5NMP3DG11TH141062/b66f6ee1b1c6e213c7e14f451dfdb9a9.png", "https://vehicle-images.carscommerce.inc/a06c-110013116/5NMP3DG11TH141062/1f9301e35f9270243517330b344f0bda.jpg", "https://vehicle-images.carscommerce.inc/c3df-110013116/5NMP3DG11TH141062/960b06fd645e7140fc0aa962fbe79543.jpg", "https://vehicle-images.carscommerce.inc/5ab9-110013116/5NMP3DG11TH141062/d8969c929584ad8e8b4b787304c0ee1d.png", "https://vehicle-images.carscommerce.inc/8d62-110013116/5NMP3DG11TH141062/032583cc2b251382a56919091d07b27c.jpg", "https://vehicle-images.carscommerce.inc/a024-110013116/5NMP3DG11TH141062/f16733ebbd711f023eac229331313139.jpg", "https://vehicle-images.carscommerce.inc/f00b-110013116/5NMP3DG11TH141062/3f1ed4ec05622c75be2a119184ab0fac.jpg", "https://vehicle-images.carscommerce.inc/2d91-110013116/5NMP3DG11TH141062/4a32582d8d75b7e6771bfa64b6d43570.jpg", "https://vehicle-images.carscommerce.inc/bf47-110013116/5NMP3DG11TH141062/43e5e8ec8fc8c03ce64c05e50230307c.png", "https://vehicle-images.carscommerce.inc/8d6e-110013116/5NMP3DG11TH141062/f7a49951f8adcedb69c8145e5124466e.jpg", "https://vehicle-images.carscommerce.inc/4b05-110013116/5NMP3DG11TH141062/dfd657b2ecc155956db063ba8c0448c4.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 50560.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DG11TH141062.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-7p-awd-sport-utility-5nmp3dg11th141062/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-7p-awd-sport-utility-5nmp3dg11th141062/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG11TH141062.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG11TH141062.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG11TH141062.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-7p-awd-sport-utility-5nmp3dg11th141062/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,915. This offer applies to Stock #5NMP3DG11TH141062, VIN 5NMP3DG11TH141062. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,560. Advertised price: $45,645. Savings: $4,915, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,560"}, {"label": "Advertised price", "value": "$45,645"}, {"label": "Savings", "value": "$4,915, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,915", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45645.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG11TH141062_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 808, "unit": "per_month", "display": "$808/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45645.0, "price_incl_doc": 45645.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 808.3, "amount_financed": 48497.81, "sales_tax": 2852.81, "total_of_payments": 48497.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DG11TH141062, VIN 5NMP3DG11TH141062. $808 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,645, before any dealer documentation fee. Amount financed $48,498, including $2,853 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $48,498. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG11TH141062_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 720, "unit": "per_month", "display": "$720/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45645.0, "price_incl_doc": 45645.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 719.93, "amount_financed": 48497.81, "sales_tax": 2852.81, "total_of_payments": 60474.15, "finance_charge": 11976.34, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DG11TH141062, VIN 5NMP3DG11TH141062. $720 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,645, before any dealer documentation fee. Amount financed $48,498, including $2,853 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,474. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 399}}, {"vin": "5NMJBCDE3TH730852", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31624.0, "msrp": 35455.0, "sale_price": 32374.0, "currency": "USD", "mileage": 10, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28767", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 20, "primary_image": "https://vehicle-images.carscommerce.inc/60bb-110013116/5NMJBCDE3TH730852/c714d92d00c05132c5ffea0f5baa27eb.jpg", "images": ["https://vehicle-images.carscommerce.inc/60bb-110013116/5NMJBCDE3TH730852/c714d92d00c05132c5ffea0f5baa27eb.jpg", "https://vehicle-images.carscommerce.inc/2ac2-110013116/5NMJBCDE3TH730852/555230d96f2d97578748cfa7219c251a.jpg", "https://vehicle-images.carscommerce.inc/a317-110013116/5NMJBCDE3TH730852/16f1c5833dfec4e18c1d1b38126ea708.jpg", "https://vehicle-images.carscommerce.inc/5f48-110013116/5NMJBCDE3TH730852/82054f082f282c7f823105fee4bddfc0.jpg", "https://vehicle-images.carscommerce.inc/14cd-110013116/5NMJBCDE3TH730852/c1d2dcdb0445b2ba7ec1b4b0310a7f15.png", "https://vehicle-images.carscommerce.inc/b107-110013116/5NMJBCDE3TH730852/34b033460940dafba83e7d6d668220cb.jpg", "https://vehicle-images.carscommerce.inc/af37-110013116/5NMJBCDE3TH730852/1925644afb2d8328cde72443d4ada04c.jpg", "https://vehicle-images.carscommerce.inc/2079-110013116/5NMJBCDE3TH730852/6576ea949d2504bfb9f2f03bd6f74391.png", "https://vehicle-images.carscommerce.inc/4464-110013116/5NMJBCDE3TH730852/0b53bfc2dfd36b8e9f19849ac41488a2.jpg", "https://vehicle-images.carscommerce.inc/69a7-110013116/5NMJBCDE3TH730852/3d04291693474268cc86062d68c04dd4.jpg", "https://vehicle-images.carscommerce.inc/1900-110013116/5NMJBCDE3TH730852/809dfcfe9b5dce9e017c2e9eee7e4df6.png", "https://vehicle-images.carscommerce.inc/98ba-110013116/5NMJBCDE3TH730852/b6a726c8a9eb56b701b7a75738330676.jpg", "https://vehicle-images.carscommerce.inc/278c-110013116/5NMJBCDE3TH730852/7b51662418f8ae9e5388408f8e88e917.jpg", "https://vehicle-images.carscommerce.inc/eaad-110013116/5NMJBCDE3TH730852/83bffd407cdae0fd53febaabc894ccd7.png", "https://vehicle-images.carscommerce.inc/7d9b-110013116/5NMJBCDE3TH730852/550e12a60afb382167f5f46658e084c0.jpg", "https://vehicle-images.carscommerce.inc/c0c9-110013116/5NMJBCDE3TH730852/cd0a6029dd9bac96688eb338ccd63c7f.jpg", "https://vehicle-images.carscommerce.inc/9e72-110013116/5NMJBCDE3TH730852/053a5d4a99e202f237409cefc6a0dd9a.png", "https://vehicle-images.carscommerce.inc/1b5a-110013116/5NMJBCDE3TH730852/ebe15684d29e62db7d533d60d1472374.jpg", "https://vehicle-images.carscommerce.inc/8cea-110013116/5NMJBCDE3TH730852/965d8ffb3dd39e04d8717f3e6fb489a6.jpg", "https://vehicle-images.carscommerce.inc/4fdf-110013116/5NMJBCDE3TH730852/90ebb40007d9f59f5bd331c512548a6f.png"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35455.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE3TH730852.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde3th730852/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde3th730852/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE3TH730852.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE3TH730852.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE3TH730852.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde3th730852/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,831. This offer applies to Stock #28767, VIN 5NMJBCDE3TH730852. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,455. Advertised price: $31,624. Savings: $3,831, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,455"}, {"label": "Advertised price", "value": "$31,624"}, {"label": "Savings", "value": "$3,831, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,831", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31624.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE3TH730852_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 560, "unit": "per_month", "display": "$560/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31624.0, "price_incl_doc": 31624.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.01, "amount_financed": 33600.5, "sales_tax": 1976.5, "total_of_payments": 33600.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28767, VIN 5NMJBCDE3TH730852. $560 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,624, before any dealer documentation fee. Amount financed $33,600, including $1,976 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,600. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH730852_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31624.0, "price_incl_doc": 31624.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 498.79, "amount_financed": 33600.5, "sales_tax": 1976.5, "total_of_payments": 41898.01, "finance_charge": 8297.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28767, VIN 5NMJBCDE3TH730852. $499 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,624, before any dealer documentation fee. Amount financed $33,600, including $1,976 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,898. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH730852_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 390, "unit": "per_month", "display": "$390/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35455.0, "selling_price": 31624.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 390.22, "net_cap_cost": 32274.0, "residual_value": 21982.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 390.22, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 550.22}, "total_of_payments": 14040, "total_of_payments_unrounded": 14047.92}, "disclosure": "Estimated lease payment for stock #28767, VIN 5NMJBCDE3TH730852. $390 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $550, made up of $390 first payment, $60 title, $100 registration. MSRP $35,455. Lease selling price $31,624. Net capitalized cost $32,274. Residual value $21,982, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,040. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE3TH730852_lease", "type": "lease", "label": "Lease", "headline": {"value": 297, "unit": "per_month", "display": "$297/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35455.0, "selling_price": 31624.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 296.93, "net_cap_cost": 29275.0, "residual_value": 21982.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 296.93, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3455.93}, "total_of_payments": 10692, "total_of_payments_unrounded": 10689.48}, "disclosure": "Estimated lease payment for stock #28767, VIN 5NMJBCDE3TH730852. $297 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,456, made up of $297 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,455. Lease selling price $31,624. Net capitalized cost $29,275. Residual value $21,982, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,692. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 535}}, {"vin": "2T2HZMDA4LC257395", "title": "2020 Lexus RX 350", "year": 2020, "make": "Lexus", "model": "RX", "trim": "350", "decoded_trim": "350 Premium", "condition": "used", "price": 26750.0, "msrp": 0.0, "sale_price": 28128.0, "currency": "USD", "mileage": 110039, "exterior_color": "Gray", "interior_color": "Birch", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.5L V6 DOHC 24V", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0444A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://ai.castlehyundaidownersgrove.com/v/2T2HZMDA4LC257395.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-lexus-rx-350-awd-4d-sport-utility-2t2hzmda4lc257395/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0444A, VIN 2T2HZMDA4LC257395. Advertised price: $26,750. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,750"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Cold Weather Package", "Keyless Entry", "Power Liftgate", "Power Seats", "Premium Package", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26750.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2T2HZMDA4LC257395_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 667, "unit": "per_month", "display": "$667/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26750.0, "price_incl_doc": 26750.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 667.36, "amount_financed": 28421.88, "sales_tax": 1671.88, "total_of_payments": 32033.2, "finance_charge": 3611.32, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0444A, VIN 2T2HZMDA4LC257395. $667 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,750, before any dealer documentation fee. Amount financed $28,422, including $1,672 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,033. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T2HZMDA4LC257395_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 556, "unit": "per_month", "display": "$556/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26750.0, "price_incl_doc": 26750.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 555.97, "amount_financed": 28421.88, "sales_tax": 1671.88, "total_of_payments": 33358.42, "finance_charge": 4936.54, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0444A, VIN 2T2HZMDA4LC257395. $556 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,750, before any dealer documentation fee. Amount financed $28,422, including $1,672 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,358. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T2HZMDA4LC257395_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26750.0, "price_incl_doc": 26750.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 484.43, "amount_financed": 28421.88, "sales_tax": 1671.88, "total_of_payments": 34878.84, "finance_charge": 6456.96, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0444A, VIN 2T2HZMDA4LC257395. $484 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,750, before any dealer documentation fee. Amount financed $28,422, including $1,672 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,879. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 396}}, {"vin": "5NMP5DG11TH116771", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 48550.0, "msrp": 53025.0, "sale_price": 49800.0, "currency": "USD", "mileage": 14, "exterior_color": "Green", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260702", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/b794-110013116/5NMP5DG11TH116771/1a5b42c2466a0983126b00adf91d975f.jpg", "images": ["https://vehicle-images.carscommerce.inc/b794-110013116/5NMP5DG11TH116771/1a5b42c2466a0983126b00adf91d975f.jpg", "https://vehicle-images.carscommerce.inc/a485-110013116/5NMP5DG11TH116771/c5ad1cd09e6b306b6e4b67d198daf314.jpg", "https://vehicle-images.carscommerce.inc/b009-110013116/5NMP5DG11TH116771/3106638221e478ac8d2208bbe65877f0.jpg", "https://vehicle-images.carscommerce.inc/282d-110013116/5NMP5DG11TH116771/b1cea79ac065a77af4eca70526c78cd6.jpg", "https://vehicle-images.carscommerce.inc/f820-110013116/5NMP5DG11TH116771/1a7fef2244afd814b54297e205580a45.jpg", "https://vehicle-images.carscommerce.inc/207b-110013116/5NMP5DG11TH116771/2ca2047c78c702f8a7d9e292e4014fbd.png", "https://vehicle-images.carscommerce.inc/d0cf-110013116/5NMP5DG11TH116771/193f939f7acc94c68250f95a92622531.jpg", "https://vehicle-images.carscommerce.inc/b033-110013116/5NMP5DG11TH116771/2d27e383bd4cc50b14483b0b4f141c31.jpg", "https://vehicle-images.carscommerce.inc/6c99-110013116/5NMP5DG11TH116771/85a63dddbce928a26271cf3f7853ccc0.png", "https://vehicle-images.carscommerce.inc/14b2-110013116/5NMP5DG11TH116771/a1b5eada4d7062162b7daf5480a4635d.jpg", "https://vehicle-images.carscommerce.inc/ab21-110013116/5NMP5DG11TH116771/f9ff4582f00718141ac44ae72756b58e.jpg", "https://vehicle-images.carscommerce.inc/aeab-110013116/5NMP5DG11TH116771/8b30fa94cae3607290e9291b645f529d.png", "https://vehicle-images.carscommerce.inc/74d7-110013116/5NMP5DG11TH116771/5f8eea85313d9bec01886b3707f6eb5b.jpg", "https://vehicle-images.carscommerce.inc/ef42-110013116/5NMP5DG11TH116771/bb7923677ec025fde239279018f9818b.jpg", "https://vehicle-images.carscommerce.inc/32ea-110013116/5NMP5DG11TH116771/82dd6cc96d594b0b76056f25cc7b63fa.png", "https://vehicle-images.carscommerce.inc/df9b-110013116/5NMP5DG11TH116771/9b0b6b394b2361293cfb37b8b5437f2a.jpg", "https://vehicle-images.carscommerce.inc/3831-110013116/5NMP5DG11TH116771/ac8ac2529ea557145b5c21b67781b9f1.jpg", "https://vehicle-images.carscommerce.inc/99b0-110013116/5NMP5DG11TH116771/e97b93606fbe2f4abad08a02de3e7977.png", "https://vehicle-images.carscommerce.inc/bd6f-110013116/5NMP5DG11TH116771/54c7749bf92ffbc8a4e6c7e721bc26c9.jpg", "https://vehicle-images.carscommerce.inc/a554-110013116/5NMP5DG11TH116771/9a80c71120f02c9a9f77faf999fe0e92.jpg", "https://vehicle-images.carscommerce.inc/c7c6-110013116/5NMP5DG11TH116771/21e4114a17cba9464298603bd87c53b9.png", "https://vehicle-images.carscommerce.inc/b757-110013116/5NMP5DG11TH116771/f1c0ba44ac737a8ac79f87eb7c56097c.jpg", "https://vehicle-images.carscommerce.inc/9668-110013116/5NMP5DG11TH116771/6f53b97477979076b631f1f3dea170fd.jpg", "https://vehicle-images.carscommerce.inc/6139-110013116/5NMP5DG11TH116771/b3cb6eb9338a08450f06b6df63a0c5d8.png", "https://vehicle-images.carscommerce.inc/f138-110013116/5NMP5DG11TH116771/447a4bda8d35c9de401a834dba00e7e1.jpg", "https://vehicle-images.carscommerce.inc/7644-110013116/5NMP5DG11TH116771/0e89e789b40b16b1a2aa4a206fb2a615.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53025.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DG11TH116771.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg11th116771/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg11th116771/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG11TH116771.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG11TH116771.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG11TH116771.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg11th116771/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,475. This offer applies to Stock #HD260702, VIN 5NMP5DG11TH116771. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,025. Advertised price: $48,550. Savings: $4,475, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,025"}, {"label": "Advertised price", "value": "$48,550"}, {"label": "Savings", "value": "$4,475, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,475", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48550.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG11TH116771_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 860, "unit": "per_month", "display": "$860/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48550.0, "price_incl_doc": 48550.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 859.74, "amount_financed": 51584.38, "sales_tax": 3034.38, "total_of_payments": 51584.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260702, VIN 5NMP5DG11TH116771. $860 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,550, before any dealer documentation fee. Amount financed $51,584, including $3,034 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,584. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG11TH116771_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 766, "unit": "per_month", "display": "$766/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48550.0, "price_incl_doc": 48550.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 765.75, "amount_financed": 51584.38, "sales_tax": 3034.38, "total_of_payments": 64322.94, "finance_charge": 12738.56, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260702, VIN 5NMP5DG11TH116771. $766 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,550, before any dealer documentation fee. Amount financed $51,584, including $3,034 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,323. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 408}}, {"vin": "KMHL34JJ7TA182860", "title": "2026 Hyundai SONATA HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 35218.0, "msrp": null, "sale_price": 35218.0, "currency": "USD", "mileage": null, "exterior_color": "Ultimate Red", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 5, "engine": "Gas/Electric I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL34JJ7TA182860", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/d08a-110013116/KMHL34JJ7TA182860/912b3d7f59e582eeb1469ee666c97539.jpg", "images": ["https://vehicle-images.carscommerce.inc/d08a-110013116/KMHL34JJ7TA182860/912b3d7f59e582eeb1469ee666c97539.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SEL", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL34JJ7TA182860.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj7ta182860/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj7ta182860/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL34JJ7TA182860.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ7TA182860.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ7TA182860.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj7ta182860/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHL34JJ7TA182860, VIN KMHL34JJ7TA182860. Advertised price: $35,218. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,218"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35218.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL34JJ7TA182860_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 656, "unit": "per_month", "display": "$656/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35218.0, "price_incl_doc": 35218.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 655.71, "amount_financed": 37419.13, "sales_tax": 2201.13, "total_of_payments": 39342.59, "finance_charge": 1923.46, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL34JJ7TA182860, VIN KMHL34JJ7TA182860. $656 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $35,218, before any dealer documentation fee. Amount financed $37,419, including $2,201 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $39,343. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL34JJ7TA182860_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 555, "unit": "per_month", "display": "$555/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35218.0, "price_incl_doc": 35218.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 555.47, "amount_financed": 37419.13, "sales_tax": 2201.13, "total_of_payments": 46659.64, "finance_charge": 9240.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL34JJ7TA182860, VIN KMHL34JJ7TA182860. $555 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,218, before any dealer documentation fee. Amount financed $37,419, including $2,201 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $46,660. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 388}}, {"vin": "5NMP4DGL8TH217343", "title": "2026 Hyundai SANTA FE Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 44881.0, "msrp": 48925.0, "sale_price": 45131.0, "currency": "USD", "mileage": 8, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "NRHD260833", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/9dc3-110013116/5NMP4DGL8TH217343/c74816ef5503ff918bf69af57227839a.jpg", "images": ["https://vehicle-images.carscommerce.inc/9dc3-110013116/5NMP4DGL8TH217343/c74816ef5503ff918bf69af57227839a.jpg", "https://vehicle-images.carscommerce.inc/9867-110013116/5NMP4DGL8TH217343/121c4f93d684aa32c6fa9370f4bdeee3.jpg", "https://vehicle-images.carscommerce.inc/86e4-110013116/5NMP4DGL8TH217343/45da5f93033f9f32b78dc38f65300722.jpg", "https://vehicle-images.carscommerce.inc/a5f7-110013116/5NMP4DGL8TH217343/0cd2b23ac005b32aae6352e4fda6c0de.jpg", "https://vehicle-images.carscommerce.inc/abeb-110013116/5NMP4DGL8TH217343/ada9b0febd30be47035475188a4fe765.png", "https://vehicle-images.carscommerce.inc/f181-110013116/5NMP4DGL8TH217343/68f95f4ec997b142f5908a1fa68d952a.jpg", "https://vehicle-images.carscommerce.inc/b749-110013116/5NMP4DGL8TH217343/377233a2c8a653a7ac9942de47a67206.jpg", "https://vehicle-images.carscommerce.inc/a3d0-110013116/5NMP4DGL8TH217343/238bd51881b4c3abf4e65cf884faf49a.png", "https://vehicle-images.carscommerce.inc/1312-110013116/5NMP4DGL8TH217343/094eea19351e6d504fdf181fee4d31a6.jpg", "https://vehicle-images.carscommerce.inc/14f0-110013116/5NMP4DGL8TH217343/2f96c2fc49b04163599c07b1336a147f.jpg", "https://vehicle-images.carscommerce.inc/3edd-110013116/5NMP4DGL8TH217343/a528ce4098d77208a10e9da136db7de6.png", "https://vehicle-images.carscommerce.inc/7244-110013116/5NMP4DGL8TH217343/f757ce78caef432c7a42f5ce2780d767.jpg", "https://vehicle-images.carscommerce.inc/9314-110013116/5NMP4DGL8TH217343/9a62c56a5432bbaece75c76f0ccfaf96.jpg", "https://vehicle-images.carscommerce.inc/6a1b-110013116/5NMP4DGL8TH217343/95c39f1d7c576eb293e0945ddc7d579d.png", "https://vehicle-images.carscommerce.inc/e835-110013116/5NMP4DGL8TH217343/0db9a97ff3c7526d633c2526de294900.jpg", "https://vehicle-images.carscommerce.inc/acb7-110013116/5NMP4DGL8TH217343/ecb00096f1b6bfb174e54f3a47944441.jpg", "https://vehicle-images.carscommerce.inc/7edc-110013116/5NMP4DGL8TH217343/b459f7dca15b58b09f06ed4890c341ec.png", "https://vehicle-images.carscommerce.inc/d79a-110013116/5NMP4DGL8TH217343/506ea43ba27beb35066c57f337f3334a.jpg", "https://vehicle-images.carscommerce.inc/1a9d-110013116/5NMP4DGL8TH217343/cedd1fa53a7365f8fb43a304a3e667e7.jpg", "https://vehicle-images.carscommerce.inc/a234-110013116/5NMP4DGL8TH217343/d7a39897f0573fc142158fbefc981506.png", "https://vehicle-images.carscommerce.inc/1786-110013116/5NMP4DGL8TH217343/fbee136b0041bc17e035d9ea293cd9a5.png"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48925.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP4DGL8TH217343.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl8th217343/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl8th217343/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL8TH217343.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL8TH217343.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL8TH217343.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl8th217343/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,044. This offer applies to Stock #NRHD260833, VIN 5NMP4DGL8TH217343. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,925. Advertised price: $44,881. Savings: $4,044, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,925"}, {"label": "Advertised price", "value": "$44,881"}, {"label": "Savings", "value": "$4,044, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,044", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44881.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL8TH217343_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44881.0, "price_incl_doc": 44881.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 794.77, "amount_financed": 47686.06, "sales_tax": 2805.06, "total_of_payments": 47686.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260833, VIN 5NMP4DGL8TH217343. $795 per month for 60 months at 0% APR, $0 cash down. Advertised price $44,881, before any dealer documentation fee. Amount financed $47,686, including $2,805 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $47,686. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL8TH217343_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 708, "unit": "per_month", "display": "$708/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44881.0, "price_incl_doc": 44881.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 707.88, "amount_financed": 47686.06, "sales_tax": 2805.06, "total_of_payments": 59461.94, "finance_charge": 11775.88, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260833, VIN 5NMP4DGL8TH217343. $708 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $44,881, before any dealer documentation fee. Amount financed $47,686, including $2,805 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $59,462. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL8TH217343_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 569, "unit": "per_month", "display": "$569/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48925.0, "selling_price": 44881.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 569.45, "net_cap_cost": 45531.0, "residual_value": 30333.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 569.45, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 729.45}, "total_of_payments": 20484, "total_of_payments_unrounded": 20500.2}, "disclosure": "Estimated lease payment for stock #NRHD260833, VIN 5NMP4DGL8TH217343. $569 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $729, made up of $569 first payment, $60 title, $100 registration. MSRP $48,925. Lease selling price $44,881. Net capitalized cost $45,531. Residual value $30,334, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,484. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL8TH217343_lease", "type": "lease", "label": "Lease", "headline": {"value": 476, "unit": "per_month", "display": "$476/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48925.0, "selling_price": 44881.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 476.15, "net_cap_cost": 42532.0, "residual_value": 30333.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 476.15, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3635.15}, "total_of_payments": 17136, "total_of_payments_unrounded": 17141.4}, "disclosure": "Estimated lease payment for stock #NRHD260833, VIN 5NMP4DGL8TH217343. $476 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,635, made up of $476 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $48,925. Lease selling price $44,881. Net capitalized cost $42,532. Residual value $30,334, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,136. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 529}}, {"vin": "5NMMEDTC4TH037248", "title": "2026 Genesis GV70 Prestige", "year": 2026, "make": "Genesis", "model": "GV70", "trim": "Prestige", "decoded_trim": "3.5T Sport Prestige", "condition": "used", "price": 60543.0, "msrp": 0.0, "sale_price": 62356.0, "currency": "USD", "mileage": 14157, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.5L DOHC", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0457", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://www.castlehyundaidownersgrove.com/inventory/used-2026-genesis-gv70-3-5t-sport-prestige-awd-4d-sport-utility-5nmmedtc4th037248/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMMEDTC4TH037248.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMMEDTC4TH037248.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMMEDTC4TH037248.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-genesis-gv70-3-5t-sport-prestige-awd-4d-sport-utility-5nmmedtc4th037248/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0457, VIN 5NMMEDTC4TH037248. Advertised price: $60,543. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$60,543"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 60543.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMEDTC4TH037248_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1510, "unit": "per_month", "display": "$1,510/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60543.0, "price_incl_doc": 60543.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1510.43, "amount_financed": 64326.94, "sales_tax": 3783.94, "total_of_payments": 72500.41, "finance_charge": 8173.47, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0457, VIN 5NMMEDTC4TH037248. $1,510 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $60,543, before any dealer documentation fee. Amount financed $64,327, including $3,784 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $72,500. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC4TH037248_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1258, "unit": "per_month", "display": "$1,258/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60543.0, "price_incl_doc": 60543.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1258.33, "amount_financed": 64326.94, "sales_tax": 3783.94, "total_of_payments": 75499.75, "finance_charge": 11172.81, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0457, VIN 5NMMEDTC4TH037248. $1,258 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $60,543, before any dealer documentation fee. Amount financed $64,327, including $3,784 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $75,500. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMEDTC4TH037248_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1096, "unit": "per_month", "display": "$1,096/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60543.0, "price_incl_doc": 60543.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1096.4, "amount_financed": 64326.94, "sales_tax": 3783.94, "total_of_payments": 78940.91, "finance_charge": 14613.97, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0457, VIN 5NMMEDTC4TH037248. $1,096 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $60,543, before any dealer documentation fee. Amount financed $64,327, including $3,784 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $78,941. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 401}}, {"vin": "5NMP3DG1XTH128777", "title": "2026 Hyundai SANTA FE HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 47085.0, "msrp": 50525.0, "sale_price": 47335.0, "currency": "USD", "mileage": 22, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "NRHD260843", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/7f55-110013116/5NMP3DG1XTH128777/cb02a97cf5da04aac46df686fe34f526.jpg", "images": ["https://vehicle-images.carscommerce.inc/7f55-110013116/5NMP3DG1XTH128777/cb02a97cf5da04aac46df686fe34f526.jpg", "https://vehicle-images.carscommerce.inc/5492-110013116/5NMP3DG1XTH128777/215dfbe535a9197435fe78c677862c61.jpg", "https://vehicle-images.carscommerce.inc/4f2f-110013116/5NMP3DG1XTH128777/70d409927906511a74e1b99ad2333824.jpg", "https://vehicle-images.carscommerce.inc/9672-110013116/5NMP3DG1XTH128777/3c50830989632d8efefc662f3d7e2cdf.jpg", "https://vehicle-images.carscommerce.inc/2489-110013116/5NMP3DG1XTH128777/aba9cf4130fccddfba8c80ecb2bd85a5.jpg", "https://vehicle-images.carscommerce.inc/19aa-110013116/5NMP3DG1XTH128777/eccfb16f279b0ae2355c5eb7e611fa31.png", "https://vehicle-images.carscommerce.inc/61b1-110013116/5NMP3DG1XTH128777/1d0513fa9e4053b82263fb81dbd911ad.jpg", "https://vehicle-images.carscommerce.inc/b046-110013116/5NMP3DG1XTH128777/9d01b2cb6061e716132f25f99f415cb4.jpg", "https://vehicle-images.carscommerce.inc/4696-110013116/5NMP3DG1XTH128777/ef992a311babd4895121f34fceb4c05f.png", "https://vehicle-images.carscommerce.inc/45f5-110013116/5NMP3DG1XTH128777/cde2a4cd83a9a138813551b10f522ef5.jpg", "https://vehicle-images.carscommerce.inc/f8bc-110013116/5NMP3DG1XTH128777/d9850cd5f989e3ccfeea3f64cc154abd.jpg", "https://vehicle-images.carscommerce.inc/fdeb-110013116/5NMP3DG1XTH128777/651df3ba3c515688a5a129d06d7bd7bd.png", "https://vehicle-images.carscommerce.inc/d37e-110013116/5NMP3DG1XTH128777/fd7f889c03c4247e60cae642eab98445.jpg", "https://vehicle-images.carscommerce.inc/2725-110013116/5NMP3DG1XTH128777/41b948a2e5fa3edb22955ee137a7e527.jpg", "https://vehicle-images.carscommerce.inc/322d-110013116/5NMP3DG1XTH128777/a33b94f1a7ff31c66d1e031cc12e404d.png", "https://vehicle-images.carscommerce.inc/ca5d-110013116/5NMP3DG1XTH128777/7a25fadfe0eb0908659d63527cc95cd4.jpg", "https://vehicle-images.carscommerce.inc/cb14-110013116/5NMP3DG1XTH128777/84738eb34e7d20c90308c6fd92e80f2c.jpg", "https://vehicle-images.carscommerce.inc/aa2c-110013116/5NMP3DG1XTH128777/2e52b7006049ddbb83183f9126017b4a.png", "https://vehicle-images.carscommerce.inc/e8fd-110013116/5NMP3DG1XTH128777/adbd344cdd4f13a366e11c85342457d2.jpg", "https://vehicle-images.carscommerce.inc/f20f-110013116/5NMP3DG1XTH128777/37fb2adc325333448523f83d144f84b9.jpg", "https://vehicle-images.carscommerce.inc/acd5-110013116/5NMP3DG1XTH128777/e8fa43a8700bfcfec209668928c810b7.png", "https://vehicle-images.carscommerce.inc/70d5-110013116/5NMP3DG1XTH128777/bc04798a0b5ffd75a1b70d501a24e863.jpg", "https://vehicle-images.carscommerce.inc/d370-110013116/5NMP3DG1XTH128777/bda6234b55198a6afd034a26e7b43370.jpg", "https://vehicle-images.carscommerce.inc/3d30-110013116/5NMP3DG1XTH128777/256abc6ef88ca0e98e224aa56a543ff7.png", "https://vehicle-images.carscommerce.inc/5294-110013116/5NMP3DG1XTH128777/a9f733b4b212e37f38c327adcbd3745e.jpg", "https://vehicle-images.carscommerce.inc/4bb4-110013116/5NMP3DG1XTH128777/22c8a92983f3a747620bea6a96b8d766.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 50525.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DG1XTH128777.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg1xth128777/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg1xth128777/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG1XTH128777.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG1XTH128777.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG1XTH128777.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg1xth128777/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,440. This offer applies to Stock #NRHD260843, VIN 5NMP3DG1XTH128777. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,525. Advertised price: $47,085. Savings: $3,440, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,525"}, {"label": "Advertised price", "value": "$47,085"}, {"label": "Savings", "value": "$3,440, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,440", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47085.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG1XTH128777_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 834, "unit": "per_month", "display": "$834/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47085.0, "price_incl_doc": 47085.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.8, "amount_financed": 50027.81, "sales_tax": 2942.81, "total_of_payments": 50027.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260843, VIN 5NMP3DG1XTH128777. $834 per month for 60 months at 0% APR, $0 cash down. Advertised price $47,085, before any dealer documentation fee. Amount financed $50,028, including $2,943 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $50,028. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG1XTH128777_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 743, "unit": "per_month", "display": "$743/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47085.0, "price_incl_doc": 47085.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 742.64, "amount_financed": 50027.81, "sales_tax": 2942.81, "total_of_payments": 62381.98, "finance_charge": 12354.17, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260843, VIN 5NMP3DG1XTH128777. $743 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,085, before any dealer documentation fee. Amount financed $50,028, including $2,943 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,382. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 413}}, {"vin": "5NMP2DGL8TH221611", "title": "2026 Hyundai SANTA FE SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 38126.0, "msrp": 41970.0, "sale_price": 38376.0, "currency": "USD", "mileage": 2, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260967", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/e6a0-110013116/5NMP2DGL8TH221611/943f03807b817947d2d38e812a38fb42.jpg", "images": ["https://vehicle-images.carscommerce.inc/e6a0-110013116/5NMP2DGL8TH221611/943f03807b817947d2d38e812a38fb42.jpg", "https://vehicle-images.carscommerce.inc/85aa-110013116/5NMP2DGL8TH221611/e8b8d1966e53c63e9face50d95f0034e.jpg", "https://vehicle-images.carscommerce.inc/d0f8-110013116/5NMP2DGL8TH221611/dd11937ec0ea7b34665f60f8efb5f9bd.jpg", "https://vehicle-images.carscommerce.inc/aa02-110013116/5NMP2DGL8TH221611/b60ef538e42c215963e9140e4c3f4a06.jpg", "https://vehicle-images.carscommerce.inc/1ca0-110013116/5NMP2DGL8TH221611/5465681fccf6ff54fc101dfa6e52b3b2.png", "https://vehicle-images.carscommerce.inc/7edd-110013116/5NMP2DGL8TH221611/98f769d36ae57f9fe7c6f19fd38c1e64.jpg", "https://vehicle-images.carscommerce.inc/fde2-110013116/5NMP2DGL8TH221611/1635d084baa09a6cf72d951f3a03b986.jpg", "https://vehicle-images.carscommerce.inc/ebc7-110013116/5NMP2DGL8TH221611/28689a063681cf19c7d8b255943452bd.png", "https://vehicle-images.carscommerce.inc/b012-110013116/5NMP2DGL8TH221611/99ea356cf8a198e9463d574ebb686e0f.jpg", "https://vehicle-images.carscommerce.inc/b2b3-110013116/5NMP2DGL8TH221611/819730e2603f5726057b4e39e2f48734.jpg", "https://vehicle-images.carscommerce.inc/ea18-110013116/5NMP2DGL8TH221611/0e3a851856ef120515ff748999afd069.png", "https://vehicle-images.carscommerce.inc/c61b-110013116/5NMP2DGL8TH221611/b02d3589b9ecfead098105377436e38e.jpg", "https://vehicle-images.carscommerce.inc/ea0a-110013116/5NMP2DGL8TH221611/89a62720385fa85f44ac2df93b2ea8a8.jpg", "https://vehicle-images.carscommerce.inc/f85e-110013116/5NMP2DGL8TH221611/80bc03235d11bdd414c334ca2db53f10.png", "https://vehicle-images.carscommerce.inc/7458-110013116/5NMP2DGL8TH221611/86ab21d4ec3a0a3e6a888637dca2cbf2.jpg", "https://vehicle-images.carscommerce.inc/a043-110013116/5NMP2DGL8TH221611/dcfabcc9b4b286e18502e98074c0e5bf.jpg", "https://vehicle-images.carscommerce.inc/ac48-110013116/5NMP2DGL8TH221611/2b525b1ff32421172951988a7bae2869.png", "https://vehicle-images.carscommerce.inc/c90a-110013116/5NMP2DGL8TH221611/d05784584be364b2ed84226761738735.jpg", "https://vehicle-images.carscommerce.inc/ad3b-110013116/5NMP2DGL8TH221611/0cb94ca7c9619fb3c5878b63b120b866.jpg", "https://vehicle-images.carscommerce.inc/1338-110013116/5NMP2DGL8TH221611/4d052f05429c5e90c079d0ff835ef193.png", "https://vehicle-images.carscommerce.inc/c859-110013116/5NMP2DGL8TH221611/c5990bc26e946ac3a1f1aa5e922ea379.jpg", "https://vehicle-images.carscommerce.inc/f33e-110013116/5NMP2DGL8TH221611/3d9cc2aa5e3b0d8741be458011b0a3b2.jpg", "https://vehicle-images.carscommerce.inc/c804-110013116/5NMP2DGL8TH221611/7acea229994b07b66371835cb1031d66.png", "https://vehicle-images.carscommerce.inc/e186-110013116/5NMP2DGL8TH221611/11b213ac5aa58e8a2d5cd14ad31207e7.jpg", "https://vehicle-images.carscommerce.inc/563a-110013116/5NMP2DGL8TH221611/c3c82088cbfa32525410333587d403a9.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 41970.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DGL8TH221611.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl8th221611/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl8th221611/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DGL8TH221611.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL8TH221611.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL8TH221611.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl8th221611/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,844. This offer applies to Stock #HD260967, VIN 5NMP2DGL8TH221611. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $41,970. Advertised price: $38,126. Savings: $3,844, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$41,970"}, {"label": "Advertised price", "value": "$38,126"}, {"label": "Savings", "value": "$3,844, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,844", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38126.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DGL8TH221611_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 675, "unit": "per_month", "display": "$675/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38126.0, "price_incl_doc": 38126.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 675.15, "amount_financed": 40508.88, "sales_tax": 2382.88, "total_of_payments": 40508.88, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260967, VIN 5NMP2DGL8TH221611. $675 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,126, before any dealer documentation fee. Amount financed $40,509, including $2,383 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $40,509. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL8TH221611_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38126.0, "price_incl_doc": 38126.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.34, "amount_financed": 40508.88, "sales_tax": 2382.88, "total_of_payments": 50512.39, "finance_charge": 10003.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260967, VIN 5NMP2DGL8TH221611. $601 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,126, before any dealer documentation fee. Amount financed $40,509, including $2,383 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,512. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL8TH221611_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 480, "unit": "per_month", "display": "$480/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 41970.0, "selling_price": 38126.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 479.71, "net_cap_cost": 38776.0, "residual_value": 26021.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 479.71, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 639.71}, "total_of_payments": 17280, "total_of_payments_unrounded": 17269.56}, "disclosure": "Estimated lease payment for stock #HD260967, VIN 5NMP2DGL8TH221611. $480 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $640, made up of $480 first payment, $60 title, $100 registration. MSRP $41,970. Lease selling price $38,126. Net capitalized cost $38,776. Residual value $26,021, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,280. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL8TH221611_lease", "type": "lease", "label": "Lease", "headline": {"value": 386, "unit": "per_month", "display": "$386/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 41970.0, "selling_price": 38126.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 386.42, "net_cap_cost": 35777.0, "residual_value": 26021.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 386.42, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3545.42}, "total_of_payments": 13896, "total_of_payments_unrounded": 13911.12}, "disclosure": "Estimated lease payment for stock #HD260967, VIN 5NMP2DGL8TH221611. $386 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,545, made up of $386 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $41,970. Lease selling price $38,126. Net capitalized cost $35,777. Residual value $26,021, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,896. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 605}}, {"vin": "KMHRC8A34TU452919", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 25050.0, "msrp": 25285.0, "sale_price": 25050.0, "currency": "USD", "mileage": 44, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "HD261026X", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A34TU452919.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a34tu452919/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a34tu452919/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A34TU452919.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A34TU452919.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A34TU452919.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a34tu452919/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $235. This offer applies to Stock #HD261026X, VIN KMHRC8A34TU452919. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,285. Advertised price: $25,050. Savings: $235, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,285"}, {"label": "Advertised price", "value": "$25,050"}, {"label": "Savings", "value": "$235, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $235", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25050.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A34TU452919_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 508, "unit": "per_month", "display": "$508/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25050.0, "price_incl_doc": 25050.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.27, "amount_financed": 26615.63, "sales_tax": 1565.63, "total_of_payments": 30496.0, "finance_charge": 3880.37, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261026X, VIN KMHRC8A34TU452919. $508 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $25,050, before any dealer documentation fee. Amount financed $26,616, including $1,566 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,496. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A34TU452919_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 395, "unit": "per_month", "display": "$395/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25050.0, "price_incl_doc": 25050.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 395.1, "amount_financed": 26615.63, "sales_tax": 1565.63, "total_of_payments": 33188.25, "finance_charge": 6572.62, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261026X, VIN KMHRC8A34TU452919. $395 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $25,050, before any dealer documentation fee. Amount financed $26,616, including $1,566 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,188. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 425}}, {"vin": "5NTJEDDFXTH176462", "title": "2026 Hyundai SANTA CRUZ Limited", "year": 2026, "make": "Hyundai", "model": "SANTA CRUZ", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 47478.0, "msrp": null, "sale_price": 47478.0, "currency": "USD", "mileage": null, "exterior_color": "Blue Stone", "interior_color": "Medium Gray", "drivetrain": "AWD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Intercooled Turbo Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "5NTJEDDFXTH176462", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/9d31-110013116/5NTJEDDFXTH176462/0b935b835c7f91ce967b56c704b41020.jpg", "images": ["https://vehicle-images.carscommerce.inc/9d31-110013116/5NTJEDDFXTH176462/0b935b835c7f91ce967b56c704b41020.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Cruz", "year": 2026, "trim": "Limited", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NTJEDDFXTH176462.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-limited-awd-crew-cab-pickup-5ntjeddfxth176462/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-limited-awd-crew-cab-pickup-5ntjeddfxth176462/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NTJEDDFXTH176462.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJEDDFXTH176462.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJEDDFXTH176462.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-limited-awd-crew-cab-pickup-5ntjeddfxth176462/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NTJEDDFXTH176462, VIN 5NTJEDDFXTH176462. Advertised price: $47,478. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$47,478"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Power Seats", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47478.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NTJEDDFXTH176462_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 952, "unit": "per_month", "display": "$952/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47478.0, "price_incl_doc": 47478.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Cruz \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 951.74, "amount_financed": 50445.38, "sales_tax": 2967.38, "total_of_payments": 57104.13, "finance_charge": 6658.75, "per_1000_financed": 18.87, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NTJEDDFXTH176462, VIN 5NTJEDDFXTH176462. $952 per month for 60 months at 4.99% APR, $0 cash down. Advertised price $47,478, before any dealer documentation fee. Amount financed $50,445, including $2,967 estimated sales tax at 6.25%. That is $18.87 per $1,000 financed. Total of payments $57,104. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJEDDFXTH176462_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 749, "unit": "per_month", "display": "$749/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47478.0, "price_incl_doc": 47478.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 748.84, "amount_financed": 50445.38, "sales_tax": 2967.38, "total_of_payments": 62902.67, "finance_charge": 12457.29, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NTJEDDFXTH176462, VIN 5NTJEDDFXTH176462. $749 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,478, before any dealer documentation fee. Amount financed $50,445, including $2,967 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,903. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 444}}, {"vin": "KMHRC8A30TU458961", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 24931.0, "msrp": 25125.0, "sale_price": 24931.0, "currency": "USD", "mileage": 10, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "28605", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/ee5a-110013116/KMHRC8A30TU458961/32a6e1dab6af68ec8a9f874476683787.jpg", "images": ["https://vehicle-images.carscommerce.inc/ee5a-110013116/KMHRC8A30TU458961/32a6e1dab6af68ec8a9f874476683787.jpg", "https://vehicle-images.carscommerce.inc/fc0a-110013116/KMHRC8A30TU458961/c3b69e85051775f07346b350737486a5.jpg", "https://vehicle-images.carscommerce.inc/26fa-110013116/KMHRC8A30TU458961/af3d744e6d09306c3be57ecc5e7236f8.jpg", "https://vehicle-images.carscommerce.inc/7481-110013116/KMHRC8A30TU458961/ea263a35a91ae9c427294b67412b4d76.jpg", "https://vehicle-images.carscommerce.inc/cd8e-110013116/KMHRC8A30TU458961/4dec053bf862bbf77de8881a8cead9a8.jpg", "https://vehicle-images.carscommerce.inc/4a6a-110013116/KMHRC8A30TU458961/290d0384f71f3fadb6e5e463733d5d86.png", "https://vehicle-images.carscommerce.inc/c9b4-110013116/KMHRC8A30TU458961/0f584a1d2150cc86231ddeea9e0e7ba3.jpg", "https://vehicle-images.carscommerce.inc/9777-110013116/KMHRC8A30TU458961/4425719c8d1335bb5a589316b73fced0.jpg", "https://vehicle-images.carscommerce.inc/c06c-110013116/KMHRC8A30TU458961/0e21c75c5f59f9f215ba6c386f07799b.png", "https://vehicle-images.carscommerce.inc/12e0-110013116/KMHRC8A30TU458961/1645a3718df9063304c6b3e765daeb94.jpg", "https://vehicle-images.carscommerce.inc/9dcf-110013116/KMHRC8A30TU458961/f8141fca615eef5096a77a044db35e2f.jpg", "https://vehicle-images.carscommerce.inc/b02c-110013116/KMHRC8A30TU458961/799a4061e25b6063169ff31ba9745d0b.png", "https://vehicle-images.carscommerce.inc/34b5-110013116/KMHRC8A30TU458961/42fafe651f8ca93b8ee38a9525a7f079.jpg", "https://vehicle-images.carscommerce.inc/6421-110013116/KMHRC8A30TU458961/7cdc424463a4e6f4fd06ef4295f2a594.jpg", "https://vehicle-images.carscommerce.inc/27a8-110013116/KMHRC8A30TU458961/f564ca48a0cc670813aa1aa884d5a76b.png", "https://vehicle-images.carscommerce.inc/ba5f-110013116/KMHRC8A30TU458961/9b49baaa9239dc5289f502fe67994e9b.jpg", "https://vehicle-images.carscommerce.inc/7ae9-110013116/KMHRC8A30TU458961/495e548605d3f62651ca777cd20e75d9.jpg", "https://vehicle-images.carscommerce.inc/917c-110013116/KMHRC8A30TU458961/73d30ea9f947b03ae2c2fdc979edf54d.png", "https://vehicle-images.carscommerce.inc/4e3b-110013116/KMHRC8A30TU458961/12f27e360e6775d239ffabb7861b065d.jpg", "https://vehicle-images.carscommerce.inc/713c-110013116/KMHRC8A30TU458961/bfa79cd27c299e7bd44c013c9a478a05.jpg", "https://vehicle-images.carscommerce.inc/49ac-110013116/KMHRC8A30TU458961/b361066839c7a29281ac45bd74eff6dc.jpg", "https://vehicle-images.carscommerce.inc/898e-110013116/KMHRC8A30TU458961/0e616858a5b370ab28d4801a667f44cd.jpg", "https://vehicle-images.carscommerce.inc/464e-110013116/KMHRC8A30TU458961/7fdc4422efd9ddef266de47165172c17.png", "https://vehicle-images.carscommerce.inc/1d1e-110013116/KMHRC8A30TU458961/f1941a09a9340eacc7bab92354967867.jpg", "https://vehicle-images.carscommerce.inc/9ee8-110013116/KMHRC8A30TU458961/20dff72d07eb648e988617f20efad0d8.jpg", "https://vehicle-images.carscommerce.inc/41d0-110013116/KMHRC8A30TU458961/722188111f838d345abe4a11d6571243.jpg", "https://vehicle-images.carscommerce.inc/8774-110013116/KMHRC8A30TU458961/8bae78db80c7f39375069525b5fc7626.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25125.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A30TU458961.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a30tu458961/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a30tu458961/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A30TU458961.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A30TU458961.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A30TU458961.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a30tu458961/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $194. This offer applies to Stock #28605, VIN KMHRC8A30TU458961. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,125. Advertised price: $24,931. Savings: $194, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,125"}, {"label": "Advertised price", "value": "$24,931"}, {"label": "Savings", "value": "$194, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $194", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24931.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A30TU458961_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 506, "unit": "per_month", "display": "$506/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24931.0, "price_incl_doc": 24931.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 505.85, "amount_financed": 26489.19, "sales_tax": 1558.19, "total_of_payments": 30351.12, "finance_charge": 3861.93, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28605, VIN KMHRC8A30TU458961. $506 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,931, before any dealer documentation fee. Amount financed $26,489, including $1,558 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,351. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A30TU458961_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24931.0, "price_incl_doc": 24931.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 393.22, "amount_financed": 26489.19, "sales_tax": 1558.19, "total_of_payments": 33030.59, "finance_charge": 6541.4, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28605, VIN KMHRC8A30TU458961. $393 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,931, before any dealer documentation fee. Amount financed $26,489, including $1,558 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,031. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 431}}, {"vin": "KM8HFCAB9TU420674", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 28243.0, "msrp": 0.0, "sale_price": 29509.0, "currency": "USD", "mileage": 14, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "HD260528", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/cc38-110013116/KM8HFCAB9TU420674/db9cf7a134a3e097ba0676fdc1aac5f1.jpg", "images": ["https://vehicle-images.carscommerce.inc/cc38-110013116/KM8HFCAB9TU420674/db9cf7a134a3e097ba0676fdc1aac5f1.jpg", "https://vehicle-images.carscommerce.inc/337d-110013116/KM8HFCAB9TU420674/4aba7138522173b7fadb168251e317fd.jpg", "https://vehicle-images.carscommerce.inc/e20a-110013116/KM8HFCAB9TU420674/48e9189d4051c7db92cc84d22fbbcd67.jpg", "https://vehicle-images.carscommerce.inc/7884-110013116/KM8HFCAB9TU420674/14f3ed62594bc347c51d4f793045c680.jpg", "https://vehicle-images.carscommerce.inc/569e-110013116/KM8HFCAB9TU420674/9d8f2e394184e8970523e23088d524fa.jpg", "https://vehicle-images.carscommerce.inc/ea4c-110013116/KM8HFCAB9TU420674/2ca1dc75e1f24e5e3fb22daf80263516.jpg", "https://vehicle-images.carscommerce.inc/cfdd-110013116/KM8HFCAB9TU420674/dbcc73b7006e70a1cf35d43d479cb2e1.jpg", "https://vehicle-images.carscommerce.inc/9766-110013116/KM8HFCAB9TU420674/443136b2ca0c6c3bd565063a17d7bb73.jpg", "https://vehicle-images.carscommerce.inc/26d4-110013116/KM8HFCAB9TU420674/46614c3d6cb209520e7982ad73975143.jpg", "https://vehicle-images.carscommerce.inc/d48d-110013116/KM8HFCAB9TU420674/8b06120be91558e39d6c160419e5fd18.jpg", "https://vehicle-images.carscommerce.inc/66bd-110013116/KM8HFCAB9TU420674/922ef02e54d55408145a93a5c6a1529e.jpg", "https://vehicle-images.carscommerce.inc/13b0-110013116/KM8HFCAB9TU420674/8c8c0cc5dfc41245714befdab5cb0a4d.jpg", "https://vehicle-images.carscommerce.inc/52b5-110013116/KM8HFCAB9TU420674/87767b0cfbe521af278cd2dec2162d50.jpg", "https://vehicle-images.carscommerce.inc/e13e-110013116/KM8HFCAB9TU420674/681423373d390cd63efbae628fc8ecc4.jpg", "https://vehicle-images.carscommerce.inc/cd1c-110013116/KM8HFCAB9TU420674/ee29267177746903194cbbc724a7f4b8.jpg", "https://vehicle-images.carscommerce.inc/22ae-110013116/KM8HFCAB9TU420674/cda49f90c7678b2a9b07a2bd9e398cdd.jpg", "https://vehicle-images.carscommerce.inc/c60c-110013116/KM8HFCAB9TU420674/a0ecb1db9a77e661221448076499c127.jpg", "https://vehicle-images.carscommerce.inc/590e-110013116/KM8HFCAB9TU420674/d2347795fff6fb6d16518fd4aefd681a.jpg", "https://vehicle-images.carscommerce.inc/f077-110013116/KM8HFCAB9TU420674/87ca79ccf3b36790fb4cc5383f752b43.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB9TU420674.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab9tu420674/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab9tu420674/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB9TU420674.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB9TU420674.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB9TU420674.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab9tu420674/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260528, VIN KM8HFCAB9TU420674. Advertised price: $28,243. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,243"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28243.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB9TU420674_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28243.0, "price_incl_doc": 28243.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 587.0, "amount_financed": 30008.19, "sales_tax": 1765.19, "total_of_payments": 35220.25, "finance_charge": 5212.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260528, VIN KM8HFCAB9TU420674. $587 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,243, before any dealer documentation fee. Amount financed $30,008, including $1,765 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,220. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB9TU420674_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 511, "unit": "per_month", "display": "$511/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28243.0, "price_incl_doc": 28243.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 511.47, "amount_financed": 30008.19, "sales_tax": 1765.19, "total_of_payments": 36825.53, "finance_charge": 6817.34, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260528, VIN KM8HFCAB9TU420674. $511 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,243, before any dealer documentation fee. Amount financed $30,008, including $1,765 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,826. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB9TU420674_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 460, "unit": "per_month", "display": "$460/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28243.0, "price_incl_doc": 28243.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 7.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 460.13, "amount_financed": 30008.19, "sales_tax": 1765.19, "total_of_payments": 38650.57, "finance_charge": 8642.38, "per_1000_financed": 15.33, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260528, VIN KM8HFCAB9TU420674. $460 per month for 84 months at 7.49% APR, $0 cash down. Advertised price $28,243, before any dealer documentation fee. Amount financed $30,008, including $1,765 estimated sales tax at 6.25%. That is $15.33 per $1,000 financed. Total of payments $38,651. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB9TU420674_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 417, "unit": "per_month", "display": "$417/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 27830.0, "selling_price": 28243.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 417.04, "net_cap_cost": 28893.0, "residual_value": 17254.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 417.04, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 577.04}, "total_of_payments": 15012, "total_of_payments_unrounded": 15013.44}, "disclosure": "Estimated lease payment for stock #HD260528, VIN KM8HFCAB9TU420674. $417 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $577, made up of $417 first payment, $60 title, $100 registration. MSRP $27,830. Lease selling price $28,243. Net capitalized cost $28,893. Residual value $17,255, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,012. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB9TU420674_lease", "type": "lease", "label": "Lease", "headline": {"value": 324, "unit": "per_month", "display": "$324/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 27830.0, "selling_price": 28243.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 323.75, "net_cap_cost": 25894.0, "residual_value": 17254.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 323.75, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3482.75}, "total_of_payments": 11664, "total_of_payments_unrounded": 11655.0}, "disclosure": "Estimated lease payment for stock #HD260528, VIN KM8HFCAB9TU420674. $324 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,483, made up of $324 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $27,830. Lease selling price $28,243. Net capitalized cost $25,894. Residual value $17,255, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $11,664. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 585}}, {"vin": "KM8HFCAB1TU413783", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 27126.0, "msrp": 29925.0, "sale_price": 28876.0, "currency": "USD", "mileage": 12, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28412", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/a9e5-110013116/KM8HFCAB1TU413783/e52d9ab83571516f9f06083abd2fa093.jpg", "images": ["https://vehicle-images.carscommerce.inc/a9e5-110013116/KM8HFCAB1TU413783/e52d9ab83571516f9f06083abd2fa093.jpg", "https://vehicle-images.carscommerce.inc/8762-110013116/KM8HFCAB1TU413783/60c7a9fcd067b7a3a021aaa27dd3643f.jpg", "https://vehicle-images.carscommerce.inc/b860-110013116/KM8HFCAB1TU413783/074c9ed5eb56f17b7cc4cb561da9792e.jpg", "https://vehicle-images.carscommerce.inc/65da-110013116/KM8HFCAB1TU413783/b01143c3a95d318c7e887d1618f3b900.jpg", 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"https://vehicle-images.carscommerce.inc/68af-110013116/KM8HFCAB1TU413783/0f6f9218b8e584e36967684396a5a129.jpg", "https://vehicle-images.carscommerce.inc/648b-110013116/KM8HFCAB1TU413783/3a1bfaf23364ae918052c352760f9d0d.jpg", "https://vehicle-images.carscommerce.inc/f7d1-110013116/KM8HFCAB1TU413783/5f65d2e934e9dfb4d8880efa9be98cfb.png", "https://vehicle-images.carscommerce.inc/f804-110013116/KM8HFCAB1TU413783/e3ef216e0bd376627ee639967c5a6d85.jpg", "https://vehicle-images.carscommerce.inc/a70b-110013116/KM8HFCAB1TU413783/d8da232093eb1d6faf9f638c7d04bb40.jpg", "https://vehicle-images.carscommerce.inc/b7e1-110013116/KM8HFCAB1TU413783/c4a07c6c337f3705cba2a64227ae7579.jpg", "https://vehicle-images.carscommerce.inc/6236-110013116/KM8HFCAB1TU413783/719495ac78a8781086eb0039d3a11540.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29925.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB1TU413783.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab1tu413783/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab1tu413783/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB1TU413783.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB1TU413783.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB1TU413783.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab1tu413783/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,799. This offer applies to Stock #28412, VIN KM8HFCAB1TU413783. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $29,925. Advertised price: $27,126. Savings: $2,799, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$29,925"}, {"label": "Advertised price", "value": "$27,126"}, {"label": "Savings", "value": "$2,799, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,799", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:50Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27126.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB1TU413783_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 524, "unit": "per_month", "display": "$524/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27126.0, "price_incl_doc": 27126.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 524.18, "amount_financed": 28821.38, "sales_tax": 1695.38, "total_of_payments": 31450.93, "finance_charge": 2629.55, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28412, VIN KM8HFCAB1TU413783. $524 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,126, before any dealer documentation fee. Amount financed $28,821, including $1,695 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $31,451. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB1TU413783_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 428, "unit": "per_month", "display": "$428/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27126.0, "price_incl_doc": 27126.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 427.84, "amount_financed": 28821.38, "sales_tax": 1695.38, "total_of_payments": 35938.71, "finance_charge": 7117.33, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28412, VIN KM8HFCAB1TU413783. $428 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,126, before any dealer documentation fee. Amount financed $28,821, including $1,695 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $35,939. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 461}}, {"vin": "5NMP5DGL1TH194145", "title": "2026 Hyundai Santa Fe Calligraphy", "year": 2026, "make": "Hyundai", "model": "Santa Fe", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "used", "price": 43861.0, "msrp": 0.0, "sale_price": 48166.0, "currency": "USD", "mileage": 4, "exterior_color": "Gray", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260571", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/94cb-110013116/5NMP5DGL1TH194145/91c8e6015fdc09bada781314cce748ae.jpg", "images": ["https://vehicle-images.carscommerce.inc/94cb-110013116/5NMP5DGL1TH194145/91c8e6015fdc09bada781314cce748ae.jpg", "https://vehicle-images.carscommerce.inc/768d-110013116/5NMP5DGL1TH194145/0637ff4b1cef457135b69927c303f2cc.jpg", "https://vehicle-images.carscommerce.inc/1e08-110013116/5NMP5DGL1TH194145/b70f7f07fbb5b11cefc30c9e71bdee62.jpg", "https://vehicle-images.carscommerce.inc/a108-110013116/5NMP5DGL1TH194145/c3a29d370b190bc218c6aa2e3a9093a0.jpg", "https://vehicle-images.carscommerce.inc/56ae-110013116/5NMP5DGL1TH194145/a6baa0efa05260e9d9ae2b3db753ef06.jpg", "https://vehicle-images.carscommerce.inc/c412-110013116/5NMP5DGL1TH194145/59cff49838266b0d3405af86ee0ed74e.jpg", "https://vehicle-images.carscommerce.inc/f182-110013116/5NMP5DGL1TH194145/e83a66471b8ca12962b05aff794df0ee.jpg", "https://vehicle-images.carscommerce.inc/b1c9-110013116/5NMP5DGL1TH194145/039e0e868362af7c90bd63ea925171ac.jpg", "https://vehicle-images.carscommerce.inc/9717-110013116/5NMP5DGL1TH194145/1f6d81ceed4431918342415b1c9b9ee3.jpg", "https://vehicle-images.carscommerce.inc/76da-110013116/5NMP5DGL1TH194145/7b77492d0496c8ef1882c029cba35d76.jpg", "https://vehicle-images.carscommerce.inc/1b74-110013116/5NMP5DGL1TH194145/f9ca9fdba3202aef7965319efd50522d.jpg", "https://vehicle-images.carscommerce.inc/caec-110013116/5NMP5DGL1TH194145/f0aeaea29d3b750a08f3b44ab5172483.jpg", "https://vehicle-images.carscommerce.inc/9437-110013116/5NMP5DGL1TH194145/f1f166a9cd5e2c58d2a8b72b07e4fa58.jpg", "https://vehicle-images.carscommerce.inc/8143-110013116/5NMP5DGL1TH194145/6532994616feaf0f1f038e757b495106.jpg", "https://vehicle-images.carscommerce.inc/2bc2-110013116/5NMP5DGL1TH194145/e7cd1e131c751638e3a4ee56482f3da9.jpg", "https://vehicle-images.carscommerce.inc/ec1b-110013116/5NMP5DGL1TH194145/c40e77ba7412b93a59bdd81f7e7f6078.jpg", "https://vehicle-images.carscommerce.inc/3873-110013116/5NMP5DGL1TH194145/dcaa3cb6b86fc9d13e4bfcd588b30d70.jpg", "https://vehicle-images.carscommerce.inc/c281-110013116/5NMP5DGL1TH194145/19f6e5eaaaab5fe1cd83b4db2fb364e5.jpg", "https://vehicle-images.carscommerce.inc/8461-110013116/5NMP5DGL1TH194145/1c10d09a1897fb8885702a7981409950.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL1TH194145.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl1th194145/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl1th194145/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL1TH194145.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL1TH194145.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL1TH194145.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl1th194145/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260571, VIN 5NMP5DGL1TH194145. Advertised price: $43,861. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,861"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43861.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL1TH194145_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1094, "unit": "per_month", "display": "$1,094/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43861.0, "price_incl_doc": 43861.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1094.24, "amount_financed": 46602.31, "sales_tax": 2741.31, "total_of_payments": 52523.66, "finance_charge": 5921.35, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260571, VIN 5NMP5DGL1TH194145. $1,094 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $43,861, before any dealer documentation fee. Amount financed $46,602, including $2,741 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $52,524. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL1TH194145_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 912, "unit": "per_month", "display": "$912/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43861.0, "price_incl_doc": 43861.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 911.61, "amount_financed": 46602.31, "sales_tax": 2741.31, "total_of_payments": 54696.57, "finance_charge": 8094.26, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260571, VIN 5NMP5DGL1TH194145. $912 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $43,861, before any dealer documentation fee. Amount financed $46,602, including $2,741 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $54,697. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL1TH194145_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 794, "unit": "per_month", "display": "$794/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43861.0, "price_incl_doc": 43861.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 794.3, "amount_financed": 46602.31, "sales_tax": 2741.31, "total_of_payments": 57189.55, "finance_charge": 10587.24, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260571, VIN 5NMP5DGL1TH194145. $794 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $43,861, before any dealer documentation fee. Amount financed $46,602, including $2,741 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $57,190. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 458}}, {"vin": "KM8K6CAB0PU959339", "title": "2023 Hyundai Kona SEL", "year": 2023, "make": "Hyundai", "model": "Kona", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 17050.0, "msrp": 0.0, "sale_price": 17412.0, "currency": "USD", "mileage": 98997, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC Dual CVVT", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "CVT", "mpg_city": 28, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "HD260800A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-kona-sel-awd-4d-sport-utility-km8k6cab0pu959339/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8K6CAB0PU959339.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8K6CAB0PU959339.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8K6CAB0PU959339.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-kona-sel-awd-4d-sport-utility-km8k6cab0pu959339/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260800A, VIN KM8K6CAB0PU959339. Advertised price: $17,050. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,050"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17050.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8K6CAB0PU959339_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 425, "unit": "per_month", "display": "$425/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17050.0, "price_incl_doc": 17050.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 425.36, "amount_financed": 18115.63, "sales_tax": 1065.63, "total_of_payments": 20417.43, "finance_charge": 2301.8, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260800A, VIN KM8K6CAB0PU959339. $425 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,050, before any dealer documentation fee. Amount financed $18,116, including $1,066 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $20,417. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8K6CAB0PU959339_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 354, "unit": "per_month", "display": "$354/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17050.0, "price_incl_doc": 17050.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 354.37, "amount_financed": 18115.63, "sales_tax": 1065.63, "total_of_payments": 21262.1, "finance_charge": 3146.47, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260800A, VIN KM8K6CAB0PU959339. $354 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,050, before any dealer documentation fee. Amount financed $18,116, including $1,066 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $21,262. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8K6CAB0PU959339_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 309, "unit": "per_month", "display": "$309/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17050.0, "price_incl_doc": 17050.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 308.77, "amount_financed": 18115.63, "sales_tax": 1065.63, "total_of_payments": 22231.19, "finance_charge": 4115.56, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260800A, VIN KM8K6CAB0PU959339. $309 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,050, before any dealer documentation fee. Amount financed $18,116, including $1,066 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $22,231. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/KM8JADD13TU460239.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JADD13TU460239.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-4d-sport-utility-km8jadd13tu460239/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,154. This offer applies to Stock #28592, VIN KM8JADD13TU460239. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,805. Advertised price: $32,651. Savings: $2,154, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,805"}, {"label": "Advertised price", "value": "$32,651"}, {"label": "Savings", "value": "$2,154, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,154", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32651.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JADD13TU460239_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 608, "unit": "per_month", "display": "$608/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32651.0, "price_incl_doc": 32651.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 607.92, "amount_financed": 34691.69, "sales_tax": 2040.69, "total_of_payments": 36474.95, "finance_charge": 1783.26, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28592, VIN KM8JADD13TU460239. $608 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $32,651, before any dealer documentation fee. Amount financed $34,692, including $2,041 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $36,475. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD13TU460239_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 515, "unit": "per_month", "display": "$515/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32651.0, "price_incl_doc": 32651.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 514.98, "amount_financed": 34691.69, "sales_tax": 2040.69, "total_of_payments": 43258.67, "finance_charge": 8566.98, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28592, VIN KM8JADD13TU460239. $515 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,651, before any dealer documentation fee. Amount financed $34,692, including $2,041 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $43,259. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 431}}, {"vin": "5NMP5DG12TH133255", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 49099.0, "msrp": 53560.0, "sale_price": 50349.0, "currency": "USD", "mileage": 8, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD261012", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://ai.castlehyundaidownersgrove.com/v/5NMP5DG12TH133255.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG12TH133255.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-sport-utility-5nmp5dg12th133255/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,461. This offer applies to Stock #HD261012, VIN 5NMP5DG12TH133255. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,560. Advertised price: $49,099. Savings: $4,461, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,560"}, {"label": "Advertised price", "value": "$49,099"}, {"label": "Savings", "value": "$4,461, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,461", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49099.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG12TH133255_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 869, "unit": "per_month", "display": "$869/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49099.0, "price_incl_doc": 49099.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 869.46, "amount_financed": 52167.69, "sales_tax": 3068.69, "total_of_payments": 52167.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261012, VIN 5NMP5DG12TH133255. $869 per month for 60 months at 0% APR, $0 cash down. Advertised price $49,099, before any dealer documentation fee. Amount financed $52,168, including $3,069 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $52,168. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG12TH133255_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 774, "unit": "per_month", "display": "$774/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49099.0, "price_incl_doc": 49099.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 774.41, "amount_financed": 52167.69, "sales_tax": 3068.69, "total_of_payments": 65050.29, "finance_charge": 12882.6, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261012, VIN 5NMP5DG12TH133255. $774 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $49,099, before any dealer documentation fee. Amount financed $52,168, including $3,069 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $65,050. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 398}}, {"vin": "3VVVX7B27RM054920", "title": "2024 Volkswagen Taos SE", "year": 2024, "make": "Volkswagen", "model": "Taos", "trim": "SE", "decoded_trim": "4Motion SE", "condition": "used", "price": 24894.0, "msrp": 0.0, "sale_price": 25536.0, "currency": "USD", "mileage": 8528, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "1.5L I4 Turbocharged DOHC 16V LEV3-SULEV30 158hp", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "7-Speed DSG Automatic with Tiptronic", "mpg_city": 24, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "VD251064A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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VEHICLE (MPV)", "engine": "1.5L 4-Cylinder", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-taos-1-5t-se-awd-4d-sport-utility-3vvvx7b27rm054920/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-taos-1-5t-se-awd-4d-sport-utility-3vvvx7b27rm054920/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VVVX7B27RM054920.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VVVX7B27RM054920.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VVVX7B27RM054920.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-taos-1-5t-se-awd-4d-sport-utility-3vvvx7b27rm054920/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #VD251064A, VIN 3VVVX7B27RM054920. Advertised price: $24,894. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,894"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24894.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVVX7B27RM054920_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 621, "unit": "per_month", "display": "$621/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24894.0, "price_incl_doc": 24894.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 621.05, "amount_financed": 26449.88, "sales_tax": 1555.88, "total_of_payments": 29810.64, "finance_charge": 3360.76, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD251064A, VIN 3VVVX7B27RM054920. $621 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,894, before any dealer documentation fee. Amount financed $26,450, including $1,556 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,811. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVVX7B27RM054920_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 517, "unit": "per_month", "display": "$517/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24894.0, "price_incl_doc": 24894.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 517.4, "amount_financed": 26449.88, "sales_tax": 1555.88, "total_of_payments": 31043.9, "finance_charge": 4594.02, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD251064A, VIN 3VVVX7B27RM054920. $517 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,894, before any dealer documentation fee. Amount financed $26,450, including $1,556 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,044. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVVX7B27RM054920_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 451, "unit": "per_month", "display": "$451/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24894.0, "price_incl_doc": 24894.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 450.82, "amount_financed": 26449.88, "sales_tax": 1555.88, "total_of_payments": 32458.84, "finance_charge": 6008.96, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD251064A, VIN 3VVVX7B27RM054920. $451 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,894, before any dealer documentation fee. Amount financed $26,450, including $1,556 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,459. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 398}}, {"vin": "KM8HF3AB5TU371361", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 26257.0, "msrp": 29125.0, "sale_price": 28007.0, "currency": "USD", "mileage": 9, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 28, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "US28073", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"https://ai.castlehyundaidownersgrove.com/v/KM8HF3AB5TU371361.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-fwd-4d-sport-utility-km8hf3ab5tu371361/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,868. This offer applies to Stock #US28073, VIN KM8HF3AB5TU371361. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $29,125. Advertised price: $26,257. Savings: $2,868, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$29,125"}, {"label": "Advertised price", "value": "$26,257"}, {"label": "Savings", "value": "$2,868, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,868", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26257.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HF3AB5TU371361_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26257.0, "price_incl_doc": 26257.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.39, "amount_financed": 27898.06, "sales_tax": 1641.06, "total_of_payments": 30443.37, "finance_charge": 2545.31, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US28073, VIN KM8HF3AB5TU371361. $507 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $26,257, before any dealer documentation fee. Amount financed $27,898, including $1,641 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $30,443. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HF3AB5TU371361_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 414, "unit": "per_month", "display": "$414/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26257.0, "price_incl_doc": 26257.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 414.14, "amount_financed": 27898.06, "sales_tax": 1641.06, "total_of_payments": 34787.38, "finance_charge": 6889.32, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US28073, VIN KM8HF3AB5TU371361. $414 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $26,257, before any dealer documentation fee. Amount financed $27,898, including $1,641 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $34,787. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJE3AE2PH291807.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-tucson-limited-fwd-4d-sport-utility-5nmje3ae2ph291807/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-tucson-limited-fwd-4d-sport-utility-5nmje3ae2ph291807/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJE3AE2PH291807.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJE3AE2PH291807.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJE3AE2PH291807.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-tucson-limited-fwd-4d-sport-utility-5nmje3ae2ph291807/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK291807, VIN 5NMJE3AE2PH291807. Advertised price: $27,320. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,320"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27320.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJE3AE2PH291807_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 682, "unit": "per_month", "display": "$682/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27320.0, "price_incl_doc": 27320.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 681.58, "amount_financed": 29027.5, "sales_tax": 1707.5, "total_of_payments": 32715.77, "finance_charge": 3688.27, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK291807, VIN 5NMJE3AE2PH291807. $682 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,320, before any dealer documentation fee. Amount financed $29,028, including $1,708 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,716. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJE3AE2PH291807_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 568, "unit": "per_month", "display": "$568/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27320.0, "price_incl_doc": 27320.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 567.82, "amount_financed": 29027.5, "sales_tax": 1707.5, "total_of_payments": 34069.22, "finance_charge": 5041.72, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK291807, VIN 5NMJE3AE2PH291807. $568 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,320, before any dealer documentation fee. Amount financed $29,028, including $1,708 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,069. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJE3AE2PH291807_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 495, "unit": "per_month", "display": "$495/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27320.0, "price_incl_doc": 27320.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 494.75, "amount_financed": 29027.5, "sales_tax": 1707.5, "total_of_payments": 35622.05, "finance_charge": 6594.55, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK291807, VIN 5NMJE3AE2PH291807. $495 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,320, before any dealer documentation fee. Amount financed $29,028, including $1,708 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,622. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a33tu455682/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A33TU455682.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A33TU455682.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A33TU455682.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a33tu455682/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $237. This offer applies to Stock #28590, VIN KMHRC8A33TU455682. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,300. Advertised price: $25,063. Savings: $237, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,300"}, {"label": "Advertised price", "value": "$25,063"}, {"label": "Savings", "value": "$237, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $237", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25063.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A33TU455682_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25063.0, "price_incl_doc": 25063.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.53, "amount_financed": 26629.44, "sales_tax": 1566.44, "total_of_payments": 30511.82, "finance_charge": 3882.38, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28590, VIN KMHRC8A33TU455682. $509 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $25,063, before any dealer documentation fee. Amount financed $26,629, including $1,566 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,512. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A33TU455682_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 395, "unit": "per_month", "display": "$395/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25063.0, "price_incl_doc": 25063.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 395.3, "amount_financed": 26629.44, "sales_tax": 1566.44, "total_of_payments": 33205.47, "finance_charge": 6576.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28590, VIN KMHRC8A33TU455682. $395 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $25,063, before any dealer documentation fee. Amount financed $26,629, including $1,566 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,205. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 334}}, {"vin": "KM8HFCAB2TU361175", "title": "2026 Hyundai Kona Sport", "year": 2026, "make": "Hyundai", "model": "Kona", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "used", "price": 27293.0, "msrp": 0.0, "sale_price": 27412.0, "currency": "USD", "mileage": 4647, "exterior_color": "Orange", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "LHD260347", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/3815-110013116/KM8HFCAB2TU361175/ad96bcd9b789f3dd2b1ff278a881313a.jpg", "images": ["https://vehicle-images.carscommerce.inc/3815-110013116/KM8HFCAB2TU361175/ad96bcd9b789f3dd2b1ff278a881313a.jpg", "https://vehicle-images.carscommerce.inc/8150-110013116/KM8HFCAB2TU361175/ad13181da28bbfee846c3a92ec4613bf.jpg", "https://vehicle-images.carscommerce.inc/a238-110013116/KM8HFCAB2TU361175/77cb9906c76892d82640f2fa1228cf21.jpg", "https://vehicle-images.carscommerce.inc/a87a-110013116/KM8HFCAB2TU361175/9c24ce6f75e5eb24d2a510b77bf4b65f.jpg", "https://vehicle-images.carscommerce.inc/2dec-110013116/KM8HFCAB2TU361175/34d52a6ce310277216d36a90024d71d6.jpg", "https://vehicle-images.carscommerce.inc/60b7-110013116/KM8HFCAB2TU361175/95d0756b0ff8672cd9f9af469b6d2139.jpg", "https://vehicle-images.carscommerce.inc/b489-110013116/KM8HFCAB2TU361175/3616771f0eac14bf9b93bcce51c28a24.jpg", "https://vehicle-images.carscommerce.inc/d3d5-110013116/KM8HFCAB2TU361175/b09c8c156bd20dfc0bd76ee2a02a532e.jpg", "https://vehicle-images.carscommerce.inc/a556-110013116/KM8HFCAB2TU361175/e0c2357e316850de35012c7e3f51409a.jpg", "https://vehicle-images.carscommerce.inc/cb44-110013116/KM8HFCAB2TU361175/a390b2976e3e7a2a58f3bb8ba4b28574.jpg", "https://vehicle-images.carscommerce.inc/8169-110013116/KM8HFCAB2TU361175/11bd5d8eb9eaf3cd29a0b045eec6dc82.jpg", "https://vehicle-images.carscommerce.inc/71ea-110013116/KM8HFCAB2TU361175/052d2ebd57b389bc4e83bb6d591a3cc0.jpg", "https://vehicle-images.carscommerce.inc/bcb0-110013116/KM8HFCAB2TU361175/058fafa1259696e615dce3efde88245e.jpg", "https://vehicle-images.carscommerce.inc/a49a-110013116/KM8HFCAB2TU361175/16fb6a0303545934d508c42a6c382d3f.jpg", "https://vehicle-images.carscommerce.inc/5857-110013116/KM8HFCAB2TU361175/ae494970842232b1e622c07496e34782.jpg", "https://vehicle-images.carscommerce.inc/e0fe-110013116/KM8HFCAB2TU361175/9ddb4909ad1f495f4fc42b000ccce3e2.jpg", "https://vehicle-images.carscommerce.inc/1c9c-110013116/KM8HFCAB2TU361175/d3f2dd62957810ff6671c99f018217e4.jpg", "https://vehicle-images.carscommerce.inc/a5a1-110013116/KM8HFCAB2TU361175/691248857642b50d622eea09f1c8d0c3.jpg", "https://vehicle-images.carscommerce.inc/8404-110013116/KM8HFCAB2TU361175/0ca36ce19a8cf74aae8dbb169efb8801.jpg", "https://vehicle-images.carscommerce.inc/545b-110013116/KM8HFCAB2TU361175/498e7a973bdd338df96835e86c0da3e6.jpg", "https://vehicle-images.carscommerce.inc/f392-110013116/KM8HFCAB2TU361175/484e4fe903d726348d6ff35274934187.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB2TU361175.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab2tu361175/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab2tu361175/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB2TU361175.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB2TU361175.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB2TU361175.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab2tu361175/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LHD260347, VIN KM8HFCAB2TU361175. Advertised price: $27,293. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,293"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27293.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB2TU361175_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 681, "unit": "per_month", "display": "$681/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27293.0, "price_incl_doc": 27293.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 680.9, "amount_financed": 28998.81, "sales_tax": 1705.81, "total_of_payments": 32683.44, "finance_charge": 3684.63, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260347, VIN KM8HFCAB2TU361175. $681 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,293, before any dealer documentation fee. Amount financed $28,999, including $1,706 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $32,683. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB2TU361175_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 567, "unit": "per_month", "display": "$567/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27293.0, "price_incl_doc": 27293.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 567.26, "amount_financed": 28998.81, "sales_tax": 1705.81, "total_of_payments": 34035.55, "finance_charge": 5036.74, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260347, VIN KM8HFCAB2TU361175. $567 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,293, before any dealer documentation fee. Amount financed $28,999, including $1,706 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,036. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB2TU361175_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 494, "unit": "per_month", "display": "$494/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27293.0, "price_incl_doc": 27293.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 494.26, "amount_financed": 28998.81, "sales_tax": 1705.81, "total_of_payments": 35586.84, "finance_charge": 6588.03, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260347, VIN KM8HFCAB2TU361175. $494 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,293, before any dealer documentation fee. Amount financed $28,999, including $1,706 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $35,587. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 334}}, {"vin": "5NMP3DGL9TH160122", "title": "2026 Hyundai SANTA FE XRT", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "XRT", "decoded_trim": "XRT", "condition": "new", "price": 38810.0, "msrp": 44410.0, "sale_price": 40310.0, "currency": "USD", "mileage": 15, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "28779", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://vehicle-images.carscommerce.inc/c9a9-110013116/5NMP3DGL9TH160122/18c60dd87eead9880b0d8c058b267da4.jpg", "https://vehicle-images.carscommerce.inc/a18c-110013116/5NMP3DGL9TH160122/65f45f565fd36d84b6c8bbdab2996f4c.jpg", "https://vehicle-images.carscommerce.inc/9478-110013116/5NMP3DGL9TH160122/011e971179b2d43a84fa65d90e43c155.jpg", "https://vehicle-images.carscommerce.inc/fddc-110013116/5NMP3DGL9TH160122/f84a945a2069020394e37334ef14a837.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "XRT", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 44410.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DGL9TH160122.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-4d-sport-utility-5nmp3dgl9th160122/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-4d-sport-utility-5nmp3dgl9th160122/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DGL9TH160122.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DGL9TH160122.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DGL9TH160122.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-4d-sport-utility-5nmp3dgl9th160122/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,600. This offer applies to Stock #28779, VIN 5NMP3DGL9TH160122. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $44,410. Advertised price: $38,810. Savings: $5,600, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$44,410"}, {"label": "Advertised price", "value": "$38,810"}, {"label": "Savings", "value": "$5,600, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,600", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38810.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DGL9TH160122_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38810.0, "price_incl_doc": 38810.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 687.26, "amount_financed": 41235.63, "sales_tax": 2425.63, "total_of_payments": 41235.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28779, VIN 5NMP3DGL9TH160122. $687 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,810, before any dealer documentation fee. Amount financed $41,236, including $2,426 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $41,236. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL9TH160122_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 612, "unit": "per_month", "display": "$612/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38810.0, "price_incl_doc": 38810.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 612.13, "amount_financed": 41235.63, "sales_tax": 2425.63, "total_of_payments": 51418.61, "finance_charge": 10182.98, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28779, VIN 5NMP3DGL9TH160122. $612 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,810, before any dealer documentation fee. Amount financed $41,236, including $2,426 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $51,419. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL9TH160122_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 459, "unit": "per_month", "display": "$459/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 44410.0, "selling_price": 38810.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 458.75, "net_cap_cost": 39460.0, "residual_value": 27534.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 458.75, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 618.75}, "total_of_payments": 16524, "total_of_payments_unrounded": 16515.0}, "disclosure": "Estimated lease payment for stock #28779, VIN 5NMP3DGL9TH160122. $459 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $619, made up of $459 first payment, $60 title, $100 registration. MSRP $44,410. Lease selling price $38,810. Net capitalized cost $39,460. Residual value $27,534, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $16,524. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL9TH160122_lease", "type": "lease", "label": "Lease", "headline": {"value": 365, "unit": "per_month", "display": "$365/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 44410.0, "selling_price": 38810.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 365.46, "net_cap_cost": 36461.0, "residual_value": 27534.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 365.46, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3524.46}, "total_of_payments": 13140, "total_of_payments_unrounded": 13156.56}, "disclosure": "Estimated lease payment for stock #28779, VIN 5NMP3DGL9TH160122. $365 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,524, made up of $365 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $44,410. Lease selling price $38,810. Net capitalized cost $36,461. Residual value $27,534, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,140. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 428}}, {"vin": "4T1K61AK1LU969506", "title": "2020 Toyota Camry XSE", "year": 2020, "make": "Toyota", "model": "Camry", "trim": "XSE", "decoded_trim": "XSE", "condition": "used", "price": 26664.0, "msrp": 0.0, "sale_price": 26715.0, "currency": "USD", "mileage": 52419, "exterior_color": "Beige", "interior_color": "Ash", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 27, "mpg_hwy": 38, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0532", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-toyota-camry-xse-fwd-4d-sedan-4t1k61ak1lu969506/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0532, VIN 4T1K61AK1LU969506. Advertised price: $26,664. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,664"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Panoramic Sunroof", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26664.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4T1K61AK1LU969506_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 665, "unit": "per_month", "display": "$665/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26664.0, "price_incl_doc": 26664.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 665.21, "amount_financed": 28330.5, "sales_tax": 1666.5, "total_of_payments": 31930.21, "finance_charge": 3599.71, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0532, VIN 4T1K61AK1LU969506. $665 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,664, before any dealer documentation fee. Amount financed $28,330, including $1,666 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,930. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4T1K61AK1LU969506_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 554, "unit": "per_month", "display": "$554/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26664.0, "price_incl_doc": 26664.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 554.19, "amount_financed": 28330.5, "sales_tax": 1666.5, "total_of_payments": 33251.16, "finance_charge": 4920.66, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0532, VIN 4T1K61AK1LU969506. $554 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,664, before any dealer documentation fee. Amount financed $28,330, including $1,666 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $33,251. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4T1K61AK1LU969506_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 483, "unit": "per_month", "display": "$483/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26664.0, "price_incl_doc": 26664.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 482.87, "amount_financed": 28330.5, "sales_tax": 1666.5, "total_of_payments": 34766.7, "finance_charge": 6436.2, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0532, VIN 4T1K61AK1LU969506. $483 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,664, before any dealer documentation fee. Amount financed $28,330, including $1,666 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,767. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,896. This offer applies to Stock #28559, VIN KM8RLESA9TU078402. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,790. Advertised price: $46,894. Savings: $1,896, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,790"}, {"label": "Advertised price", "value": "$46,894"}, {"label": "Savings", "value": "$1,896, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,896", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46894.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESA9TU078402_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 929, "unit": "per_month", "display": "$929/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46894.0, "price_incl_doc": 46894.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 928.66, "amount_financed": 49824.88, "sales_tax": 2930.88, "total_of_payments": 55719.58, "finance_charge": 5894.7, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28559, VIN KM8RLESA9TU078402. $929 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $46,894, before any dealer documentation fee. Amount financed $49,825, including $2,931 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $55,720. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESA9TU078402_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 692, "unit": "per_month", "display": "$692/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46894.0, "price_incl_doc": 46894.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 692.01, "amount_financed": 49824.88, "sales_tax": 2930.88, "total_of_payments": 49824.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28559, VIN KM8RLESA9TU078402. $692 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,894, before any dealer documentation fee. Amount financed $49,825, including $2,931 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,825. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 320}}, {"vin": "KM8HFCAB6TU421751", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 27126.0, "msrp": 29925.0, "sale_price": 28876.0, "currency": "USD", "mileage": 12, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28349", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/cbc6-110013116/KM8HFCAB6TU421751/a370372ecb56a33baa9eecbcd533a809.jpg", "images": ["https://vehicle-images.carscommerce.inc/cbc6-110013116/KM8HFCAB6TU421751/a370372ecb56a33baa9eecbcd533a809.jpg", "https://vehicle-images.carscommerce.inc/5d06-110013116/KM8HFCAB6TU421751/43b7cfb51ac43e5df6cc071d5f199930.jpg", "https://vehicle-images.carscommerce.inc/1e98-110013116/KM8HFCAB6TU421751/1ec017315fd56632977f99036394b489.jpg", "https://vehicle-images.carscommerce.inc/d0b6-110013116/KM8HFCAB6TU421751/4412be252a3fe85aad660ba952b1b7da.jpg", "https://vehicle-images.carscommerce.inc/fa42-110013116/KM8HFCAB6TU421751/5613e33995490a4c22e9974928b74409.png", "https://vehicle-images.carscommerce.inc/7e38-110013116/KM8HFCAB6TU421751/9dc29e852c51905cb1d41c7e0ec9939f.jpg", "https://vehicle-images.carscommerce.inc/4d4d-110013116/KM8HFCAB6TU421751/adbf7c7cc95c0b706bdd9c88d99128c9.jpg", "https://vehicle-images.carscommerce.inc/a6df-110013116/KM8HFCAB6TU421751/b52b32dbb8f55dd22c177ac7cc60ecfd.png", "https://vehicle-images.carscommerce.inc/b9a7-110013116/KM8HFCAB6TU421751/f066b0f7aebac553ae983335f70874b4.jpg", "https://vehicle-images.carscommerce.inc/5783-110013116/KM8HFCAB6TU421751/1c74e017dbb9355aa6bae8c14420d4ed.jpg", "https://vehicle-images.carscommerce.inc/43b2-110013116/KM8HFCAB6TU421751/8d82f0cf1828a0b5649c7aab3ae6bc84.png", "https://vehicle-images.carscommerce.inc/a95a-110013116/KM8HFCAB6TU421751/36416b74d7fc422499b694e564ec20f8.jpg", "https://vehicle-images.carscommerce.inc/b306-110013116/KM8HFCAB6TU421751/735395bad312d5d5b5102c87c60ef53b.jpg", "https://vehicle-images.carscommerce.inc/4ee3-110013116/KM8HFCAB6TU421751/77ce02be4b92a9e6d3926c476bfe3218.png", "https://vehicle-images.carscommerce.inc/e35e-110013116/KM8HFCAB6TU421751/4bb7932d6abbf92b6efa35c2da577c15.jpg", "https://vehicle-images.carscommerce.inc/1bd1-110013116/KM8HFCAB6TU421751/6bba429d265d82411d5dd06c6f24bdc5.jpg", "https://vehicle-images.carscommerce.inc/3968-110013116/KM8HFCAB6TU421751/c6453c9377dac1b876f28eeb1971f85e.png", "https://vehicle-images.carscommerce.inc/7688-110013116/KM8HFCAB6TU421751/d24db6794790895d0c45b20f82632964.jpg", "https://vehicle-images.carscommerce.inc/20bf-110013116/KM8HFCAB6TU421751/798624d019436291e283263c963d8181.jpg", "https://vehicle-images.carscommerce.inc/cb56-110013116/KM8HFCAB6TU421751/ef769cb0a53fccf47775aa20253067e5.jpg", "https://vehicle-images.carscommerce.inc/fad4-110013116/KM8HFCAB6TU421751/1868ec2d018b1f924351cf0a69dbc478.jpg", "https://vehicle-images.carscommerce.inc/f1fe-110013116/KM8HFCAB6TU421751/95e9579d63d9784e934ebdd71dbbd4e2.png", "https://vehicle-images.carscommerce.inc/9518-110013116/KM8HFCAB6TU421751/1712021db9990ec7747f3fb5c8148366.jpg", "https://vehicle-images.carscommerce.inc/a2a7-110013116/KM8HFCAB6TU421751/e9df9f55600f6ec7c0ffd33d1cb3a43b.jpg", "https://vehicle-images.carscommerce.inc/5e9c-110013116/KM8HFCAB6TU421751/02cdc629971a902c9c9cd9305c548cfb.jpg", "https://vehicle-images.carscommerce.inc/365b-110013116/KM8HFCAB6TU421751/77994dfedff0d174ca512a7a35f61dd1.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29925.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB6TU421751.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab6tu421751/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab6tu421751/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB6TU421751.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB6TU421751.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB6TU421751.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab6tu421751/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,799. This offer applies to Stock #28349, VIN KM8HFCAB6TU421751. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $29,925. Advertised price: $27,126. Savings: $2,799, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$29,925"}, {"label": "Advertised price", "value": "$27,126"}, {"label": "Savings", "value": "$2,799, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,799", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27126.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB6TU421751_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 524, "unit": "per_month", "display": "$524/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27126.0, "price_incl_doc": 27126.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 524.18, "amount_financed": 28821.38, "sales_tax": 1695.38, "total_of_payments": 31450.93, "finance_charge": 2629.55, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28349, VIN KM8HFCAB6TU421751. $524 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,126, before any dealer documentation fee. Amount financed $28,821, including $1,695 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $31,451. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB6TU421751_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 428, "unit": "per_month", "display": "$428/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27126.0, "price_incl_doc": 27126.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 427.84, "amount_financed": 28821.38, "sales_tax": 1695.38, "total_of_payments": 35938.71, "finance_charge": 7117.33, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28349, VIN KM8HFCAB6TU421751. $428 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,126, before any dealer documentation fee. Amount financed $28,821, including $1,695 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $35,939. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/5NMMBDTB8TH040766.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-genesis-gv70-2-5t-advanced-awd-4d-sport-utility-5nmmbdtb8th040766/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0455, VIN 5NMMBDTB8TH040766. Advertised price: $51,411. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$51,411"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51411.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMMBDTB8TH040766_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1283, "unit": "per_month", "display": "$1,283/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51411.0, "price_incl_doc": 51411.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1282.6, "amount_financed": 54624.19, "sales_tax": 3213.19, "total_of_payments": 61564.81, "finance_charge": 6940.62, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0455, VIN 5NMMBDTB8TH040766. $1,283 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $51,411, before any dealer documentation fee. Amount financed $54,624, including $3,213 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $61,565. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH040766_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1069, "unit": "per_month", "display": "$1,069/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51411.0, "price_incl_doc": 51411.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1068.53, "amount_financed": 54624.19, "sales_tax": 3213.19, "total_of_payments": 64111.75, "finance_charge": 9487.56, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0455, VIN 5NMMBDTB8TH040766. $1,069 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $51,411, before any dealer documentation fee. Amount financed $54,624, including $3,213 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $64,112. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMMBDTB8TH040766_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 931, "unit": "per_month", "display": "$931/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51411.0, "price_incl_doc": 51411.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 931.03, "amount_financed": 54624.19, "sales_tax": 3213.19, "total_of_payments": 67033.86, "finance_charge": 12409.67, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0455, VIN 5NMMBDTB8TH040766. $931 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $51,411, before any dealer documentation fee. Amount financed $54,624, including $3,213 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $67,034. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 284}}, {"vin": "5NMJBCDE9TH611218", "title": "2026 Hyundai Tucson SEL", "year": 2026, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "used", "price": 30402.0, "msrp": 0.0, "sale_price": 32139.0, "currency": "USD", "mileage": 4065, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "LHD260365", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/79e9-110013116/5NMJBCDE9TH611218/ae2f452ad9afbf113a3bd211acfdf90a.jpg", "images": ["https://vehicle-images.carscommerce.inc/79e9-110013116/5NMJBCDE9TH611218/ae2f452ad9afbf113a3bd211acfdf90a.jpg", "https://vehicle-images.carscommerce.inc/3e83-110013116/5NMJBCDE9TH611218/4f77e20196745fed5511096fcc5c00c4.jpg", "https://vehicle-images.carscommerce.inc/2313-110013116/5NMJBCDE9TH611218/60a68521e6afc4b7124f024a942a9b7f.jpg", "https://vehicle-images.carscommerce.inc/13e4-110013116/5NMJBCDE9TH611218/92fe583793165ab296b462f2f9b48ece.jpg", "https://vehicle-images.carscommerce.inc/3ff5-110013116/5NMJBCDE9TH611218/47bf078d1ab229a6e04ef5c8b20af080.jpg", "https://vehicle-images.carscommerce.inc/332d-110013116/5NMJBCDE9TH611218/6e045442934b88cbb9d72e21f9b115f1.jpg", "https://vehicle-images.carscommerce.inc/2047-110013116/5NMJBCDE9TH611218/a3222bd49abfbcd912caa9402f8fec48.jpg", "https://vehicle-images.carscommerce.inc/831c-110013116/5NMJBCDE9TH611218/e0964824289e05440f377dfafe1bbca5.jpg", "https://vehicle-images.carscommerce.inc/1ea2-110013116/5NMJBCDE9TH611218/d9a4fc959c23ce550d8ea8c398713475.jpg", "https://vehicle-images.carscommerce.inc/2e90-110013116/5NMJBCDE9TH611218/aed2ae620a6d0932dff8615c2655fe1b.jpg", "https://vehicle-images.carscommerce.inc/be42-110013116/5NMJBCDE9TH611218/84a56826fae284ba382955f76063229e.jpg", "https://vehicle-images.carscommerce.inc/1c1a-110013116/5NMJBCDE9TH611218/4a6f1d5bd4d5b911a6e4ea973b159b8f.jpg", "https://vehicle-images.carscommerce.inc/5a29-110013116/5NMJBCDE9TH611218/2bf0dff52cd1ae1aafa18d6a5feb6e29.jpg", "https://vehicle-images.carscommerce.inc/1587-110013116/5NMJBCDE9TH611218/12a7852ecd28d5a8292a420770a8c099.jpg", "https://vehicle-images.carscommerce.inc/f878-110013116/5NMJBCDE9TH611218/ad061943ad8532e6b645a26d3d0ec918.jpg", "https://vehicle-images.carscommerce.inc/4c01-110013116/5NMJBCDE9TH611218/0e4892f34c73827fd33c248e6e3ef623.jpg", "https://vehicle-images.carscommerce.inc/c11b-110013116/5NMJBCDE9TH611218/09eee71a13315c807774d1f38b27ba84.jpg", "https://vehicle-images.carscommerce.inc/df48-110013116/5NMJBCDE9TH611218/3feed86453f1f70e5d567bc5e4476a8b.jpg", "https://vehicle-images.carscommerce.inc/3a4a-110013116/5NMJBCDE9TH611218/181d9e059c24315ca0094a413db069e8.jpg", "https://vehicle-images.carscommerce.inc/4b2a-110013116/5NMJBCDE9TH611218/0b268a8ddc5b2c84c1b7c6ebcdf59055.jpg", "https://vehicle-images.carscommerce.inc/fc3c-110013116/5NMJBCDE9TH611218/f88cad60f8da5b5152111f0e631ca9ae.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE9TH611218.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde9th611218/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde9th611218/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE9TH611218.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE9TH611218.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE9TH611218.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde9th611218/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LHD260365, VIN 5NMJBCDE9TH611218. Advertised price: $30,402. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,402"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats", "Tow Package"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30402.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE9TH611218_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 758, "unit": "per_month", "display": "$758/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30402.0, "price_incl_doc": 30402.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 758.47, "amount_financed": 32302.13, "sales_tax": 1900.13, "total_of_payments": 36406.48, "finance_charge": 4104.35, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260365, VIN 5NMJBCDE9TH611218. $758 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,402, before any dealer documentation fee. Amount financed $32,302, including $1,900 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,406. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE9TH611218_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 632, "unit": "per_month", "display": "$632/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30402.0, "price_incl_doc": 30402.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 631.88, "amount_financed": 32302.13, "sales_tax": 1900.13, "total_of_payments": 37912.62, "finance_charge": 5610.49, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260365, VIN 5NMJBCDE9TH611218. $632 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,402, before any dealer documentation fee. Amount financed $32,302, including $1,900 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,913. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE9TH611218_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 551, "unit": "per_month", "display": "$551/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30402.0, "price_incl_doc": 30402.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 550.56, "amount_financed": 32302.13, "sales_tax": 1900.13, "total_of_payments": 39640.62, "finance_charge": 7338.49, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LHD260365, VIN 5NMJBCDE9TH611218. $551 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,402, before any dealer documentation fee. Amount financed $32,302, including $1,900 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,641. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 278}}, {"vin": "JM3KFBCL9H0154086", "title": "2017 Mazda CX-5 Touring", "year": 2017, "make": "Mazda", "model": "CX-5", "trim": "Touring", "decoded_trim": "Touring", "condition": "used", "price": 17190.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 91558, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae-G 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 23, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "HD261106XA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Mazda", "model": "CX-5", "year": 2017, "trim": "Touring", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-mazda-cx-5-touring-awd-4d-sport-utility-jm3kfbcl9h0154086/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-mazda-cx-5-touring-awd-4d-sport-utility-jm3kfbcl9h0154086/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KFBCL9H0154086.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBCL9H0154086.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBCL9H0154086.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2017-mazda-cx-5-touring-awd-4d-sport-utility-jm3kfbcl9h0154086/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD261106XA, VIN JM3KFBCL9H0154086. Advertised price: $17,190. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,190"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Heated Seats", "Keyless Entry", "Navigation System", "Power Seats", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17190.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCL9H0154086_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 429, "unit": "per_month", "display": "$429/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17190.0, "price_incl_doc": 17190.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 428.86, "amount_financed": 18264.38, "sales_tax": 1074.38, "total_of_payments": 20585.08, "finance_charge": 2320.7, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261106XA, VIN JM3KFBCL9H0154086. $429 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,190, before any dealer documentation fee. Amount financed $18,264, including $1,074 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $20,585. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCL9H0154086_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 357, "unit": "per_month", "display": "$357/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17190.0, "price_incl_doc": 17190.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 357.28, "amount_financed": 18264.38, "sales_tax": 1074.38, "total_of_payments": 21436.68, "finance_charge": 3172.3, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261106XA, VIN JM3KFBCL9H0154086. $357 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,190, before any dealer documentation fee. Amount financed $18,264, including $1,074 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $21,437. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCL9H0154086_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 311, "unit": "per_month", "display": "$311/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17190.0, "price_incl_doc": 17190.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 311.3, "amount_financed": 18264.38, "sales_tax": 1074.38, "total_of_payments": 22413.73, "finance_charge": 4149.35, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261106XA, VIN JM3KFBCL9H0154086. $311 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,190, before any dealer documentation fee. Amount financed $18,264, including $1,074 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $22,414. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 295}}, {"vin": "KM8RHESA2TU099657", "title": "2026 Hyundai PALISADE HYBRID Premium", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Premium", "decoded_trim": "Blue SEL Premium FWD, SEL Premium AWD", "condition": "new", "price": 50071.0, "msrp": 52035.0, "sale_price": 51071.0, "currency": "USD", "mileage": 1, "exterior_color": "Green", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 8, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28760", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/1730-110013116/KM8RHESA2TU099657/3bfd3076eee99766d3bb09c602f57786.jpg", "images": ["https://vehicle-images.carscommerce.inc/1730-110013116/KM8RHESA2TU099657/3bfd3076eee99766d3bb09c602f57786.jpg", "https://vehicle-images.carscommerce.inc/5306-110013116/KM8RHESA2TU099657/229f32232acacfdcf0cabd69bbebbf87.jpg", "https://vehicle-images.carscommerce.inc/b362-110013116/KM8RHESA2TU099657/7284a5d2a9520706011cd78ac254678b.jpg", "https://vehicle-images.carscommerce.inc/33c4-110013116/KM8RHESA2TU099657/063fdb530cc33c38aa16aa35c30ce8fd.jpg", "https://vehicle-images.carscommerce.inc/a40c-110013116/KM8RHESA2TU099657/343ac9e58bec25bba29c1391b2a46d06.png", "https://vehicle-images.carscommerce.inc/f3d5-110013116/KM8RHESA2TU099657/b4f9b64607a7c0e9fac609f8acdb99be.jpg", "https://vehicle-images.carscommerce.inc/dc4b-110013116/KM8RHESA2TU099657/d8609d61de35858d38222d3ac8b8ece4.jpg", "https://vehicle-images.carscommerce.inc/b9b0-110013116/KM8RHESA2TU099657/2d71d5dbae804f1940e0b2fda14fbbc5.png", "https://vehicle-images.carscommerce.inc/8811-110013116/KM8RHESA2TU099657/ddf62f8334013754cd8e5240b8aa48b6.jpg", "https://vehicle-images.carscommerce.inc/5fb1-110013116/KM8RHESA2TU099657/d40bddb09d8935470edb61106414f135.jpg", "https://vehicle-images.carscommerce.inc/1c53-110013116/KM8RHESA2TU099657/9aea1a3d6643eddd7101a6e190d0da8d.png", "https://vehicle-images.carscommerce.inc/f007-110013116/KM8RHESA2TU099657/cd232f0aa8d12f2f231b6471d042d3a1.jpg", "https://vehicle-images.carscommerce.inc/8a97-110013116/KM8RHESA2TU099657/09aae78710e20b9180ed82be102443b4.jpg", "https://vehicle-images.carscommerce.inc/fca3-110013116/KM8RHESA2TU099657/ab1c6852f3a009843160482d88220862.png", "https://vehicle-images.carscommerce.inc/5648-110013116/KM8RHESA2TU099657/4256c93a4174d2d8a985d457c6040967.jpg", "https://vehicle-images.carscommerce.inc/9595-110013116/KM8RHESA2TU099657/c78b164856613a4a9aed45211c3e9a68.jpg", "https://vehicle-images.carscommerce.inc/def3-110013116/KM8RHESA2TU099657/7660e6816fc7c8698840a34533cde243.png", "https://vehicle-images.carscommerce.inc/284f-110013116/KM8RHESA2TU099657/53fbf9a028bc6bd83c7875edff5123fe.jpg", "https://vehicle-images.carscommerce.inc/cf43-110013116/KM8RHESA2TU099657/f44927a0be698d15249000d15c546deb.jpg", "https://vehicle-images.carscommerce.inc/cd31-110013116/KM8RHESA2TU099657/ba5111c855eb9ccf211151074286607d.jpg", "https://vehicle-images.carscommerce.inc/b391-110013116/KM8RHESA2TU099657/ad42cd43a2a6cbefa9b8b8e4a1ec42c8.png"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL Premium FWD, SEL Premium AWD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52035.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RHESA2TU099657.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa2tu099657/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa2tu099657/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESA2TU099657.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA2TU099657.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA2TU099657.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa2tu099657/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,964. This offer applies to Stock #28760, VIN KM8RHESA2TU099657. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,035. Advertised price: $50,071. Savings: $1,964, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,035"}, {"label": "Advertised price", "value": "$50,071"}, {"label": "Savings", "value": "$1,964, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,964", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50071.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA2TU099657_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 992, "unit": "per_month", "display": "$992/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50071.0, "price_incl_doc": 50071.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 991.57, "amount_financed": 53200.44, "sales_tax": 3129.44, "total_of_payments": 59494.5, "finance_charge": 6294.06, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28760, VIN KM8RHESA2TU099657. $992 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $50,071, before any dealer documentation fee. Amount financed $53,200, including $3,129 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $59,494. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA2TU099657_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 739, "unit": "per_month", "display": "$739/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50071.0, "price_incl_doc": 50071.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 738.89, "amount_financed": 53200.44, "sales_tax": 3129.44, "total_of_payments": 53200.44, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28760, VIN KM8RHESA2TU099657. $739 per month for 72 months at 0% APR, $0 cash down. Advertised price $50,071, before any dealer documentation fee. Amount financed $53,200, including $3,129 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $53,200. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 292}}, {"vin": "KM8RHESA4TU082603", "title": "2026 Hyundai PALISADE HYBRID Premium", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Premium", "decoded_trim": "Blue SEL Premium FWD, SEL Premium AWD", "condition": "new", "price": 49817.0, "msrp": 51725.0, "sale_price": 50817.0, "currency": "USD", "mileage": 21, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 8, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260774", "stock_status": "In Stock", "availability": "In 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"source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa4tu082603/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa4tu082603/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESA4TU082603.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA4TU082603.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA4TU082603.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa4tu082603/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,908. This offer applies to Stock #HD260774, VIN KM8RHESA4TU082603. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,725. Advertised price: $49,817. Savings: $1,908, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,725"}, {"label": "Advertised price", "value": "$49,817"}, {"label": "Savings", "value": "$1,908, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,908", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49817.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA4TU082603_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 987, "unit": "per_month", "display": "$987/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49817.0, "price_incl_doc": 49817.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 986.54, "amount_financed": 52930.56, "sales_tax": 3113.56, "total_of_payments": 59192.69, "finance_charge": 6262.13, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260774, VIN KM8RHESA4TU082603. $987 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $49,817, before any dealer documentation fee. Amount financed $52,931, including $3,114 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $59,193. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA4TU082603_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 735, "unit": "per_month", "display": "$735/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49817.0, "price_incl_doc": 49817.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 735.15, "amount_financed": 52930.56, "sales_tax": 3113.56, "total_of_payments": 52930.56, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260774, VIN KM8RHESA4TU082603. $735 per month for 72 months at 0% APR, $0 cash down. Advertised price $49,817, before any dealer documentation fee. Amount financed $52,931, including $3,114 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $52,931. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 239}}, {"vin": "KMHLS4DG3TU174224", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 24504.0, "msrp": 27510.0, "sale_price": 25304.0, "currency": "USD", "mileage": 10, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28567", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/8024-110013116/KMHLS4DG3TU174224/428ffa230fc713eab211e5be354ac649.jpg", "images": ["https://vehicle-images.carscommerce.inc/8024-110013116/KMHLS4DG3TU174224/428ffa230fc713eab211e5be354ac649.jpg", "https://vehicle-images.carscommerce.inc/e84b-110013116/KMHLS4DG3TU174224/6e456f79c59b68a6741c7852cf796f6c.jpg", "https://vehicle-images.carscommerce.inc/e0e2-110013116/KMHLS4DG3TU174224/fa1f5d22e72f2c7ecf8837898a6a966b.jpg", "https://vehicle-images.carscommerce.inc/70fe-110013116/KMHLS4DG3TU174224/2632a53057c85eafb40e6f09b083a996.jpg", "https://vehicle-images.carscommerce.inc/aa1c-110013116/KMHLS4DG3TU174224/3490ef1da996078d138e883e6118ad03.jpg", "https://vehicle-images.carscommerce.inc/a11c-110013116/KMHLS4DG3TU174224/29a611cad8c42d4037b21700ece1bf5f.png", "https://vehicle-images.carscommerce.inc/2923-110013116/KMHLS4DG3TU174224/9d017ccd8dd423275fd56b4c880593f3.jpg", "https://vehicle-images.carscommerce.inc/9e55-110013116/KMHLS4DG3TU174224/24f7ce2d76f59f720e2a5f716db02ec7.jpg", "https://vehicle-images.carscommerce.inc/4c67-110013116/KMHLS4DG3TU174224/5ab24e49ff0106f9f4b63bf9aed51d76.png", "https://vehicle-images.carscommerce.inc/5a9b-110013116/KMHLS4DG3TU174224/dc48b7a083951dc321cc7f50521e05e2.jpg", "https://vehicle-images.carscommerce.inc/994d-110013116/KMHLS4DG3TU174224/510650b193b4c73bc890a39356b582d0.jpg", "https://vehicle-images.carscommerce.inc/c889-110013116/KMHLS4DG3TU174224/7e747f41238bfe2cc015a6cf9e4164a9.png", "https://vehicle-images.carscommerce.inc/d8a1-110013116/KMHLS4DG3TU174224/f2ff4e6a05af2c8ee17e657f58ebe3f0.jpg", "https://vehicle-images.carscommerce.inc/6419-110013116/KMHLS4DG3TU174224/1942a62f66bdbc09d9a906233e54fa93.jpg", "https://vehicle-images.carscommerce.inc/3d62-110013116/KMHLS4DG3TU174224/7959966930d26ceaee8cefa28215e319.png", "https://vehicle-images.carscommerce.inc/6ccb-110013116/KMHLS4DG3TU174224/00e11b074768d08b3fda53170028e798.jpg", "https://vehicle-images.carscommerce.inc/21d0-110013116/KMHLS4DG3TU174224/6d2fdaa4777c1c7abf5b082f22dfda6c.jpg", "https://vehicle-images.carscommerce.inc/425e-110013116/KMHLS4DG3TU174224/fe872f53e36186f2933943a2cf8d9f4a.png", "https://vehicle-images.carscommerce.inc/afb9-110013116/KMHLS4DG3TU174224/4ab09aba230e5e39963aa9b8a93aa6bf.jpg", "https://vehicle-images.carscommerce.inc/5dbf-110013116/KMHLS4DG3TU174224/28dd0b8e82294d96b85f411e50087ac6.jpg", "https://vehicle-images.carscommerce.inc/4427-110013116/KMHLS4DG3TU174224/3f6d68305116f349310fccdaf0e365b7.jpg", "https://vehicle-images.carscommerce.inc/6373-110013116/KMHLS4DG3TU174224/bb2cffb190e34ca8fc7a92e31cee6984.jpg", "https://vehicle-images.carscommerce.inc/47fa-110013116/KMHLS4DG3TU174224/0269480294e18883323644e579ad624c.png", "https://vehicle-images.carscommerce.inc/a702-110013116/KMHLS4DG3TU174224/b02a48dbfb68576d743a75cfec549f4a.jpg", "https://vehicle-images.carscommerce.inc/17e7-110013116/KMHLS4DG3TU174224/050995d0ad993ab0f4ca432a80a972f9.jpg", "https://vehicle-images.carscommerce.inc/4f5a-110013116/KMHLS4DG3TU174224/577f77ba0a85346743caf4c4078a0aee.jpg", "https://vehicle-images.carscommerce.inc/a355-110013116/KMHLS4DG3TU174224/35425d6e641274aab5227e812e40f506.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27510.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG3TU174224.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg3tu174224/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg3tu174224/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG3TU174224.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG3TU174224.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG3TU174224.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg3tu174224/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,006. This offer applies to Stock #28567, VIN KMHLS4DG3TU174224. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $27,510. Advertised price: $24,504. Savings: $3,006, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$27,510"}, {"label": "Advertised price", "value": "$24,504"}, {"label": "Savings", "value": "$3,006, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,006", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24504.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG3TU174224_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 474, "unit": "per_month", "display": "$474/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24504.0, "price_incl_doc": 24504.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 473.51, "amount_financed": 26035.5, "sales_tax": 1531.5, "total_of_payments": 28410.88, "finance_charge": 2375.38, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28567, VIN KMHLS4DG3TU174224. $474 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $24,504, before any dealer documentation fee. Amount financed $26,036, including $1,532 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $28,411. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG3TU174224_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 386, "unit": "per_month", "display": "$386/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24504.0, "price_incl_doc": 24504.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 386.49, "amount_financed": 26035.5, "sales_tax": 1531.5, "total_of_payments": 32464.86, "finance_charge": 6429.36, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28567, VIN KMHLS4DG3TU174224. $386 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,504, before any dealer documentation fee. Amount financed $26,036, including $1,532 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,465. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 207}}, {"vin": "7YAKNDDC4TY066295", "title": "2026 Hyundai IONIQ 5 SEL", "year": 2026, "make": "Hyundai", "model": "IONIQ 5", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 46528.0, "msrp": null, "sale_price": 46528.0, "currency": "USD", "mileage": null, "exterior_color": "Ultimate Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": 5, "engine": "Electric", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "7YAKNDDC4TY066295", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/de70-110013116/7YAKNDDC4TY066295/173b3a01c7e6719771a0c489c9452b32.jpg", "images": ["https://vehicle-images.carscommerce.inc/de70-110013116/7YAKNDDC4TY066295/173b3a01c7e6719771a0c489c9452b32.jpg"], "vin_decode": {"make": "Hyundai", "model": "Ioniq 5", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "4WD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/7YAKNDDC4TY066295.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc4ty066295/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc4ty066295/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7YAKNDDC4TY066295.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKNDDC4TY066295.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKNDDC4TY066295.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc4ty066295/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #7YAKNDDC4TY066295, VIN 7YAKNDDC4TY066295. Advertised price: $46,528. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,528"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46528.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7YAKNDDC4TY066295_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46528.0, "price_incl_doc": 46528.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.61, "amount_financed": 49436.0, "sales_tax": 2908.0, "total_of_payments": 49436.0, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #7YAKNDDC4TY066295, VIN 7YAKNDDC4TY066295. $687 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,528, before any dealer documentation fee. Amount financed $49,436, including $2,908 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,436. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDC4TY066295_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 669, "unit": "per_month", "display": "$669/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 46115.0, "selling_price": 46528.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 669.32, "net_cap_cost": 47178.0, "residual_value": 28591.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 669.32, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 829.32}, "total_of_payments": 24084, "total_of_payments_unrounded": 24095.52}, "disclosure": "Estimated lease payment for stock #7YAKNDDC4TY066295, VIN 7YAKNDDC4TY066295. $669 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $829, made up of $669 first payment, $60 title, $100 registration. MSRP $46,115. Lease selling price $46,528. Net capitalized cost $47,178. Residual value $28,591, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $24,084. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDC4TY066295_lease", "type": "lease", "label": "Lease", "headline": {"value": 576, "unit": "per_month", "display": "$576/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 46115.0, "selling_price": 46528.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 576.03, "net_cap_cost": 44179.0, "residual_value": 28591.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 576.03, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3735.03}, "total_of_payments": 20736, "total_of_payments_unrounded": 20737.08}, "disclosure": "Estimated lease payment for stock #7YAKNDDC4TY066295, VIN 7YAKNDDC4TY066295. $576 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,735, made up of $576 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $46,115. Lease selling price $46,528. Net capitalized cost $44,179. Residual value $28,591, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,736. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 212}}, {"vin": "1G1YB3D46R5128893", "title": "2024 Chevrolet Corvette Stingray", "year": 2024, "make": "Chevrolet", "model": "Corvette", "trim": "Stingray", "decoded_trim": "Preferred  2LT", "condition": "used", "price": 74904.0, "msrp": 0.0, "sale_price": 77410.0, "currency": "USD", "mileage": 10210, "exterior_color": "Blue", "interior_color": "Adrenaline Red Dipped", "drivetrain": "RWD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 2, 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"https://www.castlehyundaidownersgrove.com/inventory/used-2024-chevrolet-corvette-stingray-rwd-2d-convertible-1g1yb3d46r5128893/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-chevrolet-corvette-stingray-rwd-2d-convertible-1g1yb3d46r5128893/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1G1YB3D46R5128893.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1G1YB3D46R5128893.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1G1YB3D46R5128893.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-chevrolet-corvette-stingray-rwd-2d-convertible-1g1yb3d46r5128893/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0498, VIN 1G1YB3D46R5128893. Advertised price: $74,904. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$74,904"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Power Seats", "Premium Audio", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 74904.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G1YB3D46R5128893_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1869, "unit": "per_month", "display": "$1,869/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74904.0, "price_incl_doc": 74904.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1868.7, "amount_financed": 79585.5, "sales_tax": 4681.5, "total_of_payments": 89697.74, "finance_charge": 10112.24, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0498, VIN 1G1YB3D46R5128893. $1,869 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $74,904, before any dealer documentation fee. Amount financed $79,586, including $4,682 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $89,698. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1YB3D46R5128893_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1557, "unit": "per_month", "display": "$1,557/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74904.0, "price_incl_doc": 74904.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1556.81, "amount_financed": 79585.5, "sales_tax": 4681.5, "total_of_payments": 93408.54, "finance_charge": 13823.04, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0498, VIN 1G1YB3D46R5128893. $1,557 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $74,904, before any dealer documentation fee. Amount financed $79,586, including $4,682 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $93,409. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1YB3D46R5128893_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1356, "unit": "per_month", "display": "$1,356/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 74904.0, "price_incl_doc": 74904.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1356.47, "amount_financed": 79585.5, "sales_tax": 4681.5, "total_of_payments": 97665.95, "finance_charge": 18080.45, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0498, VIN 1G1YB3D46R5128893. $1,356 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $74,904, before any dealer documentation fee. Amount financed $79,586, including $4,682 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $97,666. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 168}}, {"vin": "KM8RLES2XTU080457", "title": "2026 Hyundai PALISADE SEL", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 42421.0, "msrp": 46255.0, "sale_price": 44421.0, "currency": "USD", "mileage": 15, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 8, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260535", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/3b5b-110013116/KM8RLES2XTU080457/241c02709c47548b38a650330c40c46a.jpg", "images": ["https://vehicle-images.carscommerce.inc/3b5b-110013116/KM8RLES2XTU080457/241c02709c47548b38a650330c40c46a.jpg", "https://vehicle-images.carscommerce.inc/8be1-110013116/KM8RLES2XTU080457/17b9bfdbbf748c17cc27b14d1e26a3d3.jpg", "https://vehicle-images.carscommerce.inc/d646-110013116/KM8RLES2XTU080457/957603dbb98c838d9d050cea0905b0a4.jpg", "https://vehicle-images.carscommerce.inc/ef17-110013116/KM8RLES2XTU080457/b922cb8fe7ab94964a541fe9efed02b2.jpg", "https://vehicle-images.carscommerce.inc/8f21-110013116/KM8RLES2XTU080457/761713c6e4a2143a86b8a8f5fbee1127.jpg", "https://vehicle-images.carscommerce.inc/c05b-110013116/KM8RLES2XTU080457/a213d4cd9e29f54dff56bb8bbb1a831c.png", "https://vehicle-images.carscommerce.inc/34f5-110013116/KM8RLES2XTU080457/8e021d2a5949fe4d69d3a3989d234723.jpg", "https://vehicle-images.carscommerce.inc/7b97-110013116/KM8RLES2XTU080457/09c55104961b5e3972b53c4814fea1d8.jpg", "https://vehicle-images.carscommerce.inc/aa41-110013116/KM8RLES2XTU080457/23615c9543fc4df022e626cb0eb41207.png", "https://vehicle-images.carscommerce.inc/4496-110013116/KM8RLES2XTU080457/1e171aa014673a955e76a4a99375797d.jpg", "https://vehicle-images.carscommerce.inc/f8c3-110013116/KM8RLES2XTU080457/b789a56caf11080ee5c6bc18c8b01929.jpg", "https://vehicle-images.carscommerce.inc/58db-110013116/KM8RLES2XTU080457/fee0eb4ef59ec0f6ae53806d56e2cee9.png", "https://vehicle-images.carscommerce.inc/e0ba-110013116/KM8RLES2XTU080457/ceb042dcb98384b6c36b326432e47b23.jpg", "https://vehicle-images.carscommerce.inc/16aa-110013116/KM8RLES2XTU080457/2599cd3f9e3537f162e02e82bb86ae96.jpg", "https://vehicle-images.carscommerce.inc/6b75-110013116/KM8RLES2XTU080457/76a937b98773361742d41af7b3d74664.png", "https://vehicle-images.carscommerce.inc/7ef4-110013116/KM8RLES2XTU080457/f46646c77a5f9e8b8011f70f9cc4743f.jpg", "https://vehicle-images.carscommerce.inc/cb81-110013116/KM8RLES2XTU080457/82261e60c3a917e8461e0f763a8fe219.jpg", "https://vehicle-images.carscommerce.inc/ae22-110013116/KM8RLES2XTU080457/d111f4777ca5fb22b738cab50f9d847f.png", "https://vehicle-images.carscommerce.inc/127c-110013116/KM8RLES2XTU080457/8cd4ce1f9017e098cf6334222ef10acb.jpg", "https://vehicle-images.carscommerce.inc/2654-110013116/KM8RLES2XTU080457/afc6d6129e9adbb9fd4dab2bfc5ff436.jpg", "https://vehicle-images.carscommerce.inc/ec38-110013116/KM8RLES2XTU080457/1f08236b99e7bbf6ba6285882cfb3297.png", "https://vehicle-images.carscommerce.inc/1880-110013116/KM8RLES2XTU080457/bbc68c133b81bf31d674682e297ea923.jpg", "https://vehicle-images.carscommerce.inc/b574-110013116/KM8RLES2XTU080457/704815d584fcbf6e834a3a67975410eb.jpg", "https://vehicle-images.carscommerce.inc/adae-110013116/KM8RLES2XTU080457/69fd4c625f274c377fdfd22ba3522205.png", "https://vehicle-images.carscommerce.inc/c326-110013116/KM8RLES2XTU080457/e4b5eae62355799819832f6b09652a2c.jpg", "https://vehicle-images.carscommerce.inc/bef1-110013116/KM8RLES2XTU080457/050d22a422b831cb5d5695cda88df9ef.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 46255.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLES2XTU080457.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles2xtu080457/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles2xtu080457/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLES2XTU080457.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES2XTU080457.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLES2XTU080457.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-awd-4d-sport-utility-km8rles2xtu080457/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,834. This offer applies to Stock #HD260535, VIN KM8RLES2XTU080457. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $46,255. Advertised price: $42,421. Savings: $3,834, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$46,255"}, {"label": "Advertised price", "value": "$42,421"}, {"label": "Savings", "value": "$3,834, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,834", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42421.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLES2XTU080457_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 830, "unit": "per_month", "display": "$830/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42421.0, "price_incl_doc": 42421.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 829.87, "amount_financed": 45072.31, "sales_tax": 2651.31, "total_of_payments": 49792.31, "finance_charge": 4720.0, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260535, VIN KM8RLES2XTU080457. $830 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $42,421, before any dealer documentation fee. Amount financed $45,072, including $2,651 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $49,792. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLES2XTU080457_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42421.0, "price_incl_doc": 42421.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 626.0, "amount_financed": 45072.31, "sales_tax": 2651.31, "total_of_payments": 45072.31, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260535, VIN KM8RLES2XTU080457. $626 per month for 72 months at 0% APR, $0 cash down. Advertised price $42,421, before any dealer documentation fee. Amount financed $45,072, including $2,651 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $45,072. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 179}}, {"vin": "5NMJECDE4TH656638", "title": "2026 Hyundai TUCSON Limited", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 39368.0, "msrp": 43330.0, "sale_price": 40118.0, "currency": "USD", "mileage": 19, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28281", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJECDE4TH656638.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde4th656638/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde4th656638/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJECDE4TH656638.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJECDE4TH656638.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJECDE4TH656638.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde4th656638/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,962. This offer applies to Stock #28281, VIN 5NMJECDE4TH656638. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,330. Advertised price: $39,368. Savings: $3,962, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,330"}, {"label": "Advertised price", "value": "$39,368"}, {"label": "Savings", "value": "$3,962, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,962", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39368.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJECDE4TH656638_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 697, "unit": "per_month", "display": "$697/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39368.0, "price_incl_doc": 39368.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 697.14, "amount_financed": 41828.5, "sales_tax": 2460.5, "total_of_payments": 41828.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28281, VIN 5NMJECDE4TH656638. $697 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,368, before any dealer documentation fee. Amount financed $41,828, including $2,460 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $41,828. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE4TH656638_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 621, "unit": "per_month", "display": "$621/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39368.0, "price_incl_doc": 39368.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 620.93, "amount_financed": 41828.5, "sales_tax": 2460.5, "total_of_payments": 52157.88, "finance_charge": 10329.38, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28281, VIN 5NMJECDE4TH656638. $621 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,368, before any dealer documentation fee. Amount financed $41,828, including $2,460 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,158. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE4TH656638_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 495, "unit": "per_month", "display": "$495/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43330.0, "selling_price": 39368.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 494.8, "net_cap_cost": 40018.0, "residual_value": 26864.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 494.8, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 654.8}, "total_of_payments": 17820, "total_of_payments_unrounded": 17812.8}, "disclosure": "Estimated lease payment for stock #28281, VIN 5NMJECDE4TH656638. $495 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $655, made up of $495 first payment, $60 title, $100 registration. MSRP $43,330. Lease selling price $39,368. Net capitalized cost $40,018. Residual value $26,865, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,820. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE4TH656638_lease", "type": "lease", "label": "Lease", "headline": {"value": 402, "unit": "per_month", "display": "$402/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43330.0, "selling_price": 39368.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 401.51, "net_cap_cost": 37019.0, "residual_value": 26864.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 401.51, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3560.51}, "total_of_payments": 14472, "total_of_payments_unrounded": 14454.36}, "disclosure": "Estimated lease payment for stock #28281, VIN 5NMJECDE4TH656638. $402 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,561, made up of $402 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $43,330. Lease selling price $39,368. Net capitalized cost $37,019. Residual value $26,865, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,472. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 227}}, {"vin": "KMHL64JA6RA425932", "title": "2024 Hyundai Sonata SEL", "year": 2024, "make": "Hyundai", "model": "Sonata", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 22310.0, "msrp": 0.0, "sale_price": 21890.0, "currency": "USD", "mileage": 50386, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 25, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "STK425932", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"https://vehicle-images.carscommerce.inc/defa-110013116/KMHL64JA6RA425932/7718252ee37cc3c68d51df1255308b80.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2024, "trim": "SEL", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL64JA6RA425932.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-hyundai-sonata-sel-fwd-4d-sedan-kmhl64ja6ra425932/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-hyundai-sonata-sel-fwd-4d-sedan-kmhl64ja6ra425932/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL64JA6RA425932.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA6RA425932.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA6RA425932.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-hyundai-sonata-sel-fwd-4d-sedan-kmhl64ja6ra425932/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK425932, VIN KMHL64JA6RA425932. Advertised price: $22,310. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$22,310"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22310.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL64JA6RA425932_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 557, "unit": "per_month", "display": "$557/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22310.0, "price_incl_doc": 22310.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 556.59, "amount_financed": 23704.38, "sales_tax": 1394.38, "total_of_payments": 26716.29, "finance_charge": 3011.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK425932, VIN KMHL64JA6RA425932. $557 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $22,310, before any dealer documentation fee. Amount financed $23,704, including $1,394 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $26,716. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA6RA425932_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 464, "unit": "per_month", "display": "$464/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22310.0, "price_incl_doc": 22310.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 463.69, "amount_financed": 23704.38, "sales_tax": 1394.38, "total_of_payments": 27821.54, "finance_charge": 4117.16, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK425932, VIN KMHL64JA6RA425932. $464 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,310, before any dealer documentation fee. Amount financed $23,704, including $1,394 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,822. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA6RA425932_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 404, "unit": "per_month", "display": "$404/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22310.0, "price_incl_doc": 22310.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 404.02, "amount_financed": 23704.38, "sales_tax": 1394.38, "total_of_payments": 29089.61, "finance_charge": 5385.23, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK425932, VIN KMHL64JA6RA425932. $404 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,310, before any dealer documentation fee. Amount financed $23,704, including $1,394 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,090. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 140}}, {"vin": "5NMJBCDE0TH763632", "title": "2026 Hyundai TUCSON Plus", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Plus", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 35738.0, "msrp": null, "sale_price": 35738.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "5NMJBCDE0TH763632", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE0TH763632/2e3694fed4b73e36844fbf68b5fdc9fe.jpg", "images": ["https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE0TH763632/2e3694fed4b73e36844fbf68b5fdc9fe.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE0TH763632.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde0th763632/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde0th763632/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE0TH763632.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE0TH763632.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE0TH763632.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde0th763632/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMJBCDE0TH763632, VIN 5NMJBCDE0TH763632. Advertised price: $35,738. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,738"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35738.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE0TH763632_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35738.0, "price_incl_doc": 35738.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 632.86, "amount_financed": 37971.63, "sales_tax": 2233.63, "total_of_payments": 37971.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE0TH763632, VIN 5NMJBCDE0TH763632. $633 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,738, before any dealer documentation fee. Amount financed $37,972, including $2,234 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $37,972. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE0TH763632_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 564, "unit": "per_month", "display": "$564/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35738.0, "price_incl_doc": 35738.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 563.67, "amount_financed": 37971.63, "sales_tax": 2233.63, "total_of_payments": 47348.57, "finance_charge": 9376.94, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE0TH763632, VIN 5NMJBCDE0TH763632. $564 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,738, before any dealer documentation fee. Amount financed $37,972, including $2,234 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,349. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE0TH763632_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 520, "unit": "per_month", "display": "$520/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35325.0, "selling_price": 35738.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 520.45, "net_cap_cost": 36388.0, "residual_value": 21901.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 520.45, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 680.45}, "total_of_payments": 18720, "total_of_payments_unrounded": 18736.2}, "disclosure": "Estimated lease payment for stock #5NMJBCDE0TH763632, VIN 5NMJBCDE0TH763632. $520 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $680, made up of $520 first payment, $60 title, $100 registration. MSRP $35,325. Lease selling price $35,738. Net capitalized cost $36,388. Residual value $21,902, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,720. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE0TH763632_lease", "type": "lease", "label": "Lease", "headline": {"value": 427, "unit": "per_month", "display": "$427/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35325.0, "selling_price": 35738.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 427.16, "net_cap_cost": 33389.0, "residual_value": 21901.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 427.16, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3586.16}, "total_of_payments": 15372, "total_of_payments_unrounded": 15377.76}, "disclosure": "Estimated lease payment for stock #5NMJBCDE0TH763632, VIN 5NMJBCDE0TH763632. $427 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,586, made up of $427 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,325. Lease selling price $35,738. Net capitalized cost $33,389. Residual value $21,902, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,372. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 186}}, {"vin": "JM3KJEHA9S1111148", "title": "2025 Mazda CX-70 PHEV Plus", "year": 2025, "make": "Mazda", "model": "CX-70 PHEV", "trim": "Plus", "decoded_trim": "Premium Plus Package", "condition": "used", "price": 38990.0, "msrp": 0.0, "sale_price": 39617.0, "currency": "USD", "mileage": 4986, "exterior_color": "Beige", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Plug-In Electric/Gas", "doors": 4, "seating_capacity": null, 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"https://ai.castlehyundaidownersgrove.com/vehicle/JM3KJEHA9S1111148.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KJEHA9S1111148.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KJEHA9S1111148.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-70-phev-premium-plus-awd-4d-sport-utility-jm3kjeha9s1111148/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0776, VIN JM3KJEHA9S1111148. Advertised price: $38,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38990.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KJEHA9S1111148_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 973, "unit": "per_month", "display": "$973/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38990.0, "price_incl_doc": 38990.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 972.72, "amount_financed": 41426.88, "sales_tax": 2436.88, "total_of_payments": 46690.63, "finance_charge": 5263.75, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0776, VIN JM3KJEHA9S1111148. $973 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $38,990, before any dealer documentation fee. Amount financed $41,427, including $2,437 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $46,691. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KJEHA9S1111148_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 810, "unit": "per_month", "display": "$810/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38990.0, "price_incl_doc": 38990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 810.37, "amount_financed": 41426.88, "sales_tax": 2436.88, "total_of_payments": 48622.23, "finance_charge": 7195.35, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0776, VIN JM3KJEHA9S1111148. $810 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $38,990, before any dealer documentation fee. Amount financed $41,427, including $2,437 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $48,622. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KJEHA9S1111148_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 706, "unit": "per_month", "display": "$706/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38990.0, "price_incl_doc": 38990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 706.09, "amount_financed": 41426.88, "sales_tax": 2436.88, "total_of_payments": 50838.35, "finance_charge": 9411.47, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0776, VIN JM3KJEHA9S1111148. $706 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $38,990, before any dealer documentation fee. Amount financed $41,427, including $2,437 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $50,838. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2016-lincoln-mkc-reserve-awd-4d-sport-utility-5lmtj3dh5guj18617/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5LMTJ3DH5GUJ18617.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5LMTJ3DH5GUJ18617.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5LMTJ3DH5GUJ18617.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2016-lincoln-mkc-reserve-awd-4d-sport-utility-5lmtj3dh5guj18617/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0529, VIN 5LMTJ3DH5GUJ18617. Advertised price: $15,959. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,959"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Blind Spot Monitor", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15959.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5LMTJ3DH5GUJ18617_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 398, "unit": "per_month", "display": "$398/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15959.0, "price_incl_doc": 15959.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 398.14, "amount_financed": 16956.44, "sales_tax": 997.44, "total_of_payments": 19110.95, "finance_charge": 2154.51, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0529, VIN 5LMTJ3DH5GUJ18617. $398 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,959, before any dealer documentation fee. Amount financed $16,956, including $997 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $19,111. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5LMTJ3DH5GUJ18617_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 332, "unit": "per_month", "display": "$332/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15959.0, "price_incl_doc": 15959.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 331.69, "amount_financed": 16956.44, "sales_tax": 997.44, "total_of_payments": 19901.57, "finance_charge": 2945.13, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0529, VIN 5LMTJ3DH5GUJ18617. $332 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,959, before any dealer documentation fee. Amount financed $16,956, including $997 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $19,902. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5LMTJ3DH5GUJ18617_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 289, "unit": "per_month", "display": "$289/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15959.0, "price_incl_doc": 15959.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 289.01, "amount_financed": 16956.44, "sales_tax": 997.44, "total_of_payments": 20808.65, "finance_charge": 3852.21, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0529, VIN 5LMTJ3DH5GUJ18617. $289 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,959, before any dealer documentation fee. Amount financed $16,956, including $997 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $20,809. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 140}}, {"vin": "KM8HFCAB9TU420755", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 27794.0, "msrp": 30670.0, "sale_price": 29544.0, "currency": "USD", "mileage": 8, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28442", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/70ca-110013116/KM8HFCAB9TU420755/f46ae364e8934803d42be388175d4c68.jpg", "images": ["https://vehicle-images.carscommerce.inc/70ca-110013116/KM8HFCAB9TU420755/f46ae364e8934803d42be388175d4c68.jpg", "https://vehicle-images.carscommerce.inc/ed83-110013116/KM8HFCAB9TU420755/fee874b4485af701148c55793eb72ff2.jpg", "https://vehicle-images.carscommerce.inc/5c52-110013116/KM8HFCAB9TU420755/c93e8d4f81f6c862ca769c004cb0841c.jpg", "https://vehicle-images.carscommerce.inc/5f32-110013116/KM8HFCAB9TU420755/cac4c81d25cc1ca1b68a0b68ac147c5a.jpg", "https://vehicle-images.carscommerce.inc/f238-110013116/KM8HFCAB9TU420755/ab592e758aa2b49f6e06e28444716ef5.jpg", "https://vehicle-images.carscommerce.inc/4aa4-110013116/KM8HFCAB9TU420755/be5969f6c8b8d32cbd6c50e63a944e92.png", "https://vehicle-images.carscommerce.inc/e885-110013116/KM8HFCAB9TU420755/7ab94c87ca131c58a6028b633f299785.jpg", "https://vehicle-images.carscommerce.inc/db7b-110013116/KM8HFCAB9TU420755/9f3135c24957afef58c43da2e1220390.jpg", "https://vehicle-images.carscommerce.inc/118b-110013116/KM8HFCAB9TU420755/9ce00f719e6df1d57c0eb8758251a7ee.png", "https://vehicle-images.carscommerce.inc/7aef-110013116/KM8HFCAB9TU420755/262acf5ee741a47b3a25dfa1f5d6a1be.jpg", "https://vehicle-images.carscommerce.inc/c315-110013116/KM8HFCAB9TU420755/64a6b71e59307eb1673dca7f56d2e1a0.jpg", "https://vehicle-images.carscommerce.inc/f132-110013116/KM8HFCAB9TU420755/dbdab01cab141595b98d5e9ec9c85836.png", "https://vehicle-images.carscommerce.inc/4145-110013116/KM8HFCAB9TU420755/11f8fe0882843adb58f78af4be2ce999.jpg", "https://vehicle-images.carscommerce.inc/ba4d-110013116/KM8HFCAB9TU420755/c9a4467935b7111cd3563e40fbb95ec5.jpg", "https://vehicle-images.carscommerce.inc/1512-110013116/KM8HFCAB9TU420755/2ed01675a3aedecafd4ac66b849786b0.png", "https://vehicle-images.carscommerce.inc/d837-110013116/KM8HFCAB9TU420755/2ca1caf5974058b4acf60c9ea23b111a.jpg", "https://vehicle-images.carscommerce.inc/aade-110013116/KM8HFCAB9TU420755/aac5fad6f2b7d9d2ec3bef55ae44d6f8.jpg", "https://vehicle-images.carscommerce.inc/4636-110013116/KM8HFCAB9TU420755/f92e600d4a0dbc360c1e8a8f0b1b85d5.png", "https://vehicle-images.carscommerce.inc/3cd8-110013116/KM8HFCAB9TU420755/b66c8c8ffe5743b142045c8c8c989579.jpg", "https://vehicle-images.carscommerce.inc/1f84-110013116/KM8HFCAB9TU420755/d9d8ddc35616dc0e6b4dd1d06eeb5e5c.jpg", "https://vehicle-images.carscommerce.inc/3fe2-110013116/KM8HFCAB9TU420755/fe54781c1cda5bf46640075d49801184.jpg", "https://vehicle-images.carscommerce.inc/1254-110013116/KM8HFCAB9TU420755/6bc44525cbfd3ea8fa005bcd4cf046c4.jpg", "https://vehicle-images.carscommerce.inc/3dee-110013116/KM8HFCAB9TU420755/257313ae9b922c986236e0b940a9c1ea.png", "https://vehicle-images.carscommerce.inc/4114-110013116/KM8HFCAB9TU420755/a3970eb9009db022967e9502e0291d52.jpg", "https://vehicle-images.carscommerce.inc/4871-110013116/KM8HFCAB9TU420755/8c260eacd52e4a622691fa38ff09e6ee.jpg", "https://vehicle-images.carscommerce.inc/2960-110013116/KM8HFCAB9TU420755/8bc4fa8a57513ee58eb7a591ee9f7df3.jpg", "https://vehicle-images.carscommerce.inc/a8f5-110013116/KM8HFCAB9TU420755/ae77a27891eb1039471e42c5247a42d5.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30670.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB9TU420755.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab9tu420755/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab9tu420755/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB9TU420755.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB9TU420755.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB9TU420755.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab9tu420755/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,876. This offer applies to Stock #28442, VIN KM8HFCAB9TU420755. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,670. Advertised price: $27,794. Savings: $2,876, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,670"}, {"label": "Advertised price", "value": "$27,794"}, {"label": "Savings", "value": "$2,876, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,876", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27794.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB9TU420755_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 537, "unit": "per_month", "display": "$537/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27794.0, "price_incl_doc": 27794.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 537.09, "amount_financed": 29531.13, "sales_tax": 1737.13, "total_of_payments": 32225.43, "finance_charge": 2694.3, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28442, VIN KM8HFCAB9TU420755. $537 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,794, before any dealer documentation fee. Amount financed $29,531, including $1,737 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,225. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB9TU420755_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 438, "unit": "per_month", "display": "$438/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27794.0, "price_incl_doc": 27794.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 438.38, "amount_financed": 29531.13, "sales_tax": 1737.13, "total_of_payments": 36823.73, "finance_charge": 7292.6, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28442, VIN KM8HFCAB9TU420755. $438 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,794, before any dealer documentation fee. Amount financed $29,531, including $1,737 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $36,824. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 142}}, {"vin": "5NMJACDE9TH744662", "title": "2026 Hyundai TUCSON SE", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 30053.0, "msrp": 33350.0, "sale_price": 30803.0, "currency": "USD", "mileage": 9, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD261011", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/8efb-110013116/5NMJACDE9TH744662/e2394947e8925a6125a31b0b2a93fc66.jpg", "images": ["https://vehicle-images.carscommerce.inc/8efb-110013116/5NMJACDE9TH744662/e2394947e8925a6125a31b0b2a93fc66.jpg", "https://vehicle-images.carscommerce.inc/5aff-110013116/5NMJACDE9TH744662/97c34755dfa1fb6c6f75ccfb5c6c4c17.jpg", "https://vehicle-images.carscommerce.inc/de47-110013116/5NMJACDE9TH744662/18714d4e25212d59f28cf5d1d57aa3f7.jpg", "https://vehicle-images.carscommerce.inc/e8ac-110013116/5NMJACDE9TH744662/69df5c81c9893d2d902a0c28999dee32.jpg", "https://vehicle-images.carscommerce.inc/543a-110013116/5NMJACDE9TH744662/3bafa968b0362fa6aeb82e2679998b0d.png", "https://vehicle-images.carscommerce.inc/a7b6-110013116/5NMJACDE9TH744662/b5956b449df3388806a8e5a3e0c29b6a.jpg", "https://vehicle-images.carscommerce.inc/6e98-110013116/5NMJACDE9TH744662/f1d239e82b136a348a8bcd6e94cfdb1e.jpg", "https://vehicle-images.carscommerce.inc/89a4-110013116/5NMJACDE9TH744662/65a3ff4e1004e64fc0f4a5fbb3b7c1ea.png", "https://vehicle-images.carscommerce.inc/4960-110013116/5NMJACDE9TH744662/13004801304909ed9c6ca9a983d083d4.jpg", "https://vehicle-images.carscommerce.inc/39b4-110013116/5NMJACDE9TH744662/99a0204d3b5a6ae0b6a1203558de0d00.jpg", "https://vehicle-images.carscommerce.inc/fb84-110013116/5NMJACDE9TH744662/02e5cb0066ce432495702b349838bda2.png", "https://vehicle-images.carscommerce.inc/7cbf-110013116/5NMJACDE9TH744662/0d8b52eb20572120429368d41a84f8b8.jpg", "https://vehicle-images.carscommerce.inc/a5e3-110013116/5NMJACDE9TH744662/98f0d35a45110b84cd052c66eca10bf0.jpg", "https://vehicle-images.carscommerce.inc/309b-110013116/5NMJACDE9TH744662/35b122941443dc04ffb7549328f54aea.png", "https://vehicle-images.carscommerce.inc/6388-110013116/5NMJACDE9TH744662/cb2af0864d30b1e0150eeabc66c43e45.jpg", "https://vehicle-images.carscommerce.inc/3c89-110013116/5NMJACDE9TH744662/b4bfd5754b98943847fcccabb59740dd.jpg", "https://vehicle-images.carscommerce.inc/b1b5-110013116/5NMJACDE9TH744662/ee4c94b940f33eda4132c48d0862f9d7.png", "https://vehicle-images.carscommerce.inc/8864-110013116/5NMJACDE9TH744662/a19113776355c2efabceb977e29b1efa.jpg", "https://vehicle-images.carscommerce.inc/5b61-110013116/5NMJACDE9TH744662/0f10d9964fdd6171a1fa71d3e8241ed8.jpg", "https://vehicle-images.carscommerce.inc/7b4f-110013116/5NMJACDE9TH744662/decebd55f98e751112af89daab9a5b86.png", "https://vehicle-images.carscommerce.inc/3ed3-110013116/5NMJACDE9TH744662/c43d4e38547cf660003c5eebd6d968fc.jpg", "https://vehicle-images.carscommerce.inc/9f15-110013116/5NMJACDE9TH744662/2d653e6db5f6bf8d0291a3b15a298462.jpg", "https://vehicle-images.carscommerce.inc/9c66-110013116/5NMJACDE9TH744662/fa544d56de64961c56c6d4db0fa095ec.png", "https://vehicle-images.carscommerce.inc/9aa8-110013116/5NMJACDE9TH744662/d116387ada34c4e876a301ad35468de7.jpg", "https://vehicle-images.carscommerce.inc/d58c-110013116/5NMJACDE9TH744662/760552a891826d708c90594a98164780.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33350.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJACDE9TH744662.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde9th744662/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde9th744662/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJACDE9TH744662.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE9TH744662.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE9TH744662.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde9th744662/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,297. This offer applies to Stock #HD261011, VIN 5NMJACDE9TH744662. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $33,350. Advertised price: $30,053. Savings: $3,297, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$33,350"}, {"label": "Advertised price", "value": "$30,053"}, {"label": "Savings", "value": "$3,297, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,297", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30053.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJACDE9TH744662_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 532, "unit": "per_month", "display": "$532/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30053.0, "price_incl_doc": 30053.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 532.19, "amount_financed": 31931.31, "sales_tax": 1878.31, "total_of_payments": 31931.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261011, VIN 5NMJACDE9TH744662. $532 per month for 60 months at 0% APR, $0 cash down. Advertised price $30,053, before any dealer documentation fee. Amount financed $31,931, including $1,878 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $31,931. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE9TH744662_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 474, "unit": "per_month", "display": "$474/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30053.0, "price_incl_doc": 30053.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 474.01, "amount_financed": 31931.31, "sales_tax": 1878.31, "total_of_payments": 39816.62, "finance_charge": 7885.31, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261011, VIN 5NMJACDE9TH744662. $474 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $30,053, before any dealer documentation fee. Amount financed $31,931, including $1,878 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $39,817. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE9TH744662_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 378, "unit": "per_month", "display": "$378/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33350.0, "selling_price": 30053.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 377.79, "net_cap_cost": 30703.0, "residual_value": 20677.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 377.79, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 537.79}, "total_of_payments": 13608, "total_of_payments_unrounded": 13600.44}, "disclosure": "Estimated lease payment for stock #HD261011, VIN 5NMJACDE9TH744662. $378 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $538, made up of $378 first payment, $60 title, $100 registration. MSRP $33,350. Lease selling price $30,053. Net capitalized cost $30,703. Residual value $20,677, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,608. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE9TH744662_lease", "type": "lease", "label": "Lease", "headline": {"value": 284, "unit": "per_month", "display": "$284/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33350.0, "selling_price": 30053.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 284.5, "net_cap_cost": 27704.0, "residual_value": 20677.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 284.5, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3443.5}, "total_of_payments": 10224, "total_of_payments_unrounded": 10242.0}, "disclosure": "Estimated lease payment for stock #HD261011, VIN 5NMJACDE9TH744662. $284 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,444, made up of $284 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $33,350. Lease selling price $30,053. Net capitalized cost $27,704. Residual value $20,677, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,224. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 193}}, {"vin": "WA1GABFYXR2000765", "title": "2024 Audi Q5 Premium", "year": 2024, "make": "Audi", "model": "Q5", "trim": "Premium", "decoded_trim": "S Line quattro Premium", "condition": "used", "price": 37890.0, "msrp": 0.0, "sale_price": 38290.0, "currency": "USD", "mileage": 7557, "exterior_color": "Gray", "interior_color": "Okapi Brown", "drivetrain": "quattro", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline/Mild Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "2.0L Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "7-Speed Automatic S tronic", "mpg_city": 22, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "STK000765", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"markdown_url": "https://ai.castlehyundaidownersgrove.com/v/WA1GABFYXR2000765.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-audi-q5-45-s-line-premium-quattro-4d-sport-utility-wa1gabfyxr2000765/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK000765, VIN WA1GABFYXR2000765. Advertised price: $37,890. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,890"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37890.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WA1GABFYXR2000765_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 945, "unit": "per_month", "display": "$945/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37890.0, "price_incl_doc": 37890.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 945.28, "amount_financed": 40258.13, "sales_tax": 2368.13, "total_of_payments": 45373.38, "finance_charge": 5115.25, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK000765, VIN WA1GABFYXR2000765. $945 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,890, before any dealer documentation fee. Amount financed $40,258, including $2,368 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $45,373. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1GABFYXR2000765_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 788, "unit": "per_month", "display": "$788/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37890.0, "price_incl_doc": 37890.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 787.51, "amount_financed": 40258.13, "sales_tax": 2368.13, "total_of_payments": 47250.48, "finance_charge": 6992.35, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK000765, VIN WA1GABFYXR2000765. $788 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,890, before any dealer documentation fee. Amount financed $40,258, including $2,368 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $47,250. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1GABFYXR2000765_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 686, "unit": "per_month", "display": "$686/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37890.0, "price_incl_doc": 37890.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.17, "amount_financed": 40258.13, "sales_tax": 2368.13, "total_of_payments": 49404.08, "finance_charge": 9145.95, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK000765, VIN WA1GABFYXR2000765. $686 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,890, before any dealer documentation fee. Amount financed $40,258, including $2,368 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $49,404. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 143}}, {"vin": "5NTJB4DE8SH130515", "title": "2025 Hyundai Santa Cruz SEL", "year": 2025, "make": "Hyundai", "model": "Santa Cruz", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 29291.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 14289, "exterior_color": "Green", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 22, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1037", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2025-hyundai-santa-cruz-sel-fwd-4d-crew-cab-5ntjb4de8sh130515/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2025-hyundai-santa-cruz-sel-fwd-4d-crew-cab-5ntjb4de8sh130515/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NTJB4DE8SH130515.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJB4DE8SH130515.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJB4DE8SH130515.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2025-hyundai-santa-cruz-sel-fwd-4d-crew-cab-5ntjb4de8sh130515/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1037, VIN 5NTJB4DE8SH130515. Advertised price: $29,291. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,291"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29291.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NTJB4DE8SH130515_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 731, "unit": "per_month", "display": "$731/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29291.0, "price_incl_doc": 29291.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 730.75, "amount_financed": 31121.69, "sales_tax": 1830.69, "total_of_payments": 35076.05, "finance_charge": 3954.36, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1037, VIN 5NTJB4DE8SH130515. $731 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,291, before any dealer documentation fee. Amount financed $31,122, including $1,831 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,076. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJB4DE8SH130515_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29291.0, "price_incl_doc": 29291.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.79, "amount_financed": 31121.69, "sales_tax": 1830.69, "total_of_payments": 36527.15, "finance_charge": 5405.46, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1037, VIN 5NTJB4DE8SH130515. $609 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,291, before any dealer documentation fee. Amount financed $31,122, including $1,831 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,527. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJB4DE8SH130515_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 530, "unit": "per_month", "display": "$530/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29291.0, "price_incl_doc": 29291.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 530.44, "amount_financed": 31121.69, "sales_tax": 1830.69, "total_of_payments": 38192.0, "finance_charge": 7070.31, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1037, VIN 5NTJB4DE8SH130515. $530 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,291, before any dealer documentation fee. Amount financed $31,122, including $1,831 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,192. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 149}}, {"vin": "3VW7M7BU2RM003629", "title": "2024 Volkswagen Jetta SE", "year": 2024, "make": "Volkswagen", "model": "Jetta", "trim": "SE", "decoded_trim": "SE, SE (AQ301 Trans)", "condition": "used", "price": 20412.0, "msrp": 0.0, "sale_price": 20890.0, "currency": "USD", "mileage": 57084, "exterior_color": "Silver", "interior_color": null, "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "1.5L I-4 DI DOHC Turbocharged", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Tiptronic", "mpg_city": 29, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "STK003629", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-jetta-1-5t-se-fwd-4d-sedan-3vw7m7bu2rm003629/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VW7M7BU2RM003629.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VW7M7BU2RM003629.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VW7M7BU2RM003629.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-jetta-1-5t-se-fwd-4d-sedan-3vw7m7bu2rm003629/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK003629, VIN 3VW7M7BU2RM003629. Advertised price: $20,412. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,412"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Blind Spot Monitor", "Heated Seats", "Keyless Entry", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:51Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20412.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VW7M7BU2RM003629_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20412.0, "price_incl_doc": 20412.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 509.24, "amount_financed": 21687.75, "sales_tax": 1275.75, "total_of_payments": 24443.42, "finance_charge": 2755.67, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK003629, VIN 3VW7M7BU2RM003629. $509 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,412, before any dealer documentation fee. Amount financed $21,688, including $1,276 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,443. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW7M7BU2RM003629_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 424, "unit": "per_month", "display": "$424/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20412.0, "price_incl_doc": 20412.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 424.24, "amount_financed": 21687.75, "sales_tax": 1275.75, "total_of_payments": 25454.65, "finance_charge": 3766.9, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK003629, VIN 3VW7M7BU2RM003629. $424 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,412, before any dealer documentation fee. Amount financed $21,688, including $1,276 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,455. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VW7M7BU2RM003629_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 370, "unit": "per_month", "display": "$370/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20412.0, "price_incl_doc": 20412.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 369.65, "amount_financed": 21687.75, "sales_tax": 1275.75, "total_of_payments": 26614.83, "finance_charge": 4927.08, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK003629, VIN 3VW7M7BU2RM003629. $370 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,412, before any dealer documentation fee. Amount financed $21,688, including $1,276 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,615. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 145}}, {"vin": "KM8JADD10TU515813", "title": "2026 Hyundai TUCSON HYBRID SE", "year": 2026, "make": "Hyundai", "model": "TUCSON HYBRID", "trim": "SE", "decoded_trim": "Blue SE", "condition": "new", "price": 34763.0, "msrp": null, "sale_price": 34763.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 5, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 38, "mpg_hwy": 38, "range_miles": null, "battery_kwh": null, "stock_number": "KM8JADD10TU515813", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/27e7-110013116/KM8JADD10TU515813/94755d86f74d25b44d442fa8c7132b28.jpg", "images": ["https://vehicle-images.carscommerce.inc/27e7-110013116/KM8JADD10TU515813/94755d86f74d25b44d442fa8c7132b28.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "Blue SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8JADD10TU515813.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-sport-utility-km8jadd10tu515813/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-sport-utility-km8jadd10tu515813/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JADD10TU515813.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JADD10TU515813.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JADD10TU515813.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-sport-utility-km8jadd10tu515813/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8JADD10TU515813, VIN KM8JADD10TU515813. Advertised price: $34,763. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,763"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34763.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JADD10TU515813_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 647, "unit": "per_month", "display": "$647/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34763.0, "price_incl_doc": 34763.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 647.24, "amount_financed": 36935.69, "sales_tax": 2172.69, "total_of_payments": 38834.3, "finance_charge": 1898.61, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8JADD10TU515813, VIN KM8JADD10TU515813. $647 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $34,763, before any dealer documentation fee. Amount financed $36,936, including $2,173 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $38,834. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD10TU515813_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 548, "unit": "per_month", "display": "$548/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34763.0, "price_incl_doc": 34763.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.3, "amount_financed": 36935.69, "sales_tax": 2172.69, "total_of_payments": 46056.81, "finance_charge": 9121.12, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8JADD10TU515813, VIN KM8JADD10TU515813. $548 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $34,763, before any dealer documentation fee. Amount financed $36,936, including $2,173 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $46,057. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$14,281"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 14281.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8J3CA21HU295493_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 356, "unit": "per_month", "display": "$356/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14281.0, "price_incl_doc": 14281.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 356.28, "amount_financed": 15173.56, "sales_tax": 892.56, "total_of_payments": 17101.53, "finance_charge": 1927.97, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261059A, VIN KM8J3CA21HU295493. $356 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $14,281, before any dealer documentation fee. Amount financed $15,174, including $893 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $17,102. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J3CA21HU295493_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 297, "unit": "per_month", "display": "$297/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14281.0, "price_incl_doc": 14281.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 296.82, "amount_financed": 15173.56, "sales_tax": 892.56, "total_of_payments": 17809.02, "finance_charge": 2635.46, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261059A, VIN KM8J3CA21HU295493. $297 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $14,281, before any dealer documentation fee. Amount financed $15,174, including $893 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $17,809. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J3CA21HU295493_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 259, "unit": "per_month", "display": "$259/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14281.0, "price_incl_doc": 14281.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 258.62, "amount_financed": 15173.56, "sales_tax": 892.56, "total_of_payments": 18620.73, "finance_charge": 3447.17, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261059A, VIN KM8J3CA21HU295493. $259 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $14,281, before any dealer documentation fee. Amount financed $15,174, including $893 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $18,621. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 140}}, {"vin": "JF2SHBDC4CH454826", "title": "2012 Subaru Forester 2.5X", "year": 2012, "make": "Subaru", "model": "Forester", "trim": "2.5X", "decoded_trim": "Premium AWP", "condition": "used", "price": 10268.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 108811, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L 4-Cylinder DOHC 16V VVT", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "4-Speed Automatic", "mpg_city": 21, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "HD261074XA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD261074XA, VIN JF2SHBDC4CH454826. Advertised price: $10,268. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$10,268"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Heated Seats", "Keyless Entry", "Power Seats", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 10268.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2SHBDC4CH454826_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 256, "unit": "per_month", "display": "$256/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10268.0, "price_incl_doc": 10268.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 256.17, "amount_financed": 10909.75, "sales_tax": 641.75, "total_of_payments": 12295.96, "finance_charge": 1386.21, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261074XA, VIN JF2SHBDC4CH454826. $256 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $10,268, before any dealer documentation fee. Amount financed $10,910, including $642 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $12,296. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SHBDC4CH454826_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 213, "unit": "per_month", "display": "$213/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10268.0, "price_incl_doc": 10268.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 213.41, "amount_financed": 10909.75, "sales_tax": 641.75, "total_of_payments": 12804.64, "finance_charge": 1894.89, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261074XA, VIN JF2SHBDC4CH454826. $213 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $10,268, before any dealer documentation fee. Amount financed $10,910, including $642 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $12,805. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2SHBDC4CH454826_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 186, "unit": "per_month", "display": "$186/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 10268.0, "price_incl_doc": 10268.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 185.95, "amount_financed": 10909.75, "sales_tax": 641.75, "total_of_payments": 13388.26, "finance_charge": 2478.51, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261074XA, VIN JF2SHBDC4CH454826. $186 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $10,268, before any dealer documentation fee. Amount financed $10,910, including $642 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $13,388. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 141}}, {"vin": "5NMJCCDE8TH714580", "title": "2026 Hyundai TUCSON Premium", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Premium", "decoded_trim": "SEL Convenience", "condition": "new", "price": 34447.0, "msrp": 38745.0, "sale_price": 35197.0, "currency": "USD", "mileage": 10, "exterior_color": "Red", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28769", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/4ea0-110013116/5NMJCCDE8TH714580/b51ac13820da6895b52cf9bf6181939b.jpg", "images": ["https://vehicle-images.carscommerce.inc/4ea0-110013116/5NMJCCDE8TH714580/b51ac13820da6895b52cf9bf6181939b.jpg", "https://vehicle-images.carscommerce.inc/646c-110013116/5NMJCCDE8TH714580/0a39e2ce3e65869dcc25a21929e1ab25.jpg", "https://vehicle-images.carscommerce.inc/9fe9-110013116/5NMJCCDE8TH714580/deb00cd9ade29a030d795f04f11d5b42.jpg", "https://vehicle-images.carscommerce.inc/acbf-110013116/5NMJCCDE8TH714580/837365c49c57e7e3bdf3c4b5142c006d.jpg", "https://vehicle-images.carscommerce.inc/f67a-110013116/5NMJCCDE8TH714580/f479c2fca37b3cc7c1b017bc7ae5788a.png", "https://vehicle-images.carscommerce.inc/ad1d-110013116/5NMJCCDE8TH714580/df88013f6f0a66825ed1fc5a8554af68.jpg", "https://vehicle-images.carscommerce.inc/96cc-110013116/5NMJCCDE8TH714580/edc92797edd895acf4a09dc5ab107d37.jpg", "https://vehicle-images.carscommerce.inc/802f-110013116/5NMJCCDE8TH714580/df6c5e3344863c45e980a7a82efcd022.png", "https://vehicle-images.carscommerce.inc/5eed-110013116/5NMJCCDE8TH714580/b3e258e4ebadfb3af02805e7bea07da0.jpg", "https://vehicle-images.carscommerce.inc/b6a3-110013116/5NMJCCDE8TH714580/5d1dc161badac884efb129eee9dfe4c1.jpg", "https://vehicle-images.carscommerce.inc/71f4-110013116/5NMJCCDE8TH714580/bafc8074535ac9b7d8509d4ecb2aa51d.png", "https://vehicle-images.carscommerce.inc/8903-110013116/5NMJCCDE8TH714580/c4239defe9e0c2e094f61ac95b31e54b.jpg", "https://vehicle-images.carscommerce.inc/7a23-110013116/5NMJCCDE8TH714580/5b7a74f4afef7edf0103c87b157565ad.jpg", "https://vehicle-images.carscommerce.inc/5b45-110013116/5NMJCCDE8TH714580/72333b0e9b2dd6a0267e1d49672dd95c.png", "https://vehicle-images.carscommerce.inc/d505-110013116/5NMJCCDE8TH714580/b5fb74394f488344b4ad2398b08ed127.jpg", "https://vehicle-images.carscommerce.inc/2b3a-110013116/5NMJCCDE8TH714580/d927f56c16cd0cbf92458e4d61a45dae.jpg", "https://vehicle-images.carscommerce.inc/7afd-110013116/5NMJCCDE8TH714580/f571f24d524e70ef5771d8fc5e679f5b.png", "https://vehicle-images.carscommerce.inc/ebfe-110013116/5NMJCCDE8TH714580/e2893db1cb20e4bffb796c07f7a9ddaf.jpg", "https://vehicle-images.carscommerce.inc/a885-110013116/5NMJCCDE8TH714580/8d4f698edeb49d8f93ba18ba03e931b9.jpg", "https://vehicle-images.carscommerce.inc/9167-110013116/5NMJCCDE8TH714580/416ce977847b8dff38aa4c42c7108433.jpg", "https://vehicle-images.carscommerce.inc/59ee-110013116/5NMJCCDE8TH714580/e36bfc26f47203f0269e70d32f0229c0.jpg", "https://vehicle-images.carscommerce.inc/cfe3-110013116/5NMJCCDE8TH714580/4855add416a86aa196dee724cb73eeed.png", "https://vehicle-images.carscommerce.inc/f814-110013116/5NMJCCDE8TH714580/471affb4c6417dd74bca609e48442fc4.jpg", "https://vehicle-images.carscommerce.inc/fd04-110013116/5NMJCCDE8TH714580/cd3b54066445efb2d5e3b10cdc5a9ded.jpg", "https://vehicle-images.carscommerce.inc/56db-110013116/5NMJCCDE8TH714580/9117189c37ccb2c71af363f19dbb17e3.jpg", "https://vehicle-images.carscommerce.inc/7535-110013116/5NMJCCDE8TH714580/255242396005c9744fa84897b34f580c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL Convenience", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 38745.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJCCDE8TH714580.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-premium-awd-4d-sport-utility-5nmjccde8th714580/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-premium-awd-4d-sport-utility-5nmjccde8th714580/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJCCDE8TH714580.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJCCDE8TH714580.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJCCDE8TH714580.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-premium-awd-4d-sport-utility-5nmjccde8th714580/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,298. This offer applies to Stock #28769, VIN 5NMJCCDE8TH714580. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $38,745. Advertised price: $34,447. Savings: $4,298, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$38,745"}, {"label": "Advertised price", "value": "$34,447"}, {"label": "Savings", "value": "$4,298, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,298", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34447.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJCCDE8TH714580_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 610, "unit": "per_month", "display": "$610/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34447.0, "price_incl_doc": 34447.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 610.0, "amount_financed": 36599.94, "sales_tax": 2152.94, "total_of_payments": 36599.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28769, VIN 5NMJCCDE8TH714580. $610 per month for 60 months at 0% APR, $0 cash down. Advertised price $34,447, before any dealer documentation fee. Amount financed $36,600, including $2,153 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $36,600. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJCCDE8TH714580_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34447.0, "price_incl_doc": 34447.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.31, "amount_financed": 36599.94, "sales_tax": 2152.94, "total_of_payments": 45638.15, "finance_charge": 9038.21, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28769, VIN 5NMJCCDE8TH714580. $543 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $34,447, before any dealer documentation fee. Amount financed $36,600, including $2,153 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $45,638. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJCCDE8TH714580_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 421, "unit": "per_month", "display": "$421/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 38745.0, "selling_price": 34447.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 421.09, "net_cap_cost": 35097.0, "residual_value": 24021.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 421.09, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 581.09}, "total_of_payments": 15156, "total_of_payments_unrounded": 15159.24}, "disclosure": "Estimated lease payment for stock #28769, VIN 5NMJCCDE8TH714580. $421 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $581, made up of $421 first payment, $60 title, $100 registration. MSRP $38,745. Lease selling price $34,447. Net capitalized cost $35,097. Residual value $24,022, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,156. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJCCDE8TH714580_lease", "type": "lease", "label": "Lease", "headline": {"value": 328, "unit": "per_month", "display": "$328/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 38745.0, "selling_price": 34447.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 327.8, "net_cap_cost": 32098.0, "residual_value": 24021.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 327.8, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3486.8}, "total_of_payments": 11808, "total_of_payments_unrounded": 11800.8}, "disclosure": "Estimated lease payment for stock #28769, VIN 5NMJCCDE8TH714580. $328 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,487, made up of $328 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $38,745. Lease selling price $34,447. Net capitalized cost $32,098. Residual value $24,022, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $11,808. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 204}}, {"vin": "KMHLM4DGXTU214258", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 22352.0, "msrp": 25280.0, "sale_price": 23152.0, "currency": "USD", "mileage": 12, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28752", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/dd74-110013116/KMHLM4DGXTU214258/64c5279c77286ec9c17ec8de6e3a1ea0.jpg", "images": ["https://vehicle-images.carscommerce.inc/dd74-110013116/KMHLM4DGXTU214258/64c5279c77286ec9c17ec8de6e3a1ea0.jpg", "https://vehicle-images.carscommerce.inc/ff37-110013116/KMHLM4DGXTU214258/469b09a6a43f8405d4c56e71d5358803.jpg", "https://vehicle-images.carscommerce.inc/8700-110013116/KMHLM4DGXTU214258/cd4dfd340dfa22b2a5471af34d212124.jpg", "https://vehicle-images.carscommerce.inc/7ace-110013116/KMHLM4DGXTU214258/35e279c1762541a95e550b0404d4f205.jpg", "https://vehicle-images.carscommerce.inc/3fb8-110013116/KMHLM4DGXTU214258/5616915a8d466ae077f13d369fb18ddd.jpg", "https://vehicle-images.carscommerce.inc/8f15-110013116/KMHLM4DGXTU214258/18c3f26e79a7bfa29ae9ba730337c115.png", "https://vehicle-images.carscommerce.inc/83cb-110013116/KMHLM4DGXTU214258/35fd4fcc0cba6c4a125bb609a69fbfe2.jpg", "https://vehicle-images.carscommerce.inc/a0e8-110013116/KMHLM4DGXTU214258/7c895c7b49b0f92bd568813d986bc60a.jpg", "https://vehicle-images.carscommerce.inc/f95f-110013116/KMHLM4DGXTU214258/1b9313813a7684494e9183df5416f222.png", "https://vehicle-images.carscommerce.inc/b8e7-110013116/KMHLM4DGXTU214258/f7a25be09f37e4caf400a56f0eceaec0.jpg", "https://vehicle-images.carscommerce.inc/44bf-110013116/KMHLM4DGXTU214258/289c1d18969fdd7b1f219624616d1adb.jpg", "https://vehicle-images.carscommerce.inc/541a-110013116/KMHLM4DGXTU214258/b31522acc302bd947a139eadfff675ba.png", "https://vehicle-images.carscommerce.inc/4b42-110013116/KMHLM4DGXTU214258/410685b6dc6265508ee4a08850c0b2d8.jpg", "https://vehicle-images.carscommerce.inc/c934-110013116/KMHLM4DGXTU214258/f1f134c2b6169e1fd0c9c681dd60a1c6.jpg", "https://vehicle-images.carscommerce.inc/c784-110013116/KMHLM4DGXTU214258/811968be96ea96054a356e15a0be927b.png", "https://vehicle-images.carscommerce.inc/fc54-110013116/KMHLM4DGXTU214258/146058927e30103a98c4069e4a5a71d7.jpg", "https://vehicle-images.carscommerce.inc/1304-110013116/KMHLM4DGXTU214258/dfa2126fd0f98ab9b4bb75354550c5ff.jpg", "https://vehicle-images.carscommerce.inc/967f-110013116/KMHLM4DGXTU214258/867e27eeacbad540266c9fc517210476.png", "https://vehicle-images.carscommerce.inc/c54b-110013116/KMHLM4DGXTU214258/6480268d8b2a974e67e085021c44158e.jpg", "https://vehicle-images.carscommerce.inc/93eb-110013116/KMHLM4DGXTU214258/26fe9255baf9c407997f4e3d44437a62.jpg", "https://vehicle-images.carscommerce.inc/6d9c-110013116/KMHLM4DGXTU214258/df1f86ed4d7cde01cae912da4a091d63.jpg", "https://vehicle-images.carscommerce.inc/e319-110013116/KMHLM4DGXTU214258/146769faf0bf45c693029876e57bf6c9.jpg", "https://vehicle-images.carscommerce.inc/242f-110013116/KMHLM4DGXTU214258/8b0e422028ecffd33d587bab064c706e.png", "https://vehicle-images.carscommerce.inc/a4c2-110013116/KMHLM4DGXTU214258/5529dfefbc10662ce4ac7e6910ae32b1.jpg", "https://vehicle-images.carscommerce.inc/7ccf-110013116/KMHLM4DGXTU214258/d9dd5df8a8afeeda3ccaa8c3104fe510.jpg", "https://vehicle-images.carscommerce.inc/b78d-110013116/KMHLM4DGXTU214258/a1eb3a86caeecaf726f52d4b83d5a891.jpg", "https://vehicle-images.carscommerce.inc/97c8-110013116/KMHLM4DGXTU214258/0c6bb84bc09b8fceb2c6e2eb4d8af28f.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25280.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DGXTU214258.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dgxtu214258/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dgxtu214258/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DGXTU214258.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DGXTU214258.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DGXTU214258.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dgxtu214258/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,928. This offer applies to Stock #28752, VIN KMHLM4DGXTU214258. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,280. Advertised price: $22,352. Savings: $2,928, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,280"}, {"label": "Advertised price", "value": "$22,352"}, {"label": "Savings", "value": "$2,928, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,928", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22352.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DGXTU214258_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 432, "unit": "per_month", "display": "$432/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22352.0, "price_incl_doc": 22352.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 431.93, "amount_financed": 23749.0, "sales_tax": 1397.0, "total_of_payments": 25915.76, "finance_charge": 2166.76, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28752, VIN KMHLM4DGXTU214258. $432 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $22,352, before any dealer documentation fee. Amount financed $23,749, including $1,397 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $25,916. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DGXTU214258_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 353, "unit": "per_month", "display": "$353/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22352.0, "price_incl_doc": 22352.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 352.54, "amount_financed": 23749.0, "sales_tax": 1397.0, "total_of_payments": 29613.72, "finance_charge": 5864.72, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28752, VIN KMHLM4DGXTU214258. $353 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $22,352, before any dealer documentation fee. Amount financed $23,749, including $1,397 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $29,614. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 156}}, {"vin": "5NMP14GL3TH217954", "title": "2026 Hyundai SANTA FE SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 33528.0, "msrp": 37170.0, "sale_price": 33778.0, "currency": "USD", "mileage": 15, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "HD263213", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"https://ai.castlehyundaidownersgrove.com/sticker/5NMP14GL3TH217954.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-se-fwd-4d-sport-utility-5nmp14gl3th217954/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-se-fwd-4d-sport-utility-5nmp14gl3th217954/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP14GL3TH217954.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP14GL3TH217954.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP14GL3TH217954.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-se-fwd-4d-sport-utility-5nmp14gl3th217954/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,642. This offer applies to Stock #HD263213, VIN 5NMP14GL3TH217954. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $37,170. Advertised price: $33,528. Savings: $3,642, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$37,170"}, {"label": "Advertised price", "value": "$33,528"}, {"label": "Savings", "value": "$3,642, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,642", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33528.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP14GL3TH217954_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 594, "unit": "per_month", "display": "$594/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33528.0, "price_incl_doc": 33528.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 593.73, "amount_financed": 35623.5, "sales_tax": 2095.5, "total_of_payments": 35623.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263213, VIN 5NMP14GL3TH217954. $594 per month for 60 months at 0% APR, $0 cash down. Advertised price $33,528, before any dealer documentation fee. Amount financed $35,624, including $2,096 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $35,624. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP14GL3TH217954_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 529, "unit": "per_month", "display": "$529/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33528.0, "price_incl_doc": 33528.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.82, "amount_financed": 35623.5, "sales_tax": 2095.5, "total_of_payments": 44420.58, "finance_charge": 8797.08, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263213, VIN 5NMP14GL3TH217954. $529 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $33,528, before any dealer documentation fee. Amount financed $35,624, including $2,096 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $44,421. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP14GL3TH217954_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 420, "unit": "per_month", "display": "$420/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 37170.0, "selling_price": 33528.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 419.77, "net_cap_cost": 34178.0, "residual_value": 23045.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 419.77, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 579.77}, "total_of_payments": 15120, "total_of_payments_unrounded": 15111.72}, "disclosure": "Estimated lease payment for stock #HD263213, VIN 5NMP14GL3TH217954. $420 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $580, made up of $420 first payment, $60 title, $100 registration. MSRP $37,170. Lease selling price $33,528. Net capitalized cost $34,178. Residual value $23,045, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,120. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP14GL3TH217954_lease", "type": "lease", "label": "Lease", "headline": {"value": 326, "unit": "per_month", "display": "$326/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 37170.0, "selling_price": 33528.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 326.47, "net_cap_cost": 31179.0, "residual_value": 23045.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 326.47, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3485.47}, "total_of_payments": 11736, "total_of_payments_unrounded": 11752.92}, "disclosure": "Estimated lease payment for stock #HD263213, VIN 5NMP14GL3TH217954. $326 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,485, made up of $326 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $37,170. Lease selling price $33,528. Net capitalized cost $31,179. Residual value $23,045, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $11,736. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 202}}, {"vin": "3VVYX7B24PM320534", "title": "2023 Volkswagen Taos SE", "year": 2023, "make": "Volkswagen", "model": "Taos", "trim": "SE", "decoded_trim": "4Motion SE", "condition": "used", "price": 23138.0, "msrp": 0.0, "sale_price": 24333.0, "currency": "USD", "mileage": 32452, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "1.5L I4 Turbocharged DOHC 16V LEV3-SULEV30 158hp", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "7-Speed DSG Automatic with Tiptronic", "mpg_city": 25, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1001", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-taos-1-5t-se-awd-4d-sport-utility-3vvyx7b24pm320534/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-taos-1-5t-se-awd-4d-sport-utility-3vvyx7b24pm320534/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VVYX7B24PM320534.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VVYX7B24PM320534.json", "markdown_url": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Blind Spot Monitor", "Heated Seats", "Keyless Entry", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23138.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. 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This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23138.0, "price_incl_doc": 23138.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 577.25, "amount_financed": 24584.13, "sales_tax": 1446.13, "total_of_payments": 27707.82, "finance_charge": 3123.69, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1001, VIN 3VVYX7B24PM320534. $577 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,138, before any dealer documentation fee. Amount financed $24,584, including $1,446 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,708. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVYX7B24PM320534_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 481, "unit": "per_month", "display": "$481/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23138.0, "price_incl_doc": 23138.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 480.9, "amount_financed": 24584.13, "sales_tax": 1446.13, "total_of_payments": 28854.1, "finance_charge": 4269.97, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1001, VIN 3VVYX7B24PM320534. $481 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,138, before any dealer documentation fee. Amount financed $24,584, including $1,446 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,854. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVYX7B24PM320534_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 419, "unit": "per_month", "display": "$419/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23138.0, "price_incl_doc": 23138.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 419.02, "amount_financed": 24584.13, "sales_tax": 1446.13, "total_of_payments": 30169.22, "finance_charge": 5585.09, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1001, VIN 3VVYX7B24PM320534. $419 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,138, before any dealer documentation fee. Amount financed $24,584, including $1,446 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,169. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$7,936"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 7936.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G1BC5SM5H7171559_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 198, "unit": "per_month", "display": "$198/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 7936.0, "price_incl_doc": 7936.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 197.99, "amount_financed": 8432.0, "sales_tax": 496.0, "total_of_payments": 9503.38, "finance_charge": 1071.38, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261005AA, VIN 1G1BC5SM5H7171559. $198 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $7,936, before any dealer documentation fee. Amount financed $8,432, including $496 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $9,503. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1BC5SM5H7171559_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 165, "unit": "per_month", "display": "$165/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 7936.0, "price_incl_doc": 7936.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 164.94, "amount_financed": 8432.0, "sales_tax": 496.0, "total_of_payments": 9896.54, "finance_charge": 1464.54, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261005AA, VIN 1G1BC5SM5H7171559. $165 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $7,936, before any dealer documentation fee. Amount financed $8,432, including $496 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $9,897. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1BC5SM5H7171559_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 144, "unit": "per_month", "display": "$144/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 7936.0, "price_incl_doc": 7936.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 143.72, "amount_financed": 8432.0, "sales_tax": 496.0, "total_of_payments": 10347.61, "finance_charge": 1915.61, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261005AA, VIN 1G1BC5SM5H7171559. $144 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $7,936, before any dealer documentation fee. Amount financed $8,432, including $496 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $10,348. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 154}}, {"vin": "1V2BR2CA8RC513845", "title": "2024 Volkswagen Atlas SEL", "year": 2024, "make": "Volkswagen", "model": "Atlas", "trim": "SEL", "decoded_trim": "4Motion SEL", "condition": "used", "price": 33603.0, "msrp": 0.0, "sale_price": 34362.0, "currency": "USD", "mileage": 42809, "exterior_color": null, "interior_color": null, "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L TSI", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Tiptronic", "mpg_city": 19, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1047", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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VEHICLE (MPV)", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-atlas-2-0t-sel-awd-4d-sport-utility-1v2br2ca8rc513845/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-atlas-2-0t-sel-awd-4d-sport-utility-1v2br2ca8rc513845/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1V2BR2CA8RC513845.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1V2BR2CA8RC513845.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1V2BR2CA8RC513845.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-volkswagen-atlas-2-0t-sel-awd-4d-sport-utility-1v2br2ca8rc513845/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1047, VIN 1V2BR2CA8RC513845. Advertised price: $33,603. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,603"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33603.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2BR2CA8RC513845_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 838, "unit": "per_month", "display": "$838/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33603.0, "price_incl_doc": 33603.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 838.33, "amount_financed": 35703.19, "sales_tax": 2100.19, "total_of_payments": 40239.69, "finance_charge": 4536.5, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1047, VIN 1V2BR2CA8RC513845. $838 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,603, before any dealer documentation fee. Amount financed $35,703, including $2,100 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,240. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2BR2CA8RC513845_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 698, "unit": "per_month", "display": "$698/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33603.0, "price_incl_doc": 33603.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 698.41, "amount_financed": 35703.19, "sales_tax": 2100.19, "total_of_payments": 41904.4, "finance_charge": 6201.21, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1047, VIN 1V2BR2CA8RC513845. $698 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,603, before any dealer documentation fee. Amount financed $35,703, including $2,100 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,904. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2BR2CA8RC513845_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33603.0, "price_incl_doc": 33603.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.53, "amount_financed": 35703.19, "sales_tax": 2100.19, "total_of_payments": 43814.34, "finance_charge": 8111.15, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1047, VIN 1V2BR2CA8RC513845. $609 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,603, before any dealer documentation fee. Amount financed $35,703, including $2,100 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,814. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 157}}, {"vin": "KMHLM4DG8TU244231", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport, SEL Sport Plus", "condition": "new", "price": 23127.0, "msrp": 26095.0, "sale_price": 23927.0, "currency": "USD", "mileage": 10, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28736", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/68b5-110013116/KMHLM4DG8TU244231/ce5e2538191a96d424e8772fa80d1233.jpg", "images": ["https://vehicle-images.carscommerce.inc/68b5-110013116/KMHLM4DG8TU244231/ce5e2538191a96d424e8772fa80d1233.jpg", "https://vehicle-images.carscommerce.inc/a157-110013116/KMHLM4DG8TU244231/8df29a8791b7efd862bba4b60182d821.jpg", "https://vehicle-images.carscommerce.inc/7d84-110013116/KMHLM4DG8TU244231/3c1a41376474e79d713bc92d8292a0b4.jpg", "https://vehicle-images.carscommerce.inc/66fc-110013116/KMHLM4DG8TU244231/a835896fcceeb3b2a34cac7e219bd89f.jpg", "https://vehicle-images.carscommerce.inc/3002-110013116/KMHLM4DG8TU244231/7362bad8bf7ba9ba349e9173aa216f61.jpg", "https://vehicle-images.carscommerce.inc/4c3a-110013116/KMHLM4DG8TU244231/6c884184631ef26a9d062934fb53118e.png", "https://vehicle-images.carscommerce.inc/88ec-110013116/KMHLM4DG8TU244231/8afef7aa899d5205f0ede5f4e6e63547.jpg", "https://vehicle-images.carscommerce.inc/9e0c-110013116/KMHLM4DG8TU244231/7f15df092cae59f1753a85a3c22c6594.jpg", "https://vehicle-images.carscommerce.inc/9def-110013116/KMHLM4DG8TU244231/e1333e5814c7fefc99852f7079801bf9.png", "https://vehicle-images.carscommerce.inc/2d94-110013116/KMHLM4DG8TU244231/047ee7974e4542847fb517961a33c4fd.jpg", "https://vehicle-images.carscommerce.inc/f841-110013116/KMHLM4DG8TU244231/3356545390cca7229708f3cb6aa37591.jpg", "https://vehicle-images.carscommerce.inc/9262-110013116/KMHLM4DG8TU244231/6df61cdfa0f66a4b31e127c0e7c9e02a.png", "https://vehicle-images.carscommerce.inc/c76f-110013116/KMHLM4DG8TU244231/6d8a0aa26637c809c330b43f98e2bbe8.jpg", "https://vehicle-images.carscommerce.inc/ef11-110013116/KMHLM4DG8TU244231/0ab41c16309cc1c1e21f84df6db4c910.jpg", "https://vehicle-images.carscommerce.inc/b359-110013116/KMHLM4DG8TU244231/14c35a25e96459f5c5c8c00f356f556a.png", "https://vehicle-images.carscommerce.inc/2d8a-110013116/KMHLM4DG8TU244231/c225e842e798a293c554eb6d2b4f44ec.jpg", "https://vehicle-images.carscommerce.inc/9200-110013116/KMHLM4DG8TU244231/1a717584dce4c6ddc09542cf7494c584.jpg", "https://vehicle-images.carscommerce.inc/cd32-110013116/KMHLM4DG8TU244231/ce07349e81db2f7df1d9ed2d2d56c96d.png", "https://vehicle-images.carscommerce.inc/a7b8-110013116/KMHLM4DG8TU244231/7ad119ab009dbe28da9656cf12ba74c5.jpg", "https://vehicle-images.carscommerce.inc/c5d3-110013116/KMHLM4DG8TU244231/216896fa64b6c40903b54ce977649244.jpg", "https://vehicle-images.carscommerce.inc/4d8c-110013116/KMHLM4DG8TU244231/98e5a99738bc45545e60d6afb667da3d.jpg", "https://vehicle-images.carscommerce.inc/8e8b-110013116/KMHLM4DG8TU244231/871132ab7023de700ccbb66affdcd7b2.jpg", "https://vehicle-images.carscommerce.inc/4f3e-110013116/KMHLM4DG8TU244231/9d61743059d02388a72847230bd3111e.png", "https://vehicle-images.carscommerce.inc/e40d-110013116/KMHLM4DG8TU244231/0360d92f0470a1d5d10d32c32801b8cd.jpg", "https://vehicle-images.carscommerce.inc/d41c-110013116/KMHLM4DG8TU244231/e2aa6e685e3ce9d2f9a5ca7b29c6de62.jpg", "https://vehicle-images.carscommerce.inc/4002-110013116/KMHLM4DG8TU244231/adf2aa273d6ece2e7fcb100dfbc6674c.jpg", "https://vehicle-images.carscommerce.inc/9e48-110013116/KMHLM4DG8TU244231/8a6b5b4eacff182834a33c970c0895dd.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport, SEL Sport Plus", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26095.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG8TU244231.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg8tu244231/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg8tu244231/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG8TU244231.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG8TU244231.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG8TU244231.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg8tu244231/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,968. This offer applies to Stock #28736, VIN KMHLM4DG8TU244231. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,095. Advertised price: $23,127. Savings: $2,968, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,095"}, {"label": "Advertised price", "value": "$23,127"}, {"label": "Savings", "value": "$2,968, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,968", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23127.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG8TU244231_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 447, "unit": "per_month", "display": "$447/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23127.0, "price_incl_doc": 23127.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.91, "amount_financed": 24572.44, "sales_tax": 1445.44, "total_of_payments": 26814.33, "finance_charge": 2241.89, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28736, VIN KMHLM4DG8TU244231. $447 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,127, before any dealer documentation fee. Amount financed $24,572, including $1,445 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,814. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG8TU244231_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 365, "unit": "per_month", "display": "$365/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23127.0, "price_incl_doc": 23127.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 364.77, "amount_financed": 24572.44, "sales_tax": 1445.44, "total_of_payments": 30640.51, "finance_charge": 6068.07, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28736, VIN KMHLM4DG8TU244231. $365 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,127, before any dealer documentation fee. Amount financed $24,572, including $1,445 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $30,641. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 158}}, {"vin": "4JGFB6BBXPA922362", "title": "2023 Mercedes-Benz GLE AMG\u00ae", "year": 2023, "make": "Mercedes-Benz", "model": "GLE", "trim": "AMG\u00ae", "decoded_trim": "AMG GLE53 4MATIC+", "condition": "used", "price": 59764.0, "msrp": 0.0, "sale_price": 61654.0, "currency": "USD", "mileage": 28443, "exterior_color": "White", "interior_color": "Black", "drivetrain": "4MATIC\u00ae", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline/Mild Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "3.0L I6 Turbo", "engine_displacement_l": 3.0, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": 18, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0509", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://www.castlehyundaidownersgrove.com/inventory/used-2023-mercedes-benz-gle-gle-53-amg%c2%ae-4matic%c2%ae-4d-sport-utility-4jgfb6bbxpa922362/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 59764.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4JGFB6BBXPA922362_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1491, "unit": "per_month", "display": "$1,491/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59764.0, "price_incl_doc": 59764.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1490.99, "amount_financed": 63499.25, "sales_tax": 3735.25, "total_of_payments": 71567.55, "finance_charge": 8068.3, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0509, VIN 4JGFB6BBXPA922362. $1,491 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $59,764, before any dealer documentation fee. Amount financed $63,499, including $3,735 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $71,568. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4JGFB6BBXPA922362_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1242, "unit": "per_month", "display": "$1,242/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59764.0, "price_incl_doc": 59764.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1242.14, "amount_financed": 63499.25, "sales_tax": 3735.25, "total_of_payments": 74528.3, "finance_charge": 11029.05, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0509, VIN 4JGFB6BBXPA922362. $1,242 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $59,764, before any dealer documentation fee. Amount financed $63,499, including $3,735 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $74,528. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4JGFB6BBXPA922362_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1082, "unit": "per_month", "display": "$1,082/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 59764.0, "price_incl_doc": 59764.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1082.29, "amount_financed": 63499.25, "sales_tax": 3735.25, "total_of_payments": 77925.19, "finance_charge": 14425.94, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0509, VIN 4JGFB6BBXPA922362. $1,082 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $59,764, before any dealer documentation fee. Amount financed $63,499, including $3,735 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $77,925. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 167}}, {"vin": "5NMP1DG12TH143926", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 40453.0, "msrp": null, "sale_price": 40453.0, "currency": "USD", "mileage": null, "exterior_color": "Shimmering Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP1DG12TH143926", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/8135-110013116/5NMP1DG12TH143926/3ce2e101d25d954b172b158f2bf76664.jpg", "images": ["https://vehicle-images.carscommerce.inc/8135-110013116/5NMP1DG12TH143926/3ce2e101d25d954b172b158f2bf76664.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DG12TH143926.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg12th143926/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg12th143926/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG12TH143926.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG12TH143926.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG12TH143926.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg12th143926/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP1DG12TH143926, VIN 5NMP1DG12TH143926. Advertised price: $40,453. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,453"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40453.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG12TH143926_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 716, "unit": "per_month", "display": "$716/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40453.0, "price_incl_doc": 40453.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 716.36, "amount_financed": 42981.31, "sales_tax": 2528.31, "total_of_payments": 42981.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG12TH143926, VIN 5NMP1DG12TH143926. $716 per month for 60 months at 0% APR, $0 cash down. Advertised price $40,453, before any dealer documentation fee. Amount financed $42,981, including $2,528 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,981. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG12TH143926_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 638, "unit": "per_month", "display": "$638/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40453.0, "price_incl_doc": 40453.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 638.04, "amount_financed": 42981.31, "sales_tax": 2528.31, "total_of_payments": 53595.37, "finance_charge": 10614.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG12TH143926, VIN 5NMP1DG12TH143926. $638 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $40,453, before any dealer documentation fee. Amount financed $42,981, including $2,528 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $53,595. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 151}}, {"vin": "KMHLS4DG3TU207884", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 23961.0, "msrp": 26950.0, "sale_price": 24761.0, "currency": "USD", "mileage": 4, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28701", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/3f77-110013116/KMHLS4DG3TU207884/43e0f30543a79780b4e61dbe4bfcf7c7.jpg", "images": ["https://vehicle-images.carscommerce.inc/3f77-110013116/KMHLS4DG3TU207884/43e0f30543a79780b4e61dbe4bfcf7c7.jpg", "https://vehicle-images.carscommerce.inc/22e8-110013116/KMHLS4DG3TU207884/18c52349dac4e06d365e1565b35b9c3e.jpg", "https://vehicle-images.carscommerce.inc/a8ef-110013116/KMHLS4DG3TU207884/1f822fbc946f21ff1d89595cb4d14d77.jpg", "https://vehicle-images.carscommerce.inc/884c-110013116/KMHLS4DG3TU207884/ba1a7bc1801ca1ee58368a237d528835.jpg", "https://vehicle-images.carscommerce.inc/84a7-110013116/KMHLS4DG3TU207884/d79099fd22db8bb6390fe9d080e82f7f.jpg", "https://vehicle-images.carscommerce.inc/4cd2-110013116/KMHLS4DG3TU207884/346752d7da3a7970232a321d82c65069.png", "https://vehicle-images.carscommerce.inc/a782-110013116/KMHLS4DG3TU207884/bd9d7be578abbe75f8b3fe744dca755c.jpg", "https://vehicle-images.carscommerce.inc/fd42-110013116/KMHLS4DG3TU207884/465fb6da725142465a3f304f2a829475.jpg", "https://vehicle-images.carscommerce.inc/93f6-110013116/KMHLS4DG3TU207884/cdc39034459316a4f64cfdcded5f4fed.png", "https://vehicle-images.carscommerce.inc/b4df-110013116/KMHLS4DG3TU207884/5910395fb902d96d11b29c085a1b09ce.jpg", "https://vehicle-images.carscommerce.inc/3810-110013116/KMHLS4DG3TU207884/6c1a698f908eae7af689172d71832bce.jpg", "https://vehicle-images.carscommerce.inc/1926-110013116/KMHLS4DG3TU207884/b3ded0abd4d6ad8972bbf9ee56808f47.png", "https://vehicle-images.carscommerce.inc/6d96-110013116/KMHLS4DG3TU207884/7739cc82dc0c7131568967ad8c4ebe1a.jpg", "https://vehicle-images.carscommerce.inc/e7e3-110013116/KMHLS4DG3TU207884/a399d7af2ca81e5dffca7ebf33ec8695.jpg", "https://vehicle-images.carscommerce.inc/4b29-110013116/KMHLS4DG3TU207884/2cf6cb558f0d90f89a0d935326b95182.png", "https://vehicle-images.carscommerce.inc/7fcc-110013116/KMHLS4DG3TU207884/b531b67c8a9db5aaf39261602ccc0e30.jpg", "https://vehicle-images.carscommerce.inc/f719-110013116/KMHLS4DG3TU207884/43a2476571d4b6715d3792fe67102038.jpg", "https://vehicle-images.carscommerce.inc/8eca-110013116/KMHLS4DG3TU207884/b1950242365a737641a67043ee7f1cd0.png", "https://vehicle-images.carscommerce.inc/ba99-110013116/KMHLS4DG3TU207884/dd124ba56225d3fb9b3bc282c7ce21fc.jpg", "https://vehicle-images.carscommerce.inc/312b-110013116/KMHLS4DG3TU207884/60d13ed60460f5495da223bad8f103e5.jpg", "https://vehicle-images.carscommerce.inc/9e12-110013116/KMHLS4DG3TU207884/306123fdb6851b30938411d8ad91f7e8.jpg", "https://vehicle-images.carscommerce.inc/1c90-110013116/KMHLS4DG3TU207884/e3d520fa25e9be074ae754679a077062.jpg", "https://vehicle-images.carscommerce.inc/1d1a-110013116/KMHLS4DG3TU207884/6551594dc88608e568ea2b3c66c6c19e.png", "https://vehicle-images.carscommerce.inc/173b-110013116/KMHLS4DG3TU207884/39a2e01d28f21d14c4bf299305669b79.jpg", "https://vehicle-images.carscommerce.inc/6bdc-110013116/KMHLS4DG3TU207884/0cbc2a0b4f09b701d64dfb6fe120809b.jpg", "https://vehicle-images.carscommerce.inc/b12d-110013116/KMHLS4DG3TU207884/2a51ebbe29509b35d0760ef64cfe6c26.jpg", "https://vehicle-images.carscommerce.inc/1105-110013116/KMHLS4DG3TU207884/9739c1c365aaf5d04812d891369708e4.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26950.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG3TU207884.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg3tu207884/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg3tu207884/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG3TU207884.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG3TU207884.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG3TU207884.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg3tu207884/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,989. This offer applies to Stock #28701, VIN KMHLS4DG3TU207884. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,950. Advertised price: $23,961. Savings: $2,989, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,950"}, {"label": "Advertised price", "value": "$23,961"}, {"label": "Savings", "value": "$2,989, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,989", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23961.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG3TU207884_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 463, "unit": "per_month", "display": "$463/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23961.0, "price_incl_doc": 23961.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 463.02, "amount_financed": 25458.56, "sales_tax": 1497.56, "total_of_payments": 27781.3, "finance_charge": 2322.74, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28701, VIN KMHLS4DG3TU207884. $463 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,961, before any dealer documentation fee. Amount financed $25,459, including $1,498 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,781. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG3TU207884_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 378, "unit": "per_month", "display": "$378/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23961.0, "price_incl_doc": 23961.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 377.92, "amount_financed": 25458.56, "sales_tax": 1497.56, "total_of_payments": 31745.45, "finance_charge": 6286.89, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28701, VIN KMHLS4DG3TU207884. $378 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,961, before any dealer documentation fee. Amount financed $25,459, including $1,498 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,745. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 153}}, {"vin": "3MVDMBDM5PM514530", "title": "2023 Mazda CX-30 Package", "year": 2023, "make": "Mazda", "model": "CX-30", "trim": "Package", "decoded_trim": "Premium Package", "condition": "used", "price": 24563.0, "msrp": 0.0, "sale_price": 25500.0, "currency": "USD", "mileage": 26428, "exterior_color": "Gray", "interior_color": "White", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae-G 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 26, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0851", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"4WD", "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mazda-cx-30-2-5-s-premium-package-awd-4d-sport-utility-3mvdmbdm5pm514530/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mazda-cx-30-2-5-s-premium-package-awd-4d-sport-utility-3mvdmbdm5pm514530/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3MVDMBDM5PM514530.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3MVDMBDM5PM514530.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3MVDMBDM5PM514530.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mazda-cx-30-2-5-s-premium-package-awd-4d-sport-utility-3mvdmbdm5pm514530/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0851, VIN 3MVDMBDM5PM514530. Advertised price: $24,563. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,563"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24563.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3MVDMBDM5PM514530_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 613, "unit": "per_month", "display": "$613/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24563.0, "price_incl_doc": 24563.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 612.8, "amount_financed": 26098.19, "sales_tax": 1535.19, "total_of_payments": 29414.26, "finance_charge": 3316.07, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0851, VIN 3MVDMBDM5PM514530. $613 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,563, before any dealer documentation fee. Amount financed $26,098, including $1,535 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,414. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBDM5PM514530_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 511, "unit": "per_month", "display": "$511/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24563.0, "price_incl_doc": 24563.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 510.52, "amount_financed": 26098.19, "sales_tax": 1535.19, "total_of_payments": 30631.13, "finance_charge": 4532.94, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0851, VIN 3MVDMBDM5PM514530. $511 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,563, before any dealer documentation fee. Amount financed $26,098, including $1,535 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,631. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3MVDMBDM5PM514530_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 445, "unit": "per_month", "display": "$445/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24563.0, "price_incl_doc": 24563.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 444.82, "amount_financed": 26098.19, "sales_tax": 1535.19, "total_of_payments": 32027.25, "finance_charge": 5929.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0851, VIN 3MVDMBDM5PM514530. $445 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,563, before any dealer documentation fee. Amount financed $26,098, including $1,535 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,027. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab1tu433743/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB1TU433743.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB1TU433743.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB1TU433743.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab1tu433743/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,895. This offer applies to Stock #28482, VIN KM8HFCAB1TU433743. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,615. Advertised price: $27,720. Savings: $2,895, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,615"}, {"label": "Advertised price", "value": "$27,720"}, {"label": "Savings", "value": "$2,895, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,895", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27720.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB1TU433743_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 536, "unit": "per_month", "display": "$536/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27720.0, "price_incl_doc": 27720.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 535.66, "amount_financed": 29452.5, "sales_tax": 1732.5, "total_of_payments": 32139.63, "finance_charge": 2687.13, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28482, VIN KM8HFCAB1TU433743. $536 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,720, before any dealer documentation fee. Amount financed $29,452, including $1,732 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,140. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB1TU433743_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 437, "unit": "per_month", "display": "$437/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27720.0, "price_incl_doc": 27720.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 437.21, "amount_financed": 29452.5, "sales_tax": 1732.5, "total_of_payments": 36725.68, "finance_charge": 7273.18, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28482, VIN KM8HFCAB1TU433743. $437 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,720, before any dealer documentation fee. Amount financed $29,452, including $1,732 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $36,726. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 147}}, {"vin": "KMTGF4SD3TU300165", "title": "2026 Genesis G80 3.5T", "year": 2026, "make": "Genesis", "model": "G80", "trim": "3.5T", "decoded_trim": "3.5T Prestige Black", "condition": "used", "price": 73912.0, "msrp": 0.0, "sale_price": 76924.0, "currency": "USD", "mileage": 5739, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.5L V6 PDI Turbocharged DOHC 24V LEV3-ULEV50 375hp", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 15, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0519", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-genesis-g80-3-5t-awd-4d-sedan-kmtgf4sd3tu300165/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMTGF4SD3TU300165.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMTGF4SD3TU300165.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMTGF4SD3TU300165.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-genesis-g80-3-5t-awd-4d-sedan-kmtgf4sd3tu300165/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0519, VIN KMTGF4SD3TU300165. Advertised price: $73,912. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$73,912"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 73912.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTGF4SD3TU300165_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1844, "unit": "per_month", "display": "$1,844/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73912.0, "price_incl_doc": 73912.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1843.95, "amount_financed": 78531.5, "sales_tax": 4619.5, "total_of_payments": 88509.82, "finance_charge": 9978.32, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0519, VIN KMTGF4SD3TU300165. $1,844 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $73,912, before any dealer documentation fee. Amount financed $78,532, including $4,620 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $88,510. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD3TU300165_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1536, "unit": "per_month", "display": "$1,536/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73912.0, "price_incl_doc": 73912.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1536.19, "amount_financed": 78531.5, "sales_tax": 4619.5, "total_of_payments": 92171.47, "finance_charge": 13639.97, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0519, VIN KMTGF4SD3TU300165. $1,536 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $73,912, before any dealer documentation fee. Amount financed $78,532, including $4,620 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $92,171. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTGF4SD3TU300165_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1339, "unit": "per_month", "display": "$1,339/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 73912.0, "price_incl_doc": 73912.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1338.51, "amount_financed": 78531.5, "sales_tax": 4619.5, "total_of_payments": 96372.5, "finance_charge": 17841.0, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0519, VIN KMTGF4SD3TU300165. $1,339 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $73,912, before any dealer documentation fee. Amount financed $78,532, including $4,620 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $96,372. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 147}}, {"vin": "1GYKNDRS5RZ755900", "title": "2024 Cadillac XT5 Luxury", "year": 2024, "make": "Cadillac", "model": "XT5", "trim": "Luxury", "decoded_trim": "Premium Luxury", "condition": "used", "price": 42810.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 11757, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 DI VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": 18, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "GD260670A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/1GYKNDRS5RZ755900.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-cadillac-xt5-premium-luxury-awd-4d-sport-utility-1gykndrs5rz755900/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-cadillac-xt5-premium-luxury-awd-4d-sport-utility-1gykndrs5rz755900/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1GYKNDRS5RZ755900.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1GYKNDRS5RZ755900.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1GYKNDRS5RZ755900.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-cadillac-xt5-premium-luxury-awd-4d-sport-utility-1gykndrs5rz755900/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260670A, VIN 1GYKNDRS5RZ755900. Advertised price: $42,810. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$42,810"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42810.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNDRS5RZ755900_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1068, "unit": "per_month", "display": "$1,068/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42810.0, "price_incl_doc": 42810.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1068.02, "amount_financed": 45485.63, "sales_tax": 2675.63, "total_of_payments": 51265.09, "finance_charge": 5779.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260670A, VIN 1GYKNDRS5RZ755900. $1,068 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $42,810, before any dealer documentation fee. Amount financed $45,486, including $2,676 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $51,265. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS5RZ755900_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 890, "unit": "per_month", "display": "$890/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42810.0, "price_incl_doc": 42810.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 889.77, "amount_financed": 45485.63, "sales_tax": 2675.63, "total_of_payments": 53385.93, "finance_charge": 7900.3, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260670A, VIN 1GYKNDRS5RZ755900. $890 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $42,810, before any dealer documentation fee. Amount financed $45,486, including $2,676 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $53,386. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS5RZ755900_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 775, "unit": "per_month", "display": "$775/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42810.0, "price_incl_doc": 42810.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 775.27, "amount_financed": 45485.63, "sales_tax": 2675.63, "total_of_payments": 55819.18, "finance_charge": 10333.55, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260670A, VIN 1GYKNDRS5RZ755900. $775 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $42,810, before any dealer documentation fee. Amount financed $45,486, including $2,676 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $55,819. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 149}}, {"vin": "KMHRC8A35TU455098", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 25063.0, "msrp": 25300.0, "sale_price": 25063.0, "currency": "USD", "mileage": 10, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "28545", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/6bf4-110013116/KMHRC8A35TU455098/ea6c02bd0a640e48ca879919cbb266ba.jpg", "images": ["https://vehicle-images.carscommerce.inc/6bf4-110013116/KMHRC8A35TU455098/ea6c02bd0a640e48ca879919cbb266ba.jpg", "https://vehicle-images.carscommerce.inc/3772-110013116/KMHRC8A35TU455098/e2af088afc43d4018d0fee28e165b3de.jpg", "https://vehicle-images.carscommerce.inc/7bec-110013116/KMHRC8A35TU455098/c9b794ec9690ac91b65481d436222a32.jpg", "https://vehicle-images.carscommerce.inc/d412-110013116/KMHRC8A35TU455098/a7a274d62f471fc294a9df0731af639e.jpg", "https://vehicle-images.carscommerce.inc/46e1-110013116/KMHRC8A35TU455098/6c7bff732b20b0e1ade28a829cdb09f2.jpg", "https://vehicle-images.carscommerce.inc/6c25-110013116/KMHRC8A35TU455098/af2aff60ec58f7443346f6a9e882f8e8.png", "https://vehicle-images.carscommerce.inc/a537-110013116/KMHRC8A35TU455098/211c7c46842175366d5fa2e054ce84c2.jpg", "https://vehicle-images.carscommerce.inc/9ff8-110013116/KMHRC8A35TU455098/7d75a52ffdea8fffeadea194b372e969.jpg", "https://vehicle-images.carscommerce.inc/99eb-110013116/KMHRC8A35TU455098/47d3dc5909f079d50f227ca09e0958a2.png", "https://vehicle-images.carscommerce.inc/5108-110013116/KMHRC8A35TU455098/37154b43539e048dcaeed57bb9278fa4.jpg", "https://vehicle-images.carscommerce.inc/c30e-110013116/KMHRC8A35TU455098/78b4292e0ffb24694dc718de0f01b970.jpg", "https://vehicle-images.carscommerce.inc/d102-110013116/KMHRC8A35TU455098/d52d46635de314c4a5d8c4171f30b4af.png", "https://vehicle-images.carscommerce.inc/5644-110013116/KMHRC8A35TU455098/2ce0fdff4979dc2a97feb98fbe60c71d.jpg", "https://vehicle-images.carscommerce.inc/62fe-110013116/KMHRC8A35TU455098/92a345b9a3aba7cddbf9811db83b1e27.jpg", "https://vehicle-images.carscommerce.inc/3c7b-110013116/KMHRC8A35TU455098/ba5e7d6438bd45013f635f83bdd6001e.png", "https://vehicle-images.carscommerce.inc/7085-110013116/KMHRC8A35TU455098/4a69db4eb10034228b58e1b65f170518.jpg", "https://vehicle-images.carscommerce.inc/5e9f-110013116/KMHRC8A35TU455098/cf96eef0b6dee3d9214b945c46865f4d.jpg", "https://vehicle-images.carscommerce.inc/f505-110013116/KMHRC8A35TU455098/cd7106ff899f57001a18231d9a8e5f19.png", "https://vehicle-images.carscommerce.inc/8039-110013116/KMHRC8A35TU455098/85224c4fe157e58eff2c96c3b2ad47e9.jpg", "https://vehicle-images.carscommerce.inc/25ef-110013116/KMHRC8A35TU455098/18af94fc6d0ae87862a71a0c7b8cf9af.jpg", "https://vehicle-images.carscommerce.inc/1b25-110013116/KMHRC8A35TU455098/1bf40802c6679377e9955b2dc43a6831.jpg", "https://vehicle-images.carscommerce.inc/87e0-110013116/KMHRC8A35TU455098/1f823b6ae57a25bf84eff5b85428861a.jpg", "https://vehicle-images.carscommerce.inc/7a93-110013116/KMHRC8A35TU455098/85bb1829be4dc15719e54cc36052cfd7.png", "https://vehicle-images.carscommerce.inc/9e6a-110013116/KMHRC8A35TU455098/b032b111928c177d55474b66cf4e06f6.jpg", "https://vehicle-images.carscommerce.inc/46d7-110013116/KMHRC8A35TU455098/5bb46d96c0d7cbfcb4537099642d97bf.jpg", "https://vehicle-images.carscommerce.inc/e67e-110013116/KMHRC8A35TU455098/d663129492eb3af2370691ec4c5be321.jpg", "https://vehicle-images.carscommerce.inc/aea1-110013116/KMHRC8A35TU455098/a6cd989b98a8352090169cc7d6bec9ee.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25300.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A35TU455098.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a35tu455098/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a35tu455098/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A35TU455098.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A35TU455098.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A35TU455098.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a35tu455098/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $237. This offer applies to Stock #28545, VIN KMHRC8A35TU455098. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,300. Advertised price: $25,063. Savings: $237, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,300"}, {"label": "Advertised price", "value": "$25,063"}, {"label": "Savings", "value": "$237, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $237", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25063.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A35TU455098_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 509, "unit": "per_month", "display": "$509/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25063.0, "price_incl_doc": 25063.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 508.53, "amount_financed": 26629.44, "sales_tax": 1566.44, "total_of_payments": 30511.82, "finance_charge": 3882.38, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28545, VIN KMHRC8A35TU455098. $509 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $25,063, before any dealer documentation fee. Amount financed $26,629, including $1,566 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,512. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A35TU455098_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 395, "unit": "per_month", "display": "$395/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25063.0, "price_incl_doc": 25063.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 395.3, "amount_financed": 26629.44, "sales_tax": 1566.44, "total_of_payments": 33205.47, "finance_charge": 6576.03, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28545, VIN KMHRC8A35TU455098. $395 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $25,063, before any dealer documentation fee. Amount financed $26,629, including $1,566 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,205. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 148}}, {"vin": "2T3H1RFV4LW082676", "title": "2020 Toyota RAV4 LE", "year": 2020, "make": "Toyota", "model": "RAV4", "trim": "LE", "decoded_trim": "LE", "condition": "used", "price": 21004.0, "msrp": 0.0, "sale_price": 22412.0, "currency": "USD", "mileage": 87859, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L 4-Cylinder DOHC Dual VVT-i", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": 27, "mpg_hwy": 35, "range_miles": null, "battery_kwh": null, "stock_number": "HD260963XA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260963XA, VIN 2T3H1RFV4LW082676. Advertised price: $21,004. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,004"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21004.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2T3H1RFV4LW082676_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 524, "unit": "per_month", "display": "$524/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21004.0, "price_incl_doc": 21004.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 524.01, "amount_financed": 22316.75, "sales_tax": 1312.75, "total_of_payments": 25152.35, "finance_charge": 2835.6, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260963XA, VIN 2T3H1RFV4LW082676. $524 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,004, before any dealer documentation fee. Amount financed $22,317, including $1,313 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,152. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T3H1RFV4LW082676_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 437, "unit": "per_month", "display": "$437/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21004.0, "price_incl_doc": 21004.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 436.55, "amount_financed": 22316.75, "sales_tax": 1312.75, "total_of_payments": 26192.9, "finance_charge": 3876.15, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260963XA, VIN 2T3H1RFV4LW082676. $437 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,004, before any dealer documentation fee. Amount financed $22,317, including $1,313 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,193. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2T3H1RFV4LW082676_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 380, "unit": "per_month", "display": "$380/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21004.0, "price_incl_doc": 21004.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 380.37, "amount_financed": 22316.75, "sales_tax": 1312.75, "total_of_payments": 27386.73, "finance_charge": 5069.98, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260963XA, VIN 2T3H1RFV4LW082676. $380 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,004, before any dealer documentation fee. Amount financed $22,317, including $1,313 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,387. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22293.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HBCAB9RU161382_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 556, "unit": "per_month", "display": "$556/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HBCAB9RU161382_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 463, "unit": "per_month", "display": "$463/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22293.0, "price_incl_doc": 22293.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 463.34, "amount_financed": 23686.31, "sales_tax": 1393.31, "total_of_payments": 27800.33, "finance_charge": 4114.02, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK161382, VIN KM8HBCAB9RU161382. $463 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $22,293, before any dealer documentation fee. Amount financed $23,686, including $1,393 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $27,800. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HBCAB9RU161382_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 404, "unit": "per_month", "display": "$404/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22293.0, "price_incl_doc": 22293.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 403.71, "amount_financed": 23686.31, "sales_tax": 1393.31, "total_of_payments": 29067.43, "finance_charge": 5381.12, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK161382, VIN KM8HBCAB9RU161382. $404 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $22,293, before any dealer documentation fee. Amount financed $23,686, including $1,393 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $29,067. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$7,190"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Keyless Entry", "Power Seats", "Remote Start"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 7190.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1N4BL3AP7DN427199_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 179, "unit": "per_month", "display": "$179/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 7190.0, "price_incl_doc": 7190.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 179.38, "amount_financed": 7639.38, "sales_tax": 449.38, "total_of_payments": 8610.05, "finance_charge": 970.67, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0798A, VIN 1N4BL3AP7DN427199. $179 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $7,190, before any dealer documentation fee. Amount financed $7,639, including $449 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $8,610. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N4BL3AP7DN427199_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 149, "unit": "per_month", "display": "$149/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 7190.0, "price_incl_doc": 7190.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 149.44, "amount_financed": 7639.38, "sales_tax": 449.38, "total_of_payments": 8966.25, "finance_charge": 1326.87, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0798A, VIN 1N4BL3AP7DN427199. $149 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $7,190, before any dealer documentation fee. Amount financed $7,639, including $449 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $8,966. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N4BL3AP7DN427199_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 130, "unit": "per_month", "display": "$130/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 7190.0, "price_incl_doc": 7190.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 130.21, "amount_financed": 7639.38, "sales_tax": 449.38, "total_of_payments": 9374.92, "finance_charge": 1735.54, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0798A, VIN 1N4BL3AP7DN427199. $130 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $7,190, before any dealer documentation fee. Amount financed $7,639, including $449 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $9,375. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 148}}, {"vin": "KM8RKES26TU086789", "title": "2026 Hyundai PALISADE Limited", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 47454.0, "msrp": 53370.0, "sale_price": 49454.0, "currency": "USD", "mileage": 15, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "28398", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/4e06-110013116/KM8RKES26TU086789/e1c1ed1ca5ef8fd464153d3385d03d83.jpg", "images": ["https://vehicle-images.carscommerce.inc/4e06-110013116/KM8RKES26TU086789/e1c1ed1ca5ef8fd464153d3385d03d83.jpg", "https://vehicle-images.carscommerce.inc/74b8-110013116/KM8RKES26TU086789/40500feb6ba457999700757d102507cd.jpg", "https://vehicle-images.carscommerce.inc/762e-110013116/KM8RKES26TU086789/9d2eac9ce5452e79adf04e1ec05ee888.jpg", "https://vehicle-images.carscommerce.inc/d1de-110013116/KM8RKES26TU086789/349beca474de8f79f00914cbacd44c2a.jpg", "https://vehicle-images.carscommerce.inc/dad4-110013116/KM8RKES26TU086789/adab1e5a46428e88b49df6fea289f8c3.png", "https://vehicle-images.carscommerce.inc/df7b-110013116/KM8RKES26TU086789/0d282eeb4a511cc13f3be48a12e692cb.jpg", "https://vehicle-images.carscommerce.inc/2851-110013116/KM8RKES26TU086789/9a248648309e79fe21d564cfc2adacc6.jpg", "https://vehicle-images.carscommerce.inc/8553-110013116/KM8RKES26TU086789/eaf13a8a3c14750486e41fddddafa51a.png", "https://vehicle-images.carscommerce.inc/7b22-110013116/KM8RKES26TU086789/8ebbeee816e620d5fde059a514efadee.jpg", "https://vehicle-images.carscommerce.inc/4285-110013116/KM8RKES26TU086789/39d8daa231159473a1e28dc2a78f14f7.jpg", "https://vehicle-images.carscommerce.inc/5dba-110013116/KM8RKES26TU086789/c645d7f8a00e52e68284af0ea1b654bd.png", "https://vehicle-images.carscommerce.inc/baf6-110013116/KM8RKES26TU086789/0f9f155ee0ca5a7a9bcb0848c9b88d8e.jpg", "https://vehicle-images.carscommerce.inc/f067-110013116/KM8RKES26TU086789/88d9493b197139fa3aba6ff17cf2d79b.jpg", "https://vehicle-images.carscommerce.inc/1357-110013116/KM8RKES26TU086789/771a9d9d0c927e6ae977f8b414b8875d.png", "https://vehicle-images.carscommerce.inc/8d9e-110013116/KM8RKES26TU086789/bd4e223d4814130804cc0ddb777cc1d0.jpg", "https://vehicle-images.carscommerce.inc/8b54-110013116/KM8RKES26TU086789/cf71d40f5e5bac17642d063b4d7578df.jpg", "https://vehicle-images.carscommerce.inc/ccf0-110013116/KM8RKES26TU086789/cef4f6d775273334db9dcc3d3fcae710.png", "https://vehicle-images.carscommerce.inc/4ab5-110013116/KM8RKES26TU086789/9579150a9d755e87642f2ab43b0b5e75.jpg", "https://vehicle-images.carscommerce.inc/66fa-110013116/KM8RKES26TU086789/e04ad7b51857ca1ea22c922104532b95.jpg", "https://vehicle-images.carscommerce.inc/f26a-110013116/KM8RKES26TU086789/2505d5abed9a464937647daf4dcf20e8.jpg", "https://vehicle-images.carscommerce.inc/a683-110013116/KM8RKES26TU086789/d4f3aa808585eb2f02b924c55b10d78f.jpg", "https://vehicle-images.carscommerce.inc/b6c3-110013116/KM8RKES26TU086789/01096c423590c9563a36fcc71f290291.png", "https://vehicle-images.carscommerce.inc/1272-110013116/KM8RKES26TU086789/ba36957686875fd270575dcb26de6a44.jpg", "https://vehicle-images.carscommerce.inc/900b-110013116/KM8RKES26TU086789/3fab78b4a803f886c7416e522dabb966.jpg", "https://vehicle-images.carscommerce.inc/204c-110013116/KM8RKES26TU086789/dbe5caa8dffcb7b46f5477eb6134970f.jpg", "https://vehicle-images.carscommerce.inc/4479-110013116/KM8RKES26TU086789/d65d28ccc250015fdf1ef3be9b8a5f99.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53370.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RKES26TU086789.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes26tu086789/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes26tu086789/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RKES26TU086789.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES26TU086789.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES26TU086789.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes26tu086789/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,916. This offer applies to Stock #28398, VIN KM8RKES26TU086789. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,370. Advertised price: $47,454. Savings: $5,916, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,370"}, {"label": "Advertised price", "value": "$47,454"}, {"label": "Savings", "value": "$5,916, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,916", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47454.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RKES26TU086789_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 928, "unit": "per_month", "display": "$928/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47454.0, "price_incl_doc": 47454.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 928.33, "amount_financed": 50419.88, "sales_tax": 2965.88, "total_of_payments": 55699.88, "finance_charge": 5280.0, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28398, VIN KM8RKES26TU086789. $928 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $47,454, before any dealer documentation fee. Amount financed $50,420, including $2,966 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $55,700. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RKES26TU086789_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47454.0, "price_incl_doc": 47454.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 700.28, "amount_financed": 50419.88, "sales_tax": 2965.88, "total_of_payments": 50419.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28398, VIN KM8RKES26TU086789. $700 per month for 72 months at 0% APR, $0 cash down. Advertised price $47,454, before any dealer documentation fee. Amount financed $50,420, including $2,966 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $50,420. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 170}}, {"vin": "KMUHCESC7PU140979", "title": "2023 Genesis GV80 +", "year": 2023, "make": "Genesis", "model": "GV80", "trim": "+", "decoded_trim": "3.5T, 3.5T Advanced, 3.5T Advanced+, 3.5T Prestige", "condition": "used", "price": 47312.0, "msrp": 0.0, "sale_price": 48411.0, "currency": "USD", "mileage": 29179, "exterior_color": "Gray", "interior_color": "Black/Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.5L DOHC", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0525", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-genesis-gv80-3-5t-advanced-awd-4d-sport-utility-kmuhcesc7pu140979/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMUHCESC7PU140979.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMUHCESC7PU140979.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMUHCESC7PU140979.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-genesis-gv80-3-5t-advanced-awd-4d-sport-utility-kmuhcesc7pu140979/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0525, VIN KMUHCESC7PU140979. Advertised price: $47,312. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$47,312"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47312.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESC7PU140979_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1180, "unit": "per_month", "display": "$1,180/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47312.0, "price_incl_doc": 47312.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1180.34, "amount_financed": 50269.0, "sales_tax": 2957.0, "total_of_payments": 56656.25, "finance_charge": 6387.25, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0525, VIN KMUHCESC7PU140979. $1,180 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $47,312, before any dealer documentation fee. Amount financed $50,269, including $2,957 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $56,656. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC7PU140979_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 983, "unit": "per_month", "display": "$983/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47312.0, "price_incl_doc": 47312.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 983.34, "amount_financed": 50269.0, "sales_tax": 2957.0, "total_of_payments": 59000.12, "finance_charge": 8731.12, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0525, VIN KMUHCESC7PU140979. $983 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $47,312, before any dealer documentation fee. Amount financed $50,269, including $2,957 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $59,000. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC7PU140979_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 857, "unit": "per_month", "display": "$857/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47312.0, "price_incl_doc": 47312.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 856.8, "amount_financed": 50269.0, "sales_tax": 2957.0, "total_of_payments": 61689.25, "finance_charge": 11420.25, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0525, VIN KMUHCESC7PU140979. $857 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $47,312, before any dealer documentation fee. Amount financed $50,269, including $2,957 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $61,689. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8R34GE8PU577705.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-palisade-xrt-fwd-4d-sport-utility-km8r34ge8pu577705/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-palisade-xrt-fwd-4d-sport-utility-km8r34ge8pu577705/", "canonical_url": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260651A, VIN KM8R34GE8PU577705. Advertised price: $31,936. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,936"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31936.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8R34GE8PU577705_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 797, "unit": "per_month", "display": "$797/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31936.0, "price_incl_doc": 31936.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 796.74, "amount_financed": 33932.0, "sales_tax": 1996.0, "total_of_payments": 38243.45, "finance_charge": 4311.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260651A, VIN KM8R34GE8PU577705. $797 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,936, before any dealer documentation fee. Amount financed $33,932, including $1,996 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $38,243. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R34GE8PU577705_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 664, "unit": "per_month", "display": "$664/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31936.0, "price_incl_doc": 31936.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 663.76, "amount_financed": 33932.0, "sales_tax": 1996.0, "total_of_payments": 39825.58, "finance_charge": 5893.58, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260651A, VIN KM8R34GE8PU577705. $664 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,936, before any dealer documentation fee. Amount financed $33,932, including $1,996 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $39,826. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R34GE8PU577705_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 578, "unit": "per_month", "display": "$578/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31936.0, "price_incl_doc": 31936.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 578.34, "amount_financed": 33932.0, "sales_tax": 1996.0, "total_of_payments": 41640.77, "finance_charge": 7708.77, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260651A, VIN KM8R34GE8PU577705. $578 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,936, before any dealer documentation fee. Amount financed $33,932, including $1,996 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $41,641. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 159}}, {"vin": "KM8RMESA6TU107173", "title": "2026 Hyundai PALISADE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 61633.0, "msrp": null, "sale_price": 61633.0, "currency": "USD", "mileage": null, "exterior_color": "Classy Blue Pearl", "interior_color": "Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA6TU107173", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/396e-110013116/KM8RMESA6TU107173/b6bc2835c39db6d6152e03a85b95964e.jpg", "images": ["https://vehicle-images.carscommerce.inc/396e-110013116/KM8RMESA6TU107173/b6bc2835c39db6d6152e03a85b95964e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA6TU107173.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa6tu107173/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa6tu107173/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA6TU107173.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA6TU107173.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA6TU107173.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa6tu107173/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA6TU107173, VIN KM8RMESA6TU107173. Advertised price: $61,633. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$61,633"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 61633.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA6TU107173_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1221, "unit": "per_month", "display": "$1,221/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61633.0, "price_incl_doc": 61633.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1220.54, "amount_financed": 65485.06, "sales_tax": 3852.06, "total_of_payments": 73232.49, "finance_charge": 7747.43, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA6TU107173, VIN KM8RMESA6TU107173. $1,221 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $61,633, before any dealer documentation fee. Amount financed $65,485, including $3,852 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $73,232. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA6TU107173_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 910, "unit": "per_month", "display": "$910/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 61633.0, "price_incl_doc": 61633.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 909.51, "amount_financed": 65485.06, "sales_tax": 3852.06, "total_of_payments": 65485.06, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA6TU107173, VIN KM8RMESA6TU107173. $910 per month for 72 months at 0% APR, $0 cash down. Advertised price $61,633, before any dealer documentation fee. Amount financed $65,485, including $3,852 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $65,485. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 162}}, {"vin": "5NMP2DGL3TH212623", "title": "2026 Hyundai SANTA FE SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 38680.0, "msrp": 42545.0, "sale_price": 38930.0, "currency": "USD", "mileage": 9, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260779", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/de21-110013116/5NMP2DGL3TH212623/332f6b138a1b779fa08ab251b18036d3.jpg", "images": ["https://vehicle-images.carscommerce.inc/de21-110013116/5NMP2DGL3TH212623/332f6b138a1b779fa08ab251b18036d3.jpg", "https://vehicle-images.carscommerce.inc/d6e0-110013116/5NMP2DGL3TH212623/21328eb0f557b1aeb3493ae470a1538e.jpg", "https://vehicle-images.carscommerce.inc/265d-110013116/5NMP2DGL3TH212623/ee05c00e01cfe29d35a427d9c081f7ee.jpg", "https://vehicle-images.carscommerce.inc/87e4-110013116/5NMP2DGL3TH212623/c319b53d92b5876bd8bfd7cb61331c14.jpg", "https://vehicle-images.carscommerce.inc/e607-110013116/5NMP2DGL3TH212623/5c7f66afc447747b5c0d9e46854a38a9.png", "https://vehicle-images.carscommerce.inc/d584-110013116/5NMP2DGL3TH212623/be149eb3954b7d533b2375ba3bdc04e3.jpg", "https://vehicle-images.carscommerce.inc/3b3e-110013116/5NMP2DGL3TH212623/3c9f49c28e84469e64d05b5dba1c3dd4.jpg", "https://vehicle-images.carscommerce.inc/3363-110013116/5NMP2DGL3TH212623/da7014e4141e6428dc6135851ad32879.png", "https://vehicle-images.carscommerce.inc/2fb2-110013116/5NMP2DGL3TH212623/bd72fecb6d8e6486eff89ea4d8590997.jpg", "https://vehicle-images.carscommerce.inc/bab4-110013116/5NMP2DGL3TH212623/6e22971858f810fcea47424e487d87a3.jpg", "https://vehicle-images.carscommerce.inc/6001-110013116/5NMP2DGL3TH212623/71353197a4d2cdb4bd0f0e5bab09b130.png", "https://vehicle-images.carscommerce.inc/84f9-110013116/5NMP2DGL3TH212623/8cf99dd3dc977d73c7dcc6fe445f9799.jpg", "https://vehicle-images.carscommerce.inc/a163-110013116/5NMP2DGL3TH212623/70b74279574f2a3ddbdc62a4bb27cf30.jpg", "https://vehicle-images.carscommerce.inc/836c-110013116/5NMP2DGL3TH212623/ca9a4055734ac78bb8dac202381a707e.png", "https://vehicle-images.carscommerce.inc/5028-110013116/5NMP2DGL3TH212623/985144ac980ce01e4c330e1f5c25f33e.jpg", "https://vehicle-images.carscommerce.inc/5ab6-110013116/5NMP2DGL3TH212623/316b8972600c0d1b382e9d917c41a1ae.jpg", "https://vehicle-images.carscommerce.inc/a052-110013116/5NMP2DGL3TH212623/6fde2cc22fa7ec62f7f81ee8cf3a0cf8.png", "https://vehicle-images.carscommerce.inc/3a8d-110013116/5NMP2DGL3TH212623/5e3916ad0c9f219f680f411c38666dc7.jpg", "https://vehicle-images.carscommerce.inc/ce78-110013116/5NMP2DGL3TH212623/0e79e7e779e0e90e131d3499868a4c6f.jpg", "https://vehicle-images.carscommerce.inc/892b-110013116/5NMP2DGL3TH212623/d6d0f78dec8c396969f43139e6ec1202.png", "https://vehicle-images.carscommerce.inc/f3b8-110013116/5NMP2DGL3TH212623/d5efef1ff81b9c21e789c2509fc9c2a8.jpg", "https://vehicle-images.carscommerce.inc/5317-110013116/5NMP2DGL3TH212623/125810f6b101615181719ba6e63104ea.jpg", "https://vehicle-images.carscommerce.inc/6b01-110013116/5NMP2DGL3TH212623/cf61f297bcc6879ad0b8c844f935c3c8.png", "https://vehicle-images.carscommerce.inc/df7b-110013116/5NMP2DGL3TH212623/b2e0bc617eddc0313d87c19215351474.jpg", "https://vehicle-images.carscommerce.inc/21f3-110013116/5NMP2DGL3TH212623/f21bc3c02b9faa26aa86a1536c1f794b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 42545.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DGL3TH212623.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl3th212623/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl3th212623/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DGL3TH212623.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL3TH212623.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL3TH212623.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl3th212623/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,865. This offer applies to Stock #HD260779, VIN 5NMP2DGL3TH212623. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $42,545. Advertised price: $38,680. Savings: $3,865, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$42,545"}, {"label": "Advertised price", "value": "$38,680"}, {"label": "Savings", "value": "$3,865, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,865", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38680.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DGL3TH212623_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 685, "unit": "per_month", "display": "$685/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38680.0, "price_incl_doc": 38680.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 684.96, "amount_financed": 41097.5, "sales_tax": 2417.5, "total_of_payments": 41097.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260779, VIN 5NMP2DGL3TH212623. $685 per month for 60 months at 0% APR, $0 cash down. Advertised price $38,680, before any dealer documentation fee. Amount financed $41,098, including $2,418 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $41,098. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL3TH212623_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 610, "unit": "per_month", "display": "$610/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38680.0, "price_incl_doc": 38680.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 610.08, "amount_financed": 41097.5, "sales_tax": 2417.5, "total_of_payments": 51246.36, "finance_charge": 10148.86, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260779, VIN 5NMP2DGL3TH212623. $610 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,680, before any dealer documentation fee. Amount financed $41,098, including $2,418 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $51,246. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL3TH212623_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 487, "unit": "per_month", "display": "$487/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 42545.0, "selling_price": 38680.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 486.99, "net_cap_cost": 39330.0, "residual_value": 26377.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 486.99, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 646.99}, "total_of_payments": 17532, "total_of_payments_unrounded": 17531.64}, "disclosure": "Estimated lease payment for stock #HD260779, VIN 5NMP2DGL3TH212623. $487 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $647, made up of $487 first payment, $60 title, $100 registration. MSRP $42,545. Lease selling price $38,680. Net capitalized cost $39,330. Residual value $26,378, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,532. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL3TH212623_lease", "type": "lease", "label": "Lease", "headline": {"value": 394, "unit": "per_month", "display": "$394/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 42545.0, "selling_price": 38680.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 393.7, "net_cap_cost": 36331.0, "residual_value": 26377.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 393.7, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3552.7}, "total_of_payments": 14184, "total_of_payments_unrounded": 14173.2}, "disclosure": "Estimated lease payment for stock #HD260779, VIN 5NMP2DGL3TH212623. $394 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,553, made up of $394 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $42,545. Lease selling price $38,680. Net capitalized cost $36,331. Residual value $26,378, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,184. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 227}}, {"vin": "KM8R4DHE3LU145559", "title": "2020 Hyundai Palisade SEL", "year": 2020, "make": "Hyundai", "model": "Palisade", "trim": "SEL", "decoded_trim": "SEL w/ Premium Pkg", "condition": "used", "price": 23095.0, "msrp": 0.0, "sale_price": 22603.0, "currency": "USD", "mileage": 85927, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.8, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260627A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-hyundai-palisade-sel-awd-4d-sport-utility-km8r4dhe3lu145559/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8R4DHE3LU145559.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8R4DHE3LU145559.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8R4DHE3LU145559.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-hyundai-palisade-sel-awd-4d-sport-utility-km8r4dhe3lu145559/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260627A, VIN KM8R4DHE3LU145559. Advertised price: $23,095. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,095"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Leather Seats", "Navigation System", "Power Seats", "Premium Audio", "Premium Package", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23095.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8R4DHE3LU145559_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 576, "unit": "per_month", "display": "$576/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23095.0, "price_incl_doc": 23095.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 576.17, "amount_financed": 24538.44, "sales_tax": 1443.44, "total_of_payments": 27656.33, "finance_charge": 3117.89, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260627A, VIN KM8R4DHE3LU145559. $576 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,095, before any dealer documentation fee. Amount financed $24,538, including $1,443 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $27,656. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R4DHE3LU145559_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 480, "unit": "per_month", "display": "$480/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23095.0, "price_incl_doc": 23095.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 480.01, "amount_financed": 24538.44, "sales_tax": 1443.44, "total_of_payments": 28800.47, "finance_charge": 4262.03, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260627A, VIN KM8R4DHE3LU145559. $480 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,095, before any dealer documentation fee. Amount financed $24,538, including $1,443 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $28,800. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R4DHE3LU145559_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 418, "unit": "per_month", "display": "$418/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23095.0, "price_incl_doc": 23095.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 418.24, "amount_financed": 24538.44, "sales_tax": 1443.44, "total_of_payments": 30113.15, "finance_charge": 5574.71, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260627A, VIN KM8R4DHE3LU145559. $418 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,095, before any dealer documentation fee. Amount financed $24,538, including $1,443 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,113. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 166}}, {"vin": "KM8RLESA1TU110162", "title": "2026 Hyundai PALISADE HYBRID 7P", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "Blue SEL FWD, SEL AWD", "condition": "new", "price": 48908.0, "msrp": null, "sale_price": 48908.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black Pearl", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RLESA1TU110162", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/59a9-110013116/KM8RLESA1TU110162/6c46fecb9d8aba9a4adbda55da3e21d6.jpg", "images": ["https://vehicle-images.carscommerce.inc/59a9-110013116/KM8RLESA1TU110162/6c46fecb9d8aba9a4adbda55da3e21d6.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL FWD, SEL AWD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLESA1TU110162.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-7p-awd-sport-utility-km8rlesa1tu110162/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-7p-awd-sport-utility-km8rlesa1tu110162/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESA1TU110162.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA1TU110162.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA1TU110162.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-7p-awd-sport-utility-km8rlesa1tu110162/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RLESA1TU110162, VIN KM8RLESA1TU110162. Advertised price: $48,908. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$48,908"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48908.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESA1TU110162_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 969, "unit": "per_month", "display": "$969/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48908.0, "price_incl_doc": 48908.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 968.54, "amount_financed": 51964.75, "sales_tax": 3056.75, "total_of_payments": 58112.61, "finance_charge": 6147.86, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLESA1TU110162, VIN KM8RLESA1TU110162. $969 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $48,908, before any dealer documentation fee. Amount financed $51,965, including $3,057 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $58,113. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESA1TU110162_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 722, "unit": "per_month", "display": "$722/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48908.0, "price_incl_doc": 48908.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 721.73, "amount_financed": 51964.75, "sales_tax": 3056.75, "total_of_payments": 51964.75, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RLESA1TU110162, VIN KM8RLESA1TU110162. $722 per month for 72 months at 0% APR, $0 cash down. Advertised price $48,908, before any dealer documentation fee. Amount financed $51,965, including $3,057 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $51,965. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 165}}, {"vin": "KM8RMESA6TU109151", "title": "2026 Hyundai PALISADE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 62133.0, "msrp": null, "sale_price": 62133.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RMESA6TU109151", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/396e-110013116/KM8RMESA6TU109151/b6bc2835c39db6d6152e03a85b95964e.jpg", "images": ["https://vehicle-images.carscommerce.inc/396e-110013116/KM8RMESA6TU109151/b6bc2835c39db6d6152e03a85b95964e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RMESA6TU109151.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa6tu109151/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa6tu109151/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA6TU109151.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA6TU109151.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA6TU109151.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-sport-utility-km8rmesa6tu109151/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RMESA6TU109151, VIN KM8RMESA6TU109151. Advertised price: $62,133. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$62,133"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 62133.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA6TU109151_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1230, "unit": "per_month", "display": "$1,230/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62133.0, "price_incl_doc": 62133.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1230.44, "amount_financed": 66016.31, "sales_tax": 3883.31, "total_of_payments": 73826.59, "finance_charge": 7810.28, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA6TU109151, VIN KM8RMESA6TU109151. $1,230 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $62,133, before any dealer documentation fee. Amount financed $66,016, including $3,883 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $73,827. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA6TU109151_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 917, "unit": "per_month", "display": "$917/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 62133.0, "price_incl_doc": 62133.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 916.89, "amount_financed": 66016.31, "sales_tax": 3883.31, "total_of_payments": 66016.31, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RMESA6TU109151, VIN KM8RMESA6TU109151. $917 per month for 72 months at 0% APR, $0 cash down. Advertised price $62,133, before any dealer documentation fee. Amount financed $66,016, including $3,883 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $66,016. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 161}}, {"vin": "KMHLS4DG7TU209380", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 23952.0, "msrp": 26940.0, "sale_price": 24752.0, "currency": "USD", "mileage": 9, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28665", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/e7ba-110013116/KMHLS4DG7TU209380/51f175a4269fd985e67677e61864e88b.jpg", "images": ["https://vehicle-images.carscommerce.inc/e7ba-110013116/KMHLS4DG7TU209380/51f175a4269fd985e67677e61864e88b.jpg", "https://vehicle-images.carscommerce.inc/7305-110013116/KMHLS4DG7TU209380/9e5aa1f35d6c2cc8e1d7ec55bb46dd47.jpg", "https://vehicle-images.carscommerce.inc/aea6-110013116/KMHLS4DG7TU209380/b15d4ba005eced904b42ed50ad99e832.jpg", "https://vehicle-images.carscommerce.inc/4b8b-110013116/KMHLS4DG7TU209380/248e2b96ccefbe14eb773ab1279ed6c1.jpg", "https://vehicle-images.carscommerce.inc/76c3-110013116/KMHLS4DG7TU209380/d13c307ed4571e88079e01f11c4d7c15.jpg", "https://vehicle-images.carscommerce.inc/7a36-110013116/KMHLS4DG7TU209380/f27298d20b206e1843024bb7918d4f5b.png", "https://vehicle-images.carscommerce.inc/3314-110013116/KMHLS4DG7TU209380/2e774c50809c15a701ebd981fdaa34a4.jpg", "https://vehicle-images.carscommerce.inc/a297-110013116/KMHLS4DG7TU209380/e2f1b70b668bffe7eec902aab0bfa85b.jpg", "https://vehicle-images.carscommerce.inc/5a33-110013116/KMHLS4DG7TU209380/0b34f092234e9cfb3ff268d6daf18983.png", "https://vehicle-images.carscommerce.inc/d38b-110013116/KMHLS4DG7TU209380/094039f9ca3d305e4f5fba4d82f1cac2.jpg", "https://vehicle-images.carscommerce.inc/dda8-110013116/KMHLS4DG7TU209380/e1b559f3098dbb63d54b9f6a2153ef9e.jpg", "https://vehicle-images.carscommerce.inc/2af2-110013116/KMHLS4DG7TU209380/995405cd8bb26711d154377e3b62f3ea.png", "https://vehicle-images.carscommerce.inc/309e-110013116/KMHLS4DG7TU209380/5d7ff63531d2574ea410468e8a4a3ee1.jpg", "https://vehicle-images.carscommerce.inc/5d5f-110013116/KMHLS4DG7TU209380/d1b160b7abd6eab162ad3f11d266696a.jpg", "https://vehicle-images.carscommerce.inc/914f-110013116/KMHLS4DG7TU209380/311b292bd82238dea30b43e85b837ab4.png", "https://vehicle-images.carscommerce.inc/3700-110013116/KMHLS4DG7TU209380/6f1bde31bb840ee07c967cda4553cc70.jpg", "https://vehicle-images.carscommerce.inc/9e28-110013116/KMHLS4DG7TU209380/41bf2a0cd4eab68cc9c417f41c1148a7.jpg", "https://vehicle-images.carscommerce.inc/3927-110013116/KMHLS4DG7TU209380/f27d8417a84d3ac868dc8f212ac234a1.png", "https://vehicle-images.carscommerce.inc/b770-110013116/KMHLS4DG7TU209380/be868c1dd9c00e857649b0ae667bbc5f.jpg", "https://vehicle-images.carscommerce.inc/9763-110013116/KMHLS4DG7TU209380/8fdebaaedc790399a89be14d89e559cd.jpg", "https://vehicle-images.carscommerce.inc/b785-110013116/KMHLS4DG7TU209380/ab33f941998f3e1a51ad08a4e72ac983.jpg", "https://vehicle-images.carscommerce.inc/d0ef-110013116/KMHLS4DG7TU209380/76e1b8fb2ab645b2edc41f2fd1196036.jpg", "https://vehicle-images.carscommerce.inc/2528-110013116/KMHLS4DG7TU209380/08cef6aaa64053d7fac635ba210c53cc.png", "https://vehicle-images.carscommerce.inc/db74-110013116/KMHLS4DG7TU209380/32667b17a74258f50094b37555f72862.jpg", "https://vehicle-images.carscommerce.inc/2cfb-110013116/KMHLS4DG7TU209380/af0d8a8c5605ca00aed8a9c66b0d1f75.jpg", "https://vehicle-images.carscommerce.inc/316d-110013116/KMHLS4DG7TU209380/d6db8abea9fe6d4cffa3d397910c4d24.jpg", "https://vehicle-images.carscommerce.inc/2cdc-110013116/KMHLS4DG7TU209380/21bffe88313e773dec8a54b6dfa721c5.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26940.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG7TU209380.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg7tu209380/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg7tu209380/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG7TU209380.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG7TU209380.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG7TU209380.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg7tu209380/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,988. This offer applies to Stock #28665, VIN KMHLS4DG7TU209380. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,940. Advertised price: $23,952. Savings: $2,988, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,940"}, {"label": "Advertised price", "value": "$23,952"}, {"label": "Savings", "value": "$2,988, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,988", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23952.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG7TU209380_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 463, "unit": "per_month", "display": "$463/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23952.0, "price_incl_doc": 23952.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 462.85, "amount_financed": 25449.0, "sales_tax": 1497.0, "total_of_payments": 27770.87, "finance_charge": 2321.87, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28665, VIN KMHLS4DG7TU209380. $463 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,952, before any dealer documentation fee. Amount financed $25,449, including $1,497 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,771. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG7TU209380_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 378, "unit": "per_month", "display": "$378/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23952.0, "price_incl_doc": 23952.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 377.78, "amount_financed": 25449.0, "sales_tax": 1497.0, "total_of_payments": 31733.53, "finance_charge": 6284.53, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28665, VIN KMHLS4DG7TU209380. $378 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,952, before any dealer documentation fee. Amount financed $25,449, including $1,497 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,734. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 160}}, {"vin": "KM8RKES22TU092816", "title": "2026 Hyundai PALISADE Limited", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 48992.0, "msrp": 54025.0, "sale_price": 50992.0, "currency": "USD", "mileage": 13, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "HD260634", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/5ffe-110013116/KM8RKES22TU092816/9111ff9babd02df4fba1d330e957b36a.jpg", "images": ["https://vehicle-images.carscommerce.inc/5ffe-110013116/KM8RKES22TU092816/9111ff9babd02df4fba1d330e957b36a.jpg", "https://vehicle-images.carscommerce.inc/aee0-110013116/KM8RKES22TU092816/660ffcd6b5d111c3fcc6e3ac2e5df223.jpg", "https://vehicle-images.carscommerce.inc/af4a-110013116/KM8RKES22TU092816/2c403109f4373e6945e28c0753ed4dcc.jpg", "https://vehicle-images.carscommerce.inc/35c4-110013116/KM8RKES22TU092816/4d0f8b379c8f49ab8c18d826ab8c804e.jpg", "https://vehicle-images.carscommerce.inc/576d-110013116/KM8RKES22TU092816/397d93e76893bb133240cbc760de8c8d.jpg", "https://vehicle-images.carscommerce.inc/4af9-110013116/KM8RKES22TU092816/aed1a84aa4cc1102e9a948b84d49a539.png", "https://vehicle-images.carscommerce.inc/8774-110013116/KM8RKES22TU092816/f85ce5a204f9c457a5ec620363a8f29f.jpg", "https://vehicle-images.carscommerce.inc/fb01-110013116/KM8RKES22TU092816/1c3277fa3280d4dc2fe8f7343434e746.jpg", "https://vehicle-images.carscommerce.inc/8bbf-110013116/KM8RKES22TU092816/a8cdd501bb87f6fdd827fde63519ed2b.png", "https://vehicle-images.carscommerce.inc/4047-110013116/KM8RKES22TU092816/8dfc008effed25f8a75bdad5bd98926e.jpg", "https://vehicle-images.carscommerce.inc/90a4-110013116/KM8RKES22TU092816/edcce59eeafd6e59f33b923b207a8e4b.jpg", "https://vehicle-images.carscommerce.inc/f856-110013116/KM8RKES22TU092816/eafdd0c1b2711d149a4cf35ddde4fe5e.png", "https://vehicle-images.carscommerce.inc/4a37-110013116/KM8RKES22TU092816/9590d9a19a374df1ed439f9de0f5fd04.jpg", "https://vehicle-images.carscommerce.inc/2d12-110013116/KM8RKES22TU092816/f27c1f02219270bad2950e2e6025c3c8.jpg", "https://vehicle-images.carscommerce.inc/3da4-110013116/KM8RKES22TU092816/39f07c369962c13a2bd202decb6eb384.png", "https://vehicle-images.carscommerce.inc/3d4d-110013116/KM8RKES22TU092816/1a9d6400221e222a167c9ef4d7db9da1.jpg", "https://vehicle-images.carscommerce.inc/3c55-110013116/KM8RKES22TU092816/5fc059fc173333b499140b92336e6d9f.jpg", "https://vehicle-images.carscommerce.inc/b690-110013116/KM8RKES22TU092816/a98f2e0acf47898c40cdf8dabedf7f2c.png", "https://vehicle-images.carscommerce.inc/bfeb-110013116/KM8RKES22TU092816/40086dee62df3cdea29841f39ae80b0c.jpg", "https://vehicle-images.carscommerce.inc/f6c3-110013116/KM8RKES22TU092816/efe8576a499cdd4adbadeab6393f6c3b.jpg", "https://vehicle-images.carscommerce.inc/c41f-110013116/KM8RKES22TU092816/14b63f468638ea0d094a9d17183745b2.png", "https://vehicle-images.carscommerce.inc/3093-110013116/KM8RKES22TU092816/b04cc32f2882bb0928f5f48ed84b6828.jpg", "https://vehicle-images.carscommerce.inc/9786-110013116/KM8RKES22TU092816/868450caba19f89bfb029d4b485fdd11.jpg", "https://vehicle-images.carscommerce.inc/411b-110013116/KM8RKES22TU092816/04ad78a2a20be8812c1b21b390e8ddc1.png", "https://vehicle-images.carscommerce.inc/416c-110013116/KM8RKES22TU092816/cb21cd0bd5650659aacdab3f049fcec3.jpg", "https://vehicle-images.carscommerce.inc/d154-110013116/KM8RKES22TU092816/c5301025c7fa493d0b73bf82871c997c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 54025.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RKES22TU092816.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes22tu092816/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes22tu092816/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RKES22TU092816.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES22TU092816.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES22TU092816.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes22tu092816/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,033. This offer applies to Stock #HD260634, VIN KM8RKES22TU092816. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,025. Advertised price: $48,992. Savings: $5,033, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,025"}, {"label": "Advertised price", "value": "$48,992"}, {"label": "Savings", "value": "$5,033, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,033", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48992.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RKES22TU092816_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 958, "unit": "per_month", "display": "$958/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48992.0, "price_incl_doc": 48992.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 958.42, "amount_financed": 52054.0, "sales_tax": 3062.0, "total_of_payments": 57505.13, "finance_charge": 5451.13, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260634, VIN KM8RKES22TU092816. $958 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $48,992, before any dealer documentation fee. Amount financed $52,054, including $3,062 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $57,505. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RKES22TU092816_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 723, "unit": "per_month", "display": "$723/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48992.0, "price_incl_doc": 48992.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 722.97, "amount_financed": 52054.0, "sales_tax": 3062.0, "total_of_payments": 52054.0, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260634, VIN KM8RKES22TU092816. $723 per month for 72 months at 0% APR, $0 cash down. Advertised price $48,992, before any dealer documentation fee. Amount financed $52,054, including $3,062 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $52,054. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 158}}, {"vin": "KMUHCESC2RU161483", "title": "2024 Genesis GV80 3.5T", "year": 2024, "make": "Genesis", "model": "GV80", "trim": "3.5T", "decoded_trim": "3.5T, 3.5T Advanced, 3.5T Prestige, 3.5T Prestige Signature", "condition": "used", "price": 54853.0, "msrp": 0.0, "sale_price": 55774.0, "currency": "USD", "mileage": 16376, "exterior_color": "White", "interior_color": "Ultramarine Blue/Dune", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.5L DOHC", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 23, "range_miles": null, "battery_kwh": null, "stock_number": "GD260302A", "stock_status": "In Stock", "availability": "In Stock", 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"https://www.castlehyundaidownersgrove.com/inventory/used-2024-genesis-gv80-3-5t-awd-4d-sport-utility-kmuhcesc2ru161483/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMUHCESC2RU161483.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMUHCESC2RU161483.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMUHCESC2RU161483.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2024-genesis-gv80-3-5t-awd-4d-sport-utility-kmuhcesc2ru161483/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260302A, VIN KMUHCESC2RU161483. Advertised price: $54,853. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$54,853"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 54853.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHCESC2RU161483_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1368, "unit": "per_month", "display": "$1,368/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54853.0, "price_incl_doc": 54853.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1368.47, "amount_financed": 58281.31, "sales_tax": 3428.31, "total_of_payments": 65686.61, "finance_charge": 7405.3, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260302A, VIN KMUHCESC2RU161483. $1,368 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $54,853, before any dealer documentation fee. Amount financed $58,281, including $3,428 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $65,687. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC2RU161483_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1140, "unit": "per_month", "display": "$1,140/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54853.0, "price_incl_doc": 54853.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1140.07, "amount_financed": 58281.31, "sales_tax": 3428.31, "total_of_payments": 68404.07, "finance_charge": 10122.76, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260302A, VIN KMUHCESC2RU161483. $1,140 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $54,853, before any dealer documentation fee. Amount financed $58,281, including $3,428 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $68,404. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHCESC2RU161483_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 993, "unit": "per_month", "display": "$993/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 54853.0, "price_incl_doc": 54853.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 993.36, "amount_financed": 58281.31, "sales_tax": 3428.31, "total_of_payments": 71521.82, "finance_charge": 13240.51, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260302A, VIN KMUHCESC2RU161483. $993 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $54,853, before any dealer documentation fee. Amount financed $58,281, including $3,428 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $71,522. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg6tu170193/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG6TU170193.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG6TU170193.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG6TU170193.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg6tu170193/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260717, VIN KMHLM4DG6TU170193. Advertised price: $23,933. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,933"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23933.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG6TU170193_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 497, "unit": "per_month", "display": "$497/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23933.0, "price_incl_doc": 23933.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 497.42, "amount_financed": 25428.81, "sales_tax": 1495.81, "total_of_payments": 29845.49, "finance_charge": 4416.68, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260717, VIN KMHLM4DG6TU170193. $497 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,933, before any dealer documentation fee. Amount financed $25,429, including $1,496 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,845. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG6TU170193_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 433, "unit": "per_month", "display": "$433/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23933.0, "price_incl_doc": 23933.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 433.41, "amount_financed": 25428.81, "sales_tax": 1495.81, "total_of_payments": 31205.8, "finance_charge": 5776.99, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260717, VIN KMHLM4DG6TU170193. $433 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,933, before any dealer documentation fee. Amount financed $25,429, including $1,496 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,206. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG6TU170193_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 390, "unit": "per_month", "display": "$390/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23933.0, "price_incl_doc": 23933.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 7.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 389.91, "amount_financed": 25428.81, "sales_tax": 1495.81, "total_of_payments": 32752.32, "finance_charge": 7323.51, "per_1000_financed": 15.33, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260717, VIN KMHLM4DG6TU170193. $390 per month for 84 months at 7.49% APR, $0 cash down. Advertised price $23,933, before any dealer documentation fee. Amount financed $25,429, including $1,496 estimated sales tax at 6.25%. That is $15.33 per $1,000 financed. Total of payments $32,752. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG6TU170193_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 359, "unit": "per_month", "display": "$359/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 23420.0, "selling_price": 23933.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 359.31, "net_cap_cost": 24583.0, "residual_value": 14520.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 359.31, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 519.31}, "total_of_payments": 12924, "total_of_payments_unrounded": 12935.16}, "disclosure": "Estimated lease payment for stock #HD260717, VIN KMHLM4DG6TU170193. $359 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $519, made up of $359 first payment, $60 title, $100 registration. MSRP $23,420. Lease selling price $23,933. Net capitalized cost $24,583. Residual value $14,520, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $12,924. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG6TU170193_lease", "type": "lease", "label": "Lease", "headline": {"value": 266, "unit": "per_month", "display": "$266/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 23420.0, "selling_price": 23933.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 266.02, "net_cap_cost": 21584.0, "residual_value": 14520.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 266.02, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3425.02}, "total_of_payments": 9576, "total_of_payments_unrounded": 9576.72}, "disclosure": "Estimated lease payment for stock #HD260717, VIN KMHLM4DG6TU170193. $266 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,425, made up of $266 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $23,420. Lease selling price $23,933. Net capitalized cost $21,584. Residual value $14,520, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $9,576. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 198}}, {"vin": "3VV4B7AXXMM157863", "title": "2021 Volkswagen Tiguan R-Line", "year": 2021, "make": "Volkswagen", "model": "Tiguan", "trim": "R-Line", "decoded_trim": "4Motion SEL Premium R-Line", "condition": "used", "price": 23514.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 60028, "exterior_color": null, "interior_color": null, "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": 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"https://www.castlehyundaidownersgrove.com/inventory/used-2021-volkswagen-tiguan-2-0t-sel-premium-r-line-awd-4d-sport-utility-3vv4b7axxmm157863/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VV4B7AXXMM157863.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VV4B7AXXMM157863.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VV4B7AXXMM157863.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2021-volkswagen-tiguan-2-0t-sel-premium-r-line-awd-4d-sport-utility-3vv4b7axxmm157863/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1015, VIN 3VV4B7AXXMM157863. Advertised price: $23,514. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,514"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23514.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV4B7AXXMM157863_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23514.0, "price_incl_doc": 23514.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 586.63, "amount_financed": 24983.63, "sales_tax": 1469.63, "total_of_payments": 28158.08, "finance_charge": 3174.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1015, VIN 3VV4B7AXXMM157863. $587 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,514, before any dealer documentation fee. Amount financed $24,984, including $1,470 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,158. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4B7AXXMM157863_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 489, "unit": "per_month", "display": "$489/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23514.0, "price_incl_doc": 23514.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 488.72, "amount_financed": 24983.63, "sales_tax": 1469.63, "total_of_payments": 29322.98, "finance_charge": 4339.35, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1015, VIN 3VV4B7AXXMM157863. $489 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,514, before any dealer documentation fee. Amount financed $24,984, including $1,470 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,323. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4B7AXXMM157863_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 426, "unit": "per_month", "display": "$426/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23514.0, "price_incl_doc": 23514.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 425.83, "amount_financed": 24983.63, "sales_tax": 1469.63, "total_of_payments": 30659.48, "finance_charge": 5675.85, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1015, VIN 3VV4B7AXXMM157863. $426 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,514, before any dealer documentation fee. Amount financed $24,984, including $1,470 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,659. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 158}}, {"vin": "5NMP4DGL9TH214967", "title": "2026 Hyundai SANTA FE Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 44818.0, "msrp": 48820.0, "sale_price": 45068.0, "currency": "USD", "mileage": 8, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "NRHD260796", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 22, "primary_image": "https://vehicle-images.carscommerce.inc/a904-110013116/5NMP4DGL9TH214967/e49817dcf5a8f88327ec2886d55516ba.jpg", "images": ["https://vehicle-images.carscommerce.inc/a904-110013116/5NMP4DGL9TH214967/e49817dcf5a8f88327ec2886d55516ba.jpg", "https://vehicle-images.carscommerce.inc/c8b9-110013116/5NMP4DGL9TH214967/4e4bfe13b23ddec0f16efe1fefe02f49.jpg", "https://vehicle-images.carscommerce.inc/7301-110013116/5NMP4DGL9TH214967/f968512cd25b76597f8c44e8f4c28902.jpg", "https://vehicle-images.carscommerce.inc/db0d-110013116/5NMP4DGL9TH214967/8765daf358734c5655e35ef5fd4c982f.jpg", "https://vehicle-images.carscommerce.inc/3a98-110013116/5NMP4DGL9TH214967/191192e782ac142c8767bdf6d85b327c.jpg", "https://vehicle-images.carscommerce.inc/c79e-110013116/5NMP4DGL9TH214967/fd508410ad1a30134fc548472819f7ba.png", "https://vehicle-images.carscommerce.inc/b6ed-110013116/5NMP4DGL9TH214967/91dfe16cf77fce30bfe327fef8486398.jpg", "https://vehicle-images.carscommerce.inc/cb7f-110013116/5NMP4DGL9TH214967/7eaddef20dcc71be885a5b77da22b6c5.jpg", "https://vehicle-images.carscommerce.inc/211d-110013116/5NMP4DGL9TH214967/0144c808da91680a70e948108a006c5f.png", "https://vehicle-images.carscommerce.inc/538d-110013116/5NMP4DGL9TH214967/cd6d1c12aadd6273f4547c29f6e06bb8.jpg", "https://vehicle-images.carscommerce.inc/5826-110013116/5NMP4DGL9TH214967/0726dded04dc08632f47c196a6124f82.jpg", "https://vehicle-images.carscommerce.inc/cc25-110013116/5NMP4DGL9TH214967/4b11d8ca36cf24e0488a04d7d25f522a.png", "https://vehicle-images.carscommerce.inc/fe61-110013116/5NMP4DGL9TH214967/e3fbd90ec12464b3f12fb254c15b072e.jpg", "https://vehicle-images.carscommerce.inc/97d7-110013116/5NMP4DGL9TH214967/146114489201e56df1063c1a2210d044.jpg", "https://vehicle-images.carscommerce.inc/7cba-110013116/5NMP4DGL9TH214967/31a9a85d4a37d7df2b853616b67a28a0.png", "https://vehicle-images.carscommerce.inc/9fbb-110013116/5NMP4DGL9TH214967/44462c21b02ff8e08192804b453b2a6c.jpg", "https://vehicle-images.carscommerce.inc/8ca4-110013116/5NMP4DGL9TH214967/bfde7579015adbf3d65ca887e3a03976.jpg", "https://vehicle-images.carscommerce.inc/a669-110013116/5NMP4DGL9TH214967/890ffbb0a03f5efc6d122f90e12cdca7.png", "https://vehicle-images.carscommerce.inc/dfd4-110013116/5NMP4DGL9TH214967/1d0b54ae5134c73b3f0b55e3645767aa.jpg", "https://vehicle-images.carscommerce.inc/101a-110013116/5NMP4DGL9TH214967/d1b04a915dfdd28bd7bb7b4dc79640b6.jpg", "https://vehicle-images.carscommerce.inc/ff4d-110013116/5NMP4DGL9TH214967/57c1ba2314f065655668224b897582c5.png", "https://vehicle-images.carscommerce.inc/e8c9-110013116/5NMP4DGL9TH214967/ab978504ef8679f7d47e96dd1e733d7d.png"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48820.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP4DGL9TH214967.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl9th214967/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl9th214967/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL9TH214967.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL9TH214967.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL9TH214967.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl9th214967/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,002. This offer applies to Stock #NRHD260796, VIN 5NMP4DGL9TH214967. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,820. Advertised price: $44,818. Savings: $4,002, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,820"}, {"label": "Advertised price", "value": "$44,818"}, {"label": "Savings", "value": "$4,002, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,002", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44818.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL9TH214967_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 794, "unit": "per_month", "display": "$794/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44818.0, "price_incl_doc": 44818.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 793.65, "amount_financed": 47619.13, "sales_tax": 2801.13, "total_of_payments": 47619.13, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260796, VIN 5NMP4DGL9TH214967. $794 per month for 60 months at 0% APR, $0 cash down. Advertised price $44,818, before any dealer documentation fee. Amount financed $47,619, including $2,801 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $47,619. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL9TH214967_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 707, "unit": "per_month", "display": "$707/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44818.0, "price_incl_doc": 44818.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 706.89, "amount_financed": 47619.13, "sales_tax": 2801.13, "total_of_payments": 59378.49, "finance_charge": 11759.36, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260796, VIN 5NMP4DGL9TH214967. $707 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $44,818, before any dealer documentation fee. Amount financed $47,619, including $2,801 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $59,378. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL9TH214967_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 569, "unit": "per_month", "display": "$569/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48820.0, "selling_price": 44818.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 569.3, "net_cap_cost": 45468.0, "residual_value": 30268.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 569.3, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 729.3}, "total_of_payments": 20484, "total_of_payments_unrounded": 20494.8}, "disclosure": "Estimated lease payment for stock #NRHD260796, VIN 5NMP4DGL9TH214967. $569 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $729, made up of $569 first payment, $60 title, $100 registration. MSRP $48,820. Lease selling price $44,818. Net capitalized cost $45,468. Residual value $30,268, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,484. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL9TH214967_lease", "type": "lease", "label": "Lease", "headline": {"value": 476, "unit": "per_month", "display": "$476/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 48820.0, "selling_price": 44818.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 476.01, "net_cap_cost": 42469.0, "residual_value": 30268.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 476.01, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3635.01}, "total_of_payments": 17136, "total_of_payments_unrounded": 17136.36}, "disclosure": "Estimated lease payment for stock #NRHD260796, VIN 5NMP4DGL9TH214967. $476 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,635, made up of $476 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $48,820. Lease selling price $44,818. Net capitalized cost $42,469. Residual value $30,268, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,136. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 187}}, {"vin": "KM8RLESA1TU093606", "title": "2026 Hyundai PALISADE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "SEL", "decoded_trim": "Blue SEL FWD, SEL AWD", "condition": "new", "price": 46821.0, "msrp": 48705.0, "sale_price": 47821.0, "currency": "USD", "mileage": 10, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 8, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260910", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/514f-110013116/KM8RLESA1TU093606/23729ab52ed7d40ae4aa5521d4bfe596.jpg", "images": ["https://vehicle-images.carscommerce.inc/514f-110013116/KM8RLESA1TU093606/23729ab52ed7d40ae4aa5521d4bfe596.jpg", "https://vehicle-images.carscommerce.inc/44cc-110013116/KM8RLESA1TU093606/177fddfe4eb25769e2fab37d03b990dc.jpg", "https://vehicle-images.carscommerce.inc/23cf-110013116/KM8RLESA1TU093606/ea22a448d132cde5520167d511cd5a64.jpg", "https://vehicle-images.carscommerce.inc/6ff1-110013116/KM8RLESA1TU093606/f05edd6e2591bb38ab1b4a1437e44041.jpg", "https://vehicle-images.carscommerce.inc/fb21-110013116/KM8RLESA1TU093606/63f40d5b52cc0d7a0cddba94212dc817.jpg", "https://vehicle-images.carscommerce.inc/cf5f-110013116/KM8RLESA1TU093606/188b5f528cd2a805f3e6dbe0d8ce3342.png", "https://vehicle-images.carscommerce.inc/acfd-110013116/KM8RLESA1TU093606/d1e55e351ac9af84e37eaf226be1f408.jpg", "https://vehicle-images.carscommerce.inc/a544-110013116/KM8RLESA1TU093606/7d83445e833e2aeec9b4c7dc5e45b667.jpg", "https://vehicle-images.carscommerce.inc/7ccd-110013116/KM8RLESA1TU093606/7beb449d6a7dc5251b8c739c5ed1fb8e.png", "https://vehicle-images.carscommerce.inc/12d8-110013116/KM8RLESA1TU093606/4e0a603b1eab1242203203ad46250cb0.jpg", "https://vehicle-images.carscommerce.inc/67bd-110013116/KM8RLESA1TU093606/f78f6d206f9c14a103bd94dbbe32aa1e.jpg", "https://vehicle-images.carscommerce.inc/e2c6-110013116/KM8RLESA1TU093606/89324b9d06e2f6c89bd081fb50eb3ab6.png", "https://vehicle-images.carscommerce.inc/dfe2-110013116/KM8RLESA1TU093606/f757e615e59dd5ad30b9d24bef7550b7.jpg", "https://vehicle-images.carscommerce.inc/7af1-110013116/KM8RLESA1TU093606/9ea8d3736c8fdb67716a0a75c77d8f4e.jpg", "https://vehicle-images.carscommerce.inc/33c1-110013116/KM8RLESA1TU093606/1b2762b6efacf3a06c53eaf71fc6122b.png", "https://vehicle-images.carscommerce.inc/5048-110013116/KM8RLESA1TU093606/461f82f813b441d2993f3d1843afd28c.jpg", "https://vehicle-images.carscommerce.inc/d38b-110013116/KM8RLESA1TU093606/fa92157032de6ca906a4bf45c74adafd.jpg", "https://vehicle-images.carscommerce.inc/30c8-110013116/KM8RLESA1TU093606/9eaca89df75cc425b15b0aed91a4bc0d.png", "https://vehicle-images.carscommerce.inc/3a64-110013116/KM8RLESA1TU093606/89136f04636215da907797ccf4353530.jpg", "https://vehicle-images.carscommerce.inc/4fe8-110013116/KM8RLESA1TU093606/f8dce03f23ff6d8da668ab19cb0987cb.jpg", "https://vehicle-images.carscommerce.inc/b13a-110013116/KM8RLESA1TU093606/7cccb7010e6d223104ef5f0ac5349a08.png", "https://vehicle-images.carscommerce.inc/9848-110013116/KM8RLESA1TU093606/f3d54d07c25a12d4525c27e75b826422.jpg", "https://vehicle-images.carscommerce.inc/eed4-110013116/KM8RLESA1TU093606/c588961a680177a0faec38a3ef0f611d.jpg", "https://vehicle-images.carscommerce.inc/1235-110013116/KM8RLESA1TU093606/a9a88806d6b059fd42bf38d3986a7747.png", "https://vehicle-images.carscommerce.inc/38fe-110013116/KM8RLESA1TU093606/56e61778223ca7a213a283422ebfb39e.jpg", "https://vehicle-images.carscommerce.inc/51f0-110013116/KM8RLESA1TU093606/2a3951c79d24aa199c63606bf9d7b89d.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL FWD, SEL AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48705.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLESA1TU093606.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa1tu093606/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa1tu093606/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESA1TU093606.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA1TU093606.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA1TU093606.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa1tu093606/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,884. This offer applies to Stock #HD260910, VIN KM8RLESA1TU093606. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,705. Advertised price: $46,821. Savings: $1,884, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,705"}, {"label": "Advertised price", "value": "$46,821"}, {"label": "Savings", "value": "$1,884, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,884", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46821.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESA1TU093606_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 927, "unit": "per_month", "display": "$927/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46821.0, "price_incl_doc": 46821.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 927.21, "amount_financed": 49747.31, "sales_tax": 2926.31, "total_of_payments": 55632.83, "finance_charge": 5885.52, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260910, VIN KM8RLESA1TU093606. $927 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $46,821, before any dealer documentation fee. Amount financed $49,747, including $2,926 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $55,633. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESA1TU093606_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 691, "unit": "per_month", "display": "$691/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46821.0, "price_incl_doc": 46821.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 690.93, "amount_financed": 49747.31, "sales_tax": 2926.31, "total_of_payments": 49747.31, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260910, VIN KM8RLESA1TU093606. $691 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,821, before any dealer documentation fee. Amount financed $49,747, including $2,926 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,747. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 146}}, {"vin": "KMHLM4DG1TU244863", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport, SEL Sport Plus", "condition": "new", "price": 23127.0, "msrp": 26095.0, "sale_price": 23927.0, "currency": "USD", "mileage": 7, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28738", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/a7f5-110013116/KMHLM4DG1TU244863/c9f3dccf1c1c07868d1f59840856c52b.jpg", "images": ["https://vehicle-images.carscommerce.inc/a7f5-110013116/KMHLM4DG1TU244863/c9f3dccf1c1c07868d1f59840856c52b.jpg", "https://vehicle-images.carscommerce.inc/fbf7-110013116/KMHLM4DG1TU244863/ace5250f6315c14f1f93ecb59b5c0a4a.jpg", "https://vehicle-images.carscommerce.inc/2e47-110013116/KMHLM4DG1TU244863/812b0d0d9473eb4b0ddcb7e04cbe09a4.jpg", "https://vehicle-images.carscommerce.inc/4d93-110013116/KMHLM4DG1TU244863/58ddac8f43666678b65c3f3ed83bb2fb.jpg", "https://vehicle-images.carscommerce.inc/13d7-110013116/KMHLM4DG1TU244863/2e29bf7c976291deeb22bd738ebb1791.jpg", "https://vehicle-images.carscommerce.inc/c1b5-110013116/KMHLM4DG1TU244863/e4e6d3ad13df797e2deea96991dfa2f9.png", "https://vehicle-images.carscommerce.inc/49a2-110013116/KMHLM4DG1TU244863/5973b995d0e6c40974e8e80004ffc812.jpg", "https://vehicle-images.carscommerce.inc/13af-110013116/KMHLM4DG1TU244863/0860aa64da8b473ab3f0aa6db0482323.jpg", "https://vehicle-images.carscommerce.inc/7ae8-110013116/KMHLM4DG1TU244863/4f90b52248e7457fe0f017f534e6ac60.png", "https://vehicle-images.carscommerce.inc/6509-110013116/KMHLM4DG1TU244863/cb2c24467128ced641d39ad2e0013058.jpg", "https://vehicle-images.carscommerce.inc/831a-110013116/KMHLM4DG1TU244863/0cc23fe7750c8edde4fe8f078cf2ddff.jpg", "https://vehicle-images.carscommerce.inc/671c-110013116/KMHLM4DG1TU244863/d49fe63b920745a0cbff4e0e3f96ca78.png", "https://vehicle-images.carscommerce.inc/b519-110013116/KMHLM4DG1TU244863/69b630aaaa8d7e2ff4c73465f69512d7.jpg", "https://vehicle-images.carscommerce.inc/35df-110013116/KMHLM4DG1TU244863/b267fa34e4a122141bdec8eca9a5c972.jpg", "https://vehicle-images.carscommerce.inc/162e-110013116/KMHLM4DG1TU244863/6bb27a7a27731af9429c7210688ca298.png", "https://vehicle-images.carscommerce.inc/9618-110013116/KMHLM4DG1TU244863/3cc7839da66ad0fb34c66dc76b24ed30.jpg", "https://vehicle-images.carscommerce.inc/be8d-110013116/KMHLM4DG1TU244863/a6784ee3cff75ad35395f3a8630b3ef9.jpg", "https://vehicle-images.carscommerce.inc/5b0b-110013116/KMHLM4DG1TU244863/989cea3ec7b349d94342234222582c8e.png", "https://vehicle-images.carscommerce.inc/567a-110013116/KMHLM4DG1TU244863/ff583b80319e664e097d3fe349038f60.jpg", "https://vehicle-images.carscommerce.inc/3251-110013116/KMHLM4DG1TU244863/d4fe4fb3d8382916ec02b859860407e4.jpg", "https://vehicle-images.carscommerce.inc/8a01-110013116/KMHLM4DG1TU244863/406f21b5c1ba231b8207391396293221.jpg", "https://vehicle-images.carscommerce.inc/88b8-110013116/KMHLM4DG1TU244863/43aaaa9912fb82ba2b276efa4d0a1786.jpg", "https://vehicle-images.carscommerce.inc/dc07-110013116/KMHLM4DG1TU244863/705cf53b9146ecbf3067322b2b019c66.png", "https://vehicle-images.carscommerce.inc/4d8f-110013116/KMHLM4DG1TU244863/292e6769ef3b87a3a43434763e528f7b.jpg", "https://vehicle-images.carscommerce.inc/b5b3-110013116/KMHLM4DG1TU244863/50adb45d215143b87011c637e09ec965.jpg", "https://vehicle-images.carscommerce.inc/3324-110013116/KMHLM4DG1TU244863/17e296ad5fa27886d7340407a7a72b36.jpg", "https://vehicle-images.carscommerce.inc/d8c3-110013116/KMHLM4DG1TU244863/676a33f1acff96a24b0cd4844365d45d.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport, SEL Sport Plus", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26095.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG1TU244863.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg1tu244863/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg1tu244863/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG1TU244863.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG1TU244863.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG1TU244863.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg1tu244863/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,968. This offer applies to Stock #28738, VIN KMHLM4DG1TU244863. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,095. Advertised price: $23,127. Savings: $2,968, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,095"}, {"label": "Advertised price", "value": "$23,127"}, {"label": "Savings", "value": "$2,968, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,968", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23127.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG1TU244863_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 447, "unit": "per_month", "display": "$447/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23127.0, "price_incl_doc": 23127.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.91, "amount_financed": 24572.44, "sales_tax": 1445.44, "total_of_payments": 26814.33, "finance_charge": 2241.89, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28738, VIN KMHLM4DG1TU244863. $447 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,127, before any dealer documentation fee. Amount financed $24,572, including $1,445 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,814. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG1TU244863_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 365, "unit": "per_month", "display": "$365/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23127.0, "price_incl_doc": 23127.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 364.77, "amount_financed": 24572.44, "sales_tax": 1445.44, "total_of_payments": 30640.51, "finance_charge": 6068.07, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28738, VIN KMHLM4DG1TU244863. $365 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,127, before any dealer documentation fee. Amount financed $24,572, including $1,445 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $30,641. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 148}}, {"vin": "KMHLM4DG9TU215630", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 23159.0, "msrp": 26130.0, "sale_price": 23959.0, "currency": "USD", "mileage": 9, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28706", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/7194-110013116/KMHLM4DG9TU215630/0745da47311a338dbe848575165f2f85.jpg", "images": ["https://vehicle-images.carscommerce.inc/7194-110013116/KMHLM4DG9TU215630/0745da47311a338dbe848575165f2f85.jpg", "https://vehicle-images.carscommerce.inc/d601-110013116/KMHLM4DG9TU215630/84deca8e0ef0f098392723e93a860745.jpg", "https://vehicle-images.carscommerce.inc/29a3-110013116/KMHLM4DG9TU215630/fdabe6c444e167c851547ce9110815d6.jpg", "https://vehicle-images.carscommerce.inc/3e57-110013116/KMHLM4DG9TU215630/f0311e672f2fbcb8638b4df3e8a2cdab.jpg", "https://vehicle-images.carscommerce.inc/d807-110013116/KMHLM4DG9TU215630/ff183df76fc7bb9b21142b9b104664e4.jpg", "https://vehicle-images.carscommerce.inc/933a-110013116/KMHLM4DG9TU215630/d11d54bd84abc059f3e50c5693bdb18c.png", "https://vehicle-images.carscommerce.inc/4803-110013116/KMHLM4DG9TU215630/f6372007bcf44563fa34e83a22d3ff29.jpg", "https://vehicle-images.carscommerce.inc/bfe3-110013116/KMHLM4DG9TU215630/521ba94073adfe694279a1e321ec60de.jpg", "https://vehicle-images.carscommerce.inc/a0b0-110013116/KMHLM4DG9TU215630/344d850dda6a521081bc7acb533de221.png", "https://vehicle-images.carscommerce.inc/9c90-110013116/KMHLM4DG9TU215630/a175224f1c0f37091b631bd653ba48b6.jpg", "https://vehicle-images.carscommerce.inc/e5f1-110013116/KMHLM4DG9TU215630/ec0fbc0889e48583b0f9ed7813aec442.jpg", "https://vehicle-images.carscommerce.inc/fe06-110013116/KMHLM4DG9TU215630/dd94268908513d5296ba285edb541a86.png", "https://vehicle-images.carscommerce.inc/5b2e-110013116/KMHLM4DG9TU215630/459aafb70912465cbe1b30b4003f0270.jpg", "https://vehicle-images.carscommerce.inc/3cd1-110013116/KMHLM4DG9TU215630/06b7215f0d6f8e40a8a4bc530138b7fa.jpg", "https://vehicle-images.carscommerce.inc/94fc-110013116/KMHLM4DG9TU215630/e5bbd23147d09644eb4daaa96be35112.png", "https://vehicle-images.carscommerce.inc/2712-110013116/KMHLM4DG9TU215630/8c4b87fd32de72616521c9307e5a2abb.jpg", "https://vehicle-images.carscommerce.inc/95e8-110013116/KMHLM4DG9TU215630/885ff249f96b402843aecd853b6d686e.jpg", "https://vehicle-images.carscommerce.inc/850c-110013116/KMHLM4DG9TU215630/0cd4ec64e42c16bf9f12908451c2e517.png", "https://vehicle-images.carscommerce.inc/c0bb-110013116/KMHLM4DG9TU215630/92ecbe993de58abe66c84d9a53ca9bab.jpg", "https://vehicle-images.carscommerce.inc/bf7f-110013116/KMHLM4DG9TU215630/068aaf9464643988f7fd428935e84b14.jpg", "https://vehicle-images.carscommerce.inc/6b52-110013116/KMHLM4DG9TU215630/953facb9d8d2707e70a4b0ed22bc16ab.jpg", "https://vehicle-images.carscommerce.inc/1488-110013116/KMHLM4DG9TU215630/2cc5dd73935d9ea9a83760b8d1247b35.jpg", "https://vehicle-images.carscommerce.inc/2ec9-110013116/KMHLM4DG9TU215630/e17927c80676d09e5bb061e26ee19fa1.png", "https://vehicle-images.carscommerce.inc/f021-110013116/KMHLM4DG9TU215630/0cf9a4427e331d4d335781dc84a45af5.jpg", "https://vehicle-images.carscommerce.inc/641d-110013116/KMHLM4DG9TU215630/79fd6cc03b973bfe02cd039854041b96.jpg", "https://vehicle-images.carscommerce.inc/c498-110013116/KMHLM4DG9TU215630/34121ff3e49851458e2f7ae7e0193b91.jpg", "https://vehicle-images.carscommerce.inc/81fa-110013116/KMHLM4DG9TU215630/b3d4d7a317b436d4cf171fc705a063c1.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 26130.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG9TU215630.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg9tu215630/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg9tu215630/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG9TU215630.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG9TU215630.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG9TU215630.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg9tu215630/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,971. This offer applies to Stock #28706, VIN KMHLM4DG9TU215630. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,130. Advertised price: $23,159. Savings: $2,971, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,130"}, {"label": "Advertised price", "value": "$23,159"}, {"label": "Savings", "value": "$2,971, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,971", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23159.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG9TU215630_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 448, "unit": "per_month", "display": "$448/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23159.0, "price_incl_doc": 23159.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 447.52, "amount_financed": 24606.44, "sales_tax": 1447.44, "total_of_payments": 26851.43, "finance_charge": 2244.99, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28706, VIN KMHLM4DG9TU215630. $448 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,159, before any dealer documentation fee. Amount financed $24,606, including $1,447 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,851. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG9TU215630_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 365, "unit": "per_month", "display": "$365/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23159.0, "price_incl_doc": 23159.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 365.27, "amount_financed": 24606.44, "sales_tax": 1447.44, "total_of_payments": 30682.9, "finance_charge": 6076.46, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28706, VIN KMHLM4DG9TU215630. $365 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,159, before any dealer documentation fee. Amount financed $24,606, including $1,447 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $30,683. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 139}}, {"vin": "KMHLM4DG3TU213159", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 22670.0, "msrp": 25630.0, "sale_price": 23470.0, "currency": "USD", "mileage": 9, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28705", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/f70e-110013116/KMHLM4DG3TU213159/52ba9225b76f04240fff6c4c31bedad9.jpg", "images": ["https://vehicle-images.carscommerce.inc/f70e-110013116/KMHLM4DG3TU213159/52ba9225b76f04240fff6c4c31bedad9.jpg", "https://vehicle-images.carscommerce.inc/a223-110013116/KMHLM4DG3TU213159/9c2479911b48a83e110f1de4366033a6.jpg", "https://vehicle-images.carscommerce.inc/ab1e-110013116/KMHLM4DG3TU213159/d0ae3dbf0aef142279f29227c0b37c9f.jpg", "https://vehicle-images.carscommerce.inc/e524-110013116/KMHLM4DG3TU213159/e9ed8dd952d01ed4a58db2f9664d50a0.jpg", "https://vehicle-images.carscommerce.inc/8bb9-110013116/KMHLM4DG3TU213159/3e50f50b49c1c98e1a02c774105e42bf.jpg", "https://vehicle-images.carscommerce.inc/557d-110013116/KMHLM4DG3TU213159/7cfcfb7dedde95f6c28e812504d5ef1e.png", "https://vehicle-images.carscommerce.inc/b40b-110013116/KMHLM4DG3TU213159/95a323ce93e48c42cc1acdb141eebf48.jpg", "https://vehicle-images.carscommerce.inc/fe92-110013116/KMHLM4DG3TU213159/7f07845ba69285dab30854ee560cc68b.jpg", "https://vehicle-images.carscommerce.inc/739e-110013116/KMHLM4DG3TU213159/331f175d85db2079f346e9f1a29d0cfa.png", "https://vehicle-images.carscommerce.inc/3281-110013116/KMHLM4DG3TU213159/51c4b801e98201ae0b92061b6fb83221.jpg", "https://vehicle-images.carscommerce.inc/17bb-110013116/KMHLM4DG3TU213159/faa570860eb6eecac90db50165d95a4c.jpg", "https://vehicle-images.carscommerce.inc/5b56-110013116/KMHLM4DG3TU213159/32bbb277abc20dcae8012ae7d139f802.png", "https://vehicle-images.carscommerce.inc/3f0e-110013116/KMHLM4DG3TU213159/ec5098720543668fb5a69a93f1b04afd.jpg", "https://vehicle-images.carscommerce.inc/801a-110013116/KMHLM4DG3TU213159/72a03895ee1faad8a0c90cccf931221f.jpg", "https://vehicle-images.carscommerce.inc/7797-110013116/KMHLM4DG3TU213159/307cce67b325ce276138a4f9071034a3.png", "https://vehicle-images.carscommerce.inc/bc12-110013116/KMHLM4DG3TU213159/81dffed04ea6d9b89e00324ab0c374c9.jpg", "https://vehicle-images.carscommerce.inc/348f-110013116/KMHLM4DG3TU213159/d6c176af6875433d72fa6ed7f43a4c39.jpg", "https://vehicle-images.carscommerce.inc/a8f7-110013116/KMHLM4DG3TU213159/d89b641b5ccd3158d226c7c9c1899f7a.png", "https://vehicle-images.carscommerce.inc/2d7d-110013116/KMHLM4DG3TU213159/157b37e081882378e235afb7e5498d63.jpg", "https://vehicle-images.carscommerce.inc/a525-110013116/KMHLM4DG3TU213159/b302bfcd6bc55191aea105484ddf2db9.jpg", "https://vehicle-images.carscommerce.inc/7651-110013116/KMHLM4DG3TU213159/78843ac089dce96292efa882790d9a69.jpg", "https://vehicle-images.carscommerce.inc/8478-110013116/KMHLM4DG3TU213159/f4060c50b7ed56f86eeb4d62dbe72801.jpg", "https://vehicle-images.carscommerce.inc/4461-110013116/KMHLM4DG3TU213159/e584e1f297923ecd12b1b9bad15d25d3.png", "https://vehicle-images.carscommerce.inc/90e5-110013116/KMHLM4DG3TU213159/7553b80f1c0e94380cdc409502f6b0ec.jpg", "https://vehicle-images.carscommerce.inc/b6e3-110013116/KMHLM4DG3TU213159/82b78ed78670caa781b3bf32342c3553.jpg", "https://vehicle-images.carscommerce.inc/a6af-110013116/KMHLM4DG3TU213159/ebd610455d72fab5788a9946cf230ebb.jpg", "https://vehicle-images.carscommerce.inc/8993-110013116/KMHLM4DG3TU213159/688a81d888446ddadaf39228adbcb348.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25630.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG3TU213159.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg3tu213159/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg3tu213159/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG3TU213159.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG3TU213159.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG3TU213159.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg3tu213159/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,960. This offer applies to Stock #28705, VIN KMHLM4DG3TU213159. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,630. Advertised price: $22,670. Savings: $2,960, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,630"}, {"label": "Advertised price", "value": "$22,670"}, {"label": "Savings", "value": "$2,960, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,960", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22670.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG3TU213159_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 438, "unit": "per_month", "display": "$438/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22670.0, "price_incl_doc": 22670.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 438.07, "amount_financed": 24086.88, "sales_tax": 1416.88, "total_of_payments": 26284.47, "finance_charge": 2197.59, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28705, VIN KMHLM4DG3TU213159. $438 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $22,670, before any dealer documentation fee. Amount financed $24,087, including $1,417 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,284. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG3TU213159_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 358, "unit": "per_month", "display": "$358/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22670.0, "price_incl_doc": 22670.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 357.56, "amount_financed": 24086.88, "sales_tax": 1416.88, "total_of_payments": 30035.04, "finance_charge": 5948.16, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28705, VIN KMHLM4DG3TU213159. $358 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $22,670, before any dealer documentation fee. Amount financed $24,087, including $1,417 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $30,035. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 140}}, {"vin": "KMHRC8A36TU460679", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 24931.0, "msrp": 25125.0, "sale_price": 24931.0, "currency": "USD", "mileage": 10, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "28629", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/f348-110013116/KMHRC8A36TU460679/a77e0ea7076ad4b0d1ddd359ff702d64.jpg", "images": ["https://vehicle-images.carscommerce.inc/f348-110013116/KMHRC8A36TU460679/a77e0ea7076ad4b0d1ddd359ff702d64.jpg", "https://vehicle-images.carscommerce.inc/daa8-110013116/KMHRC8A36TU460679/17dcdaf794e60464b0fe537a9f8a6856.jpg", "https://vehicle-images.carscommerce.inc/69d2-110013116/KMHRC8A36TU460679/493e1adb36d87f9134609f8426ac4649.jpg", "https://vehicle-images.carscommerce.inc/f4c4-110013116/KMHRC8A36TU460679/1743abbad7b2d4745239c4637f6dd8d7.jpg", "https://vehicle-images.carscommerce.inc/f503-110013116/KMHRC8A36TU460679/c7d63b9b4a036d768fd4f7d67e3a7bee.jpg", "https://vehicle-images.carscommerce.inc/f010-110013116/KMHRC8A36TU460679/ba0b7624df97327e39cedd81d26df9a6.png", "https://vehicle-images.carscommerce.inc/f747-110013116/KMHRC8A36TU460679/037558a17ebbb5b55d44f6dfa21a5d5a.jpg", "https://vehicle-images.carscommerce.inc/8495-110013116/KMHRC8A36TU460679/632efa251c482b556a4cab257bf20bcc.jpg", "https://vehicle-images.carscommerce.inc/8a0c-110013116/KMHRC8A36TU460679/145062919d75aed2d0e26f33f84c47bc.png", "https://vehicle-images.carscommerce.inc/fe53-110013116/KMHRC8A36TU460679/c1a36fd0ee6c2ed2d55c4e52ba4cf392.jpg", "https://vehicle-images.carscommerce.inc/8955-110013116/KMHRC8A36TU460679/6bb2dd870fa1aa417379f734cc01ad38.jpg", "https://vehicle-images.carscommerce.inc/b25d-110013116/KMHRC8A36TU460679/1218fbc41fa658a37db8d32768208644.png", "https://vehicle-images.carscommerce.inc/999b-110013116/KMHRC8A36TU460679/a70ad5ff17ef097da6c30f7dd0523f9f.jpg", "https://vehicle-images.carscommerce.inc/1b1b-110013116/KMHRC8A36TU460679/197ec641da104f92c8526c11158b30f2.jpg", "https://vehicle-images.carscommerce.inc/d09e-110013116/KMHRC8A36TU460679/1bea838cfeb244aa66d123b07a7f7bec.png", "https://vehicle-images.carscommerce.inc/9939-110013116/KMHRC8A36TU460679/b5551d3e539395b9b20eed4a851d9955.jpg", "https://vehicle-images.carscommerce.inc/4cfa-110013116/KMHRC8A36TU460679/807c5955255fbce522bd7432e38c0af2.jpg", "https://vehicle-images.carscommerce.inc/9a63-110013116/KMHRC8A36TU460679/fbebde4d2889fe791659bde944e83e3b.png", "https://vehicle-images.carscommerce.inc/2206-110013116/KMHRC8A36TU460679/8bb342e46f9bea01d286c01132bc9b60.jpg", "https://vehicle-images.carscommerce.inc/281a-110013116/KMHRC8A36TU460679/2c57165c2dd7e46898d9168a1777291e.jpg", "https://vehicle-images.carscommerce.inc/aee4-110013116/KMHRC8A36TU460679/da2e4caa995a5e868013aef6abcf03b7.jpg", "https://vehicle-images.carscommerce.inc/668f-110013116/KMHRC8A36TU460679/5fa8dbea3294fc185ab97ee9f9e19ac4.jpg", "https://vehicle-images.carscommerce.inc/4eba-110013116/KMHRC8A36TU460679/2b8ac7aa6d741f2ab31a4bbd0513d23e.png", "https://vehicle-images.carscommerce.inc/1c49-110013116/KMHRC8A36TU460679/11c34b0dea177483d809808a99cba547.jpg", "https://vehicle-images.carscommerce.inc/71d3-110013116/KMHRC8A36TU460679/3914711f190aca74a2666f412af3de95.jpg", "https://vehicle-images.carscommerce.inc/9482-110013116/KMHRC8A36TU460679/d4a002124a30417c5023a706a7507f40.jpg", "https://vehicle-images.carscommerce.inc/e136-110013116/KMHRC8A36TU460679/8202804ad89bfec853cb73208ab8c792.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25125.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A36TU460679.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a36tu460679/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a36tu460679/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A36TU460679.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A36TU460679.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A36TU460679.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a36tu460679/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $194. This offer applies to Stock #28629, VIN KMHRC8A36TU460679. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,125. Advertised price: $24,931. Savings: $194, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,125"}, {"label": "Advertised price", "value": "$24,931"}, {"label": "Savings", "value": "$194, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $194", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24931.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A36TU460679_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 506, "unit": "per_month", "display": "$506/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24931.0, "price_incl_doc": 24931.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 505.85, "amount_financed": 26489.19, "sales_tax": 1558.19, "total_of_payments": 30351.12, "finance_charge": 3861.93, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28629, VIN KMHRC8A36TU460679. $506 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $24,931, before any dealer documentation fee. Amount financed $26,489, including $1,558 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,351. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A36TU460679_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24931.0, "price_incl_doc": 24931.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 393.22, "amount_financed": 26489.19, "sales_tax": 1558.19, "total_of_payments": 33030.59, "finance_charge": 6541.4, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28629, VIN KMHRC8A36TU460679. $393 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,931, before any dealer documentation fee. Amount financed $26,489, including $1,558 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,031. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 142}}, {"vin": "KMHL24JA2TA591478", "title": "2026 Hyundai SONATA SE", "year": 2026, "make": "Hyundai", "model": "SONATA", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 26821.0, "msrp": 29870.0, "sale_price": 30283.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 28, "mpg_hwy": 38, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL24JA2TA591478", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/81d3-110013116/KMHL24JA2TA591478/3ee32bf1eb181cdaa528157af3e06ac2.jpg", "images": ["https://vehicle-images.carscommerce.inc/81d3-110013116/KMHL24JA2TA591478/3ee32bf1eb181cdaa528157af3e06ac2.jpg", "https://vehicle-images.carscommerce.inc/adcd-110013116/KMHL24JA2TA591478/5e0fef79ee1b40da52d8d249f2a8c750.jpg", "https://vehicle-images.carscommerce.inc/569f-110013116/KMHL24JA2TA591478/d821d62f6abf9e20dfa556dd98764bc0.jpg", "https://vehicle-images.carscommerce.inc/2a39-110013116/KMHL24JA2TA591478/e109d30fcec4a97cc09cd956e9e36fe3.jpg", "https://vehicle-images.carscommerce.inc/a133-110013116/KMHL24JA2TA591478/e6ef23d34abd69c639149eb8104e740c.jpg", "https://vehicle-images.carscommerce.inc/7094-110013116/KMHL24JA2TA591478/e829f006780ea2b23dc774cfdea6c767.png", "https://vehicle-images.carscommerce.inc/caef-110013116/KMHL24JA2TA591478/f7e06d51045f0b65bb7dcf434885a769.jpg", "https://vehicle-images.carscommerce.inc/f4e7-110013116/KMHL24JA2TA591478/55d4bbae6e85ad1b4875a8a4fe5934cd.jpg", "https://vehicle-images.carscommerce.inc/5825-110013116/KMHL24JA2TA591478/ebbcd845efec755f3946e37547498d04.png", "https://vehicle-images.carscommerce.inc/292c-110013116/KMHL24JA2TA591478/c9c4a22a1c4c8c58adf18dcb27e10c0c.jpg", "https://vehicle-images.carscommerce.inc/e176-110013116/KMHL24JA2TA591478/a3ff52ba052726bb19a2d03831d42ead.jpg", "https://vehicle-images.carscommerce.inc/5b31-110013116/KMHL24JA2TA591478/d8ff3e232905c5afcb0a27c38ebf531a.png", "https://vehicle-images.carscommerce.inc/fa4a-110013116/KMHL24JA2TA591478/66f3808f07f0efb19d39708ae0a7b1de.jpg", "https://vehicle-images.carscommerce.inc/a3f2-110013116/KMHL24JA2TA591478/1af6304726f06a2b22c4aee80ec18288.jpg", "https://vehicle-images.carscommerce.inc/e80f-110013116/KMHL24JA2TA591478/e7d8204f749f1f5e221d88d89925c02a.png", "https://vehicle-images.carscommerce.inc/f0c2-110013116/KMHL24JA2TA591478/6d29836112dc9d3b2d3679ab5879aa90.jpg", "https://vehicle-images.carscommerce.inc/d458-110013116/KMHL24JA2TA591478/ff8da53bff10475974a4f86a972da993.jpg", "https://vehicle-images.carscommerce.inc/ca49-110013116/KMHL24JA2TA591478/26d2d3b62cc5fe67cfe76344fdf7061e.png", "https://vehicle-images.carscommerce.inc/ffa9-110013116/KMHL24JA2TA591478/fae22e0219e3fa6f96a1a27e4d0208bc.jpg", "https://vehicle-images.carscommerce.inc/c186-110013116/KMHL24JA2TA591478/0629c2dd0d0428ebe50981a3974ffdc5.jpg", "https://vehicle-images.carscommerce.inc/9b0e-110013116/KMHL24JA2TA591478/28eab731a3b31ec40192f9030a17d150.png", "https://vehicle-images.carscommerce.inc/6e42-110013116/KMHL24JA2TA591478/8ca02316795db8b5c88391907bc72c9e.jpg", "https://vehicle-images.carscommerce.inc/97e1-110013116/KMHL24JA2TA591478/9d360ccc46d331d307cec7b9d83b3888.jpg", "https://vehicle-images.carscommerce.inc/8f46-110013116/KMHL24JA2TA591478/38fa630598b96ddee3054e1890d45f4e.png", "https://vehicle-images.carscommerce.inc/ab16-110013116/KMHL24JA2TA591478/d80f7fea9beeb261c85aeb46559f73f7.jpg", "https://vehicle-images.carscommerce.inc/c52b-110013116/KMHL24JA2TA591478/d33376b212766134988190ac62356723.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SE", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29870.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL24JA2TA591478.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-se-fwd-4dr-car-kmhl24ja2ta591478/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-se-fwd-4dr-car-kmhl24ja2ta591478/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL24JA2TA591478.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JA2TA591478.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JA2TA591478.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-se-fwd-4dr-car-kmhl24ja2ta591478/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,049. This offer applies to Stock #KMHL24JA2TA591478, VIN KMHL24JA2TA591478. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $29,870. Advertised price: $26,821. Savings: $3,049, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$29,870"}, {"label": "Advertised price", "value": "$26,821"}, {"label": "Savings", "value": "$3,049, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,049", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26821.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL24JA2TA591478_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 487, "unit": "per_month", "display": "$487/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26821.0, "price_incl_doc": 26821.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 487.0, "amount_financed": 28497.31, "sales_tax": 1676.31, "total_of_payments": 29220.19, "finance_charge": 722.88, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL24JA2TA591478, VIN KMHL24JA2TA591478. $487 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $26,821, before any dealer documentation fee. Amount financed $28,497, including $1,676 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $29,220. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JA2TA591478_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 423, "unit": "per_month", "display": "$423/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26821.0, "price_incl_doc": 26821.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 423.03, "amount_financed": 28497.31, "sales_tax": 1676.31, "total_of_payments": 35534.61, "finance_charge": 7037.3, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL24JA2TA591478, VIN KMHL24JA2TA591478. $423 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $26,821, before any dealer documentation fee. Amount financed $28,497, including $1,676 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $35,535. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 141}}, {"vin": "KMHLM4DG7TU244902", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport, SEL Sport Plus", "condition": "new", "price": 22841.0, "msrp": 25780.0, "sale_price": 23641.0, "currency": "USD", "mileage": 12, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28754", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/1bd1-110013116/KMHLM4DG7TU244902/289d65d3e793699a9bb06744315086d3.jpg", "images": ["https://vehicle-images.carscommerce.inc/1bd1-110013116/KMHLM4DG7TU244902/289d65d3e793699a9bb06744315086d3.jpg", "https://vehicle-images.carscommerce.inc/f820-110013116/KMHLM4DG7TU244902/017ff8bbf6da5b0330cbcb0ac7168743.jpg", "https://vehicle-images.carscommerce.inc/f432-110013116/KMHLM4DG7TU244902/d6cb17b7e743014c4c2a708715f148e5.jpg", "https://vehicle-images.carscommerce.inc/caaa-110013116/KMHLM4DG7TU244902/83f6559cd6041edf5808b395f8c80124.jpg", "https://vehicle-images.carscommerce.inc/870d-110013116/KMHLM4DG7TU244902/d8ed259cc46c1df0bc64ffc79e18e8ab.jpg", "https://vehicle-images.carscommerce.inc/64ac-110013116/KMHLM4DG7TU244902/f1dd7bb40c5d80ac083d6e958519cb2c.png", "https://vehicle-images.carscommerce.inc/8405-110013116/KMHLM4DG7TU244902/79932aaceafd995f72f549cdef2b9c53.jpg", "https://vehicle-images.carscommerce.inc/80d5-110013116/KMHLM4DG7TU244902/1af12782c34b88265d26d9c0d0428828.jpg", "https://vehicle-images.carscommerce.inc/b1a3-110013116/KMHLM4DG7TU244902/9d9904696a5614a9b1abc9c94b75a562.png", "https://vehicle-images.carscommerce.inc/5e75-110013116/KMHLM4DG7TU244902/6b89f483a5cc89e6e7806e8ffd73a535.jpg", "https://vehicle-images.carscommerce.inc/14ef-110013116/KMHLM4DG7TU244902/8f2453bc600d48232151437c7f009cd9.jpg", "https://vehicle-images.carscommerce.inc/7e3d-110013116/KMHLM4DG7TU244902/d7082fe1f18f96c22c22e4ffb757850f.png", "https://vehicle-images.carscommerce.inc/305a-110013116/KMHLM4DG7TU244902/a0ad34e515232e9f30b04aaef5764a14.jpg", "https://vehicle-images.carscommerce.inc/55c5-110013116/KMHLM4DG7TU244902/16a4292c8b1b5c869a959760a4f0ece8.jpg", "https://vehicle-images.carscommerce.inc/5b97-110013116/KMHLM4DG7TU244902/2e545db1841253bf5b748be4094443e5.png", "https://vehicle-images.carscommerce.inc/fd11-110013116/KMHLM4DG7TU244902/0e71b478e94eb0ad94a87d09b2f6685f.jpg", "https://vehicle-images.carscommerce.inc/febc-110013116/KMHLM4DG7TU244902/4dd35e3f24e8b78370f409b7351f8a9e.jpg", "https://vehicle-images.carscommerce.inc/72ac-110013116/KMHLM4DG7TU244902/940dd4075f89c1cf87b0dcaa14ed52c5.png", "https://vehicle-images.carscommerce.inc/ecf3-110013116/KMHLM4DG7TU244902/84e71263c508848ad69360bdffa3d63d.jpg", "https://vehicle-images.carscommerce.inc/e646-110013116/KMHLM4DG7TU244902/4909cc6b1c6928321ee37f01f2e187fb.jpg", "https://vehicle-images.carscommerce.inc/d77f-110013116/KMHLM4DG7TU244902/5e580fee529abf582ee292ab5e4a417e.jpg", "https://vehicle-images.carscommerce.inc/3dec-110013116/KMHLM4DG7TU244902/a0b9a99ff065a3f23469ea33a9eef4e2.jpg", "https://vehicle-images.carscommerce.inc/656f-110013116/KMHLM4DG7TU244902/777b8bcc5d6429a0c03b1c2082516294.png", "https://vehicle-images.carscommerce.inc/fd4b-110013116/KMHLM4DG7TU244902/701b422940703334ca052a4cbde4dcd5.jpg", "https://vehicle-images.carscommerce.inc/4308-110013116/KMHLM4DG7TU244902/d2fc5aad7508c36ef0db7520e31d4722.jpg", "https://vehicle-images.carscommerce.inc/d0ac-110013116/KMHLM4DG7TU244902/00fefbb2825edef98c2e971c909bdb0c.jpg", "https://vehicle-images.carscommerce.inc/b05f-110013116/KMHLM4DG7TU244902/3722adcd60a8d4c89e9cb231a2aa4a51.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport, SEL Sport Plus", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25780.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLM4DG7TU244902.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dg7tu244902/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dg7tu244902/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG7TU244902.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG7TU244902.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG7TU244902.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4dr-car-kmhlm4dg7tu244902/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,939. This offer applies to Stock #28754, VIN KMHLM4DG7TU244902. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,780. Advertised price: $22,841. Savings: $2,939, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,780"}, {"label": "Advertised price", "value": "$22,841"}, {"label": "Savings", "value": "$2,939, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,939", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 22841.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG7TU244902_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 441, "unit": "per_month", "display": "$441/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22841.0, "price_incl_doc": 22841.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 441.38, "amount_financed": 24268.56, "sales_tax": 1427.56, "total_of_payments": 26482.73, "finance_charge": 2214.17, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28754, VIN KMHLM4DG7TU244902. $441 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $22,841, before any dealer documentation fee. Amount financed $24,269, including $1,428 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $26,483. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG7TU244902_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 360, "unit": "per_month", "display": "$360/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 22841.0, "price_incl_doc": 22841.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 360.26, "amount_financed": 24268.56, "sales_tax": 1427.56, "total_of_payments": 30261.58, "finance_charge": 5993.02, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28754, VIN KMHLM4DG7TU244902. $360 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $22,841, before any dealer documentation fee. Amount financed $24,269, including $1,428 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $30,262. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 147}}, {"vin": "5GAERBKW1LJ134122", "title": "2020 Buick Enclave Essence", "year": 2020, "make": "Buick", "model": "Enclave", "trim": "Essence", "decoded_trim": "Essence", "condition": "used", "price": 20183.0, "msrp": 0.0, "sale_price": 21093.0, "currency": "USD", "mileage": 75319, "exterior_color": "Silver", "interior_color": "Dark Galvanized With Ebony Interior Accents", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 SIDI VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": 18, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PHD0961A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Buick", "model": "Enclave", "year": 2020, "trim": "Essence", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "FWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5GAERBKW1LJ134122.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-buick-enclave-essence-fwd-4d-sport-utility-5gaerbkw1lj134122/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-buick-enclave-essence-fwd-4d-sport-utility-5gaerbkw1lj134122/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5GAERBKW1LJ134122.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5GAERBKW1LJ134122.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5GAERBKW1LJ134122.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-buick-enclave-essence-fwd-4d-sport-utility-5gaerbkw1lj134122/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0961A, VIN 5GAERBKW1LJ134122. Advertised price: $20,183. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$20,183"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Android Auto", "Apple CarPlay", "Bluetooth", "Heated Seats", "Keyless Entry", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 20183.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5GAERBKW1LJ134122_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 504, "unit": "per_month", "display": "$504/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20183.0, "price_incl_doc": 20183.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 503.52, "amount_financed": 21444.44, "sales_tax": 1261.44, "total_of_payments": 24169.2, "finance_charge": 2724.76, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0961A, VIN 5GAERBKW1LJ134122. $504 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $20,183, before any dealer documentation fee. Amount financed $21,444, including $1,261 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $24,169. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5GAERBKW1LJ134122_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 419, "unit": "per_month", "display": "$419/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20183.0, "price_incl_doc": 20183.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 419.48, "amount_financed": 21444.44, "sales_tax": 1261.44, "total_of_payments": 25169.08, "finance_charge": 3724.64, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0961A, VIN 5GAERBKW1LJ134122. $419 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $20,183, before any dealer documentation fee. Amount financed $21,444, including $1,261 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $25,169. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5GAERBKW1LJ134122_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 366, "unit": "per_month", "display": "$366/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 20183.0, "price_incl_doc": 20183.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 365.5, "amount_financed": 21444.44, "sales_tax": 1261.44, "total_of_payments": 26316.25, "finance_charge": 4871.81, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0961A, VIN 5GAERBKW1LJ134122. $366 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $20,183, before any dealer documentation fee. Amount financed $21,444, including $1,261 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $26,316. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-limited-fwd-4d-sedan-kmhlp4dg1tu232610/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLP4DG1TU232610.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLP4DG1TU232610.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLP4DG1TU232610.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-limited-fwd-4d-sedan-kmhlp4dg1tu232610/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,227. This offer applies to Stock #HD260965, VIN KMHLP4DG1TU232610. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $28,970. Advertised price: $26,743. Savings: $2,227, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$28,970"}, {"label": "Advertised price", "value": "$26,743"}, {"label": "Savings", "value": "$2,227, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,227", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26743.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLP4DG1TU232610_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 517, "unit": "per_month", "display": "$517/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26743.0, "price_incl_doc": 26743.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 516.78, "amount_financed": 28414.44, "sales_tax": 1671.44, "total_of_payments": 31006.86, "finance_charge": 2592.42, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260965, VIN KMHLP4DG1TU232610. $517 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $26,743, before any dealer documentation fee. Amount financed $28,414, including $1,671 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $31,007. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLP4DG1TU232610_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 422, "unit": "per_month", "display": "$422/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26743.0, "price_incl_doc": 26743.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 421.8, "amount_financed": 28414.44, "sales_tax": 1671.44, "total_of_payments": 35431.27, "finance_charge": 7016.83, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260965, VIN KMHLP4DG1TU232610. $422 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $26,743, before any dealer documentation fee. Amount financed $28,414, including $1,671 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $35,431. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 187}}, {"vin": "KMHRC8A31TU485537", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 25013.0, "msrp": 25240.0, "sale_price": 25653.0, "currency": "USD", "mileage": null, "exterior_color": "Mirage Green", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "KMHRC8A31TU485537", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/1218-110013116/KMHRC8A31TU485537/555dc9827f5051ade36114406824b58e.jpg", "images": ["https://vehicle-images.carscommerce.inc/1218-110013116/KMHRC8A31TU485537/555dc9827f5051ade36114406824b58e.jpg", "https://vehicle-images.carscommerce.inc/93c3-110013116/KMHRC8A31TU485537/5288ecf203af06731ffec3598122a22c.jpg", "https://vehicle-images.carscommerce.inc/9196-110013116/KMHRC8A31TU485537/dccfa00c73ed28b8a90f2252f67b74e1.jpg", "https://vehicle-images.carscommerce.inc/d0e0-110013116/KMHRC8A31TU485537/583627c78e6afb55e7613e2234de8e70.jpg", "https://vehicle-images.carscommerce.inc/d051-110013116/KMHRC8A31TU485537/3e36423527d6aa96604072f830f0ec19.jpg", "https://vehicle-images.carscommerce.inc/1b64-110013116/KMHRC8A31TU485537/5d29417144e91af4d16e7b44a1818e2b.png", "https://vehicle-images.carscommerce.inc/6ebe-110013116/KMHRC8A31TU485537/814ccee57a76cb3dcdf4a1180d1011e6.jpg", "https://vehicle-images.carscommerce.inc/b1dd-110013116/KMHRC8A31TU485537/786bc8d425f03e2f47456fb3ef2d415f.jpg", "https://vehicle-images.carscommerce.inc/f76f-110013116/KMHRC8A31TU485537/e220927b8d79bd83828858a207a506cc.png", "https://vehicle-images.carscommerce.inc/5ba3-110013116/KMHRC8A31TU485537/5c652e21ae863c44320ab9fa98280eeb.jpg", "https://vehicle-images.carscommerce.inc/586d-110013116/KMHRC8A31TU485537/b4fe5b6a55292bd4263da0950d31c489.jpg", "https://vehicle-images.carscommerce.inc/2c2a-110013116/KMHRC8A31TU485537/a2feef9c5d37b1933ffdfd0712ccb217.png", "https://vehicle-images.carscommerce.inc/413d-110013116/KMHRC8A31TU485537/07e7ae18e0ef1b019bf55b06a7872db5.jpg", "https://vehicle-images.carscommerce.inc/12cd-110013116/KMHRC8A31TU485537/c4c174f2623e28cacec22daeb2f0dfe9.jpg", "https://vehicle-images.carscommerce.inc/ac4a-110013116/KMHRC8A31TU485537/cb44c1e6e846185465bac407c9d2b5f0.png", "https://vehicle-images.carscommerce.inc/f8be-110013116/KMHRC8A31TU485537/e965bcda659676dd757ab5d2933b933e.jpg", "https://vehicle-images.carscommerce.inc/12d2-110013116/KMHRC8A31TU485537/067c2be48518bf7f87b6d71ce9c57580.jpg", "https://vehicle-images.carscommerce.inc/a575-110013116/KMHRC8A31TU485537/1202ed55cc98b8481c56d1e7d6b4969f.png", "https://vehicle-images.carscommerce.inc/b720-110013116/KMHRC8A31TU485537/05c4ffc62636275b09e3a5e6dc227abf.jpg", "https://vehicle-images.carscommerce.inc/eace-110013116/KMHRC8A31TU485537/d59ac29a133efc723007518083ad7e80.jpg", "https://vehicle-images.carscommerce.inc/70d9-110013116/KMHRC8A31TU485537/1eb0c35b40847a4807ac79a2884ab77d.png", "https://vehicle-images.carscommerce.inc/916a-110013116/KMHRC8A31TU485537/b1acb92e43ceec03e9b4942ea05463fa.jpg", "https://vehicle-images.carscommerce.inc/1acd-110013116/KMHRC8A31TU485537/9fb11d44267a702c30122c6e15c829e1.jpg", "https://vehicle-images.carscommerce.inc/b1ba-110013116/KMHRC8A31TU485537/a91ee7ad33f828311f9e7eadde27efb5.png", "https://vehicle-images.carscommerce.inc/26c9-110013116/KMHRC8A31TU485537/1ad8b44aab5938f6d862b1aeb07b13a6.jpg", "https://vehicle-images.carscommerce.inc/4130-110013116/KMHRC8A31TU485537/4858c17aee6fd635de9b73b407eef357.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25240.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A31TU485537.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a31tu485537/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a31tu485537/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A31TU485537.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A31TU485537.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A31TU485537.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-sport-utility-kmhrc8a31tu485537/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $227. This offer applies to Stock #KMHRC8A31TU485537, VIN KMHRC8A31TU485537. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,240. Advertised price: $25,013. Savings: $227, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,240"}, {"label": "Advertised price", "value": "$25,013"}, {"label": "Savings", "value": "$227, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $227", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Push Start", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25013.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A31TU485537_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 508, "unit": "per_month", "display": "$508/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25013.0, "price_incl_doc": 25013.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.52, "amount_financed": 26576.31, "sales_tax": 1563.31, "total_of_payments": 30450.94, "finance_charge": 3874.63, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHRC8A31TU485537, VIN KMHRC8A31TU485537. $508 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $25,013, before any dealer documentation fee. Amount financed $26,576, including $1,563 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,451. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A31TU485537_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 395, "unit": "per_month", "display": "$395/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25013.0, "price_incl_doc": 25013.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 394.51, "amount_financed": 26576.31, "sales_tax": 1563.31, "total_of_payments": 33139.22, "finance_charge": 6562.91, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHRC8A31TU485537, VIN KMHRC8A31TU485537. $395 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $25,013, before any dealer documentation fee. Amount financed $26,576, including $1,563 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,139. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 181}}, {"vin": "5NMP3DG1XTH134644", "title": "2026 Hyundai SANTA FE HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 46548.0, "msrp": 49900.0, "sale_price": 46798.0, "currency": "USD", "mileage": 9, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260952", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://ai.castlehyundaidownersgrove.com/v/5NMP3DG1XTH134644.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG1XTH134644.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg1xth134644/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,352. This offer applies to Stock #HD260952, VIN 5NMP3DG1XTH134644. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,900. Advertised price: $46,548. Savings: $3,352, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,900"}, {"label": "Advertised price", "value": "$46,548"}, {"label": "Savings", "value": "$3,352, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,352", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46548.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG1XTH134644_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 824, "unit": "per_month", "display": "$824/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46548.0, "price_incl_doc": 46548.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 824.29, "amount_financed": 49457.25, "sales_tax": 2909.25, "total_of_payments": 49457.25, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260952, VIN 5NMP3DG1XTH134644. $824 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,548, before any dealer documentation fee. Amount financed $49,457, including $2,909 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,457. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG1XTH134644_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 734, "unit": "per_month", "display": "$734/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46548.0, "price_incl_doc": 46548.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 734.17, "amount_financed": 49457.25, "sales_tax": 2909.25, "total_of_payments": 61670.52, "finance_charge": 12213.27, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260952, VIN 5NMP3DG1XTH134644. $734 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,548, before any dealer documentation fee. Amount financed $49,457, including $2,909 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,671. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg3tu131535/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG3TU131535.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG3TU131535.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG3TU131535.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg3tu131535/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260426, VIN KMHLS4DG3TU131535. Advertised price: $24,397. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,397"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:52Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24397.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG3TU131535_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24397.0, "price_incl_doc": 24397.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.66, "amount_financed": 25921.81, "sales_tax": 1524.81, "total_of_payments": 29215.47, "finance_charge": 3293.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260426, VIN KMHLS4DG3TU131535. $609 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,397, before any dealer documentation fee. Amount financed $25,922, including $1,525 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,215. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG3TU131535_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24397.0, "price_incl_doc": 24397.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.07, "amount_financed": 25921.81, "sales_tax": 1524.81, "total_of_payments": 30424.11, "finance_charge": 4502.3, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260426, VIN KMHLS4DG3TU131535. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,397, before any dealer documentation fee. Amount financed $25,922, including $1,525 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,424. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG3TU131535_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24397.0, "price_incl_doc": 24397.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 441.82, "amount_financed": 25921.81, "sales_tax": 1524.81, "total_of_payments": 31810.8, "finance_charge": 5888.99, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260426, VIN KMHLS4DG3TU131535. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,397, before any dealer documentation fee. Amount financed $25,922, including $1,525 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,811. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 192}}, {"vin": "5NMJB3DE2TH711774", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 29959.0, "msrp": 33305.0, "sale_price": 30709.0, "currency": "USD", "mileage": 19, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 25, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "28630", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/bc34-110013116/5NMJB3DE2TH711774/a012e156b93e0f014f765b52dbb63d46.jpg", "images": ["https://vehicle-images.carscommerce.inc/bc34-110013116/5NMJB3DE2TH711774/a012e156b93e0f014f765b52dbb63d46.jpg", "https://vehicle-images.carscommerce.inc/e93e-110013116/5NMJB3DE2TH711774/fda19f2ac252d570e4f18ff4cd6d7f8c.jpg", "https://vehicle-images.carscommerce.inc/d9bf-110013116/5NMJB3DE2TH711774/9bd8afeb0584ac0cb26c7c75d861e178.jpg", "https://vehicle-images.carscommerce.inc/2b6f-110013116/5NMJB3DE2TH711774/213778998c2f983abb0eab008d57dd6f.jpg", "https://vehicle-images.carscommerce.inc/b6a0-110013116/5NMJB3DE2TH711774/71edf3d28571895746d8d884f1e68dbe.png", "https://vehicle-images.carscommerce.inc/cb15-110013116/5NMJB3DE2TH711774/45bd168197de672b9a45cd7546a24062.jpg", "https://vehicle-images.carscommerce.inc/d508-110013116/5NMJB3DE2TH711774/93fd82e6a1f1d61ef6a7a1b86b508174.jpg", "https://vehicle-images.carscommerce.inc/ca09-110013116/5NMJB3DE2TH711774/7ed7821bcb572a398eee997a4773fda8.png", "https://vehicle-images.carscommerce.inc/62d1-110013116/5NMJB3DE2TH711774/fc4440b678ae6d0ff6dee476afecbc1c.jpg", "https://vehicle-images.carscommerce.inc/d611-110013116/5NMJB3DE2TH711774/518f89dffb940170c59e44cd668dc785.jpg", "https://vehicle-images.carscommerce.inc/95c9-110013116/5NMJB3DE2TH711774/6e41278d13550e80a62677a6d24c7295.png", "https://vehicle-images.carscommerce.inc/882d-110013116/5NMJB3DE2TH711774/6924a436e8abf92173eb8e8634b02bf5.jpg", "https://vehicle-images.carscommerce.inc/d36f-110013116/5NMJB3DE2TH711774/0aa570664fa74fa0da564919c3f43d70.jpg", "https://vehicle-images.carscommerce.inc/c5da-110013116/5NMJB3DE2TH711774/5f985874ad705f898f2091d3a45d4122.png", "https://vehicle-images.carscommerce.inc/ee89-110013116/5NMJB3DE2TH711774/bcb08e8c9f2f29f933061dc895d66cb4.jpg", "https://vehicle-images.carscommerce.inc/85c8-110013116/5NMJB3DE2TH711774/8301bea25eb03b0ff25cac9508d63e26.jpg", "https://vehicle-images.carscommerce.inc/866c-110013116/5NMJB3DE2TH711774/70a41e15691355caf34cdb8f1be782a2.png", "https://vehicle-images.carscommerce.inc/777a-110013116/5NMJB3DE2TH711774/9a573de12fbb57b88c414f9c9d37ca5b.jpg", "https://vehicle-images.carscommerce.inc/4ac5-110013116/5NMJB3DE2TH711774/72f59cf4f52dbfa625b1e41d2d9c06d2.jpg", "https://vehicle-images.carscommerce.inc/a4a8-110013116/5NMJB3DE2TH711774/345c2be5fd84a793f37f7f5530c0f421.jpg", "https://vehicle-images.carscommerce.inc/678a-110013116/5NMJB3DE2TH711774/c79a58b643bfe9d393bc21979907f082.jpg", "https://vehicle-images.carscommerce.inc/9c35-110013116/5NMJB3DE2TH711774/7ba37dec61bd9b6fb2892fc0eb9d998e.png", "https://vehicle-images.carscommerce.inc/644f-110013116/5NMJB3DE2TH711774/023fddd7f690d7e67047b89f2a6e918d.jpg", "https://vehicle-images.carscommerce.inc/eace-110013116/5NMJB3DE2TH711774/18f21d517009b0439c37facc226ea7b2.jpg", "https://vehicle-images.carscommerce.inc/70fe-110013116/5NMJB3DE2TH711774/d6b09136cff1c5e20e9282819d099d4a.jpg", "https://vehicle-images.carscommerce.inc/4dca-110013116/5NMJB3DE2TH711774/5b3eaa631b28340782a23a372dd45550.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33305.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJB3DE2TH711774.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-fwd-4d-sport-utility-5nmjb3de2th711774/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-fwd-4d-sport-utility-5nmjb3de2th711774/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJB3DE2TH711774.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJB3DE2TH711774.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJB3DE2TH711774.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-fwd-4d-sport-utility-5nmjb3de2th711774/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,346. This offer applies to Stock #28630, VIN 5NMJB3DE2TH711774. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $33,305. Advertised price: $29,959. Savings: $3,346, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$33,305"}, {"label": "Advertised price", "value": "$29,959"}, {"label": "Savings", "value": "$3,346, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,346", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29959.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJB3DE2TH711774_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 531, "unit": "per_month", "display": "$531/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29959.0, "price_incl_doc": 29959.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 530.52, "amount_financed": 31831.44, "sales_tax": 1872.44, "total_of_payments": 31831.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28630, VIN 5NMJB3DE2TH711774. $531 per month for 60 months at 0% APR, $0 cash down. Advertised price $29,959, before any dealer documentation fee. Amount financed $31,831, including $1,872 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $31,831. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJB3DE2TH711774_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 473, "unit": "per_month", "display": "$473/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29959.0, "price_incl_doc": 29959.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 472.52, "amount_financed": 31831.44, "sales_tax": 1872.44, "total_of_payments": 39692.09, "finance_charge": 7860.65, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28630, VIN 5NMJB3DE2TH711774. $473 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $29,959, before any dealer documentation fee. Amount financed $31,831, including $1,872 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $39,692. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJB3DE2TH711774_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 376, "unit": "per_month", "display": "$376/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33305.0, "selling_price": 29959.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 375.65, "net_cap_cost": 30609.0, "residual_value": 20649.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 375.65, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 535.65}, "total_of_payments": 13536, "total_of_payments_unrounded": 13523.4}, "disclosure": "Estimated lease payment for stock #28630, VIN 5NMJB3DE2TH711774. $376 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $536, made up of $376 first payment, $60 title, $100 registration. MSRP $33,305. Lease selling price $29,959. Net capitalized cost $30,609. Residual value $20,649, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,536. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJB3DE2TH711774_lease", "type": "lease", "label": "Lease", "headline": {"value": 282, "unit": "per_month", "display": "$282/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33305.0, "selling_price": 29959.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 282.36, "net_cap_cost": 27610.0, "residual_value": 20649.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 282.36, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3441.36}, "total_of_payments": 10152, "total_of_payments_unrounded": 10164.96}, "disclosure": "Estimated lease payment for stock #28630, VIN 5NMJB3DE2TH711774. $282 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,441, made up of $282 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $33,305. Lease selling price $29,959. Net capitalized cost $27,610. Residual value $20,649, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,152. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 319}}, {"vin": "5NMP2DGL7TH150000", "title": "2026 Hyundai Santa Fe SEL", "year": 2026, "make": "Hyundai", "model": "Santa Fe", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 35405.0, "msrp": 0.0, "sale_price": 36308.0, "currency": "USD", "mileage": 4069, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "PHD0996", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DGL7TH150000.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl7th150000/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl7th150000/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DGL7TH150000.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL7TH150000.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DGL7TH150000.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-sel-awd-4d-sport-utility-5nmp2dgl7th150000/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD0996, VIN 5NMP2DGL7TH150000. Advertised price: $35,405. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,405"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35405.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DGL7TH150000_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 883, "unit": "per_month", "display": "$883/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35405.0, "price_incl_doc": 35405.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 883.28, "amount_financed": 37617.81, "sales_tax": 2212.81, "total_of_payments": 42397.58, "finance_charge": 4779.77, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0996, VIN 5NMP2DGL7TH150000. $883 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,405, before any dealer documentation fee. Amount financed $37,618, including $2,213 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,398. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL7TH150000_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 736, "unit": "per_month", "display": "$736/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35405.0, "price_incl_doc": 35405.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 735.86, "amount_financed": 37617.81, "sales_tax": 2212.81, "total_of_payments": 44151.57, "finance_charge": 6533.76, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0996, VIN 5NMP2DGL7TH150000. $736 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $35,405, before any dealer documentation fee. Amount financed $37,618, including $2,213 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,152. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DGL7TH150000_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 641, "unit": "per_month", "display": "$641/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35405.0, "price_incl_doc": 35405.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 641.17, "amount_financed": 37617.81, "sales_tax": 2212.81, "total_of_payments": 46163.93, "finance_charge": 8546.12, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD0996, VIN 5NMP2DGL7TH150000. $641 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,405, before any dealer documentation fee. Amount financed $37,618, including $2,213 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,164. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 250}}, {"vin": "KNDPMCAC7N7963778", "title": "2022 Kia Sportage LX", "year": 2022, "make": "Kia", "model": "Sportage", "trim": "LX", "decoded_trim": "LX, LX Value Edition Pkg", "condition": "used", "price": 17588.0, "msrp": 0.0, "sale_price": 18312.0, "currency": "USD", "mileage": 57515, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.4L I4 DGI DOHC 16V", "engine_displacement_l": 2.4, "engine_cylinders": 4, "transmission": "6-Speed Automatic Electronic with Overdrive", "mpg_city": 22, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "HD260529XA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-kia-sportage-lx-awd-4d-sport-utility-kndpmcac7n7963778/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KNDPMCAC7N7963778.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KNDPMCAC7N7963778.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KNDPMCAC7N7963778.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-kia-sportage-lx-awd-4d-sport-utility-kndpmcac7n7963778/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260529XA, VIN KNDPMCAC7N7963778. Advertised price: $17,588. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,588"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17588.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KNDPMCAC7N7963778_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 439, "unit": "per_month", "display": "$439/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17588.0, "price_incl_doc": 17588.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 438.78, "amount_financed": 18687.25, "sales_tax": 1099.25, "total_of_payments": 21061.68, "finance_charge": 2374.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260529XA, VIN KNDPMCAC7N7963778. $439 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,588, before any dealer documentation fee. Amount financed $18,687, including $1,099 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $21,062. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPMCAC7N7963778_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 366, "unit": "per_month", "display": "$366/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17588.0, "price_incl_doc": 17588.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 365.55, "amount_financed": 18687.25, "sales_tax": 1099.25, "total_of_payments": 21933.0, "finance_charge": 3245.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260529XA, VIN KNDPMCAC7N7963778. $366 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,588, before any dealer documentation fee. Amount financed $18,687, including $1,099 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $21,933. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KNDPMCAC7N7963778_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 319, "unit": "per_month", "display": "$319/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17588.0, "price_incl_doc": 17588.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 318.51, "amount_financed": 18687.25, "sales_tax": 1099.25, "total_of_payments": 22932.67, "finance_charge": 4245.42, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260529XA, VIN KNDPMCAC7N7963778. $319 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,588, before any dealer documentation fee. Amount financed $18,687, including $1,099 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $22,933. Offer expires 2026-07-31. Estimated for ZIP 60515. 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"price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-genesis-g70-3-3t-sport-prestige-awd-4d-sedan-kmtg54se9tu159470/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-genesis-g70-3-3t-sport-prestige-awd-4d-sedan-kmtg54se9tu159470/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMTG54SE9TU159470.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMTG54SE9TU159470.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMTG54SE9TU159470.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-genesis-g70-3-3t-sport-prestige-awd-4d-sedan-kmtg54se9tu159470/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0335, VIN KMTG54SE9TU159470. Advertised price: $47,654. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$47,654"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47654.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMTG54SE9TU159470_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1189, "unit": "per_month", "display": "$1,189/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47654.0, "price_incl_doc": 47654.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1188.87, "amount_financed": 50632.38, "sales_tax": 2978.38, "total_of_payments": 57065.8, "finance_charge": 6433.42, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0335, VIN KMTG54SE9TU159470. $1,189 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $47,654, before any dealer documentation fee. Amount financed $50,632, including $2,978 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $57,066. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE9TU159470_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 990, "unit": "per_month", "display": "$990/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47654.0, "price_incl_doc": 47654.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 990.44, "amount_financed": 50632.38, "sales_tax": 2978.38, "total_of_payments": 59426.61, "finance_charge": 8794.23, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0335, VIN KMTG54SE9TU159470. $990 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $47,654, before any dealer documentation fee. Amount financed $50,632, including $2,978 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $59,427. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMTG54SE9TU159470_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 863, "unit": "per_month", "display": "$863/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47654.0, "price_incl_doc": 47654.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 862.99, "amount_financed": 50632.38, "sales_tax": 2978.38, "total_of_payments": 62135.18, "finance_charge": 11502.8, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0335, VIN KMTG54SE9TU159470. $863 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $47,654, before any dealer documentation fee. Amount financed $50,632, including $2,978 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $62,135. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu147411/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DGXTU147411.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DGXTU147411.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DGXTU147411.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu147411/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,992. This offer applies to Stock #28380, VIN KMHLS4DGXTU147411. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,990. Advertised price: $23,998. Savings: $2,992, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,990"}, {"label": "Advertised price", "value": "$23,998"}, {"label": "Savings", "value": "$2,992, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,992", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23998.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DGXTU147411_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 464, "unit": "per_month", "display": "$464/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23998.0, "price_incl_doc": 23998.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 463.74, "amount_financed": 25497.88, "sales_tax": 1499.88, "total_of_payments": 27824.21, "finance_charge": 2326.33, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28380, VIN KMHLS4DGXTU147411. $464 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,998, before any dealer documentation fee. Amount financed $25,498, including $1,500 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,824. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DGXTU147411_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 379, "unit": "per_month", "display": "$379/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23998.0, "price_incl_doc": 23998.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 378.51, "amount_financed": 25497.88, "sales_tax": 1499.88, "total_of_payments": 31794.48, "finance_charge": 6296.6, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28380, VIN KMHLS4DGXTU147411. $379 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,998, before any dealer documentation fee. Amount financed $25,498, including $1,500 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,794. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 254}}, {"vin": "5NMP5DG15TH093673", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 48111.0, "msrp": 53270.0, "sale_price": 49311.0, "currency": "USD", "mileage": 10, "exterior_color": "White", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "28106", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DG15TH093673.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg15th093673/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg15th093673/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG15TH093673.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG15TH093673.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG15TH093673.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg15th093673/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,159. This offer applies to Stock #28106, VIN 5NMP5DG15TH093673. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,270. Advertised price: $48,111. Savings: $5,159, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,270"}, {"label": "Advertised price", "value": "$48,111"}, {"label": "Savings", "value": "$5,159, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,159", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48111.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG15TH093673_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 852, "unit": "per_month", "display": "$852/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48111.0, "price_incl_doc": 48111.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 851.97, "amount_financed": 51117.94, "sales_tax": 3006.94, "total_of_payments": 51117.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28106, VIN 5NMP5DG15TH093673. $852 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,111, before any dealer documentation fee. Amount financed $51,118, including $3,007 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,118. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG15TH093673_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 759, "unit": "per_month", "display": "$759/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48111.0, "price_incl_doc": 48111.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 758.83, "amount_financed": 51117.94, "sales_tax": 3006.94, "total_of_payments": 63741.31, "finance_charge": 12623.37, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28106, VIN 5NMP5DG15TH093673. $759 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,111, before any dealer documentation fee. Amount financed $51,118, including $3,007 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $63,741. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-premium-fwd-4d-sport-utility-km8hd3a37tu354284/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-premium-fwd-4d-sport-utility-km8hd3a37tu354284/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HD3A37TU354284.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HD3A37TU354284.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HD3A37TU354284.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-premium-fwd-4d-sport-utility-km8hd3a37tu354284/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,882. This offer applies to Stock #28598, VIN KM8HD3A37TU354284. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,870. Advertised price: $27,988. Savings: $2,882, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,870"}, {"label": "Advertised price", "value": "$27,988"}, {"label": "Savings", "value": "$2,882, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,882", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27988.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HD3A37TU354284_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 541, "unit": "per_month", "display": "$541/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27988.0, "price_incl_doc": 27988.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 540.84, "amount_financed": 29737.25, "sales_tax": 1749.25, "total_of_payments": 32450.36, "finance_charge": 2713.11, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28598, VIN KM8HD3A37TU354284. $541 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,988, before any dealer documentation fee. Amount financed $29,737, including $1,749 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,450. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HD3A37TU354284_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 441, "unit": "per_month", "display": "$441/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27988.0, "price_incl_doc": 27988.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 441.44, "amount_financed": 29737.25, "sales_tax": 1749.25, "total_of_payments": 37080.75, "finance_charge": 7343.5, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28598, VIN KM8HD3A37TU354284. $441 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,988, before any dealer documentation fee. Amount financed $29,737, including $1,749 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,081. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 257}}, {"vin": "KMHLW4DK1TU044306", "title": "2026 Hyundai ELANTRA N N", "year": 2026, "make": "Hyundai", "model": "ELANTRA N", "trim": "N", "decoded_trim": "Elantra N", "condition": "new", "price": 38493.0, "msrp": null, "sale_price": 38493.0, "currency": "USD", "mileage": null, "exterior_color": "ATLAS WHITE", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "8-Speed Auto-Shift Manual w/OD", "mpg_city": 20, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "KMHLW4DK1TU044306", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/6d8d-110013116/KMHLW4DK1TU044306/a50347916a13cc16493c7325514b19da.jpg", "images": ["https://vehicle-images.carscommerce.inc/6d8d-110013116/KMHLW4DK1TU044306/a50347916a13cc16493c7325514b19da.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra N", "year": 2026, "trim": "Elantra N", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLW4DK1TU044306.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk1tu044306/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk1tu044306/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLW4DK1TU044306.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK1TU044306.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK1TU044306.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk1tu044306/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHLW4DK1TU044306, VIN KMHLW4DK1TU044306. Advertised price: $38,493. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,493"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Premium Audio", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38493.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLW4DK1TU044306_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 781, "unit": "per_month", "display": "$781/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38493.0, "price_incl_doc": 38493.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra N \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 781.03, "amount_financed": 40898.81, "sales_tax": 2405.81, "total_of_payments": 46861.56, "finance_charge": 5962.75, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLW4DK1TU044306, VIN KMHLW4DK1TU044306. $781 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $38,493, before any dealer documentation fee. Amount financed $40,899, including $2,406 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $46,862. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLW4DK1TU044306_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 607, "unit": "per_month", "display": "$607/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38493.0, "price_incl_doc": 38493.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 607.13, "amount_financed": 40898.81, "sales_tax": 2405.81, "total_of_payments": 50998.61, "finance_charge": 10099.8, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLW4DK1TU044306, VIN KMHLW4DK1TU044306. $607 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,493, before any dealer documentation fee. Amount financed $40,899, including $2,406 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,999. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 240}}, {"vin": "5NMP5DGLXTH180227", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 45497.0, "msrp": 51580.0, "sale_price": 46997.0, "currency": "USD", "mileage": 9, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "28191", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/6299-110013116/5NMP5DGLXTH180227/cf1f1da03fa18bd26c49a9552c0f725d.jpg", "images": ["https://vehicle-images.carscommerce.inc/6299-110013116/5NMP5DGLXTH180227/cf1f1da03fa18bd26c49a9552c0f725d.jpg", "https://vehicle-images.carscommerce.inc/378f-110013116/5NMP5DGLXTH180227/98e3402256e8277c7be35e0fb08d4606.jpg", "https://vehicle-images.carscommerce.inc/6349-110013116/5NMP5DGLXTH180227/d6b464473db6605ea4f7c690247d1ca0.jpg", "https://vehicle-images.carscommerce.inc/f050-110013116/5NMP5DGLXTH180227/4ee913ad26471c05c3d65e795449f495.jpg", "https://vehicle-images.carscommerce.inc/c789-110013116/5NMP5DGLXTH180227/9c4626623631fb78f3756b3467811e41.jpg", "https://vehicle-images.carscommerce.inc/2ba1-110013116/5NMP5DGLXTH180227/af6d36adb2ce9c84ed68edd93ab07938.png", "https://vehicle-images.carscommerce.inc/e26e-110013116/5NMP5DGLXTH180227/4d413a18fbbe9b42c9d11e636665708f.jpg", 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"https://vehicle-images.carscommerce.inc/a58a-110013116/5NMP5DGLXTH180227/a7cc25c7841a13fb7e2e400307d73f95.jpg", "https://vehicle-images.carscommerce.inc/d42c-110013116/5NMP5DGLXTH180227/92c8cc8c92f87a23522690b0ba5f7972.jpg", "https://vehicle-images.carscommerce.inc/93cc-110013116/5NMP5DGLXTH180227/636fa0a40c0a0090402d710f17964c82.jpg", "https://vehicle-images.carscommerce.inc/62d1-110013116/5NMP5DGLXTH180227/2373345c7b2147be4cd3cc0a45c867f0.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 51580.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGLXTH180227.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dglxth180227/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dglxth180227/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGLXTH180227.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGLXTH180227.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGLXTH180227.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dglxth180227/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,083. This offer applies to Stock #28191, VIN 5NMP5DGLXTH180227. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,580. Advertised price: $45,497. Savings: $6,083, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,580"}, {"label": "Advertised price", "value": "$45,497"}, {"label": "Savings", "value": "$6,083, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,083", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45497.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGLXTH180227_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 806, "unit": "per_month", "display": "$806/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45497.0, "price_incl_doc": 45497.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 805.68, "amount_financed": 48340.56, "sales_tax": 2843.56, "total_of_payments": 48340.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28191, VIN 5NMP5DGLXTH180227. $806 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,497, before any dealer documentation fee. Amount financed $48,341, including $2,844 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $48,341. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGLXTH180227_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 718, "unit": "per_month", "display": "$718/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45497.0, "price_incl_doc": 45497.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 717.6, "amount_financed": 48340.56, "sales_tax": 2843.56, "total_of_payments": 60278.07, "finance_charge": 11937.51, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28191, VIN 5NMP5DGLXTH180227. $718 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,497, before any dealer documentation fee. Amount financed $48,341, including $2,844 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,278. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGLXTH180227_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51580.0, "selling_price": 45497.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 542.65, "net_cap_cost": 46147.0, "residual_value": 31979.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 542.65, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 702.65}, "total_of_payments": 19548, "total_of_payments_unrounded": 19535.4}, "disclosure": "Estimated lease payment for stock #28191, VIN 5NMP5DGLXTH180227. $543 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $703, made up of $543 first payment, $60 title, $100 registration. MSRP $51,580. Lease selling price $45,497. Net capitalized cost $46,147. Residual value $31,980, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $19,548. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGLXTH180227_lease", "type": "lease", "label": "Lease", "headline": {"value": 449, "unit": "per_month", "display": "$449/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51580.0, "selling_price": 45497.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 449.36, "net_cap_cost": 43148.0, "residual_value": 31979.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 449.36, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3608.36}, "total_of_payments": 16164, "total_of_payments_unrounded": 16176.96}, "disclosure": "Estimated lease payment for stock #28191, VIN 5NMP5DGLXTH180227. $449 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,608, made up of $449 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,580. Lease selling price $45,497. Net capitalized cost $43,148. Residual value $31,980, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $16,164. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 242}}, {"vin": "KMHL34JJ3TA186176", "title": "2026 Hyundai SONATA HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 35228.0, "msrp": null, "sale_price": 35228.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 5, "engine": "Gas/Electric I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL34JJ3TA186176", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/d08a-110013116/KMHL34JJ3TA186176/912b3d7f59e582eeb1469ee666c97539.jpg", "images": ["https://vehicle-images.carscommerce.inc/d08a-110013116/KMHL34JJ3TA186176/912b3d7f59e582eeb1469ee666c97539.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SEL", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL34JJ3TA186176.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj3ta186176/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj3ta186176/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL34JJ3TA186176.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ3TA186176.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ3TA186176.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj3ta186176/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,228"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35228.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL34JJ3TA186176_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 656, "unit": "per_month", "display": "$656/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35228.0, "price_incl_doc": 35228.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 655.9, "amount_financed": 37429.75, "sales_tax": 2201.75, "total_of_payments": 39353.76, "finance_charge": 1924.01, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL34JJ3TA186176, VIN KMHL34JJ3TA186176. $656 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $35,228, before any dealer documentation fee. Amount financed $37,430, including $2,202 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $39,354. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL34JJ3TA186176_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 556, "unit": "per_month", "display": "$556/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35228.0, "price_incl_doc": 35228.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 555.63, "amount_financed": 37429.75, "sales_tax": 2201.75, "total_of_payments": 46672.88, "finance_charge": 9243.13, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL34JJ3TA186176, VIN KMHL34JJ3TA186176. $556 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,228, before any dealer documentation fee. Amount financed $37,430, including $2,202 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $46,673. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"https://ai.castlehyundaidownersgrove.com/v/1V2DNPE82PC034104.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-id-4-pro-awd-4d-sport-utility-1v2dnpe82pc034104/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1032, VIN 1V2DNPE82PC034104. Advertised price: $25,072. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,072"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Heated Seats", "Keyless Entry", "Navigation System", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25072.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2DNPE82PC034104_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25072.0, "price_incl_doc": 25072.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 625.5, "amount_financed": 26639.0, "sales_tax": 1567.0, "total_of_payments": 30023.79, "finance_charge": 3384.79, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1032, VIN 1V2DNPE82PC034104. $626 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,072, before any dealer documentation fee. Amount financed $26,639, including $1,567 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,024. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2DNPE82PC034104_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 521, "unit": "per_month", "display": "$521/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25072.0, "price_incl_doc": 25072.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 521.1, "amount_financed": 26639.0, "sales_tax": 1567.0, "total_of_payments": 31265.87, "finance_charge": 4626.87, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1032, VIN 1V2DNPE82PC034104. $521 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,072, before any dealer documentation fee. Amount financed $26,639, including $1,567 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,266. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2DNPE82PC034104_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 454, "unit": "per_month", "display": "$454/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25072.0, "price_incl_doc": 25072.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 454.04, "amount_financed": 26639.0, "sales_tax": 1567.0, "total_of_payments": 32690.92, "finance_charge": 6051.92, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1032, VIN 1V2DNPE82PC034104. $454 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,072, before any dealer documentation fee. Amount financed $26,639, including $1,567 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,691. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 174}}, {"vin": "5NMJBCDE1TH660221", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31658.0, "msrp": 35035.0, "sale_price": 32408.0, "currency": "USD", "mileage": 16, "exterior_color": "Red", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28268", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/87be-110013116/5NMJBCDE1TH660221/82961d0dfa215c45c56efd12e2279c6c.jpg", "images": ["https://vehicle-images.carscommerce.inc/87be-110013116/5NMJBCDE1TH660221/82961d0dfa215c45c56efd12e2279c6c.jpg", "https://vehicle-images.carscommerce.inc/f05b-110013116/5NMJBCDE1TH660221/6b52e76735c738044ca0f4a2137c9352.jpg", "https://vehicle-images.carscommerce.inc/88ef-110013116/5NMJBCDE1TH660221/b446ac808cc25eb79933ad2e43fda98b.jpg", "https://vehicle-images.carscommerce.inc/64d4-110013116/5NMJBCDE1TH660221/cbb7bfc88faa4108a49c36f3cc0ce325.jpg", "https://vehicle-images.carscommerce.inc/c498-110013116/5NMJBCDE1TH660221/877715605ad88d4308356fe9a97fe181.jpg", "https://vehicle-images.carscommerce.inc/a39d-110013116/5NMJBCDE1TH660221/4994a096b225de37f57bf53575f9dac3.png", 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"https://vehicle-images.carscommerce.inc/ebca-110013116/5NMJBCDE1TH660221/b9cc7489361816b5314f35581f3b0546.png", "https://vehicle-images.carscommerce.inc/4a45-110013116/5NMJBCDE1TH660221/14e031df9bf063df1da21f375f7b4416.jpg", "https://vehicle-images.carscommerce.inc/96d3-110013116/5NMJBCDE1TH660221/4ae0e7d7741351f600e895f46e09633c.jpg", "https://vehicle-images.carscommerce.inc/2fae-110013116/5NMJBCDE1TH660221/9b4f331a84ad12b3285eeb98481c7a90.png", "https://vehicle-images.carscommerce.inc/f5cc-110013116/5NMJBCDE1TH660221/20331b394cf2ca13d3862807fb89532e.jpg", "https://vehicle-images.carscommerce.inc/9059-110013116/5NMJBCDE1TH660221/bc59d4095f745bfde59d395373810bff.jpg", "https://vehicle-images.carscommerce.inc/129f-110013116/5NMJBCDE1TH660221/907b823abb2e44dcf8a69a626d0f828c.jpg", "https://vehicle-images.carscommerce.inc/84ca-110013116/5NMJBCDE1TH660221/0fcf869a62a7d73402ed16bf21e131c6.jpg", "https://vehicle-images.carscommerce.inc/2753-110013116/5NMJBCDE1TH660221/5d2dbe2d5accabcb72b62fb1f2051ec5.png", "https://vehicle-images.carscommerce.inc/acf9-110013116/5NMJBCDE1TH660221/ef459095599f8d815481bc948b94977f.jpg", "https://vehicle-images.carscommerce.inc/912b-110013116/5NMJBCDE1TH660221/e257b04a39e95536c4710a967fd15a34.jpg", "https://vehicle-images.carscommerce.inc/5eed-110013116/5NMJBCDE1TH660221/10a23fe5a225a2d3835ca9decfa26b94.jpg", "https://vehicle-images.carscommerce.inc/c0cd-110013116/5NMJBCDE1TH660221/4bd835baed974884a803342629490983.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35035.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE1TH660221.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde1th660221/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde1th660221/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE1TH660221.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE1TH660221.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE1TH660221.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde1th660221/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,377. This offer applies to Stock #28268, VIN 5NMJBCDE1TH660221. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,035. Advertised price: $31,658. Savings: $3,377, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,035"}, {"label": "Advertised price", "value": "$31,658"}, {"label": "Savings", "value": "$3,377, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,377", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Remote Start", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31658.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE1TH660221_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 561, "unit": "per_month", "display": "$561/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31658.0, "price_incl_doc": 31658.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 560.61, "amount_financed": 33636.63, "sales_tax": 1978.63, "total_of_payments": 33636.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28268, VIN 5NMJBCDE1TH660221. $561 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,658, before any dealer documentation fee. Amount financed $33,637, including $1,979 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,637. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH660221_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 499, "unit": "per_month", "display": "$499/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31658.0, "price_incl_doc": 31658.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 499.32, "amount_financed": 33636.63, "sales_tax": 1978.63, "total_of_payments": 41943.06, "finance_charge": 8306.43, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28268, VIN 5NMJBCDE1TH660221. $499 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,658, before any dealer documentation fee. Amount financed $33,637, including $1,979 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,943. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH660221_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 399, "unit": "per_month", "display": "$399/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35035.0, "selling_price": 31658.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 398.55, "net_cap_cost": 32308.0, "residual_value": 21721.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 398.55, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 558.55}, "total_of_payments": 14364, "total_of_payments_unrounded": 14347.8}, "disclosure": "Estimated lease payment for stock #28268, VIN 5NMJBCDE1TH660221. $399 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $559, made up of $399 first payment, $60 title, $100 registration. MSRP $35,035. Lease selling price $31,658. Net capitalized cost $32,308. Residual value $21,722, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,364. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH660221_lease", "type": "lease", "label": "Lease", "headline": {"value": 305, "unit": "per_month", "display": "$305/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35035.0, "selling_price": 31658.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 305.26, "net_cap_cost": 29309.0, "residual_value": 21721.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 305.26, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3464.26}, "total_of_payments": 10980, "total_of_payments_unrounded": 10989.36}, "disclosure": "Estimated lease payment for stock #28268, VIN 5NMJBCDE1TH660221. $305 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,464, made up of $305 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,035. Lease selling price $31,658. Net capitalized cost $29,309. Residual value $21,722, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,980. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 211}}, {"vin": "5NMP5DG13TH132406", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 48659.0, "msrp": 53095.0, "sale_price": 49909.0, "currency": "USD", "mileage": 9, "exterior_color": "Green", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "NRHD260898", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/2391-110013116/5NMP5DG13TH132406/973bad6a96ad112fb7e7f7e129760ffa.jpg", "images": ["https://vehicle-images.carscommerce.inc/2391-110013116/5NMP5DG13TH132406/973bad6a96ad112fb7e7f7e129760ffa.jpg", "https://vehicle-images.carscommerce.inc/c833-110013116/5NMP5DG13TH132406/e577105057b6d39ab104a9ae172aaf80.jpg", "https://vehicle-images.carscommerce.inc/2fdd-110013116/5NMP5DG13TH132406/28a30926437ff2380550f283572e74ef.jpg", "https://vehicle-images.carscommerce.inc/2224-110013116/5NMP5DG13TH132406/98186ca2bf56815c9f839a8145af3986.jpg", "https://vehicle-images.carscommerce.inc/46c2-110013116/5NMP5DG13TH132406/5eb0673d76ce98a5595bd6d8de9f2943.jpg", "https://vehicle-images.carscommerce.inc/97c6-110013116/5NMP5DG13TH132406/51da228269e1c9017a7b03e3c3c71b30.png", "https://vehicle-images.carscommerce.inc/5289-110013116/5NMP5DG13TH132406/ae5d8240561e00b4b2d6563dd16f8795.jpg", "https://vehicle-images.carscommerce.inc/15b0-110013116/5NMP5DG13TH132406/ea99592eb231c5e672c02c6af79bdb7a.jpg", "https://vehicle-images.carscommerce.inc/e367-110013116/5NMP5DG13TH132406/240ed9d932e381d373359b5bdc7b04bd.png", "https://vehicle-images.carscommerce.inc/7ade-110013116/5NMP5DG13TH132406/7e91fd7e9aefe211a9aa8e2d56be7093.jpg", "https://vehicle-images.carscommerce.inc/1ac1-110013116/5NMP5DG13TH132406/950aa62c267f6f99bd0b7bf544493fa1.jpg", "https://vehicle-images.carscommerce.inc/6341-110013116/5NMP5DG13TH132406/91e2f595c190052e9848f727fa9f46db.png", "https://vehicle-images.carscommerce.inc/ad0c-110013116/5NMP5DG13TH132406/d262e7662a794f435e01747675f319e4.jpg", "https://vehicle-images.carscommerce.inc/9070-110013116/5NMP5DG13TH132406/77d98846519835e8d6cb6b640068542c.jpg", "https://vehicle-images.carscommerce.inc/9456-110013116/5NMP5DG13TH132406/e2c9064c93307d011f3e5022e0e41ecf.png", "https://vehicle-images.carscommerce.inc/1b53-110013116/5NMP5DG13TH132406/9698ffb7a42adb7282d7c6ec6605043b.jpg", "https://vehicle-images.carscommerce.inc/d56a-110013116/5NMP5DG13TH132406/efd0b446d7795d9211eeda3700d46c92.jpg", "https://vehicle-images.carscommerce.inc/8967-110013116/5NMP5DG13TH132406/dbb33c4cb57e8b973ae35613e730e8c5.png", "https://vehicle-images.carscommerce.inc/982c-110013116/5NMP5DG13TH132406/7cb31b8840107831e178dc3b91cd1fb7.jpg", "https://vehicle-images.carscommerce.inc/39e8-110013116/5NMP5DG13TH132406/e1a58071e98ab1b9afe192e365bfcc82.jpg", "https://vehicle-images.carscommerce.inc/ad94-110013116/5NMP5DG13TH132406/d6f20430fb1a68a23fbb0250354884dd.png", "https://vehicle-images.carscommerce.inc/dbbc-110013116/5NMP5DG13TH132406/2a443a82b5d32a760cd88daee266613f.jpg", "https://vehicle-images.carscommerce.inc/b49f-110013116/5NMP5DG13TH132406/4d7e2d57142c778466a9a5289419e11e.jpg", "https://vehicle-images.carscommerce.inc/5f6d-110013116/5NMP5DG13TH132406/d212b66806dc3d5090e1d2776217c9ca.png", "https://vehicle-images.carscommerce.inc/db8a-110013116/5NMP5DG13TH132406/2e4898cca6af7554b99c75a49e655519.jpg", "https://vehicle-images.carscommerce.inc/e0d1-110013116/5NMP5DG13TH132406/d4fa72c3791eaf9514a79c74afa6af8c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53095.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DG13TH132406.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg13th132406/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg13th132406/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG13TH132406.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG13TH132406.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG13TH132406.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg13th132406/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,436. This offer applies to Stock #NRHD260898, VIN 5NMP5DG13TH132406. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,095. Advertised price: $48,659. Savings: $4,436, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,095"}, {"label": "Advertised price", "value": "$48,659"}, {"label": "Savings", "value": "$4,436, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,436", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48659.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG13TH132406_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 862, "unit": "per_month", "display": "$862/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48659.0, "price_incl_doc": 48659.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 861.67, "amount_financed": 51700.19, "sales_tax": 3041.19, "total_of_payments": 51700.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260898, VIN 5NMP5DG13TH132406. $862 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,659, before any dealer documentation fee. Amount financed $51,700, including $3,041 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,700. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG13TH132406_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 767, "unit": "per_month", "display": "$767/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48659.0, "price_incl_doc": 48659.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 767.47, "amount_financed": 51700.19, "sales_tax": 3041.19, "total_of_payments": 64467.35, "finance_charge": 12767.16, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #NRHD260898, VIN 5NMP5DG13TH132406. $767 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,659, before any dealer documentation fee. Amount financed $51,700, including $3,041 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,467. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 152}}, {"vin": "KMHLS4DG7TU173271", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 24015.0, "msrp": 27010.0, "sale_price": 24815.0, "currency": "USD", "mileage": 9, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28593", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/714f-110013116/KMHLS4DG7TU173271/d92519a179747f3bc6dd45656a367086.jpg", "images": ["https://vehicle-images.carscommerce.inc/714f-110013116/KMHLS4DG7TU173271/d92519a179747f3bc6dd45656a367086.jpg", "https://vehicle-images.carscommerce.inc/5cef-110013116/KMHLS4DG7TU173271/53b4db0353ef5f3d4ba7074c40225264.jpg", "https://vehicle-images.carscommerce.inc/82ba-110013116/KMHLS4DG7TU173271/e25f69fd00b96f2ce5cc4bfe1cbf661d.jpg", "https://vehicle-images.carscommerce.inc/2894-110013116/KMHLS4DG7TU173271/47af202a73d16f15eda6d12092542322.jpg", "https://vehicle-images.carscommerce.inc/5291-110013116/KMHLS4DG7TU173271/2d524aad6ec9ac035f2e05d6f08e83b7.png", "https://vehicle-images.carscommerce.inc/e706-110013116/KMHLS4DG7TU173271/aca3d41b70bec3e15d8d83d946af2c0d.jpg", "https://vehicle-images.carscommerce.inc/1ac8-110013116/KMHLS4DG7TU173271/c7b1a60626b43734b10552d2f2ed4a24.jpg", "https://vehicle-images.carscommerce.inc/1ab4-110013116/KMHLS4DG7TU173271/1715e56829623e13e3c34fc8ad7e6514.png", "https://vehicle-images.carscommerce.inc/7b0f-110013116/KMHLS4DG7TU173271/0ec6d3bf713af78f63127add47669b3a.jpg", "https://vehicle-images.carscommerce.inc/40f2-110013116/KMHLS4DG7TU173271/f0a95705f138e7ac277322008c2ba7a0.jpg", "https://vehicle-images.carscommerce.inc/edf1-110013116/KMHLS4DG7TU173271/a69565e2b65665306f25a3566c308b80.png", "https://vehicle-images.carscommerce.inc/6986-110013116/KMHLS4DG7TU173271/56ae720bc8c6fff81d46edb0d27bf782.jpg", "https://vehicle-images.carscommerce.inc/52b6-110013116/KMHLS4DG7TU173271/b037800892adfc21239561dcbc7b7f7d.jpg", "https://vehicle-images.carscommerce.inc/2277-110013116/KMHLS4DG7TU173271/961dd66e952b1a7c3f1a5207f8cbf786.png", "https://vehicle-images.carscommerce.inc/6c86-110013116/KMHLS4DG7TU173271/84d822cbe39a3dca87a3619b6ce3eb9a.jpg", "https://vehicle-images.carscommerce.inc/ccbd-110013116/KMHLS4DG7TU173271/80d81814b8c64fee15cdc113387c6c84.jpg", "https://vehicle-images.carscommerce.inc/11bb-110013116/KMHLS4DG7TU173271/3791f94ddb74d4c46bc550a715271670.png", "https://vehicle-images.carscommerce.inc/67d7-110013116/KMHLS4DG7TU173271/5e8f6601e4821d4ce0698ac2bedd76ac.jpg", "https://vehicle-images.carscommerce.inc/92c7-110013116/KMHLS4DG7TU173271/83d83f76a8517e1fc814da8e9191730c.jpg", "https://vehicle-images.carscommerce.inc/b3fd-110013116/KMHLS4DG7TU173271/eb297e823000388ca6fe1b334d59b1b5.jpg", "https://vehicle-images.carscommerce.inc/df16-110013116/KMHLS4DG7TU173271/ba7dadf446bbb3070f45b623cd073b0c.jpg", "https://vehicle-images.carscommerce.inc/aad1-110013116/KMHLS4DG7TU173271/64a1075ed6b22f75e12a14ceef72bd9e.png", "https://vehicle-images.carscommerce.inc/d7f5-110013116/KMHLS4DG7TU173271/7a9f5745547812a192bdc578b7893cfe.jpg", "https://vehicle-images.carscommerce.inc/c1b0-110013116/KMHLS4DG7TU173271/5b06bf4e54a32f70125db96f4762c643.jpg", "https://vehicle-images.carscommerce.inc/a7d7-110013116/KMHLS4DG7TU173271/7127b1c348a58e05d0344218557c62c5.jpg", "https://vehicle-images.carscommerce.inc/b324-110013116/KMHLS4DG7TU173271/10f2cd892479f4b32936a50435c148e4.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27010.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG7TU173271.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg7tu173271/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg7tu173271/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG7TU173271.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG7TU173271.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG7TU173271.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg7tu173271/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,995. This offer applies to Stock #28593, VIN KMHLS4DG7TU173271. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $27,010. Advertised price: $24,015. Savings: $2,995, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$27,010"}, {"label": "Advertised price", "value": "$24,015"}, {"label": "Savings", "value": "$2,995, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,995", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24015.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG7TU173271_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 464, "unit": "per_month", "display": "$464/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24015.0, "price_incl_doc": 24015.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 464.07, "amount_financed": 25515.94, "sales_tax": 1500.94, "total_of_payments": 27843.91, "finance_charge": 2327.97, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28593, VIN KMHLS4DG7TU173271. $464 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $24,015, before any dealer documentation fee. Amount financed $25,516, including $1,501 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,844. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG7TU173271_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 379, "unit": "per_month", "display": "$379/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24015.0, "price_incl_doc": 24015.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 378.77, "amount_financed": 25515.94, "sales_tax": 1500.94, "total_of_payments": 31817.0, "finance_charge": 6301.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28593, VIN KMHLS4DG7TU173271. $379 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,015, before any dealer documentation fee. Amount financed $25,516, including $1,501 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,817. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/5NMP14G10TH078851.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-fwd-4d-sport-utility-5nmp14g10th078851/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,217. This offer applies to Stock #HD260064, VIN 5NMP14G10TH078851. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $38,465. Advertised price: $35,248. Savings: $3,217, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$38,465"}, {"label": "Advertised price", "value": "$35,248"}, {"label": "Savings", "value": "$3,217, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,217", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35248.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP14G10TH078851_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 624, "unit": "per_month", "display": "$624/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35248.0, "price_incl_doc": 35248.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 624.18, "amount_financed": 37451.0, "sales_tax": 2203.0, "total_of_payments": 37451.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260064, VIN 5NMP14G10TH078851. $624 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,248, before any dealer documentation fee. Amount financed $37,451, including $2,203 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $37,451. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP14G10TH078851_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 556, "unit": "per_month", "display": "$556/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35248.0, "price_incl_doc": 35248.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 555.94, "amount_financed": 37451.0, "sales_tax": 2203.0, "total_of_payments": 46699.38, "finance_charge": 9248.38, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260064, VIN 5NMP14G10TH078851. $556 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,248, before any dealer documentation fee. Amount financed $37,451, including $2,203 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $46,699. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 150}}, {"vin": "KM8J3CA41JU707080", "title": "2018 Hyundai Tucson SEL", "year": 2018, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SE Pop, SE Plus, Eco, Sport, Value, Ultimate Base/Ultimate", "condition": "used", "price": 11945.0, "msrp": 0.0, "sale_price": 12314.0, "currency": "USD", "mileage": 84744, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 21, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "HD260492XAA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2018, "trim": "SE Pop, SE Plus, Eco, Sport, Value, Ultimate Base/Ultimate", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L 4-Cylinder", "engine_displacement_l": 2.0, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8J3CA41JU707080.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-hyundai-tucson-sel-awd-4d-sport-utility-km8j3ca41ju707080/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-hyundai-tucson-sel-awd-4d-sport-utility-km8j3ca41ju707080/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8J3CA41JU707080.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8J3CA41JU707080.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8J3CA41JU707080.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-hyundai-tucson-sel-awd-4d-sport-utility-km8j3ca41ju707080/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260492XAA, VIN KM8J3CA41JU707080. Advertised price: $11,945. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$11,945"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 11945.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8J3CA41JU707080_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 298, "unit": "per_month", "display": "$298/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 11945.0, "price_incl_doc": 11945.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 298.0, "amount_financed": 12691.56, "sales_tax": 746.56, "total_of_payments": 14304.17, "finance_charge": 1612.61, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260492XAA, VIN KM8J3CA41JU707080. $298 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $11,945, before any dealer documentation fee. Amount financed $12,692, including $747 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $14,304. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J3CA41JU707080_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 248, "unit": "per_month", "display": "$248/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 11945.0, "price_incl_doc": 11945.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 248.27, "amount_financed": 12691.56, "sales_tax": 746.56, "total_of_payments": 14895.93, "finance_charge": 2204.37, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260492XAA, VIN KM8J3CA41JU707080. $248 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $11,945, before any dealer documentation fee. Amount financed $12,692, including $747 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $14,896. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J3CA41JU707080_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 216, "unit": "per_month", "display": "$216/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 11945.0, "price_incl_doc": 11945.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 216.32, "amount_financed": 12691.56, "sales_tax": 746.56, "total_of_payments": 15574.86, "finance_charge": 2883.3, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260492XAA, VIN KM8J3CA41JU707080. $216 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $11,945, before any dealer documentation fee. Amount financed $12,692, including $747 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $15,575. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 149}}, {"vin": "KM8J33A44KU841647", "title": "2019 Hyundai Tucson Value", "year": 2019, "make": "Hyundai", "model": "Tucson", "trim": "Value", "decoded_trim": "Value, SEL, Sport, Limited, Ultimate, Night", "condition": "used", "price": 15120.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 88327, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 23, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD261014B", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD261014B, VIN KM8J33A44KU841647. Advertised price: $15,120. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$15,120"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 15120.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8J33A44KU841647_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 377, "unit": "per_month", "display": "$377/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15120.0, "price_incl_doc": 15120.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 377.21, "amount_financed": 16065.0, "sales_tax": 945.0, "total_of_payments": 18106.24, "finance_charge": 2041.24, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261014B, VIN KM8J33A44KU841647. $377 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,120, before any dealer documentation fee. Amount financed $16,065, including $945 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $18,106. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J33A44KU841647_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 314, "unit": "per_month", "display": "$314/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15120.0, "price_incl_doc": 15120.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 314.25, "amount_financed": 16065.0, "sales_tax": 945.0, "total_of_payments": 18855.3, "finance_charge": 2790.3, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261014B, VIN KM8J33A44KU841647. $314 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,120, before any dealer documentation fee. Amount financed $16,065, including $945 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $18,855. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8J33A44KU841647_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 274, "unit": "per_month", "display": "$274/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 15120.0, "price_incl_doc": 15120.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 273.82, "amount_financed": 16065.0, "sales_tax": 945.0, "total_of_payments": 19714.69, "finance_charge": 3649.69, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261014B, VIN KM8J33A44KU841647. $274 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,120, before any dealer documentation fee. Amount financed $16,065, including $945 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $19,715. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG18TH104641.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG18TH104641.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG18TH104641.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg18th104641/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,935. This offer applies to Stock #HD263180, VIN 5NMP3DG18TH104641. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,340. Advertised price: $46,405. Savings: $2,935, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,340"}, {"label": "Advertised price", "value": "$46,405"}, {"label": "Savings", "value": "$2,935, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,935", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46405.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG18TH104641_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 822, "unit": "per_month", "display": "$822/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46405.0, "price_incl_doc": 46405.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 821.76, "amount_financed": 49305.31, "sales_tax": 2900.31, "total_of_payments": 49305.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263180, VIN 5NMP3DG18TH104641. $822 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,405, before any dealer documentation fee. Amount financed $49,305, including $2,900 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,305. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG18TH104641_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 732, "unit": "per_month", "display": "$732/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46405.0, "price_incl_doc": 46405.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 731.92, "amount_financed": 49305.31, "sales_tax": 2900.31, "total_of_payments": 61481.06, "finance_charge": 12175.75, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD263180, VIN 5NMP3DG18TH104641. $732 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,405, before any dealer documentation fee. Amount financed $49,305, including $2,900 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,481. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RHESA8TU108880, VIN KM8RHESA8TU108880. Advertised price: $53,033. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,033"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53033.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA8TU108880_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1050, "unit": "per_month", "display": "$1,050/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53033.0, "price_incl_doc": 53033.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1050.23, "amount_financed": 56347.56, "sales_tax": 3314.56, "total_of_payments": 63013.95, "finance_charge": 6666.39, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA8TU108880, VIN KM8RHESA8TU108880. $1,050 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $53,033, before any dealer documentation fee. Amount financed $56,348, including $3,315 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $63,014. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA8TU108880_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53033.0, "price_incl_doc": 53033.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 782.61, "amount_financed": 56347.56, "sales_tax": 3314.56, "total_of_payments": 56347.56, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA8TU108880, VIN KM8RHESA8TU108880. $783 per month for 72 months at 0% APR, $0 cash down. Advertised price $53,033, before any dealer documentation fee. Amount financed $56,348, including $3,315 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $56,348. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 150}}, {"vin": "KM8HACAB8TU421930", "title": "2026 Hyundai KONA SE", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 27200.0, "msrp": 29650.0, "sale_price": 28950.0, "currency": "USD", "mileage": 10, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 27, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28667", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/e30f-110013116/KM8HACAB8TU421930/b979f184a038dd67e1bfdfc57d8745e9.jpg", "images": ["https://vehicle-images.carscommerce.inc/e30f-110013116/KM8HACAB8TU421930/b979f184a038dd67e1bfdfc57d8745e9.jpg", "https://vehicle-images.carscommerce.inc/7fe1-110013116/KM8HACAB8TU421930/12dc50cadb198052a95d137723ba4db9.jpg", "https://vehicle-images.carscommerce.inc/ca8d-110013116/KM8HACAB8TU421930/5439beaa6b8593e4ec3e52fb95696c56.jpg", "https://vehicle-images.carscommerce.inc/6da2-110013116/KM8HACAB8TU421930/0d0de1d3b283defcfabdb7cde24730c8.jpg", "https://vehicle-images.carscommerce.inc/8eec-110013116/KM8HACAB8TU421930/93c87ac49c72ee94d9b90775ca4a1e64.jpg", "https://vehicle-images.carscommerce.inc/3352-110013116/KM8HACAB8TU421930/01611cef9e835113787850a93f97e34c.png", "https://vehicle-images.carscommerce.inc/ee39-110013116/KM8HACAB8TU421930/785e0b3ad9df402c1eb8d40ccf96a407.jpg", "https://vehicle-images.carscommerce.inc/4299-110013116/KM8HACAB8TU421930/b0dfd4bd585b2c8a44d3d0cac176eab8.jpg", "https://vehicle-images.carscommerce.inc/4edc-110013116/KM8HACAB8TU421930/f4bb71b3063c57e8f19fdf691b43eec3.png", "https://vehicle-images.carscommerce.inc/bef1-110013116/KM8HACAB8TU421930/a134a738de2bd1ef2aa0f420d4407ae8.jpg", "https://vehicle-images.carscommerce.inc/8a57-110013116/KM8HACAB8TU421930/559d6e6477990b26e64f556cb42263d1.jpg", "https://vehicle-images.carscommerce.inc/a536-110013116/KM8HACAB8TU421930/4f05330d79714c09bb9908d18792f49f.png", "https://vehicle-images.carscommerce.inc/f9b2-110013116/KM8HACAB8TU421930/1d82ce824a2f7b420d2686f769eeeb31.jpg", "https://vehicle-images.carscommerce.inc/7062-110013116/KM8HACAB8TU421930/286f9e8f6c8bf4c9843834abb2ec970d.jpg", "https://vehicle-images.carscommerce.inc/b912-110013116/KM8HACAB8TU421930/4d90c542e2ea4b5a60ec28282f08e462.png", "https://vehicle-images.carscommerce.inc/c84b-110013116/KM8HACAB8TU421930/7228262a75c31897b7b83cea85cf4f01.jpg", "https://vehicle-images.carscommerce.inc/72a9-110013116/KM8HACAB8TU421930/74914149d1cd48d5749c63054484174d.jpg", "https://vehicle-images.carscommerce.inc/b1aa-110013116/KM8HACAB8TU421930/79fd70be04c5cb716585715c4f2e1665.png", "https://vehicle-images.carscommerce.inc/7820-110013116/KM8HACAB8TU421930/68cc8f110f5339aa1f4b02d309c8d893.jpg", "https://vehicle-images.carscommerce.inc/74e4-110013116/KM8HACAB8TU421930/d297d40784a8211e4b34db19a7826b8d.jpg", "https://vehicle-images.carscommerce.inc/cdca-110013116/KM8HACAB8TU421930/ee63685921e6ee639f5480317bd2fec6.jpg", "https://vehicle-images.carscommerce.inc/e3f2-110013116/KM8HACAB8TU421930/ddae63c5cb604694a02d0296be671d02.jpg", "https://vehicle-images.carscommerce.inc/412e-110013116/KM8HACAB8TU421930/ba8179f4cf79853204cf2caa0d2d27cf.png", "https://vehicle-images.carscommerce.inc/6e46-110013116/KM8HACAB8TU421930/95cf55c2f885cd9599d065d1887cf0cb.jpg", "https://vehicle-images.carscommerce.inc/c1b6-110013116/KM8HACAB8TU421930/f2e4662a35a5ae51b1e69671e5f12666.jpg", "https://vehicle-images.carscommerce.inc/6ef5-110013116/KM8HACAB8TU421930/028bf03ce91e55827a758ec73ebdd8c5.jpg", "https://vehicle-images.carscommerce.inc/1fcc-110013116/KM8HACAB8TU421930/7fb8c217caba517df2c3e585fd633c3c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 29650.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HACAB8TU421930.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-se-awd-4d-sport-utility-km8hacab8tu421930/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-se-awd-4d-sport-utility-km8hacab8tu421930/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HACAB8TU421930.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HACAB8TU421930.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HACAB8TU421930.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-se-awd-4d-sport-utility-km8hacab8tu421930/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,450. This offer applies to Stock #28667, VIN KM8HACAB8TU421930. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $29,650. Advertised price: $27,200. Savings: $2,450, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$29,650"}, {"label": "Advertised price", "value": "$27,200"}, {"label": "Savings", "value": "$2,450, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,450", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27200.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HACAB8TU421930_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 526, "unit": "per_month", "display": "$526/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27200.0, "price_incl_doc": 27200.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 525.61, "amount_financed": 28900.0, "sales_tax": 1700.0, "total_of_payments": 31536.72, "finance_charge": 2636.72, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28667, VIN KM8HACAB8TU421930. $526 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,200, before any dealer documentation fee. Amount financed $28,900, including $1,700 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $31,537. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HACAB8TU421930_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 429, "unit": "per_month", "display": "$429/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27200.0, "price_incl_doc": 27200.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 429.01, "amount_financed": 28900.0, "sales_tax": 1700.0, "total_of_payments": 36036.74, "finance_charge": 7136.74, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28667, VIN KM8HACAB8TU421930. $429 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,200, before any dealer documentation fee. Amount financed $28,900, including $1,700 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $36,037. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 152}}, {"vin": "1V2HMPE81PC056888", "title": "2023 Volkswagen ID.4 Plus", "year": 2023, "make": "Volkswagen", "model": "ID.4", "trim": "Plus", "decoded_trim": "Pro S Plus", "condition": "used", "price": 24890.0, "msrp": 0.0, "sale_price": 24890.0, "currency": "USD", "mileage": 29633, "exterior_color": "Black", "interior_color": null, "drivetrain": "RWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": null, "engine": "Electric Motor", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "Single-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "STK056888", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-id-4-pro-s-plus-rwd-4d-sport-utility-1v2hmpe81pc056888/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-id-4-pro-s-plus-rwd-4d-sport-utility-1v2hmpe81pc056888/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1V2HMPE81PC056888.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1V2HMPE81PC056888.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1V2HMPE81PC056888.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-id-4-pro-s-plus-rwd-4d-sport-utility-1v2hmpe81pc056888/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK056888, VIN 1V2HMPE81PC056888. Advertised price: $24,890. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,890"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24890.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2HMPE81PC056888_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 621, "unit": "per_month", "display": "$621/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24890.0, "price_incl_doc": 24890.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 620.96, "amount_financed": 26445.63, "sales_tax": 1555.63, "total_of_payments": 29805.85, "finance_charge": 3360.22, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK056888, VIN 1V2HMPE81PC056888. $621 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,890, before any dealer documentation fee. Amount financed $26,446, including $1,556 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,806. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2HMPE81PC056888_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 517, "unit": "per_month", "display": "$517/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24890.0, "price_incl_doc": 24890.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 517.32, "amount_financed": 26445.63, "sales_tax": 1555.63, "total_of_payments": 31038.92, "finance_charge": 4593.29, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK056888, VIN 1V2HMPE81PC056888. $517 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,890, before any dealer documentation fee. Amount financed $26,446, including $1,556 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,039. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2HMPE81PC056888_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 451, "unit": "per_month", "display": "$451/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24890.0, "price_incl_doc": 24890.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 450.74, "amount_financed": 26445.63, "sales_tax": 1555.63, "total_of_payments": 32453.62, "finance_charge": 6007.99, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK056888, VIN 1V2HMPE81PC056888. $451 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,890, before any dealer documentation fee. Amount financed $26,446, including $1,556 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,454. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 153}}, {"vin": "KMHLL4DG9TU254513", "title": "2026 Hyundai ELANTRA SE", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 25043.0, "msrp": null, "sale_price": 25043.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 31, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "KMHLL4DG9TU254513", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/350c-110013116/KMHLL4DG9TU254513/7ff92fb6d0831236985fabf43ef131b6.jpg", "images": ["https://vehicle-images.carscommerce.inc/350c-110013116/KMHLL4DG9TU254513/7ff92fb6d0831236985fabf43ef131b6.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SE", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLL4DG9TU254513.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-se-fwd-4dr-car-kmhll4dg9tu254513/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-se-fwd-4dr-car-kmhll4dg9tu254513/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLL4DG9TU254513.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLL4DG9TU254513.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLL4DG9TU254513.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-se-fwd-4dr-car-kmhll4dg9tu254513/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHLL4DG9TU254513, VIN KMHLL4DG9TU254513. Advertised price: $25,043. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,043"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25043.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLL4DG9TU254513_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25043.0, "price_incl_doc": 25043.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 483.93, "amount_financed": 26608.19, "sales_tax": 1565.19, "total_of_payments": 29035.82, "finance_charge": 2427.63, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLL4DG9TU254513, VIN KMHLL4DG9TU254513. $484 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $25,043, before any dealer documentation fee. Amount financed $26,608, including $1,565 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $29,036. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLL4DG9TU254513_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 395, "unit": "per_month", "display": "$395/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25043.0, "price_incl_doc": 25043.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 394.99, "amount_financed": 26608.19, "sales_tax": 1565.19, "total_of_payments": 33178.98, "finance_charge": 6570.79, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLL4DG9TU254513, VIN KMHLL4DG9TU254513. $395 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $25,043, before any dealer documentation fee. Amount financed $26,608, including $1,565 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,179. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 153}}, {"vin": "KMHLS4DG6TU174881", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 24019.0, "msrp": 27015.0, "sale_price": 24819.0, "currency": "USD", "mileage": 3, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28577", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/2973-110013116/KMHLS4DG6TU174881/d6d971cab79c95426e8007da99eb4857.jpg", "images": ["https://vehicle-images.carscommerce.inc/2973-110013116/KMHLS4DG6TU174881/d6d971cab79c95426e8007da99eb4857.jpg", "https://vehicle-images.carscommerce.inc/aad9-110013116/KMHLS4DG6TU174881/058d9efa4f0b73d1b86a731bfd3790c4.jpg", "https://vehicle-images.carscommerce.inc/4903-110013116/KMHLS4DG6TU174881/e262509513ac2f9f107bf88884de76e7.jpg", "https://vehicle-images.carscommerce.inc/c82c-110013116/KMHLS4DG6TU174881/8c882ee30cc556d17f0e0e3ad565f6d6.jpg", "https://vehicle-images.carscommerce.inc/bcde-110013116/KMHLS4DG6TU174881/c8c4ee56bca2fdc6f95eab79661b01ac.jpg", "https://vehicle-images.carscommerce.inc/4c7b-110013116/KMHLS4DG6TU174881/3b680f4a76fd0568f04e41777e7f5ea3.png", "https://vehicle-images.carscommerce.inc/5017-110013116/KMHLS4DG6TU174881/07ab367898a88d8ebd8fb7695ab2adb7.jpg", "https://vehicle-images.carscommerce.inc/259b-110013116/KMHLS4DG6TU174881/6c98a041d4f82f727aa703b2254ace11.jpg", "https://vehicle-images.carscommerce.inc/fa9e-110013116/KMHLS4DG6TU174881/402df311a679e6a1bf7218b12d1c7673.png", "https://vehicle-images.carscommerce.inc/6156-110013116/KMHLS4DG6TU174881/6caf0830b9e9c20324186815b47d204d.jpg", "https://vehicle-images.carscommerce.inc/42b2-110013116/KMHLS4DG6TU174881/da7b1dcf2b152eda45081156c16709e2.jpg", "https://vehicle-images.carscommerce.inc/6177-110013116/KMHLS4DG6TU174881/f8a9f387b33bf501592d28faba539950.png", "https://vehicle-images.carscommerce.inc/c8f6-110013116/KMHLS4DG6TU174881/cdd17477bb2999bafda3c4ca1b148380.jpg", "https://vehicle-images.carscommerce.inc/183b-110013116/KMHLS4DG6TU174881/e8ffa1ea634afdf696b9a6677b0a26e5.jpg", "https://vehicle-images.carscommerce.inc/b65f-110013116/KMHLS4DG6TU174881/9e213b54f9a154c8f2bcd4846974a439.png", "https://vehicle-images.carscommerce.inc/ccf3-110013116/KMHLS4DG6TU174881/c3269a8e4e87ea4e9404625af93688da.jpg", "https://vehicle-images.carscommerce.inc/5938-110013116/KMHLS4DG6TU174881/eb87fa797446a209a1735ac258bcb194.jpg", "https://vehicle-images.carscommerce.inc/c9ec-110013116/KMHLS4DG6TU174881/411aac82eaf9950ae5acc0ac847517df.png", "https://vehicle-images.carscommerce.inc/893e-110013116/KMHLS4DG6TU174881/75ffd8e158326d2068b656a509d2de9f.jpg", "https://vehicle-images.carscommerce.inc/b918-110013116/KMHLS4DG6TU174881/7db0c5002c25e546e931a880f44017e3.jpg", "https://vehicle-images.carscommerce.inc/6fca-110013116/KMHLS4DG6TU174881/0255061dfe2cc653535a7a0cd50ce010.jpg", "https://vehicle-images.carscommerce.inc/7159-110013116/KMHLS4DG6TU174881/569f73972ea4c6352a22483206857fb1.jpg", "https://vehicle-images.carscommerce.inc/2fc9-110013116/KMHLS4DG6TU174881/67b0e6efbea781c729f8b8b7a5bf06fa.png", "https://vehicle-images.carscommerce.inc/9338-110013116/KMHLS4DG6TU174881/ceadd4dbb5e1017ff817743385902921.jpg", "https://vehicle-images.carscommerce.inc/c0aa-110013116/KMHLS4DG6TU174881/cbe3228833bc43e72a27afe314184233.jpg", "https://vehicle-images.carscommerce.inc/6d60-110013116/KMHLS4DG6TU174881/eee0b200b7f907177a1cc988b095986f.jpg", "https://vehicle-images.carscommerce.inc/79fe-110013116/KMHLS4DG6TU174881/571a59b9ffd4abf7acb7e062d21b070b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27015.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG6TU174881.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg6tu174881/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg6tu174881/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG6TU174881.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG6TU174881.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG6TU174881.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg6tu174881/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,996. This offer applies to Stock #28577, VIN KMHLS4DG6TU174881. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $27,015. Advertised price: $24,019. Savings: $2,996, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$27,015"}, {"label": "Advertised price", "value": "$24,019"}, {"label": "Savings", "value": "$2,996, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,996", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24019.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG6TU174881_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 464, "unit": "per_month", "display": "$464/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24019.0, "price_incl_doc": 24019.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 464.14, "amount_financed": 25520.19, "sales_tax": 1501.19, "total_of_payments": 27848.55, "finance_charge": 2328.36, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28577, VIN KMHLS4DG6TU174881. $464 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $24,019, before any dealer documentation fee. Amount financed $25,520, including $1,501 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,849. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG6TU174881_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 379, "unit": "per_month", "display": "$379/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24019.0, "price_incl_doc": 24019.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 378.84, "amount_financed": 25520.19, "sales_tax": 1501.19, "total_of_payments": 31822.3, "finance_charge": 6302.11, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28577, VIN KMHLS4DG6TU174881. $379 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,019, before any dealer documentation fee. Amount financed $25,520, including $1,501 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,822. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 163}}, {"vin": "KM8JFDD27TU521456", "title": "2026 Hyundai TUCSON PLUG-IN HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "TUCSON PLUG-IN HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 51418.0, "msrp": null, "sale_price": 51418.0, "currency": "USD", "mileage": null, "exterior_color": "Amazon Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 5, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "KM8JFDD27TU521456", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/8c55-110013116/KM8JFDD27TU521456/ceca7cde7de584dc8aba81936b14c9b5.jpg", "images": ["https://vehicle-images.carscommerce.inc/8c55-110013116/KM8JFDD27TU521456/ceca7cde7de584dc8aba81936b14c9b5.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Electric", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8JFDD27TU521456.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-plug-in-hybrid-limited-awd-sport-utility-km8jfdd27tu521456/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-plug-in-hybrid-limited-awd-sport-utility-km8jfdd27tu521456/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JFDD27TU521456.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JFDD27TU521456.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JFDD27TU521456.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-plug-in-hybrid-limited-awd-sport-utility-km8jfdd27tu521456/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8JFDD27TU521456, VIN KM8JFDD27TU521456. Advertised price: $51,418. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$51,418"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rain Sensing Wipers", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51418.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JFDD27TU521456_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 911, "unit": "per_month", "display": "$911/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51418.0, "price_incl_doc": 51418.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Plug-in Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 910.53, "amount_financed": 54631.63, "sales_tax": 3213.63, "total_of_payments": 54631.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8JFDD27TU521456, VIN KM8JFDD27TU521456. $911 per month for 60 months at 0% APR, $0 cash down. Advertised price $51,418, before any dealer documentation fee. Amount financed $54,632, including $3,214 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $54,632. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JFDD27TU521456_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 811, "unit": "per_month", "display": "$811/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51418.0, "price_incl_doc": 51418.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 810.98, "amount_financed": 54631.63, "sales_tax": 3213.63, "total_of_payments": 68122.69, "finance_charge": 13491.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8JFDD27TU521456, VIN KM8JFDD27TU521456. $811 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $51,418, before any dealer documentation fee. Amount financed $54,632, including $3,214 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $68,123. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 152}}, {"vin": "5NMP1DG1XTH142586", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 40513.0, "msrp": null, "sale_price": 40513.0, "currency": "USD", "mileage": null, "exterior_color": "Phantom Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP1DG1XTH142586", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/e41d-110013116/5NMP1DG1XTH142586/b018efc067df6ff1342235dd559bc96b.jpg", "images": ["https://vehicle-images.carscommerce.inc/e41d-110013116/5NMP1DG1XTH142586/b018efc067df6ff1342235dd559bc96b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DG1XTH142586.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg1xth142586/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg1xth142586/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG1XTH142586.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG1XTH142586.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG1XTH142586.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg1xth142586/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP1DG1XTH142586, VIN 5NMP1DG1XTH142586. Advertised price: $40,513. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,513"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40513.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG1XTH142586_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 717, "unit": "per_month", "display": "$717/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40513.0, "price_incl_doc": 40513.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 717.42, "amount_financed": 43045.06, "sales_tax": 2532.06, "total_of_payments": 43045.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG1XTH142586, VIN 5NMP1DG1XTH142586. $717 per month for 60 months at 0% APR, $0 cash down. Advertised price $40,513, before any dealer documentation fee. Amount financed $43,045, including $2,532 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $43,045. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG1XTH142586_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 639, "unit": "per_month", "display": "$639/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40513.0, "price_incl_doc": 40513.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 638.99, "amount_financed": 43045.06, "sales_tax": 2532.06, "total_of_payments": 53674.87, "finance_charge": 10629.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG1XTH142586, VIN 5NMP1DG1XTH142586. $639 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $40,513, before any dealer documentation fee. Amount financed $43,045, including $2,532 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $53,675. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg14th127270/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG14TH127270.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG14TH127270.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG14TH127270.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg14th127270/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,388. This offer applies to Stock #HD260838, VIN 5NMP3DG14TH127270. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,920. Advertised price: $46,532. Savings: $3,388, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,920"}, {"label": "Advertised price", "value": "$46,532"}, {"label": "Savings", "value": "$3,388, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,388", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46532.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG14TH127270_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 824, "unit": "per_month", "display": "$824/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46532.0, "price_incl_doc": 46532.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 824.0, "amount_financed": 49440.25, "sales_tax": 2908.25, "total_of_payments": 49440.25, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260838, VIN 5NMP3DG14TH127270. $824 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,532, before any dealer documentation fee. Amount financed $49,440, including $2,908 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,440. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG14TH127270_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 734, "unit": "per_month", "display": "$734/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46532.0, "price_incl_doc": 46532.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 733.92, "amount_financed": 49440.25, "sales_tax": 2908.25, "total_of_payments": 61649.32, "finance_charge": 12209.07, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260838, VIN 5NMP3DG14TH127270. $734 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,532, before any dealer documentation fee. Amount financed $49,440, including $2,908 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,649. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 169}}, {"vin": "KMHLS4DGXTU174785", "title": "2026 Hyundai Elantra Sport", "year": 2026, "make": "Hyundai", "model": "Elantra", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "used", "price": 24407.0, "msrp": 0.0, "sale_price": 24811.0, "currency": "USD", "mileage": 31, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "HD260477X", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/cb7d-110013116/KMHLS4DGXTU174785/b42cb45aaef68ca983ee4404b2ccfda0.jpg", "images": ["https://vehicle-images.carscommerce.inc/cb7d-110013116/KMHLS4DGXTU174785/b42cb45aaef68ca983ee4404b2ccfda0.jpg", "https://vehicle-images.carscommerce.inc/5d15-110013116/KMHLS4DGXTU174785/794f2fd4a7e433518759d705b88614bd.jpg", "https://vehicle-images.carscommerce.inc/df82-110013116/KMHLS4DGXTU174785/5a6dc885581af631db70d4ac0ec8883e.jpg", "https://vehicle-images.carscommerce.inc/d2fc-110013116/KMHLS4DGXTU174785/6fe65b82cd8f7bf797719c6a852575a9.jpg", "https://vehicle-images.carscommerce.inc/1251-110013116/KMHLS4DGXTU174785/791177c9293fdb7907a08600f2664a5c.jpg", "https://vehicle-images.carscommerce.inc/655f-110013116/KMHLS4DGXTU174785/8a8ddbd02f1a9d02a730c8968fff49a7.jpg", "https://vehicle-images.carscommerce.inc/6c31-110013116/KMHLS4DGXTU174785/7ef4a52a73de16ff567b0af500ef6f8b.jpg", "https://vehicle-images.carscommerce.inc/2151-110013116/KMHLS4DGXTU174785/d95bf5ba3d98e22e1e5e537515af632d.jpg", "https://vehicle-images.carscommerce.inc/bcf6-110013116/KMHLS4DGXTU174785/d8c0b4c8b0a8c25eb14f853983c55cfa.jpg", "https://vehicle-images.carscommerce.inc/44dc-110013116/KMHLS4DGXTU174785/5c674e026a1363f9dd591d2233375f95.jpg", "https://vehicle-images.carscommerce.inc/9383-110013116/KMHLS4DGXTU174785/8276323c7bc0034d892192c826901399.jpg", "https://vehicle-images.carscommerce.inc/7561-110013116/KMHLS4DGXTU174785/f6e0278ccd5cf06e48dab74501751f76.jpg", "https://vehicle-images.carscommerce.inc/940f-110013116/KMHLS4DGXTU174785/e5944315c8b540195c9af1ea987b9a44.jpg", "https://vehicle-images.carscommerce.inc/61a6-110013116/KMHLS4DGXTU174785/4dc7077e501ee6d39beda80c4f16171f.jpg", "https://vehicle-images.carscommerce.inc/4734-110013116/KMHLS4DGXTU174785/04aaa7ad9fc01f2630750b21dbdaecb4.jpg", "https://vehicle-images.carscommerce.inc/4ac6-110013116/KMHLS4DGXTU174785/4cbcd5ee0d866a504fc5f5486ee11be4.jpg", "https://vehicle-images.carscommerce.inc/f5df-110013116/KMHLS4DGXTU174785/6c01922287689d90de75b52740289100.jpg", "https://vehicle-images.carscommerce.inc/38c2-110013116/KMHLS4DGXTU174785/84ad951250e5737466420e871fb7fc8e.jpg", "https://vehicle-images.carscommerce.inc/b252-110013116/KMHLS4DGXTU174785/53b7646eaa5394889fd221ed8d1086ff.jpg", "https://vehicle-images.carscommerce.inc/f132-110013116/KMHLS4DGXTU174785/53c1dcff29ebb70261cf299e184f2c17.jpg", "https://vehicle-images.carscommerce.inc/7126-110013116/KMHLS4DGXTU174785/6327b4c17e27d41b81d69c102b3301d6.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DGXTU174785.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu174785/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu174785/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DGXTU174785.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DGXTU174785.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DGXTU174785.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu174785/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260477X, VIN KMHLS4DGXTU174785. Advertised price: $24,407. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,407"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24407.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DGXTU174785_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 609, "unit": "per_month", "display": "$609/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24407.0, "price_incl_doc": 24407.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.91, "amount_financed": 25932.44, "sales_tax": 1525.44, "total_of_payments": 29227.45, "finance_charge": 3295.01, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260477X, VIN KMHLS4DGXTU174785. $609 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,407, before any dealer documentation fee. Amount financed $25,932, including $1,525 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,227. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DGXTU174785_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24407.0, "price_incl_doc": 24407.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.28, "amount_financed": 25932.44, "sales_tax": 1525.44, "total_of_payments": 30436.59, "finance_charge": 4504.15, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260477X, VIN KMHLS4DGXTU174785. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,407, before any dealer documentation fee. Amount financed $25,932, including $1,525 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,437. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DGXTU174785_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 442, "unit": "per_month", "display": "$442/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24407.0, "price_incl_doc": 24407.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 442.0, "amount_financed": 25932.44, "sales_tax": 1525.44, "total_of_payments": 31823.84, "finance_charge": 5891.4, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260477X, VIN KMHLS4DGXTU174785. $442 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,407, before any dealer documentation fee. Amount financed $25,932, including $1,525 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,824. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 168}}, {"vin": "5FNYG1H38SB081496", "title": "2025 Honda Pilot Sport", "year": 2025, "make": "Honda", "model": "Pilot", "trim": "Sport", "decoded_trim": "SPORT", "condition": "used", "price": 39618.0, "msrp": 0.0, "sale_price": 39748.0, "currency": "USD", "mileage": 13355, "exterior_color": null, "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.5L V6 DOHC 24V", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "10-Speed Automatic", "mpg_city": 19, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "MD262658A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-honda-pilot-sport-awd-4d-sport-utility-5fnyg1h38sb081496/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5FNYG1H38SB081496.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5FNYG1H38SB081496.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5FNYG1H38SB081496.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-honda-pilot-sport-awd-4d-sport-utility-5fnyg1h38sb081496/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262658A, VIN 5FNYG1H38SB081496. Advertised price: $39,618. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,618"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Fog Lights", "Heated Seats", "Keyless Entry", "Power Seats", "Rear A/C"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39618.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5FNYG1H38SB081496_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 988, "unit": "per_month", "display": "$988/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39618.0, "price_incl_doc": 39618.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 988.39, "amount_financed": 42094.13, "sales_tax": 2476.13, "total_of_payments": 47442.67, "finance_charge": 5348.54, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262658A, VIN 5FNYG1H38SB081496. $988 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,618, before any dealer documentation fee. Amount financed $42,094, including $2,476 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,443. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FNYG1H38SB081496_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 823, "unit": "per_month", "display": "$823/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39618.0, "price_incl_doc": 39618.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 823.42, "amount_financed": 42094.13, "sales_tax": 2476.13, "total_of_payments": 49405.37, "finance_charge": 7311.24, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262658A, VIN 5FNYG1H38SB081496. $823 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,618, before any dealer documentation fee. Amount financed $42,094, including $2,476 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,405. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FNYG1H38SB081496_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 717, "unit": "per_month", "display": "$717/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39618.0, "price_incl_doc": 39618.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 717.46, "amount_financed": 42094.13, "sales_tax": 2476.13, "total_of_payments": 51657.19, "finance_charge": 9563.06, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262658A, VIN 5FNYG1H38SB081496. $717 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,618, before any dealer documentation fee. Amount financed $42,094, including $2,476 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $51,657. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 153}}, {"vin": "5NMJACDE5TH742763", "title": "2026 Hyundai TUCSON SE", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 30053.0, "msrp": 33350.0, "sale_price": 30803.0, "currency": "USD", "mileage": 8, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28729", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/f676-110013116/5NMJACDE5TH742763/d1296af39d82cffbc214c350b8031eaf.jpg", "images": ["https://vehicle-images.carscommerce.inc/f676-110013116/5NMJACDE5TH742763/d1296af39d82cffbc214c350b8031eaf.jpg", "https://vehicle-images.carscommerce.inc/13e8-110013116/5NMJACDE5TH742763/93da8cb47376b7404a4150dc825911cb.jpg", "https://vehicle-images.carscommerce.inc/6587-110013116/5NMJACDE5TH742763/31bd94e9667fe2eefd5c82650222de5f.jpg", "https://vehicle-images.carscommerce.inc/13ee-110013116/5NMJACDE5TH742763/d141ad657a882e2489d66b345ddc2311.jpg", "https://vehicle-images.carscommerce.inc/4970-110013116/5NMJACDE5TH742763/992bfc1366f723273adaea13774fbaf1.png", "https://vehicle-images.carscommerce.inc/a514-110013116/5NMJACDE5TH742763/110c37910e5d3bec5c5194510c689218.jpg", "https://vehicle-images.carscommerce.inc/5c3c-110013116/5NMJACDE5TH742763/6c1e79bd49dc84c3ace46fc0ae7c5986.jpg", "https://vehicle-images.carscommerce.inc/9b68-110013116/5NMJACDE5TH742763/b57bf124eaae6bfc4afa6bac639b01da.png", "https://vehicle-images.carscommerce.inc/d786-110013116/5NMJACDE5TH742763/b18b8cccea2788deb7811028f9755e44.jpg", "https://vehicle-images.carscommerce.inc/13b0-110013116/5NMJACDE5TH742763/41bd41ebcc9aad694345e0e38d5e6e27.jpg", "https://vehicle-images.carscommerce.inc/5b95-110013116/5NMJACDE5TH742763/40ff78b79ea81c1e7758004de47c2ab1.png", "https://vehicle-images.carscommerce.inc/7f99-110013116/5NMJACDE5TH742763/eac414f988ac303cccbc2019d4d5c265.jpg", "https://vehicle-images.carscommerce.inc/1f4a-110013116/5NMJACDE5TH742763/10f769b5845d4c2ddce64f67b54e9ae6.jpg", "https://vehicle-images.carscommerce.inc/40ae-110013116/5NMJACDE5TH742763/3d4bb473ab0e36d3265bd657647db7ed.png", "https://vehicle-images.carscommerce.inc/697c-110013116/5NMJACDE5TH742763/f67cfaf62c1106c99566e32907defb7e.jpg", "https://vehicle-images.carscommerce.inc/5471-110013116/5NMJACDE5TH742763/c105097d0e220d3da63e977d3a57f244.jpg", "https://vehicle-images.carscommerce.inc/e24f-110013116/5NMJACDE5TH742763/1ca56df94e2d4bf9d7d850234ec9e6d3.png", "https://vehicle-images.carscommerce.inc/24eb-110013116/5NMJACDE5TH742763/0d47e03ac0032e07b7613f7fddcc0415.jpg", "https://vehicle-images.carscommerce.inc/b19f-110013116/5NMJACDE5TH742763/901e205d0b3d72755839f240456f5ab9.jpg", "https://vehicle-images.carscommerce.inc/24d4-110013116/5NMJACDE5TH742763/2144052cacdb9d7edd6b57bf9151bd31.jpg", "https://vehicle-images.carscommerce.inc/e106-110013116/5NMJACDE5TH742763/c01109943f7a8b20155b74710c4c95d8.jpg", "https://vehicle-images.carscommerce.inc/48bd-110013116/5NMJACDE5TH742763/9a506f7c6fa4cd28cd2d77106255af69.png", "https://vehicle-images.carscommerce.inc/5ccb-110013116/5NMJACDE5TH742763/cb5a7cc4b9b3d942a6d66cf2fdd56c54.jpg", "https://vehicle-images.carscommerce.inc/3c3b-110013116/5NMJACDE5TH742763/9e4d9d4b8b77026be888f0f448fbdf8c.jpg", "https://vehicle-images.carscommerce.inc/ae08-110013116/5NMJACDE5TH742763/5eb1a04b3678e08acad5a5d57153ecab.jpg", "https://vehicle-images.carscommerce.inc/42ad-110013116/5NMJACDE5TH742763/4c76e24a2739a04031afc485a131949a.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33350.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJACDE5TH742763.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde5th742763/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde5th742763/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJACDE5TH742763.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE5TH742763.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDE5TH742763.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacde5th742763/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,297. This offer applies to Stock #28729, VIN 5NMJACDE5TH742763. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $33,350. Advertised price: $30,053. Savings: $3,297, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$33,350"}, {"label": "Advertised price", "value": "$30,053"}, {"label": "Savings", "value": "$3,297, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,297", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30053.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJACDE5TH742763_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 532, "unit": "per_month", "display": "$532/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30053.0, "price_incl_doc": 30053.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 532.19, "amount_financed": 31931.31, "sales_tax": 1878.31, "total_of_payments": 31931.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28729, VIN 5NMJACDE5TH742763. $532 per month for 60 months at 0% APR, $0 cash down. Advertised price $30,053, before any dealer documentation fee. Amount financed $31,931, including $1,878 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $31,931. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE5TH742763_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 474, "unit": "per_month", "display": "$474/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30053.0, "price_incl_doc": 30053.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 474.01, "amount_financed": 31931.31, "sales_tax": 1878.31, "total_of_payments": 39816.62, "finance_charge": 7885.31, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28729, VIN 5NMJACDE5TH742763. $474 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $30,053, before any dealer documentation fee. Amount financed $31,931, including $1,878 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $39,817. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE5TH742763_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 378, "unit": "per_month", "display": "$378/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33350.0, "selling_price": 30053.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 377.79, "net_cap_cost": 30703.0, "residual_value": 20677.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 377.79, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 537.79}, "total_of_payments": 13608, "total_of_payments_unrounded": 13600.44}, "disclosure": "Estimated lease payment for stock #28729, VIN 5NMJACDE5TH742763. $378 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $538, made up of $378 first payment, $60 title, $100 registration. MSRP $33,350. Lease selling price $30,053. Net capitalized cost $30,703. Residual value $20,677, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,608. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDE5TH742763_lease", "type": "lease", "label": "Lease", "headline": {"value": 284, "unit": "per_month", "display": "$284/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33350.0, "selling_price": 30053.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 284.5, "net_cap_cost": 27704.0, "residual_value": 20677.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 284.5, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3443.5}, "total_of_payments": 10224, "total_of_payments_unrounded": 10242.0}, "disclosure": "Estimated lease payment for stock #28729, VIN 5NMJACDE5TH742763. $284 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,444, made up of $284 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $33,350. Lease selling price $30,053. Net capitalized cost $27,704. Residual value $20,677, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,224. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 235}}, {"vin": "5UXJU4C0XP9P43930", "title": "2023 BMW X5 M50i", "year": 2023, "make": "BMW", "model": "X5", "trim": "M50i", "decoded_trim": "M50i", "condition": "used", "price": 56411.0, "msrp": 0.0, "sale_price": 57663.0, "currency": "USD", "mileage": 35529, "exterior_color": "Blue", "interior_color": "Ivory White", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "4.4L V8 DOHC 32V Twin Turbocharged", "engine_displacement_l": 4.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic Sport", "mpg_city": 16, "mpg_hwy": 22, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0476", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-bmw-x5-m50i-awd-4d-sport-utility-5uxju4c0xp9p43930/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5UXJU4C0XP9P43930.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5UXJU4C0XP9P43930.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5UXJU4C0XP9P43930.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-bmw-x5-m50i-awd-4d-sport-utility-5uxju4c0xp9p43930/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0476, VIN 5UXJU4C0XP9P43930. Advertised price: $56,411. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$56,411"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Cooled Seats", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Rear Heated Seats", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 56411.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5UXJU4C0XP9P43930_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1407, "unit": "per_month", "display": "$1,407/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56411.0, "price_incl_doc": 56411.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1407.34, "amount_financed": 59936.69, "sales_tax": 3525.69, "total_of_payments": 67552.33, "finance_charge": 7615.64, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0476, VIN 5UXJU4C0XP9P43930. $1,407 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $56,411, before any dealer documentation fee. Amount financed $59,937, including $3,526 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $67,552. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5UXJU4C0XP9P43930_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1172, "unit": "per_month", "display": "$1,172/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56411.0, "price_incl_doc": 56411.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1172.45, "amount_financed": 59936.69, "sales_tax": 3525.69, "total_of_payments": 70346.97, "finance_charge": 10410.28, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0476, VIN 5UXJU4C0XP9P43930. $1,172 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $56,411, before any dealer documentation fee. Amount financed $59,937, including $3,526 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $70,347. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5UXJU4C0XP9P43930_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1022, "unit": "per_month", "display": "$1,022/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 56411.0, "price_incl_doc": 56411.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1021.57, "amount_financed": 59936.69, "sales_tax": 3525.69, "total_of_payments": 73553.27, "finance_charge": 13616.58, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0476, VIN 5UXJU4C0XP9P43930. $1,022 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $56,411, before any dealer documentation fee. Amount financed $59,937, including $3,526 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $73,553. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/JTJDZKCA2J2000270.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-lexus-rx-350l-awd-4d-sport-utility-jtjdzkca2j2000270/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN JTJDZKCA2J2000270. Advertised price: $23,937. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,937"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23937.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JTJDZKCA2J2000270_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 597, "unit": "per_month", "display": "$597/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23937.0, "price_incl_doc": 23937.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 597.18, "amount_financed": 25433.06, "sales_tax": 1496.06, "total_of_payments": 28664.62, "finance_charge": 3231.56, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JTJDZKCA2J2000270. $597 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,937, before any dealer documentation fee. Amount financed $25,433, including $1,496 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,665. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTJDZKCA2J2000270_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 498, "unit": "per_month", "display": "$498/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23937.0, "price_incl_doc": 23937.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 497.51, "amount_financed": 25433.06, "sales_tax": 1496.06, "total_of_payments": 29850.47, "finance_charge": 4417.41, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JTJDZKCA2J2000270. $498 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,937, before any dealer documentation fee. Amount financed $25,433, including $1,496 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,850. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTJDZKCA2J2000270_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 433, "unit": "per_month", "display": "$433/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23937.0, "price_incl_doc": 23937.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 433.49, "amount_financed": 25433.06, "sales_tax": 1496.06, "total_of_payments": 31211.01, "finance_charge": 5777.95, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN JTJDZKCA2J2000270. $433 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,937, before any dealer documentation fee. Amount financed $25,433, including $1,496 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,211. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlehyundaidownersgrove.com/inventory/used-2014-toyota-camry-se-fwd-4d-sedan-4t1bf1fk0eu437787/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2014-toyota-camry-se-fwd-4d-sedan-4t1bf1fk0eu437787/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/4T1BF1FK0EU437787.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/4T1BF1FK0EU437787.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/4T1BF1FK0EU437787.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2014-toyota-camry-se-fwd-4d-sedan-4t1bf1fk0eu437787/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD261078A, VIN 4T1BF1FK0EU437787. Advertised price: $14,378. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$14,378"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Fog Lights", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 14378.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_4T1BF1FK0EU437787_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 359, "unit": "per_month", "display": "$359/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14378.0, "price_incl_doc": 14378.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 358.7, "amount_financed": 15276.63, "sales_tax": 898.63, "total_of_payments": 17217.7, "finance_charge": 1941.07, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261078A, VIN 4T1BF1FK0EU437787. $359 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $14,378, before any dealer documentation fee. Amount financed $15,277, including $899 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $17,218. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4T1BF1FK0EU437787_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 299, "unit": "per_month", "display": "$299/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14378.0, "price_incl_doc": 14378.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 298.83, "amount_financed": 15276.63, "sales_tax": 898.63, "total_of_payments": 17930.0, "finance_charge": 2653.37, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261078A, VIN 4T1BF1FK0EU437787. $299 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $14,378, before any dealer documentation fee. Amount financed $15,277, including $899 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $17,930. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_4T1BF1FK0EU437787_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 260, "unit": "per_month", "display": "$260/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 14378.0, "price_incl_doc": 14378.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 260.38, "amount_financed": 15276.63, "sales_tax": 898.63, "total_of_payments": 18747.22, "finance_charge": 3470.59, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261078A, VIN 4T1BF1FK0EU437787. $260 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $14,378, before any dealer documentation fee. Amount financed $15,277, including $899 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $18,747. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 173}}, {"vin": "5NMJBCDE7TH693496", "title": "2026 Hyundai Tucson SEL", "year": 2026, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "used", "price": 31028.0, "msrp": 0.0, "sale_price": 32037.0, "currency": "USD", "mileage": 29, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260654", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/99de-110013116/5NMJBCDE7TH693496/ff2e6182b6387e364658897affc60efc.jpg", "images": ["https://vehicle-images.carscommerce.inc/99de-110013116/5NMJBCDE7TH693496/ff2e6182b6387e364658897affc60efc.jpg", "https://vehicle-images.carscommerce.inc/9e86-110013116/5NMJBCDE7TH693496/b73d64d4ae3ca594af23c26bcace1abd.jpg", "https://vehicle-images.carscommerce.inc/32cb-110013116/5NMJBCDE7TH693496/10176705e767318163ba80106438a9ac.jpg", "https://vehicle-images.carscommerce.inc/c815-110013116/5NMJBCDE7TH693496/c58b242edc279178b3387b69885efedf.jpg", "https://vehicle-images.carscommerce.inc/7b26-110013116/5NMJBCDE7TH693496/9291b47a1e70900c8cf7a046860eaefb.jpg", "https://vehicle-images.carscommerce.inc/d305-110013116/5NMJBCDE7TH693496/4bb6a51d7a027ce75e1c3ec11b87eaf5.jpg", "https://vehicle-images.carscommerce.inc/80b9-110013116/5NMJBCDE7TH693496/c87816add111e6b951f7fabec257e5ed.jpg", "https://vehicle-images.carscommerce.inc/7932-110013116/5NMJBCDE7TH693496/9c1c0df02c63c78686f26d4dcd145935.jpg", "https://vehicle-images.carscommerce.inc/8873-110013116/5NMJBCDE7TH693496/1d2e2f121432833a101b34bdcfe0b55a.jpg", "https://vehicle-images.carscommerce.inc/3535-110013116/5NMJBCDE7TH693496/16597a3dc2433fd942988c1db3057b6f.jpg", "https://vehicle-images.carscommerce.inc/a853-110013116/5NMJBCDE7TH693496/3d3a7ec5237f67f17d73a503a6363ef0.jpg", "https://vehicle-images.carscommerce.inc/f2b5-110013116/5NMJBCDE7TH693496/048598530bb10e070335e4006d957bd7.jpg", "https://vehicle-images.carscommerce.inc/7969-110013116/5NMJBCDE7TH693496/3d6098645c95fdc360bc6577f6fdd890.jpg", "https://vehicle-images.carscommerce.inc/4fa7-110013116/5NMJBCDE7TH693496/573154d101411b9af34e7e41fd27f201.jpg", "https://vehicle-images.carscommerce.inc/77a1-110013116/5NMJBCDE7TH693496/e41764dfe11173c2e4b35c806c0cfa2e.jpg", "https://vehicle-images.carscommerce.inc/5db0-110013116/5NMJBCDE7TH693496/4d1253dd89cc6059cdfa0eb5694a4336.jpg", "https://vehicle-images.carscommerce.inc/73eb-110013116/5NMJBCDE7TH693496/3db62fd4fb9007cb1e11834a71a63e0b.jpg", "https://vehicle-images.carscommerce.inc/e002-110013116/5NMJBCDE7TH693496/8efe537c89860d7aa95bddb299c87a36.jpg", "https://vehicle-images.carscommerce.inc/f566-110013116/5NMJBCDE7TH693496/63f4736249cc28b2ec14dd4a0b535f31.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE7TH693496.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th693496/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th693496/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE7TH693496.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH693496.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH693496.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th693496/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260654, VIN 5NMJBCDE7TH693496. Advertised price: $31,028. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,028"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31028.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE7TH693496_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 774, "unit": "per_month", "display": "$774/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31028.0, "price_incl_doc": 31028.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 774.09, "amount_financed": 32967.25, "sales_tax": 1939.25, "total_of_payments": 37156.11, "finance_charge": 4188.86, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260654, VIN 5NMJBCDE7TH693496. $774 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $31,028, before any dealer documentation fee. Amount financed $32,967, including $1,939 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $37,156. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH693496_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 645, "unit": "per_month", "display": "$645/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31028.0, "price_incl_doc": 31028.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 644.89, "amount_financed": 32967.25, "sales_tax": 1939.25, "total_of_payments": 38693.26, "finance_charge": 5726.01, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260654, VIN 5NMJBCDE7TH693496. $645 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $31,028, before any dealer documentation fee. Amount financed $32,967, including $1,939 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,693. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH693496_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 562, "unit": "per_month", "display": "$562/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31028.0, "price_incl_doc": 31028.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 561.9, "amount_financed": 32967.25, "sales_tax": 1939.25, "total_of_payments": 40456.84, "finance_charge": 7489.59, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260654, VIN 5NMJBCDE7TH693496. $562 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $31,028, before any dealer documentation fee. Amount financed $32,967, including $1,939 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,457. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 166}}, {"vin": "5NMJACDEXTH716577", "title": "2026 Hyundai TUCSON SE", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 29856.0, "msrp": 33290.0, "sale_price": 29856.0, "currency": "USD", "mileage": 25, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28791", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/3070-110013116/5NMJACDEXTH716577/9b581d0c4dd97ba9aeb58ed7b33b77ad.jpg", "images": ["https://vehicle-images.carscommerce.inc/3070-110013116/5NMJACDEXTH716577/9b581d0c4dd97ba9aeb58ed7b33b77ad.jpg", "https://vehicle-images.carscommerce.inc/1fdf-110013116/5NMJACDEXTH716577/8da6c49dfe0f7505db517369bd9b5e92.jpg", "https://vehicle-images.carscommerce.inc/3918-110013116/5NMJACDEXTH716577/af2695060b517a857de0ba333f6ef018.jpg", "https://vehicle-images.carscommerce.inc/600d-110013116/5NMJACDEXTH716577/1ef82a311876abb85ae07f1afa5cd30d.jpg", "https://vehicle-images.carscommerce.inc/c63e-110013116/5NMJACDEXTH716577/889f821e4a01eacbead4f5eaa3170494.png", "https://vehicle-images.carscommerce.inc/652c-110013116/5NMJACDEXTH716577/6ec6827d9492444b8047bd1f301b716c.jpg", "https://vehicle-images.carscommerce.inc/6031-110013116/5NMJACDEXTH716577/cf00d7e6d38e2c5df00311af1f297352.jpg", "https://vehicle-images.carscommerce.inc/5afb-110013116/5NMJACDEXTH716577/91d1acb7e850ed6a5313a7dd85d7c867.png", "https://vehicle-images.carscommerce.inc/9a59-110013116/5NMJACDEXTH716577/22ece87faff5bcec29d8f80ca6e29ada.jpg", "https://vehicle-images.carscommerce.inc/7a53-110013116/5NMJACDEXTH716577/34542b05d55edf7809351ab14522f46f.jpg", "https://vehicle-images.carscommerce.inc/15a7-110013116/5NMJACDEXTH716577/d38b8c4aa96c5614b819d7c3ac5c9805.png", "https://vehicle-images.carscommerce.inc/f593-110013116/5NMJACDEXTH716577/1d20337b89572dd85e168aa403d3f1e8.jpg", "https://vehicle-images.carscommerce.inc/bfd6-110013116/5NMJACDEXTH716577/1cc789ae4d083c175826013c96f02549.jpg", "https://vehicle-images.carscommerce.inc/36c7-110013116/5NMJACDEXTH716577/75e4adc2a9954204f2a15eaed9d5a153.png", "https://vehicle-images.carscommerce.inc/ce29-110013116/5NMJACDEXTH716577/68feee810bd29d11ed8455c843ef08de.jpg", "https://vehicle-images.carscommerce.inc/78d5-110013116/5NMJACDEXTH716577/70d9b77e2fee174f5f8a8a54ce675994.jpg", "https://vehicle-images.carscommerce.inc/55cf-110013116/5NMJACDEXTH716577/30d1ac7824e952a00afa7bdfe4e4cc29.png", "https://vehicle-images.carscommerce.inc/3fdb-110013116/5NMJACDEXTH716577/ba234657aa7228a036f72512d984c8ef.jpg", "https://vehicle-images.carscommerce.inc/e7a2-110013116/5NMJACDEXTH716577/b52fdf58eea65902d93ff334da25434a.jpg", "https://vehicle-images.carscommerce.inc/d1c2-110013116/5NMJACDEXTH716577/a7e3bd7a112ab36584710bb62071e294.jpg", "https://vehicle-images.carscommerce.inc/f176-110013116/5NMJACDEXTH716577/6cc253efcbff86095ed4f31ec615c3ce.jpg", "https://vehicle-images.carscommerce.inc/9d84-110013116/5NMJACDEXTH716577/13f956aa1554a61323aebe55e884cb03.png", "https://vehicle-images.carscommerce.inc/1818-110013116/5NMJACDEXTH716577/088ba33f5ea5d303e79bd5be05aedc16.jpg", "https://vehicle-images.carscommerce.inc/eca8-110013116/5NMJACDEXTH716577/ae3de8df26e538f59fa013fde43f11fe.jpg", "https://vehicle-images.carscommerce.inc/9628-110013116/5NMJACDEXTH716577/1108ca63ba02c86dc971c8f5ae38a979.jpg", "https://vehicle-images.carscommerce.inc/86d0-110013116/5NMJACDEXTH716577/e7869687938417c4d06f0821fc9e5793.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 33290.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJACDEXTH716577.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacdexth716577/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacdexth716577/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJACDEXTH716577.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDEXTH716577.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDEXTH716577.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacdexth716577/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,434. This offer applies to Stock #28791, VIN 5NMJACDEXTH716577. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $33,290. Advertised price: $29,856. Savings: $3,434, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$33,290"}, {"label": "Advertised price", "value": "$29,856"}, {"label": "Savings", "value": "$3,434, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,434", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29856.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJACDEXTH716577_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 529, "unit": "per_month", "display": "$529/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29856.0, "price_incl_doc": 29856.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.7, "amount_financed": 31722.0, "sales_tax": 1866.0, "total_of_payments": 31722.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28791, VIN 5NMJACDEXTH716577. $529 per month for 60 months at 0% APR, $0 cash down. Advertised price $29,856, before any dealer documentation fee. Amount financed $31,722, including $1,866 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $31,722. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDEXTH716577_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 471, "unit": "per_month", "display": "$471/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29856.0, "price_incl_doc": 29856.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 470.9, "amount_financed": 31722.0, "sales_tax": 1866.0, "total_of_payments": 39555.62, "finance_charge": 7833.62, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28791, VIN 5NMJACDEXTH716577. $471 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $29,856, before any dealer documentation fee. Amount financed $31,722, including $1,866 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $39,556. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDEXTH716577_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 373, "unit": "per_month", "display": "$373/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33290.0, "selling_price": 29856.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 372.7, "net_cap_cost": 30506.0, "residual_value": 20639.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 372.7, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 532.7}, "total_of_payments": 13428, "total_of_payments_unrounded": 13417.2}, "disclosure": "Estimated lease payment for stock #28791, VIN 5NMJACDEXTH716577. $373 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $533, made up of $373 first payment, $60 title, $100 registration. MSRP $33,290. Lease selling price $29,856. Net capitalized cost $30,506. Residual value $20,640, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,428. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDEXTH716577_lease", "type": "lease", "label": "Lease", "headline": {"value": 279, "unit": "per_month", "display": "$279/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 33290.0, "selling_price": 29856.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 279.41, "net_cap_cost": 27507.0, "residual_value": 20639.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 279.41, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3438.41}, "total_of_payments": 10044, "total_of_payments_unrounded": 10058.76}, "disclosure": "Estimated lease payment for stock #28791, VIN 5NMJACDEXTH716577. $279 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,438, made up of $279 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $33,290. Lease selling price $29,856. Net capitalized cost $27,507. Residual value $20,640, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,044. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 230}}, {"vin": "KM8RL5S25TU131606", "title": "2026 Hyundai PALISADE 7P", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "7P", "decoded_trim": "SEL", "condition": "new", "price": 45083.0, "msrp": null, "sale_price": 45083.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black Pearl", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "Regular Unleaded V-6 3.5 L/212", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic w/OD", "mpg_city": 19, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RL5S25TU131606", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/a5a3-110013116/KM8RL5S25TU131606/ec2a7809600de5ec3a577ba18b8f9a77.jpg", "images": ["https://vehicle-images.carscommerce.inc/a5a3-110013116/KM8RL5S25TU131606/ec2a7809600de5ec3a577ba18b8f9a77.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RL5S25TU131606.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-7p-fwd-sport-utility-km8rl5s25tu131606/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-7p-fwd-sport-utility-km8rl5s25tu131606/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RL5S25TU131606.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RL5S25TU131606.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RL5S25TU131606.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-sel-7p-fwd-sport-utility-km8rl5s25tu131606/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RL5S25TU131606, VIN KM8RL5S25TU131606. Advertised price: $45,083. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$45,083"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45083.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RL5S25TU131606_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 882, "unit": "per_month", "display": "$882/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45083.0, "price_incl_doc": 45083.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 881.95, "amount_financed": 47900.69, "sales_tax": 2817.69, "total_of_payments": 52916.88, "finance_charge": 5016.19, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RL5S25TU131606, VIN KM8RL5S25TU131606. $882 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $45,083, before any dealer documentation fee. Amount financed $47,901, including $2,818 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $52,917. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RL5S25TU131606_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 665, "unit": "per_month", "display": "$665/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45083.0, "price_incl_doc": 45083.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 665.29, "amount_financed": 47900.69, "sales_tax": 2817.69, "total_of_payments": 47900.69, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RL5S25TU131606, VIN KM8RL5S25TU131606. $665 per month for 72 months at 0% APR, $0 cash down. Advertised price $45,083, before any dealer documentation fee. Amount financed $47,901, including $2,818 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $47,901. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 166}}, {"vin": "KM8RHESA7TU104383", "title": "2026 Hyundai PALISADE HYBRID 7P", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "Blue SEL Premium FWD, SEL Premium AWD", "condition": "new", "price": 50667.0, "msrp": 52610.0, "sale_price": 53023.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RHESA7TU104383", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/fc74-110013116/KM8RHESA7TU104383/f40da8550a023d703191e188a69ad5b9.jpg", "images": ["https://vehicle-images.carscommerce.inc/fc74-110013116/KM8RHESA7TU104383/f40da8550a023d703191e188a69ad5b9.jpg", "https://vehicle-images.carscommerce.inc/b5b9-110013116/KM8RHESA7TU104383/2ff746b40321b71fee478ce75efa94c6.jpg", "https://vehicle-images.carscommerce.inc/a81a-110013116/KM8RHESA7TU104383/133be0fc4f0ac7a66cfdb2b56a80ccc8.jpg", "https://vehicle-images.carscommerce.inc/a383-110013116/KM8RHESA7TU104383/85127b0058c26cac9009fcc6a30a7b83.jpg", "https://vehicle-images.carscommerce.inc/af11-110013116/KM8RHESA7TU104383/f5435a1eea2bf9b5b6ac0e77075a43e4.png", "https://vehicle-images.carscommerce.inc/d958-110013116/KM8RHESA7TU104383/8ef3d97ed9f6f97ccb2badb14ea79ef9.jpg", "https://vehicle-images.carscommerce.inc/4363-110013116/KM8RHESA7TU104383/b6d6cef388261785a154be550350e17b.jpg", "https://vehicle-images.carscommerce.inc/f42f-110013116/KM8RHESA7TU104383/73b2c370493b09cb9262326e8c7df252.png", "https://vehicle-images.carscommerce.inc/3f9e-110013116/KM8RHESA7TU104383/b9552bd5d8e95420fb03999c18922eaf.jpg", "https://vehicle-images.carscommerce.inc/2a79-110013116/KM8RHESA7TU104383/b51a80a44299226cd7594551615a4681.jpg", "https://vehicle-images.carscommerce.inc/f249-110013116/KM8RHESA7TU104383/1e311dcde5551cd54f7a836206348012.png", "https://vehicle-images.carscommerce.inc/c43a-110013116/KM8RHESA7TU104383/fedfadef36707dca34b2e6f985b26931.jpg", "https://vehicle-images.carscommerce.inc/51d4-110013116/KM8RHESA7TU104383/1c32af759f31366be26559b9f5c898bc.jpg", "https://vehicle-images.carscommerce.inc/ba01-110013116/KM8RHESA7TU104383/69a9162bd4b49432791df3ca9edf7c3a.png", "https://vehicle-images.carscommerce.inc/2d39-110013116/KM8RHESA7TU104383/6e3fb441976677fdd7dea4bb02cd8e9c.jpg", "https://vehicle-images.carscommerce.inc/8849-110013116/KM8RHESA7TU104383/fab1ec55f18bbe54029c028f15e9659b.jpg", "https://vehicle-images.carscommerce.inc/91e8-110013116/KM8RHESA7TU104383/f3ce572afa1464bc1623da1f18a56d43.png", "https://vehicle-images.carscommerce.inc/e934-110013116/KM8RHESA7TU104383/f6b18413c5c59de5f01698708e50a806.jpg", "https://vehicle-images.carscommerce.inc/7792-110013116/KM8RHESA7TU104383/3c7609b8e77fb9a9ac9d9c2afb313008.jpg", "https://vehicle-images.carscommerce.inc/5833-110013116/KM8RHESA7TU104383/026c06a90d47d67ed7d400e9f965e7b8.png", "https://vehicle-images.carscommerce.inc/76cd-110013116/KM8RHESA7TU104383/d90aceeb4a48f48df5eae848faca2ad6.jpg", "https://vehicle-images.carscommerce.inc/a7db-110013116/KM8RHESA7TU104383/58cc179dcfddfc6af1cd4e0e735930cf.jpg", "https://vehicle-images.carscommerce.inc/a4a2-110013116/KM8RHESA7TU104383/ba8181dabd5b4c3ff92a44b9cc5ac007.png", "https://vehicle-images.carscommerce.inc/79b8-110013116/KM8RHESA7TU104383/b5f84c18e2dde72d42e1d3e751094bed.jpg", "https://vehicle-images.carscommerce.inc/3693-110013116/KM8RHESA7TU104383/aee55af73cd89c3636dceb92f71271ba.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL Premium FWD, SEL Premium AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52610.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RHESA7TU104383.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesa7tu104383/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesa7tu104383/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESA7TU104383.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA7TU104383.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA7TU104383.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-7p-awd-sport-utility-km8rhesa7tu104383/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,943. This offer applies to Stock #KM8RHESA7TU104383, VIN KM8RHESA7TU104383. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,610. Advertised price: $50,667. Savings: $1,943, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,610"}, {"label": "Advertised price", "value": "$50,667"}, {"label": "Savings", "value": "$1,943, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,943", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50667.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA7TU104383_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1003, "unit": "per_month", "display": "$1,003/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50667.0, "price_incl_doc": 50667.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1003.38, "amount_financed": 53833.69, "sales_tax": 3166.69, "total_of_payments": 60202.66, "finance_charge": 6368.97, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA7TU104383, VIN KM8RHESA7TU104383. $1,003 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $50,667, before any dealer documentation fee. Amount financed $53,834, including $3,167 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $60,203. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA7TU104383_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50667.0, "price_incl_doc": 50667.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 747.69, "amount_financed": 53833.69, "sales_tax": 3166.69, "total_of_payments": 53833.69, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA7TU104383, VIN KM8RHESA7TU104383. $748 per month for 72 months at 0% APR, $0 cash down. Advertised price $50,667, before any dealer documentation fee. Amount financed $53,834, including $3,167 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $53,834. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 182}}, {"vin": "5NMP5DG18TH137374", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 48613.0, "msrp": 53060.0, "sale_price": 49863.0, "currency": "USD", "mileage": 9, "exterior_color": "Black", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD261013", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/21c6-110013116/5NMP5DG18TH137374/2816fc9b3bd556cfbb21cb55d8801dfe.jpg", "images": ["https://vehicle-images.carscommerce.inc/21c6-110013116/5NMP5DG18TH137374/2816fc9b3bd556cfbb21cb55d8801dfe.jpg", "https://vehicle-images.carscommerce.inc/2510-110013116/5NMP5DG18TH137374/b41a750e408299c54d794e65f0d9f0fe.jpg", "https://vehicle-images.carscommerce.inc/d4ae-110013116/5NMP5DG18TH137374/4f84d39eba4930310768909951cf26bf.jpg", "https://vehicle-images.carscommerce.inc/bd5e-110013116/5NMP5DG18TH137374/43a1fcf4ad76504b5abc98d8e68383e6.jpg", "https://vehicle-images.carscommerce.inc/579b-110013116/5NMP5DG18TH137374/6d94a54e5503019d5c87fc797e75c519.png", "https://vehicle-images.carscommerce.inc/46f2-110013116/5NMP5DG18TH137374/edd676da8951c9a7cf58c75cf5945b41.jpg", "https://vehicle-images.carscommerce.inc/9961-110013116/5NMP5DG18TH137374/cc7a92fe234af46edd7b48d8e162deec.jpg", "https://vehicle-images.carscommerce.inc/bd2b-110013116/5NMP5DG18TH137374/e635c74b219415c67b39740055691762.png", "https://vehicle-images.carscommerce.inc/4cdb-110013116/5NMP5DG18TH137374/fd8cd9528a3c7db84147fdc10f37234b.jpg", "https://vehicle-images.carscommerce.inc/aa17-110013116/5NMP5DG18TH137374/0b68accdda302981b2d457f713c3f254.jpg", "https://vehicle-images.carscommerce.inc/ae55-110013116/5NMP5DG18TH137374/46855419a74c6d427997ef683948fefb.png", "https://vehicle-images.carscommerce.inc/e911-110013116/5NMP5DG18TH137374/2942aca6fe0cde02adf423051f08f8b2.jpg", "https://vehicle-images.carscommerce.inc/68df-110013116/5NMP5DG18TH137374/b9eb0dfd7b7b8b04990f3871679401ff.jpg", "https://vehicle-images.carscommerce.inc/f3d3-110013116/5NMP5DG18TH137374/20e1ecdd7e7600c524cff322ce469ca6.png", "https://vehicle-images.carscommerce.inc/1414-110013116/5NMP5DG18TH137374/bff23ff3964f3d71814c58195aae55a3.jpg", "https://vehicle-images.carscommerce.inc/8258-110013116/5NMP5DG18TH137374/a2fc6157204a94e6ad642c9e9abbcc2a.jpg", "https://vehicle-images.carscommerce.inc/dfd2-110013116/5NMP5DG18TH137374/9ab548c2a7586ae7df1487860bc9a341.png", "https://vehicle-images.carscommerce.inc/db97-110013116/5NMP5DG18TH137374/b1761de5a01cad1a4a9234852358d2d1.jpg", "https://vehicle-images.carscommerce.inc/dca0-110013116/5NMP5DG18TH137374/73c7950529aae808d6aed44034337044.jpg", "https://vehicle-images.carscommerce.inc/9750-110013116/5NMP5DG18TH137374/d5aac54a74a388e10ad50022215c66eb.png", "https://vehicle-images.carscommerce.inc/1ae6-110013116/5NMP5DG18TH137374/a5ba14fbdb98433765dc0176d1e337cc.jpg", "https://vehicle-images.carscommerce.inc/6eb2-110013116/5NMP5DG18TH137374/a6dedfcf672467eb6cb73d175108eed4.jpg", "https://vehicle-images.carscommerce.inc/b48f-110013116/5NMP5DG18TH137374/d86e4f24caa7ddde9da1c29225e27d3b.png", "https://vehicle-images.carscommerce.inc/ed15-110013116/5NMP5DG18TH137374/147ccb71054a3e944e8465fc02bc86c2.jpg", "https://vehicle-images.carscommerce.inc/3423-110013116/5NMP5DG18TH137374/d87507bf0cf766e551f7896ed68004ce.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 53060.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DG18TH137374.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-sport-utility-5nmp5dg18th137374/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-sport-utility-5nmp5dg18th137374/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG18TH137374.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG18TH137374.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG18TH137374.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-sport-utility-5nmp5dg18th137374/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,447. This offer applies to Stock #HD261013, VIN 5NMP5DG18TH137374. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,060. Advertised price: $48,613. Savings: $4,447, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$53,060"}, {"label": "Advertised price", "value": "$48,613"}, {"label": "Savings", "value": "$4,447, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,447", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48613.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG18TH137374_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 861, "unit": "per_month", "display": "$861/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48613.0, "price_incl_doc": 48613.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 860.86, "amount_financed": 51651.31, "sales_tax": 3038.31, "total_of_payments": 51651.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261013, VIN 5NMP5DG18TH137374. $861 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,613, before any dealer documentation fee. Amount financed $51,651, including $3,038 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,651. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG18TH137374_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 767, "unit": "per_month", "display": "$767/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48613.0, "price_incl_doc": 48613.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 766.74, "amount_financed": 51651.31, "sales_tax": 3038.31, "total_of_payments": 64406.4, "finance_charge": 12755.09, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261013, VIN 5NMP5DG18TH137374. $767 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,613, before any dealer documentation fee. Amount financed $51,651, including $3,038 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,406. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 180}}, {"vin": "KMHRC8A33TU452538", "title": "2026 Hyundai VENUE SEL", "year": 2026, "make": "Hyundai", "model": "VENUE", "trim": "SEL", "decoded_trim": "SEL, SEL w/ 2-Tone Roof", "condition": "new", "price": 25013.0, "msrp": 25240.0, "sale_price": 25013.0, "currency": "USD", "mileage": 11, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 29, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "28496", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/8dc8-110013116/KMHRC8A33TU452538/6db61f25345df1916cd85eefdeef4caa.jpg", "images": ["https://vehicle-images.carscommerce.inc/8dc8-110013116/KMHRC8A33TU452538/6db61f25345df1916cd85eefdeef4caa.jpg", "https://vehicle-images.carscommerce.inc/be5d-110013116/KMHRC8A33TU452538/df6a1bfe504684eb57f50e6556893154.jpg", "https://vehicle-images.carscommerce.inc/4d32-110013116/KMHRC8A33TU452538/c4c065a4344c04a972eb0783e594d00a.jpg", "https://vehicle-images.carscommerce.inc/3b46-110013116/KMHRC8A33TU452538/50166957752c0b38ba61190dcbf86074.jpg", "https://vehicle-images.carscommerce.inc/cf87-110013116/KMHRC8A33TU452538/c22c5a84d6f04d4b0bb35c6bbd276455.jpg", "https://vehicle-images.carscommerce.inc/1c22-110013116/KMHRC8A33TU452538/58d5eb9496749f683ca0eadadb0b127c.png", "https://vehicle-images.carscommerce.inc/69be-110013116/KMHRC8A33TU452538/3d3023bdde0e3ec8de4e529a9cb6052b.jpg", "https://vehicle-images.carscommerce.inc/e89d-110013116/KMHRC8A33TU452538/8c7cbe3d0fd3b8163f0bdbd099f16134.jpg", "https://vehicle-images.carscommerce.inc/982d-110013116/KMHRC8A33TU452538/fa677d209003be2aa7d2cf44e8376442.png", "https://vehicle-images.carscommerce.inc/c23e-110013116/KMHRC8A33TU452538/d1894df249817c8d11f195ccf2a6ce7d.jpg", "https://vehicle-images.carscommerce.inc/68cf-110013116/KMHRC8A33TU452538/53622384f2d74eb06160c4dab7a88e83.jpg", "https://vehicle-images.carscommerce.inc/ff7b-110013116/KMHRC8A33TU452538/d524125fd63c4ea7f7d5593f3d2e0735.png", "https://vehicle-images.carscommerce.inc/1928-110013116/KMHRC8A33TU452538/64956100855273dfcfc12df14336c7f7.jpg", "https://vehicle-images.carscommerce.inc/60e0-110013116/KMHRC8A33TU452538/2b7779aba6ba947cb68186e36b70c049.jpg", "https://vehicle-images.carscommerce.inc/b9c5-110013116/KMHRC8A33TU452538/0c7ab6ee58f725441caa0e8624c4b507.png", "https://vehicle-images.carscommerce.inc/f8bc-110013116/KMHRC8A33TU452538/aaa630882e0ed782bf5f92fb12b80c64.jpg", "https://vehicle-images.carscommerce.inc/65d1-110013116/KMHRC8A33TU452538/3b5b94363387ef76de88b0c4a878f851.jpg", "https://vehicle-images.carscommerce.inc/93b6-110013116/KMHRC8A33TU452538/5705af5057b692906206b082f3ef4f0a.png", "https://vehicle-images.carscommerce.inc/e13f-110013116/KMHRC8A33TU452538/dc675368be9605ff6d0d228d7ca501c6.jpg", "https://vehicle-images.carscommerce.inc/8f4c-110013116/KMHRC8A33TU452538/f7b71907ab8c8c1e75bb955783921eae.jpg", "https://vehicle-images.carscommerce.inc/aa01-110013116/KMHRC8A33TU452538/be33b739539373dd9ddda7adcdbe2e85.jpg", "https://vehicle-images.carscommerce.inc/ed2f-110013116/KMHRC8A33TU452538/e304ffdef5ff2b6d785edf07b5cafeb9.jpg", "https://vehicle-images.carscommerce.inc/c180-110013116/KMHRC8A33TU452538/0a20a004c051751fc775025290220080.png", "https://vehicle-images.carscommerce.inc/8188-110013116/KMHRC8A33TU452538/9e0f04bed4ad488c1858742642f77315.jpg", "https://vehicle-images.carscommerce.inc/f9ed-110013116/KMHRC8A33TU452538/ed8acd3047e96c435a516a48b9f24769.jpg", "https://vehicle-images.carscommerce.inc/5145-110013116/KMHRC8A33TU452538/27218bb93ed18dee1509fb8e1eb3af32.jpg", "https://vehicle-images.carscommerce.inc/ced4-110013116/KMHRC8A33TU452538/aadcfe152986778a179e334c2a56e056.jpg"], "vin_decode": {"make": "Hyundai", "model": "Venue", "year": 2026, "trim": "SEL, SEL w/ 2-Tone Roof", "body_style": "Wagon", "vehicle_type": "PASSENGER CAR", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 25240.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHRC8A33TU452538.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a33tu452538/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a33tu452538/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHRC8A33TU452538.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A33TU452538.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHRC8A33TU452538.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-venue-sel-fwd-4d-sport-utility-kmhrc8a33tu452538/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $227. This offer applies to Stock #28496, VIN KMHRC8A33TU452538. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $25,240. Advertised price: $25,013. Savings: $227, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$25,240"}, {"label": "Advertised price", "value": "$25,013"}, {"label": "Savings", "value": "$227, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $227", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25013.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHRC8A33TU452538_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 508, "unit": "per_month", "display": "$508/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25013.0, "price_incl_doc": 25013.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Venue \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.52, "amount_financed": 26576.31, "sales_tax": 1563.31, "total_of_payments": 30450.94, "finance_charge": 3874.63, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28496, VIN KMHRC8A33TU452538. $508 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $25,013, before any dealer documentation fee. Amount financed $26,576, including $1,563 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $30,451. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHRC8A33TU452538_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 395, "unit": "per_month", "display": "$395/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25013.0, "price_incl_doc": 25013.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 394.51, "amount_financed": 26576.31, "sales_tax": 1563.31, "total_of_payments": 33139.22, "finance_charge": 6562.91, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28496, VIN KMHRC8A33TU452538. $395 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $25,013, before any dealer documentation fee. Amount financed $26,576, including $1,563 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,139. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJCCDE5TH677391.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-premium-awd-4d-sport-utility-5nmjccde5th677391/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-premium-awd-4d-sport-utility-5nmjccde5th677391/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJCCDE5TH677391.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJCCDE5TH677391.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJCCDE5TH677391.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-premium-awd-4d-sport-utility-5nmjccde5th677391/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,477. This offer applies to Stock #28433, VIN 5NMJCCDE5TH677391. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $38,250. Advertised price: $34,773. Savings: $3,477, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$38,250"}, {"label": "Advertised price", "value": "$34,773"}, {"label": "Savings", "value": "$3,477, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,477", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34773.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJCCDE5TH677391_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 616, "unit": "per_month", "display": "$616/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34773.0, "price_incl_doc": 34773.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 615.77, "amount_financed": 36946.31, "sales_tax": 2173.31, "total_of_payments": 36946.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28433, VIN 5NMJCCDE5TH677391. $616 per month for 60 months at 0% APR, $0 cash down. Advertised price $34,773, before any dealer documentation fee. Amount financed $36,946, including $2,173 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $36,946. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJCCDE5TH677391_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 548, "unit": "per_month", "display": "$548/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34773.0, "price_incl_doc": 34773.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.45, "amount_financed": 36946.31, "sales_tax": 2173.31, "total_of_payments": 46070.05, "finance_charge": 9123.74, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28433, VIN 5NMJCCDE5TH677391. $548 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $34,773, before any dealer documentation fee. Amount financed $36,946, including $2,173 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $46,070. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJCCDE5TH677391_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 440, "unit": "per_month", "display": "$440/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 38250.0, "selling_price": 34773.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 439.8, "net_cap_cost": 35423.0, "residual_value": 23715.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 439.8, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 599.8}, "total_of_payments": 15840, "total_of_payments_unrounded": 15832.8}, "disclosure": "Estimated lease payment for stock #28433, VIN 5NMJCCDE5TH677391. $440 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $600, made up of $440 first payment, $60 title, $100 registration. MSRP $38,250. Lease selling price $34,773. Net capitalized cost $35,423. Residual value $23,715, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,840. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJCCDE5TH677391_lease", "type": "lease", "label": "Lease", "headline": {"value": 347, "unit": "per_month", "display": "$347/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 38250.0, "selling_price": 34773.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 346.51, "net_cap_cost": 32424.0, "residual_value": 23715.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 346.51, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3505.51}, "total_of_payments": 12492, "total_of_payments_unrounded": 12474.36}, "disclosure": "Estimated lease payment for stock #28433, VIN 5NMJCCDE5TH677391. $347 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,506, made up of $347 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $38,250. Lease selling price $34,773. Net capitalized cost $32,424. Residual value $23,715, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $12,492. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 233}}, {"vin": "KM8HECA36TU430039", "title": "2026 Hyundai KONA Limited", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 33455.0, "msrp": 36475.0, "sale_price": 35205.0, "currency": "USD", "mileage": 8, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 25, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "28463", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/5eaf-110013116/KM8HECA36TU430039/2902e1e9df5b5bb09a257f0731a86254.jpg", "images": ["https://vehicle-images.carscommerce.inc/5eaf-110013116/KM8HECA36TU430039/2902e1e9df5b5bb09a257f0731a86254.jpg", "https://vehicle-images.carscommerce.inc/7c03-110013116/KM8HECA36TU430039/f8ac0f94a4741d228c4e32e3b8f7498f.jpg", "https://vehicle-images.carscommerce.inc/4bcc-110013116/KM8HECA36TU430039/f8a46d54dbc7bfdd64b855b4d7fd5743.jpg", "https://vehicle-images.carscommerce.inc/7326-110013116/KM8HECA36TU430039/25838b6dc5262b6bd9d1dec6d54add73.jpg", "https://vehicle-images.carscommerce.inc/978b-110013116/KM8HECA36TU430039/99173d72cd751ae49df601585385b870.jpg", "https://vehicle-images.carscommerce.inc/3355-110013116/KM8HECA36TU430039/2399a1cbacdb2c322730f075648ae958.png", "https://vehicle-images.carscommerce.inc/4939-110013116/KM8HECA36TU430039/5bd526c31f19d7448f254d5c50e11752.jpg", "https://vehicle-images.carscommerce.inc/73d4-110013116/KM8HECA36TU430039/3db95b434a0c5ea029525cd6ab626369.jpg", "https://vehicle-images.carscommerce.inc/c0bc-110013116/KM8HECA36TU430039/5957b16463aea43b91bdd802cb943681.png", "https://vehicle-images.carscommerce.inc/afd5-110013116/KM8HECA36TU430039/e21a1c7318b068596f0ba455ac301123.jpg", "https://vehicle-images.carscommerce.inc/8958-110013116/KM8HECA36TU430039/899aa798371b0eba1cacbba22f3879d8.jpg", "https://vehicle-images.carscommerce.inc/6a33-110013116/KM8HECA36TU430039/a3e0752249f5fa5a255f979d8a69dad5.png", "https://vehicle-images.carscommerce.inc/1c3e-110013116/KM8HECA36TU430039/f5c4c965986afd400f7a09d990696659.jpg", "https://vehicle-images.carscommerce.inc/3682-110013116/KM8HECA36TU430039/e71d360f10b4e0cbd7bf1e8037de420c.jpg", "https://vehicle-images.carscommerce.inc/24a6-110013116/KM8HECA36TU430039/cbf2edee8a2496fab1f846eede825637.png", "https://vehicle-images.carscommerce.inc/22b8-110013116/KM8HECA36TU430039/beb0cd471b857374af258127d2fb06ee.jpg", "https://vehicle-images.carscommerce.inc/34b4-110013116/KM8HECA36TU430039/b19bf92b3be14bb5ff608edaa77a0c09.jpg", "https://vehicle-images.carscommerce.inc/a6c3-110013116/KM8HECA36TU430039/0a28ceee58691be913e48fc61eac8b0a.png", "https://vehicle-images.carscommerce.inc/32d1-110013116/KM8HECA36TU430039/aac4fc878675c136f0bdc30e4f42ff57.jpg", "https://vehicle-images.carscommerce.inc/bf78-110013116/KM8HECA36TU430039/dd2ae24bf732f0adc2c6839c575eef2f.jpg", "https://vehicle-images.carscommerce.inc/2cb1-110013116/KM8HECA36TU430039/01288f81e8664627ca0dd04060cfa6b4.jpg", "https://vehicle-images.carscommerce.inc/fba9-110013116/KM8HECA36TU430039/1e8a727359707175a1b438c8be032e67.jpg", "https://vehicle-images.carscommerce.inc/9117-110013116/KM8HECA36TU430039/b39ad4e76e8ad5fdf39f72c52d2be1fe.png", "https://vehicle-images.carscommerce.inc/bc60-110013116/KM8HECA36TU430039/85fbc69d92a4edfb37f8a572b2d4e0d4.jpg", "https://vehicle-images.carscommerce.inc/6407-110013116/KM8HECA36TU430039/fc3d962378f3870142a879f4567349bd.jpg", "https://vehicle-images.carscommerce.inc/12e1-110013116/KM8HECA36TU430039/0cc4080c073da55e9296eba970f1f85d.jpg", "https://vehicle-images.carscommerce.inc/7614-110013116/KM8HECA36TU430039/f318bb76266dd29be67b53652f5752cd.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 36475.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HECA36TU430039.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-limited-awd-4d-sport-utility-km8heca36tu430039/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-limited-awd-4d-sport-utility-km8heca36tu430039/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HECA36TU430039.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HECA36TU430039.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HECA36TU430039.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-limited-awd-4d-sport-utility-km8heca36tu430039/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,020. This offer applies to Stock #28463, VIN KM8HECA36TU430039. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $36,475. Advertised price: $33,455. Savings: $3,020, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$36,475"}, {"label": "Advertised price", "value": "$33,455"}, {"label": "Savings", "value": "$3,020, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,020", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33455.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HECA36TU430039_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 646, "unit": "per_month", "display": "$646/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33455.0, "price_incl_doc": 33455.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 646.48, "amount_financed": 35545.94, "sales_tax": 2090.94, "total_of_payments": 38789.01, "finance_charge": 3243.07, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28463, VIN KM8HECA36TU430039. $646 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $33,455, before any dealer documentation fee. Amount financed $35,546, including $2,091 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $38,789. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HECA36TU430039_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 528, "unit": "per_month", "display": "$528/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33455.0, "price_incl_doc": 33455.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 527.67, "amount_financed": 35545.94, "sales_tax": 2090.94, "total_of_payments": 44323.87, "finance_charge": 8777.93, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28463, VIN KM8HECA36TU430039. $528 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $33,455, before any dealer documentation fee. Amount financed $35,546, including $2,091 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $44,324. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 175}}, {"vin": "WBA13BK00PCN76925", "title": "2023 BMW 5 Series xDrive", "year": 2023, "make": "BMW", "model": "5 Series", "trim": "xDrive", "decoded_trim": "xDrive", "condition": "used", "price": 60137.0, "msrp": 0.0, "sale_price": 60137.0, "currency": "USD", "mileage": 33926, "exterior_color": "Black", "interior_color": "Ivory White", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "4.4L V8 Twin Turbocharged", "engine_displacement_l": 4.4, "engine_cylinders": 8, "transmission": "8-Speed Automatic Sport", "mpg_city": 17, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "PGD0545", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"cylinders": 8, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-bmw-5-series-m550i-xdrive-awd-4d-sedan-wba13bk00pcn76925/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-bmw-5-series-m550i-xdrive-awd-4d-sedan-wba13bk00pcn76925/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/WBA13BK00PCN76925.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/WBA13BK00PCN76925.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/WBA13BK00PCN76925.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-bmw-5-series-m550i-xdrive-awd-4d-sedan-wba13bk00pcn76925/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PGD0545, VIN WBA13BK00PCN76925. Advertised price: $60,137. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$60,137"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "M Sport", "Memory Seats", "Navigation System", "Power Seats", "Rain Sensing Wipers", "Rear Sunshade", "Satellite Radio Ready", "Sunroof / Moonroof", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 60137.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WBA13BK00PCN76925_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1500, "unit": "per_month", "display": "$1,500/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60137.0, "price_incl_doc": 60137.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1500.3, "amount_financed": 63895.56, "sales_tax": 3758.56, "total_of_payments": 72014.22, "finance_charge": 8118.66, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0545, VIN WBA13BK00PCN76925. $1,500 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $60,137, before any dealer documentation fee. Amount financed $63,896, including $3,759 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $72,014. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WBA13BK00PCN76925_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1250, "unit": "per_month", "display": "$1,250/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60137.0, "price_incl_doc": 60137.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1249.89, "amount_financed": 63895.56, "sales_tax": 3758.56, "total_of_payments": 74993.44, "finance_charge": 11097.88, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0545, VIN WBA13BK00PCN76925. $1,250 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $60,137, before any dealer documentation fee. Amount financed $63,896, including $3,759 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $74,993. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WBA13BK00PCN76925_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1089, "unit": "per_month", "display": "$1,089/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 60137.0, "price_incl_doc": 60137.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1089.05, "amount_financed": 63895.56, "sales_tax": 3758.56, "total_of_payments": 78411.53, "finance_charge": 14515.97, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0545, VIN WBA13BK00PCN76925. $1,089 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $60,137, before any dealer documentation fee. Amount financed $63,896, including $3,759 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $78,412. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 172}}, {"vin": "KMHL64JA4TA597030", "title": "2026 Hyundai SONATA Sport", "year": 2026, "make": "Hyundai", "model": "SONATA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 33143.0, "msrp": null, "sale_price": 33143.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black", "interior_color": "Black", "drivetrain": "ALL WHEEL DRIVE", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL64JA4TA597030", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/5ff4-110013116/KMHL64JA4TA597030/28bf240f2012d3e7dff3f9b77247c191.jpg", "images": ["https://vehicle-images.carscommerce.inc/5ff4-110013116/KMHL64JA4TA597030/28bf240f2012d3e7dff3f9b77247c191.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL64JA4TA597030.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-all-wheel-drive-4dr-car-kmhl64ja4ta597030/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-all-wheel-drive-4dr-car-kmhl64ja4ta597030/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL64JA4TA597030.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA4TA597030.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA4TA597030.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-all-wheel-drive-4dr-car-kmhl64ja4ta597030/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHL64JA4TA597030, VIN KMHL64JA4TA597030. Advertised price: $33,143. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$33,143"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33143.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL64JA4TA597030_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 602, "unit": "per_month", "display": "$602/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33143.0, "price_incl_doc": 33143.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.8, "amount_financed": 35214.44, "sales_tax": 2071.44, "total_of_payments": 36107.71, "finance_charge": 893.27, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL64JA4TA597030, VIN KMHL64JA4TA597030. $602 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $33,143, before any dealer documentation fee. Amount financed $35,214, including $2,071 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $36,108. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA4TA597030_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 523, "unit": "per_month", "display": "$523/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33143.0, "price_incl_doc": 33143.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 522.74, "amount_financed": 35214.44, "sales_tax": 2071.44, "total_of_payments": 43910.51, "finance_charge": 8696.07, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL64JA4TA597030, VIN KMHL64JA4TA597030. $523 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $33,143, before any dealer documentation fee. Amount financed $35,214, including $2,071 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $43,911. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,010"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Automatic Climate Control", "Backup Camera", "Drivers Assistance Package", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36010.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WAUV2AF24LN011599_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 898, "unit": "per_month", "display": "$898/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36010.0, "price_incl_doc": 36010.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 898.38, "amount_financed": 38260.63, "sales_tax": 2250.63, "total_of_payments": 43122.08, "finance_charge": 4861.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260516A, VIN WAUV2AF24LN011599. $898 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,010, before any dealer documentation fee. Amount financed $38,261, including $2,251 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,122. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WAUV2AF24LN011599_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36010.0, "price_incl_doc": 36010.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 748.43, "amount_financed": 38260.63, "sales_tax": 2250.63, "total_of_payments": 44906.04, "finance_charge": 6645.41, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260516A, VIN WAUV2AF24LN011599. $748 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,010, before any dealer documentation fee. Amount financed $38,261, including $2,251 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,906. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WAUV2AF24LN011599_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 652, "unit": "per_month", "display": "$652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36010.0, "price_incl_doc": 36010.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 652.12, "amount_financed": 38260.63, "sales_tax": 2250.63, "total_of_payments": 46952.79, "finance_charge": 8692.16, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260516A, VIN WAUV2AF24LN011599. $652 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,010, before any dealer documentation fee. Amount financed $38,261, including $2,251 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,953. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 164}}, {"vin": "KMHL34JJ9TA186618", "title": "2026 Hyundai SONATA HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 35443.0, "msrp": null, "sale_price": 35443.0, "currency": "USD", "mileage": null, "exterior_color": "Ultimate Red", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 5, "engine": "Gas/Electric I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL34JJ9TA186618", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/d08a-110013116/KMHL34JJ9TA186618/912b3d7f59e582eeb1469ee666c97539.jpg", "images": ["https://vehicle-images.carscommerce.inc/d08a-110013116/KMHL34JJ9TA186618/912b3d7f59e582eeb1469ee666c97539.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SEL", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL34JJ9TA186618.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj9ta186618/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj9ta186618/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL34JJ9TA186618.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ9TA186618.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL34JJ9TA186618.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-sel-fwd-4dr-car-kmhl34jj9ta186618/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHL34JJ9TA186618, VIN KMHL34JJ9TA186618. Advertised price: $35,443. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,443"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35443.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL34JJ9TA186618_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 660, "unit": "per_month", "display": "$660/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35443.0, "price_incl_doc": 35443.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 659.9, "amount_financed": 37658.19, "sales_tax": 2215.19, "total_of_payments": 39593.94, "finance_charge": 1935.75, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL34JJ9TA186618, VIN KMHL34JJ9TA186618. $660 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $35,443, before any dealer documentation fee. Amount financed $37,658, including $2,215 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $39,594. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL34JJ9TA186618_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 559, "unit": "per_month", "display": "$559/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35443.0, "price_incl_doc": 35443.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 559.02, "amount_financed": 37658.19, "sales_tax": 2215.19, "total_of_payments": 46957.73, "finance_charge": 9299.54, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL34JJ9TA186618, VIN KMHL34JJ9TA186618. $559 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,443, before any dealer documentation fee. Amount financed $37,658, including $2,215 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $46,958. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 163}}, {"vin": "5NMP1DG13TH143353", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 40453.0, "msrp": null, "sale_price": 40453.0, "currency": "USD", "mileage": null, "exterior_color": "Hampton Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP1DG13TH143353", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/e41d-110013116/5NMP1DG13TH143353/b018efc067df6ff1342235dd559bc96b.jpg", "images": ["https://vehicle-images.carscommerce.inc/e41d-110013116/5NMP1DG13TH143353/b018efc067df6ff1342235dd559bc96b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DG13TH143353.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg13th143353/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg13th143353/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG13TH143353.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG13TH143353.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG13TH143353.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg13th143353/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP1DG13TH143353, VIN 5NMP1DG13TH143353. Advertised price: $40,453. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,453"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:53Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40453.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG13TH143353_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 716, "unit": "per_month", "display": "$716/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40453.0, "price_incl_doc": 40453.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 716.36, "amount_financed": 42981.31, "sales_tax": 2528.31, "total_of_payments": 42981.31, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG13TH143353, VIN 5NMP1DG13TH143353. $716 per month for 60 months at 0% APR, $0 cash down. Advertised price $40,453, before any dealer documentation fee. Amount financed $42,981, including $2,528 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,981. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG13TH143353_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 638, "unit": "per_month", "display": "$638/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40453.0, "price_incl_doc": 40453.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 638.04, "amount_financed": 42981.31, "sales_tax": 2528.31, "total_of_payments": 53595.37, "finance_charge": 10614.06, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG13TH143353, VIN 5NMP1DG13TH143353. $638 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $40,453, before any dealer documentation fee. Amount financed $42,981, including $2,528 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $53,595. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 153}}, {"vin": "5NMJBCDE4TH612034", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31219.0, "msrp": 34755.0, "sale_price": 31969.0, "currency": "USD", "mileage": 70, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28163", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde4th612034/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde4th612034/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE4TH612034.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE4TH612034.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE4TH612034.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde4th612034/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,536. This offer applies to Stock #28163, VIN 5NMJBCDE4TH612034. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,755. Advertised price: $31,219. Savings: $3,536, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,755"}, {"label": "Advertised price", "value": "$31,219"}, {"label": "Savings", "value": "$3,536, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,536", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31219.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE4TH612034_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 553, "unit": "per_month", "display": "$553/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31219.0, "price_incl_doc": 31219.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 552.84, "amount_financed": 33170.19, "sales_tax": 1951.19, "total_of_payments": 33170.19, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28163, VIN 5NMJBCDE4TH612034. $553 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,219, before any dealer documentation fee. Amount financed $33,170, including $1,951 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,170. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE4TH612034_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 492, "unit": "per_month", "display": "$492/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31219.0, "price_incl_doc": 31219.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 492.4, "amount_financed": 33170.19, "sales_tax": 1951.19, "total_of_payments": 41361.44, "finance_charge": 8191.25, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28163, VIN 5NMJBCDE4TH612034. $492 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,219, before any dealer documentation fee. Amount financed $33,170, including $1,951 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,361. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE4TH612034_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 390, "unit": "per_month", "display": "$390/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34755.0, "selling_price": 31219.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 389.74, "net_cap_cost": 31869.0, "residual_value": 21548.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 389.74, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 549.74}, "total_of_payments": 14040, "total_of_payments_unrounded": 14030.64}, "disclosure": "Estimated lease payment for stock #28163, VIN 5NMJBCDE4TH612034. $390 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $550, made up of $390 first payment, $60 title, $100 registration. MSRP $34,755. Lease selling price $31,219. Net capitalized cost $31,869. Residual value $21,548, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,040. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE4TH612034_lease", "type": "lease", "label": "Lease", "headline": {"value": 296, "unit": "per_month", "display": "$296/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34755.0, "selling_price": 31219.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 296.45, "net_cap_cost": 28870.0, "residual_value": 21548.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 296.45, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3455.45}, "total_of_payments": 10656, "total_of_payments_unrounded": 10672.2}, "disclosure": "Estimated lease payment for stock #28163, VIN 5NMJBCDE4TH612034. $296 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,455, made up of $296 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,755. Lease selling price $31,219. Net capitalized cost $28,870. Residual value $21,548, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,656. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 210}}, {"vin": "KMHL64JA8TA590548", "title": "2026 Hyundai SONATA Sport", "year": 2026, "make": "Hyundai", "model": "SONATA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 29915.0, "msrp": 33065.0, "sale_price": 29915.0, "currency": "USD", "mileage": 2, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 24, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "HD261070", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"https://ai.castlehyundaidownersgrove.com/sticker/KMHL64JA8TA590548.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64ja8ta590548/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64ja8ta590548/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL64JA8TA590548.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA8TA590548.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA8TA590548.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64ja8ta590548/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,150. This offer applies to Stock #HD261070, VIN KMHL64JA8TA590548. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $33,065. Advertised price: $29,915. Savings: $3,150, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$33,065"}, {"label": "Advertised price", "value": "$29,915"}, {"label": "Savings", "value": "$3,150, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,150", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29915.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL64JA8TA590548_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29915.0, "price_incl_doc": 29915.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.18, "amount_financed": 31784.69, "sales_tax": 1869.69, "total_of_payments": 32590.96, "finance_charge": 806.27, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261070, VIN KMHL64JA8TA590548. $543 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $29,915, before any dealer documentation fee. Amount financed $31,785, including $1,870 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $32,591. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA8TA590548_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 472, "unit": "per_month", "display": "$472/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29915.0, "price_incl_doc": 29915.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 471.83, "amount_financed": 31784.69, "sales_tax": 1869.69, "total_of_payments": 39633.79, "finance_charge": 7849.1, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD261070, VIN KMHL64JA8TA590548. $472 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $29,915, before any dealer documentation fee. Amount financed $31,785, including $1,870 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $39,634. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 155}}, {"vin": "JM3KKBHD7R1164284", "title": "2024 Mazda CX-90 Preferred", "year": 2024, "make": "Mazda", "model": "CX-90", "trim": "Preferred", "decoded_trim": "Preferred Package", "condition": "used", "price": 30825.0, "msrp": 0.0, "sale_price": 32069.0, "currency": "USD", "mileage": 32326, "exterior_color": "White", "interior_color": "Greige", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline/Mild Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "3.3L e-SKYACTIV\u00ae-G I6 Turbocharged", "engine_displacement_l": 3.3, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 24, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "MD262708A", "stock_status": "In Stock", "availability": "In Stock", 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262708A, VIN JM3KKBHD7R1164284. Advertised price: $30,825. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,825"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30825.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KKBHD7R1164284_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 769, "unit": "per_month", "display": "$769/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30825.0, "price_incl_doc": 30825.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 769.02, "amount_financed": 32751.56, "sales_tax": 1926.56, "total_of_payments": 36913.02, "finance_charge": 4161.46, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262708A, VIN JM3KKBHD7R1164284. $769 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,825, before any dealer documentation fee. Amount financed $32,752, including $1,927 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,913. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KKBHD7R1164284_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 641, "unit": "per_month", "display": "$641/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30825.0, "price_incl_doc": 30825.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 640.67, "amount_financed": 32751.56, "sales_tax": 1926.56, "total_of_payments": 38440.11, "finance_charge": 5688.55, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262708A, VIN JM3KKBHD7R1164284. $641 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,825, before any dealer documentation fee. Amount financed $32,752, including $1,927 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,440. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KKBHD7R1164284_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 558, "unit": "per_month", "display": "$558/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30825.0, "price_incl_doc": 30825.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 558.22, "amount_financed": 32751.56, "sales_tax": 1926.56, "total_of_payments": 40192.15, "finance_charge": 7440.59, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262708A, VIN JM3KKBHD7R1164284. $558 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,825, before any dealer documentation fee. Amount financed $32,752, including $1,927 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $40,192. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1G1FD3DS4R0108364_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 898, "unit": "per_month", "display": "$898/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36007.0, "price_incl_doc": 36007.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 898.3, "amount_financed": 38257.44, "sales_tax": 2250.44, "total_of_payments": 43118.48, "finance_charge": 4861.04, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0513A, VIN 1G1FD3DS4R0108364. $898 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $36,007, before any dealer documentation fee. Amount financed $38,257, including $2,250 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $43,118. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1FD3DS4R0108364_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 748, "unit": "per_month", "display": "$748/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36007.0, "price_incl_doc": 36007.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 748.37, "amount_financed": 38257.44, "sales_tax": 2250.44, "total_of_payments": 44902.29, "finance_charge": 6644.85, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0513A, VIN 1G1FD3DS4R0108364. $748 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $36,007, before any dealer documentation fee. Amount financed $38,257, including $2,250 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $44,902. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1G1FD3DS4R0108364_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 652, "unit": "per_month", "display": "$652/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36007.0, "price_incl_doc": 36007.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 652.07, "amount_financed": 38257.44, "sales_tax": 2250.44, "total_of_payments": 46948.87, "finance_charge": 8691.43, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PGD0513A, VIN 1G1FD3DS4R0108364. $652 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $36,007, before any dealer documentation fee. Amount financed $38,257, including $2,250 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $46,949. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-audi-q7-3-0t-prestige-quattro-4d-sport-utility-wa1vaaf7xjd023948/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/WA1VAAF7XJD023948.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/WA1VAAF7XJD023948.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/WA1VAAF7XJD023948.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-audi-q7-3-0t-prestige-quattro-4d-sport-utility-wa1vaaf7xjd023948/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$16,816"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16816.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_WA1VAAF7XJD023948_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 420, "unit": "per_month", "display": "$420/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16816.0, "price_incl_doc": 16816.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 419.53, "amount_financed": 17867.0, "sales_tax": 1051.0, "total_of_payments": 20137.2, "finance_charge": 2270.2, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262583AA, VIN WA1VAAF7XJD023948. $420 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $16,816, before any dealer documentation fee. Amount financed $17,867, including $1,051 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $20,137. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1VAAF7XJD023948_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 350, "unit": "per_month", "display": "$350/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16816.0, "price_incl_doc": 16816.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 349.5, "amount_financed": 17867.0, "sales_tax": 1051.0, "total_of_payments": 20970.28, "finance_charge": 3103.28, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262583AA, VIN WA1VAAF7XJD023948. $350 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,816, before any dealer documentation fee. Amount financed $17,867, including $1,051 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $20,970. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_WA1VAAF7XJD023948_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 305, "unit": "per_month", "display": "$305/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16816.0, "price_incl_doc": 16816.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 304.53, "amount_financed": 17867.0, "sales_tax": 1051.0, "total_of_payments": 21926.07, "finance_charge": 4059.07, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262583AA, VIN WA1VAAF7XJD023948. $305 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $16,816, before any dealer documentation fee. Amount financed $17,867, including $1,051 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $21,926. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 161}}, {"vin": "2C4RC3PG9NR100095", "title": "2022 Chrysler Pacifica Pinnacle", "year": 2022, "make": "Chrysler", "model": "Pacifica", "trim": "Pinnacle", "decoded_trim": "Pinnacle", "condition": "used", "price": 25388.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 107551, "exterior_color": "Black", "interior_color": "Caramel/Black", "drivetrain": "AWD", "body_style": "Vans", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 24V VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed 948TE Automatic", "mpg_city": 17, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "HD260824AA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-chrysler-pacifica-pinnacle-awd-4d-passenger-van-2c4rc3pg9nr100095/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/2C4RC3PG9NR100095.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/2C4RC3PG9NR100095.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/2C4RC3PG9NR100095.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2022-chrysler-pacifica-pinnacle-awd-4d-passenger-van-2c4rc3pg9nr100095/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260824AA, VIN 2C4RC3PG9NR100095. Advertised price: $25,388. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,388"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25388.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_2C4RC3PG9NR100095_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 633, "unit": "per_month", "display": "$633/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25388.0, "price_incl_doc": 25388.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 633.38, "amount_financed": 26974.75, "sales_tax": 1586.75, "total_of_payments": 30402.2, "finance_charge": 3427.45, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260824AA, VIN 2C4RC3PG9NR100095. $633 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,388, before any dealer documentation fee. Amount financed $26,975, including $1,587 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,402. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3PG9NR100095_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 528, "unit": "per_month", "display": "$528/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25388.0, "price_incl_doc": 25388.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 527.67, "amount_financed": 26974.75, "sales_tax": 1586.75, "total_of_payments": 31659.94, "finance_charge": 4685.19, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260824AA, VIN 2C4RC3PG9NR100095. $528 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,388, before any dealer documentation fee. Amount financed $26,975, including $1,587 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,660. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_2C4RC3PG9NR100095_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 460, "unit": "per_month", "display": "$460/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25388.0, "price_incl_doc": 25388.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 459.76, "amount_financed": 26974.75, "sales_tax": 1586.75, "total_of_payments": 33102.95, "finance_charge": 6128.2, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260824AA, VIN 2C4RC3PG9NR100095. $460 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,388, before any dealer documentation fee. Amount financed $26,975, including $1,587 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,103. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 163}}, {"vin": "5NMJECDE6TH726852", "title": "2026 Hyundai TUCSON Limited", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 39248.0, "msrp": 43205.0, "sale_price": 39998.0, "currency": "USD", "mileage": 4, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28688", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 28, "primary_image": "https://vehicle-images.carscommerce.inc/3b31-110013116/5NMJECDE6TH726852/920160b0c1ec1b46b5ea7a165c5277d5.jpg", "images": ["https://vehicle-images.carscommerce.inc/3b31-110013116/5NMJECDE6TH726852/920160b0c1ec1b46b5ea7a165c5277d5.jpg", "https://vehicle-images.carscommerce.inc/5560-110013116/5NMJECDE6TH726852/856910c331a37528e3d2187bd21e7762.jpg", "https://vehicle-images.carscommerce.inc/fcd3-110013116/5NMJECDE6TH726852/576841d1d33b7fc147f5df7512494211.jpg", "https://vehicle-images.carscommerce.inc/8d7f-110013116/5NMJECDE6TH726852/3ee20fe954f117df797441af270e86c7.jpg", "https://vehicle-images.carscommerce.inc/d62b-110013116/5NMJECDE6TH726852/0677af429d16146cf728a35bd73e20d7.jpg", "https://vehicle-images.carscommerce.inc/a068-110013116/5NMJECDE6TH726852/c76bfeb148871d7126237ae2bb72e60a.png", 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"fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 43205.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJECDE6TH726852.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde6th726852/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde6th726852/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJECDE6TH726852.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJECDE6TH726852.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJECDE6TH726852.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-limited-awd-4d-sport-utility-5nmjecde6th726852/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,957. This offer applies to Stock #28688, VIN 5NMJECDE6TH726852. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,205. Advertised price: $39,248. Savings: $3,957, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,205"}, {"label": "Advertised price", "value": "$39,248"}, {"label": "Savings", "value": "$3,957, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,957", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39248.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJECDE6TH726852_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 695, "unit": "per_month", "display": "$695/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39248.0, "price_incl_doc": 39248.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 695.02, "amount_financed": 41701.0, "sales_tax": 2453.0, "total_of_payments": 41701.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28688, VIN 5NMJECDE6TH726852. $695 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,248, before any dealer documentation fee. Amount financed $41,701, including $2,453 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $41,701. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE6TH726852_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 619, "unit": "per_month", "display": "$619/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39248.0, "price_incl_doc": 39248.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 619.03, "amount_financed": 41701.0, "sales_tax": 2453.0, "total_of_payments": 51998.9, "finance_charge": 10297.9, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28688, VIN 5NMJECDE6TH726852. $619 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,248, before any dealer documentation fee. Amount financed $41,701, including $2,453 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $51,999. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE6TH726852_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43205.0, "selling_price": 39248.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 493.23, "net_cap_cost": 39898.0, "residual_value": 26787.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 493.23, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 653.23}, "total_of_payments": 17748, "total_of_payments_unrounded": 17756.28}, "disclosure": "Estimated lease payment for stock #28688, VIN 5NMJECDE6TH726852. $493 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $653, made up of $493 first payment, $60 title, $100 registration. MSRP $43,205. Lease selling price $39,248. Net capitalized cost $39,898. Residual value $26,787, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,748. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJECDE6TH726852_lease", "type": "lease", "label": "Lease", "headline": {"value": 400, "unit": "per_month", "display": "$400/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 43205.0, "selling_price": 39248.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 399.94, "net_cap_cost": 36899.0, "residual_value": 26787.1, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 399.94, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3558.94}, "total_of_payments": 14400, "total_of_payments_unrounded": 14397.84}, "disclosure": "Estimated lease payment for stock #28688, VIN 5NMJECDE6TH726852. $400 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,559, made up of $400 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $43,205. Lease selling price $39,248. Net capitalized cost $36,899. Residual value $26,787, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,400. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7MMVABBM6SN388730_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 733, "unit": "per_month", "display": "$733/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29390.0, "price_incl_doc": 29390.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 733.22, "amount_financed": 31226.88, "sales_tax": 1836.88, "total_of_payments": 35194.61, "finance_charge": 3967.73, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0920, VIN 7MMVABBM6SN388730. $733 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,390, before any dealer documentation fee. Amount financed $31,227, including $1,837 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,195. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MMVABBM6SN388730_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 611, "unit": "per_month", "display": "$611/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29390.0, "price_incl_doc": 29390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 610.84, "amount_financed": 31226.88, "sales_tax": 1836.88, "total_of_payments": 36650.61, "finance_charge": 5423.73, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0920, VIN 7MMVABBM6SN388730. $611 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,390, before any dealer documentation fee. Amount financed $31,227, including $1,837 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $36,651. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7MMVABBM6SN388730_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 532, "unit": "per_month", "display": "$532/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29390.0, "price_incl_doc": 29390.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 532.24, "amount_financed": 31226.88, "sales_tax": 1836.88, "total_of_payments": 38321.09, "finance_charge": 7094.21, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0920, VIN 7MMVABBM6SN388730. $532 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,390, before any dealer documentation fee. Amount financed $31,227, including $1,837 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,321. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,169. This offer applies to Stock #28136, VIN 5NMP5DG16TH097201. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $53,745. Advertised price: $48,576. Savings: $5,169, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. 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Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48576.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG16TH097201_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 860, "unit": "per_month", "display": "$860/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48576.0, "price_incl_doc": 48576.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 860.2, "amount_financed": 51612.0, "sales_tax": 3036.0, "total_of_payments": 51612.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28136, VIN 5NMP5DG16TH097201. $860 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,576, before any dealer documentation fee. Amount financed $51,612, including $3,036 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,612. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG16TH097201_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 766, "unit": "per_month", "display": "$766/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48576.0, "price_incl_doc": 48576.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 766.16, "amount_financed": 51612.0, "sales_tax": 3036.0, "total_of_payments": 64357.38, "finance_charge": 12745.38, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28136, VIN 5NMP5DG16TH097201. $766 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,576, before any dealer documentation fee. Amount financed $51,612, including $3,036 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $64,357. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 166}}, {"vin": "5NMP2DG15TH143948", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 43498.0, "msrp": null, "sale_price": 43498.0, "currency": "USD", "mileage": null, "exterior_color": "Shimmering Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP2DG15TH143948", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP2DG15TH143948/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg", "images": ["https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP2DG15TH143948/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG15TH143948.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg15th143948/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg15th143948/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG15TH143948.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG15TH143948.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG15TH143948.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg15th143948/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP2DG15TH143948, VIN 5NMP2DG15TH143948. Advertised price: $43,498. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,498"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43498.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG15TH143948_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 770, "unit": "per_month", "display": "$770/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43498.0, "price_incl_doc": 43498.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 770.28, "amount_financed": 46216.63, "sales_tax": 2718.63, "total_of_payments": 46216.63, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG15TH143948, VIN 5NMP2DG15TH143948. $770 per month for 60 months at 0% APR, $0 cash down. Advertised price $43,498, before any dealer documentation fee. Amount financed $46,217, including $2,719 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $46,217. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG15TH143948_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 686, "unit": "per_month", "display": "$686/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43498.0, "price_incl_doc": 43498.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.07, "amount_financed": 46216.63, "sales_tax": 2718.63, "total_of_payments": 57629.64, "finance_charge": 11413.01, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG15TH143948, VIN 5NMP2DG15TH143948. $686 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $43,498, before any dealer documentation fee. Amount financed $46,217, including $2,719 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $57,630. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 170}}, {"vin": "5NMP5DGL9TH221382", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 47468.0, "msrp": 52585.0, "sale_price": 48718.0, "currency": "USD", "mileage": 9, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260957", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/fa1c-110013116/5NMP5DGL9TH221382/6c2d7047a494b905d7d0c9492c409e4e.jpg", "images": ["https://vehicle-images.carscommerce.inc/fa1c-110013116/5NMP5DGL9TH221382/6c2d7047a494b905d7d0c9492c409e4e.jpg", "https://vehicle-images.carscommerce.inc/8bef-110013116/5NMP5DGL9TH221382/400444e3e6de10f1af559ed94abc5e0d.jpg", "https://vehicle-images.carscommerce.inc/3009-110013116/5NMP5DGL9TH221382/02b6d2ef6105bf94ee5882a32b75c19f.jpg", "https://vehicle-images.carscommerce.inc/594d-110013116/5NMP5DGL9TH221382/9954946c8c6ed0c5f1c344d2d8da95c8.jpg", "https://vehicle-images.carscommerce.inc/900a-110013116/5NMP5DGL9TH221382/e83cf47f0203c0861e50472d535e1aa3.png", "https://vehicle-images.carscommerce.inc/3494-110013116/5NMP5DGL9TH221382/3abae0d87b5d55c10e15a236973623ea.jpg", "https://vehicle-images.carscommerce.inc/dd80-110013116/5NMP5DGL9TH221382/c70e46bee6d8135f1f40d48a67084d16.jpg", "https://vehicle-images.carscommerce.inc/8798-110013116/5NMP5DGL9TH221382/c48832c685e3233c22d46ed2d5bbb19e.jpg", "https://vehicle-images.carscommerce.inc/86ea-110013116/5NMP5DGL9TH221382/a97b6863e8310e30caf411e49c749314.png", "https://vehicle-images.carscommerce.inc/db7b-110013116/5NMP5DGL9TH221382/be4884b124c1b4d498bb02c12f97bd2e.jpg", "https://vehicle-images.carscommerce.inc/620f-110013116/5NMP5DGL9TH221382/b695f40b4cdfe5dbbb0d242ecac3730b.jpg", "https://vehicle-images.carscommerce.inc/aaa1-110013116/5NMP5DGL9TH221382/bceb11fd9e814d7c029b550da57a7914.png", "https://vehicle-images.carscommerce.inc/b1df-110013116/5NMP5DGL9TH221382/1054826c7c04bc3ab200ed84377a41ad.jpg", "https://vehicle-images.carscommerce.inc/7853-110013116/5NMP5DGL9TH221382/8815e0cbaa7960fa2c21a34e7f263b70.jpg", "https://vehicle-images.carscommerce.inc/95ff-110013116/5NMP5DGL9TH221382/3d190dcc2895fb629758baf419c3c008.png", "https://vehicle-images.carscommerce.inc/5689-110013116/5NMP5DGL9TH221382/41198049aa229b5e83ba5b478ae5f89b.jpg", "https://vehicle-images.carscommerce.inc/b4cf-110013116/5NMP5DGL9TH221382/641fd5bec99eefaec0b799316281b144.jpg", "https://vehicle-images.carscommerce.inc/4c1a-110013116/5NMP5DGL9TH221382/5ab5280a71d8194211c670fb510a9a4e.png", "https://vehicle-images.carscommerce.inc/8e1d-110013116/5NMP5DGL9TH221382/2d0da02050738e4246fd8f4b3c1f72fd.jpg", "https://vehicle-images.carscommerce.inc/3f2d-110013116/5NMP5DGL9TH221382/5a8584fcfc7f8f1c4dcf764b7e731209.jpg", "https://vehicle-images.carscommerce.inc/705d-110013116/5NMP5DGL9TH221382/013bf529c31a92240ad525d20e169727.png", "https://vehicle-images.carscommerce.inc/885b-110013116/5NMP5DGL9TH221382/458617d1421fc01d322b3c3319da6682.jpg", "https://vehicle-images.carscommerce.inc/340c-110013116/5NMP5DGL9TH221382/e3564784d979ee4977bd2e9b91db2d93.jpg", "https://vehicle-images.carscommerce.inc/f375-110013116/5NMP5DGL9TH221382/0c19aaea6296057110525ea5a624a147.png", "https://vehicle-images.carscommerce.inc/d5fe-110013116/5NMP5DGL9TH221382/100431f96ce93540734657eaabf4dde3.jpg", "https://vehicle-images.carscommerce.inc/251b-110013116/5NMP5DGL9TH221382/7d3128faffcf85547101582e6a9c65d1.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52585.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL9TH221382.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl9th221382/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl9th221382/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL9TH221382.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL9TH221382.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL9TH221382.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl9th221382/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,117. This offer applies to Stock #HD260957, VIN 5NMP5DGL9TH221382. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,585. Advertised price: $47,468. Savings: $5,117, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,585"}, {"label": "Advertised price", "value": "$47,468"}, {"label": "Savings", "value": "$5,117, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,117", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47468.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL9TH221382_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 841, "unit": "per_month", "display": "$841/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47468.0, "price_incl_doc": 47468.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 840.58, "amount_financed": 50434.75, "sales_tax": 2966.75, "total_of_payments": 50434.75, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260957, VIN 5NMP5DGL9TH221382. $841 per month for 60 months at 0% APR, $0 cash down. Advertised price $47,468, before any dealer documentation fee. Amount financed $50,435, including $2,967 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $50,435. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL9TH221382_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 749, "unit": "per_month", "display": "$749/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47468.0, "price_incl_doc": 47468.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 748.68, "amount_financed": 50434.75, "sales_tax": 2966.75, "total_of_payments": 62889.41, "finance_charge": 12454.66, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260957, VIN 5NMP5DGL9TH221382. $749 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,468, before any dealer documentation fee. Amount financed $50,435, including $2,967 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,889. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL9TH221382_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 587, "unit": "per_month", "display": "$587/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52585.0, "selling_price": 47468.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 586.57, "net_cap_cost": 48118.0, "residual_value": 32602.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 586.57, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 746.57}, "total_of_payments": 21132, "total_of_payments_unrounded": 21116.52}, "disclosure": "Estimated lease payment for stock #HD260957, VIN 5NMP5DGL9TH221382. $587 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $747, made up of $587 first payment, $60 title, $100 registration. MSRP $52,585. Lease selling price $47,468. Net capitalized cost $48,118. Residual value $32,603, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $21,132. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL9TH221382_lease", "type": "lease", "label": "Lease", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 52585.0, "selling_price": 47468.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 493.27, "net_cap_cost": 45119.0, "residual_value": 32602.7, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 493.27, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3652.27}, "total_of_payments": 17748, "total_of_payments_unrounded": 17757.72}, "disclosure": "Estimated lease payment for stock #HD260957, VIN 5NMP5DGL9TH221382. $493 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,652, made up of $493 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $52,585. Lease selling price $47,468. Net capitalized cost $45,119. Residual value $32,603, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,748. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 219}}, {"vin": "5NMP3DG12TH142852", "title": "2026 Hyundai SANTA FE HYBRID 7P", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "7P", "decoded_trim": "Limited", "condition": "new", "price": 50363.0, "msrp": null, "sale_price": 50363.0, "currency": "USD", "mileage": null, "exterior_color": "Rockwood Green", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP3DG12TH142852", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/ba50-110013116/5NMP3DG12TH142852/b82195202bbe9fff7ee201cfa0088593.jpg", "images": ["https://vehicle-images.carscommerce.inc/ba50-110013116/5NMP3DG12TH142852/b82195202bbe9fff7ee201cfa0088593.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DG12TH142852.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-7p-awd-sport-utility-5nmp3dg12th142852/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-7p-awd-sport-utility-5nmp3dg12th142852/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG12TH142852.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG12TH142852.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG12TH142852.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-7p-awd-sport-utility-5nmp3dg12th142852/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP3DG12TH142852, VIN 5NMP3DG12TH142852. Advertised price: $50,363. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$50,363"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50363.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG12TH142852_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50363.0, "price_incl_doc": 50363.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 891.84, "amount_financed": 53510.69, "sales_tax": 3147.69, "total_of_payments": 53510.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DG12TH142852, VIN 5NMP3DG12TH142852. $892 per month for 60 months at 0% APR, $0 cash down. Advertised price $50,363, before any dealer documentation fee. Amount financed $53,511, including $3,148 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $53,511. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG12TH142852_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 794, "unit": "per_month", "display": "$794/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50363.0, "price_incl_doc": 50363.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 794.34, "amount_financed": 53510.69, "sales_tax": 3147.69, "total_of_payments": 66724.94, "finance_charge": 13214.25, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DG12TH142852, VIN 5NMP3DG12TH142852. $794 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $50,363, before any dealer documentation fee. Amount financed $53,511, including $3,148 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $66,725. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64ja6ta570816/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL64JA6TA570816.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA6TA570816.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA6TA570816.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-awd-4d-sedan-kmhl64ja6ta570816/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260775, VIN KMHL64JA6TA570816. Advertised price: $28,356. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,356"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28356.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL64JA6TA570816_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 589, "unit": "per_month", "display": "$589/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28356.0, "price_incl_doc": 28356.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 589.35, "amount_financed": 30128.25, "sales_tax": 1772.25, "total_of_payments": 35361.16, "finance_charge": 5232.91, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260775, VIN KMHL64JA6TA570816. $589 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,356, before any dealer documentation fee. Amount financed $30,128, including $1,772 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,361. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA6TA570816_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 514, "unit": "per_month", "display": "$514/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28356.0, "price_incl_doc": 28356.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 513.51, "amount_financed": 30128.25, "sales_tax": 1772.25, "total_of_payments": 36972.87, "finance_charge": 6844.62, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260775, VIN KMHL64JA6TA570816. $514 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,356, before any dealer documentation fee. Amount financed $30,128, including $1,772 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,973. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA6TA570816_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 462, "unit": "per_month", "display": "$462/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28356.0, "price_incl_doc": 28356.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 7.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 461.97, "amount_financed": 30128.25, "sales_tax": 1772.25, "total_of_payments": 38805.21, "finance_charge": 8676.96, "per_1000_financed": 15.33, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260775, VIN KMHL64JA6TA570816. $462 per month for 84 months at 7.49% APR, $0 cash down. Advertised price $28,356, before any dealer documentation fee. Amount financed $30,128, including $1,772 estimated sales tax at 6.25%. That is $15.33 per $1,000 financed. Total of payments $38,805. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA6TA570816_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 419, "unit": "per_month", "display": "$419/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 27943.0, "selling_price": 28356.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 418.6, "net_cap_cost": 29006.0, "residual_value": 17324.66, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 418.6, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 578.6}, "total_of_payments": 15084, "total_of_payments_unrounded": 15069.6}, "disclosure": "Estimated lease payment for stock #HD260775, VIN KMHL64JA6TA570816. $419 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $579, made up of $419 first payment, $60 title, $100 registration. MSRP $27,943. Lease selling price $28,356. Net capitalized cost $29,006. Residual value $17,325, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,084. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA6TA570816_lease", "type": "lease", "label": "Lease", "headline": {"value": 325, "unit": "per_month", "display": "$325/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 27943.0, "selling_price": 28356.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 325.31, "net_cap_cost": 26007.0, "residual_value": 17324.66, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 325.31, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3484.31}, "total_of_payments": 11700, "total_of_payments_unrounded": 11711.16}, "disclosure": "Estimated lease payment for stock #HD260775, VIN KMHL64JA6TA570816. $325 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,484, made up of $325 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $27,943. Lease selling price $28,356. Net capitalized cost $26,007. Residual value $17,325, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $11,700. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 5, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 224}}, {"vin": "1GC2KVEG9JZ102173", "title": "2018 Chevrolet Silverado 2500HD LT", "year": 2018, "make": "Chevrolet", "model": "Silverado 2500HD", "trim": "LT", "decoded_trim": "LT", "condition": "used", "price": 38390.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 55395, "exterior_color": "Gray", "interior_color": "Jet Black", "drivetrain": "4WD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Flex Fuel Capability", "doors": 4, "seating_capacity": null, "engine": "Vortec 6.0L V8 SFI Flex Fuel VVT", "engine_displacement_l": 6.0, "engine_cylinders": 8, "transmission": "6-Speed Automatic HD Electronic with Overdrive", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "HD260669A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": 43, "primary_image": "https://vehicle-images.carscommerce.inc/5a47-110013116/1GC2KVEG9JZ102173/44717c783fe43d700a0b2ab2991dfc75.jpg", "images": ["https://vehicle-images.carscommerce.inc/5a47-110013116/1GC2KVEG9JZ102173/44717c783fe43d700a0b2ab2991dfc75.jpg", "https://vehicle-images.carscommerce.inc/4838-110013116/1GC2KVEG9JZ102173/d1098ad674c6acce26445c78b54113ea.jpg", "https://vehicle-images.carscommerce.inc/9da5-110013116/1GC2KVEG9JZ102173/d02ebac601bb944b24051a421d5c2455.jpg", 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"body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "6L 8-Cylinder", "engine_displacement_l": 6.0, "cylinders": 8, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/1GC2KVEG9JZ102173.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-chevrolet-silverado-2500hd-lt-4wd-4d-double-cab-1gc2kveg9jz102173/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-chevrolet-silverado-2500hd-lt-4wd-4d-double-cab-1gc2kveg9jz102173/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1GC2KVEG9JZ102173.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1GC2KVEG9JZ102173.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1GC2KVEG9JZ102173.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-chevrolet-silverado-2500hd-lt-4wd-4d-double-cab-1gc2kveg9jz102173/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260669A, VIN 1GC2KVEG9JZ102173. Advertised price: $38,390. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,390"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Automatic Climate Control", "Backup Camera", "Fog Lights", "Keyless Entry", "Premium Audio", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GC2KVEG9JZ102173_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 958, "unit": "per_month", "display": "$958/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38390.0, "price_incl_doc": 38390.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 957.75, "amount_financed": 40789.38, "sales_tax": 2399.38, "total_of_payments": 45972.13, "finance_charge": 5182.75, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260669A, VIN 1GC2KVEG9JZ102173. $958 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $38,390, before any dealer documentation fee. Amount financed $40,789, including $2,399 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $45,972. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GC2KVEG9JZ102173_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 798, "unit": "per_month", "display": "$798/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38390.0, "price_incl_doc": 38390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 797.9, "amount_financed": 40789.38, "sales_tax": 2399.38, "total_of_payments": 47874.0, "finance_charge": 7084.62, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260669A, VIN 1GC2KVEG9JZ102173. $798 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $38,390, before any dealer documentation fee. Amount financed $40,789, including $2,399 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $47,874. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GC2KVEG9JZ102173_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 695, "unit": "per_month", "display": "$695/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38390.0, "price_incl_doc": 38390.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 695.22, "amount_financed": 40789.38, "sales_tax": 2399.38, "total_of_payments": 50056.02, "finance_charge": 9266.64, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260669A, VIN 1GC2KVEG9JZ102173. $695 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $38,390, before any dealer documentation fee. Amount financed $40,789, including $2,399 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $50,056. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 163}}, {"vin": "5NMP2DG1XTH144416", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 43558.0, "msrp": null, "sale_price": 43558.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP2DG1XTH144416", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP2DG1XTH144416/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg", "images": ["https://vehicle-images.carscommerce.inc/f41c-110013116/5NMP2DG1XTH144416/b8d0008b02cf42bf5bc8b48b40c8d8f7.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG1XTH144416.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg1xth144416/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg1xth144416/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG1XTH144416.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG1XTH144416.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG1XTH144416.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg1xth144416/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP2DG1XTH144416, VIN 5NMP2DG1XTH144416. Advertised price: $43,558. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,558"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43558.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG1XTH144416_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 771, "unit": "per_month", "display": "$771/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43558.0, "price_incl_doc": 43558.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 771.34, "amount_financed": 46280.38, "sales_tax": 2722.38, "total_of_payments": 46280.38, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG1XTH144416, VIN 5NMP2DG1XTH144416. $771 per month for 60 months at 0% APR, $0 cash down. Advertised price $43,558, before any dealer documentation fee. Amount financed $46,280, including $2,722 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $46,280. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG1XTH144416_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43558.0, "price_incl_doc": 43558.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 687.01, "amount_financed": 46280.38, "sales_tax": 2722.38, "total_of_payments": 57709.14, "finance_charge": 11428.76, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG1XTH144416, VIN 5NMP2DG1XTH144416. $687 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $43,558, before any dealer documentation fee. Amount financed $46,280, including $2,722 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $57,709. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5UXCY6C05N9J30300_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45764.0, "price_incl_doc": 45764.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.76, "amount_financed": 48624.25, "sales_tax": 2860.25, "total_of_payments": 59670.84, "finance_charge": 11046.59, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260423XA, VIN 5UXCY6C05N9J30300. $829 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $45,764, before any dealer documentation fee. Amount financed $48,624, including $2,860 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $59,671. Offer expires 2026-07-31. Estimated for ZIP 60515. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Fog Lights", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40643.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3TMLB5JN2RM013132_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1014, "unit": "per_month", "display": "$1,014/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40643.0, "price_incl_doc": 40643.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1013.96, "amount_financed": 43183.19, "sales_tax": 2540.19, "total_of_payments": 48670.1, "finance_charge": 5486.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0897, VIN 3TMLB5JN2RM013132. $1,014 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $40,643, before any dealer documentation fee. Amount financed $43,183, including $2,540 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $48,670. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3TMLB5JN2RM013132_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 845, "unit": "per_month", "display": "$845/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40643.0, "price_incl_doc": 40643.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 844.73, "amount_financed": 43183.19, "sales_tax": 2540.19, "total_of_payments": 50683.59, "finance_charge": 7500.4, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0897, VIN 3TMLB5JN2RM013132. $845 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $40,643, before any dealer documentation fee. Amount financed $43,183, including $2,540 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $50,684. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3TMLB5JN2RM013132_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 736, "unit": "per_month", "display": "$736/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40643.0, "price_incl_doc": 40643.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 736.02, "amount_financed": 43183.19, "sales_tax": 2540.19, "total_of_payments": 52993.67, "finance_charge": 9810.48, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0897, VIN 3TMLB5JN2RM013132. $736 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $40,643, before any dealer documentation fee. Amount financed $43,183, including $2,540 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $52,994. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD261244A, VIN KMUMCDTC9NU057235. Advertised price: $37,678. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$37,678"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 37678.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMCDTC9NU057235_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 940, "unit": "per_month", "display": "$940/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37678.0, "price_incl_doc": 37678.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 939.99, "amount_financed": 40032.88, "sales_tax": 2354.88, "total_of_payments": 45119.51, "finance_charge": 5086.63, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261244A, VIN KMUMCDTC9NU057235. $940 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $37,678, before any dealer documentation fee. Amount financed $40,033, including $2,355 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $45,120. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMCDTC9NU057235_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 783, "unit": "per_month", "display": "$783/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37678.0, "price_incl_doc": 37678.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 783.1, "amount_financed": 40032.88, "sales_tax": 2354.88, "total_of_payments": 46986.11, "finance_charge": 6953.23, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261244A, VIN KMUMCDTC9NU057235. $783 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $37,678, before any dealer documentation fee. Amount financed $40,033, including $2,355 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $46,986. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMCDTC9NU057235_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 682, "unit": "per_month", "display": "$682/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 37678.0, "price_incl_doc": 37678.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 682.33, "amount_financed": 40032.88, "sales_tax": 2354.88, "total_of_payments": 49127.66, "finance_charge": 9094.78, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261244A, VIN KMUMCDTC9NU057235. $682 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $37,678, before any dealer documentation fee. Amount financed $40,033, including $2,355 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $49,128. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 175}}, {"vin": "JM3KFBDM6P0229090", "title": "2023 Mazda CX-5 Package", "year": 2023, "make": "Mazda", "model": "CX-5", "trim": "Package", "decoded_trim": "Premium Package", "condition": "used", "price": 26400.0, "msrp": 0.0, "sale_price": 28213.0, "currency": "USD", "mileage": 49810, "exterior_color": "White", "interior_color": "Parchment", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae-G 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1028", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mazda-cx-5-2-5-s-premium-package-awd-4d-sport-utility-jm3kfbdm6p0229090/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mazda-cx-5-2-5-s-premium-package-awd-4d-sport-utility-jm3kfbdm6p0229090/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KFBDM6P0229090.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBDM6P0229090.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBDM6P0229090.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-mazda-cx-5-2-5-s-premium-package-awd-4d-sport-utility-jm3kfbdm6p0229090/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1028, VIN JM3KFBDM6P0229090. Advertised price: $26,400. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$26,400"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26400.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBDM6P0229090_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 659, "unit": "per_month", "display": "$659/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26400.0, "price_incl_doc": 26400.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 658.63, "amount_financed": 28050.0, "sales_tax": 1650.0, "total_of_payments": 31614.07, "finance_charge": 3564.07, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1028, VIN JM3KFBDM6P0229090. $659 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,400, before any dealer documentation fee. Amount financed $28,050, including $1,650 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,614. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM6P0229090_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 549, "unit": "per_month", "display": "$549/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26400.0, "price_incl_doc": 26400.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 548.7, "amount_financed": 28050.0, "sales_tax": 1650.0, "total_of_payments": 32921.94, "finance_charge": 4871.94, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1028, VIN JM3KFBDM6P0229090. $549 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,400, before any dealer documentation fee. Amount financed $28,050, including $1,650 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,922. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM6P0229090_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26400.0, "price_incl_doc": 26400.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 478.09, "amount_financed": 28050.0, "sales_tax": 1650.0, "total_of_payments": 34422.48, "finance_charge": 6372.48, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1028, VIN JM3KFBDM6P0229090. $478 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,400, before any dealer documentation fee. Amount financed $28,050, including $1,650 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,422. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 174}}, {"vin": "KM8HFCABXTU421428", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 28267.0, "msrp": 31150.0, "sale_price": 30017.0, "currency": "USD", "mileage": 12, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28351", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/d6ce-110013116/KM8HFCABXTU421428/e4b2f3e47701f10677c1c63067e642a7.jpg", "images": ["https://vehicle-images.carscommerce.inc/d6ce-110013116/KM8HFCABXTU421428/e4b2f3e47701f10677c1c63067e642a7.jpg", "https://vehicle-images.carscommerce.inc/559b-110013116/KM8HFCABXTU421428/47aa737af124e1690058f442f51b7700.jpg", "https://vehicle-images.carscommerce.inc/24aa-110013116/KM8HFCABXTU421428/2f631942179472318cab969b03f6ef06.jpg", "https://vehicle-images.carscommerce.inc/bf68-110013116/KM8HFCABXTU421428/326324556c0bc5dec44597c5734a98b1.jpg", "https://vehicle-images.carscommerce.inc/288d-110013116/KM8HFCABXTU421428/0876fee4972e662fbf7badb6180f9ea9.png", "https://vehicle-images.carscommerce.inc/1967-110013116/KM8HFCABXTU421428/5cf68e6f0539f75096cb68253b2cf661.jpg", "https://vehicle-images.carscommerce.inc/4a96-110013116/KM8HFCABXTU421428/df91c4cf37eb9fbe3283186b6bf7734b.jpg", "https://vehicle-images.carscommerce.inc/717e-110013116/KM8HFCABXTU421428/e32d3b24a85885e7327e8393e39fef5f.png", "https://vehicle-images.carscommerce.inc/7e9c-110013116/KM8HFCABXTU421428/1f23ccbe7aebaa8da88b67176ccbc801.jpg", "https://vehicle-images.carscommerce.inc/13cd-110013116/KM8HFCABXTU421428/ef74ce7cea5456f3258589e155858d2c.jpg", "https://vehicle-images.carscommerce.inc/ed4b-110013116/KM8HFCABXTU421428/7bcd063722fd828a83fc619e8974a413.png", "https://vehicle-images.carscommerce.inc/9f54-110013116/KM8HFCABXTU421428/3b2385317e99378fbcc3e8894fb0a6eb.jpg", "https://vehicle-images.carscommerce.inc/ea36-110013116/KM8HFCABXTU421428/125b9376a32571da532524e54f75a842.jpg", "https://vehicle-images.carscommerce.inc/d5fd-110013116/KM8HFCABXTU421428/a6653cef1df20d24375bf3e3e8200dea.png", "https://vehicle-images.carscommerce.inc/4e8b-110013116/KM8HFCABXTU421428/81b1c77337a89ac7b0235b0f09232e07.jpg", "https://vehicle-images.carscommerce.inc/a717-110013116/KM8HFCABXTU421428/062791e0b60a21beae1a9a0de8ed6c4a.jpg", "https://vehicle-images.carscommerce.inc/ff70-110013116/KM8HFCABXTU421428/0f2581f20d68c262370c5321319cedf2.png", "https://vehicle-images.carscommerce.inc/b01a-110013116/KM8HFCABXTU421428/52fc3500635d564d837e0e4a3e1be9cc.jpg", "https://vehicle-images.carscommerce.inc/1ed0-110013116/KM8HFCABXTU421428/634d4fe2561f1880d07a3b21fd1fba6d.jpg", "https://vehicle-images.carscommerce.inc/a9b6-110013116/KM8HFCABXTU421428/17eabf95ca3f803d700f7b19bd5bbe1a.jpg", "https://vehicle-images.carscommerce.inc/680e-110013116/KM8HFCABXTU421428/8327840265ebc711742c08fe2850ce67.jpg", "https://vehicle-images.carscommerce.inc/7236-110013116/KM8HFCABXTU421428/fec0441e813469d037a7cbdc8cbdc552.png", "https://vehicle-images.carscommerce.inc/873c-110013116/KM8HFCABXTU421428/f89ed7047763245555ada50b88f3e0a4.jpg", "https://vehicle-images.carscommerce.inc/1c51-110013116/KM8HFCABXTU421428/e7e4084bb173ecfe7c72a6d70a32de1b.jpg", "https://vehicle-images.carscommerce.inc/c589-110013116/KM8HFCABXTU421428/87a34ebebf095ee70029208a092f0720.jpg", "https://vehicle-images.carscommerce.inc/1068-110013116/KM8HFCABXTU421428/dbece10ac38bfabb1d5f631c7f85db3b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31150.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCABXTU421428.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcabxtu421428/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcabxtu421428/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCABXTU421428.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCABXTU421428.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCABXTU421428.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcabxtu421428/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,883. This offer applies to Stock #28351, VIN KM8HFCABXTU421428. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,150. Advertised price: $28,267. Savings: $2,883, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,150"}, {"label": "Advertised price", "value": "$28,267"}, {"label": "Savings", "value": "$2,883, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,883", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28267.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCABXTU421428_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 546, "unit": "per_month", "display": "$546/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28267.0, "price_incl_doc": 28267.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 546.23, "amount_financed": 30033.69, "sales_tax": 1766.69, "total_of_payments": 32773.84, "finance_charge": 2740.15, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28351, VIN KM8HFCABXTU421428. $546 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,267, before any dealer documentation fee. Amount financed $30,034, including $1,767 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,774. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCABXTU421428_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28267.0, "price_incl_doc": 28267.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 445.84, "amount_financed": 30033.69, "sales_tax": 1766.69, "total_of_payments": 37450.39, "finance_charge": 7416.7, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28351, VIN KM8HFCABXTU421428. $446 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,267, before any dealer documentation fee. Amount financed $30,034, including $1,767 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,450. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 155}}, {"vin": "KMHL64JA2TA582915", "title": "2026 Hyundai SONATA Sport", "year": 2026, "make": "Hyundai", "model": "SONATA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 27928.0, "msrp": 31005.0, "sale_price": 27928.0, "currency": "USD", "mileage": 3, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 25, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "28677", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/a3be-110013116/KMHL64JA2TA582915/574347b0eabf69abf3e607c8fc30c831.jpg", "images": ["https://vehicle-images.carscommerce.inc/a3be-110013116/KMHL64JA2TA582915/574347b0eabf69abf3e607c8fc30c831.jpg", "https://vehicle-images.carscommerce.inc/51be-110013116/KMHL64JA2TA582915/6d1522163b5419c572dc93a7f4e24232.jpg", "https://vehicle-images.carscommerce.inc/dd68-110013116/KMHL64JA2TA582915/4720ccd3102eb013d1d29fe12cc6a02f.jpg", "https://vehicle-images.carscommerce.inc/2251-110013116/KMHL64JA2TA582915/769c02e21239ad5fc7d91ac6abce2509.jpg", "https://vehicle-images.carscommerce.inc/f88b-110013116/KMHL64JA2TA582915/fa6cad14eb75f34160d8273d4c9487e4.jpg", "https://vehicle-images.carscommerce.inc/f656-110013116/KMHL64JA2TA582915/7c1e0a7e2ef1498f23369f23cbc0f984.png", "https://vehicle-images.carscommerce.inc/8b08-110013116/KMHL64JA2TA582915/6c04d90797655dbe3e8ae51b0ad1fb04.jpg", "https://vehicle-images.carscommerce.inc/fbc4-110013116/KMHL64JA2TA582915/7db84ec614dd23bc6e8bce8f6ee1b7af.jpg", "https://vehicle-images.carscommerce.inc/bea0-110013116/KMHL64JA2TA582915/513b47410f9956d2c7a5200171ba90aa.png", "https://vehicle-images.carscommerce.inc/c83f-110013116/KMHL64JA2TA582915/6af2a161cb6fde57012359e49448a866.jpg", "https://vehicle-images.carscommerce.inc/690d-110013116/KMHL64JA2TA582915/a89b8323079f3947cff2649d6928f243.jpg", "https://vehicle-images.carscommerce.inc/b69a-110013116/KMHL64JA2TA582915/313577a497836e8ef7514b994b89ef2c.png", "https://vehicle-images.carscommerce.inc/f1a3-110013116/KMHL64JA2TA582915/15050acb5689c84ed5cfb45a9c07dc2b.jpg", "https://vehicle-images.carscommerce.inc/9538-110013116/KMHL64JA2TA582915/f1535713988224d7fb6690cb151c15f6.jpg", "https://vehicle-images.carscommerce.inc/e0e5-110013116/KMHL64JA2TA582915/e011092f0406fc81c33d9d28a0a078ff.png", "https://vehicle-images.carscommerce.inc/d389-110013116/KMHL64JA2TA582915/82515d42522f2ceea357a8b9b34f5b74.jpg", "https://vehicle-images.carscommerce.inc/32da-110013116/KMHL64JA2TA582915/3755450d8a4b09da7067214e24e0a591.jpg", "https://vehicle-images.carscommerce.inc/ae50-110013116/KMHL64JA2TA582915/3a8d79b12c7ed86c3379281f96409970.png", "https://vehicle-images.carscommerce.inc/3d19-110013116/KMHL64JA2TA582915/d347e7e6dd27dfddd3e57d369bb39cdb.jpg", "https://vehicle-images.carscommerce.inc/b6b2-110013116/KMHL64JA2TA582915/e81fdfa87eea70783d2370d6d15ab50f.jpg", "https://vehicle-images.carscommerce.inc/f041-110013116/KMHL64JA2TA582915/492b06309b6a32a52589984c215a3834.jpg", "https://vehicle-images.carscommerce.inc/3f7f-110013116/KMHL64JA2TA582915/b36bc23edbc17f06778218967efa7585.jpg", "https://vehicle-images.carscommerce.inc/76ca-110013116/KMHL64JA2TA582915/e19cb3171ab64bc136e9f677f96b2149.png", "https://vehicle-images.carscommerce.inc/41ab-110013116/KMHL64JA2TA582915/2eaa4634ecc9343266da89b82776706a.jpg", "https://vehicle-images.carscommerce.inc/da12-110013116/KMHL64JA2TA582915/391ddc25ecfd3dfc3e90beb48058b418.jpg", "https://vehicle-images.carscommerce.inc/c59d-110013116/KMHL64JA2TA582915/fdfd82baca0a651636379a7355fd4c19.jpg", "https://vehicle-images.carscommerce.inc/9986-110013116/KMHL64JA2TA582915/cfa9c0dad31501f6e5a10305046bab63.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SEL Sport", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31005.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL64JA2TA582915.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-fwd-4d-sedan-kmhl64ja2ta582915/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-fwd-4d-sedan-kmhl64ja2ta582915/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL64JA2TA582915.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA2TA582915.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL64JA2TA582915.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-sel-sport-fwd-4d-sedan-kmhl64ja2ta582915/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,077. This offer applies to Stock #28677, VIN KMHL64JA2TA582915. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,005. Advertised price: $27,928. Savings: $3,077, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,005"}, {"label": "Advertised price", "value": "$27,928"}, {"label": "Savings", "value": "$3,077, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,077", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27928.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL64JA2TA582915_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27928.0, "price_incl_doc": 27928.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 507.1, "amount_financed": 29673.5, "sales_tax": 1745.5, "total_of_payments": 30426.21, "finance_charge": 752.71, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28677, VIN KMHL64JA2TA582915. $507 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $27,928, before any dealer documentation fee. Amount financed $29,674, including $1,746 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $30,426. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL64JA2TA582915_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 440, "unit": "per_month", "display": "$440/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27928.0, "price_incl_doc": 27928.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 440.49, "amount_financed": 29673.5, "sales_tax": 1745.5, "total_of_payments": 37001.25, "finance_charge": 7327.75, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28677, VIN KMHL64JA2TA582915. $440 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,928, before any dealer documentation fee. Amount financed $29,674, including $1,746 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,001. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde2th742328/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE2TH742328.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE2TH742328.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE2TH742328.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde2th742328/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,860. This offer applies to Stock #28766, VIN 5NMJBCDE2TH742328. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,365. Advertised price: $31,505. Savings: $3,860, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,365"}, {"label": "Advertised price", "value": "$31,505"}, {"label": "Savings", "value": "$3,860, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,860", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31505.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE2TH742328_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 558, "unit": "per_month", "display": "$558/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31505.0, "price_incl_doc": 31505.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 557.9, "amount_financed": 33474.06, "sales_tax": 1969.06, "total_of_payments": 33474.06, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28766, VIN 5NMJBCDE2TH742328. $558 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,505, before any dealer documentation fee. Amount financed $33,474, including $1,969 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,474. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2TH742328_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 497, "unit": "per_month", "display": "$497/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31505.0, "price_incl_doc": 31505.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 496.91, "amount_financed": 33474.06, "sales_tax": 1969.06, "total_of_payments": 41740.35, "finance_charge": 8266.29, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28766, VIN 5NMJBCDE2TH742328. $497 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,505, before any dealer documentation fee. Amount financed $33,474, including $1,969 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,740. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2TH742328_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 388, "unit": "per_month", "display": "$388/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35365.0, "selling_price": 31505.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 388.08, "net_cap_cost": 32155.0, "residual_value": 21926.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 388.08, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 548.08}, "total_of_payments": 13968, "total_of_payments_unrounded": 13970.88}, "disclosure": "Estimated lease payment for stock #28766, VIN 5NMJBCDE2TH742328. $388 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $548, made up of $388 first payment, $60 title, $100 registration. MSRP $35,365. Lease selling price $31,505. Net capitalized cost $32,155. Residual value $21,926, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,968. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE2TH742328_lease", "type": "lease", "label": "Lease", "headline": {"value": 295, "unit": "per_month", "display": "$295/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35365.0, "selling_price": 31505.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 294.79, "net_cap_cost": 29156.0, "residual_value": 21926.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 294.79, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3453.79}, "total_of_payments": 10620, "total_of_payments_unrounded": 10612.44}, "disclosure": "Estimated lease payment for stock #28766, VIN 5NMJBCDE2TH742328. $295 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,454, made up of $295 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,365. Lease selling price $31,505. Net capitalized cost $29,156. Residual value $21,926, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,620. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 222}}, {"vin": "1FATP8UH9G5257426", "title": "2016 Ford Mustang Premium", "year": 2016, "make": "Ford", "model": "Mustang", "trim": "Premium", "decoded_trim": "I4 Convertible", "condition": "used", "price": 17822.0, "msrp": 0.0, "sale_price": 20405.0, "currency": "USD", "mileage": 53940, "exterior_color": "Silver", "interior_color": "Ebony", "drivetrain": "RWD", "body_style": "Convertible", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 2, "seating_capacity": null, "engine": "EcoBoost 2.3L I4 GTDi DOHC Turbocharged VCT", "engine_displacement_l": 2.3, "engine_cylinders": 4, "transmission": "6-Speed Automatic with Select-Shift", "mpg_city": 20, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "PDV0969", "stock_status": "In Stock", "availability": "In Stock", 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"engine_displacement_l": 2.3, "cylinders": 4, "drive_type": null, "fuel_type": "Gasoline", "doors": 2}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/1FATP8UH9G5257426.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2016-ford-mustang-ecoboost-premium-rwd-2d-convertible-1fatp8uh9g5257426/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2016-ford-mustang-ecoboost-premium-rwd-2d-convertible-1fatp8uh9g5257426/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1FATP8UH9G5257426.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1FATP8UH9G5257426.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1FATP8UH9G5257426.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2016-ford-mustang-ecoboost-premium-rwd-2d-convertible-1fatp8uh9g5257426/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0969, VIN 1FATP8UH9G5257426. Advertised price: $17,822. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$17,822"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Power Seats", "Xenon Headlights"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 17822.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1FATP8UH9G5257426_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 445, "unit": "per_month", "display": "$445/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17822.0, "price_incl_doc": 17822.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 444.62, "amount_financed": 18935.88, "sales_tax": 1113.88, "total_of_payments": 21341.9, "finance_charge": 2406.02, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0969, VIN 1FATP8UH9G5257426. $445 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $17,822, before any dealer documentation fee. Amount financed $18,936, including $1,114 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $21,342. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FATP8UH9G5257426_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 370, "unit": "per_month", "display": "$370/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17822.0, "price_incl_doc": 17822.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 370.41, "amount_financed": 18935.88, "sales_tax": 1113.88, "total_of_payments": 22224.81, "finance_charge": 3288.93, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0969, VIN 1FATP8UH9G5257426. $370 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $17,822, before any dealer documentation fee. Amount financed $18,936, including $1,114 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,225. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1FATP8UH9G5257426_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 323, "unit": "per_month", "display": "$323/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 17822.0, "price_incl_doc": 17822.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 322.75, "amount_financed": 18935.88, "sales_tax": 1113.88, "total_of_payments": 23237.79, "finance_charge": 4301.91, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0969, VIN 1FATP8UH9G5257426. $323 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $17,822, before any dealer documentation fee. Amount financed $18,936, including $1,114 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,238. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 152}}, {"vin": "5NMJBCDE7TH609130", "title": "2026 Hyundai Tucson SEL", "year": 2026, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "used", "price": 30511.0, "msrp": 0.0, "sale_price": 32096.0, "currency": "USD", "mileage": 1811, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260367", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/86c5-110013116/5NMJBCDE7TH609130/5a03fd5b4d8b3f20f8c4e7b00d9a9776.jpg", "images": ["https://vehicle-images.carscommerce.inc/86c5-110013116/5NMJBCDE7TH609130/5a03fd5b4d8b3f20f8c4e7b00d9a9776.jpg", "https://vehicle-images.carscommerce.inc/3987-110013116/5NMJBCDE7TH609130/5864782af3abe17737bfa5613a18533f.jpg", "https://vehicle-images.carscommerce.inc/662f-110013116/5NMJBCDE7TH609130/ad14e4060881519f0f832c48e38323c9.jpg", "https://vehicle-images.carscommerce.inc/be62-110013116/5NMJBCDE7TH609130/5ddcb08c07d271da35a61f3773cb8951.jpg", "https://vehicle-images.carscommerce.inc/b51d-110013116/5NMJBCDE7TH609130/fb67601a75c2c2645cfc1afbbffaada4.jpg", "https://vehicle-images.carscommerce.inc/bbe9-110013116/5NMJBCDE7TH609130/e4d38aff8d535899d918b8c323acc0ac.jpg", "https://vehicle-images.carscommerce.inc/fe7c-110013116/5NMJBCDE7TH609130/73cf84ef90bb5dead5262f46cd2fdf2e.jpg", "https://vehicle-images.carscommerce.inc/d15b-110013116/5NMJBCDE7TH609130/7242aef370cbbf3ca43d61fbf57f46cc.jpg", "https://vehicle-images.carscommerce.inc/54cb-110013116/5NMJBCDE7TH609130/3e6c1b11ae0bc71dc6a12d7718e9f953.jpg", "https://vehicle-images.carscommerce.inc/c631-110013116/5NMJBCDE7TH609130/a511ece9b0f87965d0f12f276032c745.jpg", "https://vehicle-images.carscommerce.inc/ff06-110013116/5NMJBCDE7TH609130/cdfb26fc385d2e191bed221298415550.jpg", "https://vehicle-images.carscommerce.inc/4898-110013116/5NMJBCDE7TH609130/1367b8d4a43145785e91fdd148691699.jpg", "https://vehicle-images.carscommerce.inc/d8f6-110013116/5NMJBCDE7TH609130/1dabd88e3a45c408d15aa59c9ceb9cf5.jpg", "https://vehicle-images.carscommerce.inc/9a2d-110013116/5NMJBCDE7TH609130/e33706810c52694247f6c68b5aecbc2d.jpg", "https://vehicle-images.carscommerce.inc/57f1-110013116/5NMJBCDE7TH609130/48ae76740d8b72fc1c648e6949e5e6d8.jpg", "https://vehicle-images.carscommerce.inc/e16a-110013116/5NMJBCDE7TH609130/652f1691b5885e270a9da43367433c64.jpg", "https://vehicle-images.carscommerce.inc/fc39-110013116/5NMJBCDE7TH609130/970a8c7993aa1364bd092475b3cb876d.jpg", "https://vehicle-images.carscommerce.inc/4925-110013116/5NMJBCDE7TH609130/178bf0d397771c4cc001b5de41bb258f.jpg", "https://vehicle-images.carscommerce.inc/3c61-110013116/5NMJBCDE7TH609130/e7a03897daad08c9ab6ff6938d67b9ec.jpg", "https://vehicle-images.carscommerce.inc/6ddb-110013116/5NMJBCDE7TH609130/6d54bbdf42a9fd55e3d35d62524e25ed.jpg", "https://vehicle-images.carscommerce.inc/a188-110013116/5NMJBCDE7TH609130/58a2ee61f1e4c2f4e7f9932963f3c762.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE7TH609130.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th609130/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th609130/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE7TH609130.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH609130.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE7TH609130.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde7th609130/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260367, VIN 5NMJBCDE7TH609130. Advertised price: $30,511. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,511"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30511.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE7TH609130_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 761, "unit": "per_month", "display": "$761/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30511.0, "price_incl_doc": 30511.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 761.19, "amount_financed": 32417.94, "sales_tax": 1906.94, "total_of_payments": 36537.01, "finance_charge": 4119.07, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260367, VIN 5NMJBCDE7TH609130. $761 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,511, before any dealer documentation fee. Amount financed $32,418, including $1,907 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,537. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH609130_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 634, "unit": "per_month", "display": "$634/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30511.0, "price_incl_doc": 30511.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 634.14, "amount_financed": 32417.94, "sales_tax": 1906.94, "total_of_payments": 38048.54, "finance_charge": 5630.6, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260367, VIN 5NMJBCDE7TH609130. $634 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,511, before any dealer documentation fee. Amount financed $32,418, including $1,907 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,049. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE7TH609130_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 553, "unit": "per_month", "display": "$553/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30511.0, "price_incl_doc": 30511.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 552.54, "amount_financed": 32417.94, "sales_tax": 1906.94, "total_of_payments": 39782.74, "finance_charge": 7364.8, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260367, VIN 5NMJBCDE7TH609130. $553 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,511, before any dealer documentation fee. Amount financed $32,418, including $1,907 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,783. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 171}}, {"vin": "KM8RMESA9TU046157", "title": "2026 Hyundai PALISADE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 58622.0, "msrp": 60625.0, "sale_price": 59622.0, "currency": "USD", "mileage": 60, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260777X", "stock_status": "In Stock", "availability": "In Stock", 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-4d-sport-utility-km8rmesa9tu046157/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA9TU046157.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA9TU046157.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA9TU046157.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-4d-sport-utility-km8rmesa9tu046157/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,003. This offer applies to Stock #HD260777X, VIN KM8RMESA9TU046157. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $60,625. Advertised price: $58,622. Savings: $2,003, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$60,625"}, {"label": "Advertised price", "value": "$58,622"}, {"label": "Savings", "value": "$2,003, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,003", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58622.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA9TU046157_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1161, "unit": "per_month", "display": "$1,161/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58622.0, "price_incl_doc": 58622.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1160.91, "amount_financed": 62285.88, "sales_tax": 3663.88, "total_of_payments": 69654.82, "finance_charge": 7368.94, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260777X, VIN KM8RMESA9TU046157. $1,161 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $58,622, before any dealer documentation fee. Amount financed $62,286, including $3,664 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $69,655. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA9TU046157_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 865, "unit": "per_month", "display": "$865/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58622.0, "price_incl_doc": 58622.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 865.08, "amount_financed": 62285.88, "sales_tax": 3663.88, "total_of_payments": 62285.88, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260777X, VIN KM8RMESA9TU046157. $865 per month for 72 months at 0% APR, $0 cash down. Advertised price $58,622, before any dealer documentation fee. Amount financed $62,286, including $3,664 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $62,286. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 160}}, {"vin": "5FNYF6H61GB110161", "title": "2016 Honda Pilot EX-L", "year": 2016, "make": "Honda", "model": "Pilot", "trim": "EX-L", "decoded_trim": "EXL SENSING", "condition": "used", "price": 16723.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 110608, "exterior_color": "White", "interior_color": null, "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.5L V6 24V SOHC i-VTEC", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "6-Speed Automatic", "mpg_city": 18, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "PDV0937A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$16,723"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 16723.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5FNYF6H61GB110161_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 417, "unit": "per_month", "display": "$417/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16723.0, "price_incl_doc": 16723.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 417.2, "amount_financed": 17768.19, "sales_tax": 1045.19, "total_of_payments": 20025.84, "finance_charge": 2257.65, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0937A, VIN 5FNYF6H61GB110161. $417 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $16,723, before any dealer documentation fee. Amount financed $17,768, including $1,045 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $20,026. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FNYF6H61GB110161_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 348, "unit": "per_month", "display": "$348/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 16723.0, "price_incl_doc": 16723.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 347.57, "amount_financed": 17768.19, "sales_tax": 1045.19, "total_of_payments": 20854.31, "finance_charge": 3086.12, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0937A, VIN 5FNYF6H61GB110161. $348 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $16,723, before any dealer documentation fee. Amount financed $17,768, including $1,045 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $20,854. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FNYF6H61GB110161_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 303, "unit": "per_month", "display": "$303/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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"https://ai.castlehyundaidownersgrove.com/v/KMUHEESC7SU278055.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-genesis-gv80-3-5t-prestige-awd-4d-sport-utility-kmuheesc7su278055/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD261258A, VIN KMUHEESC7SU278055. Advertised price: $66,704. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$66,704"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 66704.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUHEESC7SU278055_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1664, "unit": "per_month", "display": "$1,664/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66704.0, "price_incl_doc": 66704.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1664.13, "amount_financed": 70873.0, "sales_tax": 4169.0, "total_of_payments": 79878.22, "finance_charge": 9005.22, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261258A, VIN KMUHEESC7SU278055. $1,664 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $66,704, before any dealer documentation fee. Amount financed $70,873, including $4,169 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $79,878. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC7SU278055_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1386, "unit": "per_month", "display": "$1,386/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66704.0, "price_incl_doc": 66704.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1386.38, "amount_financed": 70873.0, "sales_tax": 4169.0, "total_of_payments": 83182.78, "finance_charge": 12309.78, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261258A, VIN KMUHEESC7SU278055. $1,386 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $66,704, before any dealer documentation fee. Amount financed $70,873, including $4,169 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $83,183. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUHEESC7SU278055_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 1208, "unit": "per_month", "display": "$1,208/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 66704.0, "price_incl_doc": 66704.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1207.97, "amount_financed": 70873.0, "sales_tax": 4169.0, "total_of_payments": 86974.12, "finance_charge": 16101.12, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD261258A, VIN KMUHEESC7SU278055. $1,208 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $66,704, before any dealer documentation fee. Amount financed $70,873, including $4,169 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $86,974. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 178}}, {"vin": "5NMP3DG10TH142476", "title": "2026 Hyundai SANTA FE HYBRID 7P", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "7P", "decoded_trim": "Limited", "condition": "new", "price": 46596.0, "msrp": 49995.0, "sale_price": 50408.0, "currency": "USD", "mileage": null, "exterior_color": "Atlantis Blue", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP3DG10TH142476", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/875b-110013116/5NMP3DG10TH142476/c2401e292f689cdcef23bc3b39c748b8.jpg", "images": ["https://vehicle-images.carscommerce.inc/875b-110013116/5NMP3DG10TH142476/c2401e292f689cdcef23bc3b39c748b8.jpg", "https://vehicle-images.carscommerce.inc/596a-110013116/5NMP3DG10TH142476/3a85c34a9cd936a144bbc37020cc14ea.jpg", "https://vehicle-images.carscommerce.inc/2de6-110013116/5NMP3DG10TH142476/91f9c87e1abfdb2db1e87eab89c8cd63.jpg", "https://vehicle-images.carscommerce.inc/54fd-110013116/5NMP3DG10TH142476/0683d9e496a9c475135aa83577bdbc58.jpg", "https://vehicle-images.carscommerce.inc/b24f-110013116/5NMP3DG10TH142476/3f864ac2e829bbbf33127cda4eb3b79f.jpg", "https://vehicle-images.carscommerce.inc/ad1d-110013116/5NMP3DG10TH142476/d743054868e96e2b26cea2b0cffb8f6d.png", "https://vehicle-images.carscommerce.inc/6449-110013116/5NMP3DG10TH142476/481c73d869e7f35615bde1f18b08936b.jpg", "https://vehicle-images.carscommerce.inc/d5e7-110013116/5NMP3DG10TH142476/be9808104bf9aff801c6bf1a1c22f690.jpg", "https://vehicle-images.carscommerce.inc/1288-110013116/5NMP3DG10TH142476/4c53335bd4f2812b8715dfbb3d2d0c8e.png", "https://vehicle-images.carscommerce.inc/7066-110013116/5NMP3DG10TH142476/1c31909962c9835a7624b9c0d8fc3a60.jpg", "https://vehicle-images.carscommerce.inc/e0dc-110013116/5NMP3DG10TH142476/c1ccf793fd6cecd3d4b10a22b786c59b.jpg", "https://vehicle-images.carscommerce.inc/b85d-110013116/5NMP3DG10TH142476/9a658e630d4f8c6b1117b76f72f6176d.png", "https://vehicle-images.carscommerce.inc/f34f-110013116/5NMP3DG10TH142476/41b39a43e4bd8453a07fa6337ec90b2a.jpg", "https://vehicle-images.carscommerce.inc/bf12-110013116/5NMP3DG10TH142476/bd28fc74fd46084c0cdb4e57d4bd35cd.jpg", "https://vehicle-images.carscommerce.inc/2088-110013116/5NMP3DG10TH142476/c76e67bac58b23f2dcb16a27484f62f8.png", "https://vehicle-images.carscommerce.inc/dbe9-110013116/5NMP3DG10TH142476/8303860c6a53986a3481964a5d70894a.jpg", "https://vehicle-images.carscommerce.inc/4aaa-110013116/5NMP3DG10TH142476/aaa75d86efdd51bf90cdf808802f5b71.jpg", "https://vehicle-images.carscommerce.inc/7e28-110013116/5NMP3DG10TH142476/1aad0a0680bfd2a26636d1e26a398601.png", "https://vehicle-images.carscommerce.inc/4b30-110013116/5NMP3DG10TH142476/16a99dbb58f32d0a49c00cba0123b8bb.jpg", "https://vehicle-images.carscommerce.inc/277f-110013116/5NMP3DG10TH142476/5a0a2152da31d85fcde4934f246bd024.jpg", "https://vehicle-images.carscommerce.inc/dd54-110013116/5NMP3DG10TH142476/1f5bc5f92650c9fda3f2ded28c5e1673.png", "https://vehicle-images.carscommerce.inc/4aa1-110013116/5NMP3DG10TH142476/0b167c3da4851f3abcdfc58ccdd5f102.jpg", "https://vehicle-images.carscommerce.inc/988d-110013116/5NMP3DG10TH142476/f91ba2ce57755ed04cfccac580a24ef2.jpg", "https://vehicle-images.carscommerce.inc/20d5-110013116/5NMP3DG10TH142476/f80d9b4c2e587644dda03ceaab4cd900.png", "https://vehicle-images.carscommerce.inc/f77b-110013116/5NMP3DG10TH142476/12f7ce6a0af81db155d358cad6868943.jpg", "https://vehicle-images.carscommerce.inc/5125-110013116/5NMP3DG10TH142476/5bcddda9c72f010c43c6104f538ddbf4.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Limited", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 49995.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DG10TH142476.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-7p-awd-sport-utility-5nmp3dg10th142476/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-7p-awd-sport-utility-5nmp3dg10th142476/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG10TH142476.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG10TH142476.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG10TH142476.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-7p-awd-sport-utility-5nmp3dg10th142476/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,399. This offer applies to Stock #5NMP3DG10TH142476, VIN 5NMP3DG10TH142476. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,995. Advertised price: $46,596. Savings: $3,399, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,995"}, {"label": "Advertised price", "value": "$46,596"}, {"label": "Savings", "value": "$3,399, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,399", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46596.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG10TH142476_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 825, "unit": "per_month", "display": "$825/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46596.0, "price_incl_doc": 46596.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 825.14, "amount_financed": 49508.25, "sales_tax": 2912.25, "total_of_payments": 49508.25, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DG10TH142476, VIN 5NMP3DG10TH142476. $825 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,596, before any dealer documentation fee. Amount financed $49,508, including $2,912 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,508. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG10TH142476_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 735, "unit": "per_month", "display": "$735/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46596.0, "price_incl_doc": 46596.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 734.93, "amount_financed": 49508.25, "sales_tax": 2912.25, "total_of_payments": 61734.12, "finance_charge": 12225.87, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DG10TH142476, VIN 5NMP3DG10TH142476. $735 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,596, before any dealer documentation fee. Amount financed $49,508, including $2,912 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $61,734. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 209}}, {"vin": "5NMP5DGL7TH193985", "title": "2026 Hyundai Santa Fe Calligraphy", "year": 2026, "make": "Hyundai", "model": "Santa Fe", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "used", "price": 44408.0, "msrp": 0.0, "sale_price": 48652.0, "currency": "USD", "mileage": 9, "exterior_color": "White", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "HD260526", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 20, "primary_image": "https://vehicle-images.carscommerce.inc/8083-110013116/5NMP5DGL7TH193985/c5e8462671cc85691daba45ddc0ffa8e.jpg", "images": ["https://vehicle-images.carscommerce.inc/8083-110013116/5NMP5DGL7TH193985/c5e8462671cc85691daba45ddc0ffa8e.jpg", "https://vehicle-images.carscommerce.inc/302a-110013116/5NMP5DGL7TH193985/2d9b7932b85a576189eb2b8d30a17635.jpg", "https://vehicle-images.carscommerce.inc/8e30-110013116/5NMP5DGL7TH193985/f72325147e90e7bbebd711091f890ff3.jpg", "https://vehicle-images.carscommerce.inc/24c9-110013116/5NMP5DGL7TH193985/0755f6285c1998fe4bfc9078fc522e01.jpg", "https://vehicle-images.carscommerce.inc/b04d-110013116/5NMP5DGL7TH193985/27acc2bfe3b8cc33fca4562e65e6443a.jpg", "https://vehicle-images.carscommerce.inc/a4bf-110013116/5NMP5DGL7TH193985/a564e7c3cfdd4340094f1c26e975862b.jpg", "https://vehicle-images.carscommerce.inc/e444-110013116/5NMP5DGL7TH193985/7268af5839d5bb027979e125f1f50557.jpg", "https://vehicle-images.carscommerce.inc/c975-110013116/5NMP5DGL7TH193985/98d0b7499650035507ebcb24aecd6175.jpg", "https://vehicle-images.carscommerce.inc/c819-110013116/5NMP5DGL7TH193985/101d988f383b94dec2d16a18ac858ddd.jpg", "https://vehicle-images.carscommerce.inc/b20c-110013116/5NMP5DGL7TH193985/089cf29b9b25fea0c6a51382a9b0d135.jpg", "https://vehicle-images.carscommerce.inc/bb7e-110013116/5NMP5DGL7TH193985/7d08fbe4d1b1f66d6ca593565d5130ef.jpg", "https://vehicle-images.carscommerce.inc/4f95-110013116/5NMP5DGL7TH193985/ed8a4dd15398f02516760961445eb738.jpg", "https://vehicle-images.carscommerce.inc/260b-110013116/5NMP5DGL7TH193985/e84d2ce617caac8d554e4343e8aee4e2.jpg", "https://vehicle-images.carscommerce.inc/2ef9-110013116/5NMP5DGL7TH193985/5f3219dbd33785a00871a837da255cf7.jpg", "https://vehicle-images.carscommerce.inc/32bf-110013116/5NMP5DGL7TH193985/6c3f69c6e0375ac1f46d2ab571e3e482.jpg", "https://vehicle-images.carscommerce.inc/a3df-110013116/5NMP5DGL7TH193985/6e6321b66df519070662b00daaecb644.jpg", "https://vehicle-images.carscommerce.inc/ae8b-110013116/5NMP5DGL7TH193985/a471b6770cfcb264e3cdce3ae41f516a.jpg", "https://vehicle-images.carscommerce.inc/4c7b-110013116/5NMP5DGL7TH193985/c532e97cb13c1de643d56936c01fd788.jpg", "https://vehicle-images.carscommerce.inc/d173-110013116/5NMP5DGL7TH193985/085340ae74161bd072d89fc8eeecc114.jpg", "https://vehicle-images.carscommerce.inc/87a1-110013116/5NMP5DGL7TH193985/832851363f0e3438b1ef86b166b7db43.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "Calligraphy", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL7TH193985.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl7th193985/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl7th193985/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL7TH193985.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL7TH193985.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL7TH193985.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-calligraphy-awd-4d-sport-utility-5nmp5dgl7th193985/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260526, VIN 5NMP5DGL7TH193985. Advertised price: $44,408. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$44,408"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 44408.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL7TH193985_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1108, "unit": "per_month", "display": "$1,108/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44408.0, "price_incl_doc": 44408.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1107.89, "amount_financed": 47183.5, "sales_tax": 2775.5, "total_of_payments": 53178.7, "finance_charge": 5995.2, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260526, VIN 5NMP5DGL7TH193985. $1,108 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $44,408, before any dealer documentation fee. Amount financed $47,184, including $2,776 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $53,179. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL7TH193985_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 923, "unit": "per_month", "display": "$923/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44408.0, "price_incl_doc": 44408.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 922.98, "amount_financed": 47183.5, "sales_tax": 2775.5, "total_of_payments": 55378.7, "finance_charge": 8195.2, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260526, VIN 5NMP5DGL7TH193985. $923 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $44,408, before any dealer documentation fee. Amount financed $47,184, including $2,776 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $55,379. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL7TH193985_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 804, "unit": "per_month", "display": "$804/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 44408.0, "price_incl_doc": 44408.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 804.21, "amount_financed": 47183.5, "sales_tax": 2775.5, "total_of_payments": 57902.78, "finance_charge": 10719.28, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260526, VIN 5NMP5DGL7TH193985. $804 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $44,408, before any dealer documentation fee. Amount financed $47,184, including $2,776 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $57,903. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE5TH622457.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde5th622457/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde5th622457/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE5TH622457.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE5TH622457.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE5TH622457.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde5th622457/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,583. This offer applies to Stock #28217, VIN 5NMJBCDE5TH622457. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,810. Advertised price: $31,227. Savings: $3,583, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,810"}, {"label": "Advertised price", "value": "$31,227"}, {"label": "Savings", "value": "$3,583, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,583", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31227.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE5TH622457_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 553, "unit": "per_month", "display": "$553/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31227.0, "price_incl_doc": 31227.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 552.98, "amount_financed": 33178.69, "sales_tax": 1951.69, "total_of_payments": 33178.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28217, VIN 5NMJBCDE5TH622457. $553 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,227, before any dealer documentation fee. Amount financed $33,179, including $1,952 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,179. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE5TH622457_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31227.0, "price_incl_doc": 31227.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 492.52, "amount_financed": 33178.69, "sales_tax": 1951.69, "total_of_payments": 41372.04, "finance_charge": 8193.35, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28217, VIN 5NMJBCDE5TH622457. $493 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,227, before any dealer documentation fee. Amount financed $33,179, including $1,952 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,372. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE5TH622457_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 389, "unit": "per_month", "display": "$389/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34810.0, "selling_price": 31227.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 389.04, "net_cap_cost": 31877.0, "residual_value": 21582.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 389.04, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 549.04}, "total_of_payments": 14004, "total_of_payments_unrounded": 14005.44}, "disclosure": "Estimated lease payment for stock #28217, VIN 5NMJBCDE5TH622457. $389 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $549, made up of $389 first payment, $60 title, $100 registration. MSRP $34,810. Lease selling price $31,227. Net capitalized cost $31,877. Residual value $21,582, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,004. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE5TH622457_lease", "type": "lease", "label": "Lease", "headline": {"value": 296, "unit": "per_month", "display": "$296/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 34810.0, "selling_price": 31227.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 295.75, "net_cap_cost": 28878.0, "residual_value": 21582.2, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 295.75, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3454.75}, "total_of_payments": 10656, "total_of_payments_unrounded": 10647.0}, "disclosure": "Estimated lease payment for stock #28217, VIN 5NMJBCDE5TH622457. $296 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,455, made up of $296 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $34,810. Lease selling price $31,227. Net capitalized cost $28,878. Residual value $21,582, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,656. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 365}}, {"vin": "KMHLS4DGXTU175029", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 24487.0, "msrp": 27490.0, "sale_price": 25287.0, "currency": "USD", "mileage": 10, "exterior_color": "White", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28589", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/4651-110013116/KMHLS4DGXTU175029/fa7476491fdcaf25198061a8626c9c78.jpg", "images": ["https://vehicle-images.carscommerce.inc/4651-110013116/KMHLS4DGXTU175029/fa7476491fdcaf25198061a8626c9c78.jpg", "https://vehicle-images.carscommerce.inc/d031-110013116/KMHLS4DGXTU175029/8d40df3a912e315471d3e3a7fb5f0d40.jpg", "https://vehicle-images.carscommerce.inc/edcc-110013116/KMHLS4DGXTU175029/e26ee7fd74aa8ab9c2f288ff343e1677.jpg", "https://vehicle-images.carscommerce.inc/3147-110013116/KMHLS4DGXTU175029/46a4cc2c28074cb995e3bd7e405b1b9d.jpg", "https://vehicle-images.carscommerce.inc/9805-110013116/KMHLS4DGXTU175029/4bf02ef6a25d7680885872d0d2b1395f.jpg", "https://vehicle-images.carscommerce.inc/ce11-110013116/KMHLS4DGXTU175029/d760e48e686b5e4bbd6aa4e410200203.png", "https://vehicle-images.carscommerce.inc/56f7-110013116/KMHLS4DGXTU175029/f9458058ef34993dd7511fef73e70b44.jpg", "https://vehicle-images.carscommerce.inc/7ade-110013116/KMHLS4DGXTU175029/404f7d1ede45eff7690a51d52c8d2c4f.jpg", "https://vehicle-images.carscommerce.inc/6aa1-110013116/KMHLS4DGXTU175029/c1a22c4ef0b3e98fab1b7790b80381f1.png", "https://vehicle-images.carscommerce.inc/fc60-110013116/KMHLS4DGXTU175029/a36af1371b7cb6faed40080aad0f807c.jpg", "https://vehicle-images.carscommerce.inc/f080-110013116/KMHLS4DGXTU175029/187b006eddc43704aad057f70c52c5a1.jpg", "https://vehicle-images.carscommerce.inc/5048-110013116/KMHLS4DGXTU175029/46037966b6c505539f1cc72770f66857.png", "https://vehicle-images.carscommerce.inc/76dc-110013116/KMHLS4DGXTU175029/6d81d678906bef06ef815ab708acaf2d.jpg", "https://vehicle-images.carscommerce.inc/1a71-110013116/KMHLS4DGXTU175029/968de8baf57587ef778abcadea22abec.jpg", "https://vehicle-images.carscommerce.inc/1299-110013116/KMHLS4DGXTU175029/ce80d4d914bed1f7cda916b92bd33f9a.png", "https://vehicle-images.carscommerce.inc/2f5f-110013116/KMHLS4DGXTU175029/6a269f6f2027a5becb836427ee20b828.jpg", "https://vehicle-images.carscommerce.inc/cbd4-110013116/KMHLS4DGXTU175029/0e594ef5ff225b2361fd6d9769c02106.jpg", "https://vehicle-images.carscommerce.inc/98bb-110013116/KMHLS4DGXTU175029/e2dded89aa75e61d568d3cbde419348a.png", "https://vehicle-images.carscommerce.inc/97ec-110013116/KMHLS4DGXTU175029/349d33aa22c4fca108d91dd872132c84.jpg", "https://vehicle-images.carscommerce.inc/f81e-110013116/KMHLS4DGXTU175029/694619b7162b7ced3879f5b217b2fc26.jpg", "https://vehicle-images.carscommerce.inc/d21b-110013116/KMHLS4DGXTU175029/6068541c080363b89326f5294fbf30e0.jpg", "https://vehicle-images.carscommerce.inc/b3a4-110013116/KMHLS4DGXTU175029/80e103ee40c09f67ed05d85cd83391b6.jpg", "https://vehicle-images.carscommerce.inc/1cf0-110013116/KMHLS4DGXTU175029/caafea396a4635939cfc1685d9eb8958.png", "https://vehicle-images.carscommerce.inc/72f9-110013116/KMHLS4DGXTU175029/f5214d407350f2b3295e4927684f8f42.jpg", "https://vehicle-images.carscommerce.inc/e4df-110013116/KMHLS4DGXTU175029/a8fefef1e89223f25d3c16ee777a63f3.jpg", "https://vehicle-images.carscommerce.inc/426b-110013116/KMHLS4DGXTU175029/e5592ab16ed6d04c8288c716ae0c4670.jpg", "https://vehicle-images.carscommerce.inc/5c87-110013116/KMHLS4DGXTU175029/93550be1c91c37ec2be34bf26bcfc758.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27490.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DGXTU175029.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu175029/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu175029/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DGXTU175029.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DGXTU175029.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DGXTU175029.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu175029/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,003. This offer applies to Stock #28589, VIN KMHLS4DGXTU175029. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $27,490. Advertised price: $24,487. Savings: $3,003, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$27,490"}, {"label": "Advertised price", "value": "$24,487"}, {"label": "Savings", "value": "$3,003, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,003", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24487.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DGXTU175029_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 473, "unit": "per_month", "display": "$473/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24487.0, "price_incl_doc": 24487.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 473.19, "amount_financed": 26017.44, "sales_tax": 1530.44, "total_of_payments": 28391.17, "finance_charge": 2373.73, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28589, VIN KMHLS4DGXTU175029. $473 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $24,487, before any dealer documentation fee. Amount financed $26,017, including $1,530 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $28,391. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DGXTU175029_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 386, "unit": "per_month", "display": "$386/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24487.0, "price_incl_doc": 24487.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 386.22, "amount_financed": 26017.44, "sales_tax": 1530.44, "total_of_payments": 32442.34, "finance_charge": 6424.9, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28589, VIN KMHLS4DGXTU175029. $386 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,487, before any dealer documentation fee. Amount financed $26,017, including $1,530 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,442. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 250}}, {"vin": "1N4BL4EW4KC135607", "title": "2019 Nissan Altima SL", "year": 2019, "make": "Nissan", "model": "Altima", "trim": "SL", "decoded_trim": "SL", "condition": "used", "price": 21194.0, "msrp": 0.0, "sale_price": 22164.0, "currency": "USD", "mileage": 22284, "exterior_color": "White", "interior_color": "Charcoal", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "CVT with Xtronic", "mpg_city": 26, "mpg_hwy": 36, "range_miles": null, "battery_kwh": null, "stock_number": "GD260452A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, 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"source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2019-nissan-altima-2-5-sl-awd-4d-sedan-1n4bl4ew4kc135607/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2019-nissan-altima-2-5-sl-awd-4d-sedan-1n4bl4ew4kc135607/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1N4BL4EW4KC135607.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1N4BL4EW4KC135607.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1N4BL4EW4KC135607.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2019-nissan-altima-2-5-sl-awd-4d-sedan-1n4bl4ew4kc135607/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260452A, VIN 1N4BL4EW4KC135607. Advertised price: $21,194. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,194"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Blind Spot Monitor", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Navigation System", "Power Seats", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21194.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1N4BL4EW4KC135607_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 529, "unit": "per_month", "display": "$529/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21194.0, "price_incl_doc": 21194.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.75, "amount_financed": 22518.63, "sales_tax": 1324.63, "total_of_payments": 25379.88, "finance_charge": 2861.25, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260452A, VIN 1N4BL4EW4KC135607. $529 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,194, before any dealer documentation fee. Amount financed $22,519, including $1,325 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,380. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N4BL4EW4KC135607_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 440, "unit": "per_month", "display": "$440/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21194.0, "price_incl_doc": 21194.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 440.5, "amount_financed": 22518.63, "sales_tax": 1324.63, "total_of_payments": 26429.84, "finance_charge": 3911.21, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260452A, VIN 1N4BL4EW4KC135607. $440 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,194, before any dealer documentation fee. Amount financed $22,519, including $1,325 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,430. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1N4BL4EW4KC135607_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 384, "unit": "per_month", "display": "$384/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21194.0, "price_incl_doc": 21194.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 383.81, "amount_financed": 22518.63, "sales_tax": 1324.63, "total_of_payments": 27634.47, "finance_charge": 5115.84, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260452A, VIN 1N4BL4EW4KC135607. $384 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,194, before any dealer documentation fee. Amount financed $22,519, including $1,325 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,634. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 288}}, {"vin": "5NMP2DG17TH137441", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 39712.0, "msrp": 43010.0, "sale_price": 39962.0, "currency": "USD", "mileage": 2, "exterior_color": "Black", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260989", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/133a-110013116/5NMP2DG17TH137441/e7c4af4e2e7a4c4999dbd73250c090f8.jpg", "images": ["https://vehicle-images.carscommerce.inc/133a-110013116/5NMP2DG17TH137441/e7c4af4e2e7a4c4999dbd73250c090f8.jpg", "https://vehicle-images.carscommerce.inc/f41b-110013116/5NMP2DG17TH137441/e5d2993a8c3266fae38202819341a9d1.jpg", "https://vehicle-images.carscommerce.inc/7601-110013116/5NMP2DG17TH137441/52e89f1af839a63277745c4f80390328.jpg", "https://vehicle-images.carscommerce.inc/b1d2-110013116/5NMP2DG17TH137441/f61e8e6af911035acf4718b524a8452a.jpg", "https://vehicle-images.carscommerce.inc/3fe4-110013116/5NMP2DG17TH137441/5209ed3b5f132941c05005ce583f930a.png", "https://vehicle-images.carscommerce.inc/4481-110013116/5NMP2DG17TH137441/ad2d3bb24dd7cab4131f77184015429f.jpg", "https://vehicle-images.carscommerce.inc/21b7-110013116/5NMP2DG17TH137441/8310c79947986366833123a0a311157b.jpg", "https://vehicle-images.carscommerce.inc/c8e0-110013116/5NMP2DG17TH137441/55153a511517eb72728e9daac74137cf.png", "https://vehicle-images.carscommerce.inc/f86b-110013116/5NMP2DG17TH137441/09f7a7a35f9f77122dbdb2905348e80b.jpg", "https://vehicle-images.carscommerce.inc/d6d1-110013116/5NMP2DG17TH137441/e8736cd7f642038d1c41fdc7914ea358.jpg", "https://vehicle-images.carscommerce.inc/3bbf-110013116/5NMP2DG17TH137441/f60e7bf098975223ce40544dfdaca4f7.png", "https://vehicle-images.carscommerce.inc/3256-110013116/5NMP2DG17TH137441/49c50823310f2d15efe53f540d031e20.jpg", "https://vehicle-images.carscommerce.inc/b56c-110013116/5NMP2DG17TH137441/e30f3a5b27b5406a95cb30a9e47a7805.jpg", "https://vehicle-images.carscommerce.inc/d02a-110013116/5NMP2DG17TH137441/099bc421aa3da4ea2395f716a50c9d74.png", "https://vehicle-images.carscommerce.inc/8466-110013116/5NMP2DG17TH137441/a78f193308bd8b9c8f4591431ad03940.jpg", "https://vehicle-images.carscommerce.inc/17d6-110013116/5NMP2DG17TH137441/46e4f22b0a2617338a5b352570974047.jpg", "https://vehicle-images.carscommerce.inc/41fb-110013116/5NMP2DG17TH137441/0b47b8683419310ccb14ef70534d660d.png", "https://vehicle-images.carscommerce.inc/e7d8-110013116/5NMP2DG17TH137441/cfb5efa23ddaa297c90302eb9753f565.jpg", "https://vehicle-images.carscommerce.inc/5308-110013116/5NMP2DG17TH137441/182a46d0715ad77f126c61b6cbe30272.jpg", "https://vehicle-images.carscommerce.inc/4671-110013116/5NMP2DG17TH137441/1eec663f21185e2f295442bc12c8a6a8.png", "https://vehicle-images.carscommerce.inc/af30-110013116/5NMP2DG17TH137441/461301a8e1ff7c322b2a803fcd86b7e2.jpg", "https://vehicle-images.carscommerce.inc/b470-110013116/5NMP2DG17TH137441/1b3ae458a4435c003883ce37e424a6f9.jpg", "https://vehicle-images.carscommerce.inc/a5ce-110013116/5NMP2DG17TH137441/4828cf1978e3fee48fe1e275705c75ba.png", "https://vehicle-images.carscommerce.inc/41e1-110013116/5NMP2DG17TH137441/2a80bf62136436af1ca023bc7951b820.jpg", "https://vehicle-images.carscommerce.inc/d2ea-110013116/5NMP2DG17TH137441/caabbdb52ce9e1240275e9beec427eb2.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 43010.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG17TH137441.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg17th137441/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg17th137441/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG17TH137441.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG17TH137441.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG17TH137441.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg17th137441/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,298. This offer applies to Stock #HD260989, VIN 5NMP2DG17TH137441. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,010. Advertised price: $39,712. Savings: $3,298, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,010"}, {"label": "Advertised price", "value": "$39,712"}, {"label": "Savings", "value": "$3,298, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,298", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39712.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG17TH137441_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 703, "unit": "per_month", "display": "$703/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39712.0, "price_incl_doc": 39712.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 703.23, "amount_financed": 42194.0, "sales_tax": 2482.0, "total_of_payments": 42194.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260989, VIN 5NMP2DG17TH137441. $703 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,712, before any dealer documentation fee. Amount financed $42,194, including $2,482 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,194. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG17TH137441_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39712.0, "price_incl_doc": 39712.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 626.35, "amount_financed": 42194.0, "sales_tax": 2482.0, "total_of_payments": 52613.64, "finance_charge": 10419.64, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260989, VIN 5NMP2DG17TH137441. $626 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,712, before any dealer documentation fee. Amount financed $42,194, including $2,482 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,614. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 299}}, {"vin": "5NMJBCDE6TH766213", "title": "2026 Hyundai TUCSON Plus", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "Plus", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 35988.0, "msrp": null, "sale_price": 35988.0, "currency": "USD", "mileage": null, "exterior_color": "Atlantis Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic w/OD", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "5NMJBCDE6TH766213", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE6TH766213/2e3694fed4b73e36844fbf68b5fdc9fe.jpg", "images": ["https://vehicle-images.carscommerce.inc/4207-110013116/5NMJBCDE6TH766213/2e3694fed4b73e36844fbf68b5fdc9fe.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE6TH766213.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde6th766213/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde6th766213/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE6TH766213.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE6TH766213.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE6TH766213.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-plus-awd-sport-utility-5nmjbcde6th766213/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMJBCDE6TH766213, VIN 5NMJBCDE6TH766213. Advertised price: $35,988. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$35,988"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35988.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE6TH766213_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 637, "unit": "per_month", "display": "$637/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35988.0, "price_incl_doc": 35988.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 637.29, "amount_financed": 38237.25, "sales_tax": 2249.25, "total_of_payments": 38237.25, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE6TH766213, VIN 5NMJBCDE6TH766213. $637 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,988, before any dealer documentation fee. Amount financed $38,237, including $2,249 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $38,237. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE6TH766213_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 568, "unit": "per_month", "display": "$568/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35988.0, "price_incl_doc": 35988.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 567.62, "amount_financed": 38237.25, "sales_tax": 2249.25, "total_of_payments": 47679.79, "finance_charge": 9442.54, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMJBCDE6TH766213, VIN 5NMJBCDE6TH766213. $568 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,988, before any dealer documentation fee. Amount financed $38,237, including $2,249 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,680. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE6TH766213_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 524, "unit": "per_month", "display": "$524/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35575.0, "selling_price": 35988.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 523.9, "net_cap_cost": 36638.0, "residual_value": 22056.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 523.9, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 683.9}, "total_of_payments": 18864, "total_of_payments_unrounded": 18860.4}, "disclosure": "Estimated lease payment for stock #5NMJBCDE6TH766213, VIN 5NMJBCDE6TH766213. $524 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $684, made up of $524 first payment, $60 title, $100 registration. MSRP $35,575. Lease selling price $35,988. Net capitalized cost $36,638. Residual value $22,056, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,864. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE6TH766213_lease", "type": "lease", "label": "Lease", "headline": {"value": 431, "unit": "per_month", "display": "$431/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35575.0, "selling_price": 35988.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 430.61, "net_cap_cost": 33639.0, "residual_value": 22056.5, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 430.61, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3589.61}, "total_of_payments": 15516, "total_of_payments_unrounded": 15501.96}, "disclosure": "Estimated lease payment for stock #5NMJBCDE6TH766213, VIN 5NMJBCDE6TH766213. $431 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,590, made up of $431 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,575. Lease selling price $35,988. Net capitalized cost $33,639. Residual value $22,056, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,516. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 4, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 433}}, {"vin": "3VV3B7AX8MM048748", "title": "2021 Volkswagen Tiguan Black", "year": 2021, "make": "Volkswagen", "model": "Tiguan", "trim": "Black", "decoded_trim": "SE, SE R-Line Black, SEL", "condition": "used", "price": 21398.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 55370, "exterior_color": "White", "interior_color": "Titan Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, 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"drive_type": null, "fuel_type": "Gasoline", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2021-volkswagen-tiguan-2-0t-se-r-line-black-fwd-4d-sport-utility-3vv3b7ax8mm048748/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2021-volkswagen-tiguan-2-0t-se-r-line-black-fwd-4d-sport-utility-3vv3b7ax8mm048748/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VV3B7AX8MM048748.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VV3B7AX8MM048748.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VV3B7AX8MM048748.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2021-volkswagen-tiguan-2-0t-se-r-line-black-fwd-4d-sport-utility-3vv3b7ax8mm048748/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1038, VIN 3VV3B7AX8MM048748. Advertised price: $21,398. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$21,398"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Backup Camera", "Heated Seats", "Keyless Entry", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:54Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 21398.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV3B7AX8MM048748_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 534, "unit": "per_month", "display": "$534/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21398.0, "price_incl_doc": 21398.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 533.84, "amount_financed": 22735.38, "sales_tax": 1337.38, "total_of_payments": 25624.17, "finance_charge": 2888.79, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1038, VIN 3VV3B7AX8MM048748. $534 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $21,398, before any dealer documentation fee. Amount financed $22,735, including $1,337 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $25,624. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV3B7AX8MM048748_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 445, "unit": "per_month", "display": "$445/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21398.0, "price_incl_doc": 21398.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 444.74, "amount_financed": 22735.38, "sales_tax": 1337.38, "total_of_payments": 26684.24, "finance_charge": 3948.86, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1038, VIN 3VV3B7AX8MM048748. $445 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $21,398, before any dealer documentation fee. Amount financed $22,735, including $1,337 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $26,684. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV3B7AX8MM048748_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 388, "unit": "per_month", "display": "$388/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 21398.0, "price_incl_doc": 21398.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 387.51, "amount_financed": 22735.38, "sales_tax": 1337.38, "total_of_payments": 27900.47, "finance_charge": 5165.09, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1038, VIN 3VV3B7AX8MM048748. $388 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $21,398, before any dealer documentation fee. Amount financed $22,735, including $1,337 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $27,900. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 327}}, {"vin": "JF2GTABCXJH207941", "title": "2018 Subaru Crosstrek Premium", "year": 2018, "make": "Subaru", "model": "Crosstrek", "trim": "Premium", "decoded_trim": "Premium", "condition": "used", "price": 13953.0, "msrp": 0.0, "sale_price": 15603.0, "currency": "USD", "mileage": 104707, "exterior_color": "Orange", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L 16V DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "Lineartronic CVT", "mpg_city": 27, "mpg_hwy": 33, "range_miles": null, "battery_kwh": null, "stock_number": "HD260876AA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"https://ai.castlehyundaidownersgrove.com/sticker/JF2GTABCXJH207941.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-subaru-crosstrek-2-0i-premium-awd-4d-sport-utility-jf2gtabcxjh207941/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-subaru-crosstrek-2-0i-premium-awd-4d-sport-utility-jf2gtabcxjh207941/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JF2GTABCXJH207941.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JF2GTABCXJH207941.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JF2GTABCXJH207941.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-subaru-crosstrek-2-0i-premium-awd-4d-sport-utility-jf2gtabcxjh207941/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260876AA, VIN JF2GTABCXJH207941. Advertised price: $13,953. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$13,953"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 13953.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JF2GTABCXJH207941_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 348, "unit": "per_month", "display": "$348/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13953.0, "price_incl_doc": 13953.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 348.1, "amount_financed": 14825.06, "sales_tax": 872.06, "total_of_payments": 16708.75, "finance_charge": 1883.69, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260876AA, VIN JF2GTABCXJH207941. $348 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $13,953, before any dealer documentation fee. Amount financed $14,825, including $872 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $16,709. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2GTABCXJH207941_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 290, "unit": "per_month", "display": "$290/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13953.0, "price_incl_doc": 13953.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 290.0, "amount_financed": 14825.06, "sales_tax": 872.06, "total_of_payments": 17399.99, "finance_charge": 2574.93, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260876AA, VIN JF2GTABCXJH207941. $290 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $13,953, before any dealer documentation fee. Amount financed $14,825, including $872 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $17,400. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JF2GTABCXJH207941_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 253, "unit": "per_month", "display": "$253/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 13953.0, "price_incl_doc": 13953.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 252.68, "amount_financed": 14825.06, "sales_tax": 872.06, "total_of_payments": 18193.06, "finance_charge": 3368.0, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260876AA, VIN JF2GTABCXJH207941. $253 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $13,953, before any dealer documentation fee. Amount financed $14,825, including $872 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $18,193. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-cadillac-xt4-sport-awd-4d-sport-utility-1gyfzfr42pf140223/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1GYFZFR42PF140223.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1GYFZFR42PF140223.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1GYFZFR42PF140223.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-cadillac-xt4-sport-awd-4d-sport-utility-1gyfzfr42pf140223/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260638A, VIN 1GYFZFR42PF140223. Advertised price: $30,647. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,647"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Cold Weather Package", "Keyless Entry", "Memory Seats", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30647.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYFZFR42PF140223_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 765, "unit": "per_month", "display": "$765/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30647.0, "price_incl_doc": 30647.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 764.58, "amount_financed": 32562.44, "sales_tax": 1915.44, "total_of_payments": 36699.87, "finance_charge": 4137.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260638A, VIN 1GYFZFR42PF140223. $765 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,647, before any dealer documentation fee. Amount financed $32,562, including $1,915 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,700. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYFZFR42PF140223_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 637, "unit": "per_month", "display": "$637/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30647.0, "price_incl_doc": 30647.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 636.97, "amount_financed": 32562.44, "sales_tax": 1915.44, "total_of_payments": 38218.14, "finance_charge": 5655.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260638A, VIN 1GYFZFR42PF140223. $637 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,647, before any dealer documentation fee. Amount financed $32,562, including $1,915 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $38,218. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYFZFR42PF140223_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 555, "unit": "per_month", "display": "$555/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30647.0, "price_incl_doc": 30647.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 555.0, "amount_financed": 32562.44, "sales_tax": 1915.44, "total_of_payments": 39960.07, "finance_charge": 7397.63, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260638A, VIN 1GYFZFR42PF140223. $555 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,647, before any dealer documentation fee. Amount financed $32,562, including $1,915 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,960. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-lincoln-corsair-reserve-awd-4d-sport-utility-5lmcj2d93lul22989/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5LMCJ2D93LUL22989.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5LMCJ2D93LUL22989.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5LMCJ2D93LUL22989.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-lincoln-corsair-reserve-awd-4d-sport-utility-5lmcj2d93lul22989/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Fog Lights", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof", "Technology Package", "Wireless Phone Charging"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 26113.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5LMCJ2D93LUL22989_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 651, "unit": "per_month", "display": "$651/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26113.0, "price_incl_doc": 26113.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 651.47, "amount_financed": 27745.06, "sales_tax": 1632.06, "total_of_payments": 31270.38, "finance_charge": 3525.32, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260413XA, VIN 5LMCJ2D93LUL22989. $651 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $26,113, before any dealer documentation fee. Amount financed $27,745, including $1,632 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $31,270. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5LMCJ2D93LUL22989_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26113.0, "price_incl_doc": 26113.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 542.73, "amount_financed": 27745.06, "sales_tax": 1632.06, "total_of_payments": 32564.04, "finance_charge": 4818.98, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260413XA, VIN 5LMCJ2D93LUL22989. $543 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $26,113, before any dealer documentation fee. Amount financed $27,745, including $1,632 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $32,564. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5LMCJ2D93LUL22989_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 473, "unit": "per_month", "display": "$473/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 26113.0, "price_incl_doc": 26113.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 472.89, "amount_financed": 27745.06, "sales_tax": 1632.06, "total_of_payments": 34048.26, "finance_charge": 6303.2, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260413XA, VIN 5LMCJ2D93LUL22989. $473 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $26,113, before any dealer documentation fee. Amount financed $27,745, including $1,632 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $34,048. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31723.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB8TU494801_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 613, "unit": "per_month", "display": "$613/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31723.0, "price_incl_doc": 31723.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 613.01, "amount_financed": 33705.69, "sales_tax": 1982.69, "total_of_payments": 36780.86, "finance_charge": 3075.17, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8HFCAB8TU494801, VIN KM8HFCAB8TU494801. $613 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $31,723, before any dealer documentation fee. Amount financed $33,706, including $1,983 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $36,781. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB8TU494801_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 500, "unit": "per_month", "display": "$500/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31723.0, "price_incl_doc": 31723.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 500.35, "amount_financed": 33705.69, "sales_tax": 1982.69, "total_of_payments": 42029.18, "finance_charge": 8323.49, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8HFCAB8TU494801, VIN KM8HFCAB8TU494801. $500 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,723, before any dealer documentation fee. Amount financed $33,706, including $1,983 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $42,029. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 441}}, {"vin": "JM1BPAKL5T1856233", "title": "2026 Mazda Mazda3 Sport", "year": 2026, "make": "Mazda", "model": "Mazda3", "trim": "Sport", "decoded_trim": "Select Sport", "condition": "used", "price": 27990.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 6226, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Compact", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae-G 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 26, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0916", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-mazda-mazda3-2-5-s-select-sport-fwd-4d-hatchback-jm1bpakl5t1856233/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-mazda-mazda3-2-5-s-select-sport-fwd-4d-hatchback-jm1bpakl5t1856233/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM1BPAKL5T1856233.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM1BPAKL5T1856233.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM1BPAKL5T1856233.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-mazda-mazda3-2-5-s-select-sport-fwd-4d-hatchback-jm1bpakl5t1856233/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0916, VIN JM1BPAKL5T1856233. Advertised price: $27,990. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,990"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Keyless Entry", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27990.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM1BPAKL5T1856233_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 698, "unit": "per_month", "display": "$698/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27990.0, "price_incl_doc": 27990.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 698.29, "amount_financed": 29739.38, "sales_tax": 1749.38, "total_of_payments": 33518.11, "finance_charge": 3778.73, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0916, VIN JM1BPAKL5T1856233. $698 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,990, before any dealer documentation fee. Amount financed $29,739, including $1,749 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,518. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1BPAKL5T1856233_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 582, "unit": "per_month", "display": "$582/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27990.0, "price_incl_doc": 27990.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 581.75, "amount_financed": 29739.38, "sales_tax": 1749.38, "total_of_payments": 34904.75, "finance_charge": 5165.37, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0916, VIN JM1BPAKL5T1856233. $582 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,990, before any dealer documentation fee. Amount financed $29,739, including $1,749 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,905. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM1BPAKL5T1856233_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27990.0, "price_incl_doc": 27990.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 506.88, "amount_financed": 29739.38, "sales_tax": 1749.38, "total_of_payments": 36495.65, "finance_charge": 6756.27, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0916, VIN JM1BPAKL5T1856233. $507 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,990, before any dealer documentation fee. Amount financed $29,739, including $1,749 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,496. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 439}}, {"vin": "KM8RHESA6TU109560", "title": "2026 Hyundai PALISADE HYBRID 7P", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "7P", "decoded_trim": "Blue SEL Premium FWD, SEL Premium AWD", "condition": "new", "price": 53098.0, "msrp": null, "sale_price": 53098.0, "currency": "USD", "mileage": null, "exterior_color": "Creamy White Pearl", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Turbo Gas/Electric I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic w/OD", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "KM8RHESA6TU109560", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/fa7b-110013116/KM8RHESA6TU109560/4668028946177c32a102ff8141794885.jpg", "images": ["https://vehicle-images.carscommerce.inc/fa7b-110013116/KM8RHESA6TU109560/4668028946177c32a102ff8141794885.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL Premium FWD, SEL Premium AWD", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RHESA6TU109560.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-hev-sel-prem-7p-awd-sport-utility-km8rhesa6tu109560/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-hev-sel-prem-7p-awd-sport-utility-km8rhesa6tu109560/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESA6TU109560.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA6TU109560.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA6TU109560.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-hev-sel-prem-7p-awd-sport-utility-km8rhesa6tu109560/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8RHESA6TU109560, VIN KM8RHESA6TU109560. Advertised price: $53,098. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$53,098"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 53098.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA6TU109560_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1052, "unit": "per_month", "display": "$1,052/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53098.0, "price_incl_doc": 53098.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1051.52, "amount_financed": 56416.63, "sales_tax": 3318.63, "total_of_payments": 63091.19, "finance_charge": 6674.56, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA6TU109560, VIN KM8RHESA6TU109560. $1,052 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $53,098, before any dealer documentation fee. Amount financed $56,417, including $3,319 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $63,091. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA6TU109560_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 784, "unit": "per_month", "display": "$784/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 53098.0, "price_incl_doc": 53098.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 783.56, "amount_financed": 56416.63, "sales_tax": 3318.63, "total_of_payments": 56416.63, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8RHESA6TU109560, VIN KM8RHESA6TU109560. $784 per month for 72 months at 0% APR, $0 cash down. Advertised price $53,098, before any dealer documentation fee. Amount financed $56,417, including $3,319 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $56,417. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262942A, VIN JM3KFBCM4P0168615. Advertised price: $27,668. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,668"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27668.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBCM4P0168615_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 690, "unit": "per_month", "display": "$690/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27668.0, "price_incl_doc": 27668.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 690.26, "amount_financed": 29397.25, "sales_tax": 1729.25, "total_of_payments": 33132.5, "finance_charge": 3735.25, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262942A, VIN JM3KFBCM4P0168615. $690 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $27,668, before any dealer documentation fee. Amount financed $29,397, including $1,729 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $33,132. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM4P0168615_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 575, "unit": "per_month", "display": "$575/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27668.0, "price_incl_doc": 27668.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 575.05, "amount_financed": 29397.25, "sales_tax": 1729.25, "total_of_payments": 34503.2, "finance_charge": 5105.95, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262942A, VIN JM3KFBCM4P0168615. $575 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $27,668, before any dealer documentation fee. Amount financed $29,397, including $1,729 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $34,503. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBCM4P0168615_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 501, "unit": "per_month", "display": "$501/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27668.0, "price_incl_doc": 27668.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 501.05, "amount_financed": 29397.25, "sales_tax": 1729.25, "total_of_payments": 36075.8, "finance_charge": 6678.55, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262942A, VIN JM3KFBCM4P0168615. $501 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $27,668, before any dealer documentation fee. Amount financed $29,397, including $1,729 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $36,076. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 419}}, {"vin": "5NMP3DGL8TH232976", "title": "2026 Hyundai SANTA FE XRT", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "XRT", "decoded_trim": "XRT", "condition": "new", "price": 40766.0, "msrp": 44665.0, "sale_price": 45078.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP3DGL8TH232976", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/24f2-110013116/5NMP3DGL8TH232976/7007e2c4772080515aecdba5c149333e.jpg", "images": ["https://vehicle-images.carscommerce.inc/24f2-110013116/5NMP3DGL8TH232976/7007e2c4772080515aecdba5c149333e.jpg", "https://vehicle-images.carscommerce.inc/1da5-110013116/5NMP3DGL8TH232976/39b754f48395d40de9c6b43b37146739.jpg", "https://vehicle-images.carscommerce.inc/39c6-110013116/5NMP3DGL8TH232976/de1b304acd30dc698d556171428930d8.jpg", "https://vehicle-images.carscommerce.inc/360b-110013116/5NMP3DGL8TH232976/0ddd0701a8b7d056aec26603d9a120f4.jpg", "https://vehicle-images.carscommerce.inc/82d2-110013116/5NMP3DGL8TH232976/9202b25931c693813ca0a2a0b7f8c2bd.jpg", "https://vehicle-images.carscommerce.inc/103a-110013116/5NMP3DGL8TH232976/a863d360ad21b59037d7638828ea25c0.png", "https://vehicle-images.carscommerce.inc/7a63-110013116/5NMP3DGL8TH232976/d88474f67c3741bdeb3f7c16a79e5039.jpg", "https://vehicle-images.carscommerce.inc/4a91-110013116/5NMP3DGL8TH232976/089ec9ee04c2ccfce12b8e01b1bed55b.jpg", "https://vehicle-images.carscommerce.inc/aab9-110013116/5NMP3DGL8TH232976/6363f80a0c9c02e01d8ecfa0d40e13b5.png", "https://vehicle-images.carscommerce.inc/4a03-110013116/5NMP3DGL8TH232976/cf544ddab139aba114371261132c9092.jpg", "https://vehicle-images.carscommerce.inc/1d5a-110013116/5NMP3DGL8TH232976/fc7480df7feb93730059dbf73ace99e4.jpg", "https://vehicle-images.carscommerce.inc/30ce-110013116/5NMP3DGL8TH232976/f0da11b39b4c77a9238f1b5742987823.png", "https://vehicle-images.carscommerce.inc/72a6-110013116/5NMP3DGL8TH232976/3f1a468d01891cfc2233ecd964d1012e.jpg", "https://vehicle-images.carscommerce.inc/4f50-110013116/5NMP3DGL8TH232976/410d875aa1876c61ecf57da87e8354e3.jpg", "https://vehicle-images.carscommerce.inc/9e9e-110013116/5NMP3DGL8TH232976/68b3524d7e094696dc2d3c6679a2f770.png", "https://vehicle-images.carscommerce.inc/9710-110013116/5NMP3DGL8TH232976/ee1fdaaed597727932b75ea05072712b.jpg", "https://vehicle-images.carscommerce.inc/2bc0-110013116/5NMP3DGL8TH232976/1157061e5983b74e64990f4f3da59d8a.jpg", "https://vehicle-images.carscommerce.inc/83c4-110013116/5NMP3DGL8TH232976/ed0a568ade5ea4a26afa916293f93116.png", "https://vehicle-images.carscommerce.inc/c8f1-110013116/5NMP3DGL8TH232976/36da79a550ca30d9b5fa8c0d2211e39f.jpg", "https://vehicle-images.carscommerce.inc/385c-110013116/5NMP3DGL8TH232976/841f0141500e9b3a5cfb68a060a8ae23.jpg", "https://vehicle-images.carscommerce.inc/ba8f-110013116/5NMP3DGL8TH232976/f344cf3335bcce55efaa11960e8a3ac2.png", "https://vehicle-images.carscommerce.inc/808e-110013116/5NMP3DGL8TH232976/6dc2e7d95e1cd0ad0ebfabdcf036911e.jpg", "https://vehicle-images.carscommerce.inc/4cfa-110013116/5NMP3DGL8TH232976/adbf49844698c7b29910fe589e71f5e5.jpg", "https://vehicle-images.carscommerce.inc/a956-110013116/5NMP3DGL8TH232976/7be6fecb705e8c77cf70dc7678512d55.png", "https://vehicle-images.carscommerce.inc/ba99-110013116/5NMP3DGL8TH232976/9e91c695c9b9dbc2d643f13cba344499.jpg", "https://vehicle-images.carscommerce.inc/ddfe-110013116/5NMP3DGL8TH232976/009b204b2b3fe29e6c649342f65e990d.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "XRT", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 44665.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DGL8TH232976.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-sport-utility-5nmp3dgl8th232976/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-sport-utility-5nmp3dgl8th232976/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DGL8TH232976.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DGL8TH232976.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DGL8TH232976.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-xrt-awd-sport-utility-5nmp3dgl8th232976/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,899. This offer applies to Stock #5NMP3DGL8TH232976, VIN 5NMP3DGL8TH232976. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $44,665. Advertised price: $40,766. Savings: $3,899, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$44,665"}, {"label": "Advertised price", "value": "$40,766"}, {"label": "Savings", "value": "$3,899, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,899", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40766.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DGL8TH232976_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 722, "unit": "per_month", "display": "$722/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40766.0, "price_incl_doc": 40766.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 721.9, "amount_financed": 43313.88, "sales_tax": 2547.88, "total_of_payments": 43313.88, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DGL8TH232976, VIN 5NMP3DGL8TH232976. $722 per month for 60 months at 0% APR, $0 cash down. Advertised price $40,766, before any dealer documentation fee. Amount financed $43,314, including $2,548 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $43,314. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL8TH232976_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 643, "unit": "per_month", "display": "$643/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40766.0, "price_incl_doc": 40766.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 642.98, "amount_financed": 43313.88, "sales_tax": 2547.88, "total_of_payments": 54010.07, "finance_charge": 10696.19, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP3DGL8TH232976, VIN 5NMP3DGL8TH232976. $643 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $40,766, before any dealer documentation fee. Amount financed $43,314, including $2,548 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $54,010. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL8TH232976_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 515, "unit": "per_month", "display": "$515/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 44665.0, "selling_price": 40766.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 515.18, "net_cap_cost": 41416.0, "residual_value": 27692.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 515.18, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 675.18}, "total_of_payments": 18540, "total_of_payments_unrounded": 18546.48}, "disclosure": "Estimated lease payment for stock #5NMP3DGL8TH232976, VIN 5NMP3DGL8TH232976. $515 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $675, made up of $515 first payment, $60 title, $100 registration. MSRP $44,665. Lease selling price $40,766. Net capitalized cost $41,416. Residual value $27,692, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $18,540. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DGL8TH232976_lease", "type": "lease", "label": "Lease", "headline": {"value": 422, "unit": "per_month", "display": "$422/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 44665.0, "selling_price": 40766.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 421.89, "net_cap_cost": 38417.0, "residual_value": 27692.3, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 421.89, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3580.89}, "total_of_payments": 15192, "total_of_payments_unrounded": 15188.04}, "disclosure": "Estimated lease payment for stock #5NMP3DGL8TH232976, VIN 5NMP3DGL8TH232976. $422 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,581, made up of $422 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $44,665. Lease selling price $40,766. Net capitalized cost $38,417. Residual value $27,692, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $15,192. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 505}}, {"vin": "KM8JBDD17TU438631", "title": "2026 Hyundai TUCSON HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 33825.0, "msrp": 35975.0, "sale_price": 33825.0, "currency": "USD", "mileage": 29, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "1.6L I4 DGI Hybrid Turbocharged DOHC 16V LEV3-SULEV30", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 36, "mpg_hwy": 37, "range_miles": null, "battery_kwh": null, "stock_number": "28393", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/6739-110013116/KM8JBDD17TU438631/218e9e52c9b2272318d0229cd11a4f74.jpg", "images": ["https://vehicle-images.carscommerce.inc/6739-110013116/KM8JBDD17TU438631/218e9e52c9b2272318d0229cd11a4f74.jpg", "https://vehicle-images.carscommerce.inc/4062-110013116/KM8JBDD17TU438631/69f51ab57388ae192359cc65db790271.jpg", "https://vehicle-images.carscommerce.inc/2808-110013116/KM8JBDD17TU438631/803ded2b07139b1da61c73ef444ee6af.jpg", "https://vehicle-images.carscommerce.inc/bfba-110013116/KM8JBDD17TU438631/45d41408b45eac5ca38e51eae046c205.jpg", "https://vehicle-images.carscommerce.inc/bb7d-110013116/KM8JBDD17TU438631/86ed5768b40b5e341ac6f75e5ea76820.png", "https://vehicle-images.carscommerce.inc/9210-110013116/KM8JBDD17TU438631/936950de65ecf14a626ff79ce2773977.jpg", "https://vehicle-images.carscommerce.inc/21b5-110013116/KM8JBDD17TU438631/368c18abaac5e7f6df83c8487ab977f6.jpg", "https://vehicle-images.carscommerce.inc/9f09-110013116/KM8JBDD17TU438631/d5be5b54d8549efafce83492022820d4.png", "https://vehicle-images.carscommerce.inc/cc4c-110013116/KM8JBDD17TU438631/b2612a7e523f7e55c5424b469e3ced2e.jpg", "https://vehicle-images.carscommerce.inc/3236-110013116/KM8JBDD17TU438631/7c73d76d76a77015efdb117b309ac0c8.jpg", "https://vehicle-images.carscommerce.inc/a57c-110013116/KM8JBDD17TU438631/59f386323efe26deb1a1bf78c9ab07aa.png", "https://vehicle-images.carscommerce.inc/764e-110013116/KM8JBDD17TU438631/8e9f543054d9e2704f00dcffc6477ecc.jpg", "https://vehicle-images.carscommerce.inc/db78-110013116/KM8JBDD17TU438631/13bcaff8d6856914133dc85af839dc2c.jpg", "https://vehicle-images.carscommerce.inc/5ae9-110013116/KM8JBDD17TU438631/db131b09f03c70eee0649e5e164db56a.png", "https://vehicle-images.carscommerce.inc/bf98-110013116/KM8JBDD17TU438631/0f6cd8a4b70bbd502549e641ba62bdfb.jpg", "https://vehicle-images.carscommerce.inc/c4b9-110013116/KM8JBDD17TU438631/58f3dc0e9ce53ceeeed0d93e1546c4aa.jpg", "https://vehicle-images.carscommerce.inc/a241-110013116/KM8JBDD17TU438631/cb71d47ed1259d456dbf652c2b0ed5c9.png", "https://vehicle-images.carscommerce.inc/8470-110013116/KM8JBDD17TU438631/11371ba25ede91b16f2d4d636fab58f6.jpg", "https://vehicle-images.carscommerce.inc/2b4f-110013116/KM8JBDD17TU438631/32ad63dafd9e50c70e9d0f3b4c466b2e.jpg", "https://vehicle-images.carscommerce.inc/ccd7-110013116/KM8JBDD17TU438631/cde9720b6cc2c25099958165a39ff9f2.jpg", "https://vehicle-images.carscommerce.inc/14b8-110013116/KM8JBDD17TU438631/70d9c98fc42e428fc79484168eff9bcc.jpg", "https://vehicle-images.carscommerce.inc/49ef-110013116/KM8JBDD17TU438631/ec20d8092ea775690edc8ee5e836997d.png", "https://vehicle-images.carscommerce.inc/dff6-110013116/KM8JBDD17TU438631/d78ebd2957d8a67c0d6920b56bc15dff.jpg", "https://vehicle-images.carscommerce.inc/a154-110013116/KM8JBDD17TU438631/adb904345761cd1478b27c4850775aea.jpg", "https://vehicle-images.carscommerce.inc/2703-110013116/KM8JBDD17TU438631/ee6af011d774cb8c47d85eaf71855d88.jpg", "https://vehicle-images.carscommerce.inc/9027-110013116/KM8JBDD17TU438631/abd34d22d2fb82a50a889df57b9f64c2.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35975.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8JBDD17TU438631.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-sel-awd-4d-sport-utility-km8jbdd17tu438631/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-sel-awd-4d-sport-utility-km8jbdd17tu438631/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JBDD17TU438631.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JBDD17TU438631.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JBDD17TU438631.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-sel-awd-4d-sport-utility-km8jbdd17tu438631/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,150. This offer applies to Stock #28393, VIN KM8JBDD17TU438631. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,975. Advertised price: $33,825. Savings: $2,150, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,975"}, {"label": "Advertised price", "value": "$33,825"}, {"label": "Savings", "value": "$2,150, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,150", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33825.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JBDD17TU438631_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 630, "unit": "per_month", "display": "$630/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33825.0, "price_incl_doc": 33825.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 629.77, "amount_financed": 35939.06, "sales_tax": 2114.06, "total_of_payments": 37786.44, "finance_charge": 1847.38, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28393, VIN KM8JBDD17TU438631. $630 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $33,825, before any dealer documentation fee. Amount financed $35,939, including $2,114 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $37,786. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JBDD17TU438631_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 534, "unit": "per_month", "display": "$534/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33825.0, "price_incl_doc": 33825.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 533.5, "amount_financed": 35939.06, "sales_tax": 2114.06, "total_of_payments": 44814.07, "finance_charge": 8875.01, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28393, VIN KM8JBDD17TU438631. $534 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $33,825, before any dealer documentation fee. Amount financed $35,939, including $2,114 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $44,814. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 392}}, {"vin": "1HGCY2F82RA020175", "title": "2024 Honda Accord Hybrid Touring", "year": 2024, "make": "Honda", "model": "Accord Hybrid", "trim": "Touring", "decoded_trim": "Touring Hybrid, Touring Hybrid w/Out BSI", "condition": "used", "price": 33212.0, "msrp": 0.0, "sale_price": 33311.0, "currency": "USD", "mileage": 19116, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "2.0L 16V DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "eCVT", "mpg_city": 46, "mpg_hwy": 41, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1013", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Memory Seats", "Navigation System", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 33212.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1HGCY2F82RA020175_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33212.0, "price_incl_doc": 33212.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 828.57, "amount_financed": 35287.75, "sales_tax": 2075.75, "total_of_payments": 39771.46, "finance_charge": 4483.71, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1013, VIN 1HGCY2F82RA020175. $829 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $33,212, before any dealer documentation fee. Amount financed $35,288, including $2,076 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $39,771. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1HGCY2F82RA020175_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 690, "unit": "per_month", "display": "$690/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33212.0, "price_incl_doc": 33212.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 690.28, "amount_financed": 35287.75, "sales_tax": 2075.75, "total_of_payments": 41416.8, "finance_charge": 6129.05, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1013, VIN 1HGCY2F82RA020175. $690 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $33,212, before any dealer documentation fee. Amount financed $35,288, including $2,076 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $41,417. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1HGCY2F82RA020175_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 601, "unit": "per_month", "display": "$601/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 33212.0, "price_incl_doc": 33212.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 601.45, "amount_financed": 35287.75, "sales_tax": 2075.75, "total_of_payments": 43304.52, "finance_charge": 8016.77, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1013, VIN 1HGCY2F82RA020175. $601 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $33,212, before any dealer documentation fee. Amount financed $35,288, including $2,076 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $43,305. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$31,098"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31098.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL24JJXTA186923_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 579, "unit": "per_month", "display": "$579/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31098.0, "price_incl_doc": 31098.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 579.0, "amount_financed": 33041.63, "sales_tax": 1943.63, "total_of_payments": 34740.07, "finance_charge": 1698.44, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL24JJXTA186923, VIN KMHL24JJXTA186923. $579 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $31,098, before any dealer documentation fee. Amount financed $33,042, including $1,944 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $34,740. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JJXTA186923_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 490, "unit": "per_month", "display": "$490/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31098.0, "price_incl_doc": 31098.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 490.49, "amount_financed": 33041.63, "sales_tax": 1943.63, "total_of_payments": 41201.13, "finance_charge": 8159.5, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL24JJXTA186923, VIN KMHL24JJXTA186923. $490 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,098, before any dealer documentation fee. Amount financed $33,042, including $1,944 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $41,201. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 351}}, {"vin": "5NMJBCDEXTH633373", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 30594.0, "msrp": 35000.0, "sale_price": 32344.0, "currency": "USD", "mileage": 4830, "exterior_color": "Red", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "US28108", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcdexth633373/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcdexth633373/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDEXTH633373.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDEXTH633373.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDEXTH633373.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcdexth633373/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,406. This offer applies to Stock #US28108, VIN 5NMJBCDEXTH633373. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,000. Advertised price: $30,594. Savings: $4,406, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,000"}, {"label": "Advertised price", "value": "$30,594"}, {"label": "Savings", "value": "$4,406, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,406", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30594.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDEXTH633373_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 542, "unit": "per_month", "display": "$542/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30594.0, "price_incl_doc": 30594.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 541.77, "amount_financed": 32506.13, "sales_tax": 1912.13, "total_of_payments": 32506.13, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US28108, VIN 5NMJBCDEXTH633373. $542 per month for 60 months at 0% APR, $0 cash down. Advertised price $30,594, before any dealer documentation fee. Amount financed $32,506, including $1,912 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $32,506. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH633373_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 483, "unit": "per_month", "display": "$483/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30594.0, "price_incl_doc": 30594.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 482.54, "amount_financed": 32506.13, "sales_tax": 1912.13, "total_of_payments": 40533.39, "finance_charge": 8027.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US28108, VIN 5NMJBCDEXTH633373. $483 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $30,594, before any dealer documentation fee. Amount financed $32,506, including $1,912 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $40,533. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH633373_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 366, "unit": "per_month", "display": "$366/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35000.0, "selling_price": 30594.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 366.06, "net_cap_cost": 31244.0, "residual_value": 21700.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 366.06, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 526.06}, "total_of_payments": 13176, "total_of_payments_unrounded": 13178.16}, "disclosure": "Estimated lease payment for stock #US28108, VIN 5NMJBCDEXTH633373. $366 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $526, made up of $366 first payment, $60 title, $100 registration. MSRP $35,000. Lease selling price $30,594. Net capitalized cost $31,244. Residual value $21,700, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $13,176. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDEXTH633373_lease", "type": "lease", "label": "Lease", "headline": {"value": 273, "unit": "per_month", "display": "$273/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35000.0, "selling_price": 30594.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 272.77, "net_cap_cost": 28245.0, "residual_value": 21700.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 272.77, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3431.77}, "total_of_payments": 9828, "total_of_payments_unrounded": 9819.72}, "disclosure": "Estimated lease payment for stock #US28108, VIN 5NMJBCDEXTH633373. $273 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,432, made up of $273 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,000. Lease selling price $30,594. Net capitalized cost $28,245. Residual value $21,700, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $9,828. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 474}}, {"vin": "5NMP1DG18TH141274", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 35602.0, "msrp": 40100.0, "sale_price": 37152.0, "currency": "USD", "mileage": 1, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "28764", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/c366-110013116/5NMP1DG18TH141274/35229883b99e3c024c27c157fba7c86f.jpg", "images": ["https://vehicle-images.carscommerce.inc/c366-110013116/5NMP1DG18TH141274/35229883b99e3c024c27c157fba7c86f.jpg", "https://vehicle-images.carscommerce.inc/925b-110013116/5NMP1DG18TH141274/9eba9f467a8ba1e4c94ccf412e6aea22.jpg", "https://vehicle-images.carscommerce.inc/3f86-110013116/5NMP1DG18TH141274/31890ead411e7b8012bce86dafd0cc1d.jpg", "https://vehicle-images.carscommerce.inc/bb3c-110013116/5NMP1DG18TH141274/faac71fbc00ecfa0e34622983b945035.jpg", "https://vehicle-images.carscommerce.inc/bfb8-110013116/5NMP1DG18TH141274/f6c8ddff3ca98de3b10a306dda4a0bc0.png", "https://vehicle-images.carscommerce.inc/344e-110013116/5NMP1DG18TH141274/3e0a33a5143685272c7be1527dba03c4.jpg", "https://vehicle-images.carscommerce.inc/5aa5-110013116/5NMP1DG18TH141274/f3013415e3543e88e80d4fc7fb06c52b.jpg", "https://vehicle-images.carscommerce.inc/e58b-110013116/5NMP1DG18TH141274/32796e6d6710635210bfc4e5d674ad52.png", "https://vehicle-images.carscommerce.inc/ae06-110013116/5NMP1DG18TH141274/db6cbf7d7508f23b1e809ae5764afcbc.jpg", "https://vehicle-images.carscommerce.inc/ad3d-110013116/5NMP1DG18TH141274/67ec8e92976f1b75a5be30326bfc2825.jpg", "https://vehicle-images.carscommerce.inc/ebbe-110013116/5NMP1DG18TH141274/ec6891d7b5f52e76225069ef4282a319.png", "https://vehicle-images.carscommerce.inc/8b15-110013116/5NMP1DG18TH141274/94f437fe445613ce451aba05b3f5de9a.jpg", "https://vehicle-images.carscommerce.inc/69be-110013116/5NMP1DG18TH141274/7a71b5d8eca89406b37436d7b3747b0c.jpg", "https://vehicle-images.carscommerce.inc/562c-110013116/5NMP1DG18TH141274/0083904cc78566f27cfafe8fd6b2ad81.png", "https://vehicle-images.carscommerce.inc/eeb8-110013116/5NMP1DG18TH141274/491054e7cf18b2f4bea26e2bb8bf2c3f.jpg", "https://vehicle-images.carscommerce.inc/6a00-110013116/5NMP1DG18TH141274/1d2376122e9b82b18f02df536ce4c48e.jpg", "https://vehicle-images.carscommerce.inc/d3ba-110013116/5NMP1DG18TH141274/79bb387fe7f559307c07850be1b26077.png", "https://vehicle-images.carscommerce.inc/ef20-110013116/5NMP1DG18TH141274/f74b82051acf04d462dddd803c384797.jpg", "https://vehicle-images.carscommerce.inc/dcc2-110013116/5NMP1DG18TH141274/06b7f8ace9afc520d3c2cfbbcb4cf95e.jpg", "https://vehicle-images.carscommerce.inc/fe3f-110013116/5NMP1DG18TH141274/974984b5b401d6550d6f9f8ba03dcd07.jpg", "https://vehicle-images.carscommerce.inc/75de-110013116/5NMP1DG18TH141274/c7286395ca8a50b2e5cf1c3843167cf8.jpg", "https://vehicle-images.carscommerce.inc/49ef-110013116/5NMP1DG18TH141274/ce2ae4cdd606fa07c3446c18ba5d12fe.png", "https://vehicle-images.carscommerce.inc/12e9-110013116/5NMP1DG18TH141274/f04366259d1fc43767d8b4d11f40896b.jpg", "https://vehicle-images.carscommerce.inc/e67f-110013116/5NMP1DG18TH141274/8579bab25eb26f7de53490ea27f4d922.jpg", "https://vehicle-images.carscommerce.inc/6662-110013116/5NMP1DG18TH141274/3c7ba1f6f72e7c5930a97ed6262d89b8.jpg", "https://vehicle-images.carscommerce.inc/abda-110013116/5NMP1DG18TH141274/be6f0e4b1c4f8d52a150e5057b4b70c7.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 40100.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DG18TH141274.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg18th141274/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg18th141274/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG18TH141274.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG18TH141274.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG18TH141274.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg18th141274/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,498. This offer applies to Stock #28764, VIN 5NMP1DG18TH141274. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,100. Advertised price: $35,602. Savings: $4,498, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,100"}, {"label": "Advertised price", "value": "$35,602"}, {"label": "Savings", "value": "$4,498, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,498", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35602.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG18TH141274_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 630, "unit": "per_month", "display": "$630/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35602.0, "price_incl_doc": 35602.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 630.45, "amount_financed": 37827.13, "sales_tax": 2225.13, "total_of_payments": 37827.13, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28764, VIN 5NMP1DG18TH141274. $630 per month for 60 months at 0% APR, $0 cash down. Advertised price $35,602, before any dealer documentation fee. Amount financed $37,827, including $2,225 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $37,827. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG18TH141274_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 562, "unit": "per_month", "display": "$562/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35602.0, "price_incl_doc": 35602.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 561.53, "amount_financed": 37827.13, "sales_tax": 2225.13, "total_of_payments": 47168.39, "finance_charge": 9341.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28764, VIN 5NMP1DG18TH141274. $562 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $35,602, before any dealer documentation fee. Amount financed $37,827, including $2,225 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,168. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 347}}, {"vin": "KM8RJES22TU045157", "title": "2026 Hyundai PALISADE Pro", "year": 2026, "make": "Hyundai", "model": "PALISADE", "trim": "Pro", "decoded_trim": "XRT Pro", "condition": "new", "price": 46551.0, "msrp": 52035.0, "sale_price": 48051.0, "currency": "USD", "mileage": 5321, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 7, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "US28035", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/f148-110013116/KM8RJES22TU045157/aa1d81fc647511859fa17924c94687f3.jpg", "images": ["https://vehicle-images.carscommerce.inc/f148-110013116/KM8RJES22TU045157/aa1d81fc647511859fa17924c94687f3.jpg", "https://vehicle-images.carscommerce.inc/7cca-110013116/KM8RJES22TU045157/bd78aa2b0b153787a12ed92973957802.jpg", "https://vehicle-images.carscommerce.inc/8c5b-110013116/KM8RJES22TU045157/4ba0da5d4cac41682c36545b6cda1333.jpg", "https://vehicle-images.carscommerce.inc/75dc-110013116/KM8RJES22TU045157/b5ea02c3cf5db6f797326bb44bb12f92.jpg", "https://vehicle-images.carscommerce.inc/392f-110013116/KM8RJES22TU045157/b1bf055f0651cec28bc4777a47fd9921.png", "https://vehicle-images.carscommerce.inc/9359-110013116/KM8RJES22TU045157/1ce5654740c37f32cb5a929d6124c707.jpg", "https://vehicle-images.carscommerce.inc/68c4-110013116/KM8RJES22TU045157/97cdcd7302deff6c8bb42fc4ed12088b.jpg", "https://vehicle-images.carscommerce.inc/b366-110013116/KM8RJES22TU045157/7e48ad177bb90158e33bd0e84386e0c1.png", "https://vehicle-images.carscommerce.inc/53ca-110013116/KM8RJES22TU045157/17f8c836ec8561f6b1b81cdeb8792690.jpg", "https://vehicle-images.carscommerce.inc/dfb6-110013116/KM8RJES22TU045157/3b0629a0cd7546ed52f921b274501be0.jpg", "https://vehicle-images.carscommerce.inc/26bb-110013116/KM8RJES22TU045157/43a7d9d6e779338e745d598574b1a168.png", "https://vehicle-images.carscommerce.inc/cd16-110013116/KM8RJES22TU045157/27a481b49fb2d4f9741cc140546b6118.jpg", "https://vehicle-images.carscommerce.inc/37fb-110013116/KM8RJES22TU045157/f6089d0b4c758fa288c5f4f709ed7c7e.jpg", "https://vehicle-images.carscommerce.inc/9b62-110013116/KM8RJES22TU045157/45cf153f9a6eef65406fa1ddf96d9cc2.png", "https://vehicle-images.carscommerce.inc/5056-110013116/KM8RJES22TU045157/fcb7f93ec4facd314e34e688ae2173fe.jpg", "https://vehicle-images.carscommerce.inc/4458-110013116/KM8RJES22TU045157/3b1b75e4e0ce704b7cec0914ba00b215.jpg", "https://vehicle-images.carscommerce.inc/a1e6-110013116/KM8RJES22TU045157/1e102784d551584c2007a2b1e3c33201.png", "https://vehicle-images.carscommerce.inc/917e-110013116/KM8RJES22TU045157/10d4dcad7b985a22ef3a1fe6caac7840.jpg", "https://vehicle-images.carscommerce.inc/e805-110013116/KM8RJES22TU045157/c9a7d1cb0d697d02a89b5e339abfb3ed.jpg", "https://vehicle-images.carscommerce.inc/384f-110013116/KM8RJES22TU045157/c2262e23116963bbd35d700ba087af9f.jpg", "https://vehicle-images.carscommerce.inc/e8ca-110013116/KM8RJES22TU045157/cb732f5faace019925250153942c5f33.jpg", "https://vehicle-images.carscommerce.inc/eb26-110013116/KM8RJES22TU045157/0e9174c5e7ea7eca194493b74d3d7ec0.png", "https://vehicle-images.carscommerce.inc/809a-110013116/KM8RJES22TU045157/d996d10c67de59796aa2fa8615d1141b.jpg", "https://vehicle-images.carscommerce.inc/9380-110013116/KM8RJES22TU045157/33fdcfac3dd1ba0ef74b1b9a322b25b5.jpg", "https://vehicle-images.carscommerce.inc/fd7b-110013116/KM8RJES22TU045157/8cc4e1c8c506b0db2e53163f36887c33.jpg", "https://vehicle-images.carscommerce.inc/2551-110013116/KM8RJES22TU045157/63c08260cb695c4ed68bf1f3ccc50234.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 52035.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RJES22TU045157.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes22tu045157/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes22tu045157/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES22TU045157.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES22TU045157.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES22TU045157.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes22tu045157/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,484. This offer applies to Stock #US28035, VIN KM8RJES22TU045157. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,035. Advertised price: $46,551. Savings: $5,484, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,035"}, {"label": "Advertised price", "value": "$46,551"}, {"label": "Savings", "value": "$5,484, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,484", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46551.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES22TU045157_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 911, "unit": "per_month", "display": "$911/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46551.0, "price_incl_doc": 46551.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 910.67, "amount_financed": 49460.44, "sales_tax": 2909.44, "total_of_payments": 54639.97, "finance_charge": 5179.53, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US28035, VIN KM8RJES22TU045157. $911 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $46,551, before any dealer documentation fee. Amount financed $49,460, including $2,909 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $54,640. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES22TU045157_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 687, "unit": "per_month", "display": "$687/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46551.0, "price_incl_doc": 46551.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.95, "amount_financed": 49460.44, "sales_tax": 2909.44, "total_of_payments": 49460.44, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #US28035, VIN KM8RJES22TU045157. $687 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,551, before any dealer documentation fee. Amount financed $49,460, including $2,909 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,460. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 361}}, {"vin": "KMHLW4DK0TU044331", "title": "2026 Hyundai ELANTRA N N", "year": 2026, "make": "Hyundai", "model": "ELANTRA N", "trim": "N", "decoded_trim": "Elantra N", "condition": "new", "price": 38468.0, "msrp": null, "sale_price": 38468.0, "currency": "USD", "mileage": null, "exterior_color": "ABYSS BLACK", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "Intercooled Turbo Premium Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "8-Speed Auto-Shift Manual w/OD", "mpg_city": 20, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "KMHLW4DK0TU044331", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/6d8d-110013116/KMHLW4DK0TU044331/a50347916a13cc16493c7325514b19da.jpg", "images": ["https://vehicle-images.carscommerce.inc/6d8d-110013116/KMHLW4DK0TU044331/a50347916a13cc16493c7325514b19da.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra N", "year": 2026, "trim": "Elantra N", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLW4DK0TU044331.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk0tu044331/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk0tu044331/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLW4DK0TU044331.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK0TU044331.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK0TU044331.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-n-fwd-4dr-car-kmhlw4dk0tu044331/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHLW4DK0TU044331, VIN KMHLW4DK0TU044331. Advertised price: $38,468. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,468"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Premium Audio", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38468.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLW4DK0TU044331_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 781, "unit": "per_month", "display": "$781/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38468.0, "price_incl_doc": 38468.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra N \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 780.52, "amount_financed": 40872.25, "sales_tax": 2404.25, "total_of_payments": 46831.13, "finance_charge": 5958.88, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLW4DK0TU044331, VIN KMHLW4DK0TU044331. $781 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $38,468, before any dealer documentation fee. Amount financed $40,872, including $2,404 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $46,831. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLW4DK0TU044331_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 607, "unit": "per_month", "display": "$607/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38468.0, "price_incl_doc": 38468.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 606.73, "amount_financed": 40872.25, "sales_tax": 2404.25, "total_of_payments": 50965.49, "finance_charge": 10093.24, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHLW4DK0TU044331, VIN KMHLW4DK0TU044331. $607 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,468, before any dealer documentation fee. Amount financed $40,872, including $2,404 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,965. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 395}}, {"vin": "JM3KFBDM8J0356804", "title": "2018 Mazda CX-5 Touring", "year": 2018, "make": "Mazda", "model": "CX-5", "trim": "Touring", "decoded_trim": "Grand Touring", "condition": "used", "price": 18390.0, "msrp": 0.0, "sale_price": 18390.0, "currency": "USD", "mileage": 95546, "exterior_color": "White", "interior_color": "Parchment", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "SKYACTIV\u00ae 2.5L 4-Cylinder DOHC 16V", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "MD262974A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Mazda", "model": "CX-5", "year": 2018, "trim": "Grand Touring", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-mazda-cx-5-grand-touring-awd-4d-sport-utility-jm3kfbdm8j0356804/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-mazda-cx-5-grand-touring-awd-4d-sport-utility-jm3kfbdm8j0356804/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KFBDM8J0356804.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBDM8J0356804.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KFBDM8J0356804.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-mazda-cx-5-grand-touring-awd-4d-sport-utility-jm3kfbdm8j0356804/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #MD262974A, VIN JM3KFBDM8J0356804. Advertised price: $18,390. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$18,390"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBDM8J0356804_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 459, "unit": "per_month", "display": "$459/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18390.0, "price_incl_doc": 18390.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 458.79, "amount_financed": 19539.38, "sales_tax": 1149.38, "total_of_payments": 22022.08, "finance_charge": 2482.7, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262974A, VIN JM3KFBDM8J0356804. $459 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,390, before any dealer documentation fee. Amount financed $19,539, including $1,149 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,022. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM8J0356804_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 382, "unit": "per_month", "display": "$382/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18390.0, "price_incl_doc": 18390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 382.22, "amount_financed": 19539.38, "sales_tax": 1149.38, "total_of_payments": 22933.13, "finance_charge": 3393.75, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262974A, VIN JM3KFBDM8J0356804. $382 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,390, before any dealer documentation fee. Amount financed $19,539, including $1,149 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,933. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBDM8J0356804_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 333, "unit": "per_month", "display": "$333/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18390.0, "price_incl_doc": 18390.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 333.03, "amount_financed": 19539.38, "sales_tax": 1149.38, "total_of_payments": 23978.39, "finance_charge": 4439.01, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #MD262974A, VIN JM3KFBDM8J0356804. $333 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,390, before any dealer documentation fee. Amount financed $19,539, including $1,149 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $23,978. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 416}}, {"vin": "1GYKNDRS2PZ188445", "title": "2023 Cadillac XT5 Luxury", "year": 2023, "make": "Cadillac", "model": "XT5", "trim": "Luxury", "decoded_trim": "Premium Luxury", "condition": "used", "price": 38258.0, "msrp": 0.0, "sale_price": 38258.0, "currency": "USD", "mileage": 19059, "exterior_color": "Black", "interior_color": "Cirrus", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.6L V6 DI VVT", "engine_displacement_l": 3.6, "engine_cylinders": 6, "transmission": "9-Speed Automatic", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "VD261884XA", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Cadillac", "model": "XT5", "year": 2023, "trim": "Premium Luxury", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.6L 6-Cylinder V-Shaped", "engine_displacement_l": 3.6, "cylinders": 6, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/1GYKNDRS2PZ188445.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-cadillac-xt5-premium-luxury-awd-4d-sport-utility-1gykndrs2pz188445/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-cadillac-xt5-premium-luxury-awd-4d-sport-utility-1gykndrs2pz188445/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1GYKNDRS2PZ188445.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1GYKNDRS2PZ188445.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1GYKNDRS2PZ188445.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-cadillac-xt5-premium-luxury-awd-4d-sport-utility-1gykndrs2pz188445/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #VD261884XA, VIN 1GYKNDRS2PZ188445. Advertised price: $38,258. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$38,258"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38258.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1GYKNDRS2PZ188445_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 954, "unit": "per_month", "display": "$954/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38258.0, "price_incl_doc": 38258.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 954.46, "amount_financed": 40649.13, "sales_tax": 2391.13, "total_of_payments": 45814.06, "finance_charge": 5164.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD261884XA, VIN 1GYKNDRS2PZ188445. $954 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $38,258, before any dealer documentation fee. Amount financed $40,649, including $2,391 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $45,814. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS2PZ188445_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 795, "unit": "per_month", "display": "$795/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38258.0, "price_incl_doc": 38258.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 795.16, "amount_financed": 40649.13, "sales_tax": 2391.13, "total_of_payments": 47709.39, "finance_charge": 7060.26, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD261884XA, VIN 1GYKNDRS2PZ188445. $795 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $38,258, before any dealer documentation fee. Amount financed $40,649, including $2,391 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $47,709. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1GYKNDRS2PZ188445_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 693, "unit": "per_month", "display": "$693/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38258.0, "price_incl_doc": 38258.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 692.83, "amount_financed": 40649.13, "sales_tax": 2391.13, "total_of_payments": 49883.91, "finance_charge": 9234.78, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD261884XA, VIN 1GYKNDRS2PZ188445. $693 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $38,258, before any dealer documentation fee. Amount financed $40,649, including $2,391 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $49,884. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 420}}, {"vin": "5NMJBCAE8PH277094", "title": "2023 Hyundai Tucson SEL", "year": 2023, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 24802.0, "msrp": 0.0, "sale_price": 24802.0, "currency": "USD", "mileage": 27148, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DGI DOHC 16V LEV3-ULEV70 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 23, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "VD262215A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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(MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCAE8PH277094.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcae8ph277094/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcae8ph277094/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCAE8PH277094.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCAE8PH277094.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCAE8PH277094.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcae8ph277094/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #VD262215A, VIN 5NMJBCAE8PH277094. Advertised price: $24,802. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,802"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Bluetooth", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:55Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24802.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCAE8PH277094_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 619, "unit": "per_month", "display": "$619/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24802.0, "price_incl_doc": 24802.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 618.76, "amount_financed": 26352.13, "sales_tax": 1550.13, "total_of_payments": 29700.47, "finance_charge": 3348.34, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262215A, VIN 5NMJBCAE8PH277094. $619 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,802, before any dealer documentation fee. Amount financed $26,352, including $1,550 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,700. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCAE8PH277094_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 515, "unit": "per_month", "display": "$515/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24802.0, "price_incl_doc": 24802.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 515.49, "amount_financed": 26352.13, "sales_tax": 1550.13, "total_of_payments": 30929.18, "finance_charge": 4577.05, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262215A, VIN 5NMJBCAE8PH277094. $515 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,802, before any dealer documentation fee. Amount financed $26,352, including $1,550 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,929. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCAE8PH277094_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 449, "unit": "per_month", "display": "$449/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24802.0, "price_incl_doc": 24802.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 449.15, "amount_financed": 26352.13, "sales_tax": 1550.13, "total_of_payments": 32338.88, "finance_charge": 5986.75, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #VD262215A, VIN 5NMJBCAE8PH277094. $449 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,802, before any dealer documentation fee. Amount financed $26,352, including $1,550 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $32,339. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 419}}, {"vin": "JM3KJEHA2S1115039", "title": "2025 Mazda CX-70 PHEV Plus", "year": 2025, "make": "Mazda", "model": "CX-70 PHEV", "trim": "Plus", "decoded_trim": "Premium Plus Package", "condition": "used", "price": 39461.0, "msrp": 0.0, "sale_price": 40163.0, "currency": "USD", "mileage": 6934, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Plug-In Electric/Gas", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DOHC 16V LEV3-SULEV30", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0795", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder In-Line", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-70-phev-premium-plus-awd-4d-sport-utility-jm3kjeha2s1115039/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-70-phev-premium-plus-awd-4d-sport-utility-jm3kjeha2s1115039/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JM3KJEHA2S1115039.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KJEHA2S1115039.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JM3KJEHA2S1115039.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2025-mazda-cx-70-phev-premium-plus-awd-4d-sport-utility-jm3kjeha2s1115039/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0795, VIN JM3KJEHA2S1115039. Advertised price: $39,461. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,461"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39461.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KJEHA2S1115039_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 984, "unit": "per_month", "display": "$984/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39461.0, "price_incl_doc": 39461.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 984.47, "amount_financed": 41927.31, "sales_tax": 2466.31, "total_of_payments": 47254.65, "finance_charge": 5327.34, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0795, VIN JM3KJEHA2S1115039. $984 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,461, before any dealer documentation fee. Amount financed $41,927, including $2,466 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,255. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KJEHA2S1115039_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 820, "unit": "per_month", "display": "$820/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39461.0, "price_incl_doc": 39461.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 820.16, "amount_financed": 41927.31, "sales_tax": 2466.31, "total_of_payments": 49209.58, "finance_charge": 7282.27, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0795, VIN JM3KJEHA2S1115039. $820 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,461, before any dealer documentation fee. Amount financed $41,927, including $2,466 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,210. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KJEHA2S1115039_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 715, "unit": "per_month", "display": "$715/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39461.0, "price_incl_doc": 39461.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 714.62, "amount_financed": 41927.31, "sales_tax": 2466.31, "total_of_payments": 51452.47, "finance_charge": 9525.16, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0795, VIN JM3KJEHA2S1115039. $715 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,461, before any dealer documentation fee. Amount financed $41,927, including $2,466 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $51,452. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 457}}, {"vin": "1V2KC2CA4TC201708", "title": "2026 Volkswagen Atlas Cross Sport w/Technology", "year": 2026, "make": "Volkswagen", "model": "Atlas Cross Sport", "trim": "w/Technology", "decoded_trim": "4Motion SE", "condition": "used", "price": 43413.0, "msrp": 0.0, "sale_price": 44463.0, "currency": "USD", "mileage": 7, "exterior_color": "Gray", "interior_color": "Titan Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L TSI", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Tiptronic", "mpg_city": 19, "mpg_hwy": 26, "range_miles": null, "battery_kwh": null, "stock_number": "LVD261652", "stock_status": "In Stock", "availability": "In Stock", 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Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-volkswagen-atlas-cross-sport-2-0t-se-wtechnology-awd-4d-sport-utility-1v2kc2ca4tc201708/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/1V2KC2CA4TC201708.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/1V2KC2CA4TC201708.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/1V2KC2CA4TC201708.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-volkswagen-atlas-cross-sport-2-0t-se-wtechnology-awd-4d-sport-utility-1v2kc2ca4tc201708/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #LVD261652, VIN 1V2KC2CA4TC201708. Advertised price: $43,413. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,413"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Panoramic Sunroof", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43413.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_1V2KC2CA4TC201708_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1083, "unit": "per_month", "display": "$1,083/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43413.0, "price_incl_doc": 43413.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1083.07, "amount_financed": 46126.31, "sales_tax": 2713.31, "total_of_payments": 51987.18, "finance_charge": 5860.87, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LVD261652, VIN 1V2KC2CA4TC201708. $1,083 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $43,413, before any dealer documentation fee. Amount financed $46,126, including $2,713 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $51,987. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2KC2CA4TC201708_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 902, "unit": "per_month", "display": "$902/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43413.0, "price_incl_doc": 43413.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 902.3, "amount_financed": 46126.31, "sales_tax": 2713.31, "total_of_payments": 54137.89, "finance_charge": 8011.58, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LVD261652, VIN 1V2KC2CA4TC201708. $902 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $43,413, before any dealer documentation fee. Amount financed $46,126, including $2,713 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $54,138. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_1V2KC2CA4TC201708_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 786, "unit": "per_month", "display": "$786/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43413.0, "price_incl_doc": 43413.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 786.19, "amount_financed": 46126.31, "sales_tax": 2713.31, "total_of_payments": 56605.41, "finance_charge": 10479.1, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #LVD261652, VIN 1V2KC2CA4TC201708. $786 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $43,413, before any dealer documentation fee. Amount financed $46,126, including $2,713 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $56,605. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 417}}, {"vin": "5NMJBCDE9TH731987", "title": "2026 Hyundai TUCSON SEL", "year": 2026, "make": "Hyundai", "model": "TUCSON", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "new", "price": 31784.0, "msrp": 35640.0, "sale_price": 32534.0, "currency": "USD", "mileage": 10, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "28768", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 20, "primary_image": "https://vehicle-images.carscommerce.inc/2455-110013116/5NMJBCDE9TH731987/2b8cd10dd4a9e92d01270340dd3af018.jpg", "images": ["https://vehicle-images.carscommerce.inc/2455-110013116/5NMJBCDE9TH731987/2b8cd10dd4a9e92d01270340dd3af018.jpg", "https://vehicle-images.carscommerce.inc/f446-110013116/5NMJBCDE9TH731987/b44e97b1e6678a45999025c9c0e3efba.jpg", "https://vehicle-images.carscommerce.inc/8dc3-110013116/5NMJBCDE9TH731987/fae4b5a0344887f8c865698eed5a5b26.jpg", "https://vehicle-images.carscommerce.inc/e326-110013116/5NMJBCDE9TH731987/814c4c0b1c1c9759d46a771d02c04cb3.jpg", "https://vehicle-images.carscommerce.inc/7b36-110013116/5NMJBCDE9TH731987/0ac62b21445fee88a5b921646737b1af.png", "https://vehicle-images.carscommerce.inc/a541-110013116/5NMJBCDE9TH731987/7067e5795f53e40b7439a2d89027333c.jpg", "https://vehicle-images.carscommerce.inc/d891-110013116/5NMJBCDE9TH731987/4d94db3f27cbf08d5965ba418831092f.jpg", "https://vehicle-images.carscommerce.inc/3c5f-110013116/5NMJBCDE9TH731987/47c8c728a01c9b6d5ef536402bd6dcb6.png", "https://vehicle-images.carscommerce.inc/e6c6-110013116/5NMJBCDE9TH731987/23137f6ee8d6c3dbaeef72e802904137.jpg", "https://vehicle-images.carscommerce.inc/5223-110013116/5NMJBCDE9TH731987/c49247eb41733b9ce91313c464d4c5d7.jpg", "https://vehicle-images.carscommerce.inc/c2c6-110013116/5NMJBCDE9TH731987/66b971062022220065cbbd2dd2818474.png", "https://vehicle-images.carscommerce.inc/eebb-110013116/5NMJBCDE9TH731987/8dac133b35019e655116ac79d386accf.jpg", "https://vehicle-images.carscommerce.inc/c554-110013116/5NMJBCDE9TH731987/5292e1d1f1f0c7d258fd04819640383e.jpg", "https://vehicle-images.carscommerce.inc/eba6-110013116/5NMJBCDE9TH731987/693d173b6f11606fcf242324348e2df1.png", "https://vehicle-images.carscommerce.inc/fcd9-110013116/5NMJBCDE9TH731987/fc581ad4503aa3dd66ca25db90d89184.jpg", "https://vehicle-images.carscommerce.inc/48e9-110013116/5NMJBCDE9TH731987/55a527ccc0d326af70058ae285cefdf7.jpg", "https://vehicle-images.carscommerce.inc/592c-110013116/5NMJBCDE9TH731987/b2d44a2a094a30104312ae38dd874f44.png", "https://vehicle-images.carscommerce.inc/c3e8-110013116/5NMJBCDE9TH731987/ebcc8250450d6c46f5a257365175aff8.jpg", "https://vehicle-images.carscommerce.inc/7c68-110013116/5NMJBCDE9TH731987/90e045576fc5156784ea2902f7f265c6.jpg", "https://vehicle-images.carscommerce.inc/8250-110013116/5NMJBCDE9TH731987/2d0a58cbdb0039ae33eaa3e8e4b4d103.png"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 35640.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE9TH731987.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde9th731987/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde9th731987/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE9TH731987.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE9TH731987.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE9TH731987.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde9th731987/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,856. This offer applies to Stock #28768, VIN 5NMJBCDE9TH731987. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $35,640. Advertised price: $31,784. Savings: $3,856, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$35,640"}, {"label": "Advertised price", "value": "$31,784"}, {"label": "Savings", "value": "$3,856, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,856", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 31784.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE9TH731987_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 563, "unit": "per_month", "display": "$563/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31784.0, "price_incl_doc": 31784.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 562.84, "amount_financed": 33770.5, "sales_tax": 1986.5, "total_of_payments": 33770.5, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28768, VIN 5NMJBCDE9TH731987. $563 per month for 60 months at 0% APR, $0 cash down. Advertised price $31,784, before any dealer documentation fee. Amount financed $33,770, including $1,986 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $33,770. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE9TH731987_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 501, "unit": "per_month", "display": "$501/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 31784.0, "price_incl_doc": 31784.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 501.31, "amount_financed": 33770.5, "sales_tax": 1986.5, "total_of_payments": 42109.99, "finance_charge": 8339.49, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28768, VIN 5NMJBCDE9TH731987. $501 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $31,784, before any dealer documentation fee. Amount financed $33,770, including $1,986 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $42,110. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE9TH731987_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 392, "unit": "per_month", "display": "$392/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35640.0, "selling_price": 31784.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 392.0, "net_cap_cost": 32434.0, "residual_value": 22096.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 392, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 552}, "total_of_payments": 14112, "total_of_payments_unrounded": 14112.0}, "disclosure": "Estimated lease payment for stock #28768, VIN 5NMJBCDE9TH731987. $392 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $552, made up of $392 first payment, $60 title, $100 registration. MSRP $35,640. Lease selling price $31,784. Net capitalized cost $32,434. Residual value $22,097, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $14,112. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE9TH731987_lease", "type": "lease", "label": "Lease", "headline": {"value": 299, "unit": "per_month", "display": "$299/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 35640.0, "selling_price": 31784.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 298.71, "net_cap_cost": 29435.0, "residual_value": 22096.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 298.71, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3457.71}, "total_of_payments": 10764, "total_of_payments_unrounded": 10753.56}, "disclosure": "Estimated lease payment for stock #28768, VIN 5NMJBCDE9TH731987. $299 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,458, made up of $299 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $35,640. Lease selling price $31,784. Net capitalized cost $29,435. Residual value $22,097, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $10,764. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 477}}, {"vin": "KM8HFCAB3TU365851", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 27521.0, "msrp": 30420.0, "sale_price": 29271.0, "currency": "USD", "mileage": 380, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "S28051", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB3TU365851.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab3tu365851/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,899. This offer applies to Stock #S28051, VIN KM8HFCAB3TU365851. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,420. Advertised price: $27,521. Savings: $2,899, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,420"}, {"label": "Advertised price", "value": "$27,521"}, {"label": "Savings", "value": "$2,899, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,899", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27521.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB3TU365851_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 532, "unit": "per_month", "display": "$532/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27521.0, "price_incl_doc": 27521.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 531.81, "amount_financed": 29241.06, "sales_tax": 1720.06, "total_of_payments": 31908.9, "finance_charge": 2667.84, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S28051, VIN KM8HFCAB3TU365851. $532 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,521, before any dealer documentation fee. Amount financed $29,241, including $1,720 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $31,909. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB3TU365851_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 434, "unit": "per_month", "display": "$434/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27521.0, "price_incl_doc": 27521.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 434.07, "amount_financed": 29241.06, "sales_tax": 1720.06, "total_of_payments": 36462.02, "finance_charge": 7220.96, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #S28051, VIN KM8HFCAB3TU365851. $434 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,521, before any dealer documentation fee. Amount financed $29,241, including $1,720 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $36,462. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1023, VIN 3VV4B7AX5NM118356. Advertised price: $25,436. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$25,436"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Bluetooth", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25436.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV4B7AX5NM118356_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 635, "unit": "per_month", "display": "$635/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25436.0, "price_incl_doc": 25436.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 634.58, "amount_financed": 27025.75, "sales_tax": 1589.75, "total_of_payments": 30459.68, "finance_charge": 3433.93, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1023, VIN 3VV4B7AX5NM118356. $635 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $25,436, before any dealer documentation fee. Amount financed $27,026, including $1,590 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $30,460. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4B7AX5NM118356_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 529, "unit": "per_month", "display": "$529/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25436.0, "price_incl_doc": 25436.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 528.66, "amount_financed": 27025.75, "sales_tax": 1589.75, "total_of_payments": 31719.8, "finance_charge": 4694.05, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1023, VIN 3VV4B7AX5NM118356. $529 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $25,436, before any dealer documentation fee. Amount financed $27,026, including $1,590 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $31,720. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4B7AX5NM118356_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 461, "unit": "per_month", "display": "$461/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25436.0, "price_incl_doc": 25436.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 460.63, "amount_financed": 27025.75, "sales_tax": 1589.75, "total_of_payments": 33165.53, "finance_charge": 6139.78, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1023, VIN 3VV4B7AX5NM118356. $461 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $25,436, before any dealer documentation fee. Amount financed $27,026, including $1,590 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $33,166. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 375}}, {"vin": "5NMP4DGL8TH186594", "title": "2026 Hyundai SANTA FE Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 45419.0, "msrp": 49430.0, "sale_price": 44919.0, "currency": "USD", "mileage": 9, "exterior_color": "Brown", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "2.5L I4", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "28294", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl8th186594/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl8th186594/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP4DGL8TH186594.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL8TH186594.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP4DGL8TH186594.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-limited-awd-4d-sport-utility-5nmp4dgl8th186594/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,011. This offer applies to Stock #28294, VIN 5NMP4DGL8TH186594. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,430. Advertised price: $45,419. Savings: $4,011, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,430"}, {"label": "Advertised price", "value": "$45,419"}, {"label": "Savings", "value": "$4,011, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,011", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 45419.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP4DGL8TH186594_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 804, "unit": "per_month", "display": "$804/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45419.0, "price_incl_doc": 45419.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 804.29, "amount_financed": 48257.69, "sales_tax": 2838.69, "total_of_payments": 48257.69, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28294, VIN 5NMP4DGL8TH186594. $804 per month for 60 months at 0% APR, $0 cash down. Advertised price $45,419, before any dealer documentation fee. Amount financed $48,258, including $2,839 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $48,258. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL8TH186594_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 716, "unit": "per_month", "display": "$716/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 45419.0, "price_incl_doc": 45419.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 716.37, "amount_financed": 48257.69, "sales_tax": 2838.69, "total_of_payments": 60174.74, "finance_charge": 11917.05, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28294, VIN 5NMP4DGL8TH186594. $716 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $45,419, before any dealer documentation fee. Amount financed $48,258, including $2,839 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $60,175. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL8TH186594_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 577, "unit": "per_month", "display": "$577/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49430.0, "selling_price": 45419.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 577.44, "net_cap_cost": 46069.0, "residual_value": 30646.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 577.44, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 737.44}, "total_of_payments": 20772, "total_of_payments_unrounded": 20787.84}, "disclosure": "Estimated lease payment for stock #28294, VIN 5NMP4DGL8TH186594. $577 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $737, made up of $577 first payment, $60 title, $100 registration. MSRP $49,430. Lease selling price $45,419. Net capitalized cost $46,069. Residual value $30,647, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,772. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP4DGL8TH186594_lease", "type": "lease", "label": "Lease", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 49430.0, "selling_price": 45419.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 484.15, "net_cap_cost": 43070.0, "residual_value": 30646.6, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 484.15, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3643.15}, "total_of_payments": 17424, "total_of_payments_unrounded": 17429.4}, "disclosure": "Estimated lease payment for stock #28294, VIN 5NMP4DGL8TH186594. $484 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,643, made up of $484 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $49,430. Lease selling price $45,419. Net capitalized cost $43,070. Residual value $30,647, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,424. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 376}}, {"vin": "5NMP1DG16TH144349", "title": "2026 Hyundai SANTA FE HYBRID SE", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 40953.0, "msrp": null, "sale_price": 40953.0, "currency": "USD", "mileage": null, "exterior_color": "Serenity White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP1DG16TH144349", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/8135-110013116/5NMP1DG16TH144349/3ce2e101d25d954b172b158f2bf76664.jpg", "images": ["https://vehicle-images.carscommerce.inc/8135-110013116/5NMP1DG16TH144349/3ce2e101d25d954b172b158f2bf76664.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP1DG16TH144349.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg16th144349/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg16th144349/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG16TH144349.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG16TH144349.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG16TH144349.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-sport-utility-5nmp1dg16th144349/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP1DG16TH144349, VIN 5NMP1DG16TH144349. Advertised price: $40,953. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,953"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40953.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG16TH144349_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 725, "unit": "per_month", "display": "$725/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40953.0, "price_incl_doc": 40953.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 725.21, "amount_financed": 43512.56, "sales_tax": 2559.56, "total_of_payments": 43512.56, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG16TH144349, VIN 5NMP1DG16TH144349. $725 per month for 60 months at 0% APR, $0 cash down. Advertised price $40,953, before any dealer documentation fee. Amount financed $43,513, including $2,560 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $43,513. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG16TH144349_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 646, "unit": "per_month", "display": "$646/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40953.0, "price_incl_doc": 40953.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 645.93, "amount_financed": 43512.56, "sales_tax": 2559.56, "total_of_payments": 54257.81, "finance_charge": 10745.25, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP1DG16TH144349, VIN 5NMP1DG16TH144349. $646 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $40,953, before any dealer documentation fee. Amount financed $43,513, including $2,560 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $54,258. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 329}}, {"vin": "3VV4X7B21PM360830", "title": "2023 Volkswagen Taos SEL", "year": 2023, "make": "Volkswagen", "model": "Taos", "trim": "SEL", "decoded_trim": "4Motion SEL", "condition": "used", "price": 23911.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 26674, "exterior_color": null, "interior_color": null, "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "1.5L I4 Turbocharged DOHC 16V LEV3-SULEV30 158hp", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "7-Speed DSG Automatic with Tiptronic", "mpg_city": 25, "mpg_hwy": 32, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1049", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Volkswagen", "model": "Taos", "year": 2023, "trim": "4Motion SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.5L 4-Cylinder", "engine_displacement_l": 1.5, "cylinders": 4, "drive_type": "AWD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-taos-1-5t-sel-awd-4d-sport-utility-3vv4x7b21pm360830/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-taos-1-5t-sel-awd-4d-sport-utility-3vv4x7b21pm360830/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VV4X7B21PM360830.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VV4X7B21PM360830.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VV4X7B21PM360830.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-taos-1-5t-sel-awd-4d-sport-utility-3vv4x7b21pm360830/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1049, VIN 3VV4X7B21PM360830. Advertised price: $23,911. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,911"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Blind Spot Monitor", "Heated Seats", "Keyless Entry", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23911.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VV4X7B21PM360830_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 597, "unit": "per_month", "display": "$597/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23911.0, "price_incl_doc": 23911.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 596.53, "amount_financed": 25405.44, "sales_tax": 1494.44, "total_of_payments": 28633.49, "finance_charge": 3228.05, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1049, VIN 3VV4X7B21PM360830. $597 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,911, before any dealer documentation fee. Amount financed $25,405, including $1,494 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,633. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4X7B21PM360830_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 497, "unit": "per_month", "display": "$497/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23911.0, "price_incl_doc": 23911.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 496.97, "amount_financed": 25405.44, "sales_tax": 1494.44, "total_of_payments": 29818.06, "finance_charge": 4412.62, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1049, VIN 3VV4X7B21PM360830. $497 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,911, before any dealer documentation fee. Amount financed $25,405, including $1,494 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,818. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VV4X7B21PM360830_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 433, "unit": "per_month", "display": "$433/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23911.0, "price_incl_doc": 23911.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 433.02, "amount_financed": 25405.44, "sales_tax": 1494.44, "total_of_payments": 31177.12, "finance_charge": 5771.68, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1049, VIN 3VV4X7B21PM360830. $433 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,911, before any dealer documentation fee. Amount financed $25,405, including $1,494 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,177. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 282}}, {"vin": "KM8JEDD13TU464389", "title": "2026 Hyundai TUCSON HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "TUCSON HYBRID", "trim": "Limited", "decoded_trim": "Limited, Night", "condition": "new", "price": 42583.0, "msrp": 44920.0, "sale_price": 42583.0, "currency": "USD", "mileage": 4802, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 5, "engine": "1.6L I4 DGI Hybrid Turbocharged DOHC 16V LEV3-SULEV30", "engine_displacement_l": 1.6, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 36, "mpg_hwy": 37, "range_miles": null, "battery_kwh": null, "stock_number": "28541", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/fecc-110013116/KM8JEDD13TU464389/66df93192a96ad4248089519cfd09870.jpg", "images": ["https://vehicle-images.carscommerce.inc/fecc-110013116/KM8JEDD13TU464389/66df93192a96ad4248089519cfd09870.jpg", "https://vehicle-images.carscommerce.inc/3a7a-110013116/KM8JEDD13TU464389/f57550df10008766f1f0b198eef1f6b9.jpg", "https://vehicle-images.carscommerce.inc/fcfd-110013116/KM8JEDD13TU464389/f73b202ad0a5fefbc3265b4cab3af30f.jpg", "https://vehicle-images.carscommerce.inc/d6e4-110013116/KM8JEDD13TU464389/b6cf6354b331d21f304b9e6906023e50.jpg", "https://vehicle-images.carscommerce.inc/f3a6-110013116/KM8JEDD13TU464389/9a6eb1da71ae6e2ce14c4e6988dbfc60.png", "https://vehicle-images.carscommerce.inc/1ba4-110013116/KM8JEDD13TU464389/5f1ca2a6e169b2789c5a106471fd28f9.jpg", "https://vehicle-images.carscommerce.inc/ddd9-110013116/KM8JEDD13TU464389/3890bea01da389f08bfab79724a7aa09.jpg", "https://vehicle-images.carscommerce.inc/8597-110013116/KM8JEDD13TU464389/2f47cd8818c24dc968ce5c655572f440.png", "https://vehicle-images.carscommerce.inc/5405-110013116/KM8JEDD13TU464389/c9fa4fff39886423025bd17dade0a99d.jpg", "https://vehicle-images.carscommerce.inc/f6e4-110013116/KM8JEDD13TU464389/19e923fb0a3be5797f7b44f91c437d1f.jpg", "https://vehicle-images.carscommerce.inc/7851-110013116/KM8JEDD13TU464389/38761cb7e7251bcc4e35652fb6562bc3.png", "https://vehicle-images.carscommerce.inc/9217-110013116/KM8JEDD13TU464389/438c917171933b974f447d2efba77c13.jpg", "https://vehicle-images.carscommerce.inc/b1f5-110013116/KM8JEDD13TU464389/b68e7d07b92347383d1d852f1069f750.jpg", "https://vehicle-images.carscommerce.inc/9a1f-110013116/KM8JEDD13TU464389/5f754e5b97e3e19a728ec2f42361b7d1.png", "https://vehicle-images.carscommerce.inc/c94c-110013116/KM8JEDD13TU464389/cb59f006299c7616410744c879e23090.jpg", "https://vehicle-images.carscommerce.inc/f3bb-110013116/KM8JEDD13TU464389/8d793ee219873ca673f5b84d69a6d6a8.jpg", "https://vehicle-images.carscommerce.inc/4e4c-110013116/KM8JEDD13TU464389/062099e0e0cbb02c03ad9333c6020d49.png", "https://vehicle-images.carscommerce.inc/a2f3-110013116/KM8JEDD13TU464389/34d1b31bd89d00b658f1eeadf4216eb2.jpg", "https://vehicle-images.carscommerce.inc/b2be-110013116/KM8JEDD13TU464389/ef0f92e627c3a8f2fd5899147f1a5a12.jpg", "https://vehicle-images.carscommerce.inc/3855-110013116/KM8JEDD13TU464389/48624cb890e5913e50c941737fb1b63b.jpg", "https://vehicle-images.carscommerce.inc/c441-110013116/KM8JEDD13TU464389/531afe93f51bc9658ff686aa5cc38a50.jpg", "https://vehicle-images.carscommerce.inc/d05e-110013116/KM8JEDD13TU464389/439ae1aaabf7749855e371d20488a22a.png", "https://vehicle-images.carscommerce.inc/e0ea-110013116/KM8JEDD13TU464389/bb5f52de0f7f3d88f9b4abbb486e35d3.jpg", "https://vehicle-images.carscommerce.inc/dd00-110013116/KM8JEDD13TU464389/6092b136679d380eeab84f340b4a1c15.jpg", "https://vehicle-images.carscommerce.inc/e4f0-110013116/KM8JEDD13TU464389/b5daf3815216f6e393c2f6a01f2a9ee7.jpg", "https://vehicle-images.carscommerce.inc/dfac-110013116/KM8JEDD13TU464389/adffcb7134efeae7ab2a4fac0a8ed73f.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "Limited, Night", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L 4-Cylinder", "engine_displacement_l": 1.6, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 44920.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8JEDD13TU464389.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-limited-awd-4d-sport-utility-km8jedd13tu464389/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-limited-awd-4d-sport-utility-km8jedd13tu464389/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JEDD13TU464389.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JEDD13TU464389.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JEDD13TU464389.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-limited-awd-4d-sport-utility-km8jedd13tu464389/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,337. This offer applies to Stock #28541, VIN KM8JEDD13TU464389. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $44,920. Advertised price: $42,583. Savings: $2,337, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$44,920"}, {"label": "Advertised price", "value": "$42,583"}, {"label": "Savings", "value": "$2,337, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,337", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42583.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JEDD13TU464389_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 793, "unit": "per_month", "display": "$793/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42583.0, "price_incl_doc": 42583.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 792.84, "amount_financed": 45244.44, "sales_tax": 2661.44, "total_of_payments": 47570.15, "finance_charge": 2325.71, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28541, VIN KM8JEDD13TU464389. $793 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $42,583, before any dealer documentation fee. Amount financed $45,244, including $2,661 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $47,570. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JEDD13TU464389_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 672, "unit": "per_month", "display": "$672/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42583.0, "price_incl_doc": 42583.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 671.64, "amount_financed": 45244.44, "sales_tax": 2661.44, "total_of_payments": 56417.38, "finance_charge": 11172.94, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28541, VIN KM8JEDD13TU464389. $672 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $42,583, before any dealer documentation fee. Amount financed $45,244, including $2,661 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $56,417. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,503"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43503.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG14TH143942_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 770, "unit": "per_month", "display": "$770/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43503.0, "price_incl_doc": 43503.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 770.37, "amount_financed": 46221.94, "sales_tax": 2718.94, "total_of_payments": 46221.94, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG14TH143942, VIN 5NMP2DG14TH143942. $770 per month for 60 months at 0% APR, $0 cash down. Advertised price $43,503, before any dealer documentation fee. Amount financed $46,222, including $2,719 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $46,222. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG14TH143942_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 686, "unit": "per_month", "display": "$686/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43503.0, "price_incl_doc": 43503.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.15, "amount_financed": 46221.94, "sales_tax": 2718.94, "total_of_payments": 57636.26, "finance_charge": 11414.32, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG14TH143942, VIN 5NMP2DG14TH143942. $686 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $43,503, before any dealer documentation fee. Amount financed $46,222, including $2,719 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $57,636. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab9tu419105/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB9TU419105.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB9TU419105.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB9TU419105.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab9tu419105/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,368. This offer applies to Stock #HD260593, VIN KM8HFCAB9TU419105. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,660. Advertised price: $28,292. Savings: $2,368, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,660"}, {"label": "Advertised price", "value": "$28,292"}, {"label": "Savings", "value": "$2,368, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,368", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28292.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB9TU419105_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 547, "unit": "per_month", "display": "$547/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28292.0, "price_incl_doc": 28292.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 546.71, "amount_financed": 30060.25, "sales_tax": 1768.25, "total_of_payments": 32802.83, "finance_charge": 2742.58, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260593, VIN KM8HFCAB9TU419105. $547 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,292, before any dealer documentation fee. Amount financed $30,060, including $1,768 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,803. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB9TU419105_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28292.0, "price_incl_doc": 28292.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.23, "amount_financed": 30060.25, "sales_tax": 1768.25, "total_of_payments": 37483.51, "finance_charge": 7423.26, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260593, VIN KM8HFCAB9TU419105. $446 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,292, before any dealer documentation fee. Amount financed $30,060, including $1,768 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,484. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 191}}, {"vin": "KMHLS4DGXTU131287", "title": "2026 Hyundai Elantra Sport", "year": 2026, "make": "Hyundai", "model": "Elantra", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "used", "price": 24374.0, "msrp": 0.0, "sale_price": 24545.0, "currency": "USD", "mileage": 11, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "HD260431", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/4896-110013116/KMHLS4DGXTU131287/36e01e95e5d8ebab6765c95228169aa2.jpg", "images": ["https://vehicle-images.carscommerce.inc/4896-110013116/KMHLS4DGXTU131287/36e01e95e5d8ebab6765c95228169aa2.jpg", "https://vehicle-images.carscommerce.inc/a971-110013116/KMHLS4DGXTU131287/e1caac5803cb48ceacf0f66879f85a43.jpg", "https://vehicle-images.carscommerce.inc/3221-110013116/KMHLS4DGXTU131287/da67f7478406e64b88bf70cef031b308.jpg", "https://vehicle-images.carscommerce.inc/a940-110013116/KMHLS4DGXTU131287/a88a0b0d77e43e044351f42e4418dc73.jpg", "https://vehicle-images.carscommerce.inc/ed6b-110013116/KMHLS4DGXTU131287/3a5b29ab4ce4176ca9950b714dfd36b5.jpg", "https://vehicle-images.carscommerce.inc/62b0-110013116/KMHLS4DGXTU131287/b0a5121782700ccc8a793cbf11d6c3f8.jpg", "https://vehicle-images.carscommerce.inc/d3de-110013116/KMHLS4DGXTU131287/6bf026023f78b8f8b328255f0f041a0d.jpg", "https://vehicle-images.carscommerce.inc/7bb8-110013116/KMHLS4DGXTU131287/23b51a2712df714481e4c0af7fc00762.jpg", "https://vehicle-images.carscommerce.inc/e6be-110013116/KMHLS4DGXTU131287/7b4a34c1f4ede3873d0ea68adb63e1ec.jpg", "https://vehicle-images.carscommerce.inc/3322-110013116/KMHLS4DGXTU131287/841131d9ae492577d329d4df0b01f35d.jpg", "https://vehicle-images.carscommerce.inc/6bf2-110013116/KMHLS4DGXTU131287/914616e7085e95d89ff61376ae413055.jpg", "https://vehicle-images.carscommerce.inc/a460-110013116/KMHLS4DGXTU131287/9bb9678bb5438fb0940cbea271832522.jpg", "https://vehicle-images.carscommerce.inc/89fb-110013116/KMHLS4DGXTU131287/195a4521ba9b4b4b8f9fa133503e4417.jpg", "https://vehicle-images.carscommerce.inc/81ff-110013116/KMHLS4DGXTU131287/1067f200db8fd25bd2cad93c4087792a.jpg", "https://vehicle-images.carscommerce.inc/264c-110013116/KMHLS4DGXTU131287/cb7496eff3a622540a89f5c5e992abb2.jpg", "https://vehicle-images.carscommerce.inc/8d5a-110013116/KMHLS4DGXTU131287/cb9bbe07c2bd922987aa3a96d1a297f1.jpg", "https://vehicle-images.carscommerce.inc/770f-110013116/KMHLS4DGXTU131287/4936bb97a21619cc8cc0f9e6cc695e60.jpg", "https://vehicle-images.carscommerce.inc/4e99-110013116/KMHLS4DGXTU131287/32909936038d37f0b44e029d0ca5a179.jpg", "https://vehicle-images.carscommerce.inc/9e03-110013116/KMHLS4DGXTU131287/0a9cf9b2784019f68c3712fe39b92808.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DGXTU131287.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu131287/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu131287/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DGXTU131287.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DGXTU131287.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DGXTU131287.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dgxtu131287/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260431, VIN KMHLS4DGXTU131287. Advertised price: $24,374. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$24,374"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24374.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DGXTU131287_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 608, "unit": "per_month", "display": "$608/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24374.0, "price_incl_doc": 24374.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 608.08, "amount_financed": 25897.38, "sales_tax": 1523.38, "total_of_payments": 29187.94, "finance_charge": 3290.56, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260431, VIN KMHLS4DGXTU131287. $608 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $24,374, before any dealer documentation fee. Amount financed $25,897, including $1,523 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $29,188. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DGXTU131287_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 507, "unit": "per_month", "display": "$507/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24374.0, "price_incl_doc": 24374.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 506.59, "amount_financed": 25897.38, "sales_tax": 1523.38, "total_of_payments": 30395.44, "finance_charge": 4498.06, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260431, VIN KMHLS4DGXTU131287. $507 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $24,374, before any dealer documentation fee. Amount financed $25,897, including $1,523 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $30,395. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DGXTU131287_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 441, "unit": "per_month", "display": "$441/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24374.0, "price_incl_doc": 24374.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 441.4, "amount_financed": 25897.38, "sales_tax": 1523.38, "total_of_payments": 31780.82, "finance_charge": 5883.44, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260431, VIN KMHLS4DGXTU131287. $441 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $24,374, before any dealer documentation fee. Amount financed $25,897, including $1,523 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $31,781. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 190}}, {"vin": "KM8RJES29TU020546", "title": "2026 Hyundai Palisade Pro", "year": 2026, "make": "Hyundai", "model": "Palisade", "trim": "Pro", "decoded_trim": "XRT Pro", "condition": "used", "price": 46553.0, "msrp": 0.0, "sale_price": 46558.0, "currency": "USD", "mileage": 5206, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.5, "engine_cylinders": 6, "transmission": "8-Speed Automatic", "mpg_city": 18, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1044", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/6e82-110013116/KM8RJES29TU020546/3a864d5fb0136da59c092cce59d55b2b.jpg", "images": ["https://vehicle-images.carscommerce.inc/6e82-110013116/KM8RJES29TU020546/3a864d5fb0136da59c092cce59d55b2b.jpg", "https://vehicle-images.carscommerce.inc/32e0-110013116/KM8RJES29TU020546/03464ea21ab73f7498996b10baae8cee.jpg", "https://vehicle-images.carscommerce.inc/db22-110013116/KM8RJES29TU020546/71842e9cef913014d74a0e181b918298.jpg", "https://vehicle-images.carscommerce.inc/fcd4-110013116/KM8RJES29TU020546/13a964094cd3025547442f18eb75e467.jpg", "https://vehicle-images.carscommerce.inc/ab8b-110013116/KM8RJES29TU020546/7075efe5400d0522db8e4f5318542605.jpg", "https://vehicle-images.carscommerce.inc/c1c4-110013116/KM8RJES29TU020546/b2b39418cfbc26652ce5a4ec2bfe229c.jpg", "https://vehicle-images.carscommerce.inc/cfa8-110013116/KM8RJES29TU020546/7f4726a946d5c35821e719c0e1f9deac.jpg", "https://vehicle-images.carscommerce.inc/30a5-110013116/KM8RJES29TU020546/c8ae6c40138232cfa2ef798a172059f9.jpg", "https://vehicle-images.carscommerce.inc/9747-110013116/KM8RJES29TU020546/d86d66a679eebc0a8510255781e1e5c8.jpg", "https://vehicle-images.carscommerce.inc/de38-110013116/KM8RJES29TU020546/7a7f1b1b37259d6c2e2fd52bd4d1543d.jpg", "https://vehicle-images.carscommerce.inc/4725-110013116/KM8RJES29TU020546/0b630bfd718b5a0d72baa70720383980.jpg", "https://vehicle-images.carscommerce.inc/2994-110013116/KM8RJES29TU020546/db9d9c5870a297a1bee757ccb6c90716.jpg", "https://vehicle-images.carscommerce.inc/334e-110013116/KM8RJES29TU020546/e8357a932fd344f384dad53ca8fd0d31.jpg", "https://vehicle-images.carscommerce.inc/5d12-110013116/KM8RJES29TU020546/d84c003d348f5fd7981d0fa6ff1f5174.jpg", "https://vehicle-images.carscommerce.inc/3655-110013116/KM8RJES29TU020546/6bfa8288c9b5460977f77308ebe378a0.jpg", "https://vehicle-images.carscommerce.inc/37a6-110013116/KM8RJES29TU020546/157de6408e63ac3380a45eeb9f1ccd8a.jpg", "https://vehicle-images.carscommerce.inc/3953-110013116/KM8RJES29TU020546/020264bc218a05f731317d3a648e81a7.jpg", "https://vehicle-images.carscommerce.inc/1ea5-110013116/KM8RJES29TU020546/96ea70e41832a678e023e71c486457fe.jpg", "https://vehicle-images.carscommerce.inc/1d7c-110013116/KM8RJES29TU020546/8be95bacb9b7a8f79bbabd5290afe2ab.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "XRT Pro", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L 6-Cylinder", "engine_displacement_l": 3.5, "cylinders": 6, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RJES29TU020546.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes29tu020546/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes29tu020546/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RJES29TU020546.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES29TU020546.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RJES29TU020546.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-palisade-xrt-pro-awd-4d-sport-utility-km8rjes29tu020546/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1044, VIN KM8RJES29TU020546. Advertised price: $46,553. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,553"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46553.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RJES29TU020546_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1161, "unit": "per_month", "display": "$1,161/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46553.0, "price_incl_doc": 46553.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1161.4, "amount_financed": 49462.56, "sales_tax": 2909.56, "total_of_payments": 55747.34, "finance_charge": 6284.78, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1044, VIN KM8RJES29TU020546. $1,161 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $46,553, before any dealer documentation fee. Amount financed $49,463, including $2,910 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $55,747. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES29TU020546_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 968, "unit": "per_month", "display": "$968/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46553.0, "price_incl_doc": 46553.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 967.56, "amount_financed": 49462.56, "sales_tax": 2909.56, "total_of_payments": 58053.61, "finance_charge": 8591.05, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1044, VIN KM8RJES29TU020546. $968 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $46,553, before any dealer documentation fee. Amount financed $49,463, including $2,910 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $58,054. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RJES29TU020546_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 843, "unit": "per_month", "display": "$843/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46553.0, "price_incl_doc": 46553.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 843.05, "amount_financed": 49462.56, "sales_tax": 2909.56, "total_of_payments": 60699.6, "finance_charge": 11237.04, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1044, VIN KM8RJES29TU020546. $843 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,553, before any dealer documentation fee. Amount financed $49,463, including $2,910 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $60,700. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 188}}, {"vin": "5NMP2DG11TH139590", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 43463.0, "msrp": null, "sale_price": 43463.0, "currency": "USD", "mileage": null, "exterior_color": "Rockwood Green", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 7, "engine": "Intercooled Turbo Gas/Electric I-4 1.6 L/98", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP2DG11TH139590", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/637e-110013116/5NMP2DG11TH139590/94d41f43aad92c4eae689a6294c32080.jpg", "images": ["https://vehicle-images.carscommerce.inc/637e-110013116/5NMP2DG11TH139590/94d41f43aad92c4eae689a6294c32080.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG11TH139590.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg11th139590/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg11th139590/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG11TH139590.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG11TH139590.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG11TH139590.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-sport-utility-5nmp2dg11th139590/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NMP2DG11TH139590, VIN 5NMP2DG11TH139590. Advertised price: $43,463. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$43,463"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 43463.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG11TH139590_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 770, "unit": "per_month", "display": "$770/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43463.0, "price_incl_doc": 43463.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 769.66, "amount_financed": 46179.44, "sales_tax": 2716.44, "total_of_payments": 46179.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG11TH139590, VIN 5NMP2DG11TH139590. $770 per month for 60 months at 0% APR, $0 cash down. Advertised price $43,463, before any dealer documentation fee. Amount financed $46,179, including $2,716 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $46,179. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG11TH139590_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 686, "unit": "per_month", "display": "$686/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 43463.0, "price_incl_doc": 43463.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 685.52, "amount_financed": 46179.44, "sales_tax": 2716.44, "total_of_payments": 57583.27, "finance_charge": 11403.83, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP2DG11TH139590, VIN 5NMP2DG11TH139590. $686 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $43,463, before any dealer documentation fee. Amount financed $46,179, including $2,716 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $57,583. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 169}}, {"vin": "5NMP5DGL5TH232587", "title": "2026 Hyundai SANTA FE Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 46816.0, "msrp": 51920.0, "sale_price": 52333.0, "currency": "USD", "mileage": null, "exterior_color": "Phantom Black", "interior_color": "Pecan Brown", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 6, "engine": "Intercooled Turbo Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 20, "mpg_hwy": 28, "range_miles": null, "battery_kwh": null, "stock_number": "5NMP5DGL5TH232587", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 27, "primary_image": "https://vehicle-images.carscommerce.inc/4dd2-110013116/5NMP5DGL5TH232587/9428659a8d82c7f10ac4acaaf2e50daf.jpg", "images": ["https://vehicle-images.carscommerce.inc/4dd2-110013116/5NMP5DGL5TH232587/9428659a8d82c7f10ac4acaaf2e50daf.jpg", "https://vehicle-images.carscommerce.inc/957a-110013116/5NMP5DGL5TH232587/b133a0b2ec7fe013ad3615f6b93c5c51.jpg", "https://vehicle-images.carscommerce.inc/fa00-110013116/5NMP5DGL5TH232587/a7ef8a159fa12433daddaa5485c97ea6.jpg", "https://vehicle-images.carscommerce.inc/7055-110013116/5NMP5DGL5TH232587/44e51ddfacbfed199706f2916933f080.jpg", "https://vehicle-images.carscommerce.inc/6864-110013116/5NMP5DGL5TH232587/a05c9dcd8abd8dea85dd6ebd49f96fd5.jpg", "https://vehicle-images.carscommerce.inc/c09e-110013116/5NMP5DGL5TH232587/bb9695d32893d705b4251b70c323803d.png", 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"https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DGL5TH232587.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-sport-utility-5nmp5dgl5th232587/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-sport-utility-5nmp5dgl5th232587/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DGL5TH232587.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL5TH232587.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DGL5TH232587.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-calligraphy-awd-sport-utility-5nmp5dgl5th232587/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,104. This offer applies to Stock #5NMP5DGL5TH232587, VIN 5NMP5DGL5TH232587. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $51,920. Advertised price: $46,816. Savings: $5,104, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$51,920"}, {"label": "Advertised price", "value": "$46,816"}, {"label": "Savings", "value": "$5,104, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,104", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46816.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DGL5TH232587_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 829, "unit": "per_month", "display": "$829/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46816.0, "price_incl_doc": 46816.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 829.03, "amount_financed": 49742.0, "sales_tax": 2926.0, "total_of_payments": 49742.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP5DGL5TH232587, VIN 5NMP5DGL5TH232587. $829 per month for 60 months at 0% APR, $0 cash down. Advertised price $46,816, before any dealer documentation fee. Amount financed $49,742, including $2,926 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $49,742. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL5TH232587_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 738, "unit": "per_month", "display": "$738/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46816.0, "price_incl_doc": 46816.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 738.4, "amount_financed": 49742.0, "sales_tax": 2926.0, "total_of_payments": 62025.59, "finance_charge": 12283.59, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NMP5DGL5TH232587, VIN 5NMP5DGL5TH232587. $738 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $46,816, before any dealer documentation fee. Amount financed $49,742, including $2,926 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,026. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL5TH232587_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 578, "unit": "per_month", "display": "$578/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51920.0, "selling_price": 46816.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 577.79, "net_cap_cost": 47466.0, "residual_value": 32190.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 577.79, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 737.79}, "total_of_payments": 20808, "total_of_payments_unrounded": 20800.44}, "disclosure": "Estimated lease payment for stock #5NMP5DGL5TH232587, VIN 5NMP5DGL5TH232587. $578 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $738, made up of $578 first payment, $60 title, $100 registration. MSRP $51,920. Lease selling price $46,816. Net capitalized cost $47,466. Residual value $32,190, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,808. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DGL5TH232587_lease", "type": "lease", "label": "Lease", "headline": {"value": 484, "unit": "per_month", "display": "$484/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 51920.0, "selling_price": 46816.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 484.5, "net_cap_cost": 44467.0, "residual_value": 32190.4, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 484.5, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3643.5}, "total_of_payments": 17424, "total_of_payments_unrounded": 17442.0}, "disclosure": "Estimated lease payment for stock #5NMP5DGL5TH232587, VIN 5NMP5DGL5TH232587. $484 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,644, made up of $484 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $51,920. Lease selling price $46,816. Net capitalized cost $44,467. Residual value $32,190, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $17,424. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 4, "suppressed": 1, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 313}}, {"vin": "5NMP2DG1XTH106247", "title": "2026 Hyundai Santa Fe Hybrid SEL", "year": 2026, "make": "Hyundai", "model": "Santa Fe Hybrid", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 39383.0, "msrp": 0.0, "sale_price": 39686.0, "currency": "USD", "mileage": 13, "exterior_color": "Green", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": null, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260437", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/b086-110013116/5NMP2DG1XTH106247/32f8818a82ce4d4e189a04e69c9c484d.jpg", "images": ["https://vehicle-images.carscommerce.inc/b086-110013116/5NMP2DG1XTH106247/32f8818a82ce4d4e189a04e69c9c484d.jpg", "https://vehicle-images.carscommerce.inc/ca5e-110013116/5NMP2DG1XTH106247/7f6c056b8c344443c92c8c9ad51c2b2f.jpg", "https://vehicle-images.carscommerce.inc/7316-110013116/5NMP2DG1XTH106247/5918a5b76a89885061232d0dddb99927.jpg", "https://vehicle-images.carscommerce.inc/cfba-110013116/5NMP2DG1XTH106247/32c7cae4863fb51a6495e174e768c9ad.jpg", "https://vehicle-images.carscommerce.inc/6ab6-110013116/5NMP2DG1XTH106247/040dfa0790133f50691e01eff8460d74.jpg", "https://vehicle-images.carscommerce.inc/d88c-110013116/5NMP2DG1XTH106247/8f169d20eeba2f094cf3c38afd6c0dfd.jpg", "https://vehicle-images.carscommerce.inc/e1a8-110013116/5NMP2DG1XTH106247/2feb6abfb97e0ac7643a91902291c1cb.jpg", "https://vehicle-images.carscommerce.inc/641f-110013116/5NMP2DG1XTH106247/069d6bb31cda5ff6ee3ddd4521070334.jpg", "https://vehicle-images.carscommerce.inc/be0c-110013116/5NMP2DG1XTH106247/2f4db97397150996576c0a113f57a255.jpg", "https://vehicle-images.carscommerce.inc/75c8-110013116/5NMP2DG1XTH106247/a0344462b4f224a9862d20af83235232.jpg", "https://vehicle-images.carscommerce.inc/e163-110013116/5NMP2DG1XTH106247/e2f99ee5fe6e75ad19255886e9b65988.jpg", "https://vehicle-images.carscommerce.inc/b184-110013116/5NMP2DG1XTH106247/d6da92c4a8402a6e9f23a86aaccd741c.jpg", "https://vehicle-images.carscommerce.inc/4b45-110013116/5NMP2DG1XTH106247/39edf02ba7e82b6bb9acf264eb1666aa.jpg", "https://vehicle-images.carscommerce.inc/62b0-110013116/5NMP2DG1XTH106247/d4fe64895997b90bcb0286d9494fb61f.jpg", "https://vehicle-images.carscommerce.inc/dba8-110013116/5NMP2DG1XTH106247/85a91f828fceda003fe1dd194d3fa1d5.jpg", "https://vehicle-images.carscommerce.inc/5d25-110013116/5NMP2DG1XTH106247/d3ffa4bb6cc4c0ac6219baa9bfb87cdf.jpg", "https://vehicle-images.carscommerce.inc/e4e9-110013116/5NMP2DG1XTH106247/c7097bfe0bc25194b246993ee327d6b3.jpg", "https://vehicle-images.carscommerce.inc/6d3f-110013116/5NMP2DG1XTH106247/fa6cc0246b1cbf66207b2e7de0a9efd6.jpg", "https://vehicle-images.carscommerce.inc/6471-110013116/5NMP2DG1XTH106247/667c91a7234fb7e1cfb4a4e9f1d45e8e.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG1XTH106247.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg1xth106247/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg1xth106247/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG1XTH106247.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG1XTH106247.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG1XTH106247.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg1xth106247/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260437, VIN 5NMP2DG1XTH106247. Advertised price: $39,383. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$39,383"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39383.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG1XTH106247_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 983, "unit": "per_month", "display": "$983/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39383.0, "price_incl_doc": 39383.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 982.53, "amount_financed": 41844.44, "sales_tax": 2461.44, "total_of_payments": 47161.25, "finance_charge": 5316.81, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260437, VIN 5NMP2DG1XTH106247. $983 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $39,383, before any dealer documentation fee. Amount financed $41,844, including $2,461 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $47,161. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG1XTH106247_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 819, "unit": "per_month", "display": "$819/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39383.0, "price_incl_doc": 39383.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 818.54, "amount_financed": 41844.44, "sales_tax": 2461.44, "total_of_payments": 49112.31, "finance_charge": 7267.87, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260437, VIN 5NMP2DG1XTH106247. $819 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $39,383, before any dealer documentation fee. Amount financed $41,844, including $2,461 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $49,112. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG1XTH106247_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 713, "unit": "per_month", "display": "$713/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39383.0, "price_incl_doc": 39383.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 713.21, "amount_financed": 41844.44, "sales_tax": 2461.44, "total_of_payments": 51350.78, "finance_charge": 9506.34, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260437, VIN 5NMP2DG1XTH106247. $713 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $39,383, before any dealer documentation fee. Amount financed $41,844, including $2,461 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $51,351. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 35156.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JM3KFBEM0S0751379_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 877, "unit": "per_month", "display": "$877/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35156.0, "price_incl_doc": 35156.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 877.07, "amount_financed": 37353.25, "sales_tax": 2197.25, "total_of_payments": 42099.4, "finance_charge": 4746.15, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0870, VIN JM3KFBEM0S0751379. $877 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $35,156, before any dealer documentation fee. Amount financed $37,353, including $2,197 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $42,099. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBEM0S0751379_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 731, "unit": "per_month", "display": "$731/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. 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Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JM3KFBEM0S0751379_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 637, "unit": "per_month", "display": "$637/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 35156.0, "price_incl_doc": 35156.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 636.66, "amount_financed": 37353.25, "sales_tax": 2197.25, "total_of_payments": 45839.26, "finance_charge": 8486.01, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0870, VIN JM3KFBEM0S0751379. $637 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $35,156, before any dealer documentation fee. Amount financed $37,353, including $2,197 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $45,839. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,148"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Blind Spot Monitor", "Fog Lights", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34148.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5FNYG1H83PB014114_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 852, "unit": "per_month", "display": "$852/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34148.0, "price_incl_doc": 34148.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 851.92, "amount_financed": 36282.25, "sales_tax": 2134.25, "total_of_payments": 40892.32, "finance_charge": 4610.07, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1021, VIN 5FNYG1H83PB014114. $852 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,148, before any dealer documentation fee. Amount financed $36,282, including $2,134 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $40,892. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FNYG1H83PB014114_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 710, "unit": "per_month", "display": "$710/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34148.0, "price_incl_doc": 34148.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 709.73, "amount_financed": 36282.25, "sales_tax": 2134.25, "total_of_payments": 42584.04, "finance_charge": 6301.79, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1021, VIN 5FNYG1H83PB014114. $710 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,148, before any dealer documentation fee. Amount financed $36,282, including $2,134 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $42,584. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5FNYG1H83PB014114_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 618, "unit": "per_month", "display": "$618/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34148.0, "price_incl_doc": 34148.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 618.4, "amount_financed": 36282.25, "sales_tax": 2134.25, "total_of_payments": 44524.95, "finance_charge": 8242.7, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1021, VIN 5FNYG1H83PB014114. $618 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,148, before any dealer documentation fee. Amount financed $36,282, including $2,134 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $44,525. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 231}}, {"vin": "5NMP2DG17TH137505", "title": "2026 Hyundai SANTA FE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 39712.0, "msrp": 43010.0, "sale_price": 39962.0, "currency": "USD", "mileage": 16, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260979", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/bc84-110013116/5NMP2DG17TH137505/d1c0a4c60384cefcdf1145e61b32956b.jpg", "images": ["https://vehicle-images.carscommerce.inc/bc84-110013116/5NMP2DG17TH137505/d1c0a4c60384cefcdf1145e61b32956b.jpg", "https://vehicle-images.carscommerce.inc/8faf-110013116/5NMP2DG17TH137505/e893699decd0e2e018719a311de02cc4.jpg", "https://vehicle-images.carscommerce.inc/bb1e-110013116/5NMP2DG17TH137505/a0b181f204ccbb216239da12afacf72b.jpg", "https://vehicle-images.carscommerce.inc/1c45-110013116/5NMP2DG17TH137505/7e37843304ad1396866802ac49f39367.jpg", "https://vehicle-images.carscommerce.inc/5a9a-110013116/5NMP2DG17TH137505/02153c219792b98bb7f687d491083980.png", "https://vehicle-images.carscommerce.inc/98e5-110013116/5NMP2DG17TH137505/8c990dc470d39e0f5b58077713c06948.jpg", "https://vehicle-images.carscommerce.inc/19e5-110013116/5NMP2DG17TH137505/321a8781ff76746a025c3123b3375a02.jpg", "https://vehicle-images.carscommerce.inc/66fb-110013116/5NMP2DG17TH137505/cdaf81d989750556110bb6e3442369ce.png", "https://vehicle-images.carscommerce.inc/e15f-110013116/5NMP2DG17TH137505/a86afd4e4c0f10b626956f017ed1b1f2.jpg", "https://vehicle-images.carscommerce.inc/51f7-110013116/5NMP2DG17TH137505/4e96a5eba7d658005d9e06652f3de9cd.jpg", "https://vehicle-images.carscommerce.inc/2717-110013116/5NMP2DG17TH137505/d280d25523c85596507ce99c91266717.png", "https://vehicle-images.carscommerce.inc/57e3-110013116/5NMP2DG17TH137505/0c8556c04bdaa66f3862d4158b03c1a5.jpg", "https://vehicle-images.carscommerce.inc/424c-110013116/5NMP2DG17TH137505/dafebbbf0988d4c021fee542de8ac0bf.jpg", "https://vehicle-images.carscommerce.inc/4be2-110013116/5NMP2DG17TH137505/901817ec229f293198f7488a08e11c1b.png", "https://vehicle-images.carscommerce.inc/aafc-110013116/5NMP2DG17TH137505/d535eae96d9304a49b7bc48d2fb81d5c.jpg", "https://vehicle-images.carscommerce.inc/2921-110013116/5NMP2DG17TH137505/6fbf269ef13fbc8e2390b2d31e3c6f4c.jpg", "https://vehicle-images.carscommerce.inc/ce72-110013116/5NMP2DG17TH137505/24e6ce2c0be464854ab3fa4433f69f10.png", "https://vehicle-images.carscommerce.inc/d787-110013116/5NMP2DG17TH137505/2dc620381488427450f7ba950fc5e4e9.jpg", "https://vehicle-images.carscommerce.inc/6842-110013116/5NMP2DG17TH137505/612c611aaee8d714d6bc4727b6bd38ca.jpg", "https://vehicle-images.carscommerce.inc/8941-110013116/5NMP2DG17TH137505/9d8b29f7a05ff55dbe8606bdc8d5d8ac.png", "https://vehicle-images.carscommerce.inc/6981-110013116/5NMP2DG17TH137505/655c7a164d91e83b304df4a163a05e2d.jpg", "https://vehicle-images.carscommerce.inc/c38d-110013116/5NMP2DG17TH137505/c4da3cde0f48a450e3d13bcc612fb2f5.jpg", "https://vehicle-images.carscommerce.inc/3017-110013116/5NMP2DG17TH137505/c34eed6b3c4db0c4dcdbc267e4a6e3b4.png", "https://vehicle-images.carscommerce.inc/8f90-110013116/5NMP2DG17TH137505/cb6949319eb94907bc20c37159fd573b.jpg", "https://vehicle-images.carscommerce.inc/bb90-110013116/5NMP2DG17TH137505/0b43ad8b2a4092c834b0a8f1435d3f5b.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Fe", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "1.6L", "engine_displacement_l": 1.6, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 43010.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP2DG17TH137505.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg17th137505/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg17th137505/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP2DG17TH137505.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG17TH137505.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP2DG17TH137505.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-sel-awd-4d-sport-utility-5nmp2dg17th137505/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,298. This offer applies to Stock #HD260979, VIN 5NMP2DG17TH137505. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $43,010. Advertised price: $39,712. Savings: $3,298, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$43,010"}, {"label": "Advertised price", "value": "$39,712"}, {"label": "Savings", "value": "$3,298, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,298", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 39712.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP2DG17TH137505_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 703, "unit": "per_month", "display": "$703/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39712.0, "price_incl_doc": 39712.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 703.23, "amount_financed": 42194.0, "sales_tax": 2482.0, "total_of_payments": 42194.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260979, VIN 5NMP2DG17TH137505. $703 per month for 60 months at 0% APR, $0 cash down. Advertised price $39,712, before any dealer documentation fee. Amount financed $42,194, including $2,482 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $42,194. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP2DG17TH137505_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 626, "unit": "per_month", "display": "$626/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 39712.0, "price_incl_doc": 39712.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 626.35, "amount_financed": 42194.0, "sales_tax": 2482.0, "total_of_payments": 52613.64, "finance_charge": 10419.64, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260979, VIN 5NMP2DG17TH137505. $626 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $39,712, before any dealer documentation fee. Amount financed $42,194, including $2,482 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $52,614. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg7tu231248/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG7TU231248.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG7TU231248.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG7TU231248.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg7tu231248/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,186. This offer applies to Stock #28716, VIN KMHLS4DG7TU231248. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $27,300. Advertised price: $25,114. Savings: $2,186, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$27,300"}, {"label": "Advertised price", "value": "$25,114"}, {"label": "Savings", "value": "$2,186, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,186", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 25114.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG7TU231248_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 485, "unit": "per_month", "display": "$485/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25114.0, "price_incl_doc": 25114.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 485.3, "amount_financed": 26683.63, "sales_tax": 1569.63, "total_of_payments": 29118.14, "finance_charge": 2434.51, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28716, VIN KMHLS4DG7TU231248. $485 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $25,114, before any dealer documentation fee. Amount financed $26,684, including $1,570 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $29,118. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG7TU231248_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 396, "unit": "per_month", "display": "$396/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 25114.0, "price_incl_doc": 25114.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 396.11, "amount_financed": 26683.63, "sales_tax": 1569.63, "total_of_payments": 33273.05, "finance_charge": 6589.42, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28716, VIN KMHLS4DG7TU231248. $396 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $25,114, before any dealer documentation fee. Amount financed $26,684, including $1,570 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $33,273. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://www.castlehyundaidownersgrove.com/inventory/used-2026-volkswagen-tiguan-2-0t-se-awd-4d-sport-utility-3vvmr7rm0tm016160/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VVMR7RM0TM016160.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VVMR7RM0TM016160.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VVMR7RM0TM016160.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-volkswagen-tiguan-2-0t-se-awd-4d-sport-utility-3vvmr7rm0tm016160/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV1012, VIN 3VVMR7RM0TM016160. Advertised price: $34,703. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$34,703"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 34703.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVMR7RM0TM016160_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 866, "unit": "per_month", "display": "$866/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34703.0, "price_incl_doc": 34703.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 865.77, "amount_financed": 36871.94, "sales_tax": 2168.94, "total_of_payments": 41556.94, "finance_charge": 4685.0, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1012, VIN 3VVMR7RM0TM016160. $866 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $34,703, before any dealer documentation fee. Amount financed $36,872, including $2,169 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $41,557. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVMR7RM0TM016160_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 721, "unit": "per_month", "display": "$721/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34703.0, "price_incl_doc": 34703.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 721.27, "amount_financed": 36871.94, "sales_tax": 2168.94, "total_of_payments": 43276.15, "finance_charge": 6404.21, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1012, VIN 3VVMR7RM0TM016160. $721 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $34,703, before any dealer documentation fee. Amount financed $36,872, including $2,169 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $43,276. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVMR7RM0TM016160_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 628, "unit": "per_month", "display": "$628/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 34703.0, "price_incl_doc": 34703.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 628.45, "amount_financed": 36871.94, "sales_tax": 2168.94, "total_of_payments": 45248.61, "finance_charge": 8376.67, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1012, VIN 3VVMR7RM0TM016160. $628 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $34,703, before any dealer documentation fee. Amount financed $36,872, including $2,169 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $45,249. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-4d-sport-utility-km8jadd19tu466398/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8JADD19TU466398.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JADD19TU466398.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8JADD19TU466398.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-tucson-hybrid-blue-se-awd-4d-sport-utility-km8jadd19tu466398/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,264. This offer applies to Stock #28789, VIN KM8JADD19TU466398. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $34,350. Advertised price: $32,086. Savings: $2,264, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$34,350"}, {"label": "Advertised price", "value": "$32,086"}, {"label": "Savings", "value": "$2,264, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,264", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 32086.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8JADD19TU466398_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 597, "unit": "per_month", "display": "$597/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32086.0, "price_incl_doc": 32086.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Tucson Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 597.4, "amount_financed": 34091.38, "sales_tax": 2005.38, "total_of_payments": 35843.78, "finance_charge": 1752.4, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28789, VIN KM8JADD19TU466398. $597 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $32,086, before any dealer documentation fee. Amount financed $34,091, including $2,005 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $35,844. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8JADD19TU466398_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 506, "unit": "per_month", "display": "$506/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 32086.0, "price_incl_doc": 32086.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 506.07, "amount_financed": 34091.38, "sales_tax": 2005.38, "total_of_payments": 42510.11, "finance_charge": 8418.73, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28789, VIN KM8JADD19TU466398. $506 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $32,086, before any dealer documentation fee. Amount financed $34,091, including $2,005 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $42,510. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 238}}, {"vin": "5NTJBDDE8TH176833", "title": "2026 Hyundai SANTA CRUZ SEL", "year": 2026, "make": "Hyundai", "model": "SANTA CRUZ", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 36163.0, "msrp": null, "sale_price": 36163.0, "currency": "USD", "mileage": null, "exterior_color": "Rockwood Green", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 21, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "5NTJBDDE8TH176833", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/8171-110013116/5NTJBDDE8TH176833/eb821f0303b9bc6c2f1d9a71eae9afe5.jpg", "images": ["https://vehicle-images.carscommerce.inc/8171-110013116/5NTJBDDE8TH176833/eb821f0303b9bc6c2f1d9a71eae9afe5.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Cruz", "year": 2026, "trim": "SEL", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NTJBDDE8TH176833.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-sel-awd-crew-cab-pickup-5ntjbdde8th176833/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-sel-awd-crew-cab-pickup-5ntjbdde8th176833/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NTJBDDE8TH176833.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJBDDE8TH176833.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJBDDE8TH176833.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-sel-awd-crew-cab-pickup-5ntjbdde8th176833/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NTJBDDE8TH176833, VIN 5NTJBDDE8TH176833. Advertised price: $36,163. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$36,163"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Power Seats", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36163.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NTJBDDE8TH176833_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 725, "unit": "per_month", "display": "$725/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36163.0, "price_incl_doc": 36163.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Cruz \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 724.92, "amount_financed": 38423.19, "sales_tax": 2260.19, "total_of_payments": 43495.02, "finance_charge": 5071.83, "per_1000_financed": 18.87, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NTJBDDE8TH176833, VIN 5NTJBDDE8TH176833. $725 per month for 60 months at 4.99% APR, $0 cash down. Advertised price $36,163, before any dealer documentation fee. Amount financed $38,423, including $2,260 estimated sales tax at 6.25%. That is $18.87 per $1,000 financed. Total of payments $43,495. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJBDDE8TH176833_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 570, "unit": "per_month", "display": "$570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36163.0, "price_incl_doc": 36163.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 570.38, "amount_financed": 38423.19, "sales_tax": 2260.19, "total_of_payments": 47911.64, "finance_charge": 9488.45, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NTJBDDE8TH176833, VIN 5NTJBDDE8TH176833. $570 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $36,163, before any dealer documentation fee. Amount financed $38,423, including $2,260 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $47,912. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 211}}, {"vin": "JTHC5LFF7J5003251", "title": "2018 Lexus LS Base", "year": 2018, "make": "Lexus", "model": "LS", "trim": "Base", "decoded_trim": "500", "condition": "used", "price": 41390.0, "msrp": 0.0, "sale_price": 41390.0, "currency": "USD", "mileage": 72175, "exterior_color": "Silver", "interior_color": "Black", "drivetrain": "AWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.5L V6 DOHC 24V", "engine_displacement_l": 3.4, "engine_cylinders": 6, "transmission": "10-Speed Automatic", "mpg_city": 18, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "PHD1062", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, 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"https://www.castlehyundaidownersgrove.com/inventory/used-2018-lexus-ls-500-base-awd-4d-sedan-jthc5lff7j5003251/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/JTHC5LFF7J5003251.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/JTHC5LFF7J5003251.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/JTHC5LFF7J5003251.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2018-lexus-ls-500-base-awd-4d-sedan-jthc5lff7j5003251/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1062, VIN JTHC5LFF7J5003251. Advertised price: $41,390. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$41,390"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Seats", "Rain Sensing Wipers", "Rear Sunshade", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 41390.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_JTHC5LFF7J5003251_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1033, "unit": "per_month", "display": "$1,033/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41390.0, "price_incl_doc": 41390.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1032.6, "amount_financed": 43976.88, "sales_tax": 2586.88, "total_of_payments": 49564.64, "finance_charge": 5587.76, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1062, VIN JTHC5LFF7J5003251. $1,033 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $41,390, before any dealer documentation fee. Amount financed $43,977, including $2,587 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $49,565. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTHC5LFF7J5003251_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 860, "unit": "per_month", "display": "$860/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41390.0, "price_incl_doc": 41390.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 860.25, "amount_financed": 43976.88, "sales_tax": 2586.88, "total_of_payments": 51615.13, "finance_charge": 7638.25, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1062, VIN JTHC5LFF7J5003251. $860 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $41,390, before any dealer documentation fee. Amount financed $43,977, including $2,587 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $51,615. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_JTHC5LFF7J5003251_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 750, "unit": "per_month", "display": "$750/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 41390.0, "price_incl_doc": 41390.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 749.55, "amount_financed": 43976.88, "sales_tax": 2586.88, "total_of_payments": 53967.67, "finance_charge": 9990.79, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1062, VIN JTHC5LFF7J5003251. $750 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $41,390, before any dealer documentation fee. Amount financed $43,977, including $2,587 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $53,968. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg18th079214/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP1DG18TH079214.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG18TH079214.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP1DG18TH079214.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-se-awd-4d-sport-utility-5nmp1dg18th079214/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,236. This offer applies to Stock #HD260160, VIN 5NMP1DG18TH079214. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $40,155. Advertised price: $36,919. Savings: $3,236, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$40,155"}, {"label": "Advertised price", "value": "$36,919"}, {"label": "Savings", "value": "$3,236, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,236", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Satellite Radio Ready"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 36919.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP1DG18TH079214_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 654, "unit": "per_month", "display": "$654/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36919.0, "price_incl_doc": 36919.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 653.77, "amount_financed": 39226.44, "sales_tax": 2307.44, "total_of_payments": 39226.44, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260160, VIN 5NMP1DG18TH079214. $654 per month for 60 months at 0% APR, $0 cash down. Advertised price $36,919, before any dealer documentation fee. Amount financed $39,226, including $2,307 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $39,226. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP1DG18TH079214_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 582, "unit": "per_month", "display": "$582/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 36919.0, "price_incl_doc": 36919.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 582.3, "amount_financed": 39226.44, "sales_tax": 2307.44, "total_of_payments": 48913.25, "finance_charge": 9686.81, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260160, VIN 5NMP1DG18TH079214. $582 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $36,919, before any dealer documentation fee. Amount financed $39,226, including $2,307 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $48,913. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 190}}, {"vin": "5NMJACDEXTH647650", "title": "2026 Hyundai Tucson SE", "year": 2026, "make": "Hyundai", "model": "Tucson", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 29902.0, "msrp": 0.0, "sale_price": 30789.0, "currency": "USD", "mileage": 354, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260292", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 19, "primary_image": "https://vehicle-images.carscommerce.inc/8137-110013116/5NMJACDEXTH647650/0dc018c70514c2ce7bd011c130328d3e.jpg", "images": ["https://vehicle-images.carscommerce.inc/8137-110013116/5NMJACDEXTH647650/0dc018c70514c2ce7bd011c130328d3e.jpg", "https://vehicle-images.carscommerce.inc/5514-110013116/5NMJACDEXTH647650/483302b9704b0d47a48eb9f1d9d5973a.jpg", "https://vehicle-images.carscommerce.inc/6827-110013116/5NMJACDEXTH647650/18f101e923df0d0eea084d438a9ce2ca.jpg", "https://vehicle-images.carscommerce.inc/5f45-110013116/5NMJACDEXTH647650/ead5aabb120096f13ca5fc1eff74075e.jpg", "https://vehicle-images.carscommerce.inc/5cb9-110013116/5NMJACDEXTH647650/917b96df676dfad40e366f85321f0418.jpg", "https://vehicle-images.carscommerce.inc/196c-110013116/5NMJACDEXTH647650/bee64a7582f340ea816f1dabedf3f2de.jpg", "https://vehicle-images.carscommerce.inc/8c46-110013116/5NMJACDEXTH647650/72b55b9a88b872b48561cf3f41a21a27.jpg", "https://vehicle-images.carscommerce.inc/6652-110013116/5NMJACDEXTH647650/fd875b4e2eb86792e00a42d70aafa24f.jpg", "https://vehicle-images.carscommerce.inc/2cd8-110013116/5NMJACDEXTH647650/e75f2acfdf17507f214a9161db91e48a.jpg", "https://vehicle-images.carscommerce.inc/6520-110013116/5NMJACDEXTH647650/18f9659a4afdbbaea131c44d323dcb0d.jpg", "https://vehicle-images.carscommerce.inc/8dde-110013116/5NMJACDEXTH647650/f73981f49f53d7fe2da01872fe643710.jpg", "https://vehicle-images.carscommerce.inc/62de-110013116/5NMJACDEXTH647650/044bf01c32e98ae70cf330195431dab5.jpg", "https://vehicle-images.carscommerce.inc/7bf0-110013116/5NMJACDEXTH647650/25ffd901e42a0964189ed19d89a03e28.jpg", "https://vehicle-images.carscommerce.inc/2409-110013116/5NMJACDEXTH647650/6ae5090d7946652fcd7a2249368ffa38.jpg", "https://vehicle-images.carscommerce.inc/7f51-110013116/5NMJACDEXTH647650/62010c71316165c265d5bb90dfa68aa9.jpg", "https://vehicle-images.carscommerce.inc/5d80-110013116/5NMJACDEXTH647650/ec2b94c48c7c8ea6fcc72b5f30fe3aac.jpg", "https://vehicle-images.carscommerce.inc/d842-110013116/5NMJACDEXTH647650/c7618a3457bfa24bad1737b2c3bec383.jpg", "https://vehicle-images.carscommerce.inc/935b-110013116/5NMJACDEXTH647650/9f0f74f6d3986f9b3217c4ee51a5dc1e.jpg", "https://vehicle-images.carscommerce.inc/4ea7-110013116/5NMJACDEXTH647650/e1c2295c1684a2fc595ec3504e5bb97c.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJACDEXTH647650.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacdexth647650/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacdexth647650/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJACDEXTH647650.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDEXTH647650.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJACDEXTH647650.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-se-awd-4d-sport-utility-5nmjacdexth647650/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260292, VIN 5NMJACDEXTH647650. Advertised price: $29,902. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,902"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Keyless Entry"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29902.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJACDEXTH647650_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 746, "unit": "per_month", "display": "$746/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29902.0, "price_incl_doc": 29902.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 745.99, "amount_financed": 31770.88, "sales_tax": 1868.88, "total_of_payments": 35807.73, "finance_charge": 4036.85, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260292, VIN 5NMJACDEXTH647650. $746 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $29,902, before any dealer documentation fee. Amount financed $31,771, including $1,869 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $35,808. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDEXTH647650_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 621, "unit": "per_month", "display": "$621/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29902.0, "price_incl_doc": 29902.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 621.48, "amount_financed": 31770.88, "sales_tax": 1868.88, "total_of_payments": 37289.1, "finance_charge": 5518.22, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260292, VIN 5NMJACDEXTH647650. $621 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $29,902, before any dealer documentation fee. Amount financed $31,771, including $1,869 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,289. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJACDEXTH647650_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 542, "unit": "per_month", "display": "$542/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29902.0, "price_incl_doc": 29902.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 541.51, "amount_financed": 31770.88, "sales_tax": 1868.88, "total_of_payments": 38988.68, "finance_charge": 7217.8, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260292, VIN 5NMJACDEXTH647650. $542 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $29,902, before any dealer documentation fee. Amount financed $31,771, including $1,869 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $38,989. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 161}}, {"vin": "KMHL54JJ4TA187802", "title": "2026 Hyundai SONATA HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SONATA HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 40518.0, "msrp": null, "sale_price": 40518.0, "currency": "USD", "mileage": null, "exterior_color": "Portofino Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Hybrid Fuel", "doors": 4, "seating_capacity": 5, "engine": "Gas/Electric I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "6-Speed Automatic w/OD", "mpg_city": 44, "mpg_hwy": 51, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL54JJ4TA187802", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/a5a1-110013116/KMHL54JJ4TA187802/3e762c8a5d5667c893fa9448eafc5a35.jpg", "images": ["https://vehicle-images.carscommerce.inc/a5a1-110013116/KMHL54JJ4TA187802/3e762c8a5d5667c893fa9448eafc5a35.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "Limited", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL54JJ4TA187802.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4dr-car-kmhl54jj4ta187802/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4dr-car-kmhl54jj4ta187802/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL54JJ4TA187802.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JJ4TA187802.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL54JJ4TA187802.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-hybrid-limited-fwd-4dr-car-kmhl54jj4ta187802/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHL54JJ4TA187802, VIN KMHL54JJ4TA187802. Advertised price: $40,518. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$40,518"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 40518.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL54JJ4TA187802_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 754, "unit": "per_month", "display": "$754/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40518.0, "price_incl_doc": 40518.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 1.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 754.39, "amount_financed": 43050.38, "sales_tax": 2532.38, "total_of_payments": 45263.3, "finance_charge": 2212.92, "per_1000_financed": 17.52, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL54JJ4TA187802, VIN KMHL54JJ4TA187802. $754 per month for 60 months at 1.99% APR, $0 cash down. Advertised price $40,518, before any dealer documentation fee. Amount financed $43,050, including $2,532 estimated sales tax at 6.25%. That is $17.52 per $1,000 financed. Total of payments $45,263. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL54JJ4TA187802_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 639, "unit": "per_month", "display": "$639/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 40518.0, "price_incl_doc": 40518.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 639.07, "amount_financed": 43050.38, "sales_tax": 2532.38, "total_of_payments": 53681.5, "finance_charge": 10631.12, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL54JJ4TA187802, VIN KMHL54JJ4TA187802. $639 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $40,518, before any dealer documentation fee. Amount financed $43,050, including $2,532 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $53,682. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 147}}, {"vin": "7YAKNDDCXTY069363", "title": "2026 Hyundai IONIQ 5 SEL", "year": 2026, "make": "Hyundai", "model": "IONIQ 5", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 46113.0, "msrp": null, "sale_price": 46113.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": 5, "engine": "Electric", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "7YAKNDDCXTY069363", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/e043-110013116/7YAKNDDCXTY069363/b1d8b9fc4bd2b145e5aeff27c21dc2fb.jpg", "images": ["https://vehicle-images.carscommerce.inc/e043-110013116/7YAKNDDCXTY069363/b1d8b9fc4bd2b145e5aeff27c21dc2fb.jpg"], "vin_decode": {"make": "Hyundai", "model": "Ioniq 5", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "4WD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/7YAKNDDCXTY069363.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddcxty069363/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddcxty069363/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7YAKNDDCXTY069363.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKNDDCXTY069363.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKNDDCXTY069363.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddcxty069363/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #7YAKNDDCXTY069363, VIN 7YAKNDDCXTY069363. Advertised price: $46,113. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,113"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46113.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7YAKNDDCXTY069363_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 680, "unit": "per_month", "display": "$680/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46113.0, "price_incl_doc": 46113.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 680.49, "amount_financed": 48995.06, "sales_tax": 2882.06, "total_of_payments": 48995.06, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #7YAKNDDCXTY069363, VIN 7YAKNDDCXTY069363. $680 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,113, before any dealer documentation fee. Amount financed $48,995, including $2,882 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $48,995. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDCXTY069363_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 664, "unit": "per_month", "display": "$664/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 45700.0, "selling_price": 46113.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 663.6, "net_cap_cost": 46763.0, "residual_value": 28334.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 663.6, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 823.6}, "total_of_payments": 23904, "total_of_payments_unrounded": 23889.6}, "disclosure": "Estimated lease payment for stock #7YAKNDDCXTY069363, VIN 7YAKNDDCXTY069363. $664 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $824, made up of $664 first payment, $60 title, $100 registration. MSRP $45,700. Lease selling price $46,113. Net capitalized cost $46,763. Residual value $28,334, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $23,904. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDCXTY069363_lease", "type": "lease", "label": "Lease", "headline": {"value": 570, "unit": "per_month", "display": "$570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 45700.0, "selling_price": 46113.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 570.31, "net_cap_cost": 43764.0, "residual_value": 28334.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 570.31, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3729.31}, "total_of_payments": 20520, "total_of_payments_unrounded": 20531.16}, "disclosure": "Estimated lease payment for stock #7YAKNDDCXTY069363, VIN 7YAKNDDCXTY069363. $570 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,729, made up of $570 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $45,700. Lease selling price $46,113. Net capitalized cost $43,764. Residual value $28,334, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,520. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 217}}, {"vin": "5NMP3DG16TH101687", "title": "2026 Hyundai Santa Fe Hybrid Limited", "year": 2026, "make": "Hyundai", "model": "Santa Fe Hybrid", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 42913.0, "msrp": 0.0, "sale_price": 42920.0, "currency": "USD", "mileage": 6259, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": null, 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"Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DG16TH101687.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg16th101687/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg16th101687/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG16TH101687.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG16TH101687.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG16TH101687.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/certified-used-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg16th101687/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PHD1049, VIN 5NMP3DG16TH101687. Advertised price: $42,913. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$42,913"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 42913.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG16TH101687_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1071, "unit": "per_month", "display": "$1,071/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42913.0, "price_incl_doc": 42913.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1070.59, "amount_financed": 45595.06, "sales_tax": 2682.06, "total_of_payments": 51388.43, "finance_charge": 5793.37, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1049, VIN 5NMP3DG16TH101687. $1,071 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $42,913, before any dealer documentation fee. Amount financed $45,595, including $2,682 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $51,388. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG16TH101687_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 892, "unit": "per_month", "display": "$892/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42913.0, "price_incl_doc": 42913.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 891.91, "amount_financed": 45595.06, "sales_tax": 2682.06, "total_of_payments": 53514.37, "finance_charge": 7919.31, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1049, VIN 5NMP3DG16TH101687. $892 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $42,913, before any dealer documentation fee. Amount financed $45,595, including $2,682 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $53,514. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG16TH101687_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 777, "unit": "per_month", "display": "$777/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 42913.0, "price_incl_doc": 42913.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 777.13, "amount_financed": 45595.06, "sales_tax": 2682.06, "total_of_payments": 55953.47, "finance_charge": 10358.41, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PHD1049, VIN 5NMP3DG16TH101687. $777 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $42,913, before any dealer documentation fee. Amount financed $45,595, including $2,682 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $55,953. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 166}}, {"vin": "KMHLS4DG4TU174071", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 24907.0, "msrp": 27110.0, "sale_price": 24907.0, "currency": "USD", "mileage": 501, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "28511", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/c3d1-110013116/KMHLS4DG4TU174071/5bf3a69e8bfa7d4da390183c390828ab.jpg", "images": ["https://vehicle-images.carscommerce.inc/c3d1-110013116/KMHLS4DG4TU174071/5bf3a69e8bfa7d4da390183c390828ab.jpg", "https://vehicle-images.carscommerce.inc/e677-110013116/KMHLS4DG4TU174071/7e4a0f94368e564f496b9daa94c0ab04.jpg", "https://vehicle-images.carscommerce.inc/13a8-110013116/KMHLS4DG4TU174071/f13927c06fd48ef64a425bad7d1d2e27.jpg", "https://vehicle-images.carscommerce.inc/3f61-110013116/KMHLS4DG4TU174071/84599b4e1b94859bccbaaaa071195ab5.jpg", "https://vehicle-images.carscommerce.inc/96a3-110013116/KMHLS4DG4TU174071/6b0a6aa39ee25e946f076a2411bbd3e7.png", "https://vehicle-images.carscommerce.inc/83be-110013116/KMHLS4DG4TU174071/3473f4e17e1a05888995759ef7dc8c4b.jpg", "https://vehicle-images.carscommerce.inc/bb6f-110013116/KMHLS4DG4TU174071/72978d766dcc755a36c0d4b27ee0fe68.jpg", "https://vehicle-images.carscommerce.inc/f574-110013116/KMHLS4DG4TU174071/8fd3da23d45ba4414340d7713bec3a3c.png", "https://vehicle-images.carscommerce.inc/afc6-110013116/KMHLS4DG4TU174071/54a69eaa4459f4da7cc6716c0f3545d0.jpg", "https://vehicle-images.carscommerce.inc/f0d2-110013116/KMHLS4DG4TU174071/f68def9297ca9a980118df39fb325df6.jpg", "https://vehicle-images.carscommerce.inc/b152-110013116/KMHLS4DG4TU174071/b497292df28d7d20a9fcd156c73c9f5c.png", "https://vehicle-images.carscommerce.inc/d277-110013116/KMHLS4DG4TU174071/1651d8764718e77169762df5d88a4e61.jpg", "https://vehicle-images.carscommerce.inc/f47d-110013116/KMHLS4DG4TU174071/c5a1346e927ceba20915c9b7feb99e6f.jpg", "https://vehicle-images.carscommerce.inc/9318-110013116/KMHLS4DG4TU174071/4b7c1fbf7a56be8dbbf6c03c61cd2c2f.png", "https://vehicle-images.carscommerce.inc/cffd-110013116/KMHLS4DG4TU174071/f210805b0c4d4cfa941cf6eab21b9981.jpg", "https://vehicle-images.carscommerce.inc/81bf-110013116/KMHLS4DG4TU174071/2a737df2b638594dbf9af16c3c91d71e.jpg", "https://vehicle-images.carscommerce.inc/a618-110013116/KMHLS4DG4TU174071/aa17799bebe2ecd0f839672beb1cba5f.png", "https://vehicle-images.carscommerce.inc/b5a5-110013116/KMHLS4DG4TU174071/6a1af411eed01290a60cfaac011f1064.jpg", "https://vehicle-images.carscommerce.inc/9c59-110013116/KMHLS4DG4TU174071/e384295ffd0d29d1617e16b1faedfc29.jpg", "https://vehicle-images.carscommerce.inc/4105-110013116/KMHLS4DG4TU174071/ce83614bcc2741bb642717706851878a.jpg", "https://vehicle-images.carscommerce.inc/80e2-110013116/KMHLS4DG4TU174071/cd3de7776f0fdf5e0d52c98b07b599e9.jpg", "https://vehicle-images.carscommerce.inc/b783-110013116/KMHLS4DG4TU174071/0ea3afc2c64cc19f9a334ddee56fb964.png", "https://vehicle-images.carscommerce.inc/9ee9-110013116/KMHLS4DG4TU174071/bd9eafa0ffe711371b7bfc2d189f18e5.jpg", "https://vehicle-images.carscommerce.inc/a73c-110013116/KMHLS4DG4TU174071/4e05c4c00cd78b084fa39820afc2a9cc.jpg", "https://vehicle-images.carscommerce.inc/4f52-110013116/KMHLS4DG4TU174071/7792d8f7688e7641df14f4911f974876.jpg", "https://vehicle-images.carscommerce.inc/6c47-110013116/KMHLS4DG4TU174071/56261672bb3803798c3adec3f9e2fdf5.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra", "year": 2026, "trim": "SEL Sport Premium", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 27110.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLS4DG4TU174071.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg4tu174071/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg4tu174071/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLS4DG4TU174071.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG4TU174071.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG4TU174071.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg4tu174071/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,203. This offer applies to Stock #28511, VIN KMHLS4DG4TU174071. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $27,110. Advertised price: $24,907. Savings: $2,203, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$27,110"}, {"label": "Advertised price", "value": "$24,907"}, {"label": "Savings", "value": "$2,203, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,203", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24907.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG4TU174071_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 481, "unit": "per_month", "display": "$481/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24907.0, "price_incl_doc": 24907.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 481.3, "amount_financed": 26463.69, "sales_tax": 1556.69, "total_of_payments": 28878.13, "finance_charge": 2414.44, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28511, VIN KMHLS4DG4TU174071. $481 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $24,907, before any dealer documentation fee. Amount financed $26,464, including $1,557 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $28,878. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG4TU174071_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 393, "unit": "per_month", "display": "$393/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24907.0, "price_incl_doc": 24907.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 392.84, "amount_financed": 26463.69, "sales_tax": 1556.69, "total_of_payments": 32998.79, "finance_charge": 6535.1, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28511, VIN KMHLS4DG4TU174071. $393 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,907, before any dealer documentation fee. Amount financed $26,464, including $1,557 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,999. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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"https://ai.castlehyundaidownersgrove.com/v/KM8RMES22TU052441.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMES22TU052441.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-calligraphy-awd-4d-sport-utility-km8rmes22tu052441/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $6,252. This offer applies to Stock #HD260864, VIN KM8RMES22TU052441. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $58,195. Advertised price: $51,943. Savings: $6,252, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$58,195"}, {"label": "Advertised price", "value": "$51,943"}, {"label": "Savings", "value": "$6,252, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $6,252", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 51943.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMES22TU052441_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1016, "unit": "per_month", "display": "$1,016/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51943.0, "price_incl_doc": 51943.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1016.15, "amount_financed": 55189.44, "sales_tax": 3246.44, "total_of_payments": 60968.91, "finance_charge": 5779.47, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260864, VIN KM8RMES22TU052441. $1,016 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $51,943, before any dealer documentation fee. Amount financed $55,189, including $3,246 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $60,969. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMES22TU052441_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 767, "unit": "per_month", "display": "$767/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 51943.0, "price_incl_doc": 51943.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 766.52, "amount_financed": 55189.44, "sales_tax": 3246.44, "total_of_payments": 55189.44, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260864, VIN KM8RMES22TU052441. $767 per month for 72 months at 0% APR, $0 cash down. Advertised price $51,943, before any dealer documentation fee. Amount financed $55,189, including $3,246 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $55,189. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 164}}, {"vin": "5NMP5DG18TH094669", "title": "2026 Hyundai SANTA FE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 48304.0, "msrp": 52745.0, "sale_price": 48804.0, "currency": "USD", "mileage": 24, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "28144", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"https://ai.castlehyundaidownersgrove.com/sticker/5NMP5DG18TH094669.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg18th094669/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg18th094669/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP5DG18TH094669.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG18TH094669.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP5DG18TH094669.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-calligraphy-awd-4d-sport-utility-5nmp5dg18th094669/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $4,441. This offer applies to Stock #28144, VIN 5NMP5DG18TH094669. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,745. Advertised price: $48,304. Savings: $4,441, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,745"}, {"label": "Advertised price", "value": "$48,304"}, {"label": "Savings", "value": "$4,441, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $4,441", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 48304.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP5DG18TH094669_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 855, "unit": "per_month", "display": "$855/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48304.0, "price_incl_doc": 48304.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 855.38, "amount_financed": 51323.0, "sales_tax": 3019.0, "total_of_payments": 51323.0, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28144, VIN 5NMP5DG18TH094669. $855 per month for 60 months at 0% APR, $0 cash down. Advertised price $48,304, before any dealer documentation fee. Amount financed $51,323, including $3,019 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $51,323. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP5DG18TH094669_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 762, "unit": "per_month", "display": "$762/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 48304.0, "price_incl_doc": 48304.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 761.87, "amount_financed": 51323.0, "sales_tax": 3019.0, "total_of_payments": 63997.01, "finance_charge": 12674.01, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28144, VIN 5NMP5DG18TH094669. $762 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $48,304, before any dealer documentation fee. Amount financed $51,323, including $3,019 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $63,997. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 157}}, {"vin": "KM8KNDAF1PU162819", "title": "2023 Hyundai IONIQ 5 SEL", "year": 2023, "make": "Hyundai", "model": "IONIQ 5", "trim": "SEL", "decoded_trim": "SEL", "condition": "used", "price": 28810.0, "msrp": 0.0, "sale_price": 29410.0, "currency": "USD", "mileage": 21403, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": null, "engine": "Electric Motor", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "STK162819", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": 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"Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-ioniq-5-sel-awd-4d-sport-utility-km8kndaf1pu162819/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8KNDAF1PU162819.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8KNDAF1PU162819.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8KNDAF1PU162819.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-hyundai-ioniq-5-sel-awd-4d-sport-utility-km8kndaf1pu162819/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #STK162819, VIN KM8KNDAF1PU162819. Advertised price: $28,810. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$28,810"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Navigation System", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28810.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8KNDAF1PU162819_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 719, "unit": "per_month", "display": "$719/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28810.0, "price_incl_doc": 28810.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 718.75, "amount_financed": 30610.63, "sales_tax": 1800.63, "total_of_payments": 34500.06, "finance_charge": 3889.43, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK162819, VIN KM8KNDAF1PU162819. $719 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $28,810, before any dealer documentation fee. Amount financed $30,611, including $1,801 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $34,500. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8KNDAF1PU162819_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 599, "unit": "per_month", "display": "$599/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28810.0, "price_incl_doc": 28810.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 598.79, "amount_financed": 30610.63, "sales_tax": 1800.63, "total_of_payments": 35927.33, "finance_charge": 5316.7, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK162819, VIN KM8KNDAF1PU162819. $599 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $28,810, before any dealer documentation fee. Amount financed $30,611, including $1,801 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $35,927. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8KNDAF1PU162819_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 522, "unit": "per_month", "display": "$522/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28810.0, "price_incl_doc": 28810.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 521.73, "amount_financed": 30610.63, "sales_tax": 1800.63, "total_of_payments": 37564.84, "finance_charge": 6954.21, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #STK162819, VIN KM8KNDAF1PU162819. $522 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $28,810, before any dealer documentation fee. Amount financed $30,611, including $1,801 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $37,565. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 158}}, {"vin": "KM8HFCAB8TU421993", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 28267.0, "msrp": 31150.0, "sale_price": 30017.0, "currency": "USD", "mileage": 12, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "28347", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/cbb4-110013116/KM8HFCAB8TU421993/a43ae89e220974469a863ba85b6e2a87.jpg", "images": ["https://vehicle-images.carscommerce.inc/cbb4-110013116/KM8HFCAB8TU421993/a43ae89e220974469a863ba85b6e2a87.jpg", "https://vehicle-images.carscommerce.inc/d236-110013116/KM8HFCAB8TU421993/8cf6523c328ef9cc14a2207326c16a34.jpg", "https://vehicle-images.carscommerce.inc/c491-110013116/KM8HFCAB8TU421993/a6d8a91f6179c0bf2f097d01cf7bcb98.jpg", "https://vehicle-images.carscommerce.inc/4ce7-110013116/KM8HFCAB8TU421993/5d7019d950077183fc4e6bbd72b7882e.jpg", "https://vehicle-images.carscommerce.inc/bdcc-110013116/KM8HFCAB8TU421993/e423d4f9975c5963c0e533af8f75aa5e.png", "https://vehicle-images.carscommerce.inc/fb2f-110013116/KM8HFCAB8TU421993/17420aa8e7d68cd8cead7975fa106b42.jpg", "https://vehicle-images.carscommerce.inc/10b5-110013116/KM8HFCAB8TU421993/a26790e45904f2779d7e13b54f4e9518.jpg", "https://vehicle-images.carscommerce.inc/88cc-110013116/KM8HFCAB8TU421993/da4672fcd8348dafae82233b3a24ed2e.png", "https://vehicle-images.carscommerce.inc/96a9-110013116/KM8HFCAB8TU421993/929c54b6603b2ce74c5e4b915873ae13.jpg", "https://vehicle-images.carscommerce.inc/f29e-110013116/KM8HFCAB8TU421993/b384665e2b9df8243c4ab7a733cfec51.jpg", "https://vehicle-images.carscommerce.inc/aef5-110013116/KM8HFCAB8TU421993/ead4da9ce243b3144462a1b476c9a8e8.png", "https://vehicle-images.carscommerce.inc/a760-110013116/KM8HFCAB8TU421993/49253834bf5c349701c64dab4a8fc883.jpg", "https://vehicle-images.carscommerce.inc/2e29-110013116/KM8HFCAB8TU421993/3c1829dc5895c0e1ae8546c2b8176f2a.jpg", "https://vehicle-images.carscommerce.inc/6533-110013116/KM8HFCAB8TU421993/5ba20fbc609af36a8f64baabd044d52f.png", "https://vehicle-images.carscommerce.inc/a52e-110013116/KM8HFCAB8TU421993/bc0688d8bf251b19faaf7086e8cc8c78.jpg", "https://vehicle-images.carscommerce.inc/4f2c-110013116/KM8HFCAB8TU421993/213cd05a2e7f6c53f53f57dc3f9e749c.jpg", "https://vehicle-images.carscommerce.inc/4359-110013116/KM8HFCAB8TU421993/090e273aab7be049c8a8a8ac6db84af0.png", "https://vehicle-images.carscommerce.inc/c44f-110013116/KM8HFCAB8TU421993/83fd506a6a22a9c89631c33b59fbb8d5.jpg", "https://vehicle-images.carscommerce.inc/15d5-110013116/KM8HFCAB8TU421993/5afc8aa76d436f3479099eded510783e.jpg", "https://vehicle-images.carscommerce.inc/97a0-110013116/KM8HFCAB8TU421993/17f8ba278eab233190c4b7c9ad963978.jpg", "https://vehicle-images.carscommerce.inc/6f59-110013116/KM8HFCAB8TU421993/267661198e4364167e3a6db6f55d11db.jpg", "https://vehicle-images.carscommerce.inc/b1b2-110013116/KM8HFCAB8TU421993/8e73def4a9e983e2670581d649f4a4ad.png", "https://vehicle-images.carscommerce.inc/32e4-110013116/KM8HFCAB8TU421993/75d2c4ae42df647d922d52d617df48d8.jpg", "https://vehicle-images.carscommerce.inc/a43e-110013116/KM8HFCAB8TU421993/d494a1974283353dd2920ef553b887ac.jpg", "https://vehicle-images.carscommerce.inc/1166-110013116/KM8HFCAB8TU421993/3572ebd2d7e1d86f9f0a98ee9b0ba678.jpg", "https://vehicle-images.carscommerce.inc/2375-110013116/KM8HFCAB8TU421993/76ce92bb477779d139ff11f1a75bf348.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31150.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB8TU421993.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab8tu421993/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab8tu421993/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB8TU421993.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB8TU421993.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB8TU421993.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab8tu421993/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,883. This offer applies to Stock #28347, VIN KM8HFCAB8TU421993. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,150. Advertised price: $28,267. Savings: $2,883, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,150"}, {"label": "Advertised price", "value": "$28,267"}, {"label": "Savings", "value": "$2,883, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,883", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28267.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB8TU421993_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 546, "unit": "per_month", "display": "$546/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28267.0, "price_incl_doc": 28267.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 546.23, "amount_financed": 30033.69, "sales_tax": 1766.69, "total_of_payments": 32773.84, "finance_charge": 2740.15, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28347, VIN KM8HFCAB8TU421993. $546 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,267, before any dealer documentation fee. Amount financed $30,034, including $1,767 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,774. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB8TU421993_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28267.0, "price_incl_doc": 28267.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 445.84, "amount_financed": 30033.69, "sales_tax": 1766.69, "total_of_payments": 37450.39, "finance_charge": 7416.7, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28347, VIN KM8HFCAB8TU421993. $446 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,267, before any dealer documentation fee. Amount financed $30,034, including $1,767 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,450. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 164}}, {"vin": "3VVNB7AX0PM105408", "title": "2023 Volkswagen Tiguan SE", "year": 2023, "make": "Volkswagen", "model": "Tiguan", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 23721.0, "msrp": 0.0, "sale_price": 23890.0, "currency": "USD", "mileage": 32013, "exterior_color": "Gray", "interior_color": "Titan Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.0L TSI DOHC", "engine_displacement_l": 2.0, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Tiptronic", "mpg_city": 23, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "PDV1042", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-tiguan-2-0t-se-fwd-4d-sport-utility-3vvnb7ax0pm105408/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VVNB7AX0PM105408.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VVNB7AX0PM105408.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VVNB7AX0PM105408.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-tiguan-2-0t-se-fwd-4d-sport-utility-3vvnb7ax0pm105408/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. 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See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$23,721"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "Backup Camera", "Heated Seats", "Keyless Entry", "Panoramic Sunroof", "Power Liftgate", "Power Seats", "Rain Sensing Wipers"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23721.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VVNB7AX0PM105408_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 592, "unit": "per_month", "display": "$592/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23721.0, "price_incl_doc": 23721.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 591.79, "amount_financed": 25203.56, "sales_tax": 1482.56, "total_of_payments": 28405.96, "finance_charge": 3202.4, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1042, VIN 3VVNB7AX0PM105408. $592 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $23,721, before any dealer documentation fee. Amount financed $25,204, including $1,483 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $28,406. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVNB7AX0PM105408_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 493, "unit": "per_month", "display": "$493/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23721.0, "price_incl_doc": 23721.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 493.02, "amount_financed": 25203.56, "sales_tax": 1482.56, "total_of_payments": 29581.11, "finance_charge": 4377.55, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1042, VIN 3VVNB7AX0PM105408. $493 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $23,721, before any dealer documentation fee. Amount financed $25,204, including $1,483 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $29,581. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VVNB7AX0PM105408_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 430, "unit": "per_month", "display": "$430/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23721.0, "price_incl_doc": 23721.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 429.57, "amount_financed": 25203.56, "sales_tax": 1482.56, "total_of_payments": 30929.37, "finance_charge": 5725.81, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV1042, VIN 3VVNB7AX0PM105408. $430 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $23,721, before any dealer documentation fee. Amount financed $25,204, including $1,483 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $30,929. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg8tu221757/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLM4DG8TU221757.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG8TU221757.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLM4DG8TU221757.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhlm4dg8tu221757/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,168. This offer applies to Stock #28697, VIN KMHLM4DG8TU221757. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,095. Advertised price: $23,927. Savings: $2,168, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,095"}, {"label": "Advertised price", "value": "$23,927"}, {"label": "Savings", "value": "$2,168, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,168", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 23927.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLM4DG8TU221757_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 462, "unit": "per_month", "display": "$462/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23927.0, "price_incl_doc": 23927.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 462.36, "amount_financed": 25422.44, "sales_tax": 1495.44, "total_of_payments": 27741.88, "finance_charge": 2319.44, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28697, VIN KMHLM4DG8TU221757. $462 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $23,927, before any dealer documentation fee. Amount financed $25,422, including $1,495 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $27,742. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLM4DG8TU221757_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 377, "unit": "per_month", "display": "$377/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 23927.0, "price_incl_doc": 23927.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 377.39, "amount_financed": 25422.44, "sales_tax": 1495.44, "total_of_payments": 31700.41, "finance_charge": 6277.97, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #28697, VIN KMHLM4DG8TU221757. $377 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $23,927, before any dealer documentation fee. Amount financed $25,422, including $1,495 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $31,700. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 154}}, {"vin": "KM8R5DHE7LU135663", "title": "2020 Hyundai Palisade Limited", "year": 2020, "make": "Hyundai", "model": "Palisade", "trim": "Limited", "decoded_trim": "Limited", "condition": "used", "price": 19436.0, "msrp": 0.0, "sale_price": 20169.0, "currency": "USD", "mileage": 122547, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "V6", "engine_displacement_l": 3.8, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "PDM0764A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", 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"Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8R5DHE7LU135663.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-hyundai-palisade-limited-awd-4d-sport-utility-km8r5dhe7lu135663/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-hyundai-palisade-limited-awd-4d-sport-utility-km8r5dhe7lu135663/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8R5DHE7LU135663.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8R5DHE7LU135663.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8R5DHE7LU135663.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2020-hyundai-palisade-limited-awd-4d-sport-utility-km8r5dhe7lu135663/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDM0764A, VIN KM8R5DHE7LU135663. Advertised price: $19,436. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$19,436"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Android Auto", "Apple CarPlay", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Panoramic Sunroof", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Rear A/C", "Remote Start"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 19436.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8R5DHE7LU135663_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 485, "unit": "per_month", "display": "$485/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19436.0, "price_incl_doc": 19436.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 484.89, "amount_financed": 20650.75, "sales_tax": 1214.75, "total_of_payments": 23274.66, "finance_charge": 2623.91, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0764A, VIN KM8R5DHE7LU135663. $485 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $19,436, before any dealer documentation fee. Amount financed $20,651, including $1,215 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $23,275. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R5DHE7LU135663_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 404, "unit": "per_month", "display": "$404/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19436.0, "price_incl_doc": 19436.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 403.96, "amount_financed": 20650.75, "sales_tax": 1214.75, "total_of_payments": 24237.53, "finance_charge": 3586.78, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0764A, VIN KM8R5DHE7LU135663. $404 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $19,436, before any dealer documentation fee. Amount financed $20,651, including $1,215 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $24,238. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8R5DHE7LU135663_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 352, "unit": "per_month", "display": "$352/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 19436.0, "price_incl_doc": 19436.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 351.98, "amount_financed": 20650.75, "sales_tax": 1214.75, "total_of_payments": 25342.24, "finance_charge": 4691.49, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDM0764A, VIN KM8R5DHE7LU135663. $352 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $19,436, before any dealer documentation fee. Amount financed $20,651, including $1,215 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $25,342. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 164}}, {"vin": "KM8RHESA4TU096307", "title": "2026 Hyundai PALISADE HYBRID Premium", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Premium", "decoded_trim": "Blue SEL Premium FWD, SEL Premium AWD", "condition": "new", "price": 50447.0, "msrp": 52390.0, "sale_price": 51447.0, "currency": "USD", "mileage": 12, "exterior_color": "Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 8, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260894", "stock_status": "In Stock", "availability": "In 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"source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa4tu096307/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa4tu096307/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RHESA4TU096307.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA4TU096307.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RHESA4TU096307.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-premium-awd-4d-sport-utility-km8rhesa4tu096307/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,943. This offer applies to Stock #HD260894, VIN KM8RHESA4TU096307. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $52,390. Advertised price: $50,447. Savings: $1,943, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$52,390"}, {"label": "Advertised price", "value": "$50,447"}, {"label": "Savings", "value": "$1,943, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,943", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 50447.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RHESA4TU096307_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 999, "unit": "per_month", "display": "$999/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50447.0, "price_incl_doc": 50447.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 999.02, "amount_financed": 53599.94, "sales_tax": 3152.94, "total_of_payments": 59941.26, "finance_charge": 6341.32, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260894, VIN KM8RHESA4TU096307. $999 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $50,447, before any dealer documentation fee. Amount financed $53,600, including $3,153 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $59,941. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RHESA4TU096307_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 744, "unit": "per_month", "display": "$744/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 50447.0, "price_incl_doc": 50447.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 744.44, "amount_financed": 53599.94, "sales_tax": 3152.94, "total_of_payments": 53599.94, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260894, VIN KM8RHESA4TU096307. $744 per month for 72 months at 0% APR, $0 cash down. Advertised price $50,447, before any dealer documentation fee. Amount financed $53,600, including $3,153 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $53,600. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 144}}, {"vin": "3VWEM7BU0PM031174", "title": "2023 Volkswagen Jetta SE", "year": 2023, "make": "Volkswagen", "model": "Jetta", "trim": "SE", "decoded_trim": "SE", "condition": "used", "price": 18408.0, "msrp": 0.0, "sale_price": 20190.0, "currency": "USD", "mileage": 43604, "exterior_color": "Gray", "interior_color": "Titan Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "1.5L I-4 DI DOHC Turbocharged", "engine_displacement_l": 1.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with Tiptronic", "mpg_city": 29, "mpg_hwy": 40, "range_miles": null, "battery_kwh": null, "stock_number": "PDV0984", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-jetta-1-5t-se-fwd-4d-sedan-3vwem7bu0pm031174/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-jetta-1-5t-se-fwd-4d-sedan-3vwem7bu0pm031174/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/3VWEM7BU0PM031174.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/3VWEM7BU0PM031174.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/3VWEM7BU0PM031174.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-volkswagen-jetta-1-5t-se-fwd-4d-sedan-3vwem7bu0pm031174/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #PDV0984, VIN 3VWEM7BU0PM031174. Advertised price: $18,408. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$18,408"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Heated Seats", "Keyless Entry", "Power Seats", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 18408.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_3VWEM7BU0PM031174_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 459, "unit": "per_month", "display": "$459/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18408.0, "price_incl_doc": 18408.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 459.24, "amount_financed": 19558.5, "sales_tax": 1150.5, "total_of_payments": 22043.63, "finance_charge": 2485.13, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0984, VIN 3VWEM7BU0PM031174. $459 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $18,408, before any dealer documentation fee. Amount financed $19,558, including $1,150 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $22,044. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VWEM7BU0PM031174_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 383, "unit": "per_month", "display": "$383/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18408.0, "price_incl_doc": 18408.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 382.59, "amount_financed": 19558.5, "sales_tax": 1150.5, "total_of_payments": 22955.57, "finance_charge": 3397.07, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0984, VIN 3VWEM7BU0PM031174. $383 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $18,408, before any dealer documentation fee. Amount financed $19,558, including $1,150 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $22,956. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_3VWEM7BU0PM031174_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 333, "unit": "per_month", "display": "$333/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 18408.0, "price_incl_doc": 18408.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 333.36, "amount_financed": 19558.5, "sales_tax": 1150.5, "total_of_payments": 24001.85, "finance_charge": 4443.35, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #PDV0984, VIN 3VWEM7BU0PM031174. $333 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $18,408, before any dealer documentation fee. Amount financed $19,558, including $1,150 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $24,002. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes25tu107972/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RKES25TU107972.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES25TU107972.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RKES25TU107972.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-limited-awd-4d-sport-utility-km8rkes25tu107972/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $5,087. This offer applies to Stock #HD260818, VIN KM8RKES25TU107972. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $54,565. Advertised price: $49,478. Savings: $5,087, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$54,565"}, {"label": "Advertised price", "value": "$49,478"}, {"label": "Savings", "value": "$5,087, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $5,087", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 49478.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RKES25TU107972_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 968, "unit": "per_month", "display": "$968/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49478.0, "price_incl_doc": 49478.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 967.93, "amount_financed": 52570.38, "sales_tax": 3092.38, "total_of_payments": 58075.58, "finance_charge": 5505.2, "per_1000_financed": 18.41, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260818, VIN KM8RKES25TU107972. $968 per month for 60 months at 3.99% APR, $0 cash down. Advertised price $49,478, before any dealer documentation fee. Amount financed $52,570, including $3,092 estimated sales tax at 6.25%. That is $18.41 per $1,000 financed. Total of payments $58,076. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RKES25TU107972_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 730, "unit": "per_month", "display": "$730/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 49478.0, "price_incl_doc": 49478.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 730.14, "amount_financed": 52570.38, "sales_tax": 3092.38, "total_of_payments": 52570.38, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260818, VIN KM8RKES25TU107972. $730 per month for 72 months at 0% APR, $0 cash down. Advertised price $49,478, before any dealer documentation fee. Amount financed $52,570, including $3,092 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $52,570. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 160}}, {"vin": "5NMP3DG13TH129169", "title": "2026 Hyundai SANTA FE HYBRID Limited", "year": 2026, "make": "Hyundai", "model": "SANTA FE HYBRID", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 47085.0, "msrp": 50525.0, "sale_price": 47335.0, "currency": "USD", "mileage": 9, "exterior_color": "White", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 6, "engine": "I4", "engine_displacement_l": 1.6, "engine_cylinders": null, "transmission": "6-Speed Automatic with Shiftronic", "mpg_city": 35, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "HD260874", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": 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"Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 50525.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMP3DG13TH129169.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg13th129169/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg13th129169/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMP3DG13TH129169.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG13TH129169.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMP3DG13TH129169.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-fe-hybrid-limited-awd-4d-sport-utility-5nmp3dg13th129169/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $3,440. This offer applies to Stock #HD260874, VIN 5NMP3DG13TH129169. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $50,525. Advertised price: $47,085. Savings: $3,440, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$50,525"}, {"label": "Advertised price", "value": "$47,085"}, {"label": "Savings", "value": "$3,440, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $3,440", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:56Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47085.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMP3DG13TH129169_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 834, "unit": "per_month", "display": "$834/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47085.0, "price_incl_doc": 47085.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Fe Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 833.8, "amount_financed": 50027.81, "sales_tax": 2942.81, "total_of_payments": 50027.81, "finance_charge": 0.0, "per_1000_financed": 16.67, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260874, VIN 5NMP3DG13TH129169. $834 per month for 60 months at 0% APR, $0 cash down. Advertised price $47,085, before any dealer documentation fee. Amount financed $50,028, including $2,943 estimated sales tax at 6.25%. That is $16.67 per $1,000 financed. Total of payments $50,028. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMP3DG13TH129169_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 743, "unit": "per_month", "display": "$743/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47085.0, "price_incl_doc": 47085.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 742.64, "amount_financed": 50027.81, "sales_tax": 2942.81, "total_of_payments": 62381.98, "finance_charge": 12354.17, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260874, VIN 5NMP3DG13TH129169. $743 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,085, before any dealer documentation fee. Amount financed $50,028, including $2,943 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,382. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 159}}, {"vin": "KMUMCDTC3PU133020", "title": "2023 Genesis GV70 Sport", "year": 2023, "make": "Genesis", "model": "GV70", "trim": "Sport", "decoded_trim": "3.5T, 3.5T Sport Advanced, 3.5T Sport Prestige", "condition": "used", "price": 0.0, "msrp": 0.0, "sale_price": 0.0, "currency": "USD", "mileage": 15396, "exterior_color": "Blue", "interior_color": "Obsidian Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "3.5L DOHC", "engine_displacement_l": 3.5, "engine_cylinders": null, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 19, "mpg_hwy": 24, "range_miles": null, "battery_kwh": null, "stock_number": "GD260583A", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 378.0, "photo_count": null, "primary_image": null, "images": [], "vin_decode": {"make": "Genesis", "model": "GV70", "year": 2023, "trim": "3.5T, 3.5T Sport Advanced, 3.5T Sport Prestige", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "3.5L", "engine_displacement_l": 3.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": null, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-genesis-gv70-3-5t-sport-awd-4d-sport-utility-kmumcdtc3pu133020/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-genesis-gv70-3-5t-sport-awd-4d-sport-utility-kmumcdtc3pu133020/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMUMCDTC3PU133020.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMUMCDTC3PU133020.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMUMCDTC3PU133020.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2023-genesis-gv70-3-5t-sport-awd-4d-sport-utility-kmumcdtc3pu133020/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "advertised_price_not_positive", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #GD260583A, VIN KMUMCDTC3PU133020. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Heated Seats", "Keyless Entry", "Leather Seats", "Memory Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Premium Audio", "Rain Sensing Wipers", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 0.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMUMCDTC3PU133020_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 1172, "unit": "per_month", "display": "$1,172/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46998.0, "price_incl_doc": 46998.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1172.5, "amount_financed": 49935.38, "sales_tax": 2937.38, "total_of_payments": 56280.24, "finance_charge": 6344.86, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260583A, VIN KMUMCDTC3PU133020. $1,172 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $46,998, before any dealer documentation fee. Amount financed $49,935, including $2,937 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $56,280. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMCDTC3PU133020_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 977, "unit": "per_month", "display": "$977/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46998.0, "price_incl_doc": 46998.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 976.81, "amount_financed": 49935.38, "sales_tax": 2937.38, "total_of_payments": 58608.55, "finance_charge": 8673.17, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260583A, VIN KMUMCDTC3PU133020. $977 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $46,998, before any dealer documentation fee. Amount financed $49,935, including $2,937 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $58,609. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMUMCDTC3PU133020_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 851, "unit": "per_month", "display": "$851/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46998.0, "price_incl_doc": 46998.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 851.11, "amount_financed": 49935.38, "sales_tax": 2937.38, "total_of_payments": 61279.84, "finance_charge": 11344.46, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #GD260583A, VIN KMUMCDTC3PU133020. $851 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $46,998, before any dealer documentation fee. Amount financed $49,935, including $2,937 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $61,280. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 174}}, {"vin": "7YAKNDDC2TY067770", "title": "2026 Hyundai IONIQ 5 SEL", "year": 2026, "make": "Hyundai", "model": "IONIQ 5", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 46058.0, "msrp": null, "sale_price": 46058.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": 5, "engine": "Electric", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "7YAKNDDC2TY067770", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/de70-110013116/7YAKNDDC2TY067770/173b3a01c7e6719771a0c489c9452b32.jpg", "images": ["https://vehicle-images.carscommerce.inc/de70-110013116/7YAKNDDC2TY067770/173b3a01c7e6719771a0c489c9452b32.jpg"], "vin_decode": {"make": "Hyundai", "model": "Ioniq 5", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "4WD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/7YAKNDDC2TY067770.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc2ty067770/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc2ty067770/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7YAKNDDC2TY067770.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKNDDC2TY067770.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKNDDC2TY067770.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc2ty067770/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #7YAKNDDC2TY067770, VIN 7YAKNDDC2TY067770. Advertised price: $46,058. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,058"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46058.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7YAKNDDC2TY067770_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 680, "unit": "per_month", "display": "$680/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46058.0, "price_incl_doc": 46058.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 679.68, "amount_financed": 48936.63, "sales_tax": 2878.63, "total_of_payments": 48936.63, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #7YAKNDDC2TY067770, VIN 7YAKNDDC2TY067770. $680 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,058, before any dealer documentation fee. Amount financed $48,937, including $2,879 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $48,937. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDC2TY067770_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 663, "unit": "per_month", "display": "$663/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 45645.0, "selling_price": 46058.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 662.84, "net_cap_cost": 46708.0, "residual_value": 28299.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 662.84, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 822.84}, "total_of_payments": 23868, "total_of_payments_unrounded": 23862.24}, "disclosure": "Estimated lease payment for stock #7YAKNDDC2TY067770, VIN 7YAKNDDC2TY067770. $663 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $823, made up of $663 first payment, $60 title, $100 registration. MSRP $45,645. Lease selling price $46,058. Net capitalized cost $46,708. Residual value $28,300, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $23,868. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDC2TY067770_lease", "type": "lease", "label": "Lease", "headline": {"value": 570, "unit": "per_month", "display": "$570/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 45645.0, "selling_price": 46058.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 569.55, "net_cap_cost": 43709.0, "residual_value": 28299.9, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 569.55, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3728.55}, "total_of_payments": 20520, "total_of_payments_unrounded": 20503.8}, "disclosure": "Estimated lease payment for stock #7YAKNDDC2TY067770, VIN 7YAKNDDC2TY067770. $570 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,729, made up of $570 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $45,645. Lease selling price $46,058. Net capitalized cost $43,709. Residual value $28,300, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,520. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 219}}, {"vin": "KMHL24JA8TA596586", "title": "2026 Hyundai SONATA SE", "year": 2026, "make": "Hyundai", "model": "SONATA", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 29913.0, "msrp": null, "sale_price": 29913.0, "currency": "USD", "mileage": null, "exterior_color": "Abyss Black", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 28, "mpg_hwy": 38, "range_miles": null, "battery_kwh": null, "stock_number": "KMHL24JA8TA596586", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/a680-110013116/KMHL24JA8TA596586/4f61b7949813389fdff51984a65e88f3.jpg", "images": ["https://vehicle-images.carscommerce.inc/a680-110013116/KMHL24JA8TA596586/4f61b7949813389fdff51984a65e88f3.jpg"], "vin_decode": {"make": "Hyundai", "model": "Sonata", "year": 2026, "trim": "SE", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHL24JA8TA596586.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-se-fwd-4dr-car-kmhl24ja8ta596586/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-se-fwd-4dr-car-kmhl24ja8ta596586/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHL24JA8TA596586.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JA8TA596586.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHL24JA8TA596586.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-sonata-se-fwd-4dr-car-kmhl24ja8ta596586/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KMHL24JA8TA596586, VIN KMHL24JA8TA596586. Advertised price: $29,913. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$29,913"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 29913.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHL24JA8TA596586_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 543, "unit": "per_month", "display": "$543/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29913.0, "price_incl_doc": 29913.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 0.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Sonata \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 543.15, "amount_financed": 31782.56, "sales_tax": 1869.56, "total_of_payments": 32588.77, "finance_charge": 806.21, "per_1000_financed": 17.09, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL24JA8TA596586, VIN KMHL24JA8TA596586. $543 per month for 60 months at 0.99% APR, $0 cash down. Advertised price $29,913, before any dealer documentation fee. Amount financed $31,783, including $1,870 estimated sales tax at 6.25%. That is $17.09 per $1,000 financed. Total of payments $32,589. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHL24JA8TA596586_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 472, "unit": "per_month", "display": "$472/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 29913.0, "price_incl_doc": 29913.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 471.8, "amount_financed": 31782.56, "sales_tax": 1869.56, "total_of_payments": 39631.14, "finance_charge": 7848.58, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KMHL24JA8TA596586, VIN KMHL24JA8TA596586. $472 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $29,913, before any dealer documentation fee. Amount financed $31,783, including $1,870 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $39,631. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesaxtu092552/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESAXTU092552.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESAXTU092552.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESAXTU092552.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesaxtu092552/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to VIN KM8RLESAXTU092552. Advertised price: $46,658. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,658"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46658.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESAXTU092552_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 924, "unit": "per_month", "display": "$924/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46658.0, "price_incl_doc": 46658.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 923.99, "amount_financed": 49574.13, "sales_tax": 2916.13, "total_of_payments": 55439.16, "finance_charge": 5865.03, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for this vehicle, VIN KM8RLESAXTU092552. $924 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $46,658, before any dealer documentation fee. Amount financed $49,574, including $2,916 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $55,439. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 1, "suppressed": 1, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 164}}, {"vin": "7YAKNDDC5TY065429", "title": "2026 Hyundai IONIQ 5 SEL", "year": 2026, "make": "Hyundai", "model": "IONIQ 5", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 46513.0, "msrp": null, "sale_price": 46513.0, "currency": "USD", "mileage": null, "exterior_color": "Ultimate Red", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": 5, "engine": "Electric", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "7YAKNDDC5TY065429", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/de70-110013116/7YAKNDDC5TY065429/173b3a01c7e6719771a0c489c9452b32.jpg", "images": ["https://vehicle-images.carscommerce.inc/de70-110013116/7YAKNDDC5TY065429/173b3a01c7e6719771a0c489c9452b32.jpg"], "vin_decode": {"make": "Hyundai", "model": "Ioniq 5", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "4WD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/7YAKNDDC5TY065429.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc5ty065429/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc5ty065429/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7YAKNDDC5TY065429.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKNDDC5TY065429.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKNDDC5TY065429.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc5ty065429/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #7YAKNDDC5TY065429, VIN 7YAKNDDC5TY065429. Advertised price: $46,513. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,513"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46513.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7YAKNDDC5TY065429_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 686, "unit": "per_month", "display": "$686/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46513.0, "price_incl_doc": 46513.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.39, "amount_financed": 49420.06, "sales_tax": 2907.06, "total_of_payments": 49420.06, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #7YAKNDDC5TY065429, VIN 7YAKNDDC5TY065429. $686 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,513, before any dealer documentation fee. Amount financed $49,420, including $2,907 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,420. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDC5TY065429_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 669, "unit": "per_month", "display": "$669/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 46100.0, "selling_price": 46513.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 669.12, "net_cap_cost": 47163.0, "residual_value": 28582.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 669.12, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 829.12}, "total_of_payments": 24084, "total_of_payments_unrounded": 24088.32}, "disclosure": "Estimated lease payment for stock #7YAKNDDC5TY065429, VIN 7YAKNDDC5TY065429. $669 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $829, made up of $669 first payment, $60 title, $100 registration. MSRP $46,100. Lease selling price $46,513. Net capitalized cost $47,163. Residual value $28,582, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $24,084. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDC5TY065429_lease", "type": "lease", "label": "Lease", "headline": {"value": 576, "unit": "per_month", "display": "$576/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 46100.0, "selling_price": 46513.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 575.82, "net_cap_cost": 44164.0, "residual_value": 28582.0, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 575.82, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3734.82}, "total_of_payments": 20736, "total_of_payments_unrounded": 20729.52}, "disclosure": "Estimated lease payment for stock #7YAKNDDC5TY065429, VIN 7YAKNDDC5TY065429. $576 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,735, made up of $576 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $46,100. Lease selling price $46,513. Net capitalized cost $44,164. Residual value $28,582, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,736. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 214}}, {"vin": "7YAKNDDC8TY064923", "title": "2026 Hyundai IONIQ 5 SEL", "year": 2026, "make": "Hyundai", "model": "IONIQ 5", "trim": "SEL", "decoded_trim": "SEL", "condition": "new", "price": 46503.0, "msrp": null, "sale_price": 46503.0, "currency": "USD", "mileage": null, "exterior_color": "Ultimate Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Electric Fuel System", "doors": 4, "seating_capacity": 5, "engine": "Electric", "engine_displacement_l": null, "engine_cylinders": null, "transmission": "1-Speed Automatic", "mpg_city": null, "mpg_hwy": null, "range_miles": null, "battery_kwh": null, "stock_number": "7YAKNDDC8TY064923", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/de70-110013116/7YAKNDDC8TY064923/173b3a01c7e6719771a0c489c9452b32.jpg", "images": ["https://vehicle-images.carscommerce.inc/de70-110013116/7YAKNDDC8TY064923/173b3a01c7e6719771a0c489c9452b32.jpg"], "vin_decode": {"make": "Hyundai", "model": "Ioniq 5", "year": 2026, "trim": "SEL", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": null, "engine_displacement_l": null, "cylinders": null, "drive_type": "4WD", "fuel_type": "Electric", "doors": null}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/7YAKNDDC8TY064923.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc8ty064923/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc8ty064923/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/7YAKNDDC8TY064923.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKNDDC8TY064923.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/7YAKNDDC8TY064923.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-ioniq-5-sel-awd-sport-utility-7yaknddc8ty064923/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #7YAKNDDC8TY064923, VIN 7YAKNDDC8TY064923. Advertised price: $46,503. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$46,503"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Collision Avoidance", "Hands-Free Liftgate", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Push Start", "Satellite Radio Ready", "Side-Impact Air Bags", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46503.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_7YAKNDDC8TY064923_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 686, "unit": "per_month", "display": "$686/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46503.0, "price_incl_doc": 46503.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Ioniq 5 \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 686.24, "amount_financed": 49409.44, "sales_tax": 2906.44, "total_of_payments": 49409.44, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #7YAKNDDC8TY064923, VIN 7YAKNDDC8TY064923. $686 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,503, before any dealer documentation fee. Amount financed $49,409, including $2,906 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,409. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDC8TY064923_lease_zero_down", "type": "lease_zero_down", "label": "Zero-down lease", "headline": {"value": 669, "unit": "per_month", "display": "$669/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 46090.0, "selling_price": 46503.0, "cap_cost_reduction": 0.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 668.98, "net_cap_cost": 47153.0, "residual_value": 28575.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 668.98, "downPayment": 0, "upfrontTax": 0, "title": 60, "registration": 100, "total": 828.98}, "total_of_payments": 24084, "total_of_payments_unrounded": 24083.28}, "disclosure": "Estimated lease payment for stock #7YAKNDDC8TY064923, VIN 7YAKNDDC8TY064923. $669 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $829, made up of $669 first payment, $60 title, $100 registration. MSRP $46,090. Lease selling price $46,503. Net capitalized cost $47,153. Residual value $28,576, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $24,084. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_7YAKNDDC8TY064923_lease", "type": "lease", "label": "Lease", "headline": {"value": 576, "unit": "per_month", "display": "$576/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated lease payment on approved credit. Not an offer to lease. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"msrp": 46090.0, "selling_price": 46503.0, "cap_cost_reduction": 2999.0, "residual_pct": 62.0, "money_factor": 0.0015, "acquisition_fee": 650.0, "term": 36, "annual_miles": 10000.0, "tax_basis": "monthly", "doc_fee": null, "zip": "60515", "program_code": null}, "outputs": {"monthly_payment": 575.69, "net_cap_cost": 44154.0, "residual_value": 28575.8, "apr_equivalent": 3.6, "due_at_signing": {"firstPayment": 575.69, "downPayment": 2999, "upfrontTax": 0, "title": 60, "registration": 100, "total": 3734.69}, "total_of_payments": 20736, "total_of_payments_unrounded": 20724.84}, "disclosure": "Estimated lease payment for stock #7YAKNDDC8TY064923, VIN 7YAKNDDC8TY064923. $576 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,735, made up of $576 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $46,090. Lease selling price $46,503. Net capitalized cost $44,154. Residual value $28,576, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $650. Total of payments $20,736. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 22, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": null, "counts": {"offers": 3, "suppressed": 0, "advertisable": 0}, "engine_calls": 32, "elapsed_ms": 210}}, {"vin": "KM8RLESA5TU092149", "title": "2026 Hyundai PALISADE HYBRID SEL", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "SEL", "decoded_trim": "Blue SEL FWD, SEL AWD", "condition": "new", "price": 46658.0, "msrp": 48525.0, "sale_price": 47658.0, "currency": "USD", "mileage": 12, "exterior_color": "Silver", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 8, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260832", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 28, "primary_image": "https://vehicle-images.carscommerce.inc/b372-110013116/KM8RLESA5TU092149/725e4e99a4512fe8e73dfc18caf483b7.jpg", "images": ["https://vehicle-images.carscommerce.inc/b372-110013116/KM8RLESA5TU092149/725e4e99a4512fe8e73dfc18caf483b7.jpg", "https://vehicle-images.carscommerce.inc/7e24-110013116/KM8RLESA5TU092149/ab1754305d782b21b632cc34fb6cb523.jpg", "https://vehicle-images.carscommerce.inc/7d95-110013116/KM8RLESA5TU092149/e35821f9e3a81d50ea814366602f2e7d.jpg", 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"https://vehicle-images.carscommerce.inc/1f73-110013116/KM8RLESA5TU092149/c64a8b11cd486d8a1cbcf604afb39082.jpg"], "vin_decode": {"make": "Hyundai", "model": "Palisade", "year": 2026, "trim": "Blue SEL FWD, SEL AWD", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 48525.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8RLESA5TU092149.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa5tu092149/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa5tu092149/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESA5TU092149.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA5TU092149.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA5TU092149.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa5tu092149/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,867. This offer applies to Stock #HD260832, VIN KM8RLESA5TU092149. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $48,525. Advertised price: $46,658. Savings: $1,867, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$48,525"}, {"label": "Advertised price", "value": "$46,658"}, {"label": "Savings", "value": "$1,867, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,867", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 46658.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESA5TU092149_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 924, "unit": "per_month", "display": "$924/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46658.0, "price_incl_doc": 46658.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 923.99, "amount_financed": 49574.13, "sales_tax": 2916.13, "total_of_payments": 55439.16, "finance_charge": 5865.03, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260832, VIN KM8RLESA5TU092149. $924 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $46,658, before any dealer documentation fee. Amount financed $49,574, including $2,916 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $55,439. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESA5TU092149_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 689, "unit": "per_month", "display": "$689/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 46658.0, "price_incl_doc": 46658.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 688.53, "amount_financed": 49574.13, "sales_tax": 2916.13, "total_of_payments": 49574.13, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260832, VIN KM8RLESA5TU092149. $689 per month for 72 months at 0% APR, $0 cash down. Advertised price $46,658, before any dealer documentation fee. Amount financed $49,574, including $2,916 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $49,574. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 25, "elapsed_ms": 163}}, {"vin": "KM8RMESA5TU064297", "title": "2026 Hyundai PALISADE HYBRID Calligraphy", "year": 2026, "make": "Hyundai", "model": "PALISADE HYBRID", "trim": "Calligraphy", "decoded_trim": "Calligraphy", "condition": "new", "price": 58983.0, "msrp": 61150.0, "sale_price": 59983.0, "currency": "USD", "mileage": 34, "exterior_color": "Gray", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gas/Electric Hybrid", "doors": 4, "seating_capacity": 7, "engine": "2.5L Turbocharged GDI 4-Cylinder Hybrid", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "6-Speed Automatic", "mpg_city": 29, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260856", "stock_status": "In Stock", "availability": "In Stock", 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-4d-sport-utility-km8rmesa5tu064297/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RMESA5TU064297.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA5TU064297.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RMESA5TU064297.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-calligraphy-awd-4d-sport-utility-km8rmesa5tu064297/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,167. This offer applies to Stock #HD260856, VIN KM8RMESA5TU064297. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $61,150. Advertised price: $58,983. Savings: $2,167, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$61,150"}, {"label": "Advertised price", "value": "$58,983"}, {"label": "Savings", "value": "$2,167, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,167", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Memory Seats", "Navigation System", "Power Liftgate", "Power Seats", "Rain Sensing Wipers", "Rear A/C", "Satellite Radio Ready", "Sunroof / Moonroof", "Tow Package", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 58983.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RMESA5TU064297_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 1168, "unit": "per_month", "display": "$1,168/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58983.0, "price_incl_doc": 58983.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 1168.06, "amount_financed": 62669.44, "sales_tax": 3686.44, "total_of_payments": 70083.76, "finance_charge": 7414.32, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260856, VIN KM8RMESA5TU064297. $1,168 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $58,983, before any dealer documentation fee. Amount financed $62,669, including $3,686 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $70,084. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RMESA5TU064297_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 870, "unit": "per_month", "display": "$870/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 58983.0, "price_incl_doc": 58983.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 870.41, "amount_financed": 62669.44, "sales_tax": 3686.44, "total_of_payments": 62669.44, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260856, VIN KM8RMESA5TU064297. $870 per month for 72 months at 0% APR, $0 cash down. Advertised price $58,983, before any dealer documentation fee. Amount financed $62,669, including $3,686 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $62,669. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 160}}, {"vin": "KMHLS4DG1TU207107", "title": "2026 Hyundai ELANTRA Sport", "year": 2026, "make": "Hyundai", "model": "ELANTRA", "trim": "Sport", "decoded_trim": "SEL Sport Premium", "condition": "new", "price": 24748.0, "msrp": 26935.0, "sale_price": 24748.0, "currency": "USD", "mileage": 11, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "I4", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 30, "mpg_hwy": 39, "range_miles": null, "battery_kwh": null, "stock_number": "HD260819", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 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"https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG1TU207107.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLS4DG1TU207107.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-sel-sport-fwd-4d-sedan-kmhls4dg1tu207107/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,187. This offer applies to Stock #HD260819, VIN KMHLS4DG1TU207107. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $26,935. Advertised price: $24,748. Savings: $2,187, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$26,935"}, {"label": "Advertised price", "value": "$24,748"}, {"label": "Savings", "value": "$2,187, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,187", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 24748.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLS4DG1TU207107_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 478, "unit": "per_month", "display": "$478/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24748.0, "price_incl_doc": 24748.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 478.23, "amount_financed": 26294.75, "sales_tax": 1546.75, "total_of_payments": 28693.78, "finance_charge": 2399.03, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260819, VIN KMHLS4DG1TU207107. $478 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $24,748, before any dealer documentation fee. Amount financed $26,295, including $1,547 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $28,694. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLS4DG1TU207107_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 390, "unit": "per_month", "display": "$390/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 24748.0, "price_incl_doc": 24748.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 390.33, "amount_financed": 26294.75, "sales_tax": 1546.75, "total_of_payments": 32788.13, "finance_charge": 6493.38, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260819, VIN KMHLS4DG1TU207107. $390 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $24,748, before any dealer documentation fee. Amount financed $26,295, including $1,547 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $32,788. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 144}}, {"vin": "KM8HFCAB9TU421551", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 28279.0, "msrp": 30650.0, "sale_price": 29529.0, "currency": "USD", "mileage": 17, "exterior_color": "White", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "HD260509", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/77bc-110013116/KM8HFCAB9TU421551/d829db2ea4028b65959cecb5add923e9.jpg", "images": ["https://vehicle-images.carscommerce.inc/77bc-110013116/KM8HFCAB9TU421551/d829db2ea4028b65959cecb5add923e9.jpg", "https://vehicle-images.carscommerce.inc/e47d-110013116/KM8HFCAB9TU421551/e36f8529c41d269bcf4e60f4edc0eb94.jpg", "https://vehicle-images.carscommerce.inc/6ea2-110013116/KM8HFCAB9TU421551/d05bfc995f846956b8ad02da01999018.jpg", "https://vehicle-images.carscommerce.inc/d360-110013116/KM8HFCAB9TU421551/7ccb480863ac0e216691b293d7a26d12.jpg", "https://vehicle-images.carscommerce.inc/a543-110013116/KM8HFCAB9TU421551/fd6a0d3ac493b0381f938f7a919e99b7.jpg", "https://vehicle-images.carscommerce.inc/f78c-110013116/KM8HFCAB9TU421551/dd00696678447371c7a7a4d7302a07b4.png", "https://vehicle-images.carscommerce.inc/5ca8-110013116/KM8HFCAB9TU421551/13b4f49eb5a09adb52e82f962f4d1af2.jpg", "https://vehicle-images.carscommerce.inc/1e07-110013116/KM8HFCAB9TU421551/4bb9f677e78b6c309716ca54f6450418.jpg", "https://vehicle-images.carscommerce.inc/5bff-110013116/KM8HFCAB9TU421551/30ccc845d6aa1012ec8bac5d39775fa2.png", "https://vehicle-images.carscommerce.inc/e921-110013116/KM8HFCAB9TU421551/a01bbd3e71e9236dc5ccab61814d924f.jpg", "https://vehicle-images.carscommerce.inc/22cf-110013116/KM8HFCAB9TU421551/7d9a1e2b6e77c087e58a270835b42a6d.jpg", "https://vehicle-images.carscommerce.inc/6a4f-110013116/KM8HFCAB9TU421551/ae98edb6402c7faf5ca35b6038075a53.png", "https://vehicle-images.carscommerce.inc/754f-110013116/KM8HFCAB9TU421551/cb55f8de3c3d9fff6ac99b26bedc89cd.jpg", "https://vehicle-images.carscommerce.inc/9271-110013116/KM8HFCAB9TU421551/23ed9a283f57c69a7df9acb1b974f1ec.jpg", "https://vehicle-images.carscommerce.inc/f251-110013116/KM8HFCAB9TU421551/6c141f24f48ad330dd6ce8f6341fe9fe.png", "https://vehicle-images.carscommerce.inc/351d-110013116/KM8HFCAB9TU421551/a20425d74b2c0e2342b514e1843741de.jpg", "https://vehicle-images.carscommerce.inc/7c23-110013116/KM8HFCAB9TU421551/8fc0807d9d14ed20c11c1e1a213ff664.jpg", "https://vehicle-images.carscommerce.inc/82d2-110013116/KM8HFCAB9TU421551/64295eb1da6db627b068b11c14910540.png", "https://vehicle-images.carscommerce.inc/ad59-110013116/KM8HFCAB9TU421551/d891329f54642d5077b8fe94b24f8a1d.jpg", "https://vehicle-images.carscommerce.inc/1506-110013116/KM8HFCAB9TU421551/5e4f16dbb762dbff83eebb54833cba8a.jpg", "https://vehicle-images.carscommerce.inc/bd19-110013116/KM8HFCAB9TU421551/ebb17954de8afceed77e081fa80caf22.png", "https://vehicle-images.carscommerce.inc/ee60-110013116/KM8HFCAB9TU421551/b8f4f310e33d1319f2d680724d6bfb36.jpg", "https://vehicle-images.carscommerce.inc/fc5c-110013116/KM8HFCAB9TU421551/e69185e3ef837a59b89b3d10e470c3e6.jpg", "https://vehicle-images.carscommerce.inc/34da-110013116/KM8HFCAB9TU421551/a8c162c4d50c17a2d8346f3d40c5cc2c.png", "https://vehicle-images.carscommerce.inc/336a-110013116/KM8HFCAB9TU421551/e3c34a0cd588a4231346991c97ba8613.jpg", "https://vehicle-images.carscommerce.inc/c82b-110013116/KM8HFCAB9TU421551/b7948e6450ad68d3d37d3ee0f2a29793.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 30650.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB9TU421551.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab9tu421551/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab9tu421551/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB9TU421551.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB9TU421551.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB9TU421551.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab9tu421551/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,371. This offer applies to Stock #HD260509, VIN KM8HFCAB9TU421551. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $30,650. Advertised price: $28,279. Savings: $2,371, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$30,650"}, {"label": "Advertised price", "value": "$28,279"}, {"label": "Savings", "value": "$2,371, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,371", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28279.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB9TU421551_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 546, "unit": "per_month", "display": "$546/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28279.0, "price_incl_doc": 28279.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 546.46, "amount_financed": 30046.44, "sales_tax": 1767.44, "total_of_payments": 32787.76, "finance_charge": 2741.32, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260509, VIN KM8HFCAB9TU421551. $546 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,279, before any dealer documentation fee. Amount financed $30,046, including $1,767 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,788. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB9TU421551_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 446, "unit": "per_month", "display": "$446/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28279.0, "price_incl_doc": 28279.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 446.03, "amount_financed": 30046.44, "sales_tax": 1767.44, "total_of_payments": 37466.29, "finance_charge": 7419.85, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260509, VIN KM8HFCAB9TU421551. $446 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,279, before any dealer documentation fee. Amount financed $30,046, including $1,767 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $37,466. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 24, "elapsed_ms": 153}}, {"vin": "5NMJBCDE1TH611116", "title": "2026 Hyundai Tucson SEL", "year": 2026, "make": "Hyundai", "model": "Tucson", "trim": "SEL", "decoded_trim": "SEL, SEL Plus", "condition": "used", "price": 30208.0, "msrp": 0.0, "sale_price": 32127.0, "currency": "USD", "mileage": 720, "exterior_color": "Gray", "interior_color": "Gray", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": null, "engine": "2.5L I4 DGI DOHC 16V LEV3-SULEV30 187hp", "engine_displacement_l": 2.5, "engine_cylinders": 4, "transmission": "8-Speed Automatic with SHIFTRONIC", "mpg_city": 24, "mpg_hwy": 30, "range_miles": null, "battery_kwh": null, "stock_number": "HD260360", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 21, "primary_image": "https://vehicle-images.carscommerce.inc/bba5-110013116/5NMJBCDE1TH611116/f85e24bc324dff06a6473959c5ec4f90.jpg", "images": ["https://vehicle-images.carscommerce.inc/bba5-110013116/5NMJBCDE1TH611116/f85e24bc324dff06a6473959c5ec4f90.jpg", "https://vehicle-images.carscommerce.inc/8f01-110013116/5NMJBCDE1TH611116/cea0bd3c7be474142d85a9c87eeb86b0.jpg", "https://vehicle-images.carscommerce.inc/60b9-110013116/5NMJBCDE1TH611116/9310d45b90fe816f5421dde44496b555.jpg", "https://vehicle-images.carscommerce.inc/deae-110013116/5NMJBCDE1TH611116/8768823f4b04315baf0a8609950c7dd2.jpg", "https://vehicle-images.carscommerce.inc/7c77-110013116/5NMJBCDE1TH611116/9554401b390e0b89b79f89d11d732a77.jpg", "https://vehicle-images.carscommerce.inc/ab61-110013116/5NMJBCDE1TH611116/e609f229acdf28ab8974f1f6df3767d2.jpg", "https://vehicle-images.carscommerce.inc/4ca4-110013116/5NMJBCDE1TH611116/30c892dc6ab8622dc9e835c3ef983e2d.jpg", "https://vehicle-images.carscommerce.inc/9bb9-110013116/5NMJBCDE1TH611116/a5c19373415aff17afdaf86f81f68cfd.jpg", "https://vehicle-images.carscommerce.inc/a6fa-110013116/5NMJBCDE1TH611116/658f19a62cf787d67ad8296b66f893c3.jpg", "https://vehicle-images.carscommerce.inc/7f24-110013116/5NMJBCDE1TH611116/e12063bb282df528436f3cca00d6dd7a.jpg", "https://vehicle-images.carscommerce.inc/422e-110013116/5NMJBCDE1TH611116/eb7534a215aa2b77e998c78780bf91fc.jpg", "https://vehicle-images.carscommerce.inc/cb67-110013116/5NMJBCDE1TH611116/ae4598b53d8e1d0e123eb60dffcd316e.jpg", "https://vehicle-images.carscommerce.inc/3488-110013116/5NMJBCDE1TH611116/f961fe6d4066347822870e545e386f28.jpg", "https://vehicle-images.carscommerce.inc/fa3e-110013116/5NMJBCDE1TH611116/8987ec02744c1cb07cd37e64fe604850.jpg", "https://vehicle-images.carscommerce.inc/aa66-110013116/5NMJBCDE1TH611116/2d4fd636e159bfd440096da41255a408.jpg", "https://vehicle-images.carscommerce.inc/3863-110013116/5NMJBCDE1TH611116/f3f4a656ea53dd4db99128fe032cac5f.jpg", "https://vehicle-images.carscommerce.inc/8272-110013116/5NMJBCDE1TH611116/8721bdb753dff7a4cae7286c92a51b0a.jpg", "https://vehicle-images.carscommerce.inc/5171-110013116/5NMJBCDE1TH611116/518228906c15ea5adc660c3ae6c38e31.jpg", "https://vehicle-images.carscommerce.inc/b920-110013116/5NMJBCDE1TH611116/b2892dfe4bc321c2414483201b2017d8.jpg", "https://vehicle-images.carscommerce.inc/da3d-110013116/5NMJBCDE1TH611116/8d771981548265f05647770c881838c5.jpg", "https://vehicle-images.carscommerce.inc/f3cc-110013116/5NMJBCDE1TH611116/debee82f0caa9a1b0c599e5252b41064.jpg"], "vin_decode": {"make": "Hyundai", "model": "Tucson", "year": 2026, "trim": "SEL, SEL Plus", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2.5L 4-Cylinder", "engine_displacement_l": 2.5, "cylinders": 4, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 0.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NMJBCDE1TH611116.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde1th611116/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde1th611116/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NMJBCDE1TH611116.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE1TH611116.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NMJBCDE1TH611116.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/used-2026-hyundai-tucson-sel-awd-4d-sport-utility-5nmjbcde1th611116/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #HD260360, VIN 5NMJBCDE1TH611116. Advertised price: $30,208. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$30,208"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Android Auto", "Apple CarPlay", "Heated Seats", "Keyless Entry", "Power Liftgate", "Power Seats"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 30208.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NMJBCDE1TH611116_finance_48", "type": "finance_48", "label": "Finance", "headline": {"value": 754, "unit": "per_month", "display": "$754/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30208.0, "price_incl_doc": 30208.0, "doc_fee": null, "down_payment": 0.0, "term": 48, "apr": 5.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 753.63, "amount_financed": 32096.0, "sales_tax": 1888.0, "total_of_payments": 36174.16, "finance_charge": 4078.16, "per_1000_financed": 23.48, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260360, VIN 5NMJBCDE1TH611116. $754 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $30,208, before any dealer documentation fee. Amount financed $32,096, including $1,888 estimated sales tax at 6.25%. That is $23.48 per $1,000 financed. Total of payments $36,174. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH611116_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 628, "unit": "per_month", "display": "$628/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30208.0, "price_incl_doc": 30208.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 627.84, "amount_financed": 32096.0, "sales_tax": 1888.0, "total_of_payments": 37670.69, "finance_charge": 5574.69, "per_1000_financed": 19.56, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260360, VIN 5NMJBCDE1TH611116. $628 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $30,208, before any dealer documentation fee. Amount financed $32,096, including $1,888 estimated sales tax at 6.25%. That is $19.56 per $1,000 financed. Total of payments $37,671. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NMJBCDE1TH611116_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 547, "unit": "per_month", "display": "$547/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 30208.0, "price_incl_doc": 30208.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 6.99, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 547.05, "amount_financed": 32096.0, "sales_tax": 1888.0, "total_of_payments": 39387.66, "finance_charge": 7291.66, "per_1000_financed": 17.04, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260360, VIN 5NMJBCDE1TH611116. $547 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $30,208, before any dealer documentation fee. Amount financed $32,096, including $1,888 estimated sales tax at 6.25%. That is $17.04 per $1,000 financed. Total of payments $39,388. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "price_drop", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 3, "suppressed": 1, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 155}}, {"vin": "KMHLW4DK9TU042691", "title": "2026 Hyundai ELANTRA N Base", "year": 2026, "make": "Hyundai", "model": "ELANTRA N", "trim": "Base", "decoded_trim": "Elantra N", "condition": "new", "price": 38050.0, "msrp": 38450.0, "sale_price": 38050.0, "currency": "USD", "mileage": 2, "exterior_color": "Blue", "interior_color": "Black", "drivetrain": "FWD", "body_style": "Cars", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L 4-Cylinder Turbocharged", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "8-Speed Automatic", "mpg_city": 20, "mpg_hwy": 27, "range_miles": null, "battery_kwh": null, "stock_number": "HD260997", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 25, "primary_image": "https://vehicle-images.carscommerce.inc/7261-110013116/KMHLW4DK9TU042691/67a5b2b84dbf4a9963c80f404749a140.jpg", "images": ["https://vehicle-images.carscommerce.inc/7261-110013116/KMHLW4DK9TU042691/67a5b2b84dbf4a9963c80f404749a140.jpg", "https://vehicle-images.carscommerce.inc/61ed-110013116/KMHLW4DK9TU042691/ec4d356e4c594b108bb33ac4c8cf6d18.jpg", "https://vehicle-images.carscommerce.inc/7070-110013116/KMHLW4DK9TU042691/22c2b3a42835661167fc0f407cd9d293.jpg", "https://vehicle-images.carscommerce.inc/ab6f-110013116/KMHLW4DK9TU042691/8f4f0fe1e133e64b4e0a9386df9dcd01.jpg", "https://vehicle-images.carscommerce.inc/b0e8-110013116/KMHLW4DK9TU042691/5120b1436da8944ee158bb5d73586b2d.png", "https://vehicle-images.carscommerce.inc/6483-110013116/KMHLW4DK9TU042691/904f0da0fcbec92a6200ab65b23327c7.jpg", "https://vehicle-images.carscommerce.inc/10db-110013116/KMHLW4DK9TU042691/e7dcea85f44d47eae0bd2033c395dc74.jpg", "https://vehicle-images.carscommerce.inc/1969-110013116/KMHLW4DK9TU042691/270162a49d11a33d07d47d2ce68bf37f.png", "https://vehicle-images.carscommerce.inc/b3de-110013116/KMHLW4DK9TU042691/2d4ce14477f30f1e9104fb090734fdf0.jpg", "https://vehicle-images.carscommerce.inc/4de5-110013116/KMHLW4DK9TU042691/abe288f15520496a114d8a24c878abab.jpg", "https://vehicle-images.carscommerce.inc/eacd-110013116/KMHLW4DK9TU042691/9aa3d80d7b1ed0afaf3d8f4640c32548.png", "https://vehicle-images.carscommerce.inc/f1c7-110013116/KMHLW4DK9TU042691/e6c81027793a441dc23d625f2dc6edd5.jpg", "https://vehicle-images.carscommerce.inc/4914-110013116/KMHLW4DK9TU042691/c465cfba7939555284768cd659105316.jpg", "https://vehicle-images.carscommerce.inc/2e7a-110013116/KMHLW4DK9TU042691/4cb1f19cb89c2612b69f0e4d78d00ff2.png", "https://vehicle-images.carscommerce.inc/b197-110013116/KMHLW4DK9TU042691/ef7af1f642f31708c5361294f20183ce.jpg", "https://vehicle-images.carscommerce.inc/3287-110013116/KMHLW4DK9TU042691/7f7998d044928cf894faf8aab54e578c.jpg", "https://vehicle-images.carscommerce.inc/8ea6-110013116/KMHLW4DK9TU042691/4ca8be03df894c473617637cbf30337a.png", "https://vehicle-images.carscommerce.inc/4229-110013116/KMHLW4DK9TU042691/7cf9ae82aa2bf7069e9cef18226c5210.jpg", "https://vehicle-images.carscommerce.inc/1338-110013116/KMHLW4DK9TU042691/6848489c6674dead71391c8d7ca454f2.jpg", "https://vehicle-images.carscommerce.inc/f936-110013116/KMHLW4DK9TU042691/aff27dfbd894dbed823eb206c5ce3e34.png", "https://vehicle-images.carscommerce.inc/fd1e-110013116/KMHLW4DK9TU042691/f8b0afff60a36e4070be9240287763aa.jpg", "https://vehicle-images.carscommerce.inc/eb2a-110013116/KMHLW4DK9TU042691/b95069bb1d61c36219d736cfcf885d2e.jpg", "https://vehicle-images.carscommerce.inc/34ff-110013116/KMHLW4DK9TU042691/19a8bd834f0ed4f2b10bad3f22d26a42.png", "https://vehicle-images.carscommerce.inc/b4bd-110013116/KMHLW4DK9TU042691/6afd8e9157ac81b912c9c6e24ba3cffd.jpg", "https://vehicle-images.carscommerce.inc/c682-110013116/KMHLW4DK9TU042691/59e1244b57795fa61c95b72d32c375c3.jpg"], "vin_decode": {"make": "Hyundai", "model": "Elantra N", "year": 2026, "trim": "Elantra N", "body_style": "Sedan/Saloon", "vehicle_type": "PASSENGER CAR", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": null, "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": 38450.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KMHLW4DK9TU042691.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-base-fwd-4d-sedan-kmhlw4dk9tu042691/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-base-fwd-4d-sedan-kmhlw4dk9tu042691/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KMHLW4DK9TU042691.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK9TU042691.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KMHLW4DK9TU042691.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-elantra-n-base-fwd-4d-sedan-kmhlw4dk9tu042691/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $400. This offer applies to Stock #HD260997, VIN KMHLW4DK9TU042691. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $38,450. Advertised price: $38,050. Savings: $400, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$38,450"}, {"label": "Advertised price", "value": "$38,050"}, {"label": "Savings", "value": "$400, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $400", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Satellite Radio Ready", "Sunroof / Moonroof", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 38050.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KMHLW4DK9TU042691_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 772, "unit": "per_month", "display": "$772/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38050.0, "price_incl_doc": 38050.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 5.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Elantra N \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 772.04, "amount_financed": 40428.13, "sales_tax": 2378.13, "total_of_payments": 46322.26, "finance_charge": 5894.13, "per_1000_financed": 19.1, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260997, VIN KMHLW4DK9TU042691. $772 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $38,050, before any dealer documentation fee. Amount financed $40,428, including $2,378 estimated sales tax at 6.25%. That is $19.10 per $1,000 financed. Total of payments $46,322. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KMHLW4DK9TU042691_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 600, "unit": "per_month", "display": "$600/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 38050.0, "price_incl_doc": 38050.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 600.14, "amount_financed": 40428.13, "sales_tax": 2378.13, "total_of_payments": 50411.7, "finance_charge": 9983.57, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260997, VIN KMHLW4DK9TU042691. $600 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $38,050, before any dealer documentation fee. Amount financed $40,428, including $2,378 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $50,412. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 23, "elapsed_ms": 153}}, {"vin": "KM8HFCAB5TU421434", "title": "2026 Hyundai KONA Sport", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "Sport", "decoded_trim": "SEL Sport", "condition": "new", "price": 28746.0, "msrp": 31160.0, "sale_price": 29996.0, "currency": "USD", "mileage": 10, "exterior_color": "Red", "interior_color": "Black", "drivetrain": "AWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "2.0L I4 DOHC 16V", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "CVT", "mpg_city": 26, "mpg_hwy": 29, "range_miles": null, "battery_kwh": null, "stock_number": "HD260508", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 26, "primary_image": "https://vehicle-images.carscommerce.inc/e018-110013116/KM8HFCAB5TU421434/d9bf46a0f86e042cd2f8ea3c1235a777.jpg", "images": ["https://vehicle-images.carscommerce.inc/e018-110013116/KM8HFCAB5TU421434/d9bf46a0f86e042cd2f8ea3c1235a777.jpg", "https://vehicle-images.carscommerce.inc/e1b0-110013116/KM8HFCAB5TU421434/7c5e3be3d121a42ef31f686b8582c428.jpg", "https://vehicle-images.carscommerce.inc/9231-110013116/KM8HFCAB5TU421434/1c5824c5877b7ff5886523b6d56e613d.jpg", "https://vehicle-images.carscommerce.inc/b0a9-110013116/KM8HFCAB5TU421434/dfdcd17e2b51d7de3f242e661bc8f6bc.jpg", "https://vehicle-images.carscommerce.inc/3206-110013116/KM8HFCAB5TU421434/7c4ac7c3af8766c76cd7705029eff3d0.jpg", "https://vehicle-images.carscommerce.inc/7c3f-110013116/KM8HFCAB5TU421434/d37ed6151e42d1144027551d22acb69a.png", "https://vehicle-images.carscommerce.inc/6b8c-110013116/KM8HFCAB5TU421434/9b676eb13e16db37709069fa9344d83a.jpg", "https://vehicle-images.carscommerce.inc/d2a1-110013116/KM8HFCAB5TU421434/1dafc9553b728662105add77bf8c0ef0.jpg", "https://vehicle-images.carscommerce.inc/54fe-110013116/KM8HFCAB5TU421434/5e63b5483ab9a69c84df2441b544d78f.png", "https://vehicle-images.carscommerce.inc/ac5c-110013116/KM8HFCAB5TU421434/db0d662495f9a3fee0a32c03123ca049.jpg", "https://vehicle-images.carscommerce.inc/14dc-110013116/KM8HFCAB5TU421434/8618bd8bd159bea84286d2d872b4835b.jpg", "https://vehicle-images.carscommerce.inc/1319-110013116/KM8HFCAB5TU421434/89c9e9e4703c625311976beb5186086e.png", "https://vehicle-images.carscommerce.inc/34ca-110013116/KM8HFCAB5TU421434/2be0399fef47f78de8f7b4ee688ff3a0.jpg", "https://vehicle-images.carscommerce.inc/d0a3-110013116/KM8HFCAB5TU421434/8719965a58f83cc6c60c3a401f30abfd.jpg", "https://vehicle-images.carscommerce.inc/f73e-110013116/KM8HFCAB5TU421434/2fd419386e0f4522130786826f9820b5.png", "https://vehicle-images.carscommerce.inc/7547-110013116/KM8HFCAB5TU421434/b0cbee9a799e52e61194c309b75781a4.jpg", "https://vehicle-images.carscommerce.inc/5076-110013116/KM8HFCAB5TU421434/94198005f89072e2259b2b8fd714d4e8.jpg", "https://vehicle-images.carscommerce.inc/9bf9-110013116/KM8HFCAB5TU421434/3190938e511e36328aa48c487e31d10e.png", "https://vehicle-images.carscommerce.inc/998e-110013116/KM8HFCAB5TU421434/c88d9facc755d70850a52bf1badf0f49.jpg", "https://vehicle-images.carscommerce.inc/a162-110013116/KM8HFCAB5TU421434/ce220c602019860ce0d11eb2c74ad63d.jpg", "https://vehicle-images.carscommerce.inc/24e9-110013116/KM8HFCAB5TU421434/8f7d860e5fe649a248270b4a2aeb913e.png", "https://vehicle-images.carscommerce.inc/6525-110013116/KM8HFCAB5TU421434/53d8b03439819dbde8ca9453fa939dc2.jpg", "https://vehicle-images.carscommerce.inc/cdb4-110013116/KM8HFCAB5TU421434/f9c5c65d860cd9925942991c4afa79d4.jpg", "https://vehicle-images.carscommerce.inc/5fb0-110013116/KM8HFCAB5TU421434/75adee525e86be05d7734e5da1c8678a.png", "https://vehicle-images.carscommerce.inc/44d0-110013116/KM8HFCAB5TU421434/c5d3eff506f652c2a8f010c9d2286013.jpg", "https://vehicle-images.carscommerce.inc/755c-110013116/KM8HFCAB5TU421434/900d3b82443dcc855f57db50f6b7f365.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SEL Sport", "body_style": "Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": 31160.0, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HFCAB5TU421434.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab5tu421434/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab5tu421434/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HFCAB5TU421434.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB5TU421434.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HFCAB5TU421434.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-sel-sport-awd-4d-sport-utility-km8hfcab5tu421434/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $2,414. This offer applies to Stock #HD260508, VIN KM8HFCAB5TU421434. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $31,160. Advertised price: $28,746. Savings: $2,414, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$31,160"}, {"label": "Advertised price", "value": "$28,746"}, {"label": "Savings", "value": "$2,414, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $2,414", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 28746.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HFCAB5TU421434_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 555, "unit": "per_month", "display": "$555/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28746.0, "price_incl_doc": 28746.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 555.49, "amount_financed": 30542.63, "sales_tax": 1796.63, "total_of_payments": 33329.22, "finance_charge": 2786.59, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260508, VIN KM8HFCAB5TU421434. $555 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $28,746, before any dealer documentation fee. Amount financed $30,543, including $1,797 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $33,329. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HFCAB5TU421434_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 453, "unit": "per_month", "display": "$453/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 28746.0, "price_incl_doc": 28746.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 453.39, "amount_financed": 30542.63, "sales_tax": 1796.63, "total_of_payments": 38085.01, "finance_charge": 7542.38, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260508, VIN KM8HFCAB5TU421434. $453 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $28,746, before any dealer documentation fee. Amount financed $30,543, including $1,797 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $38,085. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 19, "elapsed_ms": 142}}, {"vin": "KM8HA3AB7TU501137", "title": "2026 Hyundai KONA SE", "year": 2026, "make": "Hyundai", "model": "KONA", "trim": "SE", "decoded_trim": "SE", "condition": "new", "price": 27813.0, "msrp": null, "sale_price": 27813.0, "currency": "USD", "mileage": null, "exterior_color": "Ecotronic Gray Pearl", "interior_color": "Black", "drivetrain": "FWD", "body_style": "SUVs", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Regular Unleaded I-4 2.0 L/122", "engine_displacement_l": 2.0, "engine_cylinders": null, "transmission": "1-Speed CVT w/OD", "mpg_city": 29, "mpg_hwy": 34, "range_miles": null, "battery_kwh": null, "stock_number": "KM8HA3AB7TU501137", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/1527-110013116/KM8HA3AB7TU501137/df64f38b9da2a4acc3d809f96278c3b1.jpg", "images": ["https://vehicle-images.carscommerce.inc/1527-110013116/KM8HA3AB7TU501137/df64f38b9da2a4acc3d809f96278c3b1.jpg"], "vin_decode": {"make": "Hyundai", "model": "Kona", "year": 2026, "trim": "SE", "body_style": "Sport Utility Vehicle [SUV]/Multipurpose Vehicle [MPV]", "vehicle_type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)", "engine": "2L", "engine_displacement_l": 2.0, "cylinders": null, "drive_type": "4x2", "fuel_type": "Gasoline", "doors": 5}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/KM8HA3AB7TU501137.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-se-fwd-sport-utility-km8ha3ab7tu501137/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-se-fwd-sport-utility-km8ha3ab7tu501137/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8HA3AB7TU501137.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HA3AB7TU501137.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8HA3AB7TU501137.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-kona-se-fwd-sport-utility-km8ha3ab7tu501137/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #KM8HA3AB7TU501137, VIN KM8HA3AB7TU501137. Advertised price: $27,813. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$27,813"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Lane keep assist", "Push Start", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 27813.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8HA3AB7TU501137_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 537, "unit": "per_month", "display": "$537/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27813.0, "price_incl_doc": 27813.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 3.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Kona \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 537.46, "amount_financed": 29551.31, "sales_tax": 1738.31, "total_of_payments": 32247.45, "finance_charge": 2696.14, "per_1000_financed": 18.19, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8HA3AB7TU501137, VIN KM8HA3AB7TU501137. $537 per month for 60 months at 3.49% APR, $0 cash down. Advertised price $27,813, before any dealer documentation fee. Amount financed $29,551, including $1,738 estimated sales tax at 6.25%. That is $18.19 per $1,000 financed. Total of payments $32,247. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8HA3AB7TU501137_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 439, "unit": "per_month", "display": "$439/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 27813.0, "price_incl_doc": 27813.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 438.68, "amount_financed": 29551.31, "sales_tax": 1738.31, "total_of_payments": 36848.89, "finance_charge": 7297.58, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #KM8HA3AB7TU501137, VIN KM8HA3AB7TU501137. $439 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $27,813, before any dealer documentation fee. Amount financed $29,551, including $1,738 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $36,849. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. 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"https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa8tu086121/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/KM8RLESA8TU086121.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA8TU086121.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/KM8RLESA8TU086121.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-palisade-hybrid-sel-awd-4d-sport-utility-km8rlesa8tu086121/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 4, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "off_msrp.v1", "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.", "full": "Advertised: save $1,912. This offer applies to Stock #HD260801, VIN KM8RLESA8TU086121. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $49,380. Advertised price: $47,468. Savings: $1,912, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Manufacturer's suggested retail price", "value": "$49,380"}, {"label": "Advertised price", "value": "$47,468"}, {"label": "Savings", "value": "$1,912, measured as the manufacturer's suggested retail price minus the advertised price"}], "advertised": "save $1,912", "expires": null, "required_missing": [], "required_missing_keys": [], "unsubstantiated": [], "substantiated": true, "reason": null, "advertisable": true, "estimate_only": false, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["3rd Row Seat", "AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Hands-Free Liftgate", "Heated Seats", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Navigation System", "Parking Sensors / Assist", "Power Liftgate", "Power Seats", "Rear A/C", "Satellite Radio Ready", "WiFi Hotspot"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47468.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_KM8RLESA8TU086121_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 940, "unit": "per_month", "display": "$940/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47468.0, "price_incl_doc": 47468.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.49, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Palisade Hybrid \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 940.03, "amount_financed": 50434.75, "sales_tax": 2966.75, "total_of_payments": 56401.6, "finance_charge": 5966.85, "per_1000_financed": 18.64, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260801, VIN KM8RLESA8TU086121. $940 per month for 60 months at 4.49% APR, $0 cash down. Advertised price $47,468, before any dealer documentation fee. Amount financed $50,435, including $2,967 estimated sales tax at 6.25%. That is $18.64 per $1,000 financed. Total of payments $56,402. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_KM8RLESA8TU086121_finance_72", "type": "finance_72", "label": "Finance", "headline": {"value": 700, "unit": "per_month", "display": "$700/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "program_model_year_mismatch", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47468.0, "price_incl_doc": 47468.0, "doc_fee": null, "down_payment": 0.0, "term": 72, "apr": 0.0, "tax_rate": 0.0625, "zip": "60515", "program_code": "2025 Hyundai Palisade \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 700.48, "amount_financed": 50434.75, "sales_tax": 2966.75, "total_of_payments": 50434.75, "finance_charge": 0.0, "per_1000_financed": 13.89, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #HD260801, VIN KM8RLESA8TU086121. $700 per month for 72 months at 0% APR, $0 cash down. Advertised price $47,468, before any dealer documentation fee. Amount financed $50,435, including $2,967 estimated sales tax at 6.25%. That is $13.89 per $1,000 financed. Total of payments $50,435. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}, {"type": "off_msrp", "failed_checks": ["price_source_stale"], "severity": "hard", "public_note": "No savings figure is shown for this vehicle because its price is being reconfirmed. One of our sales representatives can confirm the current price and any savings."}], "counts": {"offers": 2, "suppressed": 2, "advertisable": 0}, "engine_calls": 19, "elapsed_ms": 138}}, {"vin": "5NTJEDDF1TH177046", "title": "2026 Hyundai SANTA CRUZ Limited", "year": 2026, "make": "Hyundai", "model": "SANTA CRUZ", "trim": "Limited", "decoded_trim": "Limited", "condition": "new", "price": 47068.0, "msrp": null, "sale_price": 47068.0, "currency": "USD", "mileage": null, "exterior_color": "Phantom Black", "interior_color": "Medium Gray", "drivetrain": "AWD", "body_style": "Trucks", "vehicle_type": "car", "fuel_type": "Gasoline Fuel", "doors": 4, "seating_capacity": 5, "engine": "Intercooled Turbo Regular Unleaded I-4 2.5 L/152", "engine_displacement_l": 2.5, "engine_cylinders": null, "transmission": "8-Speed Automatic w/OD", "mpg_city": 18, "mpg_hwy": 25, "range_miles": null, "battery_kwh": null, "stock_number": "5NTJEDDF1TH177046", "stock_status": "In Stock", "availability": "In Stock", "availability_schema": "https://schema.org/InStock", "in_transit": false, "dealer_fees": 413.0, "photo_count": 1, "primary_image": "https://vehicle-images.carscommerce.inc/9d31-110013116/5NTJEDDF1TH177046/0b935b835c7f91ce967b56c704b41020.jpg", "images": ["https://vehicle-images.carscommerce.inc/9d31-110013116/5NTJEDDF1TH177046/0b935b835c7f91ce967b56c704b41020.jpg"], "vin_decode": {"make": "Hyundai", "model": "Santa Cruz", "year": 2026, "trim": "Limited", "body_style": "Pickup", "vehicle_type": "TRUCK", "engine": "2.5L", "engine_displacement_l": 2.5, "cylinders": null, "drive_type": "4WD", "fuel_type": "Gasoline", "doors": 4}, "offers": [], "price_history": [], "window_sticker": {"msrp": null, "monroney_url": "https://ai.castlehyundaidownersgrove.com/sticker/5NTJEDDF1TH177046.pdf", "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-limited-awd-crew-cab-pickup-5ntjeddf1th177046/", "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."}, "dealer": {"name": "Castle Hyundai Downers Grove", "short_name": "Castle Hyundai Downers Grove", "city": "Downers Grove", "state": "IL", "address": "1866 Ogden Avenue", "zip": "60515", "phone": "(630) 598-9960", "website": "https://www.castlehyundaidownersgrove.com"}, "source_vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-limited-awd-crew-cab-pickup-5ntjeddf1th177046/", "canonical_url": "https://ai.castlehyundaidownersgrove.com/vehicle/5NTJEDDF1TH177046.html", "json_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJEDDF1TH177046.json", "markdown_url": "https://ai.castlehyundaidownersgrove.com/v/5NTJEDDF1TH177046.md", "vdp_url": "https://www.castlehyundaidownersgrove.com/inventory/new-2026-hyundai-santa-cruz-limited-awd-crew-cab-pickup-5ntjeddf1th177046/", "generated_at": "2026-07-26T16:49:36Z", "price_excl_doc_fee": null, "price_includes_doc_fee": null, "doc_fee": null, "price_note": null, "savings": null, "price_check": {"ok": false, "issues": ["price_source_undated", "doc_fee_policy_unknown"], "checks": 3, "rule": "unknown", "stale": true}, "price_stale": true, "price_advertisable": false, "price_stale_reason": "price_source_undated", "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "price_max_age_hours": 48, "price_disclosure": {"kind": "off_msrp", "template_id": "price.v1", "inline": "Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.", "full": "This offer applies to Stock #5NTJEDDF1TH177046, VIN 5NTJEDDF1TH177046. Advertised price: $47,068. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.", "lines": [{"label": "Advertised price", "value": "$47,068"}], "advertised": "", "expires": null, "required_missing": ["what the savings figure is measured from"], "required_missing_keys": ["savings_basis"], "unsubstantiated": [], "substantiated": true, "reason": "required disclosure elements missing: what the savings figure is measured from", "advertisable": false, "estimate_only": true, "disclosure_version": "1.0.0"}, "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.", "disclosure_version": "1.0.0", "features": ["AWD", "Adaptive Cruise Control", "Android Auto", "Apple CarPlay", "Backup Camera", "Blind Spot Monitor", "Bluetooth", "Forward Collision Warning", "Interior Accents", "Keyless Entry", "Lane Departure Warning", "Leather Seats", "Navigation System", "Power Seats", "Premium Audio", "Push Start", "Rain Sensing Wipers", "Remote Start", "Satellite Radio Ready", "Side-Impact Air Bags", "Sunroof / Moonroof"], "computed_offers": {"generated_at": "2026-07-26T16:49:57Z", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0", "validator_version": "1.1.0", "basis": {"zip": "60515", "state": "IL", "doc_fee": null, "doc_fee_source": "unconfigured", "doc_fee_in_advertised_price": false, "selling_price": 47068.0, "price_reconciled": false, "price_stale": true, "price_age_hours": null, "price_max_age_hours": 48, "price_confirm_note": "Pricing on this vehicle is being reconfirmed. Please confirm the current price with us.", "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."}, "offers": [{"offer_id": "of_5NTJEDDF1TH177046_finance_60", "type": "finance_60", "label": "Finance", "headline": {"value": 944, "unit": "per_month", "display": "$944/mo"}, "provenance": "program", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47068.0, "price_incl_doc": 47068.0, "doc_fee": null, "down_payment": 0.0, "term": 60, "apr": 4.99, "tax_rate": 0.0625, "zip": "60515", "program_code": "2026 Hyundai Santa Cruz \u2014 Finance", "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 943.52, "amount_financed": 50009.75, "sales_tax": 2941.75, "total_of_payments": 56610.99, "finance_charge": 6601.24, "per_1000_financed": 18.87, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NTJEDDF1TH177046, VIN 5NTJEDDF1TH177046. $944 per month for 60 months at 4.99% APR, $0 cash down. Advertised price $47,068, before any dealer documentation fee. Amount financed $50,010, including $2,942 estimated sales tax at 6.25%. That is $18.87 per $1,000 financed. Total of payments $56,611. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 17, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}, {"offer_id": "of_5NTJEDDF1TH177046_finance_84", "type": "finance_84", "label": "Finance", "headline": {"value": 742, "unit": "per_month", "display": "$742/mo"}, "provenance": "estimated", "advertisable": false, "not_advertisable_because": ["doc_fee_policy_unknown", "price_not_reconciled", "price_source_stale", "provenance_estimated", "validator_flag", "validator_not_advertisable"], "estimate": true, "caveat": "Estimated payment on approved credit. Not an offer to lend. This vehicle's price is being reconfirmed, so this payment is an estimate and not a firm offer.", "inputs": {"selling_price": 47068.0, "price_incl_doc": 47068.0, "doc_fee": null, "down_payment": 0.0, "term": 84, "apr": 6.49, "tax_rate": 0.0625, "zip": "60515", "program_code": null, "credit_tier": "Excellent"}, "outputs": {"monthly_payment": 742.37, "amount_financed": 50009.75, "sales_tax": 2941.75, "total_of_payments": 62359.46, "finance_charge": 12349.71, "per_1000_financed": 14.84, "due_at_signing": {"downPayment": 0, "title": 60, "registration": 100, "total": 160}}, "disclosure": "Estimated finance payment for stock #5NTJEDDF1TH177046, VIN 5NTJEDDF1TH177046. $742 per month for 84 months at 6.49% APR, $0 cash down. Advertised price $47,068, before any dealer documentation fee. Amount financed $50,010, including $2,942 estimated sales tax at 6.25%. That is $14.84 per $1,000 financed. Total of payments $62,359. Offer expires 2026-07-31. Estimated for ZIP 60515. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.", "substantiation_complete": true, "unsubstantiated_values": null, "validation": {"outcome": "flag", "severity": "medium", "safe_to_advertise": false, "failed_checks": ["doc_fee_missing"], "checks_run": 16, "validator_version": "1.1.0"}, "expires_at": "2026-07-31", "engine_version": "beacon-offer-engine/1.0", "template_set": "beacon-disclosure/1.0"}], "suppressed": [{"type": "lease_zero_down", "failed_checks": ["money_factor_unit_error", "implied_apr_ceiling", "doc_fee_missing", "region_unverified"], "severity": "critical", "public_note": "No lease payment is shown for this vehicle because the lease quote did not pass our accuracy check. One of our sales representatives can quote the lease exactly."}], "counts": {"offers": 2, "suppressed": 1, "advertisable": 0}, "engine_calls": 19, "elapsed_ms": 148}}]}